Private Wealth Account Approved Product List 6 June 2018 The Private Wealth Account Approved Products List (‘Approved Products List’) is issued by Powerwrap Limited ABN 67 129 756 850, AFSL 329829) a registered Managed Investment Scheme under the Corporations Act (Cth) 2001 (ARSN 137 053 073). The information should be read in conjunction with the Private Wealth Investment Account Product Disclosure Statement (PDS) dated 25 September 2017. The information contained in this Approved Products List is general information only and does not take into account your personal objectives, financial situation and/or needs. Before you make an investment decision it is recommended you obtain professional financial advice from your Financial Adviser tailored to your personal circumstances. If you would like to request a printed copy of this Investment List, please contact your Financial Adviser or the Promoter; copies will be provided free of charge.

Responsible Entity and Promoter Powerwrap Limited ABN 67 129 756 850 AFSL 329829 Level 7, 356 Collins Street MELBOURNE VIC 3000 Phone: (03) 8681 4600 Fax: (03) 8681 4699

Managed Funds Each of the funds listed below have their own Product Disclosure Statement. You must obtain and read a copy of the Product Disclosure Statements for all managed funds in which you choose to invest.

APIR Code AAP0002AU AAP0007AU AAP0008AU AAP0103AU AAP0104AU ACM0006AU ACM0011AU ADV0045AU ADV0046AU ADV0049AU ADV0050AU ADV0053AU ADV0069AU ADV0078AU ADV0091AU AFM0005AU AJF0804AU AMP0254AU AMP0449AU AMP0452AU AMP0455AU AMP0557AU AMP0974AU AMP1015AU AMP1151AU AMP1179AU AMP1685AU AMP1932AU AMR0001AU AMR0006AU ANT0002AU ANZ0212AU APN0008AU APN0016AU APZ0003AU APZ0010AU ARO0006AU ARO0011AU ARO0019AU ASC0003AU ASC0001AU

Managed Fund Name AUSBIL AUSTRALIAN GEARED EQUITY AUSBIL MICROCAP FUND AUSBIL 130/30 FOCUS - RETAIL AUSBIL AUSTRALIAN ACTIVE EQUITY AUSBIL AUSTRALIAN EMERGING LEADERS ALLIANCE BERNSTEIN MANAGED VOLATILITY EQUITIES ALLIANCEBERNSTEIN EMERGING CONSUMER ADVANCE AUSTRALIA SHR MULTI-BLEND WHOLESALE MAPLE-BROWN ABBOTT IMPUTATION WHOLESALE ADVANCE DEFENSIVE MULTI-BLEND WHOLESALE ADVANCE BALANCED MULTI-BLEND WHOLESALE ADVANCE INTERNATIONAL SHR MULTI-BLEND W ADVANCE CASH MULTI-BLEND MAPLE-BROWN ABBOTT AUSTRALIAN GEARED EQUITY WHOLESALE ADVANCE MODERATE MULTI-BLEND WHOLESALE AURORA FORTITUDE ABSOLUTE RETURN ONEPATH WHOLESALE AUSTRALIAN SHARE TRUST AMP CAPITAL INTERNATIONAL BOND A AMP CAPITAL SUSTAINABLE SHARE A AMP CAPITAL RESPONSIBLE INVESTMENT LEADERS BAL A AMP CAPITAL RESPONSIBLE INVESTMENT LEADERS INTERNATIONAL SHARE A AMP CAPITAL CORPORATE BOND FUND – CLASS A AMP CAPITAL GLOBAL PROPERTY SECURITIES A AMP CAPITAL CORE PROPERTY A AMP CAPITAL RESPONSIBLE INVESTMENT LEADERS AUSTRALIAN SHARE FUND A AMP CAPITAL CORE INFRASTRUCTURE FUND AMP Capital Multi-Asset A AMP Capital Australian Dynamic Markets A ASCALON H3 COMMODITIES FUND Regal Long Short Australian Equity FAIRVIEW EQUITY PARTNERS EMERGING CO FUND ONEPATH WS DIVERSIFIED FIXED INTEREST APN AREIT FUND APN UNLISTED PROPERTY ASPEN PARKS WHOLESALE PROP ASPEN PARKS PROPERTY CARNEGIE WORLDWIDE EQUITY TRUST ARNHEM AUSTRALIAN EQUITY ARNHEM LONG SHORT AUSTRALIAN EQUITY FUND SMALLCO BROADCAP FUND SMALLCO INVESTMENT

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Managed Funds APIR Code ASX8411AU AUG0001AU AUG0018AU AUG0019AU AUS0009AU AUS0030AU AUS0035AU AUS0037AU AUS0071AU AUS0108AU AUS0112AU AUG0006AU AUG0023AU AUX0021AU BAR0814AU BAR0817AU BFL0004AU BFL0005AU BFL0010AU BFL0016AU BFL0017AU BGL0010AU BGL0045AU BGL0106AU BGL0108AU BLK0001AU BLK0003AU BTA0054AU BTA0055AU BTA0061AU BTA0313AU BTA0419AU BTA0428AU BTA0441AU BNT0003AU CFM0404AU CMI0105AU CNA0811AU CNA0812AU COL0001AU COL0007AU COL0018AUI COL0019AU COL0020AU CRE0014AU CRM0008AU CRM0018AU

Managed Fund Name AUSCAP LONG SHORT AUS EQUS PLATFORM AUSTRALIAN ETHICAL BALANCED TRUST AUSTRALIAN ETHICAL SMALLER COMPANIES B AUSTRALIAN ETHICAL LARGE COMPANIES B AUI VIANOVA STRATEGIC FIXED INT WHLS AUI PLATYPUS AUST EQUITIES WHOLESALE Wingate Global Equity Fund AUI HEALTHCARE PROPERTY TRUST A ALTIUS SUSTAINABLE BOND FUND AUI ACORN CAPITAL MICROCAP TRUST W AUTRALIAN UNITY WHOLESALE HEALTHCARE PROPERTY Australian Ethical International Eq Tr Australian Ethical Fixed Intr Trust B IOOF CASH MANAGEMENT TRUST – CLASS D UNITS BLACKROCK SCIENTIFIC AUSTRALIAN EQUITY FUND BlackRock Scientific Intl Equity Fund BENNELONG EX-20 AUSTRALIAN EQUITIES BENNELONG LONG SHORT FUND Bennelong Kardinia Absolute Return Bennelong Market Neutral Fund BENNELONG TWENTY20 AUSTRALIAN EQUITIES BENNELONG KARDINIA ABSOLUTE RETURN BLACKROCK SCIENTIFIC GLOBAL MARKETS FUND BLACKROCK INDEXED INT EQUITY FUND BLACKROCK INDEXED AUS LISTED PROPERTY BLACKROCK MULTI OPPORTUNITY FUND BLACKROCK FIXED INCOME GLOBAL OPPS CL D BT WHOLESALE ASIAN SHARE BT AUSTRALIAN SHARE WS BT PROPERTY SECURITIES W BT WHOLESALE MIDCAP BT GLOBAL EMERGING MARKETS OPPORTUNITY WS BT BALANCED EQUITY INCOME FUND BT PURE ALPHA FUND HYPERION AUSTRALIAN GROWTH COMPANIES CFS WHOLESALE AUSTRALIAN SHARE –CORE CFS INDEX PROPERTY SECURITIES INVESCO WS AUSTRALIAN SHARE INVESCO W AUST SMALLER COMPANIES MAXIM PROPERTY SECURITIES FUND INVESTMENT SCIENCE ACCESS SRA 9 UNITS NVESTMENT SCIENCE ALLIANCE SRA 4 UNITS INVESTMENT SCIENCE ALLIANCE SRA 9 UNITS INVESTMENT SCIENCE ALLIANCE 16 UNITS SMARTER MONEY ACTIVE CASH FUND CROMWELL PHONEIX PROPERTY SECURITIES CROMWELL DIRECT PROPERTY FUND

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Managed Funds APIR Code CIP0005AU CHN0002AU COL0007AU COL0018AU COL0019AU COL0020AU COL0030AU CRE0014AU CRM0008AU CRM0018AU CRS0004AU CRS0005AU CSA0135AU CSA0038AU CSA0046AU CSA0062AU CSA0130AU CSA0131AU CAS0135AU DEU0109AU DFA0003AU DFA0002AU DFA0004AU DFA0005AU DFA0007AU DFA0008AU DFA0009AU DFA0028AU DFA0036AU DFA0100AU DFA0101AU DFA0102AU DFA0103AU DFA0104AU DFA0105AU DFA0106AU DFA0107AU DFA0108AU ECL0007AU ECL0013AU ECL0984AU EGG0001AU EQI0015AU EQI0028AU

Managed Fund Name CI Australian Equities Fund CC Marsico Global Fund - Retail Class INVESTMENT SCIENCE ACCESS SRA 9 UNITS INVESTMENT SCIENCE ALLIANCE SRA 4 UNITS INVESTMENT SCIENCE ALLIANCE SRA 9 UNITS INVESTMENT SCIENCE ALLIANCE 16 UNITS ATRIUM EVOLUTION SERIES DIVERS - AEF 7 SMARTER MONEY ACTIVE CASH FUND CROMWELL PHOENIX PROPERTY SECURITIES CROMWELL DIRECT PROPERTY FUND ABERDEEN AUSTRALIAN FIXED INCOME ABERDEEN ACTIVELY HEDGED INT EQUITIES ABERDEEN FULLY HEDGED INTERNATIONAL EQ BENTHAM WHOLESALE GLOBAL INCOME BENTHAM WHOLESALE SYNDICATED LOAN ABERDEEN DIVERSIFIED FIXED INCOME ABERDEEN INCOME FOCUSED BOND ABERDEEN AUSTRALIAN SMALL COMPANIES ABERDEEN FULLY HEDGED INTERNATIONAL EQ IRONBARK GLOBAL DIVERSIFIED ALTERNATIVES FUND DIMENSIONAL AUSTRALIAN CORE EQUITY TRUST DIMENSIONAL TWO YEAR DIVERSIFIED FIXED INTEREST TRUST DIMENSIONAL GLOBAL CORE EQUITY TRUST DIMENSIONAL GLOBAL REAL ESTATE TRUST STRATEGIC INTERNATIONAL EQUITY STRATEGIC AUSTRALIAN EQUITY DIMENSIONAL GLOBAL CORE EQUITY AUD HDG DIMENSIONAL GLOBAL BOND TRUST DIMENSIONAL AUSTRALIAN CORE IMPTN TRUST DIMENSIONAL SHORT TERM FIXED INTEREST DIMENSIONAL AUSTRALIAN VALUE TRUST DIMENSIONAL GLOBAL VALUE TRUST DIMENSIONAL AUST LARGE COMPANY TRUST DIMENSIONAL AUST SMALL COMPANY TRUST DIMENSIONAL GLOBAL LARGE COMPANY TRUST DIMENSIONAL GLOBAL SMALL COMPANY TRUST DIMENSIONAL EMERGING MARKETS TRUST DIMENSIONAL FIVE –YEAR DIVERSIFIED F/I ELLERTON GEMS FUND CLASS B ELLERSTON AUSTRALIAN MARKET NEUTRAL ELLERSTON AUSTRALIAN MICROCAP FUND ELEY GRIFFITHS GROUP SMALL COMPANIES ABERDEEN INTERNATIONAL EQUITY ABERDEEN ASIAN OPPORTUNITIES

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Managed Funds APIR Code DFA0107AU DFA0108AU ECL0007AU EGG0001AU EQI0015AU EQI0028AU ETL0005AU ETL0015AU ETL0016AU ETL0018AU ETL0019AU ETL0020AU ETL0031AU ETL0032AU ETL0370AU ETL0041AU ETL0042AU ETL0046AU ETL0060AU ETL0062AU ETL0071AU ETL0096AU ETL0108AU ETL0109AU ETL0119AU ETL0130AU ETL0139AU ETL0148AU ETL0172AU ETL0182AU ETL0199AU ETL0276AU ETL0277AU ETL0268AU ETL0324AU ETL0331AU ETL0347AU ETL0365AU ETL0381AU ETL0383AU ETL0390AU ETL0412AU ETL0415AU ETL0413AU ETL0449AU ETL0451AU ETL0438AU ETL0446AU ETL0485AU ETL0490AU EIM0001AU

Managed Fund Name DIMENSIONAL EMERGING MARKETS TRUST DIMENSIONAL FIVE-YEAR DIVERSIFIED F/I ELLERTON GEMS FUND CLASS B ELEY GRIFFITHS GROUP SMALL COMPANIES ABERDEEN INTERNATIONAL EQUITY ABERDEEN ASIAN OPPORTUNITIES EQT SGH LASALLE GLOBAL LISTED PROP SECS PIMCO AUSTRALIAN BOND PIMCO EQT WS DIVERSIFIED FIXED INTEREST PIMCO EQT WHOLESALE GLOBAL BOND PIMCO EQT WHOLESALE GLOBAL CREDIT FUND PIMCO EQT WHOLESALE GLOBAL REAL RETURN ABERDEEN CHINA OPPORTUNITIES ABERDEEN EMERGING OPPORTUNITIES Mittleman Global Value Equity Fund - Class P MFS FULLY HEDGED GLOBAL EQUITY TRUST SGH20 K2 SELECT INTERNATIONAL ABSOLUTE RETURN ALLAN GRAY AUSTRALIA EQUITY SG Hiscock Company Ltd (EQT) (Calastone) T ROWE PRICE GLOBAL EQUITY FUND THS PARTNERS GLOBAL EQUITY FUND EQT SGH PROPERTY INCOME EQT SMALL COMPANIES EQT SGH WHOLESALE PROP INCOME SLI GLOBAL ABSOLUTE RETURN STRATEGIES TR ARMYTAGE STRATEGIC OPPORTUNITIES FUND ARMYTAGE AUSTRALIAN EQUITY INCOME FUND MFS CONCENTRATED GLOBAL EQUITY TRUST W PIMCO AUSTRALIAN FOCUS COPPER ROCK CAPITAL GLOBAL SMALL CAP PARTNERS GROUP GLOBAL VALUE (AUD) W PERTNERS GLOBAL NATURAL RESOURCES FUND SWITA INTERNATIONAL ASSET ALLOCATION LINCOLN AUSTRALIAN INCOME WHOLESALE 90 WEST NATURAL RESOURCES FUND SOMERSET EMERGING MARKETS DIVIDEND GR PARADICE GLOBAL SMALL MID CAP ROBECO EMERGING CONSERVATIVE EQUITY FUND SGH AUSTRALIA PLUS EVANS & PARTNERS INTERNATIONAL FUND SPIRE USA ROC SRS HSG & MEDICAL PRPTS AUD ROBECO BP GLOBAL PREMIUM EQUITES FUND THB US MICRO CAP FLINDERS EMERGING COMPANIES B PARADICE MID CAP EQUITIES A DUNDAS GLOBAL EQUITY FUND- CLASS C TRIBECA GLOBAL NATURAL RESOURCES FUND WATERMARK NEUTRAL TRUST- CLASS C L1 CAPITAL LONG SHORT - RETAIL ELSTREE ENHANCED INCOME

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Managed Funds APIR Code

Managed Fund Name

EXP0013AU FAM0101AU FHT0030AU FHT0032AU FID0007AU FID0008AU FID0015AU FPS0013AU FLC0002AU FRT0004AU FRT0011AU FRT0025AU FSF0003AU FSF0004AU FSF0008AU FSF0013AU FSF0033AU FSF0038AU FSF0043AU FSF0048AU FSF0084AU FSF0107AU FSF0144AU FSF0169AU FSF0170AU FSF0022AU FSF0454AU FSF0464AU FSF0485AU FSFS0486AU FSF0487AU FSF0488AU FSF0489AU FSF0490AU FSF0499AU FSF0500AU FSF0501AU FSF0698AU FSF0486AU FSF0889AU FSF0892AU FSF0905AU FSF0502AU FSF0707AU FSF0908AU FSFS0961AU FSF0968AU FSF0973AU FSF0976AU

MILLINIUMS MSF - AUSTRALIAN EQUITIES CELESTE AUSTRALIAN SMALL COMPANIES THE MONTGOMERY FUND FORAGER INTERNATIONAL SHARES

FIDELITY GLOBAL EQUITIES FIDELITY AUSTRALIAN EQUITIES FIDELITY INDIA FIDUCIAN INDIA FALCON PAN ASIA FUND TEMPLETON GLOBAL EQUITY FRANKLIN TEMPLETON MULTISECTOR BOND W FRANKLIN TEMPLETON GLOBAL AGGREGATE BD W CFS WHOLESALE IMPUTATION CFS WHOLESALE PROPERTY SECURITIES CFS WHOLESALE DIVERSIFIED CFS IMPUTATION CFS WHOLESALE CONSERVATIVE CFS WHOLESALE GLOBAL RESOURCES CFS WHOLESALE GEARED SHARE CFS MIF-WORLDWIDE LEADERS CFS WHOLESALR GLOBAL CREDIT INCOME CFS WHOLESALE GEARED GLOBAL SHARE CFS MIF-GLOBAL TECH & COMM CFS MIF-FC GEARED GLOBAL SHARE FIRSTCHOICE WS GEARED GLOBAL SHARE CFS DIVERSIFIED COLONIAL FIRT STATE WHOLESALE COLLIERS GLOBAL PROPERTY SECURITIES INTEGRITY AUST SHARE –NO.2 FIRSTCHOICE AUST SHARE COLONIAL FIRST STATE FIRSTCHOICE CONSERVATIVE FUND COLONIAL FIRST STATE FIRST CHOICE DEFENSIVE FUND COLONIAL FIRST STATE FIRST CHOICE WHOLESALE FIXED INTEREST FIRSTCHOICE GLOBAL SHARE FIRSTCHOICE GROWTH FRIRSTCHOICE HIGH GROWTH CFS FIRST CHOICE WHOLESALE MODERATE FUND FIRSTCHOICE PROPERTY CFS WHOLESALE GLB RESOURCE LONG SHORT FIRSTCHOICE WS CONSERVATIVE CFS FIRSTCHOICE WS ASIAN SHARE CFS WHOLESALE GEASER GLOBAL PROPERTY SEC CFS WHOLESALE GLOBAL LISTED INFRASTRUCTURE SECURITIES FUND CFS FIRSTCHOICED WHOLESALE AUSTRALIAN SMALL COMPANY CFS WHOLESALE INDEX GLOBAL SHARE-HEDGED GENERATION WHOLESALE GLOBAL SHARE CFS WHOLESALE EQUITY INCOME CFS WHOLESALE WS EMERGING MARKETS ACADIAN DEFENSIVE INCOME - CLASS A REALINDEX AUSTRALIAN SHARE –CLASS A

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Managed Funds APIR Code FSF1086AU FSF1240AU FSF1762AU GTU0099AU GTU0041AU GTU0102AU GTU0109AU HBC0008AU HFL0014AU HFL0032AU HFL0104AU HFL0108AU HTH0015AU HTH0020AU HHA0001AU HHA0002AU HHA0007AU HHA0011AU HML0016AU HOW0017AU HOW0002AU HOW0016AU HOW0026AU HOW0032AU HOW0034AU HOW0052AU HOW0098AU FSF0976AU FSF1085AU FSFS1240AU FSP0001AU GMO0006AU GSF0001AU GSF0002AU GTU0008AU IML0003AU IML0005AU IML0006AU INT0028AU INT0044AU INT0080AU INT0092AU IOF0044AU IML0002AU IOF0046AU IOF0048AU

Managed Fund Name ASPECT DIVERSIFIED FUTURES-CLASS A ACADIAN GLOBAL MANAGED VOLATILITY EQUITY CBG Australian Equities Fund Invesco Global Opportunities Fund INVESCO WS GLOBAL PROPERTY SEC HDGD A INVESCO W GLOBAL MATRIX UNHEDGED INVESCO WHOLESALE GLOBAL TARGETED RETURNS FUND SG HISCOCK WHOLESALE PROPERTY SECURITIES GAVEKAL ASIAN OPPORTUNITIES FUND THREADNEEDLE GLOBAL EQUITY INCOME FUND (UNHEDGED) LHP DIVERSIFIED INVESTMENTS FUND Ironbark LHP Global Long/Short Fund (Wholesale Class) Heathley Direct Medical Fund No. 1 Heathley Aged Care Property Fund No. 1 HUNTER HALL AUSTRALIAN VALUE TRUST HUNTER HALL GLOBAL ETHICAL TRUST HUNTER HALL GLOBAL DEEP GREEN TRUST HUNTER HALL GLOBAL ETHICAL TRUST UBS CLARION GLOBAL PROPERTY SECURITIES NovaPort Smaller Companies HUNTER HALL VALUE GROWTH TRUST NovaPort Wholesale Smaller Companies Fund ALPHINITY WS CONCENTRATED AUST SHARE FIVE OCEANS WHOLESALE WORLD FUND GREENCAPE WHOLESALE BROADCAP FUND KAPSTREAM WHOLES ABSOLUTE RETURN INCOME FUND ARDEA REAL OUTCOME FUND REALINDEX AUSTRALIAN SHARE –CLASS A CFS WHOLESALE GLB EMERGING MKTS SELECT ACADIAN GLOBAL MANAGED VOLATILITY EQUITY CBG AUSTRALIAN EQUITIES FUND GMO SYSTEMATIC GLOBAL MACRO TRUST GRANT SAMUEL EPOCH GLBL SHLD YL,D HEDGED GRANT SAMUEL EPOCH GLBL EQ SHLD YLD UNDHEDGED INVESCO WS GLOBAL MATRIX HEDGED INVESTORS MUTUAL WS FUTURE LEADERS INVESTORS MUTUAL EQUITY FUND INVESTORS MUTUAL SMALL CAP IBBOTSON BALANCED GROWTH TRUST IBBOTSON INTERNATIONAL BONDS PASSIVE (HEDGED) TRUST IBBOTSON INTL BONDS ACTIVE HEDGED TRUST IBBOTSON GLOBAL LINKED SECURITIES (HEDGED) TRUST PERNNIAL AUSTRALIAN PROPERTY WS TRUST INVESTORS MUTUAL VS AUSTRALIAN SHARE HENDERSON AUSTRALIAN FIXED INTEREST FUND HENDERSON AUSTRALIAN EQUITY FUND

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Managed Funds APIR Code IML0010AU INT0095AU IOF0203AU IOF0228AU IOF0045AU IOF0078AU IOF0113AU IOF0145AU IOF0206AU IOF0214AU IOF0227AU ITG0001AU JBW0009AU JBW0014AU JBW0016AU JBW0018AU JBW0030AU JJBW0052AU JBW0097AU KAM0007AU KAM0100AU KAM0101AU LTC0002AU LAZ0012AU MAL0012AU MAL0018AU MAL0030AU MAL0072AU MAL0079AU MAL0133AU MAL0135AU MAN0002AU MAN0008AU MAQ0061AU MAQ0063AU MAQ0079AU MAQ0187AU MAQ0204AU MAQ0211AU MAQ0274AU MAQ0277AU MAQ0404AU MAQ0410AU MAQ0432AU MAQ0443AU MAQ0827AU MAQ0842AU

Managed Fund Name Investors Mutual Concentrated Australian Share Fund Morningstar Diversified Alternatives Fund Antipodes Asia Fund Perennial Value Wealth Defender Australian Shares Trust Antipodes Global Fund Perennial Value Shares For Income Trust HENDERSON AUSTRALIAN FIXED INTEREST FUND – INSTITUTIONAL HENDERSON TACTICAL INCOME FUND PERENNIAL VALUE SHARES WHOLESALE TRUST PERENNIAL VALUE SMALLER COMPANIES TRUST HENDERSON ABSOLUTE RETURN AUSTRALIAN EQUITY FUND INTEGRITY AUSTRALIAN SHARE GOLDMAN SACHS AUSTRALIAN EQUITIES WHOLESALE GOLDMAN SACHS INTERNATIONAL WHOLESALE GOLDMAN SACHS INCOME PLUS WHOLESALE GOLDMAN SACHS ENHANCED INCOME WHOLESALE GOLDMAN SACHS AUSTRALIA INFRASTRUCTURE WHOLESALE GOLDMAN SACHS PREMIER AUSTRALIAN EQUITIES FUND GSAM GLOBAL STRATEGIC BOND FUND K2 INTERNATIONAL OPPORTUNITIES K2 ASIAN ABSOLUTE RETURN K2 AUSTRALIAN ABSOLUTE RETURN La Trobe Australian Credit Fund 12 Month Term Account LAZARD GLOBAL SMALL CAP W BLACKROCK W MONTHLY INCOME D BLACKROCK GLOBAL ALLOCATION AUST D BLACKROCK ASSET ALLOCATION ALPHA D BLACKROCK AUSTRALIAN EQUITY OPPORTUNITIES BLACKROCK AUSTRALIAN EQUITY ABSOLUTE RETURN FUND BlackRock Wholesale Global Small Cap Fund BLACKROCK WS HEDGED GLOBAL SMALL CAPITAL MAN AHL ALPHA MAN GLG GLOBAL MACRO (AUD) MACQUARIE AUSTRALIAN FIXED INTEREST MACQUARIE MASTER PROPERTY SECURITIES ARROWSTREET GLOBAL EQUITY HEDGED MACQUARIE MASTER CASH MACQUARIE DIVERSIFIED TREASURY (A) MACQUARIE TRUE INDEX AUSTRALIAN FIXED INTEREST MACQUARIE MASTER DIVERSIFIED FIXED INT Macquarie Income Opportunities Fund IFP Global Franchise Fund Walter Scott Global Equity Fund Macquarie International Infrastructure Securities Fund (Hedged) Macquarie High Conviction Fund Charter Hall Direct VA Trust Charter Hall Direct Office Fund - Wholesale A Units

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Managed Funds APIR Code MAQ0441AUM MAQ0448AU MAQ0454AU MAQ0464AU MAQ0482AU MAQ0557AU MAQ0631AU MAQ0640AU MAQ0651AU MAQ796AU MGE0001AU MGE0002AU MGE0005AU MGE0006AU MGE0007AU MGL0010AU MGL0114AU MGL0019AU MIA0001AU MIC0002AU MIC0003AU MLC0014AU MLC0260AU MLC0261AU MLC0263AU MLC0264AU MLC0265AU MLC0317AU MLC0397AU MLC0398AU MLC0670AU MMC0110AU MPL0006AU MPL0008AU MTP0001AU MON0001AU NFS0209AU

Managed Fund Name PREMIUM CHINA CHARTER HALL DIRECT OFFICE –WHOLESALE MAQUARIE AUS SMALLER COMPANIES FUND ARROWSTREET GLOBAL EQUITY FUND WINTON GLOBAL ALPHA WALTER SCOTT GLOBAL EQUITY HEDGED IFP GLOBAL FRANCHISE FUND (HEDGED) MACQUARIE ASIA NEW STARS NO.1 FUND WALTER SCOTT EMERGING MARKETS ANALYTIC GLOBAL MANAGED VOLATILITY MAGELLAN GLOBAL MAGELLAN INFRASTRUCTURE MAGELLAN HIGH CONVICTION MAGELLAN INFRASTRUCTURE UNHEDGED MAGELLAN GLOBAL HEDGED RREF GLOBAL (EX-AUS) PROPERTY SECURITIES ANERDEEN AUSTRALIAN EQUITIES DWS GLOBAL EQUITY AGRIBUSINESS MFS GLOBAL EQUITY TRUST MICROEQUITIES HIGH INCOME VALUE MICROCAP MICROEUITIES GLOBAL VALUE MICORCAP MLC VANGUARD AUSTRALIAN SHARES INDEX FUND MLC HORIZON SERIES 4 MLC WHOLESALE GLOBAL SHARE MLC WHOLESALE PROPERTY SECURITIES MLC INCOME BUILDER MLC HORIZON SERIES 5 MLC WHOLESALE PLATINUM GLOBAL MLC HORIZON SERIES 6 MLC WHOLESALE HORIZON 3 CONSERVATIVE GROWTH MLC HORIZON SERIES 2 EQT INTRINSIC VALUE INTERNATIONAL SHAREMARKETS Maple-Brown Abbott Global Listed Infrastructure Fund MAPLE – BROWN ABBOTT GLOBAL LISTED INFRASTRUCTURE FUND HEDGED MULTIPLEX DEVELOPMENT AND OPPORTUNITY FUND Monash Absolute Investment Fund ANTARES PROF LISTED PROPERTY

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Managed Funds APIR Code MLC0670AU MMC0110AU MPL0008AU MTP0001AU NFS0209AU NML0018AU NML0061AU NML0318AU NML0348AU OMF0001AU OMF0005AU OPH0001AU OPH0002AU OPS0002AU PAL0002AU PCL0023AU PAM0001AU PAC0001AU PCL0005AU PCL0022AU PAT0001AU PAT0002AU PER0038AU PER0046AU PER0048AU PER0049AU PER0050AU PER0063AU PER0066AU PER0071AU PER0072AU PER0102AU PER0116AU PER0260AU PER0270AU PER0439AU PER0495AU PER0561AU PER0669AU PER0673AU PER0634AU PER0668AU PER0702AU PERO704AU PER0715AU PER0727AU

Managed Fund Name MLC HORIZON SERIES 2 EQT INTRINSIC VALUE INTERNATIONAL SHAREMARKETS MAPLE- BROWN ABBOTT GLOBAL LISTED INFRASTRUCTURE FUND - HEDGED MULTIPLEX DEVELOPMENT AND OPPORTUNITY FUND ANTARES PROF LISTED PROPERTY AMP WHOLESALE CASH MANAGEMENT AMP CAPITAL WHOLESALE AUSTRALIAN EQUITY VALUE FUND AMP W GLOBAL EQUITY GROWTH AMP W GLOBAL EQUITY VALUE REALM HIGH INCOME FUND Alexander Credit Opportunities Fund Ophir Opportunities Ophir High Conviction OC PREMIUM EQUITY RREEF PALADIN PROPERTY SECURITIES Pengana PanAgora Absolute Return Global Equities Fund ALPHINITY WHOLESALE AUSTRALIAN SHARE Packer & Co Investigator Trust Pengana Australian Equities Fund Pengana Global Small Companies Fund IRONBARK KARARA AUST SHARE IRONBARK KARARA AUSTRALIAN SMALL COMP Perpetual WF Investment Advantage Perpetual International Share PERPETUAL WHOLESALE INDL SHR PERPETUAL WHOLESALE SMALLER COMPANIES PERPETUAL WHOLESALE AUS SHR PERPETUAL WHOLESALE INT SHR PERPETUAL WHOLESALE BAL GRTH PERPETUAL WHOLESALE SPLIT GR PERPETUAL WHOLESALE GEARED AUS PERPETUAL W SHARE PLUS L/S PERPETUAL WHOLESALE CONCENTRATED EQ PERPETUAL WHOLESALE ETHICAL SRI PERPETUAL WHOLESALE DIVERSIFIED INCOME PENGANA EMERGING COMPANIES FUND Perpetual Pure Value Share Fund PERPETUAL WFIA- PERPETUAL SHARE PLUS L/S FIRSTMAC HIGH LIVEZ Perpetual Pure Credit Alpha W Morphic Global Opportunities Fund AQR WHOLESALE MANAGED FUTURES –CLASS 1P PERPETUAL PURE EQUITY ALPHA FUND BLUE QUAY HIGH INCOME PERPETUAL PURE MICORCAP FUND JPMorgan Global Research Enhanced Index Equity Fund (Hedged) JP MORGAN GLOBAL STRATEGIC BOND FUND

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Managed Funds APIR Code PGI0001AU PIM0034AU PLA0005AU PRM0015AU PER0731AU PER0758AU PER0750AU PGF0001AU PLA0001AU PLA0002AU PLA0003AU PLA0004AU PLA0006AU PLA0100AU PLA0101AU PMC0100AU PMC0103AU PPL0002AU PPL0106AU PPL0107AU PPL0114AU PPL0115AU PRE0001AU PRM0010AU PVA0006AU PVA0011AU PVA0022AU PWA0014AU PWA0015AU PWA0822AU PWA0823AU RGL0004AU RGL0005AU RFA0025AU RFA0059AU RFA0061AU RFA0103AU RFA0811AU RFA0813AU RFA0815AU RFA0817AU RFA0818AU RGL0001AU RGL0002AU RGL0003AU RIM0020AU RIM0029AU RIM0032AU SBC0007AU SBC0812AU

Managed Fund Name Principal Global Credit Opportunities Fund CFM Institutional Systematic Diversified Trust A Platinum International Healthcare Fund Mutual MIF A PineBridge Global Dynamic Asset Allocation Fund JPMorgan Global Macro Opportunities Fund JPMorgan Global Bond Fund PARAGON FUND PLATINUM EUROPE FUND PLATINUM INTERNATIONAL PLATINUM JAPAN FUND PLATINUM ASIA PLATINUM UNHEDGED FUND PLATINUM INTERNATIONAL BRANDS PLATINUM INTERNATIONAL TECHNOLOGY PM CAPITAL ABSOLUTE PERFORMANCE FUND PM CAPITAL ENHANCED YIELD ANTARES PROF DIVIDEND BUILDER ANTARES PROF HIGH GROWTH SHRS ANTARES PROF SMALL COMPANIES ANTARES PROF PREMIER FXD INCOME ANTARES PROF ELITE OPPORTUNITIES PRINCIPAL PROPERTY SECURITIES MUTUAL CASH TERM DEPOSITS & BANK BILLS PRIME VALUE OPPORTUNITIES FUND B PRIME VALUE GROWTH B PRIME VALUE IMPUTATION B BLACKROCK AUSTRALIAN SHARE BlackRock Australian Share Fund Plus BLACKROCK WS BALANCED BLACKROCK W AUSTRALIAN SHARE REGAL AUSTRALIAN SMALL COMPANIES FUND Atlantic Absolute Return BT ETHICAL SHARE WHOLESALE FUND BT Wholesale Focus Australian Share Fund BT Wholesale MicroCap Opportunities Fund BT IMPUTATION FUND BT SUTAINABLE CONSERVATIVE FUND BT FIXED INTEREST WHOLESALE BT ACTIVE BALANCED WHOLESALE BT WHOLESALE PROPERTY INVESTMENT BT CORE AUSTRALIAN SHARE WHOLESALE Tasman Market Neutral Regal Australian Long Short Equity Fund Regal Asian Quantitative Fund VENTURA GROWTH 70 RUSSELL AUST OPPORTUNITIES CLASS A RUSSELL GLOBAL OPPORTUNITIES A UBS DIVERSIFIED FIXED INCOME FUND UBS CASH PLUS

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Managed Funds

APIR Code SLT0051AU SBC0811AU SBC0813AU SBC0816AU SCH0002AU SCH0028AU SCH0032AU SCH0036AU SCH0047AU SCH0101AU SCH0102AU SCH0103AU SLT0005AU SLT0041AU SLT0043AU SLT0052AU SSB0011AU SSB0012AU SSB0013AU SSB0014AU SSB0026AU SSB0028AU SSB0043AU SSB0126AU SSB0128AU SST0048AU SST0050AU SST0052AU SST0053AU SST0054AU TAL0001AU TGY0003AU TGP0004AU TGP0014AU TGP0034AU

Managed Fund Name SMARTER MONEY HIGHER INCOME DIRECT IN UBS CASH UBS AUSTRALIAN BOND UBS Property Securities Fund SCHRODER AUSTRALIAN EQUITY FUND SCHRODER FIXED INCOME SCHRODER GLOBAL ACTIVE VALUE HEDGED SCHRODERS AUSTRALIAN SMALL CAPS SCHRODER REAL RETURN WHOLESALE FUND SCHRODER WS AUSTRALIAN EQUITY SCHRODER BALANCED SCHRODER CREDIT SECURITIES SELECT ALTERNATIVES PORTFOLIO INSYNC GLOBAL TITANS Neuberger Berman Absolute Return Multi Strategy Trust SMARTER MONEY HIGHER INCOME FUND LEGG MASON MARTIN CURRIE SMALL COMPANIES CLASS A LEGG MASON GLOBAL MULTI SECTOR BOND TR A LEGG MASON BRANDYWINE GLOBAL FIXED INTEREST Legg Mason Brandywine Global Opportunistic Fixed Income Trust (Class A) LEGG MASON MARTIN CURRIE REAL INCOME FUND BRANDYWINE GLOBAL OPPORTUNISTIC FIXED INCOME TRUST – CLASS I LEGG MASON MARTIN CURRIE CORE EQUITY TRUST Legg Mason QS Investors Global Equity Trust - Class A LEGG MASON MARTIN CURRIE PROPERTY SECURITIES TRUST SSgA AUSTRALIAN MANAGED VOLATILITY ALPHA SSgA GLOBAL MANAGED VOLATILITY ALPHA DSH SSgA RETIREMENT LIFESTYLE BUILDER SSgA RETIREMENT LIFESTYLE PROVIDER SSgA RETIREMENT LIFESTYLE SUSTAINER LANYON AUSTRALIAN VALUE FUND Trilogy Monthly Income Trust GVI AUBREY GLOBAL GROWTH & INCOME - HEDGED Third Link Growth Fund RARE Infrastructure Value Fund — Unhedged

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Managed Funds APIR Code

Managed Fund Name

TGP0008AU TGP0015AU THO0003AU TYN0010AU TYN0028AU TYN0038AU TYN0104AU UBS0008AU UBS0036AU UBS0037AU UBS0041AU UBS0057AU

RARE INFRASTRUCTURE VALUE FUND RARE EMERGING MARKETS FUNDS EQT DUNDAS GLOBAL EQUITY FUND NIKKO AM - TYNDALL AUSTRALIAN SHARE VALUE NIKKO AM - TYNDALL AUSTRALIAN SHARE W PORTFOLIO NIKKO AM - TYNDALL AUSTRALIAN SHARE INCOME NIKKO AM AUSTRALIAN BOND FUND UBS GLOBAL PROPERTY SECURITIES UBS TACTICAL BETA CONSERVATIVE UBS TACTICAL BETA GROWTH UBS TACTICAL BETA BALANCED UBS Microcap Fund

VAN0001AU VAN0002AU VAN0003AU VAN0004AU VAN0005AU VAN0018AU VAN0019AU VAN0021AU VAN0025AU VAN0042AU VAN0101AU VAN0102AU VAN0103AU VAN0104AU VAN0105AU VAN0106AU VAN0108AU VAN0109AU

VANGUARD AUSTRALIAN FIXED INTEREST INDEX VANGUARD AUSTRALIAN SHARES INDEX VANGUARD INTERNATIONAL SHARES INDEX VANGUARD PROPERTY SECURITIES INDEX VANGUARD EMERGING MARKETS SHARES INDEX VANGUARD INT PROPERTY SECURITIES INDEX VANGUARD INT PROPERTY SECS INDEX (HDGD) VANGUARD INTERNATIONAL SMALL COMPANIES VANGUARD AUSTRALIAN GOVT BOND INDEX VANGUARD DIVERSIFIED BOND INDEX FUND VANGUARD INDEX DIVERSIFIED BOND VANGUARD CASH PLUS INDEX VANGUARD INT FIXED INTEREST INDEX HDGD VANGUARD AUSTRALIAN SHARES HIGH YIELD VANGUARD INTERNATIONAL SHARES INDEX HDGD VANGUARD INT CREDIT SECURITIES INDEX HDH VANGUARD BALANCED INDEX FUND VANGUARD CONSERVATIVE INDEX

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Managed Funds APIR Code VAN0110AU VAN0111AU WMF0001AU WFM0001AU WFS0377AU WFS0486AU WFS0547AU WGT0001AU WHT0008AU WHT0015AU WHT0018AU WHT0022AU WPC0002AU WPC0004AU WPC3982AU WHT0066AU YOC0100AU YOC0007AU ZUR0061AU ZUR0064AU ZUR0517AU ZUR0518AU ZUR0538AU ZUR0581AU

Managed Fund Name VANGUARD GROWTH INDEX FUND VANGUARD HIGH GROWTH INDEX Watermark Market Neutral Trust WATERMARK MARKET NEUTRAL TRUST A BT WHOLESALE ENHANCED CASH FUND ALTIUS BOND FUND WINGATE GLOBAL EQUITY FUND - HEDGED AU Wingate Global Equities Original Wholesale Spheria Australian Smaller Companies Fund RESOLUTION CAPITAL GLOBAL PROPERTY SECURITIES CAPITAL INTERNATIONAL GLOBAL SHARE OMEGA GLOBAL GOVERNMENT BOND PETERS MACGREGOR GLOBAL FUND GANES VALUE GROWTH PERENNIAL VALUE MICROCAP OPPORTUNITUES SPHERIA AUSTRALIAN MICROCAP AUI PROPERTY INCOME FUND W AUSTRALIAN UNITY PROPERTY RETAIL FUND ZURICH INVESTMENTS GLOBAL THEMATIC SHARE ZURICH INVESTMENTS AUSTRALIAN PROPERTY SECURITIES ZURICH INVESTMENTS HEDGED GLOBAL THEMATIC SHARE ZURICH INVESTMENTS UNHEDGED GLOBAL THEMATIC SHARE ZURICH INVESTMENTS EQUITY INCOME ZURICH INVESTMENTS UNHEDGED GLOBAL GROWTH SHARE FUND

Information regarding the fees and costs charged by the managed funds (including any performance fees, if applicable) is contained in the Product Disclosure Statement for the relevant managed fund. A copy of each managed fund’s Product Disclosure Statement is available from your Financial Adviser.

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Illiquid Managed Funds APIR Code AMP0685AU APN0001AU APN0002AU APN0004AU APN0016AU AUS0005AU AUS0116AU BTA0002AU BTA0314AU CML0002AU ECL0004AU ETL0120AU ETL0371AU ETL0398AU ETL0402AU ETL0410AU FSF0138AU FSF0139AU HBC0027AU HML0002AU HOW0005AU HOW0087AU HTH0001AU JFF0001AU JFF0002AU LMI0007AU MAL0008AU MAN0001AU MAQ0448AU MAQ0650AU MAQ0815AU NML0001AU NML0316AU NML0317AU PER0106AU PER0752AU

Managed Fund Name AMP Capital Enhanced Yield Fund - Cl A APN Property for Income Fund APN National Storage Property Trust APN Property for Income No. 2 APN Unlisted Property Australian Unity W'S High Yld Mortgage Australian Unity Wholesale Mortgage Income BT CASH MANAGEMENT BT Global Macro Fund CFS Bricks and Mortar Ellerston Gems Fund EQT Wholesale High Inc Fund SPIRE USA ROC II FUND (AUD) T.ROWE PRICE DYNAMIC GLOBAL FUND MFS Blended Research Global Equity Trust SPIRE COPPER ROCK GLBL SMALLER COMPANIES Colonial First State WS Gtd Mortgage Colonial FS Wholesale Monthly Income Fund Metisq China Square Onepath Monthly Income Trust Challenger Howard Wholesale Mortgage Fd Challenger Guaranteed Income Fund Heathley Diversified Property Balmain Aqua High Income Trust Balmain Income Trust LM WHOLESALE MORTGAGE INCOME AT CALL ACCOUNT Blackrock Comb Prop Income Fund Cl D MAN RMF Dynamic Charter Hall Direct Property Fund CHARTER HALL DIRECT PROPERTY FUND CHARTER HALL INDUSTRIAL FUND (2) AMP - WHOLESALE AUSTRALIAN PROPERTY FUND AMP WHOLESALE AUSTRALIAN MONTHLY INCOME FUND AMP CAPITAL AUSTRALIAN MONTHLY INCOME FUND Perpetual Wholesale Monthly Income Fund Perpetual Wholesale Global Share Fund Hedged Class A

Information regarding the fees and costs charged by the managed funds (including any performance fees, if applicable) is contained in the Product Disclosure Statement for the relevant managed fund. A copy of each managed fund’s Product Disclosure Statement is available from your Financial Adviser.

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Wholesale Managed Funds If you are classified as a wholesale investor, or if you are a SMSF with over $10 million in assets, your financial adviser may be able to facilitate access to a range of wholesale managed funds. Please speak to your financial adviser for more details and, if applicable, the relevant product disclosure documents.

Term Deposits The investments listed below have their own product Disclosure Statement. You should obtain and read a copy of the disclosure document for any of the investments you wish to invest in. Name

Name

ADELAIDE BANK AMP ANZ BANK OF QUEENSLAND COMMONWEALTH BANK

MACQUARIE BANK NAB ST. GEORGE SUNCORP TERM DEPOSIT

Bonds The investments listed below have their own product Disclosure Statement. You should obtain and read a copy of the disclosure document for any of the investments you wish to invest in. Name National Wealth Management Holdings Sydney Airport Finance Envestra Ltd JEM (SouthBank) Pty Ltd

Code ISIN AU300NWML019 ISIN AU300SAFCO41 ISIN AU300ENL0039 ISIN AU300JEME028

Cash Account Interest Rate The interest rate payable on the Private Wealth Account is OCR less 0.50%.

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Model Portfolios There may be costs associated with the underlying assets in a model portfolio such as managed funds and Exchange Traded Funds. The Responsible Entity relies upon your Financial Adviser to provide you with the disclosure documentation for these assets contained in the Model Portfolio, both at the time of your investment and where there are any subsequent changes to the Model Portfolio. Cash holdings: The interest rate payable on the cash operating account, and any cash held in the Model Portfolios, is net of any fees charged by the Responsible Entity for the administration of this account. The rate payable is linked to the Official Cash Rate (OCR) and for cash held in model portfolios is 1% below the OCR. As at 1 February 2018, the OCR is 1.5% so this means that the rate payable to you is 0.5%. Information regarding the current OCR is available at www.powerwrap.com.au

Manager Model Portfolio Name Investment Objective

DNR AFSL Pty Ltd

DNR Capital Australian Equities Socially Responsible Portfolio The investment objective is to outperform the S&P/ASX 200 Accumulation Index by 4% pa over a rolling 3 year period Benchmark Index S&P/ASX 200 Accumulation Index Model Portfolio Fee 0.73% p.a. ex. GST Performance Fee Nil Asset Allocation Aus. Equities 80% - 98% Ranges Cash 2% - 20% Authorised ASX listed Australian Equities Percentage in top Investments 200 – 80% is the minimum percentage of an Australian share portfolio in the top 200 companies by market capitalisation. Cash and short term money market securities Minimum Cash 2% Holding Minimum Model $25,000.00 Investment Indicative Number of 15-30 holdings Assets

DNR AFSL Pty Ltd DNR Capital Australian Equities High Conviction Portfolio The investment objective is to outperform the S&P/ASX 200 Accumulation Index by 4% pa over a rolling 3 year period S&P/ASX 200 Accumulation Index 0.73% p.a. ex. GST Nil Aus. Equities 80% - 98% Cash 2% - 20% ASX listed Australian Equities Percentage in top 200 – 80% is the minimum percentage of an Australian share portfolio in the top 200 companies by market capitalisation. Cash and short term money market securities 2% $25,000.00 15-30 holdings

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Manager

DNR AFSL Pty Ltd

DNR AFSL Pty Ltd

Model Portfolio Name Investment Objective

DNR Capital Australian Equities Income Portfolio DNR Capital Australian Listed Property Trust Portfolio

The investment objective is to outperform the S&P/ASX 200 Industrials Accumulation Index and deliver higher levels of income over a rolling three-year period. Benchmark Index S&P/ASX 200 Industrials Accumulation Index Model Portfolio Fee 0.73% p.a. ex. GST Performance Fee Nil Asset Allocation Aus. Equities 80% - 98% Ranges Cash 2% - 20%

The investment objective is to outperform the S&P/ASX 200 A-REIT Accumulation Index by 4% pa over a rolling 3 year period

Authorised Investments

ASX listed REITS (Percentage in ASX200 A-REIT Index – 80% is the minimum percentage of an Australian listed property portfolio in the ASX200 A-REIT Index.); Cash and short term money market securities

ASX listed Australian Equities Percentage in top 200 – 80% is the minimum percentage of an Australian share portfolio in the top 200 companies by market capitalisation. Cash and short term money market securities 2%

Minimum Cash Holding Minimum Model $25,000.00 Investment Indicative Number of 15-30 holdings Assets

S&P/ASX 200 A-REIT Accumulation Index 0.80% p.a. ex. GST Nil Aus. Equities 80% - 98% Cash 2% - 20%

2% $25,000.00 4-8 holdings

Manager

Infinitas Asset Management Ltd

Infinitas Asset Management Ltd

Model Portfolio Name Investment Objective

Infinitas Income SMA

Infinitas High Conviction ALLCAP Australian Share Model

To achieve a return (before fees) that exceeds the RBA Cash Rate + 3% over rolling 3 year periods Benchmark Index RBA Cash Rate Model Portfolio Fee 0.46% p.a. ex. GST Performance Fee Nil Asset Allocation Cash: 2-40% Ranges ASX Listed Fixed Interest ETFs :0-20% ASX200 components or interest rate/hybrid securities issued or guaranteed by them: 60-78% Authorised Constituents of the S&P/ASX200 Index (and Investments hybrid or interest rate securities guaranteed by the constituent). ASX listed Fixed Interest ETFs Minimum Cash 2% Holding Minimum Model $20,000.00 Investment Indicative Number of 15-20 holdings Assets

To achieve a return (before fees) that exceeds the return from the official RBA Cash Rate + 6% over rolling 3 year periods RBA Cash Rate 0.46% p.a. ex. GST Nil Cash: 2-100% Australian Equities : 0-98%

Constituents of the ASX 300 Index (and hybrid or interest rate securities issued or guaranteed by a constituent) 2% $20,000.00 15-20 holdings

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Model Portfolios Manager

Ralton Asset Management

Ralton Asset Management

Model Portfolio Name Investment Objective

Ralton Australian Shares SMA The Ralton Australian Shares portfolio is designed for investors who are seeking a consistent, tax efficient and growing cash dividend yield and long term capital growth and have a long term investment horizon of at least three to five years and accept the risk of significant price fluctuations S&P/ASX 300 Accumulation Index 0.68% p.a. ex. GST Nil Aus. Equities 90-98% Cash 2-10% Target cash range 2%-4% Companies that are included in the S&P/ASX 300, or among the largest 300 companies based on market capitalisation 2% $20,000.00

Ralton High Yield Australian Shares SMA The Ralton High Yield Australian Shares portfolio is designed for investors who are seeking a consistent above average and tax-efficient cash dividend yield, and long-term capital growth and have along term investment horizon of at least five years and accept the risk of significant price fluctuations.

20-35 holdings

20-35 holdings

Manager

Ralton Asset Management

Ralton Asset Management

Model Portfolio Name Investment Objective

Ralton Leaders SMA The Ralton Leaders portfolio is designed for investors who are seeking a consistent tax efficient cash dividend yield and long term capital growth from a portfolio of larger and more liquid Australian shares and a long term investment horizon of at least three to five years and accept the risk of significant price fluctuations. S&P/ASX 100 Accumulation Index 0.59% p.a. ex. GST Nil Aus. Equities 90-98% Cash 2-10% Target cash range 2%-4% Companies that are listed or soon to be listed on the ASX.

Ralton Smaller Companies SMA The Ralton Smaller Companies portfolio is designed for investors who seek long term capital growth from a concentrated portfolio of smaller companies with some tax effective income, consistent above market returns and have a long term investment horizon of at least five years and accept the risk o significant price fluctuations.

Benchmark Index Model Portfolio Fee Performance Fee Asset Allocation Ranges

Authorised Investments

Minimum Cash Holding Minimum Model Investment Indicative Number of Assets

Benchmark Index Model Portfolio Fee Performance Fee Asset Allocation Ranges

Authorised Investments

Minimum Cash Holding Minimum Model Investment Indicative Number of Assets

S&P/ASX 300 Accumulation Index 0.68% p.a. ex. GST Nil Aus. Equities 90-98% Cash 2-10% Target cash range 2%-4% Companies in the S&P/ASX 300, or those among the largest 300 by market capitalization. 2% $20,000.00

2% $20,000.00

S&P/ASX Small Ordinaries Index 0.77% p.a. ex. GST Nil Aus. Equities 90-98% Cash 2-10% Target cash range 2%-4% Companies that are included in the S&P/ASX300 Index or among the largest 300 companies based on market capitalisation . 2% $20,000.00

20-35 holdings

25-40 holdings

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Model Portfolios Manager

Peak Investment Partners

Model Portfolio Name Investment Objective

Peak Income Model Portfolio Peak Balanced Model Portfolio The search for Peak “Value” stocks involves The search for Peak “Value” stocks involves a a combination of a top-down view of combination of a top-down view of markets and markets and investment themes, and a investment themes, and a bottom-up or fundamental bottom-up or fundamental view on view on individual stocks. Embedded in the investment individual stocks. Embedded in the process is the manager’s objective of containing investment process is the manager’s investment risk. This is done both at the portfolio objective of containing investment risk. construction level and at the stock selection level. This is done both at the portfolio construction level and at the stock selection level. ASX 300 Accumulation Index ASX 300 Accumulation Index 0.70% p.a. ex. GST 0.70% p.a. ex. GST Nil Nil Cash 0 – 30% Cash 0 – 30% Fixed Interest 0 – 25% Equity ASX 300 50 - 100% Equity ASX 300 50 - 100% Equity ASX ex 300 0 – 30% Cash, Fixed Interest, ASX Equities Cash, ASX Equities 2% 2% $20,000.00 $20,000.00

Benchmark Index Model Portfolio Fee Performance Fee Asset Allocation Ranges

Authorised Investments Minimum Cash Holding Minimum Model Investment Indicative Number of Assets

Peak Investment Partners

10-25 holdings

10-25 holdings

Manager

Peak Investment Partners

Peak Investment Partners

Model Portfolio Name Investment Objective

Peak Growth Model Portfolio Peak Hybrid Securities Income Model Portfolio The search for Peak “Value” stocks involves The search for Peak “Value” stocks involves a a combination of a top-down view of combination of a top-down view of markets and markets and investment themes, and a investment themes, and a bottom-up or fundamental bottom-up or fundamental view on view on individual stocks. Embedded in the investment individual stocks. Embedded in the process is the manager’s objective of containing investment process is the manager’s investment risk. This is done both at the portfolio objective of containing investment risk. construction level and at the stock selection level. This is done both at the portfolio construction level and at the stock selection level. ASX 300 Accumulation Index UBS Bank Bill Index 0.70% p.a. ex. GST 0.70% p.a. ex. GST Nil Nil Cash 0 – 30% Cash 0 – 30% Equity ASX 300 50 - 100% Hybrid Securities 50 - 100% Equity ASX ex 300 0 – 30% Cash, ASX Equities Cash, Hybrid Securities 2% 2% $20,000.00 $20,000.00

Benchmark Index Model Portfolio Fee Performance Fee Asset Allocation Ranges

Authorised Investments Minimum Cash Holding Minimum Model Investment Indicative Number of Assets

10-25 holdings

10-25 holdings

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Model Portfolios Manager

Peak Investment Partners

Peak Investment Partners

Model Portfolio Name Investment Objective

Peak Recovery Model Portfolio

Peak Smaller Company Model Portfolio

The search for Peak “Value” stocks involves a combination of a top-down view of markets and investment themes, and a bottom-up or fundamental view on individual stocks. Embedded in the investment process is the manager’s objective of containing investment risk. This is done both at the portfolio construction level and at the stock selection level. Benchmark Index ASX 300 Accumulation Index Model Portfolio Fee 0.70% p.a. ex. GST Performance Fee Nil Asset Allocation Cash 0 – 30% Ranges Equity ASX 300 50 - 100% Equity ASX ex 300 0 – 30% Authorised Cash, ASX Equities Investments Minimum Cash 2% Holding Minimum Model $20,000.00 Investment Indicative Number of 10-25 holdings Assets

The search for Peak “Value” stocks involves a combination of a top-down view of markets and investment themes, and a bottom-up or fundamental view on individual stocks. Embedded in the investment process is the manager’s objective of containing investment risk. This is done both at the portfolio construction level and at the stock selection level.

Manager

Lonsec

Lonsec

Model Portfolio Name Investment Objective

Lonsec Australian Equity Core Model Portfolio

Lonsec Australian Equity Income Model Portfolio

Lonsec focuses on generating strong returns above benchmark, over the medium to long term, through concentrated, low-turnover portfolios. Benchmark Index S&P/ASX 100 Accumulation Index Model Portfolio Fee 0.50% p.a. ex. GST Performance Fee Nil Asset Allocation Cash 0% - 5% Equity Ranges ASX 100 80% - 100% Equity ASX 101 to 150 0% - 20% Authorised Cash and ASX Equities Investments Minimum Cash 2% Holding Minimum Model $20,000.00 Investment Indicative Number of 12-20 holdings Assets

ASX Small Ordinaries Index 0.70% p.a. ex. GST Nil Cash 0 – 30% Equity ASX 300 0 - 30% Equity ASX ex 300 30 – 100% Cash, ASX Equities 2% $20,000.00 10-25 holdings

To deliver an above-benchmark, tax-effective income stream and reasonable capital growth, over the medium to long term, by investing in a concentrated portfolio of large-cap Australian listed companies. S&P/ASX 100 Accumulation Index 0.50% p.a. ex. GST Nil Cash 2% - 5% Equity ASX 100: 70% - 100% Equity ASX 101 to 200: 0% - 30% Cash and ASX Equities 2% $20,000.00 10-15 holdings

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Model Portfolios Manager

Lonsec

Model Portfolio Name Investment Objective

Lonsec Australian Equity Emerging Leaders Model Portfolio Lonsec focuses on generating strong returns above benchmark, over the medium to long term, through concentrated, low-turnover portfolios. Benchmark Index S&P/ASX Small Ordinaries Accumulation Index Model Portfolio Fee 0.50% p.a. ex. GST Performance Fee Nil Asset Allocation Cash 0% - 5% Ranges Stocks outside the ASX 100 with a minimum market cap of $150 95% - 100%

Authorised Cash and ASX Equities Investments Minimum Cash 2% Holding Minimum Model $20,000.00 Investment Indicative Number of 12-20 holdings Assets

Manager Model Portfolio Name Investment Objective

IndexInvest IndexInvest Dynamic Balanced Portfolio To achieve capital growth and income through tactical management of index investments. Reduce overall portfolio risk by tactically allocating to cash as prompted by quantitative signals. CPI + 4% 0.59% p.a. ex. GST Nil Cash: 5- 82% Aus. Equities: 0-17% Int. Equities: 0-28% Listed Property: 0-12% Fixed Interest: 18- 40% Alternatives: 0-20 % Cash, ETFs, ETCs and unlisted index funds 5% $20,000 2 - 18 holdings

IndexInvest

IndexInvest Conservative Portfolio To achieve income and capital preservation through tactical management of index investments. Reduce overall portfolio risk by tactically allocating to cash as prompted by quantitative signals.. Benchmark Index CPI + 2% Model Portfolio Fee 0.59% p.a. ex. GST Performance Fee Nil Asset Allocation Ranges Cash: 25- 60% Aus. Equities: 0-10% Int. Equities: 0-15% Listed Property: 0-5% Fixed Interest: 40- 60% Alternatives: 0-50 % Authorised Investments Cash, ETFs, ETCs and unlisted index funds Minimum Cash Holding 5% Minimum Model $20,000 Investment Indicative Number of 6 - 18 holdings Assets

IndexInvest IndexInvest Dynamic Growth To achieve capital growth through tactical management of index investments. Reduce overall portfolio risks by tactically allocating cash as prompted by quantitative signals. CPI + 6% 0.59% p.a. ex. GST Nil Cash: 2- 100% Aus. Equities: 0-30% Int. Equities: 0-40% Listed Property: 0-15% Alternatives: 0-14 % Cash, ETFs, ETCs and unlisted index funds 2% $20,000 2 – 14 holdings

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Model Portfolios Manager

IndexInvest

Nikko AM Limited

Model Portfolio Name Investment Objective

IndexInvest Growth Satellite

Nikko AM Australian Concentrated Share Portfolio

To achieve high capital growth from a highly concentrated, high conviction strategy. In doing so, it employs risk management techniques aimed at reducing volatility to capital

Benchmark Index

CPI + 6%

Model Portfolio Fee Performance Fee Asset Allocation Ranges

1.74% p.a. ex. GST Nil Cash: 2- 100% Aus. Equities: 0-100% Int. Equities: 0-100% Listed Property: 0-100% Fixed Interest: 0-100% Alternatives: 0-100% Cash, ETFs

To provide long-term capital growth and income by investing in a concentrated selection of shares. The portfolio is constructed on a benchmark unaware basis, which means stock weightings in the Fund can vary considerably from the S&P/ASX 200 Index. S&P/ASX 200 Accumulation Index over rolling 7 year periods 0.909% p.a. ex. GST Nil Cash: 2-10% Australian Equities: 90-98%

Authorised Investments Minimum Cash 2% Holding Minimum Model $20,000 Investment Indicative Number of 0 - 2 holdings Assets

Cash and ASX listed equities

Manager

Infinitas Asset Management Ltd

Infinitas Asset Management Ltd

Model Portfolio Name Investment Objective

Infinitas Core Australian Shares SMA

Infinitas High Conviction Socially Responsible SMA

2% $20,000.00 15-25 holdings

To achieve a return (before fees) that exceeds To exceed the ASX300 Index by 3% over a rolling 3-5 the return from the S&P/ASX200 Index by 2% p.a. year period over rolling 3 year periods Benchmark Index S&P/ASX 200 Index S&P/ASX 300 Index Model Portfolio Fee 0.46% p.a. ex. GST 0.56% p.a. ex. GST Performance Fee Nil Nil Asset Allocation Cash: 2-10% Cash: 2-100% Ranges Australian Equities : 90-98% Australian Equities : 0-98% Authorised Constituents of the ASX 200 Index Constituents of the ASX 300 Index, screened by Investments Ethinvest Pty Ltd to exclude environmentally/socially harmful businesses Minimum Cash 2% 2% Holding Minimum Model $20,000.00 $20,000.00 Investment Indicative Number of 15-20 holdings 15-20 holdings Assets

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Model Portfolios Manager

Renaissance Wealth Advisors Pty Ltd Renaissance Wealth Advisors Pty Ltd

Model Portfolio Name Investment Objective

Renaissance Alpha Portfolio To capture income and price movements of the ASX 300 Listed companies generated by market mispricing, dividends, corporate restructures as well as corporate takeover activities. ASX300 Accumulation Index 1.0% p.a. ex. GST Nil Cash: 2-50% Equity ASX 20: 5-90% Equity ASX 20-100: 0-20% Equity ASX 101-300: 0-10% IPOs: 0-50% Warrants (ASX50): 0-50% Cash, equities, warrants (ASX 50 Limited Companies) and IPOs

Benchmark Index Model Portfolio Fee Performance Fee Asset Allocation Ranges

Authorised Investments

Renaissance Active Balanced Portfolio To provide investors with a combination of capital growth and income over the medium to long term.

Multisector/Vanguard Balanced Market Index 0.8% ex. GST Nil Cash: 2-50% ASX listed securities: 5-90% Managed Funds : 0-40%

Minimum Cash Holding 2% Minimum Model Investment $20,000.00 Indicative Number of Assets 5-20 holdings

ASX listed securities, ASX listed property securities and managed funds that invest in international equities and alternative investments, cash, bank bills, term deposits, managed funds, corporate bonds, government and semi-government bonds and ASX listed hybrid securities. 2% $20,000.00 5-30 holdings

Manager

Renaissance Wealth Advisors Pty Ltd

Point3 Investments Pty Ltd

Model Portfolio Name Investment Objective

Renaissance Active Income Portfolio To provide investors with a reliable income stream and stable capital.

Point3 Dynamic Australian Share Portfolio Through analysis of fundamental data, technical data and buy/sell momentum, the Point3 Dynamic Australian Share Portfolio aims to achieve consistent returns above the benchmark over the long term. The model may move material portfolio weightings to cash in negative markets or in response to poor individual stock performance. S&P/ASX 200 0.8% p.a. ex. GST Nil Cash: 2-100% Australian Equities: 0-98%

Benchmark Index Model Portfolio Fee Performance Fee Asset Allocation Ranges

UBS composite 0+ Yr Tr Aud 0.5% ex. GST Nil Cash: 2-30% ASX listed fixed interest: 10-90% Managed Funds (fixed interest) : 0-40% Authorised Investments Cash, bank bills, term deposits, managed funds, corporate bonds, government and semi-government bonds and hybrid securities listed on the ASX. Minimum Cash Holding 2% Minimum Model Investment $20,000.00 Indicative Number of Assets 5-30 holdings

ASX 200 equities

2% $20,000 0-40 holdings

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Model Portfolios Manager

UBS Global Asset Management Australia Limited

Model Portfolio Name Investment Objective

UBS Australian Equity HALO Model Portfolio. To provide investors with a total return in excess of the S&P/ASX Accumulation Index when measured over rolling five year periods. Note: there is no guarantee that the objective will be achieved. S&P/ASX 200 Accumulation Index 0.65% p.a. ex. GST Nil Cash: 2-10% Australian equity securities: 90-98% Cash and ASX listed equities 2% $20,000.00 Typically around 20 holdings

Benchmark Index Model Portfolio Fee Performance Fee Asset Allocation Ranges Authorised Investments Minimum Cash Holding Minimum Model Investment Indicative Number of Assets

Manager

Armytage Private Pty Ltd

Leyland Private Asset Management Pty Ltd

Model Portfolio Name Investment Objective

Thomas Price Australian Share Fund

Leyland High Conviction Value Portfolio

To provide investors with a consistent cash dividend yield, and long term capital growth from a concentrated portfolio of large, mid and small capitalisation Australian shares. Benchmark Index All Ordinaries Accumulation Index Model Portfolio Fee 0.70% p.a. ex. GST Performance Fee Nil Asset Allocation Cash: 2-5% Ranges Australian equity securities: 95-98%

Authorised Cash and All Ordinaries Index Investments Minimum Cash 2% Holding Minimum Model $20,000.00 Investment Indicative Number of 15-20 holdings Assets

To outperform the accumulation index by at least 4.5%p.a. on a rolling 5 year basis

ASX Accumulation Index 1.2% p.a. ex. GST Nil Cash: 5-85% Equity S&P ASX 50: 15-80% Equity S&P ASX 100: 15-80% Equity S&P ASX 300: 5-95%% Australian equities and cash 5% $20,000.00 8-41 holdings

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Model Portfolios Manager

Private Capital Advisers Pty Ltd

Private Capital Advisers Pty Ltd

Model Portfolio Name Investment Objective

PCA Conservative To achieve a consistent income return and a modest amount of capital growth, by investing in a diversified portfolio of income and growth asset classes, with an emphasis on income asset classes. Morningstar Aus Msec Aggressive TR AUD 0.00% Nil Cash: 2-20% Fixed Interest: 0% - 20% Australian Equities: 0-60% International Equities: 0% - 22% Property & Infrastructure: 0-8% Exchange Traded Funds, Managed Funds & Cash 2% $15,000

PCA Growth To achieve capital growth through investing in a diversified portfolio of growth and income asset classes, with an emphasis on growth asset classes.

Benchmark Index Model Portfolio Fee Performance Fee Asset Allocation Ranges

Authorised Investments Minimum Cash Holding Minimum Model Investment Indicative Number of Assets 12

Morningstar Aus Msec Growth TR AUD 0.00% Nil Cash: 2-10% Fixed Interest: 0% - 24% Australian Equities: 0-43% International Equities: 0% - 43% Property & Infrastructure: 0-16% Exchange Traded Funds, Managed Funds & Cash 2% $15,000 12

Manager

Private Portfolio Managers Pty Ltd

Private Portfolio Managers Pty Ltd

Model Portfolio Name Investment Objective

PPM Australian Equities Growth Model

PPM Global Equities Growth Model

PPM Global Equities Growth Model investment objective is to PPM Australian Equities Growth Model investment maximize long term capital growth total return by investments in objective is to maximize long term capital growth an actively managed portfolio of quality international companies total return. The model is constructed without listed on major international exchanges. consideration for index weighting or other artificial constraints with a strong focus on generating returns, preserving capital and effectively managing tax outcomes.

Benchmark Index Benchmarked against the S&P ASX 200 Accumulation Index. 0.75%

Model Portfolio Fee Performance Fee Nil Asset Allocation Australian Equities 70-98% Fixed Interest & Cash 2-30% Ranges Australian equities, Fixed Interest & Cash Authorised Investments 2% Minimum Cash Holding Minimum Model $20,000 Investment Indicative Number 20-25 of Assets

MSCI World Australia Index 0.85% Nil International Equities 70-98% Fixed Interest & Cash 2-30% International Equities, Fixed Interest & Cash 2% $50,000 20-25

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Model Portfolios (international) Applications for this model are subject to approval. Manager

WCM Investment Management

Model Portfolio Name Investment Objective

WCM Quality Global Growth Portfolio WCM will invest and re invest the Portfolio primarily in large capitalization, U.S and nonU.S. common stocks, foreign ordinary shares, and American depository receipts (ADRs). Additional investments may include, but are not limited to, corporate/government debt instruments, preferred stocks, exchange traded funds, foreign currencies, cash and cash equivalent instruments. WCM will manage the portfolio with the long term goal of outperforming the MSCI ACWI Index. MSCI All country World Index (MSCI ACWI) 70% exc GST Nil Cash: 2%-100% Equities 0%-98% U.S and non-U.S. common stocks, foreign ordinary shares, and American depository receipts (ADRs) and cash and cash equivalents. Additional investments may include, but are not limited to, corporate/government debt instruments, preferred stocks, exchange traded funds and foreign currencies. 2% USD $50,000 20-40

Benchmark Index Model Portfolio Fee Performance Fee Asset Allocation Ranges Authorised Investments

Minimum Cash Holding Minimum Model Investment Indicative Number of Assets

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Cash Account The interest rate payable on the cash operating account is net of any fees charged by the Responsible Entity for the administration of this account. The rate payable is linked to the Official Cash Rate (OCR) and is 0.50% below the OCR. As at April 4th the OCR is 1.5% so this means that the rate payable to you is 1%. Information regarding the current OCR is available at www.Powerwrap.com.au

Transaction, Administration and Operational Costs Brokerage costs When you acquire or sell listed securities, brokerage will be charged at the rate negotiated between your Financial Adviser and the relevant broker. The fee charged will depend upon the broker selected and will be a maximum of 1% or up to $100 minimum brokerage per transaction (excluding GST) for ASX Listed Securities, and a maximum of 2% or up to $200 minimum brokerage per transaction (excluding GST) for International Securities. This fee is added to the purchase or deducted from the sale amounts of each transaction. For more information on the brokers available, please speak to your Financial Adviser. Brokerage costs – Model Portfolios Changes in Model Portfolios (whether initiated by you, or by the relevant Model Manager) will lead to various trades of securities, and therefore brokerage. As described in the Product Disclosure Statement associated with this Approved Product List, such brokerage should be lower than if you held the securities directly, as trades are first netted between investors transacting in such securities, and only post-netted trades are sent to market. Brokerage is shared across all investors whose Accounts participated in each particular trade and deducted from your Model Portfolio cash holding. These may be up to 0.07% per ASX listed security and up to $25.00 plus GST for Managed Funds. Other fees • There is an administration fee of up to 0.15% pa ($1.50 per $1,000) based on the total value of any bond assets in your portfolio. • An Office of State Revenue in-specie online processing fee per transfer of $4.84 per transfer • An administration fee per in-specie transfer of each managed funds of $38.50. • An administration fee per in-specie transfer of each ASX listed equity may apply. Speak to your Financial Adviser for more information. • NCBO transfers exceeding $8,300.00 incur stamp duty of $50.00. If below $8,300.00 the stamp duty will be the higher of $10.00 or the ad valorem calculation of $0.60 per $100.00 or fraction thereof of the value of the securities. These fees are deducted from your Cash Account if and when they are incurred

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