We re improving your financial statement

We’re improving your financial statement Designed based on your input Your new statement is designed to help you feel connected with all aspects of yo...
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We’re improving your financial statement Designed based on your input Your new statement is designed to help you feel connected with all aspects of your accounts, from the big picture questions to the little details. We listened to you and added more detail in places where you asked for it. And, we organized the information consistently to help you easily find what you need. We are committed to helping make it even easier for you to stay on top of your financial life. That’s why we’re improving your statement. This is the first stage of an ongoing effort to give you a comprehensive, more user-friendly picture of your investments. It’s all part of our commitment to helping you feel confident about your financial future.

Here are several questions that the new statement can answer quickly and easily: •What are my investments worth, and am I making progress? •How diversified are my investments? •What are my protection benefits through insurance and annuity products? •Am I maximizing my contributions to retirement and education accounts? •How much can I withdraw if needed?

Improvements included now

More improvements on the way

Today, you’ll find new features that make it easier to find answers in your summary pages.

Over time, we’ll apply this same practical approach when we update your detailed account pages.

Your portfolio summary VALUE OF YOUR ACCOUNTS We’ve added more detail, such as a separate row for dividends & interest and change in value.

Value of your accounts

Value of your accounts over time

This month

This year

This month

Beginning value

Use this chart to track the total value of your accounts over time while seeing the relative $1,057,385.05 effect Value of your accounts of deposits and withdrawals you've made since January 2013 or since inception if your after January 2013. $1,175,000 $10,155.85 accounts were opened $470,000

$1,088,541.03

Beginning value

Net deposits & withdrawals Deposits

Dividends & interest

$349,791.39

$337,550.61

$7,335.60 $0.00

$65,896.71

$0.00

-$58,447.53

$560.04

$1,809.74

$350,000

-$1,598.12 $348,753.31

$1,943.78 $348,753.31

$330,000

$2,025.85

Withdrawals

Change in value

$9,889.15

$14,286.55

Dividends & interest

Ending value

$34,758.98

$1,112,189.03

Change in value Ending value

Value of your accounts over time

This year

$1,112,189.03

Value of your accounts $1,112,500 $445,000

Deposits & withdrawals

$1,050,000 $420,000

$987,500 $310,000 $395,000 $925,000 $290,000 $370,000

TotalOther assetsassets

$73,964.60 100% 6.4% $348,753.31

assets Inc. All Rights Reserved.$1,155,696.83 ©Total 2016 Morningstar, For additional information see disclosure on last page of statement. These Liabilities $43,507.80 allocation percentages may not be exact due to rounding. Total value

100%

$1,112,189.03

*Cash investments includes cash held inside pooled investments (e.g. mutual funds), as part of a manager’s investment strategy, and is not directly accessible unless you sell some of that investment. For details visit ameriprise.com/allocation.

Get all the details online at ameriprise.com. Click the Portfolio tab to find your latest account value, and in-depth view of your asset allocation as well as your personal rate of return. Get all the details online at ameriprise.com. Click the Portfolio tab to find your latest

account value, and in-depth view of your asset allocation.

Green is good. Simple is even better. Enrolling in e-delivery is easy. Just log into your account at ameriprise.com, click on, Cut 'My Profile' select the Document Delivery Preferences tab to sign the and clutter. up for e-delivery.

Total cash accessible with banking features: $31,022.60

With e-delivery, get your documents faster with simple access to your records and state-of-the-art online security. To sign up for e-delivery, log into your account at ameriprise.com, click on ‘My Profile’ and select the Document Delivery Preferences tab.

MR MYLES A GULLAM CLIENT ID: 1942 4329 1 001, MRS ELIZABETH S GULLAM CLIENT ID: 1628 7101 6 001 000000106/30/2016 E I# GROUP ID: 0036 2511 8 001

CHRIS SAMPLE CLIENT ID: 9999 9999 9 999, TERRY SAMPLE CLIENT ID: 9999 9999 9 999 GROUP ID: 9999 9999 9 999 9999 9999 9 999 I#

JUN 01, 2016 TO JUN 30, 2016

JUN 01, 2016 TO JUN 30, 2016

THIS MONTH PERIOD THIS

MAR 2016

DEC 2015

THIS MONTH

SEP 2015

MAR 2016

JUN 2015

$230,000

DEC 2015

$800,000 $250,000 $320,000

MAR 2015

$40,921.96 $135,216.5311.7% 11.7% $204,531.76 58.7% $678,394.04 58.7% $69,613.43 20.0% $231,139.37 20.0% $11,205.59 3.2% $36,982.30 6.4% 3.2% $22,480.57

SEP 2015

Cash & cash investments Cash & cash investments* Equities Fixed income Fixed income Equities Alternatives Alternatives Other assets

$862,500 $270,000 $345,000 DEC 2014

Asset class Asset class

Value Value on Percent of on Percent of Jun 30, Jun2016 30, 2016assets assets

JUN 2015

Your asset asset allocation Your allocation

SEP 2014

CASH THAT’S EASY TO ACCESS We’ve made it easier to see the amount of cash available for you to withdraw by using the banking features of the Ameriprise ONE® Financial Account like online bill pay, the Ameriprise Visa® Debit card and check writing.

Value of your accounts

MAR 2015

For details, visit ameriprise.com/allocation.

PREPARED FOR MR MYLES A GULLAM AND MRS ELIZABETH S GULLAM

JUN 2014

3. Provided a view of how the cash and investments inside your mutual funds and annuities are allocated.

503.595.2110 [email protected] ameripriseadvisors.com/team/wealthbridge-advisors

for June 1, 2016 to June 30, 2016

PREPARED FOR CHRIS SAMPLE AND TERRY SAMPLE

DEC 2014

2. Categorized more types of investments to reduce the number shown as ‘other assets’.

for June 1, 2016 to June 30,statement 2016 Your Ameriprise

SEP 2014

1. Added more asset classes (up to six).

Your Ameriprise statement

JUN 2014

IMPROVED ASSET ALLOCATION We’ve enhanced our asset allocation model to give you an even deeper view into your investments. You may notice your asset percentages have changed to offer more details in three main ways. We’ve:

Your personal advising team

Wealth Partners Team private wealthadvising advisory practice of Ameriprise Financial Services, Inc. YourApersonal team PAT Q. ADVISOR Wealthbridge Advisors Any Street, Suite A private12345 wealth advisory practice of 999 Ameriprise Financial Services, Inc. City Name, CRPC® ST 00000-0000 DALE DONALDSON 555.555.1277 5000 Meadows Rd Ste 450 [email protected] Lake Oswego, OR 97035-2254 ameripriseadvisors.com/pat.q.advisor

Your account summary CONSISTENT DATA FROM PAGE TO PAGE The columns on page 2 match the Value of Accounts on page 1 so you can see how each account affects your portfolio. MORE ORGANIZED We’ve reorganized how your accounts are listed to more closely align with how clients use their accounts. They are organized first by common-sense categories with useful subtotals. Then, within each category, the accounts are ordered based on the owner of each account. By seeing your retirement savings separate from insurance and education accounts you’ll be able to keep your different goals straight.

Summary of your accounts

Deposits

Withdrawals

Dividends & interest

Change in value

Ending value

$20,197.41

$0.00

$0.00

$160.37

$280.29

$20,638.07

AMERIPRISE ONE FINANCIAL ACCOUNT $ Available cash $31,022.60

$232,735.43

$1,150.00

–$664.40

$182.76

$6,800.00

$240,203.79

Total personal accounts

$252,932.84

$1,150.00

–$664.40

$343.13

$7,080.29

$260,841.86

$84,327.32

$0.00

$0.00

$660.00

$1,198.73

$86,186.05

$198,445.77

$6,500.00

$0.00

$191.93

–$1,175.18

$203,962.52

Personal, trust and business accounts CHRIS SAMPLE AND TERRY SAMPLE JT 4 6

AMERIPRISE ONE FINANCIAL ACCOUNT $ Available Cash $0.00

Retirement accounts - tax qualified CHRIS SAMPLE IRA 9

AMERIPRISE BROKERAGE ACCOUNT CHRIS SAMPLE ROTH IRA

12

STRATEGIC PORTFOLIO SERVICE ADVANTAGE TERRY SAMPLE ROLLOVER IRA

14

PAGE NUMBERS The table of contents has page numbers, making it easy to find account details.

STRATEGIC PORTFOLIO SERVICE ADVANTAGE

$265,660.22

$0.00

$0.00

$700.00

$7,100.00

$273,460.22

Total retirement accounts - tax qualified

$548,433.31

$6,500.00

$0.00

$1,551.93

$7,123.55

$563,608.79

$98,226.18

$0.00

$0.00

$0.00

$14.17

$98,240.35

Education accounts - tax qualified STATE 529 17

CALLOUT MESSAGES Messages flag the numbers you’re looking for at a glance, such as how much cash you have available to invest or spend and insurance benefits.

Beginning value

Page

AMERIPRISE ONE FINANCIAL ACCOUNT OLIVIA SAMPLE COVERDELL ESA

19

COLUMBIA AGGRESSIVE PORTFOLIO Total education accounts - tax qualified

$25,270.45

$0.00

$0.00

$130.79

–$138.96

$25,262.28

$123,496.63

$0.00

$0.00

$130.79

–$124.79

$123,502.63

$163,678.25

$350.00

$0.00

$0.00

$207.50

$164,235.75

Insurance accounts TERRY SAMPLE 22

RiverSource Variable Universal Life Insurance i Death benefit $1,000,000.00 Total insurance

Total of all accounts

$163,678.25

$350.00

$0.00

$0.00

$207.50

$164,235.75

$1,088,541.03

$8,000.00

–$664.40

$2,025.85

$14,286.55

$1,112,189.03

CHRIS SAMPLE CLIENT ID: 9999 9999 9 999, TERRY SAMPLE CLIENT ID: 9999 9999 9 999 9999 9999 9 999 I# GROUP ID: 9999 9999 9 999

JUN 01, 2016 TO JUN 30, 2016

Your retirement and education summary A SUMMARY OF YOUR PLAN This section provides a simple summary of all retirement and education plans to help you stay on top of your contributions and distributions.

Plan contribution and distribution summary Are you maximizing your retirement savings? Different types of retirement accounts have different contribution limits. You may qualify to contribute up to $5500 each year to a Traditional or Roth IRA, plus an additional $1000 if you’re over age 50. Learn more at ameriprise.com/contributions. Plan ID

Tax year 2015 contributions

Tax year 2016 contributions

Tax year 2016 distributions

0001 234 567 0009 999 999 0002 345 678

$0.00 $6,500.00 $0.00

$0.00 $6,500.00 $0.00

$3,000.00 $0.00 $0.00

$6,500.00

$6,500.00

$3,000.00

OLIVIA SAMPLE COVERDELL ESA PLAN

$500.00

$500.00

$0.00

Total education plan

$500.00

$500.00

$0.00

Plan name Retirement Plans

REQUIRED MINIMUM DISTRIBUTIONS Generally, Required Minimum Distributions (RMD) apply to retirement accounts owned by people over age 701/2. For accounts subject to RMD, each statement will show how much still needs to be distributed before the end of the year. It’s one of the ways we help people manage their money in retirement, track their progress and potentially avoid costly IRS penalties.

CHRIS SAMPLE IRA PLAN CHRIS SAMPLE ROTH IRA PLAN TERRY SAMPLE ROLLOVER IRA PLAN Total retirement plan Educational Plans

2016 Required Minimum Distribution (RMD) The following information reports only the distribution amounts from your IRA or other retirement plan(s) listed below. This information includes all IRA and TSCA plans where Ameriprise is the custodian, as well as IRAs and 403(b)s in RiverSource annuities. Some of your assets are reported in individual accounts on this statement, but Ameriprise is not the custodian. You will receive separate RMD and tax reporting for those assets, if applicable. You can use this information to avoid IRS penalties by taking your required minimum distribution (RMD) for the year. An IRS penalty (excise tax) of 50% may apply to the required amount of the portion of the amount that wasn’t withdrawn by the deadline. If you haven’t already taken your distribution, we can help. Simply contact your advisor, log in to ameriprise.com or call us at 800-862-7919.

Plan name

Plan ID

Value on Dec 31, 2015 subject to RMD

2016 RMD

2016 distributions taken

Remaining 2016 RMD amount for this plan

CHRIS SAMPLE IRA PLAN

0001 234 567

$84,327.32

$3,977.70

$3,000.00

$977.70

TERRY SAMPLE ROLLOVER IRA PLAN

0002 345 678

$265,660.22

$11,162.18

$0.00

$11,162.18

CHRIS SAMPLE CLIENT ID: 9999 9999 9 999, TERRY SAMPLE CLIENT ID: 9999 9999 9 999 GROUP ID: 9999 9999 9 999 9999 9999 9 999 I#

JUN 01, 2016 TO JUN 30, 2016

Your account detail pages For now, the account detail pages of your statement will not change. We will update this section over time to be consistent with your portfolio summary pages. The detail pages have the same look and features as before including: 1. Overview of values and activity in your brokerage account. 2. Overview of cash, investment value, margin and trade activity in your brokerage account.

Ameriprise ONE Financial Account Account Summary

4. Detailed holdings for cash, cash equivalents, mutual funds, equities, fixed income or alternative investments within your account.

Product Summary This Year

This Period

$32,735.43

$24,544.69

Deposits

$5,000.00

$0.00

Total Additions

$5,000.00

$0.00

-$10,000.00

$0.00

Securities Purchased

-$4,000.00

$0.00

Securities Sold

-$14,000.00

$0.00

Beginning Value

Ameriprise Insured Money Market

Additions

Investments

Withdrawals

Ending Value

Other Withdrawals Total Withdrawals Change in Value Ending Value7

$902.24

$92.98

$24,637.67

$24,637.67

Realized Gain/Loss Summary Net Mutual Fund

Last Period

This Period

$3,102.26

$3,102.29

$21,442.43

$21,535.38

$24,544.69

$24,637.67

Trade Activity

Checks, ATM/Debit & Electronic Pmts

3. Overview of different types of income that you may receive during the year or the statement period

Account # 0123 5678 9012 3 456

MR. CHRIS SAMPLE AND MRS. TERRY SAMPLE

Year-to-Date

This Period

-$6,010.45

-$3.27

$13,085.43

$0.00

This Year

This Period

Income Summary

This Year

This Period

-$351.86

$0.00

Gain/loss information is estimated, is provided to give you a general overview of the performance of your investments only, and should not be relied upon in preparing your tax return. Gain/loss is calculated using the estimated cost basis of your investments which may be incomplete or inaccurate. See the “DisclosuresEstimated Cost Basis and Capital Gain/Loss Information” section of this statement for more information.

Dividends

$4.45

$3.27

Cash Equivalent Div/Int

$0.15

$0.03

$4.60

$3.30

Total Income

Account Holdings Symbol/Cusip Description Rating

Beginning Value

Quantity

Ending Price

Ending Value

Cost Basis1

Unrealized Gain/Loss

Annual Income

Yield

-$351.86 $3,102.29

N/A

N/A

$0.34

0.01%

Cash Equivalents Ameriprise Insured Money Market (AIMMA)2 Citibank NA Sioux Falls SD Total Cash Equivalents5

$3,102.26

CHRIS SAMPLE CLIENT ID: 9999 9999 9 999, TERRY SAMPLE CLIENT ID: 9999 9999 9 999 GROUP ID: 9999 9999 9 999 9999 9999 9 999 I#

$3,102.29

$0

JUN 01, 2016 TO JUN 30, 2016

The Ameriprise ONE® Financial Account is a brokerage account with cash management features. This information is hypothetical, for illustrative purposes only, and does not represent real client data. Investment advisory products and services are made available through Ameriprise Financial Services, Inc., a registered investment adviser. Ameriprise Financial Services, Inc. Member FINRA and SIPC. © 2016 Ameriprise Financial, Inc. All rights reserved.