2/6/2014
Women’s Health under the Affordable Care Act The Covering Health Reform Webinar Series For Journalists Presented by the Kaiser Family Foundation
Thursday, February 6, 2014 12:30 p.m. ET – 1:30 p.m. ET
Today’s Speakers from the Kaiser Family Foundation
Alina Salganicoff
Laurie Sobel
Penny Duckham
Vice President and Director of Women’s Health Policy
Senior Policy Analyst
Executive Director, Media Fellowships Program
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2/6/2014
Women Were a Critical Part of the ACA Debate The White House Blog Health Insurance Reform as a Women's Issue: The First Lady's Take Comprehensive Health Care Reform: An Essential Prescription for Women A Report by the Joint Economic Committee Representative Carolyn B. Maloney, Chair Senator Charles E. Schumer, Vice Chair
March of Dimes Calls for Health Coverage for Women of Childbearing Age and Children Join YWCA to tell Congress that now is the time to pass comprehensive healthcare reform.
AMA president says pregnant women are barred from buying individual health policies
AARP on What Health Reform Means for Women Health Care: A Basic Right
Healthcare Reform in America You can make a difference!
Costs Are a Barrier to Care for Many Women Percentage of men and women who say they or a family member have done each of the following in the past year because of COST:
27%
Put off or postponed getting needed health care
40%
Skipped a recommended medical test or treatment
20% 33%
Cut pills or skipped doses of medicine
Had problems getting mental health care
Men
22%
Didn’t fill a prescription
32%
Women
15% 23% 10% 14%
Source: Kaiser Family Foundation Health Tracking Poll (conducted September 12‐18, 2013) http://kff.org/health‐reform/poll‐ finding/kaiser‐health‐tracking‐poll‐september‐2013/
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2/6/2014
Millions of Uninsured Women Could Gain Access to Affordable Coverage, but Many Are in the Gap Insurance Coverage of Women in the U.S., 2011‐2012
Eligibility for Coverage Unsubsidized Marketplace ‐ 14%
2.6 million
(income ≥ 400% FPL)
Tax Credit Eligible ‐ 37%
6.8 million
Employer Based/Private 65%
Uninsured 19% Medicaid Eligible ‐ 24%
4.4 million
Coverage Gap ‐ 13%
Medicaid 12%
(income below 100% FPL in a state not expanding Medicaid)
2.4 million 2.5 million
Other Government 4% 96.3 Million Women Ages 19 ‐ 64
Undocumented ‐ 13%
18.7 Million Uninsured Women
NOTE: Undocumented refers to those who are not legally authorized in the U.S. Medicaid Eligible includes women eligible for Medicaid in all states. Percentage may not add up to 100% due to rounding. SOURCE: Kaiser Family Foundation analysis based on 2014 Medicaid eligibility levels and 2012‐2013 Current Population Survey, U.S. Bureau of the Census.
Impact of the Supreme Court Ruling: Half of states will not be expanding Medicaid in 2014 VT
WA MT
ME
ND
NH
MN OR
WI*
SD
ID WY NV
PA* IL
UT
CO
CA
MI*
IA*
NE
IN*
OH WV
KS
MO
KY
OK
NM
AL
DC
SC
AR* MS
TX
AK
VA
CT RI NJ DE MD
NC
TN AZ
MA
NY
GA
LA FL
HI
Implementing Expansion in 2014 (26 States including DC) Seeking to Move Forward with Expansion post‐2014 (2 States) Not Moving Forward at this Time (23 States) SOURCES: State decisions on the Medicaid expansion as of December 11, 2013. Based on data from CMS, available at: http://medicaid.gov/AffordableCareAct/Medicaid‐Moving‐Forward‐2014/Medicaid‐and‐CHIP‐Eligibility‐Levels/medicaid‐chip‐eligibility‐ levels.html. Data have been updated to reflect more recent activity.
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2/6/2014
The ACA Makes Many Insurance Reforms Affecting Women Before ACA • No uniform national policy regarding dependent coverage age limits
After ACA • Dependent coverage extended to age 26, Uninsured rate for women 19‐25 fell from 30% in 2009 to 25% in 2012
• Pregnancy and history of domestic • No pre‐existing condition exclusions violence could be considered pre‐existing conditions • Individual insurance plans could charge higher premiums to women. Many did.
• Plans are no longer permitted to use gender to determine premiums: gender‐ rating banned
• Individual insurance plans typically • Individually purchased plans and excluded maternity care, considered employer‐based plans include maternity pregnancy a “pre‐ex”, or required costly care riders for coverage. Only employer plans required to cover maternity care. • Plans were not required to cover • ALL new plans must cover recommended preventive services without cost sharing. preventive services without cost‐sharing. Source: Kaiser Family Foundation, Health Reform: Implications for Women’s Access to Coverage and Care, 2013.
ACA requires all “new” private plans to cover preventive services • Includes: – Self‐insured employer plans (ERISA plans) – Individual insurance plans (plans purchased by individuals) – Small and Large group plans (plans employers buy for workers) – Plans that are “grandfathered” are exempt
• Requirement also applies to plans that are available in the state Marketplaces because preventive services are considered an Essential Health Benefit
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2/6/2014
Adult Preventive Services to be Covered by Private Plans Without Cost Sharing Cancer
Chronic Conditions
Vaccines
Healthy Behaviors Pregnancy
Reproductive and Sexual Health
Breast Cancer
Cardiovascular health ⁻ Hypertension screening ⁻ Lipid disorders screenings ⁻ Aspirin
Td booster, Tdap
Alcohol misuse
STI and HIV counseling (adults at
Type 2 Diabetes
Hepatitis A, B
– Mammography for women 40+* – Genetic (BRCA) screening and counseling – Preventive medication
Cervical Cancer ‒ Pap testing (women 21+ )
‒ High‐risk HPV DNA testing ♀ Colorectal Cancer ⁻
screening (adults w/ elevated blood pressure)
Depression screening (adults, when follow up supports available)
Osteoporosis One of following: screening (all women fecal occult blood 65+, women 60+ at testing, colonoscopy, high risk) sigmoidoscopy
screening and counseling (all adults)
MMR Meningococcal
Pneumococcal
(adults w/high cholesterol, CVD risk factors, diet‐related chronic disease)
and cessation interventions (all adults)
Influenza, Varicella HPV (women and men 19‐ 26)
Interpersonal and domestic violence screening and counseling (women 18‐64)♀
Well‐woman visits
Obesity Screening
(women 18‐64) ♀
(all adults) Counseling and behavioral interventions (obese adults)
interventions
high risk; all sexually‐ active women♀)
Alcohol misuse screening/counseling
Diet counseling
Tobacco counseling
Zoster
Tobacco and cessation
Rh incompatibility
Screenings:
screening
Gestational diabetes ⁻ ⁻
screenings♀ 24‐28 weeks gestation First prenatal visit (women at high risk for diabetes)
Screenings ⁻ ⁻ ⁻ ⁻ ⁻
Hepatitis B Chlamydia (