Bank Directory for SAP
Technical Specifications for TXT Files For File Version 1
These technical specifications describe the TXT files included in the Bank Directory for SAP (TM) product. Corporates use the files for upload into SAP (TM) systems and other ERP systems to build a complete bank master data table. The files can be used to make the client and vendor account data compliant with the SEPA direct debit and credit transfer regulation. This document is for a corporate's operations staff and software developers.
10 November 2016
Bank Directory for SAP Technical Specifications for TXT Files
Table of Contents
Table of Contents Preface............................................................................................................................................................... 4 1
2
About Bank Directory for SAP™............................................................................................................ 6 1.1
Purpose of the Bank Directory for SAP................................................................................................... 6
1.2
EU Regulation 260/2012......................................................................................................................... 6
1.3
Bank Directory for SAP Content and Data Sources................................................................................ 6
1.4
Generation of IBANs, Initial Upload, and Distribution.............................................................................. 7
About the Bank Directory for SAP Files................................................................................................ 8 2.1
Bank Directory for SAP File Formats.......................................................................................................8
2.2
Monthly File Distribution.......................................................................................................................... 8
2.3
Bank Directory for SAP File Naming Convention.................................................................................... 8
2.4
Bank Directory for SAP File Names........................................................................................................ 9
2.5
Bank Directory for SAP Previous Version Files..................................................................................... 10
2.6
Downloading and Importing SWIFTRef Files........................................................................................ 11
2.7
SWIFTRef Release Letter and Support.................................................................................................12
3
BANKDIRECTORYSAP File...................................................................................................................14
4
COUNTRY CODE File............................................................................................................................ 20
5
CURRENCY CODE File..........................................................................................................................21
6
IBANSTRUCTURE File...........................................................................................................................22
7
EXCLUSIONLIST File.............................................................................................................................25 7.1
Overview of the EXCLUSIONLIST File..................................................................................................25
7.2
EXCLUSIONLIST File Field Definitions................................................................................................. 25
7.3
EXCLUSIONLIST File Examples...........................................................................................................26
8
Time Zone Attributes per Country....................................................................................................... 28
A
X Character Set......................................................................................................................................43 A.1
B
Allowed Characters................................................................................................................................43
Fields and Flags for SWIFTRef Files....................................................................................................44 B.1
MODIFICATION FLAG Field in SWIFTRef Files....................................................................................44
10 November 2016
2
Bank Directory for SAP Technical Specifications for TXT Files
C
Office Type............................................................................................................................................. 45 C.1
D
E
Table of Contents
Office Type Values................................................................................................................................. 45
List of Countries.................................................................................................................................... 46 D.1
Countries with NATIONAL IDs (Bank Numbers)....................................................................................46
D.2
Country-Specific Notes..........................................................................................................................57
File Upload Guidelines..........................................................................................................................58 E.1
File Content........................................................................................................................................... 58
E.2
Upload Options......................................................................................................................................58
E.3
Choosing Bank Keys............................................................................................................................. 60
E.4
Cleaning Up Bank Keys......................................................................................................................... 61
Legal Notices................................................................................................................................................... 64
10 November 2016
3
Bank Directory for SAP Technical Specifications for TXT Files
Preface
Preface Purpose of the document These technical specifications describe the TXT files included in the Bank Directory for SAP™ product. Corporates use the files for upload into SAP™ systems and other ERP systems to build a complete bank master data table. The files can be used to make the client and vendor account data compliant with the SEPA direct debit and credit transfer regulation. Audience This document is intended for anyone who installs and administers the Bank Directory for SAP files. Significant changes The following tables list all significant changes to the content of the Technical Specifications for TXT Files since the following previous editions. These tables do not include editorial changes that SWIFT makes to improve the usability and comprehension of the document.
10 November 2016
Updated information since 15 July 2016 edition
Location
New field definitions in the BANKDIRECTORYSAP file have been added.
BANKDIRECTORYSAP File on page 14
Updated information since June 2016 edition
Location
In the CURRENCY CODE FILE, for the COUNTRY NAME field, the value for Always present has been changed to No.
CURRENCY CODE File on page 21
Updated information since April 2016 edition
Location
SHA256 checksum file is included in all SWIFTRef directories as of 25 June 2016.
Monthly File Names on page 9
Information about the NATIONAL ID for Vietnam has been corrected.
Countries with NATIONAL IDs (Bank Numbers) on page 46
Updated information since 26 February 2016 edition
Location
A new file called EULA.txt is now included in the Bank Directory for SAP files. This txt file provides information about SWIFTRef Terms and Conditions.
Bank Directory for SAP File Names on page 9
4
Bank Directory for SAP Technical Specifications for TXT Files
Preface
Updated information since 18 December 2015
Location
The description for the following BANKDIRECTORYSAP file fields has been updated, indicating that these fields are not necessarily unique:
BANKDIRECTORYSAP File on page 14
•
NATIONAL ID
•
BIC
Terminology For the definitions of the fields (columns) in the files, see Field definitions on page 14. Term
Definition
Bank Key
The identifier of a bank or a branch in the BNKA, LFBK, and KNBK tables. The Bank Key can be composed in different ways. For more information, see Cleaning Up Bank Keys on page 61.
Bank Number
The identifier of a bank or a branch in the BNKA table. The Bank Number contains the NATIONAL ID or IBAN NATIONAL ID (for an IBAN country) from the Bank Directory for SAP™ (BDS) file. Synonyms of Bank Number are: bank/branch code, clearing code, sorting code, routing number.
SWIFT Code
BIC (business identifier code) BICs that identify a financial institution or a large corporation consist of 8 characters, sometimes padded with "XXX". Example: GEBABEBB or GEBABEBBXXX, are equivalent. BICs that identify a branch or a line of business consist of 11 characters. Example: BNPAFRPPLYO (Lyon branch), or BISSIE2DFEX (Foreign Exchange department).
Related documentation
10 November 2016
•
Bank Directory for SAP™ Frequently Asked Questions
•
Directories over FileAct Implementation Guidelines
•
IBAN Registry on www.swift.com
•
SWIFTRef Automated Download Service Technical Specifications
•
Publication Schedule and Distribution Information
•
SWIFTRef Release Letter (sent by e-mail to all SWIFTRef data file subscribers)
•
SWIFTRef Services Licence Agreement (Terms and Conditions)
5
Bank Directory for SAP Technical Specifications for TXT Files
About Bank Directory for SAP™
1
About Bank Directory for SAP™
1.1
Purpose of the Bank Directory for SAP The Bank Directory for SAP™ (BDS) includes a file that corporations can upload into an SAP or other ERP system. The purpose of the file is twofold: •
to build a complete Bank Master (BNKA) table and keep it up-to-date almost effortlessly
•
to make the client and vendor account data compliant with the SEPA direct debit and credit transfer regulation
Manually entering bank details into the Bank Master table with each addition of a new client or vendors is cumbersome and error prone. It is much easier and more accurate to populate the Bank Master table with bank details for all banks worldwide from the BDS file. The SAP user can then link these bank details to the client and vendors in KNBK and LFBK SAP tables through wellchosen Bank Keys. Once the BDS file is uploaded, monthly updates are automated through the upload of the delta files. Manual maintenance becomes unnecessary.
1.2
EU Regulation 260/2012 The Regulation (EU) No 260/2012 of the European Parliament and of the Council mandates payment service users, such as corporations, to provide the IBANs and the SWIFT BICs in payments to the EURO countries within SEPA. Although the obligation to provide the BIC disappears in 2016, corporations that make credit transfer and direct debit payments to SEPA countries must make client and vendor (supplier) bank data SEPA-compliant urgently. Direct debits have generally been configured in the SAP systems with the traditional bank codes (clearing codes) and account numbers. This means that the IBANs and the BICs are missing. For most corporations, asking their clients for the IBANs and the BICs is not an option, and they must find other ways to populate these. The BDS file has been designed to complete the Bank Numbers in IBAN format and to complete the BICs used in SEPA payments.
1.3
Bank Directory for SAP Content and Data Sources Content of Bank Directory for SAP The BDS file contains:
10 November 2016
•
Basic bank details (name and address)
•
Bank codes
•
BICs
•
IBAN-specific bank codes
6
Bank Directory for SAP Technical Specifications for TXT Files
About Bank Directory for SAP™
Data sources The data is obtained from, cross-referenced with, and validated against the following sources:
1.4
•
ISO 9362 BIC Directory (data provided by financial institutions and corporates)
•
ISO 13616 IBAN Registry for the IBANSTRUCTURE file
•
ISO 3166 Country Codes
•
ISO 4217 Currency Codes
•
National codes from the issuing authorities such as central banks and banking associations
•
Financial Institutions, through the online data management interface “PAK” (in particular for the IBAN BICs and IBAN NATIONAL IDs)
•
Standards bodies in IBAN countries for the dates when IBANs become used
Generation of IBANs, Initial Upload, and Distribution Generation of IBANs from BBANs The BDS file does not directly support the generation of IBANs from BBANs (traditional account numbers). Although it contains all data needed to generate an IBAN from BBAN, the generation requires country and bank-specific rules to cope with the exceptions and special cases. SWIFT Consultancy Services provide an IBAN generation service on project basis. For more information, contact SWIFT at
[email protected]. Initial BDS upload into SAP For SAP users that do not start with a clean system and already have bank entries configured in the BNKA, KNBK, and LFBK tables, see File Upload Guidelines on page 58. This section provides information to better control the initial upload of the BDS file into the SAP system. Distribution The Bank Directory for SAP™ product is available within the Corporate Pack Two and Corporate Pack Three product packages of the SWIFTRef product portfolio. For more information, see www.swift.com/swiftref > Documentation > Products.
10 November 2016
7
Bank Directory for SAP Technical Specifications for TXT Files
About the Bank Directory for SAP Files
2
About the Bank Directory for SAP Files
2.1
Bank Directory for SAP File Formats TXT files The text files are structured as follows: •
Line separator: CR/LF
•
Field separator: Tab character
•
File extension: .txt
The files are encoded in the UTF-8 format. The files use characters that belong to the SWIFT X character set (see X Character Set on page 43).
2.2
Monthly File Distribution Monthly full and monthly delta files There are two types of file packages: •
Monthly full files These files contain all data, even unchanged data relative to the previous month.
•
Monthly delta files These files contain only the changes relative to the previous month (additions, deletions, and modifications).
Type of file
Description
Frequency
Availability
Monthly full file
One delta file and one full file, published on the same day.
Published once a month
At 02:00 GMT on the monthly publication day (a Friday)
Monthly delta file
Users can apply the delta files only, the full files only, or a mix of the two (but not in the same month).
Related information Publication Schedule and Distribution Information
2.3
Bank Directory for SAP File Naming Convention
2.3.1
Monthly Update File Naming Convention This section describes the file naming convention for SWIFTRef monthly files.
10 November 2016
8
Bank Directory for SAP Technical Specifications for TXT Files
About the Bank Directory for SAP Files
___. Variable
Description
The name of the directory file
The version of the file
•
FULL The file is published once a month and contains all data, whether the data has changed or not. It is compatible with the DELTA files and serves the purpose of resynchronising your database with SWIFT's database.
•
DELTA The file is published once a month and only contains the data modified, added, or deleted relative to the previous month.
YYYYMMDD format The publication date and the activation date of the file
.txt (see Bank Directory for SAP File Formats on page 8)
Related information Monthly File Names on page 9
2.4
Bank Directory for SAP File Names
2.4.1
Monthly File Names This section lists the monthly file names for Bank Directory for SAP. BANKDIRECTORYSAP_YYYYMMDD_TXT.zip BANKDIRECTORYSAP_V1_FULL_YYYYMMDD.txt BANKDIRECTORYSAP_V1_DELTA_YYYYMMDD.txt COUNTRY_CODE_YYYYMMDD.txt CURRENCY_CODE_YYYYMMDD.txt IBANSTRUCTURE_FULL_YYYYMMDD.txt EXCLUSIONLIST_V1_FULL_YYYMMDD.txt LOCALLANGUAGE_V1_FULL_YYYMMDD.txt LOCALLANGUAGE_V1_DELTA_YYYMMDD.txt
10 November 2016
9
Bank Directory for SAP Technical Specifications for TXT Files
About the Bank Directory for SAP Files
BANKDIRECTORYSAP_YYYYMMDD_TXT.zip EULA.txt sha256sum.txt md5sum.txt
For more information about the Local Language File, see the Technical Specifications. •
EULA.txt This file is included in all downloadable file packages. This file provides information about SWIFTRef Terms and Conditions. For more information, see the SWIFTRef Services Licence Agreement. For files received through the Directories Over FileAct service, the EULA.txt will be included in September 2016.
•
sha256sum.txt The Secure Hash Algorithm (SHA) validates the integrity of SWIFTRef files. The SHA256 algorithm generates an almost-unique, fixed size 256-bit (32-byte) hash. The SHA256 checksum replaces the md5sum, which will be removed at the end of December 2017. For files received through the Directories Over FileAct service, sha256sum.txt will be added at the end of November 2016.
•
md5sum.txt This file contains the digest of the files for integrity verification.
2.5
Bank Directory for SAP Previous Version Files The structure of the data files can evolve with time, for example, because new data is being added in the form of new columns. The files listed in the previous section are the latest version files included in the zip package. If previous versions of files exist, then they also may be included in the downloadable zip package. Currently there are no previous versions files distributed. Although six new columns will be added to the BANKDIRECTORYSAP file in November 2016, the file name version number remains V1. The SAP system will be able to import the file with the new structure as of 25 November 2016.
10 November 2016
10
Bank Directory for SAP Technical Specifications for TXT Files
2.6
About the Bank Directory for SAP Files
Downloading and Importing SWIFTRef Files Downloading files
File download option
More information
How to order
Manual download from www.swiftrefdata.com by authorised users
Frequently Asked Questions - For SWIFTRef Users
1.
Go to the ordering pages on www.swift.com.
2.
Click Place orders , then select the desired product. Complete the order form (login to swift.com required).
3.
Under Files products types, select the product from the drop-down list. Under Distribution options, select Manual download from the drop-down list.
1.
Go to the ordering pages on www.swift.com.
2.
Click Place orders , then select the desired product. Complete the order form (login to swift.com required).
3.
Under Files products types, select the product from the drop-down list. Under Distribution options, select Download automation from the drop-down list.
1.
Go to the ordering pages on www.swift.com.
2.
Click Place orders , then select Subscribe (Test) or Subscribe (Live) .
3.
Complete the subscription/change form as appropriate (login to swift.com required).
Automated Download Service
Directories Over FileAct
SWIFTRef Automated Download Service Technical Specifications
Directories Over FileAct Implementation Guidelines
Principles for importing data into a target database There are two ways to import data: Situation
Solution
File and destination table are both UTF-8
Directly import the file without changing parameters
File is UTF-8 and destination table is not UTF-8
Specify during the import that the encoding of the file is UTF8. That way the system knows that the characters must be read in UTF-8. If you do not specify the encoding of the file, then the system will try to import the file using the destination table encoding. The characters will be read in the wrong way and will be replaced by incorrect characters.
10 November 2016
11
Bank Directory for SAP Technical Specifications for TXT Files
About the Bank Directory for SAP Files
Importing files The files can be imported into: •
SAP systems. SAP version 4.7 or later is required. For detailed upload options, read SAP Note 1737484.
•
Other ERP system or payments application. The user must implement its own integration software.
•
Microsoft Excel or Microsoft Access - for desktop consultation. Format the Excel sheet as text before importing the file to preserve leading zeros (“0”). To import into Microsoft Excel, do the following: 1. Select the entire sheet. 2. Format it as text. 3. Import the data with: Data > From text. 4. Select TAB-delimited Unicode (UTF-8) format for all columns.
Note
2.7
COUNTRY, CURRENCY, and IBANSTRUCTURE files cannot be uploaded into SAP through the upload utility, but can be consulted outside of the system.
SWIFTRef Release Letter and Support Release Letter For the users of the SWIFTRef files, SWIFT publishes the monthly SWIFTRef Release Letter that describes all significant additions, changes, and corrections to the SWIFTRef files. The SWIFTRef Release Letter is e-mailed automatically to all users with a subscription to file download. The SWIFTRef Release Letter is published approximately one week before the file publication date. Support SWIFT Customer Support provides documentation and the Knowledge Base to help customers find information. If you do not find the information that you are looking for, then contact Support: •
You are registered for SWIFT Support Create a support case: Log in to the Case Manager on www.swift.com.
•
You are not registered for SWIFT Support If you have a BIC, then log in to www.swift.com. Under Profiles, click Request Accesses > Support applications. If you do not have a BIC or you do not know your BIC, then contact the SWIFTRef administrator of your institution.
10 November 2016
12
Bank Directory for SAP Technical Specifications for TXT Files
About the Bank Directory for SAP Files
Type of support
Contact information
SWIFTRef data content and operational issues:
Log in to Ordering & Support on swift.com.
•
data issues
•
directory publication issues
•
directory file queries
•
website application errors
•
identity and access management
SWIFTRef sales enquiries
•
Documentation (User Handbook)
•
How-to videos
•
Knowledge base
•
Case Manager
Send an e-mail to
[email protected]
Customers can find more information about Reference Data products on www.swift.com/swiftref. Support related to SAP, the SAP Notes, and the upload utility must be requested through SAP support.File
10 November 2016
13
Bank Directory for SAP Technical Specifications for TXT Files
3
BANKDIRECTORYSAP File
BANKDIRECTORYSAP File Overview The BANKDIRECTORYSAP file contains both the bank and branch related attributes and identifiers as well as the IBAN-related identifiers, combined in one file. Field definitions The following table contains the definitions of the fields (columns) in the BANKDIRECTORYSAP file, both the full and the delta file.
Field name
Data type
Max length
Always present
Description
MODIFICATION FLAG
Alphabetic
1
Yes
Modification flag In delta files: •
A (addition)
•
M (modification)
•
D (deletion)
In full files: •
A (addition)
For more information, see MODIFICATION FLAG Field in SWIFTRef Files on page 44. RECORD KEY
Alphanumeric
12
Yes
The unique key of the record in the file.
ISO COUNTRY CODE
Alphabetic
2
Yes
The ISO 3166-1 alpha-2 code of the country of the institution/branch.
NATIONAL ID
Alphanumeric
15
No
The national identifier of the institution/ branch. The NATIONAL ID consists of the bank code and the branch code (optional). Synonyms for the NATIONAL ID are bank code, clearing code, sort code, sorting code, routing number. The NATIONAL ID is not necessarily unique. Some banks re-use a single NATIONAL ID for multiple branches. These NATIONAL IDs will appear multiple times. For more information, see Countries with NATIONAL IDs (Bank Numbers) on page 46.
10 November 2016
14
Bank Directory for SAP Technical Specifications for TXT Files
BANKDIRECTORYSAP File
Field name
Data type
Max length
Always present
Description
BIC
Alphanumeric
11
No
The BIC ("SWIFT code") of the institution/ branch. If an 8-character BIC is issued, then it is padded with "XXX". The BIC is not necessarily unique. Multiple branches of a bank can share the same BIC. This BIC will be repeated in multiple records.
IBAN ISO COUNTRY CODE
Alphabetic
2
No
The ISO 13616 prefix of the IBAN format applied to the IBANs issued by the institution. When a country or territory adopts an IBAN format of another country, this can be different from the ISO COUNTRY CODE.
IBAN NATIONAL ID
Alphanumeric
15
No
The national identifier of the institution/ branch in the format as included in the IBANs. In special cases, the format/value can be different from the NATIONAL ID.
IBAN BIC
Alphanumeric
11
No
The BIC issued together with the IBANs to the institution's account holders. In special cases, it can be different from the value in the field BIC. If an 8-character BIC is issued, then it is padded with "XXX". In practice, a BIC with branch identifier "XXX" (length 11) is equivalent to a BIC without branch identifier (length 8).
IBAN CONTEXT
10 November 2016
Alphabetic
1
No
Indicates in which context the IBANs are used in the country: •
S for a SEPA country
•
I for any other country using IBANs
•
empty for all other countries
15
Bank Directory for SAP Technical Specifications for TXT Files
BANKDIRECTORYSAP File
Field name
Data type
Max length
Always present
Description
UNIQUE ID
Alphabetic
1
No
Flags the record to select in case duplicate combinations of ISO COUNTRY CODE, NATIONAL ID, and BIC exist: •
U for unique combinations
•
D for duplicates
This data is designed for ERP systems other than SAP. The SAP system automatically selects 'unique' bank keys and ignores duplicates. INSTITUTION NAME
Any
105
Yes
Institution name
BRANCH INFORMATION
Any
70
No
Description of the institution/branch as provided by the financial institution to which it belongs. Only provided for records that contain a BIC. The information is sourced from the BIC Directory.
OFFICE TYPE
Alphabetic
2
Yes
The type of the institution/branch in the office hierarchy: •
HO - Head Office
•
MP - Main Payments Office
•
DB - Domestic Branch or department
•
SB - Sub Domestic Branch
•
FB - Foreign Branch
•
SF - Sub Foreign Branch
•
UC - Unclassified
For more information, see Office Type on page 45. STREET ADDRESS 1
Any
35
No
Street name
STREET ADDRESS 2
Any
35
No
Street number
STREET ADDRESS 3
Any
35
No
Building, building name, floor
STREET ADDRESS 4
Any
35
No
Area
CITY
Any
35
No
City name of the institution/branch
ZIP CODE
Any
15
No
The ZIP or postal code of the institution/ branch
10 November 2016
16
Bank Directory for SAP Technical Specifications for TXT Files
BANKDIRECTORYSAP File
Field name
Data type
Max length
Always present
Description
CPS
Any
90
No
The county, province, state of the institution/branch
POB NUMBER
Any
35
No
The post box number of the institution/ branch
COUNTRY NAME
Any
70
Yes
The country name of the institution/ branch
CHIPS UID
Numeric
6
No
The CHIPS Universal ID of the institution CHIPS - the Clearing House for Interbank Payments System
CONNECTED BIC
10 November 2016
Alphanumeric
11
No
The CONNECTED BIC is only provided in records that contain an unconnected (non-SWIFT) BIC in the BIC column. It represents the SWIFT-connected BIC of the same institution if it has one, or the BIC of its corresponding institution through which it connects to SWIFT. Use the CONNECTED BIC to send a payment to an unconnected BIC over the SWIFT FIN network.
17
Bank Directory for SAP Technical Specifications for TXT Files
Field name
Data type
NETWORK CONNECTIVITY Alphanumeric
BANKDIRECTORYSAP File
Max length
Always present
Description
4
No
Status of an institution's connection to SWIFT NETWORK CONNECTIVITY is only provided for records the contain a BIC. With the change to the ISO BIC format rules in November 2018, the SWIFT FIN connectivity information will not be present in the eighth character of the BIC, but will be provided in this specific field. Until November 2018, either the first value of this field or the eighth character of the BIC can be used to determine the SWIFT FIN connectivity. The values can be: •
[C] Connected
•
[N] Not connected
•
Empty: not applicable or unknown
The field contains four concatenated values representing the following: •
First value: connected to SWIFT FIN network
•
Second value: connected to SWIFTNet InterAct
•
Third value: connected to SWIFTNet FileAct
•
Fourth value: not used, reserved for future use
Example For an institution connected to FIN and FileAct but not to InterAct = CNC TIME ZONE
Alphanumeric
1
No
The time zone of the institution, identified by the seventh character of the BIC With the change to the ISO BIC formatting rules, after November 2018 new BICs with these values are no longer provided in the BIC, but in this new field. Until November 2018, either this field or the seventh character of the BIC can be used to determine the time zone. For more information, see Time Zone Attributes per Country on page 28.
10 November 2016
18
Bank Directory for SAP Technical Specifications for TXT Files
BANKDIRECTORYSAP File
Field name
Data type
Max length
Always present
Description
NATIONAL ID TYPE
Alphanumeric
70
No
The value of the NATIONAL ID or the value or acronym of the NATIONAL ID provider Example •
BLZ (Bankleitzahl): German NATIONAL ID
•
ABA (American Banking Association number): United States NATIONAL ID
The names are optionally followed by a qualifier, starting with a slash (/) and a two-value code: /AN - Alternative NATIONAL ID TYPE The banks and branches in a country can own National IDs issued by multiple authorities. For example, in addition to the most common NATIONAL ID, the banks in Brazil can own COMPEsystem's NATIONAL IDs and ISPBsystem's NATIONAL IDs. /FN - Foreign NATIONAL ID type In some countries, banks have a national code issued by a foreign payment and clearing service. For example, a German bank physically located within a German address and BIC can have a Swiss National ID (labelled "BC"). This is then labelled as "BC/FN". Alphanumeric
EID
7
No
Not populated and reserved for future use Will contain the SWIFT-internal Entity ID of the legal entity or its branch identified in the record, like the example listed in the Entity Plus directory. Provided for cross-referencing to the Entity Plus Directory and only provided in records that contain a BIC. For more information, see the Entity Plus Technical Specifications.
Note
10 November 2016
Six new fields will be added on the right side of the BANKDIRECTORYSAP file on 28 November 2016. Although they contain new data that the SAP system will be able to import, that data will not initially be used by the SAP system. With SWIFT and SAP customers' requests to SAP Support, the SAP systems will gradually be enhanced with new functionality to use the new data.
19
Bank Directory for SAP Technical Specifications for TXT Files
4
COUNTRY CODE File
COUNTRY CODE File Field definitions The COUNTRY CODE file lists the country codes and names of countries and territories as defined by ISO 3166.
Field name
Data type
Maximum length
Always present
Description
TAG
Alphabetic
2
Yes
Record tag identifier CT Values:
MODIFICATION FLAG
Alphabetic
1
Yes
•
A (addition)
•
M (modification)
•
D (deletion)
•
U (unchanged)
These values are included in the full file. A delta file is not provided for Country Codes. For more information, see Fields and Flags for SWIFTRef Files on page 44. COUNTRY CODE
Alphabetic
2
Yes
The ISO 3166-1 alpha-2 country code
COUNTRY NAME
Alphabetic
70
Yes
The ISO 3166-1 country name
10 November 2016
20
Bank Directory for SAP Technical Specifications for TXT Files
5
CURRENCY CODE File
CURRENCY CODE File Field definitions The CURRENCY CODE file lists the names and codes of all currency codes according to ISO 4217.
Field name
Data type
Maximum length
Always present
Description
TAG
Alphabetic
2
Yes
Record tag identifier CU Values:
MODIFICATION FLAG
Alphabetic
1
Yes
•
A (addition)
•
M (modification)
•
D (deletion)
•
U (unchanged)
These values are included in the full file as there is no delta file for Currency Codes. For more information, see Fields and Flags for SWIFTRef Files on page 44. CURRENCY CODE
Alphabetic
3
Yes
The ISO 4217 code of the currency code
CURRENCY NAME
Any
70
Yes
The ISO 4217 currency name
FRACTIONAL DIGIT
Numeric
1
Yes
Fractional digit for the currency - that is, the number of decimals to use. The ISO 3166-1 alpha-2 country code
COUNTRY CODE
Alphabetic
2
No
Some values are null because some codes in ISO 4217 have no country. Examples: XAG: Silver, XAU: Gold. The ISO 3166-1 country name
COUNTRY NAME
10 November 2016
Any
70
No
Some values are null because some codes in ISO 4217 have no country. Examples: XAG: Silver, XAU: Gold.
21
Bank Directory for SAP Technical Specifications for TXT Files
6
IBANSTRUCTURE File
IBANSTRUCTURE File Overview The IBANSTRUCTURE file contains information about ISO IBAN formats registered by countries that adopted or are in the process of adopting IBAN in their payment systems. The file includes information about all SEPA countries and an increasing number of non-SEPA countries. The file helps you to understand and decompose any IBAN into its parts, such as the bank identifier and account number. The IBAN structure information is derived from SWIFT's ISO IBAN Registry, completed with IBAN data specific to the various data files in Reference Data products. The file contains all registered IBAN formats and is updated when new IBAN formats are registered. For details, see the IBAN Registry on www.swift.com. Field definitions
Field name
Data type
Max length
Always present
Description
TAG
Alphabetic
2
Yes
Record Identifier: IS
MODIFICATION FLAG
Alphabetic
1
Yes
Modification flag: •
A (addition)
•
M (modification)
•
D (deletion)
•
U (unchanged)
Deleted records are listed in the full file as well until the next publication status. For more information, see MODIFICATION FLAG Field in SWIFTRef Files on page 44. IBAN COUNTRY CODE Alphanumeric
2
Yes
The ISO 3166-1 country code prefix in the IBAN
IBAN COUNTRY CODE Numeric POSITION
2
Yes
Start position of the country code in the IBAN
IBAN COUNTRY CODE Numeric LENGTH
1
Yes
Number of characters of the country code in the IBAN
IBAN CHECK DIGITS POSITION
Numeric
2
Yes
Start position of check digits in the IBAN
IBAN CHECK DIGITS LENGTH
Numeric
2
Yes
Number of check digits in the IBAN
BANK IDENTIFIER POSITION
Numeric
2
Yes
Start position of bank identifier in the IBAN
10 November 2016
22
Bank Directory for SAP Technical Specifications for TXT Files
IBANSTRUCTURE File
Field name
Data type
Max length
Always present
Description
BANK IDENTIFIER LENGTH
Numeric
2
Yes
Number of characters of bank identifier in the IBAN
BRANCH IDENTIFIER POSITION
Numeric
2
No
Start position of the branch identifier in the IBAN (value is empty if the branch identifier is not applied in the country's IBAN format).
BRANCH IDENTIFIER LENGTH
Numeric
2
Yes
Number of characters of the branch identifier in the IBAN (value is 0 if the branch identifier is not applied in the country's IBAN format)
IBAN NATIONAL ID LENGTH
Numeric
2
Yes
Number of significant characters of the National ID value that are used by SWIFT to populate the IBAN NATIONAL ID and that are sufficient to derive the IBAN BIC correctly. This number can be different from (that is, smaller than) the length of the national bank/branch identifier defined in the IBAN Registry on www.swift.com. As SWIFT refines its IBAN to BIC translation algorithms, this number may change from release to release. The value of the IBAN NATIONAL ID POSITION is equal to the value of the BANK IDENTIFIER POSITION in the IBAN.
ACCOUNT NUMBER POSITION
Numeric
2
Yes
Start position of the account number in the IBAN
ACCOUNT NUMBER LENGTH
Numeric
2
Yes
Number of characters of the account number in the IBAN
IBAN TOTAL LENGTH
Numeric
2
Yes
The total number of characters in the IBAN
SEPA
Alphabetic
1
Yes
This flag indicates whether the IBAN is used in one of the SEPA schemes:
OPTIONAL COMMENCE DATE
10 November 2016
Date YYYYMMDD
8
No
•
Y if it does
•
N if it does not
The date from which the IBAN structure is an optional requirement
23
Bank Directory for SAP Technical Specifications for TXT Files
IBANSTRUCTURE File
Field name
Data type
Max length
Always present
Description
MANDATORY COMMENCE DATE
Date
8
No
The date from which the IBAN structure is a mandatory requirement
10 November 2016
YYYYMMDD
24
Bank Directory for SAP Technical Specifications for TXT Files
EXCLUSIONLIST File
7
EXCLUSIONLIST File
7.1
Overview of the EXCLUSIONLIST File The EXCLUSIONLIST file contains a list of IBAN NATIONAL IDs that are not allowed in IBANs. Any IBANs that contain such IBAN NATIONAL IDs are invalid. This list allows financial institutions to detect invalid IBAN payments before sending them, and to allow corporations to detect incorrectly generated IBANs. Possible reasons why some IBAN NATIONAL IDs are not allowed in IBANs:
7.2
•
The IBAN NATIONAL ID is an expired code that used to represent a bank/branch that has closed, including all its payments accounts, and is not used in IBANs.
•
The IBAN NATIONAL ID represents a financial entity that is valid and active but that does not hold payments accounts.
•
The bank that owns the IBAN NATIONAL ID has lost its banking license.
•
The IBAN NATIONAL ID has been found in IBANs by SWIFT users, but after investigation the ID proved to be fictitious.
EXCLUSIONLIST File Field Definitions The following table contains the definitions of the fields (columns) in the EXCLUSIONLIST file.
Field name
Data type
Maximum length
Always present
Description
MODIFICATION FLAG
Alphabetic
1
Yes
Modification flag, in delta files: •
A (addition)
•
M (modification)
•
D (deletion)
In full files: •
A (addition)
For more information, see MODIFICATION FLAG Field in SWIFTRef Files on page 44. RECORD KEY
Alphanumeric
12
Yes
The unique key of the record in the file.
COUNTRY CODE
Alphabetic
2
Yes
ISO country code of the NATIONAL ID
10 November 2016
25
Bank Directory for SAP Technical Specifications for TXT Files
EXCLUSIONLIST File
Field name
Data type
Maximum length
Always present
Description
IBAN NATIONAL ID
Alphanumeric
15
Yes
The bank/branch code that, if included in an IBAN, would lead to an invalid IBAN. The IBAN NATIONAL ID has the countryspecific length as specified in the IBANSTRUCTURE file.
BIC
Alphanumeric
11
No
The BIC of the financial institution that holds/used to hold this NATIONAL ID
VALID FROM
Numeric
8
No
The future date from which the IBAN NATIONAL ID will be invalid. If the IBAN NATIONAL ID became invalid in the past, then the field is empty. Format: YYYYMMDD
FIELD A
Alphanumeric
35
No
This field is reserved for future use. If values are populated, then the file structure and the field name will not change.
FIELD B
Alphanumeric
70
No
This field is reserved for future use. If values are populated, then the file structure and the field name will not change.
7.3
EXCLUSIONLIST File Examples Introduction This section contains some real examples that clarify why valid IBAN NATIONAL IDs are in the IBANPLUS file and the BANKDIRECTORYPLUS file and invalid ones are in the EXCLUSIONLIST file. Note
Financial institutions use IBANPLUS files. Corporations use BANKDIRECTORYSAP files.
Example 1 In the Netherlands, the IBAN NATIONAL IDs are the first four characters of the BIC. Valid IBAN NATIONAL IDs are for example, RABO, INGB, ANDL. These are listed in Bank Directory for SAP and the Bank Directory for SAP. However, SWIFT's own BIC, SWHQNLNL, that represents SWIFT's operating centre and SWIFT support, cannot make IBAN payments. Therefore the IBAN NATIONAL ID "SWHQ" in the country "NL" will be put in the EXCLUSIONLIST file.
10 November 2016
26
Bank Directory for SAP Technical Specifications for TXT Files
EXCLUSIONLIST File
Example 2 In France, the bank Crédit Mutuel has many valid bank/branch codes, such as 1562900260, 1562900270 and 1562900760, which are listed in IBANPLUS file and BANKDIRECTORYSAP file. The bank/branch code 1562902752 represents a branch that closed in July 2012. It is not used in IBANs anymore and therefore it is not listed in IBANPLUS and BANKDIRECTORYSAP files. It is listed in the EXCLUSIONLIST file instead. The bank also has the bank/branch code 1562902765. This code is an existing, valid code, but it cannot hold payment accounts. Therefore it must not be used in IBANs, so it is listed in the EXCLUSIONLIST file. It is not listed in IBANPLUS and BANKDIRECTORYSAP files. A bank may also have a bank/branch code that identifies a closed branch, but if the code still is used in IBANs (as the account itself did not close), it will be in IBANPLUS and BANKDIRECTORYSAP files and will not be in the EXCLUSIONLIST file. Example 3 A Spanish bank used to have the bank/branch code 00694442 but it expired and it is not used in IBANs. It will therefore be moved from the IBANPLUS and BANKDIRECTORYSAP files into the EXCLUSIONLIST file. Example 4 Swedish banks change their bank code when inserting it into IBANs. For example, Enskilda Banken has a bank/branch code 5851 associated to an account, but when the IBAN was generated the 3-digit code 500 was inserted as the bank identifier in the IBAN (position 5 to 7). Therefore the code 500 is a valid IBAN NATIONAL ID and is listed in the IBANPLUS and BANKDIRECTORYSAP files. If a corporate, converting its client/supplier data base into SEPA format, incorrectly generates an IBAN with 5851 in position 5 to 8, then the IBAN NATIONAL ID in the IBAN according to the ISO IBAN format would be 585 (position 5 to 7), which is incorrect. Since SWIFT has found this incorrect code 585 in some live IBANs, it puts it as invalid IBAN NATIONAL ID in the EXCLUSIONLIST.
10 November 2016
27
Bank Directory for SAP Technical Specifications for TXT Files
8
Time Zone Attributes per Country
Time Zone Attributes per Country
ISO country code
Time zone attribute
Country name
Description
AD
A
Andorra
Entire country (by default)
AD
B
Andorra
Entire country (if A already exists)
AE
A
U.A.E.
Entire country
AF
K
Afghanistan
Entire country
AG
A
Antigua and Barbuda
Entire country
AI
A
Anguilla
Entire country
AL
T
Albania
Entire country
AM
2
Armenia
Entire country
AO
L
Angola
Entire country
AR
B
Argentina
Entire country
AS
P
American Samoa
Entire country
AT
W
Austria
City of Vienna
AT
2
Austria
Entire country, except Vienna
AU
S
Australia
City of Sydney (if 2 already exists)
2
Australia
New South Wales, Australian Capital Territory (by default)
AU
3
Australia
Victoria
AU
4
Australia
Queensland
AU
5
Australia
South Australia
AU
6
Australia
Western Australia
AU
7
Australia
Tasmania
AU
8
Australia
Northern Territory
AW
A
Aruba
Entire country
AX
A
Aland Islands
Entire country
AU
10 November 2016
28
Bank Directory for SAP Technical Specifications for TXT Files
Time Zone Attributes per Country
ISO country code
Time zone attribute
Country name
Description
AZ
2
Azerbaijan
Entire country
BA
2
Bosnia and Herzegovina
Entire country
BB
B
Barbados
Entire country
BD
D
Bangladesh
Entire country
BE
B
Belgium
Postal area of Brussels
BE
2
Belgium
Postal areas of Antwerp and Mechelen
BE
3
Belgium
Postal areas of Leuven, Tienen and Hasselt
BE
4
Belgium
Postal area of Liege and Namur
BE
6
Belgium
Postal areas of Charleroi and Libramont
BE
7
Belgium
Postal areas of Mons and Tournai
BE
8
Belgium
Postal areas of Brugge, Oostende and Kortrijk
BE
9
Belgium
Postal area of Gent
BF
B
Burkina Faso
Entire country
BG
S
Bulgaria
City of Sofia
BG
2
Bulgaria
Entire country, except Sofia
BH
B
Bahrain
Entire country
BI
B
Burundi
Entire country
BJ
B
Benin
Entire country
BL
B
Saint Barthelemy
Entire country
BM
H
Bermuda
Entire country
BN
B
Brunei Darussalam
Entire country
BO
L
Bolivia, Plurinational State of
City of La Paz
BO
2
Bolivia, Plurinational State of
Entire country, except La Paz
E
BONAIRE, SINT EUSTATIUS AND SINT EUSTATIUS SABA
A
Brasil
BQ
BR
10 November 2016
Amazonia
29
Bank Directory for SAP Technical Specifications for TXT Files
Time Zone Attributes per Country
ISO country code
Time zone attribute
Country name
Description
BR
B
Brasil
State of Bahia
BR
C
Brasil
State of Ceara
BR
D
Brasil
Distrito Federal
BR
P
Brasil
State of Parana
BR
R
Brasil
State of Rio de Janeiro, Rio Grande do Sul
BR
S
Brasil
State of Sao Paulo
BS
N
Bahamas
Entire country
BT
B
Bhutan
Entire country
BW
G
Botswana
Entire country
BY
2
Belarus
Entire country
BZ
B
Belize
Entire country
CA
M
Canada
City of Montreal
CA
T
Canada
City of Toronto
CA
W
Canada
City of Ottawa
CA
1
Canada
Newfoundland
CA
2
Canada
Ontario, Quebec
CA
4
Canada
Manitoba
CA
5
Canada
Saskatchewan
CA
6
Canada
Alberta
CA
8
Canada
British Columbia and Yukon
9
Canada
Nova Scotia, New Brunswick & Prince Edward Island
Congo, the Democratic Republic of
City of Kinshasa
K
Congo, the Democratic Republic of
Entire country, except Kinshasa
3 C
Central African Republic
Entire country
CA
CD
CD
CF
10 November 2016
30
Bank Directory for SAP Technical Specifications for TXT Files
Time Zone Attributes per Country
ISO country code
Time zone attribute
Country name
Description
CG
C
Congo
Entire country
CH
B
Switzerland
City of Basle
CH
G
Switzerland
City of Geneva
CH
Z
Switzerland
City of Zurich
2
Switzerland
Entire country, except Basle, Geneva and Zurich
CI
A
Côte d'Ivoire
Entire country
CK
C
Cook Islands
Entire country
CL
R
Chile
Entire country
CM
C
Cameroon
Entire country
CN
B
China
Entire country except Shanghai, Guangzhou
CN
S
China
City of Shanghai (by default)
CN
2
China
City of Guangzhou
CN
3
China
City of Shanghai (if S already exists)
CN
4
China
City of Shanghai (if S, 3 already exists)
CO
B
Colombia
Entire country
CR
S
Costa Rica
Entire country
CU
H
Cuba
Entire country
CV
C
Cabo Verde
Entire country
CW
C
Curacao
Entire country
CY
N
Cyprus
Entire country (if 2 already exists)
CY
2
Cyprus
Entire country (by default)
CZ
P
Czech Republic
City of Prague
CZ
2
Czech Republic
Entire country, except Prague
DE
A
Germany
City of Frankfurt am Main (if F already exists)
DE
B
Germany
City of Berlin
CH
10 November 2016
31
Bank Directory for SAP Technical Specifications for TXT Files
Time Zone Attributes per Country
ISO country code
Time zone attribute
Country name
Description
DE
D
Germany
City of Duesseldorf
DE
F
Germany
City of Frankfurt am Main (by default)
DE
H
Germany
City of Hamburg
DE
M
Germany
City of Muenchen
DE
S
Germany
City of Stuttgart
DE
2
Germany
Bundesbankregion of Hamburg
DE
3
Germany
Bundesbankregion of Duesseldorf
DE
4
Germany
Bundesbankregion of Herford
DE
5
Germany
Bundesbankregion of Frankfurt am Main
DE
6
Germany
Bundesbankregion of Stuttgart
DE
7
Germany
Bundesbankregion of Muenchen
DE
8
Germany
All other cities/regions
DJ
J
Djibouti
Entire country
DK
K
Denmark
City of Copenhagen
DK
2
Denmark
Entire country, except Copenhagen
DM
D
Dominica
Entire country
DO
S
Dominican Republic
Entire country
DZ
A
Algeria
Entire country
EC
E
Ecuador
Entire country
EE
2
Estonia
Entire country
EG
A
Egypt
Entire country, except Cairo
EG
C
Egypt
City of Cairo
ER
A
Eritrea
Entire country
ES
B
Spain
City of Barcelona
ES
M
Spain
City of Madrid
ES
S
Spain
City of Sevilla
10 November 2016
32
Bank Directory for SAP Technical Specifications for TXT Files
Time Zone Attributes per Country
ISO country code
Time zone attribute
Country name
Description
ES
V
Spain
City of Valencia
2
Spain
Entire country, except Barcelona, Madrid, Sevilla and Valencia
ET
A
Ethiopia
Entire country
FI
H
Finland
City of Helsinki
FI
2
Finland
Entire country, except Helsinki
FJ
F
Fiji
Entire country
FK
F
Falkland Islands (Malvinas)
Entire country
FM
P
Micronesia (Federated States of)
Entire country
FO
T
Faeroe Islands
Entire country
FR
C
France
CRI only
FR
P
France
City of Paris
FR
2
France
Entire country, except Paris
GA
L
Gabon
Entire country
GB
2
United Kingdom
Entire country (by default)
GB
3
United Kingdom
Entire country (if 2 already exists)
GB
4
United Kingdom
Entire country (if 2, 3 already exists)
GB
5
United Kingdom
Entire country (if 2, 3, 4 already exists)
GD
G
Grenada
Entire country
GE
2
Georgia
Entire country
GF
G
French Guiana
Entire country
GG
B
Guernsey
Entire country (if S already exists)
GG
S
Guernsey
Entire country (by default)
GH
A
Ghana
Entire country
GI
G
Gibraltar
Entire country
GL
G
Greenland
Entire country
ES
10 November 2016
33
Bank Directory for SAP Technical Specifications for TXT Files
Time Zone Attributes per Country
ISO country code
Time zone attribute
Country name
Description
GM
G
Gambia
Entire country
GN
C
Guinea
Entire country (if G already exists)
GN
G
Guinea
Entire country (by default)
GP
G
Guadeloupe
Entire country
GQ
G
Equatorial Guinea
Entire country
GR
A
Greece
City of Athens
GR
2
Greece
Entire country, except Athens
GT
G
Guatemala
Entire country
GU
G
Guam
Entire country
GY
G
Guyana
Entire country
GW
G
Guinea-Bissau
Entire country
HK
A
Hong Kong
Island of Hong Kong (if H already exists)
HK
H
Hong Kong
Island of Hong Kong (by default)
HK
K
Hong Kong
Entire country, except island of Honk Kong
HN
T
Honduras
Entire country
HR
2
Croatia
Entire country
HT
P
Haiti
Entire country
HU
H
Hungary
Entire country (by default)
HU
2
Hungary
Entire country (if H already exists)
ID
B
Indonesia
Island of Bali
ID
J
Indonesia
Island of Java (by default)
ID
S
Indonesia
Island of Sumatra
ID
2
Indonesia
Island of Java (if J already exists)
IE
2
Ireland
Entire country (by default)
IE
3
Ireland
Entire country (if 2 already exists)
IE
4
Ireland
Entire country (if 2 and 3 already exists)
10 November 2016
34
Bank Directory for SAP Technical Specifications for TXT Files
Time Zone Attributes per Country
ISO country code
Time zone attribute
Country name
Description
IL
I
Israel
Entire country
IM
D
Isle of Man
Entire country
IN
A
India
City of Ahmedabad
IN
B
India
City of Mumbai (by default)
IN
C
India
City of Kolkata (Calcutta)
IN
D
India
City of New Delhi
IN
4
India
City of Mumbai (if B already exists)
IN
5
India
City of Chennai
IQ
B
Iraq
Entire country
IR
T
Iran (Islamic Republic of)
Entire country
IS
R
Iceland
Entire country
IT
G
Italy
City of Genova
IT
M
Italy
City of Milano
IT
N
Italy
City of Napoli
IT
R
Italy
City of Roma
IT
T
Italy
City of Torino
2
Italy
Northern Italy, except Genova, Milano and Torino
IT
3
Italy
Southern Italy, except Napoli and Roma
IT
4
Italy
City of Milano (if M already exists)
JE
H
Jersey
Entire country (if S, J already exists)
JE
J
Jersey
Entire country (if S already exists)
JE
S
Jersey
Entire country (by default)
JM
K
Jamaica
Entire country
JO
A
Jordan
Entire country
JP
J
Japan
Entire country (by default)
IT
10 November 2016
35
Bank Directory for SAP Technical Specifications for TXT Files
Time Zone Attributes per Country
ISO country code
Time zone attribute
Country name
Description
JP
2
Japan
Entire country (if J already exists)
KE
N
Kenya
Entire country
KG
2
Kyrgyzstan
Entire country
KH
P
Cambodia
Entire country
KI
K
Kiribati
Entire country
KM
K
Comoros
Entire country
KN
N
Saint Kitts and Nevis
City of Charlestown (Nevis)
KN
S
Saint Kitts and Nevis
City of Basseterre (St. Kitts)
Korea (Democratic People's Republic of)
Entire country
P KR
S
Korea
City of Seoul
KR
2
Korea
Entire country, except Seoul
KW
K
Kuwait
Entire country
KY
K
Cayman Islands
Entire country (by default)
KY
2
Cayman Islands
Entire country (if K already exists)
KZ
K
Kazakhstan
City of Alma-Ata
KZ
2
Kazakhstan
Entire country, except Alma-Ata
LA
L
LAO
Entire Country
LB
B
Lebanon
Entire country
LC
L
Saint Lucia
Entire country
LI
2
Liechtenstein
Entire country
LK
L
Sri Lanka
Entire country
LR
L
Liberia
Entire country
LS
M
Lesotho
Entire country
LT
2
Lithuania
Entire country
LU
L
Luxembourg
Entire country (by default)
KP
10 November 2016
36
Bank Directory for SAP Technical Specifications for TXT Files
Time Zone Attributes per Country
ISO country code
Time zone attribute
Country name
Description
LU
2
Luxembourg
Entire country (if L already exists)
LV
2
Latvia
Entire country
LY
L
Libya
Entire country
MA
M
Morocco
Entire country
MC
M
Monaco
Entire country
MD
2
Moldova, Republic of
Entire country
ME
P
Montenegro
Entire country
MF
M
Saint Martin
Entire country
MG
M
Madagascar
Entire country
MH
2
Marshall Islands
Entire country
Macedonia, the former Yugoslav Rep. of
Entire country
2 ML
B
Mali
Entire country
MM
M
Myanmar
Entire country
MN
U
Mongolia
Entire country
MO
M
Macao
Entire country
MP
M
Northern Mariana Islands
Entire country
MQ
M
Martinique
Entire country
MR
M
Mauritania
Entire country
MS
M
Montserrat
Entire country
MT
M
Malta
Entire country
MU
M
Mauritius
Entire country (by default)
MU
P
Mauritius
Entire country (if M already exists)
MV
M
Maldives
Entire country
MW
M
Malawi
Entire country
MX
M
Mexico
Entire country
MK
10 November 2016
37
Bank Directory for SAP Technical Specifications for TXT Files
Time Zone Attributes per Country
ISO country code
Time zone attribute
Country name
Description
MY
K
Malaysia
City of Kuala Lumpur
MY
2
Malaysia
Entire country, except Kuala Lumpur
MZ
M
Mozambique
Entire country
NA
N
Namibia
Entire country
NC
N
New Caledonia
Entire country
NE
N
Niger
Entire country
NG
L
Nigeria
Entire country
NI
M
Nicaragua
Entire country
NL
2
Netherlands
Entire country (by default)
NL
N
Netherlands
Entire country (if 2 already exists)
NO
B
Norway
City of Bergen
NO
K
Norway
City of Oslo
NO
2
Norway
Entire country, except Bergen and Oslo
NP
K
Nepal
Entire country
NR
N
Nauru
Entire country
NZ
2
New Zealand
Entire country
OM
M
Oman
Entire country (if R already exists)
OM
R
Oman
Enrire country (by default)
PA
P
Panama
Entire country
PE
P
Peru
Entire country
PF
T
French Polynesia
Entire country
PG
P
Papua New Guinea
Entire country
PH
M
Philippines
Entire country (by default)
PH
2
Philippines
Entire country (if M already exists)
PK
K
Pakistan
Entire country
PL
P
Poland
Entire country
10 November 2016
38
Bank Directory for SAP Technical Specifications for TXT Files
Time Zone Attributes per Country
ISO country code
Time zone attribute
Country name
Description
PM
P
Saint-Pierre and Miquelon
Entire Country
PR
S
Puerto Rico
City of San Juan
PR
2
Puerto Rico
Entire country, except San Juan
PS
2
Palestine, State of
Entire country
PT
P
Portugal
Entire country
PW
2
Palau
Entire country
PY
P
Paraguay
Entire country
QA
Q
Qatar
Entire country
RE
R
Reunion
Entire country
RO
B
Romania
City of Bucharest
RO
2
Romania
Entire country, except Bucharest
RS
B
Serbia
City of Beograd
RS
2
Serbia
Entire country, except Beograd
RU
M
Russia
City of Moscow
RU
P
Russia
Area of Kamchatskiy
RU
S
Russia
Area of Omsk
2
Russia
Area of St. Petersbourgh and Moscow, except City of Moscow
RU
3
Russia
Area of Volgograd
RU
4
Russia
Area of Yekaterinburg
RU
5
Russia
Area of Novosibirsk
RU
6
Russia
Area of Irkutsk
RU
7
Russia
Area of Yakutsk
RU
8
Russia
Area of Vladivostock and Khabarovsk
RU
9
Russia
Area of Magadan
RW
R
Rwanda
Entire country
RU
10 November 2016
39
Bank Directory for SAP Technical Specifications for TXT Files
Time Zone Attributes per Country
ISO country code
Time zone attribute
Country name
Description
SA
D
Saudi Arabia
Entire country except Jeddah and Riyadh
SA
J
Saudi Arabia
City of Jeddah
SA
R
Saudi Arabia
City of Riyadh
SB
S
Solomon Islands
Entire country
SC
S
Seychelles
Entire country
SD
K
Sudan
Entire country
SE
G
Sweden
City of Goteborg
SE
M
Sweden
City of Malmo
SE
S
Sweden
City of Stockholm
2
Sweden
Entire country, except Goteborg, Malmo and Stockholm
SG
S
Singapore
Entire country (by default)
SG
2
Singapore
Entire country (if S already exists)
SG
3
Singapore
Entire country (if S, 2 already exists)
Saint Helena, Ascension and Tristan Da Cunha
Entire country
J SI
2
Slovenia
Entire country
SK
B
Slovakia
City of Bratislava
SK
2
Slovakia
Entire country, except Bratislava
SL
F
Sierra Leone
Entire Country
SM
S
San Marino
Entire country
SN
D
Senegal
Entire country
SO
S
Somalia
Entire country
SR
P
Suriname
Entire country
SS
J
South Sudan
Entire country
ST
S
Sao Tome and Principe
Entire country
SV
S
El Salvador
Entire country
SE
SH
10 November 2016
40
Bank Directory for SAP Technical Specifications for TXT Files
Time Zone Attributes per Country
ISO country code
Time zone attribute
Country name
Description
SX
S
Sint Maarten (Dutch territory)
Entire country
SY
D
Syrian Arab Republic
Entire country
SZ
M
Swaziland
Entire country
TC
G
Turks and Caicos Islands
Entire country
TD
N
Chad
Entire country
TG
T
Togo
Entire country
TH
B
Thailand
Entire country (by default)
TH
2
Thailand
Entire country (if B already exists)
TJ
2
Tajikistan
Entire country
TL
D
Timor-Leste
Entire country
TM
2
Turkmenistan
Entire country
TN
T
Tunisia
Entire country
TO
N
Tonga
Entire country
TR
I
Turkey
City of Istanbul
TR
2
Turkey
Entire country, except Istanbul
TT
P
Trinidad and Tobago
Entire country
TV
T
Tuvalu
Entire country
TW
T
Taiwan
Entire country (by default)
TW
2
Taiwan
Entire country (if T already exists)
TZ
T
Tanzania, United Republic of
Entire country
UA
U
Ukraine
City of Kiev
UA
2
Ukraine
Entire country, except Kiev
UG
K
Uganda
Entire country
US
U
United States of America
Eastern Time region (if 3 already exists)
US
3
United States of America
Eastern Time region (by default)
US
4
United States of America
Central Time region
10 November 2016
41
Bank Directory for SAP Technical Specifications for TXT Files
Time Zone Attributes per Country
ISO country code
Time zone attribute
Country name
Description
US
5
United States of America
Mountain Time region
US
6
United States of America
Pacific Time region
US
7
United States of America
Hawaii
US
8
United States of America
Alaska
UY
M
Uruguay
Entire country
UZ
2
Uzbekistan
Entire country
VA
V
Holy see
Entire country
VC
V
Saint Vincent and the Grenadines
Entire country (by default)
VC
2
Saint Vincent and the Grenadines
Entire country (if V already exists)
VE
C
Venezuela (Bolivarian Republic of) City of Caracas
VE
2
Venezuela (Bolivarian Republic of) Entire country, except Caracas
VG
V
Virgin Islands, British
Entire country
VI
V
Virgin Islands (U.S.)
Entire country
VN
V
Vietnam
Entire country (by default)
VN
2
Vietnam
Entire country (if V already exists)
VU
V
Vanuatu
Entire country
WF
2
Wallis and Futuna
Entire country
WS
W
Samoa
Entire country
XK
2
Kosovo, Republic of
Except Pristina
XK
P
Kosovo, Republic of
Pristina
YE
S
Yemen
Entire country
YT
Y
Mayotte
Entire country
ZA
J
South Africa
Entire country
ZM
L
Zambia
Entire country
ZW
H
Zimbabwe
Entire country
10 November 2016
42
Bank Directory for SAP Technical Specifications for TXT Files
X Character Set
A
X Character Set
A.1
Allowed Characters The files contain characters from the X character set. The character set allows using parts of the data in the files, such as institution names and addresses, in SWIFT messages. Type
Allowed characters
Alphabetical characters
A to Z (upper case) a to z (lower case)
Numeric characters
0 to 9
Special characters
/ - ? : ( ) . ,' + CrLf SPACE
Transliteration of special characters that do not fit within the X character set:
10 November 2016
@
(AT)
"(double quote)
' (single quote)
43
Bank Directory for SAP Technical Specifications for TXT Files
Fields and Flags for SWIFTRef Files
B
Fields and Flags for SWIFTRef Files
B.1
MODIFICATION FLAG Field in SWIFTRef Files Overview The MODIFICATION FLAG field reflects the update status of a specific record compared to the previous (monthly) publication. ADM flags
Value
Description
A
Added since last issue. The record was not present in the previous issue and is therefore new in the current issue. In the FULL file, all records have the MODIFICATION FLAG set to A. This is because when a FULL file is being imported, all records must be added to the target data base. In the DELTA file, the new records are marked with A.
D
Deleted since last issue. In the FULL file, the record has been removed. In the DELTA file, the record is still present, but it is marked with D. It does not appear in the next issue of the DELTA file.
M
Modified since last issue. Not used in the FULL file. In the FULL file, the modified records have the MODIFICATION FLAG set to A. In the DELTA file, the modified records have the MODIFICATION FLAG set to M.
10 November 2016
44
Bank Directory for SAP Technical Specifications for TXT Files
Office Type
C
Office Type
C.1
Office Type Values Where possible, within the BANKDIRECTORYSAP file, each bank/branch is flagged in field OFFICE TYPE with the following values:
Category
OFFICE TYPE Value
Description
Head Office
HO
This is the head office of the institution. If the institution has a BIC ending in xxx, then this BIC is shown as the head office. It is usually the BIC to which crossborder payments must be sent. Not all HOs are Legal Entities. For example, separate banking divisions may retain the names, operational, and code structures of banks that have been absorbed into larger organisations.
Main Payments Office
MP
This is the main domestic payments office for the financial institution concerned. This is used by banks that do not want to receive cross-border payments through their head office. Where no Main Payments Office is indicated, payments must be sent to the Head Office.
Domestic Branches and Departments
DB
These are branches and departments with their own BIC and/or NATIONAL ID in the same territory as the Main Payments Office to which they are linked.
SB
The status of Sub-Domestic Branch\Department will be flagged if this is indicated by the source NATIONAL ID file or the BIC Directory.
Foreign Branches and FB Departments
These are branches and departments with their own BIC and/or NATIONAL ID in a different territory to the Main Payments Office.
Unclassified
10 November 2016
SF
The status of Foreign Sub-Domestic Branch\Department will be flagged if this is indicated by the source NATIONAL ID file or the BIC Directory.
UC
Offices that are not classified.
45
Bank Directory for SAP Technical Specifications for TXT Files
D
List of Countries
List of Countries In Bank Directory for SAP™, all 230 countries and territories in which financial institutions are located are represented. The financial institutions in these countries have at least the BIC as identifier. For most of the countries, the financial institutions also have a bank code, also called the NATIONAL ID (see the following section).
D.1
Countries with NATIONAL IDs (Bank Numbers) The following table shows the list of countries for which the NATIONAL IDs and IBAN NATIONAL IDs (Bank Numbers in IBAN format) are included in the Bank Directory for SAP™. New countries are being added to the file over time. NATIONAL IDs are also called: •
Bank numbers
•
Bank and branch codes
•
Bank codes
•
Clearing codes
•
Sort codes
•
Sorting codes
•
Routing numbers
•
Clearing codes
COUNTRY NAME
ISO CTRY CODE
NATIONAL ID name or IBAN its issuer CTRY
ALBANIA
AL
Bank of Albania
ALGERIA
DZ
ARTS (Algeria Real Time Settlement) operated by the Banque d'Algérie
3
AMERICAN SAMOA
AS
American Bankers Association
9
ANDORRA
AD
Association of Andorran Yes Banks
ANGOLA
AO
Banco Nacional de Angola
ARGENTINA
AR
Banco Central de la Republica Argentina
10 November 2016
SEPA CTRY
Yes
No
IBAN pre-fix
NATIONAL ID length and structure(1)
AL
8=3+4+1 8=3+4+1
AD
No
8=4+4
IBAN NATIONAL ID length and structure(1)
8=4+4
8
5
46
Bank Directory for SAP Technical Specifications for TXT Files
List of Countries
COUNTRY NAME
ISO CTRY CODE
NATIONAL ID name or IBAN its issuer CTRY
ARMENIA
AM
Central Bank of the Republic of Armenia
5
ARUBA
AW
Centrale Bank van Aruba
9
AUSTRALIA
AU
(Bank State Branch) APCA (Australian Payments Clearing Association)
6=3+3
6=3+3
AUSTRIA
AT
Bankleitzahl Oesterreichische Nationalbank
5=2+3
5=2+3
BAHAMAS
BS
BAHRAIN
BH
BIC 4
BANGLADESH
BD
Bangladesh Bank Central bank of Bangladesh
BELGIUM
BE
Belgian Bankers Association
BENIN
BJ
La Banque Centrale des Etats de l'Afrique de l'Ouest
5
BERMUDA
BM
Bermuda Monetary Authority
2
BOSNIA AND HERZEGOVINA
BA
Central Bank of Bosnia and Herzegovina
BRAZIL
BR
Banco Central do Brasil
10 November 2016
Yes
SEPA CTRY
Yes
IBAN pre-fix
AT
NATIONAL ID length and structure(1)
IBAN NATIONAL ID length and structure(1)
8 Yes
BH
4
4
6
Yes
Yes
Yes
BE
BA
3
3
3
3
7=3+4
47
Bank Directory for SAP Technical Specifications for TXT Files
List of Countries
COUNTRY NAME
ISO CTRY CODE
NATIONAL ID name or IBAN its issuer CTRY
BRAZIL
BR
The Central Bank of Brazil uses an 8-digit code to identify the financial institutions in the Brazilian Payment System (SPB). In Portuguese, this code is referred to as "Identificador do Sistema de Pagamentos Brasileiro".
BRUNEI DARUSSALAM
BN
Autoriti Monetari Brunei Darussalam
BULGARIA
BG
Bulgarian National Bank
BURKINA FASO
BF
La Banque Centrale des Etats de l'Afrique de l'Ouest
5
CAMBODIA
KH
National Bank Of Cambodia
6=3+3
CAMEROON
CM
Banque des Etats de l'Afrique Centrale
10 = 5 + 5
CANADA
CA
CPA (Canadian Payments Association)
9=4+5
CAPE VERDE
CV
Banco de Cabo Verde
2
CAYMAN ISLANDS
KY
CENTRAL AFRICAN REPUBLIC
CF
Banque des Etats de l'Afrique Centrale
10 = 5 + 5
CHAD
TD
Banque des Etats de l'Afrique Centrale
10 = 5 + 5
CHILE
CL
Superintendencia de Bancos e Instituciones Financieras Chile
3
10 November 2016
SEPA CTRY
IBAN pre-fix
NATIONAL ID length and structure(1)
IBAN NATIONAL ID length and structure(1)
BR
8
8
6
Yes
Yes
BG
8=4+4
8=4+4
8
48
Bank Directory for SAP Technical Specifications for TXT Files
List of Countries
COUNTRY NAME
ISO CTRY CODE
NATIONAL ID name or IBAN its issuer CTRY
CHINA
CN
China National Advanced Payment System
12
COLOMBIA
CO
Superintendencia Financiera (SF) de Colombia/Banco de la Republica Colombia
2
CONGO
CG
Banque des Etats de l'Afrique Centrale
10 = 5 + 5
COSTA RICA
CR
Central Bank of Costa Rica (Banco Central de Costa Rica) through SINPE (Sistema Nacional de Pagos Electrónicos)
COTE D'IVOIRE
CI
La Banque Centrale des Etats de l'Afrique de l'Ouest
CROATIA
HR
Hrvatska Narodna Banka
Yes
CYPRUS
CY
Central Bank of Cyprus
Yes
CZECH REPUBLIC
CZ
CNB (Czech National Bank) operates the CERTIS interbank payment system
DENMARK
DK
Payment Business Services
ECUADOR
EC
Superintendencia de bancos y seguros del Ecuador
2
EL SALVADOR
SV
Superintendencia del Sistema Financiero
4
EQUATORIAL GUINEA
GQ
Banque des Etats de l'Afrique Centrale
10 = 5 + 5
10 November 2016
SEPA CTRY
Yes
IBAN pre-fix
CR
NATIONAL ID length and structure(1)
3
IBAN NATIONAL ID length and structure(1)
3
5
HR
7
7
Yes
CY
8
8
Yes
Yes
CZ
4
4
Yes
Yes
DK
4
4
49
Bank Directory for SAP Technical Specifications for TXT Files
List of Countries
COUNTRY NAME
ISO CTRY CODE
NATIONAL ID name or IBAN its issuer CTRY
SEPA CTRY
IBAN pre-fix
NATIONAL ID length and structure(1)
IBAN NATIONAL ID length and structure(1)
ESTONIA
EE
Estonian Banking Association (Eesti Pangaliit)
Yes
Yes
EE
2
2
FAROE ISLANDS
FO
Payment Business Services
Yes
FO
4
4
FINLAND
FI
Federation of Finnish Financial Services
Yes
Yes
FI
3
3
FRANCE
FR
Banque de France
Yes
Yes
FR
10 = 5 + 5
10
FRENCH GUIANA
GF
Banque de France
Yes
Yes
FR
10 = 5 + 5
FRENCH POLYNESIA
PF
Institut d'emission d'Outre-Mer
Yes
FR
10 = 5 + 5
GABON
GA
Banque des Etats de l'Afrique Centrale
GEORGIA
GE
National Bank of Georgia
Yes
GERMANY
DE
Bankleitzahl (Bundesbank)
Yes
GHANA
GH
Ghana Interbank Payment and Settlement Systems
GIBRALTAR
GI
BACS/CHAPS
Yes
Yes
GI
6=2+4
4 = BIC4
GREECE
GR
Hellenic Bank Identification Code
Yes
Yes
GR
7=3+4
3
GREENLAND
GL
Payment Business Service
Yes
GL
4
4
GUADELOUPE
GP
Banque de France
Yes
FR
10 = 5 + 5
10 = 5 + 5
GUAM
GU
ABA Code
9
GUATEMALA
GT
Banco De Guatemala
2
GUERNSEY, C.I.
GG
BACS/CHAPS
GUINEA
GN
Banque Centrale De La Republique De Guinee
10 November 2016
10
Yes
GE
9
2
DE
8
8
6
Yes
Yes
GB
6=2+4
10 =BIC4+2+4
6
50
Bank Directory for SAP Technical Specifications for TXT Files
List of Countries
COUNTRY NAME
ISO CTRY CODE
NATIONAL ID name or IBAN its issuer CTRY
SEPA CTRY
IBAN pre-fix
GUINEA-BISSAU
GW
La Banque Centrale des Etats de l'Afrique de l'Ouest
5
GUYANA
GY
Bank of Guyana
8=3+5
HAITI
HT
Banque de la République d'Haiti
9
HOLY SEE (VATICAN CITY STATE)
VA
ABI CAB
HONDURAS
HN
Banco Central de Honduras
6=2+4
HONG KONG
HK
Hong Kong Interbank Clearing code
6=3+3
HUNGARY
HU
Hungarian Banking Association
Yes
Yes
HU
8=3+4+1 8=3+4+1
ICELAND
IS
Central Bank of Iceland Yes
Yes
IS
4
INDIA
IN
Indian Financial System Code
11 = 4 + 1 +6
INDONESIA
ID
Bank Indonesia
7=3+4
IRELAND
IE
Irish Payment Services Organisation
Yes
ISLE OF MAN (GB)
IM
BACS/CHAPS
Yes
ISRAEL
IL
Bank of Israel
Yes
ITALY
IT
Associazione Bancaria Italiana
Yes
JAPAN
JP
Japanese Banks' Payment Clearing Network
JERSEY, C.I.
JE
BACS/CHAPS
Yes
NATIONAL ID length and structure(1)
IBAN NATIONAL ID length and structure(1)
10 = 5 + 5
Yes
Yes
IE
4
6=2+4
10 =BIC4+2+4
6=2+4
10 =BIC4+2+4
IL
6
6
IT
10 = 5 + 5
10 = 5 + 5
7
Yes
6=2+4
10 =BIC4+2+4
Sort code JORDAN
10 November 2016
JO
Central Bank of Jordan
2
51
Bank Directory for SAP Technical Specifications for TXT Files
List of Countries
COUNTRY NAME
ISO CTRY CODE
NATIONAL ID name or IBAN its issuer CTRY
KAZAKHSTAN
KZ
Kazakhstan interbank settlement center of the National Bank of Republic of Kazakhstan
KENYA
KE
Kenyan Bankers Association/ Central Bank
5=2+3
KOREA, REPUBLIC KR OF
Bank of Korea
6
KYRGYZSTAN
KG
National Bank of the Kyrgyz Republic
6=3+3
LATVIA
LV
BIC4
Yes
LEBANON
LB
Banque Du Liban
Yes
LESOTHO
LS
Central Bank of Lesotho
LIECHTENSTEIN
LI
Swiss Interbank Clearing
Yes
Yes
LI
5
5
LITHUANIA
LT
Lietuvos bankas
Yes
Yes
LT
5=2+3
5=2+3
LUXEMBOURG
LU
Association des Banques et Banquiers Luxembourg
Yes
Yes
LU
3
3
MACAO
MO
Monetary Authority of Macao
MACEDONIA, THE FORMER YUGOSLAV REPUBL. OF
MK
National Bank of Macedonia
MADAGASCAR
MG
Banque Centrale Madagascar
10 = 5 + 5
MALAYSIA
MY
Bank Negara Malaysia
4
MALI
ML
La Banque Centrale des Etats de l'Afrique de l'Ouest
5
10 November 2016
SEPA CTRY
Yes
IBAN pre-fix
NATIONAL ID length and structure(1)
IBAN NATIONAL ID length and structure(1)
KZ
3
3
LV
4 = BIC4
4 = BIC4
LB
4
4
6=3+3
3
Yes
MK
3
3
52
Bank Directory for SAP Technical Specifications for TXT Files
List of Countries
COUNTRY NAME
ISO CTRY CODE
NATIONAL ID name or IBAN its issuer CTRY
SEPA CTRY
IBAN pre-fix
NATIONAL ID length and structure(1)
IBAN NATIONAL ID length and structure(1)
MALTA
MT
Central Bank of Malta
Yes
Yes
MT
5
9 = BIC4 + 5
MARTINIQUE
MQ
Banque de France
Yes
Yes
FR
10 = 5 + 5
10 = 5 + 5
MAURITANIA
MR
Banque centrale de Mauritanie
Yes
MR
10 = 5 + 5
10 = 5 + 5
MAURITIUS
MU
Bank of Mauritius
Yes
MU
4=2+2
8 = BIC4+2+2
MAYOTTE
YT
Banque de France
Yes
FR
10 = 5 + 5
10 = 5 + 5
MEXICO
MX
Clave Bancaria Estandarizada
MOLDOVA, REP. OF
MD
National Bank of Moldova
MONACO
MC
Banque de France
MONGOLIA
MN
National Payment and Settlement System Bank of Mongolia
MONTENEGRO, REPUBLIC OF
ME
Central Bank of Montenegro
MOROCCO
MA
Banque Centrale du Maroc
9=3+3+3 or 10 = 3 + 3 +3+4
MOZAMBIQUE
MZ
Bank of Mozambique (Banco de Moçambique)
2
NAMIBIA
NA
Bank of Namibia
5 or 6
NEPAL
NP
NRB (Nepal Rastra Bank)
8=5+3
NETHERLANDS
NL
BIC4
Yes
NEW CALEDONIA
NC
Institut d'émission d'Outre-Mer
Yes
NEW ZEALAND
NZ
New Zealand Bankers Association
10 November 2016
Yes
3
Yes
Yes
MD
11 = BIC11
2 = BIC2
MC
10 = 5 + 5
10 = 5 + 5
5 or 6
Yes
ME
Yes
3
3
NL
4 = BIC4
4 = BIC4
FR
10 = 5 + 5
10 = 5 + 5
6=2+4
53
Bank Directory for SAP Technical Specifications for TXT Files
List of Countries
COUNTRY NAME
ISO CTRY CODE
NATIONAL ID name or IBAN its issuer CTRY
NICARAGUA
NI
Banca Central de Nicaragua
2
NIGER
NE
La Banque Centrale des Etats de l'Afrique de l'Ouest
5
NIGERIA
NG
Central Bank of Nigeria
3
NORTHERN MARIANA ISLANDS
MP
American Bankers Association
9
NORWAY
NO
Bankforeningens Servicekontor
PAKISTAN
PK
National Bank of Pakistan
7=3+4
PALESTINIAN TERRITORY, OCCUPIED
PS
Palestine Monetary Authority
2
PANAMA
PA
Banco nacional de Panamá (Cámara de compensación)
3
PARAGUAY
PY
Superintendencia de Bancos
4
PERU
PE
Banco Central De Reserva Del Peru
3
PHILIPPINES
PH
Central Bank of the Philippines
6
POLAND
PL
Krajowa Izba Rozliczeniowa S.A. (KIR)
Yes
Yes
PL
8
8
PORTUGAL
PT
Central Bank of Portugal
Yes
Yes
PT
8=4+4
4
PUERTO RICO
PR
American Bankers Association
9
QATAR
QA
Qatar Central Bank
2
10 November 2016
Yes
SEPA CTRY
Yes
IBAN pre-fix
NO
NATIONAL ID length and structure(1)
4
IBAN NATIONAL ID length and structure(1)
4
54
Bank Directory for SAP Technical Specifications for TXT Files
List of Countries
COUNTRY NAME
ISO CTRY CODE
NATIONAL ID name or IBAN its issuer CTRY
SEPA CTRY
IBAN pre-fix
NATIONAL ID length and structure(1)
IBAN NATIONAL ID length and structure(1)
REUNION
RE
Banque de France
Yes
Yes
FR
10 = 5 + 5
10 = 5 + 5
ROMANIA
RO
BIC4
Yes
Yes
RO
4
4
RUSSIAN FEDERATION
RU
Russian Central Bank Identification Code
SAINT PIERRE AND MIQUELON
PM
Banque de France
Yes
SAN MARINO
SM
Banca Centrale della Repubblica di San Marino
SAUDI ARABIA
SA
Saudi Arabian Monetary Agency
SENEGAL
SN
La Banque Centrale des Etats de l'Afrique de l'Ouest
SERBIA, REPUBLIC OF
RS
National Bank of Serbia Yes
SINGAPORE
SG
Monetary Authority of Singapore
SLOVAKIA
SK
National Bank of Slovakia
Yes
Yes
SK
4
4
SLOVENIA
SI
Bank of Slovenia
Yes
Yes
SI
2
2
SOUTH AFRICA
ZA
BankservAfrica
SPAIN
ES
Calculo y Tratamiento de la Informacion
SRI LANKA
LK
Central Bank of Sri Lanka
7=4+3
SWAZILAND
SZ
Swaziland Interbank Payment and Settlement System
6=2+1+3
SWEDEN
SE
Swedish Bankers Association bankforeningen
10 November 2016
9
Yes
FR
10 = 5 + 5
10 = 5 + 5
Yes
SM
10 = 5 + 5
10 = 5 + 5
Yes
SA
2
2
5
RS
3
3
7=4+3
6 Yes
Yes
Yes
Yes
ES
SE
9=4+4+1 4
4
3
55
Bank Directory for SAP Technical Specifications for TXT Files
List of Countries
COUNTRY NAME
ISO CTRY CODE
NATIONAL ID name or IBAN its issuer CTRY
SEPA CTRY
IBAN pre-fix
NATIONAL ID length and structure(1)
IBAN NATIONAL ID length and structure(1)
SWITZERLAND
CH
BankenclearingYes Nummer (BC-Nummer) - Six Interbank Clearing
Yes
CH
5
5
TAIWAN
TW
Central bank of the republic of China (Taiwan)
7
TAJIKISTAN
TJ
National Bank of Tajikistan
9
TANZANIA, TZ UNITED REPUBLIC OF
Bank of Tanzania
6=2+4
THAILAND
TH
Bank of Thailand Automated High value Transfer Network
7=3+4
TIMOR-LESTE
TL
Central Bank of Timor Leste
4=2+2
TOGO
TG
La Banque Centrale des Etats de l'Afrique de l'Ouest
5
TUNISIA
TN
Association professionnelle des Banques de Tunisie
Yes
TN
2
2
TURKEY
TR
Central Bank of Turkey
Yes
TR
9=4+5
5 = "0" + 4 (zero followed by 4 digits)
UNITED ARAB EMIRATES
Central Bank of the United Arab Emirates
Yes
UNITED KINGDOM GB
Sort Code
Yes
UNITED STATES
US
American Bankers Association (data sourced from Accuity)
9
VENEZUELA, BOLIVARIAN REPUBLIC OF
VE
Banco Central De Venezuela
4
10 November 2016
AE
Yes
AE
3
3
GB
6=2+4
10 =BIC4+2+4
56
Bank Directory for SAP Technical Specifications for TXT Files
List of Countries
COUNTRY NAME
ISO CTRY CODE
NATIONAL ID name or IBAN its issuer CTRY
VIETNAM
VN
State Bank of Vietnam
8
VIRGIN ISLANDS, U.S.
VI
American Bankers Association
9
WALLIS AND FUTUNA ISLANDS
WF
Institut d'émission d'Outre-Mer
ZAMBIA
ZM
Bank of Zambia
6=2+2+2
ZIMBABWE
ZW
Reserve Bank of Zimbabwe
4 = 1 + 3 or
(1)
D.2
SEPA CTRY
Yes
IBAN pre-fix
FR
NATIONAL ID length and structure(1)
10 = 5 + 5
IBAN NATIONAL ID length and structure(1)
10 = 5 + 5
5=2+3
The syntax of the field is as follows:Total Length = Bank ID + Branch ID + Check Digit. Examples: •
4: Total Length
•
6 = 2 + 4 : Total Length = Bank ID + Branch ID
•
9 = 4 + 4 + 1 : Total Length = Bank ID + Branch ID + Check Digit
Country-Specific Notes The following country-specific rules apply to the NATIONAL IDs and IBAN NATIONAL IDs:
Country
Comment
SI, BA, TN, FI
For these countries, the NATIONAL IDs and IBAN NATIONAL IDs only include the bank code. They do not include the branch code, and therefore are shorter than the full bank and branch code. The bank code only is sufficient to identify accurately the bank in the country. In these countries, the branch code, included in an account holder's account details, is not an accurate identifier. This is due to the account holder's right to keep account details when changing branches.
ES
According to the IBAN Registry on www.swift.com, the IBAN NATIONAL IDs are 4+4=8 long (that is, the check digit is omitted). However, in this file the Spanish NATIONAL IDs are 4+4+1 (check digit) = 9 long as required by SAP.
HU
According to the IBAN Registry on www.swift.com, the IBAN NATIONAL IDs for HU are 3+4=7 long (that is, the check digit is omitted). However, in this file the Hungarian NATIONAL IDs are 3+4+1 (check digit) =8 long as required by SAP.
10 November 2016
57
Bank Directory for SAP Technical Specifications for TXT Files
File Upload Guidelines
E
File Upload Guidelines
E.1
File Content The Bank Directory for SAP™ (BDS) file contains an exhaustive list of banks and their branches. The file contains data for all SEPA and non-SEPA countries. Of the non-SEPA countries as of today, 28 countries have adopted the IBANs as well (see IBANSTRUCTURE File on page 22). For all countries that adopted the IBAN format, the SAP user can choose to upload the IBAN-related Bank Numbers and associated SEPA BICs or the traditional Bank Numbers and BICs. The BDS file contains:
Content
Description
All existing SWIFT codes (BICs)
For all 230 countries and territories The BDS file is synchronised with the ISO BIC Directory also produced and published by SWIFT at the same date as the BDS file. New banks are added, and de-activated banks are removed from the BDS file at the same time as from the ISO BIC Directory.
All existing Bank and branch Numbers (NATIONAL IDs)
For 144 countries (situation in January 2013) For more information, see Countries with NATIONAL IDs (Bank Numbers) on page 46. Bank Numbers of new countries are added regularly. Where applicable, these Bank Numbers are linked to the BICs. The NATIONAL IDs are being sourced from central banks, banking associations, and other authorised sources. Where necessary, they are being corrected or completed by input from the banks that own these identifiers on request of SWIFT's data collection team.
Bank Numbers as used in IBANs (IBAN NATIONAL IDs)
For 58 countries that have adopted the IBANs, including all SEPA countries.
BICs associated to the IBANs (IBAN BICs)
For all countries that have adopted the IBANs.
Banks' names and addresses Office type indicator
E.2
Specifies whether the bank/branch is a head-office or a branch, and which type of branch. This is useful during an initial bank details clean-up process, when a BIC needs to be translated into a Bank Number and from multiple alternatives one has to be chosen.
Upload Options SAP provides upload options to select before the upload of the full BDS file or the monthly updates in the delta file. The most important upload options are:
10 November 2016
58
Bank Directory for SAP Technical Specifications for TXT Files
File Upload Guidelines
Upload option
Description
Country Selection
Allows the user to upload one country or a range of countries at a time instead of the entire file with 230 countries and territories.
Countries with Bank Key
Selects countries for upload that have the specified Bank Key Type applied only. For example, selects countries that use the country code + Bank Number as Bank Key.
Test Run
Simulates the changes that the upload will cause. If for example the number of deletions is too high, then the user may want to clean up the Bank Keys first before applying the upload in live mode (see Choosing Bank Keys on page 60).
Delta Upload
Selects either the full BDS file or the monthly update file for upload. Initially the user will have to upload the full file followed by the delta files.
SEPA mode
For countries that have adopted the IBAN, the user can select the SEPA mode. In this case, the Bank Numbers as they are used in IBANs and the associated BICs are uploaded.
Only banks with BIC
This will filter out all banks that do not have bank codes. Generally these are banks that are very small and do virtually no international payments.
Only BICs connected to SWIFT Network
These are medium to large banks that send their international payments through the SWIFT network.
Use IBAN country code
Some territories do not have their own IBAN formats and use those of the main country. For example, MT Martinique uses the FR French IBAN format. Although the country code of a bank in Martinique is MT, this option will replace it by FR.
Use the BIC record key
Use the RECORD KEY from the BDS file as the Bank Key, rather than using the country code + Bank Number or any other Type 4 key. An advantage of this approach is that banks with a Bank Number but no BIC and banks with a BIC but no Bank Number will be uploaded and will have same type of Bank Key. The disadvantage is that this key is not “natural” (that is, it does not contain the Bank Number or the BIC).
10 November 2016
59
Bank Directory for SAP Technical Specifications for TXT Files
File Upload Guidelines
Related information For more information, contact SAP support and read the SAP Note 1737484.
E.3
Choosing Bank Keys Choosing the right Bank Key format is important as it has long-term consequences for maintenance. The Bank Key is used: •
in the Bank Master table (BNKA) to identify a bank uniquely
•
in the KNBK and the LFBK tables to link the BNKA data to client's or supplier's bank details
Changing a Bank Key in BNKA therefore can affect KNBK and LFBK tables.
10 November 2016
60
Bank Directory for SAP Technical Specifications for TXT Files
File Upload Guidelines
Different Bank Key formats can be chosen to upload the BDS file: Bank Key format
Description
Country code + Bank Number (Type 1) During the BDS file upload, this creates Bank Keys for all banks (records) in the file that contain a bank code (NATIONAL ID or IBAN NATIONAL ID). Records with a BIC but no bank code will be ignored. This is not an issue for countries where both bank codes and BICs are provided in the file because this excludes a minority of records. The excluded BICs mainly represent financial institutions active in the securities business or loans and not in commercial payments. This key type must not be selected for countries for which the BDS file only provides financial institution BICs and no bank codes (see Countries with NATIONAL IDs (Bank Numbers) on page 46). Country code + BIC (Type 4)
The BDS file upload creates Bank Keys for all banks with a BIC (and bank code if available). This is a good approach for countries in the BDS file that only contain BICs and no bank codes. For countries with bank codes, the upload will ignore the banks with bank code alone (that is, the very small banks).
Country code + record key (Type 4)
The BDS upload will create a Bank Key for each record in the BDS file. This is a good approach for each country for SAP systems, but it deletes all existing Bank Keys from the BNKA table as they all have a different format. The BDS file record key is a stable identifier as it is expected to last for many years to come and its value is not going to change as long as the bank exists.
The SAP user must run the initial upload in Test mode to assess the impact first and take measures if needed. For a new SAP system the choice is free as there is no impact on legacy bank data. For SAP systems that already contain bank entries in the BNKA table and Bank Keys in the KNBK and the LFBK tables:
E.4
•
It is best to select a Bank Key in a format that best matches the Bank Keys already present.
•
This decision must be made on a country by country basis.
•
If the Bank Key formats have been applied consistently in the BNKA table, and the same Bank key format is chosen during the upload, then the upload will do a limited number of modifications and deletions.
•
If the Bank Key formats have not been applied consistently, then a clean-up of the Bank Keys is recommended before doing the upload.
Cleaning Up Bank Keys Before the initial upload of the BDS file, the Bank Keys of inconsistent format must be made consistent. The conversion must be applied to all of the BNKA, KNBK, and LFBK tables at the same time to preserve the existing links to the client and vendor data.
10 November 2016
61
Bank Directory for SAP Technical Specifications for TXT Files
File Upload Guidelines
In the following illustration, the two Canadian (CA) Bank Keys and the Czech (CZ) Bank Keys are different types.
They can be made consistent (both become Bank Numbers) as show in the table: Country
Bank Key before
Bank Key after
Bank name
Action taken
CA
00300002
000300002
ROYAL BANK OF CANADA
The length of the bank code has been corrected to 9 digits by looking up the length in Countries with NATIONAL IDs (Bank Numbers) on page 46 and by looking up the value in the BDS file.
10 November 2016
62
Bank Directory for SAP Technical Specifications for TXT Files
File Upload Guidelines
Country
Bank Key before
Bank Key after
Bank name
Action taken
CA
BOFM
000137691
BANK OF MONTREAL
BOFM, which are the 1st 4 characters of the BIC, has been converted to the Bank Number. As there are many Bank Numbers for this bank in the BDS file, the Bank Number of type "head-office" (see column OFFICE TYPE in the BDS file) has been chosen. In the column BRANCH INFORMATION, this Bank Number is described as "international payments department". Alternatively, if a Bank Number were provided in the BNKA table, this Bank Number would be chosen.
CZ
0300
0300
CESKOSLOVENSKA OBCHODNI BANKA
The Bank Number is correct, no action needed.
CZ
CEKO
0300
CESKOSLOVENSKA OBCHODNI BANKA
CEKO, which are the 1st 4 characters of the BIC, has been converted to the Bank Number with type Head Office. The Bank Number is 0300, which shows that now the two CZ Bank Keys are duplicate. Therefore one of the two can be replaced by the other in all tables.
These manipulations are easier if you take the following steps: •
Export the BDS file and the BNKA, KNBK, and LFBK tables into Microsoft Excel.
•
Sort the data conveniently.
•
Do VLOOKUPs and Find/Replace operations in bulk.
•
Format the entire Excel sheet as Text before importing the files to preserve any leading zeros.
After the clean-up, the tables must be imported back into SAP. The BDS file upload now has no or limited impact on the existing BNKA, KNBK, and LFBK tables due to a different Bank Key format.
10 November 2016
63
Bank Directory for SAP Technical Specifications for TXT Files
Legal Notices
Legal Notices Copyright SWIFT © 2016. All rights reserved. Restricted Distribution Do not distribute this publication outside your organisation unless your subscription or order expressly grants you that right, in which case ensure you comply with any other applicable conditions. Disclaimer The information in this publication may change from time to time. You must always refer to the latest available version. Translations The English version of SWIFT documentation is the only official and binding version. Trademarks SWIFT is the trade name of S.W.I.F.T. SCRL. The following are registered trademarks of SWIFT: the SWIFT logo, SWIFT, SWIFTNet, Accord, Sibos, 3SKey, Innotribe, the Standards Forum logo, MyStandards, and SWIFT Institute. Other product, service, or company names in this publication are trade names, trademarks, or registered trademarks of their respective owners.
10 November 2016
64
