UniCredit Bank AG IBAN

Information for Correspondent Banks on the International Bank Account Number

2

Contents 1. IBAN – INTERNATIONAL BANK ACCOUNT FOR INTRA-EU CROSS-BORDER CUSTOMER PAYMENTS SWIFT MT103/103+ 1.1. Reasons for the introduction of the International Bank Account Number 1.2. What are the advantages of IBAN? 1.3. What is the structure of IBAN? 1.4. Requirements of IBAN’s utilization 1.5. When the IBAN is required? 1.6. When is the IBAN not needed? 1.7. How do Customers know their IBAN? 1.8. Remarks 1.9. Your contacts at UniCredit Bank AG 2. IBAN CODES OF OTHER COUNTRIES

3

1. IBAN – INTERNATIONAL BANK ACCOUNT FOR INTRA-EU CROSS-BORDER CUSTOMER PAYMENTS SWIFT MT103/103+ 1.1 Reasons for the introduction of the International Bank Account Number In order to increase speed and efficiency in executing customer payments SWIFT MT103/103+ within the EU, the European Committee for Banking Standards (ECBS) has developed a uniform, standardized system for numbering customer accounts, called IBAN, International Bank Account Number. The European financial institutions have been convinced to adopt this procedure. Correspondent Banks accounts and bank to bank payments SWIFT MT200/202 are excluded from this regulation. 1.2 What are the advantages of IBAN? Cross-border customer payments SWIFT MT103/103+ can be processed fully automatically, which means faster transfers at reduced costs. 1.3 What is the structure of IBAN? IBAN includes the customer account number and the relevant bank sort code. The standards have been published by ISO (International Standards Organisation) in ISO Norm 13 616. IBAN is made up of a maximum of 34 continuous alphanumeric characters, depending on the country. The standard for Germany is 22 characters:  2-Letter country code  2 check digits  8-digit sort code  10-digit account number Example: For customer account number 12345678 with sort code 100 208 90 UniCredit Bank AG Berlin The IBAN is: DE40 1002 0890 0012 3456 78 1.4 Requirements of IBAN's utilization 1.4.1 When is the IBAN required? In your customer payment orders SWIFT MT103/103+: If your customer receives an invoice with the IBAN, he shall include it and the SWIFT Code of the beneficiary’s bank in his credit transfer order. 1.4.2 When is the IBAN not needed? In your bank to bank payment orders SWIFT MT200/202: IBAN is not used for processing Bank to Bank payments. Please continue to use BIC codes and correspondent bank account numbers as usual. 1.5 How do Customers know their IBAN? For customers of UniCredit Bank AG, IBAN and BIC address (SWIFT Code) are displayed in each customer account statement. The correctness of IBAN numbers, which are not generated by the account holding bank, cannot be granted.

4

1.6 Remarks IBAN and BIC are mandatory for customer payments SWIFT MT103/103+ within EU and EEA countries. Payment orders without these details will be executed but may be rejected by the receiving bank and/or be charged with additional repair fees. For customer payments SWIFT MT103, ordered by banks of non-EU/EEA countries, the IBAN is not mandatory, but it might be requested by some European banks as part of their individual Straight-Through-Processing rules. 1.7 Your contact For further information, please contact your Relationship Manager, or send a fax or e-mail to: Ms. Laleh Nikandish-Asl Product & Network Management Global Transaction Banking Transactional Sales&Trade Services Tel. +49 89 378-23717 Fax +49 89 378-33 23117 [email protected]

5

2. IBAN CODES OF OTHER COUNTRIES Country Albania Andorra Austria Bahrain Belgium Bosnia Herzegovina Bulgaria Costa Rica Croatia Cyprus Czech Republic Denmark Dominican Republic Estonia Finland France Georgia Germany Gibraltar Great Britain Greece Guatemala Hungary Iceland Ireland Israel Italy Kazakhstan Kuwait Latvia Lebanon Liechtenstein Lithuania Luxembourg Macedonia Malta Mauritania Mauritius Moldova Monaco Montenegro Netherlands Norway Pakistan Palestinian Territory Poland Portugal Romania San Marino Saudi Arabia Serbia Slovakia Slovenia Spain

ISO country code AL AD AT BH BE BA BG CR HR CY CZ DK DO EE FI FR GE DE GI GB GR GT HU IS IE IL IT KZ KW LV LB LI LT LU MK MT MR MU MD MC ME NL NO PK PS PL PT RO SM SA RS SK SI ES

Length 28 24 20 22 16 20 22 21 21 28 24 18 28 20 18 27 22 22 23 22 27 28 28 26 22 23 27 20 30 21 24 21 20 20 19 31 27 30 24 27 22 18 15 24 29 28 25 24 27 24 22 24 19 24

Example AL47 2121 1009 0000 0002 3569 8741 AD12 0001 2030 2003 5910 0100 AT61 1904 3002 3457 3201 BH67 BMAG 0000 1299 1234 56 BE62 5100 0754 7061 BA39 1290 0794 0102 8494 BG80 BNBG 9661 1020 3456 78 CR05 1520 2001 0262 8406 6 HR12 1001 0051 8630 0016 0 CY17 0020 0128 0000 0012 0052 7600 CZ65 0800 0000 1920 0014 5399 DK50 0040 0440 1162 43 DO28 BAGR 0000 0001 2124 5361 1324 EE38 2200 2210 2014 5685 FI21 1234 5600 000785 FR14 2004 1010 0505 0001 3M02 606 GE29 NB00 0000 0101 9049 17 DE89 3704 0044 0532 0130 00 GI75 NWBK 0000 0000 7099 453 GB29 NWBK 6016 1331 9268 19 GR16 0110 1250 0000 0001 2300 695 GT82 TRAJ 0102 0000 0012 1002 9690 HU42 1177 3016 1111 1018 0000 0000 IS14 0159 2600 7654 5510 7303 39 IE29 AIBK 9311 5212 3456 78 IL62 0108 0000 0009 9999 999 IT40 S054 2811 1010 0000 0123 456 KZ86 125K ZT50 0410 0100 KW81 CBKU 0000 0000 0000 1234 5601 01 LV80 BANK 0000 4351 9500 1 LB62099900000001001901229114 LI21 0881 0000 2324 013A A LT12 1000 0111 0100 1000 LU28 0019 4006 4475 0000 MK07 2501 2000 0058 984 MT84 MALT 0110 0001 2345 MZLC ASTO 01S MR13 0002 0001 0100 0012 3456 753 MU17 BOMM 0101 1010 3030 0200 000M UR MD24 AG00 0225 1000 1310 4168 MC14 2004 1010 0505 0001 3M02 606 ME25 1700 0001 0006 2320 21 NL91 ABNA 0417 1643 00 NO93 8601 1117 947 PK36 SCBL 0000 0011 2345 6702 PS92 PALS 0000 0000 0400 1234 5670 2 PL27 1140 2004 0000 3002 0135 5387 PT50 0002 0123 1234 5678 9015 4 RO49 AAAA 1B31 0075 9384 0000 SM40 S054 2811 1010 0000 0123 456 SA03 8000 00006080 1016 7519 RS35 1700 0001 0006 2320 21 SK31 1200 0000 1987 4263 7541 SI56 1910 0000 0123 438 ES91 2100 0418 4502 0005 1332

6

Country Sweden Switzerland Tunisia Turkey United Arab Emirates Virgin Islands

ISO country code SE CH TN TR AE VG

Length 24 21 24 26 23 24

Example SE35 5000 0000 0549 1000 0003 CH93 0076 2011 6238 5295 7 TN59 1420 7207 1007 0712 9648 TR 76 00061 0 0519786457841326 AE 07 03312344567890123456 VPVG 0000 0123 4567 8901

UniCredit Bank AG Corporate & Investment Banking Global Transaction Banking www.unicreditgroup.eu TS&TS/Transactional Sales&Trade Services Am Tucherpark 1 D-80538 Munich Germany