User Manual Book of Commonwealth Bank Corporate Mobile Banking - iPhone

Welcome to CommAccess, Online Banking.

Commonwealth

Bank

Enjoy the convenience and benefits of transacting via our CommAccess, Internet and Mobile Banking services presented by Commonwealth Bank of Indonesia which provides easiness for you to access your account and perform banking transactions 24 hours a day, whenever and wherever you are. The improvements of CommAccess features and services will keep continuing provides you easiness and comfort in doing the transaction. Now you can transfer with Realtime method , Bill Payment, Mutual Funds Top Up and Redeem, SMS Token and many more feature in Internet Banking or Mobile Banking. You can also get complete information regarding your account, including mutual funds account and loan accounts via CommAccess. If you have any difficulties in accessing CommAccess service, you can contact our nearest branch, or send an email to [email protected], or contact Call CommBank 1500030 to local access, or (6221) 1500030 for overseas.

Contents • Software Specification • How to download Commonwealth Bank Mobile Banking - iPhone

• Limit and fees of Corporate Transaction • Login • Account

• Bill Payment • Transfer • Term Deposit

• Mutual Fund • Loan • Services

• Tools • Information

Software Specification Internet Banking Commonwealth Bank is compatible with software specification below : •

Internet Explorer, suggested to use version under version 11

•

Mozilla Firefox

•

Google Chrome

Mobile Banking Commonwealth Bank is compatible with software specification software below: • iPhone : Minimum iOS6 • Android : Minimum Jelly Bean

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How to download Commonwealth Bank Mobile Banking on iPhone

1. Enter to App Store pplication

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2. Click Search

3. Enter key Commbank ID on search field. 4. Please be sure that you are download the correct Mobile Banking Application (Commonwealth Bank Mobile Banking Indonesia)

Limit of Corporate Transaction Maximum limit per day Transaction Type Own Account Transfer Internal Transfer SKN RTGS Foreign Currency Transfer (SWIFT) Real Time Transfer Bill Payment Mutual Fund

Grup A IDR 2.500.000.000 IDR 2.500.000.000 IDR 2.500.000.000 IDR 2.500.000.000

Grup B IDR 10.000.000.000 IDR 10.000.000.000 IDR 2.500.000.000 IDR 10.000.000.000

Maximum Daily Limit Grup C Grup D IDR 50.000.000.000 IDR 75.000.000.000 IDR 50.000.000.000 IDR 75.000.000.000 IDR 2.500.000.000 IDR 2.500.000.000 IDR 50.000.000.000 IDR 100.000.000.000

IDR 2.500.000.000 IDR 100.000.000 IDR 25.000.000 N/A

IDR 10.000.000.000 IDR 100.000.000 IDR 25.000.000 N/A

IDR 50.000.000.000 IDR 100.000.000 IDR 25.000.000 N/A

IDR 75.000.000.000 IDR 100.000.000 IDR 25.000.000 N/A

Own Account Transfer Internal Transfer SKN RTGS Foreign Currency Transfer (SWIFT)

IDR 2.500.000.000 IDR 2.500.000.000 IDR 2.500.000.000 IDR 2.500.000.000 IDR 2.500.000.000

IDR 10.000.000.000 IDR 10.000.000.000 IDR 2.500.000.000 IDR 10.000.000.000

IDR 50.000.000.000 IDR 50.000.000.000 IDR 2.500.000.000 IDR 50.000.000.000

IDR 75.000.000.000 IDR 75.000.000.000 IDR 2.500.000.000 IDR 100.000.000.000

IDR 100.000.000.000 IDR 100.000.000 IDR 25.000.000 N/A Bulk Transfer IDR 100.000.000.000 IDR 100.000.000.000 IDR 2.500.000.000 IDR 200.000.000.000

IDR 10.000.000.000

IDR 50.000.000.000

IDR 75.000.000.000

IDR 100.000.000.000

Maximum & minimum limit per transaction (include for Bulk Transfer) Own Account Transfer Internal Transfer SKN RTGS Real Time Transfer (Online) SWIFT Bill Payment 6

Minimum Amount per Transaction IDR 10,000

Maximum Amount per Transaction As per daily limit

IDR 10,000

As per daily limit

IDR 100,000

As per daily limit

IDR 500,000,001

As per daily limit

IDR 500,000 Equivalent IDR10,000

IDR 25,000,000 As per daily limit

N/A

As per daily limit

Grup E IDR 100.000.000.000 IDR 100.000.000.000 IDR 2.500.000.000 IDR 200.000.000.000

Transaction fee for Corporate

SKN RTGS

IDR 30,000

SWIFT – Cable Fee

IDR 50,000

SWIFT – Involve Exchange

IDR 0

SWIFT – No Exchange

USD 10

SWIFT – Full Amount

USD 20

SWIFT – Value Today

USD 15

Transfer Bulk Fee

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IDR 5,000

0

Real Time Transfer (online)

IDR 0

Standing Instruction

IDR 0

LOGIN

Homepage

1. Enter to Mobile Banking Application 2. Click Sign In

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3. Enter Username and Password 4. And then Sign In

5. Enter the Home

ACCOUNT

Account Details

1. Select Accounts

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2. Select Current & Savings

4. The list account will show 5. Click one of account that you want to see the details

Account Details

6. Screen will show the Account Details

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Account Activities

1. Select Accounts

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2. Select Current & Savings

4. Screen will show the list account 5. Click one of account to see the details

Account Activity

6. Click Activity 7. Screen will shows all activities of account

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TRANSFER

Own Account Transfer

1. Select More and then click Transfer

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2. Select Own Account Transfer

3. On Pay, select the beneficiary account. 4. On Source, select the source account

Own Account Transfer

5. Enter the Transfer Amount 6. Click Transfer Now for same day transfer or Transfer Later for selected date transfer or Pay Periodically for make a standing instruction. 17

7. Verify the details, and then click Confirm

8. Enter the passcode, and then click OK

Own Account Transfer

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Screen will show a message above for successful transaction. 10. Click OK to end the process.

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Internal Transfer

1. Select More and then Transfer

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2. Select Internal Account Transfer

3. Screen will show a pop up message above, click Continue

Internal Transfer

4. Select the Source Account. 5. On Beneficiary Info, enter the beneficiary account 6. Click Get Bene Name

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7. On Transfer Amount, enter the amount value. 8. Select Currency 9. Select Purposes (messages)

10. Click Transfer Now for same day transfer or Transfer Later for selected date transfer or Pay Periodically for make a standing instruction.

Internal Transfer

11. Verify the details, and then click Confirm

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12. Enter the passcode from Token, and then click OK

Domestic Transfer

1. Enter Domestic Transfer

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2. Screen will show a pop up message above, click Continue

3. Select the method of transaction 4. Click Continue

Domestic Transfer

5. Enter the Beneficiary Name (nama penerima transfer) 6. Enter Beneficiary Account 7. enter Beneficiary Email (optional) 8. Fill the Beneficiary Bank Info and then click Continue

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9. Select Source Account 10. Enter Transfer Amount 11. Select Currency 12. Enter Purposes

13. Select Bank Type 14. Click Transfer Now for same day transfer or Transfer Later for selected date transfer or Pay Periodically for make a standing instruction.

Domestic Transfer

15. Verify the details, and then click Confirm

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16. Enter the passcode from Token, and then click OK

17. Screen will show a message above for successful transaction. 18. Click OK to end the process

International Transfer

1. Select More and then click Transfer

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2. Select Foreign Currency Transfer

3. Screen will show a pop up message above, click Continue

InternationalTransfer

5. Enter Beneficiary Name 6. Enter Beneficiary Account No 7. Enter Beneficiary Email (optional) 8. Select Transfer Mode 9. Enter SWIFT Code

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10. Select Source Account 11. Enter Transfer Amount 12. Select Currency

13. Select Payment Details 14. Select Corresponding Charges (Full Amount/Normal)

InternationalTransfer

15. Click Transfer Now for same day transfer or Pay On for selected date transfer.

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16. Verify the details and then Confirm

17. Enter the passcode from Token, and then click OK

Online Transfer (Prima/Bersama)

1. Select Domestic Transfer

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2. Screen will show a pop up message above, click Continue

3. Select “Real Time” 4. Click Continue

Online Transfer (Prima/Bersama)

3. Select Beneficiary Bank Name 4. Enter Beneficiary Account No 5. Click “Get Bene Name”

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6. Select Account From (source account) 7. Enter Transfer Amount 8. Click Submit

9. Verify the details, and then click Confirm

Online Transfer (Prima/Bersama)

10. Enter the passcode from Token, and then click OK

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11. Screen will show a message above for successful transaction. 12. Click OK to end the process.

STANDING INSTRUCTION

Standing Instruction View

1. Select More and then click Transfer

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2. Select Standing Instruction

3. Screen will show a pop up message above, click Continue. 4. Screen will show the Standing Instruction that have been created.

TERM DEPOSIT

View Term Deposits

1. Select More 2. Select Term Deposit

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3. Select View Term Deposits

4. Select Account Term Deposit 5. Click “Continue”

View Term Deposits

5. Screen will show the Account Term Deposit

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BILL PAYMENT

Types of Bill Payment Transaction

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Bill Payment

1. Select Bill Payment

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2. Screen will show the page above.

3. 4. 5. 6.

Select Bill Payment Type Select Bill Provider Enter Relationship Number Click Submit

Bill Payment

7. Select Source Account 8. Select Voucher Denomination 9. Click Submit

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10. Verify the details, and then click Confirm

11. Enter the passcode from Token.

Bill Payment

12. Click OK

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MUTUAL FUND

Buy Mutual Fund

1. Select More 2. Select Mutual Funds

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3. Select Subscription

4. Select Unit Holder 5. Select Fund Manager 6. Click Continue

Buy Mutual Fund

7. On Fund Information seleect the Fund available. 8. Click Continue

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9. Enter Amount (total amount value) 10. Select Source Account

11. Tick “I have read the prospectus and agreed with its content” 12. Click Continue

Buy Mutual Fund

13. Verify the details, and then click Confirm

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14. Screen will show a pop up message above for successful transaction. 15. Click OK to end the process

Redeem Mutual Fund

1. Select More 2. Select Mutual Funds

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3. Select Redemption

4. Select Unit Holder 5. Select Funds to redeem. 6. Click Continue

Redeem Mutual Fund

7. Enter the total units to redeem 8. Click Submit

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9. Verify the details, and then click Confirm

10. Screen will show a pop up message above for successful transaction. 11. Click OK to end the process

Order Status Mutual Fund

1. Select More 2. Select Mutual Funds

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3. Select Order Status

4. Select Unit Holder 5. Select Status 6. Screen will show the selected status transaction 7. Click on Reference No to show the details transaction.

Order Status Mutual Fund

8. Click Order Details to show the transaction details

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9. Click Payment Details to show the payment details.

View Portofolio Mutual Fund

1. Select More 2. Select Mutual Funds

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3. Select Fund Portofolio

4. Select Account Unit Holder 5. Click Funds to show the Fund Portfolio List

View Portofolio Mutual Fund

6. Select on Graph to show the graph of user portfolio

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LOAN

Loan Account Summary

1. Select More 2. Select Loans

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3. Select Loan

4. Select Account Loans

Loan Account Summary

5. Click Activity to show the the activities of account.

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6. Click Details to show the details of account.

SERVICES

Cheque Book Request

1. Click More 2. Clcik Services

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3. Select Request Cheque Book

4. Select Account that requested the cheque book 5. Select Cheque Book Type 6. Enter the total sheets of cheque book on Cheque Book Option 7. Select Bank City 8. Select Branch Bank with beneficiary branch.

Cheque Book Request

9. Click Submit

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10. Verify the details, and then click Confirm

11. Screen will show a pop up message above for successful transaction. 12. Click OK to end the process.

Security Questions

1. Select More 2. Select Services

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3. Select Change Security Questions

4. Select Security Question 1, Security Question 2, Security Question 3 5. Enter Answer 1, Answer 2, Answer 3 6. Click Submit

Security Questions

7. Verify the details, and then clcik Confirm

8.

9.

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Screen will show a pop up message above for successful transaction. Click OK to end the process.

Change Password

1. Select More 2. SelectServices

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3. Select Change Password

4. Enter Existing Password (old password) 5. Enter New Password (new password) 6. Enter Enter New Password (re-enter new password) 7. Click Submit

Change Password

8.

9.

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Screen will show a pop up message above for successful transaction. Click OK to end the process.

TOOLS

Foreign Exchange Calculator

1. Select More 2. Select Tools

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3. Select Foreign Exchange Calculator

4. Select I Want To 5. Select Currency I Have 6. Enter the amount to calculation 7. Select Currency I Require (the switch currency) 8. Click Submit

Foreign Exchange Calculator

9. Screen will show the calculation

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Loan Eligibility Calculator

1. Select More 2. Select Tools

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3. Select Loan Eligibility Calculator

4. Enter the Gross Monthly Income 5. Enter Ongoing Monthly Expenses 6. Select Tenure of Loan (length time of loan) 7. Enter the Interest Rate (interest applicable)

Loan Eligibility Calculator

8. Click Calculate

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9. Screen will show the result

INFORMATION

Forex Rates

1. Select More 2. Select Information

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3. Select Forex Rates

4. Select Currency: From Currency and destination currency. 5. Click Submit

Forex Rates

6. Screen will show the information of Forex Rates

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View Initiated Transaction

1. Select More 2. Select Information

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3. Select View Initiated Transactions

4. Screen will show list of the transactions that were successfully executed 5. Click one of transaction type to show the details.

View Initiated Transaction

6. Screen will show the selected information transaction type. 7. Click on the transactionto show the details.

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8. Screen will show the details.

Authorization Flow

Authorization Flow

1. Select More 2. Select Information

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3. Select Pending Authorization

4. Select Initiated transaction to be authorized.

Authorization Flow

5. Click Authorize to continue the transaction. 6. Click Reject to cancel the transaction.

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7. Click Confirm to continue the authorization

8. Click Ok to end the transaction

Authorization Flow

9. Enter with releaser user ID, and then select More 10. Select Information

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11. Select Pending Authorization

12. SelectSemi Authorized

Authorization Flow

9. Click Confirm to continue 10. Click Cancel to cancel the transaction.

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11. Select Ok to end the process

Contact Us For More Info

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Commonwealth Bank Presentation Title / Confidential