John Hancock Balanced Fund Fourth Quarter 2014

John Hancock Asset Management a division of Manulife Asset Management (US) LLC is the sub-adviser to the John Hancock Balanced Fund. John Hancock Funds, LLC is the distributor of the Fund. NOT FDIC INSURED. MAY LOSE VALUE. NO BANK GUARANTEE. NOT INSURED BY ANY GOVERNMENT AGENCY. THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

John Hancock Asset Management John Hancock Asset Management  A division of Manulife Asset Management (US) LLC, a registered investment adviser since 1992  Over $143 billion in assets under management1  112 investment professionals with an average of 19 years of industry experience  Offices located in:    

Boston, Massachusetts Berwyn, Pennsylvania Chicago, Illinois Charlotte, North Carolina

We are proud to be part of Manulife Asset Management, the asset management division of Manulife Financial Corporation  Manages $277 billion for institutional investors worldwide2  Deep, local market knowledge in US, Canada, Europe and throughout Asia  Investment management roots dating back over 100 years  Over 340 investment professionals world-wide

1 2

AUM in USD as of December 31, 2014 includes separately managed accounts and asset allocation assets AUM in USD as of December 31, 2014 FOR FUND ANALYST USE ONLY. NOT FOR USE WITH FINANCIAL PROFESSIONALS OR THE PUBLIC.

2

Highlights 

Pursues alpha generation from asset allocation, stocks and bonds; not derivatives or leverage



Consistently managed by the same lead Portfolio manager since January 2003; supported by an experienced team and backed by global resources 

Fixed Income allocation managed similar to the JH Bond Fund by the same PM team



The Balanced Fund has achieved above median performance over 1, 3, 5 and 10 years; 1st percentile over 10 years1



Performance results have been achieved with higher upside and lower downside capture than the Morningstar Moderate Allocation category, relative to the S&P 5002

Source: Morningstar 1Overall Rating ****, As of December 31, 2014 the John Hancock Balanced Fund (A-shares) was rated 3 stars out of 744 funds, 2 stars out of 657 funds and 5 stars out of 439 funds for the 3-, 5- and 10-year periods, respectively. Overall Rating is based on the 3-, 5- and 10-year Morningstar Risk-Adjusted Returns and accounts for variation in a fund's monthly performance. The overall rating includes effects of sales charges, loads and redemption fees, whereas the load-waived rating does not. Load-waived ratings for Class A shares should only be considered by investors who are not subject to a front-end sales charge. Contact your financial professional to determine whether you are eligible to purchase Class A shares without paying the front-end load. Other classes may be rated differently. 2Upside/downside capture ratio show you whether a given fund has outperformed--gained more or lost less than--a broad market benchmark during periods of market strength and weakness, and if so, by how much. Upside capture ratios for funds are calculated by taking the fund's monthly return during months when the benchmark had a positive return and dividing it by the benchmark return during that same month. Downside capture ratios are calculated by taking the fund's monthly return during the periods of negative benchmark performance and dividing it by the benchmark return. Morningstar.com displays the upside and downside capture ratios over one-, three-, five-, 10-, and 15-year periods by calculating the geometric average for both the fund and index returns during the up and down months, respectively, over each time period. An upside capture ratio over 100 indicates a fund has generally outperformed the benchmark during periods of positive returns for the benchmark. Meanwhile, a downside capture ratio of less than 100 indicates that a fund has lost less than its benchmark in periods when the benchmark has been in the red. If a fund generates positive returns, however, while the benchmark declines, the fund’s downside capture ratio will be negative (meaning it has moved in the opposite direction of the benchmark). MSTR.CCPFI.4Q13.AP

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

3

Balanced Fund Portfolio Management Team Roles and Expertise Portfolio Management Team Roger C. Hamilton Lead Senior Portfolio Manager

Jeffrey N. Given, CFA Senior Portfolio Manager

35 Years’ Experience Financials, Telecom, Utilities

21 Years’ Experience Fixed Income

Joseph Bozoyan, CFA 21 Years’ Experience Energy, Industrials

Michael J. Scanlon Jr., CFA 14 Years’ Experience Financials, Technology

Mindy Perry, CFA, CPA 20 Years’ Experience Healthcare, Consumer

Additional Resources Equity and Fixed Income Portfolio Management Teams

Equity and Fixed Income Trading Teams

Global Investment Risk and Quantitative Analytics

Global Portfolio Specialist Team

300+ Investment Professionals Investment Offices in 17 countries and territories

Ronald Ferrara Patrick Ambrosia Neil Massa John Nilan Christopher Story Margaret Bowie Jeannine Gopaul, CSC David Walsh

Peter Mennie, ASIP Ramanuj Brahmachari, CFA, FRM David Rickards, CFA, MBA Marica Pretorius, CQF Jasper Liu, CFA, FRM Pavan Mirla Ryan Szymanski, CFA George Constantinides, CFA Stephan Laplante, CFA Velislav Ivanov, MS

Marcia Irwin, CFA Michael Evans, CFA Gerry Morris, CFA Fahad Datoo Mahesh Fonseka Nicholas Kelly

As of December 31, 2014 MSTR.CCPFI.4Q13.AP

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

4

Disciplined Total Return Philosophy Process Focused On Best Risk/Rewards At Each Step Asset Allocation

Equities

Fixed Income

Philosophy:

Weight stocks and bonds based on relative risk/reward

Buy great businesses when they go on sale

Find the right bonds, in the right sector, on the right part of the yield curve using a relative value approach

Final Decision:

Roger Hamilton

Roger Hamilton

Jeff Given

Notable Resources:

PSG: Bi-monthly global asset allocation meeting

Intrinsic Value Team

Jeff Given: Meet regularly with lead fixed income PM

Bi-monthly and triannual global portfolio manager meetings

Weekly portfolio manager meetings

High conviction reports

Bi-monthly mortgage meetings

Oscar Gonzalez: Chief Economist Guidelines

MSTR.CCPFI.4Q13.AP

Core/Core+ Team

75%–25% allocation to either stocks or bonds 35% non-US securities

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

5

Balanced Fund – Equity Sleeve Investment Philosophy Investing in companies selling at a discount to intrinsic value may lead to superior investment returns The team focuses on companies with the following characteristics: High return on invested capital  Margin of safety in the valuation  Margin of safety in the business 

 



Sustainable competitive advantage Management teams that have previously created value and are aligned with shareholders

Identified company specific catalysts

MSTR.CCPFI.4Q13.AP

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

6

Balanced Fund – Equity Sleeve Buy Attractive Businesses (with Catalysts) at the Right Value Margin of Safety in the Business 

   

Companies with solid businesses and/or a compelling value proposition High cash flow generation potential Recurring revenue streams Proven management teams Companies with a distinct competitive advantage  Pricing power  Market share  Barriers to entry  Monopoly  Non-replicable assets

Margin of Safety in the Business

Margin of Safety in the Valuation

Margin of Safety in the Valuation Companies trading at a significant discount to their intrinsic value Examples include:    

Assets trading below replacement costs Below historical or peer average Growth for free Hidden assets

Company-specific Catalysts

Catalysts

Events or situations that will unlock value in the next 12–18 months  Organic growth, M&A, spin-offs, earnings surprise, dividend growth, buybacks, reduction of debt

MSTR.CCPFI.4Q13.AP

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

7

Balanced Fund – Equity Sleeve Investment Process Idea Generation

Research & Verification



Quantitative screens



Evaluate business



Team analysts



Due diligence



Special situations



Identify catalysts



External sources



Develop “one-



Other internal teams

MSTR.CCPFI.4Q13.AP

pager”

Portfolio Construction



 

Evaluate upside and downside price Determine entry price Position sizing based on targeted characteristics

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

Risk Management

   

Monitor portfolio guidelines Monthly risk meetings Monitor risk factors Perform attribution analysis

8

Balanced Fund – Fixed Income Sleeve Investment Philosophy and Process We believe strong relative performance can be generated through active management of sector allocation, issue selection and yield curve positioning Conduct Top-down Macroeconomic Analysis

Identify Attractive Sectors

Conduct Fundamental Analysis

Portfolio Construction & Risk Management

Manulife Asset Management’s disciplined investment process seeks to add value by: Following a relative value approach to sector allocation and issue selection  Engaging in intensive fundamental credit research designed to find hidden value across the fixed income universe  Identifying points on the yield curve with the greatest return potential 

MSTR.CCPFI.4Q13.AP

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

9

Process Is Flexible and Transparent 

Active Asset Allocation 

Attempts to capture long-term trends

Equity and Fixed Income Weights 70%

Equity opportunities   



Energy 2004–2008 Technology and Financials in 2009 Pharmaceuticals Generics wave starting in 2011

Fixed Income opportunities  

Overweight treasuries in 2008 48% in BBB-rated and high yield bonds

60%

Asset Allocation



50%

Post internet bubble

Energy bubble

Value in stocks & bonds

QE2 and QE3 kick in

40%

30%

20%

10%

0%



Dec Dec Dec Dec Dec Dec Dec Dec Dec Dec Dec Dec Dec 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

Transparency 

Alpha generated using stocks and bonds, not derivatives or leverage

Fixed Income

Equity

Source: John Hancock Asset Management; As of December 31, 2014

Source: John Hancock Asset Management; As of September 30, 2014

The citation of specific trades or strategies is intended only to illustrate some of the investment methodologies and philosophies of the Balanced strategy. The material does not constitute an offer or an invitation by or on behalf of John Hancock Asset Management to any person to buy or sell any security. This material should not be viewed as a current or past recommendation or a solicitation of an offer to buy or sell any investment products or to adopt any investment strategy. The historical success, or the portfolio manager’s belief in the future success, of any of the strategies is not indicative of, and has no bearing on, future results. Risk controls and other proprietary technology do not promise any level of performance or guarantee against loss of principal. Past performance is not indicative of future results. The securities identified and described do not represent all of the securities purchased, sold or recommended for the portfolio. It should not be assumed that an investment in these securities or sectors was or will be profitable. MSTR.CCPFI.4Q13.AP

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

10

Performance Has Been Consistent 

JH Balanced Fund Top half over 1, 3, and 5 years  1st percentile 10 year performance  Strong performance relative to recent asset gatherers 



Equity Sleeve Outperformed S&P 500 8 out of the last 10 calendar years3  2011 

 

1

Fund versus Competitive Peer Universes as of December 31, 20144 1 Year

3 Year

5 Year

10 Year

Fund Return

8.24%

14.23%

9.90%

8.99%

Morningstar2 Moderate Allocation Return

6.21%

11.72%

9.43%

5.93%

Difference

+2.03%

+2.51%

+0.47%

+3.06%

27th

11th

39th

1st

Morningstar Percentile

Fundamentals detached from stock prices Holding onto high conviction names paid off in 2012

Source: Morningstar and Lipper Past performance is not indicative of future results. 1 As of December 31, 2014 the Fund was rated 3 stars out of 740 funds, 3 stars out of 652 funds and 5 stars out of 438 funds for the 3-, 5- and 10-year periods, respectively. Overall Rating is based on the 3-, 5- and 10-year Morningstar Risk-Adjusted Returns and accounts for variation in a fund's monthly performance. The overall rating includes effects of sales charges, loads and redemption fees, whereas the load-waived rating does not. Load-waived ratings for Class A shares should only be considered by investors who are not subject to a front-end sales charge. Contact your financial professional to determine whether you are eligible to purchase Class A shares without paying the front-end load. Other classes may be rated differently. 2 Moderate-allocation portfolios seek to provide both capital appreciation and income by investing in three major areas: stocks, bonds, and cash. These portfolios tend to hold larger positions in stocks than conservative-allocation portfolios. These portfolios typically have 50% to 70% of assets in equities and the remainder in fixed income and cash. 3 John Hancock Asset Management data of the Large Cap Equity strategy which is an equity proxy for the equity portion of the JH Balanced Fund 4 Rankings are based on total return and do not account for sales charges. 1

MSTR.CCPFI.4Q13.AP

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

11

The Balance of Risk and Reward The Balanced Fund’s 1st percentile performance over the last 10 years has been achieved with an upside capture of 79% and a downside capture of 62% relative to the S&P 500, with one-third less risk* (0.68 beta) Upside Market Capture1

Downside Market Capture1

Beta

Standard Deviation

Return

JH Balanced Fund (A-share)

78.73

62.07

0.68

11.19

8.99

S&P 500

100.00

100.00

1.00

14.67

7.67

Morningstar Moderate Allocation Category

69.10

69.17

0.69

10.32

5.38

10 Year Period Ending September 30, 2014

Source: Morningstar. As of December 31, 2014. Past performance is not indicative of future results. Upside/downside capture ratio show you whether a given fund has outperformed--gained more or lost less than--a broad market benchmark during periods of market strength and weakness, and if so, by how much. Upside capture ratios for funds are calculated by taking the fund's monthly return during months when the benchmark had a positive return and dividing it by the benchmark return during that same month. Downside capture ratios are calculated by taking the fund's monthly return during the periods of negative benchmark performance and dividing it by the benchmark return. Morningstar.com displays the upside and downside capture ratios over one-, three-, five-, 10-, and 15-year periods by calculating the geometric average for both the fund and index returns during the up and down months, respectively, over each time period. An upside capture ratio over 100 indicates a fund has generally outperformed the benchmark during periods of positive returns for the benchmark. Meanwhile, a downside capture ratio of less than 100 indicates that a fund has lost less than its benchmark in periods when the benchmark has been in the red. If a fund generates positive returns, however, while the benchmark declines, the fund’s downside capture ratio will be negative (meaning it has moved in the opposite direction of the benchmark). *Risk defined by beta. Beta is a measure of systematic risk with respect to a benchmark. Systematic risk is the tendency of the value of the fund and the value of benchmark to move together.

1

MSTR.CCPFI.4Q13.AP

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

12

Where We Are Finding Value 





Stocks over bonds…

Fixed Income 



Interest Rates and P/Es are Positively Correlated

Asset Allocation

Healthy weight in high yield, as that should benefit most from an improving economy

Equity 

US and mega-cap stocks Source: Cornerstone Macro LP; August 2014

Are We Just in the Early Phases of US Outperformance?

Source: Cornerstone Macro LP; August 2014

MSTR.CCPFI.4Q13.AP

Value In Mega Caps (S&P 100 as a Percentage of the S&P 500)

Source: Bloomberg; August 2014

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

13

John Hancock Balanced Fund Positioning: Equity Characteristics as of December 31, 2014 Equity Characteristics

JH Balanced

S&P 500 Index2

Wtd. Avg. Market Cap ($M)

135,455

131,973

Median Market Cap ($M)

60,526

18,792

105

502

P/E Ratio (1 yr forward) (x)

15.10

16.37

Return on Equity (%)

13.22

14.63

Price to Book (x)

2.51

2.73

Dividend Yield (%)

2.69

1.93

Number of Holdings

Top 10 Equity Holdings1

Equity Weight (%)

Apple JPMorgan Chase QUALCOMM Verizon Microsoft Pfizer CVS MetLife United Technologies Exxon Mobil Total

2.84 2.66 2.25 2.23 2.15 2.07 2.02 1.99 1.96 1.79 21.96

Equity Allocation

Allocation

25 20

20.65

19.66

16.65 13.94 14.21

15

12.84 9.04

10

12.13

10.41 7.88

9.80 7.18

8.44 6.18 3.20

5

2.28

2.60

3.17

2.13 3.24

0 Financials

Health Care

Information Technology

Industrials

JH Balanced

Consumer Staples

Consumer Discretionary

Energy

Telecomm. Services

Materials

Utilities

S&P 500

Source: John Hancock Asset Management 1 Portfolio Holdings are subject to change at any time and are not a recommendation to buy/sell a security. The securities identified and described do not represent all of the securities purchased, sold or recommended for the portfolio. It should not be assumed that an investment in these securities or sectors was or will be profitable. 2 60% S&P 500 / 40% Barclays US Aggregate is the benchmark for the John Hancock Balanced Fund. The S&P 500 Index consists of 500 stocks chosen for market size, liquidity, and industry group representation. The S&P 500 Index is one of the most widely used benchmarks in US equity performance. It is not possible to invest directly in an index. The Barclays US Aggregate Index represents securities that are SEC-registered, taxable, and dollar denominated. The index covers the US investment grade fixed rate bond market, with index components for government and corporate securities, mortgage pass-through securities, and asset-backed securities. It is not possible to invest directly in an index. Past performance is no guarantee of future results. MSTR.CCPFI.4Q13.AP

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

14

John Hancock Balanced Fund Positioning: Fixed Income Characteristics as of December 31, 2014 JH Balanced

Barclays US Aggregate Index2

Average Coupon (%)

4.47

3.40

Average Maturity (years)

8.53

7.63

A3

AA2

Effective Duration (years)

5.03

5.55

Yield to Maturity (%)

3.57

2.25

Yield to Worst (%)

3.43

2.25

Average Quality

Portfolio Quality 33.51

Aaa/AAA

71.76

1.71 4.59

Aa/AA

7.52 11.76

A/A

23.35

Baa/BBB

11.90 13.57

Ba/BB

0.00 7.10

B/B

0.00 3.06 0.00

Caa/CCC and below

0.68 0.00

Not Rated 0

20

JH Balanced Fund

40

60

Barclays US Aggregate

80

JH Balanced

Barclays US Aggregate Bond Index

US Government Related

13.08

40.09

US Treasuries

12.45

35.82

US Agency

0.42

3.34

Local Authorities & Municipals

0.22

0.93

Developed Market Credit

36.87

22.93

IG Corporates

20.56

22.93

HY Corporates

15.77

0.00

Bank Loans

0.32

0.00

Convertibles

0.22

0.00

Equities

0.00

0.00

Securitized

36.56

31.40

Agency MBS

14.72

28.79

Non-Agency MBS

4.28

0.00

ABS

10.01

0.60

CMBS

7.56

2.01

Major Sectors (%)

Foreign Developed Government Related

0.41

3.22

FD Government & Agency

0.41

1.59

Supranationals

0.00

1.62

Emerging Markets

3.60

2.36

USD

3.54

2.36

Non-USD

0.06

0.00

Source: John Hancock Asset Management 1 Portfolio Holdings are subject to change at any time and are not a recommendation to buy/sell a security. The securities identified and described do not represent all of the securities purchased, sold or recommended for the portfolio. It should not be assumed that an investment in these securities or sectors was or will be profitable. 2 60% S&P 500 / 40% Barclays US Aggregate is the benchmark for the John Hancock Balanced Fund. The S&P 500 Index consists of 500 stocks chosen for market size, liquidity, and industry group representation. The S&P 500 Index is one of the most widely used benchmarks in US equity performance. It is not possible to invest directly in an index. The Barclays US Aggregate Index represents securities that are SEC-registered, taxable, and dollar denominated. The index covers the US investment grade fixed rate bond market, with index components for government and corporate securities, mortgage pass-through securities, and asset-backed securities. MSTR.CCPFI.4Q13.AP

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

15

Performance (Balanced Fund) As of December 31, 2014 Total returns of Class A shares vs. Morningstar Moderate Allocation Category average 16 14.23

14 12.30

12

11.72 9.90

10

9.43 8.78

8.24

8.99

8.44

8 6.21

5.93

6 4

2.85

2 0 1-Year JH Balanced Fund (at NAV)

3-Year JH Balanced Fund (w/ max. sales charge of 5.0%)

5-Year

10-Year

Morningstar Moderate Allocation Category Avgerage

Source: Morningstar 1 The fund’s total annual operating expense ratio as of the current prospectus is 1.23%. Expenses for other share classes will vary, which will affect returns. Performance figures assume that all distributions are reinvested. Performance quoted without sales charges would be reduced if the sales charges were applied. For performance data current to the most recent month end, contact John Hancock Investments at 800-225-6020. The performance data contained within this material represents past performance, which does not guarantee future results. The return and principal value of an investment will fluctuate, so that shares, when redeemed, may be worth more or less than the original cost. The fund’s current performance may be higher or lower and is subject to substantial changes. MSTR.CCPFI.4Q13.AP

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

16

Standardized Performance As of December 31, 2014 Average Annual Total Returns (A) (5% Maximum sales charge) JH Balanced (A)

1-Year

3-Year

5-Year

10-Year

Without sales charge

8.24%

14.23%

9.90%

8.99%

With maximum sales charge of 5%

2.85%

12.30%

8.78%

8.44%

The Fund’s total annual operating expense ratio as of the current prospectus is 1.23%. Expenses for other share classes will vary, which will affect returns. Performance figures assume that all distributions are reinvested. Performance quoted without sales charges would be reduced if the sales charges were applied. Inception date: 11/01/1988. For performance data current to the most recent month-end, contact John Hancock Funds at 1-800-225-6020. The performance data contained within this material represents past performance, which does not guarantee future results. The return and principal value of an investment will fluctuate, so that shares, when redeemed, may be worth more or less than the original cost. Due to market volatility, the Fund’s current performance may be higher or lower and is subject to substantial changes. Performance is for the Class A shares only; other classes may vary. MSTR.CCPFI.4Q13.AP

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

17

Appendix

MSTR.CCPFI.4Q13.AP

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

18

Our Global Footprint UK 9 Investment Professionals

CANADA 52Investment Professionals

JAPAN 12Investment Professionals

USA 133Investment Professionals

ASIA EX-JAPAN 137Investment Professionals*

More than 340 Investment Professionals; Offices in 17 countries and territories United States Canada Brazil Uruguay United Kingdom Hong Kong China Thailand Vietnam Indonesia Malaysia Philippines Singapore Taiwan Australia New Zealand Japan As of September 30, 2014 Source: Manulife Asset Management * Total is comprised of investment professionals of Manulife Asset Management (Asia) and of Manulife TEDA. MSTR.CCPFI.4Q13.AP

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

19

Global Equity Team Global Coverage, Local Expertise

Christopher Conkey, CFA Global Chief Investment Officer, Equities & Fixed Income Canada (27)

United States (45) US Core Value Walter McCormick, CFA Emory (Sandy) Sanders, Jr, CFA Jonathan White, CFA Gary Mishuris, CFA Michael Mattioli, CFA Nicholas Renart Michael Daley, CFA International Value Wendell Perkins, CFA Peggy McKay, CFA Edward Maraccini, CFA William Fitzpatrick, CFA Daniel Bagdasarian, CFA Eldene Doyle, CFA Intrinsic Value Roger Hamilton Joseph Bozoyan, CFA Michael Scanlon, CFA Mindy Perry, CPA,CFA Large Cap Growth W. Shannon Reid, CFA Jay Zelko David Chow, CFA Curtis Ifill, CFA

Global Equity Paul Boyne Doug McGraw, CFA Dana Cease, CFA Uday Chatterjee, CFA

Financial Lisa Welch Susan Curry Joseph Marguy Ryan Lentell, CFA

Preferred Mark Maloney Gregory Phelps Todd Derderian

Small Cap Growth Thomas Holman Ken Kubec

Small Cap Equity Bill Talbot, CFA, Joseph Nowinski Travis Schaftenaar, CFA Vikram Kaura

US Large Cap Dividend (Sovereign) John Snyder Christopher O'Keefe, CFA Wayne Breisch, CFA Sarah Henry Bradley Baker, CIMA Christopher Ouimet, CFA

Canadian Large Cap Value Alan Wicks, CFA Duncan Anderson, CFA Jonathan Popper, FSCI, CIM Prakash Chaudhari, CFA Conrad Dabiet, CFA Christian Hensen, CFA Saurabh Moudgil, CFA, FRM Silvija Pukitis Canadian Large Cap Growth Shauna Sexsmith, CFA Allison Mendes, CFA Noman Ali, CFA Taras Mintenko Canadian Large Cap Core Monika Skiba, CFA Patrick Blais, CFA Andrea Salsiri, CFA Cavan Yie Canadian Small Cap and All Cap Equity Ted Whitehead, CFA Luciano Orengo, CFA Ian Scott Global Natural Resources Craig Bethune, CFA Diana Racanelli, CFA Passive Equity Brett Hryb, CFA Ashikhusein Shahpurwala, CFA Boncana Maiga Allison Sproule Jenny Kim Marco Leung

Asia (80) China (Manulife TEDA1) 25 investment professionals Hong Kong Ronald CC Chan, CFA Kai-Kong Chay, CFA Linda Csellak, CFA Kenglin Tan, CFA Ivan Ho, CPA Marica Pretorius,CQF2 Wenlin Li Marshall Li, FRM Andrew O Vince Wen Steve Wong Edward Ming Linda Lu Kelvin Leung Marco Giubin Winson Fong, CFA

Indonesia Mohammad Anggun Indallah Caroline Rusli, CFA Jessica Irene, WME Andrian Tanuwijaya Kennyarso Soejatman Katarina Setiawan Rania Rahmundita

Malaysia Chin Hui Tock, CPA, CFA Pak-Seng Lee Jason Chong Tze Cheng Lim Joo Tse Teo Suah Fun Tai

Europe (5) Taiwan Stevie Chou Ben Yu Josh Su Barry Chen Ariana Kuo Albert Hsu Celine Chang

Thailand Jintana Mekinthatanggur, CISA Nattapon Prichavuthi Vietnam Thang Uong Khanh Huyhn Cuong Tran, CFA Trung Le Japan Hiroyuki Minato, PhD, CMA Ayano Masuzawa, CMA Yoshimasa Sato, CMA Singapore Amy Low, CFA Rana Gupta Li Yong Yeo Cheryl Yeo Lisa Yong, CFA Philippines Mark A. Canizares Paul Lu China Yvonne Shi Michael Wang Balian Lou

David Hussey,FCCA, ASIP Benjamin Derber David Dugdale, Ph.D.,CFA William Hamlyn, ASIP Edward Ritchie

Global Risk Management & Quant Analysis (9) Peter Mennie, ASIP Ramanuj Brahmachari, CFA David Rickards, CFA, CPA Marcia Pretorius, CQF2 Jasper Liu, CFA Nan Chen, FRM George Constantinides, CFA Stephen Laplante, CFA Velislav Ivanov, MS

Trading (8) Ronald Ferrara Christopher Story Neil Massa Margaret Bowie Jeannine Gopaul, CSC John Nilan Patrick Ambrosia David Walsh

Global Portfolio Specialists (6) Mahesh Fonseka Marcia Irwin, CFA Michael Evans, CFA Nicholas Kelly Gerry Morris, CFA Fahad Datoo

As of August 22, 2014 1 Manulife-Sinochem (Shanghai) and Manulife-TEDA (Beijing) joint ventures 2 Dual role MSTR.192962

20

Global Fixed Income Team Global Coverage, Local Expertise

Christopher Conkey, CFA Global Chief Investment Officer, Equities & Fixed Income United States (41) Global Multi-Sector Daniel S. Janis, III Thomas C. Goggins

Core/Core Plus Howard C. Greene, CFA Jeffrey N. Given, CFA1

Canadian Fixed Income Terry Carr, CFA

High Yield Dennis F. McCafferty, CFA John F. Addeo, CFA Joseph E. Rizzo

Securitized Assets Peter Farley, CFA Bond Griffin, CFA

Core/Core Plus Hosen Marjaee, CFA Andrew Gretzinger, CFA Randy LeClair, CFA Sivan Nair

Emerging Markets Debt Roberto Sanchez-Dahl, CFA Paolo H. Valle Brent Bottamini

Municipal Dianne Sales, CFA Cindy Brown Mary Sullivan Peter Gunther

Credit Research Robert F. Rock, CFA, CMA Jay Contis, CFA Jonas Grazulis Crystal Lin, CFA, CPA Bradley Lutz, CFA Darcy Morris Alexander Patrick, CFA Caryn E. Rothman, CFA Johnny Sze Donald M. Tucker, CFA Stephanie Lyons

Securitized Assets Research David A. Bees Joshua Kuhnert, CFA Connor Minnaar, CFA Brad Murphy William Paolino Stephen LaPlante

Asia (55)

Canada (13)

Corporates Richard Cortese, CFA High Yield Konstantin Kizunov, CFA Richard Kos, CFA Money Market Maralyn Kobayashi Faisal Rahman, CFA Credit Research Altaf Nanji, CFA Roshan Thiru Jonathan Crescenzi, CFA

China (Manulife TEDA)3 Rou Wei Zuo Zhen Cang Hu Xiong Zhuang

Vietnam Hai Nguyen, CFA

Hong Kong Neal Capecci, CFA Ronald Chan, CPA, PhD Paula Chan, CMT Ryan Cheung, CFA Wayne Lam, CFA, FRM Eric Lo, CFA Kisoo Park2

Credit Research Fiona Cheung China (Manulife-Sinochem)3 Frank Jiang Amanda Li Mia Mi Jane Zhang Nina Zhou Hong Kong Young-il Choi Jasmine Au Lydia Ho, CFA Chris Lam, CFA Jimond Wong, CFA Indonesia Naila Firdausi Doni Kuswantoro Japan Yoshihiro Murakami, CFA, CMA Mitsuhisa Ashida, CMA Shunsuke Oshida, CMA Tetsushi Nagato Ryo Onodera Malaysia Ni Ven Yean Su Lin Low Philippines Yvette Carlos4 Singapore Jenny Koh, CFA Taiwan Richard Chang Thailand Pornchanok Rattanarujikorn Vietnam Van Nguyan

Indonesia Ezra Nazula Syuhada Arief Irianie Kusuma Ricky Darmasetiawan Japan Keisuke Tsumoto Yuzo Nakajima, CMA Akihiro Nakamura, CMA Takeshi Kanamaru Malaysia Elsie Tham

Trading Frederic D. Callahan Jennifer Bowers, CFA Christopher Chapman, CFA Chris Coccoluto Bridget Daugsiewicz Michael Lorizio, CFA Joseph Rothwell Chuck Tomes

As of September 8, 2014 1 Member of Securitized Assets Team 2 Member of the Global Multi-Sector Team 3 Manulife-Sinochem (Shanghai) and Manulife-TEDA (Beijing) joint ventures 4 Dual role MSTR.192962

Philippines Anthony Garces Yvette Carlos4 Singapore Alvin Ong, CFA Endre Pedersen Luc Froehlich, CFA Taiwan Vincent Wang Penny Chen James Lee Joyce Wu

Global Risk Management & Quant Analysis (9) Peter Mennie, ASIP Ramanuj Brahmachari, CFA David Rickards, CFA, CPA Marcia Pretorius, CQF Jasper Liu, CFA Nan Chen, FRM George Constantinides, CFA Stephen Laplante, CFA Velislav Ivanov, MS

Global Portfolio Specialists (6) Robert Chepelsky, CFA John Pluta, CFA Christopher Smith, CFA Thierry Taglione John Xin, CFA David Zielinski, CFA

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US Core/Core Plus Fixed Income Team Roles and Experience

Portfolio Management Howard C. Greene, CFA Senior Portfolio Manager 31 Years’ Experience

Jeffrey N. Given, CFA Senior Portfolio Manager 21 Years’ Experience

Credit Research

Securitized Assets Research

Robert F. Rock, CFA, CMA Head of Credit Research & Strategy 32 Years’ Experience

David A. Bees 14 Years’ Experience

Bradley Lutz, CFA 22 Years’ Experience

Alexander Patrick, CFA 21 Years’ Experience

Donald M. Tucker, CFA 19 Years’ Experience

Caryn E. Rothman, CFA 18 Years’ Experience

Brent Bottamini 16 Years’ Experience

Jay Contis, CFA 25 Years’ Experience

Crystal Lin, CFA, CPA 13 Years’ Experience

Darcy Morris 10 Years’ Experience

Pranay Sonalkar 8 Years’ Experience

Johnny Sze 6 Years’ Experience

Jonas Grazulis 3 Years’ Experience

Stephanie Lyons 2 Years’ Experience

Traders Frederic D. Callahan 39 Years’ Experience Jennifer Bowers, CFA 21 Years’ Experience Joseph E. Rizzo 20 Years’ Experience Jay Nilan 18 Years’ Experience Michael Lorizio, CFA 15 Years’ Experience Christopher Chapman, CFA 15 Years’ Experience Christopher Coccoluto 6 Years’ Experience Bridget Daugsiewicz 7 Years’ Experience Joseph Rothwell 6 Years’ Experience Chuck Tomes 6 Years’ Experience

William Paolino 15 Years’ Experience Joshua Kuhnert, CFA 12 Years’ Experience Connor Minnaar, CFA 12 Years’ Experience Brad Murphy 15 Years’ Experience Stephen LaPlante 10 Years’ Experience

Global Investment Risk & Quantitative Analytics Peter Mennie, ASIP 18 Years’ Experience 8 Quantitative Analysts

Global Portfolio Specialists John Pluta, CFA 34 Years’ Experience David Zielinski, CFA 17 Years’ Experience Christopher Smith, CFA 6 Years’ Experience

Additional Resources High Yield Portfolio Managers Average Experience: 24 Years

Emerging Markets Debt Portfolio Managers

Average Experience: 26 Years

Global Multi-Sector Portfolio Managers

Average Experience: 28 Years

Equity Teams

Average Experience: 22 Years

As of December 2014 THIS MATERIAL IS FOR INSTITUTIONAL / BROKER DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

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Biographies Roger C. Hamilton

Is a senior managing director and senior portfolio manager at Manulife Asset Management. He is the lead portfolio manager for the Large Cap Equity strategy, and provides dedicated research on financial and industrial companies for all strategies managed by the company's Intrinsic Value Team. Previously, he was a senior portfolio manager at Transamerica Fund Management Company, which was acquired by the company in December 1994. He also worked as a portfolio manager at Criterion Investment Management Company and Aramco Services Company. Education: Swarthmore College, BA in Economics, 1977; Wharton Business School, University of Pennsylvania, MBA, 1979 Joined Company: 1994 Began Career: 1979

MSTR.CCPFI.4Q13.AP

Jeffrey N. Given, CFA

Is a senior managing director and senior portfolio manager in the securitized asset team. He is responsible for Securitized, Core and Core Plus Fixed Income and Government Bond strategies. Prior to joining the portfolio management team, Jeff was focused on research and trading in mortgage-backed securities within the Manulife fixed income teams. He was previously an investment compliance analyst at the company. He is a member of the Boston Security Analysts Society. Education: Boston University, BS in Business Administration; Boston College, MS in Finance Joined Company: 1993 Began Career: 1993

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

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Additional Information John Hancock Balanced Fund Class (A) SVBAX

Class (B) SVBBX

Class (C) SVBCX

Class (I) SVBIX

Clients should carefully consider a fund’s objectives, risks, charges and expenses before investing. The prospectus contains this and other important information about the Fund. To obtain a prospectus, call John Hancock Funds at 1-800-225-6020 or visit our Web site at www.jhinvestments.com. Clients should read the prospectus carefully before investing or sending money. The value of a company’s equity securities is subject to changes in the company’s financial condition, and overall market and economic conditions. Fixed-income investments are subject to interest-rate and credit risk; their value will normally decline as interest rates rise or if the creditor is unable or unwilling to make principal or interest payments. Investments in higher-yielding, lower-rated securities involve additional risks as these securities include a higher risk of default and loss of principal. Foreign investing, especially in emerging markets, has additional risks, such as currency and market volatility and political and social instability. Mortgage and asset-backed securities may be sensitive to changes in interest rates, subject to early repayment risk and their value may fluctuate in response to the market’s perception of issuer creditworthiness. The use of hedging and derivatives transactions could produce disproportionate gains or losses and may increase volatility and costs. For additional information on these and other risk considerations, please see the Fund’s prospectus.

John Hancock Funds, LLC • MEMBER FINRA|SIPC • 601 Congress Street, Boston, MA 02210-2805 • www.jhinvestments.com NOT FDIC INSURED. MAY LOSE VALUE. NO BANK GUARANTEE. NOT INSURED BY ANY GOVERNMENT AGENCY.

MSTR.CCPFI.4Q13.AP

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

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