INVESTOR NEWS IN MAY 2016 In May 2016, Bank Jatim has shown a formidable performance average in the growth of asset, third party funds, interest income and positive YoY profit. Below is the attachment of BJTM financial report in May 2016: BALANCE SHEET( audited / In Million Rp. ) Information Total Asset Placement BI, SBI, & others Loan Third Party Funds - Current Account - Saving Account - Time Deposit Equity

May 2015

May 2016

YoY

47.600.069 13.483.798 27.517.306 40.240.987 17.387.646 9.721.964 13.131.378 5.830.209

52.691.987 14.500.060 29.128.378 44.991.047 20.814.225 11.782.224 12.394.598 6.126.780

10,70% 7,54% 5,85% 11,80% 19,71% 21,19% (5,61%) 5,09%

PROFIT LOSS (in million / audited) Information Interest Income Interest Expense Net Interest Income Non Interest Operational Income Non Interest Operational Expense Net Non Interest Ops Income (Expense)

Operational Profit Non Operational Profit Pre Tax Profit Taxes Net Profit

May 2015 1.817.440 (545.404) 1.272.036 200.920 (644.492) (713.182) 558.854 38.554 597.407 (176.952) 420.456

May 2016 1.986.614 (574.506) 1.412.108 187.997 (713.473) (742.047) 670.061 5.101 675.162 (197.955) 477.208

YoY 9,31% 5,34% 11,01% (6,43%) 10,70% 4,05% 19,90% (86,77%) 13,02% 11,87% 13,50%

FINANCIAL RATIO IN MAY 2016 Ratio

May 2016

ROA

3,30%

ROE

21,44% 6,65% 64,74% 69,19% 20,03%

NIM LDR BOPO CAR

THIRD PARTY FUNDS IN MAY 2016 (in billion) Information

May 2015

May 2016

YoY

CURRENT ACCOUNT (GOVERNMENT) CURRENT ACCOUNT (PRIVATE) SIMPEDA SIKLUS TAB HAJI TABUNGANKU BAROKAH TIME DEPOSIT

13.199 4.188 8.163 488 230 757 84 13.132

16.088 4.726 9.802 741 210 924 106 12.395

21,89% 12,84% 20,07% 51,89% (8,62%) 22,05% 25,30% (5,61%)

May 2016

YoY

LOANS IN MAY 2016 (in billion) Information CONSUMER LOANS -MULTIPURPOSE -MORTGAGE -OTHERS COMMERCIAL LOANS -STANDBY LOAN -KEPPRES -OVERDRAFT -SYNDICATE SME LOANS -KUR -PUNDI -MIKRO -OTHERS

May 2015

15.449 1.357 535

16.371 1.479 866

5,97% 8,99% 61,70%

906 748 2.677 1.233

643 (29,05%) 874 16,86% 2.882 7,68% 1.421 15,23%

785 1061 422 2.354

287 (63,52%) 1.255 19,45% 549 30,14% 2.502 6,29%

LIST OF TOP 10 OF BJTM SHAREHOLDERS (DOMESTIC) PER MAY 2016 No

Name

1 2 3 4

PT MNC SECURITIES DANPAC SEKURITAS, PT PT DEXA MEDICA REKSA DANA KAPITAL OPTIMAL PANIN SEKURITAS Tbk, PT MANDIRI SEKURITAS, PT MANDIRI SEKURITAS, PT BUMIPUTERA SEKURITAS, PT PT MITRA ANGGUN KELUARGA BERSAMA PT INERTIA UTAMA

5 6 7 8 9 10

Investor Status INDIVIDUAL INDIVIDUAL INDIVIDUAL

Total of Shares

Percentage

140.052.800 108.812.800 43.663.400

4,69% 3,65% 1,46%

MUTUAL FUNDS

42.332.000

1,42%

INDIVIDUAL INDIVIDUAL INDIVIDUAL INDIVIDUAL

41.652.300 30.172.300 27.686.800 20.750.500

1,40% 1,01% 0,93% 0,70%

INDIVIDUAL

18,604,500

0,62%

INDIVIDUAL

18.435.300 492.162.700

0,62% 16,50%

Total

INFORMATION: OWNERSHIP PERCENTAGE OF ALL DOMESTIC SHAREHOLDERS (967.790.091) OF TOTAL PUBLIC SHAREHOLDERS (2.983.537.000) IS 32,44%.

LIST OF TOP 10 OF BJTM SHAREHOLDERS (FOREIGN) PER MAY 2016 No

Name

1

SKANDINAVISKA ENSKILDA BANKEN DUNRSS AND CO SA SICAV SIF CITIBANK NEW YORK S/A GOVERNMENT OF NORWAY - 16 SEB SA DUNROSS INVESTMENT LTD CITIBANK LONDON S/A MUTUAL FUND EQ EMERGING DIVIDEND (UCITS) THE NT TST CO S/A CIM DIVIDEND INCOME FUND LIMITED SSB LL0A S/A LEGATO CAPITAL MANAGEMENT INVSTM, LLC2144615603 CITIBANK EUROPE PLC LUX BRANCH S/A PERINVEST LUX SICAV SKANDINAVISKA ENSKILDA BANKEN AB DUNROSS INVESTMENT LIMITED BBH BOSTON S/A SANLAM UNIVERSAL FUNDS PUBLIC LTD COMPANY SSB C021 ACF COLLEGE RETIREMENT EQUITIES FUND 2144607801

2 3 4

5 6

7

8

9

10

Investor Status

Total

Total of Shares

Percentage

399.000.000

13,37%

391.044.800

13,11%

199.205.800

6,68%

INSTITUTION FOREIGN

170.000.000

5,70%

INSTITUTION FOREIGN

147.500.000

4,94%

INSTITUTION FOREIGN

98.314.474

3,30%

INSTITUTION FOREIGN

56.000.000

1,88%

INSTITUTION – FOREIGN

51.000.000

1,71%

INSTITUTION FOREIGN

50.887.400

1,71%

INSTITUTION FOREIGN

32.046.900

1,07%

1.594.999.374

53,46%

INSTITUTION FOREIGN INSTITUTION FOREIGN INSTITUTION FOREIGN

INFORMATION : OWNERSHIP PERCENTAGE OF ALL FOREIGN SHAREHOLDERS (2.015.746.909) OF TOTAL PUBLIC SHAREHOLDERS (2.983.537.000) IS 67,56%.

STOCK INFORMATION

The movement of shares of Bank Jatim (BJTM) experienced a suffice increase, especially in the early month. Prices in early May 2016 USD 462 / pcs and the highest price on the date of May 11, 2016 USD 470 / pcs. The increased profit of Bank Jatim has become the consideration for investors to invest BJTM.

COMPOSITION OF PUBLIC SHAREHOLDERS BY COUNTRIES PER MAY 2016 No 1 2 3 4 5 6 7 8 9 10 11 12 13

Country INDONESIA LUXEMBURG NORWAY US CYPRUS FINLAND VIRGIN ISLAND UK IRELAND AUSTRALIA JAPAN CANADA SWEDEN

% 32,4337% 16,3278% 13,1068% 11,3149% 8,3862% 5,7779% 4.9438% 2,2294% 2,2095% 1,1316% 0,8289% 0,5335% 0,2489%

No 14 15 16 17 18 19 20 21 22 23 24

Country SINGAPORE DENMARK CAYMAN ISLAND GREENLAND HONGKONG CHINA SWITZERLAND SOUTH KOREA PHILIPINES MALAYSIA GERMANY Total

% 0,2158% 0,1440% 0,0625% 0,0331% 0,0235% 0,0193% 0,0113% 0,0094% 0,0022% 0,0016% 0,0005% 100%

RDN Administrator Bank Client Fund Account (RDN) is an account that is used for the settlement of securities transactions. While the Bank Administrator RDN is a bank which is home to accommodate the Customer Fund Account. The purpose of the Bank Administrator RDN is to accommodate the investors to invest in the stock market because investors can choose the nearest bank and is considered to provide the best services. PT Indonesian Central Securities Depository (KSEI) one of the Self Regulatory Organization (SRO), in addition to the Indonesia Stock Exchange (BEI) and Clearing and Guarantee Corporation Indonesia (KPEI). Under the provisions of Law No. 8 of 1995 on the Capital Market, KSEI function as LPP in Indonesia capital market by providing services of a central depository and settlement of securities transactions are fair, orderly and efficient. Encouraging banks in Indonesia to join the bank RDN, in which this is in accordance with FSA rules No.VD3 which requires the use of "Single Investor Identification" (SID) for capital market investors and segregate customer funds with funds Securities Company that has been in effect since 2012. So that every investor who has also opened fund account SID on behalf of each of the securities. Each mutation customer funds remains can be monitored in real time through the facilities of access (Securities Ownership Reference) of KSEI. Steps of KSEI also aim to expand the network of Indonesian capital market through banks. Of course, to be the administrator Bank RDN must be supported by infrastructure and adequate information technology sector. Until the year 2016 there are 9 banks already become administrator RDN, namely Bank Central Asia Tbk, Bank CIMB Niaga Tbk, Bank Mandiri Tbk, Bank Permata Tbk, Bank Rakyat Indonesia Tbk, Bank Central Asia Syariah, Bank Negara Indonesia Tbk, Bank Sinarmas Tbk and Bank Syariah Mandiri. On the banking side, the advantage to be the administrator Bank RDN is able to increase the number of customer base, fee-based income, and the number of local investors for the development of capital markets in Indonesia. With some of the profits banks can take advantage of the opportunity to manage the funds as much as possible.

Inquiries and Suggestions could be delivered to : INVESTOR RELATIONS BJTM Corporate Secretary – Bank Jatim Main Office 4th floor Telp : (031) 5310090-99 Ext : 472,469, 467 Email : [email protected]