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FLORIDA ASSET QUALITY - JUNE 30, 2016 * FDIC covered loans represents amount of past due and nonaccrual loans reported on this report for current quarter that are covered under an FDIC Loss Share Agreement.

Institution

City

Total Loans $

ALLL $

YTD Provision $

YTD Recoveries $

YTD C/O's $

ALLL/ Loans (%)

NPAs/ Assets (%)

Current Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Previous Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

State Summary Northwest - Total/Average North Central - Total/Average Northeast - Total/Average East Central - Total/Average Tampa Bay - Total/Average South Central - Total/Average Southwest - Total/Average Southeast - Total/Average State Total

3,452,700 1,783,395 25,053,679 4,071,979 29,480,522 929,804 2,813,299 68,247,148

45,724 25,836 103,746 70,111 343,733 18,645 35,140 622,519

1,098 1,395 16,062 1,378 18,351 854 2,068 48,459

2,527 1,107 3,039 1,250 7,871 342 403 24,263

3,347 3,767 12,805 3,733 9,313 962 249 45,287

135,832,526

1,265,454

89,665

40,802

79,463

41

190 10 44 8 115 367

245 56 84 4 2 391

60 60

1 49 50

63

1.32 1.45 0.41 1.72 1.17 2.01 1.25 0.91

4.32 1.06 2.24 0.87 0.86 1.48 0.29 0.59

28,471 11,306 465,709 12,966 47,569 10,075 583 177,596

1,799 30,311 3,216,173 166 16,081 186 89,590

108,290 30,220 140,253 43,696 213,662 15,997 9,432 382,344

160,543 6,538 531,894 21,816 103,148 6,134 2,998 192,199

34,129 14,084 459,397 14,741 43,755 5,472 2,005 234,551

439 24,877 3,316,210 85 37,985 512 98,896

115,120 31,957 139,274 49,683 180,460 19,227 13,374 378,174

165,612 6,737 559,717 24,338 119,042 6,399 2,910 219,992

1.05

754,275

3,354,306

943,894

1,025,270

808,134

3,479,004

927,269

1,104,747

1.45 1.70 2.55 3.66 1.34 1.98

32.26 0.10 17.54 0.40 1.31 13.35

19,520 331 910 132 765 21,658

88 641 1 127 857

75,665 336 12,939 775 738 90,453

97,134 24,348 799 648 122,929

17,409 1,238 4,623 1,008 646 24,924

410 7 417

77,698 432 15,845 971 1,150 96,096

98,052 23,199 2,778 690 124,719

-

2.28 1.40 1.60

1.43 1.08 1.17

305 305

-

1,128 2,766 3,894

609 1,159 1,768

872 643 1,515

-

254 3,022 3,276

609 1,087 1,696

7 2 115 124

1.42 1.31 3.30 1.33 2.49

0.00 0.00 14.94 0.00 5.29

1 221 64 286

-

587 587

19,349 19,349

1 2 561 17 581

-

641 641

19,554 19,554

0.93

Northwest Fort Walton Beach-Crestview-Destin, FL (Metro) Beach Community Bank First Florida Bank First City Bank of Florida FNBT Bank Peoples National Bank

Fort Walton Beach Destin Fort Walton Beach Fort Walton Beach Niceville

349,195 177,522 128,753 114,123 49,041 818,634

5,047 3,023 3,286 4,177 657 16,190

Panama City Panama City

62,196 210,156 272,352

1,418 2,941 4,359

-

Pensacola Pensacola Pensacola Pensacola

13,737 23,166 85,629 22,950 145,482

195 303 2,823 305 3,626

-

Total/Average

50 (9) -

Panama City-Lynn Haven, FL (Metro) First National Bank Northwest Florida Summit Bank, National Association Total/Average Pensacola-Ferry Pass-Brent, FL (Metro) Bank of the South Bank of Pensacola Gulf Coast Community Bank Warrington Bank Total/Average

  Source: SNL Financial

32

-

12 44

63

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FLORIDA ASSET QUALITY - JUNE 30, 2016 * FDIC covered loans represents amount of past due and nonaccrual loans reported on this report for current quarter that are covered under an FDIC Loss Share Agreement.

Institution

City

Total Loans $

YTD Provision $

ALLL $

YTD Recoveries $

YTD C/O's $

ALLL/ Loans (%)

NPAs/ Assets (%)

Current Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Previous Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Tallahassee, FL (Metro) Capital City Bank Farmers & Merchants Bank Prime Meridian Bank Sunshine Community Bank

Tallahassee Monticello Tallahassee Tallahassee Total/Average

1,521,707 289,260 216,230 120,138 2,147,335

13,677 3,326 2,775 925 20,703

355 150 304 90 899

1,905 86 12 44 2,047

2,536 165 14 105 2,820

0.90 1.15 1.28 0.77 0.96

0.83 0.69 0.16 1.26 0.78

4,029 816 935 5,780

35,865 33,032 68,897

450 396 846

54

-

7 5 12

1.25 1.20 1.23

2.36 0.46 1.07

3,452,700

45,724

1,098

2,527

3,347

1.32

263,875 187,815 451,690

4,219 2,154 6,373

258 258

92 21 113

246 246

208,319 133,524 38,977 209,872 579,798 55,211 52,009 53,995 1,331,705

2,363 2,201 501 6,091 5,030 1,627 656 994 19,463

620 19 449 130 (31) (50) 1,137

301 397 9 45 142 55 6 39 994

1,783,395

25,836

1,395

1,107

3

24 27

8,215 1,938 439 1,559 12,151

14,622 1,137 518 16,277

3,429 1,571 659 1,034 6,693

37 405 442

875 40 915

1,006 199 1,205

220 220

51 365 416

4.32

28,471

1,799

108,290

160,543

34,129

1.60 1.15 1.41

0.16 0.48 0.25

1,063 1,063

4,324 4,324

691 229 920

375 1,094 1,469

43 217 260

967 292 141 264 418 1,319 87 33 3,521

1.13 1.65 1.29 2.90 0.87 2.95 1.26 1.84 1.46

0.79 1.53 1.04 0.80 0.57 20.29 1.35 1.18 1.37

1,270 535 751 632 6,350 295 33 377 10,243

-

22 25,809 130 25,987

1,895 2,703 890 2,311 6,579 13,958 603 361 29,300

156 328 15 1,079 778 1,205 940 568 5,069

1,492 851 187 1,022 8,627 794 571 280 13,824

3,767

1.45

1.06

11,306

30,311

30,220

6,538

14,084

-

2

7 9

9,048 2,113 133 1,766 13,060

17,450 1,378 545 19,373

13 13

1,853 194 2,047

270 270

439

115,120

165,612

1,630 1,361 2,991

1,096 194 1,290

37 103 24,728 24,877

1,825 2,783 819 2,794 6,641 12,924 621 559 28,966

156 123 33 1,267 783 1,228 1,433 424 5,447

24,877

31,957

6,737

-

Other One South Bank Peoples Bank of Graceville

Chipley Graceville Total/Average

Northwest - Total/Average

54

-

North Central Ocala, FL (Metro) Community Bank and Trust of Florida Gateway Bank of Central Florida

Ocala Ocala Total/Average

-

Other Citizens State Bank Columbia Bank Community State Bank Drummond Community Bank First Federal Bank of Florida Lafayette State Bank Madison County Community Bank Peoples State Bank

Perry Lake City Starke Chiefland Lake City Mayo Madison Lake City Total/Average

North Central - Total/Average

  Source: SNL Financial

26 -

9 -

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FLORIDA ASSET QUALITY - JUNE 30, 2016 * FDIC covered loans represents amount of past due and nonaccrual loans reported on this report for current quarter that are covered under an FDIC Loss Share Agreement.

Institution

City

Total Loans $

ALLL $

YTD Provision $

YTD Recoveries $

YTD C/O's $

ALLL/ Loans (%)

NPAs/ Assets (%)

Current Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Previous Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Northeast Jacksonville, FL (Metro) Atlantic Coast Bank CBC National Bank EverBank FirstAtlantic Bank Florida Capital Bank, N.A. Intracoastal Bank

Jacksonville Fernandina Beach Jacksonville Jacksonville Jacksonville Palm Coast

Northeast - Total/Average

756,515 393,146 23,218,614 314,152 215,082 156,170

8,030 4,808 84,250 2,204 2,492 1,962

349 393 14,931 277 112

531 117 2,263 52 76 -

595 956 11,081 137 36 -

1.06 1.22 0.36 0.70 1.16 1.26

0.67 1.56 2.37 0.32 2.01 0.00

2,136 4,178 459,131 168 96 -

3,216,044 129 -

3,413 4,477 129,054 925 2,384 -

2,721 5,146 518,623 456 4,948 -

3,007 1,055 453,640 1,318 377 -

3,316,070 140 -

4,454 1,936 128,416 1,423 3,045 -

3,207 6,292 543,199 658 6,361 -

25,053,679

103,746

16,062

3,039

12,805

0.41

2.24

465,709

3,216,173

140,253

531,894

459,397

3,316,210

139,274

559,717

65,301 143,328 194,306 68,105 50,283 521,323

1,340 1,960 2,987 2,813 1,133 10,233

(84) 178 94

91 106 48 60 12 317

-

4.97 0.09 0.57 7.29 1.24 1.86

399 89 271 62 43 864

-

423 469 2,967 669 4,528

4,732 259 1,263 5,694 473 12,421

531 716 131 28 1,406

58

56 212 33 301

2.05 1.37 1.54 4.13 2.25 1.96

424 475 4,579 759 6,237

5,968 259 1,361 5,777 491 13,856

177,385 351,257 69,329 129,767 356,552 105,117 231,661 478,593 1,036,770 273,627 3,210,058

2,751 7,537 2,167 2,007 4,463 3,405 2,895 9,798 10,932 6,352 52,307

35 (300) 5 349 1,255 1,344

34 124 127 4 51 27 307 80 43 797

125 39 25 5 17 1,537 973 53 2,774

1.55 2.15 3.13 1.55 1.25 3.24 1.25 2.05 1.05 2.32 1.63

0.86 0.04 1.93 0.02 0.40 4.72 0.40 0.59 0.79 2.05 0.71

2 311 149 254 1,874 279 5,592 1,778 855 11,094

-

928 828 871 47 1,646 8,012 1,258 3,615 11,019 7,283 35,507

1,240 839 2,250 291 113 2,456 7,189

81 264 254 416 127 4,425 1,005 1,635 8,207

928 2,563 396 51 1,651 7,995 1,135 4,187 13,284 7,467 39,657

1,144 355 1,397 2,250 167 20 2,848 8,181

43,935 123,459 76,347 96,857 340,598

1,003 3,717 1,342 1,509 7,571

(60) (60)

30 23 83 136

658 658

2.28 3.01 1.76 1.56 2.22

0.85 1.82 0.06 0.23 0.92

1,008 1,008

166 166

775 2,451 69 366 3,661

398 1,808 2,206

2,751 2,377 5,128

781 2,562 69 377 3,789

398 1,903 2,301

4,071,979

70,111

1,250

3,733

1.72

0.87

12,966

166

43,696

21,816

14,741

49,683

24,338

East Central Deltona-Daytona Beach-Ormond Beach, FL (Metro) Friends Bank Gateway Bank of Florida Mainstreet Community Bank of Florida Pinnacle Bank Surety Bank

New Smyrna Beach Daytona Beach Deland Orange City Deland Total/Average

58

Orlando-Kissimmee, FL (Metro) Citizens Bank of Florida Citizens First Bank Commerce National Bank & Trust First Colony Bank of Florida First Green Bank First National Bank of Mount Dora Florida Bank of Commerce Axiom Bank Seaside National Bank & Trust United Southern Bank

Oviedo The Villages Winter Park Maitland Orlando Mount Dora Orlando Maitland Orlando Umatilla Total/Average

27 27

Palm Bay-Melbourne-Titusville, FL (Metro) Community Bank of the South Fidelity Bank of Florida, National Association Florida Business Bank Sunrise Bank Total/Average

East Central - Total/Average

  Source: SNL Financial

Merritt Island Merritt Island Melbourne Cocoa Beach

1,378

85

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FLORIDA ASSET QUALITY - JUNE 30, 2016 * FDIC covered loans represents amount of past due and nonaccrual loans reported on this report for current quarter that are covered under an FDIC Loss Share Agreement.

Institution

City

Total Loans $

ALLL $

YTD Provision $

YTD Recoveries $

YTD C/O's $

ALLL/ Loans (%)

NPAs/ Assets (%)

Current Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Previous Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Tampa Bay Bradenton-Sarasota-Venice, FL (Metro) 1st Manatee Bank Bank of Commerce Gateway Bank of Southwest Florida Insignia Bank Sabal Palm Bank

Parrish Sarasota Sarasota Sarasota Sarasota

115,476 135,714 207,438 187,348 99,319 745,295

1,124 2,265 1,773 2,248 1,429 8,839

Inverness Hernando

243,640 40,860 284,500

2,561 845 3,406

280,413 3,194,876 342,368 3,817,657

Total/Average

14 (1,250) 58 44 (1,134)

1,183 19 12 1,214

358 358

0.97 1.67 0.85 1.20 1.44 1.19

1.60 6.29 0.00 0.80 0.00 1.68

121 1,339 71 1,531

-

1,811 1,234 3,045

532 11,920 1,997 14,449

236 497 733

-

1,866 1,959 3,825

674 12,186 1,997 14,857

175 175

2 7 9

124 124

1.05 2.07 1.20

1.08 2.06 1.19

2,504 33 2,537

-

4,733 212 4,945

260 1,039 1,299

1,913 1,913

34

5,619 5,619

285 1,039 1,324

2,658 24,165 4,018 30,841

90 1,422 50 1,562

7 1,309 20 1,336

822 77 899

0.95 0.76 1.17 0.81

0.02 0.75 1.51 0.76

95 23,460 162 23,717

8,535 8,535

24,944 3,800 28,744

100 12,311 4,022 16,433

18,350 2,315 20,665

13,109 13,109

24,772 3,787 28,559

100 15,936 4,423 20,459

942,600 930,876 1,377,499 88,696 46,619 235,524 87,907 76,063 85,387 141,377 233,236 60,955 714,163 192,130 130,002 117,146 166,529 437,164 14,789,480 374,433 263,930 3,141,354 24,633,070

9,877 13,337 7,272 1,795 770 2,283 2,803 2,136 900 1,600 2,650 808 3,871 2,009 1,771 1,191 1,648 5,014 196,882 2,895 3,403 35,732 300,647

(86) (700) (1,336) 184 1,050 5 (470) 267 451 50 40 10 362 13,081 350 1,600 2,890 17,748

1 1,350 944 430 41 47 138 26 21 582 3 1 3 34 104 427 68 663 429 5,312

505 693 366 15 27 139 2 195 9 20 40 7 253 2,626 34 2,748 253 7,932

1.05 1.43 0.53 2.02 1.65 0.97 3.19 2.81 1.05 1.13 1.14 1.33 0.54 1.05 1.36 1.02 0.99 1.15 1.33 0.77 1.29 1.14 1.22

2.32 0.56 4.25 0.50 3.02 1.31 0.26 1.02 1.33 0.01 0.74 0.00 0.05 0.14 0.42 1.36 1.30 0.52 0.52 0.26 0.01 0.81 0.84

3,130 871 2,358 135 3,221 480 203 33 2 107 331 28 648 332 61 2,620 2,025 1,774 1,425 19,784

4,828 6 558 797 1,357 7,546

919 8,304 51,579 592 2,001 1,996 315 1,293 1,466 11 2,346 511 356 897 492 443 1,676 81,341 1,271 28 19,091 176,928

24,818 21,118 174 1,768 138 1,610 2,714 1,312 4,760 52 12,503 70,967

1,154 1,045 3,192 206 2,513 558 55 841 446 344 640 1,315 376 1,021 1,656 2,116 1,531 1,435 20,444

5,432 16,870 558 704 1,278 24,842

1,425 9,775 36,217 598 2,028 2,362 171 1,493 1,467 1,572 511 435 927 493 590 2,756 59,424 953 169 19,091 142,457

25,104 95 27,557 300 3,811 950 225 733 564 1,610 2,980 1,710 4,458 32 12,273 82,402

29,480,522

343,733

18,351

7,871

9,313

1.17

0.86

47,569

16,081

213,662

103,148

43,755

37,985

180,460

119,042

Homosassa Springs, FL (Micro) Brannen Bank Nature Coast Bank Total/Average

34

Lakeland-Winter Haven, FL (Metro) Bank of Central Florida Lakeland CenterState Bank of Florida, National Association Winter Haven Citizens Bank and Trust Lake Wales Total/Average Tampa-St.Petersburg-Clearwater, FL (Metro) American Momentum Bank Bank of Tampa C1 Bank Central Bank Century Bank of Florida First Citrus Bank First Home Bank First National Bank of Pasco Flagship Community Bank Freedom Bank GulfShore Bank Hillsboro Bank HomeBanc National Association Jefferson Bank of Florida NorthStar Bank Patriot Bank Pilot Bank Platinum Bank Raymond James Bank, National Association Sunshine Bank TCM Bank, National Association USAmeriBank Total/Average

Tampa Bay - Total/Average

  Source: SNL Financial

College Station Tampa Saint Petersburg Tampa Tampa Tampa Seminole Dade City Clearwater Saint Petersburg Tampa Plant City Tampa Oldsmar Tampa Trinity Tampa Brandon Saint Petersburg Plant City Tampa Clearwater

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FLORIDA ASSET QUALITY - JUNE 30, 2016 * FDIC covered loans represents amount of past due and nonaccrual loans reported on this report for current quarter that are covered under an FDIC Loss Share Agreement.

Institution

City

Total Loans $

ALLL $

YTD Provision $

YTD Recoveries $

YTD C/O's $

ALLL/ Loans (%)

NPAs/ Assets (%)

Current Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Previous Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

South Central First Bank First National Bank of Wauchula First State Bank of Arcadia Heartland National Bank Wauchula State Bank

Clewiston Wauchula Arcadia Sebring Wauchula

South Central - Total/Average

218,522 40,256 77,282 152,344 441,400

3,378 1,096 3,129 2,958 8,084

929,804

353 505

3 4 25 166 144

106 32 312 512

1.55 2.72 4.05 1.94 1.83

0.39 3.77 2.01 0.96 1.90

2,769 1,167 531 2,852 2,756

-

480 2,691 2,211 2,090 8,525

718 38 598 1,199 3,581

1,669 919 162 289 2,433

-

115 2,755 2,846 2,226 11,285

720 65 598 1,092 3,924

18,645

854

342

962

2.01

1.48

10,075

-

15,997

6,134

5,472

-

19,227

6,399

138,036 881,439 77,150 265,956 1,362,581

1,864 10,141 1,002 2,677 15,684

1,169 39 205 1,413

17 144 5 74 240

2 20

0.36 0.30 0.85 0.09 0.30

243 101 344

-

481 3,763 219 4,463

566 945 91 1,602

-

22

1.35 1.15 1.30 1.01 1.15

287 386

-

483 3,782 458 4,723

566 945 120 1,631

256,447 874,585 1,131,032

3,086 9,056 12,142

260 391 651

51 8 59

27 100 127

1.20 1.04 1.07

0.22 0.14 0.16

183 1 184

186 186

1,823 1,823

863 863

1,070 405 1,475

512 512

228 1,961 2,189

803 803

174,373 145,313 319,686

4,002 3,312 7,314

4 -

25 75 100

2.30 2.28 2.29

0.33 1.03 0.64

-

4

81 23 104

-

1,001 2,145 3,146

68 465 533

15 129 144

-

3,593 2,869 6,462

28 448 476

2,813,299

35,140

2,068

403

249

1.25

0.29

583

186

9,432

2,998

2,005

13,374

2,910

(4)

Southwest Cape Coral-Fort Myers, FL (Metro) Edison National Bank FineMark National Bank & Trust Preferred Community Bank Sanibel Captiva Community Bank

Fort Myers Fort Myers Fort Myers Sanibel Total/Average

-

99

Naples-Marco Island, FL (Metro) Encore Bank, National Association First Florida Integrity Bank

Naples Naples Total/Average

Punta Gorda, FL (Metro) Charlotte State Bank & Trust Englewood Bank & Trust

Port Charlotte Englewood Total/Average

Southwest - Total/Average

  Source: SNL Financial

55 55

512

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FLORIDA ASSET QUALITY - JUNE 30, 2016 * FDIC covered loans represents amount of past due and nonaccrual loans reported on this report for current quarter that are covered under an FDIC Loss Share Agreement.

Institution

City

Total Loans $

ALLL $

YTD Provision $

YTD Recoveries $

YTD C/O's $

ALLL/ Loans (%)

NPAs/ Assets (%)

Current Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Previous Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Southeast Key West, FL (Micro) First State Bank of the Florida Keys

Key West Total/Average

528,716 528,716

7,392 7,392

(715) (715)

225,109 73,224 400,849 1,480,546 18,219,602 28,926 725,427 606,631 5,738,459 4,734,600 225,390 238,429 166,780 332,103 349,788 290,530 293,495 290,530 94,720 356,276 63,215 134,033 5,997,147 310,679 1,464,405 446,886 26,667 58,961 278,992 263,490 332,968 240,514 60,587 322,344

2,251 949 3,088 16,717 135,718 400 7,478 6,160 44,883 5,125 7,481 2,446 2,233 4,723 3,875 3,832 3,373 3,832 1,129 4,186 530 1,991 33,706 2,700 20,324 9,757 848 500 4,488 7,383 6,518 2,850 479 3,247

118 (87) 360 822 18,041 (482) 600 2,547 3,920 190 54 372 54 15 513 86 3,416 2,090 (270) 44 2,351 (258) 251

720 720

118 118

1.40 1.40

0.25 0.25

1,256 1,256

-

1,206 1,206

1,023 1,023

681 681

572 572

2,519 2,519

1,550 1,550

-

-

1.00 1.30 0.77 1.13 0.74 1.38 1.03 1.02 0.78 0.11 3.32 1.03 1.34 1.42 1.11 1.32 1.15 1.32 1.19 1.17 0.84 1.49 0.56 0.87 1.39 2.18 3.18 0.85 1.61 2.80 1.96 1.18 0.79 1.01

0.38 1.80 0.52 1.41 0.37 0.03 0.99 0.09 0.70 0.23 0.38 0.35 0.05 0.27 2.08 0.30 0.26 0.30 0.25 0.61 1.50 1.11 0.58 1.05 0.68 0.73 3.32 0.00 0.99 1.53 1.05 0.39 0.00 0.00

2,949 3,339 31,376 574 817 15,616 2,690 402 458 1,203 1,041 14,579 2,432 1,179 2,432 3,111 172 236 3,873 6,770 111 8,565 120 2,828 1,597 243 86 -

253 383 15,496 586 12,433 39 542 200 8,446 1 16 187 -

1,051 811 2,800 22,434 84,398 6,978 669 9,017 15,733 558 1,465 111 1,112 10,698 1,107 1,107 329 3,761 1,196 683 17,781 3,543 9,321 5,288 69 2,181 5,061 4,334 -

1,081 3,839 11,960 30 2,796 44,236 995 2,042 151 1,078 1,730 29,290 387 1,710 154 1,286 1,226 312 1,242 -

100 5 1,421 15,651 41,590 516 3,178 1,328 13,169 7,596 356 332 1,606 2,660 9,671 1,625 27 1,625 372 629 9 21,707 3,878 4,940 9,275 251 252 3,181 7,749 1,579 -

1,085 20,175 709 10,348 39 301 26 281 11,258 604 77 -

1,611 822 1,726 12,363 66,974 7,124 432 8,526 13,869 209 1,505 290 1,039 11,121 955 955 334 380 1,234 699 18,577 3,749 12,065 4,848 161 3,307 6,867 14,223 -

1,073 5,128 11,146 33 2,796 533 49,727 688 2,042 151 1,078 1,735 43,522 387 1,710 1,708 153 312 5,798 680

Miami-Fort Lauderdale-Pompano Beach, FL (Metro) American National Bank Anchor Commercial Bank Apollo Bank BAC Florida Bank BankUnited, National Association Bank of Belle Glade Banesco USA Biscayne Bank Capital Bank Corporation City National Bank of Florida Coconut Grove Bank Continental National Bank Desjardins Bank, National Association Eastern National Bank Brickell Bank Executive National Bank Banco Do Brasil Americas Executive National Bank First Bank of the Palm Beaches First National Bank of South Miami FirstCity Bank of Commerce Flagler Bank Florida Community Bank, National Association Floridian Community Bank, Inc. Gibraltar Private Bank & Trust Co. Helm Bank USA Home Federal Bank of Hollywood Intercontinental Bank Intercredit Bank, NA International Finance Bank Landmark Bank, National Association Legacy Bank of Florida Mackinac Savings Bank, FSB Marquis Bank

  Source: SNL Financial

Oakland Park Juno Beach Miami Coral Gables Miami Lakes Belle Glade Coral Gables Coconut Grove Raleigh Miami Miami Miami Hallandale Miami Miami Miami Miami Miami West Palm Beach South Miami Palm Beach Gardens West Palm Beach Weston Davie Coral Gables Miami Hallandale Beach West Miami Miami Miami Fort Lauderdale Boca Raton Boynton Beach Coral Gables

52 108 1,821 5 87 1,441 388 144 6 48 19 18 91 91 8 130 5 1,669 173 684 230 31 765 322 77 145 -

22 639 9,972 60 4,139 304 11 99 6 18 24 75 301 505 2,614 83 72 6 7 442 1,408 279 4

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FLORIDA ASSET QUALITY - JUNE 30, 2016 * FDIC covered loans represents amount of past due and nonaccrual loans reported on this report for current quarter that are covered under an FDIC Loss Share Agreement.

Institution

City

Mercantil Commercebank, National Association Natbank, National Association Ocean Bank OptimumBank Pacific National Bank Palm Beach Community Bank Paradise Bank Plus International Bank Professional Bank Regent Bank Sabadell United Bank, N.A. Stonegate Bank Sunstate Bank Terrabank, N.A. TotalBank TransCapital Bank U.S. Century Bank Total/Average

Coral Gables Hollywood Miami Plantation Miami West Palm Beach Boca Raton Miami Coral Gables Davie Miami Pompano Beach Miami Miami Miami Sunrise Doral

Total Loans $

ALLL $

YTD Provision $

YTD Recoveries $

YTD C/O's $

ALLL/ Loans (%)

NPAs/ Assets (%)

Current Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

Previous Quarter P/D Still Accruing Non 30-90 90 + Accrual $ $ $

OREO $

5,516,269 144,833 2,688,673 83,650 304,999 259,822 229,701 51,522 277,166 286,785 3,737,767 1,962,476 91,930 245,030 2,120,919 125,807 707,966 63,707,617

73,474 872 35,609 4,240 1,052 1,834 2,461 911 2,927 7,095 47,402 18,595 1,201 2,699 19,456 2,482 8,235 585,745

10,761 (106) (600) 446 8 417 465 1,350 193 (550) 122 (500) 46,753

4,938 13 1,926 2,068 1 116 3 6 49 1,214 325 456 19 432 63 1,749 21,936

19,268 946 123 37 10 99 1 2 641 72 4 167 111 1,053 43,624

1.33 0.60 1.32 5.07 0.34 0.71 1.07 1.77 1.06 2.47 1.27 0.95 1.31 1.10 0.92 1.97 1.16 0.92

0.72 1.17 1.11 3.70 0.38 0.05 0.09 0.00 0.00 3.52 0.40 0.20 1.24 0.03 0.50 5.45 2.46 0.57

6,074 1,461 13,640 72 684 742 322 2,522 3,726 2,620 29 7,166 161 4,453 152,471

367 291 1,366 41,920 218 165 82,909

59,307 2,025 10,021 2,154 1,736 149 287 7,625 14,767 4,100 1,430 91 10,154 2,096 15,346 344,884

155 28,223 2,412 5,039 7,006 613 574 4,352 7,689 6,439 168,047

7,702 893 17,455 773 112 366 13,131 454 257 9,220 120 2,863 209,624

924 270 762 33 44,327 451 91,670

48,896 2,058 17,640 3,145 1,736 183 287 7,670 16,721 4,922 1,387 95 12,154 2,365 25,719 340,943

239 29,659 2,412 1,102 5,039 9,186 561 574 4,807 7,747 5,030 196,756

Fort Pierce Vero Beach Stuart

999,449 229,232 2,615,515 3,844,196

4,650 1,722 20,725 27,097

1,494 66 861 2,421

258 1,231 1,489

831 1 495 1,327

0.47 0.75 0.79 0.70

1.89 0.63 0.55 0.92

20,661 3,208 23,869

6,115 566 6,681

20,865 110 15,279 36,254

12,823 1,612 8,694 23,129

22,113 2,133 24,246

6,554 100 6,654

19,036 118 15,558 34,712

11,755 1,840 8,091 21,686

Vero Beach

166,619 166,619

2,285 2,285

-

118 118

218 218

1.37 1.37

0.00 0.00

-

-

-

-

-

-

-

-

68,247,148

622,519

24,263

45,287

0.91

0.59

Port St. Lucie, FL (Metro) Harbor Community Bank Oculina Bank Seacoast National Bank Total/Average Sebastian-Vero Beach, FL (Metro) Marine Bank & Trust Company Total/Average

Southeast - Total/Average

  Source: SNL Financial

48,459

177,596

89,590

382,344

192,199

234,551

98,896

378,174

219,992

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