2013
Florida Office of Insurance Regulation
Annual Report
FINANCIAL SERVICES COMMISSION RICK SCOTT GOVERNOR
OFFICE OF INSURANCE REGULATION
JEFF ATWATER CHIEF FINANCIAL OFFICER PAM BONDI ATTORNEY GENERAL
KEVIN M. MCCARTY
ADAM PUTNAM COMMISSIONER OF AGRICULTURE
C OMMISSIONER May 2013
I am pleased to submit the 2013 Annual Report of the Florida Office of Insurance Regulation (Office) for Calendar Year 2012, pursuant to Section 624.315, Florida Statutes. This report briefly describes Office roles and responsibilities, summarizes major activities and accomplishments, and highlights the state of the Florida insurance market and the impact of the insurance industry on the Florida economy. It also contains company financial, market share, and premium information. In 2012, the Florida insurance market experienced steady growth and further stabilization of the homeowners market. Looking ahead, I will continue to focus particular attention on strengthening Florida’s property insurance market and preserving our competitive health insurance environment in the wake of unprecedented regulatory changes at the federal level. Internationally, insurance modernization and regulatory convergence initiatives are underway and may lead to a global restructuring of the supervisory framework and redefinition of insurance regulation with significant implications for insurance markets in Florida. I have been actively engaged in this process to ensure the results are consistent with the U.S. regulatory framework, make sense for the Florida insurance market, and benefit Florida insurance consumers. It was also a year of landmark legislation at the federal and state levels, with the enactment of the federal Biggert-Waters Flood Insurance Reform Act of 2012, and Florida’s Personal Injury Protection reform. The Office continues to achieve operational goals benefitting consumers and companies through increased efficiencies in product review, financial oversight and market conduct. I encourage you to visit the Office website at www.floir.com. You will find a wealth of insurance information. Please do not hesitate to contact the Office if you have any questions about this report. Sincerely,
Kevin M. McCarty Insurance Commissioner
• • • KEVIN M. MCCARTY • COMMISSIONER 200 EAST GAINES STREET • TALLAHASSEE, FLORIDA 32399-0305 • (850) 413-5914 • FAX (850)488-3334 WEBSITE: WWW.FLOIR.COM Affirmative Action / Equal Opportunity Employer
TABLE OF CONTENTS Florida Office of Insurance Regulation, Annual Report 2013
Office Activities
The Office of Insurance Regulation .......................................................................................................5 ..................................................................................................................................... 5 About the Office .................................................................................................................... 5 Roles and Responsibilities .................................................................................... 8 Budget Appropriation, Fiscal Year 2012-2013 ......................................................................................................... 9 Activities and Accomplishments
Leadership Beyond Florida ...................................................................................................12 Policy The Impact of the Insurance Industry on the Florida Economy...........................................13 Developments in the Florida Insurance Market .........................................................................14 .................................................................................................................. 14 Life and Health Insurance ...................................................................................................... 15 Property and Casualty Insurance Summary of Major Legislation ..........................................................................................................16 .................................................................................................................. 16 Life and Health Insurance ...................................................................................................... 16 Property and Casualty Insurance ............................................................................................................................... 18 General Insurance 20 Other Statutory Insurance Entities................................................................................................... Citations.......................................................................................................................................................22
Company Activities
.......................................... 24 Florida Property and Casualty Insurance Calendar Year Experience
......................................................... 28 Top 15 Property and Casualty Carriers by Line of Business
.................................................................................... 48 Licensed Title Companies by Market Share
..................................................................... 49 Top 35 Life and Health Carriers by Line of Business
........................................................................................................... 54 Financial Statement Abstracts
Companies Discontinuing Operations in Florida ........................................................................ 123
Consumer Complaint Ratios .......................................................................................................... 131
Summary of Officers and Directors' Liability Claims .................................................................. 152
Summary of Workers' Compensation Insurance Experience ..................................................... 153
Summary of Florida Motor Vehicle Service Agreements ............................................................ 153
Florida Voluntary Private Passenger Automobile Experience .................................................... 154
Medical Loss Ratios for Florida Health Maintenance Organizations ....................................... 155
Florida Office of Insurance Regulation Annual Report 2013
Office Activities
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Florida Office of Insurance Regulation Annual Report 2013
THE OFFICE OF INSURANCE REGULATION Roles and Responsibilities The primary roles and responsibilities of the Office can be summed up in the Office mission statement:
It is the mission of the Office to ensure that insurance companies licensed to do business in Florida are financially viable; operating within the laws and regulations governing the insurance industry; and offering insurance products at fair and adequate rates which do not unfairly discriminate against the buying public.3
About the Office In 2003, the Florida Legislature created the Office of Insurance Regulation (Office), and designated the Commissioner of Insurance Regulation (Insurance Commissioner) as the director.
The Office pursues its mission through the efficient review and approval of insurance company forms and rates, effective oversight of the financial condition of insurers, monitoring of compliance with statutory requirements governing insurance trade practices, and promotion of public policies and practices designed to attract private capital to this state to insure risks.
The Insurance Commissioner is appointed by, and reports to, the Financial Services Commission (Commission). The Commission is comprised of the Governor, the Attorney General, the Chief Financial Officer, and the Commissioner of Agriculture. The purpose of the Commission is to safeguard the public through the regulation of the banking, securities, and insurance industries.
To accomplish this mission, the Office is organized into two main program areas from a budgetary standpoint: Executive Direction and Support, and Compliance and Enforcement.
The Insurance Commissioner serves as the “agency” head for purposes of taking final agency action for all areas within the regulatory authority delegated to the Office. The Commission serves as agency head only for purposes of rulemaking.1
The first, Executive Direction and Support, provides overall direction in carrying out the statutory and administrative responsibilities of the Office. Executive Direction and Support includes the Commissioner’s Office, Office of the Inspector General, and Office of the General Counsel and Legal Services.
The Office is housed within the Department of Financial Services (DFS) for purposes of administrative, personnel, and technology support,2 and is funded through legislative appropriations from the Insurance Regulatory Trust Fund.
The second, Compliance and Enforcement, protects the public through regulatory oversight of company solvency, policy forms and rates, and market conduct. It includes
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and opportunities affecting the insurance markets, companies and consumers in Florida. The Office of the Chief of Staff includes the Deputy Chief of Staff, the Communications Office, and the Government Affairs Office. The Deputy Chief of Staff provides direction and support to the Business Development, and Market Research and Technology units4 and supports the Chief of Staff in personnel and budgetary matters.
the Office of the Chief of Staff, Office of the Deputy Commissioner for Life and Health, Office of the Deputy Commissioner for Property and Casualty; and, Market Investigations unit. At times, the roles and responsibilities of the Office and the DFS intersect. For example, the DFS Division of Consumer Services may receive consumer complaints indicating a company may be engaging in a pattern or practice in violation of the Florida Insurance Code. The Division of Consumer Services may then refer these complaints for a review by the Office’s Market Investigations unit. If the Market Investigations unit uncovers potential fraudulent actions, then it may refer the case to the DFS Division of Insurance Fraud. In another example, the Office may refer an insolvent company to the DFS Division of Rehabilitation and Liquidation.
Office of the Inspector General
The Office of the Inspector General is responsible for promoting accountability, integrity, effectiveness, efficiency and cost-effectiveness in Office operations and administration. This is accomplished through internal audits, investigations, performance measure reviews, management reviews and other accountability activities in accordance with professional standards and applicable federal and state laws and rules.
Office of the Commissioner
Office of the General Counsel
The Insurance Commissioner is the agency head for purposes of final agency action for all areas delegated to the Office under Florida law. In this capacity, the Commissioner provides senior-level executive, regulatory and policy leadership. Through the Office, the Commissioner executes and enforces all regulatory responsibilities under applicable statutes, rules and orders, to protect the public interest. Specifically, the Commissioner oversees the review of company rate and form filings across regulated lines of insurance and takes appropriate action; monitors the financial strength, solvency and enterprise risk of insurance companies doing business in this state; and ensures that contract provisions keep up with changing legal and market conditions. The Commissioner also advises and informs the Commission and, upon request, the Legislature, on matters affecting the insurance marketplace, and implements relevant legislative and regulatory policies. Finally, the Commissioner represents the Office to relevant constituencies, both within and outside of the insurance industry and institutions, nationally and internationally, in a way that benefits Florida consumers and companies.
The Office of the General Counsel is responsible for the supervision of the Legal Services and Market Investigations units. These units handle cases involving all aspects of regulation within the jurisdiction of the Office, including solvency regulation, rate and policy forms, market conduct, and licensure, as well as the investigation and prosecution of unlicensed insurers.
Office of Deputy Commissioner, Property and Casualty Insurance
The Deputy Commissioner of Property and Casualty Insurance provides executive, regulatory and policy leadership, and administrative direction and support for the business units regulating the property and casualty insurance industry. The Deputy Commissioner also advises the Insurance Commissioner and, upon request, the Legislature, on policies, trends and opportunities relating to the property and casualty insurance markets, companies and consumers. Specific areas within the scope of the Office of the Deputy Commissioner are company rate and form filings; residual market entities, including Citizens Property Insurance Corporation (Citizens); the Florida Insurance Guaranty Association (FIGA); solvency monitoring; reinsurance and Florida Hurricane Catastrophe Fund (FHCF) assessments; data collection; and various boards and committees. The Deputy Commissioner directly supervises the Property and Casualty Product Review and Property and Casualty Financial Oversight business units.
Office of the Chief of Staff
The Office of the Chief of Staff includes the Chief of Staff and is the senior executive management branch of the Office. The Chief of Staff provides leadership, administrative direction and policy advice to the units within the Office; manages the fiscal resources and personnel to maximize the delivery of services and technical assistance; and advises the Insurance Commissioner, Governor, Financial Services Commission, and Legislature regarding policies, trends,
• Property and Casualty Product Review
The Property and Casualty Product Review unit is responsible for the day-to-day review
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and approval of policy forms, policy rates, policy rules and underwriting guidelines for property and casualty insurance products marketed in this state. The unit must comply with specific statutory timelines for the review of each type of filing received. The statutory timelines range from 15 days for certain types of recoupment filings to 90 days for certain types of rate filings. Property and Casualty Product Review is organized into two principal sections: Rates and Forms.
(FLHIGA), solvency monitoring, the federal Patient Protection and Affordable Care Act (PPACA), data collection, and various boards and committees. The Deputy Commissioner directly supervises the Life and Health Product Review and Life and Health Financial Oversight business units.
• Life and Health Product Review
Life and Health Product Review is directly responsible for the day-to-day review and approval of policy form and rate filings received from life5 and health6 insurance companies, health maintenance organizations, discount medical plans, and related entities and products. Under Florida law, rate review extends to all products except large group (51 or more), self-insurance plans, and out-of-state group major medical insurance, to ensure premiums are reasonable in relation to benefits as required by law. Life and Health Product Review is organized into two principal sections: Rates and Forms.
• Property and Casualty Financial Oversight The Property and Casualty Financial Oversight unit is responsible for monitoring the financial condition of property and casualty insurers, title insurers and selfinsurance funds through application review, ongoing financial analysis, periodic financial examinations and appropriate regulatory action. The unit also reviews material changes of ownership of insurers domiciled in Florida. The unit conducts actuarial reviews to ensure that companies maintain adequate reserves and performs field examinations and analyses of financial statements and reports. The unit conducts desk reviews, on-site financial examinations and targeted reviews in the event there are changes or potential changes to a company’s financial condition. The Property and Casualty Financial Oversight unit is organized into two principal sections: Examinations and Analysis.
• Life and Health Financial Oversight
Life and Health Financial Oversight monitors the financial solvency of entities subject to Office regulation, including life and health insurers, managed care health entities, continuing care retirement communities, third party administrators and viatical settlement providers licensed, authorized or otherwise approved to operate in Florida. The unit conducts actuarial reviews to ensure companies maintain adequate reserves and performs field examinations and analyses of financial statements and reports. The unit conducts desk reviews, on-site financial examinations and targeted reviews in the event there are changes or potential changes in a company’s financial condition. Life and Health Financial Oversight is organized into four principal sections: Life and Health Insurer Financial Analysis, Managed Care Financial Analysis, Actuarial Analysis and Examination.
Office of Deputy Commissioner, Life and Health Insurance
The Deputy Commissioner of Life and Health Insurance provides executive, regulatory and policy leadership, and administrative direction and support for the business units regulating the life and health insurance industry. The Deputy Commissioner also advises the Insurance Commissioner and, upon request, the Legislature, on policies, trends and opportunities relating to the life and health insurance markets, companies and consumers. Specific areas within the scope of the Office of the Deputy Commissioner are company rate and form filings, the Florida Life and Health Insurance Guaranty Association
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Budget Summary of Legislative Budget Appropriation Office of Insurance Regulation Fiscal Year 2012-13 FY 2012-2013 Compliance & Enforcement Full-time Equivalent Positions
FY 2012-2013 Executive FY 2012-2013 Direction & Total Support
FY 2011-2012 Difference Total Over/(Under)
254
34
288
283
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$15,121,535
$2,463,627
$17,585,162
$18,389,115
($803,953)
$125,000
$0
$125,000
$125,000
$0
$2,652,374
$93,543
$2,745,917
$2,888,417
($142,500)
Operating Capital Outlay
$2,000
$0
$2,000
$2,000
$0
Florida Public Hurricane Model
$588,639
$0
$588,639
$588,639
$0
$4,651,763
$0
$4,651,763
$4,651,763
$0
Life & Health Examinations
$275,000
$0
$275,000
$50,000
$225,000
Contracted Services
$688,016
$117,710
$805,726
$805,726
$0
Risk Management
$262,960
$0
$262,960
$115,643
$147,317
Lease/Purchase Equipment
$18,989
$18,414
$27,403
$27,403
$0
Transfer to DMS/HR
$87,347
$12,206
$99,553
$110,832
($11,279)
$24,473,623
$2,695,500
$27,169,123
$27,754,538
($585,415)
$16,370,658 $198,475,669
$17,811,680 $169,924,519
($1,441,022) $28,551,150
Salaries & Benefits Other Personal Services Expenses
Property & Casualty Examinations
TOTAL APPROPRIATION
Revenues Insurance Regulatory Trust Fund Deposits to General Revenue
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Activities and Accomplishments Calendar Year 2012
• The Office approved a second company—an international insurance group and worldwide healthcare organization—to operate as an offshore insurer in Florida pursuant to legislation designed to enhance the attractiveness of Florida’s business climate. Under the 2011 legislation, international insurers may insure foreign nationals while in Florida without having to apply for a certificate of authority from the Office. Because these insurers do not insure Florida residents, they remain under the regulatory authority of their country of domicile.
Accreditation and Recognitions
• The National Association of Insurance Commissioners (NAIC) Accreditation Program requires state insurance departments to meet financial, legal and organizational standards as determined by a committee of their peers. The Office successfully completed an Interim Annual Review in August as required by the NAIC in order to maintain accreditation. The accreditation process allows for broader interstate cooperation in conducting solvency reviews and company examinations and accelerates product speed-tomarket by maintaining consistent standards of oversight and avoiding duplicative regulatory oversight. This saves states millions of dollars.
• The Office hosted the 2012 Industry Conference on “Successful Strategies for Business Development” with more than 350 attendees participating (150 attending in person and 200 via webcasting). Participants heard informative sessions regarding how to protect company trade secrets, guidance on the company application process, and from the Life & Health and Property & Casualty business units about the various rate and form filing processes. Fostering a regulatory environment where businesses can operate successfully and consumers can benefit from sound insurance products at appropriate rates is a priority of the Office. This conference helps the Office achieve this goal.
• In 2012, the Government Affairs team for the Office received the Davis Productivity Award of Achievement for successfully advocating for the passage of legislation during the 2011 Session that produced job creation opportunities in Florida and equipped the Office with additional tools to monitor the financial condition of insurers.
Business Development and Company Admissions
Financial Oversight
• The Life and Health unit completed 3,595 financial examinations and financial statement reviews.
• The Office continued to improve regulatory performance and to promote speed-to-market initiatives. This included encouraging new businesses to incorporate in or re-domesticate to Florida, expand current lines of business, and increase variety and competition within lines of business.
• The Property and Casualty unit completed 4,935 financial examinations and financial statement reviews. • Specialty company reviews accounted for 1,392 of the 8,530 Life and Health and Property and Casualty examinations and financial statement reviews conducted by the Office.
• The Office reviewed and processed a total of 516 company applications in an average of 52 days per application. These applications were approved, denied, withdrawn or deemed incomplete.
Legal
• The Office, along with the DFS and the Office of the Attorney General concluded several multimillion dollar settlement agreements totaling in excess of $75 million nationally with life insurance companies to reform certain practices related to the payment of benefits. Although the terms of the agreements vary, they generally require the insurers to use the U.S. Social Security Death Master File to locate life and annuity beneficiaries, and promptly remit payment to the unclaimed property division of the appropriate state for beneficiaries that cannot be located. The Office
• In response to legislation passed in 2012, the Office established a more limited application process for captives, with a streamlined application available on the Office website. • The Office had oversight of more than 4,000 insurance companies and insurance-related entities in Florida. The Office approved an additional 161 new insurance companies and insurance-related entities for operation in Florida.
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received over $3 million in regulatory payments from these agreements, with consumers receiving tens of millions of dollars in returned funds.
• Following a comprehensive review of 855 agency rules by the Office in 2011, the Financial Services Commission repealed 27 of these rules in 2012. In addition, the Legislature repealed two Office rules because it had repealed the implementing statute. The Office will engage in an ongoing review of rules with the goal of promoting a more efficient and business-friendly environment.
• Florida participated as a lead state in the examination of, and multi-state settlement agreement between, a major life insurance company and 44 jurisdictions involving the sale of annuity products. Some consumers purchasing annuities between 2001 and 2008 had complained to the company regarding the suitability of the annuities for their circumstances or representations made by the company or its agents during the sale of an annuity. The agreement required the company to take corrective action and pay a penalty to the participating states. The consumers purchasing annuities during these years may have their complaints re-reviewed based on criteria in the agreed order. Consumers with complaints found to be justified were offered a retroactive cancellation of their policy and a full refund.
• The Office held 12 rate hearings, six rule hearings and five rule workshops.
Market Investigations
• The Market Investigations unit performed 59 market conduct examinations and 1,076 market conduct investigations of Property and Casualty, and Life and Health entities.7 • As a result of examinations and investigations conducted by the Market Investigations unit, consumers received $39 million in refunds, and the Office collected $15 million in administrative fines, fees and costs.
Legislative and Administrative Action
• On behalf of the NAIC, Insurance Commissioner McCarty testified on the impact of the proposed rules to implement Basel III Capital Standards before two subcommittees of the U.S. House of Representatives Financial Services Committee: the Subcommittee on Financial Institutions and Consumer Credit, and the Subcommittee on Insurance, Housing, and Community Opportunity. Basel III is a comprehensive set of reform measures, developed by the Basel Committee on Banking Supervision, to strengthen the regulation, supervision and risk management of the banking sector. The Subcommittees were examining issues surrounding the implementation of the Basel III regulatory standards.
• Completed market conduct examination summary findings for 2012 to include the failure of companies to maintain accurate complaint logs, books, and records; calculate annuity income and to account for and collect automatic premium payments correctly; properly account for escrow funds; use clear and honest advertising related to future annuity income; and to timely and accurately reimburse out-of-network providers for health care costs. Additional information regarding specific findings for market conduct examinations and enforcement actions are available at www.floir.com/Sections/ MarketInvestigations/is_market_inv_index.aspx.
• The Office worked closely with Florida’s elected leadership to improve competitive conditions and enhance the appeal of the Florida market to private capital, while maintaining sensible solvency and market oversight.
Market Research and Technology
The Office has developed one of the most advanced regulatory technology systems in the country—featuring comprehensive electronic insurance company form, rate and data filing systems with a corresponding structure of internal electronic management tools. Numerous improvements and upgrades were completed during 2012. These included:
• The Office provided technical and policy support to the Governor’s Office, Cabinet members, and legislators for insurance legislation considered during the 2012 Session. For a summary of legislation from the 2012 Session that became law, please see the “Summary of Major Legislation” section of this report.
• Enhancing the online company admissions application used by companies starting or expanding business in Florida.8 The Office is committed to creating the smoothest admissions experience possible for company applicants.
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• As a speed-to-market initiative for property and casualty form filings, the Office issued orders on April 9 and June 25, permitting companies to certify compliance with form filing requirements in lieu of Office review and approval of the form prior to use. This enables companies to put new or revised products into the market without delay. These orders were revised on December 3. As of December 20, a total of 843 form filings were closed pursuant to these orders.
• Expanding the Office rate comparison website beyond homeowners insurance to enable consumers to also compare automobile insurance rates.9 • Enabling companies with certain inactive authorities to file financial documents in the Office industry portal while applications are pending.10 • Converting all statutory and special examination data calls into the Data Collection and Analysis Modules (DCAM) system standard.11
• To further expedite company form filings, the Property and Casualty unit proposed a system change enabling insurers to submit a single form filing across multiple product lines as one filing.14 The Office implemented this change, making it available for certain key lines of business such as Commercial Property, Commercial Multi-Peril, Commercial Auto, Medical Malpractice, and Personal Auto. This innovation, implemented by the Market Research and Technology unit, is estimated to reduce form filings by 21%, in addition to producing work effort savings for both insurers and the Office.
• Streamlining the Company and Other Related Entities Navigator (COREN) system by rewriting and updating most of the code. This application is used by nearly all Office employees, but contains data so useful that most users of the application are with another state agency.12 • Upgrading major software systems, including the Office document and imaging system.13
Product Review
• The Life and Health unit reviewed 6,072 rate and form filings in an average of 22 days per filing.
• The Office launched a web page to receive additional public comment on health filings, especially in anticipation of significant changes in the health insurance market.
• The Property and Casualty unit evaluated and processed a total of 9,288 rate and form filings in an average of 69 days per filing. The Office also received and closed 133 rate filings or 91.1% of the filings submitted as a result of the October 1 filing requirement imposed by HB 119, the PIP reform legislation adopted in the 2012 Session. • The Office also reviewed and approved the annual rate filings for Citizens for 2013, and completed 175 form and rate filings from Citizens (other than its annual rate filings). • The Office approved the removal of 451,643 policies from Citizens. Of this number, 277,002 policies were actually taken out. • The Office approved the request of three title insurers to offer an innovative alternative title insurance product for loan modifications at a reduced cost to lenders. The Mortgage Priority Guarantee policy is used when lenders amend an existing mortgage loan agreement to help a struggling homeowner remain in their home. It protects the mortgage lien’s priority at a minimal flat cost of $125, in lieu of the many hundreds of dollars otherwise required for a full lender’s title insurance policy. This could represent big savings for borrowers who amend their mortgages and will not have to pay the lender’s title insurance premium.
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Florida Office of Insurance Regulation Annual Report 2013
POLICY LEADERSHIP BEYOND FLORIDA Florida is a leader in shaping national and international insurance policy through both the NAIC and the International Association of Insurance Supervisors (IAIS).
than the Insurance Commissioner’s success in securing life claims settlement agreements with major life insurers that is expected to lead to the return of billions of dollars to life insurance consumers nationally and, more specifically, to potentially thousands of beneficiaries in Florida.
The NAIC provides a forum for the multi-state development of uniform insurance regulatory policy when uniformity is appropriate. Florida Insurance Commissioner McCarty began his year-long term as NAIC President in January 2012. Florida also exercises leadership within the NAIC through representatives serving in leadership positions on significant NAIC standing committees.
The same can be said of the importance of the state’s involvement in the IAIS. Through his service to the IAIS, the Insurance Commissioner continues to elevate Florida’s international presence, influence the direction of various regulatory initiatives, and bring attention to the robust Florida insurance marketplace. In October 2012, he was elected to serve as a Vice Chair of the IAIS Executive Committee and currently sits on the Technical Committee, the ComFrame Oversight Task Force (i.e., Common Framework for the Supervision of Internationally Active Insurance Groups), and the Joint Forum (a key group of international regulators from the insurance, banking and securities sectors working to achieve their individual supervisory objectives). As insurance modernization initiatives and regulatory convergence lead to a global restructuring of the supervisory framework and redefinition of insurance regulation, this could have significant implications for the Florida insurance market. Florida’s involvement in shaping these policies is critical to the future of the state’s market. At the international level, the Insurance Commissioner has been working to influence the results of these various initiatives to ensure they are consistent with the U.S. regulatory framework, make sense for the Florida insurance market, and benefit Florida insurance consumers.
The importance of Florida’s involvement in the NAIC cannot be overstated. It is critical to ensuring that within the national framework of state supervision, the decisions made and the model acts developed, not only promote sound financial regulation, but also respond to the unique needs of the Florida insurance market and encourage appropriate insurance practices. When the year began, key insurance issues were being debated and discussed at the NAIC, such as health care reform, the challenges for U.S. standard-setting and global standard setting. In addition to these issues, President McCarty’s priorities as NAIC President included several key initiatives of importance to the NAIC and to Florida. These included achieving greater uniformity and consistency in producer licensing, undertaking a complete review of the NAIC accreditation program, modernizing life insurance reserving practices through the adoption of principle-based reserving and enhancing market regulation and the way states regulate insurance. Significant progress was made on each of these priorities over the course of 2012. Nowhere was this more evident
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Florida Office of Insurance Regulation Annual Report 2013
THE IMPACT OF THE INSURANCE INDUSTRY ON THE FLORIDA ECONOMY Pursuant to Sections 624.313(h), 624.313(j), and 624.315(g), F.S. The insurance industry is a vital part of Florida’s economy and an important catalyst for the nation’s continuing economic recovery:
In addition, according to the Florida Department of Revenue (DOR), premium taxes paid by insurance companies totaled $704.8 million in fiscal year 2012, or 2.6% of all DOR-administered General Revenue Fund sources available to meet the needs of this state as determined by the Legislature.
• Insurance and insurance-related entities provided 193,124 jobs,15 or 1.9% of all jobs in Florida.16 • Florida insurance industry employees received $11.8 billion in total compensation, or 2.8% of all compensation received by workers in Florida.17
Florida property insurance domestic companies (“domestics”) continued to grow and strengthen financially in 2012. They are an economic development success story. Many have expanded their operations into other states.
• The Florida insurance industry generated approximately $19.8 billion in total economic output, or 2.5% of Florida’s gross state product.18
Finally, Florida domestic insurers remitted over $1.081 billion in dividends in 2012:
• Florida ranked 11th internationally19 in total premium volume, with insurers collecting $117 billion in premium (including Citizens’ premium).20
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• Life and Health insurers:
$1 billion
• Property and Casualty insurers:
$81.7 million
Florida Office of Insurance Regulation Annual Report 2013
DEVELOPMENTS IN THE FLORIDA INSURANCE MARKET Life and Health Insurance Health Insurance
Life Insurance
During this transition period following the enactment of the federal Patient Protection and Affordable Care Act (PPACA) in 2010, the number one priority of the Office in the health insurance arena has been to protect Florida’s competitive health insurance market place and preserve regulatory stability. This has occurred against the backdrop of federal regulatory uncertainty and ongoing litigation over the constitutionality of the PPACA.
The past few years, beginning with the 2008 financial crisis, have been especially challenging ones for the entire life insurance industry. From 2008 to 2012, the volume of total direct premium written by Florida’s life insurance domestics declined by over $41 million, or 8.5%. The response to the financial crisis of 2008 by the President and Congress, the Federal Reserve and other institutions, has been to keep interest rates at historically low levels. The majority of life industry executives have characterized this low rate environment as their biggest source of risk.
In 2010, Florida filed one of several federal lawsuits against the U.S. Department of Health and Human Services (HHS) challenging the constitutionality of the PPACA— specifically, congressional authority to impose an individual mandate and require states to expand Medicaid.21 In June 2012, the U.S. Supreme Court upheld the constitutionality of both provisions. However, the Court ruled that it would be unconstitutional for the federal government to withdraw existing Medicaid funding as provided in the PPACA for states choosing not to expand Medicaid.
The Florida market experienced some variations in existing product offerings in 2012. Life insurers and annuity providers filed tax qualified and non-qualified long-term care insurance riders. More companies expanded contracts and offered riders with long-term care benefit availability. Additional life policies and annuity contracts with lower contract guaranteed interest rates were filed in 2012, reflecting a reaction to the continued low interest rate environment.
Since the revisions to the standard Medicare Supplement plan packages took effect June 1, 2010, new insurers continued to enter the Medicare Supplement market. However, a number of insurers chose not to develop the new plans or respond to the 2009 expansion of coverage availability for Medicare enrollees under age 65, and exited the market. Although dominated by a couple of large insurers, the Florida Medicare Supplement market remained active and competitive in 2012.
The NAIC introduced Actuarial Guideline 38 (AG 38) in 2003. It provides regulatory guidance on reserving requirements for insurers offering universal life products with secondary guarantees. The NAIC revised AG 38 in July 2005. More recent revisions further clarified reserving requirements for products with a secondary guarantee. The revised reserving formulas that will take effect on January 1, 2013, not only apply to newly issued policies, but also to policies issued since the previous revisions in July 2005. Form filings increased markedly as companies submitted updated forms to comply with the AG 38 formulas.
Some insurance companies redefined “cancer” to align it with changes and improvements in treatments and outcome-based medicine. Some new policies also limited coverage for previously unlimited coverage for specific types of cancers. This gave policyholders coverage options they could afford, with understandable benefit limits more suitable for today’s medical procedures, advances and needs.
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Property and Casualty Insurance Property Insurance
the single digits. In 2012, rates decreased by an average of 0.3%. Florida’s Loss and Defense and Cost Containment (DCC) Ratio stood at 52.5% in 2012. Compared to the top 10 states based on medical malpractice earned premiums, Florida’s Loss and DCC ratio ranked sixth. The highest was New York, with a Loss and DCC ratio of 90.7%.
As of December 31, 2012, Citizens, the largest writer in Florida with over 1.2 million policies, accounted for 21.1% of the approximately six million personal residential policies written in Florida -a slight decrease from the 23.6% market share it commanded in December 2011. In counties with significant catastrophe or sinkhole exposure, Citizens had a much larger market share.
Workers’ Compensation
As measured by direct premium written, Florida had the largest homeowners’ insurance market in the United States during 2012. Florida also had the largest market for fire and allied lines insurance (which includes commercial property), for 2012.
Once one of the most expensive, least competitive, and least efficient workers’ compensation markets in the country, Florida is now one of the most competitive, efficient and affordable. In large part, this is a result of the comprehensive slate of reforms enacted into law during the 2003 legislative session. These reforms continue to dramatically influence Florida’s workers’ compensation insurance rates. Even with the 6.1% rate increase approved on November 2, 2012—the third consecutive increase— the cumulative overall statewide average rate decrease since 2003 is approximately 56.0%.
Florida continued exploring ways to increase the capacity of the private market to satisfy this demand for coverage rather than relying on a quasi-public entity like Citizens with artificially low rates that drive private capital from the marketplace.
Before the 2003 reforms, Florida workers’ compensation rates consistently ranked first or second highest among all states. Post-reform, Florida dropped out of the top 10 rankings. By 2008, Florida had dropped to 28th place and by 2010 Florida had fallen to 40th place. The January 1, 2012, ranking showed Florida had risen to 29th highest, but is still well below the national median rate. However, as of December 2012, Florida loss costs exceeded the National Council on Compensation Insurance (NCCI) average in seven of the 10 largest class codes by policy count. By exposure, Florida exceeded the NCCI average in just two of the 10 largest class codes.
Automobile Insurance
Over the past decade, the private passenger auto insurance market was dominated by concerns over fraud in No-Fault Personal Injury Protection (PIP) coverage. Since 2001, the Legislature enacted four separate reform measures, the most recent occurring this year as HB 119. From 2004 to 2011, the number of drivers and auto accidents remained relatively constant, but the number of PIP claims and payments skyrocketed. HB 119 is a comprehensive reform of No-Fault PIP automobile insurance coverage. As a result of anticipated savings resulting from this bill, HB 119 required automobile insurers to make filings with the Office by October 1, 2012, reflecting the projected savings from the bill. As of December 31, 2012, the Office had received and closed 133 rate filings or 91.1% of the filings submitted as a result of the October 1 filing requirement.
While Florida’s residual market grew noticeably last year, it accounts for less than 2% of the overall market—a solid indicator of a competitive and healthy market.
Medical Malpractice
Prior to the 2003 legislative reforms, the medical malpractice insurance market experienced double-digit annual rate increases, an availability crisis, and one of the highest defense cost and containment expense ratios in the country. Following the 2003 reforms, the Office developed a “presumed factor of savings” of 7.8% — an estimate of cost savings. Following the filings based on the presumed factor, Physicians and Surgeons medical malpractice insurance experienced average increases in
15
Florida Office of Insurance Regulation Annual Report 2013
SUMMARY OF MAJOR LEGISLATION Life and Health Insurance
$10,000 for an emergency medical condition as defined in the bill and up to $2,500 for a nonemergency condition. Excludes massage therapy and acupuncture from approved PIP medical benefits. Provides $5,000 in death benefits (previously, the death benefit was the lesser of the unused benefits, up to a limit of $5,000).
SB 608 Florida Healthy Kids Corporation (Flores): Adds one member to the Board of Directors of the Florida Healthy Kids Corporation to be appointed by the Governor from three nominees submitted by the Florida Dental Association. Effective: April 6, 2012; Chapter Law 2012-42.
• PIP Medical Fee Schedule. Sets reimbursement levels for care provided by ambulatory surgical centers and clinical laboratories and for durable medical equipment at 200% of the appropriate Medicare Part B schedule. Authorizes insurers to use Medicare coding policies and payment methodologies when applying the fee schedule if a utilization limit is not used. Requires insurers to include a fee schedule notice in policies.
SB 730 Medicaid Managed Care (Flores): Limits review of unresolved grievances from subscribers of certain health plans and policies by the Subscriber Assistance Program. Provides circumstances in which the Subscriber Assistance Program does not apply to a health plan. Requires the Agency for Health Care Administration to be notified in writing if a plan elects to have all of its policies or contracts subject to external review. Requires certain individual, group, blanket, and franchise health insurance policies to comply with the NAIC Uniform Health Carrier External Review Model Act and certain provisions of the Employee Retirement Income Security Act relating to internal grievances. Effective: Except as otherwise provided and except for section 14, which shall take effect upon this act becoming law, this act shall take effect July 1, 2012; Chapter Law 2012-44.
• Attorney’s Fees. Prohibits the application of attorney fee multipliers. Provides statutory authority for insurers to recover fees if the plaintiff ’s recovery does not exceed the insurer’s settlement offer by a statutorily specified percentage. • Investigation and Payment of Claims. Allows insurers to require their insureds to take an examination under oath (EUO). Excuses insurers from the payment of benefits if an insured does not comply with the EUO. Subjects insurers that unreasonably request EUOs as a general business practice, as determined by the Office, to the Unfair Insurance Trade Practices Act. Provides that insurers may not be responsible for providing benefits to a person who unreasonably fails to appear for an independent medical examination (IME). The refusal or failure to appear for
Property and Casualty Insurance HB 119 Motor Vehicle Personal Injury Protection Insurance (Boyd): HB 119 is a comprehensive reform bill. Key provisions include: • PIP Benefits. Revises PIP medical benefits provisions under the Florida Motor Vehicle NoFault Law. Requires those seeking PIP medical benefits to receive initial services and care by approved providers within 14 days of the accident. Limits PIP medical benefits to a maximum of
16
two IMEs raises a rebuttable presumption of unreasonableness. Requires insurers to notice insureds within 15 days of the exhaustion of PIP benefits if a dispute occurs.
of personal injury protection claims; type or nature of claimants; amount and type of personal injury protection benefits paid and expenses incurred; type and quantity of, and charges for, medical benefits; attorney fees related to bringing and defending actions for benefits; direct earned premiums for personal injury protection coverage, pure loss ratios, pure premiums, and other information related to premiums and losses; licensed drivers and accidents; fraud and enforcement.
• Prevention of PIP-Related Insurance Fraud. Defines insurance fraud and provides additional sanctions for fraud committed by health care practitioners. Provides an additional 60 days for insurers to investigate suspected fraudulent claims. Requires entities seeking reimbursement under the No-Fault law to obtain health care clinic licensure, with exceptions for certain specified centers. Makes the failure to pay PIP claims within the time restraints an unfair and deceptive practice.
Effective: July 1, 2012, except as otherwise provided; Chapter Law 2012-197. HB 643 Title Insurance (Moraitis): Requires title insurers and title insurance agencies to submit data to the Office to assist in the analysis of premium rates and title search costs, and the condition of the title insurance industry by March 31 of each year. Authorizes the Commission to adopt rules for collecting and analyzing the data. Requires the DFS to suspend or revoke agent or agency authority for failing to timely file the data. Requires the Office to approve or disapprove forms filed by title insurers within 180 days after receipt. Requires the Office to promptly approve filed forms containing identical coverages, rates, and approved deviations to Office-approved forms for another title insurer. Authorizes the Office to revoke approval of any form with 180 days notice. Effective: July 1, 2012; Chapter Law 2012-206.
• Investigation of Automobile Accidents. Requires law enforcement to complete a long-form crash report when there is any indication of pain or discomfort by anyone involved in a crash. Requires law enforcement to identify the vehicle that each person was a driver or passenger in for all crash reports. For all crashes that do not require a law enforcement report, the driver of the vehicle must submit a report to the Department of Highway Safety and Motor Vehicles within 10 days of the accident. Creates the Automobile Insurance Fraud Strike Force (Strike Force) direct support organization which may accept private donations to prevent, investigate, and prosecute motor vehicle insurance fraud.
HB 645 Public Records/Title Insurance Data/Office of Insurance Regulation (Moraitis): Defines proprietary business information, and makes such information provided to the Office by a title insurance agency or insurer confidential and exempt under state public records laws until the information is otherwise publicly available or no longer treated by the agency or insurer as proprietary. Permits information provided by multiple agencies and insurers to be aggregated on an industrywide basis and disclosed to the public. Repeals the exemption on October 2, 2017, unless saved from repeal by the Legislature. Effective: July 1, 2012; Chapter Law 2012-207.
• Mandatory Rate Filings. Requires the Office to contract with a consulting firm to calculate the expected savings from the Act. Requires insurers writing private passenger automobile PIP insurance coverage to make a rate filing by October 1, 2012. Requires an explanation from insurers that do not provide at least a 10% rate reduction. Requires insurers to make a second rate filing by January 1, 2014. Insurers not providing at least a 25% rate reduction must provide an explanation. Requires the Office to order an insurer to stop writing new PIP policies if it requests a rate in excess of the statutorily required rate reduction and fails to provide a detailed explanation for that failure.
HB 941 Insurance (Holder; Bernard): Provides for the payment of professional development expenses for Office employees. Allows insurance companies writing commercial lines policies to transfer policies to a different Florida licensed insurance company if that company is a member of the same insurance group or owned by the same holding company. Requires companies to notify policyholders at least 45-days in advance of a transfer and provide information concerning the financial rating of the new insurer. Eliminates annual mandatory onsite
• Office of Insurance Regulation Data Call. Requires the Office to perform a comprehensive data call on PIP and publish the results by January 1, 2015. The purpose of the data call is to analyze the impact of the legislation on the PIP insurance market. The elements of the data call must include, but are not limited to, the quantity
17
premium audits of policyholders as required by workers’ compensation insurers for insurers meeting certain financial requirements. Upon the request of a policyholder or by order of the Office, the audit must be conducted. Excludes workers’ compensation insurers from the excess profit laws. Effective: July 1, 2012; Chapter Law 2012-213.
General Insurance
HB 1011 Warranty Associations (Abruzzo): Provides that a purchaser of a warranty (motor vehicle, home warranty, service warranty) may cancel it and receive a refund. It allows service agreement refunds to be effectuated through the automobile dealer that originally sold the service agreement, but the service agreement company remains responsible for the full refund. Allows home and service warranty refunds to be made by the individual associations. Specifies that for home warranty and service warranty products, the associations may provide refunds through the issuing sales representatives. Permits service warranty associations to offer refunds in the form of cash, check, store credit, gift card, or other similar means, but requires refunds by check if requested by the customer. Authorizes rather than requires (per the current law) the Office to conduct periodic examinations regarding the financial and market conduct affairs of warranty associations. Allows the Office to continue using independent examiners and charging the companies for the costs of their services. Limits these costs to a set percentage. Restores motor vehicle service agreement coverage for motor vehicles used for commercial purpose unless they have a gross weight rating of 10,000 lbs. or more. Effective: July 1, 2012; Chapter Law 2012-77.
Provides that salvage motor vehicle dealers are not required to carry $25,000 combined single-limit liability coverage for bodily injury and property damage, or $10,000 PIP coverage for vehicles that cannot be operated legally on state roads.
HB 1101 Insurance (Horner): Changes provisions relating to the regulation of insurance companies, insurance agents, insurance adjusters, and insurance coverage.
Revises current exemption provisions relating to such alien insurers. Creates an exemption from the certificate of authority requirements for alien insurers issuing life insurance or annuity contracts covering only U.S. nonresidents. Requires the alien insurer, prior to the Office granting eligibility to issue policies and contracts in Florida, to submit a copy of its annual financial statement; maintain a surplus of at least $15 million in eligible investments; have a good reputation for providing service and paying claims; furnish the Office with annual and quarterly financial statements; and make certain disclosures to policy or contract applicants. Redefines “captive insurer” as any of three specified types: pure captive; special purpose captive; industrial insured captive. Removes captive insurers from the surplus levels required for various lines of insurance written in Florida, and establishes separate capital and reserve requirements. Allows a not-for-profit self insurance fund to purchase coverage for its members for health, accident, or hospitalization if certain conditions are met. Clarifies that a current exemption from filing specified reinsurance information applies to any insurer with less than $500,000 in direct written premiums in Florida in the preceding calendar year, and not more than $250,000 of premium during the preceding calendar quarter and less than 1,000 policyholders at the end of the preceding calendar year. Allows the DFS to provide licensing examinations in Spanish at the expense of the applicant. Expands the list of entities that may be issued a limited license for travel insurance. Allows licensed independent adjusters and licensed agents to supervise up to 25 individuals that are not required to obtain a license to perform functions in connection with entering data into an automated claims adjudication system for portable electronics insurance claims. Provides that residents of Canada cannot obtain a license as a nonresident independent adjuster for the purpose of adjusting portable electronics insurance claims, unless the individual obtains an adjuster license in another U.S. state.
HB 1127 Citizens Property Insurance Corporation (Albritton): Concerning regular assessments levied by Citizens, the bill repeals the assessment on nonCitizens customers for Personal and Commercial Lines Accounts, and reduces from 6% to 2%, the percentage levied for the Coastal Account. Establishes the sequence for levying assessments. Extends the time period for limited apportionment companies to pay the assessment. Effective: July 1, 2012; Chapter Law 2012-80. HB 4061 Uniform Home Grading Scale (Bernard): Repeals the authority for the home grading scale, with a conforming change to the Florida Safe Homes program. Effective: July 1, 2012; Chapter Law 2012-92.
18
Provides surplus lines carriers are not required to provide 45 days’ notice of nonrenewal if the insurer has manifested its willingness to renew. Specifies that for someone to knowingly present a property and casualty certificate of insurance that has been altered after being issued is an unfair and deceptive trade practice. Provides that an insurer with surplus as to policyholders of $25 million or less can qualify as a limited apportionment company for all statutory purposes. Requires Citizens to offer basic personal lines policies similar to HO-8 policies by January 1, 2013. Requires Citizens to accept the lowest valuation from three specified sources when establishing replacement costs for dwelling coverage. States that unless specifically designated, mandated health benefits are not intended to apply only to limited benefit types of health benefits plans. Defines the term “rebate” within the context of performing repairs made pursuant to sinkhole damage.
procedures for personal and commercial residential property insurance claims can only be requested by the policyholder, as a first-party claimant, or by the insurer. Makes the alternative claim dispute resolution process unavailable when the notice of loss is reported more than 36 months after a declaration of a state of emergency by the Governor in response to a hurricane. Allows the cancellation of a private passenger motor vehicle insurance policy, regardless of whether the first two months of premiums need to be paid up front, within the first 60 days for non-payment of premium when the check or other method of payment presented is subsequently dishonored. Provides that an insurer who fails to meet the statutory requirements for timely payment of PIP benefits will be required to pay interest at the rate established in the contract or the statutory interest rate that applies to judgments and decrees, whichever is greater, that is in effect on the date the payment became overdue. Specifies that insurers providing PIP coverage do not have a right of reimbursement from owners or registrants of motor vehicles used as taxi cabs. Effective: July 1, 2012; Chapter Law 2012-151.
Allows insurers to cancel private passenger motor vehicle insurance policies within the first 60 days for nonpayment of premiums. Provides that alternative dispute resolution
19
Florida Office of Insurance Regulation Annual Report 2013
OTHER STATUTORY INSURANCE ENTITIES Residual Market Entities Citizens Property Insurance Corporation www.citizensfla.com/index.cfm
Section 627.351(6), F.S. Board: Section 627.351(6)4.a., F.S.
Florida Automobile Joint Underwriting Association www.aipso.com/fl
Sections 627.311(3) and 627.351(1), F.S. Board: Section 627.311(3)(e), F.S.
Florida Workers’ Compensation Joint Underwriting Association www.fwcjua.com
Section 627.311(5), F.S. Board: Section 627.311(5)(b), F.S.
Florida Medical Malpractice Joint Underwriting Association www.fmmjua.com/fmmjua/index.jsp
Section 627.351(4), F.S. Board: Section 627.351(4)(c), F.S.
Insurance Guaranty Funds Florida Comprehensive Health Association (No Website Available)
Section 627.648, F.S. Board of Directors: Section 627.64872(3), F.S.
Florida Insurance Guaranty Association www.figafacts.com
Sections 631.50-631.70, F.S. Board: Section 631.56, F.S.
Florida Life and Health Insurance Guaranty Association www.flahiga.org
Sections 631.711-631.737, F.S. Board: Section 631.716, F.S.
Florida Workers’ Compensation Insurance Guaranty Fund www.fwciga.org
Sections 631.901-631.932, F.S. Board : Section 631.816, F.S.
20
Other Insurance Entities Florida Birth-Related Neurological Injury Compensation Association www.nica.com/
Statutory Reference: Sections 766.301-766.316, F.S. Board: Section 766.315, F.S.
Florida Health Insurance Advisory Board www.floir.com/sections/landh/fhiab.aspx
Statutory Reference: Section 627.6699(11)(o), F.S. Board: Section 627.6699(11)(o), F.S.
Florida Commission on Hurricane Loss Projection Methodology www.sbafla.com/methodology/
Statutory Reference: Section 627.0628, F.S. Board: 627.0628(2)(b), F.S.
Florida Hurricane Catastrophe Fund www.sbafla.com/fhcf
Statutory Reference: 215.555, F.S. Board: Section 215.555, F.S.
Florida Patients’ Compensation Fund (No Website Available)
Statutory Reference: Section 766.105, F.S. Board: Section 766.105(3)(b), F.S.
Florida Surplus Lines Service Office www.fslso.com
Statutory Reference: Section 626.921, F.S. Board: Section 626.921(4), F.S.
Health Maintenance Organization Consumer Assistance Plan www.flhmocap.com
Statutory Reference: Sections 631.811-631.828, F.S. Board: Section 631.816, F.S.
Workers’ Compensation Three-Member Panel (No Website Available)
Statutory Reference: 440.13(12), F.S. Board: N/A
21
CITATIONS 1
Pursuant to Sections 120.536 and 120.565, F.S.
With respect to the Office’s interaction with DFS in matters involving administrative support, the Office has inherited the responsibility to directly manage its personnel matters – i.e., to recruit, advertise, and hire personnel – subject to DFS personnel office review for compliance with required state agency hiring and personnel policies and procedures. With respect to the Office’s interaction with DFS in matters involving information systems support, the Office seeks independent and project-specific appropriations for technology initiatives and upgrades. The Office has direct liaison with DFS technology support staff; and it is the DFS Division of Information Systems that provides the Office with standard desktop, network, and programming assistance for integrated computer systems in use by both the Office and DFS. 2
3
Office of Insurance Regulation, Mission Statement. www.floir.com/Office/MissionStatement.aspx
Business Development & Company Admissions. The Company Admissions unit is responsible for the receipt and initial review of all company applications for the sale of insurance and insurance-related products regulated by the Office, including applications for material changes in ownership and issues letters of approval, eligibility, registration, licenses and certificates of authority accordingly. In addition, the financial analysis and managerial review of all property and casualty entities is conducted by this unit. The Market Research & Technology unit serves as the data clearinghouse for the collection and dissemination of public insurance industry data. This unit is comprised of two areas that support the Office in the oversight and development of Florida’s insurance markets. 4
Life insurance includes term life, whole life, universal life, variable life and variable annuities. Credit life, credit disability and viatical filings are also included in the life category. 5
Health insurance includes indemnity and preferred provider organization major medical policies, managed care policies, Medicare Supplement policies, long-term care policies, limited benefit, disability income and catastrophic illness indemnity insurance. 6
Property and Casualty examinations include reviews of consumer complaint handling; findings include claims and underwriting violations. Life and Health examinations include compliance reviews of health data reporting; findings include violations by insurers of the statutes and rules established pursuant to Florida’s Freedom to Travel Act. Investigations include reviews of companies not timely filing data reports with the Office and unauthorized insurance activities. 7
These two rollouts were phased approaches that followed two major rollouts in 2011. Many of the 2012 enhancements were related to the COREN (Company and Other Related Entities Navigator) upgrade because the two applications are tightly woven around company admission and information requirements. 8
Consumer Homeowners’ Insurance Comparison Electronic System (CHOICES). Users may select one of three model risk scenarios and then a specific Florida county location. These simple selections return approximately 25 different companies with rates for the selected example. Both homeowner and automobile insurance rates are culled directly from the rates database on a daily basis, another enhancement completed in 2012. Still another enhancement transformed the CHOICES screens, including the Florida county map and all rate information, into reformatted mobile views. 9
10
This feature has also proved helpful for certain companies undergoing acquisitions.
In 2012, all regular data calls administered by MRTU were redesigned and fitted to the Data Collection and Analysis Modules (DCAM) system standard. This means from 2010 through 2012 all of the Office’s regular statutory and examination data calls have been initiated or migrated under the DCAM banner providing needed consistency across all data calls. In 2012, the quarterly Private Passenger Auto Policy Count reporting and the annual Long Term Care Survey were added. The annual Accident and Health Gross Annual Premium and Enrollment reporting was conducted in i-Portal in 2012, but will open in DCAM on January 1, 2013, making it the last system to have completed the DCAM conversion. Also, in 2013, the annual Private Passenger Auto Excessive Profits reporting will be launched in DCAM and closed out from its mainframe location. Two enhancement rollouts were commissioned during 2012 to accommodate the popularity of DCAM. Many changes were internal and highly technical. Changes more apparent to the public included the addition of an option allowing an NAIC group to file (in lieu of individual company filings), a “generic filing” version (so that authentication for filing is not dependent solely on possessing a company identification code), an option to print DCAM surveys, and the ability to immediately revoke a user’s DCAM rights (to protect companies from rogue subscribers). In connection with the last enhancement, a new email feature was added that notifies companies the moment a DCAM user subscribes to a company. Introduction of this feature promotes a more secure filing environment for companies. 11
The largest of all Office computer applications, COREN (Company and Other Related Entities Navigator), was upgraded from a classic .ASP to a .NET programming platform in June 2012. This upgrade made internal application tie-ins much more compatible for most internal systems, especially including those that house company application, forms and rates, and financial filings. COREN is at the heart of most other Office applications and now functions on a modern coding platform. 12
The largest was to FileNet, the Office’s document and imaging system. Others included OfficeWriter (used as a shadow system to convert Word and Excel documents), Crystal Reports, Office 2007 Excel.xlsx standards within the DCAM, Property and Casualty Rate Collection Management System and Medicare Supplement applications, and i-Portal IE8 compatibility. One hardware upgrade affecting numerous applications was completed on the Reporting Services server in late 2012. 13
Once implemented, the i-File system hierarchy had been flipped from a first-order Line of Business choice to one that received multiple product selections at the outset and ended with the Line of Business selection. 14
U.S. Department of Commerce, Bureau of Economic Analysis, “Total full-time and part-time employment by NAICS industry, Insurance and Insurance-related entities.” “Insurance carriers and related activities” are defined as follows: “Industries in the Insurance Carriers and Related Activities NAICS subsector group establishments that are primarily engaged in one of the following (1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies or (2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services.” The number includes both full and part-time employment. 15
16
Bureau of Economic Analysis (BEA), U.S. Department of Commerce.
17
Bureau of Economic Analysis (BEA), U.S. Department of Commerce.
18
Bureau of Economic Analysis (BEA), U.S. Department of Commerce. Gross state product is the total value of all the goods and services produced in Florida in a given year.
National Association of Insurance Commissioners (NAIC) Schedule T, Gross direct and reported surplus lines premium by State and Nation, exclusive of Florida-only filers. (Does not include Citizens’ premium.) 19
20
Florida Office of Insurance Regulation, Fast Facts December 2013, “Overview of Insurance Premium in Florida, (Calendar Year (CY) 2012), at 3.
21
National Federation of Independent Business v. Sebelius, 132 S. Ct. 2566 (2012).
22
Florida Office of Insurance Regulation Annual Report 2013
Company Activities Calendar Year 2012 This section summarizes the financial information and activities of companies authorized to transact insurance-related business in Florida.
23
This information is compiled from data filed with the Office by each Property and Casualty Coverage Provider. It has not been audited or independently verified.
FLORIDA PROPERTY AND CASUALTY INSURANCE CALENDAR YEAR EXPERIENCE pursuant to Section 627.915(2), FS Data Reporting Form: OIR-DO-308
The data below is attributed to companies exceeding .5% threshold (Direct Written Premium for 2012).
LINE OF BUSINESS
CY 2012 DIRECT PREMIUMS WRITTEN FOR ALL WRITING COMPANIES
DIRECT PREMIUMS WRITTEN
DIRECT PREMIUMS EARNED
DIRECT LOSSES PAID
LOSS RESERVES FOR ALL KNOWN CLAIMS - AT BEGINNING OF YEAR
LOSS RESERVES FOR ALL KNOWN CLAIMS AT END OF YEAR
RESERVES FOR LOSSES INCURRED BUT NOT REPORTED (IBNR) - AT BEGINNING OF YEAR
RESERVES FOR LOSSES INCURRED BUT NOT REPORTED (IBNR) - AT END OF YEAR
DIRECT LOSSES INCURRED
1
01 - Fire
$1,042,026,575
$872,690,085
$851,625,866
$126,254,999
$118,013,380
$95,275,052
$157,702,535
$174,705,273
120,519,409
2
04 - Homeowners multiple peril
$8,179,870,367
$7,578,623,139
$7,413,806,815
$2,205,054,037
$1,222,616,299
$1,099,375,940
$779,820,018
$847,409,582
2,149,403,242
$1,052,696,267
$865,569,966
$848,640,611
$130,473,466
$100,942,356
$100,610,416
$152,318,736
$148,369,737
126,192,527
$433,316,273
$349,065,396
$344,960,254
$169,778,478
$254,489,655
$268,757,896
$259,100,204
$266,131,211
191,077,726
Line Number
3
4
05.1 - Commercial multiple peril (non-liability portion) 05.2 - Commercial multiple peril (liability portion)
5
11 - Medical malpractice
$353,767,498
$338,994,953
$341,962,087
$197,673,584
$483,005,595
$467,679,805
$196,871,898
$189,841,914
175,317,810
6
16- Workers' compensation
$2,013,443,561
$1,730,683,875
$1,689,399,084
$975,062,488
$1,528,609,450
$1,544,783,463
$2,420,816,532
$2,312,757,405
883,177,374
7
17 - Other liability
$1,856,347,866
$1,108,776,995
$1,084,558,126
$436,466,324
$840,993,989
$898,477,571
$1,517,512,910
$1,473,080,961
449,517,957
8
Directors' and Officers' Liability Only (a subset of 17 - Other Liability)
$223,761,063
$211,656,232
$207,704,414
$92,181,006
$143,657,912
$218,913,448
$312,101,105
$315,368,194
170,703,631
9
18 - Products liability
$99,148,743
$78,476,803
$76,502,355
$43,368,617
$93,106,463
$77,520,831
$139,796,036
$131,365,419
19,352,368
10
11
12
13
14
15
19.1 - Private passenger auto no-fault (personal injury) 19.2 - Other private passenger auto liability 19.3 - Commercial auto no-fault (personal injury protection)
$3,388,423,059
$3,004,899,123
$2,894,114,293
$1,981,655,041
$870,394,263
$906,657,695
$639,095,467
$648,345,130
2,027,168,136
$7,072,771,832
$6,163,264,512
$6,116,831,567
$3,690,122,436
$3,411,093,659
$3,190,881,752
$1,033,525,808
$1,042,372,424
3,478,757,145
$82,269,587
$70,119,382
$64,806,191
$45,280,227
$17,757,531
$18,496,851
$23,700,862
$25,246,766
47,565,451
19.4 - Other commercial auto liability
$1,173,170,262
$895,274,961
$862,771,598
$590,134,675
$563,443,801
$600,477,891
$330,158,449
$356,831,420
653,841,736
$3,204,635,189
$2,810,869,605
$2,784,637,551
$1,800,462,701
$94,312,784
$80,178,691
$25,057,381
$25,076,117
1,786,347,344
$236,034,255
$177,832,263
$164,699,658
$87,041,988
$7,230,519
$8,842,201
$6,504,462
$5,945,818
88,095,026
21.1 - Private passenger auto physical damage 21.2 - Commercial auto physical damage
24
This information is compiled from data filed with the Office by each Property and Casualty Coverage Provider. It has not been audited or independently verified.
FLORIDA PROPERTY AND CASUALTY INSURANCE CALENDAR YEAR EXPERIENCE pursuant to Section 627.915(2), FS Data Reporting Form: OIR-DO-308
The data below is attributed to companies exceeding .5% threshold (Direct Written Premium for 2012).
ALLOCATED LOSS ADJUSTMENT EXPENSE - PAID
ALLOCATED LOSS ADJUSTMENT EXPENSE INCURRED
RATIO ALLOCATED LOSS ADJUSTMENT EXPENSE TO PREMIUMS EARNED
UNALLOCATED LOSS ADJUSTED EXPENSE RESERVES AT BEGINNING OF YEAR
UNALLOCATED LOSS ADJUSTED EXPENSE RESERVES AT END OF YEAR
UNALLOCATED LOSS ADJUSTED EXPENSE PAID
$28,613,172
$5,180,574
8,794,396
0.71%
$17,967,918
$16,203,429
$14,590,504
$233,067,219
$247,340,385
$191,523,401
205,796,567
21.92%
$242,355,007
$251,687,040
$380,746,769
51.27%
$57,200,439
$46,074,891
$17,116,233
5,990,685
14.26%
$129,846,832
$227,184,427
$26,003,335
52.28%
$210,635,742
$224,279,203
$61,965,938
75,609,399
7.81%
$137,277,474
$137,362,199
$9,352,828
ALLOCATED LOSS ALLOCATED LOSS RATIO DIRECT LOSSES ADJUSTMENT EXPENSE - ADJUSTMENT EXPENSE INCURRED TO PREMIUMS RESERVES AT RESERVES AT END OF EARNED BEGINNING OF YEAR YEAR
Line Number
LINE OF BUSINESS
1
01 - Fire
14.87%
$24,999,350
2
04 - Homeowners multiple peril
55.39%
3
4
05.1 - Commercial multiple peril (non-liability portion) 05.2 - Commercial multiple peril (liability portion)
5
11 - Medical malpractice
41.45%
$338,527,801
$306,011,981
$81,288,727
48,772,907
10.39%
$24,266,358
$24,665,494
$12,191,537
6
16- Workers' compensation
82.19%
$450,640,323
$441,673,208
$140,868,354
131,901,239
9.88%
$155,367,626
$150,337,553
$86,023,647
7
17 - Other liability
25.30%
$460,202,839
$468,123,919
$104,753,365
112,674,445
29.71%
$78,560,200
$90,012,403
$49,489,058
8
Directors' and Officers' Liability Only (a subset of 17 - Other Liability)
70.04%
$69,870,417
$64,853,012
$25,533,194
20,515,789
7.91%
$18,848,970
$25,252,050
$10,097,017
9
18 - Products liability
56.87%
$115,064,725
$104,644,374
$33,145,384
22,725,033
4.14%
$19,762,068
$17,704,478
$8,564,144
73.40%
$224,197,010
$276,532,091
$176,619,742
228,954,823
19.42%
$139,001,258
$201,984,198
$295,401,050
75.78%
$611,466,609
$627,532,966
$237,332,008
253,398,365
8.15%
$388,855,216
$376,542,713
$474,700,286
64.15%
$4,619,951
$8,186,458
$9,016,126
12,582,633
0.36%
$4,162,189
$4,344,655
$5,309,503
53.49%
$118,016,995
$127,479,097
$60,827,289
70,289,391
1.16%
$40,596,663
$43,787,684
$48,201,335
0.00%
$7,579,212
$8,361,395
$9,285,625
10,067,808
0.00%
$59,803,254
$64,226,012
$266,082,950
0.00%
$2,394,265
$2,522,168
$1,778,925
1,906,828
0.00%
$2,964,581
$2,940,832
$13,297,685
10
11
12
13
14
15
19.1 - Private passenger auto no-fault (personal injury) 19.2 - Other private passenger auto liability 19.3 - Commercial auto no-fault (personal injury protection) 19.4 - Other commercial auto liability 21.1 - Private passenger auto physical damage 21.2 - Commercial auto physical damage
25
This information is compiled from data filed with the Office by each Property and Casualty Coverage Provider. It has not been audited or independently verified.
FLORIDA PROPERTY AND CASUALTY INSURANCE CALENDAR YEAR EXPERIENCE pursuant to Section 627.915(2), FS Data Reporting Form: OIR-DO-308
The data below is attributed to companies exceeding .5% threshold (Direct Written Premium for 2012).
RATIO TOTAL LOSS ADJUSTMENT EXPENSE TO PREMIUMS EARNED
OTHER EXPENSE OTHER ACQUISITION EXPENSE
OTHER EXPENSE GENERAL EXPENSE
OTHER EXPENSE COMMISSIONS AND BROKERAGE EXPENSES
OTHER EXPENSE TAXES, LICENSES AND FEES
TOTAL OTHER EXPENSE
$21,620,411
15.24%
$27,810,089
$34,320,051
$71,143,980
$22,713,388
$155,987,508
2.74%
$595,875,369
24.65%
$377,750,211
$310,948,888
$903,380,063
$151,990,199
$1,744,069,361
$123,340,930
3.68%
$129,331,615
17.94%
$48,578,430
$41,116,924
$131,587,778
$21,664,727
$242,947,859
$9,437,553
4.79%
$85,046,952
12.60%
$19,774,348
$20,102,426
$56,884,019
$7,559,656
$104,320,449
RATIO UNALLOCATED TOTAL LOSS ADJUSTMENT LOSS ADJUSTED EXPENSE - INCURRED EXPENSE TO PREMIUMS EARNED
Line Number
LINE OF BUSINESS
UNALLOCATED LOSS ADJUSTED EXPENSE INCURRED
1
01 - Fire
$12,826,015
14.53%
2
04 - Homeowners multiple peril
$390,078,802
3
4
05.1 - Commercial multiple peril (non-liability portion) 05.2 - Commercial multiple peril (liability portion)
5
11 - Medical malpractice
$12,590,673
5.62%
$61,363,580
16.01%
$6,515,066
$49,583,648
$31,488,617
$6,433,069
$94,020,400
6
16- Workers' compensation
$80,993,574
7.94%
$212,894,813
17.82%
$84,680,520
$111,296,583
$158,766,107
$75,453,260
$430,196,470
7
17 - Other liability
$60,941,261
8.51%
$173,615,706
38.21%
$58,003,303
$46,967,429
$131,925,962
$26,043,256
$262,939,950
8
Directors' and Officers' Liability Only (a subset of 17 - Other Liability)
$16,500,097
12.38%
$37,015,886
20.29%
$15,839,083
$6,485,469
$30,401,290
$5,022,954
$57,748,796
9
18 - Products liability
$6,506,554
7.56%
$29,231,587
11.70%
$5,909,275
$3,996,779
$10,599,834
$1,809,310
$22,315,198
$358,383,990
8.47%
$587,338,813
27.89%
$188,995,363
$142,333,032
$234,959,673
$39,522,076
$605,810,144
$462,387,783
5.96%
$715,786,148
14.10%
$416,409,136
$267,371,050
$424,660,088
$81,690,850
$1,190,131,124
$5,491,969
9.71%
$18,074,602
10.08%
$2,436,866
$4,819,334
$7,676,622
$1,200,561
$16,133,383
$51,392,356
8.06%
$121,681,747
9.22%
$36,149,454
$48,684,952
$135,151,505
$17,316,676
$237,302,587
$270,505,708
0.00%
$280,573,516
0.00%
$192,209,990
$116,895,818
$184,210,328
$37,651,822
$530,967,958
$13,273,936
0.00%
$15,180,764
0.00%
$7,292,623
$10,551,645
$23,817,801
$3,405,971
$45,068,040
10
11
12
13
14
15
19.1 - Private passenger auto no-fault (personal injury) 19.2 - Other private passenger auto liability 19.3 - Commercial auto no-fault (personal injury protection) 19.4 - Other commercial auto liability 21.1 - Private passenger auto physical damage 21.2 - Commercial auto physical damage
26
This information is compiled from data filed with the Office by each Property and Casualty Coverage Provider. It has not been audited or independently verified.
FLORIDA PROPERTY AND CASUALTY INSURANCE CALENDAR YEAR EXPERIENCE pursuant to Section 627.915(2), FS Data Reporting Form: OIR-DO-308
The data below is attributed to companies exceeding .5% threshold (Direct Written Premium for 2012). NET INCOME AFTER NET INVESTMENT DIVIDENDS TO GAIN OR LOSS POLICYHOLDER POLICYHOLDER AND OTHER DIVIDEND BUT BEFORE INCOME GAIN OR LOSS FEDERAL INCOME TAX
Line Number
LINE OF BUSINESS
RATIO TOTAL OTHER EXPENSE TO PREMIUMS EARNED
UNDERWRITING GAIN OR LOSS
RATIO TO UNDERWRITING GAIN OR LOSS PREMIUMS EARNED
1
01 - Fire
28.63%
$553,498,538
41.26%
$0
$25,409,272
$578,907,810
2
04 - Homeowners multiple peril
30.24%
$2,924,458,843
-10.29%
$31,649,062
$225,716,740
$3,118,526,521
27.49%
$350,168,610
3.29%
$123,115
$25,064,717
$375,110,212
25.46%
($35,484,873)
9.66%
$3,526
$37,707,773
$2,219,374
3
4
05.1 - Commercial multiple peril (non-liability portion) 05.2 - Commercial multiple peril (liability portion)
5
11 - Medical malpractice
24.24%
$11,260,297
18.30%
$5,424,825
$57,925,425
$63,760,897
6
16- Workers' compensation
27.80%
$163,130,427
-27.81%
$53,112,459
$198,433,967
$308,451,935
7
17 - Other liability
29.17%
$198,484,513
7.32%
$36,100
$182,020,879
$380,469,292
8
Directors' and Officers' Liability Only (a subset of 17 - Other Liability)
20.93%
($57,763,899)
-11.27%
$0
$46,188,671
($11,575,228)
9
18 - Products liability
19.46%
$5,603,202
11.97%
$9,045
$20,755,010
$26,349,167
24.89%
($326,202,800)
-26.18%
$4,292,120
$74,906,149
($255,588,771)
27.50%
$732,157,150
-17.39%
$31,826,189
$136,389,146
$836,720,107
19.07%
($16,967,245)
6.71%
$0
$5,119,279
($11,847,966)
27.36%
($150,054,472)
9.93%
$15,207
$45,991,071
($104,078,608)
0.00%
$186,748,733
0.00%
$15,679,444
$24,633,182
$195,702,471
0.00%
$16,355,828
0.00%
$0
$3,245,403
$19,601,231
10
11
12
13
14
15
19.1 - Private passenger auto no-fault (personal injury) 19.2 - Other private passenger auto liability 19.3 - Commercial auto no-fault (personal injury protection) 19.4 - Other commercial auto liability 21.1 - Private passenger auto physical damage 21.2 - Commercial auto physical damage
27
Top 15 Carriers by Line of Business - CY 2012 Property and Casualty Pursuant to Section 624.313(1)(f), F.S.
Aggregate Write-Ins For Other Lines Of Business Company Jefferson Insurance Company Courtesy Insurance Company Caterpillar Insurance Company American Zurich Insurance Company ARAG Insurance Company Arch Insurance Company American Road Insurance Company (The) Midwest Employers Casualty Company Westport Insurance Corporation Triton Insurance Company Esurance Property & Casualty Insurance Company Ohio Indemnity Company ACE American Insurance Company Stonebridge Casualty Insurance Company American Bankers Insurance Company Of Florida
Aircraft (All Perils) Company National Union Fire Ins. Co. Of Pittsburgh, PA Allianz Global Risks Us Insurance Company ACE American Insurance Company American Alternative Insurance Corporation Federal Insurance Company Old Republic Insurance Company XL Specialty Insurance Company Catlin Insurance Company, Inc. National Indemnity Company U.S. Specialty Insurance Company Liberty Mutual Insurance Company StarNet Insurance Company Insurance Company Of The State Of Pennsylvania New Hampshire Insurance Company Houston Casualty Company Source: NAIC State Page Exhibit
28
NAIC Code 11630 26492 11255 40142 34738 11150 19631 23612 39845 41211 30210 26565 22667 10952 10111
Total Premium: Written Premium $31,531,081 $15,549,866 $7,433,671 $7,013,376 $6,880,463 $5,180,252 $3,889,816 $3,543,245 $2,109,396 $1,406,096 $1,363,223 $1,172,554 $855,917 $796,995 $763,012
NAIC Code 19445 35300 22667 19720 20281 24147 37885 19518 20087 29599 23043 40045 19429 23841 42374
Total Premium: Written Premium $21,374,746 $10,203,123 $8,739,989 $8,240,276 $7,454,740 $6,682,430 $6,670,223 $5,592,998 $5,104,599 $4,025,298 $3,578,510 $3,336,232 $3,047,029 $2,807,475 $1,676,402
$92,792,946 Market Share 34.0% 16.8% 8.0% 7.6% 7.4% 5.6% 4.2% 3.8% 2.3% 1.5% 1.5% 1.3% 0.9% 0.9% 0.8%
$111,570,496 Market Share 19.2% 9.2% 7.8% 7.4% 6.7% 6.0% 6.0% 5.0% 4.6% 3.6% 3.2% 3.0% 2.7% 2.5% 1.5%
Top 15 Carriers by Line of Business - CY 2012 Property and Casualty Pursuant to Section 624.313(1)(f), F.S.
All Other Accident and Health Company American Alternative Insurance Corporation State Farm Mutual Automobile Insurance Company Markel Insurance Company Houston Casualty Company Imperium Insurance Company AssuranceAmerica Insurance Company American Bankers Insurance Company Of Florida Central States Indemnity Company Of Omaha State Automobile Mutual Insurance Company American Casualty Company Of Reading, PA National Casualty Company Continental Casualty Company
Allied Lines Company Citizens Property Insurance Corporation American Security Insurance Company QBE Insurance Corporation Westchester Surplus Lines Insurance Company Lexington Insurance Company QBE Specialty Insurance Company Landmark American Insurance Company Arch Specialty Insurance Company Factory Mutual Insurance Company Westport Insurance Corporation Zurich American Insurance Company American Integrity Insurance Company Of Florida ASI Assurance Corp. Universal Property & Casualty Insurance Company Scottsdale Insurance Company
Source: NAIC State Page Exhibit
29
NAIC Code 19720 25178 38970 42374 35408 11558 10111 34274 25135 20427 11991 20443
Total Premium: Written Premium $5,760,113 $2,363,886 $1,121,032 $1,048,105 $606,123 $104,121 $22,977 $3,276 $249 $154 $27 $20
NAIC Code 10064 42978 39217 10172 19437 11515 33138 21199 21482 39845 16535 12841 12196 10861 41297
Total Premium: Written Premium $1,399,537,642 $171,546,420 $88,879,382 $88,228,034 $85,447,123 $82,628,163 $72,021,281 $66,786,881 $63,124,553 $42,827,249 $36,878,867 $34,959,391 $34,791,124 $32,551,249 $32,476,298
$11,030,083 Market Share 52.2% 21.4% 10.2% 9.5% 5.5% 0.9% 0.2% 0.0% 0.0% 0.0% 0.0% 0.0%
$3,030,326,665 Market Share 46.2% 5.7% 2.9% 2.9% 2.8% 2.7% 2.4% 2.2% 2.1% 1.4% 1.2% 1.2% 1.2% 1.1% 1.1%
Top 15 Carriers by Line of Business - CY 2012 Property and Casualty Pursuant to Section 624.313(1)(f), F.S.
Boiler and Machinery Company Factory Mutual Insurance Company Hartford Steam Boiler Inspection & Ins. Company Lexington Insurance Company Continental Casualty Company Travelers Property Casualty Company Of America National Union Fire Ins. Co. Of Pittsburgh, PA Federal Insurance Company Phoenix Insurance Company Westport Insurance Corporation Zurich American Insurance Company American Guarantee And Liability Ins. Co. Liberty Mutual Fire Insurance Company Universal Underwriters Insurance Company Great American Insurance Company Of New York Travelers Indemnity Company Of America
NAIC Code 21482 11452 19437 20443 25674 19445 20281 25623 39845 16535 26247 23035 41181 22136 25666
Total Premium: Written Premium $14,106,831 $6,602,213 $5,854,690 $5,624,687 $3,500,067 $2,713,035 $2,316,136 $2,230,245 $1,886,878 $1,866,418 $1,342,625 $1,237,561 $1,141,632 $782,957 $762,085
NAIC Code 31194 19445 20281 10847 22730 29599 11142 10200 19682 16535 39306 41181 42579 10677 44776
Total Premium: Written Premium $1,932,499 $1,465,400 $1,304,613 $1,242,457 $954,683 $845,048 $654,469 $407,271 $401,068 $395,876 $386,498 $311,839 $244,553 $230,486 $195,236
Burglary and Theft Company Travelers Casualty And Surety Co. Of America National Union Fire Ins. Co. Of Pittsburgh, PA Federal Insurance Company CUMIS Insurance Society, Inc. Allied World Insurance Company U.S. Specialty Insurance Company United Casualty Insurance Company Of America Hiscox Insurance Company Inc. Hartford Fire Insurance Company Zurich American Insurance Company Fidelity And Deposit Company Of Maryland Universal Underwriters Insurance Company Allied Property & Casualty Insurance Company Cincinnati Insurance Company Torus Specialty Insurance Company Source: NAIC State Page Exhibit
30
$62,891,278 Market Share 22.4% 10.5% 9.3% 8.9% 5.6% 4.3% 3.7% 3.6% 3.0% 3.0% 2.1% 2.0% 1.8% 1.2% 1.2%
$13,419,664 Market Share 14.4% 10.9% 9.7% 9.3% 7.1% 6.3% 4.9% 3.0% 3.0% 3.0% 2.9% 2.3% 1.8% 1.7% 1.5%
Top 15 Carriers by Line of Business - CY 2012 Property and Casualty Pursuant to Section 624.313(1)(f), F.S.
Collectively Renewable Accident and Health Company Genesis Insurance Company Government Employees Insurance Company Continental Casualty Company National Casualty Company 21st Century Premier Insurance Company
Commercial Auto No-Fault (PIP) Company Progressive Express Insurance Company Allstate Insurance Company Integon National Insurance Company Arch Insurance Company Kingsway Amigo Insurance Company Infinity Auto Insurance Company United Automobile Insurance Company Auto-Owners Insurance Company Mercury Insurance Company Of Florida Victoria Select Insurance Company State Farm Mutual Automobile Insurance Company Travelers Property Casualty Company Of America Allstate Indemnity Company Ascendant Commercial Insurance, Inc. Owners Insurance Company
Source: NAIC State Page Exhibit
31
NAIC Code 38962 22063 20443 11991 20796
Total Premium: Written Premium $172,052 $3,567 $2,830 $218 $170
NAIC Code 10193 19232 29742 11150 21300 11738 35319 18988 11202 10105 25178 25674 19240 13683 32700
Total Premium: Written Premium $29,908,538 $8,569,996 $3,885,629 $2,813,400 $2,578,358 $2,556,317 $2,529,697 $2,125,308 $1,414,271 $1,366,878 $1,356,624 $1,237,033 $1,200,894 $1,090,146 $1,069,313
$178,837 Market Share 96.2% 2.0% 1.6% 0.1% 0.1%
$85,352,999 Market Share 35.0% 10.0% 4.6% 3.3% 3.0% 3.0% 3.0% 2.5% 1.7% 1.6% 1.6% 1.5% 1.4% 1.3% 1.3%
Top 15 Carriers by Line of Business - CY 2012 Property and Casualty Pursuant to Section 624.313(1)(f), F.S.
Commercial Auto Physical Damage Company Progressive Express Insurance Company Auto-Owners Insurance Company Allstate Insurance Company Westfield Insurance Company CorePointe Insurance Company State Farm Mutual Automobile Insurance Company Owners Insurance Company Universal Underwriters Insurance Company Balboa Insurance Company Motors Insurance Corporation Voyager Indemnity Insurance Company National Trust Insurance Company Amerisure Insurance Company Northland Insurance Company Liberty Mutual Fire Insurance Company
Commercial Multiple Peril (Liability Portion) Company Philadelphia Indemnity Insurance Company Old Dominion Insurance Company Scottsdale Insurance Company Westfield Insurance Company Federal Insurance Company Southern-Owners Insurance Company Hartford Casualty Insurance Company Granada Insurance Company American Economy Insurance Company Depositors Insurance Company Nationwide Insurance Company Of America Zurich American Insurance Company Companion Specialty Insurance Company Rockhill Insurance Company Sagamore Insurance Company Source: NAIC State Page Exhibit
32
NAIC Code 10193 18988 19232 24112 10499 25178 32700 41181 24813 22012 40428 20141 19488 24015 23035
Total Premium: Written Premium $37,482,037 $10,330,361 $8,292,243 $7,442,479 $6,371,582 $4,924,916 $4,846,667 $4,718,899 $4,691,480 $4,653,658 $4,003,742 $3,858,506 $3,711,285 $3,532,697 $3,486,980
NAIC Code 18058 40231 41297 24112 20281 10190 29424 16870 19690 42587 25453 16535 13124 28053 40460
Total Premium: Written Premium $51,719,253 $24,584,240 $20,607,175 $19,725,304 $17,814,129 $16,409,452 $11,647,825 $9,697,284 $9,664,879 $9,439,787 $9,097,278 $9,048,632 $8,902,161 $8,359,830 $8,317,495
$249,931,103 Market Share 15.0% 4.1% 3.3% 3.0% 2.6% 2.0% 1.9% 1.9% 1.9% 1.9% 1.6% 1.5% 1.5% 1.4% 1.4%
$539,739,567 Market Share 9.6% 4.6% 3.8% 3.7% 3.3% 3.0% 2.2% 1.8% 1.8% 1.8% 1.7% 1.7% 1.7% 1.6% 1.5%
Top 15 Carriers by Line of Business - CY 2012 Property and Casualty Pursuant to Section 624.313(1)(f), F.S.
Commercial Multiple Peril (Non-Liability Portion) Company American Coastal Insurance Company QBE Specialty Insurance Company Zurich American Insurance Company American Capital Assurance Corp Steadfast Insurance Company Old Dominion Insurance Company ACE American Insurance Company Princeton Excess And Surplus Lines Ins. Co. Liberty Surplus Insurance Corporation Scottsdale Insurance Company Philadelphia Indemnity Insurance Company First Community Insurance Company Maryland Casualty Company Federal Insurance Company State Farm Florida Insurance Company Credit Company Balboa Insurance Company QBE Specialty Insurance Company Euler Hermes North America Insurance Company Coface North America Insurance Company Old Republic Insurance Company American Bankers Insurance Company Of Florida First Colonial Insurance Company Arch Specialty Insurance Company Arch Insurance Company Employers Fire Insurance Company Great American Insurance Company Standard Guaranty Insurance Company Bankers Standard Insurance Company American National Property & Casualty Company Atradius Trade Credit Insurance, Inc. Source: NAIC State Page Exhibit
33
NAIC Code 12968 11515 16535 12601 26387 40231 22667 10786 10725 41297 18058 13990 19356 20281 10739
Total Premium: Written Premium $261,985,330 $151,134,325 $89,730,820 $61,615,081 $55,845,971 $46,103,005 $35,689,270 $34,927,898 $34,286,154 $33,742,846 $26,079,500 $24,261,802 $19,717,535 $18,908,285 $18,490,726
NAIC Code 24813 11515 20516 31887 24147 10111 29980 21199 11150 20648 16691 42986 18279 28401 25422
Total Premium: Written Premium $161,216,031 $144,766,315 $18,132,084 $7,475,859 $7,113,421 $4,000,512 $3,277,531 $3,125,182 $2,701,400 $2,614,674 $2,585,523 $2,121,565 $1,597,220 $1,572,739 $1,538,059
$1,506,979,050 Market Share 17.4% 10.0% 6.0% 4.1% 3.7% 3.1% 2.4% 2.3% 2.3% 2.2% 1.7% 1.6% 1.3% 1.3% 1.2% $373,269,700 Market Share 43.2% 38.8% 4.9% 2.0% 1.9% 1.1% 0.9% 0.8% 0.7% 0.7% 0.7% 0.6% 0.4% 0.4% 0.4%
Top 15 Carriers by Line of Business - CY 2012 Property and Casualty Pursuant to Section 624.313(1)(f), F.S.
Credit Accident and Health (Group and Individual) Company American Bankers Insurance Company Of Florida State Farm Mutual Automobile Insurance Company Central States Indemnity Company Of Omaha Stonebridge Casualty Insurance Company
Earthquake Company Lexington Insurance Company Travelers Excess And Surplus Lines Company Arch Specialty Insurance Company Alterra Excess & Surplus Insurance Company Travelers Property Casualty Company Of America Ironshore Specialty Insurance Company Liberty Mutual Fire Insurance Company Torus Specialty Insurance Company Travelers Indemnity Company Zurich American Insurance Company Essex Insurance Company Westport Insurance Corporation Allied World Assurance Company (US), Inc. Westchester Surplus Lines Insurance Company Maiden Specialty Insurance Company
Source: NAIC State Page Exhibit
34
NAIC Code 10111 25178 34274 10952
Total Premium: Written Premium $2,103,436 $456,722 $268,335 $112,951
NAIC Code 19437 29696 21199 33189 25674 25445 23035 44776 25658 16535 39020 39845 19489 10172 37745
Total Premium: Written Premium $10,350,473 $2,657,488 $2,517,274 $2,220,855 $1,487,543 $1,338,780 $998,434 $976,181 $842,675 $835,497 $805,682 $699,298 $653,171 $526,253 $403,936
$2,941,444 Market Share 71.5% 15.5% 9.1% 3.8%
$32,321,918 Market Share 32.0% 8.2% 7.8% 6.9% 4.6% 4.1% 3.1% 3.0% 2.6% 2.6% 2.5% 2.2% 2.0% 1.6% 1.3%
Top 15 Carriers by Line of Business - CY 2012 Property and Casualty Pursuant to Section 624.313(1)(f), F.S.
Excess Workers' Compensation Company LM Insurance Corporation Star Insurance Company Safety National Casualty Corporation ACE American Insurance Company New York Marine And General Insurance Company Arch Insurance Company National Union Fire Ins. Co. Of Pittsburgh, PA CastlePoint National Insurance Company Zurich American Insurance Company Travelers Property Casualty Company Of America Federated Rural Electric Insurance Exchange Princeton Excess And Surplus Lines Ins. Co. Gray Insurance Company (The) Hartford Casualty Insurance Company XL Specialty Insurance Company
Farmowners Multiple Peril Company Great American Insurance Company Great American Assurance Company Travelers Indemnity Company Of America FCCI Insurance Company Great American Insurance Company Of New York Indemnity Insurance Company Of North America FCCI Commercial Insurance Company Scottsdale Insurance Company Travelers Indemnity Company Of Connecticut Travelers Indemnity Company Charter Oak Fire Insurance Company Great American Alliance Insurance Company Markel Insurance Company Gemini Insurance Company Illinois Union Insurance Company Source: NAIC State Page Exhibit
35
NAIC Code 33600 18023 15105 22667 16608 11150 19445 40134 16535 25674 11118 10786 36307 29424 37885
Total Premium: Written Premium $15,878,071 $13,311,034 $8,415,465 $4,960,655 $4,739,217 $2,203,579 $2,196,633 $1,036,886 $1,026,470 $884,544 $644,213 $421,566 $262,008 $253,648 $162,646
NAIC Code 16691 26344 25666 10178 22136 43575 33472 41297 25682 25658 25615 26832 38970 10833 27960
Total Premium: Written Premium $5,641,426 $4,012,127 $2,964,063 $2,237,378 $1,798,135 $1,650,070 $1,208,797 $1,192,525 $1,054,406 $541,773 $436,971 $399,321 $398,206 $372,508 $163,884
$56,709,317 Market Share 28.0% 23.5% 14.8% 8.8% 8.4% 3.9% 3.9% 1.8% 1.8% 1.6% 1.1% 0.7% 0.5% 0.5% 0.3%
$24,075,125 Market Share 23.4% 16.7% 12.3% 9.3% 7.5% 6.9% 5.0% 5.0% 4.4% 2.3% 1.8% 1.7% 1.7% 1.6% 0.7%
Top 15 Carriers by Line of Business - CY 2012 Property and Casualty Pursuant to Section 624.313(1)(f), F.S.
Federal Flood Company Wright National Flood Insurance Company Allstate Insurance Company Hartford Insurance Company Of The Midwest American Bankers Insurance Company Of Florida American Strategic Insurance Corp. Nationwide Mutual Fire Insurance Company USAA General Indemnity Company Selective Insurance Company Of The Southeast Standard Fire Insurance Company Tower Hill Preferred Insurance Company Service Insurance Company Auto Club South Insurance Company First Community Insurance Company Nationwide Mutual Insurance Company Philadelphia Indemnity Insurance Company Fidelity Company Federal Insurance Company Travelers Casualty And Surety Co. Of America National Union Fire Ins. Co. Of Pittsburgh, PA CUMIS Insurance Society, Inc. Great American Insurance Company Hartford Fire Insurance Company Fidelity And Deposit Company Of Maryland Liberty Mutual Insurance Company Zurich American Insurance Company Continental Insurance Company Western Surety Company St. Paul Mercury Insurance Company Continental Casualty Company St. Paul Fire & Marine Insurance Company Executive Risk Indemnity Inc. Source: NAIC State Page Exhibit
36
NAIC Code 11523 19232 37478 10111 10872 23779 18600 39926 19070 29050 36560 41041 13990 23787 18058
Total Premium: Written Premium $198,156,958 $91,105,694 $81,421,300 $59,243,769 $48,197,445 $42,232,590 $36,403,733 $34,752,116 $31,042,562 $28,714,852 $26,128,998 $20,983,836 $17,637,967 $16,057,288 $13,668,311
NAIC Code 20281 31194 19445 10847 16691 19682 39306 23043 16535 35289 13188 24791 20443 24767 35181
Total Premium: Written Premium $9,083,592 $8,504,721 $6,697,864 $3,735,864 $3,694,550 $3,176,647 $1,952,895 $1,741,068 $1,614,330 $1,508,101 $1,235,369 $1,210,502 $958,561 $822,490 $710,306
$864,157,728 Market Share 22.9% 10.5% 9.4% 6.9% 5.6% 4.9% 4.2% 4.0% 3.6% 3.3% 3.0% 2.4% 2.0% 1.9% 1.6% $57,259,808 Market Share 15.9% 14.9% 11.7% 6.5% 6.5% 5.6% 3.4% 3.0% 2.8% 2.6% 2.2% 2.1% 1.7% 1.4% 1.2%
Top 15 Carriers by Line of Business - CY 2012 Property and Casualty Pursuant to Section 624.313(1)(f), F.S.
Financial Guaranty Company Assured Guaranty Municipal Corp. Ambac Assurance Corporation MBIA Insurance Corporation Security National Insurance Company Fire Company American Security Insurance Company Citizens Property Insurance Corporation Lexington Insurance Company Liberty Mutual Fire Insurance Company Security First Insurance Company Voyager Indemnity Insurance Company Empire Indemnity Insurance Company Landmark American Insurance Company Southern Fidelity Insurance Company Factory Mutual Insurance Company Ironshore Specialty Insurance Company QBE Specialty Insurance Company Southern Oak Insurance Company Florida Family Insurance Company Chubb Custom Insurance Company
Source: NAIC State Page Exhibit
37
NAIC Code 18287 18708 12041 19879
Total Premium: $6,840,421 Written Market Share Premium $5,777,533 84.5% $604,305 8.8% $484,956 7.1% ($26,373) -0.4%
NAIC Code 42978 10064 19437 23035 10117 40428 21334 33138 10136 21482 25445 11515 12247 10688 38989
Total Premium: Written Premium $423,568,229 $143,828,202 $133,445,447 $39,908,272 $37,452,846 $36,029,609 $32,030,643 $31,818,426 $31,079,201 $27,957,064 $24,664,003 $24,160,862 $23,796,672 $22,080,125 $21,777,549
$1,522,522,296 Market Share 27.8% 9.5% 8.8% 2.6% 2.5% 2.4% 2.1% 2.1% 2.0% 1.8% 1.6% 1.6% 1.6% 1.5% 1.4%
Top 15 Carriers by Line of Business - CY 2012 Property and Casualty Pursuant to Section 624.313(1)(f), F.S.
Group Accident and Health Company National Union Fire Ins. Co. Of Pittsburgh, PA State Farm Mutual Automobile Insurance Company ACE American Insurance Company Zurich American Insurance Company AMEX Assurance Company BCS Insurance Company United States Fire Insurance Company Continental Casualty Company Atlantic Specialty Insurance Company Starr Indemnity & Liability Company Federal Insurance Company QBE Insurance Corporation Independence American Insurance Company AXIS Insurance Company North American Specialty Insurance Company
Guaranteed Renewable Accident and Health Company State Farm Mutual Automobile Insurance Company Continental Casualty Company National Union Fire Ins. Co. Of Pittsburgh, PA Ullico Casualty Company American States Insurance Company National Casualty Company 21st Century Premier Insurance Company AMEX Assurance Company 21st Century Centennial Insurance Company Zurich American Insurance Company Arrowood Indemnity Company
Source: NAIC State Page Exhibit
38
NAIC Code 19445 25178 22667 16535 27928 38245 21113 20443 27154 38318 20281 39217 26581 37273 29874
Total Premium: Written Premium $57,841,009 $19,261,471 $16,879,183 $10,470,884 $10,035,119 $8,863,178 $8,334,520 $7,991,258 $4,306,231 $2,953,911 $2,652,009 $2,372,932 $2,005,975 $1,866,276 $1,263,187
NAIC Code 25178 20443 19445 37893 19704 11991 20796 27928 34789 16535 24678
Total Premium: Written Premium $42,474,886 $25,476,643 $656,787 $109,245 $45,311 $4,036 $3,548 $964 $398 $310 $178
$162,624,472 Market Share 35.6% 11.8% 10.4% 6.4% 6.2% 5.5% 5.1% 4.9% 2.7% 1.8% 1.6% 1.5% 1.2% 1.2% 0.8%
$68,772,306 Market Share 61.8% 37.0% 1.0% 0.2% 0.1% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%
Top 15 Carriers by Line of Business - CY 2012 Property and Casualty Pursuant to Section 624.313(1)(f), F.S.
Homeowners Multiple Peril Company Citizens Property Insurance Corporation State Farm Florida Insurance Company Universal Property & Casualty Insurance Company United Services Automobile Association St. Johns Insurance Company, Inc. Florida Peninsula Insurance Company United Property & Casualty Insurance Company Homeowners Choice P&C Ins. Co., Inc. Security First Insurance Company Tower Hill Prime Insurance Company Federal Insurance Company USAA Casualty Insurance Company Castle Key Insurance Company Tower Hill Preferred Insurance Company ASI Preferred Insurance Corp.
Inland Marine Company Continental Casualty Company Liberty Mutual Insurance Company Federal Insurance Company State Farm Florida Insurance Company American Zurich Insurance Company Factory Mutual Insurance Company Stonebridge Casualty Insurance Company American Home Assurance Company Progressive American Insurance Company Progressive Express Insurance Company AGCS Marine Insurance Company Travelers Property Casualty Company Of America Old Republic Insurance Company American Reliable Insurance Company Lexington Insurance Company Source: NAIC State Page Exhibit
39
NAIC Code 10064 10739 10861 25941 11844 10132 10969 12944 10117 11027 20281 25968 30511 29050 13142
Total Premium: Written Premium $1,637,388,951 $727,506,719 $695,718,938 $256,606,318 $256,554,254 $244,288,466 $209,073,600 $208,143,710 $189,242,664 $162,870,283 $149,702,517 $141,649,970 $132,556,196 $123,421,900 $113,330,731
NAIC Code 20443 23043 20281 10739 40142 21482 10952 19380 24252 10193 22837 25674 24147 19615 19437
Total Premium: Written Premium $104,457,414 $101,645,762 $35,996,429 $35,327,809 $29,555,365 $25,878,930 $24,359,509 $24,021,981 $23,990,700 $21,509,904 $21,006,646 $16,778,283 $15,912,777 $14,404,909 $13,795,988
$8,384,065,144 Market Share 19.5% 8.7% 8.3% 3.1% 3.1% 2.9% 2.5% 2.5% 2.3% 1.9% 1.8% 1.7% 1.6% 1.5% 1.4%
$905,674,416 Market Share 11.5% 11.2% 4.0% 3.9% 3.3% 2.9% 2.7% 2.7% 2.7% 2.4% 2.3% 1.9% 1.8% 1.6% 1.5%
Top 15 Carriers by Line of Business - CY 2012 Property and Casualty Pursuant to Section 624.313(1)(f), F.S.
Medical Professional Liability Company First Professionals Insurance Company, Inc MAG Mutual Insurance Company Doctors Company, An Interinsurance Exch. (The) Florida Doctors Insurance Company Medical Protective Company (The) ProAssurance Casualty Company The Healthcare Underwriting Company, A RRG Lexington Insurance Company American Casualty Company Of Reading, PA Health Care Indemnity, Inc. Columbia Casualty Company Evanston Insurance Company Darwin Select Insurance Company MedMal Direct Insurance Company Samaritan Risk Retention Group, Inc.
Mortgage Guaranty Company Mortgage Guaranty Insurance Corporation Radian Guaranty, Inc. United Guaranty Residential Insurance Company Republic Mortgage Insurance Company CMG Mortgage Insurance Company Essent Guaranty, Inc., Genworth Residential Mortgage Assurance Corp. Genworth Residential Mortgage Ins. Corp. Of NC United Guaranty Mortgage Indemnity Company MGIC Indemnity Corporation Genworth Mortgage Ins. Corp. Of NC
Source: NAIC State Page Exhibit
40
NAIC Code 33383 42617 34495 12441 11843 38954 10152 19437 20427 35904 31127 35378 24319 13793 12511
Total Premium: Written Premium $98,677,086 $51,311,111 $40,735,174 $31,514,861 $26,763,870 $21,633,335 $17,469,422 $11,817,686 $11,296,457 $9,995,854 $8,687,785 $8,561,354 $8,537,568 $8,120,879 $8,041,677
$543,579,962
NAIC Code 29858 33790 15873 28452 40266 13634 18759 29823 26999 18740 16675
Total Premium: $189,908,141 Written Market Share Premium $67,148,319 35.4% $56,275,756 29.6% $29,524,672 15.6% $25,935,766 13.7% $4,662,499 2.5% $2,179,350 1.2% $1,899,944 1.0% $1,450,666 0.8% $446,170 0.2% $385,025 0.2% ($26) 0.0%
Market Share 18.2% 9.4% 7.5% 5.8% 4.9% 4.0% 3.2% 2.2% 2.1% 1.8% 1.6% 1.6% 1.6% 1.5% 1.5%
Top 15 Carriers by Line of Business - CY 2012 Property and Casualty Pursuant to Section 624.313(1)(f), F.S.
Multiple Peril Crop Company Producers Agriculture Insurance Company GuideOne Mutual Insurance Company ACE Property And Casualty Insurance Company Agri General Insurance Company Great American Insurance Company Fireman's Fund Insurance Company Rural Community Insurance Company Acceptance Indemnity Insurance Company John Deere Insurance Company NAU Country Insurance Company State Farm Fire And Casualty Company Austin Mutual Insurance Company American Agri-Business Insurance Company
Non-Cancelable Accident and Health Company Liberty Mutual Insurance Company Stonebridge Casualty Insurance Company
Non-Renewable for Stated Reasons Only Company State Farm Mutual Automobile Insurance Company Continental Casualty Company National Casualty Company American Casualty Company Of Reading, PA
Source: NAIC State Page Exhibit
41
NAIC Code 34312 15032 20699 42757 16691 21873 39039 20010 36781 25240 25143 13412 12548
Total Premium: Written Premium $33,469,437 $23,231,197 $22,210,855 $17,956,781 $13,596,854 $4,352,936 $3,704,944 $1,114,490 $913,866 $537,065 $477,823 $361,878 $181,008
NAIC Code 23043 10952
Total Premium: Written Premium $809 $310
NAIC Code 25178 20443 11991 20427
Total Premium: Written Premium $4,747,121 $1,516 $405 $334
$122,109,134 Market Share 27.4% 19.0% 18.2% 14.7% 11.1% 3.6% 3.0% 0.9% 0.8% 0.4% 0.4% 0.3% 0.2%
$1,119 Market Share 72.3% 27.7%
$4,749,376 Market Share 100.0% 0.0% 0.0% 0.0%
Top 15 Carriers by Line of Business - CY 2012 Property and Casualty Pursuant to Section 624.313(1)(f), F.S.
Ocean Marine Company Continental Casualty Company National Union Fire Ins. Co. Of Pittsburgh, PA ACE American Insurance Company Federal Insurance Company Travelers Property Casualty Company Of America Seven Seas Insurance Company, Inc. Starr Indemnity & Liability Company Atlantic Specialty Insurance Company AGCS Marine Insurance Company Seaworthy Insurance Company Navigators Insurance Company St. Paul Fire & Marine Insurance Company Great American Insurance Company Of New York Chartis Property Casualty Company Markel American Insurance Company
Other Accident Only Company New Hampshire Insurance Company Old Republic Insurance Company National Union Fire Ins. Co. Of Pittsburgh, PA Federal Insurance Company American Home Assurance Company National Casualty Company AMEX Assurance Company Triton Insurance Company Access Insurance Company State Farm Mutual Automobile Insurance Company
Source: NAIC State Page Exhibit
42
NAIC Code 20443 19445 22667 20281 25674 37672 38318 27154 22837 37923 42307 24767 22136 19402 28932
Total Premium: Written Premium $36,421,217 $30,850,092 $20,407,859 $17,978,973 $17,557,809 $16,366,167 $15,241,612 $11,602,989 $9,993,728 $9,704,902 $8,623,123 $8,420,371 $8,210,368 $6,841,966 $6,694,745
NAIC Code 23841 24147 19445 20281 19380 11991 27928 41211 11711 25178
Total Premium: Written Premium $3,806,052 $1,656,654 $159,780 $45,058 $34,649 $2,963 $1,514 $867 $527 $366
$284,679,000 Market Share 12.8% 10.8% 7.2% 6.3% 6.2% 5.8% 5.4% 4.1% 3.5% 3.4% 3.0% 3.0% 2.9% 2.4% 2.4%
$5,708,430 Market Share 66.7% 29.0% 2.8% 0.8% 0.6% 0.1% 0.0% 0.0% 0.0% 0.0%
Top 15 Carriers by Line of Business - CY 2012 Property and Casualty Pursuant to Section 624.313(1)(f), F.S.
Other Commercial Auto Liability Company Progressive Express Insurance Company Auto-Owners Insurance Company Westfield Insurance Company Empire Fire And Marine Insurance Company Travelers Property Casualty Company Of America Allstate Insurance Company CastlePoint Florida Insurance Company State Farm Mutual Automobile Insurance Company Amerisure Insurance Company Owners Insurance Company National Trust Insurance Company Zurich American Insurance Company Ascendant Commercial Insurance, Inc. Philadelphia Indemnity Insurance Company FCCI Commercial Insurance Company
Other Liability - Claims-Made Company National Union Fire Ins. Co. Of Pittsburgh, PA Continental Casualty Company Chartis Specialty Insurance Company XL Specialty Insurance Company Federal Insurance Company Travelers Casualty And Surety Co. Of America Lexington Insurance Company Indian Harbor Insurance Company Columbia Casualty Company Zurich American Insurance Company Westchester Fire Insurance Company Illinois National Insurance Company Great American Insurance Company Attorneys' Liability Assurance Society, Inc., RRG Westport Insurance Corporation Source: NAIC State Page Exhibit
43
NAIC Code 10193 18988 24112 21326 25674 19232 13599 25178 19488 32700 20141 16535 13683 18058 33472
Total Premium: Written Premium $164,929,646 $45,414,769 $31,963,197 $25,901,828 $25,558,177 $24,157,170 $24,014,181 $22,728,361 $22,101,323 $21,502,249 $20,258,296 $19,028,277 $19,001,426 $17,641,151 $15,039,118
NAIC Code 19445 20443 26883 37885 20281 31194 19437 36940 31127 16535 10030 23817 16691 10639 39845
Total Premium: Written Premium $52,492,347 $47,599,710 $35,519,283 $34,719,660 $34,650,477 $32,953,931 $32,378,410 $20,073,076 $19,494,239 $15,148,998 $14,183,404 $13,827,145 $12,697,922 $12,452,478 $12,292,383
$1,203,673,000 Market Share 13.7% 3.8% 2.7% 2.2% 2.1% 2.0% 2.0% 1.9% 1.8% 1.8% 1.7% 1.6% 1.6% 1.5% 1.3%
$796,673,841 Market Share 6.6% 6.0% 4.5% 4.4% 4.4% 4.1% 4.1% 2.5% 2.5% 1.9% 1.8% 1.7% 1.6% 1.6% 1.5%
Top 15 Carriers by Line of Business - CY 2012 Property and Casualty Pursuant to Section 624.313(1)(f), F.S.
Other liability - Occurrence Company ACE American Insurance Company Continental Casualty Company Scottsdale Insurance Company Southern-Owners Insurance Company State Farm Florida Insurance Company Federal Insurance Company Commerce And Industry Insurance Company National Union Fire Ins. Co. Of Pittsburgh, PA Zurich American Insurance Company First Mercury Insurance Company Auto-Owners Insurance Company Mount Vernon Fire Insurance Company Burlington Insurance Company (The) Nautilus Insurance Company Lexington Insurance Company
Other Private Passenger Auto Liability Company State Farm Mutual Automobile Insurance Company GEICO General Insurance Company Progressive American Insurance Company Progressive Select Insurance Company Allstate Fire And Casualty Insurance Company Allstate Insurance Company GEICO Indemnity Company United Services Automobile Association Government Employees Insurance Company Allstate Property & Casualty Insurance Company USAA Casualty Insurance Company Travelers Home And Marine Ins. Co. (The) 21st Century Centennial Insurance Company Safeco Insurance Company Of Illinois Metropolitan Casualty Insurance Company Source: NAIC State Page Exhibit
44
NAIC Code 22667 20443 41297 10190 10739 20281 19410 19445 16535 10657 18988 26522 23620 17370 19437
Total Premium: Written Premium $124,907,175 $57,874,583 $49,609,804 $48,280,144 $45,812,207 $41,942,617 $35,569,064 $32,518,769 $28,668,992 $24,100,219 $23,935,278 $21,975,619 $21,719,624 $21,390,801 $21,384,408
NAIC Code 25178 35882 24252 10192 29688 19232 22055 25941 22063 17230 25968 27998 34789 39012 40169
Total Premium: Written Premium $1,357,908,809 $662,013,771 $435,190,271 $416,872,053 $333,569,663 $269,989,982 $239,441,274 $223,031,364 $210,393,838 $160,064,402 $158,403,152 $157,047,123 $148,837,054 $109,642,282 $96,951,007
$1,828,324,075 Market Share 6.8% 3.2% 2.7% 2.6% 2.5% 2.3% 2.0% 1.8% 1.6% 1.3% 1.3% 1.2% 1.2% 1.2% 1.2%
$7,086,533,724 Market Share 19.2% 9.3% 6.1% 5.9% 4.7% 3.8% 3.4% 3.2% 3.0% 2.3% 2.2% 2.2% 2.1% 1.6% 1.4%
Top 15 Carriers by Line of Business - CY 2012 Property and Casualty Pursuant to Section 624.313(1)(f), F.S.
Private Passenger Auto No-Fault (PIP) Company State Farm Mutual Automobile Insurance Company GEICO General Insurance Company GEICO Indemnity Company Progressive American Insurance Company Progressive Select Insurance Company Allstate Fire And Casualty Insurance Company Government Employees Insurance Company Direct General Insurance Company United Automobile Insurance Company Allstate Insurance Company Infinity Auto Insurance Company Security National Insurance Company Ocean Harbor Casualty Insurance Company Allstate Property & Casualty Insurance Company Windhaven Insurance Company
Private Passenger Auto Physical Damage Company State Farm Mutual Automobile Insurance Company GEICO General Insurance Company Progressive American Insurance Company Allstate Fire And Casualty Insurance Company Progressive Select Insurance Company GEICO Indemnity Company Allstate Insurance Company United Services Automobile Association Government Employees Insurance Company USAA Casualty Insurance Company Allstate Property & Casualty Insurance Company Travelers Home And Marine Ins. Co. (The) 21st Century Centennial Insurance Company Safeco Insurance Company Of Illinois Infinity Auto Insurance Company Source: NAIC State Page Exhibit
45
NAIC Code 25178 35882 22055 24252 10192 29688 22063 42781 35319 19232 11738 33120 12360 17230 12541
Total Premium: Written Premium $515,305,084 $398,550,725 $276,951,039 $235,709,066 $159,130,106 $111,896,560 $107,599,828 $100,084,167 $95,751,866 $88,645,011 $80,310,645 $75,870,090 $75,256,995 $70,898,244 $60,774,220
NAIC Code 25178 35882 24252 29688 10192 22055 19232 25941 22063 25968 17230 27998 34789 39012 11738
Total Premium: Written Premium $532,230,076 $354,492,825 $199,177,332 $157,775,985 $157,155,621 $149,150,185 $122,794,528 $113,860,308 $113,349,494 $75,735,005 $73,167,252 $62,801,600 $56,111,148 $45,065,540 $40,850,160
$3,420,258,342 Market Share 15.1% 11.7% 8.1% 6.9% 4.7% 3.3% 3.2% 2.9% 2.8% 2.6% 2.4% 2.2% 2.2% 2.1% 1.8%
$3,219,585,324 Market Share 16.5% 11.0% 6.2% 4.9% 4.9% 4.6% 3.8% 3.5% 3.5% 2.4% 2.3% 2.0% 1.7% 1.4% 1.3%
Top 15 Carriers by Line of Business - CY 2012 Property and Casualty Pursuant to Section 624.313(1)(f), F.S.
Products Liability Company Federal Insurance Company Hartford Fire Insurance Company Evanston Insurance Company National Trust Insurance Company Mid-Continent Casualty Company American Guarantee And Liability Ins. Co. First Mercury Insurance Company Amerisure Insurance Company FCCI Commercial Insurance Company Electric Insurance Company Nautilus Insurance Company Admiral Insurance Company Great American E&S Insurance Company Amerisure Mutual Insurance Company Colony Insurance Company Surety Company Travelers Casualty And Surety Co. Of America Liberty Mutual Insurance Company Fidelity And Deposit Company Of Maryland Western Surety Company Westchester Fire Insurance Company International Fidelity Insurance Company Hartford Fire Insurance Company Great American Insurance Company Arch Insurance Company Hanover Insurance Company (The) Lexon Insurance Company Berkley Regional Insurance Company Federal Insurance Company Safeco Insurance Company Of America Merchants Bonding Company (Mutual) Source: NAIC State Page Exhibit
46
NAIC Code 20281 19682 35378 20141 23418 26247 10657 19488 33472 21261 17370 24856 37532 23396 39993
Total Premium: Written Premium $9,359,992 $7,827,307 $6,881,824 $5,176,973 $4,903,185 $4,317,050 $3,840,163 $3,791,198 $3,756,787 $3,549,937 $3,533,559 $3,279,596 $2,874,237 $2,836,622 $2,773,120
NAIC Code 31194 23043 39306 13188 10030 11592 19682 16691 11150 22292 13307 29580 20281 24740 14494
Total Premium: Written Premium $35,826,840 $27,444,778 $21,421,962 $16,991,943 $9,404,355 $9,326,955 $6,504,797 $6,482,232 $5,218,399 $5,157,966 $4,868,357 $4,865,560 $4,446,683 $3,926,269 $3,878,834
$156,490,932 Market Share 6.0% 5.0% 4.4% 3.3% 3.1% 2.8% 2.5% 2.4% 2.4% 2.3% 2.3% 2.1% 1.8% 1.8% 1.8% $250,075,579 Market Share 14.3% 11.0% 8.6% 6.8% 3.8% 3.7% 2.6% 2.6% 2.1% 2.1% 2.0% 2.0% 1.8% 1.6% 1.6%
Top 15 Carriers by Line of Business - CY 2012 Property and Casualty Pursuant to Section 624.313(1)(f), F.S.
Warranty Company Courtesy Insurance Company MIC Property & Casualty Ins. Corp. New Hampshire Insurance Company Lyndon Property Insurance Company Wesco Insurance Company Universal Underwriters Insurance Company Toyota Motor Insurance Company Zale Indemnity Company Continental Insurance Company Old United Casualty Company American Road Insurance Company (The) Dealers Assurance Company National Casualty Company Heritage Indemnity Company Old Republic Insurance Company
Workers' Compensation Company Bridgefield Employers Insurance Company Zenith Insurance Company FCCI Insurance Company Twin City Fire Insurance Company RetailFirst Insurance Company Amerisure Insurance Company FFVA Mutual Insurance Company Technology Insurance Company Liberty Insurance Corporation Charter Oak Fire Insurance Company Guarantee Insurance Company Bridgefield Casualty Insurance Company Hartford Fire Insurance Company American Zurich Insurance Company Comp Options Insurance Company, Inc. Source: NAIC State Page Exhibit
47
NAIC Code 26492 38601 23841 35769 25011 41181 37621 30325 35289 37060 19631 16705 11991 39527 24147
Total Premium: Written Premium $183,598,968 $29,978,017 $28,327,317 $12,459,678 $11,958,208 $11,407,967 $10,507,131 $10,103,766 $8,871,591 $6,536,838 $5,849,535 $3,386,391 $1,622,301 $1,280,203 $752,360
NAIC Code 10701 13269 10178 29459 10700 19488 10385 42376 42404 25615 11398 10335 19682 40142 10834
Total Premium: Written Premium $245,671,477 $119,003,149 $115,836,805 $72,040,987 $70,873,514 $63,758,610 $54,936,776 $52,663,272 $44,780,877 $41,994,269 $41,197,897 $39,283,685 $37,887,919 $37,853,725 $36,972,506
$328,187,840 Market Share 55.9% 9.1% 8.6% 3.8% 3.6% 3.5% 3.2% 3.1% 2.7% 2.0% 1.8% 1.0% 0.5% 0.4% 0.2%
$2,013,465,276 Market Share 12.2% 5.9% 5.8% 3.6% 3.5% 3.2% 2.7% 2.6% 2.2% 2.1% 2.1% 2.0% 1.9% 1.9% 1.8%
Licensed Title Companies by Market Share - CY 2012 Pursuant to Section 624.313(1)(f), F.S.
NAIC Code 50520 50814 50229 51586 50121 50050 50083 51020 50016 51152 50130 12309 50026 50369 51632 50792
Company Old Republic National Title Insurance Company First American Title Insurance Company Chicago Title Insurance Company Fidelity National Title Insurance Company Stewart Title Guaranty Company Westcor Land Title Insurance Company Commonwealth Land Title Insurance Company National Title Insurance Of New York Inc. Title Resources Guaranty Company WFG National Title Insurance Company North American Title Insurance Company Alliant National Title Insurance Company, Inc. Premier Land Title Insurance Company Investors Title Insurance Company EnTitle Insurance Company Southern Title Insurance Corporation
Source: NAIC State Page Exhibit
48
Total Premium: Written Premium $263,943,549 $188,649,515 $141,525,170 $95,114,108 $59,179,507 $38,030,827 $29,170,562 $25,602,298 $18,829,514 $10,525,471 $8,772,605 $8,089,501 $3,716,385 $1,012,269 $572,246 $6,521
$892,740,048 Market Share 29.6% 21.1% 15.9% 10.7% 6.6% 4.3% 3.3% 2.9% 2.1% 1.2% 1.0% 0.9% 0.4% 0.1% 0.1% 0.0%
Top 35 Carriers by Line of Business - CY 2012 Fraternal, Health and Life Premium Pursuant to Section 624.313(1)(f), F.S.
Accident and Health Insurance Company Blue Cross & Blue Shield Of Florida, Inc. Humana Medical Plan, Inc. UnitedHealthcare Insurance Company WellCare Of Florida, Inc. Aetna Health Inc. UnitedHealthcare Of Florida, Inc. CarePlus Health Plans, Inc. AvMed, Inc. Humana Insurance Company Connecticut General Life Insurance Company HealthSpring Of Florida, Inc Coventry Health Care Of Florida, Inc. Aetna Life Insurance Company Preferred Care Partners, Inc. Health Options, Inc. Capital Health Plan, Inc. AMERIGROUP Florida, Inc. Freedom Health, Inc. Medica Healthcare Plans, Inc. Sunshine State Health Plan, Inc. Coventry Summit Health Plan, Inc. Neighborhood Health Partnership, Inc. Health First Health Plans, Inc. Humana Health Insurance Company Of Florida, Inc. Golden Rule Insurance Company HealthSun Health Plans, Inc. Metropolitan Life Insurance Company American Family Life Assurance Company Of Columbus Florida Health Care Plan, Inc. Coventry Health Plan Of Florida, Inc. Physicians United Plan, Inc. Optimum Healthcare, Inc. Molina Healthcare Of Florida, Inc. SilverScript Insurance Company Pennsylvania Life Insurance Company
Source: NAIC Schedule T
49
NAIC Code 98167 95270 79413 95081 95088 95264 95092 95263 73288 62308 11532 95114 60054 11176 95089 95112 95093 10119 12155 13148 10771 95123 95019 69671 62286 10122 65978 60380 13567 95266 10775 12259 13128 12575 67660
Total Premium: $40,291,567,053 Written Market Share Premium $6,478,962,358 16.1% $5,058,795,004 12.6% $4,937,563,552 12.3% $1,796,392,583 4.5% $1,374,815,206 3.4% $1,308,175,850 3.2% $1,186,385,813 2.9% $911,120,985 2.3% $758,294,704 1.9% $748,181,969 1.9% $711,149,123 1.8% $692,628,924 1.7% $674,729,744 1.7% $673,227,330 1.7% $665,100,327 1.7% $616,173,587 1.5% $601,826,177 1.5% $587,454,061 1.5% $559,350,096 1.4% $558,081,995 1.4% $469,903,595 1.2% $443,499,710 1.1% $365,046,382 0.9% $329,296,377 0.8% $314,189,039 0.8% $309,527,879 0.8% $307,421,070 0.8% $300,922,930 0.7% $300,693,009 0.7% $293,464,144 0.7% $262,781,174 0.7% $244,482,656 0.6% $228,827,675 0.6% $193,880,383 0.5% $178,037,842 0.4%
Top 35 Carriers by Line of Business - CY 2012 Fraternal, Health and Life Premium Pursuant to Section 624.313(1)(f), F.S.
Annuity Considerations Company Prudential Insurance Company Of America (The) Jackson National Life Insurance Company Pruco Life Insurance Company Lincoln National Life Insurance Company MetLife Investors Usa Insurance Company Variable Annuity Life Insurance Company Allianz Life Insurance Company Of North America AXA Equitable Life Insurance Company American General Life Insurance Company Security Benefit Life Insurance Company Metropolitan Life Insurance Company Transamerica Life Insurance Company ING Life Insurance And Annuity Company RiverSource Life Insurance Company New York Life Insurance And Annuity Corporation Pacific Life Insurance Company American Equity Investment Life Insurance Company Aviva Life And Annuity Company Teachers Ins. & Annuity Association Of America Ohio National Life Insurance Company Great American Life Insurance Company Protective Life Insurance Company Great-West Life & Annuity Insurance Company Midland National Life Insurance Company Fidelity Investments Life Insurance Company Fidelity & Guaranty Life Insurance Company ReliaStar Life Insurance Company Guardian Insurance & Annuity Company, Inc. Symetra Life Insurance Company PHL Variable Insurance Company Massachusetts Mutual Life Insurance Company Principal Life Insurance Company North American Company For Life And Health Insurance Genworth Life Insurance Company EquiTrust Life Insurance Company
Source: NAIC Schedule T
50
NAIC Code 68241 65056 79227 65676 61050 70238 90611 62944 60488 68675 65978 86231 86509 65005 91596 67466 92738 61689 69345 67172 63312 68136 68322 66044 93696 63274 67105 78778 68608 93548 65935 61271 66974 70025 62510
Total Premium: $19,391,213,150 Written Market Share Premium $3,091,335,968 15.9% $1,552,008,612 8.0% $1,272,307,626 6.6% $1,178,873,662 6.1% $1,109,642,308 5.7% $720,650,013 3.7% $666,811,594 3.4% $633,871,108 3.3% $523,946,408 2.7% $497,087,269 2.6% $467,144,279 2.4% $463,316,070 2.4% $419,435,694 2.2% $370,522,134 1.9% $362,748,158 1.9% $361,269,343 1.9% $355,742,956 1.8% $330,490,863 1.7% $278,404,080 1.4% $269,014,774 1.4% $267,311,105 1.4% $222,826,172 1.1% $181,174,994 0.9% $168,898,042 0.9% $166,660,596 0.9% $158,313,205 0.8% $158,222,588 0.8% $153,540,635 0.8% $140,121,577 0.7% $126,989,412 0.7% $116,619,142 0.6% $108,772,878 0.6% $104,233,970 0.5% $103,461,146 0.5% $100,494,166 0.5%
Top 35 Carriers by Line of Business - CY 2012 Fraternal, Health and Life Premium Pursuant to Section 624.313(1)(f), F.S.
Deposit-Type Contracts Company Principal Life Insurance Company Hartford Life Insurance Company Prudential Retirement Insurance And Annuity Company Knights Of Columbus Aviva Life And Annuity Company Phoenix Life Insurance Company United Of Omaha Life Insurance Company Symetra Life Insurance Company Prudential Insurance Company Of America (The) PHL Variable Insurance Company Minnesota Life Insurance Company ELCO Mutual Life And Annuity Company Teachers Ins. & Annuity Association Of America New York Life Insurance And Annuity Corporation Genworth Life Insurance Company Pruco Life Insurance Company MetLife Investors Usa Insurance Company Presidential Life Insurance Company Union Central Life Insurance Company (The) Pacific Life Insurance Company North American Company For Life And Health Insurance Genworth Life And Annuity Insurance Company Prudential Annuities Life Assurance Corporation Baltimore Life Insurance Company Penn Mutual Life Insurance Company American National Insurance Company Sagicor Life Insurance Company Protective Life Insurance Company Aetna Life Insurance Company Midland National Life Insurance Company National Western Life Insurance Company Transamerica Life Insurance Company Lincoln Benefit Life Company RiverSource Life Insurance Company Bankers Life Insurance Company
Source: NAIC Schedule T
51
NAIC Code 61271 88072 93629 58033 61689 67814 69868 68608 68241 93548 66168 84174 69345 91596 70025 79227 61050 68039 80837 67466 66974 65536 86630 61212 67644 60739 60445 68136 60054 66044 66850 86231 65595 65005 81043
Total Premium: Written Premium $394,194,161 $344,733,950 $146,342,056 $38,568,568 $33,499,107 $30,955,013 $22,595,579 $17,061,319 $12,757,852 $11,670,870 $8,976,779 $8,334,778 $7,582,593 $5,475,276 $5,001,488 $4,993,276 $4,756,911 $4,679,699 $4,475,191 $4,296,143 $4,062,127 $3,631,203 $3,302,942 $3,202,168 $3,198,385 $3,170,742 $2,772,136 $2,682,137 $2,577,136 $2,469,940 $2,427,118 $2,234,575 $2,091,297 $2,048,796 $1,669,235
$1,185,590,486 Market Share 33.2% 29.1% 12.3% 3.3% 2.8% 2.6% 1.9% 1.4% 1.1% 1.0% 0.8% 0.7% 0.6% 0.5% 0.4% 0.4% 0.4% 0.4% 0.4% 0.4% 0.3% 0.3% 0.3% 0.3% 0.3% 0.3% 0.2% 0.2% 0.2% 0.2% 0.2% 0.2% 0.2% 0.2% 0.1%
Top 35 Carriers by Line of Business - CY 2012 Fraternal, Health and Life Premium Pursuant to Section 624.313(1)(f), F.S.
Life Insurance Company Northwestern Mutual Life Insurance Company Lincoln National Life Insurance Company Metropolitan Life Insurance Company John Hancock Life Insurance Company U.S.A. Transamerica Life Insurance Company Prudential Insurance Company Of America (The) New York Life Insurance Company Massachusetts Mutual Life Insurance Company American General Life Insurance Company Guardian Life Insurance Company Of America State Farm Life Insurance Company AXA Equitable Life Insurance Company Pacific Life Insurance Company Pruco Life Insurance Company MetLife Investors Usa Insurance Company Minnesota Life Insurance Company Primerica Life Insurance Company Hartford Life And Annuity Insurance Company Lincoln Benefit Life Company Protective Life Insurance Company Aviva Life And Annuity Company Security Life Of Denver Insurance Company United Of Omaha Life Insurance Company ReliaStar Life Insurance Company New York Life Insurance And Annuity Corporation Midland National Life Insurance Company Great-West Life & Annuity Insurance Company Genworth Life And Annuity Insurance Company Jackson National Life Insurance Company Sun Life Assurance Company Of Canada Principal Life Insurance Company Hartford Life And Accident Insurance Company USAA Life Insurance Company Banner Life Insurance Company Life Insurance Company Of North America
Source: NAIC Schedule T
52
NAIC Code 67091 65676 65978 65838 86231 68241 66915 65935 60488 64246 69108 62944 67466 79227 61050 66168 65919 71153 65595 68136 61689 68713 69868 67105 91596 66044 68322 65536 65056 80802 61271 70815 69663 94250 65498
Total Premium: Written Premium $508,714,464 $411,529,154 $393,790,940 $371,198,812 $272,508,510 $252,770,446 $246,851,237 $239,702,693 $230,115,991 $206,986,135 $204,894,031 $187,348,852 $155,493,494 $145,840,364 $140,657,858 $128,646,043 $124,024,457 $111,268,564 $109,756,882 $109,577,093 $104,248,528 $101,281,809 $96,317,742 $94,960,085 $93,313,235 $91,221,400 $89,519,814 $84,166,779 $77,892,365 $72,284,400 $70,944,655 $70,929,064 $59,716,077 $54,939,514 $53,720,386
$8,109,793,852 Market Share 6.3% 5.1% 4.9% 4.6% 3.4% 3.1% 3.0% 3.0% 2.8% 2.6% 2.5% 2.3% 1.9% 1.8% 1.7% 1.6% 1.5% 1.4% 1.4% 1.4% 1.3% 1.2% 1.2% 1.2% 1.2% 1.1% 1.1% 1.0% 1.0% 0.9% 0.9% 0.9% 0.7% 0.7% 0.7%
Top 35 Carriers by Line of Business - CY 2012 Fraternal, Health and Life Premium Pursuant to Section 624.313(1)(f), F.S.
Other Considerations Company John Hancock Life Insurance Company U.S.A. Nationwide Life Insurance Company Transamerica Financial Life Insurance Company Massachusetts Mutual Life Insurance Company Prudential Insurance Company Of America (The) Transamerica Life Insurance Company Hartford Life Insurance Company Mutual Of America Life Insurance Company Minnesota Life Insurance Company Standard Insurance Company Hartford Life And Annuity Insurance Company Penn Mutual Life Insurance Company Nationwide Life And Annuity Insurance Company ING Life Insurance And Annuity Company AXA Equitable Life Insurance Company MetLife Insurance Company Of Connecticut Metropolitan Life Insurance Company Prudential Retirement Insurance And Annuity Company Ohio National Life Insurance Company Guardian Insurance & Annuity Company, Inc. Gleaner Life Insurance Society Monumental Life Insurance Company New York Life Insurance Company Western Reserve Life Assurance Company Of Ohio Penn Insurance And Annuity Company Northwestern Mutual Life Insurance Company New England Life Insurance Company American Maturity Life Insurance Company Hartford Life And Accident Insurance Company Country Life Insurance Company United Of Omaha Life Insurance Company
Source: NAIC Schedule T
53
NAIC Code 65838 66869 70688 65935 68241 86231 88072 88668 66168 69019 71153 67644 92657 86509 62944 87726 65978 93629 67172 78778 56154 66281 66915 91413 93262 67091 91626 81213 70815 62553 69868
Total Premium: Written Premium $824,429,886 $794,052,701 $748,078,700 $703,727,903 $181,350,273 $128,988,772 $123,938,923 $97,281,801 $67,470,293 $67,077,548 $53,112,271 $51,430,108 $37,009,760 $14,970,811 $14,799,154 $5,071,876 $3,015,275 $1,904,791 $1,775,266 $1,192,676 $624,589 $539,325 $457,193 $316,052 $118,076 $100,000 $22,201 $13,000 $12,172 $11,308 $2,600
$3,922,895,304 Market Share 21.0% 20.2% 19.1% 17.9% 4.6% 3.3% 3.2% 2.5% 1.7% 1.7% 1.4% 1.3% 0.9% 0.4% 0.4% 0.1% 0.1% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
FRATERNAL
Admitted Assets
Total Liabilities
Total Direct Business
Capital and Surplus
Direct Florida Business
$359,047,200
1 BAPTIST LIFE ASSOCIATION
Foreign
$31,324,780
$30,528,440
$796,340
$47,526
2 CATHOLIC ASSOCIATION OF FORESTERS
Foreign
$13,115,397
$6,878,680
$6,236,717
$1,932
3 CATHOLIC FINANCIAL LIFE
Foreign
$1,288,204,174
$1,257,384,450
$30,819,724
$506,207
4 CATHOLIC HOLY FAMILY SOCIETY
Foreign
$120,292,828
$113,973,037
$6,319,791
$1,297,426
5 CATHOLIC LIFE INSURANCE
Foreign
$977,867,016
$907,403,219
$70,463,797
$15,781
6 CROATIAN FRATERNAL UNION OF AMERICA
Foreign
$400,299,038
$376,781,624
$23,517,414
$72,088
7 CSA FRATERNAL LIFE
Foreign
$132,101,476
$129,099,662
$3,001,814
$636,521
8 EVERENCE ASSOCIATION, INC.
Foreign
$396,884,752
$317,322,816
$79,561,936
$1,273,843
9 FIRST CATHOLIC SLOVAK LADIES ASSOCIATION OF THE U.S.A.
Foreign
$727,699,668
$643,630,015
$84,069,649
$395,875
10 FIRST CATHOLIC SLOVAK UNION OF THE UNITED STATES OF AMERICA AND CANADA
Foreign
$305,479,561
$284,832,989
$20,646,572
$26,431
11 GBU FINANCIAL LIFE
Foreign
$1,185,619,386
$1,123,468,859
$62,150,527
$5,084,505
12 GLEANER LIFE INSURANCE SOCIETY
Foreign
$1,437,607,615
$1,356,799,080
$80,808,535
$6,172,410
13 GREEK CATHOLIC UNION OF THE USA
Foreign
$977,168,816
$940,000,637
$37,168,179
$3,322,088
14 INDEPENDENT ORDER OF FORESTERS
Alien
$2,859,964,829
$2,714,440,101
$145,524,728
$26,308,505
15 KNIGHTS OF COLUMBUS
Foreign
19,401,741,303
$17,565,781,957
$1,835,959,346
$71,178,208
16 LOYAL CHRISTIAN BENEFIT ASSOCIATION
Foreign
$182,672,580
$177,927,473
$4,745,107
$148,540
17 LUSO-AMERICAN LIFE INSURANCE SOCIETY
Foreign
$88,147,571
$82,183,438
$5,964,133
$0
18 MODERN WOODMEN OF AMERICA
Foreign
12,385,909,151
$11,053,379,336
$1,332,529,815
$41,771,238
19 NATIONAL SLOVAK SOCIETY OF THE UNITED STATES OF AMER.
Foreign
$651,598,874
$634,068,524
$17,530,350
$3,687,607
20 ORDER OF UNITED COMMERCIAL TRAVELERS OF AMERICA (THE)
Foreign
$22,915,216
$12,175,279
$10,739,937
$5,001,199
FRATERNAL
54
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
21 POLISH NATIONAL ALLIANCE OF THE US OF NA
Foreign
$431,443,786
$419,424,639
$12,019,147
$1,321,681
22 POLISH NATIONAL UNION OF AMERICA
Foreign
$25,715,218
$25,123,355
$591,863
$26,830
23 POLISH ROMAN CATHOLIC UNION OF AMERICA
Foreign
$188,191,047
$183,099,941
$5,091,106
$389,623
24 POLISH WOMEN'S ALLIANCE OF AMERICA
Foreign
$56,062,801
$55,655,425
$407,376
$15
25 ROYAL NEIGHBORS OF AMERICA
Foreign
$831,334,324
$624,927,407
$206,406,917
$5,521,811
26 SLOVENE NATIONAL BENEFIT SOCIETY
Foreign
$194,430,126
$188,747,377
$5,682,749
$56,392
27 SONS OF NORWAY
Foreign
$337,042,305
$329,165,840
$7,876,465
$1,207,294
28 SUPREME COUNCIL OF THE ROYAL ARCANUM
Foreign
$100,376,521
$86,150,217
$14,226,304
$241,375
29 THRIVENT FINANCIAL FOR LUTHERANS
Foreign
68,424,647,258
$64,038,718,163
$4,385,929,095
$126,563,919
30 TRAVELERS PROTECTIVE ASSOCIATION OF AMERICA
Foreign
$11,036,126
$1,566,469
$9,469,657
$1,331
31 UKRAINIAN NATIONAL ASSOCIATION, INC.
Foreign
$183,473,141
$179,672,322
$3,800,819
$3,487,182
32 UNITED STATES LETTER CARRIERS MUTUAL BENEFIT ASSOCIATION
Foreign
$210,592,899
$185,786,448
$24,806,451
$1,184,797
33 WILLIAM PENN ASSOCIATION
Foreign
$292,610,002
$270,825,911
$21,784,091
$6,039,394
34 WOMAN'S LIFE INSURANCE SOCIETY
Foreign
$192,093,609
$166,911,306
$25,182,304
$40,565
35 WOODMEN OF THE WORLD LIFE INSURANCE SOCIETY/OMAHA WOODMEN
Foreign
$9,517,446,944
$8,655,215,304
$862,231,640
$45,544,182
36 WOODMEN OF THE WORLD/ASSURED LIFE ASSOCIATION
Foreign
$59,766,168
$47,077,120
$12,689,048
$189,811
37 WORKMEN'S BENEFIT FUND OF THE USA
Foreign
$34,941,377
$34,417,987
$523,390
$283,068
FRATERNAL
55
Total Liabilities
Capital and Surplus
Direct Florida Business
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
HEALTH 1 ACCENDO INSURANCE COMPANY
Total Liabilities
Capital and Surplus
Total Direct Business Foreign
Direct Florida Business
$28,674,795,090
$117,574,301
$35,026,565
$82,547,736
($67,426)
2 AETNA BETTER HEALTH, INC.
Domestic
$3,007,507
$122
$3,007,385
$0
3 AETNA HEALTH INC.
Domestic
$310,397,732
$207,196,189
$103,201,543
$1,374,815,206
Foreign
$52,447,219
$17,636,793
$34,810,426
$0
Domestic
$9,933,238
$5,774,928
$4,158,310
$37,910,409
Foreign
$9,241,069
$1,649,742
$7,591,327
$0
Domestic
$118,391,216
$40,871,014
$77,520,202
$601,826,177
Foreign
$23,312,817
$6,393,864
$16,918,953
$571,887
Domestic
$292,437,939
$146,210,925
$146,227,014
$911,120,985
10 BLUE CROSS & BLUE SHIELD OF FLORIDA, INC.
Domestic
$5,583,042,003
$2,793,146,721
$2,789,895,282
$6,478,962,358
11 BUPA INSURANCE COMPANY
Domestic
$187,442,788
$127,752,829
$59,689,959
$8,990
Alien
$41,434,474
$0
$41,434,474
$0
13 CAPITAL HEALTH PLAN, INC.
Domestic
$428,360,464
$86,132,893
$342,227,558
$616,173,587
14 CAREPLUS HEALTH PLANS, INC.
Domestic
$370,703,536
$217,158,603
$153,544,933
$1,186,385,813
15 CIGNA DENTAL HEALTH OF FLORIDA, INC.
Domestic
$6,861,128
$1,919,491
$4,941,638
$34,406,513
16 CIGNA HEALTHCARE OF FLORIDA, INC.
Domestic
$5,122,181
$1,208,820
$3,913,361
$5,733,527
17 CITRUS HEALTH CARE, INC.
Domestic
$34,741,570
$17,807,576
$16,933,994
$59,092,108
18 COMPBENEFITS COMPANY
Domestic
$30,882,737
$16,971,366
$13,911,371
$114,193,911
Foreign
$936,011,100
$457,938,525
$478,072,578
$48,620,984
Domestic
$167,443,658
$75,039,120
$92,404,538
$692,628,924
4 AETNA HEALTH INSURANCE COMPANY 5 AHF MCO OF FLORIDA, INC. 6 AMERICAN SPECIALTY HEALTH INSURANCE COMPANY 7 AMERIGROUP FLORIDA, INC. 8 AMFIRST INSURANCE COMPANY 9 AVMED, INC.
12 BUPA INSURANCE LIMITED COMPANY
19 COVENTRY HEALTH AND LIFE INSURANCE COMPANY 20 COVENTRY HEALTH CARE OF FLORIDA, INC. HEALTH
56
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
21 COVENTRY HEALTH PLAN OF FLORIDA, INC.
Domestic
$81,182,145
$37,659,278
$43,522,867
$293,464,144
22 COVENTRY SUMMIT HEALTH PLAN, INC.
Domestic
$100,851,373
$49,056,473
$51,794,900
$469,903,595
23 DELTA DENTAL INSURANCE COMPANY
Foreign
$141,550,451
$75,988,312
$65,562,139
$123,672,140
24 DENTAL BENEFIT PROVIDERS OF ILLINOIS, INC.
Foreign
$3,012,743
$754,622
$2,258,121
$1,674,633
25 DENTAL CONCERN, INC., THE
Foreign
$7,638,719
$3,171,263
$4,467,456
$72,707
26 DENTEGRA INSURANCE COMPANY
Foreign
$33,302,434
$10,260,934
$23,041,500
$0
Domestic
$4,136,172
$357,639
$3,778,532
$1,767,343
Foreign
$237,780,833
$215,751,332
$22,029,501
$15,011,267
29 FLORIDA HEALTH CARE PLAN, INC.
Domestic
$101,259,676
$31,820,963
$69,438,712
$300,693,009
30 FLORIDA HEALTHCARE PLUS, INC.
Domestic
$8,514,438
$5,414,736
$3,099,702
$26,658,005
31 FLORIDA MHS, INC
Domestic
$4,809,503
$11,270
$4,798,233
$0
32 FLORIDA TRUE HEALTH, INC.
Domestic
$19,243,847
$8,956,688
$10,287,159
$0
33 FREEDOM HEALTH, INC.
Domestic
$82,713,038
$62,562,956
$20,150,082
$587,454,061
34 HCSC INSURANCE SERVICES COMPANY
Foreign
$188,539,014
$45,010,341
$143,528,673
$0
35 HEALTH CARE SERVICE CORPORATION, A MUTUAL LEGAL RESERVE COMPANY
Foreign
$15,517,613,693
$5,963,865,276
$9,553,748,416
$100,044,313
27 EMPLOYER CHOICE INSURANCE COMPANY, INC. 28 ENVISION INSURANCE COMPANY
36 HEALTH FIRST HEALTH PLANS, INC.
Domestic
$91,217,286
$40,640,838
$50,576,447
$365,046,382
37 HEALTH FIRST INSURANCE, INC.
Domestic
$2,627,121
$107,354
$2,519,767
$23,240
38 HEALTH OPTIONS, INC.
Domestic
$268,386,188
$87,298,888
$181,087,300
$665,100,327
Foreign
$796,241,036
$356,922,081
$439,318,956
$2,448,136
40 HEALTHSPRING OF FLORIDA, INC
Domestic
$78,289,045
$44,779,218
$33,509,827
$711,149,123
41 HEALTHSUN HEALTH PLANS, INC.
Domestic
$56,302,584
$43,037,766
$13,264,818
$309,527,879
39 HEALTHSPRING LIFE & HEALTH INSURANCE COMPANY, INC.
HEALTH
57
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
42 HEALTHY PALM BEACHES, INC.
Domestic
$23,656,116
$7,457,451
$16,198,665
$42,113,782
43 HUMANA ADVANTAGECARE PLAN, INC.
Domestic
$48,899,529
$16,013,772
$32,885,757
$115,360,449
44 HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC.
Domestic
$167,889,356
$72,797,180
$95,092,176
$329,811,662
45 HUMANA MEDICAL PLAN, INC.
Domestic
$1,618,606,836
$987,066,840
$631,539,996
$5,058,795,004
46 LITTLE HAVANA ACTIVITIES & NUTRITION CENTERS OF DADE COUNTY, INC.
Domestic
$14,705,285
$5,848,934
$8,856,351
$21,972,822
Foreign
$397,247,977
$170,554,922
$226,693,055
$17,772,076
47 MEDCO CONTAINMENT LIFE INSURANCE COMPANY 48 MEDICA HEALTH PLANS OF FLORIDA, INC.
Domestic
$9,168,800
$6,191,987
$2,976,813
$34,814,118
49 MEDICA HEALTHCARE PLANS, INC.
Domestic
$84,875,529
$63,548,157
$21,327,372
$559,350,096
50 MOLINA HEALTHCARE OF FLORIDA, INC.
Domestic
$42,661,475
$23,596,779
$19,064,696
$228,827,675
51 NEIGHBORHOOD HEALTH PARTNERSHIP, INC.
Domestic
$106,130,351
$62,840,688
$43,289,663
$443,499,710
Foreign
$83,040,133
$1,260,751
$81,779,382
$3,907
Domestic
$43,765,831
$29,158,037
$14,607,794
$244,482,656
$1,002,046,810
$612,438,310
$389,608,500
$178,656,529
52 ONENATION INSURANCE COMPANY 53 OPTIMUM HEALTHCARE, INC. 54 PENNSYLVANIA LIFE INSURANCE COMPANY
Foreign
55 PHYSICIANS UNITED PLAN, INC.
Domestic
$51,271,731
$43,638,122
$7,633,609
$262,781,174
56 PREFERRED CARE PARTNERS, INC.
Domestic
$110,169,740
$119,102,273
($8,932,533)
$673,227,330
57 PREFERRED MEDICAL PLAN, INC.
Domestic
$39,569,050
$29,925,569
$9,643,481
$109,065,066
58 PREMIER ACCESS INSURANCE COMPANY
Foreign
$31,051,965
$14,592,245
$16,459,720
$0
59 QCC INSURANCE COMPANY
Foreign
$1,335,240,444
$623,745,268
$711,495,176
$0
60 RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF AMERICA
Foreign
$53,323,883
$15,254,798
$38,069,085
$3,469,700
Domestic
$8,394,479
$2,501,936
$5,892,543
$19,427,789
Foreign
$12,271,600
$2,159,151
$10,112,449
$859,552
61 SAFEGUARD HEALTH PLANS, INC. 62 SAFEHEALTH LIFE INSURANCE COMPANY HEALTH
58
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
63 SENIORDENT DENTAL PLAN, INC.
Foreign
$424,786
$53,311
$371,475
$0
64 SILVERSCRIPT INSURANCE COMPANY
Foreign
$775,857,263
$489,849,644
$286,007,619
$193,880,383
Domestic
$43,491,061
$32,529,724
$10,961,337
$150,463,708
Foreign
$17,167,673
$5,400,166
$11,767,507
$0
Domestic
$5,849,322
$1,738,334
$4,110,988
$9,752,895
65 SIMPLY HEALTHCARE PLANS, INC. 66 SMART INSURANCE COMPANY 67 SOLSTICE BENEFITS, INC. 68 STERLING LIFE INSURANCE COMPANY
Foreign
$224,754,125
$136,048,542
$88,705,583
$2,105,857
69 SUNSHINE STATE HEALTH PLAN, INC.
Domestic
$86,922,114
$46,080,084
$40,842,030
$558,081,995
70 THE PUBLIC HEALTH TRUST OF DADE COUNTY
Domestic
$22,192,936
$18,501,991
$3,690,945
$75,867,849
71 ULTIMATE HEALTH PLANS, INC.
Domestic
$7,255,635
$2,532,623
$4,723,012
$0
Foreign
$56,919,468
$23,168,432
$33,751,036
$16,196,873
Domestic
$256,761,241
$181,330,691
$75,430,550
$1,308,175,850
74 VISION SERVICE PLAN INSURANCE COMPANY
Foreign
$42,636,429
$20,523,050
$22,113,379
$40,911,493
75 WELLCARE HEALTH INSURANCE OF ARIZONA, INC.
Foreign
$151,081,351
$73,490,924
$77,590,427
$0
76 WELLCARE OF FLORIDA, INC.
Domestic
$392,862,693
$239,525,409
$153,337,284
$1,796,392,583
77 WELLCARE PRESCRIPTION INSURANCE, INC.
Domestic
$274,840,462
$126,697,913
$148,142,549
$42,580,250
72 UNITED CONCORDIA INSURANCE COMPANY 73 UNITEDHEALTHCARE OF FLORIDA, INC.
HEALTH
59
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
LIFE & HEALTH (ANNUITY)
Admitted Assets
Total Liabilities
Total Direct Business
Capital and Surplus
Direct Florida Business
$43,827,672,085
1 4 EVER LIFE INSURANCE COMPANY
Foreign
$187,173,923
$102,780,714
$84,393,209
$1,981,555
2 5 STAR LIFE INSURANCE COMPANY
Foreign
$243,174,093
$190,757,281
$52,416,812
$9,893,280
3 AAA LIFE INSURANCE COMPANY
Foreign
$502,835,265
$405,377,084
$97,458,181
$37,166,664
4 ABILITY INSURANCE COMPANY
Foreign
$805,255,932
$756,223,369
$49,032,563
$1,861,914
5 ACACIA LIFE INSURANCE COMPANY
Foreign
$1,485,413,091
$1,171,851,081
$313,562,010
$5,663,230
6 ACE LIFE INSURANCE COMPANY
Foreign
$36,251,462
$27,426,678
$8,824,784
$0
7 AETNA LIFE INSURANCE COMPANY
Foreign
21,175,477,645
$17,843,136,946
$3,332,340,698
$799,571,118
8 ALFA LIFE INSURANCE CORPORATION
Foreign
$1,295,446,088
$1,093,027,032
$202,419,057
$4,212
9 ALL SAVERS INSURANCE COMPANY
Foreign
$18,904,905
$7,794,880
$11,110,025
$102
10 ALLIANZ LIFE AND ANNUITY COMPANY
Foreign
$16,337,605
$4,748,947
$11,588,659
$0
11 ALLIANZ LIFE INSURANCE COMPANY OF NORTH AMERICA
Foreign
94,322,876,796
$88,990,466,426
$5,332,410,370
$710,226,123
12 ALLSTATE ASSURANCE COMPANY
Foreign
$12,075,147
$1,385,128
$10,690,020
$0
13 ALLSTATE LIFE INSURANCE COMPANY
Foreign
51,808,172,624
$48,425,241,299
$3,382,931,325
$79,869,379
14 AMALGAMATED LIFE INSURANCE COMPANY
Foreign
$88,555,430
$46,347,556
$42,207,874
$93,456
Domestic
$553,798,165
$486,463,780
$67,334,385
$12,846,258
16 AMERICAN CONTINENTAL INSURANCE COMPANY
Foreign
$98,197,380
$40,664,320
$57,533,060
$686,588
17 AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY
Foreign
28,078,993,081
$26,420,063,750
$1,658,929,332
$356,804,342
18 AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBUS
Foreign
15,346,667,994
$106,454,909,925
$8,891,758,069
$313,876,798
19 AMERICAN FIDELITY ASSURANCE COMPANY
Foreign
$4,358,084,068
$4,049,169,023
$308,915,043
$23,221,338
$450,469,062
$380,497,289
$69,971,773
$1,134,045
15 AMERICAN BANKERS LIFE ASSURANCE COMPANY OF FLORIDA
20 AMERICAN FIDELITY LIFE INSURANCE COMPANY LIFE & HEALTH (ANNUITY)
Domestic
60
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
21 AMERICAN GENERAL LIFE INSURANCE COMPANY
Foreign
49,627,538,167
$138,113,053,483
$11,514,484,684
$769,085,507
22 AMERICAN HEALTH AND LIFE INSURANCE COMPANY
Foreign
$971,996,766
$737,344,686
$234,652,080
$3,797,114
$1,710,659,697
$1,374,849,835
$335,809,862
$99,230,391
23 AMERICAN HERITAGE LIFE INSURANCE COMPANY
Domestic
24 AMERICAN HOME LIFE INSURANCE COMPANY (THE)
Foreign
$228,123,948
$211,532,321
$16,591,627
$271,403
25 AMERICAN INCOME LIFE INSURANCE COMPANY
Foreign
$2,518,322,969
$2,298,578,571
$219,744,398
$27,060,478
26 AMERICAN MATURITY LIFE INSURANCE COMPANY
Foreign
$59,952,386
$13,103,094
$46,849,292
$126,913
27 AMERICAN MEDICAL AND LIFE INSURANCE COMPANY
Foreign
$24,235,730
$17,753,303
$6,482,427
$3,796,870
28 AMERICAN MEDICAL SECURITY LIFE INSURANCE COMPANY
Foreign
$48,992,928
$25,228,944
$23,763,984
$11,546,803
29 AMERICAN MEMORIAL LIFE INSURANCE COMPANY
Foreign
$2,345,820,596
$2,242,927,724
$102,892,872
$27,033,475
30 AMERICAN MODERN LIFE INSURANCE COMPANY
Foreign
$58,821,838
$35,754,219
$23,067,619
$5,592
31 AMERICAN NATIONAL INSURANCE COMPANY
Foreign
17,787,332,833
$15,527,064,943
$2,260,267,890
$101,981,294
32 AMERICAN NATIONAL LIFE INS. CO. OF TEXAS
Foreign
$133,495,579
$94,315,259
$39,180,320
$1,075,292
Domestic
$81,031,420
$62,785,419
$18,246,001
$44,888,166
34 AMERICAN PUBLIC LIFE INSURANCE COMPANY
Foreign
$75,106,688
$56,400,374
$18,706,314
$4,310,225
35 AMERICAN REPUBLIC INSURANCE COMPANY
Foreign
$522,675,061
$236,313,478
$286,361,583
$1,990,273
36 AMERICAN RETIREMENT LIFE INSURANCE COMPANY
Foreign
$5,669,908
$233,104
$5,436,804
$1,152
37 AMERICAN UNITED LIFE INSURANCE COMPANY
Foreign
19,367,685,036
$18,484,046,155
$883,638,881
$64,239,790
38 AMERICAN-AMICABLE LIFE INSURANCE COMPANY OF TEXAS
Foreign
$235,840,678
$170,904,573
$64,936,105
$4,150,100
39 AMERICO FINANCIAL LIFE AND ANNUITY INSURANCE COMPANY
Foreign
$3,777,829,350
$3,375,542,879
$402,286,471
$34,655,594
40 AMERITAS LIFE INSURANCE CORP.
Foreign
$7,997,932,030
$6,699,515,218
$1,298,416,812
$67,731,156
41 AMICA LIFE INSURANCE COMPANY
Foreign
$1,099,501,370
$897,446,774
$202,054,596
$4,533,187
33 AMERICAN PIONEER LIFE INSURANCE COMPANY
LIFE & HEALTH (ANNUITY)
61
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
42 ANNUITY INVESTORS LIFE INSURANCE COMPANY
Foreign
$2,693,806,433
$2,515,301,389
$178,505,044
$25,536,618
43 ANTHEM LIFE INSURANCE COMPANY
Foreign
$565,434,906
$478,045,735
$87,389,171
$364,230
44 ASSURITY LIFE INSURANCE COMPANY
Foreign
$2,419,235,295
$2,156,533,706
$262,701,592
$9,136,396
45 ATHENE ANNUITY & LIFE ASSURANCE COMPANY
Foreign
10,481,219,285
$10,204,304,458
$276,914,827
$20,565,036
46 ATLANTA LIFE INSURANCE COMPANY
Foreign
$53,121,785
$37,886,828
$15,234,957
$91,061
47 ATLANTIC COAST LIFE INSURANCE COMPANY
Foreign
$106,868,773
$94,843,562
$12,025,212
$34,841
48 AURORA NATIONAL LIFE ASSURANCE COMPANY
Foreign
$3,007,124,370
$2,638,453,222
$368,671,148
$1,577,078
49 AUTO-OWNERS LIFE INSURANCE COMPANY
Foreign
$3,297,135,135
$3,019,660,652
$277,474,483
$12,653,755
50 AVIVA LIFE AND ANNUITY COMPANY
Foreign
51,044,172,224
$48,175,627,794
$2,868,544,431
$468,706,495
51 AVIVA LIFE AND ANNUITY COMPANY OF NEW YORK
Foreign
$1,679,685,647
$1,603,542,560
$76,143,088
$3,917,667
52 AXA EQUITABLE LIFE AND ANNUITY COMPANY
Foreign
$526,441,667
$461,595,165
$64,846,502
$1,637,203
53 AXA EQUITABLE LIFE INSURANCE COMPANY
Foreign
44,827,240,049
$140,137,846,235
$4,689,393,814
$841,964,297
54 BALBOA LIFE INSURANCE COMPANY
Foreign
$56,771,854
$12,663,651
$44,108,204
$331,494
55 BALTIMORE LIFE INSURANCE COMPANY
Foreign
$1,004,611,726
$934,192,024
$70,419,702
$11,655,691
56 BANKERS FIDELITY LIFE INSURANCE COMPANY
Foreign
$128,671,502
$95,612,106
$33,059,396
$1,932,572
57 BANKERS LIFE AND CASUALTY COMPANY
Foreign
14,941,303,395
$14,026,677,951
$914,625,444
$181,361,686
$177,310,199
$156,116,621
$21,193,578
$21,900,478
58 BANKERS LIFE INSURANCE COMPANY
Domestic
59 BANNER LIFE INSURANCE COMPANY
Foreign
$1,703,819,121
$1,244,819,227
$458,999,894
$54,941,136
60 BENEFICIAL LIFE INSURANCE COMPANY
Foreign
$3,090,327,857
$2,544,343,468
$545,984,389
$330,858
61 BERKLEY LIFE AND HEALTH INSURANCE COMPANY
Foreign
$148,738,849
$65,392,602
$83,346,247
$2,347,448
62 BERKSHIRE HATHAWAY LIFE INSURANCE CO. OF NEBRASKA
Foreign
10,938,168,700
$8,699,730,970
$2,238,437,730
$0
LIFE & HEALTH (ANNUITY)
62
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
63 BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA
Foreign
$3,209,248,070
$2,665,884,842
$543,363,227
$22,915,469
64 BEST LIFE AND HEALTH INSURANCE COMPANY
Foreign
$14,535,506
$4,880,090
$9,655,416
$230,594
Domestic
$239,218,527
$193,353,072
$45,865,455
$319,561
65 BEST MERIDIAN INSURANCE COMPANY 66 BOSTON MUTUAL LIFE INSURANCE COMPANY
Foreign
$1,138,430,655
$1,012,440,741
$125,989,914
$5,331,865
67 BROKERS NATIONAL LIFE ASSURANCE COMPANY
Foreign
$25,697,171
$6,568,256
$19,128,915
$998,102
68 C.M. LIFE INSURANCE COMPANY
Foreign
$8,594,343,893
$7,633,504,646
$960,839,247
$43,291,851
Alien
$4,766,671,266
$4,601,488,273
$165,182,993
$5,486,612
69 CANADA LIFE ASSURANCE COMPANY (US BUSINESS OF THE) 70 CATAMARAN INSURANCE OF OHIO INC
Foreign
$8,881,028
$273,392
$8,607,636
$40,276
71 CELTIC INSURANCE COMPANY
Foreign
$99,966,561
$56,218,054
$43,748,507
$17,582,839
72 CENTRAL SECURITY LIFE INSURANCE COMPANY
Foreign
$76,380,662
$67,688,281
$8,692,384
$18,007
73 CENTRAL STATES HEALTH & LIFE COMPANY OF OMAHA
Foreign
$371,957,081
$260,957,591
$110,999,490
$9,047,066
74 CENTRAL UNITED LIFE INSURANCE COMPANY
Foreign
$301,985,796
$242,308,607
$59,677,189
$1,571,669
75 CENTRE LIFE INSURANCE COMPANY
Foreign
$1,815,075,124
$1,716,319,383
$98,755,742
$821,593
76 CENTURION LIFE INSURANCE COMPANY
Foreign
$1,475,018,892
$875,103,455
$599,915,438
$8,897
77 CHARTER NATIONAL LIFE INSURANCE COMPANY
Foreign
$127,243,016
$116,088,690
$11,154,327
$110,100
78 CHEROKEE NATIONAL LIFE INSURANCE COMPANY
Foreign
$23,585,409
$8,561,481
$15,023,928
$262,452
79 CHESAPEAKE LIFE INSURANCE COMPANY
Foreign
$36,224,707
$12,914,276
$23,310,431
$2,968,614
80 CHRISTIAN FIDELITY LIFE INSURANCE COMPANY
Foreign
$77,895,159
$49,852,937
$28,042,222
$189,350
81 CHURCH LIFE INSURANCE CORPORATION
Foreign
$279,136,415
$235,997,349
$43,139,066
$3,160,866
82 CIGNA HEALTH AND LIFE INSURANCE COMPANY
Foreign
$1,681,429,017
$663,523,326
$1,017,905,691
$146,823,472
83 CINCINNATI LIFE INSURANCE COMPANY (THE)
Foreign
$3,569,935,608
$3,294,126,546
$275,809,062
$7,140,769
LIFE & HEALTH (ANNUITY)
63
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
84 CITIZENS NATIONAL LIFE INSURANCE COMPANY
Foreign
$13,158,810
$10,341,860
$2,816,950
$11,570
85 CITIZENS SECURITY LIFE INSURANCE COMPANY
Foreign
$21,655,313
$9,938,085
$11,717,227
$248,791
86 CMFG LIFE INSURANCE COMPANY
Foreign
14,664,179,396
$13,206,169,887
$1,458,009,511
$92,370,610
87 COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY
Foreign
$2,651,418,963
$2,116,489,755
$534,929,208
$103,045,108
88 COLONIAL PENN LIFE INSURANCE COMPANY
Foreign
$736,604,302
$665,976,262
$70,628,040
$37,323,342
89 COLORADO BANKERS LIFE INSURANCE COMPANY
Foreign
$232,476,528
$205,007,266
$27,469,262
$4,990,998
90 COLUMBIAN LIFE INSURANCE COMPANY
Foreign
$274,799,084
$254,649,048
$20,150,036
$10,560,656
91 COLUMBIAN MUTUAL LIFE INSURANCE COMPANY
Foreign
$1,251,105,705
$1,161,621,747
$89,483,958
$2,468,046
92 COLUMBUS LIFE INSURANCE COMPANY
Foreign
$3,011,214,902
$2,796,441,624
$214,773,278
$13,259,686
93 COMBINED INSURANCE COMPANY OF AMERICA
Foreign
$1,543,561,126
$1,222,895,849
$320,665,277
$24,110,962
94 COMBINED LIFE INSURANCE COMPANY OF NEW YORK
Foreign
$398,928,159
$331,270,680
$67,657,479
$814,161
95 COMMERCIAL TRAVELERS MUTUAL INSURANCE COMPANY
Foreign
$29,125,939
$26,358,499
$2,767,440
$73,811
96 COMMONWEALTH ANNUITY AND LIFE INSURANCE COMPANY
Foreign
$9,089,777,331
$8,762,382,778
$327,394,553
$12,012,421
97 COMPANION LIFE INSURANCE COMPANY
Foreign
$203,778,055
$83,094,837
$120,683,218
$16,008,704
98 COMPBENEFITS INSURANCE COMPANY
Foreign
$54,225,986
$11,388,095
$42,837,891
$40,580,778
99 CONNECTICUT GENERAL LIFE INSURANCE COMPANY
Foreign
20,921,575,381
$17,880,697,763
$3,040,877,618
$765,141,650
100 CONSECO LIFE INSURANCE COMPANY
Foreign
$3,957,196,087
$3,905,766,854
$51,429,233
$15,342,432
101 CONSTITUTION LIFE INSURANCE COMPANY
Foreign
$57,442,496
$29,033,610
$28,408,886
$4,581,945
102 CONSUMERS LIFE INSURANCE COMPANY
Foreign
$38,752,670
$25,804,355
$12,948,315
$0
103 CONTINENTAL AMERICAN INSURANCE COMPANY
Foreign
$343,989,747
$206,636,860
$137,352,887
$18,283,521
104 CONTINENTAL ASSURANCE COMPANY
Foreign
$3,094,641,839
$2,538,425,363
$556,216,476
$2,100,955
LIFE & HEALTH (ANNUITY)
64
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
105 CONTINENTAL GENERAL INSURANCE COMPANY
Foreign
$231,874,753
$211,399,906
$20,474,847
$10,218,111
106 CONTINENTAL LIFE INS. CO. OF BRENTWOOD, TENNESSEE
Foreign
$175,599,531
$95,444,027
$80,155,504
$12,600,428
107 CORVESTA LIFE INSURANCE COMPANY
Foreign
$9,215,621
$1,645,576
$7,570,045
$0
108 COTTON STATES LIFE INSURANCE COMPANY
Foreign
$322,255,828
$269,170,633
$53,085,196
$4,154,762
109 COUNTRY INVESTORS LIFE ASSURANCE COMPANY
Foreign
$260,844,241
$91,680,342
$169,163,899
$2,349,594
110 COUNTRY LIFE INSURANCE COMPANY
Foreign
$9,553,048,865
$8,525,697,745
$1,027,351,120
$3,002,741
111 CSI LIFE INSURANCE COMPANY
Foreign
$17,544,095
$3,650,531
$13,893,564
$33,326
112 DEARBORN NATIONAL LIFE INSURANCE COMPANY
Foreign
$2,620,983,857
$2,218,223,466
$402,760,391
$20,692,363
113 DELAWARE AMERICAN LIFE INSURANCE COMPANY
Foreign
$128,725,982
$74,122,191
$54,603,791
$209,470
114 DIRECT GENERAL LIFE INSURANCE COMPANY
Foreign
$22,815,761
$9,087,708
$13,728,053
$6,856,787
115 DIRECT LIFE INSURANCE COMPANY
Foreign
$3,992,382
$84,505
$3,907,877
$0
116 EAGLE LIFE INSURANCE COMPANY
Foreign
$138,998,144
$127,011,853
$11,986,291
$348,000
117 EDUCATORS LIFE INSURANCE COMPANY OF AMERICA
Foreign
$365,257,843
$16,325,500
$348,932,343
$0
118 EMC NATIONAL LIFE COMPANY
Foreign
$1,053,131,664
$970,944,311
$82,187,353
$1,281,986
119 EMPLOYEES LIFE COMPANY (MUTUAL)
Foreign
$553,459,823
$518,396,022
$35,063,801
$79,469,713
120 EMPLOYERS REASSURANCE CORPORATION
Foreign
10,766,236,836
$10,002,911,759
$763,325,077
$0
121 EPIC LIFE INSURANCE COMPANY
Foreign
$56,919,394
$28,672,665
$28,246,729
$0
122 EQUITRUST LIFE INSURANCE COMPANY
Foreign
11,418,568,027
$10,708,599,063
$709,968,965
$107,994,735
123 FAMILY HERITAGE LIFE INSURANCE COMPANY OF AMERICA
Foreign
$571,062,288
$508,918,004
$62,144,284
$2,595,981
124 FAMILY LIFE INSURANCE COMPANY
Foreign
$147,370,296
$115,631,469
$31,738,827
$1,556,262
125 FAMILY SERVICE LIFE INSURANCE COMPANY
Foreign
$413,835,752
$389,917,619
$23,918,133
$849
LIFE & HEALTH (ANNUITY)
65
Total Liabilities
Capital and Surplus
Direct Florida Business
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
126 FARMERS NEW WORLD LIFE INSURANCE COMPANY
Foreign
$6,995,432,509
$6,416,859,077
$578,573,432
$3,566,879
127 FEDERAL LIFE INSURANCE COMPANY (MUTUAL)
Foreign
$220,143,887
$201,159,602
$18,984,286
$1,312,804
128 FEDERATED LIFE INSURANCE COMPANY
Foreign
$1,309,292,607
$1,033,404,449
$275,888,158
$6,420,160
129 FIDELITY & GUARANTY LIFE INSURANCE COMPANY
Foreign
16,698,718,080
$15,798,246,830
$900,471,250
$192,153,747
130 FIDELITY INVESTMENTS LIFE INSURANCE COMPANY
Foreign
18,981,352,578
$18,426,904,625
$554,447,953
$167,490,989
131 FIDELITY LIFE ASSOCIATION, A LEGAL RESERVE LIFE INSURANCE COMPANY
Foreign
$441,659,795
$305,868,031
$135,791,764
$8,993,925
132 FIDELITY SECURITY LIFE INSURANCE COMPANY
Foreign
$789,672,812
$666,443,465
$123,229,347
$40,123,221
133 FINANCIAL AMERICAN LIFE INSURANCE COMPANY
Foreign
$48,771,570
$33,477,861
$15,293,709
$29,191
134 FIRST ALLMERICA FINANCIAL LIFE INSURANCE COMPANY
Foreign
$2,898,256,141
$2,772,898,400
$125,357,741
$765,734
135 FIRST CONTINENTAL LIFE & ACCIDENT INSURANCE CO
Foreign
$5,216,554
$2,110,438
$3,106,116
$0
136 FIRST HEALTH LIFE & HEALTH INSURANCE COMPANY
Foreign
$600,155,608
$187,953,237
$412,202,371
$57,274,478
137 FIRST INVESTORS LIFE INSURANCE COMPANY
Foreign
$1,341,125,230
$1,294,599,834
$46,525,396
$6,608,890
138 FIRST PENN-PACIFIC LIFE INSURANCE COMPANY
Foreign
$1,897,267,995
$1,639,769,440
$257,498,555
$7,533,797
139 FLORIDA COMBINED LIFE INSURANCE COMPANY
Domestic
$35,328,077
$12,892,562
$22,435,514
$120,383,140
140 FORETHOUGHT LIFE INSURANCE COMPANY
Foreign
$6,256,052,027
$5,794,680,411
$461,371,616
$58,967,889
141 FREEDOM LIFE INSURANCE COMPANY OF AMERICA
Foreign
$41,529,881
$21,895,792
$19,634,090
$19,939,045
142 FUNERAL DIRECTORS LIFE INSURANCE COMPANY
Foreign
$884,159,075
$803,613,621
$80,545,454
$1,591,174
143 GARDEN STATE LIFE INSURANCE COMPANY
Foreign
$116,500,727
$71,578,457
$44,922,270
$2,750,620
144 GENERAL AMERICAN LIFE INSURANCE COMPANY
Foreign
11,865,748,904
$10,992,815,680
$872,933,224
$26,059,738
145 GENERAL FIDELITY LIFE INSURANCE COMPANY
Foreign
$230,488,277
$24,710,196
$205,778,081
$0
146 GENERATION LIFE INSURANCE COMPANY
Foreign
$26,060,073
$720,519
$25,339,554
$6,543
LIFE & HEALTH (ANNUITY)
66
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
147 GENWORTH LIFE AND ANNUITY INSURANCE COMPANY
Foreign
24,030,733,178
$21,775,401,176
$2,255,332,002
$131,913,428
148 GENWORTH LIFE INSURANCE COMPANY
Foreign
36,783,835,408
$33,373,300,173
$3,410,535,235
$269,995,523
149 GENWORTH LIFE INSURANCE COMPANY OF NEW YORK
Foreign
$7,815,843,631
$7,275,697,026
$540,146,605
$7,903,617
150 GERBER LIFE INSURANCE COMPANY
Foreign
$2,306,672,494
$2,068,769,934
$237,902,560
$25,120,672
151 GLOBE LIFE AND ACCIDENT INSURANCE COMPANY
Foreign
$3,454,370,001
$2,976,810,855
$477,559,146
$42,637,757
152 GOLDEN RULE INSURANCE COMPANY
Foreign
$782,483,247
$490,190,818
$292,292,429
$317,997,398
153 GOVERNMENT PERSONNEL MUTUAL LIFE INSURANCE COMPANY
Foreign
$833,747,400
$728,904,592
$104,842,808
$5,905,032
154 GREAT AMERICAN LIFE INSURANCE COMPANY
Foreign
16,508,610,432
$15,233,864,320
$1,274,746,112
$273,014,707
155 GREAT SOUTHERN LIFE INSURANCE COMPANY
Foreign
$233,128,115
$194,314,684
$38,813,431
$5,154,072
156 GREAT WEST LIFE ASSURANCE COMPANY
Foreign
$86,729,745
$63,870,780
$22,858,965
$1,929,514
157 GREAT WESTERN INSURANCE COMPANY
Foreign
$503,809,347
$451,773,670
$52,035,678
$6,114,324
158 GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY
Foreign
49,029,462,345
$47,919,964,397
$1,109,497,948
$272,977,917
159 GUARANTEE TRUST LIFE INSURANCE COMPANY
Foreign
$325,015,658
$280,770,822
$44,244,836
$9,237,904
160 GUARANTY INCOME LIFE INSURANCE COMPANY
Foreign
$476,719,533
$453,472,166
$23,247,367
$2,997,842
161 GUARDIAN INSURANCE & ANNUITY COMPANY, INC.
Foreign
12,073,279,292
$11,858,182,934
$215,096,358
$161,751,185
162 GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Foreign
37,530,716,596
$32,778,703,122
$4,752,013,475
$338,371,639
163 GUGGENHEIM LIFE AND ANNUITY COMPANY
Foreign
$9,134,037,003
$8,643,757,700
$490,279,302
$38,605,354
164 HARLEYSVILLE LIFE INSURANCE COMPANY
Foreign
$405,508,894
$383,858,964
$21,649,930
$393,243
165 HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY
Foreign
14,404,772,034
$8,637,475,747
$5,767,296,287
$212,043,149
166 HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
Foreign
65,710,696,001
$62,684,481,612
$3,026,214,389
$175,907,551
167 HARTFORD LIFE INSURANCE COMPANY
Foreign
40,501,384,777
$135,485,877,275
$5,015,507,502
$502,388,357
LIFE & HEALTH (ANNUITY)
67
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
168 HCC LIFE INSURANCE COMPANY
Foreign
$731,234,248
$317,506,903
$413,727,345
$11,504,825
169 HEALTH NET LIFE INSURANCE COMPANY
Foreign
$631,952,773
$266,340,078
$365,612,695
$6,981,910
170 HEALTHMARKETS INSURANCE COMPANY
Foreign
$12,498,258
$381,893
$12,116,365
$0
171 HEARTLAND NATIONAL LIFE INSURANCE COMPANY
Foreign
$8,438,186
$4,508,319
$3,929,867
$40,948
172 HERITAGE LIFE INSURANCE COMPANY
Foreign
$3,893,468,281
$2,893,370,563
$1,000,097,718
$0
173 HERITAGE UNION LIFE INSURANCE COMPANY
Foreign
$7,540,074
$375,507
$7,164,561
$204,162
174 HM LIFE INSURANCE COMPANY
Foreign
$491,291,850
$241,310,783
$249,981,067
$15,443,507
175 HOMESTEADERS LIFE COMPANY
Foreign
$2,249,020,119
$2,116,527,887
$132,492,232
$8,986,919
176 HORACE MANN LIFE INSURANCE COMPANY
Foreign
$6,302,521,377
$5,954,827,465
$347,693,912
$21,934,822
177 HOUSEHOLD LIFE INSURANCE COMPANY
Foreign
$432,055,983
$366,581,228
$65,474,755
$6,262,591
178 HUMANA INSURANCE COMPANY
Foreign
$5,421,296,898
$2,765,199,052
$2,656,097,846
$760,008,755
179 HUMANADENTAL INSURANCE COMPANY
Foreign
$120,362,571
$59,659,952
$60,702,619
$35,807,786
180 IA AMERICAN LIFE INSURANCE COMPANY
Foreign
$205,549,541
$99,231,897
$106,317,638
$52,211
181 IDEALIFE INSURANCE COMPANY
Foreign
$19,697,014
$4,928,905
$14,768,109
$928,849
182 ILLINOIS MUTUAL LIFE INSURANCE COMPANY
Foreign
$1,289,064,746
$1,144,854,183
$144,210,563
$7,990,861
183 INDEPENDENCE LIFE AND ANNUITY COMPANY
Foreign
$128,478,108
$64,292,045
$64,186,063
$0
184 INDIVIDUAL ASSURANCE CO., LIFE, HEALTH & ACCIDENT
Foreign
$19,340,266
$14,571,225
$4,769,041
$14,856
185 ING LIFE INSURANCE AND ANNUITY COMPANY
Foreign
78,660,052,048
$76,738,238,723
$1,921,813,325
$443,178,130
186 ING USA ANNUITY AND LIFE INSURANCE COMPANY
Foreign
68,101,419,480
$65,927,323,773
$2,174,095,707
$97,113,268
187 INTEGRITY LIFE INSURANCE COMPANY
Foreign
$5,988,264,089
$5,388,573,272
$599,690,817
$23,981,866
188 INTRAMERICA LIFE INSURANCE COMPANY
Foreign
$31,386,660
$21,861,339
$9,525,321
$75,559
LIFE & HEALTH (ANNUITY)
68
Total Liabilities
Capital and Surplus
Direct Florida Business
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
189 INVESTORS CONSOLIDATED INSURANCE COMPANY
Foreign
$15,332,099
$7,901,180
$7,430,919
$4,825
190 INVESTORS HERITAGE LIFE INSURANCE COMPANY
Foreign
$457,940,341
$437,361,200
$20,579,141
$553,407
191 INVESTORS INSURANCE CORPORATION
Foreign
$141,015,384
$107,029,625
$33,985,759
$506,867
192 INVESTORS LIFE INSURANCE COMPANY OF NORTH AMERICA
Foreign
$691,702,846
$645,967,625
$45,735,221
$1,141,171
193 JACKSON NATIONAL LIFE INSURANCE COMPANY
Foreign
36,820,411,122
$132,524,253,162
$4,296,157,960
$1,634,971,477
194 JEFFERSON NATIONAL LIFE INSURANCE COMPANY
Foreign
$2,258,985,434
$2,217,509,505
$41,475,929
$37,409,776
Domestic
$11,168,568
$2,777,595
$8,390,973
196 JOHN ALDEN LIFE INSURANCE COMPANY
Foreign
$410,726,789
$328,137,958
$82,588,831
$6,221,053
197 JOHN HANCOCK LIFE & HEALTH INSURANCE COMPANY
Foreign
10,039,510,749
$9,374,659,675
$664,851,074
$11,222,267
198 JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.)
Foreign
27,142,176,161
$221,348,041,009
$5,794,135,152
$1,374,983,810
199 KANAWHA INSURANCE COMPANY
Foreign
$1,456,802,698
$1,201,307,131
$255,495,567
$29,611,854
200 KANSAS CITY LIFE INSURANCE COMPANY
Foreign
$3,317,629,381
$2,990,185,119
$327,444,261
$20,527,572
201 LAFAYETTE LIFE INSURANCE COMPANY
Foreign
$3,322,052,611
$3,161,322,430
$160,730,181
$25,722,611
202 LIBERTY BANKERS LIFE INSURANCE COMPANY
Foreign
$951,988,414
$791,518,177
$160,470,237
$21,818,164
203 LIBERTY LIFE ASSURANCE COMPANY OF BOSTON
Foreign
12,403,179,525
$11,714,541,379
$688,638,146
$70,397,510
204 LIBERTY NATIONAL LIFE INSURANCE COMPANY
Foreign
$7,102,577,759
$6,510,405,796
$592,171,963
$65,311,721
205 LIFE INSURANCE COMPANY OF ALABAMA
Foreign
$102,594,476
$73,239,511
$29,354,965
$433,439
206 LIFE INSURANCE COMPANY OF NORTH AMERICA
Foreign
$6,089,359,206
$5,204,985,732
$884,373,474
$130,114,167
207 LIFE INSURANCE COMPANY OF THE SOUTHWEST
Foreign
10,952,026,727
$10,326,794,483
$625,232,244
$106,812,100
208 LIFE OF THE SOUTH INSURANCE COMPANY
Foreign
$72,180,551
$56,934,377
$15,246,176
$182,419
209 LIFESECURE INSURANCE COMPANY
Foreign
$174,904,319
$151,133,097
$23,771,222
$1,561,965
195 JMIC LIFE INSURANCE COMPANY
LIFE & HEALTH (ANNUITY)
69
($29,092)
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
210 LINCOLN BENEFIT LIFE COMPANY
Foreign
$2,008,920,941
$1,684,978,118
$323,942,823
$131,992,536
211 LINCOLN HERITAGE LIFE INSURANCE COMPANY
Foreign
$692,822,441
$586,803,231
$106,019,210
$15,002,379
212 LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK
Foreign
10,925,489,739
$10,277,092,962
$648,396,777
$4,652,160
213 LINCOLN NATIONAL LIFE INSURANCE COMPANY
Foreign
80,025,470,878
$173,625,890,034
$6,399,580,844
$1,699,483,669
214 LONDON LIFE REINSURANCE COMPANY
Foreign
$424,557,412
$357,337,759
$67,219,653
$891
215 LONGEVITY INSURANCE COMPANY
Foreign
$8,598,458
$742,485
$7,855,973
$12,594
216 LOYAL AMERICAN LIFE INSURANCE COMPANY
Foreign
$283,319,643
$198,007,712
$85,311,931
$1,763,335
217 MADISON NATIONAL LIFE INSURANCE COMPANY INC.
Foreign
$689,695,023
$617,390,666
$72,304,357
$3,853,524
218 MAGNA INSURANCE COMPANY
Foreign
$2,884,398
$504,693
$2,379,704
$0
219 MANHATTAN LIFE INSURANCE COMPANY
Foreign
$320,816,059
$281,396,490
$39,419,569
$1,153,947
220 MANHATTAN NATIONAL LIFE INSURANCE COMPANY
Foreign
$188,760,839
$176,961,865
$11,798,974
$1,469,195
221 MARQUETTE NATIONAL LIFE INSURANCE COMPANY
Foreign
$6,670,775
$1,103,817
$5,566,958
$34,684
222 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
Foreign
55,648,727,921
$142,961,844,283
$12,686,883,638
$1,085,400,673
Domestic
$19,666,514
$17,700,233
$1,966,284
$3,572,473
224 MEDICO INSURANCE COMPANY
Foreign
$55,131,094
$23,585,288
$31,545,806
$14,938,375
225 MEGA LIFE & HEALTH INSURANCE COMPANY
Foreign
$288,187,064
$194,934,235
$93,252,829
$13,280,872
226 MEMBERS LIFE INSURANCE COMPANY
Foreign
$19,804,319
$2,809,735
$16,994,585
$52,440
227 MERIT LIFE INSURANCE COMPANY
Foreign
$549,045,633
$303,598,963
$245,446,670
$2,595,925
228 METLIFE INSURANCE COMPANY OF CONNECTICUT
Foreign
63,750,259,793
$58,419,266,213
$5,330,993,580
$79,896,193
229 METLIFE INVESTORS INSURANCE COMPANY
Foreign
13,973,005,238
$13,269,109,988
$703,895,250
$18,438,624
230 METLIFE INVESTORS USA INSURANCE COMPANY
Foreign
85,985,966,266
$84,260,885,956
$1,725,080,310
$1,255,057,077
223 MEDAMERICA INSURANCE COMPANY OF FLORIDA
LIFE & HEALTH (ANNUITY)
70
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
231 METROPOLITAN LIFE INSURANCE COMPANY
Foreign
60,500,954,313
$346,206,108,215
$14,294,846,098
$1,172,528,936
232 METROPOLITAN TOWER LIFE INSURANCE COMPANY
Foreign
$5,055,587,468
$4,274,239,313
$781,348,155
$11,126,452
233 MIDLAND NATIONAL LIFE INSURANCE COMPANY
Foreign
32,851,272,210
$30,726,946,077
$2,124,326,133
$262,596,587
234 MID-WEST NATIONAL LIFE INSURANCE COMPANY OF TN
Foreign
$103,530,400
$46,168,004
$57,362,396
$10,785,472
235 MIDWESTERN UNITED LIFE INSURANCE COMPANY
Foreign
$242,107,858
$122,038,428
$120,069,430
$113,634
236 MINNESOTA LIFE INSURANCE COMPANY
Foreign
28,414,957,859
$26,233,128,662
$2,181,829,196
$255,055,536
237 MML BAY STATE LIFE INSURANCE COMPANY
Foreign
$4,489,157,158
$4,292,929,657
$196,227,501
$2,398,171
238 MONITOR LIFE INSURANCE COMPANY OF NEW YORK
Foreign
$15,248,245
$7,767,927
$7,480,318
$346,842
239 MONUMENTAL LIFE INSURANCE COMPANY
Foreign
31,057,181,691
$30,245,861,473
$811,320,218
$138,881,986
240 MONY LIFE INSURANCE COMPANY
Foreign
$8,441,060,278
$7,821,496,462
$619,563,816
$14,253,990
241 MONY LIFE INSURANCE COMPANY OF AMERICA
Foreign
$3,935,955,401
$3,654,025,968
$281,929,433
$22,557,447
242 MOTORISTS LIFE INSURANCE COMPANY
Foreign
$458,483,624
$402,331,669
$56,151,955
$1,185,090
243 MTL INSURANCE COMPANY
Foreign
$1,780,808,051
$1,691,249,911
$89,558,140
$6,526,325
244 MUTUAL OF AMERICA LIFE INSURANCE COMPANY
Foreign
14,643,756,855
$13,735,844,982
$907,911,873
$97,989,454
245 MUTUAL OF OMAHA INSURANCE COMPANY
Foreign
$5,549,777,861
$3,143,752,143
$2,406,025,718
$69,836,322
246 MUTUAL SAVINGS LIFE INSURANCE COMPANY
Foreign
$454,507,634
$403,923,028
$50,584,606
$187,394
247 NATIONAL BENEFIT LIFE INSURANCE COMPANY
Foreign
$489,127,195
$313,177,504
$175,949,691
$3,397,057
248 NATIONAL GUARDIAN LIFE INSURANCE COMPANY
Foreign
$2,532,783,821
$2,336,420,289
$196,363,532
$27,510,640
249 NATIONAL INTEGRITY LIFE INSURANCE COMPANY
Foreign
$4,758,792,784
$4,457,110,368
$301,682,416
$3,006,255
250 NATIONAL LIFE INSURANCE COMPANY
Foreign
$8,855,824,613
$7,568,768,498
$1,287,056,116
$31,453,002
251 NATIONAL SECURITY INSURANCE COMPANY
Foreign
$48,316,070
$37,972,144
$10,343,922
$118,999
LIFE & HEALTH (ANNUITY)
71
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
252 NATIONAL TEACHERS ASSOCIATES LIFE INSURANCE CO.
Foreign
$347,209,627
$280,061,954
$67,147,672
$942,465
253 NATIONAL WESTERN LIFE INSURANCE COMPANY
Foreign
$9,164,763,018
$8,159,996,857
$1,004,766,161
$92,314,335
254 NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY
Foreign
$6,243,320,954
$5,932,325,808
$310,995,146
$61,055,022
255 NATIONWIDE LIFE INSURANCE COMPANY
Foreign
06,577,543,255
$102,740,909,342
$3,836,633,913
$891,089,188
256 NEW ENGLAND LIFE INSURANCE COMPANY
Foreign
10,601,354,933
$10,062,718,547
$538,636,386
$26,117,897
257 NEW ERA LIFE INSURANCE COMPANY OF THE MIDWEST
Foreign
$71,208,805
$61,593,742
$9,615,063
$0
258 NEW YORK LIFE INSURANCE AND ANNUITY CORPORATION
Foreign
09,510,240,524
$103,111,603,356
$6,398,637,168
$461,536,669
259 NEW YORK LIFE INSURANCE COMPANY
Foreign
34,726,848,122
$118,158,309,783
$16,568,538,339
$283,586,672
260 NIPPON LIFE INSURANCE COMPANY OF AMERICA
Foreign
$213,665,355
$79,062,821
$134,602,534
$42,463
261 NORTH AMERICAN COMPANY FOR LIFE AND HEALTH INSURANCE
Foreign
13,018,692,594
$12,041,317,784
$977,374,810
$145,299,551
262 NORTHWESTERN LONG TERM CARE INSURANCE COMPANY
Foreign
$1,861,552,902
$1,586,835,624
$274,717,278
$19,788,003
263 NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY
Foreign
00,945,403,906
$184,769,630,895
$16,175,773,011
$667,186,581
264 NYLIFE INSURANCE COMPANY OF ARIZONA
Foreign
$197,130,101
$138,112,041
$59,018,060
$3,791,340
265 OCCIDENTAL LIFE INSURANCE COMPANY OF N CAROLINA
Foreign
$246,878,345
$218,915,927
$27,962,418
$2,281,023
266 OHIO NATIONAL LIFE ASSURANCE CORPORATION
Foreign
$3,312,357,800
$2,985,959,505
$326,398,297
$24,544,061
267 OHIO NATIONAL LIFE INSURANCE COMPANY
Foreign
21,631,247,430
$20,582,931,858
$1,048,315,575
$285,059,811
268 OHIO STATE LIFE INSURANCE COMPANY (THE)
Foreign
$13,339,335
$3,489,611
$9,849,724
$3,012,095
269 OLD AMERICAN INSURANCE COMPANY
Foreign
$242,973,952
$222,998,970
$19,974,986
$1,624,385
270 OLD REPUBLIC LIFE INSURANCE COMPANY
Foreign
$138,392,065
$97,756,281
$40,635,784
$1,137,608
271 OLD UNITED LIFE INSURANCE COMPANY
Foreign
$82,341,783
$38,446,165
$43,895,619
$124,625
272 OXFORD LIFE INSURANCE COMPANY
Foreign
$968,609,994
$830,952,272
$137,657,722
$36,950,257
LIFE & HEALTH (ANNUITY)
72
Total Liabilities
Capital and Surplus
Direct Florida Business
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
273 OZARK NATIONAL LIFE INSURANCE COMPANY
Foreign
$711,375,219
$589,314,937
$122,060,282
$519,713
274 PACIFIC LIFE & ANNUITY COMPANY
Foreign
$5,329,839,965
$4,841,273,279
$488,566,686
$6,369,635
275 PACIFIC LIFE INSURANCE COMPANY
Foreign
01,000,915,366
$94,825,814,119
$6,175,101,247
$521,058,980
276 PACIFICARE LIFE AND HEALTH INSURANCE COMPANY
Foreign
$622,171,603
$40,183,400
$581,988,203
$777,532
277 PAN-AMERICAN ASSURANCE COMPANY
Foreign
$21,454,972
$5,259,591
$16,195,380
$4,857,040
Alien
$1,558,154
$30,060
$1,528,095
$0
278 PAN-AMERICAN ASSURANCE COMPANY INTERNATIONAL, INC.
Total Liabilities
Capital and Surplus
Direct Florida Business
279 PAN-AMERICAN LIFE INSURANCE COMPANY
Foreign
$1,444,407,080
$1,217,843,370
$226,563,710
$15,746,135
280 PARK AVENUE LIFE INSURANCE COMPANY
Foreign
$309,919,513
$252,243,461
$57,676,051
$33,677
281 PARKER CENTENNIAL ASSURANCE COMPANY
Foreign
$81,187,575
$35,442,438
$45,745,137
$0
282 PAUL REVERE LIFE INSURANCE COMPANY
Foreign
$4,458,163,857
$4,089,880,401
$368,283,456
$15,393,640
283 PAUL REVERE VARIABLE ANNUITY INSURANCE COMPANY
Foreign
$53,552,782
$15,069,707
$38,483,075
$218,953
284 PENN INSURANCE AND ANNUITY COMPANY
Foreign
$2,026,968,321
$1,836,541,305
$190,427,016
$22,142,631
285 PENN MUTUAL LIFE INSURANCE COMPANY
Foreign
14,330,715,400
$12,835,324,602
$1,495,390,798
$105,871,593
286 PERICO LIFE INSURANCE COMPANY
Foreign
$55,174,530
$5,093,651
$50,080,879
$149,924
287 PHILADELPHIA AMERICAN LIFE INSURANCE COMPANY
Foreign
$197,617,731
$171,518,141
$26,099,590
$2,803,789
288 PHILADELPHIA FINANCIAL LIFE ASSURANCE COMPANY
Foreign
$4,156,094,596
$4,137,744,114
$18,350,482
$13,058
289 PHL VARIABLE INSURANCE COMPANY
Foreign
$5,657,079,869
$5,343,615,678
$313,464,191
$162,162,495
290 PHOENIX LIFE AND ANNUITY COMPANY
Foreign
$48,203,894
$24,086,077
$24,117,817
$680,667
291 PHOENIX LIFE INSURANCE COMPANY
Foreign
13,837,170,968
$13,043,549,208
$793,621,760
$60,053,395
292 PHYSICIANS LIFE INSURANCE COMPANY
Foreign
$1,284,977,580
$1,169,139,668
$115,837,912
$7,778,999
293 PHYSICIANS MUTUAL INSURANCE COMPANY
Foreign
$1,829,659,460
$963,551,729
$866,107,731
$5,986,319
LIFE & HEALTH (ANNUITY)
73
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
294 PIONEER AMERICAN INSURANCE COMPANY
Foreign
$34,812,774
$30,025,991
$4,786,783
$766,801
295 PIONEER MUTUAL LIFE INSURANCE COMPANY
Foreign
$492,207,698
$451,062,951
$41,144,747
$788,243
296 PIONEER SECURITY LIFE INSURANCE COMPANY
Foreign
$89,597,585
$16,536,445
$73,061,140
$1,297,085
297 PRESIDENTIAL LIFE INSURANCE COMPANY
Foreign
$3,454,840,557
$3,239,315,011
$215,525,546
$10,115,800
298 PRESIDENTIAL LIFE INSURANCE COMPANY-USA
Foreign
$5,735,228
$184,985
$5,550,243
$0
299 PRIMERICA LIFE INSURANCE COMPANY
Foreign
$1,569,720,291
$899,286,536
$670,433,755
$124,291,794
300 PRINCIPAL LIFE INSURANCE COMPANY
Foreign
30,020,070,246
$126,075,763,518
$3,944,306,728
$653,565,617
301 PRINCIPAL NATIONAL LIFE INSURANCE COMPANY
Foreign
$84,920,031
$14,147,891
$70,772,141
$48,736,466
302 PROFESSIONAL INSURANCE COMPANY
Foreign
$108,575,994
$79,954,627
$28,621,367
$6,602,404
303 PROTECTIVE LIFE AND ANNUITY INSURANCE COMPANY
Foreign
$2,133,905,047
$1,927,555,853
$206,349,194
$870,462
304 PROTECTIVE LIFE INSURANCE COMPANY
Foreign
36,355,340,886
$33,371,461,031
$2,983,879,855
$343,194,492
305 PROVIDENT AMERICAN LIFE AND HEALTH INSURANCE COMPANY
Foreign
$23,621,177
$3,283,719
$20,337,458
$65,516
306 PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY
Foreign
$8,452,041,066
$7,809,284,060
$642,757,005
$83,296,723
307 PRUCO LIFE INSURANCE COMPANY
Foreign
81,001,994,356
$78,791,416,323
$2,210,578,033
$1,423,141,266
308 PRUDENTIAL ANNUITIES LIFE ASSURANCE CORPORATION
Foreign
49,555,904,172
$49,108,214,011
$447,690,161
$62,468,369
309 PRUDENTIAL INSURANCE COMPANY OF AMERICA (THE)
Foreign
85,087,048,709
$276,388,166,983
$8,698,881,726
$3,614,819,675
310 PRUDENTIAL RETIREMENT INSURANCE AND ANNUITY COMPANY
Foreign
69,265,265,484
$68,193,245,509
$1,072,019,975
$148,246,847
311 PURITAN LIFE INSURANCE COMPANY OF AMERICA
Foreign
$13,199,398
$6,331,746
$6,867,651
$46,229
312 PYRAMID LIFE INSURANCE COMPANY (THE)
Foreign
$307,373,543
$120,360,614
$187,012,929
$3,599,582
313 RELIABLE LIFE INSURANCE COMPANY
Foreign
$20,908,743
$8,020,160
$12,888,583
$24,419
314 RELIANCE STANDARD LIFE INSURANCE COMPANY
Foreign
$5,186,942,148
$4,625,408,600
$561,533,548
$107,968,953
LIFE & HEALTH (ANNUITY)
74
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
315 RELIASTAR LIFE INSURANCE COMPANY
Foreign
21,526,134,646
$19,241,487,449
$2,284,647,197
$286,324,918
316 RELIASTAR LIFE INSURANCE COMPANY OF NEW YORK
Foreign
$3,232,374,805
$2,891,756,805
$340,618,000
$6,806,415
317 RESERVE NATIONAL INSURANCE COMPANY
Foreign
$115,973,015
$57,567,290
$58,405,725
$848,535
318 RESOURCE LIFE INSURANCE COMPANY
Foreign
$28,978,631
$15,924,560
$13,054,071
319 RGA REINSURANCE COMPANY
Foreign
22,835,086,454
$21,190,497,058
$1,644,589,397
$0
320 RIVERSOURCE LIFE INSURANCE COMPANY
Foreign
96,669,081,788
$93,556,460,668
$3,112,621,120
$442,740,533
321 S.USA LIFE INSURANCE COMPANY, INC.
Foreign
$13,270,604
$5,174,251
$8,096,353
$177,417
322 SAGICOR LIFE INSURANCE COMPANY
Foreign
$1,099,904,338
$1,039,816,417
$60,087,921
$17,832,701
323 SAVINGS BANK LIFE INSURANCE COMPANY OF MASSACHUSETTS (THE)
Foreign
$2,406,465,187
$2,203,668,453
$202,796,734
$6,483,323
324 SCOR GLOBAL LIFE AMERICAS REINSURANCE COMPANY
Foreign
$1,388,197,611
$1,153,130,961
$235,066,650
$0
325 SEARS LIFE INSURANCE COMPANY
Foreign
$46,756,387
$26,127,378
$20,629,009
$1,188,242
326 SECURIAN LIFE INSURANCE COMPANY
Foreign
$190,102,930
$55,228,547
$134,874,383
$786,636
327 SECURITY BENEFIT LIFE INSURANCE COMPANY
Foreign
15,392,594,076
$14,618,627,337
$773,966,739
$499,160,658
328 SECURITY LIFE INSURANCE COMPANY OF AMERICA
Foreign
$79,072,643
$57,461,286
$21,611,354
$344,487
329 SECURITY LIFE OF DENVER INSURANCE COMPANY
Foreign
16,427,380,563
$14,967,507,170
$1,459,873,393
$101,291,380
330 SECURITY MUTUAL LIFE INSURANCE COMPANY OF NEW YORK
Foreign
$2,624,983,288
$2,504,903,382
$120,079,906
$13,590,796
331 SECURITY NATIONAL LIFE INSURANCE COMPANY
Foreign
$464,302,112
$434,473,380
$29,828,732
$1,932,602
332 SEECHANGE HEALTH INSURANCE COMPANY
Foreign
$22,301,472
$16,301,472
$6,000,000
$0
333 SENIOR HEALTH INSURANCE COMPANY OF PENNSYLVANIA
Foreign
$3,080,745,346
$2,975,278,318
$105,467,028
$13,789,246
334 SENIOR LIFE INSURANCE COMPANY
Foreign
$43,775,491
$34,604,002
$9,171,489
$1,330,293
335 SENTINEL AMERICAN LIFE INSURANCE COMPANY
Foreign
$33,321,384
$28,938,349
$4,383,034
$152
LIFE & HEALTH (ANNUITY)
75
($9,406)
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
336 SENTINEL SECURITY LIFE INSURANCE COMPANY
Foreign
$384,936,905
$365,252,959
$19,683,946
$72,136,584
337 SENTRY LIFE INSURANCE COMPANY
Foreign
$4,364,894,534
$4,095,064,586
$269,829,948
$6,790,932
338 SETTLERS LIFE INSURANCE COMPANY
Foreign
$378,289,825
$328,733,863
$49,555,962
$750,967
339 SOUTHERN FARM BUREAU LIFE INSURANCE COMPANY
Foreign
12,254,458,585
$10,172,200,965
$2,082,257,620
$46,919,625
340 SOUTHERN LIFE AND HEALTH INSURANCE COMPANY
Foreign
$90,371,174
$62,194,345
$28,176,829
$0
341 SOUTHLAND NATIONAL INSURANCE CORPORATION
Foreign
$176,557,658
$166,865,821
$9,691,837
$150,157
342 STANDARD INSURANCE COMPANY
Foreign
17,250,279,968
$16,060,014,389
$1,190,265,579
$210,410,099
343 STANDARD LIFE AND ACCIDENT INSURANCE COMPANY
Foreign
$527,782,397
$271,966,622
$255,815,775
$10,573,924
344 STANDARD LIFE AND CASUALTY INSURANCE COMPANY
Foreign
$29,897,044
$25,418,439
$4,478,605
$214,075
345 STANDARD SECURITY LIFE INSURANCE CO. OF NEW YORK
Foreign
$239,503,850
$123,222,124
$116,281,726
$6,060,188
346 STARMOUNT LIFE INSURANCE COMPANY
Foreign
$45,317,596
$25,789,145
$19,528,451
$1,528,082
347 STATE FARM LIFE INSURANCE COMPANY
Foreign
56,865,393,399
$49,327,151,614
$7,538,241,785
$229,065,352
348 STATE LIFE INSURANCE COMPANY
Foreign
$4,597,488,459
$4,291,302,222
$306,186,237
$36,173,646
349 STATE MUTUAL INSURANCE COMPANY
Foreign
$297,975,025
$268,601,860
$29,373,165
$4,676,640
350 STERLING INVESTORS LIFE INSURANCE COMPANY
Foreign
$17,088,564
$10,908,838
$6,179,726
$1,002,792
351 STONEBRIDGE LIFE INSURANCE COMPANY
Foreign
$1,676,907,988
$1,563,162,116
$113,745,872
$27,633,552
352 SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.)
Foreign
$64,634,399
$16,580,382
$48,054,017
$9,613,422
Alien
17,403,404,661
$16,365,835,728
$1,037,568,933
$139,406,888
354 SUN LIFE ASSURANCE COMPANY OF CANADA (U.S.)
Foreign
42,526,371,022
$41,290,516,993
$1,235,854,029
$25,179,632
355 SUNSET LIFE INSURANCE COMPANY OF AMERICA
Foreign
$368,116,770
$335,479,717
$32,637,056
$227,872
356 SURETY LIFE INSURANCE COMPANY
Foreign
$13,830,267
$1,246,044
$12,584,224
$2,070,668
353 SUN LIFE ASSURANCE COMPANY OF CANADA
LIFE & HEALTH (ANNUITY)
76
Total Liabilities
Capital and Surplus
Direct Florida Business
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
357 SWISS RE LIFE & HEALTH AMERICA INC.
Foreign
$9,138,930,035
$7,953,601,405
$1,185,328,630
$0
358 SYMETRA LIFE INSURANCE COMPANY
Foreign
25,467,845,135
$23,555,225,822
$1,912,619,313
$225,663,094
359 SYMETRA NATIONAL LIFE INSURANCE COMPANY
Foreign
$16,618,186
$7,109,010
$9,509,176
$9,659
360 TEACHERS INS. & ANNUITY ASSOCIATION OF AMERICA
Foreign
37,037,712,063
$207,728,732,440
$29,308,979,623
$297,092,393
361 TEXAS LIFE INSURANCE COMPANY
Foreign
$878,383,840
$808,737,577
$69,646,263
$6,464,344
362 THRIVENT LIFE INSURANCE COMPANY
Foreign
$3,283,786,832
$3,115,966,981
$167,819,851
$4,972,329
363 TIAA-CREF LIFE INSURANCE COMPANY
Foreign
$5,656,326,641
$5,243,395,714
$412,930,927
$23,765,443
364 TIME INSURANCE COMPANY
Foreign
$645,369,685
$439,617,747
$205,751,938
$67,045,183
365 TRANS WORLD ASSURANCE COMPANY
Foreign
$346,344,436
$273,128,747
$73,215,689
$488,243
366 TRANSAMERICA ADVISORS LIFE INSURANCE COMPANY
Foreign
10,031,805,127
$9,395,646,899
$636,158,228
$6,455,319
367 TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY
Foreign
26,958,733,787
$26,122,718,589
$836,015,198
$760,554,280
368 TRANSAMERICA LIFE INSURANCE COMPANY
Foreign
05,497,250,961
$100,026,687,947
$5,470,563,014
$910,034,065
369 TRANS-OCEANIC LIFE INSURANCE COMPANY
Foreign
$49,577,757
$27,113,176
$22,464,581
$4,945
370 TRUASSURE INSURANCE COMPANY
Foreign
$5,732,226
$362,953
$5,369,272
$0
371 TRUSTMARK INSURANCE COMPANY
Foreign
$1,320,021,623
$1,053,503,622
$266,518,001
$48,014,534
372 TRUSTMARK LIFE INSURANCE COMPANY
Foreign
$367,775,791
$201,936,428
$165,839,363
$1,110,175
373 U.S. FINANCIAL LIFE INSURANCE COMPANY
Foreign
$628,907,455
$565,749,243
$63,158,212
$12,532,325
374 UBS LIFE INSURANCE COMPANY USA
Foreign
$44,512,669
$3,055,126
$41,457,543
$0
375 ULLICO LIFE INSURANCE COMPANY
Foreign
$12,369,016
$792,978
$11,576,038
$3,963
376 UNICARE LIFE & HEALTH INSURANCE COMPANY
Foreign
$554,200,163
$395,368,810
$158,831,353
$21,727,052
377 UNIFIED LIFE INSURANCE COMPANY
Foreign
$170,599,885
$150,239,632
$20,360,253
$841,985
LIFE & HEALTH (ANNUITY)
77
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
378 UNIMERICA INSURANCE COMPANY
Foreign
$326,579,082
$173,381,373
$153,197,709
$4,088,920
379 UNION BANKERS INSURANCE COMPANY
Foreign
$310,530,930
$264,927,110
$45,603,820
$1,737,647
380 UNION CENTRAL LIFE INSURANCE COMPANY (THE)
Foreign
$7,058,947,333
$6,566,744,548
$492,202,785
$30,955,216
381 UNION FIDELITY LIFE INSURANCE COMPANY
Foreign
19,585,344,071
$19,025,203,561
$560,140,508
$2,552,616
382 UNION LABOR LIFE INSURANCE COMPANY
Foreign
$2,905,907,751
$2,809,030,776
$96,876,975
$1,925,527
383 UNION NATIONAL LIFE INSURANCE COMPANY
Foreign
$17,784,425
$4,007,052
$13,777,373
$21,088
384 UNION SECURITY INSURANCE COMPANY
Foreign
$5,015,492,121
$4,576,644,057
$438,848,064
$71,906,691
385 UNITED AMERICAN INSURANCE COMPANY
Foreign
$1,722,783,520
$1,466,679,254
$256,104,266
$100,494,520
386 UNITED HERITAGE LIFE INSURANCE COMPANY
Foreign
$504,207,017
$451,819,185
$52,387,831
$78,059
387 UNITED HOME LIFE INSURANCE COMPANY
Foreign
$71,620,586
$53,939,055
$17,681,532
$2,707,646
388 UNITED INSURANCE COMPANY OF AMERICA
Foreign
$3,550,267,089
$3,086,193,324
$464,073,765
$22,073,141
389 UNITED LIFE INSURANCE COMPANY
Foreign
$1,675,711,474
$1,516,991,269
$158,720,205
$467,122
390 UNITED OF OMAHA LIFE INSURANCE COMPANY
Foreign
16,698,149,290
$15,670,972,917
$1,027,176,373
$196,615,790
391 UNITED SECURITY ASSURANCE COMPANY OF PENNSYLVANIA
Foreign
$142,876,080
$126,804,192
$16,071,888
$3,448,320
392 UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NEW YORK
Foreign
24,541,643,540
$22,663,318,365
$1,878,325,175
$46,927,230
393 UNITED TEACHER ASSOCIATES INSURANCE COMPANY
Foreign
$839,252,481
$791,368,574
$47,883,907
$12,271,271
394 UNITED WORLD LIFE INSURANCE COMPANY
Foreign
$103,050,926
$55,749,145
$47,301,781
$13,078,029
395 UNITEDHEALTHCARE INSURANCE COMPANY
Foreign
14,118,278,776
$9,406,393,266
$4,711,885,510
$4,946,698,055
396 UNITY FINANCIAL LIFE INSURANCE COMPANY
Foreign
$146,771,043
$135,800,527
$10,970,516
$6,165,694
397 UNIVERSAL UNDERWRITERS LIFE INSURANCE COMPANY
Foreign
$150,349,091
$129,950,676
$20,398,415
$745,399
398 UNUM LIFE INSURANCE COMPANY OF AMERICA
Foreign
18,879,795,078
$17,306,262,407
$1,573,532,672
$165,082,366
LIFE & HEALTH (ANNUITY)
78
Total Liabilities
Capital and Surplus
Direct Florida Business
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
399 USAA DIRECT LIFE INSURANCE COMPANY
Foreign
$21,971,979
$534,753
$21,437,226
$13,037
400 USAA LIFE INSURANCE COMPANY
Foreign
19,647,069,853
$17,812,771,786
$1,834,298,067
$178,477,124
401 USABLE LIFE
Foreign
$381,176,447
$224,903,718
$156,272,729
$515,967
402 VANTIS LIFE INSURANCE COMPANY
Foreign
$899,707,060
$829,383,195
$70,323,865
$1,270,891
403 VARIABLE ANNUITY LIFE INSURANCE COMPANY
Foreign
70,614,321,051
$66,378,800,990
$4,235,520,061
$720,650,013
404 VISTA LIFE INSURANCE COMPANY
Foreign
$41,418,014
$730,858
$40,687,156
$0
405 WASHINGTON NATIONAL INSURANCE COMPANY
Foreign
$5,247,572,006
$4,778,191,604
$469,380,402
$32,765,202
406 WEST COAST LIFE INSURANCE COMPANY
Foreign
$4,210,251,334
$3,738,497,248
$471,754,086
$40,379,904
407 WESTERN AND SOUTHERN LIFE INSURANCE COMPANY
Foreign
$8,612,311,473
$4,883,774,664
$3,728,536,809
$11,291,087
408 WESTERN RESERVE LIFE ASSURANCE COMPANY OF OHIO
Foreign
$8,600,826,766
$8,281,591,592
$319,235,174
$26,703,332
409 WESTERN-SOUTHERN LIFE ASSURANCE COMPANY
Foreign
12,387,883,093
$11,362,158,473
$1,025,724,620
$36,799,945
410 WILLIAM PENN LIFE INSURANCE COMPANY OF NEW YORK
Foreign
$1,121,313,452
$914,962,281
$206,351,171
$7,448,842
411 WILTON REASSURANCE LIFE COMPANY OF NEW YORK
Foreign
$883,962,538
$765,640,054
$118,322,479
$3,247,955
412 WORLD CORP INSURANCE COMPANY
Foreign
$24,645,546
$853,743
$23,791,803
$5,486
413 WORLD INSURANCE COMPANY
Foreign
$322,211,619
$206,612,351
$115,599,268
$915,062
414 XL LIFE INSURANCE AND ANNUITY COMPANY
Foreign
$14,480,253
$269,890
$14,210,363
$0
415 ZALE LIFE INSURANCE COMPANY
Foreign
$10,871,446
$2,136,458
$8,734,988
$153,893
416 ZURICH AMERICAN LIFE INSURANCE COMPANY
Foreign
12,767,356,282
$12,598,756,487
$168,599,795
$9,758,963
LIFE & HEALTH (ANNUITY)
79
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
PROPERTY & CASUALTY
Admitted Assets
Total Liabilities
Total Direct Business
Capital and Surplus
Direct Florida Business
$33,165,698,959
1 21ST CENTURY CENTENNIAL INSURANCE COMPANY
Foreign
$540,388,682
$31,787,880
$508,600,802
$263,168,393
2 21ST CENTURY INDEMNITY INSURANCE COMPANY
Foreign
$57,670,492
$3,132,169
$54,538,323
$5,728,629
3 21ST CENTURY INSURANCE COMPANY OF CALIFORNIA
Foreign
$931,855,033
$34,451,238
$897,403,795
$0
4 21ST CENTURY NATIONAL INSURANCE COMPANY
Foreign
$24,775,483
$1,589,828
$23,185,655
$0
5 21ST CENTURY NORTH AMERICA INSURANCE COMPANY
Foreign
$569,023,204
$51,680,019
$517,343,185
$23,046,238
6 21ST CENTURY PREFERRED INSURANCE COMPANY
Foreign
$41,937,619
$3,132,169
$38,805,450
$7,507,707
7 21ST CENTURY PREMIER INSURANCE COMPANY
Foreign
$256,396,258
$15,779,049
$240,617,209
$27,978
8 21ST CENTURY SECURITY INSURANCE COMPANY
Foreign
$196,895,775
$12,671,706
$184,224,069
$0
9 ACA FINANCIAL GUARANTY CORPORATION
Foreign
$424,590,463
$315,396,543
$109,193,920
$0
Domestic
$17,526,378
$1,562,477
$15,963,901
$5,796,857
11 ACCEPTANCE INDEMNITY INSURANCE COMPANY
Foreign
$172,722,100
$72,742,243
$99,979,857
$2,328,953
12 ACCESS INSURANCE COMPANY
Foreign
$111,998,366
$82,256,621
$29,741,745
$7,518
13 ACCIDENT FUND GENERAL INSURANCE COMPANY
Foreign
$181,997,737
$144,062,426
$37,935,311
$251,656
14 ACCIDENT FUND INSURANCE COMPANY OF AMERICA
Foreign
$2,300,315,521
$1,666,711,440
$633,604,081
$1,065,503
15 ACCIDENT FUND NATIONAL INSURANCE COMPANY
Foreign
$202,142,844
$151,851,653
$50,291,191
$210,367
16 ACCIDENT INSURANCE COMPANY, INC.
Foreign
$51,260,982
$34,487,602
$16,773,383
$5,757,701
Domestic
$23,285,378
$6,702,766
$16,582,613
$1,090,559
10 ACA HOME INSURANCE CORP.
17 ACCREDITED SURETY AND CASUALTY COMPANY, INC. 18 ACE AMERICAN INSURANCE COMPANY
Foreign
11,040,642,831
$8,614,827,579
$2,425,815,252
$266,803,348
19 ACE FIRE UNDERWRITERS INSURANCE COMPANY
Foreign
$106,619,710
$36,895,033
$69,724,677
$506,174
20 ACE INSURANCE COMPANY OF THE MIDWEST
Foreign
$65,353,859
$6,710,608
$58,643,251
$21,133,776
PROPERTY & CASUALTY
80
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
21 ACE PROPERTY AND CASUALTY INSURANCE COMPANY
Foreign
$7,925,855,351
$6,123,349,172
$1,802,506,179
$33,178,049
22 ACIG INSURANCE COMPANY
Foreign
$367,552,087
$266,596,962
$100,955,125
$253,968
23 ACSTAR INSURANCE COMPANY
Foreign
$68,803,463
$40,029,989
$28,773,474
$282,781
24 ADDISON INSURANCE COMPANY
Foreign
$87,720,266
$53,847,853
$33,872,413
$8,574,583
25 ADVANTAGE WORKERS COMPENSATION INSURANCE COMPANY
Foreign
$125,685,092
$75,421,738
$50,263,354
$117,008
26 AEGIS SECURITY INSURANCE COMPANY
Foreign
$89,125,777
$44,607,725
$44,518,052
$3,602,207
27 AETNA INSURANCE COMPANY OF CONNECTICUT
Foreign
$22,370,829
$7,335,774
$15,035,055
$2,800,604
28 AFFILIATED FM INSURANCE COMPANY
Foreign
$2,302,162,676
$1,268,064,469
$1,034,098,207
$32,202,258
29 AFFIRMATIVE INSURANCE COMPANY
Foreign
$203,315,962
$155,200,526
$48,115,435
$0
30 AGCS MARINE INSURANCE COMPANY
Foreign
$782,172,018
$642,968,625
$139,203,394
$41,860,469
31 AGENCY INSURANCE COMPANY OF MARYLAND, INC.
Foreign
$85,024,505
$58,326,574
$26,697,931
$7,825,093
Domestic
$7,720,238
$3,166,474
$4,553,764
$1,908,030 $17,956,781
32 AGIC, INC. 33 AGRI GENERAL INSURANCE COMPANY
Foreign
$557,227,143
$86,266,399
$470,960,744
34 AIU INSURANCE COMPANY
Foreign
$2,412,144,689
$1,790,059,373
$622,085,316
35 ALAMANCE INSURANCE COMPANY
Foreign
$460,926,139
$126,801,563
$334,124,576
$0
36 ALASKA NATIONAL INSURANCE COMPANY
Foreign
$753,361,206
$459,728,948
$293,632,258
$363,638
37 ALEA NORTH AMERICA INSURANCE COMPANY
Foreign
$149,075,131
$64,834,229
$84,240,902
$0
38 ALLEGHENY CASUALTY COMPANY
Foreign
$34,171,318
$14,854,316
$19,317,003
$1,759,796
39 ALLIANZ GLOBAL RISKS US INSURANCE COMPANY
Foreign
$3,099,834,952
$2,232,934,043
$866,900,909
$22,799,244
40 ALLIED EASTERN INDEMNITY COMPANY
Foreign
$37,393,709
$26,175,351
$11,218,358
$120,792
41 ALLIED PROPERTY & CASUALTY INSURANCE COMPANY
Foreign
$318,154,341
$260,436,329
$57,718,012
$103,313,973
PROPERTY & CASUALTY
81
($33,063)
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
42 ALLIED WORLD INSURANCE COMPANY
Foreign
$1,435,638,978
$567,146,893
$868,492,082
$1,593,728
43 ALLIED WORLD NATIONAL ASSURANCE COMPANY
Foreign
$280,404,695
$163,485,902
$116,918,794
$8,119,111
44 ALLMERICA FINANCIAL BENEFIT INSURANCE COMPANY
Foreign
$30,945,392
$11,687
$30,933,705
$14,593,289
45 ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY
Foreign
$141,657,435
$1,541,550
$140,115,885
$603,425,444
46 ALLSTATE INDEMNITY COMPANY
Foreign
$148,231,297
$4,604,679
$143,626,618
$90,758,065
47 ALLSTATE INSURANCE COMPANY
Foreign
42,133,104,688
$25,872,226,858
$16,260,877,830
$623,214,719
48 ALLSTATE PROPERTY & CASUALTY INSURANCE COMPANY
Foreign
$204,398,932
$6,561,044
$197,837,888
$313,396,848
49 ALLSTATE VEHICLE AND PROPERTY INSURANCE COMPANY
Foreign
$22,705,655
$161,134
$22,544,521
$0
50 ALPHA PROPERTY & CASUALTY INSURANCE COMPANY
Foreign
$36,857,180
$23,218,298
$13,638,882
$13,399,233
51 ALTERRA AMERICA INSURANCE COMPANY
Foreign
$145,424,095
$51,593,483
$93,830,612
$14,819,355
52 ALTERRA REINSURANCE USA INC.
Foreign
$1,299,208,139
$627,581,314
$671,626,825
$0
53 AMBAC ASSURANCE CORPORATION
Foreign
$5,808,198,462
$5,708,198,462
$100,000,000
$604,305
54 AMERICAN AGRI-BUSINESS INSURANCE COMPANY
Foreign
$738,114,605
$713,404,726
$24,709,879
$181,008
55 AMERICAN ALTERNATIVE INSURANCE CORPORATION
Foreign
$464,716,934
$308,484,553
$156,232,382
$57,627,221
56 AMERICAN AUTOMOBILE INSURANCE COMPANY
Foreign
$188,047,076
$27,534,673
$160,512,402
$48,362,728
57 AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA
Domestic
$1,707,524,560
$1,201,055,685
$506,468,875
$120,220,652
58 AMERICAN CAPITAL ASSURANCE CORP
Domestic
$149,427,128
$79,311,904
$70,115,224
$61,615,081
59 AMERICAN CAPITAL ASSURANCE CORP.
Domestic
$149,427,128
$79,311,904
$70,115,224
$61,615,081
Foreign
$136,634,929
$28,311
$136,606,618
$39,053,964
61 AMERICAN COASTAL INSURANCE COMPANY
Domestic
$272,213,667
$130,723,843
$141,489,824
$262,040,631
62 AMERICAN COLONIAL INSURANCE COMPANY
Domestic
$12,485,227
$4,324,831
$8,160,395
$10,131,132
60 AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA
PROPERTY & CASUALTY
82
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
63 AMERICAN COMMERCE INSURANCE COMPANY
Foreign
$312,778,669
$194,627,508
$118,151,160
$920,400
64 AMERICAN COMPENSATION INSURANCE COMPANY
Foreign
$67,111,084
$14,337,397
$52,773,687
$206,247
65 AMERICAN CONTRACTORS INDEMNITY COMPANY
Foreign
$380,441,423
$289,168,456
$91,272,968
$600,245
66 AMERICAN ECONOMY INSURANCE COMPANY
Foreign
$1,219,734,253
$1,033,436,358
$186,297,895
$28,968,104
67 AMERICAN EMPIRE INSURANCE COMPANY
Foreign
$33,537,389
$11,349,056
$22,188,333
$0
68 AMERICAN EQUITY SPECIALTY INSURANCE COMPANY
Foreign
$76,280,480
$48,352,435
$27,928,045
$0
69 AMERICAN FAMILY HOME INSURANCE COMPANY
Domestic
$506,148,956
$352,406,184
$153,742,772
$205,780
70 AMERICAN FEDERATION INSURANCE COMPANY
Foreign
$16,831,769
$561,233
$16,270,536
$2,907,754
71 AMERICAN FIRE AND CASUALTY COMPANY
Foreign
$177,463,340
$130,976,672
$46,486,668
$5,339,223
72 AMERICAN FUJI FIRE AND MARINE INSURANCE COMPANY
Foreign
$94,635,769
$20,196,453
$74,439,316
$0
73 AMERICAN GENERAL PROPERTY INSURANCE COMPANY
Foreign
$35,426,141
$10,945,654
$24,480,487
$0
74 AMERICAN GUARANTEE AND LIABILITY INSURANCE COMPANY
Foreign
$299,468,827
$118,167,797
$181,301,030
$71,075,734
75 AMERICAN HALLMARK INSURANCE COMPANY OF TEXAS
Foreign
$261,919,725
$160,780,974
$101,138,751
$677,396
76 AMERICAN HEALTHCARE INDEMNITY COMPANY
Foreign
$173,636,936
$141,404,925
$32,232,011
$0
77 AMERICAN HOME ASSURANCE COMPANY
Foreign
24,302,299,692
$18,297,957,433
$6,004,342,259
$36,719,420
78 AMERICAN INDEPENDENT INSURANCE COMPANY
Foreign
$58,516,428
$35,230,213
$23,286,215
$0
79 AMERICAN INSURANCE COMPANY (THE)
Foreign
$370,082,939
$57,826,030
$312,256,909
$11,792,490
Domestic
$142,935,601
$114,326,708
$28,608,893
$140,226,418
80 AMERICAN INTEGRITY INSURANCE COMPANY OF FLORIDA
Total Liabilities
Capital and Surplus
Direct Florida Business
81 AMERICAN INTERSTATE INSURANCE COMPANY
Foreign
$1,001,760,532
$677,828,469
$323,932,063
$11,466,131
82 AMERICAN MERCURY INSURANCE COMPANY
Foreign
$323,386,466
$200,422,617
$122,963,849
$3,786,865
83 AMERICAN MODERN HOME INSURANCE COMPANY
Foreign
$1,156,589,865
$766,798,928
$389,790,936
$3,937,715
PROPERTY & CASUALTY
83
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary 84 AMERICAN MODERN INSURANCE COMPANY OF FLORIDA, INC.
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
Domestic
$27,744,006
$20,066,334
$7,677,671
$10,019,890
85 AMERICAN MODERN SELECT INSURANCE COMPANY
Foreign
$236,597,358
$200,350,308
$36,247,050
$0
86 AMERICAN NATIONAL GENERAL INSURANCE COMPANY
Foreign
$103,289,903
$48,398,330
$54,891,573
87 AMERICAN NATIONAL PROPERTY & CASUALTY COMPANY
Foreign
$1,105,772,495
$610,279,829
$495,492,666
$1,791,354
88 AMERICAN PET INSURANCE COMPANY
Foreign
$17,504,158
$5,709,697
$11,794,461
$2,885,808
Domestic
$21,274,496
$6,944,461
$14,330,035
$10,352,870
90 AMERICAN RELIABLE INSURANCE COMPANY
Foreign
$281,807,630
$188,139,500
$93,668,130
$21,088,288
91 AMERICAN ROAD INSURANCE COMPANY (THE)
Foreign
$482,831,752
$268,794,815
$214,036,937
$10,047,291
92 AMERICAN SAFETY CASUALTY INSURANCE COMPANY
Foreign
$162,666,480
$83,729,369
$78,937,111
$6,472,418
93 AMERICAN SECURITY INSURANCE COMPANY
Foreign
$1,949,336,062
$1,246,253,818
$703,082,244
$600,229,763
94 AMERICAN SENTINEL INSURANCE COMPANY
Foreign
$27,845,829
$13,784,093
$14,061,736
$0
95 AMERICAN SERVICE INSURANCE COMPANY
Foreign
$111,578,123
$72,952,842
$38,625,281
$0
Domestic
$126,941,492
$91,827,303
$35,114,189
$29,588,423
97 AMERICAN SOUTHERN INSURANCE COMPANY
Foreign
$95,764,964
$58,817,477
$36,947,487
$7,805,653
98 AMERICAN STATES INSURANCE COMPANY
Foreign
$1,659,490,650
$1,410,873,074
$248,617,576
$44,881,403
99 AMERICAN STRATEGIC INSURANCE CORP.
Domestic
$603,947,583
$376,199,606
$227,747,977
$154,084,080
100 AMERICAN SUMMIT INSURANCE COMPANY
Foreign
$40,473,850
$14,712,886
$25,760,964
$0
101 AMERICAN SURETY COMPANY
Foreign
$13,784,111
$2,795,460
$10,988,651
$548,751
Domestic
$39,704,846
$27,344,394
$12,360,452
$46,779,876
103 AMERICAN ZURICH INSURANCE COMPANY
Foreign
$212,740,660
$61,760,969
$150,979,691
$87,424,927
104 AMERISURE INSURANCE COMPANY
Foreign
$690,525,912
$478,255,880
$212,270,032
$112,364,089
89 AMERICAN PLATINUM PROPERTY AND CASUALTY INSURANCE COMPANY
96 AMERICAN SOUTHERN HOME INSURANCE COMPANY
102 AMERICAN TRADITIONS INSURANCE COMPANY
PROPERTY & CASUALTY
84
($167)
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
105 AMERISURE MUTUAL INSURANCE COMPANY
Foreign
$1,843,390,815
$1,110,517,542
$732,873,273
$53,538,998
106 AMERISURE PARTNERS INSURANCE COMPANY
Foreign
$58,453,926
$44,977,261
$13,476,665
$157,140
107 AMERITRUST INSURANCE CORPORATION
Foreign
$126,511,062
$99,129,212
$27,381,850
$1,999,902
108 AMEX ASSURANCE COMPANY
Foreign
$269,206,023
$72,462,985
$196,743,038
$23,564,512
109 AMGUARD INSURANCE COMPANY
Foreign
$415,790,969
$316,491,819
$99,299,150
$1,619,176
110 AMICA MUTUAL INSURANCE COMPANY
Foreign
$4,391,182,068
$2,013,649,424
$2,377,532,644
$139,732,704
111 ANCHOR GENERAL INSURANCE COMPANY
Foreign
$69,160,301
$49,598,331
$19,561,970
$0
Domestic
$61,719,571
$33,617,130
$28,102,441
$4,733,512
113 ARAG INSURANCE COMPANY
Foreign
$68,458,633
$22,652,842
$45,805,791
$6,880,463
114 ARCH INDEMNITY INSURANCE COMPANY
Foreign
$23,421,373
$42,682
$23,378,691
$0
115 ARCH INSURANCE COMPANY
Foreign
$2,696,900,436
$2,133,417,221
$563,483,215
$63,588,096
116 ARCH REINSURANCE COMPANY
Foreign
$1,315,850,677
$493,235,549
$822,615,128
$0
117 ARGONAUT GREAT CENTRAL INSURANCE COMPANY
Foreign
$52,973,654
$29,745,872
$23,227,782
$0
118 ARGONAUT INSURANCE COMPANY
Foreign
$1,337,285,269
$956,764,630
$380,520,640
$5,663,381
119 ARGONAUT-MIDWEST INSURANCE COMPANY
Foreign
$34,958,425
$18,885,803
$16,072,621
$1,969,816
Domestic
$51,067,627
$31,964,968
$19,102,659
$97,412,266
121 ARMED FORCES INSURANCE EXCHANGE
Foreign
$112,379,835
$67,430,835
$44,949,000
$8,919,191
122 ARROWOOD INDEMNITY COMPANY
Foreign
$1,554,883,177
$1,281,440,830
$273,442,347
123 ARTISAN AND TRUCKERS CASUALTY COMPANY
Foreign
$250,957,273
$203,618,668
$47,338,605
$14,545,870
124 ASCENDANT COMMERCIAL INSURANCE, INC.
Domestic
$33,535,059
$26,843,055
$6,692,004
$36,761,875
125 ASI ASSURANCE CORP.
Domestic
$126,009,113
$80,716,191
$45,292,922
$121,620,598
112 ANESTHESIOLOGISTS PROFESSIONAL ASSURANCE COMPANY
120 ARK ROYAL INSURANCE COMPANY
PROPERTY & CASUALTY
85
($42,946)
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary 126 ASI PREFERRED INSURANCE CORP.
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
Domestic
$47,444,048
$31,186,722
$16,257,326
$116,961,914
127 ASPEN AMERICAN INSURANCE COMPANY
Foreign
$277,922,904
$105,887,625
$172,035,279
$3,625,405
128 ASSOCIATED INDEMNITY CORPORATION
Foreign
$90,981,351
$9,823,997
$81,157,354
$7,338,441
Domestic
$192,031,246
$122,717,453
$69,313,793
$34,246,539
130 ASSOCIATION CASUALTY INSURANCE COMPANY
Foreign
$46,136,644
$30,516,080
$15,620,564
$88,310
131 ASSOCIATION INSURANCE COMPANY
Foreign
$90,111,596
$59,989,856
$30,121,740
$9,888,292
132 ASSURANCE COMPANY OF AMERICA
Foreign
$36,530,774
$17,077,553
$19,453,222
$14,309,832
133 ASSURANCEAMERICA INSURANCE COMPANY
Foreign
$54,859,718
$42,030,021
$12,829,697
$27,921,064
134 ASSURED GUARANTY CORP.
Foreign
$2,962,955,275
$2,057,540,590
$905,414,685
$0
135 ASSURED GUARANTY MUNICIPAL CORP.
Foreign
$4,498,509,986
$2,718,458,492
$1,780,051,494
$5,777,533
136 ATAIN INSURANCE COMPANY
Foreign
$48,632,411
$18,673,149
$29,959,262
$34,517
137 ATLANTIC BONDING COMPANY, INC. D/B/A ATLANTIC MD BONDING COMPANY INC.
Foreign
$9,893,270
$1,414,219
$8,479,051
$2,650
138 ATLANTIC SPECIALTY INSURANCE COMPANY
Foreign
$2,248,366,088
$1,531,628,172
$716,737,916
$22,489,420
139 ATRADIUS TRADE CREDIT INSURANCE, INC.
Foreign
$84,489,724
$21,854,181
$62,635,543
$1,538,059
140 ATX PREMIER INSURANCE COMPANY
Foreign
$6,934,940
$6,247
$6,928,693
$0
141 AUSTIN MUTUAL INSURANCE COMPANY
Foreign
$112,460,866
$88,249,408
$24,211,458
$367,446
142 AUTO CLUB INSURANCE COMPANY OF FLORIDA
Domestic
$229,267,632
$133,464,715
$95,802,918
$154,215,426
143 AUTO CLUB SOUTH INSURANCE COMPANY
Domestic
$100,695,448
$55,666,878
$45,028,570
$69,798,110
144 AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CT
Foreign
$983,096,013
$687,983,164
$295,112,849
$56,444
145 AUTO-OWNERS INSURANCE COMPANY
Foreign
10,308,075,652
$3,717,107,597
$6,590,968,055
$123,360,220
$18,811,711
$5,877,066
$12,934,645
$11,081,415
129 ASSOCIATED INDUSTRIES INSURANCE COMPANY, INC.
146 AVATAR PROPERTY & CASUALTY INSURANCE COMPANY PROPERTY & CASUALTY
Domestic
86
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
147 AVEMCO INSURANCE COMPANY
Foreign
$101,851,841
$38,445,432
$63,406,409
$1,582,548
148 AXA ART INSURANCE CORPORATION
Foreign
$61,642,676
$31,760,446
$29,882,230
$1,987,969
149 AXA INSURANCE COMPANY
Foreign
$193,165,983
$72,476,805
$120,689,178
$2,520,904
150 AXIS INSURANCE COMPANY
Foreign
$1,196,493,423
$657,616,131
$538,877,292
$28,885,939
151 AXIS REINSURANCE COMPANY
Foreign
$2,501,184,513
$1,744,382,633
$756,801,880
$3,111,017
152 AXIS SPECIALTY INSURANCE COMPANY
Foreign
$93,558,717
$28,641,254
$64,917,463
$5
153 BALBOA INSURANCE COMPANY
Foreign
$580,822,086
$139,257,024
$441,565,062
$163,982,763
Domestic
$128,694,785
$73,553,090
$55,141,695
$4,918,588
155 BANKERS STANDARD FIRE AND MARINE COMPANY
Foreign
$192,908,018
$122,818,022
$70,089,996
$0
156 BANKERS STANDARD INSURANCE COMPANY
Foreign
$426,020,942
$307,624,802
$118,396,140
$1,668,365
157 BAR PLAN MUTUAL INSURANCE COMPANY (THE)
Foreign
$49,476,172
$33,869,515
$15,606,657
$62,277
158 BCS INSURANCE COMPANY
Foreign
$254,500,945
$102,622,199
$151,878,746
$10,205,184
159 BEAZLEY INSURANCE COMPANY, INC.
Foreign
$237,009,995
$117,628,525
$119,381,470
$6,100,110
160 BENCHMARK INSURANCE COMPANY
Foreign
$136,882,441
$86,747,838
$50,134,603
$1,427,367
161 BERKLEY INSURANCE COMPANY
Foreign
10,223,837,721
$5,567,586,365
$4,656,251,357
$3,509,360
162 BERKLEY NATIONAL INSURANCE COMPANY
Foreign
$63,310,124
$14,776,402
$48,533,722
$252,611
163 BERKLEY REGIONAL INSURANCE COMPANY
Foreign
$2,700,795,389
$1,983,482,209
$717,313,180
$4,932,342
164 BERKSHIRE HATHAWAY ASSURANCE CORPORATION
Foreign
$1,841,236,717
$691,939,969
$1,149,296,748
$0
165 BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPANY
Foreign
$1,082,981,359
$345,942,019
$737,039,340
$2,461,836
166 BITUMINOUS CASUALTY CORPORATION
Foreign
$719,804,772
$445,592,515
$274,212,257
$6,657,208
167 BITUMINOUS FIRE AND MARINE INSURANCE COMPANY
Foreign
$450,626,680
$299,995,864
$150,630,816
$7,107,123
154 BANKERS INSURANCE COMPANY
PROPERTY & CASUALTY
87
Total Liabilities
Capital and Surplus
Direct Florida Business
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary 168 BOND SAFEGUARD INSURANCE COMPANY
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
Foreign
$77,995,429
$48,650,428
$29,345,000
$1,140,140
169 BRIDGEFIELD CASUALTY INSURANCE COMPANY
Domestic
$75,412,201
$29,059,446
$46,352,755
$39,283,685
170 BRIDGEFIELD EMPLOYERS INSURANCE COMPANY
Domestic
$141,034,442
$29,086,640
$111,947,802
$245,671,477
171 BRIERFIELD INSURANCE COMPANY
Foreign
$11,900,357
$3,965,977
$7,934,380
$0
172 BRISTOL WEST INSURANCE COMPANY
Foreign
$139,844,368
$94,877,571
$44,966,797
$2,820,286
173 BROTHERHOOD MUTUAL INSURANCE COMPANY
Foreign
$384,885,706
$225,170,962
$159,714,744
$230,665
174 BUILDERS MUTUAL INSURANCE COMPANY
Foreign
$536,207,366
$317,486,120
$218,721,246
$0
Domestic
$33,276,320
$18,982,197
$14,294,123
$18,679,074
176 CALIFORNIA CASUALTY INDEMNITY EXCHANGE
Foreign
$557,587,652
$237,604,502
$319,983,150
$0
177 CALIFORNIA CASUALTY INSURANCE COMPANY
Foreign
$120,371,273
$30,649,162
$89,722,110
$14,636,292
178 CAMICO MUTUAL INSURANCE COMPANY
Foreign
$110,254,555
$72,055,964
$38,198,592
$1,110,082
179 CAMPMED CASUALTY & INDEMNITY COMPANY, INC.
Foreign
$19,264,339
$20,108
$19,244,231
$1,003,562
180 CANAL INSURANCE COMPANY
Foreign
$831,012,993
$409,757,749
$421,255,244
$7,523,243
181 CAPACITY INSURANCE COMPANY
Domestic
$15,004,886
$7,857,959
$7,146,927
$10,955,854
182 CAPITAL ASSURANCE COMPANY, INC.
Domestic
$10,622,065
$2,478,636
$8,143,427
$0
Foreign
$386,027,095
$223,567,531
$162,459,564
$1,502,102
Domestic
$44,161,843
$27,505,432
$16,656,411
$56,460,956
185 CAROLINA CASUALTY INSURANCE COMPANY
Foreign
$317,738,389
$75,041,878
$242,696,511
$11,152,574
186 CASTLE KEY INDEMNITY COMPANY
Foreign
$9,058,645
$3,393,563
$5,665,082
$100,539,687
187 CASTLE KEY INSURANCE COMPANY
Foreign
$345,794,445
$204,147,252
$141,647,193
$139,862,657
Domestic
$39,053,204
$31,176,350
$7,876,854
$52,221,859
175 BUSINESSFIRST INSURANCE COMPANY
183 CAPITOL INDEMNITY CORPORATION 184 CAPITOL PREFERRED INSURANCE COMPANY, INC.
188 CASTLEPOINT FLORIDA INSURANCE COMPANY PROPERTY & CASUALTY
88
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
189 CASTLEPOINT NATIONAL INSURANCE COMPANY
Foreign
$479,475,670
$359,477,233
$119,998,437
$28,198,563
190 CATERPILLAR INSURANCE COMPANY
Foreign
$575,646,880
$371,725,946
$203,920,934
$7,836,255
191 CATLIN INSURANCE COMPANY, INC.
Foreign
$177,787,247
$113,731,059
$64,056,188
$17,683,404
192 CENSTAT CASUALTY COMPANY
Foreign
$15,070,754
$606,079
$14,464,675
$0
Domestic
$27,369,172
$17,695,729
$9,673,442
$0
194 CENTRAL STATES INDEMNITY COMPANY OF OMAHA
Foreign
$335,051,415
$49,516,244
$285,535,171
$1,630,551
195 CENTRE INSURANCE COMPANY
Foreign
$96,159,547
$70,825,413
$25,334,133
$0
196 CENTURION CASUALTY COMPANY
Foreign
$121,561,081
$3,305,923
$118,255,158
$0
197 CENTURY-NATIONAL INSURANCE COMPANY
Foreign
$531,636,370
$194,710,272
$336,926,098
$478,974
198 CHARTER OAK FIRE INSURANCE COMPANY
Foreign
$918,495,654
$686,324,572
$232,171,082
$91,759,351
199 CHARTIS CASUALTY COMPANY
Foreign
$44,748,491
$2,096,885
$42,651,606
$145,274
200 CHARTIS PROPERTY CASUALTY COMPANY
Foreign
$3,475,695,782
$2,395,527,332
$1,080,168,450
$185,854,700
201 CHEROKEE INSURANCE COMPANY
Foreign
$330,334,592
$192,232,142
$138,102,450
$462,666
202 CHICAGO INSURANCE COMPANY
Foreign
$63,599,241
$8,865,489
$54,733,752
$4,584,339
203 CHUBB INDEMNITY INSURANCE COMPANY
Foreign
$328,451,107
$216,207,178
$112,243,929
$3,415,080
204 CHUBB NATIONAL INSURANCE COMPANY
Foreign
$262,299,950
$146,085,120
$116,214,830
$200,976
205 CHURCH INSURANCE COMPANY
Foreign
$30,272,920
$11,911,990
$18,360,930
$0
206 CHURCH MUTUAL INSURANCE COMPANY
Foreign
$1,229,671,441
$814,391,978
$415,279,462
$13,553,432
207 CIM INSURANCE CORPORATION
Foreign
$17,526,944
$663,285
$16,863,659
$0
208 CINCINNATI CASUALTY COMPANY
Foreign
$329,294,196
$36,647,530
$292,646,666
$848,202
209 CINCINNATI INDEMNITY COMPANY
Foreign
$101,397,660
$25,232,809
$76,164,851
$4,703,749
193 CENTAURI SPECIALTY INSURANCE COMPANY
PROPERTY & CASUALTY
89
Total Liabilities
Capital and Surplus
Direct Florida Business
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
210 CINCINNATI INSURANCE COMPANY
Foreign
$9,767,259,501
$5,853,661,523
$3,913,597,978
211 CLARENDON NATIONAL INSURANCE COMPANY
Foreign
$656,017,159
$395,765,096
$260,252,063
212 CMG MORTGAGE ASSURANCE COMPANY
Foreign
$7,222,860
$2,314,601
$4,908,259
$0
213 CMG MORTGAGE INSURANCE COMPANY
Foreign
$344,598,681
$235,077,822
$109,520,859
$4,662,499
214 COFACE NORTH AMERICA INSURANCE COMPANY
Foreign
$142,098,588
$72,440,557
$69,658,031
$7,475,859
215 COLONIAL AMERICAN CASUALTY AND SURETY COMPANY
Foreign
$24,420,360
$1,420,049
$23,000,311
$376,752
216 COLONIAL SURETY COMPANY
Foreign
$43,411,493
$19,804,347
$23,607,146
$454,582
217 COLONY NATIONAL INSURANCE COMPANY
Foreign
$86,211,778
$43,742,835
$42,468,943
$0
218 COLONY SPECIALTY INSURANCE COMPANY
Foreign
$71,648,264
$46,442,936
$25,205,328
$1,049,786
219 COLORADO CASUALTY INSURANCE COMPANY
Foreign
$23,037,986
$21,018
$23,016,968
$0
220 COLUMBIA INSURANCE COMPANY
Foreign
15,069,760,354
$4,637,260,138
$10,432,500,216
$0
221 COMMERCE AND INDUSTRY INSURANCE COMPANY
Foreign
$7,350,738,899
$5,309,274,946
$2,041,463,953
$79,505,389
222 COMMERCIAL CASUALTY INSURANCE COMPANY
Foreign
$129,658,225
$60,656,620
$69,001,605
$0
223 COMMERCIAL GUARANTY INSURANCE COMPANY
Foreign
$33,318,339
$134,116
$33,184,224
$0
224 COMMONWEALTH INSURANCE COMPANY OF AMERICA
Foreign
$23,875,509
$7,724,960
$16,150,549
$12,373
Domestic
$64,467,076
$37,371,716
$27,095,360
$36,972,506
226 COMPANION PROPERTY AND CASUALTY INSURANCE COMPANY
Foreign
$863,319,670
$621,400,735
$241,918,935
$25,643,736
227 COMPUTER INSURANCE COMPANY
Foreign
$24,519,875
$24,609,639
$0
228 CONSOLIDATED INSURANCE COMPANY
Foreign
$26,853,786
$1,560,024
$25,293,762
$0
229 CONSTITUTION INSURANCE COMPANY
Foreign
$12,725,824
$454,400
$12,271,424
$0
230 CONTINENTAL CASUALTY COMPANY
Foreign
41,292,197,226
$31,293,843,271
$9,998,353,955
$333,967,039
225 COMP OPTIONS INSURANCE COMPANY, INC.
PROPERTY & CASUALTY
90
($89,764)
$66,345,583 ($126,788)
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary 231 CONTINENTAL HERITAGE INSURANCE COMPANY
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
Domestic
$7,193,130
$629,572
$6,563,558
$531,702
232 CONTINENTAL INDEMNITY COMPANY
Foreign
$91,927,903
$49,282,070
$42,645,833
$2,249,721
233 CONTINENTAL INSURANCE COMPANY
Foreign
$2,708,481,005
$1,385,519,881
$1,322,961,124
$26,253,105
234 CONTRACTORS BONDING & INSURANCE COMPANY
Foreign
$190,716,426
$89,284,493
$101,431,933
$1,944,346
235 COREPOINTE INSURANCE COMPANY
Foreign
$219,469,324
$87,211,654
$132,257,670
$14,807,752
236 CORNERSTONE NATIONAL INSURANCE COMPANY
Foreign
$46,070,941
$36,522,846
$9,548,095
$0
237 COUNTRY CASUALTY INSURANCE COMPANY
Foreign
$77,048,522
$10,642,619
$66,405,903
$0
238 COUNTRY MUTUAL INSURANCE COMPANY
Foreign
$3,930,725,164
$2,294,824,841
$1,635,900,323
$4,071
239 COUNTRY PREFERRED INSURANCE COMPANY
Foreign
$177,029,741
$111,981,080
$65,048,661
$632
Domestic
$627,178,337
$362,141,617
$265,036,720
$199,163,801
241 CRUM & FORSTER INDEMNITY COMPANY
Foreign
$40,699,249
$26,207,023
$14,492,226
$3,289,027
242 CUMIS INSURANCE SOCIETY, INC.
Foreign
$1,636,907,074
$1,074,859,098
$562,047,976
$16,467,460
Domestic
$101,227,568
$70,709,802
$30,517,766
$90,780,355
244 DAILY UNDERWRITERS OF AMERICA
Foreign
$36,732,045
$13,671,362
$23,060,683
$1,376,695
245 DAIRYLAND INSURANCE COMPANY
Foreign
$1,128,979,953
$668,189,096
$460,790,856
$10,372,420
246 DAKOTA TRUCK UNDERWRITERS
Foreign
$94,173,797
$59,068,143
$35,105,654
$0
247 DARWIN NATIONAL ASSURANCE COMPANY
Foreign
$737,041,380
$368,619,364
$368,422,011
$10,788,082
248 DEALERS ASSURANCE COMPANY
Foreign
$74,079,957
$28,127,299
$45,952,658
$3,386,391
249 DEERFIELD INSURANCE COMPANY
Foreign
$93,711,823
$42,312,265
$51,399,558
$4,103
250 DEPOSITORS INSURANCE COMPANY
Foreign
$215,715,004
$179,941,414
$35,773,590
$135,210,679
251 DEVELOPERS SURETY AND INDEMNITY COMPANY
Foreign
$116,129,713
$41,598,459
$74,531,254
$2,060,313
240 COURTESY INSURANCE COMPANY
243 CYPRESS PROPERTY & CASUALTY INSURANCE COMPANY
PROPERTY & CASUALTY
91
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
252 DIAMOND STATE INSURANCE COMPANY
Foreign
$154,076,906
$52,991,302
$101,085,604
$4,141,866
253 DIRECT GENERAL INSURANCE COMPANY
Foreign
$324,248,181
$223,068,590
$101,179,591
$195,256,514
254 DIRECT NATIONAL INSURANCE COMPANY
Foreign
$18,079,475
$10,996,000
$7,083,475
$0
255 DISCOVER PROPERTY & CASUALTY INSURANCE COMPANY
Foreign
$148,799,527
$85,614,620
$63,184,907
$2,301,861
256 DOCTORS COMPANY, AN INTERINSURANCE EXCHANGE (THE)
Foreign
$2,769,500,670
$1,411,151,785
$1,358,348,885
$40,735,174
257 EASTERN ADVANTAGE ASSURANCE COMPANY
Foreign
$34,273,067
$23,798,427
$10,474,640
$1,919
258 EASTERN ALLIANCE INSURANCE COMPANY
Foreign
$167,828,390
$111,013,904
$56,814,486
$90,924
259 EASTERN ATLANTIC INSURANCE COMPANY
Foreign
$58,788,300
$22,587,696
$36,200,604
$0
260 EASTGUARD INSURANCE COMPANY
Foreign
$104,182,453
$71,287,408
$32,895,045
261 ECONOMY FIRE AND CASUALTY COMPANY
Foreign
$450,622,531
$86,500,683
$364,121,846
$0
262 ECONOMY PREFERRED INSURANCE COMPANY
Foreign
$21,593,640
$11,708,407
$9,885,233
$0
263 ECONOMY PREMIER ASSURANCE COMPANY
Foreign
$87,686,356
$45,284,795
$42,401,560
$1,572,592
Domestic
$5,786,785
$1,786,785
$4,000,000
$0
264 EDISON INSURANCE COMPANY
Total Liabilities
Capital and Surplus
Direct Florida Business
($383,801)
265 ELECTRIC INSURANCE COMPANY
Foreign
$1,442,439,660
$960,764,911
$481,674,749
$20,850,223
266 EMC PROPERTY & CASUALTY COMPANY
Foreign
$142,252,917
$72,661,381
$69,591,535
$9,894
267 EMPIRE FIRE AND MARINE INSURANCE COMPANY
Foreign
$110,898,846
$57,927,549
$52,971,297
$31,990,861
Domestic
$474,340,025
$321,410,713
$152,929,312
$9,772,572
268 EMPLOYERS ASSURANCE COMPANY 269 EMPLOYERS COMPENSATION INSURANCE COMPANY
Foreign
$1,477,787,941
$1,184,911,938
$292,876,003
$380,217
270 EMPLOYERS FIRE INSURANCE COMPANY
Foreign
$20,065,092
$632,203
$19,432,889
$5,001,016
271 EMPLOYERS INSURANCE COMPANY OF NEVADA
Foreign
$1,968,815,463
$1,673,343,552
$295,471,911
$0
272 EMPLOYERS INSURANCE COMPANY OF WAUSAU
Foreign
$3,940,708,266
$2,710,973,904
$1,229,734,362
$10,789,148
PROPERTY & CASUALTY
92
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary 273 EMPLOYERS MUTUAL CASUALTY COMPANY 274 EMPLOYERS PREFERRED INSURANCE COMPANY
Foreign Domestic
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
$2,308,941,711
$1,345,917,847
$963,023,864
$1,706,044
$580,620,781
$374,417,536
$206,203,245
$9,095,975
275 ENCOMPASS FLORIDIAN INDEMNITY COMPANY
Foreign
$4,626,842
$184,840
$4,442,002
$1,649,982
276 ENCOMPASS FLORIDIAN INSURANCE COMPANY
Foreign
$4,626,743
$185,555
$4,441,188
$3,594,783
277 ENCOMPASS INDEMNITY COMPANY
Foreign
$25,852,379
$1,341,805
$24,510,574
$15,164,754
278 EQUITY INSURANCE COMPANY
Foreign
$75,327,675
$45,845,833
$29,481,842
$36,578,553
279 ESSENT GUARANTY, INC.,
Foreign
$246,202,760
$82,413,177
$163,789,583
$2,179,350
280 ESSENTIA INSURANCE COMPANY
Foreign
$8,466,573
$77,060
$8,389,513
$11,298,797
281 ESURANCE INSURANCE COMPANY
Foreign
$217,176,998
$16,957,747
$200,219,253
$50,571,795
282 ESURANCE PROPERTY & CASUALTY INSURANCE COMPANY
Foreign
$74,192,913
$38,466,239
$35,726,674
$160,603,671
283 EULER HERMES NORTH AMERICA INSURANCE COMPANY
Foreign
$388,400,822
$234,589,177
$153,811,645
$18,132,084
284 EVEREST NATIONAL INSURANCE COMPANY
Foreign
$836,112,931
$716,161,837
$119,951,094
$9,214,601
285 EVEREST REINSURANCE COMPANY
Foreign
$9,046,691,136
$6,433,696,095
$2,612,995,041
$931,264
286 EVERGREEN NATIONAL INDEMNITY COMPANY
Foreign
$50,763,235
$17,111,404
$33,651,831
$1,027,346
287 EVERSPAN FINANCIAL GUARANTEE CORP.
Foreign
$211,708,103
$7,211,880
$204,496,223
$0
288 EXCESS SHARE INSURANCE CORPORATION
Foreign
$51,729,834
$31,248,477
$20,481,357
$59,391
289 EXECUTIVE INSURANCE COMPANY
Foreign
$2,829,176
$29,971
$2,799,205
$0
290 EXECUTIVE RISK INDEMNITY INC.
Foreign
$2,899,922,490
$1,799,285,291
$1,100,637,199
$9,148,793
291 EXPLORER INSURANCE COMPANY
Foreign
$169,870,376
$122,592,134
$47,278,242
$0
292 FACTORY MUTUAL INSURANCE COMPANY
Foreign
12,239,933,900
$4,714,811,834
$7,525,122,066
$131,067,378
293 FAIR AMERICAN INSURANCE AND REINSURANCE COMPANY
Foreign
$291,833,027
$40,904,370
$250,928,659
$0
PROPERTY & CASUALTY
93
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
294 FAIRMONT PREMIER INSURANCE COMPANY
Foreign
$116,707,354
$27,679,767
$89,027,587
$0
295 FAIRMONT SPECIALTY INSURANCE COMPANY
Foreign
$143,634,366
$75,199,400
$68,434,966
$188
296 FARMERS INSURANCE EXCHANGE
Foreign
15,530,166,955
$11,779,367,292
$3,750,799,663
$0
297 FARMERS MUTUAL HAIL INSURANCE COMPANY OF IOWA
Foreign
$879,945,933
$562,398,698
$317,547,236
$0
298 FARMINGTON CASUALTY COMPANY
Foreign
$1,002,985,303
$733,742,651
$269,242,652
299 FARMLAND MUTUAL INSURANCE COMPANY
Foreign
$439,283,862
$278,874,004
$160,409,858
$907,856
$703,244
$5,963,965
$8,043,138
$16,594,107
$58,667,994
($8,108)
300 FCCI ADVANTAGE INSURANCE COMPANY
Domestic
$6,667,209
301 FCCI COMMERCIAL INSURANCE COMPANY
Domestic
$13,837,424
302 FCCI INSURANCE COMPANY
Domestic
$1,529,375,724
$1,008,561,699
$520,814,025
$145,528,267
303 FEDERAL INSURANCE COMPANY
Foreign
31,246,667,594
$17,405,651,560
$13,841,016,034
$414,108,153
304 FEDERATED MUTUAL INSURANCE COMPANY
Foreign
$4,233,760,432
$1,868,319,414
$2,365,441,018
$25,545,321
Domestic
$153,368,935
$101,357,056
$52,011,879
$120,328,651
306 FEDERATED RURAL ELECTRIC INSURANCE EXCHANGE
Foreign
$432,219,498
$295,597,194
$136,622,304
$7,501,648
307 FEDERATED SERVICE INSURANCE COMPANY
Foreign
$377,338,008
$206,211,680
$171,126,327
$3,040,724
308 FFVA MUTUAL INSURANCE COMPANY
Domestic
$269,140,527
$167,298,589
$101,841,938
$54,936,776
309 FHM INSURANCE COMPANY
Domestic
$112,525,917
$65,087,692
$47,438,225
$21,642,086
310 FIDELITY AND DEPOSIT COMPANY OF MARYLAND
Foreign
$233,694,113
$50,114,546
$183,579,567
$25,983,877
311 FIDELITY AND GUARANTY INSURANCE COMPANY
Foreign
$19,507,977
$243,789
$19,264,188
$639,640
312 FIDELITY AND GUARANTY INSURANCE UNDERWRITERS INC.
Foreign
$194,799,998
$95,592,078
$99,207,920
$109,508
313 FIDELITY FIRE & CASUALTY COMPANY
Domestic
$62,858,585
$42,112,590
$20,745,995
$81,270,193
314 FIDELITY FIRST INSURANCE COMPANY
Foreign
$8,512,480
$135,250
$8,377,230
$0
305 FEDERATED NATIONAL INSURANCE COMPANY
PROPERTY & CASUALTY
94
($2,756,683)
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
315 FIDELITY NATIONAL INSURANCE COMPANY
Foreign
$278,973,135
$141,397,617
$137,575,518
$3,239,393
316 FIDELITY NATIONAL PROPERTY AND CASUALTY INSURANCE COMPANY
Foreign
$112,175,445
$7,565,221
$104,610,224
$18,066,741
317 FINANCIAL AMERICAN PROPERTY AND CASUALTY INSURANCE COMPANY
Foreign
$13,086,555
$2,513,025
$10,573,530
$0
318 FINANCIAL CASUALTY & SURETY, INC.
Foreign
$18,397,667
$6,397,667
$12,000,000
$306,015
319 FIRE INSURANCE EXCHANGE
Foreign
$2,204,004,831
$1,541,786,575
$662,218,256
$0
320 FIREMAN'S FUND INSURANCE COMPANY
Foreign
11,835,782,853
$9,313,649,661
$2,522,133,192
$58,227,232
321 FIRST ACCEPTANCE INSURANCE COMPANY, INC.
Foreign
$187,665,538
$98,081,630
$89,583,908
$28,679,875
322 FIRST AMERICAN PROPERTY & CASUALTY INSURANCE COMPANY
Foreign
$87,915,605
$45,500,972
$42,414,633
$1,915,827
323 FIRST COLONIAL INSURANCE COMPANY
Domestic
$350,843,740
$167,248,671
$183,595,068
$3,932,659
324 FIRST COMMUNITY INSURANCE COMPANY
Domestic
$71,384,884
$52,023,445
$19,361,439
$81,363,142
325 FIRST DAKOTA INDEMNITY COMPANY
Foreign
$37,934,788
$27,584,968
$10,349,820
$0
326 FIRST FINANCIAL INSURANCE COMPANY
Foreign
$507,216,419
$152,495,016
$354,721,403
$44,089
Domestic
$287,627,505
$95,033,203
$192,594,302
$83,097,090
328 FIRST GUARD INSURANCE COMPANY
Foreign
$17,465,733
$576,836
$16,888,897
$271,492
329 FIRST LIBERTY INSURANCE CORPORATION (THE)
Foreign
$52,743,594
$31,837,209
$20,906,385
$59,583,915
330 FIRST NATIONAL INSURANCE COMPANY OF AMERICA
Foreign
$228,769,845
$180,297,987
$48,471,858
$16,975,008
331 FIRST NONPROFIT INSURANCE COMPANY
Foreign
$147,515,838
$98,665,421
$48,850,417
$1,902,780
332 FIRST PROFESSIONALS INSURANCE COMPANY, INC
Domestic
$621,820,521
$421,599,455
$200,221,066
$98,677,086
333 FIRST PROTECTIVE INSURANCE COMPANY
Domestic
$71,564,598
$46,790,397
$24,774,201
$110,238,816
334 FLORIDA DOCTORS INSURANCE COMPANY
Domestic
$87,295,402
$66,489,078
$20,806,324
$31,514,861
335 FLORIDA FAMILY INSURANCE COMPANY
Domestic
$94,334,614
$52,736,896
$41,597,719
$115,637,643
327 FIRST FLORIDIAN AUTO AND HOME INSURANCE COMPANY
PROPERTY & CASUALTY
95
Total Liabilities
Capital and Surplus
Direct Florida Business
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
336 FLORIDA FARM BUREAU CASUALTY INSURANCE COMPANY
Domestic
$474,030,190
$246,484,808
$227,545,382
$101,558,821
337 FLORIDA FARM BUREAU GENERAL INSURANCE COMPANY
Domestic
$9,100,160
$32,914
$9,067,246
$195,221,916
338 FLORIDA LAWYERS MUTUAL INSURANCE COMPANY
Domestic
$65,017,404
$32,021,605
$32,995,799
$11,740,686
339 FLORIDA PENINSULA INSURANCE COMPANY
Domestic
$270,825,892
$212,377,461
$58,448,431
$244,332,882
340 FLORISTS' INSURANCE COMPANY
Foreign
$8,339,542
$743,133
$7,596,409
$1,137,523
341 FLORISTS' MUTUAL INSURANCE COMPANY
Foreign
$159,759,783
$118,178,608
$41,581,175
$2,667,459
342 FOREMOST INSURANCE COMPANY
Foreign
$1,774,411,860
$780,873,669
$993,538,191
$60,446,782
343 FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANY
Foreign
$54,041,659
$36,956,880
$17,084,779
$26,544,894
344 FOREMOST SIGNATURE INSURANCE COMPANY
Foreign
$24,317,964
$4,715,398
$19,602,566
$334,330
345 FORTRESS INSURANCE COMPANY
Foreign
$65,912,447
$36,295,054
$29,617,393
$2,970,355
346 FRANK WINSTON CRUM INSURANCE COMPANY
Domestic
$44,052,652
$30,114,855
$13,937,797
$4,602,276
347 FRANKENMUTH MUTUAL INSURANCE COMPANY
Foreign
$1,015,649,791
$625,828,941
$389,820,850
$135,054
348 FREEDOM SPECIALTY INSURANCE COMPANY
Foreign
$25,296,472
$13,718,123
$11,578,349
$302,991
349 GARRISON PROPERTY AND CASUALTY INSURANCE COMPANY
Foreign
$1,107,945,192
$690,114,924
$417,830,268
$96,181,962
350 GATEWAY INSURANCE COMPANY
Foreign
$53,456,310
$43,234,514
$10,221,796
$1,775,488
351 GEICO CASUALTY COMPANY
Foreign
$1,712,582,816
$1,050,756,065
$661,826,751
$3,542
352 GEICO GENERAL INSURANCE COMPANY
Foreign
$184,207,547
$69,836,672
$114,370,875
$1,415,057,322
353 GEICO INDEMNITY COMPANY
Foreign
$6,443,734,584
$3,694,854,201
$2,748,880,383
$665,542,498
354 GENERAL CASUALTY COMPANY OF WISCONSIN
Foreign
$1,024,950,372
$576,844,447
$448,105,925
$379,955
355 GENERAL FIDELITY INSURANCE COMPANY
Foreign
$482,463,513
$224,282,833
$258,180,680
356 GENERAL INSURANCE COMPANY OF AMERICA
Foreign
$1,999,941,310
$1,692,800,728
$307,140,582
PROPERTY & CASUALTY
96
($349) $14,974,952
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
357 GENERAL REINSURANCE CORPORATION
Foreign
15,532,940,459
$4,839,741,730
$10,693,198,729
$0
358 GENERAL SECURITY NATIONAL INSURANCE COMPANY
Foreign
$387,718,085
$296,200,747
$91,517,338
$0
359 GENERAL STAR NATIONAL INSURANCE COMPANY
Foreign
$250,653,902
$69,463,924
$181,189,978
$161,304
360 GENERALI - U. S. BRANCH
Foreign
$62,166,061
$34,371,494
$27,794,567
$4,375,480
361 GENESIS INSURANCE COMPANY
Foreign
$189,749,161
$54,581,241
$135,167,920
$1,013,044
362 GENWORTH FINANCIAL ASSURANCE CORPORATION
Foreign
$13,142,636
$2,877
$13,139,759
$0
363 GENWORTH HOME EQUITY INSURANCE CORPORATION
Foreign
$12,429,587
$7,996
$12,421,591
$0
364 GENWORTH MORTGAGE INSURANCE CORPORATION
Foreign
$2,247,302,535
$1,761,709,678
$485,592,857
$30,919,637
365 GENWORTH MORTGAGE INSURANCE CORPORATION OF NORTH CAROLINA
Foreign
$450,151,154
$301,531,299
$148,619,855
366 GENWORTH RESIDENTIAL MORTGAGE ASSURANCE CORPORATION
Foreign
$93,126,355
$11,864,441
$81,261,914
$1,899,944
367 GENWORTH RESIDENTIAL MORTGAGE INSURANCE CORPORATION OF NORTH CAROLINA
Foreign
$220,390,870
$125,593,654
$94,797,216
$1,450,666
368 GEORGIA CASUALTY AND SURETY COMPANY
Foreign
$40,186,534
$24,033,897
$16,152,637
$47
369 GLOBAL LIBERTY INSURANCE COMPANY OF NEW YORK
Foreign
$41,833,070
$27,105,056
$14,728,014
$313,780
370 GMAC INSURANCE COMPANY ONLINE, INC.
Foreign
$22,556,591
$12,529,302
$10,027,289
$53,776,512
371 GOVERNMENT EMPLOYEES INSURANCE COMPANY
Foreign
19,089,625,624
$11,072,034,707
$8,017,590,917
$448,251,769
Domestic
$29,151,562
$22,043,858
$7,107,704
$21,745,263
373 GRANITE STATE INSURANCE COMPANY
Foreign
$42,447,858
$3,176,623
$39,271,235
$18,472,068
374 GRAPHIC ARTS MUTUAL INSURANCE COMPANY
Foreign
$126,526,568
$78,340,036
$48,186,532
$51,478
375 GRAY INSURANCE COMPANY (THE)
Foreign
$290,853,227
$187,712,646
$103,140,581
$2,186,125
376 GREAT AMERICAN ALLIANCE INSURANCE COMPANY
Foreign
$31,293,415
$439,978
$30,853,437
$1,427,427
377 GREAT AMERICAN ASSURANCE COMPANY
Foreign
$21,328,084
$2,719,899
$18,608,186
$18,299,884
372 GRANADA INSURANCE COMPANY
PROPERTY & CASUALTY
97
($26)
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
378 GREAT AMERICAN CASUALTY INSURANCE COMPANY
Foreign
$13,533,886
$450
$13,533,436
$0
379 GREAT AMERICAN CONTEMPORARY INSURANCE COMPANY
Foreign
$11,221,211
$300
$11,220,911
$2,543
380 GREAT AMERICAN INSURANCE COMPANY
Foreign
$5,132,593,204
$3,662,948,328
$1,469,644,876
$60,219,226
381 GREAT AMERICAN INSURANCE COMPANY OF NEW YORK
Foreign
$46,837,412
$1,606,247
$45,231,164
$37,342,605
382 GREAT AMERICAN SECURITY INSURANCE COMPANY
Foreign
$20,915,745
$1,697,782
$19,217,963
$2,468
383 GREAT AMERICAN SPIRIT INSURANCE COMPANY
Foreign
$22,547,257
$1,346,918
$21,200,339
$63,276
384 GREAT DIVIDE INSURANCE COMPANY
Foreign
$234,287,025
$169,009,299
$65,277,726
$10,518,519
385 GREAT NORTHERN INSURANCE COMPANY
Foreign
$1,625,555,808
$1,186,963,537
$438,592,271
$19,016,333
386 GREAT NORTHWEST INSURANCE COMPANY
Foreign
$20,943,161
$14,562,756
$6,380,405
$0
387 GREAT WEST CASUALTY COMPANY
Foreign
$1,635,630,278
$1,120,728,418
$514,901,861
$17,867,994
388 GREENWICH INSURANCE COMPANY
Foreign
$1,102,566,830
$661,767,117
$440,799,713
$27,151,090
389 GUARANTEE COMPANY OF NORTH AMERICA USA (THE)
Foreign
$214,272,135
$72,548,698
$141,723,437
$2,493,194
Domestic
$323,044,908
$279,113,999
$43,930,909
$41,197,897
391 GUIDEONE AMERICA INSURANCE COMPANY
Foreign
$11,702,727
$1,633,112
$10,069,615
$582,702
392 GUIDEONE ELITE INSURANCE COMPANY
Foreign
$26,513,856
$6,113,665
$20,400,191
$20,888,893
393 GUIDEONE MUTUAL INSURANCE COMPANY
Foreign
$1,134,816,016
$711,426,606
$423,389,410
$35,147,972
394 GUIDEONE SPECIALTY MUTUAL INSURANCE COMPANY
Foreign
$250,194,649
$158,871,059
$91,323,590
$2,280,021
Domestic
$83,027,284
$56,802,594
$26,224,690
$92,342,853
396 HALLMARK INSURANCE COMPANY
Foreign
$192,593,117
$122,736,975
$69,856,142
$2,890,924
397 HALLMARK NATIONAL INSURANCE COMPANY
Foreign
$73,926,277
$52,718,599
$21,207,678
$0
398 HANOVER AMERICAN INSURANCE COMPANY (THE)
Foreign
$28,169,213
$333,270
$27,835,943
$16,123,596
390 GUARANTEE INSURANCE COMPANY
395 GULFSTREAM PROPERTY AND CASUALTY INSURANCE COMPANY
PROPERTY & CASUALTY
98
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
399 HANOVER INSURANCE COMPANY (THE)
Foreign
$5,696,503,340
$4,177,637,398
$1,518,865,942
$34,764,369
400 HARBOR SPECIALTY INSURANCE COMPANY
Foreign
$54,424,035
$23,189,125
$31,234,910
$0
401 HARCO NATIONAL INSURANCE COMPANY
Foreign
$309,557,015
$166,916,141
$142,640,874
$953,358
402 HARLEYSVILLE INSURANCE COMPANY
Foreign
$153,353,864
$126,674,042
$26,679,822
$710,899
403 HARLEYSVILLE PREFERRED INSURANCE COMPANY
Foreign
$830,787,439
$674,011,627
$156,775,812
$217,639
404 HARLEYSVILLE WORCESTER INSURANCE COMPANY
Foreign
$954,712,409
$763,102,501
$191,609,908
$154,147
405 HARTFORD ACCIDENT AND INDEMNITY COMPANY
Foreign
11,063,287,312
$7,955,733,014
$3,107,554,297
$9,506,328
406 HARTFORD CASUALTY INSURANCE COMPANY
Foreign
$2,196,489,846
$1,289,173,435
$907,316,412
$54,720,579
407 HARTFORD FIRE INSURANCE COMPANY
Foreign
24,620,337,797
$11,607,800,224
$13,012,537,573
$101,796,970
408 HARTFORD INSURANCE COMPANY OF THE MIDWEST
Foreign
$470,143,468
$117,403,236
$352,740,232
$196,401,457
409 HARTFORD INSURANCE COMPANY OF THE SOUTHEAST
Foreign
$171,617,965
$117,184,591
$54,433,374
$20,961,213
410 HARTFORD STEAM BOILER INSPECTION & INS. COMPANY
Foreign
$1,353,891,212
$704,672,194
$649,219,018
$6,965,909
411 HARTFORD STEAM BOILER INSPECTION AND INSURANCE CO. OF CT (THE)
Foreign
$97,518,214
$49,312,363
$48,205,851
$2,702
412 HARTFORD UNDERWRITERS INSURANCE COMPANY
Foreign
$1,558,032,772
$943,768,335
$614,264,437
$136,967,521
413 HDI-GERLING AMERICA INSURANCE COMPANY
Foreign
$320,042,817
$188,424,593
$131,618,226
$7,384,385
414 HEALTH CARE INDEMNITY, INC.
Foreign
$597,224,472
$434,697,515
$162,526,957
$9,995,854
Domestic
$43,264,872
$20,017,906
$23,246,966
$6,374,905
416 HERITAGE CASUALTY INSURANCE COMPANY
Foreign
$66,335,993
$122,340
$66,213,653
$0
417 HERITAGE INDEMNITY COMPANY
Foreign
$206,882,135
$101,924,512
$104,957,624
$1,280,203
Domestic
$77,978,281
$51,472,009
$26,506,272
$215,068
Foreign
$344,936,703
$196,483,234
$148,453,469
$0
415 HEALTHCARE UNDERWRITERS GROUP OF FLORIDA
418 HERITAGE PROPERTY & CASUALTY INSURANCE COMPANY 419 HIGHMARK CASUALTY INSURANCE COMPANY. PROPERTY & CASUALTY
99
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
420 HILLSTAR INSURANCE COMPANY
Foreign
$7,457,114
$3,354,393
$4,102,721
$0
421 HISCOX INSURANCE COMPANY INC.
Foreign
$97,085,393
$44,803,675
$52,281,718
$2,976,802
Domestic
$266,941,910
$197,164,848
$69,777,062
$208,377,794
Foreign
$217,409,976
$155,258,039
$62,151,937
$0
Domestic
$23,034,267
$15,896,407
$7,137,860
$797,831
425 HORACE MANN INSURANCE COMPANY
Foreign
$414,446,305
$247,546,880
$166,899,425
$19,031,095
426 HORACE MANN PROPERTY & CASUALTY INSURANCE COMPANY
Foreign
$257,241,215
$153,077,899
$104,163,316
$2,024,113
427 HOUSING AUTHORITY PROPERTY INSURANCE, A MUTUAL COMPANY
Foreign
$159,655,226
$49,477,250
$110,177,976
$28
428 HOUSING ENTERPRISE INSURANCE COMPANY, INC.
Foreign
$50,497,916
$26,531,450
$23,966,466
$389,469
429 HOUSTON GENERAL INSURANCE COMPANY
Foreign
$31,393,778
$13,154,444
$18,239,334
$0
430 HUDSON INSURANCE COMPANY
Foreign
$821,135,558
$422,234,329
$398,901,229
$4,979,885
431 IDS PROPERTY CASUALTY INSURANCE COMPANY
Foreign
$1,109,418,363
$647,192,442
$462,225,921
$38,843,588
432 ILLINOIS INSURANCE COMPANY
Foreign
$23,299,605
$8,323,602
$14,976,003
$0
433 ILLINOIS NATIONAL INSURANCE COMPANY
Foreign
$71,787,985
$3,677,517
$68,110,468
$46,742,738
434 IMPERIAL FIRE AND CASUALTY INSURANCE COMPANY
Foreign
$95,579,983
$69,854,094
$25,725,889
$39,451,589
435 IMPERIUM INSURANCE COMPANY
Foreign
$384,220,986
$249,182,609
$135,038,378
$1,810,555
436 INDEMNITY INSURANCE COMPANY OF NORTH AMERICA
Foreign
$376,972,967
$280,845,828
$96,127,139
$25,273,751
437 INDEPENDENCE AMERICAN INSURANCE COMPANY
Foreign
$84,696,916
$30,269,475
$54,427,441
$2,012,064
438 INDIANA INSURANCE COMPANY
Foreign
$1,035,474,947
$872,902,984
$162,571,963
$0
439 INDIANA LUMBERMENS MUTUAL INSURANCE COMPANY
Foreign
$87,988,984
$71,026,980
$16,962,003
$170,141
440 INFINITY ASSURANCE INSURANCE COMPANY
Foreign
$14,370,209
$8,571,119
$5,799,090
$47,996,074
422 HOMEOWNERS CHOICE PROPERTY & CASUALTY INSURANCE COMPANY, INC. 423 HOMESITE INSURANCE COMPANY 424 HOMESITE INSURANCE COMPANY OF FLORIDA
PROPERTY & CASUALTY
100
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
441 INFINITY AUTO INSURANCE COMPANY
Foreign
$63,891,870
$55,494,608
$8,397,262
442 INFINITY CASUALTY INSURANCE COMPANY
Foreign
$9,691,578
$3,301,131
$6,390,447
443 INFINITY INDEMNITY INSURANCE COMPANY
Foreign
$20,703,375
$14,870,627
$5,832,748
$71,407,833
444 INFINITY INSURANCE COMPANY
Foreign
$1,860,554,487
$1,254,880,668
$605,673,819
$1,619,523
445 INFINITY SAFEGUARD INSURANCE COMPANY
Foreign
$6,404,035
$1,939,177
$4,464,858
$0
446 INFINITY SECURITY INSURANCE COMPANY
Foreign
$7,586,525
$1,220,833
$6,365,692
$0
447 INFINITY SELECT INSURANCE COMPANY
Foreign
$15,893,422
$10,379,967
$5,513,455
$0
448 INFINITY STANDARD INSURANCE COMPANY
Foreign
$9,358,284
$3,842,709
$5,515,575
449 INSURANCE COMPANY OF NORTH AMERICA
Foreign
$831,827,124
$636,240,380
$195,586,744
$1,679,964
450 INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA
Foreign
$3,393,263,870
$2,441,306,136
$951,957,734
$37,410,025
451 INSURANCE COMPANY OF THE WEST
Foreign
$1,032,332,100
$614,841,246
$417,490,854
$5,935,468
452 INTEGON CASUALTY INSURANCE COMPANY
Foreign
$41,035,887
$31,892,699
$9,143,188
$0
453 INTEGON GENERAL INSURANCE CORPORATION
Foreign
$38,403,048
$15,655,881
$22,747,167
$2,385,691
454 INTEGON INDEMNITY CORPORATION
Foreign
$116,729,918
$82,043,637
$34,686,281
$31,620,536
455 INTEGON NATIONAL INSURANCE COMPANY
Foreign
$1,145,082,407
$1,005,375,925
$139,706,482
$20,508,570
456 INTEGON PREFERRED INSURANCE COMPANY
Foreign
$27,690,287
$20,727,851
$6,962,436
$0
457 INTERNATIONAL FIDELITY INSURANCE COMPANY
Foreign
$246,825,231
$143,002,263
$103,822,969
$9,329,935
458 INTREPID INSURANCE COMPANY
Foreign
$32,144,278
$3,714,582
$28,429,696
$0
459 IRONSHORE INDEMNITY INC.
Foreign
$232,984,013
$135,451,811
$97,532,202
$3,459,311
460 JEFFERSON INSURANCE COMPANY
Foreign
$48,760,850
$15,076,153
$33,684,697
$31,531,081
461 JEWELERS MUTUAL INSURANCE COMPANY
Foreign
$261,713,898
$108,477,067
$153,236,831
$15,180,344
PROPERTY & CASUALTY
101
$221,829,873 ($281,453)
($1,310)
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
462 JOHN DEERE INSURANCE COMPANY
Foreign
$324,820,050
$212,714,874
$112,105,176
$913,866
463 KEMPER INDEPENDENCE INSURANCE COMPANY
Foreign
$108,798,005
$99,560,225
$9,237,779
$0
464 KEY RISK INSURANCE COMPANY
Foreign
$57,374,476
$29,525,326
$27,849,151
$174,122
Domestic
$38,465,861
$34,449,198
$4,016,663
$46,788,388
Foreign
$125,410,868
$85,918,560
$39,492,308
$0
Domestic
$30,840,816
$17,285,649
$13,555,167
$0
468 LANCER INDEMNITY COMPANY
Foreign
$16,391,123
$6,570,213
$9,820,910
$0
469 LANCER INSURANCE COMPANY
Foreign
$444,033,485
$294,176,948
$149,856,537
$10,364,294
470 LEXINGTON NATIONAL INSURANCE CORPORATION
Foreign
$57,760,590
$39,336,089
$18,424,501
$1,585,245
471 LEXON INSURANCE COMPANY
Foreign
$136,142,939
$92,169,244
$43,973,695
$4,891,587
472 LIBERTY AMERICAN INSURANCE COMPANY
Domestic
$30,062,777
$941,469
$29,121,308
$0
473 LIBERTY AMERICAN SELECT INSURANCE COMPANY
Domestic
$27,190,952
$1,046,341
$26,144,611
$4,182,413
465 KINGSWAY AMIGO INSURANCE COMPANY 466 KNIGHTBROOK INSURANCE COMPANY 467 LAKEVIEW INSURANCE COMPANY
Total Liabilities
Capital and Surplus
Direct Florida Business
474 LIBERTY INSURANCE CORPORATION
Foreign
$1,449,663,496
$1,281,011,536
$168,651,960
$62,045,978
475 LIBERTY INSURANCE UNDERWRITERS INC.
Foreign
$217,790,106
$100,821,420
$116,968,686
$17,332,657
476 LIBERTY MUTUAL FIRE INSURANCE COMPANY
Foreign
$5,235,743,369
$4,296,603,316
$939,140,053
$253,962,097
477 LIBERTY MUTUAL INSURANCE COMPANY
Foreign
40,205,366,577
$25,694,899,915
$14,510,466,662
$304,881,200
478 LIBERTY MUTUAL MID-ATLANTIC INSURANCE COMPANY
Foreign
$19,016,279
$1,509,702
$17,506,577
$0
Domestic
$210,824,095
$142,791,903
$68,032,193
$10,195,076
480 LM GENERAL INSURANCE COMPANY
Foreign
$47,125,213
$38,592,787
$8,532,426
$59,947,870
481 LM INSURANCE CORPORATION
Foreign
$175,447,982
$65,372,993
$110,074,989
$31,957,707
482 LM PROPERTY AND CASUALTY INSURANCE COMPANY
Foreign
$79,072,084
$43,557,944
$35,514,140
479 LION INSURANCE COMPANY
PROPERTY & CASUALTY
102
($8,990)
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
483 LUMBERMEN'S UNDERWRITING ALLIANCE
Foreign
$285,634,011
$231,105,850
$54,528,161
$9,772,546
484 LYNDON PROPERTY INSURANCE COMPANY
Foreign
$395,931,982
$211,961,410
$183,970,572
$14,281,917
485 LYNDON SOUTHERN INSURANCE COMPANY
Foreign
$49,613,081
$29,212,494
$20,400,588
$15,222,968
Domestic
$2,479,616
$124,589
$2,355,027
$179,365
487 MADISON INSURANCE COMPANY
Foreign
$16,618,895
$10,981,295
$5,637,600
$3,017,387
488 MAG MUTUAL INSURANCE COMPANY
Foreign
$1,543,671,903
$876,178,657
$667,493,246
$51,948,790
489 MAIDEN REINSURANCE COMPANY
Foreign
$1,189,020,627
$921,157,655
$267,862,972
$0
486 MACHINERY INS. INC., AN ASSESSABLE MUTUAL INSURER
Total Liabilities
Capital and Surplus
Direct Florida Business
490 MAIN STREET AMERICA ASSURANCE COMPANY
Domestic
$36,955,594
$1,939,511
$35,016,083
$0
491 MAIN STREET AMERICA PROTECTION INSURANCE COMPANY
Domestic
$12,536,574
$25,709
$12,510,865
$0
492 MAINE EMPLOYERS' MUTUAL INSURANCE COMPANY
Foreign
$749,257,408
$413,209,519
$336,047,889
$0
493 MAJESTIC INSURANCE COMPANY
Foreign
$14,814,506
$1,794,139
$13,020,365
$0
494 MANUFACTURERS ALLIANCE INSURANCE COMPANY
Foreign
$169,746,074
$102,659,942
$67,086,132
$5,741,729
Domestic
$72,994,818
$39,851,302
$33,143,516
$35,988,455
496 MARKEL AMERICAN INSURANCE COMPANY
Foreign
$422,023,051
$310,844,339
$111,178,712
$12,150,467
497 MARKEL INSURANCE COMPANY
Foreign
$1,019,515,844
$746,745,033
$272,770,811
$27,939,183
498 MARYLAND CASUALTY COMPANY
Foreign
$192,631,805
$31,042,974
$161,588,831
$27,407,310
499 MASSACHUSETTS BAY INSURANCE COMPANY
Foreign
$59,594,032
$2,269
$59,591,763
$14,021,301
500 MAXUM CASUALTY INSURANCE COMPANY
Foreign
$54,308,891
$39,355,694
$14,953,196
$2,204,107
501 MBIA INSURANCE CORPORATION
Foreign
$1,012,739,613
$47,653,694
$965,085,919
$484,956
502 MEDICAL MUTUAL INSURANCE COMPANY OF NORTH CAROLINA
Foreign
$558,163,816
$263,018,537
$295,145,279
$0
503 MEDICAL PROTECTIVE COMPANY (THE)
Foreign
$3,013,477,213
$1,938,084,420
$1,075,392,793
$26,763,870
495 MAPFRE INSURANCE COMPANY OF FLORIDA
PROPERTY & CASUALTY
103
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary 504 MEDICUS INSURANCE COMPANY
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
Foreign
$89,852,405
$58,014,891
$31,837,514
$4,647,295
Domestic
$17,468,994
$8,547,915
$8,921,079
$8,120,879
506 MEDMARC CASUALTY INSURANCE COMPANY
Foreign
$89,068,878
$43,184,149
$45,884,729
$5,403,614
507 MEMIC INDEMNITY COMPANY
Foreign
$230,624,693
$141,315,090
$89,309,603
$1,279,939
508 MENDOTA INSURANCE COMPANY
Foreign
$106,352,324
$79,575,611
$26,776,713
$12,941,080
509 MERASTAR INSURANCE COMPANY
Foreign
$37,734,033
$29,015,460
$8,718,574
$3,359,616
510 MERCHANTS BONDING COMPANY (MUTUAL)
Foreign
$119,784,546
$42,567,931
$77,216,615
$4,284,402
511 MERCURY CASUALTY COMPANY
Foreign
$2,040,101,510
$974,591,379
$1,065,510,131
$0
505 MEDMAL DIRECT INSURANCE COMPANY
512 MERCURY INDEMNITY COMPANY OF AMERICA
Domestic
$55,382,952
$18,942,255
$36,440,697
$68,769,020
513 MERCURY INSURANCE COMPANY OF FLORIDA
Domestic
$50,315,331
$11,318,992
$38,996,339
$107,048,864
514 MERIDIAN CITIZENS MUTUAL INSURANCE COMPANY
Foreign
$30,796,891
$22,426,394
$8,370,497
$0
515 MERIDIAN SECURITY INSURANCE COMPANY
Foreign
$113,452,841
$48,421,886
$65,030,955
($29,749)
516 MERITPLAN INSURANCE COMPANY
Foreign
$53,504,535
($22,923,924)
$76,428,459
($1,274)
517 METROPOLITAN CASUALTY INSURANCE COMPANY
Foreign
$194,116,042
$144,642,011
$49,474,030
$165,989,642
518 METROPOLITAN DIRECT PROPERTY AND CASUALTY INSURANCE COMPANY
Foreign
$95,084,532
$65,912,672
$29,171,860
$0
519 METROPOLITAN GENERAL INSURANCE COMPANY
Foreign
$38,438,736
$4,981,121
$33,457,615
$6,659,465
520 METROPOLITAN GROUP PROPERTY AND CASUALTY INS. CO.
Foreign
$555,783,399
$250,274,443
$305,508,956
$36,282
521 METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO
Foreign
$5,146,441,717
$3,159,162,731
$1,987,278,986
$5,340,411
522 MGA INSURANCE COMPANY, INC.
Foreign
$221,863,627
$129,616,502
$92,247,125
$91,743,046
523 MGIC ASSURANCE CORPORATION
Foreign
$10,534,690
$468,104
$10,066,586
$0
524 MGIC INDEMNITY CORPORATION
Foreign
$458,810,184
$10,469,839
$448,340,345
$385,025
PROPERTY & CASUALTY
104
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
525 MIC GENERAL INSURANCE CORPORATION
Foreign
$33,702,353
$12,895,672
$20,806,681
526 MIC PROPERTY & CASUALTY INS. CORP.
Foreign
$97,862,599
$44,391,879
$53,470,720
$32,342,465
527 MICHIGAN COMMERCIAL INSURANCE MUTUAL
Foreign
$105,171,669
$74,453,689
$30,717,980
$12,863,557
528 MID-CENTURY INSURANCE COMPANY
Foreign
$3,657,513,567
$2,803,151,334
$854,362,233
$128,700
529 MID-CONTINENT CASUALTY COMPANY
Foreign
$477,619,353
$323,243,488
$154,375,865
$17,684,221
530 MIDDLESEX INSURANCE COMPANY
Foreign
$628,239,236
$390,856,755
$237,382,481
$3,792,867
531 MIDWEST EMPLOYERS CASUALTY COMPANY
Foreign
$352,883,431
$215,757,803
$137,125,629
$4,959,091
532 MINNESOTA LAWYERS MUTUAL INSURANCE COMPANY
Foreign
$143,670,285
$76,286,321
$67,383,964
$0
533 MITSUI SUMITOMO INSURANCE COMPANY OF AMERICA
Foreign
$789,763,989
$491,538,554
$298,225,435
$2,731,984
534 MITSUI SUMITOMO INSURANCE USA INC.
Foreign
$114,395,125
$54,618,758
$59,776,367
$3,653,876
535 MODERN SERVICE INSURANCE COMPANY
Foreign
$27,652,377
$869,721
$26,782,656
Domestic
$30,816,427
$19,813,343
$11,003,084
$34,447,440
537 MONROE GUARANTY INSURANCE COMPANY
Foreign
$45,544,658
($3,270,332)
$48,814,990
$0
538 MONTGOMERY MUTUAL INSURANCE COMPANY
Foreign
$51,505,138
$3,933,076
$47,572,062
$0
539 MORTGAGE GUARANTY INSURANCE CORPORATION
Foreign
$4,355,038,466
$3,665,933,600
$689,104,866
$67,148,319
540 MOSAIC INSURANCE COMPANY
Foreign
$22,437,642
$2,507,852
$19,929,790
$0
541 MOTORS INSURANCE CORPORATION
Foreign
$2,770,084,161
$1,586,928,749
$1,183,155,412
$4,680,672
542 MUNICH REINSURANCE AMERICA, INC.
Foreign
17,362,600,323
$12,737,769,107
$4,624,831,216
$0
543 MUNICIPAL AND INFRASTRUCTURE ASSURANCE CORPORATION
Foreign
$77,011,057
$127,216
$76,883,841
$0
544 NATIONAL AMERICAN INSURANCE COMPANY
Foreign
$155,048,000
$98,580,346
$56,467,654
$14,590
545 NATIONAL AMERICAN INSURANCE COMPANY OF CALIFORNIA
Foreign
$47,569,227
$30,243,693
$17,325,534
($1,792)
536 MODERN USA INSURANCE COMPANY
PROPERTY & CASUALTY
105
($34,733)
($147)
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
546 NATIONAL CASUALTY COMPANY
Foreign
$277,226,440
$154,612,070
$122,614,370
$40,455,190
547 NATIONAL CONTINENTAL INSURANCE COMPANY
Foreign
$235,230,203
$190,177,869
$45,052,334
$0
548 NATIONAL FARMERS UNION PROPERTY AND CASUALTY COMPANY
Foreign
$209,636,907
$146,920,893
$62,716,014
549 NATIONAL FIRE AND INDEMNITY EXCHANGE
Foreign
$11,534,830
$6,186,952
$5,347,878
$881,291
550 NATIONAL FIRE INSURANCE COMPANY OF HARTFORD
Foreign
$112,942,403
$1,110,434
$111,831,969
$18,150,581
551 NATIONAL GENERAL ASSURANCE COMPANY
Foreign
$46,601,191
$26,929,355
$19,671,836
$11,935,762
552 NATIONAL GENERAL INSURANCE COMPANY
Foreign
$65,931,386
$31,161,075
$34,770,311
$156,460
553 NATIONAL INDEMNITY COMPANY
Foreign
27,340,865,936
$48,479,351,256
$78,861,514,680
$5,159,937
$211,823,428
$70,053,319
$141,770,109
$9,440,526
554 NATIONAL INDEMNITY COMPANY OF THE SOUTH
Domestic
Total Liabilities
Capital and Surplus
Direct Florida Business
($2,262)
555 NATIONAL INTERSTATE INSURANCE COMPANY
Foreign
$1,017,470,693
$747,774,754
$269,695,939
$18,070,529
556 NATIONAL LIABILITY AND FIRE INSURANCE COMPANY
Foreign
$1,419,008,623
$704,540,732
$714,467,891
$9,618,564
557 NATIONAL PUBLIC FINANCE GUARANTEE CORP.
Foreign
$5,726,156,263
$3,727,617,459
$1,998,538,804
$0
558 NATIONAL SECURITY FIRE & CASUALTY COMPANY
Foreign
$60,657,433
$36,568,634
$24,088,799
$86,100
559 NATIONAL SPECIALTY INSURANCE COMPANY
Foreign
$50,784,337
$20,575,281
$30,209,056
$13,099,225
560 NATIONAL SURETY CORPORATION
Foreign
$166,518,497
$26,275,636
$140,242,862
$8,320,884
561 NATIONAL TRUST INSURANCE COMPANY
Foreign
$34,110,462
($1,094,934)
$35,205,396
$51,430,871
562 NATIONAL UNION FIRE INSURANCE CO. OF PITTSBURGH, PA
Foreign
32,520,798,197
$18,121,894,376
$14,398,903,821
$241,196,788
563 NATIONWIDE AFFINITY INSURANCE COMPANY OF AMERICA
Foreign
$306,104,667
$293,705,862
$12,398,805
564 NATIONWIDE AGRIBUSINESS INSURANCE COMPANY
Foreign
$320,901,757
$259,460,008
$61,441,749
565 NATIONWIDE ASSURANCE COMPANY
Foreign
$134,610,019
$77,017,150
$57,592,869
($287)
566 NATIONWIDE GENERAL INSURANCE COMPANY
Foreign
$159,316,557
$137,683,438
$21,633,119
($3,394)
PROPERTY & CASUALTY
106
($93) $2,170,244
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
567 NATIONWIDE INSURANCE COMPANY OF AMERICA
Foreign
$510,223,150
$365,834,421
$144,388,729
$117,989,515
568 NATIONWIDE INSURANCE COMPANY OF FLORIDA
Foreign
$330,065,158
$72,307,536
$257,757,622
$54,204,274
569 NATIONWIDE MUTUAL FIRE INSURANCE COMPANY
Foreign
$4,729,713,281
$2,412,362,929
$2,317,350,352
$42,248,804
570 NATIONWIDE MUTUAL INSURANCE COMPANY
Foreign
29,551,792,548
$18,207,794,359
$11,343,998,189
$28,559,985
571 NATIONWIDE PROPERTY AND CASUALTY INSURANCE COMPANY
Foreign
$554,975,394
$500,444,179
$54,531,215
572 NAU COUNTRY INSURANCE COMPANY
Foreign
$1,458,601,022
$1,123,152,185
$335,448,837
$573,027
573 NAVIGATORS INSURANCE COMPANY
Foreign
$2,102,436,631
$1,419,555,675
$682,880,956
$16,607,759
574 NCMIC INSURANCE COMPANY
Foreign
$583,108,074
$364,880,800
$218,227,274
$4,580,747
575 NEW ENGLAND INSURANCE COMPANY
Foreign
$53,024,397
$7,391,722
$45,632,675
$0
576 NEW HAMPSHIRE INSURANCE COMPANY
Foreign
$3,254,819,767
$2,332,095,199
$922,724,568
$106,763,485
577 NEW YORK MARINE AND GENERAL INSURANCE COMPANY
Foreign
$738,870,115
$508,281,714
$230,588,401
$12,746,426
$2,120,072,716
$1,281,639,038
$838,433,678
$3,171,388
578 NGM INSURANCE COMPANY
Domestic
Total Liabilities
Capital and Surplus
Direct Florida Business
($7,373)
579 NIPPONKOA INSURANCE COMPANY, LIMITED (US BRANCH)
Foreign
$252,018,937
$159,763,864
$92,255,073
$13,319
580 NORGUARD INSURANCE COMPANY
Foreign
$511,775,115
$363,227,556
$148,547,559
$8,024,411
Domestic
$18,979,783
$11,388,172
$7,591,611
$13,525,810
582 NORTH AMERICAN ELITE INSURANCE COMPANY
Foreign
$74,750,400
$40,415,328
$34,335,072
$2,873,684
583 NORTH AMERICAN SPECIALTY INSURANCE COMPANY
Foreign
$503,529,267
$139,803,760
$363,725,507
$4,825,527
584 NORTH POINTE INSURANCE COMPANY
Foreign
$83,105,620
$57,203,736
$25,901,884
$19,546,420
585 NORTH RIVER INSURANCE COMPANY
Foreign
$869,652,681
$592,615,264
$277,037,417
$16,076,994
586 NORTHBROOK INDEMNITY COMPANY
Foreign
$38,574,417
$991,159
$37,583,258
$0
587 NORTHERN ASSURANCE COMPANY OF AMERICA
Foreign
$38,429,667
$3,089,707
$35,339,960
$2,556,794
581 NORMANDY HARBOR INSURANCE COMPANY, INC.
PROPERTY & CASUALTY
107
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
588 NORTHERN INSURANCE COMPANY OF NEW YORK
Foreign
$36,104,529
$7,254,529
$28,850,000
$9,353,559
589 NORTHLAND CASUALTY COMPANY
Foreign
$102,448,996
$69,807,712
$32,641,284
$0
590 NORTHLAND INSURANCE COMPANY
Foreign
$1,150,634,059
$626,012,721
$524,621,339
$21,380,034
591 NOVA CASUALTY COMPANY
Foreign
$95,290,538
$329,631
$94,960,907
$25,136,103
592 OCCIDENTAL FIRE AND CASUALTY COMPANY OF NC
Foreign
$364,672,029
$244,270,383
$120,401,646
$23,465,563
593 OCEAN HARBOR CASUALTY INSURANCE COMPANY
Domestic
$169,165,784
$127,587,313
$41,578,471
$117,529,782
594 ODYSSEY REINSURANCE COMPANY
Foreign
$8,171,574,189
$5,016,783,227
$3,154,790,962
$0
595 OHIO CASUALTY INSURANCE COMPANY
Foreign
$5,100,508,528
$3,825,876,240
$1,274,632,288
$22,430,404
596 OHIO FARMERS INSURANCE COMPANY
Foreign
$2,131,875,807
$606,312,379
$1,525,563,428
$313,221
597 OHIO INDEMNITY COMPANY
Foreign
$121,063,430
$75,874,872
$45,188,558
$1,928,186
598 OHIO SECURITY INSURANCE COMPANY
Foreign
$41,440,087
$26,671,246
$14,768,841
$149,746
599 OLD DOMINION INSURANCE COMPANY
Domestic
$31,956,087
$870,915
$31,085,172
$96,980,139
600 OLD REPUBLIC GENERAL INSURANCE CORPORATION
Foreign
$1,507,876,358
$1,175,269,090
$332,607,268
$8,606,774
601 OLD REPUBLIC INSURANCE COMPANY
Foreign
$2,439,819,609
$1,564,899,190
$874,920,419
$55,082,968
602 OLD REPUBLIC SECURITY ASSURANCE COMPANY
Foreign
$5,253,853
$1,168,054
$4,085,799
$0
603 OLD REPUBLIC SURETY COMPANY
Foreign
$98,930,849
$50,213,920
$48,716,929
$2,543,547
604 OLD UNITED CASUALTY COMPANY
Foreign
$522,523,803
$260,516,164
$262,007,639
$7,606,867
605 OLYMPUS INSURANCE COMPANY
Domestic
$36,054,527
$20,050,039
$16,004,488
$95,366,677
606 OMEGA INSURANCE COMPANY
Domestic
$32,535,982
$18,415,573
$14,120,409
$49,107,097
607 OMNI INDEMNITY COMPANY
Foreign
$70,441,090
$42,176,821
$28,264,269
$3,645,876
608 OMNI INSURANCE COMPANY
Foreign
$211,568,603
$124,589,706
$86,978,897
$50,706
PROPERTY & CASUALTY
108
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
609 ONEBEACON AMERICA INSURANCE COMPANY
Foreign
$88,514,868
$13,447,896
$75,066,972
$4,930,091
610 ONEBEACON INSURANCE COMPANY
Foreign
$1,265,708,660
$390,509,898
$875,198,762
$1,068,705
611 ONECIS INSURANCE COMPANY
Foreign
$16,453,403
$3,373,138
$13,080,265
$0
612 OWNERS INSURANCE COMPANY
Foreign
$3,191,708,360
$2,052,405,548
$1,139,302,813
$74,569,765
613 PACIFIC EMPLOYERS INSURANCE COMPANY
Foreign
$3,329,042,932
$2,243,230,507
$1,085,812,425
$150,719
614 PACIFIC INDEMNITY COMPANY
Foreign
$6,465,841,502
$3,969,643,554
$2,496,197,948
$32,552,102
615 PACIFIC SPECIALTY INSURANCE COMPANY
Foreign
$334,181,897
$149,370,747
$184,811,148
$1,631,083
616 PACO ASSURANCE COMPANY, INC.
Foreign
$72,458,380
$42,300,675
$30,157,705
$2,006,693
617 PALMETTO SURETY CORPORATION
Foreign
$4,525,214
$1,241,292
$3,283,922
$367,785
618 PARTNERRE AMERICA INSURANCE COMPANY
Foreign
$185,739,688
$63,945,904
$121,793,784
$0
619 PARTNERRE INSURANCE COMPANY OF NEW YORK
Foreign
$128,453,228
$14,044,966
$114,408,262
$0
620 PATHFINDER INSURANCE COMPANY
Foreign
$8,159,078
$0
$8,159,078
$0
621 PATRIOT GENERAL INSURANCE COMPANY
Foreign
$26,474,125
$1,578,481
$24,895,644
$4,629,152
Domestic
$22,805,424
$11,788,949
$11,016,475
$24,483,142
623 PEAK PROPERTY AND CASUALTY INSURANCE CORP.
Foreign
$48,779,421
$10,333,062
$38,446,359
$59,638,918
624 PEERLESS INDEMNITY INSURANCE COMPANY
Foreign
$723,033,434
$549,050,679
$173,982,755
$0
625 PEERLESS INSURANCE COMPANY
Foreign
$7,629,799,775
$5,742,491,090
$1,887,308,685
$72,287
$3,301,593
$863,378
$2,438,215
$991,539
622 PEACHTREE CASUALTY INSURANCE COMPANY
626 PENINSULAR SURETY COMPANY
Domestic
627 PENN MILLERS INSURANCE COMPANY
Foreign
$159,708,871
$89,517,531
$70,191,340
$559,450
628 PENNSYLVANIA INSURANCE COMPANY
Foreign
$10,681,996
$3,338
$10,678,658
$390
629 PENNSYLVANIA LUMBERMENS MUTUAL INSURANCE COMPANY
Foreign
$364,751,061
$258,155,561
$106,595,500
$8,771,325
PROPERTY & CASUALTY
109
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
630 PENNSYLVANIA MANUFACTURERS' ASSOCIATION INS. CO.
Foreign
$730,552,713
$505,114,713
$225,438,000
$27,408,139
631 PENNSYLVANIA MANUFACTURERS INDEMNITY COMPANY
Foreign
$190,100,338
$112,543,941
$77,556,397
$2,006,163
632 PENNSYLVANIA NATIONAL MUTUAL CASUALTY INSURANCE CO
Foreign
$1,036,788,018
$563,129,668
$473,658,350
$256,397
Domestic
$86,373,710
$52,255,552
$34,118,158
$63,817,273
634 PERMANENT GENERAL ASSURANCE CORPORATION
Foreign
$213,703,996
$123,153,034
$90,550,962
$19,145,599
635 PETROLEUM CASUALTY COMPANY
Foreign
$32,045,828
$7,927,576
$24,118,252
$120,725
636 PHILADELPHIA INDEMNITY INSURANCE COMPANY
Foreign
$6,047,269,601
$4,030,090,982
$2,017,178,619
$142,197,370
637 PHOENIX INSURANCE COMPANY
Foreign
$3,860,080,572
$2,469,433,674
$1,390,646,898
$53,786,806
Domestic
$18,028,219
$9,728,429
$8,299,790
$6,400,363
639 PLANS' LIABILITY INSURANCE COMPANY
Foreign
$85,606,236
$34,322,716
$51,283,520
$0
640 PLATTE RIVER INSURANCE COMPANY
Foreign
$122,254,095
$84,509,136
$37,744,959
$3,078,311
641 PLAZA INSURANCE COMPANY
Foreign
$46,704,979
$21,325,553
$25,379,426
$1,466,473
642 PODIATRY INSURANCE COMPANY OF AMERICA
Foreign
$333,929,937
$232,686,207
$101,243,730
$6,782,191
Domestic
$14,352,329
$6,521,231
$7,831,098
$2,754,391
633 PEOPLE'S TRUST INSURANCE COMPANY
638 PHYSICIANS INSURANCE COMPANY
643 PONCE DE LEON LTC RISK RETENTION GROUP, INC.
Total Liabilities
Capital and Surplus
Direct Florida Business
644 PRAETORIAN INSURANCE COMPANY
Foreign
$1,109,428,693
$793,140,655
$316,288,038
$20,253,793
645 PREFERRED PROFESSIONAL INSURANCE COMPANY
Foreign
$402,712,991
$225,497,012
$177,215,979
$851,950
646 PREMIER GROUP INSURANCE COMPANY
Foreign
$50,205,207
$22,647,164
$27,558,042
$2,949,215
647 PREPARED INSURANCE COMPANY
Domestic
$31,735,471
$19,531,278
$12,204,193
$33,089,073
648 PRIVILEGE UNDERWRITERS RECIPROCAL EXCHANGE
Domestic
$132,121,231
$78,933,311
$53,187,920
$57,787,659
649 PROASSURANCE CASUALTY COMPANY
Foreign
$1,381,907,948
$838,316,847
$543,591,101
$21,633,335
650 PROASSURANCE INDEMNITY COMPANY, INC.
Foreign
$1,861,949,917
$1,089,485,213
$772,464,704
$1,052,789
PROPERTY & CASUALTY
110
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
651 PRODUCERS AGRICULTURE INSURANCE COMPANY
Foreign
$271,052,698
$211,970,495
$59,082,203
$33,499,361
652 PROFESSIONALS ADVOCATE INSURANCE COMPANY
Foreign
$120,032,520
$33,419,236
$86,613,285
$0
653 PROFESSIONALS DIRECT INSURANCE COMPANY
Foreign
$21,081,715
$14,436
$21,067,279
$743,384
654 PROGRESSIVE ADVANCED INSURANCE COMPANY
Foreign
$296,875,460
$179,454,676
$117,420,784
$0
655 PROGRESSIVE AMERICAN INSURANCE COMPANY
Foreign
$353,393,004
$212,532,929
$140,860,075
$904,261,698
656 PROGRESSIVE BAYSIDE INSURANCE COMPANY
Foreign
$99,432,748
$70,690,354
$28,742,394
$0
657 PROGRESSIVE CASUALTY INSURANCE COMPANY
Foreign
$5,332,134,450
$3,883,660,271
$1,448,474,179
$831
658 PROGRESSIVE EXPRESS INSURANCE COMPANY
Foreign
$171,201,735
$126,976,894
$44,224,841
$331,570,057
659 PROGRESSIVE SELECT INSURANCE COMPANY
Foreign
$400,488,271
$290,979,381
$109,508,890
$751,042,081
660 PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY
Foreign
$140,519,683
$90,169,436
$50,350,247
$0
661 PROGRESSIVE SPECIALTY INSURANCE COMPANY
Foreign
$994,299,409
$526,978,216
$467,321,193
$0
662 PROPERTY & CASUALTY INSURANCE COMPANY OF HARTFORD
Foreign
$221,453,648
$117,201,037
$104,252,611
$54,067,242
663 PROTECTIVE INSURANCE COMPANY
Foreign
$680,093,297
$342,606,697
$337,486,600
$5,509,134
664 PUBLIC SERVICE INSURANCE COMPANY
Foreign
$526,482,668
$346,628,879
$179,853,789
$165,000
665 QBE INSURANCE CORPORATION
Foreign
$2,188,101,716
$1,385,703,329
$802,398,387
$109,168,239
666 QBE REINSURANCE CORPORATION
Foreign
$1,545,611,956
$602,480,863
$943,131,093
$0
667 QUANTA INDEMNITY COMPANY
Foreign
$75,716,148
$43,010,204
$32,705,944
$0
668 R.V.I. NATIONAL INSURANCE COMPANY
Foreign
$14,945,384
$74,897
$14,870,487
$0
669 RADIAN ASSET ASSURANCE INC.
Foreign
$1,676,047,514
$531,935,507
$1,144,112,008
$0
670 RADIAN GUARANTY, INC.
Foreign
$3,872,046,445
$2,945,906,068
$926,140,377
$56,275,756
671 RADIAN MORTGAGE ASSURANCE INC
Foreign
$18,591,464
$113,881
$18,477,583
$0
PROPERTY & CASUALTY
111
Total Liabilities
Capital and Surplus
Direct Florida Business
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
672 REGENT INSURANCE COMPANY
Foreign
$161,648,535
$123,517,970
$38,130,566
$373,151
673 REPUBLIC MORTGAGE INSURANCE COMPANY
Foreign
$1,755,650,549
$1,642,107,828
$113,542,721
$25,935,766
Domestic
$36,471,442
$27,722,012
$8,749,430
$0
675 REPUBLIC MORTGAGE INSURANCE COMPANY OF NORTH CAROLINA
Foreign
$381,165,058
$366,495,315
$14,669,743
$0
676 RESPONSE INSURANCE COMPANY
Foreign
$26,682,897
$4,677,777
$22,005,120
$1,262,269
677 RESPONSE WORLDWIDE DIRECT AUTO INSURANCE COMPANY
Foreign
$7,624,330
$1,252,481
$6,371,849
$2,507,801
678 RESPONSE WORLDWIDE INSURANCE COMPANY
Foreign
$11,827,035
$3,010,178
$8,816,857
$1,810,161
679 RESPONSIVE AUTO INSURANCE COMPANY (THE)
Domestic
$15,503,005
$9,441,783
$6,061,222
$18,073,022
680 RETAILFIRST INSURANCE COMPANY
Domestic
$252,868,063
$130,971,324
$121,896,738
$70,873,514
681 RIDER INSURANCE COMPANY
Foreign
$38,439,123
$24,918,415
$13,520,708
$1,496
682 RIVERPORT INSURANCE COMPANY
Foreign
$124,172,605
$86,288,158
$37,884,446
$2,821,958
683 RLI INDEMNITY COMPANY
Foreign
$43,188,713
$944,419
$42,244,294
$14,650
684 RLI INSURANCE COMPANY
Foreign
$1,423,901,416
$739,829,235
$684,072,181
$25,111,859
674 REPUBLIC MORTGAGE INSURANCE COMPANY OF FLORIDA
Total Liabilities
Capital and Surplus
Direct Florida Business
685 ROCHE SURETY AND CASUALTY COMPANY, INC.
Domestic
$19,848,898
$12,131,892
$7,717,006
$1,242,198
686 ROCKWOOD CASUALTY INSURANCE COMPANY
Foreign
$231,130,760
$160,595,859
$70,534,901
$6,462
687 RSUI INDEMNITY COMPANY
Foreign
$3,013,445,017
$1,717,435,600
$1,296,009,417
$14,954,196
688 RURAL COMMUNITY INSURANCE COMPANY
Foreign
$5,421,077,494
$4,840,761,029
$580,316,465
$7,388,613
$40,197,939
$27,630,147
$12,567,792
$43,374,120
689 SAFE HARBOR INSURANCE COMPANY
Domestic
690 SAFECO INSURANCE COMPANY OF AMERICA
Foreign
$4,029,806,477
$3,084,756,281
$945,050,196
$12,403,592
691 SAFECO INSURANCE COMPANY OF ILLINOIS
Foreign
$644,307,837
$480,723,907
$163,583,930
$190,891,579
692 SAFECO NATIONAL INSURANCE COMPANY
Foreign
$72,707,694
$3,472,422
$69,235,272
$0
PROPERTY & CASUALTY
112
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
693 SAFETY FIRST INSURANCE COMPANY
Foreign
$17,353,445
$3,310,135
$14,043,310
$470,768
694 SAFETY NATIONAL CASUALTY CORPORATION
Foreign
$3,544,051,071
$2,583,233,765
$960,817,306
$12,239,385
695 SAFEWAY INSURANCE COMPANY
Foreign
$372,945,671
$101,607,577
$271,338,094
$0
696 SAFEWAY PROPERTY INSURANCE COMPANY
Foreign
$44,450,971
$18,723,959
$25,727,012
$32,716,486
697 SAMSUNG FIRE & MARINE INSURANCE CO., LTD. (US BRANCH)
Foreign
$132,365,222
$66,887,883
$65,477,339
$0
Domestic
$19,461,260
$9,233,422
$10,227,838
$33,663,549
699 SCOTTSDALE INDEMNITY COMPANY
Foreign
$143,670,404
$107,704,283
$35,966,121
$13,758,992
700 SEABRIGHT INSURANCE COMPANY
Foreign
$890,130,924
$582,575,496
$307,555,428
$8,372,618
701 SEAWORTHY INSURANCE COMPANY
Foreign
$100,418,083
$55,073,368
$45,344,715
$11,862,141
702 SECURIAN CASUALTY COMPANY
Foreign
$118,804,229
$51,164,772
$67,639,457
$4,062,206
703 SECURITY FIRST INSURANCE COMPANY
Domestic
$111,298,435
$72,472,657
$38,825,778
$226,695,510
704 SECURITY NATIONAL INSURANCE COMPANY
Domestic
$126,263,846
$90,145,502
$36,118,344
$197,420,501
705 SELECT INSURANCE COMPANY
Foreign
$69,251,759
$193,797
$69,057,963
$0
706 SELECTIVE INSURANCE COMPANY OF THE SOUTHEAST
Foreign
$380,535,691
$310,833,056
$69,702,635
$36,499,658
707 SENECA INSURANCE COMPANY, INC.
Foreign
$443,927,418
$286,597,796
$157,329,622
$4,497,899
708 SENTINEL INSURANCE COMPANY, LTD.
Foreign
$201,618,882
$70,374,461
$131,244,420
$31,540,242
709 SENTRY CASUALTY COMPANY
Foreign
$212,375,723
$137,472,744
$74,902,979
$933,489
710 SENTRY INSURANCE A MUTUAL COMPANY
Foreign
$6,248,130,004
$2,610,975,480
$3,637,154,525
$6,777,847
711 SENTRY SELECT INSURANCE COMPANY
Foreign
$620,790,668
$399,336,850
$221,453,818
$21,690,530
712 SERVICE INSURANCE COMPANY
Domestic
$37,219,139
$16,830,439
$20,388,700
$36,464,056
713 SEVEN SEAS INSURANCE COMPANY, INC.
Domestic
$30,078,887
$6,355,991
$23,722,896
$18,332,530
698 SAWGRASS MUTUAL INSURANCE COMPANY
PROPERTY & CASUALTY
113
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
714 SFM MUTUAL INSURANCE COMPANY
Foreign
$442,191,133
$350,399,659
$91,791,474
$50,150
715 SIRIUS AMERICA INSURANCE COMPANY
Foreign
$1,669,723,737
$1,141,385,978
$528,337,759
$74,081
716 SOMPO JAPAN FIRE & MARINE INSURANCE COMPANY OF AMERICA
Foreign
$76,108,743
$3,029,408
$73,079,335
$0
717 SOMPO JAPAN INSURANCE COMPANY OF AMERICA
Foreign
$911,015,860
$416,848,311
$494,167,550
$7,448,926
718 SOUTHERN FARM BUREAU CASUALTY INSURANCE COMPANY
Foreign
$1,899,237,304
$738,127,271
$1,161,110,033
$0
719 SOUTHERN FIDELITY INSURANCE COMPANY
Domestic
$181,776,907
$117,477,903
$64,299,004
$111,071,335
720 SOUTHERN FIDELITY PROPERTY & CASUALTY, INC.
Domestic
$78,819,964
$56,324,944
$22,495,020
$34,779,078
Foreign
$51,187,259
$20,983,754
$30,203,505
$1,420,949
Domestic
$88,635,927
$66,170,617
$22,465,310
$100,103,096
723 SOUTHERN-OWNERS INSURANCE COMPANY
Foreign
$537,770,001
$376,228,542
$161,541,459
$247,587,160
724 SPARTA INSURANCE COMPANY
Foreign
$535,398,235
$281,130,247
$254,267,988
$25,789,936
Domestic
$99,087,212
$53,810,684
$45,276,528
$268,504,947
721 SOUTHERN INSURANCE COMPANY 722 SOUTHERN OAK INSURANCE COMPANY
725 ST. JOHNS INSURANCE COMPANY, INC. 726 ST. PAUL FIRE & MARINE INSURANCE COMPANY
Foreign
18,761,764,152
$12,761,100,471
$6,000,663,680
$51,036,003
727 ST. PAUL GUARDIAN INSURANCE COMPANY
Foreign
$76,411,867
$50,978,295
$25,433,572
$2,540,770
728 ST. PAUL MERCURY INSURANCE COMPANY
Foreign
$353,863,098
$224,841,268
$129,021,830
$7,865,275
729 ST. PAUL PROTECTIVE INSURANCE COMPANY
Foreign
$506,799,820
$282,596,621
$224,203,198
$262,070
730 STANDARD FIRE INSURANCE COMPANY
Foreign
$3,440,165,126
$2,382,408,789
$1,057,756,337
$31,903,158
731 STANDARD GUARANTY INSURANCE COMPANY
Foreign
$188,937,295
$94,860,550
$94,076,745
$2,121,565
732 STAR & SHIELD INSURANCE EXCHANGE
Domestic
$20,319,204
$12,420,870
$7,898,334
$21,911,001
733 STAR CASUALTY INSURANCE COMPANY
Domestic
$16,329,280
$8,945,207
$7,384,073
$13,162,226
Foreign
$956,786,241
$693,690,735
$263,095,506
$48,278,744
734 STAR INSURANCE COMPANY PROPERTY & CASUALTY
114
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
735 STARNET INSURANCE COMPANY
Foreign
$190,401,076
$83,023,551
$107,377,525
$8,889,645
736 STARR INDEMNITY & LIABILITY COMPANY
Foreign
$2,904,072,458
$1,032,806,839
$1,871,265,619
$37,492,524
737 STATE AUTO PROPERTY & CASUALTY INSURANCE COMPANY
Foreign
$1,888,981,536
$1,383,490,727
$505,490,809
$97,330
738 STATE AUTOMOBILE MUTUAL INSURANCE COMPANY
Foreign
$2,093,759,910
$1,345,059,337
$748,700,573
$585,537
739 STATE FARM FIRE AND CASUALTY COMPANY
Foreign
28,999,078,166
$20,193,715,707
$8,805,362,459
$60,600,912
740 STATE FARM FLORIDA INSURANCE COMPANY
Domestic
$1,766,216,964
$1,231,740,193
$534,476,771
$835,684,488
741 STATE FARM GENERAL INSURANCE COMPANY
Foreign
$6,061,210,886
$2,959,342,608
$3,101,868,278
$0
742 STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
Foreign
14,933,159,164
$49,691,256,542
$65,241,902,623
$2,504,203,283
743 STATE NATIONAL INSURANCE COMPANY INC.
Foreign
$206,885,936
$59,076,954
$147,808,982
$22,151,720
744 STONEBRIDGE CASUALTY INSURANCE COMPANY
Foreign
$304,317,000
$198,664,455
$105,652,545
$25,839,522
745 STONEWALL INSURANCE COMPANY
Foreign
$90,199,851
$18,855,119
$71,344,733
$317,226
746 STONEWOOD NATIONAL INSURANCE COMPANY
Foreign
$42,548,483
$471,537
$42,076,946
$528,261
747 STONINGTON INSURANCE COMPANY
Foreign
$76,174,651
$20,156,391
$56,018,260
$5,759,854
748 STRATFORD INSURANCE COMPANY
Foreign
$159,754,352
$90,116,876
$69,637,476
$0
749 SU INSURANCE COMPANY
Foreign
$18,770,520
$7,211,642
$11,558,878
$0
750 SUN SURETY INSURANCE COMPANY
Foreign
$15,143,372
$7,970,918
$7,172,454
$51,197
751 SUNSHINE STATE INSURANCE COMPANY
Domestic
$29,387,925
$15,614,122
$13,773,803
$80,315,652
752 SUNZ INSURANCE COMPANY
Domestic
$37,974,274
$31,608,347
$6,365,927
$18,782,942
753 SURETEC INSURANCE COMPANY
Foreign
$150,313,814
$78,014,698
$72,299,115
$1,887,102
754 SWISS REINSURANCE AMERICA CORPORATION
Foreign
12,061,077,985
$7,087,902,871
$4,973,175,114
$0
755 T.H.E. INSURANCE COMPANY
Foreign
$177,689,689
$122,258,167
$55,431,523
$9,481,466
PROPERTY & CASUALTY
115
Total Liabilities
Capital and Surplus
Direct Florida Business
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
756 TEACHERS INSURANCE COMPANY
Foreign
$315,505,820
$184,026,122
$131,479,698
$13,767,920
757 TECHNOLOGY INSURANCE COMPANY
Foreign
$915,522,331
$708,752,279
$206,770,052
$52,959,060
758 TEXAS GENERAL INDEMNITY COMPANY
Foreign
$26,795,055
$13,003,896
$13,791,159
$0
759 THE CAMDEN FIRE INSURANCE ASSOCIATION, INC.
Foreign
$16,658,166
$547,224
$16,110,942
$615,291
760 THE TRAVELERS CASUALTY COMPANY
Foreign
$200,869,226
$142,354,589
$58,514,637
$0
761 TIG INSURANCE COMPANY
Foreign
$2,310,110,826
$1,381,962,797
$928,148,029
762 TITAN INDEMNITY COMPANY
Foreign
$262,311,457
$85,118,534
$177,192,923
$1,683,401
763 TITAN INSURANCE COMPANY
Foreign
$127,257,981
$14,451,438
$112,806,543
$8,745,640
764 TNUS INSURANCE COMPANY
Foreign
$65,149,805
$12,434,261
$52,715,544
$135,204
765 TOKIO MARINE AND NICHIDO FIRE INS. CO., LTD. (US BRANCH)
Foreign
$1,387,396,694
$888,331,392
$499,065,302
$14,978,094
766 TORUS NATIONAL INSURANCE COMPANY
Foreign
$112,643,236
$40,846,750
$71,796,486
$3,672,629
767 TOWER HILL PREFERRED INSURANCE COMPANY
Domestic
$87,747,796
$52,088,985
$35,658,811
$152,555,046
768 TOWER HILL PRIME INSURANCE COMPANY
Domestic
$109,734,347
$73,400,164
$36,334,183
$188,090,110
769 TOWER HILL SELECT INSURANCE COMPANY
Domestic
$57,387,328
$38,145,470
$19,241,858
$108,619,141
770 TOWER HILL SIGNATURE INSURANCE COMPANY
Domestic
$97,925,244
$57,241,997
$40,683,247
$129,596,366
771 TOYOTA MOTOR INSURANCE COMPANY
Foreign
$411,610,997
$234,603,527
$177,007,470
$10,989,294
772 TRADERS INSURANCE COMPANY
Foreign
$26,169,870
$18,652,094
$7,517,776
$0
773 TRANS PACIFIC INSURANCE COMPANY
Foreign
$65,748,448
$17,343,090
$48,405,358
$731,991
774 TRANSGUARD INSURANCE COMPANY OF AMERICA, INC.
Foreign
$227,970,366
$118,283,479
$109,686,887
$2,735,451
775 TRANSPORTATION INSURANCE COMPANY
Foreign
$86,318,532
$51,348
$86,267,184
$11,706,517
776 TRAVCO INSURANCE COMPANY
Foreign
$217,622,410
$151,502,610
$66,119,799
$0
PROPERTY & CASUALTY
116
Total Liabilities
Capital and Surplus
Direct Florida Business
($106)
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
777 TRAVELERS CASUALTY AND SURETY COMPANY
Foreign
15,137,117,645
$9,987,600,111
$5,149,517,534
$15,689,876
778 TRAVELERS CASUALTY AND SURETY COMPANY OF AMERICA
Foreign
$4,339,558,778
$2,559,106,957
$1,780,451,821
$79,217,991
779 TRAVELERS CASUALTY COMPANY OF CONNECTICUT
Foreign
$318,933,010
$230,544,257
$88,388,753
$0
780 TRAVELERS CASUALTY INSURANCE COMPANY OF AMERICA
Foreign
$1,841,383,098
$1,334,830,847
$506,552,250
$6,786,187
781 TRAVELERS COMMERCIAL CASUALTY COMPANY
Foreign
$321,694,253
$232,733,169
$88,961,084
$0
782 TRAVELERS COMMERCIAL INSURANCE COMPANY
Foreign
$333,341,483
$245,940,479
$87,401,004
$49,599,592
783 TRAVELERS HOME AND MARINE INSURANCE COMPANY(THE)
Foreign
$412,274,926
$298,815,610
$113,459,316
$254,417,168
784 TRAVELERS INDEMNITY COMPANY
Foreign
21,295,148,223
$14,175,862,147
$7,119,286,075
$41,002,527
785 TRAVELERS INDEMNITY COMPANY OF AMERICA
Foreign
$638,950,805
$458,215,582
$180,735,223
$66,093,290
786 TRAVELERS INDEMNITY COMPANY OF CONNECTICUT
Foreign
$1,065,153,399
$715,028,110
$350,125,289
$26,453,503
787 TRAVELERS PROPERTY CASUALTY COMPANY OF AMERICA
Foreign
$841,745,403
$391,666,450
$450,078,953
$141,774,748
788 TRAVELERS PROPERTY CASUALTY INSURANCE COMPANY
Foreign
$224,134,374
$157,503,880
$66,630,494
$0
789 TRITON INSURANCE COMPANY
Foreign
$554,442,970
$335,082,975
$219,359,995
$1,406,963
790 TRIUMPHE CASUALTY COMPANY
Foreign
$31,047,639
$14,585,254
$16,462,385
$2,217,636
791 TRUCK INSURANCE EXCHANGE
Foreign
$1,963,013,951
$1,428,051,305
$534,962,646
$270,677
792 TWIN CITY FIRE INSURANCE COMPANY
Foreign
$643,054,820
$351,940,273
$291,114,546
$97,816,922
793 U.S. SPECIALTY INSURANCE COMPANY
Foreign
$2,055,971,992
$1,503,459,395
$552,512,597
$16,749,842
794 ULLICO CASUALTY COMPANY
Foreign
$327,720,858
$380,604,067
($52,883,209)
$3,090,275
Domestic
$329,613,695
$266,035,662
$63,578,034
$168,730,897
795 UNITED AUTOMOBILE INSURANCE COMPANY 796 UNITED CASUALTY AND SURETY INSURANCE COMPANY
Foreign
$9,706,034
$5,253,461
$4,452,573
$27,057
797 UNITED CASUALTY INSURANCE COMPANY OF AMERICA
Foreign
$11,782,175
$3,340,911
$8,441,264
$3,994,149
PROPERTY & CASUALTY
117
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
798 UNITED FINANCIAL CASUALTY COMPANY
Foreign
$1,815,880,253
$1,424,534,184
$391,346,069
$0
799 UNITED FIRE & INDEMNITY COMPANY
Foreign
$41,783,411
$26,639,115
$15,144,296
$4,128
800 UNITED FIRE AND CASUALTY COMPANY
Foreign
$1,434,075,938
$848,089,970
$585,985,968
$12,484,386
801 UNITED GUARANTY COMMERCIAL INSURANCE COMPANY OF NC
Foreign
$70,539,070
$31,991,152
$38,547,918
$0
802 UNITED GUARANTY MORTGAGE INDEMNITY COMPANY
Foreign
$309,770,693
$200,412,818
$109,357,875
$446,170
803 UNITED GUARANTY RESIDENTIAL INS. COMPANY OF NC
Foreign
$472,210,262
$152,408,128
$319,802,134
$439,361
804 UNITED GUARANTY RESIDENTIAL INSURANCE COMPANY
Foreign
$2,930,260,959
$1,547,286,149
$1,382,974,810
$29,524,672
805 UNITED NATIONAL SPECIALTY INSURANCE COMPANY
Foreign
$78,480,951
$18,852,112
$59,628,839
$0
Domestic
$209,259,840
$141,252,689
$68,007,151
$231,309,294
806 UNITED PROPERTY & CASUALTY INSURANCE COMPANY 807 UNITED SERVICES AUTOMOBILE ASSOCIATION
Foreign
25,880,688,984
$7,517,801,149
$18,362,887,835
$666,686,439
808 UNITED STATES FIDELITY AND GUARANTY COMPANY
Foreign
$4,797,215,673
$2,169,748,101
$2,627,467,572
$179,469
809 UNITED STATES FIRE INSURANCE COMPANY
Foreign
$2,924,116,005
$2,042,399,670
$881,716,335
$32,944,369
810 UNITED STATES LIABILITY INSURANCE COMPANY
Foreign
$675,475,318
$234,354,638
$441,120,679
$16,192,935
811 UNITED STATES SURETY COMPANY
Foreign
$46,762,146
$17,995,804
$28,766,342
$164,480
812 UNITED WISCONSIN INSURANCE COMPANY
Foreign
$344,373,055
$276,472,489
$67,900,566
$367,994
813 UNITRIN AUTO AND HOME INSURANCE COMPANY
Foreign
$119,591,036
$87,196,946
$32,394,090
$0
814 UNITRIN DIRECT PROPERTY & CASUALTY COMPANY
Foreign
$18,326,212
$9,500,590
$8,825,622
$7,953,519
815 UNIVERSAL FIRE & CASUALTY INSURANCE COMPANY
Foreign
$12,619,570
$6,188,788
$6,430,782
$555,099
816 UNIVERSAL INSURANCE COMPANY
Foreign
$778,286,593
$519,431,777
$258,854,816
$0
817 UNIVERSAL INSURANCE COMPANY OF NORTH AMERICA
Domestic
$134,356,372
$99,655,298
$34,701,074
$117,130,483
818 UNIVERSAL PROPERTY & CASUALTY INSURANCE COMPANY
Domestic
$526,633,388
$392,599,865
$134,033,523
$747,778,308
PROPERTY & CASUALTY
118
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
Total Liabilities
Capital and Surplus
Direct Florida Business
819 UNIVERSAL SURETY OF AMERICA
Foreign
$15,525,377
$54,685
$15,470,692
$750,523
820 UNIVERSAL UNDERWRITERS INSURANCE COMPANY
Foreign
$385,427,601
$43,733,137
$341,694,464
$53,750,730
821 UPPER HUDSON NATIONAL INSURANCE COMPANY
Foreign
$7,601,442
$2,484,539
$5,116,903
$110,843
822 USAA CASUALTY INSURANCE COMPANY
Foreign
$7,773,384,295
$4,100,051,587
$3,673,332,707
$422,165,188
823 USAA GENERAL INDEMNITY COMPANY
Foreign
$1,676,156,295
$1,095,326,320
$580,829,975
$115,958,267
824 USPLATE GLASS INSURANCE COMPANY
Foreign
$24,703,410
$5,069,716
$19,633,694
$10,868,592
825 UTICA MUTUAL INSURANCE COMPANY
Foreign
$2,110,616,883
$1,367,948,006
$742,668,877
$291,584
826 VALIANT INSURANCE COMPANY
Foreign
$39,265,243
$7,005,537
$32,259,706
$2,841
827 VALLEY FORGE INSURANCE COMPANY
Foreign
$74,592,466
$28,461
$74,564,005
$21,120,168
828 VANLINER INSURANCE COMPANY
Foreign
$302,709,883
$191,856,303
$110,853,580
$7,535,367
829 VERLAN FIRE INSURANCE COMPANY
Foreign
$24,189,478
$59,779
$24,129,699
$191,490
830 VICTORIA AUTOMOBILE INSURANCE COMPANY
Foreign
$23,015,381
$12,648,039
$10,367,342
$0
831 VICTORIA FIRE & CASUALTY COMPANY
Foreign
$151,795,432
$89,338,147
$62,457,285
832 VICTORIA SELECT INSURANCE COMPANY
Foreign
$38,467,020
$30,390,571
$8,076,449
$22,008,956
833 VIGILANT INSURANCE COMPANY
Foreign
$451,265,663
$204,499,436
$246,766,227
$14,255,903
834 VININGS INSURANCE COMPANY
Foreign
$62,255,149
$42,413,940
$19,841,209
$9,956,566
835 VIRGINIA SURETY COMPANY, INC.
Foreign
$978,940,010
$686,889,661
$292,050,349
$11,586,226
836 WARNER INSURANCE COMPANY
Foreign
$13,899,122
$2,509,230
$11,389,893
$0
837 WARRANTY UNDERWRITERS INSURANCE COMPANY
Foreign
$41,061,738
$34,685,339
$6,376,399
$0
838 WASHINGTON INTERNATIONAL INSURANCE COMPANY
Foreign
$116,966,667
$47,554,411
$69,412,256
$2,734,553
839 WAUSAU BUSINESS INSURANCE COMPANY
Foreign
$198,818,427
$151,827,735
$46,990,692
$10,672,524
PROPERTY & CASUALTY
119
($21,440)
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
840 WAUSAU UNDERWRITERS INSURANCE COMPANY
Foreign
$286,810,522
$192,542,721
$94,267,801
$21,910,228
841 WESCO INSURANCE COMPANY
Foreign
$505,245,034
$390,741,078
$114,503,956
$24,265,907
842 WEST AMERICAN INSURANCE COMPANY
Foreign
$331,118,934
$68,267,095
$262,851,839
$7,333,332
843 WESTCHESTER FIRE INSURANCE COMPANY
Foreign
$2,119,270,815
$1,305,567,622
$813,703,193
$29,402,189
844 WESTERN GENERAL INSURANCE COMPANY
Foreign
$62,486,023
$40,710,448
$21,775,575
$17,856
845 WESTERN SURETY COMPANY
Foreign
$1,732,544,110
$680,145,567
$1,052,398,543
$18,376,002
846 WESTFIELD INSURANCE COMPANY
Foreign
$2,243,144,674
$1,389,541,857
$853,602,817
$96,118,428
847 WESTFIELD NATIONAL INS. COMPANY
Foreign
$524,904,328
$316,921,940
$207,982,388
$2,121
Domestic
$112,920,114
$62,876,292
$50,043,822
$0
848 WESTON INSURANCE COMPANY
Total Liabilities
Capital and Surplus
Direct Florida Business
849 WESTPORT INSURANCE CORPORATION
Foreign
$5,331,348,237
$3,604,842,030
$1,726,506,207
$67,402,490
850 WHITE PINE INSURANCE COMPANY
Foreign
$27,196,576
$15,847,928
$11,348,648
$0
851 WILLIAMSBURG NATIONAL INSURANCE COMPANY
Foreign
$137,488,422
$108,056,446
$29,431,976
$0
852 WINDHAVEN INSURANCE COMPANY
Domestic
$52,276,408
$38,391,468
$13,884,940
$107,726,292
853 WORK FIRST CASUALTY COMPANY
Foreign
$44,579,974
$36,767,989
$7,811,985
$263,830
854 WORKMEN'S AUTO INSURANCE COMPANY
Foreign
$40,590,817
$30,362,955
$10,227,862
$9,856,829
855 WRIGHT NATIONAL FLOOD INSURANCE COMPANY
Foreign
$30,980,971
$12,867,639
$18,113,332
$198,156,958
856 WRM AMERICA INDEMNITY COMPANY, INC
Foreign
$69,907,995
$8,632,458
$61,275,536
$0
857 XL INSURANCE AMERICA, INC.
Foreign
$775,649,359
$522,650,606
$252,998,753
$18,962,354
858 XL REINSURANCE AMERICA INC.
Foreign
$5,413,040,894
$3,175,206,872
$2,237,834,022
$0
859 XL SPECIALTY INSURANCE COMPANY
Foreign
$440,703,057
$272,035,448
$168,667,609
$57,393,164
Domestic
$12,224,453
$4,133,439
$8,091,014
$1,198,076
860 YEL CO. INSURANCE PROPERTY & CASUALTY
120
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
Admitted Assets
861 YOSEMITE INSURANCE COMPANY
Foreign
$353,444,265
$90,029,891
$263,414,374
$1,909,060
862 ZALE INDEMNITY COMPANY
Foreign
$36,335,367
$20,310,237
$16,025,130
$10,608,570
863 ZENITH INSURANCE COMPANY
Foreign
$1,646,334,188
$1,202,624,840
$443,709,348
$119,003,149
864 ZURICH AMERICAN INSURANCE COMPANY
Foreign
30,011,078,824
$22,368,818,502
$7,642,260,323
$273,718,501
865 ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS
Foreign
$41,384,951
$6,438,003
$34,946,948
$11,101,740
PROPERTY & CASUALTY
121
Total Liabilities
Capital and Surplus
Direct Florida Business
AUTHORIZED FLORIDA INSURERS FINANCIAL STATEMENT ABSTRACT as of December 31, 2012
pursuant to Section 624.315(1)(a), FS source: CY2012 Annual Statement - Exhibit of Assets, Exhibit of Liabilities, Surplus and Other Funds, and Schedule T - Exhibit of Premiums Written
Domiciliary
TITLE
Admitted Assets
Total Liabilities
Total Direct Business
Capital and Surplus
Direct Florida Business
$892,733,527
1 ALLIANT NATIONAL TITLE INSURANCE COMPANY, INC.
Foreign
$13,394,371
$8,655,154
$4,739,217
$8,089,501
2 AMERICAN GUARANTY TITLE INSURANCE COMPANY
Foreign
$23,260,717
$8,641,605
$14,619,112
$0
3 CHICAGO TITLE INSURANCE COMPANY
Foreign
$1,947,770,071
$1,035,064,103
$912,705,968
$141,525,170
4 COMMONWEALTH LAND TITLE INSURANCE COMPANY
Foreign
$613,889,329
$374,182,393
$239,706,936
$29,170,562
5 ENTITLE INSURANCE COMPANY
Foreign
$21,806,046
$6,584,063
$15,221,983
$572,246
6 FIDELITY NATIONAL TITLE INSURANCE COMPANY
Foreign
$1,399,076,670
$951,874,887
$447,201,783
$95,114,108
7 FIRST AMERICAN TITLE INSURANCE COMPANY
Foreign
$2,346,089,024
$1,389,726,179
$956,362,845
$188,649,515
8 INVESTORS TITLE INSURANCE COMPANY
Foreign
$122,906,017
$63,657,093
$59,248,924
$1,012,269
9 NATIONAL INVESTORS TITLE INSURANCE COMPANY
Foreign
$10,232,805
$2,918,500
$7,314,305
$0
10 NATIONAL TITLE INSURANCE OF NEW YORK INC.
Foreign
$102,685,485
$63,859,042
$38,826,442
$25,602,298
11 NORTH AMERICAN TITLE INSURANCE COMPANY
Foreign
$78,527,614
$29,282,280
$49,245,334
$8,772,605
12 OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY
Foreign
$808,548,286
$464,993,185
$343,555,101
$263,943,549
13 PREMIER LAND TITLE INSURANCE COMPANY
Foreign
$15,510,537
$7,877,613
$7,632,924
$3,716,385
14 STEWART TITLE GUARANTY COMPANY
Foreign
$1,000,512,173
$571,345,437
$429,166,736
$59,179,507
15 TITLE RESOURCES GUARANTY COMPANY
Foreign
$66,935,170
$39,070,093
$27,865,077
$18,829,514
16 UNITED GENERAL TITLE INSURANCE COMPANY
Foreign
$16,092,887
$4,243,863
$11,849,024
$0
17 WESTCOR LAND TITLE INSURANCE COMPANY
Foreign
$49,858,690
$33,066,026
$16,792,664
$38,030,827
18 WFG NATIONAL TITLE INSURANCE COMPANY
Foreign
$36,786,691
$18,935,747
$17,850,944
$10,525,471
TITLE
122
COMPANIES DISCONTINUING OPERATIONS IN FLORIDA DURING CALENDAR YEAR 2012 Pursuant to Section 624.315(b), F.S. COMPANY NAME
FOUNTAINS BOCA CIEGA SL, LLC
WESTCOTT LAKES, LLC
AHC ADVANTAGE CARD, LLC INDEPENDENT ASSOCIATION OF BUSINESSES
DOMICILIARY
DISPOSITION
DATE
REASON FOR CLOSING BUSINESS
CONTINUING CARE RETIREMENT COMMUNITY (CCRC) The facility transitioned into a rental only facility. Their Certificate of Authority was surrendered when the last continuing care contract was completed. The final FOREIGN SURRENDERED 2/3/2012 financial statement on file with the Office was for the period ending September 30, 2011.
DOMESTIC
SURRENDERED
This facility held a Provisional Certificate of Authority (PCOA). The facility signed a consent order with the Office which stated that the facility must meet the requirements necessary to obtain its Certificate of Authority by June 14, 2013, or the facility must surrender its PCOA. The facility determined that it was not going to be able to meet all of the requirements necessary to obtain their 2/2/2012 COA by June 14, 2013, and on February 2, 2012, this facility surrendered its PCOA. All reservation deposits were returned to the potential residents. The final financial statements on file with the Office are for the period ending June 29, 2010.
DISCOUNT MEDICAL PLAN ORGANIZATION Voluntarily went out of business. No DOMESTIC SURRENDERED 12/31/2012 reports filed for 2012. FOREIGN
REVOKED
12/3/2012
Source: Office of Insurance Regulation Company and Related Entities Data Warehouse
123
Voluntarily went out of business. Balance Sheet filed for June 30, 2012.
ASSETS
LIABILITIES
18,792,006
18,360,591
8,654,661
1,373,891
N/A
N/A
$1,733,538
$1,114,344
COMPANIES DISCONTINUING OPERATIONS IN FLORIDA DURING CALENDAR YEAR 2012 Pursuant to Section 624.315(b), F.S. COMPANY NAME
DOMICILIARY
SOLSTICE BENEFITS, INC.
DOMESTIC
UNITED HEALTHCARE SERVICES, INC.
FOREIGN
LUSO-AMERICAN LIFE INSURANCE SOCIETY
FOREIGN
DISPOSITION
SURRENDERED
DATE
REASON FOR CLOSING BUSINESS
Surrendered DMPO license after obtaining authority as a Life & Health 5/16/2012 Insurer. Life & Health Insurer reported under financial statement abstract.
Voluntarily went out of business. No 6/15/2012 reports filed for 2012. Also holds a TPA license. FRATERNAL BENEFIT SOCIETY SURRENDERED
SURRENDERED
12/14/2012
Voluntarily exited Florida market. Shown on financial abstract.
ASSETS
LIABILITIES
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
$154,729,649
$99,907,922
$758,248
$658,248
$50,000
$0
N/A
N/A
HEALTH MAINTENANCE ORGANIZATION (HMO) HEALTHEASE OF FLORIDA, INC.
FIRST AMERICAN HOME BUYERS PROTECTION CORPORATION WARRANTECH HOME ASSURANCE COMPANY YOUR FLORIDA LEGAL PLAN, INC.
AMERICAN CAPITOL INSURANCE COMPANY
DOMESTIC
SURRENDERED
Merged with affiliate Wellcare of Florida 7/1/2012 effective July 1, 2012. Wellcare of Florida shown on financial abstract.
HOME WARRANTY ASSOCIATION FOREIGN SURRENDERED 3/29/2012 Voluntarily exited Florida market. DOMESTIC SURRENDERED 5/30/2012 Voluntarily exited Florida market. LEGAL EXPENSE INSURANCE DOMESTIC SURRENDERED 5/1/2012 Voluntarily exited Florida market. LIFE AND HEALTH INSURER
FOREIGN
SURRENDERED
Effective January 1, 2012, AMERICAN CAPITOL INSURANCE COMPANY was merged into its parent UNIVERSAL 1/1/2012 GUARANTY LIFE INSURANCE COMPANY. No 2012 financial statements filed for AMERICAN CAPITOL INSURANCE COMPANY .
Source: Office of Insurance Regulation Company and Related Entities Data Warehouse
124
COMPANIES DISCONTINUING OPERATIONS IN FLORIDA DURING CALENDAR YEAR 2012 Pursuant to Section 624.315(b), F.S. COMPANY NAME
AMERICAN GENERAL ASSURANCE COMPANY
AMERICAN GENERAL LIFE & ACCIDENT INSURANCE COMPANY
AMERICAN GENERAL LIFE INSURANCE COMPANY OF DELAWARE
AVAHEALTH, INC.
DOMICILIARY
FOREIGN
FOREIGN
FOREIGN
DOMESTIC
DISPOSITION
DATE
REASON FOR CLOSING BUSINESS
ASSETS
LIABILITIES
SURRENDERED
Effective December 31, 2012, AMERICAN GENERAL ASSURANCE COMPANY was merged into AMERICAN GENERAL LIFE 12/31/2012 INSURANCE COMPANY. AMERICAN GENERAL LIFE INSURANCE COMPANY is shown on the financial abstract.
N/A
N/A
SURRENDERED
Effective December 31, 2012, AMERICAN GENERAL LIFE & ACCIDENT INSURANCE COMPANY was merged into AMERICAN 12/31/2012 GENERAL LIFE INSURANCE COMPANY. AMERICAN GENERAL LIFE INSURANCE COMPANY is shown on the financial abstract.
N/A
N/A
SURRENDERED
Effective December 31, 2012, AMERICAN GENERAL LIFE INSURANCE COMPANY OF DELAWARE was merged into AMERICAN 12/31/2012 GENERAL LIFE INSURANCE COMPANY. AMERICAN GENERAL LIFE INSURANCE COMPANY is shown on the financial abstract.
N/A
N/A
Court order placed company into receivership effective July 2, 2012. COA status changed to revoked on 8/17/2012 after OIR examiner was notified by DFS 8/17/2012 Rehabilitation & Liquidation that it intended to liquidate this insurance company. Last financial statement filed with NAIC was for March 31, 2012 time period.
$3,259,439
$2,011,084
REVOKED
Source: Office of Insurance Regulation Company and Related Entities Data Warehouse
125
COMPANIES DISCONTINUING OPERATIONS IN FLORIDA DURING CALENDAR YEAR 2012 Pursuant to Section 624.315(b), F.S. COMPANY NAME
CONSUMERS LIFE INSURANCE COMPANY
CROWN LIFE INSURANCE COMPANY
GUARANTEE TRUST LIFE INSURANCE COMPANY
REASSURE AMERICA LIFE INSURANCE COMPANY
SUNAMERICA ANNUITY AND LIFE ASSURANCE COMPANY
DOMICILIARY
FOREIGN
ALIEN
FOREIGN
FOREIGN
FOREIGN
DISPOSITION
SURRENDERED
DATE
REASON FOR CLOSING BUSINESS
Consumers Life Insurance Company voluntarily surrendered it Certificate of Authority effective February 15, 2012. 2/15/2012 There is no Florida business in force. No financial statements filed with OIR for the year of 2012.
ASSETS
LIABILITIES
N/A
N/A
Effective December 31, 2012, CROWN LIFE INSURANCE COMPANY was merged into its parent CANADA LIFE ASSURANCE 12/31/2012 COMPANY. CANADA LIFE ASSURANCE COMPANY is shown on the Financial Abstract.
N/A
N/A
The Florida Office of Insurance Regulation issued Final Order 124288-12 6/25/2012 dated June 25, 2012 suspending the company . The Company is shown in the Financial Abstract.
N/A
N/A
SURRENDERED
Effective December 31, 2012, REASSURE AMERICA LIFE INSURANCE COMPANY merged into its parent, JACKSON 12/31/2012 NATIONAL LIFE INSURANCE COMPANY. JACKSON NATIONAL LIFE INSURANCE COMPANY is shown on the Financial Abstract.
N/A
N/A
SURRENDERED
Effective December 31, 2012, SUNAMERICA ANNUITY AND LIFE ASSURANCE COMPANY was merged into 12/31/2012 AMERICAN GENERAL LIFE INSURANCE COMPANY. AMERICAN GENERAL LIFE INSURANCE COMPANY is shown on the financial abstract.
N/A
N/A
SURRENDERED
SUSPENDED
Source: Office of Insurance Regulation Company and Related Entities Data Warehouse
126
COMPANIES DISCONTINUING OPERATIONS IN FLORIDA DURING CALENDAR YEAR 2012 Pursuant to Section 624.315(b), F.S. COMPANY NAME
SUNAMERICA LIFE INSURANCE COMPANY
UNITED INVESTORS LIFE INSURANCE COMPANY
WESTERN NATIONAL LIFE INSURANCE COMPANY
MEDICA HEALTHCARE PLANS, INC.
MOTORS LIQUIDATION COMPANY
DOMICILIARY
FOREIGN
FOREIGN
FOREIGN
DISPOSITION
DATE
REASON FOR CLOSING BUSINESS
ASSETS
LIABILITIES
SURRENDERED
Effective December 31, 2012, SUNAMERICA LIFE INSURANCE COMPANY was merged into AMERICAN GENERAL 12/31/2012 LIFE INSURANCE COMPANY. AMERICAN GENERAL LIFE INSURANCE COMPANY is shown on the financial abstract.
N/A
N/A
SURRENDERED
Effective July 1, 2012, UNITED INVESTORS LIFE INSURANCE COMPANY merged with and into PROTECTIVE LIFE INSURANCE 7/1/2012 COMPANY. PROTECTIVE LIFE INSURANCE COMPANY is shown on the Financial Abstract.
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
SURRENDERED
Effective December 31, 2012, WESTERN NATIONAL LIFE INSURANCE COMPANY was merged into AMERICAN GENERAL 12/31/2012 LIFE INSURANCE COMPANY. AMERICAN GENERAL LIFE INSURANCE COMPANY is shown on the Financial Abstract.
MEDICARE PLUS CHOICE PROV. SPONSORED ORG (MPC-PSO) This company converted from an MPCDOMESTIC SURRENDERED 4/30/2012 PSO to an HMO and is shown on the Financial Abstract. MOTOR VEHICLE SERVICE AGREEMENT COMPANY Revoked due to notification of FOREIGN REVOKED 12/11/2012 withdrawal to transact business.
Source: Office of Insurance Regulation Company and Related Entities Data Warehouse
127
COMPANIES DISCONTINUING OPERATIONS IN FLORIDA DURING CALENDAR YEAR 2012 Pursuant to Section 624.315(b), F.S. COMPANY NAME
DOMICILIARY
DISPOSITION
DATE
REASON FOR CLOSING BUSINESS
ASSETS
LIABILITIES
PRE-PAID LIMITED HEALTH SERVICE ORGANIZATION
SOLSTICE BENEFITS, INC.
DOMESTIC
UNITED CONCORDIA DENTAL PLANS OF FLORIDA,INC.
DOMESTIC
SURRENDERED
Surrendered PLHSO license after obtaining authority as a Life & Health 5/16/2012 Insurer. Life & Health Insurer reported under financial statement abstract.
N/A
N/A
N/A
N/A
$2,987,862
$2,002,009
N/A
N/A
$177,730 $0
$15,416 $0
CANANWILL, INC.
PLHSO voluntarily surrendered its COA on 3/28/2012 3/28/2012. No financial statement filed during 2012. PREMIUM FINANCE COMPANY FOREIGN SURRENDERED 3/23/2012 Voluntarily exited Florida market.
MAIN STREET PREMIUM FINANCE COMPANY
DOMESTIC
SURRENDERED
PAM FINANCE COMPANY PREMIUM FINANCE PARTNERS, LLC
FOREIGN DOMESTIC
SURRENDERED SURRENDERED
PRESTO INSURANCE PREMIUMS, INC
DOMESTIC
SURRENDERED
8/28/2012
Voluntarily exited Florida market. No financial statement filed for 2012.
N/A
N/A
SEAWAY PREMIUM FINANCE COMPANY
DOMESTIC
SURRENDERED
4/4/2012
Voluntarily exited Florida market. No financial statement filed for 2012.
N/A
N/A
N/A
N/A
N/A
N/A
$7,952,354 $244,856,785
$170,808,525
$3,170,447
$78,271
N/A
N/A
N/A
N/A
SURRENDERED
2/22/2012
Voluntarily exited Florida market. No financial statement filed for 2012.
3/1/2012 Voluntarily exited Florida market. 10/22/2012 Voluntarily exited Florida market.
PROPERTY AND CASUALTY INSURER AMERICAN CAPITAL ASSURANCE CORP.
DOMESTIC
SURRENDERED
BERKLEY ASSURANCE COMPANY
FOREIGN
SURRENDERED
CMG MORTGAGE ASSURANCE COMPANY COTTON STATES MUTUAL INSURANCE COMPANY
FOREIGN FOREIGN
SURRENDERED SURRENDERED
EXECUTIVE INSURANCE COMPANY
FOREIGN
REVOKED
FAIRFIELD INSURANCE COMPANY
FOREIGN
SURRENDERED
FIRST SEALORD SURETY, INC.
FOREIGN
REVOKED
Merged with affilate ACAC Acquisition 6/30/2012 which was renamed American Capital Assurance Corp. Surrendered P&C Insurer COA and 10/5/2012 became surplus lines carrier. 9/18/2012 Voluntarily exited Florida market. 10/24/2012 Voluntarily exited Florida market. Revoked due to 2 year suspension 3/23/2012 statutory limit. Merged with Genesis Insurance 12/31/2012 Company. Revoked due to liquidation order by 3/9/2012 Pennsylvania.
Source: Office of Insurance Regulation Company and Related Entities Data Warehouse
128
$489,437
COMPANIES DISCONTINUING OPERATIONS IN FLORIDA DURING CALENDAR YEAR 2012 Pursuant to Section 624.315(b), F.S. COMPANY NAME
DOMICILIARY
DISPOSITION
DATE
REASON FOR CLOSING BUSINESS Merged with Nationwide Mutual Insurance Company of Ohio. Merged with Harleysville Worcester Insurance. Merged with Affirmative Insurance Company. Voluntarily exited Florida market. Revoked due to liquidation order by Puerto Rico. Voluntarily exited Florida market.
HARLEYSVILLE MUTUAL INSURANCE COMPANY
FOREIGN
SURRENDERED
5/11/2012
HARLEYSVILLE-ATLANTIC INSURANCE COMPANY
FOREIGN
SURRENDERED
3/23/2012
INSURA PROPERTY AND CASUALTY INSURANCE COMPANY
FOREIGN
SURRENDERED
12/10/2012
MAINE EMPLOYERS' MUTUAL INSURANCE COMPANY
FOREIGN
SURRENDERED
2/20/2012
NATIONAL INSURANCE COMPANY
FOREIGN
REVOKED
2/13/2012
SHIELD INSURANCE COMPANY
FOREIGN
SCAFFOLD INDUSTRY INSURANCE COMPANY RRG, INC.
FOREIGN
GENERAL ENTERPRISES OF SOUTH WEST FLORIDA, INC.
SERVICE WARRANTY ASSOCIATION DOMESTIC SURRENDERED 11/16/2012 Voluntarily exited Florida market.
HOME BUYERS WARRANTY CORPORATION VI
DOMESTIC
ADVOCARE HEALTH ALLIANCE, LLC CERIDIAN EXCHANGE SERVICES, LLC COADVANTAGE INSURANCE SERVICES, INC. COVENANT ADMINISTRATIVE SERVICES, LLC FLORIDA BENEFIT ADMINISTRATORS, INC.
GARDNER AND WHITE, INC.
SURRENDERED 10/24/2012 RISK RETENTION GROUP REVOKED
SURRENDERED
3/16/2012
Company was placed into liquidation by District of Columbia.
Voluntarily surrendered its service 7/13/2012 warranty license; is licensed as home warranty association.
THIRD PARTY ADMINISTRATOR DOMESTIC SURRENDERED 12/26/2012 Voluntarily surrendered 12/26/12. Voluntarily surrendered due to DOMESTIC SURRENDERED 4/10/2012 insolvency 4/10/2012. Voluntarily surrendered effective April DOMESTIC SURRENDERED 4/11/2012 11, 2012. Voluntarily surrendered effective FOREIGN SURRENDERED 9/30/2012 September 30, 2012. Voluntarily surrendered effective DOMESTIC SURRENDERED 10/31/2012 September 27, 2012.
FOREIGN
SURRENDERED
Notified effective December 31,2012 all TPA responsibility previously performed 12/31/2012 by Gardner & White were now the responsibility of Gallagher Benefit Services.
Source: Office of Insurance Regulation Company and Related Entities Data Warehouse
129
ASSETS
LIABILITIES
N/A
N/A
N/A
N/A
N/A
N/A
$716,425,851
$408,431,221
N/A
N/A
$31,824,788
$6,936,223
N/A
N/A
$169,039
$163,218
$9,758,608
$5,015,548
1,439,784
1,327,078
100,000
274,220
4,612,485
334,820
927,093
385,715
1,000
0
245,157
2,877
COMPANIES DISCONTINUING OPERATIONS IN FLORIDA DURING CALENDAR YEAR 2012 Pursuant to Section 624.315(b), F.S. COMPANY NAME
DOMICILIARY
DISPOSITION
GREAT AMERICAN PLAN ADMINISTRATORS, INC.
FOREIGN
SURRENDERED
HF ADMINISTRATIVE SERVICES, INC.
FOREIGN
SURRENDERED
PACIFICARE HEALTH PLAN ADMINISTRATORS, INC.
FOREIGN
SURRENDERED
PROFESSIONAL BENEFIT ADMINISTRATORS, INC.
DOMESTIC
SURRENDERED
SELMAN AND COMPANY
FOREIGN
SURRENDERED
DATE
REASON FOR CLOSING BUSINESS
TPA was acquired by TSA Consulting 7/1/2011. After a review it was 4/11/2012 determined TSA does not require a TPA COA. Voluntarily surrender and has no busines 6/6/2012 in this state.
ASSETS
LIABILITIES
556,872
272,398
18,024,126
317,853
Company ceased providing TPA services 7/1/2012 after December 31, 2008. Financial Statements for 2012 were not submitted.
N/A
N/A
Ceased providing TPA services. Financial Statements for 2012 were not submitted.
N/A
N/A
N/A
N/A
N/A
N/A
8/31/2012
TPA business assumed by Selman & 12/26/2012 Company, LLC. Financial Statements for 2012 were not submitted.
SOLSTICE BENEFITS, INC.
DOMESTIC
SURRENDERED
Surrendered TPA license after obtaining authority as a Life & Health Insurer. Life 5/14/2012 & Health Insurer reported under financial statement abstract. Financial Statements for 2012 were not submitted.
VISITING NURSE MANAGED CARE CORPORATION
DOMESTIC
SURRENDERED
Company ceased operating in April 2011. 2/6/2012 Financial Statements for 2012 were not submitted.
N/A
N/A
WELLS FARGO THIRD PARTY ADMINISTRATORS, INC.
FOREIGN
SURRENDERED
Company was merged into HealthSmart 3/12/2012 Benefit Solutions, Inc. Financial Statements for 2012 were not submitted.
N/A
N/A
K.E.L. TITLE INSURANCE GROUP, INC.
DOMESTIC
TITLE INSURANCE SUSPENDED 10/31/2012 Entered into rehabilitation.
3,109,542
7,066,012
Source: Office of Insurance Regulation Company and Related Entities Data Warehouse
130
Consumer Complaint Ratios for CY2012
as submitted by FL-DFS to NAIC Complaint Database (CDS) Pursuant to 624.313(i), F.S. Rule 69O-142.002 of the Florida Administrative Code implements Section 624.313, F.S., which requires the Office to publish complaint ratios for the 10 largest insurers or insurer groups by line of insurance for each insurer or insurer group that has one percent or more of the market share. Although this rule does not apply to private passenger automobile insurance, this report does provide a summary of this coverage. For purposes of this complaint index reporting: “Complaint Share” is the number of complaints received by the Office relative to the insurance industry expressed as a percentage. “Complaint” is any written communication by an insured or named beneficiary expressing dissatisfaction with an insurance entity over which the Office has regulatory authority. This does not include complaints against an incorrect entity; complaints against companies providing administrative services for self-funded benefit plans; complaints for properly filed or approved rates; suspected fraudulent claim complaints; and complaints that are duplicative or frivolous. The Office extracts these numbers from the NAIC database; the NAIC receives the data from DFS, and standardizes the definition of complaints across 50 states. “Market Share” is the company’s direct written premium relative to the industry for a given line of insurance. The report expresses this ratio as a percentage. “Premiums” are consideration paid to an insurer for the issuance and delivery of any binder or policy of insurance or annuity written directly to the consumer. “Complaint Index” is a ratio derived by dividing a company’s complaint share by its market share. 1. A complaint index of greater than 1.00 indicates the company’s complaint share is disproportionately higher than its market share for a specific line of insurance. 2. A complaint index of less than 1.00 indicates the company’s complaint share is disproportionately lower than its market share for a specific line of insurance. Notes: The policy types commercial auto, group annuity and medical professional liability are not listed in this section due to those lines having zero confirmed complaints. Likewise, companies that do not appear in the following tables have zero confirmed complaints.
131
Policy Type: Commercial Liability Premium NAIC Company Weighted Complaint Index Code Company Name 4.5 19682 Hartford Fire In Co 12.2 16870 Granada Ins Co 6.9 19445 National Union Fire Ins Co Of Pitts 7.2 10739 State Farm FL Ins Co 15.4 10657 First Mercury Ins Co 18.1 13196 Western World Ins Co 21.5 32859 Penn Amer Ins Co 24.4 10328 Capitol Specialty Ins Corp 30.1 26042 Wausau Underwriters Ins Co 35.8 20443 Continental Cas Co 68.1 35300 Allianz Global Risks US Ins Co 137.4 42846 Atlantic Cas Ins Co 200.3 26522 Mount Vernon Fire Ins Co 546.2 16691 Great Amer Ins Co 12,182.9 40258 AIG Assur Co 13683 Ascendant Commercial Ins Inc 10790 Federated Natl Ins Co 34037 Hallmark Ins Co All Other Companies w/ Policy Type 0.0 Grand Total 13,310.8
132
Complaint Market Share Complaints Share 4.8% 1 1.1% 9.5% 2 0.8% 4.8% 1 0.7% 4.8% 1 0.7% 4.8% 1 0.3% 4.8% 1 0.3% 4.8% 1 0.2% 4.8% 1 0.2% 4.8% 1 0.2% 4.8% 1 0.1% 4.8% 1 0.1% 9.5% 2 0.1% 9.5% 2 0.0% 4.8% 1 0.0% 4.8% 1 0.0% 4.8% 1 0.0% 4.8% 1 0.0% 4.8% 1 0.0% 0.0% 0 95.3% 100.0% 21 100.0%
Premiums $13,186,459 $9,697,284 $8,629,742 $8,249,385 $3,840,163 $3,274,919 $2,752,805 $2,421,926 $1,967,129 $1,652,232 $868,445 $860,844 $590,493 $108,268 $4,854 $0 $0 $0 $1,183,746,798 $1,241,851,746
Policy Type: Commercial Property Premium NAIC Company Weighted Complaint Index Code Company Name 0.4 12968 American Coastal Ins Co 1.8 12601 American Capital Assur Corp 2.3 40231 Old Dominion Ins Co 3.1 41297 Scottsdale Ins Co 3.5 22837 AGCS Marine Ins Co 4.4 13990 First Community Ins Co 6.5 28053 Rockhill Ins Co 7.5 19690 American Economy Ins Co 8.5 42587 Depositors Ins Co 10.3 39020 Essex Ins Co 11.6 19305 Assurance Co Of Amer 11.7 33138 Landmark Amer Ins Co 20.4 25968 USAA Cas Ins Co 41.9 25682 Travelers Ind Co Of CT 42.0 10729 Seneca Specialty Ins Co 418.3 39217 QBE Ins Corp 1,025.8 21172 Vanliner Ins Co 4,325.1 10861 Universal Prop & Cas Ins 20052 National Liab & Fire Ins Co 10064 Citizens Prop Ins Corp 10657 First Mercury Ins Co 11738 Infinity Auto Ins Co All Other Companies w/ Policy Type 0.0 Grand Total 5,944.9
133
Complaint Market Share Complaints Share 4.0% 1 9.7% 4.0% 1 2.3% 4.0% 1 1.7% 4.0% 1 1.3% 4.0% 1 1.1% 4.0% 1 0.9% 4.0% 1 0.6% 4.0% 1 0.5% 4.0% 1 0.5% 4.0% 1 0.4% 4.0% 1 0.3% 4.0% 1 0.3% 4.0% 1 0.2% 4.0% 1 0.1% 4.0% 1 0.1% 4.0% 1 0.0% 4.0% 1 0.0% 4.0% 1 0.0% 12.0% 3 0.0% 8.0% 2 0.0% 4.0% 1 0.0% 4.0% 1 0.0% 0.0% 0 79.8% 100.0% 25 100.0%
Premiums $261,985,330 $61,615,081 $46,206,202 $34,724,611 $31,000,374 $24,796,570 $16,677,425 $14,349,654 $12,712,548 $10,497,510 $9,304,970 $9,260,049 $5,301,793 $2,576,037 $2,571,330 $258,019 $105,225 $24,956 $0 $0 $0 $0 $2,154,476,005 $2,698,443,689
Policy Type: Credit Premium NAIC Company Weighted Complaint Index Code Company Name 7.0 60275 American Bankers Life Assur Co Of FL 47.3 60534 American Heritage Life Ins Co 58,836.9 65978 Metropolitan Life Ins Co 62049 Colonial Life & Accident Ins Co 70815 Hartford Life & Accident Ins Co 65676 Lincoln Natl Life Ins Co 60054 Aetna Life Ins Co 60380 American Family Life Assur Co of Col 61263 Bankers Life & Cas Co 62146 Combined Ins Co Of Amer 66915 New York Life Ins Co 68047 Professional Ins Co 68241 Prudential Ins Co Of Amer 69019 Standard Ins Co -1,654.9 89958 JMIC Life Ins Co All Other Companies w/ Policy Type 0.0 Grand Total 57,236.4
134
Complaint Market Share Complaints Share 5.3% 1 0.7% 10.5% 2 0.2% 5.3% 1 0.0% 10.5% 2 0.0% 10.5% 2 0.0% 10.5% 2 0.0% 5.3% 1 0.0% 5.3% 1 0.0% 5.3% 1 0.0% 5.3% 1 0.0% 5.3% 1 0.0% 5.3% 1 0.0% 5.3% 1 0.0% 5.3% 1 0.0% 5.3% 1 0.0% 0.0% 0 99.0% 100.0% 19 100.0%
Premiums $3,023,476 $897,429 $361 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 -$12,835 $399,654,102 $403,562,533
Policy Type: Fidelity and Surety Premium NAIC Company Weighted Complaint Index Code Company Name 2.6 39306 Fidelity & Deposit Co Of MD 15.2 13056 RLI Ins Co 58.3 10677 Cincinnati Ins Co 23,197.6 41114 Atlantic Bonding Co 24,107.3 42552 Nova Cas Co All Other Companies w/ Policy Type 0.0 Grand Total 47,381.0
135
Complaint Market Share Complaints Share 20.0% 1 7.6% 20.0% 1 1.3% 20.0% 1 0.3% 20.0% 1 0.0% 20.0% 1 0.0% 0.0% 0 90.7% 100.0% 5 100.0%
Premiums $23,374,857 $4,047,056 $1,054,003 $2,650 $2,550 $278,886,876 $307,367,992
Policy Type: Group Accident and Health Premium NAIC Company Weighted Complaint Index Code Company Name 0.7 79413 UnitedHealthcare Ins Co 1.5 98167 BCBS Of FL 0.3 95088 Aetna Hlth Inc FL Corp 0.6 95270 Humana Medical Plan Inc 0.4 95114 Coventry Hlth Care of FL Inc 2.1 62308 Connecticut Gen Life Ins Co 1.1 60054 Aetna Life Ins Co 1.6 95123 Neighborhood Hlth Partnership Inc 1.5 95263 AvMed Inc 0.6 95264 United Hlthcare of FL Inc 0.8 62286 Golden Rule Ins Co 1.1 67369 Cigna Hlth & Life Ins Co 1.3 64246 Guardian Life Ins Co Of Amer 0.8 65676 Lincoln Natl Life Ins Co 1.1 69671 Humana Hlth Ins Co Of FL Inc 2.8 61271 Principal Life Ins Co 1.6 69477 Time Ins Co 1.7 70408 Union Security Ins Co 7.8 60984 Compbenefits Ins Co 6.8 81973 Coventry Hlth & Life Ins Co 8.7 70580 Humanadental Ins Co 3.9 61301 Ameritas Life Ins Corp 4.5 71129 Dearborn Natl Life Ins Co 8.9 80799 Celtic Ins Co 57.0 73288 Humana Ins Co 17.1 62049 Colonial Life & Accident Ins Co 39.5 26581 Independence Amer Ins Co 238.2 95126 Public Hlth Trust of Dade Cnty 1,225.7 61883 Central United Life Ins Co 81396 Delta Dental Ins Co 72052 Aetna Hlth Ins Co 78700 Aetna Hlth & Life Ins Co 52015 Compbenefits Co 93513 MetLIfe Investors Ins Co 61700 Renaissance Life & Hlth Ins Co of Am 52009 Safeguard Hlth Plans Inc 83445 Wellcare Hlth Ins of AZ Inc All Other Companies w/ Policy Type 0.0 Grand Total 1,639.8
136
Complaint Market Share Complaints Share 14.0% 25 19.5% 28.7% 51 18.7% 2.2% 4 8.6% 2.8% 5 4.4% 1.7% 3 4.0% 8.4% 15 3.9% 3.4% 6 3.1% 5.1% 9 3.1% 4.5% 8 2.9% 1.7% 3 2.7% 1.7% 3 2.2% 1.1% 2 1.0% 1.1% 2 0.8% 0.6% 1 0.7% 0.6% 1 0.5% 1.1% 2 0.4% 0.6% 1 0.4% 0.6% 1 0.3% 2.2% 4 0.3% 1.7% 3 0.2% 1.7% 3 0.2% 0.6% 1 0.1% 0.6% 1 0.1% 0.6% 1 0.1% 2.8% 5 0.0% 0.6% 1 0.0% 0.6% 1 0.0% 0.6% 1 0.0% 0.6% 1 0.0% 2.8% 5 0.0% 1.7% 3 0.0% 0.6% 1 0.0% 0.6% 1 0.0% 0.6% 1 0.0% 0.6% 1 0.0% 0.6% 1 0.0% 0.6% 1 0.0% 0.0% 0 21.5% 100.0% 178 100.0%
Premiums $2,745,944,954 $2,642,939,235 $1,219,872,580 $615,787,517 $566,512,585 $555,001,043 $438,097,345 $437,948,813 $413,718,911 $380,402,271 $304,615,683 $145,499,640 $117,991,267 $104,549,793 $74,006,605 $56,116,494 $50,750,672 $46,725,838 $40,572,929 $34,894,561 $27,226,258 $20,148,316 $17,671,896 $8,951,155 $6,951,777 $4,635,943 $2,005,975 $332,874 $64,681 $0 $0 $0 $0 $0 $0 $0 $0 $3,031,520,686 $14,111,458,297
Policy Type: Group Life Premium NAIC Company Weighted Complaint Index Code Company Name 1.1 65978 Metropolitan Life Ins Co 7.5 70815 Hartford Life & Accident Ins Co 89.2 88072 Hartford Life Ins Co 2,781.1 62146 Combined Ins Co Of Amer All Other Companies w/ Policy Type 0.0 Grand Total 2,879.0
137
Complaint Market Share Complaints Share 20.0% 1 17.7% 40.0% 2 5.4% 20.0% 1 0.2% 20.0% 1 0.0% 0.0% 0 76.7% 100.0% 5 100.0%
Premiums $227,501,925 $68,947,724 $2,881,836 $92,466 $986,377,415 $1,285,801,366
Policy Type: Homeowner Premium NAIC Company Weighted Complaint Index Code Company Name 1.3 10064 Citizens Prop Ins Corp 0.5 10739 State Farm FL Ins Co 1.6 10861 Universal Prop & Cas Ins 0.4 11844 St Johns Ins Co Inc 1.7 10132 Florida Peninsula Ins Co 1.1 10969 United Prop & Cas Ins Co 0.8 12944 Homeowners Choice Prop & Cas Ins Co 1.7 10117 Security First Ins Co 0.7 11027 Tower Hill Prime Ins Co 0.2 25968 USAA Cas Ins Co 0.3 30511 Castle Key Ins Co 0.2 29050 Tower Hill Preferred Ins Co 0.5 13142 ASI Preferred Ins Corp 0.4 12538 Tower Hill Signature Ins Co 0.1 19402 AIG Prop Cas Co 0.4 12011 Tower Hill Select Ins Co 2.3 10790 Federated Natl Ins Co 0.9 10897 First Protective Ins Co 1.5 10835 Castle Key Ind Co 2.2 12841 American Integrity Ins Co of FL 0.7 11986 Universal Ins Co of NA 0.2 23035 Liberty Mut Fire Ins Co 0.8 12954 Olympus Ins Co 0.3 10688 Florida Family Ins Co 1.3 12237 Gulfstream Prop & Cas Ins Co 1.4 10136 Southern Fidelity Ins Co Inc 0.5 10186 Fidelity Fire & Cas Co 0.3 13038 Ark Royal Ins Co 0.5 31216 Florida Farm Bureau Cas Ins Co 0.9 12813 Auto Club Ins Co of FL 1.4 12247 Southern Oak Ins Co 0.5 10953 Cypress Prop & Cas Ins Co 0.6 12196 ASI Assur Corp 0.2 10872 American Strategic Ins Corp 1.3 37478 Hartford Ins Co Of The Midwest 2.2 13125 Peoples Trust Ins Co 0.7 10860 Sunshine State Ins Co 1.3 10948 Nationwide Ins Co Of FL 0.3 21817 Florida Farm Bur Gen Ins Co 0.3 38644 Omega Ins Co 0.6 11185 Foremost Ins Co Grand Rapids MI 3.0 12359 American Traditions Ins Co 3.1 12563 Safe Harbor Ins Co 0.4 12957 Modern USA Ins Co
138
Complaint Market Share Complaints Share 26.3% 160 19.5% 4.1% 25 8.7% 13.7% 83 8.3% 1.3% 8 3.1% 5.1% 31 2.9% 2.8% 17 2.5% 2.0% 12 2.5% 3.8% 23 2.3% 1.3% 8 1.9% 0.3% 2 1.7% 0.5% 3 1.6% 0.3% 2 1.5% 0.7% 4 1.4% 0.5% 3 1.3% 0.2% 1 1.3% 0.5% 3 1.3% 2.8% 17 1.2% 1.2% 7 1.2% 1.8% 11 1.2% 2.5% 15 1.1% 0.8% 5 1.1% 0.2% 1 1.1% 0.8% 5 1.0% 0.3% 2 1.0% 1.3% 8 1.0% 1.3% 8 1.0% 0.5% 3 0.9% 0.3% 2 0.9% 0.5% 3 0.9% 0.8% 5 0.9% 1.3% 8 0.9% 0.5% 3 0.9% 0.5% 3 0.8% 0.2% 1 0.8% 1.0% 6 0.8% 1.6% 10 0.8% 0.5% 3 0.7% 0.8% 5 0.6% 0.2% 1 0.6% 0.2% 1 0.6% 0.3% 2 0.6% 1.6% 10 0.6% 1.5% 9 0.5% 0.2% 1 0.4%
Premiums $1,637,388,951 $727,506,719 $695,718,938 $256,554,254 $244,288,466 $209,073,600 $208,143,710 $189,242,664 $162,870,283 $141,649,970 $132,556,196 $123,421,900 $113,330,731 $111,247,961 $111,215,258 $108,131,855 $103,400,759 $101,749,314 $99,770,939 $94,824,611 $93,399,497 $91,199,668 $87,745,618 $87,062,470 $84,872,178 $79,981,226 $79,327,205 $78,875,993 $78,425,829 $78,213,301 $76,306,424 $75,454,310 $69,791,208 $65,471,064 $65,460,913 $63,817,273 $55,723,330 $53,245,165 $52,483,188 $48,934,516 $47,223,476 $46,739,306 $40,474,067 $34,422,206
Policy Type: Homeowner (Continued) Premium NAIC Company Weighted Complaint Index Code Company Name 2.5 13619 Sawgrass Mutual Ins Co 0.4 17248 Safeway Prop Ins Co 1.3 33588 First Liberty Ins Corp 0.9 10908 Capitol Preferred Ins Co 1.3 13687 Prepared Ins Co 0.5 14166 Southern Fidelity Prop & Cas Inc 2.0 10111 American Bankers Ins Co Of FL 0.6 11515 QBE Specialty Ins Co 3.1 16578 Stillwater Prop & Cas Ins Co 1.2 19380 American Home Assur Co 1.2 10677 Cincinnati Ins Co 1.8 22683 Teachers Ins Co 6.1 41297 Scottsdale Ins Co 2.8 40428 Voyager Ind Ins Co 22.9 22578 Horace Mann Ins Co 40.6 29424 Hartford Cas Ins Co 10203 Argus Fire & Cas Ins Co 20052 National Liab & Fire Ins Co 12482 Edison Ins Co 15580 Scottsdale Ind Co 11142 United Cas Ins Co Of Amer 34789 21st Century Centennial Ins Co 12601 American Capital Assur Corp 20966 Cotton States Mutual Ins Co 21806 Harbor Specialty Ins Co 17221 Homesite Ins Co 11630 Jefferson Ins Co Company Unspecified 12568 Northern Capital Ins Co 31208 Oakwood Ins Co 23850 Tokio Marine Specialty Ins Co -49,248.5 19615 American Reliable Ins Co All Other Companies w/ Policy Type 0.0 Grand Total -49,117.6
139
Complaint Market Share Complaints Share 1.0% 6 0.4% 0.2% 1 0.4% 0.5% 3 0.4% 0.3% 2 0.4% 0.5% 3 0.4% 0.2% 1 0.3% 0.7% 4 0.3% 0.2% 1 0.3% 0.7% 4 0.2% 0.2% 1 0.1% 0.2% 1 0.1% 0.2% 1 0.1% 0.5% 3 0.1% 0.2% 1 0.1% 0.2% 1 0.0% 0.2% 1 0.0% 1.3% 8 0.0% 1.2% 7 0.0% 0.5% 3 0.0% 0.3% 2 0.0% 0.3% 2 0.0% 0.2% 1 0.0% 0.2% 1 0.0% 0.2% 1 0.0% 0.2% 1 0.0% 0.2% 1 0.0% 0.2% 1 0.0% 0.2% 1 0.0% 0.2% 1 0.0% 0.2% 1 0.0% 0.2% 1 0.0% 0.3% 2 0.0% 0.0% 0 10.5% 100.0% 608 100.0%
Premiums $33,663,030 $32,714,222 $32,605,854 $32,090,103 $30,999,900 $27,467,477 $27,056,085 $22,578,062 $17,923,091 $11,917,345 $11,167,928 $7,716,298 $6,786,343 $4,847,491 $601,717 $339,274 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 -$560 $876,854,974 $8,384,065,144
Policy Type: Individual Accident and Health Premium NAIC Company Weighted Complaint Index Code Company Name 0.8 98167 BCBS Of FL 0.3 60380 American Family Life Assur Co of Col 1.2 62308 Connecticut Gen Life Ins Co 0.1 95088 Aetna Hlth Inc FL Corp 1.5 69671 Humana Hlth Ins Co Of FL Inc 0.8 65838 John Hancock Life Ins Co USA 1.6 61263 Bankers Life & Cas Co 0.3 95264 United Hlthcare of FL Inc 0.3 95081 WellCare of Fl Inc 0.4 95266 Coventry Hlth Plan of FL Inc 0.4 92916 United Amer Ins Co 0.2 71412 Mutual Of Omaha Ins Co 1.0 65978 Metropolitan Life Ins Co 0.5 67091 Northwestern Mut Life Ins Co 2.4 73288 Humana Ins Co 1.1 60534 American Heritage Life Ins Co 2.5 76031 Florida Combined Life Ins Co Inc 1.0 70319 Washington Natl Ins Co 2.1 60763 American Pioneer Life Ins Co 1.1 62065 Colonial Penn Life Ins Co 0.6 87726 Metlife Ins Co of CT 3.3 60054 Aetna Life Ins Co 3.3 65110 Kanawha Ins Co 0.9 31119 Medico Ins Co 3.0 95270 Humana Medical Plan Inc 3.0 81973 Coventry Hlth & Life Ins Co 1.0 76325 Senior Hlth Ins Co of PA 5.2 69477 Time Ins Co 1.0 66915 New York Life Ins Co 4.2 95089 Health Options Inc 1.1 72850 United World Life Ins Co 2.2 65331 Liberty Natl Life Ins Co 2.6 93610 John Hancock Life & Hlth Ins Co 1.3 69019 Standard Ins Co 1.4 71404 Continental Gen Ins Co 1.5 62286 Golden Rule Ins Co 3.2 80799 Celtic Ins Co 1.7 66281 Monumental Life Ins Co 8.6 70580 Humanadental Ins Co 1.8 68136 Protective Life Ins Co 1.9 70939 Gerber Life Ins Co 7.0 62944 AXA Equitable Life Ins Co 2.5 95123 Neighborhood Hlth Partnership Inc 3.0 64211 Guarantee Trust Life Ins Co
140
Complaint Market Share Complaints Share 21.5% 62 27.7% 2.1% 6 7.5% 5.6% 16 4.5% 0.3% 1 3.0% 4.2% 12 2.7% 2.1% 6 2.7% 3.8% 11 2.4% 0.7% 2 2.2% 0.7% 2 2.1% 0.7% 2 1.9% 0.7% 2 1.7% 0.3% 1 1.6% 1.4% 4 1.4% 0.7% 2 1.4% 3.1% 9 1.3% 1.4% 4 1.3% 1.7% 5 0.7% 0.7% 2 0.7% 1.4% 4 0.7% 0.7% 2 0.7% 0.3% 1 0.5% 1.7% 5 0.5% 1.4% 4 0.4% 0.3% 1 0.4% 1.0% 3 0.3% 1.0% 3 0.3% 0.3% 1 0.3% 1.7% 5 0.3% 0.3% 1 0.3% 1.4% 4 0.3% 0.3% 1 0.3% 0.7% 2 0.3% 0.7% 2 0.3% 0.3% 1 0.3% 0.3% 1 0.2% 0.3% 1 0.2% 0.7% 2 0.2% 0.3% 1 0.2% 1.7% 5 0.2% 0.3% 1 0.2% 0.3% 1 0.2% 1.0% 3 0.1% 0.3% 1 0.1% 0.3% 1 0.1%
Premiums $1,108,988,412 $300,828,232 $180,358,732 $118,442,212 $107,826,940 $107,081,632 $95,168,449 $87,961,889 $85,930,420 $74,697,569 $69,482,941 $63,140,471 $57,416,648 $56,061,182 $53,242,381 $52,555,667 $27,363,588 $26,991,328 $26,649,374 $26,133,243 $21,880,776 $21,365,777 $16,660,658 $14,841,013 $13,885,278 $13,726,423 $13,647,640 $13,509,183 $13,284,919 $13,222,825 $12,983,568 $12,812,545 $10,655,838 $10,335,779 $9,832,860 $9,573,356 $8,620,414 $8,218,794 $8,122,571 $7,595,547 $7,183,061 $5,945,183 $5,550,897 $4,708,153
Policy Type: Individual Accident and Health (Continued) Premium NAIC Company Weighted Complaint Index Code Company Name 3.1 65676 Lincoln Natl Life Ins Co 11.0 62359 Constitution Life Ins Co 4.4 69132 State Mut Ins Co 5.4 77968 Family Heritage Life Ins Co Of Amer 119.3 19445 National Union Fire Ins Co Of Pitts 37.4 65900 Conseco Life Ins Co 19.3 67539 Pan Amer Life Ins Co 75.0 70629 World Ins Co 28.8 68845 Shenandoah Life Ins Co 53.0 60739 American Natl Ins Co 85.8 61492 Athene Annuity & Life Assur Co 134.1 71730 Continental Amer Ins Co 1,288.3 68381 Reliance Standard Life Ins Co 1,992.6 11836 Citrus Hlth Care Inc 2,185.7 70815 Hartford Life & Accident Ins Co 2,251.8 67369 Cigna Hlth & Life Ins Co 79413 UnitedHealthcare Ins Co 11574 Universal Hlth Care Inc 95114 Coventry Hlth Care of FL Inc 21113 United States Fire Ins Co 72052 Aetna Hlth Ins Co 81418 American Medical & Life Ins Co 12316 Avalon Hlthcare Inc 95092 CarePlus Hlth Plans Inc 52015 Compbenefits Co 81396 Delta Dental Ins Co 10119 Freedom Hlth Inc 12577 Universal Hlth Care Ins Co Inc 22225 21st Century Preferred Ins Co 78700 Aetna Hlth & Life Ins Co 77828 Companion Life Ins Co 60984 Compbenefits Ins Co 10771 Coventry Summit Hlth Plan Inc 10126 Humana AdvantageCare Plan 63282 Penn Treaty Ntwrk Amer Ins Co 10775 Physicians United Plan Inc 12341 Solstice Benefits Inc 60318 United Hlthcare Ins Co Of IL 32395 Vision Serv Plan Ins Co All Other Companies w/ Policy Type 0.0 Grand Total 8,379.9
141
Complaint Market Share Complaints Share 0.3% 1 0.1% 1.0% 3 0.1% 0.3% 1 0.1% 0.3% 1 0.1% 2.4% 7 0.0% 0.7% 2 0.0% 0.3% 1 0.0% 1.0% 3 0.0% 0.3% 1 0.0% 0.3% 1 0.0% 0.3% 1 0.0% 0.3% 1 0.0% 0.3% 1 0.0% 0.3% 1 0.0% 0.3% 1 0.0% 0.3% 1 0.0% 4.9% 14 0.0% 2.1% 6 0.0% 1.4% 4 0.0% 1.4% 4 0.0% 0.7% 2 0.0% 0.7% 2 0.0% 0.7% 2 0.0% 0.7% 2 0.0% 0.7% 2 0.0% 0.7% 2 0.0% 0.7% 2 0.0% 0.7% 2 0.0% 0.3% 1 0.0% 0.3% 1 0.0% 0.3% 1 0.0% 0.3% 1 0.0% 0.3% 1 0.0% 0.3% 1 0.0% 0.3% 1 0.0% 0.3% 1 0.0% 0.3% 1 0.0% 0.3% 1 0.0% 0.3% 1 0.0% 0.0% 0 24.6% 100.0% 288 100.0%
Premiums $4,531,060 $3,809,610 $3,142,740 $2,581,259 $816,567 $744,744 $722,499 $557,060 $482,487 $262,517 $162,260 $103,803 $10,804 $6,985 $6,368 $6,181 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $986,065,280 $4,008,496,592
Policy Type: Individual Annuity Premium NAIC Company Weighted Complaint Index Code Company Name 0.9 65056 Jackson Natl Life Ins Co 1.0 90611 Allianz Life Ins Co Of N Amer 1.4 68675 Security Benefit Life Ins Co 3.8 92738 American Equity Invest Life Ins Co 4.1 61689 Aviva Life & Ann Co 3.0 68136 Protective Life Ins Co 12.7 63274 Fidelity & Guar Life Ins Co 20.3 62510 Equitrust Life Ins Co 17.6 66850 National Western Life Ins Co 296.5 68241 Prudential Ins Co Of Amer 2,039.3 92657 Nationwide Life & Ann Ins Co 62880 AXA Equitable Life & Ann Co All Other Companies w/ Policy Type 0.0 Grand Total 2,400.4
142
Complaint Market Share Complaints Share 9.5% 2 10.8% 4.8% 1 4.7% 4.8% 1 3.5% 9.5% 2 2.5% 9.5% 2 2.3% 4.8% 1 1.6% 14.3% 3 1.1% 14.3% 3 0.7% 9.5% 2 0.5% 9.5% 2 0.0% 4.8% 1 0.0% 4.8% 1 0.0% 0.0% 0 72.1% 100.0% 21 100.0%
Premiums $1,530,541,376 $666,811,594 $494,412,487 $355,742,956 $329,594,602 $222,798,809 $158,313,205 $99,570,544 $76,370,944 $4,533,924 $329,583 $0 $10,175,200,232 $14,114,220,256
Policy Type: Individual Life Premium NAIC Company Weighted Complaint Index Code Company Name 0.1 67091 Northwestern Mut Life Ins Co 0.5 65676 Lincoln Natl Life Ins Co 0.2 86231 Transamerica Life Ins Co 0.6 69108 State Farm Life Ins Co 1.1 65978 Metropolitan Life Ins Co 0.4 66915 New York Life Ins Co 0.7 66044 Midland Natl Life Ins Co 2.3 67105 Reliastar Life Ins Co 0.8 69868 United Of Omaha Life Ins Co 0.8 91596 New York Life Ins & Ann Corp 0.8 65056 Jackson Natl Life Ins Co 4.3 68241 Prudential Ins Co Of Amer 1.3 65331 Liberty Natl Life Ins Co 8.7 66281 Monumental Life Ins Co 1.7 66974 North Amer Co Life & Hlth Ins 3.5 87726 Metlife Ins Co of CT 1.8 68896 Southern Farm Bureau Life Ins Co 3.7 63274 Fidelity & Guar Life Ins Co 1.9 60186 Allstate Life Ins Co 1.9 90611 Allianz Life Ins Co Of N Amer 12.6 61263 Bankers Life & Cas Co 2.2 67814 Phoenix Life Ins Co 2.4 63665 General Amer Life Ins Co 2.5 60577 American Income Life Ins Co 11.7 69930 United Ins Co Of Amer 3.0 80837 Union Central Life Ins Co 21.5 91472 Globe Life & Accident Ins Co 6.7 60534 American Heritage Life Ins Co 6.8 61999 Americo Fin Life & Ann Ins Co 8.0 91626 New England Life Ins Co 4.2 65900 Conseco Life Ins Co 4.2 66583 National Guardian Life Ins Co 11.1 65927 Lincoln Heritage Life Ins Co 12.0 76023 Columbian Life Ins Co 8.1 67652 First Penn Pacific Life Ins Co 8.2 65021 Stonebridge Life Ins Co 10.5 88072 Hartford Life Ins Co 46.4 70319 Washington Natl Ins Co 16.6 68594 American Amicable Life Ins Co Of TX 20.7 62057 Lincoln Life & Ann Co of NY 24.6 63932 Aviva Life & Ann Co of NY 26.7 68543 Liberty Bankers Life Ins Co 29.3 68675 Security Benefit Life Ins Co 47.7 68047 Professional Ins Co
143
Complaint Market Share Complaints Share 0.9% 1 7.6% 2.7% 3 5.4% 0.9% 1 3.9% 1.8% 2 3.0% 2.7% 3 2.5% 0.9% 1 2.3% 0.9% 1 1.4% 2.7% 3 1.2% 0.9% 1 1.2% 0.9% 1 1.2% 0.9% 1 1.2% 4.5% 5 1.1% 0.9% 1 0.7% 5.5% 6 0.6% 0.9% 1 0.5% 1.8% 2 0.5% 0.9% 1 0.5% 1.8% 2 0.5% 0.9% 1 0.5% 0.9% 1 0.5% 5.5% 6 0.4% 0.9% 1 0.4% 0.9% 1 0.4% 0.9% 1 0.4% 3.6% 4 0.3% 0.9% 1 0.3% 6.4% 7 0.3% 1.8% 2 0.3% 1.8% 2 0.3% 1.8% 2 0.2% 0.9% 1 0.2% 0.9% 1 0.2% 1.8% 2 0.2% 1.8% 2 0.2% 0.9% 1 0.1% 0.9% 1 0.1% 0.9% 1 0.1% 2.7% 3 0.1% 0.9% 1 0.1% 0.9% 1 0.0% 0.9% 1 0.0% 0.9% 1 0.0% 0.9% 1 0.0% 0.9% 1 0.0%
Premiums $508,714,464 $364,448,293 $261,638,404 $202,874,051 $166,288,654 $154,167,274 $91,053,866 $80,839,633 $80,666,830 $79,998,904 $77,086,288 $70,691,347 $45,668,026 $41,781,482 $36,770,867 $34,631,765 $32,992,552 $32,568,097 $31,853,856 $31,641,211 $28,907,335 $27,705,067 $25,372,895 $23,912,376 $20,783,294 $20,025,200 $19,788,288 $18,258,149 $17,871,407 $15,255,589 $14,571,935 $14,523,656 $10,978,789 $10,169,794 $7,520,251 $7,398,470 $5,814,919 $3,938,671 $3,658,663 $2,935,462 $2,476,740 $2,281,204 $2,073,389 $1,276,842
Policy Type: Individual Life (Continued) Premium NAIC Company Weighted Complaint Index Code Company Name 63487 Investors Life Ins Co N Amer 53.6 68381 Reliance Standard Life Ins Co 57.3 91642 Forethought Life Ins Co 60.2 97055 Mega Life & Hlth Ins Co The 142.2 62596 Union Fidelity Life Ins Co 212.9 62421 Heritage Union Life Ins Co 301.0 61093 Atlanta Life Ins Co 741.7 66672 American General Life & Accident Ins Co 11150 Arch Ins Co 58068 Independent Order Of Foresters Us Br 27928 AMEX Assur Co 35408 Imperium Ins Co 11630 Jefferson Ins Co 19445 National Union Fire Ins Co Of Pitts 23787 Nationwide Mut Ins Co 70211 Reassure America Life Ins Co 69256 Sunamerica Life Ins Co 10952 Stonebridge Cas Ins Co 11142 United Cas Ins Co Of Amer 40827 Virginia Surety Co Inc All Other Companies w/ Policy Type 0.0 Grand Total 1,953.7
144
Complaint Market Share Complaints Share 0.9% 1 0.0% 0.9% 1 0.0% 0.9% 1 0.0% 0.9% 1 0.0% 0.9% 1 0.0% 0.9% 1 0.0% 0.9% 1 0.0% 5.5% 6 0.0% 1.8% 2 0.0% 1.8% 2 0.0% 0.9% 1 0.0% 0.9% 1 0.0% 0.9% 1 0.0% 0.9% 1 0.0% 0.9% 1 0.0% 0.9% 1 0.0% 0.9% 1 0.0% 0.9% 1 0.0% 0.9% 1 0.0% 0.9% 1 0.0% 0.0% 0 59.1% 100.0% 110 100.0%
Premiums $1,135,682 $1,062,386 $1,010,136 $427,972 $285,833 $202,146 $82,050 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $3,955,785,970 $6,693,866,424
Policy Type: Long Term Care Premium NAIC Company Weighted Complaint Index Code Company Name 1.6 65838 John Hancock Life Ins Co USA 3.9 61263 Bankers Life & Cas Co 1.5 87726 Metlife Ins Co of CT 4.6 65110 Kanawha Ins Co 2.8 69477 Time Ins Co 5.8 93610 John Hancock Life & Hlth Ins Co 3.0 66915 New York Life Ins Co 67091 Northwestern Mut Life Ins Co 63282 Penn Treaty Ntwrk Amer Ins Co All Other Companies w/ Policy Type 0.0 Grand Total 23.2
145
Complaint Market Share Complaints Share 28.6% 6 18.1% 28.6% 6 7.3% 4.8% 1 3.2% 9.5% 2 2.1% 4.8% 1 1.7% 9.5% 2 1.7% 4.8% 1 1.6% 4.8% 1 0.0% 4.8% 1 0.0% 0.0% 0 64.4% 100.0% 21 100.0%
Premiums $120,401,373 $48,424,296 $21,205,942 $13,903,446 $11,217,450 $11,005,950 $10,439,287 $0 $0 $428,877,166 $665,474,910
Policy Type: Medicare Supplement Premium NAIC Company Weighted Complaint Index Code Company Name 0.2 79413 UnitedHealthcare Ins Co 0.6 98167 BCBS Of FL 1.0 92916 United Amer Ins Co 1.8 61263 Bankers Life & Cas Co 0.7 71412 Mutual Of Omaha Ins Co 2.9 60763 American Pioneer Life Ins Co 2.6 62065 Colonial Penn Life Ins Co 2.4 31119 Medico Ins Co 2.8 72850 United World Life Ins Co 3.5 71404 Continental Gen Ins Co 5.4 70939 Gerber Life Ins Co 5.5 66281 Monumental Life Ins Co 8.4 69671 Humana Hlth Ins Co Of FL Inc 9.5 62359 Constitution Life Ins Co 10.0 69132 State Mut Ins Co 307.2 62308 Connecticut Gen Life Ins Co 11574 Universal Hlth Care Inc 95089 Health Options Inc 95081 WellCare of Fl Inc 95092 CarePlus Hlth Plans Inc 11836 Citrus Hlth Care Inc 10119 Freedom Hlth Inc 10126 Humana AdvantageCare Plan 10775 Physicians United Plan Inc 60318 United Hlthcare Ins Co Of IL 95264 United Hlthcare of FL Inc All Other Companies w/ Policy Type 0.0 Grand Total 364.5
146
Complaint Market Share Complaints Share 8.5% 4 49.5% 12.8% 6 21.9% 4.3% 2 4.2% 6.4% 3 3.6% 2.1% 1 3.1% 8.5% 4 2.9% 4.3% 2 1.6% 2.1% 1 0.9% 2.1% 1 0.8% 2.1% 1 0.6% 2.1% 1 0.4% 2.1% 1 0.4% 2.1% 1 0.3% 2.1% 1 0.2% 2.1% 1 0.2% 2.1% 1 0.0% 10.6% 5 0.0% 4.3% 2 0.0% 4.3% 2 0.0% 2.1% 1 0.0% 2.1% 1 0.0% 2.1% 1 0.0% 2.1% 1 0.0% 2.1% 1 0.0% 2.1% 1 0.0% 2.1% 1 0.0% 0.0% 0 9.5% 100.0% 47 100.0%
Premiums $784,502,981 $347,027,933 $66,345,988 $57,062,012 $49,373,893 $46,308,971 $25,537,052 $13,968,901 $12,228,889 $9,650,936 $6,306,166 $6,141,660 $3,993,773 $3,540,525 $3,382,900 $109,828 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $150,354,446 $1,585,836,854
Policy Type: Private Passenger Premium NAIC Company Weighted Complaint Index Code Company Name 0.4 25178 State Farm Mut Auto Ins Co 0.7 35882 Geico Gen Ins Co 0.4 24252 Progressive Amer Ins Co 0.2 10192 Progressive Select Ins Co 0.5 22055 Geico Ind Co 0.5 29688 Allstate Fire & Cas Ins Co 0.4 19232 Allstate Ins Co 0.5 22063 Government Employees Ins Co 0.3 25941 United Serv Automobile Assn 0.6 17230 Allstate Prop & Cas Ins Co 0.6 25968 USAA Cas Ins Co 0.5 34789 21st Century Centennial Ins Co 0.4 27998 Travelers Home & Marine Ins Co 1.6 11738 Infinity Auto Ins Co 0.5 33120 Security Natl Ins Co 7.8 42781 Direct Gen Ins Co 0.5 39012 Safeco Ins Co Of IL 5.6 35319 United Automobile Ins Co 0.8 30210 Esurance Prop & Cas Ins Co 0.4 40169 Metropolitan Cas Ins Co 0.2 10190 Southern Owners Ins Co 0.9 23043 Liberty Mut Ins Co 6.3 12360 Ocean Harbor Cas Ins Co 0.4 21817 Florida Farm Bur Gen Ins Co 6.6 12541 Windhaven Ins Co 1.0 30104 Hartford Underwriters Ins Co 0.2 19976 Amica Mut Ins Co 0.2 42587 Depositors Ins Co 0.5 11202 Mercury Ins Co of FL 3.4 40150 MGA Ins Co Inc 0.6 25453 Nationwide Ins Co Of Amer 1.4 18600 USAA Gen Ind Co 0.4 19240 Allstate Ind Co 0.4 12813 Auto Club Ins Co of FL 2.4 10193 Progressive Express Ins Co 1.3 10061 Infinity Ind Ins Co 0.5 42579 Allied Prop & Cas Ins Co 0.8 23035 Liberty Mut Fire Ins Co 0.3 36447 LM Gen Ins Co 1.9 18139 Peak Prop & Cas Ins Corp 0.3 10647 First Floridian Auto & Home Ins Co 2.3 11044 National General Ins Online Inc 0.3 34690 Property & Cas Ins Co Of Hartford 0.6 25712 Esurance Ins Co
147
Complaint Market Share Complaints Share 7.7% 67 17.5% 7.2% 63 10.3% 2.6% 23 6.3% 1.2% 10 5.3% 2.6% 23 4.8% 2.2% 19 4.4% 1.3% 11 3.5% 1.7% 15 3.1% 0.7% 6 2.7% 1.3% 11 2.2% 1.3% 11 2.0% 1.0% 9 1.9% 0.7% 6 1.9% 2.4% 21 1.5% 0.7% 6 1.4% 11.2% 97 1.4% 0.7% 6 1.4% 6.7% 58 1.2% 0.9% 8 1.2% 0.5% 4 1.1% 0.2% 2 1.1% 0.9% 8 1.1% 5.4% 47 0.9% 0.3% 3 0.8% 5.2% 45 0.8% 0.7% 6 0.7% 0.1% 1 0.7% 0.1% 1 0.7% 0.3% 3 0.7% 2.3% 20 0.7% 0.3% 3 0.6% 0.8% 7 0.6% 0.2% 2 0.5% 0.2% 2 0.5% 1.3% 11 0.5% 0.7% 6 0.5% 0.2% 2 0.5% 0.3% 3 0.4% 0.1% 1 0.4% 0.8% 7 0.4% 0.1% 1 0.4% 0.9% 8 0.4% 0.1% 1 0.4% 0.2% 2 0.4%
Premiums $2,405,443,969 $1,415,057,321 $870,076,669 $733,157,780 $665,542,498 $603,242,208 $481,429,521 $431,343,160 $375,509,179 $304,129,898 $269,997,218 $263,167,411 $254,362,163 $210,224,818 $197,420,501 $195,256,514 $190,891,579 $164,594,760 $159,240,449 $149,629,410 $148,144,146 $144,408,848 $117,529,782 $113,513,117 $107,726,292 $98,290,777 $97,835,009 $95,408,601 $92,266,768 $91,743,046 $80,526,509 $76,463,193 $74,423,534 $74,128,890 $72,280,719 $71,407,833 $67,543,475 $61,609,239 $59,947,870 $59,639,090 $54,652,200 $53,776,512 $51,738,863 $50,097,482
Policy Type: Private Passenger (Continued) Premium NAIC Company Weighted Complaint Index Code Company Name 1.6 36137 Travelers Commercial Ins Co 0.6 25143 State Farm Fire & Cas Co 0.6 41041 Auto Club S Ins Co 0.7 39497 Infinity Assur Ins Co 0.7 37478 Hartford Ins Co Of The Midwest 0.4 32700 Owners Ins Co 6.0 44369 Imperial Fire & Cas Ins Co 7.8 28746 Equity Ins Co 0.5 29068 IDS Prop Cas Ins Co 4.4 21300 Kingsway Amigo Ins Co 1.5 22772 Integon Ind Corp 3.3 10336 First Acceptance Ins Co Inc 2.3 11558 AssuranceAmerica Ins Co 2.6 25755 Peachtree Cas Ins Co 1.5 18988 Auto Owners Ins Co 4.1 37648 Permanent Gen Assur Corp 3.4 13621 Star & Shield Ins Exch 0.9 13131 Responsive Auto Ins Co 1.0 15130 Encompass Ind Co 2.1 10105 Victoria Select Ins Co 1.1 20125 California Cas Ins Co 8.4 32387 Star Cas Ins Co 2.4 33650 Mendota Ins Co 1.3 42447 National Gen Assur Co 8.5 23248 Occidental Fire & Cas Co Of NC 4.8 13250 Workmens Auto Ins Co 3.5 29459 Twin City Fire Ins Co Co 1.8 21261 Electric Ins Co 2.0 22357 Hartford Accident & Ind Co 6.0 10915 Unitrin Direct Prop & Cas Co 2.2 34932 Mapfre Ins Co of Fl 2.3 42404 Liberty Ins Corp 2.4 39950 Metropolitan Gen Ins Co 2.4 25666 Travelers Ind Co Of Amer 2.4 11185 Foremost Ins Co Grand Rapids MI 5.5 43974 21st Century Ind Ins Co 3.4 32620 National Interstate Ins Co 4.5 18058 Philadelphia Ind Ins Co 5.5 31968 Merastar Ins Co 107.3 22268 Infinity Ins Co 24.8 29742 Integon Natl Ins Co 30.1 22292 Hanover Ins Co 111.1 25674 Travelers Prop Cas Co Of Amer 1,575.1 24740 Safeco Ins Co Of Amer
148
Complaint Market Share Complaints Share 0.6% 5 0.4% 0.2% 2 0.4% 0.2% 2 0.4% 0.2% 2 0.3% 0.2% 2 0.3% 0.1% 1 0.3% 1.7% 15 0.3% 2.1% 18 0.3% 0.1% 1 0.3% 1.0% 9 0.2% 0.3% 3 0.2% 0.7% 6 0.2% 0.5% 4 0.2% 0.5% 4 0.2% 0.2% 2 0.2% 0.6% 5 0.1% 0.5% 4 0.1% 0.1% 1 0.1% 0.1% 1 0.1% 0.2% 2 0.1% 0.1% 1 0.1% 0.8% 7 0.1% 0.2% 2 0.1% 0.1% 1 0.1% 0.7% 6 0.1% 0.3% 3 0.1% 0.2% 2 0.1% 0.1% 1 0.1% 0.1% 1 0.1% 0.3% 3 0.1% 0.1% 1 0.1% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.2% 2 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 1.3% 11 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.2% 2 0.0% 0.1% 1 0.0%
Premiums $49,599,592 $49,044,871 $48,814,274 $47,996,074 $44,957,296 $41,359,969 $39,166,251 $36,578,553 $34,989,773 $32,418,303 $31,620,536 $28,679,875 $27,816,943 $24,483,142 $21,291,672 $19,145,599 $18,612,128 $18,073,022 $15,158,003 $14,865,028 $14,636,292 $13,161,899 $12,941,080 $11,935,762 $11,177,604 $9,856,829 $9,055,829 $8,606,840 $8,089,956 $7,953,519 $7,150,801 $6,780,882 $6,659,465 $6,653,600 $6,534,889 $5,728,629 $4,649,247 $3,536,097 $2,875,236 $1,619,523 $636,921 $524,387 $284,369 $10,028
Policy Type: Private Passenger (Continued) Premium NAIC Company Weighted Complaint Index Code Company Name 2,368.9 19682 Hartford Fire In Co 44,595.1 41491 Geico Cas Co 8,067.2 35289 Continental Ins Co 13683 Ascendant Commercial Ins Inc 11908 Mercury Cas Co 26042 Wausau Underwriters Ins Co 22608 National Specialty Ins Co 37893 Ullico Cas Co 23833 21st Century Security Ins Co 40258 AIG Assur Co 37001 ATX Premier Insurance Company 60488 American Gen Life Ins Co 12314 American Modern Ins Co of FL 23620 Burlington Ins Co 38067 Economy Preferred Ins Co 16870 Granada Ins Co 16691 Great Amer Ins Co 22322 Greenwich Ins Co 23817 Illinois Natl Ins Co 20260 Infinity Select Ins Co 10702 Madison Ins Co 38970 Markel Ins Co 11991 National Cas Co 20052 National Liab & Fire Ins Co 24015 Northland Ins Co 25623 Phoenix Ins Co 16322 Progressive Direct Ins Co 12416 Protective Ins Co 12521 Safeway Ins Co 10117 Security First Ins Co 10739 State Farm FL Ins Co 12866 T H E Ins Co 23850 Tokio Marine Specialty Ins Co 24554 XL Ins Amer Inc -112.2 21792 Infinity Cas Ins Co -41.0 19445 National Union Fire Ins Co Of Pitts All Other Companies w/ Policy Type 0.0 Grand Total 56,899.2
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Complaint Market Share Complaints Share 0.1% 1 0.0% 1.2% 10 0.0% 0.1% 1 0.0% 1.2% 10 0.0% 0.3% 3 0.0% 0.3% 3 0.0% 0.2% 2 0.0% 0.2% 2 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.1% 1 0.0% 0.2% 2 0.0% 0.1% 1 0.0% 0.0% 0 4.1% 869 100.0% 100.0%
Premiums $6,668 $3,542 $1,958 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 -$281,453 -$385,071 $566,482,497 $13,726,377,550
Policy Type: Title Premium NAIC Company Weighted Complaint Index Code Company Name 50520 Old Republic Natl Title Ins Co 0.6 50814 First Amer Title Ins Co 0.6 50229 Chicago Title Ins Co 1.1 51586 Fidelity Natl Title Ins Co 1.7 50121 Stewart Title Guar Co 1.8 50050 Westcor Land Title Ins Co 1.4 50083 Commonwealth Land Title Ins Co 1.8 50687 Attorneys' Title Ins Fund Inc Company Unspecified All Other Companies w/ Policy Type 0.0 Grand Total 8.9
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Complaint Market Share Complaints Share 17.6% 3 29.5% 11.8% 2 21.1% 17.6% 3 15.8% 17.6% 3 10.6% 11.8% 2 6.6% 5.9% 1 4.2% 5.9% 1 3.3% 5.9% 1 0.0% 5.9% 1 0.0% 0.0% 0 8.9% 100.0% 17 100.0%
Premiums $263,943,549 $188,649,515 $141,525,170 $95,114,108 $59,179,507 $38,030,827 $29,170,562 $0 $0 $79,899,381 $895,512,619
Policy Type: Workers' Compensation Premium NAIC Company Weighted Complaint Index Code Company Name 40231 Old Dominion Ins Co All Other Companies w/ Policy Type 0.0 Grand Total -
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Complaint Share Complaints 100.0% 1 0.0% 0 100.0% 1
Market Share 0.0% 100.0% 100.0%
Premiums $0 $2,013,465,276 $2,013,465,276
Summary of Officers and Directors’ Liability Claims as reported by Insurers for CY2012 Pursuant to 627.9122(3), F.S.
Year of Claim Closure
2012
Number of Reported Closed Claims
307
Amount Paid by Indemnity Insurers
$15,866,738
Amount Paid by Defendant Deductibles
$1,295,796
Loss Adjustment
$10,756,413
Other Loss Adjustment
$219,695
Economic Loss
$0
Non-Economic Loss
$0
Punitive Damages Levied
$0
Source: OIR PLCR Database, January 28,2014
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Summary of Workers' Compensation Insurance Experience Pursuant to Section 627.914, F.S.
Florida Classification Experience - January 1, 2010 to December 31, 2010 Policy Period First Report
Coverage Full Industry Type Death Permanent Total Permanent Partial Temporary Total Medical Only Contract Medical
Exposure Manual Premium Standard Premium $197,744,173,165 $2,026,803,412 $1,878,425,154 Claim Count Indemnity Losses Medical Losses 84 $9,022,452 $6,675,851 33 $7,881,096 $46,397,065 8,160 $93,691,418 $201,697,931 33,338 $246,049,230 $532,115,804 130,675 $0 $168,273,035 371 $0 $641,320
Summary of Florida Motor Vehicle Service Agreements Pursuant to Section 634.137, F.S.
As of December 31, 2012 Number of Licensed Companies in Florida Reported Total Assets * Reported Florida Premium Written *
76 $1,645,719,001 $865,882,756
* Does not include Motor Vehicle Manufacturers (exempted in 2008 per Section 634.137(6), F.S.) Source: OIR FAME database, May 7, 2013
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Florida Voluntary Private Passenger Automobile Experience Accident Years 2011, 2010, 2009 With Valuation as of March 31, 2012 Per Section 627.915, FS Accident Year 2011 as of March 31, 2012 $12,273,499,784
Accident Year 2010 as of March 31, 2012 $11,802,694,098
Accident Year 2009 as of March 31, 2012 $11,581,171,391
Accident Years 2011, 2010, 2009 as of March 31, 2012 $35,657,365,273
Accident Year Paid Losses
$5,974,476,934
$7,350,437,271
$7,593,911,708
$20,918,825,913
Accident Year Reserves Outstanding
$2,287,237,012
$1,147,924,038
$548,591,669
$3,983,752,719
$332,662,359
$355,258,568
$329,775,115
$1,017,696,042
Unallocated Loss Adjustment Expense Incurred
$1,148,965,680
$1,118,182,720
$1,063,081,067
$3,330,229,467
Accident Year Incurred Loss and Loss Adjustment Expense
$9,743,341,985
$9,971,802,597
$9,535,359,559
$29,250,504,141
$10,785,308,317
$10,272,924,231
$9,646,449,051
$30,704,681,599
$6,297,965
$15,978,755
$13,760,254
$36,036,974
$2,632,977,175
$2,536,619,087
$2,467,932,394
$7,637,528,656
($1,151,083,673)
($1,022,827,975)
Calendar Year Earned Premium
Allocated Loss Adjustment Expense Incurred
Developed Loss and Loss Adjustment Expense Incurred Policyholders Dividends All Other Expenses Underwriting Gain (or Loss)
NOTE: Due to scheduling changes of this Annual Report and the Auto Experience reporting cycle this report is repeated from last year's Annual Report
154
($546,970,308)
($2,720,881,956)
Medical Loss Ratios for Florida Health Maintenance Organizations Per Section 641.23, F.S. Company Name 2011 Ratios 2012 Ratios Aetna Better Health, Inc. (A) (A) Aetna Health, Inc. 79.71% 83.59% AIDS Healthcare Foundation MCO of Florida, Inc. 87.54% 86.82% Amerigroup Florida, Inc. 89.84% 86.58% AvMed, Inc. 92.05% 85.98% Capital Health Plan, Inc. 88.14% 92.46% CarePlus Health Plans, Inc. 82.74% 78.12% Cigna Healthcare of Florida, Inc. 80.13% 85.96% Citrus Health Care, Inc. 94.76% 90.74% Coventry Health Care of Florida, Inc. (f/k/a Vista Healthplan, Inc.) 89.71% 87.05% Coventry Health Plan of Florida, Inc. (f/k/a Vista Healthplan of South Florida, Inc.) 84.57% 79.56% Coventry Summit Health Plan, Inc. (f/k/a Summit Health Plan, Inc.) 85.90% 86.00% First Medical Health Plan of Florida, Inc. (B) (B) Florida Health Care Plan, Inc. 82.75% 84.60% Florida Healthcare Plus, Inc. (C) 65.66% Florida MHS, Inc. (D) (D) Florida True Health, Inc. (E) (E) Freedom Health, Inc. 86.54% 86.69% Health First Health Plans, Inc. 82.89% 86.01% Health Options, Inc. 80.58% 82.19% Healthease of Florida, Inc. 76.73% (F) Healthspring of Florida,, Inc. (f/k/a Leon Medical Centers Health Plans Inc) 80.68% 81.63% HealthSun Health Plans, Inc. 86.77% 87.02% Healthy Palm Beaches, Inc. 93.40% 91.43% Humana AdvantageCare Plan 78.02% 87.10% Humana Medical Plan, Inc. 76.40% 77.11% Little Havana Activities & Nutrition Centers of Dade County, Inc. (G) 56.40% Medica Health Plans of Florida, Inc. 91.94% 94.64% Medica HealthCare Plans, Inc. 95.98% 95.29% Molina Healthcare of FL Inc 90.25% 83.17% Neighborhood Health Partnership, Inc. 77.95% 74.35% Optimum Healthcare, Inc. 81.02% 84.05% Physicians United Plan, Inc. 82.31% 83.91% Preferred Care Partners, Inc. 86.46% 84.15% Preferred Medical Plan, Inc. 81.66% 76.87% Simply Healthcare Plans, Inc. 79.15% 77.71% Sunshine State Health Plan, Inc. 89.52% 88.16% The Public Health Trust Dade County Florida 92.72% 93.45% Total Health Choice, Inc. 81.85% (H) Ultimate Health Plans, Inc. (I) (I) United Healthcare Of Florida, Inc. 81.73% 82.73% Universal Health Care, Inc. 88.46% (J) WellCare of Florida, Inc. 83.00% 80.07% A= Licensed as an HMO on 8/16/2012, no business written as of 12/31/2012 B= License suspended 11/4/2010 C= Licensed as an HMO on 04/21/2011; no business written as of 12/31/2011 D= Licensed as an HMO on 9/26/2012, no business written as of 12/31/2012 E= Licensed as an HMO on 7/29/2012, no business written as of 12/31/2012 F= License surrendered 7/1/2012; merged into affiliate Wellcare of Florida G= Licensed as an HMO on 4/29/2012 H= Licensed surrendered on 4/25/2013; no business written during 2012 I= Licensed as an HMO on 3/29/2012, no business written as of 12/31/2012 J= Licensed revoked on 4/1/2013, no annual statement filing for 12/31/2012 Medical loss ratios are generally used as an indicator to determine the percentage of the HMO's premium dollars which are used to pay claims. It is calculated by dividing incurred losses by total revenue. Although the medical loss ratio is a ratio which is used to determine the percentage of premium dollars which are spent to pay claims, it is only one indicator among many which address the quality of health care provided by the HMO.
Source: Company Data Submitted to the NAIC
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Florida Office of Insurance Regulation Kevin M. McCarty, Insurance Commissioner 200 E. Gaines Street – Tallahassee, Florida 32399 Phone: (850) 413-3140 www.floir.com
