Third Grade Mathematics Learning Goals for 2 nd 9- Weeks

Third  Grade  Mathematics   Learning  Goals  for  2nd  9-­‐Weeks     Skills  students  should  demonstrate  by  the  end  of  the  2nd  9-­‐weeks  o...
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Third  Grade  Mathematics   Learning  Goals  for  2nd  9-­‐Weeks  

  Skills  students  should  demonstrate  by  the  end  of  the  2nd  9-­‐weeks  of  school:       Unit  4-­‐  Data  Analysis   • Learning  Goal:    Student  will  understand  how  data  can  be  collected,  sorted,   and  organized.             How  parents  can  help:   ! You  and  your  student  can  use  dry  goods  from  your  cupboard  or  toys  from   a  toy  box  to  organize  and  sort.       ! You  and  your  student  can  create  a  table/chart  of  the  goods  and  create   questions  to  ask  about  the  table.       ! You  and  your  student  can  use  the  Internet  to  reinforce  how  to  collect,   sort,  and  organize  data.       o http://www.brainpopjr.com/math/data/tallychartsandbargraphs /picturemaker/   o http://www.topmarks.co.uk/maths-­‐games/5-­‐7-­‐years/data-­‐ handling   o http://www.kidsmathgamesonline.com/numbers/mathdata.html     • Learning  Goal:    Student  will  know  that  different  data  representations  can   be  used  to  represent  the  same  data  set.                          How  parents  can  help:   ! You  and  your  student  can  use  the  table/graph  from  the  previous  lesson   and  create  a  pictograph  or  plot  diagram  using  the  same  amount  of  goods   organized  and  sorted.       ! You  can  also  create  a  chart  on  Word  or  Excel  to  represent  the  same  data.   ! You  and  your  student  can  use  the  Internet  to  reinforce  data   representation.       o http://www.topmarks.co.uk/maths-­‐games/5-­‐7-­‐years/data-­‐ handling   o http://cstl.syr.edu/fipse/TabBar/Compare/COMPARE.HTM   o http://www.shodor.org/interactivate/activities/BarGraph/   o http://www.mhschool.com/math/mathtoolchest/mtc_online/   o Math  Tool  Chest  allows  you  to  create  graphs     • Learning  Goal:    Student  will  understand  graphs  and  tables  can  be  created   to  summarize  and  emphasize  various  aspects  of  data.       How  parents  can  help:   ! You  and  your  student  can  describe  the  table  by  making  a  list  of  the   observations  and  draw  conclusions  about  the  table.       ! You  and  your  student  can  then  summarize  your  data  into  a  3  to  5   sentence  paragraph  of  your  findings.   ! You  can  also  look  for  graphs  and  charts  in  magazines  and  newspapers   and  summarize  your  findings  too.       ! You  and  your  student  can  use  the  Internet  to  summarize  data  from  tables   and  graphs.  

Third  Grade  Mathematics   Learning  Goals  for  2nd  9-­‐Weeks  

  o http://www.topmarks.co.uk/maths-­‐games/5-­‐7-­‐years/data-­‐ handling   o http://cstl.syr.edu/fipse/TabBar/Compare/COMPARE.HTM   o http://www.shodor.org/interactivate/activities/BarGraph/   o http://www.mhschool.com/math/mathtoolchest/mtc_online/   o Math  Tool  Chest  allows  you  to  create  graphs  

  Unit  5-­‐  Relating  Multiplication  to  Division   • Learning  Goal:    Student  will  understand  strategies  to  include  mental   math,  partial  products,  and  properties  of  operations,  and  algorithms,   including  the  standard  algorithm,  can  be  used  to  multiply  numbers   (multiplication  of  whole  numbers  within  100).   How  parents  can  help:   ! You  and  your  student  can  practice  multiplying  the  way  you  already  know-­‐   simply  by  multiplying  ones,  tens,  and  hundreds  separately,  and  then  add.     Be  sure  to  include  any  regrouped  values  while  multiplying.    Both  of  you   can  create  your  own  problems.       ! You  and  your  student  can  practice  on  baking  pans  with  magnetic  letters   to  make  it  a  real  fun  and  engaging  experience  together.         ! You  and  your  student  can  use  the  Internet  to  reinforce  strategies  to   multiply  numbers  within  100.   o http://www.homeschoolmath.net/teaching/md/multiplication_al gorithm.php   o https://learnzillion.com/lessons/530-­‐multiply-­‐using-­‐the-­‐ standard-­‐algorithm   o http://www.helpingwithmath.com/by_subject/multiplication/mu l_flashcards.htm     • Learning  Goal:    Student  will  understand  strategies  based  on  objects;   pictorial  models,  including  arrays,  area  models,  and  equal  groups;   properties  of  operations;  or  recall  of  facts  can  be  used  to  solve   multiplication  and  division  problems  (one-­‐step  multiplication  and   division  of  whole  numbers  within  100).                          How  parents  can  help:     ! You  and  your  student  can  use  cut  out  squares  or  grid  paper  to  practice   drawing  or  creating  array  models  to  solve  problems.     ! You  and  your  student  can  practice  multiplication  and  division  facts  until   they  become  automatic  with  card  games.  Then,  track  their  mastery  with  a   chart  to  show  when  a  fact  is  mastered  consistently.       ! You  and  your  student  can  use  the  Internet  to  reinforce  the  strategies   based  on  pictorial  models  and  properties  of  operations.       o http://www.harcourtschool.com/activity/space_arrays/   o http://www.learnalberta.ca/content/me3us/flash/lessonLaunche r.html?lesson=lessons/08/m3_08_00_x.swf   o http://www.brainpop.com/games/jellybean/  

Third  Grade  Mathematics   Learning  Goals  for  2nd  9-­‐Weeks  

      Learning  Goal:    Student  will  understand  that  when  multiplying  and   dividing  two  non-­‐zero  whole  numbers,  the  product  will  always  be   larger  than  each  of  the  factors  and  the  quotient  will  always  be  smaller   than  the  dividend  (multiplication/division  of  whole  numbers  within   100).                              How  parents  can  help:   ! You  and  your  student  can  practice  multiplying  and  dividing  with  playing   cards.   ! You  and  your  student  can  play  Tic-­‐Tac-­‐Toe.  You  will  need  nine  sheets  of   white  and/or  notebook  paper.    You  will  write  a  big  tic-­‐tac-­‐toe  grid  on  all   nine  sheets  of  paper  that  fills  up  the  entire  sheet.    You  will  then  write   unsolved  equations  in  all  portions  of  the  tic-­‐tac-­‐toe  grids  to  have  a  total  of   nine  equations  on  each  sheet  of  paper.    You  and  your  child  will  then  take   turns  answering  equations  trying  to  answer  three  in  a  row.    Once  a  player   wins  on  one  sheet,  that  player  keeps  that  sheet.  This  will  continue  on  with   the  rest  of  the  sheets  until  one  player  wins  three  sheets  in  a  row.         ! You  and  your  student  can  use  the  Internet  to  reinforce  how  the  answers   will  be  different  for  multiplying  and  dividing.   o http://www.multiplication.com/games/play/sketchs-­‐world   o http://www.multiplication.com/games/game-­‐categories/Action-­‐ Games     • Learning  Goal:    Student  will  understand  that  division  problems  can  be   distinguished  as  either  partitive  division  (also  known  as  measurement   division)  or  quotative  division  (division  of  whole  numbers  within  100).                    How  parents  can  help:   ! You  and  your  student  can  practice  making  word  problems  like  the  ones   listed  in  the  website  below.       ! You  and  your  student  can  be  creative  and  use  things  around  the  house  for   your  word  problems.       ! Once  you  create  the  partitive  problem,  you  can  turn  it  into  the  quotative   problem  as  well.       ! You  and  your  student  can  use  the  Internet  to  reinforce  both  kinds  of   division.   o http://www.math.niu.edu/courses/math402/packet/packet-­‐4.pdf   o http://www.youtube.com/watch?v=d77HfAxxyj4     • Learning  Goal:    Student  will  understand  the  relationships  that  exist   between  the  terms  in  multiplication  and  division  equations  and   situations  and  how  the  product  of  a  multiplication  fact  becomes  the   dividend  in  its  related  division  fact  (multiplication  and  division  of   whole  numbers  within  100).                    How  parents  can  help:   •

Third  Grade  Mathematics   Learning  Goals  for  2nd  9-­‐Weeks  

  ! You  and  your  student  can  play  spiral  multiplication  and  division  game   with  a  deck  of  cards.    Use  the  deck  of  cards  to  make  a  spiral  game  board   starting  from  the  center.    Place  your  game  pieces  at  the  start  (center).     Player  1  rolls  the  die.    Player  1  multiplies/divides  the  number  on  the  die   by  the  card  the  game  piece  is  on.    If  they  are  correct,  they  move  the   number  of  spaces  the  die  shows.    If  they  are  incorrect,  they  do  not  get  to   move.  Take  turns  and  repeat  until  someone  reaches  the  end  (last  card  on   the  outside  of  the  spiral).       ! You  and  your  student  can  use  the  Internet  to  reinforce  the  relationships   between  multiplication  and  division.     o http://www.ezschool.com/Games/Math/MultiplyDivide/FactFam ily2.html   o http://www.mad4maths.com/3_x_multiplication_table_math_gam e/   o http://www.bbc.co.uk/bitesize/ks1/maths/division/play/popup. shtml     • Learning  Goal:    Student  will  understand  that  a  number  divisible  by  2  is  an   even  number,  whereas  a  number  not  divisible  by  2  is  an  odd  number.                                  How  parents  can  help:   ! You  and  your  student  can  play  the  “Odd  and  Even”  game  with  cards.    You   both  decide  who  is  going  to  be  “odd”  and  “even”.    Player  1  draws  a  card   and  if  the  number  is  what  they  chose  (odd  or  even)  they  write  the   number  from  the  card  on  their  recording  sheet.    If  the  card  is  not  what   they  chose  (odd/even),  his/her  turn  is  over.    The  first  person  to  50  points   wins.    The  winning  total  can  always  be  adjusted.    You  can  always   substitute  the  cards  for  dice.       ! You  and  your  student  can  use  the  Internet  to  reinforce  odd  and  even   numbers.       o http://www.mathsisfun.com/numbers/even-­‐odd.html   o http://www.abcya.com/number_race.htm   o http://www.ixl.com/math/grade-­‐3/even-­‐and-­‐odd     • Learning  Goal:    Student  will  use  basic  fact  strategies  and  properties  of   operations  lead  to  automaticity  with  multiplication  facts  and  the  recall   of  corresponding  division  facts  (multiplication  facts  up  10  x  10).                    How  parents  can  help:   ! You  and  your  student  can  play  a  memory  game-­‐  one  card  contains  the   factors  and  the  other  contains  the  product.   ! You  and  your  student  can  roll  two  dice  and  multiply  the  2  numbers  they   rolled  together.   ! You  can  also  draw  dominoes  that  are  face  down  and  multiply  the  dots  on   either  side  of  the  domino  together.       ! You  and  your  student  can  use  the  Internet  and  apps  to  reinforce   automaticity  with  multiplication/division.  

Third  Grade  Mathematics   Learning  Goals  for  2nd  9-­‐Weeks  

  o http://www.bbc.co.uk/bitesize/ks1/maths/multiplication/play/p opup.shtml   o http://www.mad4maths.com/multiplication_table_math_games/   o http://resources.oswego.org/games/   o Fast  Facts  Multiplication  for  iPad     Unit  6-­‐  Representing  Fractions   • Learning  Goal:    Student  will  partition  a  whole  number  into  its  equal  parts,   and  each  of  those  parts  has  a  name  (fractions  with  denominators  of  2,  3,   4,  6,  and  8)   How  parents  can  help:   ! You  and  your  student  practice  making  fractions  with  paper  plates.    Your   student  can  be  creative  with  the  plate  when  coloring  it.    Then,  you  cut  the   paper  plates  into  eighths,  thirds,  etc.  You  and  your  student  can  practice   making  different  fractions  with  the  different  denominators.    You  can  also   do  this  with  cookies/pizza  before  they  eat  them.       ! You  and  your  student  can  use  the  Internet  to  reinforce  fractions.   o http://www.sheppardsoftware.com/mathgames/earlymath/fracti ons_shoot.htm   o http://www.sheppardsoftware.com/mathgames/fractions/fracTu t1.htm     • Learning  Goal:    Student  will  use  fractions  to  represent  parts  of  a  whole,   parts  of  a  set,  or  points/distances  on  a  number  line  (fractions  with   denominators  of  2,  3,  4,  6,  and  8)                How  parents  can  help:   ! You  and  your  student  can  use  yarn  for  a  number  line  and  place  index   cards  with  fractions  on  them.    You  create  your  intervals  and  distance   from  one  point  to  another.       ! You  and  your  student  can  make  a  big  number  line  and  add  cards  to  it  over   time  in  order  to  keep  practicing.    The  string  can  be  stretched  over  several   feet  attached  to  objects  so  that  cards  can  be  placed  on  them  like  table   tents.       ! You  and  your  student  can  use  the  Internet  and  videos  to  reinforce   fractions  on  a  number  line.   o http://www.bbc.co.uk/bitesize/ks2/maths/number/fractions/pla y/   o https://www.khanacademy.org/math/pre-­‐algebra/fractions-­‐pre-­‐ alg/understanding-­‐fractions-­‐pre-­‐alg/v/plotting-­‐basic-­‐fractions-­‐ on-­‐the-­‐number-­‐line     • Learning  Goal:    Student  will  know  that  fractions  can  be  recorded   symbolically  using  a  numerator,  denominator,  and  fraction  bar   (fractions  with  denominators  of  2,  3,  4,  6,  and  8).                    How  parents  can  help:  

Third  Grade  Mathematics   Learning  Goals  for  2nd  9-­‐Weeks  

  ! You  and  your  student  can  practice  making  fractions  out  of  names  starting   with  their  own.    For  example,  NOAH,  ½  consonants  and  ½  vowels.    You   can  do  this  with  all  the  family  members’  names.         ! You  can  also  make  fractions  with  your  paper  plate  pieces  from  the  first   lesson  in  this  unit.       ! You  and  your  student  can  discuss  the  different  parts  of  the  fraction-­‐   numerator,  denominator,  and  fraction  bar.       ! Remember  that  the  fraction  bar  indicates  that  the  division  of  the   numerator  by  the  denominator  will  be  performed.       ! You  and  your  student  can  use  the  Internet  to  reinforce  what  fractions   symbolize.   o http://www.sheppardsoftware.com/mathgames/earlymath/fracti ons_shoot.htm   o http://www.sheppardsoftware.com/mathgames/fractions/fracTu t1.htm     • Learning  Goal:    Student  will  understand  a  fraction  representing  one  part   of  a  whole  is  called  a  unit  fraction  (fractions  with  denominators  of  2,  3,   4,  6,  and  8).                    How  parents  can  help:   ! You  and  your  student  can  discuss  what  is  a  unit  fraction.       ! A  unit  fraction  is  where  the  numerator  is  one  and  the  denominator  is  a   positive  integer.       ! The  numerator  lets  you  know  that  one  unit  or  piece  of  the  denominator  is   being  represented  in  a  unit  fraction.       ! You  and  your  student  can  use  the  Internet  to  reinforce  unit  fractions.   o  http://www.ixl.com/math/grade-­‐3/match-­‐unit-­‐fractions-­‐to-­‐ models   o http://www.sheppardsoftware.com/mathgames/fractions/fracTu t1.htm     • Learning  Goal:    Student  will  know  that  fractions  can  be  composed  and   decomposed  using  unit  fractions  of  the  same  denominator  (fractions   with  denominators  of  2,  3,  4,  6,  and  8).       How  parents  can  help:   ! You  and  your  student  can  practice  composing  and  decomposing  fractions.   ! Use  small  strips  of  paper  and  write  fractions  on  them  with  the  same   denominator.    This  symbolizes  that  a  fraction  can  be  broken  down  into  its   individual  unit  fractions-­‐  ¾  is  the  same  ¼  +  ¼  +  ¼     ! Then,  allow  your  student  to  compose  (+)  and  decompose  (-­‐)  fractions.     They  will  love  it!   ! You  and  your  student  can  use  the  Internet  to  reinforce  fractions.   o http://www.theteacherstudio.com/2013/02/fractions-­‐day-­‐15-­‐ composing-­‐and.html    

Third  Grade  Mathematics   Learning  Goals  for  2nd  9-­‐Weeks  

  Learning  Goal:    Student  will  solve  problem  situations  involving  dividing   an  object  or  a  set  of  objects  that  are  related  to  fractions  (fractions  with   denominators  of  2,  3,  4,  6,  and  8).       How  parents  can  help:   ! You  and  your  student  can  take  a  group  of  items  around  the  house-­‐   buttons,  types  of  snacks,  small  toys,  etc.,  separating  them,  and  creating   fractions.    For  example,  out  the  8  buttons  you  gather,  4  are  red-­‐  4/8   would  be  the  fraction  you  would  write.         ! You  and  your  student  can  use  the  Internet  to  reinforce  partitioning   fractions.   o https://mathed.byu.edu/~peterson/Fractions%20Unit%20Sec% 201.pdf     • Learning  Goal:    Student  will  use  a  number  line  to  compose  an  infinite   series  of  points  that  are  labeled  according  to  a  specified  unit  length  and   its  distance  from  zero.   How  parents  can  help   ! You  and  your  student  can  write  different  fractions  on  index  cards  and   practice  placing  them  in  order  on  the  floor  with  string/shoe  string  or  at   the  edge  of  a  table.       ! Do  this  with  different  fractions  to  keep  practicing.     ! You  can  also  use  sidewalk  chalk  to  create  number  lines  outside,  as  well.       ! You  and  your  student  can  use  the  Internet  to  reinforce  number  lines.       o http://www.brainpop.com/games/battleshipnumberline/   o http://www.sheppardsoftware.com/mathgames/fractions/Anima lRescueFractionsNumberLineGame.htm     Unit  7-­‐  Application  of  Multiplication  and  Division   • Learning  Goal:    Student  will  understand  a  variety  of  strategies  that  can  be   used  to  represent  and  solve  multiplication  and  division  problems   (multiplication  and  division  within  100).   How  parents  can  help:   ! You  and  your  student  can  use  long  division,  lattice  multiplication,  dog  tail   division,  and  pictorial  models  to  solve  problems.   ! You  and  your  student  can  work  out  problems  using  the  different  ways.     Have  your  student  teach  you  all  the  different  ways  to  work  out  problems.   ! You  and  your  student  can  use  the  Internet  to  reinforce  how  to  solve   multiplication  and  division  problems.   o http://www.mathplayground.com/index_multiplication_division.h tml   o http://www.youtube.com/watch?v=HEpImM99yps   o http://www.youtube.com/watch?v=cijuPxHgZAA   o http://www.youtube.com/watch?v=9k1QldHAANY     •

Third  Grade  Mathematics   Learning  Goals  for  2nd  9-­‐Weeks  

  Learning  Goal:    Student  will  understand  that  when  multiplying  two  whole   numbers,  the  product  will  always  be  larger  than  each  of  the  factors  and   when  dividing  whole  numbers  (with  the  dividend  larger  than  the   divisor),  the  quotient  will  always  be  smaller  than  the  dividend.                              How  parents  can  help:   ! You  and  your  student  can  practice  multiplying  and  dividing  with  playing   cards.   ! You  and  your  student  can  play  Tic-­‐Tac-­‐Toe.  You  will  need  nine  sheets  of   white  and/or  notebook  paper.    You  will  write  a  big  tic-­‐tac-­‐toe  grid  on  all   nine  sheets  of  paper  that  fills  up  the  entire  sheet.    You  will  then  write   unsolved  equations  in  all  portions  of  the  tic-­‐tac-­‐toe  grids  to  have  a  total  of   nine  equations  on  each  sheet  of  paper.    You  and  your  child  will  then  take   turns  answering  equations  trying  to  answer  three  in  a  row.    Once  a  player   wins  on  one  sheet,  that  player  keeps  that  sheet.  This  will  continue  on  with   the  rest  of  the  sheets  until  one  player  wins  three  sheets  in  a  row.         ! You  and  your  student  can  use  the  Internet  to  reinforce  how  the  answers   will  be  different  for  multiplying  and  dividing.   o http://www.multiplication.com/games/play/sketchs-­‐world   o http://www.multiplication.com/games/game-­‐categories/Action-­‐ Games     • Learning  Goal:    Student  will  understand  that  place  value  understandings   and  properties  of  operations  are  used  to  develop  the  standard   multiplication  algorithm.   How  parents  can  help:   ! You  and  your  student  can  discuss  the  steps  of  solving  a  multiplication   problem  using  the  standard  algorithm.    Use  the  videos  below  to  help  with   each  type.    Please  help  your  student  find  the  strategy  that  works  best  for   him/her.   ! You  and  your  student  can  use  the  Internet  to  reinforce  the  multiplication   algorithm.   o http://www.homeschoolmath.net/teaching/md/multiplication_al gorithm.php   o http://web.mnstate.edu/peil/MDEV102/U1/S8/Standard2.htm   o http://www.youtube.com/watch?v=JjyO6Edl9vU   o   • Learning  Goal:    Student  will  understand  that  a  number  divisible  by  2  is  an   even  number,  whereas  a  number  not  divisible  by  2  is  an  odd  number.                                  How  parents  can  help:   ! You  and  your  student  can  play  the  “Odd  and  Even”  game  with  cards.    You   both  decide  who  is  going  to  be  “odd”  and  “even”.    Player  1  draws  a  card   and  if  the  number  is  what  they  chose  (odd  or  even)  they  write  the   number  from  the  card  on  their  recording  sheet.    If  the  card  is  not  what   they  chose  (odd/even),  his/her  turn  is  over.    The  first  person  to  50  points   •

Third  Grade  Mathematics   Learning  Goals  for  2nd  9-­‐Weeks  

  wins.    The  winning  total  can  always  be  adjusted.    You  can  always   substitute  the  cards  for  dice.       ! You  and  your  student  can  use  the  Internet  to  reinforce  odd  and  even   numbers.       o http://www.mathsisfun.com/numbers/even-­‐odd.html   o http://www.abcya.com/number_race.htm   o http://www.ixl.com/math/grade-­‐3/even-­‐and-­‐odd  

 

Learning  Goal:    Student  will  understand  that  relationships  exist  between   the  terms  in  multiplication  and  division  equations  and  situations.         How  parents  can  help:   ! You  and  your  student  can  practice  division  problems,  which  is  the  inverse   operation  of  multiplication.       ! Students  find  it  easier  to  do  division  in  this  way  since  they  know  their   multiplication  facts.       ! You  and  your  student  can  use  this  video  and  information  to  help   understand  the  relationship.           o https://learnzillion.com/lessons/965-­‐understand-­‐multiplication-­‐ and-­‐division-­‐relationships#quickcode-­‐modal   o http://www.aaamath.com/pro34cx2.htm   •

  Unit  8-­‐  Personal  Financial  Literacy   • Learning  Goal:    Student  will  understand  that  an  individual’s  education,   talents,  and  skills  may  affect  the  person’s  income  and  value  to  an   employer.   How  parents  can  help:   ! You  and  your  student  can  discuss  the  pros  and  cons  to  attending  college   after  graduation.       ! You  and  your  student  can  discuss  the  difference  between  a  skilled-­‐worker   versus  a  non-­‐skilled  worker.       ! You  and  your  student  can  use  the  Internet  to  show  the  different  salary   ranges  due  to  education  and  skill.       o http://www.cesdp.nmhu.edu/youth-­‐programs/docs/earnings.pdf   o http://education-­‐ portal.com/articles/How_Much_More_Do_College_Graduates_Earn _Than_Non-­‐College_Graduates.html     • Learning  Goal:    Student  will  know  that  costs  of  goods  and  services  are   affected  by  the  availability  or  scarcity  of  resources.   How  parents  can  help:   ! You  and  your  student  can  discuss  why  goods  and  services  are  affected  by   scarcity.       ! The  difficult  part  that  students  do  not  understand  is  that  when  supply  is   low,  the  cost  of  the  item  is  higher.       ! You  and  your  student  can  use  the  Internet  to  understand  scarcity.  

Third  Grade  Mathematics   Learning  Goals  for  2nd  9-­‐Weeks  

  o http://www.socialstudiesforkids.com/articles/economics/scarcit yandchoices1.htm   o http://www.hfcsd.org/webpages/tnassivera/news.cfm?subpage= 1059     • Learning  Goal:    Student  will  understand  planned  and  unplanned  spending   decisions  affect  financial  security.       How  parents  can  help:   ! You  and  your  student  can  discuss  the  difference  between  planned   spending  and  unplanned  spending.       ! Planned  spending  is  already  budgeted  and  unplanned  spending  is  fun  at   that  moment,  but  affects  your  finances.       ! Please  use  these  websites  to  help  aid  your  discussion  with  your  student.       o http://pbskids.org/itsmylife/games/mad_money_flash.html   o http://money.usnews.com/money/blogs/my-­‐ money/2013/10/16/5-­‐steps-­‐to-­‐teach-­‐kids-­‐about-­‐spending-­‐vs-­‐ saving     Learning  Goal:    Student  will  know  that  using  credit  to  obtain  wants  and   needs  requires  informed  choices  and  results  for  borrower.       How  parents  can  help:   ! You  and  your  student  can  discuss  how  credit  works  for  borrowing  money.     ! Letting  your  student  understand  that  if  they  do  not  pay  it  back  quickly,   they  will  have  to  pay  the  bank  or  business  extra  money.         ! Please  use  these  websites  to  help  aid  your  discussion  with  your  student.       o http://www.handsonbanking.org/htdocs/en/k/#/en/k/cr/3.html   o http://www.themint.org/kids/cash-­‐check-­‐or-­‐credit.html   •

 

Learning  Goal:    Student  will  know  that  decisions  regarding  savings  affect   financial  security  and  charitable  giving  requires  informed  choices  as   well.       How  parents  can  help:   ! You  and  your  student  can  set  up  a  budget  that  requires  his/her  allowance   to  have  a  required  amount  to  save  and  donate.       ! This  will  allow  your  student  to  make  informed  choices  and/or  decisions   during  this  process.       ! Let  your  student  pick  the  charity  of  their  choice  from  the  website  below.         ! Please  use  these  websites  to  help  aid  your  discussion  with  your  student.       o http://www.handsonbanking.org/htdocs/en/k/#/en/k/cr/3.html   o http://www.more4kids.info/652/top-­‐childrens-­‐charities/   •