FY 2015-2019 Consolidated Plan Camden County, New Jersey
Contact Person: Jim Blanda Executive Director Camden County Improvement Authority 2220 Voorhees Town Center Voorhees, NJ 08043
Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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Executive Summary ES-05 Executive Summary - 91.200(c), 91.220(b) 1.
Introduction
The 2014-2019 Camden County Consolidated Plan is a comprehensive document promoting a coordinated approach to housing and community needs, and fostering the coordination of all programs funded by the U.S. Department of Housing and Urban Development (HUD). It provides guidance on the investment of HUD dollars, as well as other federal, State and local funding dollars. This Plan outlines the priorities by which the County’s Community Development Block Grant (CDBG) Program, HOME Investment Partnership (HOME) Program, and the Emergency Solutions Grant (ESG) funds will be invested over the next five years. Every year the County will produce an Annual Action Plan to detail specific activities to carry out the Plan's priorities and goals. Camden County is an Urban County Consortium with HUD. This status provides the County with funding under the CDBG Program. The Consortium exists through voluntary cooperation agreements between the County and local municipalities. The current Consortium covers 2014-2017 and includes most Camden County municipalities, except the City of Camden, Cherry Hill Township and the City of Gloucester which receives their own CDBG allocation. CDBG funds are provided to Consortium members through a competitive annual application where communities develop projects which address local and Consolidated Plan priorities. County CDBG funds are administered through the Camden County Improvement Authority’s Community Development Program. Due to its Urban County status, the County is eligible to receive funds under HUD’s HOME Investment Partnership Program. In 2011, the County entered into a consortium with the City of Gloucester and Cherry Hill Township, to administer their HOME allocation. The current consortium covers 2013-2015. HOME funds are provided to private and non-profit developers through a competitive annual application.
2.
Summary of the objectives and outcomes identified in the Plan
Camden County is expected to receive an average of $3.5million in federal funding each year, over the next five years, through CDBG, HOME and ESG programs. These federal funds will be used to address identified priority needs, in order to achieve the overâ¿Â arching housing and community development goals of: Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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1. 2. 3. 4. 5. 6.
3.
Increasing quality, affordable homeownership opportunities Increasing quality, affordable rental housing Improving public facilities and infrastructure Promoting access to public services and resources Supporting homelessness prevention and rapid reâ¿Â housing services Enhancing economic development activities
Evaluation of past performance
On an annual basis, Camden County submits an Action Plan containing the proposed activities outlining the use of CDBG, HOME and ESG funds for the upcoming program year. The Action Plan relates the activities to goals and objectives outlined in the Five-Year Consolidated Plan. The 2010 to 2014 Consolidated Plan detailed a strategic plan containing housing goals, community development goals, and homeless goals. At the end of each program year, a Consolidated Annual Performance and Evaluation Report (CAPER) is compiled. The CAPER explains how the previous year’s activities fared and documents the County's progress toward achieving the Consolidated Plan's goals and objectives.
The biggest barriers to achieving the ultimate goals of the CDBG, HOME & ESG programs continue to be the cost of housing and the skills/location mismatch between lowâ¿ÂÂ income people and jobs in Camden County. The need for affordable housing far exceeds the County’s ability to address the problem. Camden County supports the creation of new affordable housing every year, but the amount of money necessary to construct housing in Camden County limits the number of units that can be funded. For this reason, substantial investments are made in subsidizing housing rehabilitation and purchases by first-time home buyers as ways to preserve the existing moderately priced housing and help qualified low and moderateâ¿ÂÂ income people start building assets through homeownership.
4.
Summary of citizen participation process and consultation process
Comments are still being received at this time. A full summary will be submittted with the Action Plan to HUD.
5.
Summary of public comments
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Comments are still being received at this time. A full summary will be submittted with the Action Plan to HUD.
6.
Summary of comments or views not accepted and the reasons for not accepting them
Comments are still being received at this time. A full summary will be submittted with the Action Plan to HUD.
7.
Summary
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The Process PR-05 Lead & Responsible Agencies - 91.200(b) 1. Describe agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source The following are the agencies/entities responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source. Agency Role Lead Agency CDBG Administrator HOPWA Administrator HOME Administrator ESG Administrator HOPWA-C Administrator
Name CAMDEN COUNTY
Department/Agency
Table 1 – Responsible Agencies
Narrative The lead agency for the preparation of the Consolidated Plan is the Camden County Improvement Authority (CCIA) through its Community Development Program. The Consolidated Plan is a comprehensive document promoting a coordinated approach to housing and community needs and fostering the coordination of all programs funded by the U.S. Department of Housing and Urban Development (HUD). It provides guidance on the investment of federal dollars, as well as other federal, State and local funding dollars. Most specifically, this Plan outlines the priorities by which the County’s Community Development Block Grant (CDBG) Program, HOME Investment Partnership (HOME) Program, and Emergency Solutions Grant (ESG) program funds will be administered over the next five years.
Each year the County will produce an Annual Action Plan to detail specific proposed activities to carry out the Plan's priorities and goals. Camden County is an Urban County Consortium with HUD. This status provides the County with funding under the CDBG and HOME program. The Consortium exists through the voluntary cooperation agreements between the County and local municipalities.
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CDBG funds are provided to Consortium members through an annual application where communities develop projects which address local and Consolidated Plan priorities. County CDBG funds are administered through the Camden County Improvement Authority's Department of Community Development. Due to its urban county status, the County is eligible to receive funds under HUD’s HOME Investment Partnership Program. In 1992, the County entered into a consortium with Gloucester Township, which increased its HOME allocation. Since 1992, the Consortium has also added Gloucester City and the Township of Cherry Hill as Consortium members. The current consortium covers 2012-2014. HOME funds are provided to for profit and non-profit developers through a competitive annual application process. County HOME funds are administered through the CCIA’s Community Development Program, in consultation with the members of the consortium. The Camden County Improvement Authority also uses a competitive application process to award funds to Emergency Solution Grant applicants. The competitive process is conducted by the County’s regional Continuum of Care. The following are the agencies/entities responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source.
Consolidated Plan Public Contact Information Camden County Improvement Authority: James P. Blanda Executive Director 2220 Voorhees Town Center Voorhees, NJ 08043 P- 856-374-6204 F- 856-374-3105
[email protected]
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PR-10 Consultation - 91.100, 91.200(b), 91.215(l) 1.
Introduction
Provide a concise summary of the jurisdiction’s activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(I)). Describe coordination with the Continuum of Care and efforts to address the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons at risk of homelessness Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards and evaluate outcomes, and develop funding, policies and procedures for the administration of HMIS 2. Describe Agencies, groups, organizations and others who participated in the process and describe the jurisdictions consultations with housing, social service agencies and other entities
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Table 2 – Agencies, groups, organizations who participated
Identify any Agency Types not consulted and provide rationale for not consulting
Other local/regional/state/federal planning efforts considered when preparing the Plan Name of Plan
Lead Organization
How do the goals of your Strategic Plan overlap with the goals of each plan?
Table 3 – Other local / regional / federal planning efforts
Describe cooperation and coordination with other public entities, including the State and any adjacent units of general local government, in the implementation of the Consolidated Plan (91.215(l)) Narrative
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PR-15 Citizen Participation - 91.401, 91.105, 91.200(c) 1. Summary of citizen participation process/Efforts made to broaden citizen participation Summarize citizen participation process and how it impacted goal-setting
Citizen Participation Outreach Sort Order
Mode of Outreach
Target of Outreach
Summary of response/attendance
Summary of comments received
Summary of comments not accepted and reasons
Table 4 – Citizen Participation Outreach
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URL (If applicable)
Needs Assessment NA-05 Overview Needs Assessment Overview The County is required to complete a detailed needs assessment which covers housing needs, homeless needs, non-homeless special needs and non-housing community development needs. This section assesses the housing needs in Camden County by analyzing various demographic and economic indicators. Developing a picture of the current needs in the community begins by looking at broad trends in population, area median income, the number of households, etc. The next step is intersecting those data points with a more nuanced analysis of variables such as family and household dynamics, race, and housing problems. Much of the data in this section was created using information from the 2006-2010 American Community Survey (ACS) data, called CHAS data. This data is provided by the U.S. Department of Housing and Urban Development (HUD) through its eCon Planning Suite, an online tool used to help grantees develop market driven strategies to address the needs of their communities. This tool generates the latest housing and economic data using the Community Planning and Development (CPD) mapping tool and provides greater efficiency by allowing the electronic submission of plans directly to HUD. A key goal of the needs assessment is to identify the nature and prevalence of housing problems experienced by Camden County’s citizens. The main housing problems looked at are: (a) cost-burdened households (b) substandard housing (c) overcrowding. Furthermore, these housing problems are juxtaposed with economic and demographic indicators to discern if certain groups carry a disproportionate burden. Are blacks more cost-burdened than other racial groups? Do low-income households experience higher levels of overcrowding? Do large families have more housing problems than small families? These sorts of questions are empirically answered through data analysis. Understanding the magnitude and incidence of housing problems in Horry is crucial in aiding the County set evidence-based priorities for the CDBG program.
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NA-10 Housing Needs Assessment - 24 CFR 91.405, 24 CFR 91.205 (a,b,c) Summary of Housing Needs The following tables provide a breakdown of the County's population by size, income, age and housing needs. Demographics Population Households Median Income
Base Year: 2000
Most Recent Year: 2011 435,827 165,426 $0.00
417,500 157,344 $0.00
% Change 4% 5%
Table 5 - Housing Needs Assessment Demographics Data Source:
2000 Census (Base Year), 2007-2011 ACS (Most Recent Year)
Number of Households Table 0-30% HAMFI 16,870 4,240 697
>30-50% HAMFI 15,985 4,423 989
>50-80% HAMFI 26,695 9,425 2,060
>80-100% HAMFI 17,755 7,240 1,911
Total Households * Small Family Households * Large Family Households * Household contains at least one person 62-74 years of age 3,291 3,228 5,232 3,179 Household contains at least one person age 75 or older 4,224 4,810 4,257 2,087 Households with one or more children 6 years old or younger * 2,080 2,215 4,076 3,085 * the highest income category for these family types is >80% HAMFI
>100% HAMFI 88,100 50,010 9,502 14,731 5,367 7,579
Table 6 - Total Households Table Data Source:
2007-2011 CHAS
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Housing Needs Summary Tables 1. Housing Problems (Households with one of the listed needs) 0-30% AMI
>3050% AMI
NUMBER OF HOUSEHOLDS Substandard Housing Lacking complete plumbing or kitchen facilities 443 308 Severely Overcrowded With >1.51 people per room (and complete kitchen and plumbing) 166 84 Overcrowded With 1.01-1.5 people per room (and none of the above problems) 108 195 Housing cost burden greater than 50% of income (and none of the above problems) 6,249 2,185
Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
Renter >5080% AMI
>80100% AMI
125
24
900
45
54
10
314
254
188
745
507
34
Total
8,975
CAMDEN COUNTY
Owner >5080% AMI
>80100% AMI
18
85
112
260
0
40
40
0
80
70
65
114
88
337
1,275
15,61 7
0-30% AMI
5,051
>3050% AMI
4,234
5,057
Total
12
0-30% AMI
Housing cost burden greater than 30% of income (and none of the above problems) Zero/negative Income (and none of the above problems)
>3050% AMI
Renter >5080% AMI
>80100% AMI
Total
1,160
3,673
4,532
703
10,06 8
674
0
0
0
674
0-30% AMI
>3050% AMI
Owner >5080% AMI
>80100% AMI
Total
676
3,262
6,040
5,349
15,32 7
354
0
0
0
354
Table 7 – Housing Problems Table Data Source:
2007-2011 CHAS
2. Housing Problems 2 (Households with one or more Severe Housing Problems: Lacks kitchen or complete plumbing, severe overcrowding, severe cost burden) 0-30% AMI
>3050% AMI
NUMBER OF HOUSEHOLDS Having 1 or more of four housing problems 6,979 2,761 Having none of four housing problems 2,915 4,679 Household has negative income, but none of the other housing problems 674 0
Renter >50>8080% 100% AMI AMI
Total
0-30% AMI
>3050% AMI
Owner >5080% AMI
>80100% AMI
Total
945
256
10,941
5,166
4,364
5,302
1,479
16,311
9,529
4,419
21,542
767
4,189
10,920
11,579
27,455
0
0
674
354
0
0
0
354
Table 8 – Housing Problems 2
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Data Source:
2007-2011 CHAS
3. Cost Burden > 30% 0-30% AMI
NUMBER OF HOUSEHOLDS Small Related 2,307 Large Related 273 Elderly 2,706 Other 2,723 Total need by 8,009 income
>3050% AMI
Renter >5080% AMI
1,917 280 2,133 1,979 6,309
1,626 307 1,213 2,055 5,201
Total
5,850 860 6,052 6,757 19,519
0-30% AMI
1,327 309 2,933 1,266 5,835
>3050% AMI
Owner >50-80% AMI
2,039 666 3,881 966 7,552
5,022 1,151 3,177 1,920 11,270
Total
8,388 2,126 9,991 4,152 24,657
Table 9 – Cost Burden > 30% Data Source:
2007-2011 CHAS
4. Cost Burden > 50% 0-30% AMI
NUMBER OF HOUSEHOLDS Small Related 2,043 Large Related 259 Elderly 2,025 Other 2,508 Total need by 6,835 income
Renter >30-50% >50AMI 80% AMI
822 67 740 752 2,381
285 24 196 75 580
Total
3,150 350 2,961 3,335 9,796
0-30% AMI
1,323 282 2,379 1,191 5,175
Owner >30-50% >50-80% AMI AMI
1,302 599 1,703 679 4,283
2,497 559 1,127 980 5,163
Total
5,122 1,440 5,209 2,850 14,621
Table 10 – Cost Burden > 50% Data Source:
2007-2011 CHAS
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5. Crowding (More than one person per room) 030% AMI
>3050% AMI
NUMBER OF HOUSEHOLDS Single family households 270 Multiple, unrelated family households 4 Other, non-family households 0 Total need by 274 income
Renter >50>8080% 100% AMI AMI
Total
030% AMI
>3050% AMI
Owner >50>8080% 100% AMI AMI
Total
220
294
179
963
35
25
114
95
269
34
14
19
71
45
55
44
12
156
25 279
0 308
0 198
25 1,059
0 80
25 105
0 158
0 107
25 450
Table 11 – Crowding Information - 1/2 Data Source:
2007-2011 CHAS
030% AMI
Households with Children Present
Renter >30>5050% 80% AMI AMI
0
0
0
Total
030% AMI
0
0
Owner >30>5050% 80% AMI AMI
0
0
Total
0
Table 12 – Crowding Information – 2/2 Data Source Comments:
Describe the number and type of single person households in need of housing assistance.
Estimate the number and type of families in need of housing assistance who are disabled or victims of domestic violence, dating violence, sexual assault and stalking.
What are the most common housing problems? The most common housing problem faced by households in Camden County is cost burden. About 74% of low-income households pay more than they can afford for housing. The problem is more prevalent among owners than renters. A significant portion, 50% of low-income households, face a severe housing cost burden, where they pay more than 50% of their gross income toward housing costs. In addition to Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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the quantitative data on this problem, social service providers also reported a high percentage of people seeking assistance had housing issues.
While the economic decline relieved housing cost burden for some households, including those that left properties with mortgage payments beyond their means and new homebuyers who took advantage of low sales prices and historically low interest rates, many households faced a new cost burden. Job loss or underemployment, adjustable rate mortgages, and stable rents forced many lower-income households to put more of their income toward housing costs.
Housing problems other than cost burden, such as overcrowding or substandard kitchen/bath facilities, are relatively uncommon in Camden County. The City's newer housing stock and code enforcement efforts ensure that there are few instances of substandard housing. While some social service providers reported an increase in households "doubling up" in order to afford housing, overcrowding remains rare and affects less than 5% of low-income residents.
Are any populations/household types more affected than others by these problems?
Describe the characteristics and needs of Low-income individuals and families with children (especially extremely low-income) who are currently housed but are at imminent risk of either residing in shelters or becoming unsheltered 91.205(c)/91.305(c)). Also discuss the needs of formerly homeless families and individuals who are receiving rapid re-housing assistance and are nearing the termination of that assistance
If a jurisdiction provides estimates of the at-risk population(s), it should also include a description of the operational definition of the at-risk group and the methodology used to generate the estimates:
Specify particular housing characteristics that have been linked with instability and an increased risk of homelessness A person is at imminent risk of becoming homeless when they have either recently experiences a period of housing instability or are concerned that they may lose their safe and stable living situation in the next 90 days. Renters and owners experiencing severe cost burden issues constitute the overarching Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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characteristics linked with housing instability within Camden County. When the rent or mortgage is not paid for the renter this can mean instant homelessness and the homeowner faces the prospect of foreclosure. Disabilities such as drug and alcohol abuse, mental health also contribute to instability and an increased risk of homelessness. Households with children identified eviction, unemployment/ underemployment and family issues as the top three causes for homelessness. Overall, the single greatest challenge is the lack of affordable housing options.
Discussion
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NA-15 Disproportionately Greater Need: Housing Problems - 91.405, 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole.
Introduction
0%-30% of Area Median Income Housing Problems
Jurisdiction as a whole White Black / African American Asian American Indian, Alaska Native Pacific Islander Hispanic
Has one or more of four housing problems
14,615 10,350 2,689 433 39 4 872
Has none of the four housing problems
1,962 1,436 265 110 0 0 100
Household has no/negative income, but none of the other housing problems 699 454 90 50 4 0 84
Table 13 - Disproportionally Greater Need 0 - 30% AMI Data Source:
2007-2011 CHAS
*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30%
30%-50% of Area Median Income Housing Problems
Jurisdiction as a whole White Black / African American Asian American Indian, Alaska Native Pacific Islander Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
Has one or more of four housing problems
13,852 9,836 2,388 624 0 0 CAMDEN COUNTY
Has none of the four housing problems
2,679 2,319 193 24 0 0
Household has no/negative income, but none of the other housing problems 0 0 0 0 0 0 18
Housing Problems
Hispanic
Has one or more of four housing problems
Has none of the four housing problems
856
123
Household has no/negative income, but none of the other housing problems 0
Table 14 - Disproportionally Greater Need 30 - 50% AMI Data Source:
2007-2011 CHAS
*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30%
50%-80% of Area Median Income Housing Problems
Jurisdiction as a whole White Black / African American Asian American Indian, Alaska Native Pacific Islander Hispanic
Has one or more of four housing problems
15,887 11,582 2,377 733 14 0 893
Has none of the four housing problems
12,308 9,068 1,953 293 4 15 875
Household has no/negative income, but none of the other housing problems 0 0 0 0 0 0 0
Table 15 - Disproportionally Greater Need 50 - 80% AMI Data Source:
2007-2011 CHAS
*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30%
80%-100% of Area Median Income Housing Problems
Jurisdiction as a whole White Black / African American Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
Has one or more of four housing problems
7,460 5,498 1,109 CAMDEN COUNTY
Has none of the four housing problems
12,359 9,639 1,804
Household has no/negative income, but none of the other housing problems 0 0 0 19
Housing Problems
Has one or more of four housing problems
Asian American Indian, Alaska Native Pacific Islander Hispanic
Has none of the four housing problems
158 4 0 577
231 30 10 440
Household has no/negative income, but none of the other housing problems 0 0 0 0
Table 16 - Disproportionally Greater Need 80 - 100% AMI Data Source:
2007-2011 CHAS
*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30%
Discussion
The analysis of the above data for the disproportionately greater need of housing problems indicates that the following groups have percentages at least 10% higher than the jurisdiction average as a whole:
• • •
30-50% of median income – Asian 50-80% of median income – American Indian/Native Alaskan 80-100% of median income – Hispanics
These three groups equal 638 households experiencing disproportionately greater housing problems.
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NA-20 Disproportionately Greater Need: Severe Housing Problems - 91.405, 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole.
Introduction
0%-30% of Area Median Income Severe Housing Problems*
Jurisdiction as a whole White Black / African American Asian American Indian, Alaska Native Pacific Islander Hispanic
Has one or more of four housing problems
Has none of the four housing problems
12,129 8,504 2,219 418 29 4 723
4,455 3,289 724 125 10 0 253
Household has no/negative income, but none of the other housing problems 699 454 90 50 4 0 84
Table 17 – Severe Housing Problems 0 - 30% AMI Data Source:
2007-2011 CHAS
*The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50%
30%-50% of Area Median Income Severe Housing Problems*
Jurisdiction as a whole White Black / African American Asian American Indian, Alaska Native Pacific Islander Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
Has one or more of four housing problems
6,277 4,247 1,193 398 0 0 CAMDEN COUNTY
Has none of the four housing problems
10,249 7,892 1,411 253 0 0
Household has no/negative income, but none of the other housing problems 0 0 0 0 0 0 21
Severe Housing Problems*
Hispanic
Has one or more of four housing problems
Has none of the four housing problems
404
586
Household has no/negative income, but none of the other housing problems 0
Table 18 – Severe Housing Problems 30 - 50% AMI Data Source:
2007-2011 CHAS
*The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50%
50%-80% of Area Median Income Severe Housing Problems*
Jurisdiction as a whole White Black / African American Asian American Indian, Alaska Native Pacific Islander Hispanic
Has one or more of four housing problems
Has none of the four housing problems
5,100 3,446 756 369 10 0 383
23,114 17,219 3,598 663 8 15 1,390
Household has no/negative income, but none of the other housing problems 0 0 0 0 0 0 0
Table 19 – Severe Housing Problems 50 - 80% AMI Data Source:
2007-2011 CHAS
*The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50%
80%-100% of Area Median Income Severe Housing Problems*
Jurisdiction as a whole White Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
Has one or more of four housing problems
1,187 787 CAMDEN COUNTY
Has none of the four housing problems
18,604 14,364
Household has no/negative income, but none of the other housing problems 0 0 22
Severe Housing Problems*
Has one or more of four housing problems
Black / African American Asian American Indian, Alaska Native Pacific Islander Hispanic
Has none of the four housing problems
219 14 4 0 149
2,699 371 30 10 874
Household has no/negative income, but none of the other housing problems 0 0 0 0 0
Table 20 – Severe Housing Problems 80 - 100% AMI Data Source:
2007-2011 CHAS
*The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50%
Discussion
The analysis of the above data for the disproportionately greater need of housing problems indicates that the following groups have percentages at least 10% higher than the jurisdiction average as a whole:
• • •
0-30% of median income – Pacific Islander 30-50% of median income – Asian 50-80% of median income – Asian and American Indian/ Native Alaskan
Of these groups Pacific Islanders with 0-30% median income and American Indians/ Alaskan Natives with 50-80% of median income represent less than one percent of their respective groups’ population. Asians in both the 30-50% and 50-80% median income categories represent 4% of their groups’ population.
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NA-25 Disproportionately Greater Need: Housing Cost Burdens - 91.405, 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole.
Introduction This section provides data from the American Community Survey on the Housing Costs Burdens of Households in Camden County, New Jersey.
Housing Cost Burden Housing Cost Burden
50%
103,588 83,023
37,638 28,252
24,088 17,024
No / negative income (not computed) 794 504
11,297 4,011
5,592 1,347
4,204 1,147
130 50
139 45 3,984
28 0 1,972
49 8 1,263
4 0 84
Table 21 – Greater Need: Housing Cost Burdens AMI Data Source:
2007-2011 CHAS
Discussion
The analysis of this data indicates that there is no disproportionate housing burden on any one group within the County. Fifteen percent of the Jurisdiction as a whole has a housing cost burden of greater than 50%. The highest cost burden for any single group is American Indian/Alaskan Native with 22% of households having a cost burden of greater than 50%. It should be noted that this group makes up only 220 of the Jurisdictions 166,108 households, or just .13% of the total number of households
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NA-30 Disproportionately Greater Need: Discussion - 91.205 (b)(2) Are there any Income categories in which a racial or ethnic group has disproportionately greater need than the needs of that income category as a whole?
If they have needs not identified above, what are those needs?
Are any of those racial or ethnic groups located in specific areas or neighborhoods in your community? The Asian community experiences a disproportionately greater need as described in section NA-20. Please see the attached map in that section for the location of the census tracts most effected.
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NA-35 Public Housing - 91.405, 91.205 (b) Introduction There are six public housing authorities in the Urban County area. Four administer public housing and two have only a Section 8 Voucher programs. The Agency Plans for the public housing agencies are on file at the Camden County Community Development Program. In addition to public housing, there are publically-assisted housing developments, some of which are owned and/or managed by the public housing authorities and which use project based Section 8 or other rent subsidies. Other units are owned by private non-profit organizations or private developers but received a subsidy that requires that the units remain affordable to low income persons for a number of years.
Totals in Use Certificate
# of units vouchers in use
0
ModRehab
Public Housing
0
361
Program Type Vouchers Total
230
Project based
Tenant based
0
230
Special Purpose Voucher Veterans Family Disabled Affairs Unification * Supportive Program Housing
0
0
Table 22 - Public Housing by Program Type *includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Data Source:
PIC (PIH Information Center)
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0
Characteristics of Residents Certificate
# Homeless at admission # of Elderly Program Participants (>62) # of Disabled Families # of Families requesting accessibility features # of HIV/AIDS program participants # of DV victims
Program Type Public Vouchers Housing Total
ModRehab
Project based
Tenant based
Special Purpose Voucher Veterans Family Affairs Unification Program Supportive Housing
0
0
0
0
0
0
0
0
0 0
0 0
340 5
56 55
0 0
56 55
0 0
0 0
0 0 0
0 0 0
361 0 0
230 0 0
0 0 0
230 0 0
0 0 0
0 0 0
Table 23 – Characteristics of Public Housing Residents by Program Type
Data Source:
PIC (PIH Information Center)
Race of Residents Race
Certificate
White Black/African American Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
0 0
ModRehab
Public Housing
0 0
344 16
Program Type Vouchers Total
111 116
CAMDEN COUNTY
Project based
Tenant based
0 0
111 116
Special Purpose Voucher Veterans Family Disabled Affairs Unification * Supportive Program Housing
0 0
0 0 27
0 0
Race
Certificate
Asian American Indian/Alaska Native Pacific Islander Other
ModRehab
Public Housing
Program Type Vouchers Total
Project based
Tenant based
Special Purpose Voucher Family Disabled Veterans Affairs Unification * Supportive Program Housing
0
0
1
3
0
3
0
0
0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
*includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Table 24 – Race of Public Housing Residents by Program Type Data Source:
PIC (PIH Information Center)
Ethnicity of Residents Ethnicity
Certificate
Hispanic Not Hispanic
0 0
ModRehab
Public Housing
0 0
11 350
Program Type Vouchers Total
37 193
Project based
Tenant based
0 0
37 193
Special Purpose Voucher Veterans Family Disabled Affairs Unification * Supportive Program Housing
0 0
0 0
*includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Table 25 – Ethnicity of Public Housing Residents by Program Type Data Source:
PIC (PIH Information Center)
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0 0
Section 504 Needs Assessment: Describe the needs of public housing tenants and applicants on the waiting list for accessible units: Data on the specific needs of individuals in public housing units and on wait lists is not collected by the housing authorities. The cost of housing continues to be the main issue of those in public housing units. Those individuals in public housing also experience a high need for access to public transportation and disabled/special needs transportation. Information collected from the Housing Authorities has also shown an increased need for more three bedroom units.
What are the number and type of families on the waiting lists for public housing and section 8 tenant-based rental assistance? Based on the information above, and any other information available to the jurisdiction, what are the most immediate needs of residents of public housing and Housing Choice voucher holders? There are currently six Housing Authorities operating in Camden County. The total number of individuals on the waiting lists of those six agencies is 390. Of those, 19% are disabled and another 18% are seniors. The majority of these seniors and disabled persons live on a fixed income and struggle to find affordable units or maintain the units they already have. Due to decreases in funding many of these organizations have had to close their wait lists because they can no longer keep up with the demand
How do these needs compare to the housing needs of the population at large The housing needs of those in public housing is very similar to the population at large. Both groups experience an overwhelming need to reduce the cost of housing and have access to a greater supply of affordable units. Certain highâ¿ risk public housing populaƟons, such as youth aging out of foster care or persons with mental illness, may require crisis intervention and case management services to avoid homelessness.
Discussion
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NA-40 Homeless Needs Assessment - 91.405, 91.205 (c) Introduction:
If data is not available for the categories "number of persons becoming and exiting homelessness each year," and "number of days that persons experience homelessness," describe these categories for each homeless population type (including chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth):
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Nature and Extent of Homelessness: (Optional) Race:
Sheltered:
White Black or African American Asian American Indian or Alaska Native Pacific Islander
Ethnicity:
Unsheltered (optional) 0 0 0
0 0 0
0 0
0 0
Sheltered:
Hispanic Not Hispanic
Unsheltered (optional) 0 0
0 0
Data Source Comments:
Estimate the number and type of families in need of housing assistance for families with children and the families of veterans. In its plan, Opening Doors: Federal Strategic Plan to Prevent and End Homelessness, the United States Interagency Council on Homelessness (USICH) has prioritized ending homelessness among veterans by 2015. Many communities in New Jersey have also been working hard to end homelessness among our country’s servicemen and women. Some 126 homeless veterans were counted on the night of the count, 95 more than were counted in 2013. (99.2%) 125 were part of adult--â¿ only households and 1 (0.8%) was part of a family with at least one adult and one child. The largest contingent of homeless veterans was found to be staying in transitional housing (77.8%). In addition, 8 veterans were unsheltered (6.3%), and 20 were in emergency shelters (15.9%). The three types of services that homeless veterans sought the most were emergency shelter (86.5%), mental health care (34.9%), and financial assistance for housing (22.2%).
Of the 526 homeless households counted in Camden County in 2014, 53 (10.1%) were families with at least one child under the age of 18 and one adult. These families included 172 persons, 115 children under age 18, and 57 adults. Some 89% (468) of the homeless households in Camden County were households without children under 18, and they were composed of 477 adult individuals. The average family size was 3.1 persons. Of the homeless respondents, 34.1% were female, and 65.9% were male.
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There were a total of 50 (7.6%) homeless adults between 18 and 24 years old, 481 (73.5%) adults over age 24, and m120 (18.3%) children under 18 years old experiencing homelessness the night of the count. The majority of homeless children who were under the age of 18 were between 6 and 17 years of age (64, 53%). The age range most represented was adults between 45 and 54 years old (168 persons, 25.7%). Some 126 homeless veterans were counted on the night of the count, 95 more than were counted in 2013. (99.2%) 125 were part of adult--â¿ only households and 1 (0.8%) was part of a family with at least one adult and one child.
Describe the Nature and Extent of Homelessness by Racial and Ethnic Group. A large majority of those homeless (63.1%) identified their race as Black or African-American, making them the largest racial subgroup of homeless persons reported in the 2014 PIT count. The next largest group self-identified as white (30.8%), followed by those identifying as Multi--â¿ Racial (1.7%), American Indian/Alaska Native (0.9%), and Asian (0.5%). With regard to ethnicity, 16% of respondents identified themselves as Hispanic, or Latino.
Describe the Nature and Extent of Unsheltered and Sheltered Homelessness. HUD’s definition of “unsheltered homeless” applies to any individual or family “with a primary nighttime residence that is a public or private place not designed for or ordinarily used as a regular sleeping accommodation for human beings, including a car, park, abandoned building, bus or train station, airport, or camping ground.” Unsheltered homeless individuals and families are among those with the most critical housing needs in a community. The unsheltered are especially vulnerable in the cold weather and the elements, which are in evidence at the end of January when the Count takes place. The Point--â¿ In--â¿ Time survey can play an important role in helping communiƟes understand why some of the homeless remain unsheltered, and who is included in this group. Some 64 households, made up of 68 adult persons, were living unsheltered in Camden County, according to the 2014Point-â¿ In--â¿ Time Count. This is a decrease of 39 households (38%), and 46 persons (40.3%) from 2013. Over the past five years, while the numbers have fluctuated, the total number of unsheltered persons has been reduced overall. Since 2010, the number of unsheltered homeless persons has dropped 75.6%. Of the 68 unsheltered persons counted, 22 (32.3%) were between 45 and 54 years old. 4 (5.9%) were children younger than 18. 50 of the 68 unsheltered persons were male (73%). 44% identified their race as White and 42.6% identified as Black or African--â¿ American. 26.5% of respondents identified as Hispanic.
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Over the past five years the total of chronically homeless persons has risen by 65 (295%) The number of chronically homeless persons in emergency shelters has also risen (47 persons, 392%) during that time. While it has risen during the past 5 years, since 2013, the number of unsheltered chronically homeless persons has dropped 26.3%, from 38 persons to 28. Of the 84 chronically homeless households counted in 2014, 3 (3.6%) were families with at least one child under the age of 18 and one adult. These families included 6 persons. All of the chronically homeless families stayed in shelters on the night of the count. There were 81 chronically homeless persons in 81 households with no children 17 or younger counted in Camden County, making up 93% of the chronically homeless population. There were 53 (65.4%) of these individuals sheltered in emergency shelters, while 28 (34.6%) individuals were unsheltered on the night of the count. On the night of the count, 14 chronically homeless persons in Camden County reported being victims of domestic violence (16.1%). 6 of these victims were staying in emergency shelters, including domestic violence shelters, and 8 were unsheltered on the night of the count.
Discussion: The winter of 2013 to 2014 was particularly cold, setting record low temperatures in parts of New Jersey. The night of the count, January 28, 2014, was cold enough to warrant a ‘Code Blue’ in many communities, which mandates that emergency warming stations or shelters be set--â¿ up for the unsheltered. While this means that many more people are able to sleep in a warm place, it may skew PIT data to show fewer unsheltered households than are actually present in communities on a regular basis. Because the PIT Count represents only one night during the last ten days of January, it is widely accepted that the PIT will undercount the overall homeless population. Undercounting may occur due to difficulty finding those living on the street, incomplete information for people who do not agree to complete the survey, a shortage of volunteers to cover a geographic area, or homeless persons choosing not to seek housing services on the night of the count.
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NA-45 Non-Homeless Special Needs Assessment - 91.405, 91.205 (b,d) Introduction
Non-Homeless special needs include the elderly, frail elderly, persons with severe mental illness, developmentally disabled, physically disabled, alcohol and other drug addictions, and victims of abuse. The portion of these populations requiring special housing needs has not been quantified. Many persons with such special needs also have very low incomes. Therefore, their needs may have already been taken into account in estimating the needs of persons with very low income. However, for some people, supportive housing and housing with supportive services are needed as they are unable to undertake the daily activities without assistance. The following sections describe the groups most effected and their needs.
Describe the characteristics of special needs populations in your community:
The combination of aging “Baby Boomers” and rising life expectancy means that the elderly will make up the largest segment of persons with special needs. Age alone is associated with greater needs and less ability to perform basic activities of daily life. In addition to physical and mental disabilities that can become incapacitating, seniors may become increasingly isolated from social networks, services and amenities. Anxiety and depression, which might not be recognized by family and neighbors, can arise from isolation, loss of a spouse or partner, effects of medication, and awareness of deteriorating health – including onset of dementia.
The Census Bureau defines disability as a long-lasting physical, mental, or emotional condition that can make it difficult for a person to do activities such as walking, climbing stairs, dressing, bathing, learning, or remembering. This condition can also impede a person from being able to go outside the home alone or to work at a job or business.
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According to the National Alliance on Mental Illness (NAMI) mental illnesses are medical conditions that disrupt a person’s thinking, feeling, mood, ability to relate to others and daily functioning. Serious mental illnesses include major depression, schizophrenia, bipolar disorder, obsessive compulsive disorder (OCD), panic disorder, and post-traumatic stress disorder (PTSD) and borderline personality disorder. Mental illness is treatable and recovery is possible.
Domestic violence is the willful intimidation, physical assault, battery, sexual assault, and/or other abusive behavior perpetrated by an intimate partner against another. One in every four women will experience domestic violence in her lifetime; 85% of victims are women. In spite of prevalence, domestic violence is one of the most underreported crimes. Violence in the home impacts children and society. The cost of intimate partner violence exceeds $5.8 billion each year nationally, $4.1 billion of which is for direct medical and mental health services. Victims of intimate partner violence lost almost eight million days of paid work because of violence perpetrated against them by current or former husbands, boyfriends and dates.
What are the housing and supportive service needs of these populations and how are these needs determined?
The most common need for seniors and the frail elderly is transportation, including the lack of options for older residents who are no longer able to drive. This group also experiences a large need for access to nutrition, social and counseling programs. While support and health services are in place throughout the county there is a need for increased access to local health services including home health care, and other support services.
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For persons with disabilities accessibility to affordable healthcare, affordable housing, unemployment, and limited transportation options among the greatest issues faced. These needs are often further compounded for persons with serious mental illness and it is not uncommon for individuals with serious mental illness to be precariously housed and/or homeless.
Victims of domestic violence need an array of services including emergency shelter, medical services, legal advocacy and crisis counseling in the short term. In the longer term, transitional housing, job training/retraining, child care, long-term counseling or support groups, and financial assistance may be required to help abused partners reestablish themselves after a separation.
Leaving a violent home is difficult and fearful. Without a team of advocates, challenges may be too great for a successful transition.
Discuss the size and characteristics of the population with HIV/AIDS and their families within the Eligible Metropolitan Statistical Area:
Camden County does not receive Housing Opportunities for Persons with AIDS (HOPWA) grant funds. The County addresses the housing and non-housing special needs of this group through its Continuum of Care (COC). The COC combines regional resources to address the needs of several groups including persons with HIV/AIDS.
Discussion:
Camden County and partner organizations provide a number of services for people with special needs, some identified in the above sections. The network of existing services and support is inadequate to Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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meet the need. In the face of growing demand and reduced resources, the resulting gaps in services and housing will be even more pronounced. Overall, the housing needs of just a few of the most vulnerable residents are being met, which puts them at risk of becoming or continuing to be homeless. It also means that people might have to continue to live in unsafe or inadequate housing, or remain in harmful relationships. Prioritization of resources to meet the needs is difficult when resources are already so scarce and becoming more scarce. At the same time, recession-associated loss of income and jobs likely disproportionately affects people with special needs.
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NA-50 Non-Housing Community Development Needs - 91.415, 91.215 (f) Describe the jurisdiction’s need for Public Facilities:
Camden County’s Public Facility needs include improvements to senior centers, parks, neighborhood facilities, and fire stations. The County’s need for Public Improvements include street improvements, sewer, lighting, parking facilities, street signals, streetscapes, and flood drainage, sidewalks, and handicap accessible curb cuts. Funds are used on such activities when the site is located in an eligible block group and/or services a population that is at least 51% low to moderate income.
How were these needs determined?
Needs for Public Facilities and Improvements are determined by local municipalities. Each participating municipality of the Camden County Consortia receives a formula allocation to use in their community to serve low and moderate income residents. Activities submitted by each municipality are reviewed by Community Development staff before approval. The Community Development Program also holds quarterly meetings with representatives from all of the municipalities to review program requirements, provide updates on ongoing projects and discuss new issues and needs that arise.
Describe the jurisdiction’s need for Public Improvements: See Public Facilities section.
How were these needs determined?
See Public Facilities section.
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The Public Service Needs of Camden County include senior transportation and recreation, youth services, counseling, handicap services, and food and nutrition programs. Many of these services are offered in combination with each other to provide both immediate and long term assistance.
How were these needs determined?
The Camden County Community Development Program consults with local municipal officials, non-profit providers, the local Continuum of Care and the County’s Health and Senior Services Departments in order to determine the Public Service needs of the County. An RFP is released each year and a committee made up of the previously mentioned groups review proposals that will best meet those needs.
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Housing Market Analysis MA-05 Overview Housing Market Analysis Overview: Camden County has seen a rise in foreclosed and abandon housing units. Based on American Community Survey (“ACS”) estimate from 2007-2012 Camden County has gone from 6.6% in 2007 vacant housing units to 8.9% in 2012. This translates to an estimated 18,277.30 vacant housing units County wide. it should be noted that a large number of units are represented in the City of Camden however this vacant housing issue has taken a toll on all Municipalities in the County. The County has also seen a decrease in overall home ownership. In 2007, it was estimated that 93% of all housing unit in County were occupied. This has decrease to 91% in 2012. Overall this decrease in homeownership has lead to numerous problems with vandalism and blight throughout the County. The economic slump has also caused few new homes built in the County over the past five (5) years. Of the estimated 205,363 housing units within the County only an estimated 6.4% were built from 20002009. However, approximately thirty percent (30%) of housing units in the County were build in prior to 1950. Housing tenure has also changed over the prior five (5) years. There has been an increase in rental occupied units. In 2007 the total renter occupied units was 30.6% of units this increased to 32.3% in 2012. Although a small increase, it is anticipated that this wave of rental occupied units will continue to grow over the next five (5) years as more rental unit has been developed in the County over that last two (2) years.
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MA-10 Housing Market Analysis: Number of Housing Units - 91.410, 91.210(a)&(b)(2) Introduction
All residential properties by number of units Property Type 1-unit detached structure 1-unit, attached structure 2-4 units 5-19 units 20 or more units Mobile Home, boat, RV, van, etc
Number
%
Total
109,403 19,717 12,283 15,845 16,537 1,263
62% 11% 7% 9% 9% 1%
175,048
100%
Table 26 – Residential Properties by Unit Number Data Source:
2007-2011 ACS
Unit Size by Tenure Owners Number
Renters
No bedroom 1 bedroom 2 bedrooms 3 or more bedrooms
156 2,023 16,852 102,096
% 0% 2% 14% 84%
Number 2,055 20,011 14,620 7,613
Total
121,127
100%
44,299
% 5% 45% 33% 17% 100%
Table 27 – Unit Size by Tenure Data Source:
2007-2011 ACS
Describe the number and targeting (income level/type of family served) of units assisted with federal, state, and local programs.
Camden County CDBG programs will target single family detached homes as part of the owner occupied housing rehabilitation program. Over the next five year, Camden County and its partners expect to assist approximately 100 households.
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Camden County will also continue to support the development of Housing Tax Credit developments, usually multi-family developments, throughout the county.
Provide an assessment of units expected to be lost from the affordable housing inventory for any reason, such as expiration of Section 8 contracts.
The County does not expect to lose any affordable housing units from the inventory.
Does the availability of housing units meet the needs of the population?
No. Although there are enough housing units available to meet the needs of the County, there are not enough affordable housing units available to meet the needs of residents with low to moderate income. This is clearly presented by the fact that a large portion of the County households experience a housing cost burden in which housing costs are 30% or greater than a household's income. In addition, 56% of all housing units within the County are over 40 years of age. Making decent affordable housing units difficult to locate.
Describe the need for specific types of housing: Camden County is lacking rental General Occupancy with 2 or more bedrooms for households at 60% AMI or less. Furthermore, the location of new affordable housing units will be directed to areas that do not currently have affordable housing options that meet the demands of the market and units will also be located in areas to offset some of the already burden affordable locations.
Discussion
Rental housing for general occupancy is a significant need in many communities. Where rental housing is available, many of the units have rents that are not affordable for lowâ¿ÂÂ and moderateâ¿ÂÂ income residents. Current housing stock of single family dwellings units is sufficient for the current need, however, affordable homeownership opportunities for families are extremely limited throughout Camden County due to the higher cost of home ownership.
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MA-15 Housing Market Analysis: Cost of Housing - 91.410, 91.210(a) Introduction
One of the most important factors in evaluating a community’s housing market is the cost of housing and, even more significant, whether the housing is affordable to households who live there or would like to live there. Housing problems directly relate to the cost of housing in a community. If housing costs are relatively high in comparison to household income, a correspondingly high prevalence of housing cost burden and overcrowding occurs.
The cost of homeownership varies quite dramatically within Camden County depending on the community. For example, the median sales price in 2011 for a home in Cherry Hill Township was $236,000. In other areas of the County, such as Clementon, the median sales price was $100,000, according to real estate data compiled by Trulia (www.Trulia.com). Overall, the median home price in Camden County was $179,646 in 2013, a six-percent decrease compared to the 2000 Census but a much more significant decline compared to home prices in 2006 (the peak of the housing market).
Rental rates in the County also vary dramatically by community. Rents were highest in the Cherry Hill and Voorhees neighborhoods, while Lindenwold and Pennsauken had the lowest average rents with one-bedroom units rented for approximately $600 and two-bedrooms for $895, according to rental listings on www.craigslist.org.
Cost of Housing Base Year: 2000 Median Home Value Median Contract Rent
0 0
Most Recent Year: 2011 0 0
% Change 0% 0%
Table 28 – Cost of Housing Data Source:
2000 Census (Base Year), 2007-2011 ACS (Most Recent Year)
Rent Paid Less than $500 $500-999 Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
Number
% 6,662 26,131
CAMDEN COUNTY
15.0% 59.0% 43
Rent Paid $1,000-1,499 $1,500-1,999 $2,000 or more
Number
%
Total
8,698 1,894 914
19.6% 4.3% 2.1%
44,299
100.0%
Table 29 - Rent Paid Data Source:
2007-2011 ACS
Housing Affordability % Units affordable to Households earning 30% HAMFI 50% HAMFI 80% HAMFI 100% HAMFI
Renter
Owner
Total
3,039 7,455 26,580 No Data
No Data 4,133 17,724 34,702
37,074
56,559
Table 30 – Housing Affordability Data Source:
2007-2011 CHAS
Monthly Rent Monthly Rent ($) Fair Market Rent High HOME Rent Low HOME Rent
Efficiency (no bedroom) 788 799 713
1 Bedroom
2 Bedroom
3 Bedroom
4 Bedroom
929 942 764
1,119 1,135 917
1,394 1,344 1,060
1,496 1,480 1,182
Table 31 – Monthly Rent Data Source:
HUD FMR and HOME Rents
Is there sufficient housing for households at all income levels?
According to the CHAS data by HUD, mismatches in terms of supply and affordability exist in the County. Approximately 8,355 households earn less than 30 percent of AMI reside in the Camden County, however, there are 2,685 of dwelling units affordable to those at this income level that do not need major improvements. Similarly, the County has 10,355 households earning between 31 and 50 percent of AMI and only 3,715 housing units affordable to those at this income level. The shortage of affordable units is most acute for households with the lowest incomes, but even households earning between 51 and 80 percent AMI will have difficulty finding affordable housing. The Urban County is home to 1,810 households earning between 51 and 80 percent AMI but only 12,800 housing units affordable to those Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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at this income level. Furthermore, a housing unit affordable to a particular income group does not mean the unit is actually occupied by a household in that income group. Therefore, the affordability mismatches are likely to be more severe than presented by the CHAS data.
How is affordability of housing likely to change considering changes to home values and/or rents?
The depressed housing market has resulted in limited housing construction in recent years but population in Camden County has remained relatively flat. The tightened housing market will continue to place pressure on market rents and home prices. With diminishing public funds for affordable housing, the County is working hard to try to secure funding for affordable housing projects.
How do HOME rents / Fair Market Rent compare to Area Median Rent? How might this impact your strategy to produce or preserve affordable housing? Based on a survey of rental listings on www.craigslist.org, market rents in Camden County area vary dramatically by location. Market rents in most communities are higher but comparable to the Fair Market Rents.
Discussion
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MA-20 Housing Market Analysis: Condition of Housing - 91.410, 91.210(a) Introduction
Assessing housing conditions in Camden County can provide the basis for developing policies and programs to maintain and preserve the quality of the housing stock. The American Community Survey (ACS) defines a “selected condition” as owner- or renter-occupied housing units having at least one of the following conditions: 1) lacking complete plumbing facilities; 2) lacking complete kitchen facilities; 3) more than one occupant per room; and 4) selected monthly housing costs greater than 30 percent of household income. Based on this definition, about one-half of all renter-occupied households (53 percent) in Camden County have at least one selected condition. A slightly lower proportion of owneroccupied households in the County (37 percent) have at least one selected condition.
Describe the jurisdiction's definition for "substandard condition" and "substandard condition but suitable for rehabilitation: Condition of Units Condition of Units With one selected Condition With two selected Conditions With three selected Conditions With four selected Conditions No selected Conditions Total
Owner-Occupied Number % 45,007 540 61 9 75,510
37% 0% 0% 0% 62%
121,127
99%
Renter-Occupied Number % 20,582 1,310 60 0 22,347 44,299
46% 3% 0% 0% 50% 99%
Table 32 - Condition of Units Data Source:
2007-2011 ACS
Year Unit Built Year Unit Built 2000 or later 1980-1999 1950-1979 Before 1950 Total
Owner-Occupied Number % 7,031 25,328 59,015 29,753 121,127
6% 21% 49% 25% 101%
Renter-Occupied Number % 2,582 8,972 23,546 9,199 44,299
6% 20% 53% 21% 100%
Table 33 – Year Unit Built Data Source:
2007-2011 CHAS
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Risk of Lead-Based Paint Hazard Risk of Lead-Based Paint Hazard
Owner-Occupied Number % 88,768 73% 5,679 5%
Total Number of Units Built Before 1980 Housing Units build before 1980 with children present
Renter-Occupied Number % 32,745 74% 1,513 3%
Table 34 – Risk of Lead-Based Paint Data Source:
2007-2011 ACS (Total Units) 2007-2011 CHAS (Units with Children present)
Vacant Units Suitable for Rehabilitation Vacant Units Abandoned Vacant Units REO Properties Abandoned REO Properties
Not Suitable for Rehabilitation 0 0 0 0
Total 0 0 0 0
0 0 0 0
Table 35 - Vacant Units Data Source:
2005-2009 CHAS
Describe the need for owner and rental rehabilitation based on the condition of the jurisdiction's housing. Based on the latest data available from the American Community Survey, 75% of the housing stock in Camden County was built before 1980. Properties of this age are not only more expensive to maintain due energy inefficiencies and deterioration they also have a high risk for lead based paint.
Estimate the number of housing units within the jurisdiction that are occupied by low or moderate income families that contain lead-based paint hazards. 91.205(e), 91.405 Using data from the HUD's CPD MAPS website it is estimated that there are a total of 98,000 low and moderate income households in Camden County. Assuming 75% of those households were also built before 1980, the total number of low and moderate income households that contain lead-based paint would be aproximately 73,500 households.
Discussion
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MA-25 Public And Assisted Housing - 91.410, 91.210(b) Introduction The following table details the number of Public Housing Units within the County Consortium. The County does not currently have a Housing Authority but there are a number Authorities throughout the county. In addition, there has been a slight increase in senior affordable projects being developed over the previous years with expected growth in this sector of housing.
Totals Number of Units Program Type Certificate
Mod-Rehab
Public Housing
# of units vouchers available # of accessible units
370
Total
Project -based
Vouchers Tenant -based
276
Special Purpose Voucher Veterans Family Disabled Affairs Unification * Supportive Program Housing
0
0
140
*includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Table 36 – Total Number of Units by Program Type Data Source:
PIC (PIH Information Center)
Describe the supply of public housing developments: Describe the number and physical condition of public housing units in the jurisdiction, including those that are participating in an approved Public Housing Agency Plan: Although the County does not operate any Public Housing Agency, there are three Housing Agencies within the consortium. These Housing Agencies are Clementon, Haddon, and Collingswood. All three have varying degrees of capital improvements. The County will work with the entities to provided funding if given the opportunity.
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Public Housing Condition Public Housing Development Clementon Housing Authority - Wooster Towers Collingswood Housing Authority - Collingswood Arms Haddon Housing Authority - Wm G Rohrer Tws
Average Inspection Score 92.31 95.46 86.36
Table 37 - Public Housing Condition
Describe the restoration and revitalization needs of public housing units in the jurisdiction: Some improvement may include, but are not limited to, the following: • • • • •
Replacement of outdated and unserviceable apartment windows Replacement of roofs that are beyond their life cycle Installation of through the wall air conditioning units in elderly and disabled tenant units Replacement of out dated heating delivery systems Unit modifications to accommodate handicap accessibility and live in aides
Describe the public housing agency's strategy for improving the living environment of lowand moderate-income families residing in public housing: Although the County does not own any assets, the County’s strategy is based on the recent needs assessment where partners listed major activities that will improve the residents’ lives, such as new windows and through-ÂÂ wall A/Cs; automaƟc doors at entranceways; new, safe sidewalks; elevator upgrades. The County also supports the residents establish and maintain resident councils to encourage better communication with the partner Authorities.
Discussion:
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MA-30 Homeless Facilities and Services - 91.410, 91.210(c) Introduction
Facilities Targeted to Homeless Persons Emergency Shelter Beds Year Round Beds (Current & New) Households with Adult(s) and Child(ren) Households with Only Adults Chronically Homeless Households Veterans Unaccompanied Youth
Voucher / Seasonal / Overflow Beds
65 43 0 0 0
Transitional Housing Beds Current & New
120 120 0 0 0
59 118 0 0 0
Permanent Supportive Housing Beds Current & New Under Development
70 118 0 98 0
Table 38 - Facilities Targeted to Homeless Persons Data Source Comments:
Camden County Annual Homeless Assessment Report(AHAR)
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0 0 0 0 0
Describe mainstream services, such as health, mental health, and employment services to the extent those services are use to complement services targeted to homeless persons Camden County, in conjunction with local Continuum of Care, has encouraged participation and input from health, mental health, and employment service providers servicing the homeless in Camden County. Service providers in each field are participating members of the Camden County Homeless Network Planning Committee (HNPC). Health, mental health, and employment service providers help coordinate, participate and sponsor homeless service fairs done bi-annually by the Homeless Network Planning Committee (HNPC). Service providers also volunteer staff to participate in Homeless Outreach Team (HOT) efforts. Homeless Outreach Team (HOT) volunteers visit homeless encampments and identify homeless sites to perform outreach and individual needs assessments on homeless persons. Assessments are used to coordinate vital services for homeless individuals and families, focusing on prioritizing needs and services.
Health, mental health and employment services are incorporated into homeless individual or family housing plans to increase their potential of maintaining permanent housing. Providing needed wrap around services gives the homeless the necessary tools to be successful in getting and maintaining permanent housing and employment.
List and describe services and facilities that meet the needs of homeless persons, particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth. If the services and facilities are listed on screen SP-40 Institutional Delivery Structure or screen MA-35 Special Needs Facilities and Services, describe how these facilities and services specifically address the needs of these populations.
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MA-35 Special Needs Facilities and Services - 91.410, 91.210(d) Introduction There are four primary groups with non-homeless special needs in Camden County. They are the elderly and frail elderly, those with HIV/AIDS and their families, those with alcohol and/or drug addiction, and the mentally or physically disabled. This section will explain who they are, what their needs are, and how the County is accommodating or should try to accommodate these needs.
Including the elderly, frail elderly, persons with disabilities (mental, physical, developmental), persons with alcohol or other drug addictions, persons with HIV/AIDS and their families, public housing residents and any other categories the jurisdiction may specify, and describe their supportive housing needs Elderly: Elderly persons generally need an environment that provides several areas of assistance or convenience. These areas of assistance include, but are not limited to, the following: • • • • •
The availability of healthcare since health problems generally becomes more prevalent with aging. The availability of assistance with daily activities such as shopping, cooking, and housekeeping. The proximity of basic goods and services such as those provided by pharmacies and grocery stores grows increasingly important as a person becomes less able to drive or walk. The availability or ease of transportation. Safety is a concern, especially those living alone, are particularly vulnerable to crime and financial exploitation.
Mental illness and substance abuse: Persons with mental illness, disabilities, and substance abuse problems need an assortment of services. Aside from other services, their housing needs require a design that ensures residents maximum independence in the least restrictive setting, including independent single or shared living quarters in communities, with or without onsite support. Some options include the following: • • •
Living with family or friends with adequate support and/or respite services. Small, home-like facilities in local communities close to families and friends, with the goal of moving to a less structured living arrangement when clinically appropriate. Rental housing that will meet needs of those ready to move to independent living arrangements.
Individuals experiencing severe and persistent mental illness are often financially disadvantaged due to the long-term nature of the illness. The majority of these individuals receive their sole source of income
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from financial assistance programs including Social Security Disability Insurance or Social Security Income. The housing needs for this population are similar to other low-income individuals. Yet, because of their limited income many of these individuals may live in either unsafe or substandard housing. These citizens need case management, support services, and outpatient treatment services to monitor and treat their mental illness. Developmental disability: Skills and abilities for individuals with developmental disabilities encompass a wide range. Therefore, they have many of the same issues as the general population with added needs that are unique to their capabilities. Individuals with developmental disabilities usually have fixed and limited funds that determine the housing options. Those individuals who have more independent skills tend to utilize subsidized housing selections. Individuals requiring more support and supervision find residence in the public welfare funded community home either sharing settings or privately-owned personal care settings. Many individuals also continue to reside with parents and families throughout their adulthood. Regardless of the housing situation, a common thread is the need for continuous support services dependent on the level of capabilities to enable them to maintain community membership.
Describe programs for ensuring that persons returning from mental and physical health institutions receive appropriate supportive housing Camden County, in conjunction with social services agencies, contracts with professional and qualified non-profit organizations to provide services to the mentally ill population. These agencies assist residents with Wrap-around services and puts together an on-going treatment plan for persistently mentally ill clients. In addition, there are county funds available to provide shelter, case management services, psychiatric evaluations, transportation and other valuable services.
Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. 91.315(e)
For entitlement/consortia grantees: Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. (91.220(2)) Specific activities to address housing and supportive services needs will be determined by an RFP process. Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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MA-40 Barriers to Affordable Housing - 91.410, 91.210(e) Describe any negative effects of public policies on affordable housing and residential investment
The policies that may impact affordable housing. Include zoning and other land use controls and building and development permits are regulated by the municipalities in Camden County. There is housing that is affordable to low income households in Camden County. The cost of land in addition to construction and rehabilitation costs, however continue to rise. The increasing costs are passed on by way of increased housing prices and rents that negatively impact the affordability of housing by low income households. Within the resource constraints, Camden County diligently works to alleviate the cost burden and provide housing opportunities for lows income households.
Historically, Camden County has allocated a substantial amount of its annual CDBG entitlement grant for direct housing assistance through funding its Home Improvement Program. Camden County is required to spend it HOME funds on direct housing initiatives. HOME funds are used to fund the First Time Homebuyer Program and funds continue to be used to support the development of housing. In fiscal year 2014, more than one third of the County’s entitlement funds were allocated to housing activities for low-income households.
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MA-45 Non-Housing Community Development Assets - 91.410, 91.210(f) Introduction
Economic Development Market Analysis Business Activity Business by Sector
Agriculture, Mining, Oil & Gas Extraction Arts, Entertainment, Accommodations Construction Education and Health Care Services Finance, Insurance, and Real Estate Information Manufacturing Other Services Professional, Scientific, Management Services Public Administration Retail Trade Transportation and Warehousing Wholesale Trade Total
Number of Workers
Number of Jobs
285 12,354 5,090 26,611 8,865 2,453 8,927 4,495 12,567 2 16,772 4,583 6,400 109,404
68 8,236 4,340 17,839 4,004 685 8,086 3,440 8,310 0 12,168 5,687 5,249 78,112
Share of Workers %
Share of Jobs %
0 11 5 24 8 2 8 4 11 0 15 4 6 --
0 11 6 23 5 1 10 4 11 0 16 7 7 --
Table 39 - Business Activity Data Source:
2007-2011 ACS (Workers), 2011 Longitudinal Employer-Household Dynamics (Jobs)
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Jobs less workers %
0 0 1 -1 -3 -1 2 0 0 0 1 3 1 --
Labor Force Total Population in the Civilian Labor Force Civilian Employed Population 16 years and over Unemployment Rate Unemployment Rate for Ages 16-24 Unemployment Rate for Ages 25-65
161,031 146,032 9.31 29.24 6.30
Table 40 - Labor Force Data Source:
2007-2011 ACS
Occupations by Sector Management, business and financial Farming, fisheries and forestry occupations Service Sales and office Construction, extraction, maintenance and repair Production, transportation and material moving
Number of People 35,164 6,501 12,987 40,897 10,883 7,619
Table 41 – Occupations by Sector Data Source:
2007-2011 ACS
Travel Time Travel Time < 30 Minutes 30-59 Minutes 60 or More Minutes
Number
Total
Percentage 81,871 42,933 13,830
59% 31% 10%
138,634
100%
Table 42 - Travel Time Data Source:
2007-2011 ACS
Education: Educational Attainment by Employment Status (Population 16 and Older) Educational Attainment
Less than high school graduate
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In Labor Force Civilian Employed Unemployed 7,896
CAMDEN COUNTY
1,112
Not in Labor Force 4,597
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Educational Attainment
In Labor Force Civilian Employed Unemployed
High school graduate (includes equivalency) Some college or Associate's degree Bachelor's degree or higher
36,577 35,307 42,923
Not in Labor Force
3,916 3,186 1,909
9,732 7,107 6,161
Table 43 - Educational Attainment by Employment Status Data Source:
2007-2011 ACS
Educational Attainment by Age
Less than 9th grade 9th to 12th grade, no diploma High school graduate, GED, or alternative Some college, no degree Associate's degree Bachelor's degree Graduate or professional degree
18–24 yrs 728 2,719
25–34 yrs 801 2,175
Age 35–44 yrs 1,116 2,205
8,614 8,398 1,245 2,669 347
9,954 8,512 3,059 9,919 3,790
13,182 8,647 3,451 8,472 4,481
45–65 yrs 2,148 5,160
65+ yrs 3,489 5,781
27,143 16,248 5,741 15,243 9,166
16,068 5,324 1,348 3,683 2,435
Table 44 - Educational Attainment by Age Data Source:
2007-2011 ACS
Educational Attainment – Median Earnings in the Past 12 Months Educational Attainment Less than high school graduate High school graduate (includes equivalency) Some college or Associate's degree Bachelor's degree Graduate or professional degree
Median Earnings in the Past 12 Months 22,177 32,460 39,584 55,605 75,491
Table 45 – Median Earnings in the Past 12 Months Data Source:
2007-2011 ACS
Based on the Business Activity table above, what are the major employment sectors within your jurisdiction? The labor pool is very well educated with close to 30% of the population attaining a four-year degree or advanced degree and 25% having some college in their background. In addition, a number of residents Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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possess licenses or specified training with skilled or vocational positions including – trades, healthcare and several other fields. The current workforce has trended towards the county’s growing employment sectors. These growth industries exist within the trades, transportation, education, healthcare, professional services, retail and other hospitality related businesses.
Describe the workforce and infrastructure needs of the business community:
The infrastructure of training programs, educational institutions and life skills services are in place to meet these demands. These programs are offered through a collaboration of public and private partners. Plus Camden County’s physical infrastructure and location make it an ideal place for business. The combination of a qualified and skilled workforce along with an extensive transportation system – including a major port and railway – and being less than a five-hour drive from 100 million people/customers in the United States you have all the pieces necessary for a strong business community.
Describe any major changes that may have an economic impact, such as planned local or regional public or private sector investments or initiatives that have affected or may affect job and business growth opportunities during the planning period. Describe any needs for workforce development, business support or infrastructure these changes may create.
In October 2013, the NJ State Legislature passed the Economic Opportunity Act of 2013. The new legislation offers new and improved incentives to areas of the state that may have been hit hard by a sluggish economy. This Act will directly help areas in southern New Jersey and in particular Camden County. Camden City will receive many additional incentives, however, many other towns qualify for extra benefits due to their distressed status – Gloucester City, Gloucester Township, Lindenwold, Pennsauken and Winslow Township. The main objective of this legislation is to enhance business attraction, retention and job creation efforts.
Another key initiative has been the county’s focus on the education and healthcare sectors or “Eds & Meds” which employ thousands of county residents. A significant undertaking has been dedicated to these areas through the county’s Higher Education and Healthcare Task Force which is made up of several members from governmental agencies, healthcare facilities and educational institutions. The task force continues to grow and strives to improve the environment, stimulate the economy, increase household incomes and provide access to quality healthcare and education. Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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Finally, with three colleges and universities – Rowan University, Rutgers-Camden and Camden County College – in Camden County we will benefit from the state’s issuance of infrastructure and expansion financing for local universities. This will create construction, technology, research and many other employment opportunities, as well as offer additional educational options for our residents.
How do the skills and education of the current workforce correspond to employment opportunities in the jurisdiction?
The success of business depends on the quality of your employees and Camden County works hand-andhand with partner agencies like the Workforce Investment Board, One-Stop and NJ Department of Labor to ensure the highest quality workforce. The county offers extensive resources to help recruit the right people and make them even more valuable with continuing education and training programs. With support from these agencies through employment grants, customized training courses and free-ofcharge- screening and referral of qualified candidates the workforce is more able to correspond with job opportunities in our jurisdiction.
Describe any current workforce training initiatives, including those supported by Workforce Investment Boards, community colleges and other organizations. Describe how these efforts will support the jurisdiction's Consolidated Plan.
One of the major efforts to support the overall economic impact for Camden County is the Greater Business Services Team. This group grew out of a successful model established by Freeholder-Director Louis Cappelli and includes various providers of economic development and business services. The overall objective of this group is to work collaboratively and leverage resources to attract new businesses, retain current industries and enhance the overall delivery of services to the business community. The partners include – Workforce Investment Board, Camden County Improvement Authority, Camden County Resource Center, Camden County College, Camden County Community Development and NJ Department of Labor. The team meets monthly to discuss on-going services, new programs or incentives and employer engagement activities to help connect employers with qualified employees.
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Does your jurisdiction participate in a Comprehensive Economic Development Strategy (CEDS)? Yes
If so, what economic development initiatives are you undertaking that may be coordinated with the Consolidated Plan? If not, describe other local/regional plans or initiatives that impact economic growth. Camden County did a CEDS Report in 2008 and still uses the data today to address areas of need. Over the next year we would like to update or generate a new CEDS and will research any grant dollars that may be available to offset the cost of the report.
Discussion
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MA-50 Needs and Market Analysis Discussion Are there areas where households with multiple housing problems are concentrated? (include a definition of "concentration") Not Applicable.
Are there any areas in the jurisdiction where racial or ethnic minorities or low-income families are concentrated? (include a definition of "concentration")
What are the characteristics of the market in these areas/neighborhoods?
Are there any community assets in these areas/neighborhoods?
Are there other strategic opportunities in any of these areas?
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Strategic Plan SP-05 Overview Strategic Plan Overview
The County of Camden's Strategic Plan outlines the housing and community development goals and strategies to meet the priority needs with available resources. This Strategic Plan covers the period from July 1, 2014 through June 30, 2018.
The County anticipates receiving continued federal entitlement grants through HUD in the next five years. The three entitlement grants include Community Development Block Grant (CDBG), HOME Investment Partnerships Program (HOME) and the Emergency Solutions Grant (HESG) .
HUD funding sources must primarily benefit low- and moderate-income persons in accordance with three HUD goals:
PROVIDE DECENT HOUSING – assisting homeless persons obtain affordable housing; assisting persons at risk of becoming homeless; retaining the affordable housing stock; increasing the availability of affordable permanent housing, particularly to members of disadvantaged minorities; increasing the supply of supportive housing; and providing affordable housing that is accessible to job opportunities.
PROVIDE A SUITABLE LIVING ENVIRONMENT – improving the safety and livability of neighborhoods; eliminating blighting influences and the deterioration of property and facilities; increasing access to quality public and private facilities and services; reducing the isolation of income groups within areas through spatial deconcentration of housing opportunities for lower income persons and the revitalization of deteriorating neighborhoods; restoring and preserving properties of special historic, architectural, or aesthetic value; and conserving energy resources and use of renewable energy resources.
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EXPAND ECONOMIC OPPORTUNITIES – job creation and retention; establishment, stabilization and expansion of small businesses (including micro-businesses); the provision of public services concerned with employment; the provision of jobs to low-income persons living in areas affected by those programs and activities, or jobs resulting from carrying out activities under programs covered by the plan; availability of mortgage financing for low-income persons at reasonable rates using nondiscriminatory lending practices; access to capital and credit for development activities that promote the long-term economic and social viability of the community; and empowerment and self-sufficiency for low-income persons to reduce generational poverty in federally assisted housing and public housing.
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SP-10 Geographic Priorities - 91.415, 91.215(a)(1) Geographic Area Table 46 - Geographic Priority Areas
General Allocation Priorities Describe the basis for allocating investments geographically within the state
The County targets CDBG resources to low and moderate income areas as defined by the census or income surveys. Currently, the County is not targeting specific neighborhoods but reserves the right to develop target areas over the period of this plan as several local initiatives develop more specific revitalization plans. Over the years and as grassroots revitalizations efforts progress, the County will work with neighborhood groups and municipalities to address projects at certain locations. If these locations and projects gain momentum, then the County will amend the plan to clearly identify these areas.
Furthermore, the County tries to balance the use of HOME resources between two HUD priorities revitalization of existing deteriorated neighborhoods and the effort to expand fair housing choice. One goal calls for investment in existing deteriorated first ring suburbs, while the other encourages redevelopment both in these first ring suburbs and growing areas of the County to provide affordable housing opportunities in a wider variety of communities. With recent cuts to the HOME program it is increasingly difficult to address these competing goals in a meaningful way, however the County will continue to provide support to grow these two important areas for our housing initiatives.
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SP-25 Priority Needs - 91.415, 91.215(a)(2) Priority Needs Table 47 – Priority Needs Summary
1 Priority Need Name
Affordable Housing
Priority Level
High
Population
Extremely Low Low Moderate Middle Large Families Families with Children Elderly Public Housing Residents Elderly Frail Elderly
Geographic Areas Affected Associated Goals
Expand Homeownership Expand Low Income Rental Housing Stock Rehabilitate the Exisiting Housing Stock
Description
Rehabilitation of owner-occupied housing and the construction of both for sale and rental housing units.
Basis for Relative Priority
Data, consultation, and public input all reveal a need for affordable housing opportunities in the County.
2 Priority Need Name
Public Facility Improvements
Priority Level
High
Population
Extremely Low Low Moderate Families with Children Elderly Non-housing Community Development
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Associated Goals
Public Facilities
Description
Public Facility needs may be found in many areas of the jurisdiction. These needs include a variety of projects and solutions that will benefit low and moderate income areas.
Basis for Relative Priority
Data, consultation, and public input all reveal a need for public facility improvements in the County.
3 Priority Need Name
Public Infrastructure Improvements
Priority Level
Low
Population
Extremely Low Low Moderate Persons with Physical Disabilities Non-housing Community Development
Geographic Areas Affected Associated Goals
Public Infrastructure
Description
Public infrastructure needs may be found in parts of the Jurisdiction. There are a variety of projects and solutions that may address such issues in low and moderate income areas.
Basis for Relative Priority
Data, consultation, and public input all reveal a need for public infrastructure improvements in the County.
4 Priority Need Name Priority Level
Public Services High
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Population
Extremely Low Low Moderate Middle Large Families Families with Children Elderly Mentally Ill Chronic Substance Abuse veterans Victims of Domestic Violence Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Persons with Alcohol or Other Addictions Victims of Domestic Violence Non-housing Community Development
Geographic Areas Affected Associated Goals
Social Services
Description
Public services includes services offered to the elderly, mentally and physically handicapped, victims of domestic violence and veterans among others.
Basis for Relative Priority
Data, consultation, and public input all reveal a need for public services in the County.
5 Priority Need Name
Economic Development
Priority Level
High
Population
Extremely Low Low Moderate Middle Large Families Families with Children Elderly Public Housing Residents Non-housing Community Development
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Geographic Areas Affected Associated Goals Description
Economic development needs may include development of microenterpises or other special economic development initiatives.
Basis for Relative Priority
Data, consultation, and public input all reveal a need for economic development opportunities in the County.
6 Priority Need Name
Homelessness
Priority Level
High
Population
Extremely Low Large Families Families with Children Elderly Rural Chronic Homelessness Individuals Families with Children Mentally Ill Chronic Substance Abuse veterans Persons with HIV/AIDS Victims of Domestic Violence Unaccompanied Youth
Geographic Areas Affected Associated Goals
Homeless Activities
Description
Homeless housing and services
Basis for Relative Priority
Data, consultation, and public input all reveal a need for homeless housing and services in the County, specifically the City of Camden.
7 Priority Need Name Priority Level
Special Needs Population Low
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Population
Extremely Low Low Moderate Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Persons with Alcohol or Other Addictions Persons with HIV/AIDS and their Families
Geographic Areas Affected Associated Goals Description
Services provided to those with special needs
Basis for Relative Priority
Data, consultation, and public input all reveal a need for services for the special needs popululation in the County.
Narrative (Optional)
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SP-30 Influence of Market Conditions - 91.415, 91.215(b) Influence of Market Conditions Affordable Housing Type Tenant Based Rental Assistance (TBRA) TBRA for NonHomeless Special Needs New Unit Production Rehabilitation
Acquisition, including preservation
Market Characteristics that will influence the use of funds available for housing type
The high level of cost burden among low-income households. The high level of cost burden among low-income households.
The aging housing stock and the need for affordable housing for the elderly and special needs populations The aging housing stock in Camden County combined with the higher costs burdens on low income homeowners which prohibits them from making the necessary repairs. The availability of tax delinquent and foreclosed properties located in the County
Table 48 – Influence of Market Conditions
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SP-35 Anticipated Resources - 91.420(b), 91.215(a)(4), 91.220(c)(1,2) Introduction
Anticipated Resources Program
CDBG
HOME
Source of Funds
public federal
public federal
Uses of Funds
Acquisition Admin and Planning Economic Development Housing Public Improvements Public Services Acquisition Homebuyer assistance Homeowner rehab Multifamily rental new construction Multifamily rental rehab New construction for ownership TBRA
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Expected Amount Available Year 1 Annual Program Prior Year Total: Allocation: Income: $ Resources: $ $ $
Expected Amount Available Reminder of ConPlan $
2,184,000
300,000
0 2,484,000
7,500,000
828,000
200,000
0 1,028,000
2,900,000
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Narrative Description
Program
ESG
Source of Funds
public federal
Uses of Funds
Conversion and rehab for transitional housing Financial Assistance Overnight shelter Rapid re-housing (rental assistance) Rental Assistance Services Transitional housing
Expected Amount Available Year 1 Annual Program Prior Year Total: Allocation: Income: $ Resources: $ $ $
149,000
0
0
149,000
Expected Amount Available Reminder of ConPlan $
Narrative Description
400,000
Table 49 - Anticipated Resources
Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied
The federal funding listed above is funding which is received annually to support activities outlined in this Plan. Although there are no guarantees of this funding, particularly in the current budget environment, the County has historically received these funds and expects to for the period covered by this Plan. These resources leverage a variety of other resources including funds from: the Low Income Housing Tax Credit Program; Historic Tax Credit Program; Municipalities; Local Non-Profits; and others.
If appropriate, describe publically owned land or property located within the jurisdiction that may be used to address the needs identified in the plan Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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Discussion
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SP-40 Institutional Delivery Structure - 91.415, 91.215(k) Explain the institutional structure through which the jurisdiction will carry out its consolidated plan including private industry, non-profit organizations, and public institutions. Responsible Entity CAMDEN COUNTY
Responsible Entity Type Government
BOROUGH OF AUDUBON
Government
BOROUGH OF AUDUBON PARK
Government
BOROUGH OF BARRINGTON
Government
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Role Economic Development Homelessness Non-homeless special needs Ownership Planning neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services
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Geographic Area Served Jurisdiction
Other
Other
Other
75
Responsible Entity BELLMAWR BOROUGH
Responsible Entity Type Government
BERLIN BOROUGH
Government
BERLIN TOWNSHIP
Government
BOROUGH OF BROOKLAWN
Government
BOROUGH OF CHESILHURST
Government
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Role Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services
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Geographic Area Served Other
Other
Other
Other
Other
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Responsible Entity BOROUGH OF CLEMENTON
Responsible Entity Type Government
BOROUGH OF COLLINGSWOOD
Government
BOROUGH OF GIBBSBORO
Government
BOROUGH OF HADDONFIELD
Government
Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
Role Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services
CAMDEN COUNTY
Geographic Area Served Other
Other
Other
Other
77
Responsible Entity BOROUGH OF HADDON HEIGHTS
Responsible Entity Type Government
TOWNSHIP OF HADDON
Government
BOROUGH OF HI-NELLA
Government
BOROUGH OF LAUREL SPRINGS
Government
Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
Role Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services
CAMDEN COUNTY
Geographic Area Served Other
Other
Other
Other
78
Responsible Entity BOROUGH OF LAWNSIDE
Responsible Entity Type Government
BOROUGH OF LINDENWOLD
Government
BOROUGH OF MAGNOLIA
Government
BOROUGH OF MERCHANTVILLE
Government
Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
Role Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services
CAMDEN COUNTY
Geographic Area Served Other
Other
Other
Other
79
Responsible Entity BOROUGH OF MT. EPHRAIM
Responsible Entity Type Government
BOROUGH OF OAKLYN
Government
TOWNSHIP OF PENNSAUKEN
Government
BOROUGH OF PINE HILL
Government
Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
Role Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services
CAMDEN COUNTY
Geographic Area Served Other
Other
Other
Other
80
Responsible Entity BOROUGH OF RUNNEMEDE
Responsible Entity Type Government
BOROUGH OF SOMERDALE
Government
BOROUGH OF STRATFORD
Government
TOWNSHIP OF VOORHEES
Government
Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
Role Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services
CAMDEN COUNTY
Geographic Area Served Other
Other
Other
Other
81
Responsible Entity TOWNSHIP OF WATERFORD
Responsible Entity Type Government
TOWNSHIP OF WINSLOW
Government
BOROUGH OF WOODLYNNE
Government
BIG BROTHERS/BIG SISTERS
Non-profit organizations
CASA OF CAMDEN COUNTY, INC.
Non-profit organizations
CATHEDRAL KITCHEN
Non-profit organizations
CONTACT COMMUNITY SERVICES
Non-profit organizations
Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
Role Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services Economic Development Non-homeless special needs neighborhood improvements public facilities public services Non-homeless special needs public services Non-homeless special needs public services Homelessness Non-homeless special needs public services Homelessness Non-homeless special needs public services
CAMDEN COUNTY
Geographic Area Served Other
Other
Other
Region
Region
Jurisdiction
Jurisdiction
82
Responsible Entity Food Bank of South Jersey
Responsible Entity Type Non-profit organizations
LARC SCHOOL
Non-profit organizations
OUR LADY OF LOURDES SENIOR COMPANION PROGRAM SENIOR CITIZENS UNITED COMMUNITY SERVICES (SCUCS)
Non-profit organizations
CAMDEN EYE CENTER
Non-profit organizations
WEST ATCO YOUTH IN ACTION ASSOC.
Non-profit organizations
COMMUNITY PLANNING ADVOCACY COUNCIL (CPAC)
Continuum of care
Non-profit organizations
Role Homelessness Non-homeless special needs public services Non-homeless special needs public services Non-homeless special needs public services Homelessness Non-homeless special needs public services Homelessness Non-homeless special needs public services Non-homeless special needs public services Homelessness Non-homeless special needs Planning Public Housing public services
Geographic Area Served Region
Region
Region
Region
Jurisdiction
Region
Region
Table 50 - Institutional Delivery Structure
Assess of Strengths and Gaps in the Institutional Delivery System
Availability of services targeted to homeless persons and persons with HIV and mainstream services Homelessness Prevention Services Counseling/Advocacy Legal Assistance Mortgage Assistance Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
Available in the Targeted to Community Homeless Homelessness Prevention Services X X X X X CAMDEN COUNTY
Targeted to People with HIV
83
Homelessness Prevention Services
Available in the Targeted to Community Homeless Homelessness Prevention Services Rental Assistance X X Utilities Assistance X X Street Outreach Services Law Enforcement X X Mobile Clinics X X Other Street Outreach Services X Supportive Services Alcohol & Drug Abuse X X Child Care X X Education X X Employment and Employment Training X X Healthcare X X HIV/AIDS X X Life Skills X X Mental Health Counseling X X Transportation X X Other X X
Targeted to People with HIV
Table 51 - Homeless Prevention Services Summary
Describe how the service delivery system including, but not limited to, the services listed above meet the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth)
Describe the strengths and gaps of the service delivery system for special needs population and persons experiencing homelessness, including, but not limited to, the services listed above Public sector agencies play a major role in providing various types of housing and direct financial assistance for housing initiatives. Additionally, many of the emergency and supportive services are funded with Federal and State monies. Private developers and contractors often work in tandem with the public sector as providers to actual housing units (new development and rehabilitation). Lending institutions play a critical role in providing and leveraging resources for housing. Greater participation in public/private partnerships is required to facilitate increased affordable housing development. Private non-profit agencies will continue to play a critical role in filling some of the gaps in the provision of emergency shelter and supportive housing services.
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The following table provides a description of the strengths and weaknesses associated with agencies involved in the administration of the grant programs.
Provide a summary of the strategy for overcoming gaps in the institutional structure and service delivery system for carrying out a strategy to address priority needs Based on the table above, it is clear that the largest gaps in Camden County’s Institutional structure are the lack of resources and the lack of staff. The county plans to address these issues in three ways. The first, is to merge the Community Development program with the Camden County Improvement Authority. This merger took place in July of 2013 and has already had a positive impact on the grant programs. The Authority has been able to provide financial, planning and development expertise that has allowed the Community Development Program to address staffing shortfalls while also maximizing grant funds. Camden County will also look to target specific low income areas with the help of HUD’s CPD Maps system in order to create the greatest impact with the resources available. Lastly, the County will look to pool resources between communities in need of similar services in order to create an economy of scale when purchasing goods and services. This will not only save on costs but also alleviate the burden on municipalities to carry out individual activities.
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SP-45 Goals - 91.415, 91.215(a)(4) Goals Summary Information Sort Order
1
Goal Name
Expand Homeownership
Start Year
End Year
Category
Geographic Area
2014 2018 Affordable Housing
Needs Addressed
Affordable Housing
2
Rehabilitate the Exisiting Housing Stock
2014 2018 Affordable Housing
Affordable Housing
3
Expand Low Income Rental Housing Stock
2014 2018 Affordable Housing
Affordable Housing
4
Homeless Activities
2014 2018 Homeless
Homelessness
Funding
Goal Outcome Indicator
HOME: Homeowner Housing Added: $1,500,000 15 Household Housing Unit Direct Financial Assistance to Homebuyers: 50 Households Assisted CDBG: Homeowner Housing $2,800,000 Rehabilitated: HOME: 225 Household Housing Unit $1,000,000 HOME: Rental units constructed: $1,500,000 25 Household Housing Unit Rental units rehabilitated: 5 Household Housing Unit ESG: Homeless Person Overnight $750,000 Shelter: 6000 Persons Assisted Homelessness Prevention: 3500 Persons Assisted
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Sort Order
Goal Name
Start Year
End Year
Category
Geographic Area
Needs Addressed
5
Public Infrastructure
2014 2018 Non-Housing Community Development
Public Infrastructure Improvements
6
Public Facilities
2014 2018 Non-Housing Community Development
Public Facility Improvements
7
Social Services
2014 2018 Non-Homeless Special Needs
Public Services
Funding
Goal Outcome Indicator
CDBG: Public Facility or $1,600,000 Infrastructure Activities other than Low/Moderate Income Housing Benefit: 50000 Persons Assisted CDBG: Public Facility or $1,375,000 Infrastructure Activities other than Low/Moderate Income Housing Benefit: 20000 Persons Assisted CDBG: Public service activities other $150,000 than Low/Moderate Income Housing Benefit: 9000 Persons Assisted
Table 52 – Goals Summary
Goal Descriptions
1 Goal Name Goal Description
Expand Homeownership Camden County will use funds to provide down payment and closing cost assistance to help individuals and families realize homeownership. Funds will also be used to acquire and rehabilitate housing to be sold to low income purchasers. * Note- the data provided below assumes that current funding levels will remain the same over the next five year period.
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2 Goal Name Goal Description
Rehabilitate the Exisiting Housing Stock Promote the rehabilitation and preservation of the County's existing housing stock.
* Note- the data provided below assumes that current funding levels will remain the same over the next five year period. 3 Goal Name Goal Description
Expand Low Income Rental Housing Stock Provide subisidies, mainly through the HOME Program, to developers to rehabilitate or newly construct rental units for households at or below 80 percent of median family income. * Note- the data provided below assumes that current funding levels will remain the same over the next five year period.
4 Goal Name Goal Description
Homeless Activities Support the Homeless Network Planning Committee (HNPC) and its constituent agencies to provide supportive housing to the homeless population and to those at-risk of becoming homeless.
* Note- the data provided below assumes that current funding levels will remain the same over the next five year period. 5 Goal Name Goal Description
Public Infrastructure Use of CDBG funds to repair and construct infratructure in low income areas.
* Note- the data provided below assumes that current funding levels will remain the same over the next five year period. 6 Goal Name Goal Description
Public Facilities Use of funds to create or improve public facilities. Uses include senior centers, parks/playgrounds and removal of architectural barriers. * Note- the data provided below assumes that current funding levels will remain the same over the next five year period.
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7 Goal Name Goal Description
Social Services Use of funds to provide social services which will directly benefit low persons in Camden County. These services include: senior transportation, senior nutrition programs, counseling, child care and other supportive services. * Note- the data provided below assumes that current funding levels will remain the same over the next five year period.
Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide affordable housing as defined by HOME 91.315(b)(2) Camden County estimates that over the course of the next five years it will provide affordable housing to 330 families in Camden County through the rehabilitation of the existing housing stock as well as the creation of new units.
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SP-50 Public Housing Accessibility and Involvement - 91.415, 91.215(c) Need to Increase the Number of Accessible Units (if Required by a Section 504 Voluntary Compliance Agreement)
Activities to Increase Resident Involvements
Is the public housing agency designated as troubled under 24 CFR part 902? Plan to remove the ‘troubled’ designation
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SP-55 Strategic Plan Barriers to Affordable Housing - 91.415, 91.215(h) Barriers to Affordable Housing
The policies that may impact affordable housing. Include zoning and other land use controls and building and development permits are regulated by the municipalities in Camden County. There is housing that is affordable to low income households in Camden County. The cost of land in addition to construction and rehabilitation costs, however continue to rise. Â The increasing costs are passed on by way of increased housing prices and rents that negatively impact the affordability of housing by low income households. Within the resource constraints, Camden County diligently works to alleviate the cost burden and provide housing opportunities for lows income households.
Historically, Camden County has allocated a substantial amount of its annual CDBG entitlement grant for direct housing assistance through funding its Home Improvement Program. Camden County is required to spend it HOME funds on direct housing initiatives. HOME funds are used to fund the First Time Homebuyer Program and funds continue to be used to support the development of housing. In fiscal year 2014, more than one third of the Countyâ¿¿s entitlement funds were allocated to housing activities for low-income households.
Strategy to Remove or Ameliorate the Barriers to Affordable Housing
While housing costs continue to increase in Camden County, housing in many portions of the County is within the affordable range of low-moderate income households, particularly those in the 70-80% Median Family Income (MFI).
Camden County has very little ability to address barriers that are imposed due to local regulations. In New Jersey, the power behind land development decisions resides with the municipal governments through the formulation and administration of local controls including master plans, zoning ordinances, and subdivision ordinances. The municipalities also regulate building and development permits. County Master Plans in New Jersey are advisory only.
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New Jersey is working to address the need for affordable housing on a regional basis through its Council on Affordable Housing (COAH). COAH’s mission is to implement and enforce New Jersey’s Fair Housing Act of 1985 (the Act). The Act amended the New Jersey Municipal Land Use Law requiring that for a municipality to have the power to zone it must adopt a land use element and a housing element within their Master Plan.
Through a detailed formula, COAH establishes need numbers for all municipalities. There are various methods for municipalities to address their fair share obligations for the provision of affordable housing.
COAH certification is not mandatory, but by having a municipal housing element and a fair share plan certified by COAH, a muniicp0laity is deemed in compliance, limiting exposure from exclusionary lawsuits. More importantly, the certification ensures a municipality has addressed its need for affordable housing by low income households. COAH reports as of December 31, 2013, 26 municipalities have participated in COAH certifications. As such the municipalities are working to expand affordable housing opportunities locally in furtherance of the removal of barriers to affordable housing. Locally, Camden County is very proactive in support of affordable housing. The Community Development Program Office has been instrumental in bringing developers, non-profits agencies, and local government together to discuss, tour and learn about affordable housing. An open house was held on January 29, 2014 for local officials to discuss ways to continue to work together. This event, and ones like it in the future, support the creation of affordable housing in the County.
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SP-60 Homelessness Strategy - 91.415, 91.215(d) Describe how the jurisdiction's strategic plan goals contribute to: Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs
As part of the annual Point-in-Time Count, the Continuum of Care (CoC) participates in local outreach and intake activities. The CoC also sponsors a Homeless Service fair during the Point in Time Count. The Service Fair provides unsheltered and chronically homeless person(s) an opportunity to connect to various social services providers for assistance. Social service providers in housing, health, mental health, substance abuse, banking, and legal assistance participate in the Service Fair. Not only are homeless people counted, particularly unsheltered persons, but representatives from various agencies are available to answer questions, provide information, and connect homeless to available resources. The CoC also conducts the Point in Time Count and Service Fair mid-year to provide additional outreach to the homeless population. The CoC also participates and financially supports the local homeless outreach team (HOT). The Outreach team conducts homeless outreach and an assessment of unsheltered persons on a weekly basis. Assessments are processed and forwarded to local social service providers for assistance to unsheltered homeless. Homeless Outreach Team is coordinated through Volunteers of America, and consist of volunteers from the Continuum of Care membership.
Addressing the emergency and transitional housing needs of homeless persons In coordination with regional and local Continuums of Care, funding from Camden County Human Service grants, Emergency Solution Grant (ESG), and Community Development Block Grant (CDBG), are utilized to address the emergency and transitional housing needs of homeless, with a focused effort towards the unsheltered and chronically homeless.
Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again. Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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Efforts to assist homeless persons with a focus on the chronically homeless individuals, families with children, veterans and their families, and unaccompanied youth, have been established as a priority for available funding. Facilitating access to affordable housing and services to shorten time and process for individuals and families was a major reason that Camden, Gloucester, and Cumberland Counties decided to create a regional Continuum of Care. The Southern NJ Continuum of Care (regional CoC) and Camden County Homeless Network Planning Committee (HNPC), are working to reduce barriers for affordable housing and necessary related services based on county lines. Tearing down county lines enables participating counties to utilize any and all available affordable housing and services within all 3 counties.
Help low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families who are likely to become homeless after being discharged from a publicly funded institution or system of care, or who are receiving assistance from public and private agencies that address housing, health, social services, employment, education or youth needs
Local and regional CoCs are working with services providers, local housing authorities, landlords, and developers to identify and assist low and extremely low-income individuals and families who are in jeopardy of becoming homeless after being discharged from public funded institutions or systems of care, or who are receiving assistance from public and private agencies.
Local and regional CoCs are utilizing and upgrading online technology to provide a more comprehensive approach to providing necessary services to address housing, health, social services, employment, education and youth needs. We are working with the Homeless Management Information System (HMIS) to develop an electronic single point of entry to connect individuals and families with services. All local, state and federal privacy requirements will be protected. A pilot program was conducted in Camden County and we are in the process of expanding program.
An individual or family will no longer have to go from agency to agency to apply for eligible services. One intake will be populated to service providers for services that clients are eligible to receive. Documents will be stored electronically relieving clients of the possibility of lost or missing documents needed for
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each service application. Services will be “bundled” resulting in less case management and shorter times for services to be made available to low and very low-income individuals and families in need.
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SP-65 Lead-based Paint Hazards - 91.415, 91.215(i) Actions to address LBP hazards and increase access to housing without LBP hazards
The County will continue to implement federal and state rules regarding lead-based paint hazards. All renovation or rehabilitation work for structures built before 1978 will include the required evaluations and/or risk assessments to determine the extent of the lead-based paint hazard.
Known, or suspected hazards, will be controlled or abated as required by federal and state regulations.
How are the actions listed above related to the extent of lead poisoning and hazards? Data provided by the American Community Survey (ACS) through HUD's Community Planning and Development website indicates the age of Camden County's exisiting Housing stock. Housing uilt before 1978 is deemed to be at risk for lead hazards.
How are the actions listed above integrated into housing policies and procedures?
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SP-70 Anti-Poverty Strategy - 91.415, 91.215(j) Jurisdiction Goals, Programs and Policies for reducing the number of Poverty-Level Families
How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this affordable housing plan
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SP-80 Monitoring - 91.230 Describe the standards and procedures that the jurisdiction will use to monitor activities carried out in furtherance of the plan and will use to ensure long-term compliance with requirements of the programs involved, including minority business outreach and the comprehensive planning requirements The Camden County Improvement Authority will ensure compliance with all program regulations for all funding sources, including CDBG, HOME and ESG. Monitoring includes compliance with National Objectives, HUD rules and administrative requirements as well as any cross cutting requirements that may be required by other Federal or State agencies. Monitoring consists of reviewing subrecipients’ programmatic and administrative procedures. It begins with the grant award and subcontracting process, continues through invoicing, report submittal and standard site visits, and concludes at activity closeout. If issues are identified, the CCIA will make specific recommendations for addressing the problem and identify actions that must be taken, citing applicable laws, regulations, or program policies. Deadlines for such compliance issues are included in the monitoring letter. If issues are identified relative to an activity, a plan for corrective action must be submitted by the subrecipient in writing to the CCIA, and action must be taken within the time specified in the monitoring letter. If there is no response, the CCIA may suspend payment of funds for the activity until there is compliance. In severe cases of nonâ¿Â compliance, funding may be withheld or withdrawn.
Construction activities are inspected and monitored on a schedule determined by the entitlement program requirements. Since the construction activities are mainly funded by the HOME and CDBG programs, the inspecting and monitoring procedures outlined for those programs will be used. If other funds (such as state or competitive federal grants) are used, the most stringent inspecting and monitoring procedures will be applied.
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Expected Resources AP-15 Expected Resources - 91.420(b), 91.220(c)(1,2) Introduction
Anticipated Resources Program
CDBG
HOME
Source of Funds
public federal
public federal
Uses of Funds
Acquisition Admin and Planning Economic Development Housing Public Improvements Public Services Acquisition Homebuyer assistance Homeowner rehab Multifamily rental new construction Multifamily rental rehab New construction for ownership TBRA
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Expected Amount Available Year 1 Annual Program Prior Year Total: Allocation: Income: $ Resources: $ $ $
Expected Amount Available Reminder of ConPlan $
2,184,000
300,000
0 2,484,000
7,500,000
828,000
200,000
0 1,028,000
2,900,000
CAMDEN COUNTY
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Narrative Description
Program
ESG
Source of Funds
public federal
Uses of Funds
Conversion and rehab for transitional housing Financial Assistance Overnight shelter Rapid re-housing (rental assistance) Rental Assistance Services Transitional housing
Expected Amount Available Year 1 Annual Program Prior Year Total: Allocation: Income: $ Resources: $ $ $
149,000
0
0
149,000
Expected Amount Available Reminder of ConPlan $
Narrative Description
400,000
Table 53 - Expected Resources – Priority Table
Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied
The federal funding listed above is funding which is received annually to support activities outlined in this Plan. Although there are no guarantees of this funding, particularly in the current budget environment, the County has historically received these funds and expects to for the period covered by this Plan. These resources leverage a variety of other resources including funds from: the Low Income Housing Tax Credit Program; Historic Tax Credit Program; Municipalities; Local Non-Profits; and others.
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If appropriate, describe publically owned land or property located within the jurisdiction that may be used to address the needs identified in the plan
Discussion
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Annual Goals and Objectives AP-20 Annual Goals and Objectives - 91.420, 91.220(c)(3)&(e) Goals Summary Information Sort Order
Goal Name
Start Year
End Year
Category
Geographic Area
Needs Addressed
1
Expand Homeownership
2014 2018 Affordable Housing
Affordable Housing
2
2014 2018 Affordable Housing
Affordable Housing
4
Rehabilitate the Exisiting Housing Stock Expand Low Income Rental Housing Stock Homeless Activities
2014 2018 Affordable Housing 2014 2018 Homeless
Affordable Housing Homelessness
5
Public Infrastructure
2014 2018 Non-Housing Community Development
Public Infrastructure Improvements
6
Public Facilities
2014 2018 Non-Housing Community Development
Public Facility Improvements
3
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Funding
Goal Outcome Indicator
Direct Financial Assistance to Homebuyers: 10 Households Assisted Homeowner Housing Rehabilitated: 25 Household Housing Unit Rental units constructed: 10 Household Housing Unit Homeless Person Overnight Shelter: 1200 Persons Assisted Homelessness Prevention: 700 Persons Assisted Public Facility or Infrastructure Activities other than Low/Moderate Income Housing Benefit: 10000 Persons Assisted Public Facility or Infrastructure Activities other than Low/Moderate Income Housing Benefit: 4000 Persons Assisted
102
Sort Order
7
Goal Name
Social Services
Start Year
End Year
Category
Geographic Area
2014 2018 Non-Homeless Special Needs
Needs Addressed
Homelessness Public Services Special Needs Population
Funding
Goal Outcome Indicator
Public service activities other than Low/Moderate Income Housing Benefit: 1800 Persons Assisted
Table 54 – Goals Summary
Goal Descriptions
1 Goal Name
Expand Homeownership
Goal Description 2 Goal Name
Rehabilitate the Exisiting Housing Stock
Goal Description 3 Goal Name
Expand Low Income Rental Housing Stock
Goal Description 4 Goal Name
Homeless Activities
Goal Description 5 Goal Name
Public Infrastructure
Goal Description 6 Goal Name
Public Facilities
Goal Description
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7 Goal Name
Social Services
Goal Description
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AP-35 Projects - 91.420, 91.220(d) Introduction The projects listed below serve as the framework for Camden County's 2014 annual action plan. Under these projects, activities can be tracked and associated for consistency. # 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33
Project Name CDBG Administration HOME Administration Audubon Curb Cuts Audubon Park Bus Barrington Removal of Barriers Bellmawr Street Improvements Berlin Borough Senior Transportation Berlin Township Senior Building Brooklawn Sidewalks Chesilhurst Clementon Street Improvements Collingswood Senior Center Gibbsboro Senior Center Haddonfield Senior Center Haddon Heights Curb Cuts Haddon Township Senior Transportation Hi Nella Curbs and Sidewalks Laurel Springs Removal of Barriers Lawnside Street Lighting Lindenwold Street Improvements Magnolia Curb Cuts Merchantville Senior Center Mt. Ephraim Removal of Barriers Oaklyn Street Improvements Pennsuaken Street Improvements Pine Hill Senior Center Runnemede Street Improvements Stratford Curb Cuts Somerdale Senior Center Voorhees Senior Transportation Waterford Removal of Barriers Winslow Senior Center Winslow Senior Recreation
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# 34 35 36 37 38 39 40 41 42 43 44 45 49
Project Name Woodlynne Fire Station Supplemental RFP SCUCS Housing & Counseling SCUCS Nutrition Center For Family Services Food Bank of South Jersey Clarifi Counseling South Jersey Eye Center Contact Helpline Our Lady of Lourdes- Senior Companion Cathedral Kitchen - Congregate Meals NJ Citizen Action Budget Counseling Gloucester Township Senior Campus II
Table 55 – Project Information
Describe the reasons for allocation priorities and any obstacles to addressing underserved needs
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AP-38 Project Summary Project Summary Information
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1
Project Name
CDBG Administration
Target Area Goals Supported Needs Addressed Funding
:
Description Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 2
Project Name
HOME Administration
Target Area Goals Supported Needs Addressed Funding
:
Description
General administration of the HOME program including salaries, fringe benefits, and ooperating expenses.
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 3
Project Name
Audubon Curb Cuts
Target Area Goals Supported
Public Facilities
Needs Addressed
Special Needs Population
Funding
:
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Description
Removal of Architectural barriers along Wyoming Ave at Chestnut street and Oak street, Mansion Avenue, and Cedarcroft avenue.
Target Date
10/31/2015
Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 4
Project Name
Audubon Park Bus
Target Area Goals Supported
Social Services
Needs Addressed
Public Services
Funding
:
Description
Courtesy bus for kindergarten and elementary school. *The entire town is eligible.
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 5
Project Name
Barrington Removal of Barriers
Target Area Goals Supported
Public Facilities
Needs Addressed
Public Facility Improvements
Funding
:
Description
Removal of Architectural Barriers at the Senior Center.
Target Date
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Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 6
Project Name
Bellmawr Street Improvements
Target Area Goals Supported
Public Infrastructure
Needs Addressed
Public Infrastructure Improvements
Funding
:
Description
Remove and replace roadway sub-base as well as overlay on Howard Avenue from Park to Chalmers. If funding available curbs and curb cuts will also be replaced.
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 7
Project Name
Berlin Borough Senior Transportation
Target Area Goals Supported
Social Services
Needs Addressed
Public Services
Funding
:
Description
Transportation for senior to doctors offices, shopping and recreation
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description
Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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Planned Activities 8
Project Name
Berlin Township Senior Building
Target Area Goals Supported Needs Addressed Funding
:
Description
Replacment of exisiting shingle roof at the Township senior center as well as exterior siding and windows.
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 9
Project Name
Brooklawn Sidewalks
Target Area Goals Supported
Public Facilities
Needs Addressed
Public Facility Improvements
Funding
:
Description
Replacement of sidewalks on throughout the Borough. Specific locations to be identified by the Borough Engineer.
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 10 Project Name
Chesilhurst
Target Area Goals Supported Needs Addressed Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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Funding
:
Description Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 11 Project Name
Clementon Street Improvements
Target Area Goals Supported
Public Infrastructure
Needs Addressed
Public Infrastructure Improvements
Funding
:
Description
Street and drainage improvements to Trout Avenue
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 12 Project Name
Collingswood Senior Center
Target Area Goals Supported
Social Services
Needs Addressed
Public Services
Funding
:
Description
CDBG funds will be used to pay for the senior coordinators salary and fringe benefits and utility costs for the center
Target Date
Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 13 Project Name
Gibbsboro Senior Center
Target Area Goals Supported
Public Facilities
Needs Addressed
Public Facility Improvements
Funding
:
Description
Funds will be used to pay the debt service on the bond used to build the senior center.
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 14 Project Name
Haddonfield Senior Center
Target Area Goals Supported
Public Facilities
Needs Addressed
Public Facility Improvements
Funding
:
Description
replace deteriorated molding and trim around the exterior of the senior center.
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description
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Planned Activities 15 Project Name
Haddon Heights Curb Cuts
Target Area Goals Supported
Public Facilities
Needs Addressed
Public Facility Improvements
Funding
:
Description
installation of ADA curb cuts on sycamore and high streets. project map is in the file.
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 16 Project Name
Haddon Township Senior Transportation
Target Area Goals Supported
Social Services
Needs Addressed
Public Services
Funding
:
Description
Continued orperation of the "Haddon Towncar" senior and disabled transportation service. Seniors and disabled persons are provided transportation to grocery stores, malls, doctors offices and various local events.
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 17 Project Name
Hi Nella Curbs and Sidewalks
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Goals Supported
Public Facilities
Needs Addressed
Public Facility Improvements
Funding
:
Description
replacement of curbs and sidewalks at various locations throughout the borough
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 18 Project Name
Laurel Springs Removal of Barriers
Target Area Goals Supported
Public Facilities
Needs Addressed
Public Facility Improvements
Funding
:
Description
Installation of an elevator at the Cord Mansion.
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 19 Project Name
Lawnside Street Lighting
Target Area Goals Supported
Public Infrastructure
Needs Addressed
Public Infrastructure Improvements
Funding
:
Description
Installation of high efficiency LED lights along Warwick road.
Target Date Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 20 Project Name
Lindenwold Street Improvements
Target Area Goals Supported
Public Infrastructure
Needs Addressed
Public Infrastructure Improvements
Funding
:
Description
Repaving of Carlton Avenue from Pinelawn to Gibbsboro roads
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 21 Project Name
Magnolia Curb Cuts
Target Area Goals Supported
Public Facilities
Needs Addressed
Public Facility Improvements
Funding
:
Description
Installation of ADA curb cuts, curbs at various locations throughout the Borough
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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22 Project Name
Merchantville Senior Center
Target Area Goals Supported
Public Facilities
Needs Addressed
Special Needs Population
Funding
:
Description
Curb Cuts at various locations thourghout the Borough
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 23 Project Name
Mt. Ephraim Removal of Barriers
Target Area Goals Supported
Public Facilities
Needs Addressed
Special Needs Population
Funding
:
Description
Reconstrcution of front of municipal building to allow for handicap access. improvements include ramp, doorways, and parking
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 24 Project Name
Oaklyn Street Improvements
Target Area Goals Supported
Public Infrastructure
Needs Addressed
Public Infrastructure Improvements
Funding
:
Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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Description
reconstruction of roadway and sidewalks along W. Beechwood and Manheim Avenues.
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 25 Project Name
Pennsuaken Street Improvements
Target Area Goals Supported
Public Infrastructure
Needs Addressed
Public Infrastructure Improvements
Funding
:
Description
Milling and repaving of local streets in low and moderate income neighborhoods.
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 26 Project Name
Pine Hill Senior Center
Target Area Goals Supported
Public Facilities
Needs Addressed
Public Facility Improvements
Funding
:
Description
Improvements to the senior center to include replacement of doors and windows, the roof gutter system, replace mensroom floor and various other upgrades.
Target Date
Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 27 Project Name
Runnemede Street Improvements
Target Area Goals Supported
Public Infrastructure
Needs Addressed
Public Facility Improvements
Funding
:
Description
Reconstruction of Washignton Avenue
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 28 Project Name
Stratford Curb Cuts
Target Area Goals Supported
Public Facilities
Needs Addressed
Special Needs Population
Funding
:
Description
Installation of ADA curb cuts at Parkview, Overhill, Winding Way, Hillside and Homestead roads
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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29 Project Name
Somerdale Senior Center
Target Area Goals Supported
Public Facilities
Needs Addressed
Public Facility Improvements
Funding
:
Description
Various Improvements to the Senior Center including a new roof and electrical system
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 30 Project Name
Voorhees Senior Transportation
Target Area Goals Supported
Social Services
Needs Addressed
Public Services
Funding
:
Description
Purchase of new senior bus to provide transportation for seniors to doctors, malls, and other activities
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 31 Project Name
Waterford Removal of Barriers
Target Area Goals Supported
Public Facilities
Needs Addressed
Special Needs Population
Funding
:
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Description
Rehabilitastion of restrooms in Town Hall to make them ADA accessible.
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 32 Project Name
Winslow Senior Center
Target Area Goals Supported
Public Facilities
Needs Addressed
Public Facility Improvements
Funding
:
Description
Replacement of the HVAC system at the senior center
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 33 Project Name
Winslow Senior Recreation
Target Area Goals Supported
Social Services
Needs Addressed
Public Services
Funding
:
Description
various senior activities throughout the year including bus trips, meetings and entertainment
Target Date
Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 34 Project Name
Woodlynne Fire Station
Target Area Goals Supported
Public Facilities
Needs Addressed
Public Facility Improvements
Funding
:
Description
Renovations to the fire station to include widening of vehicle bays to accomodate new fire trucks. **The entire town is eligible
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 35 Project Name
Supplemental RFP
Target Area Goals Supported
Rehabilitate the Exisiting Housing Stock Public Infrastructure Public Facilities
Needs Addressed
Public Facility Improvements Public Infrastructure Improvements Economic Development
Funding
:
Description
A secondary RFP will be released for participating municipal;ities and agenices to submit for large scale projects.
Target Date
Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 36 Project Name
SCUCS Housing & Counseling
Target Area Goals Supported
Social Services
Needs Addressed
Public Services
Funding
:
Description
provide Shared Housing Counseling, information for Reverse Mortgage possibilities and rental referrals. Shared Housing involves matching a senior with a home, with a senior needing an affordable place to live. Enables Seniors who maybe struggling to stay in their homes & community and lessons the need for institutionalizations. Agency must submit new budget that reflects exactly how the â¿¿matchâ¿ is used & revise to reflect actual award recommendation
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 37 Project Name
SCUCS Nutrition
Target Area Goals Supported
Social Services
Needs Addressed
Public Services
Funding
:
Description
congregate and Meals on Wheels nutrition & feeding program. Seniors who are able go to one of the sites receive a hot, nutritional balanced meal & social interaction with others. Local volunteers also deliver those same meals to persons who are home bound & canâ¿¿t get out.
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Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 38 Project Name
Center For Family Services
Target Area Goals Supported
Social Services
Needs Addressed
Public Services Special Needs Population
Funding
:
Description
salary & fringe, for counselors providing services at Linden Lake & Lawnside facilities. Services include support activities for the frail elderly.
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 39 Project Name
Food Bank of South Jersey
Target Area Goals Supported
Social Services
Needs Addressed
Public Services Special Needs Population
Funding
:
Description
Agency delivers boxes of food to various senior rental facilities that include 2 week supply of nutritional balance meals. When possible fresh fruits & vegetables are included.
Target Date
Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 40 Project Name
Clarifi Counseling
Target Area Goals Supported
Social Services
Needs Addressed
Public Services
Funding
:
Description
Agency provides group & individual financial counseling for persons experiencing bankruptsy, foreclosure, home buying, etc.
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 41 Project Name
South Jersey Eye Center
Target Area Goals Supported
Social Services
Needs Addressed
Public Services Special Needs Population
Funding
:
Description
child and senior eye screening. Agency also has a mobile van that travels to different locations to provide screenings for glasses & other possible eye problems.
Target Date Estimate the number and type of families that will benefit from the proposed activities Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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Location Description Planned Activities 42 Project Name
Contact Helpline
Target Area Goals Supported
Social Services
Needs Addressed
Public Services Special Needs Population
Funding
:
Description
Agency provides 24 hour information & referral services. Crisis counseling & senior reassurance program.
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 43 Project Name
Our Lady of Lourdes- Senior Companion
Target Area Goals Supported
Social Services
Needs Addressed
Public Services
Funding
:
Description
Program matches senior volunteers with frail elderly that may need company, help with mail or paying bills, rides to grocery or doctor. Volunteers receive initial training & ongoing updates each month of issues or problems to look for when visiting.
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities
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44 Project Name
Cathedral Kitchen - Congregate Meals
Target Area Goals Supported
Social Services
Needs Addressed
Public Services Homelessness Special Needs Population
Funding
:
Description
Provision of meals to needy families and the homeless.
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 45 Project Name
NJ Citizen Action Budget Counseling
Target Area Goals Supported
Expand Homeownership Social Services
Needs Addressed
Public Services
Funding
:
Description
A combination of 1st time buyer counseling, foreclosure prevention, and fair housing education. Funds requested for Counselor salaries and education material & supplies.
Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 46 Project Name
Gloucester Township Senior Campus II
Target Area
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Goals Supported
Expand Low Income Rental Housing Stock
Needs Addressed
Affordable Housing
Funding
:
Description Target Date Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities
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AP-50 Geographic Distribution - 91.420, 91.220(f) Description of the geographic areas of the entitlement (including areas of low-income and minority concentration) where assistance will be directed
Camden County provides CDBG funds to entitlement communities in the County based on a formula developed by the Community Development Program. The entitlement communities consist of all of the municipalities in Camden County except Camden City, Cherry Hill, Gloucester City, Gloucester Township, Pine Valley and Tavistock. Approximately half of the County’s entitlement is disbursed through this formula. The remaining funds are allocated between social service activities and the Home Improvement Program which are county-wide programs. Camden County is an exception limit community which means that an area is considered lower income if 44.6% of the population is lower income instead of the standard 51% used by HUD.
Geographic Distribution Target Area Percentage of Funds Table 56 - Geographic Distribution
Rationale for the priorities for allocating investments geographically The housing, special needs and community development priorities established as part of the Consolidated Plan were developed through a comprehensive public outreach process that placed a high priority on meaningful citizen and agency engagement. As described above, individual municipalities apply to use funds on an "entitlement" basis and select
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projects of greatest need within their community that meet the CDBG or HOME program criteria. The allocation process took into consideration the following criteria: • Meeting the statutory requirements of the federal programs • Meeting the needs of low and moderate income residents • Focusing on low and moderate income areas or neighborhoods • Coordination and leverage of resources • Response to expressed needs • Sustainability and long-term impact, and • The ability to demonstration measurable progress and success The primary obstacle to meeting underserved needs for affordable housing in Camden County is the gap in what households can afford to pay for housing and the price of housing. The County has a significant affordable housing stock, yet the substandard condition of the units and income level for individual households such as single parent, elderly, disabled, or others of limited economic means, is not sufficient to afford even the lowest of the market rate units. Camden County will continue to use its entitlement funds to provide assistance with activities that meet the underserved needs of the community. Through continued participation with the Camden County Homeless Network Planning Committee (HNPC) and other broad-based groups, the County will be kept informed of the needs of the underserved and the changes in the needs over time. This will facilitate the use of scarce funds in an efficient way.
Discussion
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Affordable Housing AP-55 Affordable Housing - 91.420, 91.220(g) Introduction During 2015, the Camden COunty Improvement Authority will continue a number of programs designed to expand housing choice and maintain affordable hosuing consistent with the five year goals established in the strategic plan. The County's specific unit completion goals are listed below. One Year Goals for the Number of Households to be Supported Homeless 5 Non-Homeless 100 Special-Needs 40 Total 145 Table 57 - One Year Goals for Affordable Housing by Support Requirement
One Year Goals for the Number of Households Supported Through Rental Assistance 0 The Production of New Units 75 Rehab of Existing Units 20 Acquisition of Existing Units 3 Total 98 Table 58 - One Year Goals for Affordable Housing by Support Type
Discussion
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AP-60 Public Housing - 91.420, 91.220(h) Introduction
Actions planned during the next year to address the needs to public housing
While there is no County-wide public housing agency (PHA) in Camden County, lower income populations are served by local public housing authorities in municipalities across the County:
• The Housing Authority of the City of Camden administers a Housing Choice Voucher program and maintains a low income housing portfolio of more than 2,000 units. During the last 12 years, the Authority has renovated or redeveloped more than 70% of its original inventory (2,334 units) using a variety of financial and asset management strategies. HACC additionally operates a homeownership program that has benefited more than 350 households to date.
• The Collingswood Housing Authority and the Clementon Housing Authority also offer both Housing Choice Vouchers and public housing units
•
The Haddon Housing Authority maintains one 100 unit development for lower income seniors.
•
Gloucester Township provides 75 units for rent to lower income houses.
• Cherry Hill Township operates a Housing Choice Voucher program through its Department of Community Development. Additionally, the Township requires a set aside of 20 percent of units in every multifamily development for low and moderate income households. Of these units, 10% are for purchase by low to moderate income households, and 10% are for rental by low to moderate income
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households.
• Pennsauken Township also administers a Housing Choice Voucher program through its Housing Department. The Township has 76 tenant based vouchers for income eligible families, elderly households or disabled households. More than 300 households are on the waiting list, which is currently closed.
Actions to encourage public housing residents to become more involved in management and participate in homeownership
Camden County has no plans to fund resident initiatives. PHAs within the County will continue to seek funds to maintain their properties in safe and sanitary conditions and will continue to seek funds for programs to improve the quality of life for residents. The Agencies may request funding from Camden County for activities, and the County will consider requests by PHAs regarding developing cooperative programs. Each PHA has provided Camden County with copies of its Agency Plan, which are on file at the Community Development Office.
If the PHA is designated as troubled, describe the manner in which financial assistance will be provided or other assistance Not Applicable
Discussion
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AP-65 Homeless and Other Special Needs Activities - 91.420, 91.220(i) Introduction
The Homeless Network Planning Committee (HNPC) is the coordinator of homeless programs and serves as the Continuum of Care in Camden County. The HNPC is a subcommittee of the Camden County Comprehensive Emergency Assistance System (CEAS). The Community Planning and Advocacy Council (CPAC) provides staff support to the HNPC and the County participates in the process.
Agencies participating in the CoC provide an expanded number of beds for chronically homeless persons and families. Once stably housed, programs provided through Catholic Charities, Diocese of Camden and New Visions Community Services of Camden provide employment opportunities and case management for the homeless. Programs such as these are utilized to end chronic homelessness. Outreach to persons living on the street is conducted by the Homeless Outreach Team (HOT), which includes all the shelter providers and non-transitional sources such as public safety personnel. A task force has been created to address the homeless tent encampments. The HOT visits the encampment weekly to engage those residing there in services.
Describe the jurisdictions one-year goals and actions for reducing and ending homelessness including Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs
Homeless Outreach Team (HOT) conducts regular street outreach. This multi-disciplinary team is staffed by all the HNPC participating agencies and some non-traditional agencies to deliver an array of services.
Further, special outreach is conducted in the homeless encampments to encourage participation in services. Teams visit the encampment weekly as well as other known locations for street homeless.
Developing a single point of entry to the county’s homeless system and the use of a common Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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assessment tool will ensure that individuals and families experiencing homelessness will be directed to the appropriate housing and connected with other necessary social services including help applying for all the mainstream benefits for which they meet the eligibility requirements. An application was made in the 2013 COC competition for funding for Lutheran Ministries Services to establish a Single Point of Entry.
In FY 2014, the County provided CDBG funds in support of the Homeless Outreach Teams.
Addressing the emergency shelter and transitional housing needs of homeless persons
The existing shelters and transitional housing facility continue to meet the emergency needs of the homeless. Once in a shelter or transitional facility, every effort is made to quickly return the individual or household to permanent housing. A goal of 30 days has been set. ESG funds will be used in support the shelters for items such as operations, repairs, and renovations.
Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again
HNPC expects to end the use of transitional housing within 2 years. Four of the TH programs were reallocated to permanent housing in the FY 2014 COC process. That places greater emphasis on the need to move families and individuals to permanent housing quickly. Standardized assessment tools will be developed to ensure households are directed to appropriate services and that barriers to housing are
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reduced.
Funding from ESG is used to provide emergency rental assistance. These funds help move people from the shelters to permanent housing by providing short term assistance with security deposits and rent payments.
Helping low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families and those who are: being discharged from publicly funded institutions and systems of care (such as health care facilities, mental health facilities, foster care and other youth facilities, and corrections programs and institutions); or, receiving assistance from public or private agencies that address housing, health, social services, employment, education, or youth needs.
HNPC is working to create a single point of entry to decrease homelessness among families. Through a SPOE, assessment, outreach, awareness, coordination of efforts and expansion of affordable housing, such homelessness can be prevented. Another action that is being planned in the long term is to create housing resource centers to assist households in identifying appropriate housing and providing assistance in successfully securing housing units.
Discharge planning is critical to the success of ending homelessness caused by exiting institutions without a complete housing exit plan. HNPC has an active MOU with Children and Youth to prevent discharge from foster care. Mental health institutions are required to follow a state mandated housing plan for discharge.
Discharge from health care is more difficult, but all the hospitals and medical centers are members of the COC. A pilot project to use Shelter Plus Care vouchers to house persons who frequently use emergency room services will soon be initiated.
Likewise, discharge from correctional institutions is more difficult because when a sentence is complete, discharge cannot be prevented. The Adult Probation department is working with the COC to find Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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solutions to the housing discharge planning problem.
Camden County will use ESG funds for temporary financial assistance and stabilization services for individuals and families at risk of becoming homeless. The County will continue to work with
HNPC and community agencies to find additional resources to augment the program so as to expand the number of households that can be served. ESG funds will be coordinated with other resources available in the community to ensure that the largest number of households can be served.
The larger comprehensive prevention system that will evolve will include:
• Prevention services including legal counseling, rental assistance, utility assistance, mental health counseling, food pantry services, and life skills training;
•
Substance abuse treatment including inpatient and detoxification resources;
• Case management including long term case management that connects households with life skills training, money management, job training, child care and transportation; and
• Resource and referral services including a staffed emergency information system with directory of all service providers and services. This could be housed at the SPOE.
Discussion
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AP-75 Barriers to affordable housing - 91.420, 91.220(j) Introduction
The policies that may impact affordable housing. Include zoning and other land use controls and building and development permits are regulated by the municipalities in Camden County. There is housing that is affordable to low income households in Camden County. The cost of land, in addition to construction and rehabilitation costs, however continues to rise. The increasing costs are passed on by way of increased housing prices and rents that negatively impact the affordability of housing by low income households. Within the resource constraints, Camden County diligently works to alleviate the cost burden and provide housing opportunities for lows income households.
Historically, Camden County has allocated a substantial amount of its annual CDBG entitlement grant for direct housing assistance through funding its Home Improvement Program. Camden County is required to spend it HOME funds on direct housing initiatives. HOME funds are used to fund the First Time Homebuyer Program and funds continue to be used to support the development of housing. In fiscal year 2014, more than one third of the County’s entitlement funds were allocated to housing activities for low-income households.
Actions it planned to remove or ameliorate the negative effects of public policies that serve as barriers to affordable housing such as land use controls, tax policies affecting land, zoning ordinances, building codes, fees and charges, growth limitations, and policies affecting the return on residential investment
While housing costs continue to increase in Camden County, housing in many portions of the County is within the affordable range of low-moderate income households, particularly those in the 70-80% Median Family Income (MFI).
Camden County has very little ability to address barriers that are imposed due to local regulations. In New Jersey, the power behind land development decisions resides with the municipal governments through the formulation and administration of local controls including master plans, zoning ordinances, and subdivision ordinances. The municipalities also regulate building and development permits. County Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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Master Plans in New Jersey are advisory only.
New Jersey is working to address the need for affordable housing on a regional basis through its Council on Affordable Housing (COAH). COAH’s mission is to implement and enforce New Jersey’s Fair Housing Act of 1985 (the Act). The Act amended the New Jersey Municipal Land Use Law requiring that for a municipality to have the power to zone it must adopt a land use element and a housing element within their Master Plan.
Through a detailed formula, COAH establishes need numbers for all municipalities. There are various methods for municipalities to address their fair share obligations for the provision of affordable housing.
COAH certification is not mandatory, but by having a municipal housing element and a fair share plan certified by COAH, a muniicp0laity is deemed in compliance, limiting exposure from exclusionary lawsuits. More importantly, the certification ensures a municipality has addressed its need for affordable housing by low income households. COAH reports as of December 31, 2014, 26 municipalities have participated in COAH certifications. As such the municipalities are working to expand affordable housing opportunities locally in furtherance of the removal of barriers to affordable housing.
Locally, Camden County is very proactive in support of affordable housing. The Community Development Program Office has been instrumental in bringing developers, non-profits agencies, and local government together to discuss, tour and learn about affordable housing. An open house was held on January 29, 2014 for local officials to discuss ways to continue to work together. This event, and ones like it in the future, support the creation of affordable housing in the County.
Discussion
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AP-85 Other Actions - 91.420, 91.220(k) Introduction
Actions planned to address obstacles to meeting underserved needs
Actions planned to foster and maintain affordable housing
Actions planned to reduce lead-based paint hazards
Actions planned to reduce the number of poverty-level families
Actions planned to develop institutional structure
Actions planned to enhance coordination between public and private housing and social service agencies
Discussion
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Program Specific Requirements AP-90 Program Specific Requirements - 91.420, 91.220(l)(1,2,4) Introduction
Community Development Block Grant Program (CDBG) Reference 24 CFR 91.220(l)(1) Projects planned with all CDBG funds expected to be available during the year are identified in the Projects Table. The following identifies program income that is available for use that is included in projects to be carried out.
1. The total amount of program income that will have been received before the start of the next program year and that has not yet been reprogrammed 2. The amount of proceeds from section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the grantee's strategic plan. 3. The amount of surplus funds from urban renewal settlements 4. The amount of any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan 5. The amount of income from float-funded activities Total Program Income:
300,000
0 0 0 0 300,000
Other CDBG Requirements 1. The amount of urgent need activities 2. The estimated percentage of CDBG funds that will be used for activities that benefit persons of low and moderate income.Overall Benefit - A consecutive period of one, two or three years may be used to determine that a minimum overall benefit of 70% of CDBG funds is used to benefit persons of low and moderate income. Specify the years covered that include this Annual Action Plan.
0
0.00%
HOME Investment Partnership Program (HOME) Reference 24 CFR 91.220(l)(2) 1. A description of other forms of investment being used beyond those identified in Section 92.205 is as follows: Camden County will require that a mortgage be placed on the property in its favor for the full Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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amount of the HOME investment.
2. A description of the guidelines that will be used for resale or recapture of HOME funds when used for homebuyer activities as required in 92.254, is as follows: Upon sale of the home by the home assisted household, Camden County will recapture the HOME investment from the net proceeds of the sale.
3. A description of the guidelines for resale or recapture that ensures the affordability of units acquired with HOME funds? See 24 CFR 92.254(a)(4) are as follows: In the event of foreclosure of the property during the restricted period, the County will share in the net proceeds of the sale of the property, up to the amount of the HOME investment. If the net proceeds are insufficent to repay rthe full amount of the HOME subsidy, the County will consider the shared proceeds as full repayment
4. Plans for using HOME funds to refinance existing debt secured by multifamily housing that is rehabilitated with HOME funds along with a description of the refinancing guidelines required that will be used under 24 CFR 92.206(b), are as follows:
Rental/Resale restrictions
When HOME funds are provide to a rental property, the County will use a resale restriction. A restrictive covenant is placed on the time funds are provided. This covenant requires that units assisted with HOME funds be rented to low-income tenants at rents allowable under the HOME program for a period of years based on HUD’s requirements.
Emergency Solutions Grant (ESG)
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Reference 91.220(l)(4) 1. Include written standards for providing ESG assistance (may include as attachment) See Appendix 2. If the Continuum of Care has established centralized or coordinated assessment system that
meets HUD requirements, describe that centralized or coordinated assessment system.
The Homeless Network Planning Council, Camden County Continuum of Care, is in the process of developing a centralized and coordinated assessment system in preparation for HEARTH. At this point, a centralized assessment has not been approved however, the HNPC anticipates finalizing the assessment and system within the next 12 months.
3. Identify the process for making sub-awards and describe how the ESG allocation available to
private nonprofit organizations (including community and faith-based organizations).
Emergency solutions Grant funds will be awarded to community agencies through a request for proposals. Notification of available funding will be posted on the HNPC website as identified in public notice published in the Courier Post and distributed to organizations participating in the continuum of care and other county planning processes via email. Potential applicants are directed to Emergency Solutions Grant interim regulations for a full scope of eligible activities and target populations HNPC accept applications for ESG funds. Proposals will be evaluated on agency experience, capacity, proposed activities, target population, and anticipated level of service. Emergency Solutions Grant funding recommendations are made by the homeless Network Planning Council to the HSAC for approval the Camden County Board of Chosen Freeholders then ratifies the decision. Local units of government generally do not apply for such funds. The funding is distributed to social service providers who make their programs available to residents of all participating jurisdictions within the County
4. If the jurisdiction is unable to meet the homeless participation requirement in 24 CFR
576.405(a), the jurisdiction must specify its plan for reaching out to and consulting with homeless or formerly homeless individuals in considering policies and funding decisions
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regarding facilities and services funded under ESG.
The HNPC Board has added persons who are homeless or formerly homeless to the decision-making body.
5. Describe performance standards for evaluating ESG.
The Office of Community Development has worked with the Homeless Network Planning Committee to develop the following performance standards for the Camden County Homeless System.
• • • • • • • •
80% of persons in permanent housing programs remain stable for 6 months or longer. 70% of persons in existing transitional housing programs exit to permanent housing. 30% of persons exiting shelter exit to permanent housing. 30% of persons entering the homeless housing and services system (service, temporary shelter, permanent housing) exit programs with employment income. Prevention services financial assistance is provided for eligible households within 14 days of program enrollment. Eligible households move into permanent housing within 2 months of enrollment in rapid re-housing programs. 100% of households seeking assistance through the homeless housing and service system are screened for eligibility in all programs available in Camden County. 80% of households enrolled in homeless assistance programs complete a housing stabilization program.
Discussion
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Appendix - Alternate/Local Data Sources
Executive Summary ES-05 Executive Summary - 91.200(c), 91.220(b) 1.
Introduction
2.
Summary of the objectives and outcomes identified in the Plan
3.
Evaluation of past performance
4.
Summary of citizen participation process and consultation process
5.
Summary of public comments
6.
Summary of comments or views not accepted and the reasons for not accepting them
7.
Summary
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The Process PR-05 Lead & Responsible Agencies - 91.200(b) 1. Describe agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source The following are the agencies/entities responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source. Agency Role Lead Agency
Name CHERRY HILL TOWNSHIP
Department/Agency
Table 59– Responsible Agencies
Narrative Consolidated Plan Public Contact Information
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PR-10 Consultation - 91.100, 91.200(b), 91.215(l) 1.
Introduction
Provide a concise summary of the jurisdiction’s activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(I)). Describe coordination with the Continuum of Care and efforts to address the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons at risk of homelessness Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards and evaluate outcomes, and develop funding, policies and procedures for the administration of HMIS 2. Describe Agencies, groups, organizations and others who participated in the process and describe the jurisdictions consultations with housing, social service agencies and other entities
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Table 60– Agencies, groups, organizations who participated
Identify any Agency Types not consulted and provide rationale for not consulting
Other local/regional/state/federal planning efforts considered when preparing the Plan Name of Plan
Lead Organization
How do the goals of your Strategic Plan overlap with the goals of each plan?
Table 61– Other local / regional / federal planning efforts
Describe cooperation and coordination with other public entities, including the State and any adjacent units of general local government, in the implementation of the Consolidated Plan (91.215(l)) Narrative
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PR-15 Citizen Participation - 91.401, 91.105, 91.200(c) 1. Summary of citizen participation process/Efforts made to broaden citizen participation Summarize citizen participation process and how it impacted goal-setting
Citizen Participation Outreach Sort Order
Mode of Outreach
Target of Outreach
Summary of response/attendance
Summary of comments received
Summary of comments not accepted and reasons
Table 62– Citizen Participation Outreach
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URL (If applicable)
Needs Assessment NA-05 Overview Needs Assessment Overview
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NA-50 Non-Housing Community Development Needs - 91.415, 91.215 (f) Describe the jurisdiction’s need for Public Facilities: How were these needs determined?
Describe the jurisdiction’s need for Public Improvements: How were these needs determined?
Describe the jurisdiction’s need for Public Services: How were these needs determined?
Based on the needs analysis above, describe the State's needs in Colonias
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Housing Market Analysis MA-05 Overview Housing Market Analysis Overview:
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MA-45 Non-Housing Community Development Assets - 91.410, 91.210(f) Introduction Economic Development Market Analysis Business Activity Business by Sector
Agriculture, Mining, Oil & Gas Extraction Arts, Entertainment, Accommodations Construction Education and Health Care Services Finance, Insurance, and Real Estate Information Manufacturing Other Services Professional, Scientific, Management Services Public Administration Retail Trade Transportation and Warehousing Wholesale Trade Total
Number of Workers
Number of Jobs
28 2,589 787 6,524 2,475 685 1,860 1,060 3,656 0 3,250 733 1,300 24,947
57 5,007 1,105 10,137 3,473 2,095 2,209 1,736 5,644 0 8,429 429 1,190 41,511
Share of Workers %
Share of Jobs %
0 10 3 24 9 3 7 4 14 0 12 3 5 --
0 10 2 21 7 4 5 4 12 0 18 1 2 --
Jobs less workers %
0 1 -1 -3 -2 2 -2 0 -2 0 5 -2 -2 --
Table 63 - Business Activity Data Source:
2007-2011 ACS (Workers), 2011 Longitudinal Employer-Household Dynamics (Jobs)
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Civilian Employed Population 16 years and over Unemployment Rate Unemployment Rate for Ages 16-24 Unemployment Rate for Ages 25-65
35,202 6.53 14.10 4.83 Table 64 - Labor Force
Data Source:
2007-2011 ACS
Number of People
Occupations by Sector Management, business and financial Farming, fisheries and forestry occupations Service Sales and office Construction, extraction, maintenance and repair Production, transportation and material moving
12,266 1,448 2,083 9,331 1,583 1,219 Table 65 – Occupations by Sector
Data Source:
2007-2011 ACS
Travel Time Travel Time < 30 Minutes 30-59 Minutes 60 or More Minutes
Number
Total
Percentage 20,917 8,953 2,635
64% 28% 8%
32,505
100%
Table 66 - Travel Time Data Source:
2007-2011 ACS
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Education: Educational Attainment by Employment Status (Population 16 and Older) Educational Attainment Less than high school graduate High school graduate (includes equivalency) Some college or Associate's degree Bachelor's degree or higher
In Labor Force Civilian Employed Unemployed 787 5,024 7,137 16,568
Not in Labor Force 113 393 640 638
478 1,399 1,443 2,240
Table 67 - Educational Attainment by Employment Status Data Source:
2007-2011 ACS
Educational Attainment by Age
18–24 yrs Less than 9th grade 9th to 12th grade, no diploma High school graduate, GED, or alternative Some college, no degree Associate's degree Bachelor's degree Graduate or professional degree
14 494 1,314 1,854 234 977 36
25–34 yrs 131 184 1,090 1,459 542 2,415 1,168
Age 35–44 yrs 54 165 1,415 1,694 628 2,727 2,362
45–65 yrs 258 586 4,328 3,651 1,271 5,875 4,924
65+ yrs 673 1,161 3,724 1,490 483 2,658 2,113
Table 68 - Educational Attainment by Age Data Source:
2007-2011 ACS
Educational Attainment – Median Earnings in the Past 12 Months Educational Attainment Less than high school graduate Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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Educational Attainment High school graduate (includes equivalency) Some college or Associate's degree Bachelor's degree Graduate or professional degree
Median Earnings in the Past 12 Months 0 0 0 0 Table 69 – Median Earnings in the Past 12 Months
Data Source:
2007-2011 ACS
Based on the Business Activity table above, what are the major employment sectors within your jurisdiction? Describe the workforce and infrastructure needs of the business community: Describe any major changes that may have an economic impact, such as planned local or regional public or private sector investments or initiatives that have affected or may affect job and business growth opportunities during the planning period. Describe any needs for workforce development, business support or infrastructure these changes may create. How do the skills and education of the current workforce correspond to employment opportunities in the jurisdiction? Describe any current workforce training initiatives, including those supported by Workforce Investment Boards, community colleges and other organizations. Describe how these efforts will support the jurisdiction's Consolidated Plan. Does your jurisdiction participate in a Comprehensive Economic Development Strategy (CEDS)? If so, what economic development initiatives are you undertaking that may be coordinated with the Consolidated Plan? If not, describe other local/regional plans or initiatives that impact economic growth. Discussion
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MA-50 Needs and Market Analysis Discussion Are there areas where households with multiple housing problems are concentrated? (include a definition of "concentration") Are there any areas in the jurisdiction where racial or ethnic minorities or low-income families are concentrated? (include a definition of "concentration") What are the characteristics of the market in these areas/neighborhoods? Are there any community assets in these areas/neighborhoods? Are there other strategic opportunities in any of these areas?
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Strategic Plan SP-05 Overview Strategic Plan Overview
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SP-10 Geographic Priorities - 91.415, 91.215(a)(1) Geographic Area Table 70 - Geographic Priority Areas
General Allocation Priorities Describe the basis for allocating investments geographically within the state
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SP-25 Priority Needs - 91.415, 91.215(a)(2) Priority Needs Table 71 – Priority Needs Summary
Narrative (Optional)
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SP-35 Anticipated Resources - 91.420(b), 91.215(a)(4), 91.220(c)(1,2) Introduction Anticipated Resources Program
Source of Funds
Uses of Funds
Expected Amount Available Year 1 Annual Program Prior Year Total: Allocation: Income: $ Resources: $ $ $
Expected Amount Available Reminder of ConPlan $
Narrative Description
Table 72 - Anticipated Resources
Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied If appropriate, describe publically owned land or property located within the state that may be used to address the needs identified in the plan Discussion
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SP-40 Institutional Delivery Structure - 91.415, 91.215(k) Explain the institutional structure through which the jurisdiction will carry out its consolidated plan including private industry, non-profit organizations, and public institutions. Responsible Entity
Responsible Entity Type
Role
Geographic Area Served
Table 73 - Institutional Delivery Structure
Assess of Strengths and Gaps in the Institutional Delivery System Availability of services targeted to homeless persons and persons with HIV and mainstream services Homelessness Prevention Services
Available in the Targeted to Community Homeless Homelessness Prevention Services
Targeted to People with HIV
Counseling/Advocacy Legal Assistance Mortgage Assistance Rental Assistance Utilities Assistance Street Outreach Services Law Enforcement Mobile Clinics Other Street Outreach Services Supportive Services Alcohol & Drug Abuse Child Care Education Employment and Employment Training Healthcare HIV/AIDS Life Skills Mental Health Counseling Transportation Other Other Table 74 - Homeless Prevention Services Summary
Describe how the service delivery system including, but not limited to, the services listed above meet the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth)
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Describe the strengths and gaps of the service delivery system for special needs population and persons experiencing homelessness, including, but not limited to, the services listed above Provide a summary of the strategy for overcoming gaps in the institutional structure and service delivery system for carrying out a strategy to address priority needs
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SP-45 Goals - 91.415, 91.215(a)(4) Goals Summary Information Sort Order
Goal Name
Start Year
End Year
Category
Geographic Area
Needs Addressed
Funding
Goal Outcome Indicator
Table 75 – Goals Summary
Goal Descriptions
Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide affordable housing as defined by HOME 91.315(b)(2)
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SP-65 Lead-based Paint Hazards - 91.415, 91.215(i) Actions to address LBP hazards and increase access to housing without LBP hazards How are the actions listed above integrated into housing policies and procedures?
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SP-70 Anti-Poverty Strategy - 91.415, 91.215(j) Jurisdiction Goals, Programs and Policies for reducing the number of Poverty-Level Families How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this affordable housing plan
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SP-80 Monitoring - 91.230 Describe the standards and procedures that the jurisdiction will use to monitor activities carried out in furtherance of the plan and will use to ensure long-term compliance with requirements of the programs involved, including minority business outreach and the comprehensive planning requirements
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Expected Resources AP-15 Expected Resources - 91.420(b), 91.220(c)(1,2) Introduction Anticipated Resources Program
Source of Funds
Uses of Funds
Expected Amount Available Year 1 Annual Program Prior Year Total: Allocation: Income: $ Resources: $ $ $
Expected Amount Available Reminder of ConPlan $
Narrative Description
Table 76 - Expected Resources – Priority Table
Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied
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If appropriate, describe publically owned land or property located within the jurisdiction that may be used to address the needs identified in the plan Discussion
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Annual Goals and Objectives AP-20 Annual Goals and Objectives - 91.420, 91.220(c)(3)&(e) Goals Summary Information Sort Order
Goal Name
Start Year
End Year
Category
Geographic Area
Needs Addressed
Funding
Goal Outcome Indicator
Table 77 – Goals Summary
Goal Descriptions
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AP-35 Projects - 91.420, 91.220(d) Introduction # Project Name Table 78 – Project Information
Describe the reasons for allocation priorities and any obstacles to addressing underserved needs
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AP-38 Project Summary Project Summary Information
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AP-50 Geographic Distribution - 91.420, 91.220(f) Description of the geographic areas of the entitlement (including areas of low-income and minority concentration) where assistance will be directed Geographic Distribution Target Area Percentage of Funds Table 79 - Geographic Distribution
Rationale for the priorities for allocating investments geographically Discussion
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AP-85 Other Actions - 91.420, 91.220(k) Introduction Actions planned to address obstacles to meeting underserved needs Actions planned to foster and maintain affordable housing Actions planned to reduce lead-based paint hazards Actions planned to reduce the number of poverty-level families Actions planned to develop institutional structure Actions planned to enhance coordination between public and private housing and social service agencies Discussion
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Program Specific Requirements AP-90 Program Specific Requirements - 91.420, 91.220(l)(1,2,4) Introduction Community Development Block Grant Program (CDBG) Reference 24 CFR 91.220(l)(1) Projects planned with all CDBG funds expected to be available during the year are identified in the Projects Table. The following identifies program income that is available for use that is included in projects to be carried out.
1. The total amount of program income that will have been received before the start of the next program year and that has not yet been reprogrammed 2. The amount of proceeds from section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the grantee's strategic plan 3. The amount of surplus funds from urban renewal settlements 4. The amount of any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan. 5. The amount of income from float-funded activities Total Program Income
Other CDBG Requirements 1. The amount of urgent need activities
Discussion
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Appendix - Alternate/Local Data Sources 1 Data Source Name Maplebrook List the name of the organization or individual who originated the data set.
Township Provide a brief summary of the data set.
Survey conducted by Township. What was the purpose for developing this data set?
Detailed analysis of potential target area. Provide the year (and optionally month, or month and day) for when the data was collected.
Briefly describe the methodology for the data collection.
Describe the total population from which the sample was taken.
Describe the demographics of the respondents or characteristics of the unit of measure, and the number of respondents or units surveyed.
2 Data Source Name Maplebrook Neighborhood Study List the name of the organization or individual who originated the data set.
Joe Smith - Intern Provide a brief summary of the data set.
An analysis of existing housing and land use and a survey of residents needs. What was the purpose for developing this data set?
How comprehensive is the coverage of this administrative data? Is data collection concentrated in one geographic area or among a certain population?
To clarify neighborhood information. What time period (provide the year, and optionally month, or month and day) is covered by this data set?
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What is the status of the data set (complete, in progress, or planned)?
Complete
Executive Summary ES-05 Executive Summary - 91.200(c), 91.220(b) 1.
Introduction
The purpose of a Consolidated Plan is to identify housing and community development needs and to develop specific goals and objectives to address those needs over a five-year period. This Five-Year Consolidated Plan for the Township of Gloucester covers the period July 1, 2015, to June 30, 2020. The Township of Gloucester will receive an annual share of federal CDBG funds and is a participant in the HOME Consortium administered by Camden County. The Consolidated Plan allows the City to continue to receive federal housing and community development funds as a direct Entitlement from the U.S. Department of Housing and Urban Development (HUD). In order to continue to receive these funds for Fiscal 2015 the Township of Gloucester must submit its Five-Year Consolidated Plan and FY 2015 Annual Action Plan to HUD by May, 15, 2015. The 2015-2019 Consolidated Plan has been prepared by the Township Grants Administration Office and its consultant, Triad Associates, to meet application requirements for the following grants and programs: •
Community Development Block Grant Program (CDBG)
The Township works with a significant number of non-profit housing and community development organizations through a public driven, citizen participation process to provide a diversity of community development programs and related services to the Township’s low and moderate income persons and families. The FY 2015-2019 Consolidated Plan and 2015 Annual Action Plan describe to HUD how the Township of Gloucester intends to use federal and non-federal resources to address the needs of very low, low and moderate income persons and families based on the following goals: • • •
Provide Decent Housing, Provide a Suitable Living Environment, Expand Economic Development Opportunities
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The housing and community development activities described in the Consolidated Plan include: homeownership and housing preservation activities; public services provided to community members; the upgrading of public facilities; neighborhood economic development activities; housing and services to homeless people and others with affordable housing and supportive service needs.
2.
Summary of the objectives and outcomes identified in the Plan
All activities funded in the next five years will support at least one objective and one outcome. 7. Preserve existing housing through the Housing Rehabilitation Program 8. Support activities that address the needs of the Homeless and Non-homeless Special Needs Populations 9. Maintain and improve the infrastructure including water, sewer, streets, sidewalks, storm water facilities 10. Maintain and improve public facilities including parks and recreation facilities; make handicap accessibility improvements as needed 11. Maintain and improve non-profit facilities that serve low-mod and at-risk residents, including food pantires and facilities for victims of domestic violence 12. Develop economic opportunities for low income residents through investments in existing and new commercial businesses that create jobs 13. Ensure that quality public services in support of youth development, public health, employment and housing needs are available to low income residents 14. Continue Administration and Management activities, including Fair Housing
Housing and Community Development Needs
1.
Housing Needs
-
Retain existing housing stock – rehabilitation assistance for owner occupied housing
-
Debt/mortgage counseling – to head-off foreclosures and homelessness
-
Transitional housing for homeless and victims of domestic violence
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2.
Community Development Needs
Public Facilities/Infrastructure Improvements – leverage local funding for public and non-profit facilities for seniors, youth, homeless, domestic violence victims, food pantries, parks and recreational facilities, street, water, sewer and drainage improvements
3.
Homeless and Special Needs
Improve coordination and communications among housing and supportive services providers – encourage the increase in communication and information sharing -
Transitional housing for homeless and victims of domestic violence
4.
Public and Assisted Housing Needs Support the Gloucester Township Housing Authority’s efforts in the areas of:
-
Rental subsidies
-
Modernization of existing units
-
Continuation of self-sufficiency programs for residents
5.
Economic Development
- Leverage private financing to encourage retention and attraction of business and industry to create employment opportunities for low and moderate-income residents; continue to provide economic development programs
3.
Evaluation of past performance
The Township of Gloucester prepared a Consolidated Annual Performance and Evaluation Report (CAPER) for FY 2013 (July 1, 2013 to June 30, 2014). This CAPER was the fourth of the prior five year period and reported the FY 2013 accomplishments of the Township’s CDBG Program.
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During FY 2013, the Township received $263,822 in CDBG funds. The Township expended a total of $447,580, which includes program income plus some funds allocated in previous years. Funds were spent on a variety of activities including: Housing Rehab, Road Reconstruction, Financial Counseling, Senior Services General Administration, Planning and Fair Housing.
In FY 2013, 100% of all CDBG funds were expended for activities that benefitted low and moderate income persons.
4.
Summary of citizen participation process and consultation process
The Township conducted two public hearings and a Focus Group meeting to solicit input into the preparation of the Consolidated Plan and Action Plan. The meetings were advertised in The CourierPost. The public hearings were held at the Township Building on February 19, 2015 to solicit public input on Township needs, and on April 10, 2015 and May 12, 2015 on the draft Consolidated Plan and 2015 Annual Action Plan.
The Focus Group met on February 19, 2015 to discuss the development of the Township’s Consolidated Plan and provide input on needs. Attendees provided insights into some of the needs of some specific populations, namely domestic violence victims, the homeless and the clients of a food bank located in the township. NOTE – The sign-in sheet from the Focus Group meeting is attached. On April 2, 1015, the Township advertised that copies of the draft FY 2015-2019 Consolidated Plan and FY 2015 Action Plan were available to the public for review and comment at the Grants Administration Office in the Township Building for 30 days starting March 29, 2015.
On May 12, 2015, the Township held a public meeting to review the CDBG proposals and proposed funding recommendations. On May 12, 2015, a second public hearing was conducted to provide the general public with the opportunity to comment on the Plans and proposed 2015 budget.
The Gloucester Township Council approved the 2015-2019 Consolidated Plan and FY 2015 Action Plan on May 12, 2015 for submission to HUD. Based on the HUD CPD Notice the submission is based on the announcement of allocations for 2015 by HUD.
5.
Summary of public comments
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During the February 19 Focus Group meeting, representatives of three social services agencies described the needs of their organizations and of the populations they serve. Living Alternatives of South Jersey & Vicinity operates a food pantry in Gloucester Township. Representatives of the organization said the facility currently serves some 300 families per month and has outgrown its current space. There are unused floors in the same building that would need some renovation in order for the food pantry to expand its storage and service capacity. As demand for services has grown during the continuing difficult economic times, support from local businesses and other sources has decreased because of those same challenging economic times. The Camden County Women’s Center provides shelter and supportive services to victims of domestic violence throughout Camden County. Representatives of the organization said they regularly receive clients from Gloucester Township. A long-term, overarching need for the population they serve is for transitional housing that affords the time and attendant support services to overcome the life-altering trauma that is domestic violence. Often, their clients have never worked before or have had to quit their job to avoid their abuser. The 45 days of shelter provided by the center under current funding guidelines is not nearly sufficient to address all issues. In the short-term, the Center’s current shelter facility is in need of repairs, including a roof and hand rails on a porch. There is also a need for security deposits for clients leaving the shelter for permanent rental housing. Organization representatives described how their facility, which has room for 38, is nearly always full and that domestic violence victims come from all socio-economic groups. Echoing the need for transitional housing was a representative of the Interfaith Homeless Outreach Council, which also serves all of Camden County. The organization shelters homeless men, often with multiple issues to deal with to overcome their homelessness. Simply finding a quick housing option without supportive services is a strategy that’s likely to fail, the organization’s representative noted. Homelessness persists throughout Camden County, including Gloucester Township, she said.
6.
Summary of comments or views not accepted and the reasons for not accepting them
N/A - all comments were considered
7.
Summary
The Township of Gloucester sought to prepare a 2015 -2019 Consolidated Plan that will guide progress in addressing the needs of the community by providing decent housing, a suitable living environment and expanded economic opportunities principally for low and moderate-income persons. The plan is based on needs as identified by data and by conversations with community stakeholders. It proposes realistic actions based on the resources anticipated to be available to address those needs. The Township’s Citizen Participation outreach was designed to encourage broad participation from residents, including non-English speaking persons. An approved Citizen Participation Plan was used to Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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gather public comments through public meetings and the consultation process provided additional input. Information gathered from the public and data provided by HUD was used to identify goals and the activities of this Consolidated Plan.
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The Process PR-05 Lead & Responsible Agencies - 91.200(b) 1. Describe agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source The following are the agencies/entities responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source. Agency Role CDBG Administrator
Name GLOUCESTER TOWNSHIP
Department/Agency Grants Administration Office
Table 80– Responsible Agencies
Narrative
Consolidated Plan Public Contact Information Township of Gloucester Grants Administration Office Township Building 1261 Chews Landing Road Laurel Spring, NJ 08021 Joan Eller-Hinski, Grants Coordinator 856-228-4000
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PR-10 Consultation - 91.100, 91.200(b), 91.215(l) 1.
Introduction
The Township of Gloucester has prepared a Five-Year Consolidated Plan for the Years 2015 through 2019 in order to strategically implement federal programs that fund housing, community development and economic development activities in the Township. Through a collaborative planning process that involved a broad range of public and private agencies, the Township developed a single, consolidated planning and application document for the use of federal entitlement funds available through the Community Development Block Grant (CDBG) and HOME Investment Partnerships (HOME) Programs. The Township receives HOME funding as part of the Camden County HOME Consortium and planning for the use of both CDBG and HOME funds was done in consultation with Camden County’s Community Development Program, lead entity for the HOME Consortium. The Township of Gloucester will submit this 2015-2019 Consolidated and 2015 Annual Action Plan to the U. S. Department of Housing and Urban Development (HUD).
Provide a concise summary of the jurisdiction’s activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(I)). The Township conducted two public hearings to solicit input into the preparation of the Consolidated Plan and Action Plan and for input on the draft of that plan prior to Township Council action to submit the application to HUD. To further involve the Township Council and public in the process the Township Advisory Committee held a public meeting to review the budget and activities proposed in the 2015 Action Plan. The hearings and meeting were advertised in the Camden Courier-Post. The public hearings were held in the Township Municipal Building on February 19, 2015 and April 10, 2015. In addition to the Public Hearings and the Advisory Committee meetings, the Township held a Focus Group meeting as an additional information gathering session on February 19, 2015. Homeless Prevention/Shelter and Transitional Housing Group: Organizations involved with emergency shelters, transitional housing and permanent supportive housing or provide services to this population Affordable Housing Development Group: For-profit and non-profit affordable housing developers Community Organizations Group: City Departments, Economic Development organizations and public health and safety organizations Housing & Services for Special Needs Group: Organizations that provide housing and support services to the Special Needs populations, including the elderly, persons with disabilities, persons with HIV/AIDS and their families, persons with alcohol and drug addiction, homeless persons.
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Public Meeting: This meeting was for the public in general, City staff and persons and organizations involved with economic development issues.
Describe coordination with the Continuum of Care and efforts to address the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons at risk of homelessness In New Jersey, the state requires that each county establish a Human Services Advisory Council (HSAC) to coordinate the provision of all human/social services in the county. The state further requires that a Comprehensive Emergency Assistance System (CEAS) subcommittee be established in each county, specifically to coordinate the provision of services and housing to the homeless. In Camden County, the CEAS committee is known as the Homeless Network Planning Committee (HNPC). The HNPC is a consortium of local homeless service and human service providers, city officials, members of local government and consumers, as mandated by the State HSAC. The committee is recognized as the lead agency for planning and coordinating the delivery of services to assist homeless individuals and families to move toward independent living and self-sufficiency through the provision of a continuum of homeless housing and supportive services. The Community Planning and Advocacy Council (CPAC), a nonprofit agency under contract to the County of Camden, provides administrative support to the Homeless Network.
Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards and evaluate outcomes, and develop funding, policies and procedures for the administration of HMIS
Each year, a Point-in-Time count is made of the persons residing in shelter and transitional facilities and living unsheltered in the County. The Township of Gloucester is part of the Camden County HUD Continuum of Care (CoC). The Continuum of Care process is a collaboration of agencies seeking funding through the McKinney-Vento Act; a program that includes services such as Supportive Housing Programs, Shelter+ Care Vouchers, etc. With the assistance from the Homeless Network Planning Committee (HNPC), Community Planning and Advisory Council (CPAC), and documents submitted through the Continuum of Care process, the facilities and services and ESG allocations specific to the Township of Gloucester have been identified. The facilities include Emergency Shelters, Transitional Housing and Permanent Supportive Housing. Services include prevention activities, outreach and emergency supportive services.
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2. Describe Agencies, groups, organizations and others who participated in the process and describe the jurisdictions consultations with housing, social service agencies and other entities
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Table 81– Agencies, groups, organizations who participated
1 Agency/Group/Organization
GLOUCESTER TOWNSHIP HOUSING AUTHORITY
Agency/Group/Organization Type
PHA
What section of the Plan was addressed by Consultation?
Housing Need Assessment Public Housing Needs
How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination?
The Township held two Public Hearings and a Focus Group Meeting as an additional information gathering session on February 19, 2015 Location: Township Building, 1261 Chews Landing Road, Laurel Springs. The Focus Group meeting's Agenda included a discussion of the development of the Township's Consolidated Plan. Participants were asked to provide input on needs within their respective areas; Shelter and Transitional Housing, Housing Development, Community Organizations, Special Needs and Various Topics, including Economic Development.
2 Agency/Group/Organization
JERSEY COUNSELING & HOUSING DEVELOPMENT, INC.
Agency/Group/Organization Type
Housing Services - Housing Service-Fair Housing
What section of the Plan was addressed by Consultation?
Housing Need Assessment Anti-poverty Strategy
How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination?
The Township held two Public Hearings and a Focus Group Meeting as an additional information gathering session on February 19, 2015 Location: Township Building, 1261 Chews Landing Road, Laurel Springs. The Focus Group meeting's Agenda included a discussion of the development of the Township's Consolidated Plan. Participants were asked to provide input on needs within their respective areas; Shelter and Transitional Housing, Housing Development, Community Organizations, Special Needs and Various Topics, including Economic Development.
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3 Agency/Group/Organization
LIVING ALTERNATIVES OF SOUTH JERSEY AND VICINITY INC
Agency/Group/Organization Type
Services-Elderly Persons Services-homeless
What section of the Plan was addressed by Consultation?
Homeless Needs - Chronically homeless Homeless Needs - Families with children Homelessness Needs - Veterans
How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? 4 Agency/Group/Organization
Interfaith Homeless Outreach Council
Agency/Group/Organization Type
Services-homeless
What section of the Plan was addressed by Consultation?
Homelessness Strategy Homeless Needs - Chronically homeless Homeless Needs - Families with children Homelessness Needs - Veterans
How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? 5 Agency/Group/Organization
CAMDEN COUNTY WOMEN'S CENTER
Agency/Group/Organization Type
Housing Services-Victims of Domestic Violence Regional organization
What section of the Plan was addressed by Consultation?
Housing Need Assessment Homeless Needs - Families with children
How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination?
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Other local/regional/state/federal planning efforts considered when preparing the Plan Name of Plan Continuum of Care
Lead Organization Community Planning & Advocacy Countil, 2500 McClellan Ave., Suite 110, Pennsauken, NJ 08109
How do the goals of your Strategic Plan overlap with the goals of each plan? By assessing and addressing needs of homeless population in general and domestic violence victims and veterans in particular
Table 82– Other local / regional / federal planning efforts
Describe cooperation and coordination with other public entities, including the State and any adjacent units of general local government, in the implementation of the Consolidated Plan (91.215(l)) Gloucestger Township is located in Camden County, a CDBG and HOME grantee as an urban county. The Township and County coordinate planning for the use of CDBG funds to avoid redundancy and promote mutually supportive efforts.
Narrative
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PR-15 Citizen Participation - 91.401, 91.105, 91.200(c) 1. Summary of citizen participation process/Efforts made to broaden citizen participation Summarize citizen participation process and how it impacted goal-setting
The Township conducted three public hearings to solicit input into the preparation of the 2015-1019 Consolidated Plan and 2015 Annual Action Plan and to solicit comments and concerns relative to the proposed Plans and the activities and budget for 2015. The hearings were advertised in the Courier-Post and held in the Township Building February 19, 2015, April 10, 2015 and May 12, 2015. Additionally, the Township Council held a public meeting on May 12, 2015 to discuss the proposed Plans, including the budget and activities for 2015. The Grants Administration Office held a Focus Group as an additional information gathering session. More than 25 organizations and individuals were invited to participate in the focus group to discuss the Township’s housing and community development needs, including public services, public facilities and infrastructure and economic development The Housing Authority was asked to assist in the preparation of those aspects of the Plans that involved public housing facilities, services or issues.
Copies of the 2015-2019 Consolidated Plan and the FY 2015 Action Plan were available to the public at the Grants Administration Office and on the Township’s website.
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Citizen Participation Outreach Sort Order
Mode of Outreach
Target of Outreach
Summary of response/attendance
Summary of comments received
1
Focus Group
Housing, homeless & service providers
Advertised in area newspaper and invitations sent to organizations. Three organizations sent representatives to the Focus Group, which lasted for more than an hour and a half.
Needs continue to grow for food pantry services, transitional housing for the homeless and for domestic violence victims and for improvements to facilities offering food pantry and temporary shelter
2
Public Hearing
Nontargeted/broad community
Hearing held immediately after Focus Group to solicit input from general public. Ad was placed in area newspaper. No members of the public attended.
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Summary of comments not accepted and reasons All comments were accepted.
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URL (If applicable)
Sort Order
Mode of Outreach
Target of Outreach
Summary of response/attendance
3
Public Hearing
Nontargeted/broad community
4
Public Meeting
Nontargeted/broad community
Hearing held to present preliminary budget and solicit feedback. Notice of meeting published in area newspaper. Final hearing held in conjunction with Township Council meeting to offer final opportunity for feedback on 5-year and 1-year plans.
Summary of comments received
Summary of comments not accepted and reasons
Table 83– Citizen Participation Outreach
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URL (If applicable)
Needs Assessment NA-05 Overview Needs Assessment Overview During the five year period covered by the 2015-2019 Consolidated Plan, the Township of Gloucester will undertake the following activities to address its various housing and community development needs, which have been identified through community consultation and assessment of program waiting lists and demand: Housing and Community Development Needs
1.
Housing Needs
-
Retain existing housing stock – rehabilitation assistance for owner occupied housing
-
Debt/mortgage counseling – to head-off foreclosures and homelessness
2. Community Development Needs Public Facilities/Infrastructure Improvements – leverage local funding for facilities for seniors, youth, local neighborhoods, parks and recreational facilities, street, water, sewer and drainage improvements
3. Homeless and Special Needs Improve coordination and communications among housing and supportive services providers – encourage the increase in communication and information sharing
4.
Public and Assisted Housing Needs Support the Gloucester Township Housing Authority’s efforts in the areas of:
-
Rental subsidies
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-
Modernization of existing units
-
Continuation of self-sufficiency programs for resident
5. Economic Needs Leverage private financing to encourage retention and attraction of business and industry to create employment opportunities for low and moderate-income residents; continue to provide economic development programs
Mod income with severe housing problem - Consolidated Plan and Continuum of Care Planning Tool
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Low income with severe housing problem - Consolidated Plan and Continuum of Care Planning Tool
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Median household income - Consolidated Plan and Continuum of Care Planning Tool
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NA-50 Non-Housing Community Development Needs - 91.415, 91.215 (f) Describe the jurisdiction’s need for Public Facilities: Gloucester Township has a need for improvements to or expansion of existing public and non-profit facilities that serve seniors, youth, the homeless and those at-risk for homelessness and domestic violence victims as well as food pantries, parks and recreational facilities.
How were these needs determined? Needs were determined through consultation with local organizations and various departments of Township government. These needs were confirmed through on-site facility visits and staff knowledge of the public and non-profit facilities in the Township.
Describe the jurisdiction’s need for Public Improvements: The Township has a need for improvements to streets, water lines, sewer lines and drainage systems.
How were these needs determined? Needs were determined through consultation with local residents and various departments of Township government. These needs were confirmed through on-site infrastructure inspections and by staff knowledge of the Township’s infrastructure.
Describe the jurisdiction’s need for Public Services: Low- and moderate-income residents of Gloucester Township have the following needs: • • • • •
Transportation for seniors Financial education/counseling Food Support structure for victims of domestic violence Reliable source of information and referral
How were these needs determined? Needs were determined through consultation with residents, local organizations and various departments of Township government. These needs were confirmed through anecdotal experience of the CD program’s long-tenured staff. Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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Based on the needs analysis above, describe the State's needs in Colonias
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Housing Market Analysis MA-05 Overview Housing Market Analysis Overview:
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MA-45 Non-Housing Community Development Assets - 91.410, 91.210(f) Introduction Economic Development Market Analysis Business Activity Business by Sector
Agriculture, Mining, Oil & Gas Extraction Arts, Entertainment, Accommodations Construction Education and Health Care Services Finance, Insurance, and Real Estate Information Manufacturing Other Services Professional, Scientific, Management Services Public Administration Retail Trade Transportation and Warehousing Wholesale Trade Total
Number of Workers
Number of Jobs
90 3,505 1,375 6,360 2,223 671 2,151 1,244 3,148 1 4,668 1,161 1,799 28,396
0 1,727 821 2,190 466 180 1,328 825 547 1 2,240 154 574 11,053
Share of Workers %
Share of Jobs %
0 12 5 21 7 2 7 4 10 0 15 4 6 --
0 15 7 19 4 2 11 7 5 0 19 1 5 --
Jobs less workers %
0 3 3 -2 -3 -1 4 3 -6 0 4 -2 -1 --
Table 84 - Business Activity Data Source:
2007-2011 ACS (Workers), 2011 Longitudinal Employer-Household Dynamics (Jobs)
Labor Force Total Population in the Civilian Labor Force Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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Civilian Employed Population 16 years and over Unemployment Rate Unemployment Rate for Ages 16-24 Unemployment Rate for Ages 25-65
33,403 8.54 22.27 5.85 Table 85 - Labor Force
Data Source:
2007-2011 ACS
Number of People
Occupations by Sector Management, business and financial Farming, fisheries and forestry occupations Service Sales and office Construction, extraction, maintenance and repair Production, transportation and material moving
7,359 1,930 2,923 10,075 2,611 1,682 Table 86 – Occupations by Sector
Data Source:
2007-2011 ACS
Travel Time Travel Time < 30 Minutes 30-59 Minutes 60 or More Minutes
Number
Total
Percentage 15,855 11,990 3,767
50% 38% 12%
31,612
100%
Table 87 - Travel Time Data Source:
2007-2011 ACS
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Education: Educational Attainment by Employment Status (Population 16 and Older) Educational Attainment Less than high school graduate High school graduate (includes equivalency) Some college or Associate's degree Bachelor's degree or higher
In Labor Force Civilian Employed Unemployed 1,265 8,783 9,312 8,478
Not in Labor Force 168 1,136 479 287
750 2,375 1,394 873
Table 88 - Educational Attainment by Employment Status Data Source:
2007-2011 ACS
Educational Attainment by Age
18–24 yrs Less than 9th grade 9th to 12th grade, no diploma High school graduate, GED, or alternative Some college, no degree Associate's degree Bachelor's degree Graduate or professional degree
25–34 yrs
76 779 1,913 2,089 275 454 44
84 293 2,592 1,987 616 1,739 530
Age 35–44 yrs 139 298 3,356 2,150 1,317 1,866 942
45–65 yrs 308 1,061 6,356 3,382 1,768 2,781 1,807
65+ yrs 702 1,375 2,799 985 202 577 438
Table 89 - Educational Attainment by Age Data Source:
2007-2011 ACS
Educational Attainment – Median Earnings in the Past 12 Months Educational Attainment Less than high school graduate Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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Educational Attainment High school graduate (includes equivalency) Some college or Associate's degree Bachelor's degree Graduate or professional degree
Median Earnings in the Past 12 Months 0 0 0 0 Table 90 – Median Earnings in the Past 12 Months
Data Source:
2007-2011 ACS
Based on the Business Activity table above, what are the major employment sectors within your jurisdiction? Describe the workforce and infrastructure needs of the business community: Describe any major changes that may have an economic impact, such as planned local or regional public or private sector investments or initiatives that have affected or may affect job and business growth opportunities during the planning period. Describe any needs for workforce development, business support or infrastructure these changes may create. How do the skills and education of the current workforce correspond to employment opportunities in the jurisdiction? Describe any current workforce training initiatives, including those supported by Workforce Investment Boards, community colleges and other organizations. Describe how these efforts will support the jurisdiction's Consolidated Plan. Does your jurisdiction participate in a Comprehensive Economic Development Strategy (CEDS)? If so, what economic development initiatives are you undertaking that may be coordinated with the Consolidated Plan? If not, describe other local/regional plans or initiatives that impact economic growth. Discussion
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MA-50 Needs and Market Analysis Discussion Are there areas where households with multiple housing problems are concentrated? (include a definition of "concentration") Are there any areas in the jurisdiction where racial or ethnic minorities or low-income families are concentrated? (include a definition of "concentration") What are the characteristics of the market in these areas/neighborhoods? Are there any community assets in these areas/neighborhoods? Are there other strategic opportunities in any of these areas?
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Strategic Plan SP-05 Overview Strategic Plan Overview It is the intention of the Gloucester Township to invest its limited federal Community Development Block Grant and HOME Investment Partnerships funds in ways that will garner long term, sustainable results. For this reason the Township has carefully examined its needs for Affordable Housing Development, Preservation of the Existing Housing Stock, Programs to Foster Homeownership, Renovation of Public Facilities and Infrastructure, Public Safety, Public Services and Economic Development. An examination of existing services, housing and the funding sources available to sustain them, with or without Community Development Program assistance, was examined. Since Public Service activities cannot receive more than 15% of the Community Development Block Grant allocation, the Township elected to continue its course of primarily funding financial counseling to mitigate poverty and prevent homelessness and to support a senior transportation service. The housing rehab program remains the highest priority because it’s an area of need where the limited program funds can make a difference.
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SP-10 Geographic Priorities - 91.415, 91.215(a)(1) Geographic Area Table 91 - Geographic Priority Areas
General Allocation Priorities Describe the basis for allocating investments geographically within the state It is anticipated that many of the activities supported with HUD funds will be available to eligible residents throughout the Township. The jurisdiction’s elderly residents live throughout the Township, for instance, so that activities targeted at seniors, including transportation, home repairs, the senior center, will not have geographic restrictions. Improvements to public facilities and infrastructure, however, will primarily take place in the Township’s top quartile of census block groups based on concentration of low-mod residents. The eligible census block groups, though, are scattered throughout the entire Township, making geographic concentrations of activities less desirable than it may be in some jurisdictions.
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% moderate-income households - Consolidated Plan and Continuum of Care Planning Tool
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% extremely low-income households - Consolidated Plan and Continuum of Care Planning Tool
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SP-25 Priority Needs - 91.415, 91.215(a)(2) Priority Needs Table 92 – Priority Needs Summary
1 Priority Need Name
Affordable Housing: Housing rehab
Priority Level
High
Population
Extremely Low Low Moderate Large Families Families with Children Elderly
Geographic Areas Affected Associated Goals
Owner-occupied housing rehab
Description
Provide grants and loans to income-eligible homeowners for housing rehab projects, both large and small.
Basis for Relative Priority
This need was assigned a High priority based on past success of the rehab program and ongoing need as measured by a waiting list and consistent resident interest in the program. Aspects of the program that make it an efficient use of CDBG funds include homelessness prevention, preservation of housing stock and maintenance of property values and neighborhoods.
2 Priority Need Name Priority Level
Public facilities - non-profit agencies High
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Population
Extremely Low Low Moderate Large Families Families with Children Elderly Chronic Homelessness Individuals Families with Children Mentally Ill Chronic Substance Abuse veterans Victims of Domestic Violence Victims of Domestic Violence
Geographic Areas Affected Associated Goals
Improve non-profit facilities
Description
During the planning process for this Consolidated Plan, the Township was made aware of facility deficiencies at two crucial non-profit service providers, one a food pantry and the other a shelter for domestic violence victims.
Basis for Relative Priority
Because these facilities serve particularly vulnerable populations and because the improvements needed are both within the scope of the Township's CDBG budget and would prevent further facility deterioration, this need has been given a high priority for CDBG funding.
3 Priority Need Name
Public Services (Non - Homeless Special Needs)
Priority Level
High
Population
Extremely Low Low Moderate Middle Large Families Families with Children Elderly Public Housing Residents Elderly Frail Elderly
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Geographic Areas Affected Associated Goals
Public services
Description
Two ongoing needs among Township residents are transportation for the growing senior population and the need for financial education to stave off foreclosure, bankruptcy and other financial distress. It is anticipated that during the 5-year duration of this Consolidated Plan, other public services will also be deemed both crucial and within the scope of this program's ability to help.
Basis for Relative Priority
For many township seniors, the transportation provided by the Township's CDBG program is indispensible for their daily lives. Food shopping, doctors' appointments and other necessities are within reach because of the Township senior bus service. Since the service is both important and affordable, it is a high priority for the Township's CDBG funds. Likewise the financial education program provided by Jersey Counseling, a local non-profit, with CDBG funds. Each foreclosure or other financial disaster that can be prevented saves not only vulnerable families from added hardship and a loss of autonomy, but saves the local safety net from needing to provide goods and services to that family.
4 Priority Need Name
Public Housing
Priority Level
Low
Population
Extremely Low Low Large Families Families with Children Elderly Public Housing Residents Other
Geographic Areas Affected Associated Goals
Public housing assistance
Description
Support for Public Housing tenants and facilities
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Basis for Relative Priority 5 Priority Need Name
While support for this vulnerable population is deemed important, it is also seen as being beyond the scope of Gloucester Township's limited CDBG appropriation. The Township will continue to support Housing Authority efforts to serve it's clients, but Township CDBG funding seems unlikely. Economic Development Opportunities
Priority Level
Low
Population
Extremely Low Low Moderate Other
Geographic Areas Affected Associated Goals Description
Develop Economic opportunties for low income residents through targeted redevelopment that creates jobs and provides needed services. Provide assistance to businesses for commercial rehabilitation and security improvements. Job Training Commercial Revitalization
Basis for Relative Priority
6 Priority Need Name
While improving the earning power of and employment opportunities for the Township's low-mod residents is very important and highly desirable, the Community Development Program's involvement is likely to be limited to resource and referral activities and other non-financial support to economic development activities of the Township and County. For this reason, economic development has been given a low priority for local CDBG funds. Public infrastructure
Priority Level
Low
Population
Extremely Low Low Moderate Non-housing Community Development
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Geographic Areas Affected Associated Goals
Infrastructure improvements
Description
Improvements to streets, sewer & water lines, sidewalks and other public infrastructure within low-mod residential areas.
Basis for Relative Priority
While a need exists for infrastructure improvements throughout Gloucester Township and while these improvements can have a major impact on residents and neighborhoods, the current level of CDBG funding to the Township precludes any major improvement projects using CDBG funds. For the start of this 5-year Consolidated Plan period, then, these activities are given a low priority. The possibility exists, though, that smaller amounts of CDBG funds could contribute to eligible projects that receive the bulk of their funding from other sources or that a larger, multi-year project could be added later in the 5-year time frame.
Narrative (Optional) Five-Year Plan Objectives and Priority Levels based on Identified Needs The Consolidated Plan documents housing and community development priorities to be used as a guide to achieve a series of objectives over a five-year period, from Fiscal Year 2015 to Fiscal Year 2019. Each Need/Objective is addressed by one or more five-year measures based on an analysis of the Needs identified by the staff, Township Administration and responsible Departments.
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SP-35 Anticipated Resources - 91.420(b), 91.215(a)(4), 91.220(c)(1,2) Introduction Gloucester Township anticipates receiving $244,287 in 2015 CDBG Entitlement funds.
Anticipated Resources Program
CDBG
Source of Funds
public federal
Uses of Funds
Acquisition Admin and Planning Economic Development Housing Public Improvements Public Services
Expected Amount Available Year 1 Annual Program Prior Year Total: Allocation: Income: $ Resources: $ $ $
244,287
110,000
250,000
604,287
Expected Amount Available Reminder of ConPlan $
Narrative Description
960,000
Table 93 - Anticipated Resources
Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied The federal CDBG and HOME funds are intended to provide low and moderate income households with viable communities, including decent housing, a suitable living environment and expanded economic opportunities. Eligible activities include community facilities and improvements, housing rehabilitation and preservation, affordable housing development activities, public services, economic development, planning, and administration. As it has in previous years, Gloucester Township will partner with other public agencies and non-profit organizations with similar goals to leverage resources and maximize outcomes in housing and community development. Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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If appropriate, describe publically owned land or property located within the state that may be used to address the needs identified in the plan
Discussion
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SP-40 Institutional Delivery Structure - 91.415, 91.215(k) Explain the institutional structure through which the jurisdiction will carry out its consolidated plan including private industry, non-profit organizations, and public institutions. Responsible Entity GLOUCESTER TOWNSHIP
JERSEY COUNSELING AND HOUSING DEVELOPMENT INC CAMDEN COUNTY WOMEN'S CENTER GLOUCESTER TOWNSHIP HOUSING AUTHORITY LIVING ALTERNATIVES OF SOUTH JERSEY AND VICINITY INC
Responsible Entity Type Government
Non-profit organizations
Role Economic Development Homelessness Non-homeless special needs Ownership Planning neighborhood improvements public facilities public services public services
Geographic Area Served Jurisdiction
Jurisdiction
Non-profit organizations PHA
Homelessness
Region
Public Housing
Jurisdiction
Non-profit organizations
Homelessness public services
Jurisdiction
Table 94 - Institutional Delivery Structure
Assess of Strengths and Gaps in the Institutional Delivery System While a wide variety of government and non-profit entities exist to meet the needs of Township residents, all face fiscal challenges compounded by continued high demand for services. Over the course of the 5 years covered by this Consolidated Plan, Gloucester Township plans to partner with a number of these entities to strengthen their ability to address unmet needs. The Township will implement the Consolidated Plan through its Grants Administration Office and other departments, including Public Works and Community Services. Non-government partners will include area non-profits and the public housing agency.
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Gloucester Township’s Grants Administration Office is the clearinghouse and facilitator for the activities described in its 2015-2019 Consolidated Plan. As the local unit of government, the Township is empowered to apply for and administer CDBG funds. The Grants Coordinator oversees the administration of all CDBG activities. The Grants Administration Office also applies for and administers other funding sources, ensuring all resources are highly integrated and administered efficiently. The Office is responsible for: • • • • • • • • • •
Program management and oversight Inter Department/Agency Coordination Sub-recipient contract administration and monitoring Program evaluation Report preparation and submission Public education and participation Special project development Consolidated Plan and Annual Action Plan preparation, monitoring, and evaluation Housing programs Economic development programs and initiatives
The major gap continues to be that resources and staff are below levels needed to optimally operate programs. Coordination with County and regional providers ensures that overlap of missions is minimized and facilitates more efficient use of resources. Additionally, the examination of the gaps in the service delivery system is an ongoing effort by the Camden County Department of Social Services as well as the Comprehensive Emergency Assistance Strategy (CEAS) Committee and Continuum of Care agencies. These agencies will continue to evaluate the needed services. Though these entities work well together, there are opportunities for improved coordination and communication. All agencies involved in these efforts continue to seek new ways to better serve their target populations and the general public.
Availability of services targeted to homeless persons and persons with HIV and mainstream services Homelessness Prevention Services Counseling/Advocacy Legal Assistance Mortgage Assistance Rental Assistance Utilities Assistance Law Enforcement Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
Available in the Targeted to Community Homeless Homelessness Prevention Services X X X X X X X X X Street Outreach Services X X GLOUCESTER TOWNSHIP
Targeted to People with HIV
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Mobile Clinics Other Street Outreach Services Alcohol & Drug Abuse Child Care Education Employment and Employment Training Healthcare HIV/AIDS Life Skills Mental Health Counseling Transportation
Street Outreach Services X Supportive Services X X X X X X X X X
X X X X X X X X X X X
Other X
X
Table 95 - Homeless Prevention Services Summary
Describe how the service delivery system including, but not limited to, the services listed above meet the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth)
Describe the strengths and gaps of the service delivery system for special needs population and persons experiencing homelessness, including, but not limited to, the services listed above
Provide a summary of the strategy for overcoming gaps in the institutional structure and service delivery system for carrying out a strategy to address priority needs
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SP-45 Goals - 91.415, 91.215(a)(4) Goals Summary Information Sort Order
1
Goal Name
Start Year
End Year
Category
Geographic Area
Needs Addressed
Funding
Goal Outcome Indicator
Owner-occupied housing rehab Improve nonprofit facilities
2015 2019 Affordable Housing 2015 2019 Homeless Non-Housing Community Development
Affordable Housing: Housing rehab Public facilities non-profit agencies
CDBG: $475,000 CDBG: $75,000
3
Public services
2015 2019 Non-Housing Community Development
Public Services (Non - Homeless Special Needs)
CDBG: $100,000
4
Public housing assistance
Public Housing
CDBG: $150,000
5
Infrastructure improvements
2015 2019 Affordable Housing Public Housing 2015 2019 Non-Housing Community Development
Public infrastructure
CDBG: Public Facility or Infrastructure $250,000 Activities other than Low/Moderate Income Housing Benefit: 13180 Persons Assisted
2
Homeowner Housing Added: 50 Household Housing Unit Public Facility or Infrastructure Activities other than Low/Moderate Income Housing Benefit: 500 Persons Assisted Public service activities other than Low/Moderate Income Housing Benefit: 200 Persons Assisted Rental units rehabilitated: 15 Household Housing Unit
Table 96 – Goals Summary
Goal Descriptions
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1 Goal Name Goal Description 2 Goal Name Goal Description 3 Goal Name Goal Description 4 Goal Name Goal Description 5 Goal Name Goal Description
Owner-occupied housing rehab Loans and grants to income-eligible homeowners for necessary housing repairs. Improve non-profit facilities Grants to local non-profits providing services to eligible populations so that they may improve the quantity and quality of the services they provide. Public services Grants to local non-profits and government departments to provide non-housing community services to eligible populations. Public housing assistance Grants to Gloucester Township Housing Authority to make improvements to Low Income Housing Tax Credit properties. Infrastructure improvements Public infrastructure projects in low-mod census block groups
Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide affordable housing as defined by HOME 91.315(b)(2) As indicated in the table above the City proposes to assist in the provision of affordable housing through several programs and activities. • •
Owner Occupied Housing Rehabilitation for 50 home owners of all income categories over 5 years Rental Housing Rehabilitation through the Gloucester Township Housing Authority for 15 existing affordable rental units over 5 years.
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Median Household Income - Consolidated Plan and Continuum of Care Planning Tool
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SP-65 Lead-based Paint Hazards - 91.415, 91.215(i) Actions to address LBP hazards and increase access to housing without LBP hazards How are the actions listed above integrated into housing policies and procedures?
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SP-70 Anti-Poverty Strategy - 91.415, 91.215(j) Jurisdiction Goals, Programs and Policies for reducing the number of Poverty-Level Families How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this affordable housing plan
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SP-80 Monitoring - 91.230 Describe the standards and procedures that the jurisdiction will use to monitor activities carried out in furtherance of the plan and will use to ensure long-term compliance with requirements of the programs involved, including minority business outreach and the comprehensive planning requirements
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Expected Resources AP-15 Expected Resources - 91.420(b), 91.220(c)(1,2) Introduction Gloucester Township anticipates receiving $244,287 in 2015 CDBG Entitlement funds.
Anticipated Resources Program
CDBG
Source of Funds
public federal
Uses of Funds
Acquisition Admin and Planning Economic Development Housing Public Improvements Public Services
Expected Amount Available Year 1 Annual Program Prior Year Total: Allocation: Income: $ Resources: $ $ $
244,287
110,000
250,000
604,287
Expected Amount Available Reminder of ConPlan $
Narrative Description
960,000
Table 97 - Expected Resources – Priority Table
Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied The federal CDBG and HOME funds are intended to provide low and moderate income households with viable communities, including decent housing, a suitable living environment and expanded economic opportunities. Eligible activities include community facilities and improvements, Consolidated Plan OMB Control No: 2506-0117 (exp. 07/31/2015)
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housing rehabilitation and preservation, affordable housing development activities, public services, economic development, planning, and administration. As it has in previous years, Gloucester Township will partner with other public agencies and non-profit organizations with similar goals to leverage resources and maximize outcomes in housing and community development.
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If appropriate, describe publically owned land or property located within the jurisdiction that may be used to address the needs identified in the plan
Discussion
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Annual Goals and Objectives AP-20 Annual Goals and Objectives - 91.420, 91.220(c)(3)&(e) Goals Summary Information Sort Order
Goal Name
Start Year
End Year
Category
Geographic Area
Needs Addressed
1
Owner-occupied housing rehab
2015 2019 Affordable Housing
Affordable Housing: Housing rehab
2
Improve nonprofit facilities
Public facilities non-profit agencies
3
Public housing assistance
4
Public services
5
Infrastructure improvements
2015 2019 Homeless Non-Housing Community Development 2015 2019 Affordable Housing Public Housing 2015 2019 Non-Housing Community Development 2015 2019 Non-Housing Community Development
Public Housing
Public Services (Non - Homeless Special Needs) Public infrastructure
Funding
Goal Outcome Indicator
CDBG: Homeowner Housing $95,000 Rehabilitated: 10 Household Housing Unit CDBG: Public Facility or Infrastructure $50,000 Activities other than Low/Moderate Income Housing Benefit: 150 Persons Assisted CDBG: Rental units rehabilitated: 15 $50,000 Household Housing Unit CDBG: Public service activities other than $31,643 Low/Moderate Income Housing Benefit: 235 Persons Assisted CDBG: Public Facility or Infrastructure $81,787 Activities other than Low/Moderate Income Housing Benefit: 13180 Persons Assisted
Table 98 – Goals Summary
Goal Descriptions
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1 Goal Name
Owner-occupied housing rehab
Goal Description 2 Goal Name Goal Description 3 Goal Name
Improve non-profit facilities Grant to L:iving Alternatives of South Jersey for improvements to facility that serves as a food pantry and community education center. Public housing assistance
Goal Description 4 Goal Name
Public services
Goal Description 5 Goal Name Goal Description
Infrastructure improvements Street and other eligible improvements in eligible census block groups.
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AP-35 Projects - 91.420, 91.220(d) Introduction With input from a variety of stakeholders, with data from a variety of sources and with hands-on experience in front-line services to the most vulnerable populations in the Township, Gloucester Township plans a mix of activities in FY 2015 to address a wide range of challenges for those populations. Infrastructure improvements, housing rehab and programming and support for area nonprofit service providers are just some of the approaches to strengthening neighborhoods, houses and, most importantly, families in Gloucester Township. # 1 2 3 4 5 6 7 8
Project Name Owner-occupied housing rehab Food pantry improvements Senior bus driver Financial counseling Camden County Women's Center Infrastructure/Public facilities improvements Public housing improvements General administration
Table 99 – Project Information
Describe the reasons for allocation priorities and any obstacles to addressing underserved needs In allocating CDBG funds, the Township endeavored to fund activities that were deemed to have the greatest benefit to residents in a timely, efficient manner. The aim was to provide benefits in coordination with other support structures so as to avoid redundancy. The system for establishing the priority for the selection of these projects in Gloucester Township is
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predicated upon the following criteria: - Meeting the statutory requirements of the CDBG Program - Meeting the needs of low- and moderate-income residents - Focusing on low- and moderate-income areas or neighborhoods - Coordination and leveraging of resources - Response to expressed needs - Sustainability and/or long-term impact and - The ability to demonstrate measurable progress and success.
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AP-38 Project Summary Project Summary Information
1 Project Name
Owner-occupied housing rehab
Target Area Goals Supported
Owner-occupied housing rehab
Needs Addressed
Affordable Housing: Housing rehab
Funding
CDBG: $50,000
Description
Loans and grants to eligible homeowners for necessary home repairs.
Target Date
6/30/2016
Estimate the number and type of families that will benefit from the proposed activities
10 households
Location Description
Throughout the Township
Planned Activities
Loans for housing rehab
2 Project Name
Food pantry improvements
Target Area Goals Supported
Improve non-profit facilities
Needs Addressed
Public facilities - non-profit agencies
Funding
CDBG: $45,000
Description
Grant to Livinf Alternatives of South Jersey for improvements to food pantry facility to allow its expansion and also its use as a community education center. Consolidated Plan
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Target Date
12/31/2016
Estimate the number and type of families that will benefit from the proposed activities
Approximately 150 individuals per year
Location Description
123 E. Church St. Existing food pantry is limited to operation in the basement portion of the building because of incomplete improvements to upper level. Work will address those shortcomings, allowing use of upper level.
Planned Activities
Design, bidding, construction of electrical and carpentry work.
3 Project Name
Senior bus driver
Target Area Goals Supported
Public services
Needs Addressed
Public Services (Non - Homeless Special Needs)
Funding
CDBG: $13,643
Description
Support to help pay for driver for senior bus, which provides a crucial transportation option for the Township's elderly residents.
Target Date
6/30/2016
Estimate the number and type of families that will benefit from the proposed activities
At least 50 unduplicated passengers
Location Description
Throughout the Township
Planned Activities
Bus takes seniors on a regular schedule to shopping and other areas and can also be scheduled for other stops not on the regular routes.
4 Project Name
Financial counseling
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Goals Supported
Public services
Needs Addressed
Public Services (Non - Homeless Special Needs)
Funding
CDBG: $18,000
Description
Debt and mortgage counseling provided to income-eligible residents to avoid foreclosure and other financial hardships.
Target Date
6/30/2016
Estimate the number and type of families that will benefit from the proposed activities
150
Location Description
Various within Gloucester Township
Planned Activities
Group seminars and one-on-one counseling to provide financial management skills.
5 Project Name
Camden County Women's Center
Target Area Goals Supported
Public services
Needs Addressed
Public Services (Non - Homeless Special Needs)
Funding
CDBG: $5,000
Description
Purchase of appliances in support of the public services provided to victims of domestic violence. Those services include temporary housing at the Center's shelter for up to 38 domestic violence victims and their children, case management and linkages to other support services.
Target Date
6/30/2016
Estimate the number and type of families that will benefit from the proposed activities
With the shelter's capacity of 38 adults and their children and typical turnover of occupants, it's quite conservative to estimate that at least 50 victims of domestic violence will benefit from this activity.
Location Description
Location is at the Women's Center shelter. For obvious reasons, the facility's location is confidential.
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Planned Activities 6 Project Name
Purchase of washer, dryer and refrigerator/freezer for the shelter. Infrastructure/Public facilities improvements
Target Area Goals Supported
Infrastructure improvements
Needs Addressed
Public infrastructure
Funding
CDBG: $81,787
Description
Street reconstruction in eligible residential areas
Target Date
12/31/2016
Estimate the number and type of families that will benefit from the proposed activities
More than 13,000 residents live in eligible census block groups. With limited funding, it's not likely enough improvements will be made to benefit them all but a conservative estimate would be that at least 5,000 residents will benefit. Specific numbers will be determined later in the planning process when specific project locations are selected.
Location Description
Eligible residential census block groups throughout the Township.
Planned Activities
Street reconstruction and related work
7 Project Name
Public housing improvements
Target Area Goals Supported
Public housing assistance
Needs Addressed
Public Housing
Funding
CDBG: $50,000
Description
Improvements to the common areas of a 75-unit senior housing complex, including security cameras, corridor lighting, exterior lighting and concrete work plus installation of new heat pumps in 5 units.
Target Date
6/30/2016
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Estimate the number and type of families that will benefit from the proposed activities
75 senior households
Location Description
Gloucester Township Housing Authority's Senior Campus I at 405 Woodbury-Turnersville Road, Blackwood, NJ
Planned Activities
Improvements to the common areas of a 75-unit senior housing complex, including security cameras, corridor lighting, exterior lighting and concrete work plus installation of new heat pumps in 5 units.
8 Project Name
General administration
Target Area Goals Supported Needs Addressed Funding
CDBG: $55,857
Description
Administration of the CDBG program, including planning, monitoring, record-keeping and reporting.
Target Date
6/30/2016
Estimate the number and type of families that will benefit from the proposed activities
N/A
Location Description
Township Administration Building, 1261 Chews Landing Road, Laurel Springs, NJ
Planned Activities
Administration of the CDBG program, including planning, monitoring, record-keeping and reporting.
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AP-50 Geographic Distribution - 91.420, 91.220(f) Description of the geographic areas of the entitlement (including areas of low-income and minority concentration) where assistance will be directed It is anticipated that many of the activities supported with HUD funds will be available to eligible residents throughout the Township. The jurisdiction’s elderly residents live throughout the Township, for instance, so that activities targeted at seniors, including transportation, home repairs, the senior center, will not have geographic restrictions. Improvements to public facilities and infrastructure, however, will primarily take place in the Township’s top quartile of census block groups based on concentration of low-mod residents.
Geographic Distribution Target Area Percentage of Funds Table 100 - Geographic Distribution
Rationale for the priorities for allocating investments geographically The eligible census block groups, though, are scattered throughout the entire Township, making geographic concentrations of activities less desirable than it may be in some jurisdictions.
Discussion
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AP-85 Other Actions - 91.420, 91.220(k) Introduction Actions planned to address obstacles to meeting underserved needs Gloucester Township consistently seeks new partnerships and new funding sources to extend the reach of Township programs as well as those operated by our many partners.
Actions planned to foster and maintain affordable housing The Township is funding two activities that directly foster and maintain affordable housing: The Township's own Owner Occupied Housing Rehabilitation Program and the Gloucester Township Housing Authority's Senior Campus I, which is receiving CDBG funds to improve senior rental units.
Actions planned to reduce lead-based paint hazards In implementing its residential rehab program, the Township will follow all regulations concerning testing for and controlling lead-based paint.
Actions planned to reduce the number of poverty-level families Assistance to a local financial counseling service is expected to help that organization give vulnerable families the skills to avoid foreclosure and other financial hardships; the residential rehab program will keep eligible homeowners from having to use their limited incomes and modest savings on needed home repairs;
Actions planned to develop institutional structure Continued training of Community Development staff on best practices, HUD requirements, partnering opportunities and funding availability.
Actions planned to enhance coordination between public and private housing and social service agencies The Township will continue to provide referrals and linkages as appropriate in the course of operating all program activities. Ongoing dialogues with local providers and with provider organizations will facilitate this effort.
Discussion
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Program Specific Requirements AP-90 Program Specific Requirements - 91.420, 91.220(l)(1,2,4) Introduction Gloucester Township has identified all CDBG activities to be undertaken in FY 2015 in the Projects Table, including administrative, public services, reconstruction of public infrastructure, assistance to homeless assistance facilities and service providers and housing rehabilitation.
Community Development Block Grant Program (CDBG) Reference 24 CFR 91.220(l)(1) Projects planned with all CDBG funds expected to be available during the year are identified in the Projects Table. The following identifies program income that is available for use that is included in projects to be carried out.
1. The total amount of program income that will have been received before the start of the next program year and that has not yet been reprogrammed 2. The amount of proceeds from section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the grantee's strategic plan. 3. The amount of surplus funds from urban renewal settlements 4. The amount of any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan 5. The amount of income from float-funded activities Total Program Income:
0 0 0 0 0 0
Other CDBG Requirements 1. The amount of urgent need activities
2. The estimated percentage of CDBG funds that will be used for activities that benefit persons of low and moderate income.Overall Benefit - A consecutive period of one, two or three years may be used to determine that a minimum overall benefit of 70% of CDBG funds is used to benefit persons of low and moderate income. Specify the years covered that include this Annual Action Plan.
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100.00%
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Discussion All planned activities are eligible under low-mod benefit criteria.
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Appendix - Alternate/Local Data Sources
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