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FLORIDA ASSET QUALITY - SEPTEMBER 30, 2016 * FDIC covered loans represents amount of past due and nonaccrual loans reported on this report for current quarter that are covered under an FDIC Loss Share Agreement.

Institution

City

Total Loans $

ALLL $

YTD Provision $

YTD Recoveries $

YTD C/O's $

ALLL/ Loans (%)

NPAs/ Assets (%)

Current Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Previous Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

State Summary Northwest - Total/Average North Central - Total/Average Northeast - Total/Average East Central - Total/Average Tampa Bay - Total/Average South Central - Total/Average Southwest - Total/Average Southeast - Total/Average State Total

3,513,870 1,795,335 25,800,524 4,187,583 28,850,047 949,372 2,953,912 70,641,706

44,225 25,618 109,945 69,933 342,160 18,523 35,972 647,479

1,599 2,485 28,477 540 28,617 986 3,092 86,705

3,564 1,929 4,041 3,194 9,770 438 490 32,131

4,884 5,897 20,023 5,019 14,828 1,314 529 59,415

138,692,349

1,293,855

152,501

55,557

111,909

410 57 458 9 20 954

1.26 1.43 0.43 1.67 1.19 1.95 1.22 0.92

4.15 1.08 0.79 0.82 0.65 1.72 0.27 0.61

21,813 11,307 673,580 13,121 58,497 12,149 3,011 158,419

1,385 24,435 3,710,036 1,138 19,272 1,228 84,268

105,334 30,676 204,855 42,042 159,485 19,950 9,017 436,182

155,748 6,807 43,619 21,386 73,442 5,873 2,428 169,802

28,471 11,306 465,709 12,966 46,103 10,075 583 177,596

1,799 30,311 3,216,173 166 16,081 186 89,590

106,790 30,220 140,253 43,696 162,083 15,997 9,432 374,719

162,043 6,538 531,894 21,816 82,030 6,134 2,998 187,160

0.78

951,897

3,841,762

1,007,541

479,105

752,809

3,354,306

883,190

1,000,613

0.99 1.76 2.28 3.65 1.29 1.75

31.89 0.16 15.86 0.18 1.42 12.59

8,790 386 3,039 424 247 12,886

589 1 590

73,302 593 9,250 58 846 84,049

96,069 23,354 655 648 120,726

19,520 331 910 132 765 21,658

88 641 1 127 857

74,165 336 12,939 775 738 88,953

98,634 24,348 799 648 124,429

-

2.34 1.48 1.67

1.31 0.96 1.05

272 272

-

989 2,454 3,443

609 1,032 1,641

305 305

-

1,128 2,766 3,894

609 1,159 1,768

7 4 117 128

1.19 1.16 3.19 1.28 2.35

0.00 0.00 14.46 0.00 5.03

-

-

416 416

19,170 19,170

1 221 64 286

-

587 587

19,349 19,349

0.93

Northwest Fort Walton Beach-Crestview-Destin, FL (Metro) Beach Community Bank First Florida Bank First City Bank of Florida FNBT Bank Peoples National Bank

Fort Walton Beach Destin Fort Walton Beach Fort Walton Beach Niceville

344,490 172,459 128,073 114,421 50,686 810,129

3,422 3,029 2,919 4,173 652 14,195

(11) 39

230 17 51 11 128 437

Panama City Panama City

60,518 206,365 266,883

1,418 3,046 4,464

160 160

1 54 55

Pensacola Pensacola Pensacola Pensacola

16,367 26,033 90,000 23,773 156,173

195 301 2,867 305 3,668

-

Total/Average

50

Panama City-Lynn Haven, FL (Metro) First National Bank Northwest Florida Summit Bank, National Association Total/Average

87 87

Pensacola-Ferry Pass-Brent, FL (Metro) Bank of the South Bank of Pensacola Gulf Coast Community Bank Warrington Bank Total/Average

  Source: SNL Financial

32 12 44

108 108

2 136 18 156

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FLORIDA ASSET QUALITY - SEPTEMBER 30, 2016 * FDIC covered loans represents amount of past due and nonaccrual loans reported on this report for current quarter that are covered under an FDIC Loss Share Agreement.

Institution

City

Total Loans $

YTD Provision $

ALLL $

YTD Recoveries $

YTD C/O's $

ALLL/ Loans (%)

NPAs/ Assets (%)

Current Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Previous Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Tallahassee, FL (Metro) Capital City Bank Farmers & Merchants Bank Prime Meridian Bank Sunshine Community Bank

Tallahassee Monticello Tallahassee Tallahassee Total/Average

1,557,754 300,155 225,631 124,331 2,207,871

13,744 3,551 2,863 892 21,050

39,833 32,981 72,814

472 376 848

3,513,870

355 375 412 135 1,277

2,747 141 14 61 2,963

3,311 220 36 200 3,767

0.88 1.18 1.27 0.72 0.95

0.78 1.38 0.40 1.26 0.85

5,847 475 1,089 7,411

79

1 1

10 25 35

1.18 1.14 1.16

0.72 0.28 0.43

44,225

1,599

3,564

4,884

1.26

269,225 190,552 459,777

4,280 2,280 6,560

291 291

153 114 267

246 246

209,052 134,852 39,776 220,788 567,137 54,126 53,607 56,220 1,335,558

2,423 2,626 502 6,094 4,959 841 659 954 19,058

1,375 19 676 255 (31) (100) 2,194

359 827 19 64 300 31 11 51 1,662

1,795,335

25,618

2,485

1,929

9

18 27

8,615 5,465 1,161 1,684 16,925

12,737 944 426 14,107

4,029 816 935 5,780

24 27

8,215 1,938 439 1,559 12,151

14,622 1,137 518 16,277

735 353 1,088

681 681

345 156 501

104 104

37 405 442

875 40 915

1,006 199 1,205

220 220

4.15

21,813

1,385

105,334

155,748

28,471

1,799

106,790

162,043

1.59 1.20 1.43

0.26 0.49 0.33

319 319

-

1,591 255 1,846

209 1,094 1,303

1,063 1,063

4,324 4,324

691 229 920

375 1,094 1,469

1,720 297 149 507 647 2,207 89 35 5,651

1.16 1.95 1.26 2.76 0.87 1.55 1.23 1.70 1.43

0.61 1.39 0.93 0.63 0.59 21.62 1.11 1.39 1.37

707 807 227 1,062 7,228 573 102 282 10,988

222 68 24,015 130 24,435

1,437 2,448 833 1,793 6,353 14,814 611 541 28,830

198 328 14 1,018 902 1,780 696 568 5,504

1,270 535 751 632 6,350 295 33 377 10,243

-

22 25,809 130 25,987

1,895 2,703 890 2,311 6,579 13,958 603 361 29,300

156 328 15 1,079 778 1,205 940 568 5,069

5,897

1.43

1.08

11,307

24,435

30,676

6,807

11,306

30,311

30,220

6,538

-

3 -

Other One South Bank Peoples Bank of Graceville

Chipley Graceville Total/Average

Northwest - Total/Average

79 -

-

North Central Ocala, FL (Metro) Community Bank and Trust of Florida Gateway Bank of Central Florida

Ocala Ocala Total/Average

Other Citizens State Bank Columbia Bank Community State Bank Drummond Community Bank First Federal Bank of Florida Lafayette State Bank Madison County Community Bank Peoples State Bank

Perry Lake City Starke Chiefland Lake City Mayo Madison Lake City Total/Average

North Central - Total/Average

  Source: SNL Financial

26 -

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FLORIDA ASSET QUALITY - SEPTEMBER 30, 2016 * FDIC covered loans represents amount of past due and nonaccrual loans reported on this report for current quarter that are covered under an FDIC Loss Share Agreement.

Institution

City

Total Loans $

ALLL $

YTD Provision $

YTD Recoveries $

YTD C/O's $

ALLL/ Loans (%)

NPAs/ Assets (%)

Current Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Previous Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Northeast Jacksonville, FL (Metro) Atlantic Coast Bank CBC National Bank EverBank FirstAtlantic Bank Florida Capital Bank, N.A. Intracoastal Bank

Jacksonville Fernandina Beach Jacksonville Jacksonville Jacksonville Palm Coast

Northeast - Total/Average

774,407 398,686 23,932,724 310,996 215,758 167,953

8,150 4,920 90,170 2,190 2,484 2,031

569 449 27,001 277 181

677 217 2,995 58 94 -

841 1,000 17,963 157 62 -

1.05 1.23 0.38 0.70 1.15 1.21

1.46 1.86 0.75 0.35 1.79 0.00

2,488 247 670,182 201 462 -

3,710,036 -

10,879 5,867 184,814 1,077 2,218 -

2,785 5,526 30,966 444 3,898 -

2,136 4,178 459,131 168 96 -

3,216,044 129 -

3,413 4,477 129,054 925 2,384 -

2,721 5,146 518,623 456 4,948 -

25,800,524

109,945

28,477

4,041

20,023

0.43

0.79

673,580

3,710,036

204,855

43,619

465,709

3,216,173

140,253

531,894

66,206 147,088 217,402 64,677 51,974 547,347

1,380 3,004 3,014 2,827 1,145 11,370

(84) 178 94

131 1,150 93 74 23 1,471

74 212 32 318

2.08 2.04 1.39 4.37 2.20 2.08

4.54 0.09 0.71 7.88 0.91 1.79

493 590 64 89 1,236

-

209 1,013 2,769 374 4,365

4,500 259 1,242 5,694 473 12,168

399 89 271 62 43 864

-

423 469 2,967 669 4,528

4,732 259 1,263 5,694 473 12,421

180,185 367,909 71,678 134,142 381,486 102,935 230,961 466,600 1,075,877 277,385 3,289,158

2,837 6,586 1,870 2,016 4,365 3,197 2,774 9,497 11,501 6,565 51,208

35 (1,000) (811) 14 352 1,906 496

125 173 340 11 51 42 414 86 259 1,501

130 39 133 214 153 1,945 1,061 56 3,731

1.57 1.79 2.61 1.50 1.14 3.11 1.20 2.04 1.07 2.37 1.56

0.69 0.04 1.85 0.02 0.08 4.07 0.39 0.79 0.81 1.90 0.67

440 52 3 427 314 42 6,519 410 1,988 10,195

-

1

542 798 838 46 381 5,894 1,258 4,581 11,910 7,211 33,459

1,240 839 3,164 409 113 2,153 7,918

2 311 149 254 1,874 279 5,592 1,778 855 11,094

-

928 828 871 47 1,646 8,012 1,258 3,615 11,019 7,283 35,507

1,240 839 2,250 291 113 2,456 7,189

45,920 124,487 76,408 104,263 351,078

1,016 3,681 1,149 1,509 7,355

(50) (50)

43 63 116 222

734 236 970

2.21 2.96 1.50 1.45 2.09

0.56 2.23 0.41 0.23 0.95

1,690 1,690

1,137 1,137

753 2,656 454 355 4,218

1,300 1,300

1,008 1,008

166 166

775 2,451 69 366 3,661

398 1,808 2,206

4,187,583

69,933

540

3,194

5,019

1.67

0.82

13,121

1,138

42,042

21,386

12,966

166

43,696

21,816

East Central Deltona-Daytona Beach-Ormond Beach, FL (Metro) Friends Bank Gateway Bank of Florida Mainstreet Community Bank of Florida Pinnacle Bank Surety Bank

New Smyrna Beach Daytona Beach Deland Orange City Deland Total/Average

Orlando-Kissimmee, FL (Metro) Citizens Bank of Florida Citizens First Bank Commerce National Bank & Trust First Colony Bank of Florida First Green Bank First National Bank of Mount Dora Florida Bank of Commerce Axiom Bank, National Association Seaside National Bank & Trust United Southern Bank

Oviedo The Villages Winter Park Maitland Orlando Mount Dora Orlando Maitland Orlando Umatilla Total/Average

1 -

Palm Bay-Melbourne-Titusville, FL (Metro) Community Bank of the South Fidelity Bank of Florida, National Association Florida Business Bank Sunrise Bank Total/Average

East Central - Total/Average

  Source: SNL Financial

Merritt Island Merritt Island Melbourne Cocoa Beach

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FLORIDA ASSET QUALITY - SEPTEMBER 30, 2016 * FDIC covered loans represents amount of past due and nonaccrual loans reported on this report for current quarter that are covered under an FDIC Loss Share Agreement.

Institution

City

Total Loans $

ALLL $

YTD Provision $

YTD Recoveries $

YTD C/O's $

ALLL/ Loans (%)

NPAs/ Assets (%)

Current Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Previous Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Tampa Bay Bradenton-Sarasota-Venice, FL (Metro) 1st Manatee Bank Bank of Commerce Gateway Bank of Southwest Florida Insignia Bank Sabal Palm Bank

Bradenton Sarasota Sarasota Sarasota Sarasota

117,568 132,654 204,912 192,147 102,145 749,426

1,151 2,264 1,943 2,301 1,438 9,097

Inverness Hernando

246,074 40,922 286,996

2,584 845 3,429

235 235

281,092 3,294,392 346,643 3,922,127

2,700 25,492 3,876 32,068

957,024 936,613 91,653 47,381 236,405 101,908 71,677 85,154 148,389 252,554 60,562 705,720 202,334 136,685 118,877 170,668 452,264 15,193,827 398,840 264,764 3,258,199 23,891,498 28,850,047

Total/Average

58 (1,250) 227 87 (878)

1,183 1 29 21 1,234

17 358 375

0.98 1.71 0.95 1.20 1.41 1.21

1.15 5.48 0.00 0.78 0.00 1.39

234 3,039 3,273

-

1,776 1,889 3,665

8,840 1,997 10,837

121 1,339 71 1,531

-

1,811 1,234 3,045

532 11,920 1,997 14,449

4 7 11

163 163

1.05 2.06 1.19

1.05 2.48 1.21

1,342 1,342

-

4,594 384 4,978

362 1,039 1,401

2,504 33 2,537

-

4,733 212 4,945

260 1,039 1,299

150 2,697 (62) 2,785

34 2,247 26 2,307

46 1,708 113 1,867

0.96 0.77 1.12 0.82

0.11 0.57 1.33 0.60

23,810 148 23,958

6,833 6,833

380 19,614 4,232 24,226

100 9,005 2,635 11,740

95 23,460 162 23,717

8,535 8,535

24,944 3,800 28,744

100 12,311 4,022 16,433

9,430 11,543 2,054 662 2,300 3,779 2,124 885 1,775 2,766 808 3,925 2,032 1,767 1,205 1,648 5,084 197,378 2,846 5,438 38,117 297,566

(528) (1,375) 217 2,050 (8) (305) 401 576 73 40 10 362 14,257 350 5,115 5,240 26,475

1 1,704 755 45 69 142 48 28 592 5 2 17 35 174 927 95 1,068 511 6,218

510 2,166 81 139 176 30 229 18 20 72 24 40 8 253 3,613 110 4,634 300 12,423

0.99 1.23 2.24 1.40 0.97 3.71 2.96 1.04 1.20 1.10 1.33 0.56 1.00 1.29 1.01 0.97 1.12 1.30 0.71 2.05 1.17 1.25

2.27 0.46 0.38 2.80 1.82 0.28 1.14 1.39 0.01 0.69 0.00 0.04 0.13 0.21 1.34 1.29 0.50 0.50 0.18 0.09 0.83 0.62

6,927 2,035 16 834 509 239 14 16 131 454 838 413 520 1,766 489 2,090 12,633 29,924

8,172 11 2,710 1,546 12,439

875 6,923 1,660 3,941 322 1,446 1,464 12 2,289 382 354 449 331 361 1,296 81,206 956 287 22,062 126,616

24,817 482 462 1,622 55 138 12 1,601 2,714 1,636 4,497 32 11,396 49,464

3,130 871 135 3,221 480 203 33 2 107 331 920 648 332 61 2,620 2,025 1,774 1,425 18,318

4,828 6 558 797 1,357 7,546

919 8,304 592 2,001 1,996 315 1,293 1,466 11 2,346 511 356 897 492 443 1,676 81,341 1,271 28 19,091 125,349

24,818 174 1,768 138 1,610 2,714 1,312 4,760 52 12,503 49,849

342,160

28,617

9,770

14,828

1.19

0.65

58,497

19,272

159,485

73,442

46,103

16,081

162,083

82,030

Homosassa Springs, FL (Micro) Brannen Bank Nature Coast Bank Total/Average Lakeland-Winter Haven, FL (Metro) Bank of Central Florida Lakeland CenterState Bank of Florida, National Association Winter Haven Citizens Bank and Trust Lake Wales Total/Average Tampa-St.Petersburg-Clearwater, FL (Metro) American Momentum Bank Bank of Tampa Central Bank Century Bank of Florida First Citrus Bank First Home Bank First National Bank of Pasco Flagship Community Bank Freedom Bank GulfShore Bank Hillsboro Bank HomeBanc National Association Jefferson Bank of Florida NorthStar Bank Patriot Bank Pilot Bank Platinum Bank Raymond James Bank, National Association Sunshine Bank TCM Bank, National Association USAmeriBank Total/Average

Tampa Bay - Total/Average

  Source: SNL Financial

College Station Tampa Tampa Tampa Tampa Seminole Dade City Clearwater Saint Petersburg Tampa Plant City Tampa Oldsmar Tampa Trinity Tampa Brandon Saint Petersburg Plant City Tampa Clearwater

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FLORIDA ASSET QUALITY - SEPTEMBER 30, 2016 * FDIC covered loans represents amount of past due and nonaccrual loans reported on this report for current quarter that are covered under an FDIC Loss Share Agreement.

Institution

City

Total Loans $

ALLL $

YTD Provision $

YTD Recoveries $

YTD C/O's $

ALLL/ Loans (%)

NPAs/ Assets (%)

Current Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Previous Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

South Central First Bank First National Bank of Wauchula First State Bank of Arcadia Heartland National Bank Wauchula State Bank

Clewiston Wauchula Arcadia Sebring Wauchula

South Central - Total/Average

219,419 42,857 77,687 151,890 457,519

3,383 1,071 2,964 2,966 8,139

949,372

30 (6) 353 609

16 6 40 174 202

144 58 492 620

1.54 2.50 3.82 1.95 1.78

0.43 3.77 1.94 1.36 2.25

3,943 1,377 526 631 5,672

-

405 2,643 2,054 3,400 11,448

939 38 598 1,163 3,135

2,769 1,167 531 2,852 2,756

-

480 2,691 2,211 2,090 8,525

718 38 598 1,199 3,581

18,523

986

438

1,314

1.95

1.72

12,149

-

19,950

5,873

10,075

-

15,997

6,134

141,432 922,722 76,624 281,293 1,422,071

1,901 10,692 1,001 2,679 16,273

1,731 39 205 1,975

55 144 9 76 284

3 32 5 40

1.34 1.16 1.31 0.95 1.14

0.38 0.29 0.88 0.10 0.30

659 366 1,025

756 756

481 3,752 99 4,332

566 945 219 1,730

243 101 344

-

481 3,763 219 4,463

566 945 91 1,602

282,722 907,302 1,190,024

3,206 9,228 12,434

380 721 1,101

52 15 67

28 265 293

1.13 1.02 1.04

0.00 0.13 0.10

182 1,614 1,796

472 472

1,631 1,631

-

183 1 184

186 186

1,823 1,823

863 863

183,716 158,101 341,817

3,958 3,307 7,265

16 -

108 88 196

2.15 2.09 2.13

0.37 0.97 0.63

171 19 190

-

981 2,073 3,054

250 448 698

-

16

108 31 139

-

1,001 2,145 3,146

68 465 533

2,953,912

35,972

3,092

490

529

1.22

0.27

3,011

1,228

9,017

2,428

186

9,432

2,998

Southwest Cape Coral-Fort Myers, FL (Metro) Edison National Bank FineMark National Bank & Trust Preferred Community Bank Sanibel Captiva Community Bank

Fort Myers Fort Myers Fort Myers Sanibel Total/Average

-

Naples-Marco Island, FL (Metro) Encore Bank First Florida Integrity Bank

Naples Naples Total/Average

Punta Gorda, FL (Metro) Charlotte State Bank & Trust Englewood Bank & Trust

Port Charlotte Englewood Total/Average

Southwest - Total/Average

  Source: SNL Financial

55 55 583

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FLORIDA ASSET QUALITY - SEPTEMBER 30, 2016 * FDIC covered loans represents amount of past due and nonaccrual loans reported on this report for current quarter that are covered under an FDIC Loss Share Agreement.

Institution

City

Total Loans $

ALLL $

YTD Provision $

YTD Recoveries $

YTD C/O's $

ALLL/ Loans (%)

NPAs/ Assets (%)

Current Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Previous Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Southeast Key West, FL (Micro) First State Bank of the Florida Keys

Key West Total/Average

551,637 551,637

7,464 7,464

(755) (755)

225,092 73,809 418,458 1,523,989 19,042,603 28,066 733,540 627,908 5,840,681 4,976,464 229,438 247,620 167,276 342,567 346,902 296,805 324,532 296,805 94,800 385,281 67,838 139,181 6,269,493 327,032 1,446,774 445,225 26,886 60,573 285,528 291,258 341,866 255,627 66,078 347,545

2,251 871 3,268 17,947 154,476 400 7,172 6,356 43,984 8,133 7,528 2,613 2,202 4,513 3,862 3,881 3,747 3,881 1,129 4,594 560 2,203 35,785 2,922 21,021 9,818 848 491 4,626 6,995 6,644 2,864 519 3,469

202 (137) 540 2,272 42,449 (779) 926 3,133 6,579 378 136 761 136 15 912 117 5,406 2,284 (270) 225 2,351 (222) 474

837 837

123 123

1.35 1.35

0.21 0.21

477 477

443 443

1,194 1,194

654 654

1,256 1,256

-

1,206 1,206

1,023 1,023

84 32 22 876 16,834 9 121 6,094 370 10 121 38 213 36 108 39 108 90 301 540 2,614 111 118 18 51 889 1,423 279 4

1.00 1.18 0.78 1.18 0.81 1.43 0.98 1.01 0.75 0.16 3.28 1.06 1.32 1.32 1.11 1.31 1.15 1.31 1.19 1.19 0.83 1.58 0.57 0.89 1.45 2.21 3.15 0.81 1.62 2.40 1.94 1.12 0.79 1.00

0.00 1.22 0.44 1.27 0.46 0.03 0.81 0.16 0.74 0.26 0.39 0.31 0.05 0.25 1.74 0.71 0.23 0.71 0.40 0.49 1.28 1.12 0.51 0.83 1.11 0.68 3.31 0.00 0.93 1.06 1.30 0.39 0.02 0.00

1,061 412 2,555 1,860 27,348 361 1,586 109 14,776 2,439 731 3,635 1,196 9,488 2,069 1,206 2,069 41 735 343 4,840 351 248 4,978 395 94 629 1,197 1,153 321 -

15,408 1,407 8,482 38 2,100 81 8,006 369 3 17 118 -

663 2,456 20,231 116,165 5,075 1,163 11,872 19,108 559 1,123 111 1,026 8,757 2,771 2,771 591 3,176 1,063 797 16,875 2,825 16,285 5,186 68 2,053 3,767 6,019 19 -

675 4,231 9,758 27 2,796 46,007 821 2,042 397 1,078 1,730 25,654 387 1,760 1,286 1,198 1,242 -

2,949 3,339 31,376 574 817 15,616 2,690 402 458 1,203 1,041 14,579 2,432 1,179 2,432 3,111 172 236 3,873 6,770 111 8,565 120 2,828 1,597 243 86 -

253 383 15,496 586 12,433 39 542 200 8,446 1 16 187 -

1,051 811 2,800 22,434 84,398 6,978 669 9,017 15,733 558 1,465 111 1,112 10,698 1,107 1,107 329 3,761 1,196 683 17,781 3,543 9,321 5,288 69 2,181 5,061 4,334 -

1,081 3,839 11,960 30 2,796 44,236 995 2,042 151 1,078 1,730 29,290 387 1,710 154 1,286 1,226 312 1,242 -

Miami-Fort Lauderdale-Pompano Beach, FL (Metro) American National Bank Anchor Commercial Bank Apollo Bank BAC Florida Bank BankUnited, National Association Bank of Belle Glade Banesco USA Biscayne Bank Capital Bank Corporation City National Bank of Florida Coconut Grove Bank Continental National Bank Desjardins Bank, National Association Eastern National Bank Brickell Bank Executive National Bank Banco Do Brasil Americas Executive National Bank First Bank of the Palm Beaches First National Bank of South Miami FirstCity Bank of Commerce Flagler Bank Florida Community Bank, National Association Floridian Community Bank, Inc. Gibraltar Private Bank & Trust Co. Helm Bank USA Home Federal Bank of Hollywood Intercontinental Bank Intercredit Bank, NA International Finance Bank Landmark Bank, National Association Legacy Bank of Florida Mackinac Savings Bank, FSB Marquis Bank

  Source: SNL Financial

Oakland Park Juno Beach Miami Coral Gables Miami Lakes Belle Glade Coral Gables Coconut Grove Raleigh Miami Miami Miami Hallandale Miami Miami Miami Miami Miami West Palm Beach South Miami Palm Beach Gardens West Palm Beach Weston Davie Coral Gables Miami Hallandale Beach West Miami Miami Miami Fort Lauderdale Boca Raton Boynton Beach Coral Gables

56 124 3,033 5 18 1,911 803 190 7 49 22 23 166 166 8 154 217 1,793 201 1,409 315 5 32 823 463 91 149 -

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www.thebankadvisors.com

FLORIDA ASSET QUALITY - SEPTEMBER 30, 2016 * FDIC covered loans represents amount of past due and nonaccrual loans reported on this report for current quarter that are covered under an FDIC Loss Share Agreement.

Institution

City

Mercantil Commercebank, National Association Natbank, National Association Ocean Bank OptimumBank Pacific National Bank Palm Beach Community Bank Paradise Bank Plus International Bank Professional Bank Sabadell United Bank, N.A. Stonegate Bank Sunstate Bank Terrabank, N.A. TotalBank TransCapital Bank U.S. Century Bank Total/Average

Coral Gables Hollywood Miami Plantation Miami West Palm Beach Boca Raton Miami Coral Gables Miami Pompano Beach Miami Miami Miami Sunrise Doral

Total Loans $

ALLL $

YTD Provision $

YTD Recoveries $

YTD C/O's $

ALLL/ Loans (%)

NPAs/ Assets (%)

Current Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Previous Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

5,742,865 144,327 2,715,124 85,501 318,965 270,773 229,690 54,359 297,442 3,862,679 2,292,642 109,040 252,285 2,087,866 132,342 710,219 65,899,659

77,944 893 35,855 4,169 1,181 1,929 2,364 943 3,213 45,532 18,749 1,154 2,733 19,349 2,489 8,812 608,882

15,951 (73) (600) 575 103 (150) 447 750 (50) 193 (610) 25 122 (500) 84,071

5,111 15 2,274 2,069 1 169 5 7 1,845 502 469 27 576 71 2,328 27,702

20,161 14 1,048 195 37 10 99 1 1,743 95 4 418 112 1,055 56,545

1.36 0.62 1.32 4.88 0.37 0.71 1.03 1.73 1.08 1.18 0.82 1.06 1.08 0.93 1.88 1.24 0.92

0.85 1.14 0.61 3.22 0.63 0.21 0.09 0.00 0.00 0.41 0.47 0.95 0.03 0.40 5.30 1.94 0.58

3,526 416 26,954 784 3,000 2,651 654 1,927 4,106 132,244

477 4,308 37,915 471 1,153 80,353

72,003 1,987 10,271 1,497 2,925 708 287 13,664 9,024 966 88 10,050 2,102 12,375 390,522

155 10,466 2,412 8,924 4,817 574 1,936 7,567 4,980 142,920

6,074 1,461 13,640 72 684 742 322 2,522 3,726 2,620 29 7,166 161 4,453 152,471

367 291 1,366 41,920 218 165 82,909

59,307 2,025 10,021 2,154 1,736 149 287 14,767 4,100 1,430 91 10,154 2,096 15,346 337,259

155 28,223 2,412 7,006 613 574 4,352 7,689 6,439 163,008

Fort Pierce Vero Beach Stuart

1,014,310 246,742 2,769,337 4,030,389

4,555 1,794 22,684 29,033

1,840 138 1,411 3,389

444 3,018 3,462

1,458 1 873 2,332

0.45 0.73 0.82 0.72

2.12 0.61 0.69 1.07

19,756 5,942 25,698

3,472 3,472

25,923 106 18,437 44,466

11,882 1,612 12,734 26,228

20,661 3,208 23,869

6,115 566 6,681

20,865 110 15,279 36,254

12,823 1,612 8,694 23,129

Vero Beach

160,021 160,021

2,100 2,100

-

130 130

415 415

1.31 1.31

0.00 0.00

-

-

-

-

-

-

-

-

70,641,706

647,479

32,131

59,415

0.92

0.61

Port St. Lucie, FL (Metro) Harbor Community Bank Oculina Bank Seacoast National Bank Total/Average Sebastian-Vero Beach, FL (Metro) Marine Bank & Trust Company Total/Average

Southeast - Total/Average

  Source: SNL Financial

86,705

158,419

84,268

436,182

169,802

177,596

89,590

374,719

187,160

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