Insrance Statistical Review 2006

Insurance Statistical Review

2006

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INSURANCE STATISTICAL REVIEW 2006 Including Summary of Statements of Assurance Business transacted during the year ended 31st December, 2006. Deposited with the Irish Financial Services Regulatory Authority under the Insurance Acts, 1909 to 2004, the European Communities (Non-Life Insurance Accounts) Regulations, 1995, and the European Communities (Life Assurance) Framework Regulations, 1994.

Statements of Assurance Business are presented to both Houses of the Oireachtas in accordance with Section 27 of the Assurance Companies Act, 1909, Section 5 of the European Communities (Non-Life Insurance Accounts) Regulations, 1995 and Section 21 of the European Communities (Life Assurance) Framework Regulations 1994.

1

Contents

NON-LIFE TABLES IRISH RISK BUSINESS

INTRODUCTION

Table 13

Net Underwriting Revenue Accounts: Total Business

64

Main Developments

4

Table 14

Net Underwriting Revenue Accounts: Accident and Health

68

Non-Life Sector

6

Table 15

Net Underwriting Revenue Accounts: Motor Vehicle

70

Table 16

Net Revenue Accounts: Marine, Aviation and Transit (1 year Accounts)

72

Table 17

Net Underwriting Revenue Accounts: Fire and Other Damage to Property

74

Table 18

Net Underwriting Revenue Accounts: Liability

78

Table 19

Net Underwriting Revenue Accounts: Credit and Suretyship

82

Life Sector

10

Motor Insurance Advisory Board (MIAB) Recommendations

13

GENERAL TABLES Table 1 (A)

List of Undertakings authorised under the European Communities (Life Assurance) Regulations, 1994

17

Table 20

Net Underwriting Revenue Accounts: Other Classes (16, 17 and 18)

84

Summary of Life Assurance Classes

19

Table 21

Net Underwriting Revenue Accounts: Treaty Reinsurance Accepted

86

List of unlicensed Undertakings which are working off old assurance business and comply with the requirements of the Assurance Companies Act, 1909

19

Table 22

Total (by class) of Gross and Net Underwriting Revenue Accounts

86

Table 23

Summary of Reinsurance of Business

88

List of Undertakings authorised under the European Communities (Non-Life Insurance) Regulations, 1994

20

Table 24

Net Underwriting Revenue Accounts: Marine, Aviation and Transit (3 year Accounts)

89

Summary of Non-Life Insurance Classes

24

Table 2 (B)

List of exempted persons for the purposes of Section 54 of the Road Traffic Act, 1968

24

Table 3 (A)

List of Undertakings which have notified their intention or obtained an administrative authorisation to carry on Non-Life Insurance Business into Ireland on a Freedom of Services Basis

25

List of Undertakings which have notified their intention or obtained an administrative authorisation to carry on Life Assurance Business into Ireland on a Freedom of Services Basis

38

Table 1 (B) Table 2 (A)

Table 3 (B)

LIFE ASSURANCE TABLES

FOREIGN RISK BUSINESS Table 25

Net Underwriting Revenue Accounts: Marine, Aviation and Transit (3 year Accounts)

89

Table 26

Net Underwriting Revenue Accounts: Total Business (excl. 3 year MAT)

90

Table 27

Total (by class) of Gross and Net Underwriting Revenue Accounts

96

BUSINESS WRITTEN OUTSIDE OF IRELAND Table 28

Particulars of Net Underwriting Revenue Accounts

98

FINANCIAL DETAILS

Table 4

New Life and Industrial Assurance Business (Gross)

42

Table 29

Profit and Loss Accounts (Head Offices)

100

Table 5

Life Assurance Business Revenue Accounts (Net)

46

Table 30

Balance Sheets (Head Offices)

102

Table 6

Industrial Assurance Business Revenue Accounts (Net)

50

Table 31

Assets/Liabilities: Summary in respect of business in Ireland

108

Table 7

Life Assurance – Undertakings incorporated Outside Ireland running off business under the Assurance Companies Act, 1909

52

LLOYD’S

Table 8

General Summary of Life and Industrial Assurance Business carried on in Ireland

53

Table 32

Combined Returns of all Lloyd’s Syndicates – Establishment Business

108

Table 9

Summary of Reinsurance of Life and Industrial Assurance Business

54

Table 10 (A) New Life and Industrial Assurances (Gross) effected in Ireland during the years 1998 to 2006 (Irish Risk Business)

55

Table 10 (B) New Life and Industrial Assurances (Gross) effected during the years 1998 to 2006 (Foreign Risk Business)

56

Table 10 (C) Life and Industrial Assurance Premiums (Net) during the years 1998 to 2006

57

Table 11

Income and Expenditure Accounts for Life Assurance Business

58

Table 12

Balance Sheets for PolicyHolders’ Life Assurance Business

60

2

APPENDICES INSURANCE COMPENSATION FUND Notes and Abstract of Accounts

109

INSURANCE LEGISLATION Main Provisions of Most Significant Irish Insurance Legislation

110

3

Introduction The Insurance Supervision Department of the Irish Financial Services Regulatory Authority (Financial Regulator) is the designated EU Insurance Supervisory Authority of Ireland. The responsibilities include: n Fostering sound and solvent financial institutions; n The prudential supervision of insurance companies (“undertakings”) with head offices in Ireland and of the Irish branches of companies with head offices outside of the EEA in accordance with EU Directives and the Insurance Acts and Regulations 1909 – 2006. n Dealing with issues related to the functioning of the insurance market; n Advising on insurance legislation and policy development; and n Advising on related EU and international issues. This publication gives detailed statistical information on the Insurance Industry in Ireland in 2006. The information is primarily sourced from the regulatory returns which insurance companies provide to the Financial Regulator.

Main Developments Number of Companies

As of 31 December 2006 there were 185 Irish authorised undertakings comprised of 53 Life and 132 Non-Life companies located in Ireland. In addition there were 42 branches of undertakings with their Head Offices located in other Member States of the European Economic Area (EEA) comprised of 10 Life and 32 Non-Life companies and 2 branches (1 Life and 1 Non-Life) of undertakings with their Head Offices located outside the EEA.

Table 2 indicates that the Gross Premium Income in 2006 for Non-Life Insurance comprised of €4.18 billion Irish Risk business and €3.27 billion Foreign Risk business. The breakdown shows that Irish Risk business increased by 2% and Foreign Risk business by 0.9%.

Volume of Life Business Table 3 Gross Premium Income

2006

2005

€30.38 bn

€23.78 bn

n

Irish Risk

n

€14.52 bn

€11.05 bn

Foreign Risk

€15.86 bn

€12.73 bn

Gross New Business Premiums n

€25.23 bn

€18.85 bn

Single Premium

n

€24.13 bn

€17.89 bn

Annual Premium

€1.10 bn

€0.96 bn

Table 3 indicates that the Gross Premium Income in 2006 for Life Insurance increased by 28% to €30.38 billion comprising €14.52 billion Irish Risk business and €15.86 billion Foreign Risk business. The breakdown shows that Irish Risk business increased by 31% and Foreign Risk business increased by 25%. Gross New Business premiums in 2006 increased by 34%.

In addition, 7111 companies predominately located in EEA Member States had authority to write business on a Freedom of Service (FoS) basis. This figure is comprised of 128 Life undertakings and 583 Non-Life undertakings.

Employment

Number of Undertakings

Employment in Ireland by Life and Non-Life Undertakings Table 4

Table 1 2006 229 185 42 2 711

Insurance Undertakings in Ireland of which n Irish Authorised Head Offices n Branches (Head Offices in EEA) n Branches (Head Office outside EEA) Companies writing here on an FoS basis

2005 226 182 42 2 662

Volume of Business

Total Gross Premium income received by Head Offices and Branches in Ireland amounted to €37.8 billion, a 21.5% increase on 2005 (€31.1 billion). €30.4 billion of the total (80.4%) was generated by Life companies and €7.4 billion (19.6%) by Non-Life companies.

Volume of Non-Life Business Table 2 Gross Premium Income n Irish Risk n Foreign Risk2 Net Underwriting Result – Irish Risk Investment Income – Irish Risk Technical Account – Irish Risk 1

This figure relates to the number of undertakings that had notified the Financial Regulator of their intention to carry on business on a Freedom of Services basis as of 31st December 2006.

2

4

2006

2005

€7.45bn €4.18bn €3.27bn €0.72 bn €0.39 bn €1.11bn

€7.34 bn €4.10 bn €3.24bn €0.80 bn €0.42 bn €1.22 bn

Undertakings with Head Offices located in Ireland Full Time Staff Part Time Staff Contract Staff Subtotal Undertakings with Head Offices located outside Ireland Full Time Staff Part Time Staff Contract Staff Subtotal Total Grand Total

2006 Non-Life 5,235 448 197 5,880

Life 5,016 265 N/a 5,281

Non-Life 648 102 28 778 6,658 12,593

Life 637 17 N/a 654 5,935

The Foreign Risk business figure reflects the level of business underwritten from Ireland on a Freedom of Services basis.

5

2005 Non-Life 4,973 415 181 5,569 Non-Life 607 106 68 781 6,350 12,432

Life 5,223 330 N/a 5,553 Life 524 5 N/a 529 6,082

Non-Life Sector Premium Income

Chart 2 shows the Net Underwriting Result for Irish Risk business for the period 2002 to 2006. The 2006 result shows an underwriting profit of €718 million, a decrease of 11% on the 2005 figure where a profit of €802 million was recorded. In 2006, the total income from investments attributable to the Underwriting Revenue Account decreased by 7% to €391 million.

Non-Life Net Premium Income by Risk Chart 1 4000 3500

Overall Technical Account Irish Risk Business Result

€ Million

3000

In 2006, the overall Technical Account Irish Risk business result amounted to €1.11billion and represented a 10% decrease on the 2005 figure of €1.22 billion

2500 2000

Underwriting Result - Foreign Risk Business

1500

Foreign Risk – Net Underwriting Result & Attributable Investment Income Chart 3

1000 500 0

1000 2003

2004

2005

2006

Irish Risk

3,216

3,677

3,658

3,605

3,672

Foreign Risk

1,317

1,324

1,910

1,909

2,094

800

€ Million

2002

Chart 1 shows the Net Premium Income written in Ireland for the period 2002 to 2006. Net Premium Income in 2006 was €5.8 billion comprising €3.7 billion Irish Risk business and €2.1 billion Foreign Risk business. Comparing the 2006 figures to 2005 reveals that total Net Premium Income written in Ireland increased by 5%. The breakdown shows that Irish Risk business increased by 2% and Foreign Risk business increased by 10%.

Underwriting Result - Irish Risk Business

400

200

Irish Risk - Net Underwriting Result & Attributable Investment Income Chart 2 1000

0

800

€ Million

600

2002

2003

2004

2005

2006

2002

2003

2004

2005

2006

Underwriting Result

278

820

415

331

475

Revenue Account Investment Income

73

88

83

118

152

600

Chart 3 shows the Net Underwriting Result for Foreign Risk business written from Ireland for the period 2002 to 2006. The 2006 result shows an underwriting profit of €475 million, an increase of 44% on the 2005 figure where a profit of €331 million was recorded. In 2006, the total income from investments attributable to the Underwriting Revenue Account amounted to €152 million compared to €118 million in 2005.

400

200

Overall Technical Account Foreign Risk Business Result 0

In 2006, the overall Technical Account Foreign Risk business result amounted to €626 million compared to €449 million in 2005.

-200 2002

2003

2004

2005

2006

Underwriting Result

-42

417

689

802

718

Revenue Account Investment Income

268

340

375

420

391

6

7

Foreign Risk Business by Class - Written from Ireland

Analysis of Gross Written Premium by Class of Insurance and by Risk Gross Written Premium by Class

Chart 5 Table 5

Irish Risk € million Accident & Health Motor Marine, Aviation & Transit Fire & Damage to Property Liability Credit Other Classes TOTAL

Credit 0.43%

2006 409 1,649 26 1,048 818 55 116 4,121

2005 380 1,635 27 1,075 848 41 92 4,097

Foreign Risk € million

% Difference 7.6% 0.8% -3.7% -2.5% -3.5% 34% 26% 0.6%

2006 548 449 117 756 691 14 597 3,172

2005 477 338 128 708 917 31 563 3,162

% Difference 14.9% 32.8% -8.6% 6.8% -24.6% -54.8% 6% 0.3%

Accident & Health 17.27%

Liability 21.80%

Motor 14.15%

Other Classes 18.81%

MAT 3.70%

Table 5 provides a breakdown of Gross Written Premium by Insurance Class and by Irish and Foreign Risk. Figures exclude Treaty Reinsurance. Motor insurance and Fire & Damage to Property insurance comprise 65.4% of Irish Risk business whereas they represented only 38% of Foreign Risk business written from Ireland. Other classes represented 2.8% of Irish Risk business compared to 18.8% of Foreign Risk business written from Ireland.

Fire & Damage to Property 23.85%

400

Chart 5 shows the breakdown of Foreign Risk business written from Ireland between the various classes of insurance. The figures exclude Treaty Reinsurance. In 2006, Motor insurance represented 14.15% of the market compared to 10.68% in 2005. In 2006, Liability Insurance represented 21.8% from 28.99% in 2005. Fire and Damage to Property insurance has risen to 23.85% from 22.39% of the market and Accident & Health increased to 17.27% from 15.09%.

Irish Risk Business by Class - Written in Ireland Chart 4 Credit 1.34% Accident & Health 9.92%

Business Written outside Ireland Chart 6 500

Liability 19.84%

400

€ Million

Motor 40.01% Other Classes 2.83%

300

200

100 Fire & Damage to Property 25.43%

0 MAT 0.62%

Net Premium Income Underwriting Result

2002

2003

2004

2005

2006

177

168

281

337

446

19

47

97

46

106

Chart 4 shows the breakdown of Irish Risk business written in Ireland between the various classes of insurance. The figures exclude Treaty Reinsurance. In 2006, Motor insurance represented 40.01% of the market compared to 39.89% in 2005. Liability insurance in 2006 represented 19.84% compared to 20.7% in 2005. Fire and Other Damage to Property insurance in 2006 represented 25.43% compared to 26.24% in 2005.

Chart 6 shows the Net Underwriting Result for business written outside Ireland by branches of Irish authorised insurers located abroad for the period 2002 to 2006. The 2006 result shows an underwriting profit of €106 million, a 130% increase on the 2005 figure of €46 million.

8

9

Overall Technical Account Result for Business Written outside Ireland In 2006, the overall Technical Account result for business written outside Ireland amounted to €146 million compared to the 2005 figure of €73 million.

Life Assurance Gross Written Premium by Risk Chart 8 35 30

Life Sector € Billion

25

€ Billion

Life & Industrial Assurance - Gross Written Premium by Year Chart 7

20 15

35

10

30

5

25

0

20

Total Gross Written Premium Irish Risk

15

Foreign Risk

10

2002

2003

2004

2005

2006

€14.79 bn

€14.52 bn

€19.35 bn

€23.78 bn

€30.38 bn

€8.39 bn

€7.96 bn

€9.96 bn

€11.05 bn

€14.52 bn

€6.4 bn

€6.55 bn

€9.39 bn

€12.73 bn

€15.86 bn

Chart 8 shows that Total Gross Written Premium in respect of Irish Risk business amounted to €14.5 billion compared to €11 billion in 2005, an increase of 31%. Total Gross Written Premium in respect of Foreign Risk business amounted to €15.8 billion compared to €12.7 billion in 2005, an increase of 24%.

5 0 2002

2003

2004

2005

2006

New Business

€11.46 bn

€10.81 bn

€14.81 bn

€18.85 bn

€25.22 bn

Total Premiums

€14.79 bn

€14.52 bn

€19.35 bn

€23.78 bn

€30.38 bn

Total Net Written Premium by Risk Chart 9 35 30

€ Billion

25

Chart 7 shows that Gross New Business Premiums amounted to €25.2 billion (€18.8 billion in 2005). This new business breaks down into Linked business of €23.3 billion and €1.9 billion of Non-Linked business. Of the €25.2 billion, €9.9 billion relates to Irish Risk business and €15.3 billion to Foreign Risk business. €24.1 billion of the total €25.2 billion represents single premium sales.

20 15 10

Gross Written Premium in Ireland by Life companies in 2006 amounted to €30.4 billion. This represented a 28% increase against the 2005 figure of €23.8 billion.

5 0

Total Net Written Premium

2002

2003

2004

2005

2006

€14.25 bn

€12.81 bn

€17.52 bn

€21.93 bn

€28.75 bn

Irish Risk

€7.91 bn

€7.56 bn

€9.23 bn

€10.13 bn

€13.44 bn

Foreign Risk

€6.34 bn

€5.25 bn

€8.29 bn

€11.79 bn

€15.31 bn

Chart 9 shows that Total Net Written Premium in respect of Irish Risk business amounted to €13.4 billion compared to €10.1 billion in 2005, an increase of 33%. Total Net Written Premium in respect of Foreign Risk business amounted to €15.3 billion compared to €11.8 billion in 2005, an increase of 30%.

10

11

Details of Authorisations Granted in 2006

Irish Risk: Expenses as a percentage of Net Written Premium Chart 10

Table A gives details of the 6 Non-Life companies and 3 Life companies who were granted authorisation to write business in the course of 2006. Table B indicates that in the same period 4 Non-Life companies were granted an

12

extension to their authorisation to write new classes of business. 10

New Company Authorisations Table A

8

%

Sector

6

Non-Life

4

2 0

Life 2002

Irish Risk Premium Commission Expenses Management Expenses Total Expenses

2003

2004

2005

2006

€7.91 bn 4.20%

€7.56 bn 4.09%

€9.23 bn 3.67%

€10.13 bn 3.91%

€13.44 3.34%

7.33%

7.66%

6.44%

6.93%

5.32%

11.52%

11.75%

10.11%

10.84%

8.66%

Name of Company

Classes Authorised

Coffey Captive Insurance Company

8, 9,13,15

Electric Insurance Company Limited

1, 2, 3, 10, 13

ENI Insurance Limited

6, 7, 8, 9, 12, 13, 16

Esprit

8, 9, 13, 16

Greenval Insurance Company Limited

1, 3, 7, 10

Irish Dairy Board Insurance Limited

8, 9, 13, 14, 16

AXA Life Europe Limited

I, III with connected IV respectively

MetLife Europe Limited

I, III, IV

Standard Life International Limited

III

Extension of Authorisations Table B

Foreign Risk: Expenses as a percentage of Net Written Premium Chart 11 15

Sector

Name of Company

Class Extension granted

Non-Life

Barclays Insurance (Dublin) Limited BMS International Insurance Co Limited Macsa Insurance Company Limited Wagram Insurance Limited

7, 8, 9 1, 2, 18 13 , 17 7

12

Motor Insurance Advisory Board (MIAB) Recommendations

9

%

The MIAB Report contained five recommendations in relation to this publication. As an interim step to meeting these recommendations the Financial Regulator has utilised additional pertinent information relating to the Motor Insurance market sourced from the Statutory Annual Insurance Returns for 2006. Additional information has been sourced from both the Motor Insurance Bureau of Ireland (MIBI) and the Irish Insurance Federation (IIF).

6

Recommendation 29

3

0

Foreign Risk Premium Commission Expenses Management Expenses Total Expenses

2002

2003

2004

2005

2006

€6.34 bn 7.24%

€5.25 bn 6.47%

€8.29 bn 4.11%

€11.8 bn 7.66%

€15.3 bn 7.56%

3.72%

6.28%

4.26%

2.95%

2.45%

10.96%

12.75%

8.37%

10.61%

10.01%

“That the format and content, as published in the “Blue Book”, of insurers' annual Statutory Returns be amended to show clearly the accrual for the current accident year separately from movements in prior years' reserves.” Table C has been included to show the accrual for the current accident year separately from movements in prior years’ reserves in relation to motor insurance. It is an extract of Data from the Claims Settlement Analysis Forms in respect of 2006 Accident Year (Form 8).

Charts 10 and 11 show Commissions, Management Expenses and Total Expenses for Irish Risk and Foreign Risk respectively, expressed as a percentage of relevant Net Written Premium.

12

13

Extract of Data from 2006 Statutory Insurance Annual Returns in the Motor Claims Settlement Analysis Forms in respect of 2006 Accident Year (Form 8) (Monetary Values are expressed in 000's) Table C AIG Europe

No. of Claims Reported No. of IBNRS Total No. of Claims Claims Settled in Year at No Cost Claims Settled in Year at some Cost Claims Settled To date % to Date Settled Gross Claims Payments Settled In Year or on Account % of Total Estimate of Gross Claims Payments made to Date No. Of Claims Outstanding Payments on Account made Gross Estimated Liability for Outstanding Reported Claims at End of Year Gross Estimated Liability of Outstanding IBNR at End of Year Gross Estimated Liability Total for all Outstanding claims at end of year Total of Payments made and Outstanding Liability Provision for Share of Liabilities to MIBI Payments to MIBI

Allianz AXA Corporate Insurance

Europa General

FBD

Hibernian Irish Public General Bodies

Quinndirect

Zurich Insurance Ireland

6,470

45,453

63,517

850

35,207

60,840

1,459

42,551

28,514

830

4,087

1,752

85

3,958

4,130

200

3,950

2,242

7,300

49,540

65,269

935

39,165

64,970

1,659

46,501

30,756

700

5,467

9,237

77

3,648

10,117

44

3,303

3,126

4,350

33,172

42,718

455

25,138

41,205

816

33,789

19,274

5,050

38,639

51,955

532

28,786

51,322

860

37,092

22,400

69%

78%

80%

57%

73%

79%

52%

80%

73%

€ 7,023

€ 43,411

€ 67,408

€ 1,069

€ 52,938

€ 89,374

€ 1,544 € 137,162

€ 31,407

30%

37%

28%

13%

26%

30%

13%

46%

24%

2,250

10,901

13,314

318

6,421

13,648

799

9,409

8,356

€ 829

€ 22,083

€ 18,291

€ 624

€ 13,183

€ 20,396

€ 929

€ 15,932

€ 8,130

€ 6,816 € 125,313

€ 92,960

€ 7,936

€ 41,115 € 165,784

€ 5,287 € 131,312 € 158,413

Recommendation 30 “That all relevant information in Statutory Returns be shown separately for private car, commercial motor, motorcycles and other main classes of motor business by coverage types” As a result of discussions with the Irish Insurance Federation (IIF) information has been included in Tables D and E which indicates the breakdown currently available in relation to private motor and commercial motor business. It should be noted that the IIF categorisation of “Commercial” includes fleets and “Private” includes “motorcycles”.

Table D Irish Insurance Federation Motor Statistics 2004 – 2006 Gross Figures (Monetary Values are expressed in 000's) Table D 2004 Private

€ 16,234

€ 32,870

€ 33,199

€ 73,985 € 198,983

€ 1,604

€ 15,823

€ 53,312

€ 6,891 € 147,135 € 211,725

€ 3,174

€ 37,250

€ 8,452

€ 9,990 € 162,563 € 101,412

2005 Private

2005 Commercial

2006 Private

2006 Commercial

Gross Written Premium

€1,178,810

€524,855

€1,125,988

€498,582

€1,139,705

€491,768

Gross Earned Premium

€1,230,210

€556,855

€1,149,076

€515,321

€1,133,201

€495,012

€790,309

€350,463

€617,518

€279,533

€742,288

€315,065

New Claims Notified

172,021

47,994

185,229

57,521

205,837

66,097

Gross Commission Paid

€54,574

€23,752

€43,196

€23,044

€51,014

€23,267

Gross Management Expenses

€140,226

€51,524

€151,012

€58,177

€151,804

€57,758

Gross Underwriting Result

€245,101

€131,116

€337,350

€154,567

€188,095

€98,922

Gross Incurred Claims

Table E Irish Insurance Federation Motor Statistics 2004 – 2006 Net Figures (Monetary Values are expressed in 000's) Table E 2004 Private

€ 8,298

2004 Commercial

2004 Commercial

2005 Private

2005 Commercial

2006 Private

2006 Commercial

Net Written Premium

€1,116,368

€487,687

€1,086,716

€472,455

€1,098,029

€464,015

Net Earned Premium

€1,167,856

€514,693

€1,110,311

€488,386

€1,091,964

€467,165

Net Incurred Claims

€754,421

€339,849

€628,315

€282,353

€726,272

€304,425

Net Commission Paid

€54,102

€21,786

€43,018

€22,024

€50,534

€21,980

Net Management Expenses

€139,795

€50,996

€150,764

€57,991

€151,831

€57,785

Net Underwriting Result

€219,538

€102,062

€288,214

€126,018

€163,327

€82,975

Source: Irish Insurance Federation

€ 23,257 € 117,396 € 266,391

€ 7,960 € 200,073 € 301,099

€ 15,166

€ 42,147

€ 72,864

€ 2,493

€ 44,712

€ 88,463

€ 2,262

€ 77,830

€ 45,563

€ 1,335

€ 4,976

€ 11,583

€ 196

€ 6,892

€ 11,544

€ 358

€ 13,749

€ 5,138

14

€ 11,534 € 299,725 € 132,819

It should be noted that at this time the Statutory Returns to the Financial Regulator are not directly comparable to motor insurance market information provided by the IIF. The difference in information relates to differences in companies who must file a Statutory return with the Financial Regulator and who may not be members of the IIF.

15

General Tables TABLE 1(A)

Recommendation 31

Undertakings Authorised Under the European Communities (Life Insurance) Regulations, 1994, (Statutory Instrument No. 360 of 1994), to carry on Life Insurance Business as of 31st July 2007

“That the format and content of Statutory Returns be reviewed in line with practice elsewhere in Europe to improve the quality and quantity of public information.” The Financial Regulator has devised revised Statutory Returns, which will shortly be the subject of formal Industry consultation. The new forms were developed following examination of regulatory returns of fellow EU Regulators and mindful of the requirements of the October 2004 IAIS Standard on disclosures concerning technical performance and risks for non-life insurers and reinsurers. It is envisaged that these forms will on finalisation of consultation be introduced for the 2007 Financial Year.

Classes of Insurance in respect of which authorisation was granted (As per Annex I of S.I. No. 360 of 1994 summarised below)

Name of Undertaking

Recommendation 32

UNDERTAKINGS WITH THEIR HEAD OFFICES IN IRELAND Acorn Life Limited

“That the new insurance regulator issue revised guidelines to insurers to ensure more consistent completion of existing Statutory Returns in a manner which facilitates consistent comparisons and eliminates the current variations in practice between companies.” The Financial Regulator continues to monitor the returns submitted to ensure consistency and in light of the proposals under Recommendation 31 above will issue revised guidelines to accompany the new forms required. Recommendation 33 “That the preparation and publication of Statutory Returns be amended to clearly reflect the cost of uninsured driving recording numbers of cases, amounts of payments and provisions for outstanding claims with other relevant information as deemed appropriate.” The Motor Insurers Bureau of Ireland (MIBI) was established by Agreement between the Irish Government and Companies licensed to write motor insurance in Ireland to pay compensation to victims resulting from motor accidents involving uninsured or untraced drivers. All insurers transacting motor liability business in Ireland are required to be members of the MIBI and to fully fund the operations of the MIBI. Discussions with the Motor Insurer’s Bureau of Ireland and information sourced from them concerning the cost of uninsured driving indicates that at the start of 2006 a total of 3,547 claims were awaiting settlement, to which was added a further 1,928 claims notified during the year; a total of 2,270 claims were finally settled during 2006, leaving 3,205 claims carried forward for processing into 2007. During 2006 a total of €56,638,968 was paid out in respect of claims both fully settled and in the course of settlement, and as at the end of 2006 the provisions for all unsettled claims, notified and yetto-be-notified, stood at €377,002,057.

III (with connected I (Supplementary Insurance)), VII

Aegon Scottish Equitable International plc1,2

I, III, VI

AIG Life (Ireland) Limited

I, III, IV, VI

1

Anglo Irish Assurance Company Limited

I, III, VII

Arca Vita International Limited

III (with connected I ( Supplementary Insurance) and connected IV)

Area Life International Assurance Limited

I, III

Ark Life Assurance Company Ltd

I, III, IV

AXA Life Europe Limited

I (With connected Class IV), III (With connected Class IV)

AZ Life Limited

I, III

Barclays Assurance (Dublin) Limited

I, IV

Canada Life Assurance (Europe) Limited

I, III, IV

Canada Life Assurance (Ireland) Limited

I, III, IV, VII

CitiLife Financial Limited

I

CNP Capitalia Life Limited

I, III

Combined Life Assurance Company of Europe Limited

I, III

CUNA Mutual Life Assurance (Europe) Limited

I, IV

Darta Saving Life Assurance Limited

III

Eagle Star European Life Assurance Company Limited

I, III

Eagle Star Life Assurance Company of Ireland Limited

I, II, III, IV, VII

ECCU Assurance Company

I

Eurizon Life Limited2

I, III, IV

Finaref Life Limited

I

Friends First Life Assurance Company Limited

I, III, IV, VII

Friends First Managed Pension Funds Limited

I, III, VII

Generali PanEurope Limited

I, III, IV

GRE Life Ireland Limited

III (with connected I ( Supplementary Insurance ) and connected IV)

Halifax Assurance (Ireland) Limited

I, IV

Handelsbanken Life & Pension Limited

I, III

Hansard Europe Ltd

III

Hartford Life Limited

I, III, IV

Hibernian Life & Pensions Limited

I, II, III, IV, VI, VII

HSBC Life (Europe) Limited

I, III

Inora Life Limited

III, VI (with connected I)

Irish Life Assurance Plc

I (including industrial), III, IV, VI, VII

Irish Life International Limited

I, III (with connected Class IV)

Mediolanum International Life Limited

I, III, IV

Metlife Europe Limited

I, III, IV

2

MGM International Assurance Limited

1

16

I, III

17

TABLE 1(A) Continued

Name of Undertaking

Classes of Insurance in respect of which authorisation was granted (As per Annex I of S.I. No. 360 of 1994 summarised below)

Montepaschi Life (Ireland) Limited

III

New Ireland Assurance Company plc

I (including industrial), II, III, IV, VII

Norwich Union International Limited

III, VI

Old Mutual International (Ireland) Ltd

I, III

Prudential International Assurance plc

I, III (with connected IV), VI

Quinn Life-direct Limited

I, III

Scottish Mutual International Limited

I (With connected Class IV), III (With connected Class IV), VI

SEB Life (Ireland) Assurance Company Limited

III (with connected class I and connected IV)

Sella Life Limited

III

Skandia Life Ireland Limited

III

St James's Place International plc

I, III, IV, VI

Standard Life International Limited

III

The Lawrence Life Assurance Company Limited

I, III

UBS International Life Limited

I, III, VI

Vicenza Life Limited

III

SUMMARY OF SCHEDULE I OF S.I. 360 OF 1994 Classes of Insurance Class Description I Life Assurance and contracts to pay annuities on human life as described in Article 1 (1)(a)(b) and (c) of the First Directive, but excluding contracts within Classes II and III below. II

Contracts of insurance to provide a sum on marriage or on the birth of a child, being contracts expressed to be in effect from a period of more than one year.

III

The assurance referred to in Article 1(1)(a) and (b) of the First Directive, which are linked to investment funds.

IV

Permanent health insurance as defined in Article 8 of these Regulations.

V

Tontines as described in Article 1(2)(a) of the First Directive where these are carried on by an undertaking authorised under the Regulations.

VI

Capital redemption operations as described in Article 1(2)(b) of the First Directive where these are carried on by an undertaking authorised under the Regulations.

VII

Management of group pension funds as described in Article 1(2)(d) of the First Directive where these are carried on by an undertaking authorised under the Regulations.

UNDERTAKINGS WITH THEIR HEAD OFFICES IN OTHER E.U. MEMBER STATES CGNU Life Assurance Limited Financial Assurance Company Limited (formerly Financial New Life Company Limited) Liberty Europe

I, III, IV

London General Life Company Limited2

I, IV

Pinnacle Insurance plc

I, II, III, IV, VI, VII

Royal Liver Assurance Limited

I, III, IV (including industrial)

The Scottish Legal Life Assurance Society

I, III (including industrial)

The Scottish Provident Limited

I, III (with connected IV)

Standard Life Assurance Limited

I, IV III

I, III, IV, VII

3

Sun Life Assurance Company of Canada (UK) Limited

I, III, IV, VII

UNDERTAKINGS WITH THEIR HEAD OFFICES OUTSIDE THE E.U. The Canada Life Assurance Company I, III, IV, VII

1 Extension of Class AIG Life (Ireland) Limited authorisation extended to include Class VI. MGM International Assurance Limited authorisation extended to include Class III. Aegon Scottish Equitable International plc authorisation extended to include Class I. 2 Change of name Scottish Equitable International (Dublin) Plc changed its name to Aegon Scottish Equitable International Plc with effect from 17th May 2007. Sanpaolo Life Limited changed its name to Eurizon Life Limited with effect from 13th December 2006. Euroben Life & Pension Limited changed its name to Handelsbanken Life & Pension Limited with effect from 2nd January 2007. 3 Transfer of Business / Change of Name The business of Standard life Assurance Company was transferred to Standard Life Assurance Ltd with effect from 2nd August 2006. Standard Life Assurance Company then changed its name to The Standard Life Assurance Company 2006 and presently is a subsidiary of Standard Life Assurance Limited. 4 Ceased Business Canada Life European Assurance Limited ceased operations when the Authorisation of company was withdrawn at its request after the discharge of all liabilities.

18

TABLE 1(B) Undertakings which, while not Licensed under Part II of the Insurance Act, 1936, are working off Business undertaken before the coming into operation of Part II, and comply with the Requirements of the Assurance Companies Act, 1909 Name of Undertaking

Deposit with the Accountant of the Courts of Justice Amount €

Class of Business in respect of which Deposit is maintained

Commercial Union Assurance Company Limited

21,980

Life

Pearl Assurance Company Limited

32,407

Life

Scottish Widows Fund and Life Assurance Society

65,940

Life

19

TABLE 2(A) Undertakings Authorised under the European Communities (Non-Life Insurance) Regulations, 1994, (Statutory Instrument No. 359 of 1994), to carry on Non-Life Insurance Business as of 31st July 2007 Classes of Insurance in respect of which authorisation was granted (As per Annex I of S.I. No. 359 of 1994 summarised below)

Name of Undertaking

UNDERTAKINGS WITH THEIR HEAD OFFICES IN IRELAND Acadia International Insurance Limited

7, 8, 9, 13, 16

Accent Europe Insurance Company Limited

1, 2, 16

ACE European Markets Insurance Limited

1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18

AEGON Financial Assurance Ireland Limited

14, 15, 16

AIG Europe (Ireland) Ltd

TABLE 2(A) Continued Classes of Insurance in respect of which authorisation was granted (As per Annex I of S.I. No. 359 of 1994 summarised below)

Name of Undertaking Electra Insurance Company Limited

7, 8, 9, 13, 15, 16

Electric Insurance Ireland Limited

1, 2, 3, 10, 13

Elkem Insurance Company Limited

1, 2, 8, 9, 16

ENI Insurance Limited

6, 7, 8, 9, 12, 13, 16

Esprit Insurance Limited1

8, 9, 13, 16

Eureko Insurance Ireland Limited

2, 3, 7, 8, 9, 13, 14, 15, 16

4

Euro Insurances Limited

1, 2, 3, 7, 10, 15, 16

Europa General Insurance Company Limited

1, 2, 3, 7, 9, 10, 13, 16, 17, 18

European Insurance Risk Excess Limited

3, 7, 8, 9, 10, 16

European Manufacturers Insurance Company Limited

7, 8, 9

1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18

FBD Insurance plc

1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18

Alfar Insurance Limited

1, 2, 3, 7, 8, 9, 10, 13, 14, 16

FDI Insurance Limited

13, 14

Allianz Corporate Ireland Public Limited Company

1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18

Finaref Insurance Limited

1, 2, 8, 9, 16

Allianz Worldwide Care Limited

1, 2, 7, 9, 16, 18

First Beacon Insurance Limited

7, 8, 9, 13

Allied World Assurance Company (Europe) Limited

1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16

Friends First General Insurance Company Limited

1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18

Alreford Limited

1, 2, 3, 7, 8, 9, 10, 13, 16

Great American International Insurance Limited

8, 9, 15, 16

Altria Insurance (Ireland) Limited

7, 8, 9

GD Insurance Company Limited

1, 2, 3, 5, 7, 8, 9, 10, 13, 16

Amtrust International Underwriters Limited

1, 2, 3, 7, 8, 9, 14, 16, 18

Golden Arches Insurance Limited

Arbor Property & Casualty Ireland Ltd

7, 8, 9, 13, 16

Greenval Insurance Company Limited

1, 3, 7, 10

AXA Insurance Limited

1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18

Gulfstream Insurance (Ireland) Limited

3, 4, 7, 8, 9, 13, 14, 15, 16, 17

AXIS Specialty Europe Limited

1, 2, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

Halifax Insurance (Ireland) Ltd

1, 2, 16

Baltimore Insurance Limited

7, 8, 9, 13

Hibernian General Insurance Limited

1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18

Barclays Insurance (Dublin) Limited3

1, 2, 7, 8, 9, 16

Hitachi Capital Insurance Europe Limited

1, 2, 9, 13, 14, 16

Bavaria Insurance Company Ltd

1, 5, 7, 8, 9, 13, 14, 16, 18

HSBC Insurance (Ireland) Limited

1, 2, 3, 7, 8, 9, 10, 16

Baxendale Insurance Company Limited

7, 8, 9, 13, 15, 16

Hugo Insurance Lines Limited

7, 8, 9, 16

BMS International Insurance Company Limited3

1, 2, 7, 8, 9, 13, 16, 18

Icarom plc (under Administration)

1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17

Cahir Insurance Limited

7, 8, 9, 13, 16, 17

Inveralmond Insurance Ltd

Canterbury Insurance Limited

13

Irish Dairy Board Insurance Limited

Capricorn Insurance Ireland Limited

7, 8, 9, 13, 16

Irish Permanent Property Company Limited

14

Carraig Insurance Limited

1, 2, 7, 8, 9, 10, 13, 16

Irish Public Bodies Mutual Insurance Ltd

1, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 15, 16, 17

Carrefour Insurance Limited

8, 9, 13, 16, 17

Kingfisher Insurance Ltd

3, 6, 7, 8, 9, 10, 12, 13

Celltech Insurance (Ireland) Limited

13

KPN Insurance Company Limited

1, 8, 9, 13, 16

Centre Insurance International Company

1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18

Kraft Insurance (Ireland) Limited

7, 8, 9, 16

Centrica Risk Ltd

3, 10, 13

Lifeguard Insurance (Dublin) Limited

13

Classic Brand (Europe) Limited

7, 8, 9

Lince Insurance Limited

8, 9, 16

CODEVE Insurance Company Limited

1, 3, 4, 7, 8, 9, 10, 13, 16

MACSA Insurance Company Ltd

Coffey Captive Insurance Company Limited1

8, 9, 13, 15

Martinsurance Teoranta

7, 8, 9, 13, 16

Combined Insurance Company of Europe Ltd

1, 2, 16

Max Insurance Europe Limited

1, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16

Coromin Insurance (Ireland) Limited

1, 2, 7, 8, 9, 13

Medical Insurance Company Limited

13, 16, 17

Decare Dental Insurance Ireland Limited

2

Miripro Insurance Company Limited

3, 8, 9, 13, 15

Delphi Insurance Limited

7, 8, 9, 13, 16

Monfrague Insurance Company Limited

7, 8, 9, 13

Deutsche Post Insurance Limited

7, 8, 9, 13, 16

Mountainbran Limited

8, 9, 13, 16

Dorinco Insurance (Ireland) Limited

7, 8, 9, 13, 16

Multi Risk Insurance Company Limited

1, 2, 3, 7, 8, 9, 10, 13, 15, 17, 18

Dornoch International Insurance Limited

1, 2, 3, 7, 8, 9, 10, 13, 16

National Grid Insurance Company (Ireland) Limited

3, 10, 13

20

1, 2, 3, 7, 8, 9, 10, 13, 16 1

7, 8, 9, 10, 13 8, 9, 13, 14, 16

3

13, 16, 17

3

21

TABLE 2(A) Continued

TABLE 2(A) Continued Classes of Insurance in respect of which authorisation was granted (As per Annex I of S.I. No. 359 of 1994 summarised below)

Name of Undertaking Nautilus Insurance (Europe) Limited

13, 16

Navillus Insurance Company Limited

3, 7, 8, 9, 11, 12, 13, 16

NEM Insurance (Ireland) Limited

1, 2, 3, 6, 7, 8, 9, 10, 12, 13, 16, 18

New Technology Insurance

8, 9, 16

Newell Insurance Limited

8, 9, 13, 16

Newwater Insurance Limited

1, 3, 4, 7, 8, 9, 10, 13

Noble Insurance Company Limited

1, 2, 3, 5, 6, 7, 8, 9, 10, 11, 12, 13, 16

Nokatus Insurance Company Ltd

1, 2, 7, 8, 9, 10, 13, 14, 16, 17, 18

Open + Direct Insurance Ltd

1, 2, 8, 9, 16

Overseas NEIL Limited

7, 8, 9, 13, 16

Parkgate Insurance Limited

14

PartnerRe Ireland Insurance Limited

1, 4, 5, 7, 8, 9, 11, 13, 16, 17

Petroswede Insurance Company Limited

7, 8, 9, 13, 16

Pharma International Insurance Limited

2, 7, 8, 9, 13, 14, 16

PI Indemnity Company Limited

7, 8, 9, 13, 15, 16

Pine Indemnity Limited

13

PMI Mortgage Insurance Company Limited

14, 15, 16

Preem Insurance Company Limited

7, 8, 9, 11, 13, 16

Primary Insurance Company Limited

1, 2, 8, 9, 13, 16, 17, 18

Primor plc (under Administration)

1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18

Probus Insurance Company Europe Ltd

1, 3, 7, 8, 9, 10, 13, 15, 16, 18

Professional Services Insurance Company (Irl) Ltd

13

QBE Reinsurance (Europe) Limited5

1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17

Quanta Europe Limited

1, 2, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17

Quinn Direct Insurance Limited3

1,2, 3, 5, 7, 8, 9, 10, 11, 13, 15,17

Red Disk Insurance Company Limited

7, 8, 9, 10, 11, 12, 13, 16

RSIF International Limited

1, 3, 7, 8, 9, 10, 13, 16

Societe D'Assurance Generales Appliquees (SAGA) Ltd

3, 7, 8, 9

Santam Europe Limited

1, 3, 7, 8, 9, 10

SASOL International Insurance Limited

1, 2, 7, 8, 9, 13, 16

Siemens International Insurance Co Ltd

1, 2, 3, 8, 9, 13, 15, 16

SN SecureCorp Dublin Limited

8, 9, 16

Standard Trane Insurance Ireland Limited

7, 8, 9, 16

Starr Excess Liability Insurance International Ltd

1, 3, 4, 7, 8, 9, 10, 13, 15, 16

TCS Insurance Company of Ireland Limited

7, 8, 9, 13, 15, 16

Tetra Laval Insurance Company Ltd

13

The Procter & Gamble International Ins. Co. Ltd.

1, 7, 8, 9, 10, 13

Trans-Meridian Dublin Limited

7, 8, 9, 13

UPS International Insurance Ltd

3, 7, 8, 9, 10, 13, 16

Valiant Insurance Company Limited

13

VIVAS Insurance Limited

1, 2

W.T.C.D. Insurance Corporation Limited

7, 8, 9, 16

Wagram Insurance Company Limited3

7, 8, 9, 13

Western International Insurance Company (Eur) Ltd

Classes of Insurance in respect of which authorisation was granted (As per Annex I of S.I. No. 359 of 1994 summarised below)

Name of Undertaking

UNDERTAKINGS WITH THEIR HEAD OFFICES IN OTHER E.U. MEMBER STATES ACE European Group Limited 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18 Ansvar Insurance Company Limited 1, 3, 7, 8, 9, 10, 13, 16, 17 Assicurazioni Generali Spa (Italy) 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17 Atradius Credit Insurance N.V. (Netherlands) 14, 15, 16 Aviva Insurance Limited4 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18 AXA Versicherung AG (Germany) 3, 4, 6, 7, 8, 9, 10, 12, 13 Bestpark International Limited 3, 7, 8, 9, 13, 16 BUPA Insurance Limited 1, 2, 7, 9, 13, 17 (b), 18 Chubb Insurance Company of Europe S.A. (Belgium) 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18 CNA Insurance Company Limited 4, 5, 6, 7, 10 (Carriers Liability only), 11, 12, 15 COFACE (France) 14 DAS Legal Expenses Insurance Company Limited 17, 18 Ecclesiastical Insurance Office plc 1, 2, 3, 7, 8, 9, 10, 13, 14, 15, 16, 17 Euler Hermes UK plc2 14, 15, 16, 17 (a) Europ Assistance Holding (France)3 1, 2, 3, 9, 13, 16, 18 Financial Insurance Company Limited 1, 2, 3, 7, 8, 9, 16, 18 Genworth Financial Mortgage Insurance Limited 14, 15 HCC International Insurance Company plc 15 Highway Insurance Company Limited 3, 10 Hiscox Insurance Company Limited 1, 2, 3, 5, 6, 7, 8, 9, 11, 12, 13, 15, 16, 18 Homecare Insurance Limited2 1, 2, 8, 9, 13, 16, 18 HSA Ireland 1, 2, 16 Liberty Mutual Insurance Europe Limited4 3, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17 Lloyd's 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18 London and Edinburgh Insurance Company Limited6 1, 2, 16 London General Insurance Company Limited 1, 2, 9, 13, 16 Malvern Insurance Company Limited 1, 3, 7, 8, 9, 10, 13, 16 MAPFRE Asistencia (Spain) 16, 17, 18 Pinnacle Insurance plc 1, 2, 14, 15, 16, 17 QBE Insurance (Europe) Limited 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 18 Royal & Sun Alliance Insurance plc 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18 St. Paul Travelers Insurance Company Limited 1, 3, 7, 8, 9, 10, 13, 14, 15, 16 UNDERTAKINGS WITH THEIR HEAD OFFICES OUTSIDE THE E.U. Zurich Insurance Company 1, 2, 3, 7, 8, 9, 10, 13, 15, 16 1

Companies Authorised Coffey Captive Insurance Company Limited was authorised on 21st December 2006. Esprit Insurance Limited was authorised on 26th October 2006. Greenval Insurance Company Limited was authorised on 25th May 2007.

2

Branches Established Euler Hermes UK plc notified their intension to establish a branch on 29th August 2006. Homecare Insurance Limited notified their intension to establish a branch on 19th July 2007.

3

Extension of Class Authorisation of Barclays Insurance (Dublin) Limited extended to include Classes 7, 8 and 9 with effect from 29th November 2006. Authorisation of BMS International Insurance Company Limited extended to include Classes 1, 2 and 18 with effect from 29th November 2006. Authorisation of Irish Dairy Board Insurance Limited extened to include Class 14 with effect from 25th July 2007. Authorisation of MACSA Insurance Company Ltd extened to include Classes 13 and 17 with effect from 28th February 2007. Authorisation of Wagram Insurance Company Limited extened to include Class 7 with effect from 28th February 2007. Authorisation of Quinn Direct Insurance Limited extended to include Classes 2 and 17 with effect from 28th March 2007 and 24th January 2007 respectively. Europ Assistance Holding (France) extended their authorisation to include Classes 1, 2, 3, 9, 13 and 16 with effect from 9th November 2006.

4

Change of name Interpolis Insurance Ireland Limited changed its name to Eureko Insurance Ireland Limited with effect on 26th August 2006. CGU Insurance plc changed its name to Aviva Insurance Limited with effect on 1st September 2006. Liberty Mutual Insurance Company (UK) Limited changed its name to Liberty Mutual Insurance Europe Limited with effect on 18th September 2006.

1, 2, 3, 7, 8, 9, 10, 13, 15, 16

5

The figures included in this Report for QBE Reinsurance (Europe) Limited are in respect of the run-off of the direct insurance business only.

White Horse Insurance Ireland Limited

1, 2, 3, 5, 6, 7, 8, 9, 10, 13, 14, 15, 16, 17, 18

6

London and Edinburgh Insurance Company Limited ceased business in Classes 7, 17(b) and 18.

Xeron Insurance

1, 2, 7, 8, 9, 13, 14, 16

XL Europe Ltd

1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18

7

Yara Insurance Limited

7, 8, 9, 12, 13, 16

Zurich Insurance Ireland Limited

1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18

Ceased Business Allianz Ireland Public Limited Company transferred its business to Allianz Corporate Ireland Public Limited Company with effect from 1st September 2006. Amersham Insurance (Norge) Limited ceased business with effect from 18th January 2007. Care Europe Limited ceased business with effect from 28th November 2006. DEPFA Assurance Limited ceased business with effect from 13th November 2006. Mmedica Insurance Limited ceased business with effect from 22nd March 2007.

22

23

SUMMARY OF ANNEX I OF S.I. 359 OF 1994

TABLE 3(A) List of Companies, as at 31st July 2007, which have notified their Intention or obtained an Administrative Authorisation to carry on Non-Life Insurance Business into Ireland, on a Freedom to Provide Services Basis

Classification of risks according to class of Insurance

1.

Accident.

10.

Motor Vehicle Liability.

2.

Sickness.

11.

Aircraft Liability.

3.

Land Vehicle.

12.

Liability for Ships.

4.

Railway Rolling Stock.

13.

General Liability.

5.

Aircraft.

14.

Credit.

6.

Ships.

15.

Suretyship.

7.

Goods in Transit.

16.

Miscellaneous Financial Loss.

8.

Fire and Natural Forces.

17.

Legal Expenses.

9.

Other Damage to Property.

18.

Assistance.

TABLE 2(B) Exempted Persons for the Purposes of Section 54 of the Road Traffic Act, 1968 Coras Iompair Éireann

Bus Átha Cliath - Dublin Bus Name of Exempted Person Bus Éireann - Irish Bus

Iarnród Éireann - Irish Rail

24

No. Company Name

Country

1 2 3

A.G.F. Belgium Insurance AachenerMunchener Versicherung AG Abeille Assurances

Belgium Germany France

4

ACE European Group Limited

United Kingdom

5

ACE European Group Limited (Austrian Branch)

United Kingdom

6

ACE European Group Limited (Belgian Branch)

United Kingdom

7

ACE European Group Limited (Danish Branch)

United Kingdom

8

ACE European Group Limited (Finnish Branch)

United Kingdom

9

ACE European Group Limited (French Branch)

United Kingdom

Classes of Business

10 ACE European Group Limited (German Branch)

United Kingdom

11 ACE European Group Limited (Italian Branch)

United Kingdom

12 ACE European Group Limited (Netherlands Branch)

United Kingdom

13 ACE European Group Limited (Norweigan Branch)

United Kingdom

14 ACE European Group Limited (Polish Branch)

United Kingdom

15 ACE European Group Limited (Portuguese Branch)

United Kingdom

16 ACE European Group Limited (Spanish Branch)

United Kingdom

17 ACE European Group Limited (Swedish Branch)

United Kingdom

18 ACE Insurance (French Branch)

Belgium

19 ACE Insurance (German Branch)

Belgium

20 Achmea Schadeverzekeringen N.V

Netherlands

7, 8, 9, 12, 13, 16 6, 7, 8, 9, 13, 16 5, 6, 7, 8, 9, 11, 12, 13, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17, 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17, 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 1, 2, 3, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (b) 1, 2, 3, 6, 7, 8, 9, 10 (Carriers Liability), 12, 13, 15, 16 3, 7, 8, 9, 10, 12, 13, 16

21 Adriatic-Slovenica zavarovalna druzba d.d

Slovenia

1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17

22 23 24 25 26 27 28

Germany France Netherlands France France France France

Advo Card Rechtsschutz Versicherung AG AIG Europe AIG Europe (Netherlands) N.V. AIG Europe S.A. (Austrian Branch) AIG Europe S.A. (Belgian Branch) AIG Europe S.A. (Danish Branch) AIG Europe S.A. (Finnish Branch)

29 AIG Europe S.A. (German Branch)

France

30 31 32 33 34 35

France France France France France France

17 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 18 7, 8, 9, 13, 14, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 18 1 (Passengers), 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 18

36 AIG Polska Towarzystwo Ubezpieczen S.A

Poland

8, 9, 13, 16

37 Aioi Motor & General Insurance Company of Europe Limited 38 Akcine Draudimo Bendrove "Reso Europa" 39 Akzo Nobel Assurantie N.V.

United Kingdom Lithuania Netherlands

1, 2, 3, 6, 7, 8, 9, 12, 13, 14, 15, 16 1, 2, 3, 7, 8, 9, 13, 16 3, 7, 8, 9, 11, 12, 13, 16

AIG AIG AIG AIG AIG AIG

Europe Europe Europe Europe Europe Europe

S.A. S.A. S.A. S.A. S.A. S.A.

(Italian Branch) (Liechtenstein Branch) (Luxembourg Branch) (Norwegian Branch) (Spanish Branch) (Swedish Branch)

25

TABLE 3(A) Continued

TABLE 3(A) Continued

No. Company Name

Country

Classes of Business

No.

Company Name

Country

Classes of Business

40 Albingia Versicherungs - Aktiengesellschaft 41 Allgemeine Kreditversicherung Aktiengesellschaft

Germany Germany

42 Alliance Assurance Co Ltd

United Kingdom

43 Allianz Compania de Seguros y Reaseguros S.A. 44 Allianz Elementar Versicherungs-Aktiengellschaft 45 Allianz Global Corporate & Specialty

Spain Austria France

46 Allianz Global Corporate & Specialty AG

Germany

90 91 92 93 94 95 96 97

Atradius Credit Insurance N.V. (Italian Branch) Atradius Credit Insurance N.V. (Luxembourg Branch) Atradius Credit Insurance N.V. (Norweigan Branch) Atradius Credit Insurance N.V. (Polish Branch) Atradius Credit Insurance N.V. (Spanish Branch) Atradius Credit Insurance N.V. (Swedish Branch) Atradius Credit Insurance N.V. (U.K Branch) Augusta Assicurazioni s.p.a.

Netherlands Netherlands Netherlands Netherlands Netherlands Netherlands Netherlands Italy

47 Allianz Global Corporate & Specialty AG (Austrian Branch) 48 Allianz Global Corporate & Specialty AG (French Branch)

Germany Germany

98

Aurora Assicurazioni s.p.a.

Italy

99 100

Autohome Insurance Limited Autohome Magyarorszag Biztosito Egyesulet

United Kingdom Hungary

49 Allianz Global Corporate & Specialty AG (U.K Branch)

Germany

101

Aviva Insurance Limited

United Kingdom

50 Allianz Globus MAT Versicherungs-Aktiengesellschaft

Germany

51 52 53 54

United Kingdom Netherlands Netherlands Czech Republic

102 103 104

Aviva Insurance Limited (Belgian Branch) Aviva Insurance Limited (French Branch) Aviva Insurance Limited (Netherlands Branch)

United Kingdom United Kingdom United Kingdom

105

Aviva International Insurance Limited

United Kingdom

106

Aviva International Insurance Limited (Swedish Branch)

United Kingdom

107

Avon Insurance PLC

United Kingdom

108 109

AXA Art Insurance Limited AXA Assistance France

United Kingdom France

110

AXA Belgium

Belgium

111 112

AXA Biztosito Zrt AXA Corporate Solutions Assurance

Hungary France

113

AXA Corporate Solutions Assurance (German Branch)

France

14, 15 14, 15, 16 14, 15 14, 15, 16 14, 15 14, 15 14, 15, 16 7 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 15, 16 18 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 (a, b & c), 18 (large risks only) 4, 5, 6, 7, 11, 12 5, 6, 7, 11, 12 6, 7, 12 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 (a, b & c), 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17 (b), 18 7, 8, 9 (damage to property), 12 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 (b), 18 1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17c 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17, 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 (b), 18 1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17, 18 1, 2, 7, 8, 9, 13, 14, 15, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (large risks only) 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (large risks only) 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (large risks only) 1, 2, 6, 7, 8, 9, 12, 13, 16, 17 (b), 18 7, 8, 9, 13, 16 9 1, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16 1, 4, 5, 6, 7, 11, 12 1, 2, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16 1, 2, 7, 8, 9, 13, 16 7, 8, 9, 13, 16 15 1 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16, 17 (b) 14, 15 7, 8, 9, 13, 14, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17 (b), 18 1 (Passengers), 4, 5, 6, 7, 11, 12, 15, 16, 17 (large risks only) 1 (Passengers), 3, 5, 6, 7, 11, 12 1, 7, 8, 9, 13 4, 6, 7, 8, 12, 13, 16, 17 (a) 7, 8, 9, 13, 14, 15, 16

55 Allianz Risk Transfer N.V.

Netherlands

56 Allianz Versicherungs-Aktiengesellschaft

Germany

57 58 59 60 61

Luxembourg United Kingdom Liechtenstein Netherlands United Kingdom

3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 12, 16 14, 15, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 4, 5, 6, 7, 8, 9, 11, 12, 13, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 15, 16, 17 1, 5, 7, 8, 9, 10, 11, 12, 13, 16 1, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 15, 16 1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 15, 16 1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 15, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 15, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 15, 16, 18 1, 2, 3, 4, 7, 8, 9, 13, 14, 15, 16, 17, 18 1, 2, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16 1, 2, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 15, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16 1, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 16, 17 (b), 18 8, 9, 13, 16 14, 15, 16 6, 12 1, 2 1, 8, 9, 13, 16

Netherlands

17

114

AXA Corporate Solutions Assurance (Italian Branch)

France

Gibraltar United Kingdom United Kingdom United Kingdom Luxembourg Estonia United Kingdom Italy Italy Italy Italy France France United Kingdom United Kingdom Sweden United Kingdom

1, 2, 3, 7, 8, 9, 10, 13, 16, 17 1, 2, 5, 6, 7, 8, 9, 11, 12, 13, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16 5, 6, 7, 8, 9, 11, 12, 16 1, 2, 3, 13, 16, 17 (c), 18 1, 2, 8, 9 3, 4, 5, 6, 7, 8, 9, 13, 15, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16 1, 2, 3, 8, 9, 13, 14, 15, 16 1, 2, 9, 13, 15, 16 1, 2, 3, 8, 9, 13, 14, 15, 16 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16 14, 15, 16 6, 7, 8, 9, 12, 13, 16 3, 7, 8, 9, 13, 14, 15, 16, 17 1, 2, 3, 7, 8, 9, 13, 15, 16, 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (large risks only) 14, 15, 16 14, 15, 16 14, 15, 16 14, 15, 16 14, 15 14, 15 14, 15, 16 14, 15, 16 14

115

AXA Corporate Solutions Assurance (Spanish Branch)

Spain

116

AXA Corporate Solutions Assurance (UK Branch)

France

117

AXA France IARD

France

118

AXA General Insurance Limited

United Kingdom

119

AXA Global Risks (UK) Limited

United Kingdom

120

AXA Insurance plc

United Kingdom

121 122 123 124 125 126 127 128 129 130 131 132 133

AXA Insurance UK plc AXA Nordstern ART Versicherung AG AXA Reinsurance UK PLC AXA Versicherungs-Aktiengesellschaft Baloise Insurance Company Limited Banco Vitalicio de Espana Compania Anonima de Seguros y Reaseguros Bankers Insurance Company Limited (UK) Basler Securitas Versicherungs-Aktiengesellschaft Bastion Surety Limited BAWAG Versicherungs Aktiengesellschaft Berkshire Hathaway International Insurance Limited BG Garanti Forsikringselskab A/S Borealis Insurance A/S

United Kingdom Germany United Kingdom Germany Switzerland Spain United Kingdom Germany United Kingdom Austria United Kingdom Denmark Denmark

134

Brit Insurance Limited

United Kingdom

135

Britannia Steam Ship Insurance Association Limited (The)

United Kingdom

136 137 138 139

British British British British

United Kingdom United Kingdom Luxembourg United Kingdom

62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79

Allianz Allianz Allianz Allianz

Insurance plc Nederland N.V. Nederland N.V. (Belgian Branch) pojistovna a.s.

Altair Assurances S.A Ambac Assurance UK Limited Amisia Fluss-Kasko Versicherungs Genossenschaft eG ANOZ Aanvullende Verzekeringen N.V. Ansvar Insurance Company Limited ARAG-Nederland Algemene Rechtsbijstand Verzekeringmaatschappij N.V ARB Insurance Company Limited Arch Insurance Company (Europe) Limited (German Branch) Arch Insurance Company (Europe) Ltd Arig Insurance Company Limited Arisa Assurances SA AS If Eesti Kindlustus Aspen Insurance U.K. Limited Assicurazioni Generali S.p.A. Assicurazioni Generali S.p.A. (Portuguese Branch) Assicurazioni Generali S.p.A. (Spanish Branch) Assicurazioni Generali S.p.A. (U.K. Branch) Assurance Generales de France IART Assurance Generales de France IART (UK Branch) Assured Guaranty (UK) Ltd AstraZeneca Insurance Company Limited Aterforsikringsaletiebolaget SKF Atlantic Mutual International Limited

80 Atlas Insurance Company Limited

United Kingdom

81 82 83 84 85 86 87 88 89

Netherlands Netherlands Netherlands Netherlands Netherlands Netherlands Netherlands Netherlands Netherlands

Atradius Atradius Atradius Atradius Atradius Atradius Atradius Atradius Atradius

Credit Credit Credit Credit Credit Credit Credit Credit Credit

Insurance Insurance Insurance Insurance Insurance Insurance Insurance Insurance Insurance

N.V. N.V. N.V. N.V. N.V. N.V. N.V. N.V. N.V.

(Austrian Branch) (Belgian Branch) (Czech Republic Branch) (Danish Branch) (Finnish Branch) (French Branch) (German Branch) (Greek Branch)

26

Aviation Insurance Company Limited (The) Engine Insurance Limited Marine Luxembourg S.A. Reserve Insurance Company Limited

27

TABLE 3(A) Continued

TABLE 3(A) Continued

No.

Company Name

Country

Classes of Business

No.

Company Name

Country

Classes of Business

140 141 142 143 144 145 146 147 148 149 150 151

BTA Insurance Stock Company BUPA Insurance Limited Cardif Vie Carraig Insurance Company Limited CartPrint Insurance AG Casualty & General Insurance Company (Europe) Limited Catlin Insurance Company (UK) Ltd CDC IXIS Financial Guaranty Europe Ceska pojist'ovna a.s CGU S.A. Charterers Mutual Assurance Association Limited (The) Chevanstall Limited

Latvia United Kingdom France Gibraltar Liechtenstein Gibraltar United Kingdom France Czech Republic Belgium United Kingdom United Kingdom

190

Delta Lloyd Schadeverzekering NV

Netherlands

191

Delvag Luftfahrtversicherungs - AG

Germany

192

Deutsche Krankenversicherung AG

Germany

4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16 1, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 15, 16 2

193

Deutsche Krankenversicherung Luxembourg SA

Luxembourg

2

194

Deutscher Lloyd Versicherungen AG

Germany

1, 8, 9, 13, 16

195

DKV International S.A. d'Assurances

Belgium

2

196

Domestic & General Insurance PLC

United Kingdom

16

197

DONG Insurance A/S

Denmark

6, 7, 8, 9, 12, 13, 16

198

Dowa Insurance Company (Europe) Limited

United Kingdom

4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

199

Ducroire SA

Belgium

14, 15

200

Eagle Star Insurance Company Limited

United Kingdom

1, 2, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 18

152

Chiyoda Fire & Marine Insurance Co. (Europe) Ltd (The)

United Kingdom

1, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16 1, 16 1 3, 10 8, 9, 14, 16 13 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 ((b)) 15 1, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 18 1, 2, 3, 4, 5, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 1, 6, 7, 12, 15, 16 5, 6, 7, 9, 11, 13 1, 2, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 (large risks only) 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (c), 18 7, 8, 9, 13, 16 4, 6, 7, 8, 9, 12, 13, 16 4, 6, 7, 8, 9, 11, 12, 13, 15, 16 1, 2, 16 13 8, 9, 13 1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16 1, 3, 4, 6, 7, 8, 9, 10 (Carriers Lia bility), 12, 13, 14, 15, 16 1, 3, 4, 6, 7, 8, 9, 10 (Carriers Liability), 12, 13, 14, 15, 16 1, 3, 4, 6, 7, 8, 9, 10 (Carriers Liability), 12, 13, 14, 15, 16 1, 3, 4, 6, 7, 8, 9, 10 (Carriers Liability), 12, 13, 14, 15, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 14, 15 14, 15 14, 15 14, 15 14, 15 14, 15 14 14 3, 10 5, 6, 7, 8, 9, 11, 12, 13 6, 12 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17, 18 8, 9, 13 7 4, 6, 7, 8, 9, 13, 16 14 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16 5, 11, 13 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17, 18 (large risks only) 3, 8, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 18 17 15

201

Eagle Star Reinsurance Company Limited

United Kingdom

1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

202

Ecclesiastical Insurance Office Plc

United Kingdom

203

Egida Compagnia di Assicurazioni s.p.a.

Italy

204

Electro Assurances S.A

Luxembourg

1, 7, 8, 9, 13, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 (b), 18 1, 7, 8, 9, 13, 14, 16

205

Electrolux Insurance Company Limited

Sweden

1, 2, 3, 7, 8, 9, 13, 14, 15, 16, 17

206

Elvia Travel Insurance International N.V (UK Branch)

Netherlands

1, 2, 7, 8, 9, 13, 16, 17, 18

207

Elvia Travel Insurance International N.V.

Netherlands

1, 2, 7, 8, 9, 13, 16, 17 (b), 18

208

Endurance Worldwide Insurance Limited

United Kingdom

1, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16

209

Ergon Insurance Limited

Malta

3, 7, 8, 9, 13, 16

210

Sweden

1, 2, 7, 13, 16, 17 (c), 18

Austria

1, 8, 9, 13, 16, 18

212

ERIKA Forsakringsaktiebolag (publ.) Erste Niederosterreichische BrandschadenVersicherungsaktiengesellschaft EULER - SFAC

France

14, 15

213

Euler Cobac Belgium

Belgium

4, 13, 15, 16

214

Euler Hermes Guarantee plc

United Kingdom

14, 15, 16

215

Euler Hermes Kredietverzekering N.V

Netherlands

14

216

Euler Hermes Kreditforsakring Nordern AB

Sweden

14, 15, 16

217

Euler Hermes Kreditforsakring Nordern AB (Danish Branch) Sweden

14, 15, 16

218

Euler Hermes Kreditforsakring Nordern AB (Norwegian Branch) Sweden

14, 15, 16

219

Euler Hermes Kreditversicherungs AG

Germany

14, 15, 16

220

Euler Hermes Magyar Hitelbiztosito Rt

Hungary

14, 16

221

Euler Hermes UK plc

United Kingdom

1, 2, 14, 15, 16, 17

222

EULER International Limited

United Kingdom

7, 9, 13, 14, 15, 16, 17

223

Euler Trade Indemnity plc

United Kingdom

14, 15, 16

224

Euler-Siac - Societa Italiana Assicurazione Crediti s.p.a.

Italy

14 (Excl Agri Credit), 15

225

EuroCross International Insurance N.V.

Netherlands

226

Eurooppalainen Insurance Company Ltd

Finland

227

Europ Assistance

France

1, 2, 9, 18 (insurance for divers) 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 (c) 18

228

Europ Assistance Insurance Ltd

United Kingdom

15, 16, 17 (b & c), 18

229

Europaeiske Rejesforsinring A/S

Denmark

230

Europaische Reiseversicherung Aktiengesellschaft

Germany

231

Europeiska Forsakringsaktiebolaget

Sweden

1, 2, 7, 8, 9, 13, 16, 17, 18 1, 2, 3, 8, 9, 10 ((Risks situated outside Ireland)), 11, 13, 14, 18 1, 2, 7, 8, 9, 13, 16, 17 (c)

232

Evolution Insurance Company Ltd

Gibraltar

7, 13

233

Executive Risk N.V.

Netherlands

9, 13, 16

234

Exeter Friendly Society Limited

United Kingdom

2

235

Exporters Insurance Company (Europe) Ltd.

United Kingdom

14

236

Faraday Reinsurance Company Limited

United Kingdom

13

237

Fennia Mutual Insurance Company

Iceland

1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17

238

FGIC UK Limited

United Kingdom

14, 15, 16

239

Filo diretto Assicurazioni s.p.a.

Italy

1, 2, 3, 7, 8, 9, 13, 16, 17 (c), 18

153

Chubb Insurance Company of Europe S.A.

Belgium

154 155 156 157 158 159 160

Chubb Insurance Company of Europe S.A. (French Branch) Chubb Insurance Company of Europe S.A. (Netherlands Branch) Chubb Insurance Company of Europe S.A. (U.K. Branch) Cigna Europe Insurance Company of Europe Cisbaclub City Fire Ins. Co. Ltd (The) CNA Insurance Company Limited

Belgium Belgium Belgium Belgium United Kingdom United Kingdom United Kingdom

161

CNA Insurance Company Limited (Danish Branch)

United Kingdom

162

CNA Insurance Company Limited (French Branch)

United Kingdom

163

CNA Insurance Company Limited (German Branch)

United Kingdom

164

CNA Insurance Company Limited (Netherlands Branch)

United Kingdom

165

CNA International Reinsurance Company Ltd

United Kingdom

166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 182 183 184

Codan Forsikring A/S COFACE COFACE (U.K. Branch) Coface Austria Kreditversicherung AG Coface Austria Kreditversicherung AG (Romanian Branch) Coface Austria Kreditversicherung AG (Lithuanian Branch) COFACE Belgium (Belgium Branch) COFACE Iberica (Spanish Branch) COFACE Portugal (Portuguese Branch) Collingwood Insurance Company Limited Commercial Union Assurances Commodore Marine Limited (operating for NEMARF in the UK) Compagnia Assicuratrice Unipol s.p.a. Compagnia Italiana Rischi Aziende S.p.A (C.I.R.A) Compagnie d'Assurances Maritimes Aeriennes et Terrestres (CAMAT) Compagnie Internationale d'Assurances/Reassurances Compania Espanola de Seguros de Credito a la Exportacion S.A. Concorde Compagnie d'Assurances Converium Insurance (UK) Limited

Denmark France France Austria Austria Austria France France France Gibraltar France United Kingdom Italy Italy France Belgium Spain France United Kingdom

185

Copenhagen Reinsurance Company (UK) Ltd (The)

United Kingdom

186

Covea Fleet

France

187

CSOB Pojist'ovna, a.s.

Czech Republic

188 189

D.A.S Osterreichische Allgemeine Rechtsschutz Versicherungs - AG Dansk Kautionsforsikrings-Aktieselskab

Austria Denmark

28

211

29

TABLE 3(A) Continued

TABLE 3(A) Continued

No.

Company Name

Country

Classes of Business

No.

Company Name

Country

Classes of Business

240

Financial Security Assurance (UK) Limited

United Kingdom

14, 15, 16

290 291 292 293 294

Gothaer Allgemeine Versicherung AG Gothaer Credit Versicherung AG Gothaer Versicherungsbank VVaG Goudse Schadeverzekering N.V. Grazer Wechselseitige Versicherung Aktiengesellschaft

Germany Germany Germany Netherlands Austria

1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 16 9, 14, 15, 16 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16 1, 2, 7, 8, 9, 13, 16, 17, 18 1 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 ((Carriers Liability)), 11, 12, 13, 14, 15, 16, 17 (a), 18 15 1, 2 (excl health), 3, 4, 6, 7, 8, 9, 10, 12, 13, 14, 15, 16, 17 (b) 1, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (c) 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16 1, 2, 16 1, 5, 6, 7, 8, 9, 11, 12, 13, 16 1, 2, 8, 9, 13, 16, 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 5, 6, 7 1, 3, 6, 7, 8, 9, 12, 13, 16, 17 (a) 1, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17, 18 1 (onshore property), 2 (marine cargo/war risk for Texaco Irl Ltd), 5, 6, 7, 8, 9, 11, 12, 13 1, 4, 5, 6, 7, 8, 9, 11, 13, 16 8, 9, 13 8, 9, 13 1, 2, 7, 13, 16, 18 8, 9, 16, 18

241

First Title Insurance Plc

United Kingdom

16

242

FM Insurance Company Limited

United Kingdom

4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

243

FM Insurance Company Limited (French Branch)

United Kingdom

7, 8, 9, 16

244

FM Insurance Company Limited (German Branch)

United Kingdom

8, 9, 16

245

Folgate Insurance Company Ltd.

United Kingdom

1, 2, 7, 8, 9, 13, 16, 17 (b)

295

Great Lakes Reinsurance (UK) PLC

United Kingdom

246

Fondiaria SAI s.p.a.

Italy

296

Groupama Assurance-Credit

France

247

Forsakringsaktiebolaget Atlantica

Sweden

297

Groupama Insurance Company Limited

United Kingdom

248

Forsakringsaktiebolaget Skandinaviska Enskilda

Sweden

1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 16, 17 (c), 18 13, 16

298

Groupama Transport

France

249

Forsakringsaktiebolaget Viator

Sweden

1, 2, 7, 13, 16, 17 (c), 18

250

Fortis Corporate Insurance N.V.

Netherlands

1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 15, 16

251

Fortis Corporate Insurance N.V. (Belgian Branch)

Netherlands

1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 15, 16

252

Fortis Insurance Limited

United Kingdom

1, 6, 8, 9, 12, 16, 18

253

Fuji International Insurance Company Limited

United Kingdom

1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

254

Gable Insurance AG

Liechtenstein

8, 9, 13

255

GAN Eurocourtage I.A.R.D.

France

1, 8, 9, 13, 16

299 300 301 302 303 304 305

Haftpflichverband der Deutshen Industrie V.a.G. Hamilton Insurance Company Limited Hannover International S.A. Hanse-Merkur Reiseversicherung AG HCC International Insurance Company plc HDI Assicurazioni s.p.a. HDI Hannover Versicherung Aktiengesellschaft

Germany United Kingdom Belgium Germany United Kingdom Italy Austria

256

GAN Eurocourtage IA

France

16, 18

306

HDI Industrie Versicherung AG

Germany

257

GAN Incendie Accidents

France

4, 5, 6, 7, 8, 11, 12, 13, 14, 15, 16

258

Garant Versicherungs - Aktiengesellschaft

Austria

14, 16

307

Heddington Insurance (UK) Ltd

United Kingdom

259

GE Capital Mortgage (UK) Limited

United Kingdom

14, 15

260

GE Speciality Insurance (UK) Limited

United Kingdom

1 (Passengers), 4, 5, 6, 7, 8, 9, 11, 12, 13, 15, 16

261

Gencon Insurance Company International Ltd

Gibraltar

262

General Star International Indemnity Limited

United Kingdom

Helvetia International Versicherungs Aktiengesellschaft Hiscox Insurance Company Limited Hiscox Insurance Company Limited (German Branch) Home & Overseas Insurance Company Limited Homecare Insurance Ltd

263

GENERALI Assurances IARD

France

8, 9, 13, 16 1, 2, 3, 4, 6, 7, 8, 9, 10 (Carriers Liability), 12, 13, 14, 15, 16, 17 (b), 18 1, 2, 5, 6, 7, 8, 9, 11, 12, 13, 15, 16

308 309 310 311 312 313

Houston Casualty Company

264

Generali Belgium SA

Belgium

1, 2, 8, 9, 13, 15, 16

265

GENERALI schadesverzekering maatschappij N.V.

Denmark

1, 2, 3, 6, 7, 8, 9, 12, 13, 16, 17 (b), 18

266

Generali Versicherung Aktiengesellschaft

Austria

6, 7, 8, 9, 13, 16

267

Generali Versicherungen Aktiengesellschaft

Germany

1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16

268

Gerling Italia

Germany

4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

269

Gerling Namur - Assurances du Credit

Belgium

4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

314 315 316 317 318 319

Houston Casualty Company Europe Seguros Y Reaseguros S.A. HSB Engineering Insurance Limited HSBC Insurance (UK) Limited Hubener Versicherungs AG Hugo Insurance S.A ICHEM Insurance Company Limited

Germany United Kingdom United Kingdom United Kingdom United Kingdom United States of America Spain United Kingdom United Kingdom Germany Luxembourg United Kingdom

270

Gerling NCM (U.K. Branch)

Netherlands

9, 14, 15, 16

320

IF P & C Insurance Company Limited

Finland

271

Gerling Polska Towarzystwo Ubezpieczen S.A

Poland

1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17

272

Gerling-Konzern Allgemeine Versicherungs AG

Germany

4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

321

If Skadeforsakring AB (publ) (Danish Branch)

Sweden

273

Gerling-Konzern Allgemeine Versicherungs AG (Austrian Branch) Germany

1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16

274

1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16

322

If Skadeforsakring AB (publ) (Finnish Branch)

Sweden

323

If Skadeforsakring AB (publ) (Norwegian Branch)

Sweden

276

Gerling-Konzern Allgemeine Versicherungs AG (Belgian Branch) Germany Gerling-Konzern Allgemeine Versicherungs AG (Czech Germany Republic Branch) Gerling-Konzern Allgemeine Versicherungs AG (Danish Branch) Germany

277

Gerling-Konzern Allgemeine Versicherungs AG (French Branch) Germany

1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16

278

Gerling-Konzern Allgemeine Versicherungs AG (Greek Branch) Germany

1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16

279

Gerling-Konzern Allgemeine Versicherungs AG (Netherlands Branch)

Germany

1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16, 18

324 325 326 327 328

If Teollisuusvakuutus Oy IGI Insurance Company Limited IMPERIO BONANCA - Companhia de Seguros S.A. INA Assitalia s.p.a Indemnity Insurance Limited

Finland United Kingdom Portugal Italy United Kingdom

280

Gerling-Konzern Allgemeine Versicherungs AG (Norwegian Branch)

Germany

1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16

281

Gerling-Konzern Allgemeine Versicherungs AG (Portuguese Branch) Germany

1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16

329

Independent Insurance Company Limited

United Kingdom

282

1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16

284

Gerling-Konzern Allgemeine Versicherungs AG (Spanish Branch) Germany Gerling-Konzern Allgemeine Versicherungs AG (U.K.) Germany Trading as Gerling General Insurance Co. (U.K.) Gerling-Konzern Allgemeine Versicherungs-AG (Hungarian Branch) Germany

285

Gerling-Konzern Rechtsschutz Versicherungs AG

Germany

17

286

GIPAC

France

14

287

Gjensidige Marine & Energy Insurance AS

Norway

5, 6, 7, 11, 12

288

Gjensidige NOR Forsikring

Norway

6, 9, 12, 13

289

Glacier Insurance AG

Liechtenstein

1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15

330 331 332 333 334 335 336 337 338 339

Industria Forsakringsaktiebolag Industriforsikring AS Infrassure Limited Inter Partner Assistance (UK Branch) Interglobal Insurance Company Limited International Health Insurance danmark Forsikringsaktieselskab International Insurance Company of Hannover Ltd International Insurance Company of Hannover Ltd (Swedish Branch) International Transport Intermediaries Club Ltd Irwell Insurance Company Limited

Sweden Norway Liechtenstein Belgium United Kingdom Denmark United Kingdom United Kingdom United Kingdom United Kingdom

275

283

30

1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17, 18 1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16

1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16 16

31

1, 5, 7, 11 9, 13, 15, 16 3, 4, 6, 7, 8, 9, 13, 16, 17 (large risks only) 1, 3, 7, 10 1, 3, 5, 6, 7, 8, 9, 11, 12, 13, 16 7, 8, 9, 13 1, 6, 7, 8, 9, 12, 13, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (b) 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (c), 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (c), 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (c), 18 6, 7, 8, 9, 10 (Carriers Liability), 12, 13, 16 1, 2, 9, 15, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 15, 16 1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16 1, 2, 7, 8, 9, 13, 16, 17 (b), 18 1 (Passengers), 2, 3, 6, 7, 8, 9, 12, 13, 14, 15, 16, 17 (a) 3, 7, 8, 9, 13, 16 6, 7, 8, 9, 12, 13, 16 7, 8, 9, 13, 16 18 1 1, 2, 7, 8, 9, 13, 16, 17 (c), 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 13, 16, 17 1, 5, 8, 9, 11, 13 12, 13 13, 17 (a, b & c)

TABLE 3(A) Continued No.

TABLE 3(A) Continued

Company Name

Country

Classes of Business

340

Italiana Assicurazioni S.p.A.

Italy

341 342 343 344 345 346 347 348 349 350 351 352 353 354 355

Justitia K&H Biztosito Zrt. KBC Financial Indemnity Insurance S.A Kemper s.a. Kobstaedernes Almindelige Brandforsikring La Estrella S.A. Seguros y Reaseguros La Viscontea Compagnia di Assicurazioni e Riasscurazioni s.p.a. Lamp Insurance Company Limited Lancashire Insurance Company (UK) Limited Landmark Insurance Company Limited Landmark Insurance Company UK Limited Lansforsakringar Sak Forsakringsaktiebolag Le Foyer Assurances Le Sphinx Assurances Luxembourg S.A Les Mutuelles du Mans Assurances IARD

Belgium Hungary Luxembourg Belgium Denmark Spain Italy Gibraltar United Kingdom United Kingdom United Kingdom Sweden Luxembourg Luxembourg France

356

Liberty Mutual Insurance Company (UK) Ltd

United Kingdom

357 358

Lighthouse General Insurance Company Limited Link Insurance Company Limited

Gibraltar Gibraltar

359

Lloyd Adriatico s.p.a.

Italy

360

Lloyds

United Kingdom

361

Lombard General Insurance Company Ltd

United Kingdom

362

London and Edinburgh Insurance Company

United Kingdom

363

London Assurance (The)

United Kingdom

364 365 366 367 368 369 370 371 372 373 374 375 376

London General Insurance Company Limited LRF Forsakring Skadeforsakringsaktiebolag Magnus Insurance Company Limited Magyar Exporthitel Biztosito Rt. Mapfre Empresas Compania de Seguros y Reaseguros S.A Mapfre Industrial Sociedad Anonima de Seguros Marine Shipping Mutual Insurance Company Ltd Markel International Insurance Company Ltd Markerstudy Insurance Company Limited MBIA Assurance MBIA UK Insurance Limited Methodist Insurance plc MetLife Insurance Limited

United Kingdom Sweden United Kingdom Hungary Spain Spain United Kingdom United Kingdom Gibraltar France United Kingdom United Kingdom United Kingdom

377

Milano Assicurazioni

Italy

378 379

Minister Insurance Company Limited Mitsui Sumitomo Insurance Company (Europe) Limited Mitsui Sumitomo Insurance Company (Europe) Limited (Belgian Branch) Mitsui Sumitomo Insurance Company (Europe) Limited (Danish Branch) Mitsui Sumitomo Insurance Company (Europe) Limited (French Branch) Mitsui Sumitomo Insurance Company (Europe) Limited (German Branch) Mitsui Sumitomo Insurance Company (Europe) Limited (Greek Branch) Mitsui Sumitomo Insurance Company (Europe) Limited (Italian Branch) Mitsui Sumitomo Insurance Company (Europe) Limited (Netherlands Branch) Mitsui Sumitomo Insurance Company (Europe) Ltd (Spanish Branch) Motors Insurance Company Limited MPS Risk Solutions Limited

United Kingdom United Kingdom

1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 (b), 18 1 1 14, 15, 16 8, 9, 13, 16 8, 9, 16, 17 (c) 1, 2, 4, 5, 6, 7, 8, 9, 11, 12, 13, 15, 16 14, 15 1, 2, 14, 16, 17 5, 6, 7, 8, 9, 11, 12, 13, 14, 16 1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16 5, 11 1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 1, 3, 5, 6, 7, 8, 9, 11, 12, 13, 16, 17, 18 8, 9, 13, 16 7, 8, 9, 13, 16 1 (Passengers), 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16 1, 2, 16 1, 2, 8, 9, 13, 16 1, 2, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 (c), 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17 (b), 18 1, 2 (excl health), 4, 6, 7, 8, 9, 12, 13, 14, 15, 16, 17 (b) 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (b & c) 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (large risks only) 1, 2, 9, 13, 16 1, 7, 13, 14, 16, 17 17 14, 15, 16 1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16 8, 9, 13, 16, 17 1 (Passengers), 4, 7, 11, 12, 15 1, 2, 6, 7, 8, 9, 12, 13, 16 8, 9, 13, 16 14, 15 14, 15 1, 2, 8, 9, 13, 16 1, 2, 8, 9, 16, 18 1 (Passengers), 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 18 1, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17

United Kingdom

1, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17

United Kingdom United Kingdom United Kingdom

1, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 1, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 1, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17

United Kingdom

380 381 382 383 384 385 386 387 388 389

32

No.

Company Name

Country

Classes of Business

390 391 392 393 394 395 396

Multi Risk Benefits Limited Multi Risk Indemnity Company Ltd. N.V Interpolis Kredietverzekeringen N.V. Hagelunie National Farmers Union Mutual Insurance Society Limited National Insurance and Guarantee Corporation plc (NIG) National Transit Insurance Company Limited (The)

Malta Malta Netherlands Netherlands United Kingdom United Kingdom United Kingdom

397

National Vulcan Engineering Insurance Group Ltd

United Kingdom

398

Nationale-Nederlanden Schadeverzekering Maatschappij NV Netherlands

399 400

Nationale-Nederlanden Zorgverzekering NV Nautilus Indemnity (Europe) Limited

Netherlands Malta

401

Navale Assicurazioni s.p.a.

Italy

402 403

Naviga - Mauretus N.V. Navigators and General Insurance Company Limited

1 1, 2, 3, 7, 8, 9, 13, 16, 17 14 7, 8, 9 1, 2, 3, 4, 6, 7, 8, 9, 10, 12, 13, 14, 15, 16, 17 (b), 18 1, 9, 14, 15, 16, 17 (a, b, & c), 18 18 1, 2, 3, 4, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (large risks only) 1, 2, 3, 6, 7, 8, 9, 10 (Carriers Liability), 12, 13, 16, 18 2 13 1, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16 1 (accident), 3, 6, 7, 12, 16 1 (Passengers), 3, 6, 7, 8, 9, 12, 13, 15, 16

409 410 411 412 413 414

Belgium United Kingdom United States of Navigators Insurance Company America NEM Assurances des Regions Francaises S.A. France NEMI Forsikring ASA Norway Neptunia Marine Insurance Ltd. Switzerland United States of New York Marine and General Insurance Company America NIPPONKOA Insurance Company (Europe) Limited United Kingdom Nipponkoa Insurance Company (Europe) Limited-German Branch United Kingdom Nordisk Flyforsikring A/S Denmark Nordstern Versicherungs - AG - Zurich Switzerland Norsk Skipsassuranseforening - Gjensidig Norway North of England Protecting and Indemnity Association Limited (The) United Kingdom

415

Northern Star Insurance Company Limited

United Kingdom

416 417 418 419 420 421 422 423 424 425 426

Norway United Kingdom United Kingdom Liechtenstein Gibraltar Netherlands Germany Netherlands Netherlands United Kingdom Austria Netherlands

1, 6, 7, 12, 13, 16

Netherlands

10 (Carriers Liability)

Austria

14, 15

Austria

14, 15

431

Norwegian Energy & Marine Insurance ASA Norwich Union Insurance Limited Novae Insurance Company Limited Novista Insurance AG Novista Insurance Limited NS Insurance N.V. Nurnberger Allgemeine Versicherungs - AG O.O.M. Global Care N.V. O.O.M. Onderlinge Ziektekostenverzekering-Maatschappij U.A. Ocean Marine Insurance Company Limited (The) OeKB Versicherung AG Onderlinge Verzekering Maaeschappij "Noord Nederlandsche P&I Club" W.A Onderlinge Warborgmaatschappij Transvemij UA Osterreichische Kreditversicherung Coface AG (Hungarian Branch) Osterreichische Kreditversicherung Coface AG (Polish Branch) Otso Loss of Profits Insurance Company Ltd

1, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16 8, 9, 16 1, 5, 7, 11, 13 1, 4, 5, 6, 7, 12 1, 4, 6, 7, 12 4, 5, 6, 7, 11, 12, 15 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17, 18 (large risks only) 6, 7, 13, 16 1, 2, 7, 8, 9, 13, 16, 18 (Assistance) 1, 8, 9, 13, 15, 16 13 8, 9, 13, 16 4, 8, 9 1, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16, 18 1, 2 1, 2 1, 2 (excl health), 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 14

Finland

1, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17

432

PA (GI) Limited

United Kingdom

United Kingdom

1, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17

United Kingdom

1, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17

United Kingdom

1, 7, 8, 9, 13, 16

United Kingdom United Kingdom

3, 7, 9, 16 13

433 434 435 436 437 438 439

Padana Assicurazioni s.p.a. PAMIA Limited Petrus Insurance Company Limited Pinnacle Insurance plc Powszechny Zaklad Ubezpieczen S.A Primelux Insurance S.A Prisma Kreditversicherungs Aktiengesellschaft

Italy United Kingdom Gibraltar United Kingdom Poland Luxembourg Austria

1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 (c) 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 1, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 16 13, 16, 17 (b) 3, 7, 8, 9, 13, 16 1, 2 (Creditor Insurance), 14, 15, 16, 17, 18 4, 5, 6, 7, 8, 9, 13, 14, 15, 16 8, 9, 13, 16 14, 15, 16

404 405 406 407 408

427 428 429 430

33

1, 4, 5, 6, 7, 12 6, 12 8, 9, 16 1, 4, 5, 6, 7, 12 1, 5, 7, 11

TABLE 3(A) Continued

TABLE 3(A) Continued

No.

Company Name

Country

Classes of Business

No.

Company Name

Country

Classes of Business

440 441 442 443 444 445 446 447

Professional Travel Insurance Company Limited Prosec Forsakringsaktiebolag Provident Insurance Plc QBE Atlasz Biztosito Zrt. QBE Insurance (Europe) Limited (Bulgarian Branch) QBE Insurance (Europe) Limited (French Branch) QBE Insurance (Europe) Limited-Estonian Branch QBE Insurance (Europe) Limited-German Branch

Gibraltar Sweden United Kingdom Hungary United Kingdom United Kingdom United Kingdom United Kingdom

491

Societe Belge d'Assistance Internationale

Belgium

16, 18

492

Solicitors Indemnity Mutual Association Limited

United Kingdom

13, 17 (b)

493

Solid Forsaskringsaktiebolag

Sweden

1, 2, 8, 9, 13, 14, 15, 16, 17, 18

494

Sompo Japan Insurance Company of Europe Limited (Italian Branch) United Kingdom

1, 2, 7, 8, 9, 13, 16

495

Sompo Japan Insurance Company of Europe Ltd

1, 2, 3, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

496

Sompo Japan Insurance Company of Europe Ltd (Belgian Branch) United Kingdom

1, 2, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

448

QBE International Insurance Limited

United Kingdom

497

Sompo Japan Insurance Company of Europe Ltd (German Branch) United Kingdom

1, 2, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

498

Sompo Japan Insurance Company of Europe Ltd (Netherlands Branch)

United Kingdom

1, 2, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

449 450 451 452 453 454 455 456

QBE Kindlustuse Eesti AS R V Allgemeine Versicherung AG RAC Insurance Limited Radian Asset Assurance Limited Radian Europe Limited Reassurantie Maatschappij Nederland NV Red Sands Insurance Company (Europe) Limited Reliance National Insurance Company (Europe) Ltd

Estonia Germany United Kingdom United Kingdom United Kingdom Netherlands Gibraltar United Kingdom

499

Sopockie Towarzystwo Ubezpieczen Ergo Hestia S.A

Poland

1, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17

500

Special Risk Insurance & Reinsurance Luxembourg S.A.

Luxembourg

8, 9

501

Spruce Vakuutus OY (Spruce Insurance Ltd.)

Finland

7, 8, 9, 13, 16

502

SR International Business Insurance Company Ltd

United Kingdom

1, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 18 (large risks only)

503

St. Andrews Insurance plc

United Kingdom

1, 2, 8, 9, 16

504

St. Paul Travelers Insurance Company Limited

United Kingdom

4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

457

Riunione Adriatica di Sicurta S.P.A. (RAS)

Italy

505

Standard Life Healthcare Limited

United Kingdom

1, 2

458 459

Roeminck Insurance N.V Royal & Sun Alliance Schadeverzekering N.V.

Netherlands Netherlands

506

Sterling Insurance Company Limited

United Kingdom

1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 (large risks only)

460

Royal Exchange Assurance (The)

United Kingdom

507

Stewart Title Limited

United Kingdom

13, 16, 17

508

Stonebridge International Insurance Ltd

United Kingdom

1, 2, 16

509

Storebrand Skadeforsikring AS

Norway

3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16, 17 (c)

510

Sumitomo Marine & Fire Insurance Company (Europe) Ltd

United Kingdom

1, 2 (excl health), 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 (a)

511

Sun Alliance and London Insurance plc

United Kingdom

1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (b)

512

Sun Alliance Insurance UK Limited

United Kingdom

1, 7, 8, 9, 13

513

Sun Alliance Italia (Italian Branch)

United Kingdom

4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

514

Sun Alliance Portugal (Portuguese Branch)

United Kingdom

4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

515

Sun Insurance Office Limited

United Kingdom

1, 7, 8, 9, 13, 15, 18

516

Sunderland Marine Mutual Insurance Company Limited

United Kingdom

1 (Passengers), 5, 6, 7, 8, 9, 11, 12, 13, 15, 16, 17

517

Sveriges Angfartygs Assurans Forening

Sweden

6, 12, 17

518

Swiss Re Copenhagen Reinsurance A/S

Denmark

1, 5, 7, 11

519

Swiss Reinsurance Company UK Limited

United Kingdom

1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17

520

Tapiola Corporate Life Insurance Ltd

Finland

1, 2

461

Royal Insurance (Global) Ltd (Netherlands Branch)

United Kingdom

462

Royal Insurance (UK) Ltd

United Kingdom

463 464 465 466 467 468 469 470 471

Royal International Insurance Holdings (French Branch) Royal International Insurance Holdings (German Branch) Royal International Insurance Holdings (Italian Branch) Royal Nederland Schadeverzekering N.V. SACE BT S.p.A. Sandvik Forsakrings AB SASA Assicurazioni Riassicurazioni Societa SCA Forsakringsaktiebolag Schweizerische National-Versicherungs-Gesellschaft AG

United Kingdom United Kingdom United Kingdom Netherlands Italy Sweden Italy Sweden Liechtenstein

472

SCOR UK Company Limited

United Kingdom

473 474 475

United Kingdom United Kingdom Malta Italy

1 (Passengers), 4, 5, 6, 7, 11, 12

521

Tapiola General Mutual Insurance Company

Finland

1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 (c)

477 478

Scottish Bioler and General Insurance Company Limited Sea Insurance Company Limited (The) Setanta Insurance Company Limited SIAT - Societa Italiana di Assicurazioni e Riassicurazioni per azioni SID-Prva Kreditna Zavarovalnica D.D Signal Iduna Allgemeine Versicherung Aktiengesellschaft

1, 2 1, 3, 4, 6, 7, 8, 9, 12, 13, 14, 16, 17 1, 3, 7, 8, 9, 10, 13 1, 7, 8, 9, 13, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17, 18 1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16 1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18 (large risks only) 1, 3, 7, 8, 9, 13, 14 1, 6, 7, 8, 9, 12, 13, 16 18 14, 15, 17 14, 15, 16 1, 2 16 1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17, 18 1, 2, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17, 18 8, 9, 13, 16 4, 5, 6, 7, 8, 9, 11, 12, 13, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (large risks only) 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (large risks only) 1, 3, 4, 7, 8, 9, 13, 15, 16 1, 3, 4, 7, 8, 9, 13, 15, 16 1 (Passengers), 3, 4, 7, 8, 9, 13, 15, 16 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16 14 7, 13 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16 8, 9 7, 8, 9, 10, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 8, 9, 13, 16 1, 4, 5, 6, 7, 11, 12 1, 3, 7

Slovenia Germany

522

Tapiola Mutual Life Assurance Company

Finland

1, 2

523

Tate & Lyle Insurance (Gibraltar) Limited

Gibraltar

8, 9, 16

479

Sirius (UK) Insurance plc

United Kingdom

524

Tenecom Limited

United Kingdom

4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

480 481 482

Sirius International Forsakringsaktiebolag (U.K. Branch) Sirius International Insurance Corporation Sjova-Almennar tryggingar hf

Sweden Sweden Iceland

525

The Care Insurance Company Limited

Gibraltar

1, 2

526

The Chemists' Defence Association Ltd

United Kingdom

13, 17 (b)

527

The Exchange Insurance Company Limited

United Kingdom

15

483

Skandia Skadeforsakringsaktiebolag (French Branch)

Sweden

528

The Griffin Insurance Association Limited

United Kingdom

13 (General Liability)

484

Skandia Skadeforsakringsaktiebolag (German Branch)

Sweden

529

The Shipowners Mutual Protection & Indemnity Association Luxembourg (Luxembourg)

4, 6, 7, 12

485

Skandia Skadeforsakringsaktiebolag (Netherlands Branch)

Sweden

530

16

Skandia Skadeforsakringsaktiebolag (publ)

Sweden

The Shipowners' Mutual Strike Insurance Association Europe

Luxembourg

486

14, 15 1, 3, 6, 7, 8, 9, 12, 13, 16 1 (Passengers), 3, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 15, 16 1, 2, 8, 9, 13, 15, 16, 17 (c), 18 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16 1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 (c) 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (c), 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (c), 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (c), 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (c), 18 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (c), 18 3, 7, 13, 16 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16 1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17, 18

531

The Standard Steamship Owners' Protection and Indemnity Assoc Ltd

United Kingdom

1 (Shipping Related Risks)

532

The Steamship Underwriting Mutual Association Ltd

United Kingdom

12, 17

533

The United Kingdom Mutual War Risks Association Limited

United Kingdom

1 (War Risks For Irish Registered Vessels)

534

The Veterinary Defence Society

United Kingdom

13

476

487

Skandia Skadeforsakringsaktiebolag (U.K. Branch)

Sweden

488 489 490

Skanska Forsakring AB Societa Cattolica Di Assicurazione Societa Reale Mutua di Assicurazioni

Sweden Italy Italy

34

United Kingdom

35

TABLE 3(A) Continued

TABLE 3(A) Continued

No.

Company Name

Country

Classes of Business

No.

Company Name

Country

Classes of Business

535

The Wren Insurance Association Limited

United Kingdom

13

580

Vereinte Versicherung Aktiengesellschaft

Germany

536

Thomond Insurance Company Limited

Gibraltar

13

Netherlands

1, 5, 11, 13

United Kingdom

1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (large risks only)

581

537

Through Transport Mutual Insurance Association (EurAsia) Limited

Verzekeringmaatschappij De Nederlandshe Luchtvaatpool NV

1, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 16, 18

Vesta Forsikring AS

1, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16

Toa-Re Insurance Company (UK) Limited (The)

582

Norway

538

United Kingdom

4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

539

Tobacco Insurance Company

United Kingdom

7, 8, 9, 14, 16

583

VHV Allgemeine Versicherung AG

Germany

1, 8, 9, 13

540

Tokio Marine Europe Insurance Limited

United Kingdom

1, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

584

Victoria Versicherung AG

Germany

4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

541

Tokio Marine Europe Insurance Limited (Belgian Branch)

United Kingdom

1, 3, 4, 6, 7, 8, 9, 12, 13, 16

542

Tokio Marine Europe Insurance Limited (French Branch)

United Kingdom

1, 3, 6, 7, 8, 9, 12, 13, 16

585

Visenta Forsakringsaktiebolag

Sweden

8, 9, 13, 14, 15, 16

543

Tokio Marine Europe Insurance Limited (German Branch)

United Kingdom

1, 3, 4, 6, 7, 8, 9, 12, 13, 14, 15, 16

586

Vopak Risk Finance N.V.

Netherlands

8, 9, 13

544

Tokio Marine Europe Insurance Limited (Italian Branch)

United Kingdom

1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16

545

Tokio Marine Europe Insurance Limited (Netherlands Branch)

United Kingdom

1, 3, 6, 7, 8, 9, 12, 13, 16

587

W.R. Berkley Insurance Europe Limited

United Kingdom

1, 8, 9, 13, 16

546

Tokio Marine Europe Insurance Limited (Spanish Branch)

United Kingdom

1, 3, 7, 8, 9, 13, 16

588

Westfield Contributory Health Scheme

United Kingdom

1, 2, 16

547

Tokio Marine Global Ltd

United Kingdom

1, 2, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17, 18

589

White Rock Insurance (Europe) PCC Limited

Gibraltar

8, 9, 13, 14, 16

548

Topdanmark Forsikring A/S

Denmark

1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16, 17 (c), 18

590

White Rock Insurance (Gibraltar) PCC Limited

Gibraltar

1, 7, 8, 9, 13, 14, 16

549

Toro Assicurazioni S.p.a.

Italy

1, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16

550

Towarzystwo Ubezpieczen Allianz Polska S.A

Poland

1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16

591

Wiener Stadtische Versicherung AG Vienna Insurance Group

Austria

1, 5, 6, 7, 8, 9, 11, 13, 16, 17 (a)

551

Towarzystwo Ubezpieczen Euler Hermes S.A

Poland

14

592

Winterthur-Europe Assurances S.A. (French Branch)

Belgium

552

Towarzystwo Ubezpieczen i Reasekuracji Warta S.A

Poland

1, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16

553

Tradewise Insurance Company Limited

Gibraltar

3, 10

593

Winterthur-Europe Verzekeringen N.V. (Dutch Branch)

Belgium

1, 2, 3, 4, 5, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16 1, 2, 3, 4, 5, 7, 8, 9, 10 (Carriers Liability), 11, 12, 13, 14, 15, 16

554

Transmarine Mutual Strike Assurance Association Limited (The)

United Kingdom

4, 5, 6, 7, 11, 12, 15, 16

594

Wurttembergische Feuerversicherung AG

Germany

4, 5, 6, 7, 8, 9, 11, 12, 13, 16

555

Travel & General Insurance Company Plc

United Kingdom

14, 15, 16, 18

595

Wurttembergische und Badische Versicherungs-Aktiengesellschaft

Germany

1, 3, 4, 6, 7, 8, 9, 12, 13, 16, 17 (b)

556

Travelers Casualty and Surety Company of Europe Ltd

United Kingdom

1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

596

Wurttembergische Versicherung AG

Germany

1, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 16

557

Trenwick International Limited

United Kingdom

1, 2 (excl health), 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 18

558

Trenwick International Limited (French Branch)

United Kingdom

1, 2 (excl health), 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

597

Wurzburger Versicherungs-Aktiengesellschaft

Germany

1, 2, 8, 9, 16

559

Trinity Square Insurance Limited

Gibraltar

13

598

XL Insurance Company Limited

United Kingdom

4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

560

Tryg Forsikring A/S

Denmark

1, 2, 3, 6, 7, 8, 9, 13, 16, 17 (c), 18

599

XLCA - UK

United Kingdom

14, 15, 16

561

Trygg-Hansa Forsakringsaktiebolag (pub)

Sweden

1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 (c), 18

562

TSM Transportversicherungs - Gesellschaft

Switzerland

4, 6, 7

600

Zavarovalnica Triglav D.D

Slovenia

7, 8, 9, 13, 16

563

UAB BTA Draudimas

Lithuania

1, 3, 5, 6, 7, 8, 9, 11, 12, 13, 15, 16

601

Zenith Insurance plc

Gibraltar

1, 3, 8, 9, 10, 13, 16

564

UAP International AVA

Germany

4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

565

UAP-Incendie-Accidents

France

4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

602

Zurich Companhia de Seguros S.A

Portugal

8, 9, 13, 16

566

UK Insurance Company Limited

United Kingdom

1, 2, 7, 8, 9, 13, 16, 17 (b), 18

603

Zurich Espana Compania de Seguros y Reaseguros, S.A

Spain

1, 7, 8, 9, 13, 14, 15, 16

567

Unilever Insurances N.V

Netherlands

7, 8, 9, 13

568

Union Marine and General Insurance Company Ltd (The)

United Kingdom

1 (Passengers), 2, 3, 4, 5, 6, 7, 11, 12, 15

604

Zurich GSG Limited

United Kingdom

15

569

Union Reiseversicherung Aktiengesellschaft

Germany

1, 2, 7, 8, 9, 13, 16, 18

605

Zurich International (France)

France

8, 9, 13, 16, 17 (b)

570

Unionamerica Insurance Company Limited

United Kingdom

1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17

606

Zurich International (UK) Ltd

United Kingdom

1, 2, 4, 7, 8, 9, 13, 14, 15, 16

571

UNIQA Personenversicherung Aktiengesellschaft

Austria

1, 2 (excl health)

572

UNIQA Sachversicherung Aktiengesellschaft

1, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 15, 16, 17 (a), 18

607

Zurich International Belgique S.A.

Belgium

1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 15, 16, 17 (c)

Austria

573

UNIQA Versicherungen Aktiengesellschaft

Austria

1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 13, 16

608

Zurich Kautions und Kreditversicherungs AG

Germany

14, 15

574

Unistrat Assurances

France

14, 15, 16

609

Zurich Protector Forsikring AS

Norway

6, 7, 8, 9, 16

575

Unum Limited

United Kingdom

1, 2

610

Zurich Specialities London Limited

United Kingdom

4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16

576

Uzbekinvest International Insurance Company Limited

United Kingdom

16

577

Vabis Forsakringsaktiebolag

Sweden

7, 8, 9, 13, 16

611

Zurich Versicherung Aktiengesellschaft (Deutschland)

Germany

1, 3, 4, 6, 7, 8, 9, 12, 13, 14, 15, 16

578

Vahinkovakuutusosakeyhtio Pohjola

Finland

1, 2, 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, 14, 15, 16, 17 (c)

612

Zurich Versicherungs AG

Austria

1, 3, 5, 7, 8, 9, 11, 13, 16, 17

579

Vatryggingafelag Islands hf.

Iceland

1, 6, 7, 8, 9, 13, 15

613

Zuritel S.p.A

Italy

6, 7, 8, 9, 13, 16

36

37

TABLE 3(B)

List of Companies, as at 31st August 2006, which have notified their Intention or obtained an Administrative Authorisation to carry on Life Assurance Business into Ireland, on a Freedom to Provide Services Basis

TABLE 3(B) Continued No.

Company Name

Country

Classes of Business

33

Erisa

France

I

34

Erste Nierderosterreichische BrandschadenVersicherungsaktiengesellschaft

Austria

I, II

35

Euresa-Life

Luxembourg

I, II, VI

36

Eurolife Assurance Company Limited

United Kingdom

I, III, IV, VI

37

Eurovita Assicurazioni s.p.a

Italy

I, III, VI, VII

38

EWA Life SA

Luxembourg

I, II, III, VI, VII

No.

Company Name

Country

Classes of Business

1

Adriatic-Slovenica zavarovalna druzba d.d

Slovenia

I, II, III, V, VI, VII

2

Algemene Levensherverzekering Maatschappij NV naamloze vennootschap

Netherlands

I

39

Excell Life International S.A.

Luxembourg

I, II, III, VI, VII

3

Allianz Elementar Lebens-Versicherungs-AG

Austria

I, II, III

40

Poland

I, III

4

Allianz pojist'ovna, a.s.

Czech Republic

I, II, III, VI

FinLife Towarzystwo Ubezpieczen na Zycie Spolka Akcyjna

5

Assicurazioni Generali (Italy)

Italy

I, II, III, VI

41

Folksom omsesidig livforsakring

Sweden

I, IV

6

Assicurazioni Generali (Spain)

Spain

I, III, VII

42

Foyer International S A

Luxembourg

I, II, III, IV, VI

7

Assicurazioni Generali SpA(UK)

United Kingdom

I, II, III, IV, VI, VII

43

FP Life Assurance Limited

United Kingdom

I, III, IV

8

Atlanticlux s.a.

Luxembourg

I, II, III

44

Generali Belgium

Belgium

I, II, III, VII

9

Aurora Assicurazioni s.p.a

Italy

I, II, III, IV, VI, VII

45

Generali France SA

France

I, III, VI

10

AXA Sun Life plc

United Kingdom

I

46

Generali Levensverzekering Maatsschappij NV

Netherlands

I, II, III, VII

11

Banco Vitalicio de Espana

Spain

I, VI

47

Generali Luxembourg S.A.

Luxembourg

I, II, III, VI, VII

12

Banco Vitalicio de Espana Compania Anonima de Spain Seguros y Reaseguros

I, III, VII

48

Generali Munchener Lebensversicherung AG

Germany

I, II

49

Generali Vida Companhia de Seguros SA

Portugal

I, VI, VII

13

Bankers Life Assurance Company Ltd

United Kingdom

I, IV

Barclays Global Investors Pensions Management Limited

50

Gerling Global and Reinsurance Company Ltd

United Kingdom

I, IV

14

United Kingdom

I, III, VII

51

Grazer Wechselseitige Versicherung Aktiengesellschaft

Austria

I, III

15

Barclays Vida Y Pensiones Compania De Seguros, Spain S.A.

I, II, III, IV, V, VI, VII

16

BAWAG-Versicherung Aktiengesellschaft

Austria

I, III

52

Guardian Assurance plc

United Kingdom

IV (and that part of I which relates to Supplementary Insurance against death resulting from an accident)

17

Canada Life Limited

United Kingdom

I

18

CapitalLeben Versicherung AG

Liechtenstein

I, II, III, VI

53

Hamilton Life Assurance Company Limited

United Kingdom

I

19

Cardif Vie

France

I, III, VI

54

Homeowners Friendly Society Limited

United Kingdom

I, III, IV

20

CGNU Life Assurance Ltd

United Kingdom

I

55

INA Assitalia s.p.a

Italy

I, II, III, IV, VI, VII

21

CIGNA Life Insurance Company of Europe S.A.

Belgium

I, II, IV

56

Interpolis Luxembourg

Luxembourg

I, II, III, IV, VI, VII

Clerical Medical & General Life Assurance Society

57

Investlife Luxembourg

Luxembourg

I, II, III

22

United Kingdom

I, III

58

Islamic Takafol Company (I.T.C.) s.a.

Luxembourg

I, II, III

23

Commercial Union International Life S.A.

Luxembourg

I, II, III, VI, VII

59

Italiana Assicurazioni (Compagnia Italiana di Previdenza)

Italy

I, III, IV, VI

24

Commercial Union Life Assurance Company Limited

United Kingdom

I, III, IV, VII

60

J.P. Morgan Life Limited

United Kingdom

III

25

Compagnia Assicuratrice Unipol s.p.a.

Italy

I, II, III, IV, VI, VII

61

K&H Biztosito Zrt.

Hungary

I, II, III, IV

26

Companhia de Seguros Imperio S.A.

Portugal

I, VI, VII

62

Kaupthing Life & Pension, Luxembourg Sa

Luxembourg

I, II, III

27

Cornhill Insurance plc (UK Life)

United Kingdom

I, III, IV

63

La Estrella SA de Seguros y Reaseguros

Spain

I, II, III, VI, VII

28

Credit Suisse Life & Pensions (Luxembourg) S.A. Luxembourg

I, II, III

29

CSOB Pojist'ovna, a.s

Czech Republic

I, II, III, IV, VI, VII

64

La Mondiale Europartner

Luxembourg

I, II, III, VI

De Vaderlandsche Luxembourg-Patriotique Luxembourg sa

65

Le Federation Continentale

France

I, III, VI

30

Luxembourg

I, II, III

66

Le Foyer Assurances Vie

Luxembourg

I, II, III, VI, VII

31

Dentists' Provident Society Ltd

United Kingdom

I, IV

67

Legal & General (Pensions Management) Limited

United Kingdom

I, II, III, IV, VI, VII

32

Dialog Lebensversicherungs - AG

Germany

I, II

68

Les Assurance Populaires

Belgium

I, II, III

38

39

TABLE 3(B) Continued No.

Company Name

TABLE 3(B) Continued Country

Classes of Business

No.

Company Name

Country

Classes of Business

69

Lex Life & Pension S.A

Luxembourg

I, II, III, VI

108

St Andrew's Life Assurance plc

United Kingdom

I, III, IV

70

Life Value S.p.A.

Italy

I, III, VI

109

Standard Life Assurance Limited

United Kingdom

I, III, VII

71

Lighthouse Life Assurance Company Limited

Gibraltar

I, IV

110

Standard Life Pension Funds Limited

United Kingdom

VII

72

Liverpool Victoria Friendly Society Limited

United Kingdom

I, IV

111

Sterling Life Limited

United Kingdom

I, IV

73

Lloyds of London

United Kingdom

I

112

Sun Life Assurance Company of Canada (UK) Ltd United Kingdom

I, II, III, IV, VI, VII

74

Lombard International Assurance SA

Luxembourg

VII

113

Sun Life Assurance Society plc

United Kingdom

I, II, III, IV, VI

75

London and Edinburgh Life Assurance Company Ltd

United Kingdom

I, IV

114

Swiss Life SA

Luxembourg

I, II, III, VI, VII

76

Managed Pension Funds Ltd

United Kingdom

I, III

115

Tapiola Corporate Life Insurance Ltd

Finland

I

77

Mass Mutual International

Luxembourg

I, II, III, VI, VII

116

Tapiola Mutual Life Assurance Co

Finland

I

78

MetLife Limited

United Kingdom

I

117

Terra Nova Insurance Company Limited

United Kingdom

I

79

Milano Assicurazioni s.p.a.

Italy

I, VI, VII

118

The Dentists' & General Mutual Benefit Society

United Kingdom

I, IV

80

Nationale-Nederlanden Levensverzekering Maatschappij N.V.

Netherlands

I, III

119

The Equitable Life Assurance Society

United Kingdom

I, III

81

Natixis Life

Luxembourg

I, II, III

120

Toro Assicurazioni s.p.a.

Italy

I, II, III, IV, VI, VII

82

Neuflize Vie

France

I, III, IV

121

Transport Hospital Fund

United Kingdom

II, IV

83

Nord Europe Life Luxembourg (NELL)

Luxembourg

I, II, III, VI, VII

122

Lithuania

I, III

84

Nordea Life & Pensions S.A.

Luxembourg

I, II, III

UAB Commercial Union Lietuva Gyvybes Draudimas

85

Norwich Union Annuity Ltd

United Kingdom

I, III

123

UNIQA Personenversicherung Aktiengesellschaft

Austria

I, II

86

Norwich Union Life & Pensions Ltd

United Kingdom

I, III, IV, VI

124

UNIQA Versicherungen Aktiengesellschaft

Austria

I, II

87

PFA Pension Luxembourg S.A.

Luxembourg

I, II, III

125

UNUM Ltd

United Kingdom

I, II, III, IV, VI, VII

88

Phoenix Life Limited

United Kingdom

I, II, III, IV, VI, VII

126

Vitis Life Luxembourg SA

Luxembourg

I, II, III, VI, VII

89

Pinnacle Insurance plc

United Kingdom

I, II, III, IV, VI, VII

127

Wesleyan Assurance Society

United Kingdom

I, III, IV

90

Police Mutual Assurance Society Ltd

United Kingdom

I

128

Austria

I, II, III

91

Predica Europe

Luxembourg

I, II, III, VI, VII

Wiener Stadtische Versicherung AG Vienna Insurance Group

92

PrismaLife AG

Liechtenstein

I, III

129

Winplan Assurance Luxembourg SA

Luxembourg

I, II, III

93

Private Estate Life S.A

Luxembourg

I, II, III, VI

130

Winterthur Pension Funds (UK) Ltd

United Kingdom

VII

94

Prudential Assurance Company Limited

United Kingdom

I

131

Zurich Kosmos Versicherungs Aktiengesellschaft Austria

I, II

95

Prudential Retirement Income Limited

United Kingdom

I

132

Zurich Eurolife SA

I, II, III, VI, VII

96

Quadrifoglio Vita S.p.A.

Italy

I, III, VI, VII

97

Royal Liver Assurance Ltd.

United Kingdom

I, III, IV

98

SA Delta Lloyd Life

Belgium

I, II, III

99

Scottish Equitable International

Luxembourg

I, II, III, VI, VII

100

Scottish Mutual Assurance PLC

United Kingdom

VII

101

Scottish Widows Plc

United Kingdom

I, III

102

SEB Dzivibas Apdrosinasana

Latvia

I, III

103

Security Assurance Limited

United Kingdom

I, IV

104

Skandia leben AG, LebensversicherungsAktiengesellschaft

Austria

I, III

105

Societa Assicuratrice Industriale spa

Italy

I, II, III, IV, VI, VII

106

Societa Reale Mutua di Assicurazioni

Italy

I, III, VI

107

Sogelife SA

Luxembourg

I, II, III, VI

40

Luxembourg

41

TABLE 4

New Life and Industrial Assurance Business

(Gross) Effected During The Year 2006

LIFE ASSURANCE BUSINESS

INDUSTRIAL ASSURANCE BUSINESS

LINKED

NAME OF UNDERTAKING NO. OF CONTRACTS

TOTAL BUSINESS

NON-LINKED

SINGLE PREMIUM

NO. OF CONTRACTS

€000’s

ANNUAL PREMIUMS

NO. OF CONTRACTS

€000’s

SINGLE PREMIUM

NO. OF CONTRACTS

€000’s

ANNUAL PREMIUMS

PREMIUMS

NO. OF POLICIES

€000’s

TOTAL NO. OF CONTRACTS

€000’s

TOTAL PREMIUMS €000’s

Undertakings with their Head Offices in Ireland (Irish Risk Business) Acorn Life Anglo Irish Assurance Company Ltd Ark Life Assurance Canada Life Ass. (Ireland) CUNA Mutual Life Eagle Star Life ECCU

602

28,422

6,613

16,214

0

0

0

0

0

0

7,215

44,636

775

270,433

16

1,819

0

0

0

0

0

0

791

272,252

14,981

525,612

10,458

52,136

0

0

26,428

17,588

0

0

51,867

595,336

3,624

354,205

6,039

55,213

0

0

2,696

3,466

0

0

12,359

412,884

0

0

0

0

0

0

55

5,915

0

0

55

5,915

11,800

743,416

9,187

70,029

357

23,465

23,038

22,605

0

0

44,382

859,515

0

0

0

0

2

0

0

0

0

0

2

0

Friends' First Life Ass. Co.

5,666

395,246

3,761

15,430

266

19,064

18,540

18,267

0

0

28,233

448,007

Friends First Man. Pen. Funds

5,672

385,884

3,761

13,194

0

0

211

19

0

0

9,644

399,097

Generali PanEurope Limited

1

2,107

0

0

0

0

0

0

0

0

1

2,107

GRE Life

0

0

0

14

0

0

0

0

0

0

0

14

6,430

659,124

3,718

65,336

511

34,275

20,561

20,562

0

0

31,220

779,297

Irish Life

28,297

2,569,480

22,226

146,152

1,437

143,949

74,699

57,651

0

0

126,659

2,917,232

New Ireland

16,717

2,162,476

43,504

224,698

661

53,307

17,227

13,318

0

0

78,109

2,453,799

901

45,045

932

4,330

0

0

0

0

0

0

1,833

49,375

95,466

8,141,450

110,215

664,565

3,234

274,060

183,455

159,391

0

0

392,370

9,239,466

Hibernian Life & Pensions

Quinn Life Total (a)

Undertakings with their Head Offices in Ireland (Foreign Risk Business) Aegon Scottish Equitable

1,617

904,855

47

6,599

0

0

0

0

0

0

1,664

911,454

AIG Life (Ireland) Limited

11,853

747,875

2,037

11,437

0

0

0

0

0

0

13,890

759,312

3,737

46,637

0

0

0

0

0

0

0

0

3,737

46,637

178

4,237

0

0

0

0

0

0

0

0

178

4,237

AXA Life Europe

1,445

138,861

22,191

9,234

0

0

10,798

3,315

0

0

34,434

151,410

AZ Life Limited

3,785

378,662

0

0

0

0

0

0

0

0

3,785

378,662

0

0

0

0

399,919

705,183

210,523

4,732

0

0

610,442

709,915

2,446

52,407

44,812

72,336

0

0

3,854

1,857

0

0

51,112

126,600

0

0

0

0

0

0

11,708

6,201

0

0

11,708

6,201

45,964

728,452

0

0

0

0

0

0

0

0

45,964

728,452

Arca Vita Area Life International

Barclays Assurance Canada Life Ass. (Europe) Ltd CitiLife Financial Limited CNP Capitalia Life Limited CUNA Mutual Life

0

0

0

0

0

0

842

3,692

0

0

842

3,692

10,483

379,419

0

0

0

0

0

0

0

0

10,483

379,419

Eagle Star European

0

86

0

0

0

0

0

0

0

0

0

86

Eagle Star Life

0

0

0

0

0

0

738

334

0

0

738

334

112,798

2,344,358

1,665

17,438

0

0

0

0

0

0

114,463

2,361,796

0

0

0

0

2

95,340

2

82

0

0

4

95,422

187

170,913

386

3,270

0

0

41

6,713

0

0

614

180,896

Darta Saving Life

Eurizon Life Finaref Life Limited Generali PanEurope Limited Halifax Assurance (Ireland) Ltd

0

0

0

0

219,490

197,394

394,537

24,794

0

0

614,027

222,188

Handelsbanken Life & Pension Ltd

914

152,907

0

0

7

66,854

0

0

0

0

921

219,761

Hansard Europe

918

153,852

236

2,130

0

0

0

0

0

0

1,154

155,982

2,788

228,695

0

0

0

0

0

0

0

0

2,788

228,695

784

92,487

236

2,723

347,699

67,513

0

0

0

0

348,719

162,723

Inora Life Limited

3,561

123,145

0

0

0

0

0

0

0

0

3,561

123,145

Irish Life International Ltd

1,864

342,872

0

0

0

0

0

0

0

0

1,864

342,872

Mediolanum International

61,726

1,269,878

6,510

36,331

0

0

0

0

0

0

68,236

1,306,209

Hartford Life HSBC Life

MGM International Assurance Limited

0

0

0

0

235

7,361

0

0

0

0

235

7,361

58,917

1,206,569

2,738

4,724

0

0

0

0

0

0

61,655

1,211,293

Norwich Union International

1,763

475,422

0

0

0

0

0

0

0

0

1,763

475,422

Prudential International

2,060

745,930

400

1,878

282

53,874

0

0

0

0

2,742

801,682

0

203

0

0

0

0

0

0

0

0

0

203

SEB Life (Ireland)

460

266,121

0

0

0

0

0

0

0

0

460

266,121

Sella Life

130

151,219

0

0

0

0

0

0

0

0

130

151,219

Skandia Life Ireland Limited

185

33,001

23

173

0

0

0

0

0

0

208

33,174

Montepaschi Life

Scottish Mutual International

42

43

TABLE 4

New Life and Industrial Assurance Business

(Gross) Effected During The Year 2006

LIFE ASSURANCE BUSINESS NO. OF CONTRACTS

TOTAL BUSINESS

NON-LINKED

LINKED

NAME OF UNDERTAKING

St. James's Place

INDUSTRIAL ASSURANCE BUSINESS

SINGLE PREMIUM

NO. OF CONTRACTS

€000’s

ANNUAL PREMIUMS

NO. OF CONTRACTS

€000’s

SINGLE PREMIUM

NO. OF CONTRACTS

€000’s

ANNUAL PREMIUMS €000’s

PREMIUMS

NO. OF POLICIES

TOTAL NO. OF CONTRACTS

€000’s

TOTAL PREMIUMS €000’s

1,146

422,818

662

5,005

0

0

0

0

0

0

1,808

427,823

Standard Life International

317

63,696

0

0

0

0

0

0

0

0

317

63,696

The Lawrence Life Ass.

165

13,205

0

0

574

319

0

0

0

0

739

13,524

UBS International Life Ltd

714

2,096,323

0

0

0

0

0

0

0

0

714

2,096,323

15,223

214,792

201

514

0

0

0

0

0

0

15,424

215,306

348,128

13,949,897

82,144

173,792

968,208

1,193,838

633,043

51,720

0

0

2,031,523

15,369,247

Vicenza Life Total (b)

Undertakings with their Head Offices in other E.U. States (Irish Risk Business) CGNU Life Assurance

3

16

5

9

0

7

4

39

0

0

12

71

Financial Assurance Company

0

0

0

0

7

3,902

40

129

0

0

47

4,031

London General Life

0

0

0

0

107,638

13,151

0

0

0

0

107,638

13,151

289

10,017

726

1,871

1,772

155,180

21,375

12,548

0

0

24,162

179,616

Standard Life

2,728

343,797

1,524

33,304

118

7,613

318

1,450

0

0

4,688

386,164

Scottish Legal

0

0

0

0

0

0

7

2

0

0

7

2

Scottish Provident

0

0

0

0

160

26,095

0

2

0

0

160

26,097

3,020

353,830

2,255

35,184

109,695

205,948

21,744

14,170

0

0

136,714

609,132

Royal Liver

Total (c)

Undertakings with their Head Offices outside the E.U (Irish Risk Business) L63 Canada Life

0

0

0

0

160

6,719

1,596

1,070

0

0

1,756

7,789

Total (d)

0

0

0

0

160

6,719

1,596

1,070

0

0

1,756

7,789

98,486

8,495,280

112,470

699,749

113,089

486,727

206,795

174,631

0

0

530,840

9,856,387

443,594

22,091,347

192,359

838,357

971,442

1,467,898

816,498

211,111

0

0

2,423,893

24,608,713

446,614

22,445,177

194,614

873,541

1,081,297

1,680,565

839,838

226,351

0

0

2,562,363

25,225,634

Total (a) + (c) + (d) (Total Irish Risk Business) Total (a) + (b) (Irish HO - Global Business) Total (a) + (b) + (c) + (d)

44

45

TABLE 5

Life Assurance Business Revenue Accounts

(Net) for the Year 2006 (€000’s) EXPENDITURE

INCOME NAME OF UNDERTAKING

Premiums Single

Annual

Investment Changes Total Income Premiums Receivable in Asset Values before

Miscellaneous

Claims

Total Income

Deaths

Deduction of Tax

Maturities

Surrenders

Total Claims

Commission ManageTotal Taxation Payments ment Expenses Expenses

Increase/ Fund at the (Decrease) Total Miscellan Transfer beginning in the to/from Expenditure -eous Income and of the Fund Expenditure Year

Fund at the end of the Year

Account

Undertakings with their Head Offices in Ireland (Irish Risk Business)

Acorn Life

28,421

75,954

104,375

5,378

55,194

0

164,946

5,987

0

81,930

87,917

12,385

9,910

22,295

-20

0

0

110,193

54,753

406,382

461,135

Anglo Irish Assurance Company Ltd

370,021

4,998

375,019

-12,112

227,179

0

590,086

0

44,187

84,357

128,544

54

3,107

3,161

0

0

5,382

137,086

453,000

947,166

1,400,166

Ark Life Assurance

533,923

358,279

892,202

94,869

375,082

10,170 1,372,323

27,650

0

774,451

802,101

24,062

45,114

69,176

51,148

9,777

0

932,202

440,121

4,314,991

4,755,112

Canada Life Ass. (Ireland)

354,205

280,421

634,626

95,127

226,923

0

956,676

27,868

117,086

285,591

430,545

-18,232

26,802

8,570

-2,837

0

82,114

518,393

438,284

3,242,452

3,680,736

-2,504

411

-2,093

363

406

0

-1,324

273

0

269

542

-1,322

798

-524

0

0

-1,053

-1,035

-289

10,576

10,287

0

5,907

5,907

67

0

0

5,974

4,496

0

0

4,496

0

923

923

0

0

204

5,623

351

1,178

1,529

776,883

325,343

1,102,226

145,213

369,175

-42 1,616,572

25,034

104,465

268,003

397,502

55,071

47,338

102,409

8,309

0

-1,965

506,255

1,110,317

4,042,991

5,153,308

Combined Life CUNA Mutual Life Eagle Star Life ECCU

45,569

0

45,569

649

-267

0

45,950

36,264

2,901

0

39,165

3,291

379

3,670

0

3

0

42,838

3,112

19,392

22,504

Friends' First Life Ass. Co.

40,172

126,250

166,422

95,271

22,984

0

284,677

22,958

294,926

77,487

395,371

32,838

47,913

80,751

3,481

2,523

306

482,431

-197,755

2,509,723

2,311,968

499,567

62,545

562,112

59,000

233,318

0

854,430

2,854

40,464

214,663

257,981

0

28,714

28,714

2,588

718

0

290,001

564,429

1,617,133

2,181,562

2,107

0

2,107

0

-88

30

2,049

0

0

933

933

21

22

43

0

0

-178

798

1,251

5,044

6,295

0

398

398

300

1,308

0

2,006

172

0

767

939

16

207

223

286

0

0

1,448

558

11,828

12,386

690,217

379,817

1,070,034

301,585

318,029

0 1,689,648

18,282

305,994

659,293

983,569

54,852

55,136

109,988

33,897

0

8,100

1,135,554

554,093

6,428,085

6,982,178

3,247,977 1,151,330

4,399,307

618,769 2,093,531

16,551 7,128,158

118,430

301,107

1,605,983

2,025,520

115,590

231,254

346,844

61,398

0

81,513

2,515,275

4,612,883

20,663,562

25,276,445

Friends First Man. Pen. Funds Generali PanEurope Limited GRE Life Hibernian Life & Pensions Irish Life Irish Life International Ltd New Ireland Quinn Life Scottish Mutual International Total (a)

0

0

0

0

556

2,215,781

914,172

3,129,953

318,798

947,607

45,044

12,288

57,332

2,198

14,114

666

5,692

6,358

0

-2,775

8,848,049 3,703,805 12,551,854 1,725,475 4,882,276

0

556

0

0

573

573

16

50

66

0

0

-269

370

186

5,821

6,007

0 4,396,357

58,093

45,069

1,269,980

1,373,142

120,907

106,571

227,478

3,824

-40,367

80,000

1,644,076

2,752,281

10,882,287

13,634,568

35,666

0

912

912

71

0

203

36,852

36,791

96,064

132,855

1,171

1,899

0

-2,821

0

37,890

-34,307

166,527

132,220

606,321 1,006,598

162,145

-30,167

0

73,643

0

23,140

12,526

0

3,583

1,969

0

36,843

38,812

728

26,709 19,186,310 350,330 1,279,339 5,373,649

7,003,318

400,277

254,357 8,396,250 10,790,059 55,371,202 66,161,261

Undertakings with their Head Offices in Ireland (Foreign Risk Business) Aegon Scottish Equitable

904,199

4,968

909,167

48,390

125,735

AIG Life (Ireland) Limited

747,874

22,273

770,147

35,017

20,586

46,635

0

46,635

252

4,244

27,580

31,824

3,678

Arca Vita Area Life International Ark Life Assurance

18,578 1,101,870

4,470

1,775

69,391

75,636

21,970

15,569

37,539

10

18,467

-12,183

119,467

982,402

1,316,596

2,298,998

0

825,751

3,089

0

83,498

86,587

47,272

10,632

57,904

0

0

10,320

154,811

670,940

1,000,978

1,671,918

5,959

0

52,846

1,832

0

22,553

24,385

2,321

1,308

3,629

117

0

0

28,131

24,715

215,155

239,870

8,026

122

43,650

1,046

1,458

36,957

39,461

1,272

6,177

7,449

14,169

0

0

61,079

-17,429

404,370

386,941

0

1,063

1,063

0

0

0

1,063

-74

0

0

-74

72

0

72

0

0

0

-2

1,065

5,234

6,299

AXA Life Europe

138,861

12,124

150,985

372

890

0

152,247

78

0

41

119

46,879

3,278

50,157

0

0

-45,643

4,633

147,614

0

147,614

AZ Life Limited

378,662

0

378,662

12,711

49,328

0

440,701

8,688

0

33,128

41,816

14,085

1,936

16,021

1,334

2,883

11,218

73,272

367,429

735,175

1,102,604

Barclays Assurance

352,506

247,315

599,821

32,197

0

0

632,018

15,127

19,757

0

34,884

328,456

12,927

341,383

0

0

0

376,266

255,752

820,389

1,076,141

72,646

239,313

311,959

-18,226

44,211

0

337,944

1,478

53

3,530

5,061

81,086

59,301

140,387

0

0

20,827

166,275

171,669

199,776

371,445

Canada Life Ass. (Europe) Ltd CitiLife Financial Limited CNP Capitalia Life Limited CUNA Mutual Life Darta Saving Life Eagle Star European Eagle Star Life ECCU Eurizon Life Finaref Life Limited Generali PanEurope Limited Halifax Assurance (Ireland) Ltd

0

7,524

7,524

1,059

0

0

8,583

172

0

0

172

9,055

5,439

14,494

0

0

-7,289

7,376

1,207

7,491

8,698

728,259

0

728,259

7,962

-7,158

0

729,063

1,985

0

17,551

19,536

26,209

3,425

29,634

0

0

-2,660

46,510

682,553

285,818

968,371

0

3,685

3,685

17

0

0

3,702

1,748

0

0

1,748

592

337

929

0

0

47

2,724

978

0

978

379,419

0

379,419

21,303

15,157

0

415,879

2,839

0

25,305

28,144

21,128

7,323

28,451

0

0

1,241

57,836

358,043

662,740

1,020,783

10,688

581

11,269

1,112

9,954

346

22,681

30

0

17,121

17,151

10

561

571

0

0

813

18,535

4,146

88,412

92,558

0

56

56

0

0

0

56

0

0

0

0

38

3,524

3,562

0

0

-3,657

-95

151

0

151

7,912

0

7,912

105

-43

0

7,975

7,504

601

0

8,105

571

66

637

0

0

0

8,742

-767

-777

-1,544

2,344,247

43,017

2,387,264

256,479

264,218

0 2,907,961

93,956

706,185

1,006,261

1,806,402

85,989

9,141

95,130

0

0

50,231

1,951,762

956,199

10,805,599

11,761,798

67,670

73,490

141,160

1,093

1

0

142,254

9,791

0

0

9,791

87,511

5,923

93,434

701

0

-6,249

97,678

44,578

14,905

59,483

170,913

30,420

201,333

0

16,901

-30

218,204

0

0

3,021

3,021

4,092

2,188

6,280

0

0

1,976

11,277

206,927

197,105

404,032

31,862

180,205

212,067

21,312

-1,410

0

231,969

8,323

8,886

0

17,209

109,638

4,870

114,508

14,775

-4,104

0

142,388

89,581

333,082

422,663

Handelsbanken Life & Pension Ltd

219,760

2,257

222,017

4,808

43,251

0

270,077

29

36,734

28,144

64,907

1,249

2,023

3,272

659

-19,193

-370

49,275

220,802

351,719

572,521

Hansard Europe

153,847

11,833

165,680

10,996

17,796

0

194,472

214

980

30,729

31,923

9,976

4,561

14,537

0

0

852

47,311

147,161

208,371

355,532

Hartford Life

228,695

0

228,695

8,373

7,713

0

244,781

0

0

3,277

3,277

10,235

30,048

40,283

0

0

-42,705

855

243,926

43,957

287,883

92,487

6,810

99,297

7,586

36,782

10,759

154,424

315

19,054

162,945

182,314

2,950

3,507

6,457

174

0

0

188,945

-34,521

586,415

551,894

123,094

35,205

158,299

44,728

63,624

0

266,650

5,853

0

43,950

49,803

19,601

4,276

23,877

692

0

373

74,744

191,905

530,741

722,646

2,156

-2,157

-1

9,954

7,306

-2,285

14,974

1,056

18,284

7,889

27,229

20

787

807

1,588

-3,404

3,487

29,707

-14,733

227,394

212,661

342,702

0

342,702

16,276

100,549

0

459,527

1,155

2,887

102,497

106,539

13,697

9,077

22,774

0

0

1,749

131,062

328,465

1,053,822

1,382,287

HSBC Life Inora Life Limited Irish Life Irish Life International Ltd

46

47

TABLE 5

Life Assurance Business Revenue Accounts

(Net) for the Year 2006 (€000’s) EXPENDITURE

INCOME NAME OF UNDERTAKING

Mediolanum International Metlife Europe MGM International Assurance Limited Montepaschi Life

Premiums Single

Investment Changes Total Income Premiums Receivable in Asset Values before

Annual

1,345,455

Miscellaneous

Deaths

Deduction of Tax

49,597 1,395,052

1,310

85,117

29,948

Claims

Total Income

1,511,427

Maturities

7,864

27,492

Surrenders 228,342

Increase/ Fund at (Decrease) the Total Commission ManageTotal Taxation Miscellan Transfer in the beginning to/from Expenditure Payments ment Expenses -eous Income and Fund of the Expenses Expenditure Year

Total Claims

Fund at the end of the Year

Account

263,698

57,274

7,476

64,750

3,040

0

31,796

363,284

1,148,143

1,337,971

2,486,114

0

0

0

0

96

0

96

0

0

0

0

0

27,060

27,060

0

0

-26,964

96

0

0

0

9,037

0

9,037

0

694

0

9,731

60

0

89

149

564

1,564

2,128

2

0

-592

1,687

8,044

6,089

14,133

13,561 1,220,123

207,169

-79,304

0

1,347,988

65,319

85,549

547,604

698,472

38,157

20,122

58,279

4,174

0

19,215

780,139

567,849

4,990,368

5,558,217

193,930

4,462

198,392

15,827

133,438

3,989

351,645

3,208

1,533

81,640

86,381

6,557

14,171

20,728

-164

0

-1,500

105,444

246,201

850,913

1,097,114

0

0

0

0

0

36

36

0

0

0

0

0

0

0

0

-4

0

-4

40

789

829

384,279

160,822

545,101

35,396

92,689

0

673,185

7,341

12,092

177,958

197,391

46,126

28,958

75,084

0

-33,410

-3,912

235,153

438,033

1,268,233

1,706,266

200

0

200

143,620

-112,249

0

31,571

9,393

0

357,424

366,817

2,964

7,423

10,387

6,053

-28,823

10,000

364,434

-332,863

1,661,899

1,329,036

SEB Life (Ireland)

266,121

7,611

273,732

233

149,136

447,519

870,620

2,555

7,975

56,843

67,373

2,129

2,662

4,791

3,711

0

8,750

84,625

785,995

741,051

1,527,046

Sella Life

151,309

840

152,149

63

10,978

0

163,190

1,298

0

40,854

42,152

1,337

950

2,287

0

0

-284

44,155

119,035

264,037

383,072

Norwich Union International Old Mutual Prudential International Scottish Mutual International

Skandia Life Ireland Limited St. James's Place

1,206,562

40,901

2,194

43,095

994

9,967

0

54,056

0

0

8,274

8,274

2,025

2,947

4,972

0

0

-4,250

8,996

45,060

98,151

143,211

422,818

36,562

459,380

98,701

296,625

0

854,706

9,076

0

262,081

271,157

48,537

28,084

76,621

1,049

746

0

349,573

505,133

3,091,623

3,596,756

Standard Life International

63,696

0

63,696

674

3,368

0

67,738

0

0

701

701

2,075

8,659

10,734

1

289

-11,920

-195

67,933

0

67,933

The Lawrence Life Ass.

13,360

16

13,376

8,743

69,231

88

91,438

43

0

2,317

2,360

1,016

983

1,999

0

0

-79

4,280

87,158

302,363

389,521

0

140,182

657

2,365,723

5,475

4,201

126,394

136,070

2,576

1,954

4,530

816

0

5,782

147,197

2,218,526

1,987,043

4,205,569

2,550

25,325

950

246,640

7,223

39,701

64,028

110,952

190

13,904

14,094

716

0

2,782

128,543

118,098

724,917

843,015

375,121 1,532,622

53,617

-66,553

UBS International Life Ltd Vicenza Life Total (b)

2,079,484 214,766

145,400 2,224,884 3,049

217,815

13,941,256 1,371,676 15,312,932 1,042,834 1,654,669 510,677 18,521,112 289,559

995,197 3,652,337

4,937,093 1,157,501

11,202 6,467,971 12,053,143 37,419,914 49,473,057

Undertaking with their Head Offices in Other E.U. Member States (Irish Risk Business) CGNU Life Assurance Financial Assurance Company London General Life Royal Liver Scottish Legal Scottish Provident Standard Life Sun Life of Canada Total (c)

8

1,803

1,811

3,023

0

97,731

100,754

-1

-2,958

-2,959

2,751

129

2,880

761

0

4,252

5,013

2,257

205

2,462

7,325

0

7,325

700

0

0

700

5,007

1,099

6,106

163,918

95,542

259,460

10,861

79,365

80,616

170,842

17,199

59,737

76,936

0

2,064

2,064

370

10,027

2,397

12,794

0

271

271

26,095

44,003

70,098

4,517

69,515

168,293

242,325

2,727

10,488

13,215

285,000

156,000

441,000

11,000

99,000

290,000

400,000

17,000

33,650

50,650

626

2,161

2,787

954

3,433

2,319

6,706

0

502

502

485,723 301,702 787,425

32,186

261,340

645,608

939,134

44,189

102,994

147,183

Undertaking with their Head Offices outside the E.U.(Irish Risk Business) Canada Life Total (d) Total (a) + (c) + (d) (Total Irish Risk Business)

6,719

46,719

53,438

79,167

40,888

6,719

46,719

53,438

79,167

40,888

9,340,491 4,052,226 13,392,717 1,804,642 4,923,164

0

173,493

9,057

44,027

19,558

72,642

2,307

3,610

5,917

6,909

0

0

85,465

88,028

963,433

1,051,461

0 173,493

9,057

44,027

19,558

72,642

2,307

3,610

5,917

6,909

0

0

85,465

88,028

26,709 19,359,803 391,573 1,584,706 6,038,815

8,015,094

446,773

712,925 1,159,698

169,054

-30,167

254,357 8,481,715 10,878,087 56,334,635 67,212,722

963,433 1,051,461

Total (a) + (b) (Irish HO - Global Business)

22,789,305 5,075,481 27,864,786 2,768,309 6,536,945 537,386 37,707,422 639,889 2,274,536 9,025,986

11,940,411 1,557,778

981,442 2,539,220

215,762

-96,720

265,559 14,864,221 22,843,202 92,791,116 115,634,318

Total (a) + (b) + (c) + (d)

23,281,747 5,423,902 28,705,649 2,847,476 6,577,833 537,386 37,880,915 681,132 2,579,903 9,691,152

12,952,187 1,604,274 1,088,046 2,692,320

222,671

-96,720

265,559 14,949,686 22,931,230 93,754,549 116,685,779

48

49

TABLE 6

Industrial Assurance Business Revenue

Accounts (Net) for the Year 2006 (€000’s)

INCOME NAME OF UNDERTAKING

Total Premiums

Investment Changes Income Receivable in asset before value deduction of Tax

EXPENDITURE

Miscellaneous

Total Income

Claims Deaths

Maturities Surrenders

Total Claims

Commission Payments

Management Expenses

Total Expenses

Taxation

Transfer

Miscellanto/from Income and eous

Expenditure Account

Total Expenditure

Increase/ Fund at (Decrease) the in beginning the Fund of Year

Fund at the end of Year

Undertakings with their Head Offices in other E.U member States (Irish Risk Business) Royal Liver

44,613

0

0

0

0

19,174

43,366

12,331

74,871

0

22,965

22,965

0

0

0

0

0

0

0

1,444

0

0

0

0

1,187

553

1,056

2,796

0

1,286

1,286

0

0

0

0

0

0

0

Total (b)

46,057

0

0

0

0

20,361

43,919

13,387

77,667

0

24,251

24,251

0

0

0

0

0

0

0

Total (a) + (b)

46,057

0

0

0

0

20,361

43,919

13,387

77,667

0

24,251

24,251

0

0

0

0

0

0

0

Scottish Legal

50

51

TABLE 7

NAME OF UNDERTAKING

Commercial Union

Total

Life Assurance - Undertakings Incorporated Outside Ireland and Running Off Business Under the Assurance Companies Act, 1909 (€’s) Premiums

98

98

Claims

Interest, Dividends and Rents

Surrenders

0

0

0

0

Commission

0

0

0

0

TABLE 8

General Summary of Life and Industrial Assurance Business (Irish Risk)(Net) Transacted by Authorised Undertakings During the Year 2006 (€000’s)

Expenses of Management

Expenses of Management

0

CLASS OF BUSINESS

0

(1) Undertakings with their Head Offices In Ireland (Irish Risk Business) Life Assurance Business General Annuity Business Pension Business Permanent Health Insurance

Claims

Premiums

6,204,392

Commission

Incurred outside Ireland

4,028,735

0

1,873

6,211,589

2,892,950

135,873

79,760

Capital Redemption

0

0

Industrial Assurance Business

0

0

12,551,854

7,003,318

400,277

833,482

1,016,801

44,189

41,191

37,899

0

14,646

11,974

18,917

273

1,180

Capital Redemption

0

0

Industrial Assurance Business

0

0

TOTAL (1)

Incurred in Ireland

606,276

45

(2) Undertakings with their Head Offices In other E.U. Member States (Irish Risk Business) TOTAL (2) (3) Undertakings with their Head Offices outside the E.U. (Irish Risk Business) Life Assurance Business General Annuity Business Pension Business Permanent Health Insurance

TOTAL (3)

TOTAL (1) + (2) + (3)

53,438

72,642

2,307

3,610

0

13,438,774

8,092,761

446,773

609,886

45

Note: Undertakings with their Head Office in other E.U. Member States are only required to submit certain statistical information. The breakdown of premium income and claims by class of business and the breakdown of management expenses between those incurred in Ireland and those incurred outside Ireland are not required to be submitted.

52

53

TABLE 9

CLASS OF BUSINESS

Summary of Reinsurance of Life and Industrial Assurance Business (€000’s)

Reinsurance Cessions Premiums

TABLE 10 (A)

Life Assurance Business

Reinsurance Accepted

Claims

Premiums

Claims

Year

(1) Undertakings with their Head Offices in Ireland (Irish Risk Business) Life Assurance Business Industrial Assurance Business TOTAL (1)

Industrial Assurance Business TOTAL (2)

964,571

413,429

481,880

0

0

0

0

0

964,571

413,429

481,880

0

Industrial Assurance Business TOTAL (3)

No. of Contracts

Single Premiums

Annual Premiums

€000's

€000's

Industrial Assurance Business TOTAL (4) TOTAL (1) +(3) +(4) (Total Irish Risk Business) TOTAL (1) +(2) (Irish Head Offices - Global Business) TOTAL (1) +(2) +(3) +(4)

Premiums

Total Premiums

€000's

€000's

1998

15

293,446

1,688,717

344,927

17,964

3,200

2,036,844

1999

15

342,373

3,099,983

417,009

15,913

3,142

3,520,134

2000

14

340,292

4,248,425

514,205

10,098

2,465

4,765,095

2001

17

404,580

4,131,503

746,415

6,524

1,920

4,879,838

2002

16

447,865

4,008,414

790,266

0

0

4,798,680

2003

16

353,039

3,410,457

583,218

0

0

3,993,675

2004

15

356,716

4,695,836

615,669

0

0

5,311,505

2005

14

365,382

5,656,572

709,042

0

0

6,365,614

2006

15

392,370

8,415,510

823,956

0

0

9,239,466

1998

11

522,201

326,038

24,584

0

1999 2000

0

0

0

0

522,201

326,038

24,584

0

114,419

0

0

0

0

0

0

0

114,419

0

0

0

1,102

1,585

5,220

0

0

0

0

0

1,102

1,585

5,220

0

1,080,092

415,014

487,100

0

1,486,772

739,467

506,464

0

1,602,293

741,052

511,684

0

168,966

684,671

103,027

36,105

9,250

796,948

13

75,349

600,352

79,929

28,207

7,584

687,865

14

106,152

613,523

80,830

25,310

7,343

701,696

2001

15

51,191

624,177

86,823

17,488

5,308

716,308

2002

13

66,854

540,512

70,960

9,556

1,809

613,281

2003

11

68,130

405,615

50,942

5,137

1,578

458,135

2004

13

307,144

361,218

38,842

5,092

1,129

401,189

2005

11

68,407

343,778

110,331

1,751

392

454,501

2006

9

138,470

566,497

50,424

0

0

616,921

(4) Undertakings with their Head Offices outside the E.U. (Irish Risk Business) Life Assurance Business

No. of Policies Issued

Undertakings with their Head Offices outside Ireland

(3) Undertakings with their Head Offices in other E.U. Member States (Irish Risk Business) Life Assurance Business

No. of Undertakings

Industrial Assurance Business

Undertakings with their Head Offices in Ireland

(2) Undertakings with their Head Offices in Ireland (Foreign Risk Business) Life Assurance Business

New Life and Industrial Assurances (Gross) Effected In Ireland (Irish Risk Business) During the years 1998 to 2006

54

55

TABLE 10 (B)

New Life and Industrial Assurance (Gross) Effected In Ireland (Foreign Risk Business) During the Years 1998 to 2006

TABLE 10 (C)

Life and Industrial Assurance Premiums (Net) During the Years 1998 to 2006 (€000’s) (1) Undertakings with their Head Offices in Ireland

Undertakings with their Head Offices in Ireland Life Assurance Business Year

No. of Undertakings

No. Of Contracts

Industrial Assurance Business

Single Premiums

Annual Premiums

€000's

€000's

No. of Policies Issued

Total Premiums

Year

Premiums

No. of Undertakings

Industrial Assurance Business

Premiums including considerations for Annuities

Premiums

Irish Risk Business

€000's

€000's

Life Assurance Business

Foreign Risk Business

Total Premiums

Foreign Risk Business

Irish Risk Business

Irish Risk Business

Foreign Risk Business

1998

18

2,147,099

1,685,034

137,144

0

0

1,822,178

1998

31

3,319,266

1,793,526

22,119

0

3,341,385

1,793,526

1999

25

1,310,855

3,218,705

146,012

0

0

3,364,717

1999

38

4,847,662

3,248,333

23,117

0

4,870,779

3,248,333

2000

33

1,222,323

5,164,167

172,384

0

0

5,336,551

2000

45

6,636,845

4,740,063

21,931

0

6,658,776

4,740,063

2001

36

4,705,610

5,356,299

234,699

0

0

5,590,998

2001

48

6,020,213

5,076,435

20,937

0

6,041,150

5,076,435

2002

35

2,175,969

5,689,261

165,039

390

149

5,854,449

2002

49

6,769,113

6,340,388

3,114

0

6,772,227

6,340,388

2003

39

2,850,319

6,103,719

253,520

0

0

6,357,239

2003

50

6,623,439

5,253,119

0

0

6,623,439

5,253,119

2004

39

2,247,773

8,712,817

381,952

0

0

9,094,769

2004

50

8,292,316

8,292,845

0

0

8,292,316

8,292,845

2005 2006

39

2,070,360

11,857,176

200,410

0

0

12,057,586

2005

51

9,435,979

11,795,386

2,931

0

9,438,910

11,795,386

40

2,031,523

15,143,735

225,512

0

0

15,369,247

2006

53

12,551,854

15,312,932

0

0

12,551,854

15,312,932

(2) Undertakings with their Head Offices outside Ireland

Year

56

No. of Undertakings

Life Assurance Business

Industrial Assurance Business

Premiums including considerations for Annuities

Premiums

Total Premiums

1998

13

791,470

43,593

1999

14

908,197

57,571

965,768

2000

14

984,069

58,453

1,042,522

2001

15

1,099,407

58,456

1,157,863

2002

13

1,073,971

68,348

1,142,319

2003

11

867,727

67,688

935,415

2004

13

871,706

59,816

931,522

2005

12

619,395

52,306

671,701

2006

9

840,863

46,057

886,920

57

835,063

TABLE 11

Income and Expenditure Accounts for Life

NAME OF UNDERTAKING

Acorn Life Aegon Scottish Equitable AIG Life (Ireland) Limited Anglo Irish Assurance Company Ltd Arca Vita Area Life International Ark Life Assurance AXA Life Europe AZ Life Limited Barclays Assurance Canada Life Ass. (Europe) Ltd Canada Life Ass. (Ireland) CitiLife Financial Limited CNP Capitalia Life Limited Combined Life CUNA Mutual Life Darta Saving Life Eagle Star European Eagle Star Life ECCU Eurizon Life Finaref Life Limited Friends' First Life Ass. Co. Friends First Man. Pen. Funds Generali PanEurope Limited GRE Life Halifax Assurance (Ireland) Ltd Handelsbanken Life & Pension Ltd Hansard Europe Hartford Life Hibernian Life and Pensions HSBC Life Inora Life Limited Irish Life Irish Life International Ltd Mediolanum International Metlife Europe MGM International Assurance Limited Montepaschi Life New Ireland Norwich Union International Old Mutual Prudential International Quinn Life Scottish Mutual International SEB Life (Ireland) Sella Life Skandia Life Ireland Limited St. James's Place Standard Life International The Lawrence Life Ass. UBS International Life Ltd Vicenza Life TOTAL

Transfer from (to) Life Assurance Business Revenue Account

Investment Income Receiveable before deduction of Tax

0 -12,183 10,320 5,382 0 0 0 -45,643 11,218 0 20,827 82,114 -7,289 -2,660 -1,053 251 1,241 813 -5,622 0 50,231 -6,249 306 0 1,798 0 0 -370 852 -42,705 8,100 0 373 85,000 1,480 31,796 -26,964 -592 19,215 80,000 -1,500 0 -3,912 203 10,000 8,750 -284 -4,250 0 -11,920 -79 5,782 2,782 265,559

0 1,057 5,011 339 40 0 8,596 2,835 0 16,121 1,462 11,369 -861 1,165 227 112 394 424 10,611 889 5,118 0 2,485 0 205 -16 340 683 306 599 6,054 247 500 5,175 756 492 914 807 3,813 0 0 74 2,085 331 4,849 1,119 47 0 0 1,535 229 0 903 99,441

58

Other Income

2,454 -40 0 990 0 0 0 852 28 0 39 49,986 170 0 329 0 -48 -190 -423 -366 0 -21 6,581 16,406 28 0 0 1,344 0 0 6,351 0 -12 -1,075 406 808 19 0 646 0 0 -7 0 0 -5,041 2,796 0 0 0 377 62 0 -359 83,090

Total Income

2,454 -11,166 15,331 6,711 40 0 8,596 -41,956 11,246 16,121 22,328 143,469 -7,980 -1,495 -497 363 1,587 1,047 4,566 523 55,349 -6,270 9,372 16,406 2,031 -16 340 1,657 1,158 -42,106 20,505 247 861 89,100 2,642 33,096 -26,031 215 23,674 80,000 -1,500 67 -1,827 534 9,808 12,665 -237 -4,250 0 -10,008 212 5,782 3,326 448,090

Assurance Business for the Year 2006 (€000’s) Management Expenses

0 0 0 0 0 0 254 11,759 0 289 0 0 92 2,169 13 0 39 34 343 76 1 0 68 4,711 0 0 0 118 530 0 0 0 0 0 0 1 0 241 1,329 0 0 0 0 0 0 0 0 0 0 0 -804 0 633 21,896

Interest Payable before deduction of Tax

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 296 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 299

Taxation

0 -1,407 13,913 965 0 0 1,043 66 0 23,938 381 0 0 306 56 99 0 41 2,750 56 8,641 1,320 31 1,538 0 45 42 40 0 0 1,565 0 0 600 165 4,083 240 0 0 10,000 0 0 187 0 0 1,038 0 0 0 0 0 0 0 71,742

Dividends Paid and/or Recommended

0 0 0 0 0 0 5,500 0 0 0 0 50,000 0 0 0 0 0 0 0 0 30,000 0 0 3,500 0 0 0 0 0 0 8,100 0 0 0 0 12,300 0 0 17,000 10,000 0 0 0 0 0 0 0 0 0 0 0 0 0 136,400

Other Expenditure

Total Expenditure

0 0 364 0 0 0 0 0 0 0 0 0 0 0 0 8 0 0 0 0 750 0 0 0 1,914 0 80 0 0 540 130,369 896 0 0 70 0 0 0 0 0 0 -25 0 0 0 40 12 0 0 0 0 0 0 135,018

0 -1,407 14,277 965 0 0 6,797 11,825 0 24,227 381 50,000 92 2,475 69 107 39 75 3,093 132 39,392 1,320 395 9,752 1,914 45 122 158 530 540 140,034 896 0 600 235 16,384 240 241 18,329 20,000 0 -25 187 0 0 1,078 12 0 0 0 -804 0 633 365,355

59

Opening Balance

-2,488 -42,583 -22,203 -4,376 -4,129 -21,447 21,901 0 -1,904 14,904 -56,986 15,848 -33,562 -12,204 11,131 -356 -11,989 1,683 71,427 3,764 86,347 6,350 35,195 5,515 -6,169 -478 -550 -2,334 -4,645 -63,626 144,340 -5,481 -2,682 144,081 -6,150 -5,367 0 -4,552 -3,680 253,839 -101,179 -6,158 12,078 -4,118 -257,638 -8,871 -5,873 -62,976 -19,046 0 -11,503 908 2,695 34,703

Closing Balance

-34 -52,342 -21,149 1,370 -4,089 -21,447 23,700 -53,781 9,342 6,798 -35,039 109,317 -41,634 -16,174 10,565 -100 -10,441 2,655 72,900 4,155 102,304 -1,240 44,172 12,169 -6,052 -539 -332 -835 -4,017 -106,272 24,811 -6,130 -1,821 232,581 -3,743 11,345 -26,271 -4,578 1,665 313,839 -102,679 -6,066 10,064 -3,584 -247,830 2,716 -6,122 -67,226 -19,046 -10,008 -10,487 6,690 5,388 117,438

TABLE 12

Balance Sheets For PolicyHolders' Life Assurance

Business as at 31 December 2006 (€000’s)

LIABILITIES NAME OF UNDERTAKING

Life Assurance Funds

Outstanding

Claims

Other Current Insurance Liabilities Liabilities

ASSETS Miscella neous

Total Life Assurance Liabilities

Land

Fixed Listed and and Variable Unlisted Interest Shares Securities

Investments Deposits in and Current Dependants Accounts and Related Companies

Secured Debts

Unsecured Debts

Company UCITs and Equipment Unit Trusts and Fixtures and Fittings

Approved Derivatives

Linked Assets

Miscellaneous

Total Life Assurance Business Assets

Undertakings with their Head Offices in Ireland Acorn Life

461,134

3,552

0

6,655

0

471,341

0

0

0

0

26,987

0

839

663

0

0

442,852

0

471,341

Aegon Scottish Equitable International

2,298,998

3,771

7,174

15,385

0

2,325,328

0

0

0

0

19,182

0

0

0

0

0

2,306,146

0

2,325,328

AIG Life (Ireland) Limited

1,671,918

780

0

28,860

11,951

1,713,509

0

7,300

0

0

38,179

0

1,079

74

0

0

1,666,877

0

1,713,509

Anglo Irish Assurance Company Ltd

1,400,165

0

0

1,250,634

0

2,650,799

0

5,545

0

0

0

0

0

0

0

0

2,645,254

0

2,650,799

Arca Vita

239,869

705

2

1,903

0

242,479

0

6,500

0

0

5,227

0

0

0

0

0

230,665

87

242,479

Area Life International

386,941

3,810

31,420

17,944

0

440,115

3,400

107,639

2,049

0

7,520

0

5,011

72

2,761

0

309,604

2,059

440,115

4,761,411

66,796

8,559

121,240

0

4,958,006

0

171,084

0

0

192,134

0

472

0

0

0

4,594,316

0

4,958,006

Ark Life Assurance AXA Life Europe

147,614

7

36,442

4,288

0

188,351

0

42,468

0

0

6,146

0

0

0

0

0

139,737

0

188,351

AZ Life Limited

1,102,604

0

0

4,105

0

1,106,709

0

540

0

0

791

0

3,191

2

0

0

1,102,179

6

1,106,709

Barclays Assurance

1,076,140

0

0

59,991

0

1,136,131

0

0

0

0

1,114,354

0

7,121

0

0

0

0

14,656

1,136,131

Canada Life Ass. (Europe) Ltd

371,445

2,465

24,750

363,173

0

761,833

0

74,459

0

0

41,838

0

2,368

32

0

0

643,136

0

761,833

3,680,736

28,710

8,324

99,347

0

3,817,117

0

45,415

0

11,485

27,163

0

6,195

1,946

0

0

3,724,913

0

3,817,117

8,698

0

0

2,835

0

11,533

0

9,832

0

0

1,701

0

0

0

0

0

0

0

11,533

968,371

2,993

72

5,662

0

977,098

0

31,334

0

0

0

0

0

0

0

0

945,764

0

977,098

10,287

189

663

648

0

11,787

0

2,390

0

48

145

1

5

0

0

0

9,142

56

11,787

2,507

151

61

409

0

3,128

0

3,128

0

0

0

0

0

0

0

0

0

0

3,128

1,020,783

0

0

33,420

0

1,054,203

0

3,990

0

0

5,660

0

0

0

0

0

1,040,281

4,272

1,054,203

92,558

612

0

702

0

93,872

0

1,605

0

0

0

0

0

0

0

0

92,267

0

93,872

5,153,459

70,082

9,370

65,223

220,042

5,518,176

0

1,144,051

421,235

89

27,054

0

38,827

474

0

38,918

3,846,537

991

5,518,176

20,960

0

2,712

469

0

24,141

0

14,254

0

0

1,932

0

6,024

0

1,207

0

0

724

24,141

11,761,798

48,300

13,361

65,565

0

11,889,024

0

205,098

0

0

0

0

1,526

0

0

0

11,680,877

1,523

11,889,024

59,483

2,031

19,477

0

0

80,991

0

45,274

0

0

14,543

0

21,174

0

0

0

0

0

80,991

Friends' First Life Ass. Co.

2,311,968

77,658

27,818

70,160

384,020

2,871,624

264,039

1,022,879

637,647

2,111

104,691

731

86,923

11

60,517

-782

670,553

22,304

2,871,624

Friends First Man. Pen. Funds

2,181,562

0

0

251,811

0

2,433,373

0

1,234

0

0

148

0

34

0

0

0

2,431,821

136

2,433,373

410,327

3,468

22,078

1,540

0

437,413

0

3,492

0

0

6,315

0

18,910

0

0

0

408,696

0

437,413

12,386

171

0

705

0

13,262

0

2,784

0

0

740

0

0

0

0

0

9,610

128

13,262

Halifax Assurance (Ireland) Ltd

422,662

0

0

22,740

0

445,402

0

0

0

0

392,419

0

15,505

0

37,478

0

0

0

445,402

Handelsbanken Life & Pension Ltd

572,521

0

0

2,368

0

574,889

0

153,476

2,594

0

0

0

0

0

0

0

418,819

0

574,889

Hansard Europe

355,533

2,108

10

9,490

0

367,141

0

0

0

0

6,829

0

562

0

0

0

358,989

761

367,141

Canada Life Ass. (Ireland) CitiLife Financial Limited CNP Capitalia Life Limited Combined Life CUNA Mutual Life Darta Saving Life Eagle Star European Eagle Star Life ECCU Eurizon Life Finaref Life Limited

Generali PanEurope Limited GRE Life

Hartford Life

287,883

0

1,537

6,732

0

296,152

0

0

0

0

31,011

0

0

0

0

0

265,141

0

296,152

6,982,178

126,009

12,545

294,494

901,718

8,316,944

318,694

2,203,016

1,350,161

0

117,164

10,373

183,829

443

250,325

20,968

3,857,874

4,097

8,316,944

HSBC Life

551,894

1,337

0

3,725

0

556,956

0

9

25

0

10,334

0

0

0

768

248

544,112

1,460

556,956

Inora Life Limited

722,645

2,500

52

22,571

0

747,768

0

23,665

0

0

3,214

3

4,475

0

591

0

715,820

0

747,768

Irish Life

25,489,106

116,573

5,987

1,193,896

428,909

27,234,471

109,016

1,552,185

28,004

25,078

540,975

1,629

110,024

12,574

87,842

11,161

24,744,174

11,809

27,234,471

Irish Life International Ltd

1,388,294

7,571

0

23,760

0

1,419,625

0

0

0

0

0

0

0

0

0

0

1,410,145

9,480

1,419,625

Mediolanum International

2,486,115

9,767

14,186

17,394

0

2,527,462

0

63,890

0

0

38,312

0

18,151

0

0

0

2,407,109

0

2,527,462

0

0

0

26,964

0

26,964

0

0

0

0

26,964

0

0

0

0

0

0

0

26,964

Hibernian Life and Pensions

Metlife Europe MGM International Assurance Limited

14,133

0

0

2,639

0

16,772

0

3,406

9,225

0

2,787

0

0

22

1,042

0

0

290

16,772

Montepaschi Life

5,558,217

18,772

163

36,982

0

5,614,134

0

64,622

0

0

52,809

0

0

0

2,076

0

5,494,627

0

5,614,134

New Ireland

13,634,568

86,712

0

561,973

0

14,283,253

38,070

662,285

239

0

232,821

10,303

23,174

53

0

0

13,313,722

2,586

14,283,253

60

61

TABLE 12 Continued

Balance Sheets For PolicyHolders' Life Assurance

Business as at 31 December 2006 (€000’s)

LIABILITIES NAME OF UNDERTAKING

Norwich Union International

Life Assurance Funds

Outstanding

Claims

Other Current Insurance Liabilities Liabilities

ASSETS Miscella neous

Total Life Assurance Liabilities

Land

Fixed Listed and and Variable Unlisted Interest Shares Securities

Investments Deposits in and Current Dependants Accounts and Related Companies

Secured Debts

Unsecured Debts

Company UCITs and Equipment Unit Trusts and Fixtures and Fittings

Approved Derivatives

Linked Assets

Miscellaneous

Total Life Assurance Business Assets

1,097,114

3,660

6,949

13,646

0

1,121,369

663

0

0

0

30,022

0

751

495

1,055

0

1,085,774

2,609

1,121,369

829

0

0

84

0

913

0

0

0

0

811

0

102

0

0

0

0

0

913

1,706,266

11,564

3,374

82,779

0

1,803,983

0

56,288

0

378

42,371

0

4,997

0

0

0

1,697,855

2,094

1,803,983

132,855

0

0

371

2,161

135,387

0

0

0

0

4,154

0

143

3

0

0

131,022

65

135,387

Scottish Mutual International

1,461,256

1,903

0

44,182

0

1,507,341

0

362,673

290,590

0

331,754

0

14,178

0

134,086

17,371

356,689

0

1,507,341

SEB Life (Ireland)

1,527,046

2,911

1,529

48,735

0

1,580,221

0

45,337

0

0

0

0

2,293

0

0

0

1,526,620

5,971

1,580,221

Sella Life

383,072

0

0

599

0

383,671

0

1,539

0

0

2,704

0

265

0

0

0

379,163

0

383,671

Skandia Life Ireland Limited

143,211

0

0

2,281

0

145,492

0

0

0

0

8,683

0

0

0

277

0

135,835

697

145,492

3,596,756

11,100

0

34,950

0

3,642,806

0

33,634

0

0

40,896

0

9,414

8

0

0

3,557,816

1,038

3,642,806

67,933

0

1,478

4,901

0

74,312

0

3,258

0

0

0

0

0

0

0

0

66,566

4,488

74,312

Old Mutual Prudential International Quinn Life

St. James's Place Standard Life International The Lawrence Life Ass. UBS International Life Ltd Vicenza Life Total (a)

389,521

50

73

169

0

389,813

0

4,412

0

0

0

0

0

0

0

0

385,401

0

389,813

4,205,569

0

0

52,248

0

4,257,817

0

0

0

0

1,840

0

2,007

0

0

0

4,253,970

0

4,257,817

843,015

4,050

35

6,031

0

853,131

0

26,442

0

0

0

0

0

0

0

0

826,689

0

853,131

115,634,314

722,838

260,201 4,989,378 1,948,801

123,555,532

733,882 8,212,432 2,741,769

39,189

3,561,324

23,040

589,569

16,872

580,025

87,884

106,875,159

94,387

123,555,532

Undertakings with their Head Offices outside the E.U Canada Life Total (b)

Total (a) + (b)

1,051,461

4,907

193

12,323

0

1,068,884

1,051,461

4,907

193

12,323

0

116,685,775

727,745

260,394

5,001,701 1,948,801

62

52,900

516,892

161,980

112,945

15,433

8,852

4,027

0

0

0

195,855

0

1,068,884

1,068,884

52,900 516,892

161,980

112,945

15,433

8,852

4,027

0

0

0

195,855

0

1,068,884

124,624,416

786,782 8,729,324

2,903,749

152,134

3,576,757

31,892

593,596

16,872

580,025

87,884

107,071,014

94,387

124,624,416

63

TABLE 13

Total Irish Risk Insurance Business - Net Underwriting Opening Provision

NAME OF UNDERTAKING

UPR

Premium Income

URR

Closing Provision UPR

Earned Premium Income

Other Income

Total Income

Claims Paid

Revenue Accounts for the Year 2006 (€000’s)

Claims

Outstanding

Opening Provision

URR

Cost Of Claims Incurred

Closing Provision

Reported

Not Reported

Reported

Not Reported

Movement In Equalisation Reserve

Commission

Management Movement Other Expenses in Deferred Expenditure Acquisition Costs

Total Expenditure

Foreign Exchange Gain / Loss

Underwriting Profit / Loss

Investment Income Att to U/W A/C

Result on Technical Account

Undertakings with their Head Offices in Ireland - Solvency supervised in Ireland AEGON Financial Assurance AIG Europe Alfar Allianz Corporate Ireland Alreford Limited Amtrust International

6,215

0

11,610

14,775

0

3,050

0

3,050

0

0

0

0

0

0

0

0

1,744

0

0

1,744

0

1,306

2,053

3,359

34,815

0

90,866

36,391

0

89,290

14,659

103,949

35,355

87,532

72,105

89,269

87,930

52,917

0

17,467

12,207

-937

0

81,654

0

22,295

3,224

25,519

0

0

0

0

0

0

0

0

117

12

0

17

0

122

0

0

0

0

0

122

0

-122

0

-122

202,551

0

393,209

188,357

0

407,403

11,264

418,667

227,886

592,726

371,517

588,065

325,414

177,122

-3,367

53,724

53,355

268

0

281,102

-351

137,214

24,536

161,750

590

0

1,027

508

0

1,109

0

1,109

325

2,072

2,934

2,644

2,067

30

0

0

17

0

0

47

114

1,176

242

1,418

2

0

2

2

0

2

0

2

5

0

2

0

0

3

0

0

0

0

0

3

0

-1

0

-1

35

0

219

0

0

254

0

254

0

0

0

12

236

248

0

0

0

0

0

248

0

6

0

6

195,762

0

376,929

184,140

0

388,551

5,718

394,269

256,836 1,012,519

408

0

1,048

950

0

506

116

622

Baltimore

0

0

24

0

0

24

0

24

BMS International

0

0

165

0

0

165

0

165

Canterbury

0

0

236

0

0

236

0

236

Capricorn

1

0

3

1

0

3

0

3

Carraig

92

0

139

28

0

203

0

Centrica

0

0

0

0

0

0

0

Arbor Property & Casualty AXA AXIS Specialty Europe

CODEVE

96,620

1,053,156

76,485

277,338

0

19,972

67,474

777

0

365,561

0

28,708

50,247

78,955

243

831

28

1,071

140

0

160

202

-80

0

422

-185

15

34

49

0

0

0

0

0

0

0

0

0

0

0

0

0

24

0

24

21

453

0

466

0

34

0

0

41

0

0

75

-44

46

9

55

0

0

0

0

0

0

0

0

0

0

0

0

0

236

0

236

0

0

0

0

0

0

0

0

0

0

0

0

0

3

0

3

203

4

1,000

0

20

0

-976

0

0

0

0

0

-976

0

1,179

0

1,179

0

0

40

0

60

0

20

0

0

0

0

0

20

0

-20

0

-20

115

1,006

0

2,996

1,022

0

2,980

0

2,980

438

1,946

173

1,870

836

1,025

0

93

80

-23

0

1,175

9

1,814

81

1,895

24,271

929

64,954

20,798

1,150

68,206

0

68,206

22,517

10,303

6,856

10,710

7,030

23,098

0

17,602

10,375

3,247

0

54,322

0

13,884

1,239

15,123

Coromin

312

0

1,108

206

0

1,214

0

1,214

0

0

0

0

0

0

0

0

0

0

0

0

-32

1,182

0

1,182

Decare

580

0

3,649

1,686

900

1,643

0

1,643

2,131

55

95

9

1,735

3,725

0

254

-784

0

0

3,195

0

-1,552

0

-1,552

Dornoch International

0

0

13,585

0

0

13,585

0

13,585

715

0

0

5,473

5,305

11,493

0

0

531

0

0

12,024

0

1,561

1,760

3,321

Electra

0

0

139

45

0

94

0

94

0

0

0

0

0

0

0

0

0

0

0

0

0

94

8

102

Combined

Electric Insurance Europa General European Insurance Risk Excess European Manufacturers FBD First Beacon Insurance GD Insurance Golden Arches GAI International Hibernian General HSBC Irish Dairy Board Insurance

0

0

3

0

0

3

1

4

0

0

0

0

3

3

0

0

17

0

0

20

0

-16

0

-16

5,181

0

15,629

7,576

0

13,234

4,578

17,812

4,192

13,012

9,711

17,533

9,705

8,707

0

2,086

3,441

-52

0

14,182

0

3,630

1,155

4,785

49

0

99

40

0

108

0

108

0

0

0

0

0

0

0

0

22

0

0

22

-5

81

9

90

1

0

32

1

0

32

0

32

0

0

0

0

0

0

0

0

0

0

0

0

0

32

0

32

169,533

0

349,417

175,578

0

343,372

18,270

361,642

192,662

602,198

39,931

628,852

43,457

222,842

0

1,814

66,499

-1,669

0

289,486

0

72,156

36,518

108,674

199

0

147

55

0

291

0

291

0

0

0

0

18

18

0

0

20

0

0

38

-12

241

175

416

0

0

71

0

0

71

0

71

17

100

0

0

0

-83

0

0

0

0

0

-83

0

154

0

154

349

0

678

0

0

1,027

0

1,027

488

0

0

2,184

1,581

4,253

0

24

-42

-12

250

4,473

3,481

35

-25

10

19

21

59

44

48

7

1

8

0

0

0

0

0

0

0

25

38

-1

0

62

2

-52

1

-51

369,178

0

763,430

373,326

0

759,282

7,518

766,800

414,599 1,322,109

293,591

1,351,975

265,129

416,003

0

95,094

83,380

-1,665

0

592,812

0

173,988

83,548

257,536

2,825

0

5,413

3,200

0

5,038

-37

5,001

2,244

868

1,031

1,729

1,170

3,244

0

2,130

126

-119

27

5,408

20

-387

257

-130

0

0

1,867

931

0

936

120

1,056

0

0

0

30

570

600

0

493

49

-186

0

956

0

100

94

194

Irish Permanent Property Co Ltd

16,896

0

117

17,264

0

-251

0

-251

0

0

0

0

0

0

0

0

164

0

0

164

0

-415

441

26

Irish Public Bodies

13,456

0

109,171

12,863

0

109,764

599

110,363

29,459

731,599

25,065

780,054

25,065

77,914

0

0

15,330

-2

0

93,242

0

17,121

58,621

75,742

Kraft Insurance (Ireland) Limited

0

0

20

8

0

12

0

12

0

0

0

0

0

0

0

0

0

0

0

0

0

12

0

12

Lifeguard

0

0

105

0

0

105

19

124

0

0

0

0

0

0

0

0

17

0

0

17

0

107

33

140

MACSA

0

0

1,801

0

0

1,801

0

1,801

0

0

1,000

290

400

-310

0

0

84

0

45

-181

0

1,982

163

2,145

Max Insurance Europe

9

0

39

10

0

38

67

105

0

0

70

0

92

22

0

0

24

0

0

46

-6

53

13

66

Mountainbran Limited

0

0

101

21

0

80

0

80

0

0

0

0

0

0

0

0

0

0

0

0

0

80

0

80

Multi Risk Navillus Insurance NEM New Technology

0

0

529

0

0

529

0

529

0

0

0

0

0

0

0

0

0

0

0

0

0

529

0

529

86

0

154

77

0

163

0

163

0

0

0

0

0

0

0

0

0

0

0

0

-8

155

0

155

0

0

0

0

0

0

0

0

43

621

277

578

277

0

0

0

0

0

0

0

0

0

17

17

623

0

3,185

735

0

3,073

0

3,073

1,119

81

1

51

48

1,136

0

775

97

-23

0

1,985

-1

1,087

173

1,260

64

65

TABLE 13 Continued

Total Irish Risk Insurance Business - Net Opening Provision Premium Income

NAME OF UNDERTAKING

Noble Insurance

UPR

URR

186

0

Nokatus

0

0

PartnerRe Ireland

0

0

PI Indemnity

235

0

Probus

203 0

QBE Quinn-direct

Closing Provision UPR

226

Earned Premium Income

Other Income

Total Income

Underwriting Revenue Accounts for the Year 2006 (€000’s) Claims Paid

Claims

Outstanding

Opening Provision

URR

Cost Of Claims Incurred

Closing Provision

Reported

Not Reported

Reported

Not Reported

Movement In Equalisation Reserve

Commission

Management Movement Other Expenses in Deferred Expenditure Acquisition Costs

Total Expenditure

Foreign Exchange Gain / Loss

Underwriting Profit / Loss

Investment Income Att to U/W A/C

Result on Technical Account

5

0

407

0

407

0

14

23

526

442

931

0

0

0

0

6

937

5

-525

36

-489

1

0

0

1

0

1

0

0

0

0

0

0

0

0

0

0

0

0

0

1

0

1

20

20

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

450

181

0

504

0

504

139

0

0

0

0

139

0

0

0

0

0

139

-23

342

0

342

0

1,123

560

0

766

201

967

1

0

211

0

128

-82

0

908

288

-301

0

813

273

427

48

475

0

0

0

0

0

0

0

137

827

0

773

0

83

0

0

0

0

0

83

-85

-168

0

-168

420,241 154,528 366,584

0 125,131

63,542

188,673

191,802

0

425,246

213,528

0

403,520

16,721

64,150

432,320

75,199

231,313

0

20,315

48,146

-4,664

0

295,110

Red Disk

197

0

212

71

0

338

0

338

0

0

0

0

0

0

0

12

30

0

0

42

-22

274

20

294

Santam Europe

201

0

3,439

1,710

0

1,930

0

1,930

747

9

27

1,199

287

2,197

0

707

545

-345

0

3,104

0

-1,174

382

-792

SN SecureCorp

0

0

34

0

0

34

0

34

28

0

0

0

0

28

0

0

7

0

0

35

0

-1

0

-1

SAGA

0

0

53

0

0

53

0

53

0

0

0

0

0

0

0

0

0

0

0

0

0

53

0

53

Standard Trane

0

0

1

1

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

TCS Insurance

40

3

51

53

0

41

0

41

0

39

0

39

0

0

0

0

0

0

0

0

0

41

0

41

The Procter & Gamble International

2

0

65

0

0

67

0

67

0

2

2

0

0

-4

0

0

0

0

0

-4

0

71

0

71

UPS

2

0

108

3

0

107

0

107

-13

0

49

2

61

1

0

0

12

0

0

13

0

94

4

98

Valiant

0

0

578

0

0

578

12

590

117

220

1,493

530

961

-105

0

0

25

0

0

-80

24

694

134

828

4,008

0

10,045

5,590

0

8,463

7,499

15,962

3,215

600

1,031

316

1,608

3,508

0

1,326

9,504

-342

0

13,996

0

1,966

271

2,237

138

0

473

54

0

557

0

557

25

22

0

199

0

202

0

40

325

1

0

568

-16

-27

90

63

1,598

0

3,207

743

0

4,062

7

4,069

5,296

3,229

582

1,466

1,091

4,042

0

423

95

0

0

4,560

42

-449

240

-209

0

0

88

0

0

88

0

88

0

961

339

1,083

276

59

0

0

8

0

0

67

-15

6

60

66

42

0

0

0

0

42

958

1,000

0

-22

8,471

35

8,472

58

0

0

0

56

0

114

-582

304

473

777

136,738

0

272,376

133,371

0

275,743

1,497

277,240 151,022 532,024

38,139

569,767

42,234

192,860

0

28,793

32,572

527

0

254,752

0

22,488

26,367

48,855

-3,367 264,237 406,065

-5,545

VIVAS W.T.C.D. White Horse Xeron XL Europe Zurich Insurance Ireland Limited TOTAL (a)

1,380,436

953 2,931,771 1,396,528 2,098

2,914,534 89,788 3,004,322 1,506,530 5,283,998 1,036,327

5,543,330 986,383 1,715,918

328 2,377,636

2,583 629,269 356,293

985,562

Undertakings with their Head Offices in other E.U. Member States Ansvar

0

0

0

0

0

0

0

0

0

107

100

0

0

-207

0

0

3

0

0

-204

0

204

1

Assicurazioni Generali

0

0

0

0

0

0

1

1

3,131

12,406

482

8,395

398

-964

0

0

604

0

0

-360

39

400

7

407

BUPA

68,674

0

220,804

78,223

0

211,255

13

211,268 154,836

0

66,587

0

69,340

157,589

35,500

18,768

14,444

217

8,953

235,471

-2

-24,205

2,511

-21,694

Chubb

20,935

0

34,874

21,398

0

34,411

0

34,411

6,410

15,513

39,212

18,096

45,261

15,042

0

4,541

5,914

0

0

25,497

0

8,914

2,200

11,114

94

0

1,826

899

0

1,021

0

1,021

76

0

117

142

448

549

0

311

272

-141

0

991

0

30

0

30

DAS Legal

2,930

0

6,215

3,296

0

5,849

0

5,849

1,562

3,048

77

1,818

328

583

0

2,224

1,082

-261

0

3,628

109

2,330

62

2,392

Ecclesiastical

2,429

0

4,315

2,175

0

4,569

0

4,569

1,360

4,591

2,417

4,799

2,954

2,105

0

-383

2,751

-4

0

4,469

0

100

257

357

Euler Hermes

0

0

2,342

1,796

0

546

191

737

0

0

0

0

343

343

0

1,187

551

-875

0

1,206

-1

-470

0

-470

COFACE

Europ Assistance

205

0

0

7,591

6

0

7,585

156

7,741

2,133

4

7

663

60

2,845

0

5,442

6

0

0

8,293

0

-552

37

-515

Financial Insurance

37,656

0

14,359

32,724

0

19,291

0

19,291

6,995

4,894

3,405

-1,322

6,328

3,702

0

6,004

3,519

1,598

0

14,823

0

4,468

1,207

5,675

Genworth Financial Mortgage Insuran

28,879

0

17,026

36,251

0

9,654

0

9,654

19

2,612

283

3,078

440

642

0

524

2,899

-130

1,516

5,451

0

4,203

1,384

5,587

24

0

1,349

651

0

722

0

722

1,394

4,726

774

4,075

37

6

0

228

1,830

-125

0

1,939

0

-1,217

0

-1,217

Highway HSA Ireland Hiscox Insurance London & Edinburgh

9

0

3,936

50

0

3,895

0

3,895

2,959

0

211

0

216

2,964

0

0

651

0

0

3,615

0

280

0

280

339

0

557

460

0

436

1,373

1,809

0

552

0

727

0

175

0

893

330

41

0

1,439

0

370

208

578

759

0

600

455

0

904

0

904

143

178

187

23

124

-75

0

183

105

0

0

213

0

691

35

726

MAPFRE

13,912

0

33,699

13,912

0

33,699

0

33,699

6,306

210

0

180

0

6,276

0

22,029

3,747

-221

0

31,831

30

1,898

401

2,299

Pinnacle

18,763

0

8,536

12,946

0

14,353

192

14,545

1,853

0

845

908

0

1,916

0

8,794

575

0

0

11,285

0

3,260

0

3,260

4,342

0

7,275

3,322

0

8,295

0

8,295

1,658

5,823

3,204

8,571

2,774

3,976

0

1,019

1,044

179

0

6,218

0

2,077

0

2,077

135,064

0

300,020

131,684

0

303,400

0

303,400 168,961 317,062

318,031

323,783

263,783

121,434

0

49,845

65,245

1,027

0

237,551

0

65,849

15,577

81,426

0

66,540

26,894

0

70,077

121,762

98,902

30,995

0

7,962

10,716

274

1,732

51,679

0

18,398

10,224

28,622

35,500 129,571 116,288

1,579

QBEIIL Royal & SunAlliance St Paul Travelers TOTAL (b)

30,431 365,240

0 731,864 367,142

0 729,962

0

70,077

32,891 120,352

102,208

1,926 731,888 392,687 492,078 538,147

495,698 491,736 349,896

12,201 645,035

175 87,028

34,111 121,139

Undertakings with their Head Offices outside the E.U. - Branch reserves supervised in Ireland Zurich TOTAL (c)

TOTAL (a) + (b)

TOTAL (a) + (b) + (c)

3,568 3,568

0

8,680

0

3,489

8,759

0

8,759

0

8,680

0

3,489

8,759

0

8,759

3,992

10,764

8,591

3,992 10,764

8,591

10,489

10,827

5,953

10,489

10,827

5,953

0

582

240

0

582

9

0

6,784

0

6,784

0

1,975

0

567

2,542

240

9

1,975

567

2,542

1,745,676

953 3,663,635 1,763,670

2,098 3,644,496 91,714 3,736,210 1,899,217 5,776,076 1,574,474

6,039,028 1,478,119 2,065,814

32,133 393,808 522,353

-3,966

12,529 3,022,671

2,758 716,297

390,404

1,106,701

1,749,244

953 3,672,315 1,763,670

5,587 3,653,255 91,714 3,744,969 1,903,209 5,786,840 1,583,065

6,049,517 1,488,946 2,071,767

32,133 394,390 522,593

-3,957

12,529 3,029,455

2,758 718,272

390,971 1,109,243

66

67

TABLE 14

Accident and Health Irish Risk Insurance Business Opening Provision Premium Income

NAME OF UNDERTAKING

UPR

URR

Closing Provision UPR

Earned Premium Income

Other Income

Total Income

Claims Paid

Net Underwriting Revenue Accounts for the year 2006 (€000’s)

Claims

Outstanding

Opening Provision

URR

Reported

Not Reported

Cost Of Claims Incurred

Closing Provision Reported

Movement In Equalisation Reserve

Not Reported

Commission

Management Movement Other Expenses in Deferred Expenditure Acquisition Costs

Total Expenditure

Foreign Exchange Gain / Loss

Underwriting Profit / Loss

Investment Income Att to U/W A/C

Result on Technical Account

Undertakings with their Head Offices in Ireland - Solvency supervised in Ireland AIG Europe

2,606

0

14,785

2,667

0

14,724

391

15,115

5,139

5,091

604

3,531

762

3,737

0

3,310

2,432

-93

0

9,386

0

5,729

531

6,260

Allianz Corporate Ireland

1,456

0

2,306

1,373

0

2,389

0

2,389

712

1,240

317

1,424

318

897

0

139

270

6

0

1,312

0

1,077

67

1,144

1

0

1

1

0

1

0

1

3

0

1

0

0

2

0

0

0

0

0

2

0

-1

0

-1

1,277

0

2,562

1,404

0

2,435

0

2,435

413

421

2,041

435

2,171

557

0

0

129

-11

0

675

0

1,760

162

1,922

23,463

929

65,625

20,798

1,150

68,069

0

68,069

22,547

10,267

6,621

10,710

7,030

23,399

0

17,798

10,309

2,696

0

54,202

0

13,867

1,230

15,097

580

0

3,649

1,686

900

1,643

0

1,643

2,131

55

95

9

1,735

3,725

0

254

-784

0

0

3,195

0

-1,552

0

-1,552

2,072

0

3,755

2,160

0

3,667

1

3,668

1,993

1,368

364

1,467

441

2,169

0

1

659

-17

0

2,812

0

856

176

1,032

-33

0

7,844

-842

0

8,653

-17

8,636

3,955

-606

5,201

6,601

-2,039

3,922

0

2,148

434

-91

0

6,413

0

2,223

245

2,468

Multi Risk

0

0

7

0

0

7

0

7

0

0

0

0

0

0

0

0

0

0

0

0

0

7

0

7

Noble Insurance

1

0

0

0

0

1

0

1

0

0

0

0

0

0

0

0

0

0

0

0

0

1

0

1

4,008

0

10,045

5,590

0

8,463

7,499

15,962

3,215

600

1,031

316

1,608

3,508

0

1,326

9,504

-342

0

13,996

0

1,966

271

2,237

23

0

62

14

0

71

0

71

183

107

0

142

0

218

0

8

2

1

0

229

0

-158

5

-153

7,874 117,997 40,291 18,543 16,275

24,635

12,026

42,134

0

24,984

22,955

2,149

0

92,222

0

25,775

2,687

28,462

Amtrust International AXA Combined Decare FBD Hibernian General

VIVAS Zurich Insurance Ireland Limited TOTAL (a)

35,454

929 110,641 34,851

2,050 110,123

Undertakings with their Head Offices in other E.U. Member States Assicurazioni Generali BUPA

0 68,674

0

0

0

0

0

0

0 220,804

78,223

0

211,255

13

0

0

179

0

179

0

0

0

0

0

0

0

0

0

0

0

0

211,268 154,836

0

66,587

0

69,340

157,589

35,500

18,768

14,444

217

8,953

235,471

-2

-24,205

2,511

-21,694

Chubb

95

0

140

71

0

164

0

164

66

3

79

-1

-72

-89

0

29

5

0

0

-55

0

219

8

227

Ecclesiastical

15

0

26

13

0

28

0

28

3

30

4

39

6

14

0

2

11

0

0

27

0

1

1

2

0

0

7,591

6

0

7,585

156

7,741

2,133

4

7

663

60

2,845

0

5,442

6

0

0

8,293

0

-552

37

-515

19,927

0

-4,227

33,280

0

-17,580

0

-17,580

4,031

3,852

2,753

-2,421

5,679

684

0

-7,423

-3,207

1,625

0

-8,321

0

-9,259

-1,468

-10,727

9

0

3,936

50

0

3,895

0

3,895

2,959

0

211

0

216

2,964

0

651

0

0

3,615

0

280

0

280

600

0

390

362

0

628

0

628

129

165

113

17

76

-56

0

129

78

0

0

151

0

477

27

504

Pinnacle

4,354

0

1,110

2,908

0

2,556

33

2,589

197

0

158

204

0

243

0

1,902

103

0

0

2,248

0

341

0

341

Royal & SunAlliance

6,573

0

12,614

6,112

0

13,075

0

13,075

5,707

10,047

8,114

6,756

8,761

3,063

0

2,816

2,342

-91

0

8,130

0

4,945

509

5,454

Europ Assistance Financial Insurance HSA Ireland London & Edinburgh

TOTAL (b)

100,247

0 242,384 121,025

0 221,606

202 221,808 170,061 14,280 78,026

5,436

84,066 167,257

35,500

21,665

14,433

1,751

8,953 249,559

-2 -27,753

1,625 -26,128

TOTAL (a) + (b)

135,701

929 353,025 155,876

2,050 331,729

8,076 339,805 210,352 32,823 94,301

30,071

96,092 209,391

35,500

46,649

37,388

3,900

8,953 341,781

-2

4,312

68

69

-1,978

2,334

TABLE 15

Motor Vehicle Irish Risk Insurance Business Opening Provision

NAME OF UNDERTAKING

UPR

Premium Income

Closing Provision

URR

UPR

Earned Premium Income

Other Income

Claims Paid

Total Income

Net Underwriting Revenue Accounts for the Year 2006 (€000’s)

Claims

Outstanding Closing Provision

Opening Provision

URR

Reported

Cost Of Claims Incurred

Not Reported

Reported

Movement In Equalisation Reserve

Not Reported

Commission

Management Movement Other Expenses in Deferred Expenditure Acquisition Costs

Total Expenditure

Foreign Exchange Gain / Loss

Underwriting Profit / Loss

Investment Income Att to U/W A/C

Result on Technical Account

Undertakings with their Head Offices in Ireland - Solvency supervised in Ireland AIG Europe Alfar Allianz Corporate Ireland AXA

15,320

0

36,350

17,317

0

34,353

337

34,690

16,034

36,713

9,841

39,173

11,565

20,218

0

3,167

2,849

-237

0

25,997

0

8,693

1,242

0

0

0

0

0

0

0

0

117

0

0

0

0

117

0

0

0

0

0

117

0

-117

0

9,935 -117

63,146

0

120,281

55,292

0

128,135

1,633

129,768

87,052

174,889

121,293

166,699

100,662

58,231

0

7,209

17,433

128

0

83,001

0

46,767

7,385

54,152

319,951 215,326

156,442

0

303,725

145,580

0

314,587

5,364

983,197

57,447

1,023,856

39,604

238,142

0

9,909

58,069

557

0

306,677

0

13,274

46,013

59,287

Carraig

0

0

0

28

0

-28

0

-28

0

0

0

0

0

0

0

0

0

0

0

0

0

-28

0

-28

Centrica

0

0

0

0

0

0

0

0

0

40

0

60

0

20

0

0

0

0

0

20

0

-20

0

-20

Dornoch International

0

0

1,130

0

0

1,130

0

1,130

328

0

0

299

327

954

0

0

39

0

0

993

0

137

128

265

Electric Insurance

0

0

2

0

0

2

1

3

0

0

0

0

2

2

0

0

11

0

0

13

0

-10

0

-10

11,764

3,260

10,009

6,615

13,466

5,810

5,912

0

556

3,441

-151

0

9,758

0

2,006

735

2,741

194,930 118,459

396,713

16,336

413,214

16,899

135,523

0

245

33,291

-835

0

168,224

0

26,706

22,698

49,404

0

0

0

0

0

0

0

0

0

0

0

0

0

1

0

1

361,630 253,034

112,787

Europa General FBD GD Insurance Hibernian General HSBC Irish Public Bodies Multi Risk Probus Quinn-direct Santam Europe UPS Zurich Insurance Ireland Limited TOTAL (a)

2,143

0

9,911

4,868

0

7,186

4,578

92,091

0

198,418

95,602

0

194,907

23

0

0

1

0

0

1

0

208,522

0

356,376

206,436

0

358,462

3,168

828,113

84,103

796,211

87,670

224,699

0

31,860

45,219

-867

0

300,911

0

60,719

52,068

0

0

186

158

0

28

0

28

0

0

0

0

25

25

0

55

3

-51

13

45

-1

-18

6

-12

1,932

0

9,831

2,067

0

9,696

0

9,696

5,663

26,056

4,749

32,524

4,749

12,131

0

0

1,285

0

0

13,416

0

-3,720

4,913

1,193 103

1

0

0

103

0

0

103

0

103

0

0

0

0

0

0

0

0

0

0

0

0

0

103

0

203

0

1,026

560

0

669

201

870

1

0

0

0

0

1

0

908

283

-301

0

891

291

270

44

314

129,470

0

294,520

151,620

0

272,370

11,259

283,629 136,610

272,135

24,123

310,726

26,667

177,745

0

3,192

30,027

-3,148

0

207,816

0

75,813

42,790

118,603

201

0

1,739

684

0

1,256

0

1,256

437

9

27

919

150

1,470

0

272

430

-91

0

2,081

0

-825

204

-621

0

0

17

0

0

17

0

17

-13

0

19

0

9

-23

0

0

2

0

0

-21

0

38

0

38

68,169

0

134,044

64,914

0

137,299

1,027

138,326

90,017

307,024

13,745

326,366 3,123,513

15,135 309,274

110,749 985,916

0 0

7,992 19,314 65,365 211,696

164 -4,832

0 107 290 229,896

14,440 192,666

14,547 422,562

1

205

737,639

0 1,467,660 745,126

0 1,460,173 27,591 1,487,764 926,325 3,034,898 338,298

0 138,219 13 1,258,158

Undertakings with their Head Offices in Other E.U. Member States Ansvar

0

0

Assicurazioni Generali

0

0

Chubb

3

0

Ecclesiastical

0

0

2

Highway QBEIIL Royal & SunAlliance St Paul Travelers TOTAL (b)

0

0

0

0

0

0

0

249

172

0

0

107

100

0

0

-207

0

0

0

0

80

0

0

37

138

111

108

94

-10

0

0

80

24

0

8

9

26

51

0

0

0

2

0

2

0

0

2

0

3

1

0

0

3

0

0

-204

0

0

7

0

19

12

0

0

1

204

0

-3

0

3

0

3

0

82

0

-2

14

12

0

0

2

0

0

0

0 -1,217

24

0

1,349

651

0

722

0

722

1,394

4,726

774

4,075

37

6

0

228

1,830

-125

0

1,939

0

-1,217

0

1,671

0

3,813

1,722

0

3,762

0

3,762

1,112

807

251

1,854

1,229

3,137

0

591

514

-25

0

4,217

0

-455

0

-455

34,620

0

70,950

35,458

0

70,112

0

70,112

53,911

122,979

135,715

120,233

113,643

29,093

0

4,910

12,355

-113

0

46,245

0

23,867

6,325

30,192

0

25,060

11,901

0

27,511

0

27,511

11,279

23,960

26,325

25,025

28,023

14,042

0

2,780

4,214

324

732

22,092

0

5,419

2,743

8,162

151,304 143,055

46,113

0

8,528

18,936

61

732

74,370

0

27,819

9,083

36,902

14,352 50,670

0 101,423 49,904

0 102,189

0 102,189 67,757 152,717 163,286

Undertakings with their Head Offices outside the E.U. - Branch reserves supervised in Ireland Zurich TOTAL (c)

TOTAL (a) + (b)

TOTAL (a) + (b) + (c)

3,129

0

7,303

0

3,008

7,424

0

7,424

3,300

9,376

7,304

9,281

9,504

5,405

0

869

105

26

0

6,405

0

1,019

495

1,514

3,129

0

7,303

0

3,008

7,424

0

7,424

3,300

9,376

7,304

9,281

9,504

5,405

0

869

105

26

0

6,405

0

1,019

495

1,514

788,309

0 1,569,083 795,030

0 1,562,362 27,591 1,589,953 994,082 3,187,615 501,584

3,274,817 452,329 1,032,029

0

73,893 230,632

-4,771

745 1,332,528

290 257,715 201,749

459,464

791,438

0 1,576,386 795,030

3,008 1,569,786 27,591 1,597,377 997,382 3,196,991 508,888

3,284,098 461,833 1,037,434

0

74,762 230,737

-4,745

745 1,338,933

290 258,734 202,244

460,978

70

71

TABLE 16

Marine, Aviation and Transit Irish Risk Insurance Opening Provision

NAME OF UNDERTAKING

UPR

Premium Income

Closing Provision

URR

UPR

Earned Premium Income

Other Income

Total Income

Claims Paid

Business Net Underwriting Revenue Accounts for the year 2006 (€000’s)

Claims

Outstanding

Opening Provision

URR

Cost Of Claims Incurred

Closing Provision

Reported

Not Reported

Reported

Not Reported

Movement In Equalisation Reserve

Commission

Management Movement Other Expenses in Deferred Expenditure Acquisition Costs

Total Expenditure

Foreign Exchange Gain / Loss

Underwriting Profit / Loss

Investment Income Att to U/W A/C

Result on Technical Account

Undertakings with their Head Offices in Ireland - Solvency supervised in Ireland AIG Europe

2

0

113

34

0

81

92

173

17

2

3,585

26

2,830

-714

0

82

139

-4

0

-497

0

670

3

673

3,299

0

8,581

3,141

0

8,739

683

9,422

3,301

12,958

3,687

12,380

2,418

1,454

0

2,378

1,982

-27

0

5,787

-350

3,285

397

3,682

10

0

33

16

0

27

0

27

0

0

0

0

0

0

0

0

0

0

0

0

0

27

0

27

176

0

52

24

0

204

32

236

0

4

244

5

317

74

0

12

28

6

0

120

-48

68

5

73

0

0

38

0

0

38

0

38

0

0

0

0

0

0

0

0

0

0

0

0

0

38

0

38

72

0

192

107

0

157

3

160

38

47

0

57

0

48

0

2

50

-1

0

99

0

61

7

68

0

0

42

0

0

42

0

42

0

0

0

0

0

0

0

0

0

0

0

0

0

42

0

42

1,199

0

2,913

1,488

0

2,624

-10

2,614

-765

303

1,199

1,430

1,320

483

0

586

255

-5

0

1,319

0

1,295

123

1,418

Kraft Insurance (Ireland) Limited

0

0

2

0

0

2

0

2

0

0

0

0

0

0

0

0

0

0

0

0

0

2

0

2

Probus

0

0

-31

0

0

-31

0

-31

0

0

68

0

0

-68

0

0

0

0

0

-68

-7

30

0

30

46

0

94

11

0

129

0

129

25

22

0

199

0

202

0

8

85

0

0

295

-7

-173

18

-155

543

0

875

412

0

1,006

8

1,014

399

1,446

208

1,571

261

577

0

174

91

24

0

866

0

148

81

229

0 12,904

5,233

0

13,018

3,015 14,782

8,991

15,668

7,146

2,056

0

3,242

2,630

-7

0

7,921

-412

5,493

634

6,127

Allianz Corporate Ireland Alreford Limited AXIS Specialty Europe Carraig FBD GD Insurance Hibernian General

W.T.C.D. Zurich Insurance Ireland Limited TOTAL (a)

5,347

808 13,826

Undertakings with their Head Offices in other E.U. Member States Assicurazioni Generali

0

0

0

0

0

0

0

0

0

1

0

1

0

0

0

0

0

0

0

0

0

0

0

0

Chubb

1,041

0

1,182

1,149

0

1,074

0

1,074

127

596

940

504

746

-159

0

174

60

0

0

75

0

999

76

1,075

Royal & SunAlliance

1,466

0

3,221

1,546

0

3,141

0

3,141

1,018

1,947

4,580

2,072

3,207

-230

0

685

1,192

-17

0

1,630

0

1,511

100

1,611

TOTAL (b)

2,507

0

4,403

2,695

0

4,215

0

4,215

1,145

2,544

5,520

2,577

3,953

-389

0

859

1,252

-17

0

1,705

0

2,510

176

2,686

TOTAL (a) + (b)

7,854

0 17,307

7,928

0

17,233

4,160 17,326 14,511

18,245

11,099

1,667

0

4,101

3,882

-24

0

9,626

-412

8,003

810

8,813

72

808 18,041

73

TABLE 17

Fire and Other Damage to Property Irish Risk Insurance Opening Provision

NAME OF UNDERTAKING

UPR

Premium Income

URR

Closing Provision UPR

Earned Premium Income

Other Income

Total Income

Claims Paid

Claims

Outstanding

Opening Provision

URR

Reported

Business - Net Underwriting Revenue Accounts for the year 2006(€000’s)

Not Reported

Cost Of Claims Incurred

Closing Provision Reported

Movement In Equalisation Reserve

Not Reported

Commission

Management Movement Other Expenses in Deferred Expenditure Acquisition Costs

Total Expenditure

Foreign Exchange Gain / Loss

Underwriting Profit / Loss

Investment Income Att to U/W A/C

Result on Technical Account

Undertakings with their Head Offices in Ireland - Solvency supervised in Ireland AIG Europe Allianz Corporate Ireland Alreford Limited AXA AXIS Specialty Europe

4,551 81,076

0

11,895

5,574

0 151,397

80,278

0

10,872

0 152,195

4,416

15,288

3,907

1,150

683

3,175

734

5,983

0

5,229

2,073

-198

0

13,087

0

2,201

392

2,593

4,227 156,422

82,283

59,011

8,159

61,206

2,354

78,673

0

27,987

18,783

-731

0

124,712

0

31,710

2,830

34,540

254

0

231

114

0

371

0

371

0

0

0

0

0

0

0

0

0

0

0

0

5

376

0

376

38,043

0

70,653

37,156

0

71,540

354

71,894

39,170

20,866

29,083

22,798

26,619

38,638

0

10,063

9,276

231

0

58,208

0

13,686

3,491

17,177

90

0

172

17

0

245

71

316

115

239

501

23

626

24

0

13

66

1

0

104

-96

116

11

127

Baltimore

0

0

3

0

0

3

0

3

0

0

0

0

0

0

0

0

0

0

0

0

0

3

0

3

BMS International

0

0

132

0

0

132

0

132

0

0

0

0

0

0

0

0

35

0

0

35

0

97

8

105

Capricorn

0

0

1

0

0

1

0

1

0

0

0

0

0

0

0

0

0

0

0

0

0

1

0

1

39

0

41

0

0

80

0

80

0

0

0

0

0

0

0

0

0

0

0

0

0

80

0

80

CODEVE

0

0

595

0

0

595

0

595

365

184

0

30

13

224

0

29

16

0

0

269

2

328

16

344

Coromin

359

0

800

275

0

884

0

884

0

0

0

0

0

0

0

0

0

0

0

0

-37

847

0

847

0

0

7,261

0

0

7,261

0

7,261

385

0

0

3,446

1,915

5,746

0

0

337

0

0

6,083

0

1,178

1,117

2,295

Carraig

Dornoch International Electra Europa General European Insurance Risk Excess European Manufacturers FBD First Beacon Insurance GD Insurance Golden Arches GAI International Hibernian General

0

0

133

40

0

93

0

93

0

0

0

0

0

0

0

0

0

0

0

0

0

93

8

101

468

0

865

413

0

920

0

920

782

200

73

324

76

909

0

173

0

11

0

1,093

0

-173

57

-116

49

0

99

40

0

108

0

108

0

0

0

0

0

0

0

0

22

0

0

22

-5

81

9

90

1

0

32

1

0

32

0

32

0

0

0

0

0

0

0

0

0

0

0

0

0

32

0

32

40,561

0

72,207

42,891

0

69,877 17,934

87,811

43,524

18,118

11,516

24,899

12,213

51,002

0

942

19,841

-498

0

71,287

0

16,524

3,270

19,794

199

0

112

55

0

256

0

0

0

0

0

0

0

0

15

0

0

15

-12

229

175

404

256

0

0

0

14

0

0

14

0

14

0

0

0

0

0

0

0

0

0

0

0

0

0

14

0

14

113

0

273

0

0

386

0

386

16

0

0

63

69

148

0

6

-14

-13

0

127

1,467

1,726

-11

1,715

19

21

59

44

48

7

1

8

0

0

0

0

0

0

0

25

38

-1

0

62

2

-52

1

-51

1,819 199,462 133,055 108,674

22,430

77,584

22,719

102,254

0

38,538

24,451

-775

0

164,468

0

34,994

5,135

40,129

101,909

0 196,415 100,681

0 197,643

HSBC

2,746

0

5,060

2,956

0

4,850

-37

4,813

2,208

868

1,031

1,729

1,145

3,183

0

2,044

122

-74

1

5,276

23

-440

247

-193

Irish Public Bodies

2,691

0

15,922

2,675

0

15,938

0

15,938

5,222

11,406

635

9,709

635

3,525

0

0

3,044

0

0

6,569

0

9,369

11,638

21,007

Kraft Insurance (Ireland) Limited

0

0

18

8

0

10

0

10

0

0

0

0

0

0

0

0

0

0

0

0

0

10

0

10

Mountainbran Limited

0

0

88

21

0

67

0

67

0

0

0

0

0

0

0

0

0

0

0

0

0

67

0

67

Multi Risk

0

0

297

0

0

297

0

297

0

0

0

0

0

0

0

0

0

0

0

0

0

297

0

297

Navillus Insurance

83

0

149

74

0

158

0

158

0

0

0

0

0

0

0

0

0

0

0

0

-8

150

0

150

New Technology

623

0

3,185

735

0

3,073

0

3,073

1,119

81

1

51

48

1,136

0

775

97

-23

0

1,985

-1

1,087

173

1,260

Noble Insurance

0

0

43

0

0

43

0

43

0

0

0

0

0

0

0

0

0

0

2

2

1

42

11

53

Nokatus

0

0

1

0

0

1

0

1

0

0

0

0

0

0

0

0

0

0

0

0

0

1

0

1

PartnerRe Ireland

0

0

20

20

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

PI Indemnity

3

0

0

2

0

1

0

1

0

0

0

0

0

0

0

0

0

0

0

0

0

1

0

1

Quinn-direct

6,233

0

14,146

6,624

0

13,755

633

14,388

3,747

280

600

3,719

0

6,586

0

2,002

2,101

-159

0

10,530

0

3,858

2,405

6,263

90

0

105

35

0

160

0

160

0

0

0

0

0

0

0

12

15

0

0

27

-10

123

10

133

Santam Europe

0

0

1,700

1,026

0

674

0

674

310

0

0

280

137

727

0

435

115

-254

0

1,023

0

-349

178

-171

SN SecureCorp

0

0

34

0

0

34

0

34

28

0

0

0

0

28

0

0

7

0

0

35

0

-1

0

-1

SAGA

0

0

53

0

0

53

0

53

0

0

0

0

0

0

0

0

0

0

0

0

0

53

0

53

Standard Trane

0

0

1

1

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

TCS Insurance

Red Disk

39

0

51

51

0

39

0

39

0

0

0

0

0

0

0

0

0

0

0

0

0

39

0

39

The Procter & Gamble International

2

0

65

0

0

67

0

67

0

2

2

0

0

-4

0

0

0

0

0

-4

0

71

0

71

UPS

1

0

26

2

0

25

0

25

0

0

0

0

0

0

0

0

2

0

0

2

0

23

1

24

74

75

TABLE 17 Continued

Fire and Other Damage to Property Irish Risk Insurance Opening Provision

NAME OF UNDERTAKING

W.T.C.D.

UPR

Premium Income

URR

Closing Provision UPR

Earned Premium Income

Other Income

Total Income

Claims Paid

Claims

Outstanding

Opening Provision

URR

Business - Net Underwriting Revenue Accounts for the year 2006 (€000’s) Cost Of Claims Incurred

Closing Provision

Reported

Not Reported

Reported

Not Reported

Movement In Equalisation Reserve

Commission

Management Movement Other Expenses in Deferred Expenditure Acquisition Costs

Total Expenditure

Foreign Exchange Gain / Loss

Underwriting Profit / Loss

Investment Income Att to U/W A/C

Result on Technical Account

92

0

379

43

0

428

0

428

0

0

0

0

0

0

0

32

240

1

0

273

-9

146

72

218

Xeron

0

0

78

0

0

78

0

78

0

0

0

0

0

0

0

0

7

0

0

7

0

71

53

124

XL Europe

0

0

0

0

0

0

0

0

0

0

0

-17

0

-17

0

0

0

0

0

-17

0

17

0

17

Zurich Insurance Ireland Limited

41,584

0

79,510

39,543

0

81,551

302

81,853

38,552

25,524

6,420

34,749

7,814

49,171

0

12,733

6,836

477

0

69,217

0

12,636

2,825

15,461

TOTAL (a)

321,918

246,603 81,134

243,768

0 101,038

87,525

-2,005

21 634,321 321,395

48 634,817 29,720 664,537 354,788

77,117 347,936

3 534,497

1,322 131,362

34,122 165,484

Undertakings with their Head Offices in Other E.U. Member States Assicurazioni Generali

0

0

0

0

0

0

0

0

114

137

23

104

19

77

0

0

34

0

0

111

2

-109

0

-109

Chubb

8,030

0

13,554

7,757

0

13,827

0

13,827

1,047

2,174

2,247

3,473

2,319

2,418

0

2,468

2,938

0

0

7,824

0

6,003

973

6,976

Ecclesiastical

1,313

0

2,181

1,107

0

2,387

0

2,387

846

588

121

723

224

1,084

0

-541

1,854

-8

0

2,389

0

-2

53

51

QBEIIL

1,358

0

2,063

797

0

2,624

0

2,624

304

2,738

1,548

3,520

761

299

0

232

276

113

0

920

0

1,704

0

1,704

0 159,959

62,433

0 163,723

0 163,723

82,691

62,320

55,540

67,981

27,170

59,982

0

33,112

35,617

545

0

129,256

0

34,467

3,287

37,754

0

0

2,522

122

2,577

2,342

3,323

5,488

0

1,562

1,551

-5

189

8,785

0

1,451

493

1,944

0 192,797 87,524 68,079 62,056

78,143

33,816

69,348

0

36,833

42,270

645

189 149,285

2

43,514

4,806

48,320

Royal & SunAlliance St Paul Travelers TOTAL (b)

66,197 4,077 80,975

0

10,288

4,129

0 188,045 76,223

10,236

0 192,797

10,236

Undertakings with their Head Offices outside the E.U. - Branch reserves supervised in Ireland Zurich TOTAL (c) TOTAL (a) + (b)

TOTAL (a) + (b) + (c)

131

0

188

0

53

266

0

266

561

719

426

206

426

48

0

-178

87

9

0

-34

0

300

23

323

131

0

188

0

53

266

0

266

561

719

426

206

426

48

0

-178

87

9

0

-34

0

300

23

323

402,893

21 822,366 397,618

48 827,614 29,720 857,334 442,312 314,682 143,190

321,911 110,933 417,284

0 137,871 129,795

-1,360

192 683,782

1,324 174,876

38,928 213,804

403,024

21 822,554 397,618

101 827,880 29,720 857,600 442,873 315,401 143,616

322,117 111,359 417,332

0 137,693 129,882

-1,351

192 683,748

1,324 175,176

38,951 214,127

76

77

TABLE 18

Liability Irish Risk Insurance Business Opening Provision

NAME OF UNDERTAKING

UPR

Premium Income

URR

Closing Provision UPR

Earned Premium Income

Other Income

Net Underwriting Revenue Accounts for the year 2006 (€000’s)

Total Income

Claims Paid

Claims

Outstanding

Opening Provision

URR

Cost Of Claims Incurred

Closing Provision

Reported

Not Reported

Reported

Not Reported

9,916

44,440

52,275

43,253

70,311

0

12

0

17

50,564 339,827 225,530

342,282

Movement In Equalisation Reserve

Commission

Management Movement Other Expenses in Deferred Expenditure Acquisition Costs

Total Expenditure

Foreign Exchange Gain / Loss

Underwriting Profit / Loss

Investment Income Att to U/W A/C

Result on Technical Account

Undertakings with their Head Offices in Ireland - Solvency supervised in Ireland

AIG Europe Alfar

12,336

0

27,723

10,799

0

29,260

9,423

38,683

26,765

0

5,673

0

5

0

0

205,188

32,677

0

8,817

5,069

-400

0

37,107

0

0

0

11,033

256

1,576

1,056

2,632

0

5

0

-5

0

-5

0

52,783

1

45,646

13,126

58,772

0

0

0

0

0

0

0

0

44,263

0

94,011

39,849

0

98,425

3

98,428

326

0

763

378

0

711

0

711

325

2,072

2,934

2,644

2,067

30

0

0

17

0

0

47

109

773

242

1,015

35

0

219

0

0

254

0

254

0

0

0

12

236

248

0

0

0

0

0

248

0

6

0

6

AXA

0

0

-11

0

0

-11

0

-11

1,927

8,035

8,023

6,067

8,065

1

0

0

0

0

0

1

0

-12

580

568

Baltimore

0

0

21

0

0

21

0

21

0

0

0

0

0

0

0

0

0

0

0

0

0

21

0

21

BMS International

0

0

33

0

0

33

0

33

21

453

0

466

0

34

0

0

6

0

0

40

-44

-51

1

-50

Canterbury

0

0

236

0

0

236

0

236

0

0

0

0

0

0

0

0

0

0

0

0

0

236

0

236

Allianz Corporate Ireland Alreford Limited Arbor Property & Casualty

Capricorn

1

0

2

1

0

2

0

2

0

0

0

0

0

0

0

0

0

0

0

0

0

2

0

2

53

0

60

0

0

113

0

113

4

1,000

0

20

0

-976

0

0

0

0

0

-976

0

1,089

0

1,089

CODEVE

1,006

0

2,401

1,022

0

2,385

0

2,385

73

1,578

173

1,840

823

985

0

64

64

-23

0

1,090

7

1,302

65

1,367

Coromin

-47

0

308

-69

0

330

0

330

0

0

0

0

0

0

0

0

0

0

0

0

5

335

0

335

Dornoch International

0

0

5,194

0

0

5,194

0

5,194

2

0

0

1,728

3,063

4,793

0

0

155

0

0

4,948

0

246

515

761

Electric Insurance

0

0

1

0

0

1

0

1

0

0

0

0

1

1

0

0

6

0

0

7

0

-6

0

-6

2,570

0

4,853

2,295

0

5,128

0

5,128

150

2,803

3,023

3,743

3,819

1,886

0

1,357

0

88

0

3,331

0

1,797

357

2,154

34,686

0

74,752

34,778

0

74,660

100

74,760

28,646 185,948

11,715

189,211

13,904

34,098

0

616

12,582

-316

0

46,980

0

27,780

10,358

38,138

First Beacon Insurance

0

0

35

0

0

35

0

35

0

0

0

0

18

18

0

0

5

0

0

23

0

12

0

12

GD Insurance

0

0

13

0

0

13

0

13

17

100

0

0

0

-83

0

0

0

0

0

-83

0

96

0

96

236

0

405

0

0

641

0

641

472

0

0

2,121

1,512

4,105

0

18

-28

1

250

4,346

2,014

-1,691

-14

-1,705

0 133,563

54,860

28,081 380,754 180,129

Carraig

Europa General FBD

Golden Arches Hibernian General

0 131,446

831 132,277

0

0

1,867

931

0

936

120

1,056

8,804

0

83,173

8,071

0

83,906

599

84,505

Lifeguard

0

0

105

0

0

105

19

124

0

Max Insurance Europe

9

0

39

10

0

38

67

105

Mountainbran Limited

0

0

13

0

0

13

0

13

Multi Risk

0

0

102

0

0

102

0

Navillus Insurance

3

0

5

3

0

5

0

Irish Dairy Board Insurance Irish Public Bodies

NEM

52,743

414,387

148,162

29,747

0

19,968

10,183

85

0

59,983

0

72,294

25,854

98,148

0

0

30

570

600

0

493

49

-186

0

956

0

100

94

194

18,574 694,131

19,681

737,819

19,681

62,262

0

0

10,967

-2

0

73,227

0

11,278

41,938

53,216

0

0

0

0

0

0

0

17

0

0

17

0

107

33

140

0

0

70

0

92

22

0

0

24

0

0

46

-6

53

13

66

0

0

0

0

0

0

0

0

0

0

0

0

0

13

0

13

102

0

0

0

0

0

0

0

0

0

0

0

0

0

102

0

102

5

0

0

0

0

0

0

0

0

0

0

0

0

0

5

0

5

0

0

0

0

0

0

0

0

0

43

621

277

578

277

0

0

0

0

0

0

0

0

0

17

17

Noble Insurance

185

0

172

3

0

354

0

354

0

14

23

526

442

931

0

0

0

0

3

934

4

-576

19

-557

PI Indemnity

232

0

450

179

0

503

0

503

139

0

0

0

0

139

0

0

0

0

0

139

-23

341

0

341

0

0

0

0

0

0

0

0

137

827

0

773

0

83

0

0

0

0

0

83

-85

-168

0

-168

0 116,580

55,284

4,829 122,224

QBE Quinn-direct

14,171

94,169

39,427

117,875

48,532

46,982

0

15,121

16,018

-1,357

0

76,764

0

45,460

18,347

63,807

107

0

107

36

0

178

0

178

0

0

0

0

0

0

0

0

15

0

0

15

-12

151

10

161

TCS Insurance

1

3

0

2

0

2

0

2

0

39

0

39

0

0

0

0

0

0

0

0

0

2

0

2

UPS

0

0

62

0

0

62

0

62

0

0

30

0

52

22

0

0

8

0

0

30

0

32

3

35

Valiant

0

0

578

0

0

578

12

590

117

220

1,493

530

961

-105

0

0

25

0

0

-80

24

694

134

828

Xeron

0

0

0

0

0

0

0

0

0

961

339

1,083

276

59

0

0

0

0

0

59

-15

-74

0

-74

42

0

0

0

0

42

958

1,000

0

-22

8,471

52

8,472

75

0

0

0

56

0

131

-582

287

473

760

23,775

0

52,898

26,022

0

50,651

150

50,801

20,571 197,311

17,615

206,418

18,874

30,937

0

6,990

5,460

-147

0

43,240

0

7,561

8,896

16,457

17,111 620,858 173,950 1,955,293 571,228

2,073,514

555,398

276,341

0

59,117

71,675

-1,945

253

405,441

1,397 216,814

122,117

338,931

Red Disk

XL Europe Zurich Insurance Ireland Limited TOTAL (a)

56,099

237,465

3 600,733 234,454

78

0 117,395

0 603,747

79

TABLE 18 Continued

Liability Irish Risk Insurance Business Opening Provision

NAME OF UNDERTAKING

UPR

Premium Income

Closing Provision

URR

UPR

Earned Premium Income

Other Income

Net Underwriting Revenue Accounts for the year 2006 (€000’s)

Total Income

Claims Paid

Claims

Outstanding

Opening Provision

URR

Reported

Not Reported

Closing Provision Reported

Cost Of Claims Incurred

Not Reported

Movement In Equalisation Reserve

Commission

Management Movement Other Expenses in Deferred Expenditure Acquisition Costs

Total Expenditure

Foreign Exchange Gain / Loss

Underwriting Profit / Loss

Investment Income Att to U/W A/C

Result on Technical Account

Undertakings with their Head Offices in Other E.U. Member States

Assicurazioni Generali

0

0

0

0

0

0

1

1

2,980

11,828

348

7,882

285

-1,029

0

0

563

0

0

-466

37

504

7

511

Chubb

5,577

0

11,972

6,522

0

11,027

0

11,027

3,851

10,150

17,379

11,751

19,448

7,521

0

1,147

1,552

0

0

10,220

0

807

696

1,503

Ecclesiastical

1,061

0

2,043

1,004

0

2,100

0

2,100

505

3,973

2,277

4,037

2,707

999

0

155

867

4

0

2,025

0

75

201

276

QBEIIL

1,313

0

1,399

803

0

1,909

0

1,909

242

2,278

1,405

3,197

784

540

0

196

254

91

0

1,081

0

828

0

828

Royal & SunAlliance

20,259

0

48,054

21,903

0

46,410

0

46,410

23,508 115,138

96,996

121,991

95,481

28,846

0

7,456

12,082

63

0

48,447

0

-2,037

4,676

2,639

St Paul Travelers

12,002

0

31,192

10,864

0

32,330

0

32,330

19,090

73,306

94,395

67,556

11,465

0

3,620

4,951

-45

811

20,802

0

11,528

6,987

18,515

243,253 186,261

48,342

0

12,574 20,269

113

811

82,109

TOTAL (b)

40,212

0 94,660 41,096

0 93,776

96,270

1 93,777 50,176 239,637 191,711

37 11,705

12,567 24,272

Undertakings with their Head Offices outside the E.U. - Branch reserves supervised in Ireland

Zurich TOTAL (c)

TOTAL (a) + (b)

TOTAL (a) + (b) + (c)

307

0

1,165

0

420

1,052

0

1,052

131

669

857

1,002

857

464

0

-98

42

-26

0

382

0

670

49

719

307

0

1,165

0

420

1,052

0

1,052

131

669

857

1,002

857

464

0

-98

42

-26

0

382

0

670

49

719

277,677

3 695,393 275,550

0 697,523 17,112 714,635 224,126 2,194,930 762,939

2,316,767 741,659

324,683

0

71,691

91,944

-1,832

1,064

487,550

1,434 228,519

134,684

363,203

277,984

3 696,558 275,550

420 698,575 17,112 715,687 224,257 2,195,599 763,796

2,317,769 742,516

325,147

0

71,593

91,986

-1,858

1,064

487,932

1,434 229,189

134,733

363,922

80

81

TABLE 19

Credit and Suretyship Irish Risk Insurance Business Opening Provision

NAME OF UNDERTAKING

UPR

Premium Income

URR

Closing Provision UPR

Earned Premium Income

Other Income

Total Income

Claims Paid

Net Underwriting Revenue Accounts for the year 2006 (€000’s)

Claims

Outstanding

Opening Provision

URR

Reported

Not Reported

Cost Of Claims Incurred

Closing Provision Reported

Movement In Equalisation Reserve

Not Reported

Commission

Management Movement Other Expenses in Deferred Expenditure Acquisition Costs

Total Expenditure

Foreign Exchange Gain / Loss

Underwriting Profit / Loss

Investment Income Att to U/W A/C

Result on Technical Account

Undertakings with their Head Offices in Ireland - Solvency supervised in Ireland

AEGON Financial Assurance

6,215

0

11,610

14,775

0

3,050

0

3,050

0

0

0

0

0

0

0

0

1,744

0

0

1,744

0

1,306

2,053

3,359

0

0

0

0

0

0

0

0

13

136

5,117

109

173

-4,958

0

6

0

-5

0

-4,957

0

4,957

0

4,957

2,886

0

4,058

2,064

0

4,880

4,629

9,509

1,520

2,373

11,798

2,494

13,741

3,584

-3,367

1,852

2,210

830

0

5,109

-2

4,398

441

4,839

51

0

93

40

0

104

209

313

2

4

0

4

0

2

0

8

76

-2

0

84

0

229

9

238

2,303

0

1,394

2,748

0

949

-10

939

-275

2,650

367

-1,575

4,953

86

0

361

178

37

0

662

0

277

123

400

16,896

0

117

17,264

0

-251

0

-251

0

0

0

0

0

0

0

0

164

0

0

164

0

-415

441

26

Irish Public Bodies

29

0

245

50

0

224

0

224

0

6

0

2

0

-4

0

0

34

0

0

30

0

194

132

326

Zurich Insurance Ireland Limited

51

0

89

43

0

97

0

97

0

0

0

0

0

0

0

7

14

0

0

21

0

76

2

78

28,431

0

17,606

36,984

0

9,053

4,828

13,881

1,260

5,169

17,282

1,034

18,867

-1,290

-3,367

2,234

4,420

860

0

2,857

-2

11,022

3,201

14,223

AIG Europe Allianz Corporate Ireland FBD Hibernian General Irish Permanent Property Co Ltd

TOTAL (a)

Undertakings with their Head Offices in Other E.U. Member States

Chubb

39

0

2

10

0

31

0

31

0

0

7

0

6

-1

0

0

0

0

0

-1

0

32

0

32

COFACE

94

0

1,826

899

0

1,021

0

1,021

76

0

117

142

448

549

0

311

272

-141

0

991

0

30

0

30

0

0

252

242

0

10

52

62

0

0

0

0

18

18

0

75

551

-50

0

594

-1

-533

0

-533

28,879

0

17,026

36,251

0

9,654

0

9,654

19

2,612

283

3,078

440

642

0

524

2,899

-130

1,516

5,451

0

4,203

1,384

5,587

339

0

557

460

0

436

1,373

1,809

0

552

0

727

0

175

0

893

330

41

0

1,439

0

370

208

578

TOTAL (b)

29,351

0

19,663

37,862

0

11,152

1,425

12,577

95

3,164

407

3,947

912

1,383

0

1,803

4,052

-280

1,516

8,474

-1

4,102

1,592

5,694

TOTAL (a) + (b)

57,782

0

37,269

74,846

0

20,205

6,253

26,458

1,355

8,333

17,689

4,981

19,779

93

-3367

4,037

8,472

580

1,516

11,331

-3

15,124

4,793

19,917

Euler Hermes Genworth Financial Mortgage Insurance Hiscox Insurance

82

83

TABLE 20

Other Classes Irish Risk Insurance Business Opening Provision

NAME OF UNDERTAKING

UPR

Premium Income

URR

Closing Provision UPR

Earned Premium Income

Other Income

Total Income

Net Underwriting Revenue Accounts for the year 2006 (€000’s)

Claims Paid

Claims

Outstanding

Opening Provision

URR

Reported

Not Reported

Cost Of Claims Incurred

Closing Provision Reported

Movement In Equalisation Reserve

Not Reported

Commission

Management Movement Other Expenses in Deferred Expenditure Acquisition Costs

Total Expenditure

Foreign Exchange Gain / Loss

Underwriting Profit / Loss

Investment Income Att to U/W A/C

Result on Technical Account

Undertakings with their Head Offices in Ireland - Solvency supervised in Ireland

Allianz Corporate Ireland

6,425

0

12,575

6,360

0

12,640

89

12,729

2,454

2,428

733

1,580

733

1,606

0

5,342

1,644

-194

0

8,398

0

4,331

290

4,621

Amtrust International

1

0

1

1

0

1

0

1

2

0

1

0

0

1

0

0

0

0

0

1

0

0

0

0

AXA

0

0

0

0

0

0

0

0

0

0

26

0

26

0

0

0

0

0

0

0

0

0

1

1

142

0

824

909

0

57

13

70

0

0

86

0

128

42

0

135

108

-87

0

198

-41

-169

18

-151

0

0

0

0

0

0

0

0

0

184

0

0

0

-184

0

0

0

0

0

-184

0

184

0

184

808

0

-671

0

0

137

0

137

-30

36

235

0

0

-301

0

-196

66

551

0

120

0

17

9

26

Electra

0

0

6

5

0

1

0

1

0

0

0

0

0

0

0

0

0

0

0

0

0

1

0

1

Europa General

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

6

6

GD Insurance

0

0

1

0

0

1

0

1

0

0

0

0

0

0

0

0

0

0

0

0

0

1

0

1

2,535

0

9,925

2,541

0

9,919

1,737

11,656

-2,486

2,221

162

3,060

2,344

535

0

1,633

2,660

-49

0

4,779

0

6,877

0

6,877

79

0

167

86

0

160

0

160

36

0

0

0

0

36

0

31

1

6

13

87

-2

71

4

75

MACSA

0

0

1,801

0

0

1,801

0

1,801

0

0

1,000

290

400

-310

0

0

84

0

45

-181

0

1,982

163

2,145

Multi Risk

0

0

20

0

0

20

0

20

0

0

0

0

0

0

0

0

0

0

0

0

0

20

0

20

Noble Insurance

0

0

11

2

0

9

0

9

0

0

0

0

0

0

0

0

0

0

1

1

0

8

6

14

UPS

1

0

3

1

0

3

0

3

0

0

0

2

0

2

0

0

0

0

0

2

0

1

0

1

1,598

0

3,207

743

0

4,062

7

4,069

5,296

3,229

582

1,466

1,091

4,042

0

423

95

0

0

4,560

42

-449

240

-209

0

0

10

0

0

10

0

10

0

0

0

0

0

0

0

0

1

0

0

1

0

9

7

16

2,593

0

4,898

2,423

0

5,068

10

5,078

1,300

431

151

340

150

1,208

0

889

855

8

0

2,960

0

2,118

111

2,229

14,182

0

32,778

13,071

0

33,889

1,856

35,745

6,572

8,529

2,976

6,738

4,872

6,677

0

8,257

5,514

235

59

20,742

-1

15,002

855

15,857

AXIS Specialty Europe CODEVE Combined

Hibernian General HSBC

White Horse Xeron Zurich Insurance Ireland Limited TOTAL (a)

Undertakings with their Head Offices in Other E.U. Member States

Assicurazioni Generali

0

0

0

0

0

0

0

0

0

114

0

114

0

0

0

0

0

0

0

0

0

0

0

0

Chubb

6,150

0

7,774

5,716

0

8,208

0

8,208

1,294

2,589

18,553

2,360

22,788

5,300

0

703

1,348

0

0

7,351

0

857

433

1,290

DAS Legal

2,930

0

6,215

3,296

0

5,849

0

5,849

1,562

3,048

77

1,818

328

583

0

2,224

1,082

-261

0

3,628

109

2,330

62

2,392

40

0

63

51

0

52

0

52

6

0

13

1

14

8

0

1

18

0

0

27

0

25

2

27

15,584

0

20,770

661

0

35,693

0

35,693

2,964

532

383

881

557

3,487

0

14,836

6,511

32

0

24,866

0

10,827

2,113

12,940

159

0

210

93

0

276

0

276

14

13

74

6

49

-18

0

54

27

0

0

63

0

213

8

221

MAPFRE

12,792

0

32,503

13,574

0

31,721

0

31,721

5,500

160

0

150

0

5,490

0

21,909

3,066

-199

0

30,266

24

1,479

344

1,823

Pinnacle

14,409

0

7,426

10,038

0

11,797

159

11,956

1,656

0

687

704

0

1,673

0

6,892

472

0

0

9,037

0

2,919

0

2,919

5,949

0

5,222

4,232

0

6,939

0

6,939

2,126

4,631

17,086

4,750

15,521

680

0

866

1,656

639

0

3,841

0

3,098

680

3,778

58,013

0

80,183

37,661

159 100,694

15,122

11,087

36,873

10,784

39,257

17,203

0

47,485

14,180

211

0

79,079

133

21,748

3,642

25,390

Ecclesiastical Financial Insurance London & Edinburgh

Royal & SunAlliance TOTAL (b)

0 100,535

Undertakings with their Head Offices outside the E.U. - Branch reserves supervised in Ireland Zurich

1

0

24

0

9

16

0

16

0

0

4

0

40

36

0

-12

6

0

0

30

0

-14

0

-14

TOTAL (c)

1

0

24

0

9

16

0

16

0

0

4

0

40

36

0

-12

6

0

0

30

0

-14

0

-14

72,195

0 112,961

50,732

0 134,424

2,015 136,439

21,694

19,616

39,849

17,522

44,129

23,880

0

55,742

19,694

446

59

99,821

132

36,750

4,497

41,247

72,196

0 112,985

50,732

9 134,440

2,015 136,455

21,694

19,616

39,853

17,522

44,169

23,916

0

55,730

19,700

446

59

99,851

132

36,736

4,497

41,233

TOTAL (a) + (b)

TOTAL (a) + (b) + (c)

84

85

TABLE 21

Treaty Reinsurance Irish Risk Insurance Business Opening Provision UPR

NAME OF UNDERTAKING

Premium Income

URR

Closing Provision UPR

Other Income

Total Income

Claims Paid

in Ireland 0 0 0 49,586 0 128 0 0 0 49,714 0 0 0 536 0 1,180 0 1,978 0 3,694 0 53,408

Claims

Outstanding

Opening Provision

URR

Undertakings with their Head Offices in Ireland - Solvency supervised AIG Europe 0 0 0 0 Hibernian General 0 0 55,000 5,414 Probus 0 0 128 0 Zurich Insurance Ireland Limited 0 0 0 0 0 0 55,128 5,414 TOTAL (a) Undertakings with their Head Offices in other E.U. Member States Assicurazioni Generali 0 0 0 0 Euler Hermes 0 0 2,090 1,554 Financial Insurance 2,146 0 -2,184 -1,218 MAPFRE 1,120 0 1,196 338 TOTAL (b) 3,266 0 1,102 674 3,266 0 56,230 6,088 TOTAL (a) + (b)

TABLE 22

Earned Premium Income

Net Underwriting Revenue Accounts for the year 2006 (€000’s)

0 0 0 0 0

Closing Provision

Reported

Not Reported

Reported

Not Reported

CLASS OF BUSINESS

UPR

Premium Income

URR

Closing Provision UPR

Earned Premium Income

Movement In Equalisation Reserve

Commission

Management Movement Other Expenses in Deferred Expenditure Acquisition Costs

Total Expenditure

Foreign Exchange Gain / Loss

Underwriting Profit / Loss

Investment Income Att to U/W A/C

Result on Technical Account

0 49,586 128 0 49,714

329 0 0 0 329

0 0 0 181 181

0 0 143 0 143

2 54,277 0 181 54,460

1,555 0 128 0 1,683

1,886 54,277 -15 0 56,148

0 0 0 0 0

0 0 0 0 0

-355 0 5 0 -350

0 0 0 0 0

0 0 0 0 0

1,531 54,277 -10 0 55,798

0 0 -11 0 -11

-1,531 -4,691 127 0 -6,095

0 0 4 7 11

-1,531 -4,691 131 7 -6,084

0 0 139 675 0 1,180 0 1,978 139 3,833 139 53,547

0 0 0 806 806 1,135

9 0 511 50 570 751

0 0 269 0 269 412

7 0 218 30 255 54,715

0 325 92 0 417 2,100

-2 325 -470 786 639 56,787

0 0 0 0 0 0

0 1,112 -1,409 120 -177 -177

0 0 215 681 896 546

0 -825 -59 -23 -907 -907

0 0 0 0 0 0

-2 612 -1,723 1,564 451 56,249

0 0 0 5 5 -6

2 63 2,903 419 3,387 -2,708

0 0 562 57 619 630

2 63 3,465 476 4,006 -2,078

Total (by class) Irish Risk Insurance Business Opening Provision

Cost Of Claims Incurred

Other Income

Total Income

Claims Paid

Net Underwriting Revenue Accounts for the year 2006 (€000’s) Claims

Outstanding

Opening Provision

URR

Reported

Not Reported

Closing Provision Reported

Cost Of Claims Incurred

Not Reported

Movement In Equalisation Reserve

Commission

Management Movement Other Expenses in Deferred Expenditure Acquisition Costs

Total Expenditure

Foreign Exchange Gain / Loss

Underwriting Profit / Loss

Investment Income Att to U/W A/C

Result on Technical Account

GROSS Undertakings with their Head Offices or Branch Offices in Ireland Accident & Health

173,582

929 409,050

215,844

2,050

Motor Vehicle

797,509

0 1,649,263

801,866

4,115 1,640,791

Marine, Aviation & Transit

10,691

Fire and Other Damage to Property 455,614 Liability Credit & Suretyship Other Classes (16, 17 & 18) Treaty Reinsurance Accepted TOTAL

317,745 75,149 127,910 3,266 1,961,466

25,701

10,534

21 1,048,374

0

448,069

0 817,683

0

365,667 25,858

1,820 1,054,120

317,443

871

817,114

55,338

95,130

0

35,357

0 116,457

88,254

29

156,084

7,040

0

53,737

0 0

57,511

950 4,179,377 1,984,180

37,818

95,372

35,598

25,598 1,666,389 1,028,593 3,371,349

7,684 373,351 218,288

532,367

3,456,812

-2

25,856

220,565

35,500

62,419

40,262

6,238

485,189 1,066,878

99,869

0

76,123

231,270

-4,787

8,953

373,937

-2

-588

2,350

1,762

745 1,370,229

-387

295,773

202,244

498,017

9,616

29,579

52,291

28,614

42,161

-1,479

0

4,190

3,882

-49

0

6,544

-1,033

18,279

810

19,089

3,108 1,057,228 514,379

367,192

164,888

395,534

128,705

506,538

0

147,512

129,881

-1,699

192

782,424

1,070

275,874

38,951

314,825

6,429 823,543 288,856 2,500,798

884,076

2,628,509

861,887

394,378

0

72,780

91,986

-2,289

1,064

557,919

-169

265,455

134,733

400,188

35,391

3,000

18,562

80,363

11,054

38,334

-46,537

-3,367

4,037

8,472

107

1,516

-35,772

-6

71,157

4,793

75,950

1,913 157,997

24,837

21,058

42,544

18,154

47,218

26,607

0

57,130

19,255

221

46

103,259

52

54,790

7,213

62,003

806

961

412

55,134

744

55,311

0

-177

546

-907

0

54,773

-6

-1,042

658

-384

6,629,409 1,704,107 2,222,261

32,133

424,014 525,554

-3,165

34 0

53,737

8,885 4,148,728 44,764 4,193,492 2,088,375 6,347,317 1,852,313

12,516 3,213,313

-481 979,698 391,752 1,371,450

NET Undertakings with their Head Offices or Branch Offices in Ireland 135,701 Accident & Health 791,438 Motor Vehicle 7,854 Marine, Aviation & Transit Fire and Other Damage to Property 403,024 277,984 Liability 57,782 Credit & Suretyship 72,196 Other Classes (16, 17 & 18) 3,266 Treaty Reinsurance Accepted 1,749,245 TOTAL

929 353,025

155,876

2,050

0 1,576,386

795,030

3,008 1,569,786

0

331,729

32,823

94,301

30,071

27,591 1,597,377 997,382 3,196,991

8,076 339,805 210,352

508,888

3,284,098

35,500

46,649

37,388

3,900

0

74,762

230,737

-4,745

8,953

341,781

-2

-1,978

4,312

2,334

745 1,338,933

290

258,734

202,244

460,978

17,307

7,928

0

17,233

4,160

17,326

14,511

18,245

11,099

1,667

0

4,101

3,882

-24

0

9,626

-412

8,003

810

8,813

397,618

101

827,880

29,720 857,600 442,873

315,401

143,616

322,117

111,359

417,332

0

137,693

129,882

-1,351

192

683,748

1,324

175,176

38,951

214,127

3 696,558

275,550

420

698,575

17,112 715,687 224,257 2,195,599

763,796

2,317,769

742,516

325,147

0

71,593

91,986

-1,858

1,064

487,932

1,434

229,189

134,733

363,922

37,269

74,846

0

20,205

0 112,985

50,732

9

134,440

6,088

0

53,408

0

56,230

953 3,672,314 1,763,668

86

6,253

18,041

96,092

21 822,554 0

808

209,391

461,833 1,037,434

26,458

1,355

8,333

17,689

4,981

19,779

93

-3,367

4,037

8,472

580

1,516

11,331

-3

15,124

4,793

19,917

2,015 136,455

21,694

19,616

39,853

17,522

44,169

23,916

0

55,730

19,700

446

59

99,851

132

36,736

4,497

41,233

1,135

751

412

54,715

2,100

56,787

0

-177

546

-907

0

56,249

-6

-2,708

630

-2,078

6,049,518 1,488,947 2,071,767

32,133

394,388 522,593

-3,959

139

53,547

5,588 3,653,256 91,714 3,744,970 1,903,208 5,786,840 1,583,066

87

12,529 3,029,451

2,757 718,276 390,970 1,109,246

TABLE 23

Reinsurance of Irish Risk Insurance Business SUMMARY OF RETURNS IN RESPECT OF THE YEAR 2006 SUBMITTED BY UNDERTAKINGS PURSUANT TO SECTION 98 OF THE INSURANCE ACT 1936 AND THE EUROPEAN COMMUNITIES (NON-LIFE INSURANCE ACCOUNTS) REGULATIONS, 1995.

TABLE 24

NAME OF UNDERTAKING

Marine Aviation and Transit Irish Risk Business 3 Year Business - Net Underwriting Revenue Accounts for the year 2006 (€000’s)

Opening Premium Other Fund Income Income

Total

ManageOther Foreign Closing Profit & Loss ment Expend- Exchange Fund Transferred Expenses iture Loss

Claims Paid

Reinsurance Cessions Premiums Claims

CLASS OF BUSINESS

Investment Income to U/W A/C

Total

to P/L A/c

Undertakings with their Head Offices in Ireland - Solvency supervised in Ireland

(1) Undertakings with their Head Offices in Ireland Accident & Health

23,253

7,433

Motor Vehicle

64,327

32,186

7,743

-3,001

160,740

75,643

Liability

96,568

53,102

Credit & Suretyship

13,947

-46,836

5,504

2,677

0

-1,486

372,082

119,718

32,772

3,741

5,792

-2,907

651

-145

Fire and Other Damage to Property

57,006

13,022

Liability

21,678

14,205

4,122

206

Other Classes (16, 17 & 18)

-2,539

50

Treaty Reinsurance Accepted

1,281

10

120,763

28,182

0

0

2,758

165

0

0

Fire and Other Damage to Property

8,074

541

Liability

2,879

1,924

0

0

507

-36

0

0

14,218

2,594

134,981

30,776

507,063

150,494

Marine, Aviation & Transit Fire and Other Damage to Property

Other Classes(16, 17 & 18) Treaty Reinsurance Accepted TOTAL (1)

TOTAL (a)

0

0

0

0

0

0

0

0

0

0

0

0

Undertakings with their Head Offices in other E.U. Member States TOTAL (b)

0

0

0

0

0

0

0

0

0

0

0

0

Undertakings with their Head Offices outside the E.U. TOTAL (c)

TOTAL (a) + (b)

TOTAL (a) + (b) + (c)

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Note: No 3 Year Business was written during 2006. All business is now included in Table 16.

(2) Undertakings with their Head Offices in Other E.U. Member States Accident & Health Motor Vehicle Marine, Aviation & Transit

Credit & Suretyship

TOTAL (2)

TABLE 25

NAME OF UNDERTAKING

Marine Aviation and Transit Foreign Risk Business 3 Year Business - Net Underwriting Revenue Accounts for the year 2006 (€000’s)

Opening Premium Income Fund

Other Income

Total

Claims Paid

ManageOther Foreign ment Expend- Exchange Loss Expenses iture

Closing Profit&Loss Transferred Fund to P/L A/c

Total

Investment Income to U/W A/C

(3) Undertakings with their Head Offices outside the E.U. Accident & Health Motor Vehicle Marine, Aviation & Transit

Credit & Suretyship Other Classes (16, 17 & 18) Treaty Reinsurance Accepted TOTAL (3)

TOTAL (2) + (3)

TOTAL (1) + (2) + (3)

Undertakings with their Head Offices in Ireland - Solvency supervised in Ireland TOTAL (a)

0

0

0

0

0

0

0

0

0

0

0

0

TOTAL (b)

0

0

0

0

0

0

0

0

0

0

0

0

TOTAL (c)

0

0

0

0

0

0

0

0

0

0

0

0

TOTAL (a) + (b)

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

TOTAL (a) + (b) + (c)

Note: No 3 Year Business was written during 2006. All business is now included in Table 26.

88

89

TABLE 26

Total Foreign Risk Insurance Business Opening Provision

NAME OF UNDERTAKING

UPR

Premium Income

URR

Closing Provision UPR

Earned Premium Income

Other Income

Net Underwriting Revenue Accounts for the year 2006 (€000’s)

Total Income

Claims Paid

Claims

Outstanding

Opening Provision

URR

Reported

Not Reported

Closing Provision Reported

Movement In Equalisation Reserve

Cost Of Claims Incurred

Not Reported

Commission

Management Movement Other Expenses in Deferred Expenditure Acquisition Costs

Total Expenditure

Foreign Exchange Gain / Loss

Underwriting Profit / Loss

Investment Income Att to U/W A/C

Result on Technical Account

Undertakings with their Head Offices in Ireland - Solvency supervised in Ireland

Acadia Accent Europe ACE European Markets AIG Europe Alfar Allianz Corporate Ireland Allianz Worldwide Care

2,105

0

2,275

1,835

0

2,545

122

2,667

1,997

1,982

2,878

314

1,460

-1,089

0

-20

275

0

641

-193

-115

2,745

382

3,127

118

0

280

80

0

318

0

318

784

2,712

0

2,483

0

555

0

-309

1,647

373

0

2,266

1,013

-935

0

-935

1,293

0

3,704

1,452

0

3,545

3,402

6,947

29

0

8,849

0

10,164

1,344

0

2,629

2,269

68

0

6,310

-1,033

-396

176

-220

297

0

5,754

2,600

0

3,451

266

3,717

143

1,039

794

1,917

0

227

0

284

0

0

0

511

0

3,206

0

3,206

570

311

0

101

61

719

0

719

894

1,558

811

1,517

766

808

0

0

234

0

0

1,042

66

-257

270

13

2,988

0

6,295

2,829

0

6,454

6,966

13,420

4,073

14,171

4,305

14,725

4,374

4,696

0

6,962

1,500

110

0

13,268

393

545

474

1,019

36,038

0

98,810

43,097

0

91,751

0

91,751

67,257

0

14,084

0

15,884

69,057

0

8,567

12,376

-1,754

0

88,246

-631

2,874

632

3,506

Allied World Assurance Company

1,812

0

4,297

1,817

0

4,292

737

5,029

113

225

12,579

235

13,451

995

0

90

3,440

16

74

4,615

127

541

1,697

2,238

Alreford Limited

2,610

0

5,824

2,562

0

5,872

0

5,872

12,949

2,072

2,156

1,988

5,604

16,313

0

0

299

0

0

16,612

140

-10,600

410

-10,190

273

0

989

195

0

1,067

0

1,067

590

617

457

1,441

523

1,480

0

-37

171

1

52

1,667

-158

-758

483

-275

Altria Insurance Amersham Amtrust International Arbor Property & Casualty AXIS Specialty Europe Baltimore Barclays Insurance Bavaria

0

0

74

0

0

74

0

74

312

309

0

0

0

3

0

0

154

0

0

157

-7

-90

42

-48

15,430

0

17,724

17,235

0

15,919

4,108

20,027

14,205

94

5,955

744

5,616

14,516

0

2,400

1,368

-1,238

0

17,046

585

3,566

1,512

5,078

1,237

0

753

182

0

1,808

0

1,808

271

700

978

1,058

461

112

0

0

192

0

0

304

-459

1,045

51

1,096

13,855

0

31,525

19,039

0

26,341

5,742

32,083

13,323

20,720

30,323

19,827

32,224

14,331

0

4,003

10,680

-313

0

28,701

-4,955

-1,573

1,952

379

375

0

3,578

275

0

3,678

0

3,678

677

1,392

1,867

2,526

1,994

1,938

0

660

139

0

102

2,839

-158

681

120

801

125 187,291

22,508

8,607

17,136

10,370

13,840

20,975

0

102,672

6,098

-19,826

0

109,919

6,335

83,707

12,069

95,776

278,481

0 240,178 331,493

0 187,166

0

0

0

0

0

0

0

0

588

4,413

13,267

470

100

-16,522

0

0

360

0

16,448

286

0

-286

125

-161

590

0

13,769

358

0

14,001

0

14,001

3,930

71

598

646

743

4,650

0

3,537

433

0

0

8,620

26

5,407

57

5,464

BMS International

0

0

640

0

0

640

0

640

225

-95

85

-156

59

138

0

0

150

0

0

288

1

353

36

389

Cahir Insurance

0

0

0

0

0

0

0

0

42

172

4,017

130

4,017

0

0

0

117

0

0

117

0

-117

839

722

Baxendale

Canterbury Capricorn Carraig Carrefour Celltech Insurance Centre Centrica

0

0

12,501

0

0

12,501

0

12,501

0

1,522

11,135

1,696

21,323

10,362

0

0

797

0

0

11,159

-454

888

851

1,739

201

0

816

169

0

848

0

848

180

451

549

530

419

129

0

70

224

0

0

423

-123

302

40

342

25,642

0

84,555

26,243

0

83,954

0

83,954

56,357 178,449 130,547

-595

0

16,894

-623

0

16,922

0

16,922

149,801

171,600

68,762

0

1,588

2,521

251

0

73,122

-1,341

9,491

8,394

17,885

3,852

8,138

0

12,229

1,170

9,113

0

1,711

437

0

0

11,261

0

5,661

378

6,039

0

0

0

0

0

0

0

0

0

0

3,741

0

3,818

77

0

0

82

0

0

159

-463

-622

487

-135

8,925

0

11,051

6,887

0

13,089

0

13,089

5,316

0

4,539

0

10,623

11,400

0

0

0

86

0

11,486

-284

1,319

0

1,319

0

0

0

0

0

0

0

0

290

718

1,413

967

708

-166

0

0

90

0

0

-76

47

123

105

228

752

0

2,751

671

0

2,832

64

2,896

0

0

0

0

0

0

0

0

114

12

0

126

-74

2,696

634

3,330

CODEVE

7,366

0

43,445

7,947

0

42,864

250

43,114

15,604

39,320

10,880

49,436

22,110

36,950

0

3,331

1,487

-89

4,800

46,479

158

-3,207

1,494

-1,713

Coromin

418

0

16

330

0

104

0

104

1,643

2,084

166

1,296

288

977

0

0

175

95

0

1,247

217

-926

321

-605

Delphi Insurance

502

0

604

356

0

750

0

750

0

0

908

0

1,236

328

0

-18

172

0

0

482

8

276

57

333

0

0

4,711

0

0

4,711

0

4,711

5,045

3,241

8,307

1,165

10,294

4,956

0

-9

172

0

0

5,119

0

-408

449

41

1,225

0

39

0

0

1,264

0

1,264

2,307

3,731

3,758

1,343

4,051

212

0

37

134

0

0

383

-946

-65

470

405

927

0

2,242

693

0

2,476

0

2,476

4,206

4,561

687

75

299

-668

0

520

414

42

0

308

303

2,471

576

3,047

Classic Brand

Deutsche Post Insurance Dorinco Electra Electric Insurance Elkem ENI Insurance Eureko

0

0

127

0

0

127

19

146

0

0

0

0

122

122

0

0

655

0

0

777

-5

-636

0

-636

996

0

3,074

1,284

0

2,786

0

2,786

822

121

2,617

1,416

2,737

2,237

0

0

159

380

0

2,776

-127

-117

133

16

0

0

23,011

6,229

0

16,782

0

16,782

0

0

0

3,059

4,000

7,059

0

276

1,146

-130

0

8,351

0

8,431

0

8,431

226

0

110

70

0

266

273

539

38

0

534

0

334

-162

-23

0

315

0

0

130

-23

386

0

386

Euro Insurances

0

0 137,789

0 137,789

88,491

85,707

58,060

104,284

55,335

104,343

0

7,244

3,625

0

0

115,212

438

23,015

5,027

28,042

Europa General

4,621

0

11,973

6,409

0

10,185

0

10,185

2,534

6,374

3,660

8,186

3,520

4,206

0

2,925

0

-393

0

6,738

335

3,782

876

4,658

312

0

549

284

0

577

0

577

1

0

0

0

0

1

0

0

143

0

0

144

-32

401

58

459

65

0

814

145

0

734

0

734

0

0

21

0

136

115

0

0

122

0

0

237

58

555

164

719

European Insurance Risk Excess European Manufacturers

0 137,789

0

90

91

TABLE 26 Continued

Total Foreign Risk Insurance Business Opening Provision

NAME OF UNDERTAKING

UPR

Premium Income

URR

Closing Provision UPR

Earned Premium Income

Other Income

Net Underwriting Revenue Accounts for the year 2006 (€000’s)

Total Income

Claims Paid

Claims Opening Provision

URR

Reported

FDI Finaref Insurance First Beacon Insurance GAI International GD Insurance Golden Arches Gulfstream Halifax Insurance

850 20,915

0

Outstanding

Not Reported

Cost Of Claims Incurred

Closing Provision Reported

Movement In Equalisation Reserve

Not Reported

Commission

Management Movement Other Expenses in Deferred Expenditure Acquisition Costs

Total Expenditure

Foreign Exchange Gain / Loss

Underwriting Profit / Loss

Investment Income Att to U/W A/C

Result on Technical Account

1,765

882

0

1,733

0

1,733

0

0

891

0

891

0

212

223

574

0

0

1,009

0

724

139

863

0 129,185

40,292

0

109,808

0

109,808

8,785

6,076

15,146

7,798

18,634

13,995

0

75,282

4,929

-13,516

0

80,690

0

29,118

1,587

30,705

56

0

261

85

0

232

0

232

0

0

166

126

167

127

0

0

61

35

0

223

-11

-2

0

-2

3,493

567

5,163

5,633

1,556

2,034

271

2,305

1,264

248

0

405

0

1,421

0

385

2,356

547

0

4,709

153

-2,251

76

-2,175

151

0

6,515

188

0

6,478

0

6,478

16,336

33,925

13,986

20,278

14,655

3,358

0

0

1,382

0

0

4,740

-36

1,702

1,246

2,948

8,804

0

17,227

8,973

0

17,058

0

17,058

10,013

19,648

10,244

19,015

10,366

9,502

0

1,772

589

-186

59

11,736

-5,011

311

1,604

1,915

38

0

-169

0

0

-131

4,276

4,145

869

5,896

1,828

6,375

0

-480

0

0

618

0

0

138

-169

3,838

1,807

5,645

0 349,599

231,560

0

359,801

0

359,801

89,460

49,710

69,285

47,682

60,786

78,933

0

151,996

15,101

645

0

246,675

4,446

117,572

10,031

127,603

241,762

HSBC

4,795

0

18,601

9,617

0

13,779

162

13,941

8,060

10,376

3,177

12,087

4,160

10,754

0

7,318

579

-1,736

790

17,705

82

-3,682

1,168

-2,514

Hugo

0

2,910

-174

0

0

2,736

0

2,736

3,894

0

2,859

20

2

1,057

0

0

186

0

150

1,393

-7

1,336

0

1,336

Icarom

0

0

0

0

0

0

0

0

191

584

8,027

363

6,192

-1,865

0

0

0

0

0

-1,865

-365

1,500

0

1,500

Inveralmond Insurance Ltd

0

0

454

0

0

454

0

454

0

0

618

101

786

269

0

0

205

0

0

474

-5

-25

0

-25

Irish Dairy Board Insurance

0

0

400

199

0

201

0

201

0

0

0

0

100

100

0

60

11

-30

0

141

0

60

20

80

Kingfisher KPN Kraft Insurance (Ireland) Limited Lifeguard Lince MACSA Martinsurance

0

0

6,948

0

0

6,948

0

6,948

2,159

842

12,910

9,121

9,447

6,975

0

0

167

0

0

7,142

514

320

-779

-459

3,361

600

12,235

0

0

16,196

568

16,764

8,208

10,196

6,276

9,656

5,845

7,237

0

603

621

0

0

8,461

0

8,303

467

8,770

0

0

4,469

1,975

0

2,494

0

2,494

856

0

0

1,757

225

2,838

0

366

165

-222

137

3,284

-24

-814

266

-548 1,961

0

0

1,616

0

0

1,616

301

1,917

16

9,228

0

8,912

0

-300

0

0

259

0

0

-41

-504

1,454

507

312

0

1,086

336

0

1,062

0

1,062

249

273

25

1,825

25

1,801

0

0

108

0

0

1,909

0

-847

57

-790

1,684

0

0

0

0

1,684

0

1,684

225

294

447

0

400

-116

0

0

79

0

42

5

0

1,679

153

1,832

0

0

1,097

0

0

1,097

0

1,097

505

1,506

2,511

1,770

2,857

1,115

0

0

376

0

0

1,491

229

-165

250

85

Max Insurance Europe

2,953

0

6,410

2,750

0

6,613

10,195

16,808

1,291

1,185

8,262

909

10,911

3,664

0

4,277

3,905

10

0

11,856

-1,706

3,246

2,152

5,398

Medical

1,382

0

6,900

1,456

0

6,826

703

7,529

1,412

8,927

0

12,438

0

4,923

0

1,492

541

-15

0

6,941

0

588

591

1,179

Miripro

4,807

0

11,513

5,194

0

11,126

0

11,126

1,359

15,440

9,115

19,057

11,819

7,680

0

0

434

0

0

8,114

-303

2,709

831

3,540

546

0

4,796

935

0

4,407

0

4,407

0

0

46

0

4,550

4,504

0

88

214

0

708

5,514

-29

-1,136

282

-854

0

0

4,550

0

0

4,550

0

4,550

2,296

7,004

1,743

9,481

5,017

8,047

0

0

312

0

0

8,359

-77

-3,886

1,386

-2,500

Mountainbran Limited Multi Risk National Grid Nautilus Insurance Navillus Insurance New Technology Newell Newwater

0

0

5,820

0

0

5,820

0

5,820

2,324

4,733

11,482

5,714

9,419

1,242

0

0

176

0

177

1,595

-249

3,976

679

4,655

442

0

1,431

710

0

1,163

297

1,460

4,431

2,563

404

0

1,105

2,569

0

0

97

0

0

2,666

-148

-1,354

106

-1,248

1,573

0

2,025

960

0

2,638

0

2,638

110

1,175

422

1,876

425

814

0

22

0

161

0

997

-319

1,322

786

2,108

10,012

0

87,871

13,528

0

84,355

0

84,355

23,571

2,652

1,466

-901

1,212

19,764

0

25,787

3,853

-1,102

13

48,315

116

36,156

7,656

43,812

786

0

916

658

0

1,044

0

1,044

84

56

193

158

173

166

0

256

198

66

46

732

-128

184

109

293

0

0

434

0

0

434

0

434

367

3,916

1,641

4,349

882

41

0

0

146

0

0

187

127

374

396

770

Noble Insurance

2,165

0

7,010

1,077

0

8,098

0

8,098

3,319

3,746

5,836

3,585

5,823

3,145

0

0

0

0

330

3,475

272

4,895

1,158

6,053

Nokatus

6,192

0

18,796

6,061

0

18,927

1,730

20,657

8,211

6,208

6,754

13,871

6,754

15,874

0

842

2,129

-13

0

18,832

0

1,825

770

2,595

2,337

0

-902

246

0

1,189

0

1,189

119

0

262

0

71

-72

0

0

186

1,093

0

1,207

-2

-20

53

33

27

0

2,863

101

0

2,789

0

2,789

264

0

529

0

4,626

4,361

0

22

1,167

0

0

5,550

-55

-2,816

141

-2,675

4,000

2,032

0

2,348

2,334

1,350

0

1,350

0

109

0

119

0

10

0

0

113

0

0

123

164

1,391

0

1,391

385

0

710

463

0

632

179

811

234

1

41

5

210

407

0

76

864

-35

0

1,312

-422

-923

0

-923

0

0

465

0

0

465

0

465

0

0

296

0

265

-31

0

0

81

0

0

50

-30

385

80

465

197

0

2,536

684

0

2,049

610

2,659

1,477

0

2,082

0

2,509

1,904

113

0

210

0

0

2,227

-240

192

926

1,118 993

Open + Direct Overseas NEIL Parkgate Insurance Limited PartnerRe Ireland Petroswede Pharma PI Indemnity

10,210

0

12,843

10,105

0

12,948

0

12,948

8,652

19,665

4,549

24,598

4,903

13,939

0

0

215

0

52

14,206

975

-283

1,276

Pine

0

0

1,792

0

0

1,792

16

1,808

0

0

2,923

0

3,904

981

0

0

-65

0

0

916

-112

780

181

961

PMI

19,265

0

13,163

14,549

0

17,879

0

17,879

3,092

0

19,238

0

21,891

5,745

0

49

9,269

-532

0

14,531

0

3,348

1,826

5,174

Preem

0

0

1,894

0

0

1,894

0

1,894

3,055

3,555

319

1,339

443

963

0

0

124

0

0

1,087

157

964

399

1,363

Probus

13

0

7,874

5

0

7,882

767

8,649

6,386

7,344

11,686

8,396

8,816

4,568

0

0

2,548

0

0

7,116

912

2,445

469

2,914

0

0

0

0

0

0

0

0

0

243

1,388

233

1,323

-75

0

0

78

0

0

3

-68

-71

97

26

Professional Services Insurance

92

93

TABLE 26 Continued

Total Foreign Risk Insurance Business Opening Provision

NAME OF UNDERTAKING

UPR

Premium Income

URR

Closing Provision UPR

Earned Premium Income

Other Income

Net Underwriting Revenue Accounts for the year 2006 (€000’s) Claims Paid

Total Income

Claims

Quanta Europe Quinn-direct

Cost Of Claims Incurred

Closing Provision

Opening Provision

URR

Reported

QBE

Outstanding

Not Reported

Reported

Movement In Equalisation Reserve

Not Reported

Commission

Management Movement Other Expenses in Deferred Expenditure Acquisition Costs

Total Expenditure

Foreign Exchange Gain / Loss

Underwriting Profit / Loss

Investment Income Att to U/W A/C

Result on Technical Account

2,420

0

1,112

2,412

0

1,120

0

1,120

-552

902

1,865

1,089

1,892

-338

0

-57

0

83

0

-312

-526

906

30

936

526

0

102

520

0

108

39

147

0

0

34

0

-45

-79

0

-26

-91

33

0

-163

0

310

63

373

0 294,365

170,542

0

222,971

9,432

232,403

91,629

98,969

26,140

140,897

43,613

151,030

0

18,133

23,407

-2,578

0

189,992

2,575

44,986

35,847

80,833

99,148

Red Disk

132

0

838

229

0

741

0

741

832

1,447

678

2,087

23

817

0

95

118

0

0

1,030

-241

-530

80

-450

RSIF

530

0

371

421

0

480

0

480

2,390

3,053

9,928

2,702

7,692

-197

0

0

151

0

0

-46

-564

-38

1,777

1,739

0

0

32,431

68

0

32,363

0

32,363

18,701

24,772

0

18,853

0

12,782

0

37

680

0

0

13,499

0

18,864

2,525

21,389

5,359

0

9,613

4,381

0

10,591

0

10,591

4,631

3,087

1,478

6,897

903

7,866

0

1,561

1,592

23

0

11,042

0

-451

1,114

663

-16,061

0

13,902

-5,900

0

3,741

27,274

31,015

6,375

4,145

2,894

0

7,184

6,520

0

476

245

0

14,164

21,405

349

9,959

228

10,187

Siemens International

0

0

-9,300

0

0

-9,300

0

-9,300

0

1,000

46,318

3,252

31,360

-12,706

0

0

310

0

0

-12,396

-1

3,095

1,588

4,683

SN SecureCorp

0

0

715

0

0

715

0

715

339

98

0

53

0

294

0

0

143

0

0

437

0

278

1

279

Standard Trane

345

0

45

237

0

153

0

153

200

222

142

8

189

33

0

0

138

0

0

171

-73

-91

10

-81

Starr Excess

840

0

1,121

168

0

1,793

2,033

3,826

2,431

0

6,165

1,290

3,292

848

0

711

1,594

10

0

3,163

-731

-68

412

344

1,533

0

1,899

1,638

0

1,794

0

1,794

-458

1,099

1,343

940

1,203

-757

0

-434

139

0

170

-882

-415

2,261

1,566

3,827

0

0

0

0

0

0

0

0

0

0

3,073

0

1,516

-1,557

0

0

32

0

0

-1,525

-325

1,200

239

1,439

213

0

871

132

0

952

0

952

479

59

576

21

514

379

0

280

195

77

0

931

-30

-9

10

1

0

0

0

0

0

0

0

0

-4

124

678

111

505

-190

0

0

66

0

0

-124

-83

41

82

123

70

0

2,179

107

0

2,142

0

2,142

386

331

1,454

425

2,035

1,061

0

49

332

0

0

1,442

-6

694

108

802

0

0

3,727

0

0

3,727

87

3,814

7,067

15,278

10,365

12,102

6,414

-60

0

0

190

0

0

130

373

4,057

1,007

5,064

1,323

0

7,659

1,261

0

7,721

38

7,759

4,753

9,226

844

9,157

1,043

4,883

0

759

0

19

0

5,661

-1,147

951

1,457

2,408

19

0

11,747

3,874

0

7,892

0

7,892

1

0

1,890

3,095

1,839

3,045

0

549

325

0

270

4,189

-836

2,867

973

3,840

8,424

0

48,314

7,648

0

49,090

-16

49,074

42,463

23,757

10,664

21,244

11,121

40,407

0

-207

1,374

0

0

41,574

598

8,098

3,535

11,633

0

0

601

0

0

601

0

601

0

2,325

1,199

2,378

1,032

-114

0

0

55

0

0

-59

-40

620

411

1,031

16,452

0

12,474

14,676

0

14,250

32,994

47,244

11,995

48,385

17,216

45,850

10,827

3,071

0

9,348

8,860

2,227

0

23,506

-5,629

18,109

14,259

32,368

13

0

12,396

71

0

12,338

0

12,338

3,315

2,587

5,277

1,025

5,228

1,704

0

592

744

-173

0

2,867

0

9,471

981

10,452

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

8,470

0

0

8,470

0

-8,470

0

-8,470

3,951 1,839,335 114,030 1,953,365 751,713 873,366

751,955

921,712

807,372

855,476

302

451,895

159,116

-37,418

39,225

1,468,596

-9,763

475,006

151,093

626,099

SAGA Santam Europe SASOL

TCS Insurance Tetra Laval The Procter & Gamble International Trans-Meridian UPS Valiant W.T.C.D. Wagram Insurance White Horse Xeron XL Europe YARA Zurich Insurance Ireland Limited TOTAL (a)

884,454

6,420 1,998,711 1,046,299

Undertakings with their Head Offices in other E.U. Member States Chubb

2,749

0

4,570

2,855

0

4,464

0

4,464

262

338

369

514

912

981

0

644

737

0

0

2,362

0

2,102

259

2,361

Europ Assistance

19,609

-10

91,032

22,587

230

87,814

1,317

89,131

58,859

10,030

3,310

11,574

4,224

61,317

0

26,111

4,830

-747

0

91,511

14

-2,366

313

-2,053

TOTAL (b)

22,358

-10

95,602

25,442

230

92,278

1,317

93,595

59,121

10,368

3,679

12,088

5,136

62,298

0

26,755

5,567

-747

0

93,873

14

-264

572

308

4,181 1,931,613 115,347 2,046,960 810,834 883,734

755,634

933,800

812,508

917,774

302

478,650

164,683

-38,165

39,225

1,562,469

-9,749

474,742

151,665

626,407

TOTAL (a)+(b)

906,812

6,410 2,094,313 1,071,741

94

95

TABLE 27

Total (by class) Foreign Risk Insurance Business Opening Provision

CLASS OF BUSINESS

UPR

Premium Income

URR

Closing Provision UPR

Earned Premium Income

Other Income

Total Income

Claims Paid

Net Underwriting Revenue Accounts for the year 2006 (€000’s)

Claims

Outstanding

Opening Provision

URR

Closing Provision

Cost Of Claims Incurred

Movement In Equalisation Reserve

Commission

Management Movement Other Expenses in Deferred Expenditure Acquisition Costs

Total Expenditure

Foreign Exchange Gain / Loss

Reported

Not Reported

Reported

Not Reported

80,157

107,084

79,781

99,872

202,313

0

196,400

31,235

-18,050

871

412,769

387,666 231,806 289,010

113,219

354,006

109,752

293,335

0

20,496

22,042

-2,387

239

333,725

-3,451

73,013 123,370

77,276

89,128

80,639

42,134

0

5,692

6,614

409

20

54,869

-14,265

760,558 404,256 580,013

135,641

479,055

144,566

312,223

0

88,176

36,438

-2,259

19,269

693,428 1,063,482

293,548

0

44,043

36,341

798

Underwriting Profit / Loss

Investment Income Att to U/W A/C

Result on Technical Account

GROSS Undertakings with their Head Offices or Branch Offices in Ireland Accident & Health

141,879

0 547,545

164,851

0 524,573

970

Motor Vehicle

79,972

0 448,603

147,449

0 381,126

6,540

Marine, Aviation & Transit

32,845

0 117,278

26,431

0 123,692

493

Fire and Other Damage to Property

159,414

5,269 756,287

188,325

1,556 731,089

29,469

Liability

352,991

0 691,283

305,552

0 738,722

9,540

Credit & Suretyship Other Classes(16, 17 & 18) Treaty Reinsurance Accepted TOTAL

23,252 588,066 22,640 1,401,059

2,032

13,516

14,981

1,176 596,526

638,846

0

94,875

35,644

8,477 3,265,913 1,522,079

2,334

21,485

15

522 546,400

3,668

0

81,871

620

525,543 209,901

124,185

748,262 220,300 628,348 1,055,314 21,500

10,164

124,461

50,490

29,680

80,170

55,051

4,254

59,305

453,847

-48,826 257,885

31,908

289,793

18,970

393,700

-84,799 269,763

50,100

319,863

8,035

1,924

9,959

4,380 232,021

20,884

252,905

2,752

26,269

957

22,917

620

24,344

5,386

302

276

8,186

-522

0

13,628

550,068 158,678 135,349

72,997

105,983

78,550

134,865

0

191,751

22,429

-26,964

346

322,427

26,871

29,049

26,997

45,091

0

11,767

3,882

-2,018

42

58,764

302 558,601 167,167

-50,993

82,491

4,296

43,960

28,044

4,412 3,148,958 51,315 3,200,273 1,346,210 1,865,248 1,611,319

1,831,050 1,628,202 1,328,895

1,523 114,297

163

-210

23,517

39,757 2,043,729 -145,485 1,011,059

151,666 1,162,725

NET Undertakings with their Head Offices or Branch Offices in Ireland Accident & Health Motor Vehicle

134,455

0 491,696

156,133

0 470,018

1,192

68,588

0 365,823

133,389

0 301,022

12,424

Marine, Aviation & Transit

9,366

Fire and Other Damage to Property Liability Credit & Suretyship

44,822

6,337

39,575

3,477 347,082

110,436

0 288,551

21,276

Other Classes (16, 17 & 18)

505,924

Treaty Reinsurance Accepted

17,192

TOTAL

906,812

0

2,032

55,656

85,011

179,246

0

189,150

31,136

-15,555

871

384,848

2,607

88,969

10,164

99,133

313,446 180,724 161,436

84,331

213,164

87,498

235,619

0

21,015

22,042

-1,959

1,276

277,993

3,154

38,607

29,680

68,287

41,016

39,125

45,762

41,592

36,386

0

3,253

6,614

53

20

46,326

-3,673

212

4,254

4,466

74,964

1,556 313,614

33,690

347,304 148,902 138,516

46,242

127,648

62,878

154,670

0

49,578

36,305

-2,426

18,323

256,450

-7,446

83,408

31,907

115,315

115,287

0 283,700

55,587

339,287 109,237 357,861

405,222

374,365

445,444

165,963

0

31,785

36,341

1,619

18,896

254,604

-12,594

72,089

50,100

122,189

599

21,772

437

23,280

4,639

302

276

8,186

-487

0

12,916

117

5,773

1,924

7,697

440,459 115,229 108,260

52,992

91,079

58,392

103,448

0

172,355

20,177

-17,731

354

278,603

8,177 170,033

20,884

190,917

14,420

25,689

8,413

37,803

0

11,238

3,882

-1,679

-515

50,729

2,752

18,403

302 478,650 164,683

-38,165

901 476,353

550,466

68,908

91,530

2,360

13,649

0

51,876

47,851

11,078

21,516

6,410 2,094,313 1,071,741

96

0

471,210 181,985

2,334

18,403

169

291 432,421

8,038

0

64,584

1,887

50,211

18,572

66,471

29,173

3,293

42,291

24,170

4,181 1,931,613 115,347 2,046,960 810,834 883,734 755,634

933,800 812,508 917,774

97

39,225 1,562,469

-91

15,651

-9,749 474,742

151,665 626,407

TABLE 28

Particulars of Non-Life Insurance Business written All Classes Excluding Marine Aviation and Transit Opening Provision Premium Income

Closing Provision

Earned Premium

Income NAME OF UNDERTAKING

UPR

URR

UPR

Total Other Income Income

Claims Claims Paid

Outstanding

Opening Provision

URR

Reported

outside Ireland during the year 2006 (€000’s) 3 year business

Not Reported

Closing Provision Reported

Not Reported

Cost Of Movement Claims In Incurred Equalisation Reserve

Commission

Movement in Deferred Acquisition Costs

Management

Expenses

Other Expenditure

Total Foreign UnderExpenditure Exchange writing Gain / Profit / Loss Loss

Investment Result on Income Att Technical to U/W Account A/C

Undertakings with their Head Offices or Branch Offices in Ireland - Solvency supervised in Ireland

ACE European Markets Allianz Corporate Ireland Allied World Assurance Company AXA AXIS Specialty Europe Combined Hitachi Capital Icarom PMI Probus QBE Quanta Europe

2,212 56,541 4,375 38,731 7,594 153 29,055

0

3,476

1,971

0

3,717

251

3,968

0 113,980 55,009

0 115,512

2,440 117,952

0

4,351

0

7,739

1,383

9,122

0 77,201 37,004

0

78,928

650

79,578

7,715

4,248

3,221

2,419

0

393

1,769

-77

0

4,504

-789

-1,325

130

-1,195

144,824

35,463

65,380

0

12,457

13,580

-1,058

0

90,359

5,706

33,299

5,060

38,359

9,968

1,675

12,910

4,500

0

184

3,091

-37

229

7,967

1,341

2,496

3

2,499

41,140 56,002 17,749

89,307

8,070

64,766

0

7,992

11,712

400

0

84,870

2,425

-2,867

5,385

2,518

3,512

14,558

8,643

0

2,009

4,642

-60

0

15,234

-1,158

-814

2,367

1,553

900

950

1,841

0

1,052

1,683

-623

0

3,953

0

-721

0

-721

2,609 -17,665

809

0 926

7,966

0

12,802

2,776

15,578

2,157

0

5,180

58

3,232

0

3,232

363

337

35

4,614

220

726

32

232

3,932

0

32,777

0

21,653

-273

1,089

395

1,484

2,636 11,315 56,426

9,950

52,443

-2,712

0

0

0

0

0

-2,712

-2,379

333

0

333

8,317

1,369 10,215

0 37,841 46,155

0

20,741

2,274

23,015

0

0

0

0

0

0

0

0

372

0

1,576

1,685

0

263

0

263

0

0

0

0

175

175

0

0

1,571

-1,047

0

699

0

-436

0

-436

0

0

250

0

0

250

113

363

242

197

276

537

79

385

0

0

263

0

0

648

79

-206

18

-188

0

0

-5

0

0

-5

0

-5

-45

737

1

442

0

-341

0

-1

0

0

0

-342

-83

254

0

254

0 -2,011

-255

0

-9

137

128

0

0

210

0

313

103

0

-378

1,802

1,058

0

2,585

0

-2,457

-1,243

-3,700

1,747 29,616

0 47,437 27,831

0

49,222 67,018 116,240

XL Europe

25,524

0

0

10,881 14,949

TOTAL

0

0 13,174

Starr Excess Zurich Insurance Ireland Limited

5,050

68,008 141,653 41,262

5,772 20,415

36,005

1,420 131,229 62,902

231,925

1,420 445,952 270,214

182 105,570

16,862 27,923 114,568

15,739

127,820

17,930

0

17,700

18,046

-1

0

53,675

-17,940

44,625

12,185

56,810

25,830

5,203 17,674 33,841

13,206

28,309

-4,797

0

6,402

2,643

-1,121

0

3,127

-5,282

17,421

7,799

25,220

4,280 109,850

38,033 171,100 13,055

175,997

64,237

94,112

0

-68,984

33,037

6,739

29,556

94,460

-2

15,388

7,801

23,189

460,369 348,780 256,336

0

11,603

240 408,843 96,271 505,114 180,022 429,453 303,382

96,448 -13,492

Note: No 3 Year Business was written during 2006. All business is now included in Table 28.

98

99

29,785 380,680 -18,355 106,079 39,900 145,979

TABLE 29 NAME OF UNDERTAKING

Profit and Loss Accounts for Non-Life Insurance Business for the year 2006 (€000’s) Underwriting Profit / Loss Transferred from Underwriting Accounts

Investment Income

Profit / Loss on sale of Investments

Other Receipts

Transfer to Reserve Funds

Taxation

Expenses not Dividends to Shareholders Charged to (Less Other Income Accounts, Tax) Other Payments etc.

Profits Retained in the Year

Undertakings with their Head Offices in Ireland

Acadia Accent Europe ACE European Markets AEGON Financial Assurance AIG Europe Alfar Allianz Corporate Ireland Allianz Worldwide Care Allied World Assurance Company Alreford Limited Altria Insurance Amersham Amtrust International Arbor Property & Casualty AXA AXIS Specialty Europe Baltimore Barclays Insurance Bavaria Baxendale BMS International Cahir Insurance Canterbury Capricorn Carraig Carrefour Celltech Insurance Centre Centrica Classic Brand CODEVE Combined Coromin Decare Delphi Insurance Deutsche Post Insurance Dorinco Dornoch International Electra Electric Insurance Elkem ENI Insurance Eureko Euro Insurances Europa General European Insurance Risk Excess European Manufacturers FBD FDI Finaref Insurance First Beacon Insurance GAI International GD Insurance Golden Arches Gulfstream Halifax Insurance Hibernian General Hitachi Capital HSBC Hugo Icarom Inveralmond Insurance Ltd Irish Dairy Board Insurance

2,745 -935 -1,721 1,306 25,501 -379 171,058 3,506 3,037 -9,424 -758 -90 3,565 1,051 25,841 -2,372 705 83,707 -286 5,407 399 -117 1,124 305 10,670 5,661 -622 1,319 103 2,696 -1,393 13,163 256 -1,552 276 -408 -65 1,561 2,565 -652 -117 8,431 386 23,015 7,412 482 587 72,156 724 29,118 239 -2,303 1,856 346 3,838 117,572 173,988 1,089 -4,069 1,336 1,833 -25 160

382 44 2,944 2,087 10,181 270 54,962 292 2,037 1,133 483 133 1,512 156 69,361 11,858 505 20,546 1,137 733 247 839 1,590 272 16,784 875 487 1,174 295 634 2,598 3,826 321 30 166 449 470 1,760 585 152 265 1,626 334 7,990 4,292 1,161 164 60,448 417 3,008 175 273 1,517 1,755 1,807 24,873 83,398 980 1,753 233 1,698 132 114

0 -1 376 -34 -4,633 0 -13,070 0 -336 0 0 0 0 0 -3,882 -494 0 0 0 0 0 0 -368 0 0 0 0 -20 0 0 0 -418 0 0 0 0 0 0 0 0 0 0 0 0 5 0 0 51,258 0 0 0 0 0 0 0 0 70,430 0 0 0 0 0 0

0 0 0 0 0 0 -154,540 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 -286 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 15,817 0 0 0 0 0 0 0

100

0 0 0 0 0 0 -876 0 0 0 0 0 0 0 -50,228 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 778 0 0 0 0 0 0 0 0 -37,289 0 0 0 0 0 0

210 0 283 417 3,445 0 33,963 495 796 -1,040 0 -24 462 139 10,840 1,974 378 12,449 105 766 70 90 189 67 3,434 817 0 0 53 416 151 2,709 72 0 42 0 0 482 394 0 -34 1,241 107 3,944 2,077 206 84 21,340 171 3,871 49 0 422 169 698 16,058 41,436 418 -337 196 0 13 32

12 0 0 0 -40 0 1,237 0 0 21 0 -32 1,379 0 2,536 0 0 541 0 3,422 12 0 0 -52 0 0 0 -1,590 9 0 0 35 0 45 0 0 0 -531 -3 26 10 131 0 510 -134 10 0 0 0 669 0 0 0 0 0 66 2,690 7 0 0 0 0 17

0 0 0 0 17,000 0 185,292 0 0 0 0 1,499 733 0 0 0 0 0 30,000 2,226 0 0 0 0 30,800 0 0 0 0 0 0 14,000 0 0 0 0 0 0 0 0 0 0 0 23,640 0 3,037 0 125,089 0 0 0 0 0 0 0 193,939 260,000 95 0 0 0 0 0

2,905 -892 1,316 2,942 10,644 -109 147,874 3,303 3,942 -7,272 -275 -1,400 2,503 1,068 128,172 7,018 832 91,263 -29,254 -274 564 632 2,157 562 -6,780 5,719 -135 4,063 336 2,914 1,054 113 505 -1,567 400 41 405 3,370 2,759 -526 172 8,685 613 2,911 9,766 -1,610 667 36,655 970 27,586 365 -2,030 2,951 1,932 4,947 -83,435 60,979 1,549 -1,979 1,373 3,531 94 225

TABLE 29 NAME OF UNDERTAKING

Profit and Loss Accounts for Non-Life Insurance Business for the year 2006 (€000’s) Underwriting Profit / Loss Transferred from Underwriting Accounts

Investment Income

Profit / Loss on sale of Investments

Other Receipts

Irish Permanent Property Co Ltd -415 441 0 0 Irish Public Bodies 17,121 73,513 0 0 Kingfisher 320 1,099 0 0 KPN 8,303 1,080 0 0 Kraft Insurance (Ireland) Limited -802 266 0 0 Lifeguard 1,561 540 -312 0 Lince -847 113 0 0 MACSA 3,661 670 0 0 Martinsurance -165 302 0 0 Max Insurance Europe 3,299 4,405 541 0 Medical 588 591 0 0 Miripro 2,709 1,293 0 0 Mountainbran Limited -1,056 281 0 0 Multi Risk -3,357 1,386 0 0 National Grid 3,976 2,341 -89 0 Nautilus Insurance -1,354 106 0 0 Navillus Insurance 1,477 786 0 0 NEM 0 156 -57 0 New Technology 37,243 5,512 4,551 0 Newell 184 155 0 0 Newwater 374 396 0 0 Noble Insurance 4,370 2,274 0 0 Nokatus 1,826 2,173 0 0 -20 186 0 0 Open + Direct Overseas NEIL -2,816 912 0 0 Parkgate Insurance Limited 1,391 1,818 0 0 PartnerRe Ireland -923 485 -1,225 0 Petroswede 385 80 0 0 Pharma 192 926 0 0 PI Indemnity 59 1,690 0 0 Pine 780 372 0 0 PMI 2,912 7,754 -5,434 0 Preem 964 725 0 0 Probus 2,666 1,542 -50 0 Professional Services Insurance -71 97 0 0 QBE 992 30 0 0 Quanta Europe -2,147 968 -1,977 0 Quinn-direct 170,117 27,549 125,147 0 Red Disk -256 427 0 0 RSIF -38 752 1,139 0 SAGA 18,917 2,525 0 0 Santam Europe -1,624 2,192 0 0 SASOL 9,959 840 0 0 Siemens International 3,095 1,281 -58 0 SN SecureCorp 277 66 0 0 Standard Trane -91 91 0 0 Starr Excess 44,557 16,979 -565 0 TCS Insurance 2,302 1,566 -84 0 Tetra Laval 1,200 240 0 0 The Procter & Gamble International 62 125 0 0 Trans-Meridian 41 82 0 0 UPS 788 112 0 0 Valiant 4,751 2,973 0 0 VIVAS 1,966 271 0 0 W.T.C.D. 924 1,547 0 0 Wagram Insurance 2,867 1,487 0 0 White Horse 7,649 3,776 0 0 Xeron 626 471 0 0 XL Europe 35,834 12,468 15,544 0 YARA 9,471 981 0 0 Zurich Insurance Ireland Limited 29,407 40,547 -16,936 0 TOTAL 1,210,988 649,535 219,165 -139,009

101

Transfer to Reserve Funds

Taxation

0 3 0 10,330 0 127 0 1,171 0 0 0 173 0 0 1,000 541 0 14 0 1,039 0 120 0 481 0 -97 0 0 0 774 0 0 0 283 0 12 0 5,662 0 37 0 96 0 746 0 501 0 21 0 0 0 398 0 -237 38 58 0 152 0 219 0 143 0 599 0 214 0 713 0 3 0 0 0 0 -449 40,716 0 6 0 239 0 2,682 0 71 0 1,309 0 534 0 43 0 -15 0 21,483 -327 473 0 154 0 34 0 15 0 113 0 958 0 -636 0 321 0 495 0 1,296 0 119 0 10,074 0 138 -9,977 28,930 -97,330 300,653

Expenses not Dividends to Shareholders Charged to (Less Other Income Accounts, Tax) Other Payments etc.

Profits Retained in the Year

0 0 23 308 0 79,996 20 0 1,272 11 0 8,201 0 0 -536 0 0 1,616 4 0 -738 0 10,000 -7,210 26 0 97 0 0 7,206 243 0 816 156 0 3,365 0 0 -678 0 0 -1,971 33 1,068 4,353 0 0 -1,248 0 0 1,980 0 0 87 0 0 41,644 8 0 294 0 0 674 0 0 5,898 12 0 3,486 0 0 145 152 0 -1,839 8 8,936 -6,133 0 0 -1,426 0 0 369 13 0 953 0 0 1,530 7 0 1,002 327 0 4,306 -1 0 1,476 0 0 3,445 0 0 23 0 0 1,022 171 0 -3,327 0 175,625 106,921 0 0 165 114 0 1,500 0 7,400 11,360 0 0 497 383 0 9,107 0 0 3,784 0 0 300 5 0 10 0 0 39,488 0 0 3,638 0 0 1,286 0 0 153 27 0 81 0 0 787 58 0 6,708 0 0 2,873 0 0 2,150 10 0 3,849 374 4,931 4,824 0 0 978 0 0 53,772 -277 0 10,591 -13,109 50,000 -2,826 86 1,145,310 869,978

TABLE 30

Balance Sheets for Non-Life Insurance Business

as at 31st December 2006 (€000’s)

LIABILITIES NAME OF UNDERTAKING

Capital Issued

Subordinated Loan Capital & Capital Reserves

ASSETS

Reserve Funds P&L Account

Technical Reserves UPR and URR

Outstanding Equalisation Claims Reserves

Other Liabilities and Provisions

Total Liabilities

Government Stocks, Securities Shares and Debentures

Cash on Accounts Property Land, Outstanding Deposit and in Current Fixtures, and Sundry Account and Fittings and Debtors in Hand Other Assets

Other Assets

Shares in and Debts Due From Dependent Company

Total Assets

Undertakings with their Head Offices in Ireland Acadia Accent Europe

777

219

6,578

1,835

1,774

0

777

11,960

0

0

0

543

11,347

70

0

11,960

4,278

7,580

-3,986

80

2,483

0

5,402

15,837

314

0

0

1,258

2,773

136

11,356

15,837

ACE European Markets

889

0

44,574

3,423

17,633

0

7,807

74,326

10,357

13,295

0

19,053

26,204

1,321

4,096

74,326

AEGON Financial Assurance

635

53,760

-2,743

14,775

0

0

1,251

67,678

0

32,884

0

15,961

18,504

329

0

67,678

AIG Europe

5,850

7,116

131,131

38,991

179,116

0

33,067

395,271

322,342

0

86

40,179

13,856

18,808

0

395,271

Alfar

1,368

0

2,076

162

2,300

0

175

6,081

0

0

0

0

6,031

50

0

6,081

31,250

493

515,948

246,195

1,112,865

5,400

150,771

2,062,922

1,308,538

142,093

78,416

325,508

82,998

125,369

0

2,062,922

Allianz Worldwide Care

6,000

12,000

78

43,079

15,885

0

8,629

85,671

0

0

1,030

43,097

33,084

8,460

0

85,671

Allied World Assurance Company

5,102

26,000

-5,517

6,168

28,271

0

11,711

71,735

0

41,299

0

11,615

16,095

2,325

401

71,735

Alreford Limited

5,060

8,028

-567

3,070

12,303

0

228

28,122

0

0

0

862

23,011

4,249

0

28,122

Altria Insurance

2,388

0

5,411

195

1,964

0

1,623

11,581

0

0

0

7,156

3,986

439

0

11,581

639

333

200

0

0

0

34

1,206

0

0

0

12

1,194

0

0

1,206

14,934

21,856

8,125

17,237

6,360

0

27,155

95,667

26,065

0

29

15,358

45,219

8,395

601

95,667

635

2,365

3,202

182

1,767

0

419

8,570

0

0

0

469

7,942

159

0

8,570

AXA

42,079

70,779

363,117

221,144

1,227,018

0

103,365

2,027,502

1,364,067

346,484

40,281

11,737

115,661

149,272

0

2,027,502

AXIS Specialty Europe

10,960

138,268

-4,538

27,955

71,220

0

106,581

350,446

15,125

92,921

9,243

136,271

57,770

39,116

0

350,446

1,535

152

7,752

275

4,520

0

1,949

16,183

0

0

0

11,527

3,820

836

0

16,183

42,139

0

216,798

331,493

24,210

0

40,742

655,382

0

0

141

9,316

509,640

136,285

0

655,382

3,120

7,158

1,336

0

570

0

150

12,334

0

0

2

3,205

9,067

60

0

12,334

18,263

65

1,108

358

1,389

0

1,717

22,900

0

0

4

2,349

10,151

2,974

7,422

22,900

Allianz Corporate Ireland

Amersham Amtrust International Arbor Property & Casualty

Baltimore Barclays Insurance Bavaria Baxendale BMS International

834

1,115

2,561

0

369

0

262

5,141

0

0

0

280

4,762

99

0

5,141

Cahir Insurance

635

24,365

2,395

0

4,147

0

123

31,665

0

0

0

114

31,551

0

0

31,665

1,309

4,093

2,809

0

23,019

0

1,965

33,195

16,704

0

0

15,650

620

221

0

33,195

Canterbury Capricorn

953

0

5,767

170

949

0

122

7,961

0

0

0

20

5,040

2,901

0

7,961

Carraig

1,000

199,000

59,360

26,271

321,421

0

8,585

615,637

0

431

3

219,083

395,635

485

0

615,637

Carrefour

8,500

0

9,796

-623

13,399

0

1,451

32,523

0

0

0

0

32,445

78

0

32,523

Celltech Insurance Centre Centrica

1,451

4,449

858

0

3,818

0

77

10,653

0

0

0

0

10,648

5

0

10,653

55,266

0

-33,135

6,887

10,623

0

132

39,773

18,667

0

0

10,938

9,874

294

0

39,773

711

3,556

523

0

1,735

0

116

6,641

0

0

0

0

6,626

15

0

6,641

Classic Brand

1,145

3,654

8,711

671

0

0

201

14,382

0

0

0

9,051

5,287

44

0

14,382

CODEVE

3,000

35,000

1,589

8,969

74,252

0

4,288

127,098

0

0

1,043

12,610

112,897

548

0

127,098

Combined

635

0

64,312

27,186

19,590

0

11,592

123,315

83,464

16,536

779

11,452

2,213

8,871

0

123,315

Coromin

642

3,256

1,514

536

1,584

0

7,923

15,455

0

0

0

0

14,364

1,091

0

15,455

Decare

635

3,765

-2,381

2,586

1,744

0

64

6,413

0

0

0

3,024

3,388

1

0

6,413

3,282

0

794

356

1,236

0

355

6,023

0

0

0

131

3,306

2,586

0

6,023

660

0

3,298

0

11,459

0

937

16,354

0

0

0

2,405

13,949

0

0

16,354

Delphi Insurance Deutsche Post Insurance Dorinco

799

3,948

-1,244

0

5,394

0

96

8,993

0

0

0

0

6,087

31

2,875

8,993

Dornoch International

4,359

24,725

2,902

0

10,778

0

801

43,565

0

0

0

51

36,062

7,452

0

43,565

Electra

1,380

0

25,697

738

374

0

675

28,864

6,754

0

0

4,116

17,493

501

0

28,864

Electric Insurance

1,000

10,250

-526

0

125

0

1,504

12,353

10,311

0

0

1,269

773

0

0

12,353

Elkem

3,750

1,333

1,388

1,284

4,153

0

2,494

14,402

0

0

0

3,396

7,613

3,393

0

14,402

100,000

0

8,685

6,229

7,059

0

21,839

143,812

0

0

0

20,721

122,875

216

0

143,812

ENI Insurance Eureko

908

2,861

3,981

70

334

0

2,446

10,600

5,187

0

0

2,548

2,821

44

0

10,600

Euro Insurances

672

10,805

79,216

0

159,619

0

4,763

255,075

98,203

0

77

5,432

120,078

31,285

0

255,075

Europa General

2,032

0

25,415

13,985

38,944

0

2,866

83,242

3,506

7,200

5,998

11,511

52,098

2,929

0

83,242

102

103

TABLE 30

Balance Sheets for Non-Life Insurance Business

as at 31st December 2006 (€000’s)

LIABILITIES NAME OF UNDERTAKING

Capital Issued

Subordinated Loan Capital & Capital Reserves

Reserve Funds P&L Account

European Insurance Risk Excess

5,057

European Manufacturers

1,896

0

970

FBD

6,985

1,156

248,749

FDI Finaref Insurance First Beacon Insurance GAI International GD Insurance

20,088

-4,397

ASSETS Technical Reserves UPR and URR

Outstanding Equalisation Claims Reserves

324

Other Liabilities and Provisions 44

Total Liabilities

21,116

Government Stocks, Securities Shares and Debentures

0

0

Cash on Accounts Property Land, Outstanding Deposit and in Current Fixtures, and Sundry Account and Fittings and Debtors in Hand Other Assets 0

0

21,107

Other Assets

Shares in and Debts Due From Dependent Company 9

Total Assets

0

0

0

21,116

146

136

0

439

3,587

0

0

0

0

3,587

0

0

3,587

175,546

672,309

0

71,198

1,175,943

386,342

248,527

129,641

65,263

299,106

43,230

3,834

1,175,943

811

1,737

4,289

882

891

875

34

9,519

0

0

0

0

9,335

184

0

9,519

11,666

11,433

55,050

40,292

26,432

0

29,485

174,358

70,986

0

95

24,851

44,475

33,924

27

174,358

1,446

0

2,098

140

311

0

51

4,046

0

0

0

0

4,004

42

0

4,046

635

0

2,249

7,281

405

0

2,060

12,630

0

0

21

1,397

9,138

2,074

0

12,630

702

0

10,084

188

34,933

0

3,424

49,331

0

0

0

2,214

0

47,117

0

49,331

1,643

5,076

6,945

8,973

33,146

0

2,330

58,113

0

0

0

8,461

46,472

3,180

0

58,113

Gulfstream

18,966

0

17,850

0

6,375

0

311

43,502

0

0

0

24,567

18,911

24

0

43,502

Halifax Insurance

91,458

0

213,238

231,560

108,468

0

53,561

698,285

0

0

1,954

12,860

502,006

181,465

0

698,285

Hibernian General

12,564

26,381

422,070

373,326

1,617,104

0

112,850

2,564,295

1,695,885

294,159

87,484

142,539

125,478

209,682

9,068

2,564,295

7,636

0

7,452

46,155

264

0

6,284

67,791

0

0

249

18,251

11,242

38,049

0

67,791

Golden Arches

Hitachi Capital HSBC

12,965

0

12,043

12,817

19,146

0

15,331

72,302

0

11,249

35

12,616

30,488

17,914

0

72,302

Hugo

6,000

0

2,480

0

22

0

1,258

9,760

0

0

0

293

9,417

50

0

9,760

Icarom

63,487

4,108

-282,554

0

68,948

0

186,358

40,347

1,995

0

39

727

37,552

34

0

40,347

Inveralmond Insurance Ltd

3,144

0

2,208

0

887

0

314

6,553

0

0

0

3,439

3,094

20

0

6,553

Irish Dairy Board Insurance

635

2,365

225

1,130

700

0

679

5,734

0

0

0

4

5,394

336

0

5,734

Irish Permanent Property Co Ltd

635

3,300

271

17,264

0

61

169

21,700

18,005

0

0

1,047

1,539

1,109

0

21,700

0

0

205,198

12,863

805,119

0

7,354

1,030,534

479,842

387,125

0

28,370

118,781

16,416

0

1,030,534

3,847

0

3,724

0

18,568

0

1,610

27,749

0

0

0

0

25,371

860

1,518

27,749

635

0

30,627

0

15,501

0

923

47,686

0

0

0

17,941

29,134

611

0

47,686

Irish Public Bodies Kingfisher KPN Kraft Insurance (Ireland) Limited Lifeguard Lince

729

2,604

-830

1,983

1,982

0

4,856

11,324

0

0

0

4,216

6,699

409

0

11,324

1,311

8,392

3,242

0

8,912

0

13,639

35,496

13,758

6,530

0

321

7,302

7,585

0

35,496

635

2,865

-1,178

336

1,850

0

167

4,675

0

0

0

79

4,596

0

0

4,675

MACSA

3,000

0

9,893

0

1,090

0

10,277

24,260

0

0

0

0

17,237

7,023

0

24,260

Martinsurance

1,481

0

3,224

0

4,627

0

218

9,550

2,611

1,025

0

3,836

704

1,374

0

9,550

Max Insurance Europe

3,000

17,000

13,109

2,760

11,912

0

26,624

74,405

34,936

11,647

0

3,892

4,210

19,720

0

74,405

Medical

2,000

450

5,448

1,456

12,438

0

8,526

30,318

0

0

2

3,768

26,257

291

0

30,318

Miripro

3,134

5,244

10,050

5,194

30,876

0

1,046

55,544

0

0

0

2,595

52,706

243

0

55,544

Mountainbran Limited

3,805

19

-364

956

4,550

0

489

9,455

3,601

1,596

0

0

2,582

1,676

0

9,455

Multi Risk

7,284

17,873

-3,765

0

14,498

0

2,618

38,508

0

0

0

12,310

25,922

276

0

38,508

National Grid

635

14,075

7,720

0

15,133

0

860

38,423

12,843

2,785

0

309

22,486

0

0

38,423

Nautilus Insurance

4,600

2,000

-1,022

710

1,105

0

399

7,792

0

0

0

0

7,770

22

0

7,792

Navillus Insurance

1,135

6,675

7,234

1,037

2,301

0

251

18,633

0

0

0

7,773

10,616

244

0

18,633

NEM

1,875

30

2,733

0

855

0

258

5,751

4,329

0

0

26

1,309

87

0

5,751

44,754

0

87,082

14,263

410

0

17,705

164,214

0

7,322

224

47,752

103,587

5,329

0

164,214

1,334

1,895

-36

658

331

0

1,898

6,080

0

0

0

2,420

3,305

355

0

6,080

New Technology Newell Newwater

815

815

2,981

0

5,231

0

176

10,018

0

0

0

282

9,702

34

0

10,018

Noble Insurance

6,213

8,481

34,864

1,082

10,376

0

3,158

64,174

0

0

0

13,703

50,349

122

0

64,174

Nokatus

3,000

22,000

24,442

6,061

20,625

0

880

77,008

0

0

0

834

48,573

834

26,767

77,008

1,631

0

911

246

71

0

100

2,959

0

0

0

2,586

170

203

0

2,959

4,989

16,705

-6,477

101

4,626

0

8,531

28,475

2,884

16,612

25

0

8,507

447

0

28,475

14,274

0

7,088

4,682

119

0

8,975

35,138

0

0

0

0

35,118

20

0

35,138

Open + Direct Overseas NEIL Parkgate Insurance Limited

104

105

TABLE 30

Balance Sheets for Non-Life Insurance Business

as at 31st December 2006 (€000’s)

LIABILITIES NAME OF UNDERTAKING

PartnerRe Ireland

Capital Issued

Subordinated Loan Capital & Capital Reserves

Reserve Funds P&L Account

ASSETS Technical Reserves UPR and URR

Outstanding Equalisation Claims Reserves

Other Liabilities and Provisions

Total Liabilities

Government Stocks, Securities Shares and Debentures

Cash on Accounts Property Land, Outstanding Deposit and in Current Fixtures, and Sundry Account and Fittings and Debtors in Hand Other Assets

Other Assets

Shares in and Debts Due From Dependent Company

Total Assets

2,249

9,016

-571

483

215

0

5,042

16,434

10,417

0

0

3,562

1,890

565

0

16,434

Petroswede

671

579

2,310

0

265

0

52

3,877

0

0

0

0

3,863

14

0

3,877

Pharma

792

14,408

1,270

684

2,509

113

2,388

22,164

0

0

0

1,752

20,412

0

0

22,164

PI Indemnity

8,422

0

4,273

10,286

29,501

0

15,202

67,684

0

0

0

15,685

51,999

0

0

67,684

Pine

1,615

0

5,533

0

3,904

0

152

11,204

0

0

0

144

11,050

10

0

11,204

PMI

635

79,555

43,073

16,234

22,066

5,128

2,362

169,053

146,558

0

1,066

3,516

10,703

5,427

1,783

169,053

Preem

929

0

14,585

0

18,128

0

115

33,757

0

0

0

0

33,749

8

0

33,757

Probus

3,455

2,303

25,956

565

17,956

0

20,690

70,925

3,320

0

54

15,429

44,926

7,196

0

70,925

775

0

178

0

1,556

0

19

2,528

0

0

0

0

2,512

16

0

2,528

0

0

9,480

2,412

4,196

0

-46

16,042

12,796

0

0

2,636

0

611

0

16,043

635

24,463

-12,397

265

268

0

5,048

18,282

15,458

0

16

1,209

1,464

135

0

18,282

21,875

345

400,974

384,070

692,029

0

58,455

1,557,748

9,951

615,516

249,027

193,971

434,921

54,362

0

1,557,748

Red Disk

863

0

3,924

300

2,110

0

164

7,361

0

0

0

990

6,325

46

0

7,361

RSIF

784

3,224

6,509

421

10,394

0

825

22,157

10,863

9,257

0

539

1,487

11

0

22,157

14,379

0

44,209

68

18,853

0

1,424

78,933

0

0

0

2,235

76,326

372

0

78,933

Santam Europe

635

26,365

-1,976

6,090

9,286

0

901

41,301

0

0

41

1,084

18,322

21,854

0

41,301

SASOL

639

14,337

11,995

-5,900

7,184

0

61,698

89,953

0

8,172

0

61,949

19,832

0

0

89,953

Siemens International

2,007

5,000

7,895

0

34,612

0

578

50,092

40,242

0

0

0

9,846

4

0

50,092

SN SecureCorp

1,000

1,100

780

0

53

0

47

2,980

0

0

0

70

2,905

5

0

2,980

Standard Trane

843

1,358

-185

238

197

0

2,259

4,710

0

0

0

2,196

2,237

277

0

4,710

Starr Excess

2,755

73,652

121,795

27,999

148,141

0

175,513

549,855

188,755

215,439

34

75,049

37,244

33,334

0

549,855

TCS Insurance

5,614

983

9,794

1,691

2,182

0

9,346

29,610

15,487

0

0

4,605

8,632

886

0

29,610

Tetra Laval

3,227

0

323

0

1,516

0

208

5,274

0

0

0

1,978

3,296

0

0

5,274

The Procter & Gamble International

2,017

0

1,659

132

535

0

4,185

8,528

0

0

0

5,542

2,850

136

0

8,528

Professional Services Insurance QBE Quanta Europe Quinn-direct

SAGA

Trans-Meridian

871

0

326

0

616

0

46

1,859

0

0

0

0

1,855

4

0

1,859

UPS

3,000

0

2,324

110

2,523

0

440

8,397

0

0

0

1,758

6,622

17

0

8,397

Valiant

5,760

25,440

8,802

0

20,007

0

857

60,866

29,000

0

0

230

31,628

8

0

60,866

9

12,441

-4,616

5,590

1,924

0

13,792

29,140

0

0

281

14,884

12,506

1,469

0

29,140

792

0

18,495

1,315

10,399

0

1,323

32,324

0

0

0

18,120

14,075

129

0

32,324

1,000

15,000

8,863

3,874

4,934

0

1,280

34,951

0

0

0

4,462

24,451

6,038

0

34,951

758

29,202

20,323

8,391

34,922

0

4,401

97,997

0

0

291

13,920

83,227

559

0

97,997

VIVAS W.T.C.D. Wagram Insurance White Horse Xeron

698

0

4,055

0

4,769

0

43

9,565

0

0

0

0

9,557

8

0

9,565

75,133

0

104,436

35,091

106,699

0

267,398

588,757

365,039

0

503

190,247

13,999

18,969

0

588,757

YARA

1,000

15,200

960

71

6,253

0

6,959

30,443

0

0

0

83

30,048

312

0

30,443

Zurich Insurance Ireland Limited

4,627

118

320,397

197,003

852,905

0

602,740

1,977,790

1,046,461

162,699

10,398

372,055

276,309

73,851

36,017

1,977,790

928,370

1,249,203

3,917,337

2,719,827

9,084,963

11,577

2,452,854

20,364,131

7,911,968

2,692,803

618,612

2,470,720

5,133,264

1,431,000

XL Europe

TOTAL

106

107

105,765 20,364,132

TABLE 31

Report on Administration of Insurance Compensation Fund for the Year Ended 31st December 2006

Assets/Liabilities - Summary in Respect of Business In Ireland for the year 2006 (€000’s) LIABILITIES

NAME OF UNDERTAKING

Unearned Premium Reserve

Additional Unexpired Risk Reserve

Outstanding Claims

Overview

ASSETS Total

Other Liabilities and Provisions

Investments

Fixed Assets

Current Assets

Other Assets

The Insurance Compensation Fund was established by statue in 1964. It currently provides a mechanism whereby the Liquidator and/or Administrator of an insolvent non-life insurer may obtain funds for make payments to certain individuals who have claims against the insolvent insurer.

Total

Administration of the Fund The Fund is maintained and administered by the Accountant of the High Court, acting under the control of the President of the High Court. An abstract of the accounts of the Fund for each year is required to be furnished by the Accountant and is published below in accordance with Section 2(8)(b) of the Insurance Act, 1964.

Undertakings with their Head Offices in Switzerland

Zurich TOTAL

3,489

0

21,317

3,514

28,320

32,056

0

7,226

0

39,282

3,489

0

21,317

3,514

28,320

32,056

0

7,226

0

39,282

ICAROM plc The Account of the Fund also includes payments from the Exchequer/Central Bank to the Administrator of ICAROM plc under funding arrangements with the banking sector for repayment of the liabilities of the former ICI. These payments amounted to €11,173,695 in 2006. In addition, the Insurance Compensation Fund made a further advance to ICAROM plc of €25m at commercial rates on 16 December 2002. This was to facilitate the early repayment to the Exchequer of a €40.6m advance, which had been repayable in 2012. Primor Plc Following the failure of PMPA in 1983, legislation was enacted enabling an Administrator to be appointed to the company, which was renamed Primor plc. The operation of the Fund enabled monies collected through levies on the insurance industry to be channelled to the Administrator to pay insurance claimants, subject to certain limitation on amounts and circumstances in which payable.

TABLE 32

Insurance Levy In order to fund the costs of the administration of Primor plc, a 2% levy was imposed on non-life premiums from 1 January 1984. The rate was reduced to 1% from 1 January 1992 to 31 December 1992 and ceased to apply from 1 January 1993 as it was felt that sufficient funds has been collected to enable the successful completion of the administration of Primor plc. The Irish Pound equivalent of €186.3m in total was collected by way of the levy.

All Syndicates at Lloyd’s Establishment Business Year Ended 31st December 2006

Total

Accident and Health

Motor

€000’s

€000’s

Aviation, Marine and Transport

Fire and other Damage to Property

Liability

€000’s

€000’s

€000’s

Miscellaneous Pecuniary Loss

Movement of Fund in the Year to 31st December 2006 €

€000’s

€000’s

Gross Written Premium

68,057

Claims paid

24,344

1

18,450

1,455

3,890

548

0

Commission

13,477

1

6,385

996

2,464

3,592

39

Claims Outstanding

3

28,750

3,522

8,808

26,844

130

Opening (Surplus) as at 1st January 2006

27,321,770

Interest Earned

84,145

11

74,003

836

3,774

5,470

649,562

Contributions received pursuant to Agreement dated 9 December 1992 between Allied Irish Bank plc, the Minister for Finance and the Central Bank of Ireland

11,173,695

Amounts advanced under Section 3 of the Insurance Act, 1964 as amended by the Insurance (No. 2) Act, 1983

38,852,965

Less:

• Administrator of Icarom plc

(11,173,695)

Surplus as at 31st December 2006

27,321,770

51 Represented by Deposit

27,321,770

Note 1: At 31st December 2006, the following amounts were owing to the Fund by companies under Administration. ICAROM plc

185,895,543

Primor plc

150,146,528 336,146,528

108

109

Insurance Legislation

Legislation

Principal Provisions

The table below summarises the main provisions of the more important pieces of applicable legislation.

Guide to Main Provisions of Most Significant Irish Insurance Legislation

Legislation

Insurance Act, 1989 (No. 3 of 1989)

•

Transpose into Irish Law the Third (EU) Life Assurance Directive (92/96/EEC);

•

Contain provisions similar to the Non-Life Regulations described above;

•

Implement relevant provisions of the Second (EU) Life Assurance Directive (90/619/EEC) concerning freedom of services to transact business on a cross-border basis throughout the EU;

•

Prescribe the format for the statutory returns of life assurance undertakings.

European Communities (Non-Life Insurance Accounts Regulations, 1995 (S.I. No. 202 of 1995)

•

Prescribe the format for the statutory returns of non-life insurance undertakings.

European Communities (Insurance Undertakings Accounts) Regulations, 1996 (S.I. No. 23 of 1996)

•

Transpose into Irish Law the (EU) Insurance Accounts Directive (91/674/EEC) on the annual accounts and consolidated accounts of insurance undertakings.

Insurance Act, 2000 (No. 42 of 2000)

•

Introduces a system of statutory authorisation and supervision of insurance and reinsurance intermediaries. Strengthens powers and authority in relation to reinsurance entities, including notification procedures.

Solvency I Directive 2002/13/EC and 2002/83/EC

•

The absolute minimum amounts of capital required (the socalled minimum guarantee fund) are substantially increased and will be indexed in future in line with inflation. The new absolute minimum is set at €3 million (€2 million for some classes of nonlife insurance) compared to the previous amounts which ranged between €200,000 and €1.4 million;

•

The thresholds, based on levels of premiums and claims below which a higher solvency margin is required, have been increased. The required solvency margin on a premium basis will now be 18% up to the first €50 million of premium - this figure has been increased from €10 million and will be indexed in future - and 16% above €50 million. On a claims basis, the margin will be 26% on the first €35 million, up from €7 million and also indexed in future, and 23% above €35 million;

•

Supervisory Bodies will now have increased powers to intervene early to take remedial action where policyholders' interests are threatened. For example, in a situation where an insurance undertaking currently satisfies the solvency margin requirements, but its financial position is deteriorating rapidly, the supervisor will now be able to take action;

•

For certain categories of non-life business that have a particularly volatile risk profile (marine, aviation and general liability), the required solvency margin will be increased by 50%.

Principal Provisions

•

Principal framework in domestic legislation for the regulation of the insurance industry;

• Article 34 requires life assurance companies to have an appointed actuary whose duty is to carry out any function in relation to the business which is required to be undertaken by an actuary, under the Act; •

European Communities (Non-Life Insurance) Framework Regulations, 1994 (S.I. No. 359 of 1994)

European Communities (Life Assurance) Framework Regulations, 1994 (S.I. No. 360 of 1994)

Article 35 imposes a duty on an insurer’s auditor to report independently to the Minister if circumstances exist, which could e.g. affect the insurer’s ability to fulfil its obligations to policyholders.

•

Transpose into Irish Law the Third (EU) Non-Life Insurance Directive (92/49/EEC);

•

Institute a single authorisation and supervision system throughout the EU whereby authorisation and supervision is done by the Member State in which the insurer’s head office is located;

•

Impose obligation on insurers in respect of reporting to the supervisory authority;

•

Prescribe rules for the valuation of underwriting liabilities and assets and requirements on the localisation of assets;

• Prescribe information and other requirements in the interests of the consumer;

110

111

Legislation

Principal Provisions

Directive 2002/87/EC of the European Parliament and of the Council of 16 December 2002 on the supplementary supervision of credit institutions, insurance undertakings and investment firms in a financial conglomerate.

•

The Directive enhances the prudential soundness and effective supervision of financial conglomerates. It is an important step in the ongoing modernisation of EU financial legislation, and will enhance financial stability and is a significant improvement in the protection of depositors, insurance policy holders and investors.

Directive 2002/92/EC on insurance mediation

•

Provides for the harmonisation throughout the EU of rules applicable to insurance and reinsurance intermediaries and provides a European passport for such entities.

Central Bank and Financial Services Authority of Ireland Act 2003 (No. 12 of 2003)

•

Provides for the establishment of the Irish Financial Services Regulatory Authority (“Financial Regulator”); Restructures the Central Bank; Amends existing legislation to take account of the functions of the Financial Regulator.

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Central Bank and Financial Services Authority of Ireland Act 2004 (No. 21 of 2004)

• Provides for the establishment of the Financial Services Ombudsman’s Bureau • Establishment of Consumer and Industry panels • Amends existing legislation to take account of the functions of Financial Regulator

European Communities (Distance Marketing of Consumer Financial Services) Regulations 2004 (S.I. 853 of 2004)

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The objective of these Regulations is to give effect to Directive 2002/65/EC and harmonises the rules applicable to the distance marketing of financial services.

Central Bank Act 1942 (Sections 33J and 33K) Regulations 2005 (S.I. No 273 of 2005)

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These Regulations specify the levy rates applicable to entities regulated by Financial Regulator and repeal the previous Insurance Fees Orders.

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Insrance Statistical Review 2006

Insurance Statistical Review

2006

PO BOX NO 9138 T +353 1 410 4000 COLLEGE GREEN, Consumer help-line DUBLIN 2, IRELAND lo call 1890 77 77 77 Register of Financial Service Providers help-line lo call 1890 20 04 69 F +353 1 410 4900 www.financialregulator.ie www.itsyourmoney.ie Information Centre: 6-8 College Green, Dublin 2 © Irish Financial Services Regulatory Authority.