9/01/2014- 8/31/2015
Annual Benefit Enrollment www.etxebc.com Enrollment is from 05/07/2014 through 06/06/2014
Benefit Updates - What’s New: Benefit elec ons will become effec ve 9/1/2014 (elec ons requiring evidence of insurability, such as life insurance, may have a later effec ve date, if approved). A'er annual enrollment closes, benefit changes can only be made if you experience a qualifying event (and changes must be made within 30 days of event). NEW If your den st is an IN-NETWORK CIGNA Provider, a new LOW plan is now available for you. Visit www.mycigna.com to find out if your den st is in the Cigna Network. *If your den st is not an In-Network Cigna Provider, you will want to select the High Op on plan. NEW AmeriDoc is now available for employees. AmeriDoc gives you access to telephone consulta ons with a licensed physician for evalua on, diagnosis and prescrip on medica on, as appropriate, for minor illnesses, 24/7/365, even holidays! One low monthly premium covers your en re family. If you currently par cipate in a Health Care or Dependent Care FSA, you MUST re-elect a new contribu on amount every year to con nue to par cipate. This benefit does not roll over. Medical: TRS will announce Medical rates & informa on June 2014. Please refer to the TRS website www.trs.state.tx.us or the www.etxebc.com for more informa on this summer.
Don’t Forget!
Important: Remember to check your email during the summer for benefit updates!!
Log in and complete your benefit enrollment from 05/07/2014-06/06/2014. Enrollment assistance is available by calling Financial Benefit Services at (866) 914-5202 to speak to a representa ve. Representa ves will be at the High School and Elementary School on Tuesday, May 13th from 8:00 am-4:00pm. Update your profile informa on: home address, phone numbers, email, and beneficiaries. Update dependent social security numbers and student status for college aged children.
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East Texas Coop Employee Benefits HUB: www.etxebc.com Benefit Informa on Access / Online Enrollment Access / FBS Contact Informa on
Online Benefit Enrollment For benefit informa on and to enroll go to: www.etxebc.com
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If you have trouble logging in, click on the “Login Help Video” for assistance.
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Passwords All passwords have been RESET to the default described below:
Username: The first Six (6) characters of your last name, followed by the first le#er of your first name, followed by the last four (4) digits of your Social Security Number.
Default Password: Last Name* (lowercase, excluding punctua,on) followed by the last four (4) digits of your Social Security Number. Example) George Washington 000-00-1234
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Username: washin1234 Password: washington1234
Enrollment Instructions Click on “Enrollment Instructions” for more information about how to enroll.
Example)
John Smith 000-00-4321
Username: smith4321 Password: smith4321
2014-2015 Benefits and Rates Dental Insurance - Cigna UPDATED! Rates are subject to change upon renewal
www.etxebc.com
Plan Op ons HIGH Plan LOW Plan
Employe Employee Employee & Employee e Only & Spouse Child(ren) & Family $24.72 $19.20
$52.53 $40.80
$67.98 $52.80
$92.70 $72.00
Visit www.etxebc.com to know more about your Cigna Dental plan. You can also search for network providers and find instructions to print a copy of your dental ID card.
Select the Low Plan ONLY if your den,st is a CIGNA ININ-NETWORK provider!!!
Vision Insurance - Block Vision Rates are subject to change upon renewal Plan Op ons
Employee Employee Employee & Only & Spouse Child(ren) $7.40
$15.40
Employee & Family
$16.00
$20.50
2014-2015 Benefits & Rates
Accident Insurance - American Public Life
Rates are subject to change upon renewal
Plan Op ons
Employee Only
Employee & Spouse
Employee & Employee & Child(ren) Family
Op on 1
$10.80
$19.40
$21.20
$29.80
Op on 2
$17.10
$29.80
$34.90
$47.60
Cancer Insurance - Loyal American
Rates are subject to change upon renewal
Tier
Plan A
Plan B
Plan C
Employee
$16.61
$26.09
$35.02
Employee/Spouse
$28.10
$43.39
$57.83
Employee/Children
$20.55
$31.34
$41.52
Family
$28.10
$43.39
$57.83
Tier
Plan A w/ ICU
Plan B w/ICU
Plan C w/ICU
Employee
$18.93
$28.42
$37.35
Employee/Spouse
$32.50
$47.79
$62.23
Employee/Children
$23.75
$34.53
$44.72
Family
$32.50
$47.79
$62.23
Contact us now to help you enroll! 866-914-5202
www.etxebc.com
Disability Insurance - Har:ord Rates are subject to change upon renewal
Protect Your Income
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Enrolling in Disability is EASY!
Select a plan op,on (Plan A or Plan B) based on how your disability may occur and how long you want to be covered.
Plan A: For disabili,es resul,ng from Sickness or Injury: Age Disabled
Benefits Payable
Prior to age 63
To Normal Re rement Age or 48 months if greater
Age 63
To Normal Re rement Age or 42 months if greater
Age 64
36 Months
Age 65
30 Months
Age 66
27 Months
Age 67
24 Months
Age 68
21 Months
Age 69
18 Months
Plan B: For disabili,es caused by Injury: Age Disabled
Benefits Payable
Prior to age 63 To Normal Re rement Age or 48 months if greater
Selecng a 30 day eliminaon period or less allows your benefits to begin immediately (should you be confined to the hospital as an inpaent due to your disability) and the remainder of the eliminaon period will be waived.
Plan B: For disabili,es caused by Sickness: Age Disabled
Benefits Payable
Prior to age 65
3 Years
Age 63
To Normal Re rement Age or 42 months if greater
Age 65-69
To Age 70, but not less than one year
Age 64
36 Months
Age 69 and older
1 Year
Age 65
30 Months
Age 66
27 Months
Age 67
24 Months
Age 68
21 Months
Age 69
18 Months
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Select an elimina,on period. An elimina,on period is the number of days you must be disabled before your benefits can begin. Your disability is not covered during the elimina,on period. Select a monthly coverage amount up to 66 2/3% of your monthly earnings.
Elimina,on Period 0/7 14/14 30/30 60/60 90/90 180/180
Contact us now to help you enroll! 866-914-5202
Go to www.etxebc.com to see a full Rate Sheet based on Plan Option, Elimination Period, and Monthly Benefit Amount!
Life Insurance - Dearborn Na,onal Rates are subject to change upon renewal Employee/Spouse Rates per $10,000 Age
Rate
