|
February 2017 • • • Calendar of Events
FreedomYears
Insider
Cleveland Indians vs. Kansas City Royals
Saturday, May 27 • 4:10 pm game • Progressive Field, Cleveland • $110 per person Infield Club seating • Ramirez Bobblehead night You asked for the Indians, you got the Indians! Instead of driving to Cincinnati for a Reds game this year, by customer demand, it is time to switch it up! Invite your family and friends to join you for the night as the Cleveland Indians take on the Kansas City Royals. Who knows, you may witness history! Since you are going all that way, and it will be dinner time, you will enjoy the game in the Infield Club section 346 and 348. Club seats are one level above the field, infield, and the price includes great food and non-alcoholic beverages. Let us take care of the driving while you relax and enjoy the company around you. Refreshments will be provided by Freedom Years to/from the game. Call today to reserve your seats! Cost includes: deluxe motor coach transportation, Cleveland Indians club seating ticket, unlimited food and non-alcoholic beverages, taxes and driver gratuity.
Escape to Lake Erie’s Shores June 21-22 Port Clinton • Kelley’s Island and Put-in-Bay Escaping to the beautiful shores of Lake Erie is a fantastic way to celebrate the first day of summer. Enjoy dinner and a complimentary glass of wine at Mon Ami Winery. Mon Ami ranks among the leading wineries in Ohio, producing from 40,000 to 50,000 gallons of wine a year. Have a great time taste-testing the wine for yourself! The next day includes a full day tour of Kelley’s Island and Put-in-Bay on your own terms. You’ll depart from the pier onboard your charter boat to Kelley’s Island with plenty of time to visit shops or enjoy the scenic surroundings for the morning. Once you are back onboard, your lunch will be catered (included). Then you’re off to Put-in-Bay for the early afternoon to browse, wander and sight see at your leisure. Following your time at Put-in-Bay, you’ll hop back aboard the boat and return to the pier, where your motor coach will be waiting to escort you home. An optional tram tour of Put-in-Bay and golf cart rentals on Kelley’s Island are available. Price per person: $275 double occupancy; $360 single occupancy. Triple and quad pricing available. A deposit of $100 per person plus the optional insurance premium is due at the time of booking.
10 Reasons How Jungle Jim’s Will Change Your Life Thursday, March 9 • $33 per person Jungle Jim’s International Market & Kenwood Towne Center 1. You have never seen this much honey in one place at the same time. 2. You’ll find no shortage of strange and exotic beverages. 3. You’ll have a tough time deciding which exotic spices to experiment with for dinner. 4. Take a trip to places like Holland, France, Spain and Ireland…without the cost of a flight! 5. Giant fruit! 6. You can enjoy a little entertainment while shopping for soup. 7. Tea Lovers Unite! Take your pick from shelf after shelf of teas. 8. If you have a gluten allergy, you’ll find the largest gluten-free selection in the entire Midwest. 9. Want to see 765 lbs. of the Big Cheese? 10. Wine lover? They have wine…A LOT of wine. Bonus: You can buy an Ostrich egg…I mean, come on! Cost includes: deluxe motor coach transportation, taxes and driver gratuity.
Call for a detailed brochure for further information!
740.681.8251 • FNBFreedomYears@Fair fieldNationalBank.com
| •
The Bodyguard on Broadway *A few spots left Tuesday, February 14 • The Ohio Theatre - Columbus, Ohio • 7:30 pm performance • $92 per person Whether this will be a romantic date for two, or a time to belt out Whitney Houston’s “I Will Always Love You” with the girls, an evening performance of The Bodyguard at the Ohio Theatre in downtown Columbus is the perfect way to spend Valentine’s Day. Depart from Lancaster in the afternoon for Easton Town Center for dinner (on your own) before arriving at the theatre. Freedom Years would be happy to make private dinner reservations for you, if you call soon! Former Secret Service agent turned bodyguard, Frank Farmer, is hired to protect superstar Rachel Marron from an unknown stalker. Each expects to be in charge; what they don’t expect is to fall in love. A romantic thriller, The Bodyguard features a host of irresistible classics including “Queen of the Night,” “So Emotional,” “One Moment in Time,” “Saving All My Love,” “Run to You,” “I Have Nothing,” “I Wanna Dance with Somebody” and one of the best-selling singles of all time—“I Will Always Love You.” Price includes: Deluxe motor coach transportation; center section orchestra seats (Q - Y); all applicable taxes, and gratuities on included items.
Euchre Night 2017 Friday, February 24 • Doors open at 5 pm • Bickford of Lancaster $5 per person Join us for a fun evening of progressive euchre! Whether you are a beginner or a seasoned euchre player, you are sure to have a terrific time playing cards tonight! We will supply prizes, dinner, and beverages while you supply the entertaining conversation and fun. We hope you and your friends will join us for Euchre Night 2017! Price includes: progressive euchre party, hot buffet dinner, soft drinks and prizes.
Call to reserve your seat today!
Atlantic City Boys Wednesday, April 5 • Villa Milano Ballroom, Columbus Noon lunch and 1:30 pm performance • $74 per person
Spring Mystery Trip Choose between Tuesday, April 25 or Wednesday, April 26 • Somewhere, USA $96 per person It’s time to get out of town! Let’s head out of Lancaster this morning to tour a historic property and visit the local shops. Then, it’s time for lunch in a charming restaurant before hopping onboard our unique transportation to tour the town. Plus, you’ll have some time to sit in awe. Where are we going to spend the day? Call to reserve your chance to find out! Note: You may choose from either date advertised. Please indicate which date you prefer, and we will try our best to accommodate you. Trip includes: deluxe motor coach transportation, lunch, entrance fees, taxes and gratuities for included features, motor coach driver and luncheon servers.
Call your friends, and make your reservations for this afternoon performance by the Atlantic City Boys. You will enjoy a plated lunch before being entertained by this talented group singing all of your old time favorite rock n’ roll hits. You will hear classics from American Radio Song Book, while enjoying their harmonies and dance moves! How could you not sing along to “Big Girls Don’t Cry”, “Sherry”, “Good Vibrations”, “California Girls” and many more. Price includes: deluxe motor coach transportation, plated meal, all applicable taxes, and gratuities on included items.
Call to reserve your seats today!
Day to Shop till you Drop! Friday, April 21 • Vera Bradley Outlet Sale • Fort Wayne, IN• $99 per person It’s that time of year again! Thousands of ladies will gather their shopping lists and head to the largest outlet sale for Vera Bradley’s beautifully designed and very popular items. You may sit back and relax with your friends onboard our deluxe motor coach transportation until we arrive in VIP style for two hours of shop, shop, shopping! We will be making a lunch and dinner stop (on your own) along the way. If you’ve never experienced this one-of-a-kind event, join us for a day designed for ladies that just want to have fun! Vacation highlights: roundtrip deluxe motor coach transportation, timed group entrance for Vera Bradley Outlet Sale includes special VIP group entrance, check out, and waiting area, and all taxes and gratuities on included items.
Northern Rocky Adventure August 22-29 • Featuring Salt Lake City, Jackson Hole & Grand Tetons National Park Join us as we visit Salt Lake City, Jackson Hole, and Grand Tetons National Park, a combination of fascinating history and incredible scenery. Vacation highlights: • Roundtrip airfare from Columbus to Salt Lake City, UT • All ground transportation aboard a deluxe highway motor coach • 2 nights in a Salt Lake City hotel • 4 nights in a Jackson, WY hotel • 1 night in a Park City, UT hotel • 7 breakfasts, 1 lunch, and 4 dinners • Sightseeing in Salt Lake City • Boat ride on Jenny Lake in Grand Tetons National Park • Wildlife tour and float trip in Grand Tetons National Park • Visit to Olympic Park in Park City, UT • Tour director while on tour • National Park entry fee • All baggage handling, taxes and gratuities on included items • Optional tour to Yellowstone National Park ($99 per person) Price per person: $2,995 double occupancy; $3,695 single occupancy; $2,795 triple occupancy. A deposit of $500 per person plus the optional insurance premium are due at the time of booking.
New Orleans Welcomes You
Hawaii Island Time October 25 - November 2 Discover why the Islands of Aloha are home to treasures unlike any other on Earth. Hawaii is more than just the birthplace of modern surfing and hula, it’s a land of relaxation, adventure, and natural beauty. Imagine spending one week in paradise in one hotel – no moving around! We’ll spend 7 nights in Waikiki, with optional day trips throughout the week, including day trips by air to Maui and the Big Island of Hawaii. You can relax and do as little or as much as you would like. Soak in the cultural sights, hike on a volcano, or lie on the beach all day. It’s completely up to you! Vacation highlights: • Roundtrip flights to Honolulu • Airport transfers in Honolulu • 7 nights’ at the Holiday Inn Waikiki Beachcomber • Breakfast daily, 2 dinners • Honolulu city tour • Tour of Pearl Harbor and USS Missouri (USS Arizona subject to availability) • Grand Circle Island Tour of Oahu • Gratuities for drivers and guides on included tours and transfers • Baggage handling at hotels and airports (where possible) Price per person: $3,995 double occupancy; $4,799 single occupancy; $3,759 triple occupancy. A deposit of $500 per person plus the optional insurance premium is due at the time of booking.
September 17-20 To some people, New Orleans is music – jazz, ragtime, blues, opera. To others, New Orleans is food – jambalaya, crawfish pie, gumbo, Cajun, Creole, French. Ready to find out what New Orleans means to you? This fun destination has more great restaurants and famous chefs than practically any other American city. Take time to visit the historic plantations, take a swamp cruise, or browse through fabulous antique shops, and art galleries. On this short get-a-way, you can experience the many things to do and see in the Crescent City. You’ll have plenty of free time to enjoy the city however you wish, or you can fill your time with optional tours that are being offered. Included features: • Roundtrip airfare to New Orleans, LA • Motor coach transportation for transfers and included sightseeing tours • 3 nights at Hotel Monteleone • Baggage handling at hotels • Full ala carte breakfast daily • New Orleans sightseeing tour • French Quarter food tour • All taxes on included features • Driver and guide gratuities Optional tours available: Oak Alley & Laura Plantation tour, swamp tour, New Orleans School of Cooking tour and a ghost and vampire tour. Price per person: $1,499 double occupancy; $1,799 single occupancy. A deposit of $300 per person plus the optional insurance premium is due at the time of booking.
Call 740.681.8251 for a detailed brochure for any of these bucket list trips!
2017
Day Trips & Local Events FEBRUARY 14 The Bodyguard on Broadway Ohio Theatre - Columbus Details enclosed! FEBRUARY 24 Euchre Night 2017 Bickford of Lancaster Details enclosed! MARCH 9 10 Reasons How Jungle Jim’s Will Change Your Life Cincinnati Details enclosed! MARCH 16 Church Basement Ladies: Away in the Basement La Comedia Dinner Theatre Springboro Tickets still available!
APRIL 5 Atlantic City Boys Villa Milano Ballroom Columbus Details enclosed! APRIL 21 Day to Shop till you Drop! Vera Bradley Outlet Sale Fort Wayne, IN Details enclosed! APRIL 25 or APRIL 26 Spring Mystery Trip Somewhere, USA Not so many details enclosed! MAY 27 Indians vs. Kansas City Royals Progressive Field, Cleveland Details enclosed!
Extended Vacations & Get-A-Ways
Trip/Event Cancellation Policy: The cancellation of Freedom Years one-day trips or events will be non-refundable after payment is made unless the space is filled from an available wait list or a substitution is made by another member. Trips may be paid for by cash, check, or VISA. Checks should be made payable to Fairfield National Bank - Freedom Years. Refund policies on extended vacations vary from trip to trip. Please review the cancellation policy included on each trip brochure. Travel/Health Policy: It is required that persons needing assistance be accompanied by a companion who is capable and totally responsible for providing that assistance. Neither Freedom Years nor its suppliers may assist with medications, wheelchairs, or physically lift persons onto transportation vehicles. Travelers needing special assistance must notify Freedom Years when they make their reservations. Please note that the Americans with Disabilities Act does not apply outside the United States.
FEBRUARY 28 - MARCH 6 Cactus, Canyons, and Baseball Spring Training Sedona & Goodyear, AZ Call for availability!
JUNE 21 - 22 Escape to Lake Erie’s Shores Port Clinton, Kelley’s Island & Put-in-Bay Details enclosed!
MARCH 28 - APRIL 14 Ancient Legends: Panama Canal Cruise Onboard Oceania Cruise’s Regatta Pre-Cruise Extension to Machu Picchu Call for availability!
AUGUST 6 - 11 1,000 Islands Experience New York State & St. Lawrence River Waitlist!
APRIL 28 - MAY 3 Southern Traditions Featuring Memphis, TN & Huntsville, AL Call for availability! JUNE 20 - 27 Pacific Northwest & Canadian Haborlife Featuring Seattle, Victoria, & the San Juan Islands Call for availability!
AUGUST 22 - 29 Northern Rocky Adventure Featuring Salt Lake City, Jackson Hole & Grand Tetons National Park Details enclosed! SEPTEMBER 17 - 20 New Orleans Welcomes You New Orleans, LA Details enclosed! OCTOBER 25 - NOVEMBER 2 Hawaii Island Time Waikiki Beach, Honolulu & Hawaii Island hopping Details enclosed!
FAIRFIELD NATIONAL BANK EQUAL HOUSING
LENDER
Member FDIC
DIVISION OF THE PARK NATIONAL BANK
Trust & Investment Services 143 West Main Street Lancaster, Ohio 43130 740.653.2308 FairfieldNationalBank.com
FA I R F I E L D N AT I O N A L B A N K
Giving by Millionaires A study of the charitable giving habits of persons with net worth greater than $1 million and annual income of $200,000 or more was conducted by U.S. Trust and the Indiana University Lilly Family School of Philanthropy. Some 91.0% of this group reported making charitable gifts in 2015, compared to 58.8% of households overall. On average, they gave to eight different nonprofit organizations. Religious organizations were the greatest beneficiaries of these gifts, receiving 36.1% of the total, followed by basic needs groups at 27.9% and higher education at 8.4%. The lion’s share (88.1%) of donors made their charitable gifts directly from current income or assets, as opposed to structuring their gifts over a period of time, as with a trust. Donor-advised funds were used by 3.0%, a fast-growing category that nearly has overtaken charitable trusts at 3.3%. Some 2.5% made gifts from their family’s private foundation. Structured charitable giving increases with wealth levels, as 44.5% of those whose wealth exceeded $5 million used some form of planned-giving vehicle. Charitable giving will remain stable for the next three years for 55.1% of the donors, according to the report, and just 3.4% expect their contribution levels to decrease. Some 28.2% are planning to increase their donations in the coming years. The competition for charitable gifts is intense, sometimes too intense. Some 17.1% of donors reported that they ended support for one or more charitable groups in 2015. Donors don’t like to be nagged—getting too many requests or requests too close together in time was the most-cited reason for dropping donations to a charity. Here is the breakdown: 40.7%
Too many solicitations
40.2%
Household circumstances changes
18.0%
Charitable organization was ineffective
14.0%
Donation requested was inappropriate
12.8%
Donor changed philanthropic focus
12.1%
Changed leadership or mission at charity
9.6%
Charity failed to respect personal information
3.9%
Charity met its goal, completed its mission
15.0%
Other
Tax considerations play a role in determining the size of a charitable gift, but perhaps not as great as the conventional wisdom might suggest. 62.4% of donors reported that they would make the same amount of charitable gifts even if the income tax charitable deduction were eliminated. The estate tax is apparently even less consequential, as just 4.6% of donors would reduce their charitable legacies if the federal estate tax were eliminated, while 23.2% would increase their charitable gifts at death, presumably redirecting to charity funds earmarked for death tax payments.
A message from Luann Snyder, Trust & Investment Services • 740.681.8228 The federal tax exemption increased slightly in 2017 to $5.49 million per individual. That means an individual can leave $5.49 million to heirs without having to pay federal estate or gift tax. And, with proper tax filings and elections, married couples may exempt just under $11 million ($10.98 M). The annual gift tax exclusion for 2017 remains at $14,000. We invite you to put our experience to work for you and your family. For information about our trust administration and estate planning services, just give me a call. We’ll set a time to meet! Investments are not FDIC insured, not bank guaranteed, and may lose value. © 2016 M.A. Co. All rights reserved.
