John Hancock Bond Fund Fourth Quarter 2014

John Hancock Asset Management is the sub-adviser to the John Hancock Bond Fund John Hancock Funds, LLC is the distributor for the Fund MF163501

THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

John Hancock Asset Management John Hancock Asset Management  A division of Manulife Asset Management (US) LLC, a registered investment adviser since 1992  Over $143 billion in assets under management1  112 investment professionals with an average of 19 years of industry experience  Offices located in:    

Boston, Massachusetts Berwyn, Pennsylvania Chicago, Illinois Charlotte, North Carolina

We are proud to be part of Manulife Asset Management, the asset management division of Manulife Financial Corporation  Manages $277 billion for institutional investors worldwide2  Deep, local market knowledge in US, Canada, Europe and throughout Asia  Investment management roots dating back over 100 years  Over 340 investment professionals world-wide 1 2

AUM in USD as of December 31, 2014 includes separately managed accounts and asset allocation assets AUM in USD as of December 31, 2014 THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

2

Bond Fund Highlights Our strategy seeks to add value through yield curve positioning, sector allocation and issue selection The key benefits of our strategy are:  Nimble in size







Large enough to garner attention



Small enough to take advantage of any opportunity across the fixed income market

Flexibility to respond to different market environments and take advantage of various market sectors 

Focused credit analysis



Coverage of traditional and non-traditional market sectors



Ability to add value in smaller, niche markets

Transparent 

No complex derivatives



Performance



Experienced Portfolio Management Team THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

3

US Core/Core Plus Fixed Income Team Roles and Experience

Portfolio Management Howard C. Greene, CFA Senior Portfolio Manager 31 Years’ Experience

Credit Research Robert F. Rock, CFA, CMA Head of Credit Research & Strategy 32 Years’ Experience Bradley Lutz, CFA 22 Years’ Experience

Alexander Patrick, CFA 21 Years’ Experience

Donald M. Tucker, CFA 19 Years’ Experience

Caryn E. Rothman, CFA 18 Years’ Experience

Brent Bottamini 16 Years’ Experience

Jay Contis, CFA 25 Years’ Experience

Crystal Lin, CFA, CPA 13 Years’ Experience

Darcy Morris 10 Years’ Experience

Pranay Sonalkar 8 Years’ Experience

Johnny Sze 6 Years’ Experience

Jonas Grazulis 3 Years’ Experience

Stephanie Lyons 2 Years’ Experience

Jeffrey N. Given, CFA Senior Portfolio Manager 21 Years’ Experience

Securitized Assets Research

Traders

David A. Bees 14 Years’ Experience

Frederic D. Callahan 39 Years’ Experience Jennifer Bowers, CFA 21 Years’ Experience Joseph E. Rizzo 20 Years’ Experience Jay Nilan 18 Years’ Experience Michael Lorizio, CFA 15 Years’ Experience Christopher Chapman, CFA 15 Years’ Experience Christopher Coccoluto 6 Years’ Experience Bridget Daugsiewicz 7 Years’ Experience Joseph Rothwell 6 Years’ Experience Chuck Tomes 6 Years’ Experience

William Paolino 15 Years’ Experience Joshua Kuhnert, CFA 12 Years’ Experience Connor Minnaar, CFA 12 Years’ Experience Brad Murphy 15 Years’ Experience Stephen LaPlante 10 Years’ Experience

Global Investment Risk & Quantitative Analytics Peter Mennie, ASIP 18 Years’ Experience 8 Quantitative Analysts

Global Portfolio Specialists John Pluta, CFA 34 Years’ Experience David Zielinski, CFA 17 Years’ Experience Christopher Smith, CFA 6 Years’ Experience

Additional Resources High Yield Portfolio Managers Average Experience: 24 Years

Emerging Markets Debt Portfolio Managers Average Experience: 26 Years

Global Multi-Sector Portfolio Managers Average Experience: 28 Years

Equity Teams Average Experience: 22 Years

As of December 31, 2014 THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

4

Investment Philosophy and Process We believe strong relative performance can be generated through active management of sector allocation, issue selection and yield curve positioning

Conduct Top-down Macroeconomic Analysis

Identify Attractive Sectors

Conduct Fundamental Analysis

Portfolio Construction & Risk Management

John Hancock Asset Management’s disciplined investment process seeks to add value by: Following a relative value approach to sector allocation and issue selection  Engaging in intensive fundamental credit research designed to find hidden value across the fixed income universe  Identifying points on the yield curve with the greatest return potential 

THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

5

Top-Down Macroeconomic Analysis Macroeconomic Factors Inputs Portfolio Management Credit Research Analysts

Fiscal & Monetary Policy

Interest Rate & Yield Curve Forecasts

Market Volatility

Market Liquidity

Economists Economic and Business Cycle Outlook

Traders

Macro Themes Drive Portfolio Construction Output Excess Return Opportunities

Risk Seeking or Risk Averse Environment

Asset Allocation & Target Sectors

Duration & Yield Curve Strategies

Country & Currency Strategies

Idea Generation THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

6

Identification of Attractive Sectors The Strategy’s dynamic sector allocation approach is based on an evaluation of each sector’s risk and return characteristics relative to each other Fiscal & Monetary Policy

US Treasury US Agency Local Authorities US$ Sovereign Supranational

Yield, Quality, Stability and Total Return

Investment Grade Credit

US Treasuries & Government Related     

Investment Objectives

  

Industrial Utility Financial Institutions

Non-Benchmark Sectors

Securitized Debt  Fixed and Hybrid Agency MBS  ABS  CMBS

     

Non-Agency MBS CMOs US High Yield Bank Loans Convertibles Emerging Markets

Risk Characteristics Credit, Interest Rate, and Liquidity Risk THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

7

Relative Value Analysis Corporate Credit Research

The Credit Research Team takes a disciplined, fundamental bottom-up approach to credit analysis Fiscal & Monetary Credit Analysis Policy

Idea Generation Idea generation comes from multiple sources 

  

Business Risk

Daily meetings between credit analysts, portfolio managers and traders Joint collaboration with equity analysts Quantitative index screening New issuance

     

Country risk Economic risk Industry factors Competitive position Management evaluation Profitability/Peer group comparison

Financial Risk       

Governance Accounting & Reporting Cash flow adequacy Capital structure Financial leverage Balance sheet & asset protection Financial policies

Fixed Income Portal Infrastructure facilitates exchange of ideas   

Buy/hold/sell decisions News and earnings updates Secondary issue updates

Credit Surveillance Proactively identify risks to existing holdings 

   

Daily monitoring of relative value across sectors, qualities and issuers Identify risk factors that could impact an investment thesis Daily price change report for each analyst’s holdings Timely review of earnings statements Formal sector reviews

Liquidity Risk   

Maturity profile Liquidity Financial flexibility

Information shown in the Fixed Income portal is for illustrative purposes only and does not represent a recommendation to buy, sell or hold a particular issuer THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

8

Portfolio Construction Portfolio construction is a collaborative effort between experienced portfolio managers, research analysts and traders  Diversification guidelines and a multidimension risk management process govern the portfolio’s construction  Our investment team relies on its own proprietary analysis, supplemented by external sources, when evaluating specific issues

Diverse Sources of Alpha Top-Down Macroeconomic Themes

Sector Rotation Security Selection

Identification of Attractive Sectors

JH Bond Fund

 Flexibility to respond to different market conditions  Strong sell discipline    

Business cycle shifts in favor of other sector Sudden government policy shift Credit fundamentals deteriorate Better relative value opportunity is identified

Quality Yield Curve

Focused, Bottom-Up Relative Value Credit Analysis

Duration

Risk Management

THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

9

Multi-Dimensional Risk Management Senior Investment Policy Committee (“SIPC”) Identify and monitor risks Operational risk oversight Derivative usage and counterparty selection policies

Weekly Review Senior Management Oversight

Transparency & Reporting

Guideline

Limit

Average Quality Min

Single A or above

Duration

+/- 0.5 year of benchmark

Average Holding Size

Corporate holding size generally limited to 1% per issue

Guidelines

JH Bond Fund Quantitative Risk Metrics

Infrastructure

Risk Metrics Value at Risk (VaR)

Compliance Monitoring

Tracking Error Stress Testing Daily Exposure Reporting

Compliance Monitoring Bloomberg Pre-trade compliance Over-night compliance Investigation, documentation and resolution of violations

THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

10

Portfolio Guidelines 

Maximum of 25% in securities rated below investment grade



Duration within +/- 1.0 year of benchmark



Broadly diversified portfolio with greater diversification for lower quality bonds



Corporate holdings generally limited to 1% (per issuer)



Maximum of 10% in non-US dollar denominated securities

THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

11

Why John Hancock Asset Management? Global team of experienced investment professionals 

Investment team which has managed portfolios through several market cycles



Global coverage with local expertise

Disciplined investment philosophy and process which utilizes multiple sources of alpha 

Culture of empowering portfolio managers, research analysts and traders to contribute investment ideas



Fundamental, research-driven approach on credit and structure



Coverage of traditional and non-traditional market sectors

Proven performance through diverse market conditions

A culture of managing risk 

Our multi-dimensional risk management process avoids unintended risks



Strong oversight ensures optimal portfolio construction and diversification through varying periods of market volatility

THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

12

John Hancock Bond Fund Portfolio Structure & Performance

THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

13

Portfolio Characteristics as of December 31, 2014 JH Bond Fund

Barclays US Aggregate Bond Index

Average Coupon (%)

4.64

3.40

Average Life (Years)

8.94

7.63

Yield to Maturity (%)

3.97

2.25

Yield to Worst (%)

3.84

2.25 5.55

Characteristics

Effective Duration (Years)

Portfolio Quality (%)

5.23

JH Bond Fund (%)

Barclays US Aggregate Bond Index (%)

US Government/Agency

9.30

40.09

Sector US Treasuries

8.67

35.82

US Agency

0.39

3.34

Municipal

0.24

0.93

Credit

41.75

22.93

IG Corporates

23.00

22.93

HY Corporates

17.65

0.00

Bank Loans

0.71

0.00

Convertibles

0.38

0.00

Equities

0.00

0.00

Securitized

42.69

31.40

Agency MBS

19.13

28.79

Non-Agency MBS

4.96

0.00

ABS

10.09

0.60

CMBS

8.50

2.01

Foreign Developed

0.47

3.22

Govt & Agency

0.47

1.59

Supranationals

0.00

1.62

Emerging Markets

3.70

2.36

Emerging Markets — USD

3.51

2.36

Emerging Markets — Non-USD

0.19

0.00

The portfolio used for presentation above is representative of the investment strategy. Portfolio holdings are subject to change at any time and are not a recommendation to buy/sell a security. The securities identified and described do not represent all of the securities purchased, sold or recommended for the portfolio. It should not be assumed that an investment in these securities or sectors was or will be profitable. This information is supplemental to the GIPS-compliant presentation included as a part of this presentation. May show differences due to rounding. The Barclays US Aggregate Bond Index represents securities that are US domestic, taxable, dollar-denominated. The index covers the US investment-grade fixed-rate bond market, with index components for government and corporate securities, mortgage pass-through securities, and asset-backed securities. It is not possible to invest directly in an index. THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

14

Investment Results As of December 31, 2014 Annualized Returns 7.11% 6.39%

6.39%

6.01%

6.02%

6.01%

5.99% 4.70%

4.69%

2.76%

YTD

1 Year

3 Years

Bond Fund (at NAV)

5 Years

10 Years

BarCap U.S. Aggregate Bond Index

Calendar Year Returns 2014

2013

2012

2011

2010

2009

2008

2007

2006

2005

2004

Bond Fund (at NAV)

6.39%

0.46%

11.49%

4.86%

12.84%

28.43%

-11.92%

4.90%

4.45%

2.38%

4.53%

Barclays US Aggregate Bond Index

6.01%

-2.36%

4.21%

7.86%

6.55%

5.93%

5.24%

6.97%

4.33%

2.43%

4.34%

THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

15

Bond Fund Morningstar Ratings, as of 12/31/2014

Class A Overall rating The Fund was rated four stars out of 913 funds, five stars out of 808 funds and five stars out of 588 funds for the 3-, 5- and 10-year periods, respectively.

Class A Load-waived rating The Fund was rated five stars out of 913 funds, five stars out of 808 funds and five stars out of 588 funds for the 3-, 5- and 10-year periods, respectively. For each fund with at least a 3-year history, Morningstar calculates a Morningstar Rating based on a Morningstar Risk-Adjusted Return that accounts for variation in a fund’s monthly performance (including effects of sales charges, loads and redemption fees), placing more emphasis on downward variations and rewarding consistent performance. The top 10% of funds in each category, the next 22.5%, 35%, 22.5% and the bottom 10% receive 5, 4, 3, 2 or 1 star respectively. (Each share class is counted as a fraction of 1 fund within this scale and rated separately, which may cause slight variations in the distribution percentages.) The Overall Morningstar Rating for a fund is derived from a weighted average of the performance associated with its 3-, 5- and 10-year (if applicable) Morningstar Rating metrics. The overall rating includes effects of sales charges, loads and redemption fees, while the load-waived rating does not. Load-waived ratings for Class A shares should only be considered by investors who are not subject to a front-end sales charge.

THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

16

Bond Fund Morningstar Rankings vs. IntermediateTerm Bond Category (rank/number of funds as of 12/31/2014)

1Q

1-year

3-year

5-year

10-year

202/1,038

21/913

13/808

22/588

17%

3%

2%

4%

2Q 3Q 4Q

% Rank

Rankings are based on total return, apply to Class A shares and do not account for sales charges. The Fund’s Class A shares were ranked 202 out of 1,038 funds, 21 out of 913 funds, 13 out of 808 funds, and 22 out of 588 funds for the 1-, 3-, 5- and 10-year periods respectively THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

17

John Hancock Bond Fund Quarter-End Performance Average annual total returns as of December 31, 2014 1 year

3 year

5 year

10 year

Without sales charge

6.39%

6.02%

7.11%

5.99%

With maximum sales charge of 4.0%

2.11%

4.59%

6.24%

5.56%

Bond (A)

The Fund’s net annual operating expense ratio as of the current prospectus is 0.93%. The gross annual operating expense ratio of 0.98% is reduced due to a contractual expense reimbursement, which is in effect until at least 9/30/15 and may be terminated by the Adviser any time after this date. Expenses for other share classes will vary, which will affect returns. Performance figures assume that all distributions are reinvested. Performance quoted without sales charges would be reduced if the sales charges were applied. For performance data current to the most recent month end, contact your John Hancock Inside Business Consultant at 1-800-225-6020. The performance data contained within this material represents past performance, which does not guarantee future results. The return and principal value of an investment will fluctuate, so that shares, when redeemed, may be worth more or less than the original cost. The Fund’s current performance may be higher or lower and is subject to substantial changes.

THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

18

Biographies Howard C. Greene, CFA, is Head of US Investment Grade Fixed Income at Manulife Asset Management. He serves as a lead portfolio manager for the Core Plus Fixed Income Strategy and the Core Fixed Income Strategy. Prior to joining the company, he spent more than fourteen years at Sun Life Financial Services Company of Canada, where he was a senior vice president at Sun Capital Advisers, Inc., and managed more than $13 billion in investment-grade and high-yield fixed-income portfolios for Sun Life’s general account and separately managed pension clients, mutual funds, and other institutional investors. Earlier in his career, Howard worked at Baring Asset Management Corp. as a fixed income analyst. He is a member of the Boston Security Analysts Society, and a past president and director of the Fixed Income Management Society of Boston. He has made several appearances on Bloomberg TV, where he has commented on the bond market. Education: University of Massachusetts, BBA in Business Administration, 1979; Northeastern University, MBA, 1983 Joined Company: 2002 Began Career: 1983 Jeffrey N. Given, CFA, is a managing director and portfolio manager at Manulife Asset Management, responsible for the Core Plus Fixed Income, Core Fixed Income and Government Bond strategies. Prior to joining the Portfolio Management team, Jeff was focused on the mortgage-backed securities market at the company. He is a member of the Boston Security Analysts Society. Jeff has made several appearances on Bloomberg TV and Fox Business News, where he has commented on the bond market. He was previously an investment compliance analyst at the company. Education: Boston University, B.S. in Business Administration, 1993; Boston College, M.S. in Finance, 1996 Joined Company: 1993 Began Career: 1993

THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

19

A Word About Risk Bond Fund Symbols A: JHNBX

C: JHCBX I: JHBIX

Fixed-income investments are subject to interest-rate and credit risk; their value will normally decline as interest rates rise or if a creditor is unable or unwilling to make principal or interest payments. Investments in higher-yielding, lower-rated securities include a higher risk of default. Foreign investing, especially in emerging markets, has additional risks, such as currency and market volatility and political and social instability. Mortgage- and asset-backed securities may be sensitive to changes in interest rates, and may be subject to early repayment and the market’s perception of issuer creditworthiness. The use of hedging and derivatives could produce disproportionate gains or losses and may increase costs. Fund distributions generally depend on income from underlying investments and may vary or cease altogether in the future. Please see the fund’s prospectus for additional risks. A fund’s investment objectives, risks, charges and expenses should be considered carefully before investing. The prospectus contains this and other important information about the Fund. To obtain a prospectus, contact your John Hancock Funds Inside Business Consultant at 1-800-225-6020 or visit our web site at www.jhinvestments.com. Please read the prospectus carefully before investing or sending money.

John Hancock Funds, LLC • MEMBER FINRA|SIPC • 601 Congress Street, Boston, MA 02210-2805 • www.jhfunds.com NOT FDIC INSURED. MAY LOSE VALUE. NO BANK GUARANTEE. NOT INSURED BY ANY GOVERNMENT AGENCY.

THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

20