HOME Success Stories 2015

The HOME Coalition

HOME Coalition c/o National Council of State Housing Agencies 444 North Capitol Street, NW, Suite 438, Washington, DC 20001 Phone (202) 624-7710 Fax (202) 624-5899 www.ncsha.org/homecoalition The principal author of this publication is Sarah Mickelson of Enterprise Community Partners. The HOME Coalition works to increase awareness about the HOME Investment Partnerships Program (HOME), its importance to the development and provision of affordable housing, and the need for funding. The coalition is composed of a broad spectrum of national organizations—ranging from housing developers, state and local government associations, and advocates. Acknowledgements All photos and success stories in this report were provided by local and state organizations, unless otherwise noted.

2015 HOME Coalition Membership Community Land Trust Network Corporation for Supportive Housing Council for Affordable and Rural Housing Council of State Community Development Agencies Enterprise Community Partners Habitat for Humanity International Housing Assistance Council Housing Partnership Network Local Initiatives Support Corporation Low Income Investment Fund Mercy Housing Inc. National Affordable Housing Management Association National Alliance of Community Economic Development Associations National Alliance to End Homelessness National Apartments Association National Association for County Community and Economic Development National Association of Counties National Association of Homebuilders National Association of Housing and Redevelopment Officials National Association of Local Housing Finance Agencies National Community Development Association National Council of State Housing Agencies National Housing Conference National Housing Trust National League of Cities National Leased Housing Association National Low Income Housing Coalition National Multifamily Housing Council National Rural Housing Coalition National NeighborWorks Association New England Housing Network Nixon Peabody LLP Practitioners Leveraging Assets for Community Enhancement Stewards of Affordable Housing for the Future The Community Builders, Inc. U.S. Conference of Mayors

Table of Contents Abode Services, California

7

Affirmed Housing, California

8

Alameda County Housing and Community Development Department, California

9

Alaska Housing Finance Corporation, Alaska

10

Allied Affordable Housing, Nevada

11

Anchorage Department of Health and Human Services, Alaska

12

Arundel Community Development Services, Maryland

13

Avesta Housing, Maine

14

Breaking Ground, New York

15

BRIDGE Housing Corporation, California

16

Boley Centers, Inc., Florida

17

C&C Development, California

18

California Housing Partnership Corporation, California

19

CAMBA, Inc./CAMBA Housing Ventures, Inc., New York

20

Cathedral Square Corporation, Vermont

21

Champlain Housing Trust, Vermont

22

Chattanooga Neighborhood Enterprise, Tennessee

23

Christian Church Homes, California

24

City of American Canyon, California

25

City of Bellingham, Washington

26

City of Berkeley, California

27

City of Burlington, North Carolina

28

City of Calistoga, California

29

City of Davis, California

30

City of Glendale, California

31

City of Knoxville, Tennessee

32

City of Mobile, Alabama

33

City of Napa Housing Division, California

34

City of Pasadena Housing and Career Services Department, California

35

City of Portland, Maine

36

City of Riverside Housing Authority, California

37

Community Development Commission of the County of Los Angeles, California

38

Community Frameworks, Washington

39

Community Housing Improvement Program, California

40

Community Housing Innovations, New York

41

Community Housing of Maine, Maine

42

Community Partners for Affordable Housing, Illinois

43

Community Ventures, Kentucky

44

Cook County Department of Planning and Development, Illinois

45

County of San Mateo Department of Housing, California

46

Domus Development, California

47

EAH Housing, California

48

Eden Housing, California

49

Fahe, Kentucky

50

Fortune Society, New York

51

George Gekakis, Inc., Nevada

52

Greater Greenville Housing and Revitalization Association, Mississippi

53

Habitat for Humanity East Bay/Silicon Valley, California

54

Habitat for Humanity Greater San Francisco, California

55

Habitat for Humanity of Greater Los Angeles, California

56

Habitat for Humanity of Lafayette, Louisiana

57

Habitat for Humanity Saint Louis, Missouri

58

Habitat for Humanity-Spokane, Washington

59

Harlem Congregations for Community Improvement, New York

60

Harris County Community Services Department, Texas

61

Heart of the City Neighborhoods, Inc., New York

62

Home Ownership For Personal Empowerment, California

63

Housing Development Alliance, Kentucky

64

Housing Foundation, Inc., Vermont

65

Housing Resources Bainbridge, Washington

66

Imagine Housing, Washington

67

Kentucky Housing Corporation, Kentucky

68

Leviticus 25:23 Alternative Fund, Inc., New York

69

LINC Housing, California

70

Low Income Housing Institute, Washington

71

Madison County Community Development, Illinois

72

Mammoth Lakes Housing, California

73

Marian House, Maryland

74

Mental Health Association of San Mateo County, California

75

Mercy Housing California, California

76

Metropolitan Development and Housing Agency, Tennessee

77

MidPen Housing, California

78

Milford Housing Development Corporation, Delaware

79

Montgomery Housing Partnership, Maryland

80

Mountain Plains Equity Group, Montana

81

Mutual Housing California, California

82

Napa Valley Community Housing, California

83

National Equity Fund, Texas

84

Neighborhood Housing Services of New York City, New York

85

NeighborWorks Dakota Home Resources, South Dakota

86

NeighborWorks Great Falls, Montana

87

Nevada Housing Division, Nevada

88

Northern California Community Loan Fund, California

89

Office of Rural and Farmworker Housing, Washington

90

PathStone Corporation, New York

91

People’s Self-Help Housing, Inc., Kentucky

92

Peoples’ Self-Help Housing Corporation, California

93

PEP Housing, California

94

Rochester Housing Development Fund Corporation, New York

95

Rural Alaska Community Action Program, Alaska

96

6

RuralEdge, Vermont

97

Rural Nevada Development Corporation, Nevada

98

San Diego Housing Commission, California

99

Satellite Affordable Housing Associates, California

100

Self-Help Enterprises, California

101

Share Vancouver, Washington

102

Southern United Neighborhoods, Louisiana

103

Step Up, California

104

The Community Builders, Pennsylvania

105

The Housing Partnership, Inc., Kentucky

106

Turnstone Development Corporation, Illinois

107

Universal Housing Development Corporation, Arkansas

108

Vermont Housing & Conservation Board, Vermont

109

Warren-Trumbull HOME Consortium, Ohio

110

West Mont, Montana

111

West Virginia Housing Development Fund, West Virginia

112

Windham & Windsor Housing Trust, Vermont

113

HOME Success Stories

CONTACT Kara Carnahan (510) 270-1150 kcarnahan@ abodeservices.org

PROJECT HIGHLIGHTS Location: Hayward Project: Tenant-Based Rental Assistance For Emancipated Foster Youth HOME: $12,370 District: CA-15

HOME SUCCESS STORY California

Abode Services Abode Services was founded in 1989 when a small group of people came together to address a growing problem with family homelessness in Alameda County, California. Its mission is to end homelessness by helping low-income, un-housed people, including those with special needs, to secure stable, supportive housing and to advocate for the end of the causes of homelessness. Abode Services does this by developing and implementing innovative programs to end homelessness using a “Housing First” philosophy. Since 1989, Abode Services has expanded its impact throughout the Bay Area, serving more than 4,400 adults and children in Alameda, Santa Clara, and Santa Cruz Counties. It is proud to be a double-bottomline agency with a commitment to effective financial management that is transparent to donors and funders and ensures the long-term stability of its programs.

Project Independence When Lani first entered Abode Services’ Project Independence program in 2012, she was a 22year old, single mother with two boys. The family was homeless and couch surfed for at least eight months. When Lani could afford it, she took her family to a motel so they could have a night alone and sleep on a bed. With average rents soaring as high as $2,078 in Alameda County, California, Lani couldn’t afford an apartment. She worked part-time, but could barely pay for her family’s basic needs, including groceries, clothing, diapers, and transportation. Project Independence uses HOME Investment Partnerships (HOME) funds to help secure supportive housing for emancipated foster youth, like Lani. Under the program, residents live in affordable rental housing and participate in case management, education, vocational training, employment placement, financial literacy training, mental and physical healthcare, and other supportive programs. With the help of $12,370 in HOME funds over 10 months, Project Independence was able to help Lani build a solid foundation, allowing her to provide a more stable future for her family. Instead of focusing on where she would sleep for the night, Lani could focus on her career and finding childcare for her sons. Having a stable home allowed Lani to overcome significant challenges, including the violent death of her brother. Lani now works for Tesla Motors in a secure, well-paying job. Most importantly, Lani is self-sufficient and rents a two-bedroom apartment in Hayward, California where she lives with her two sons. “I just can’t believe how far I’ve come and what I’ve accomplished for myself and my kids!”

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HOME Success Stories

CONTACT

HOME SUCCESS STORY

Katelyn Silverwood (858) 679-2828 katelyn@affirmed housing.com

Affirmed Housing

PROJECT HIGHLIGHTS

Headquartered in San Diego, Affirmed Housing is dedicated to enhancing communities and the environment in California by building dynamic, professionally-managed, high-quality, green, multifamily housing. Affirmed Housing’s areas of expertise include site selection, engineering, architecture, construction, relocation, and marketing.

Location: Murrieta Project: Rental Housing Development HOME: $968,000 Total Cost: $10.4M

California

Affirmed Housing also has extensive knowledge of public finance, Low-Income Housing Tax Credit acquisition, and tax-exempt bond financing. The organization has demonstrated excellence both in the construction of new multifamily apartment communities and the rehabilitation of existing family and senior apartment projects in urban and suburban settings. The Affirmed Housing team is devoted to building welldesigned, sustainable housing that creates a quality environment for residents and enhances the surrounding neighborhood.

Other Federal: $4.6M Low Income Housing Tax Monte Vista II Credits Like many communities across the country, Murrieta, California struggles to provide affordable Units: 40 District: CA-42

rental housing for its low-income residents. To help address this shortage, Affirmed Housing partnered with the City of Murrieta and the County of Riverside to develop Monte Vista II, a 40unit, second-generation, affordable rental housing development. Monte Vista II serves as an addition to the original, 64-unit, Monte Vista Apartments, located immediately north of the project site. Completed by Affirmed Housing in 2013, Monte Vista II is located on a two-acre site that is conveniently within walking distance to a public park, school, public transit, and numerous public amenities. Residents also enjoy on-site garden plots, covered tot lot, computer room, and numerous critical services, including computer skills courses, afterschool programs, and more. With drought-tolerant landscaping and other green features, Monte Vista II is a high-scoring Build It Green community. To develop the $10.4 million Monte Vista II project, the County of Riverside provided nearly $1 million in HOME Investment Partnerships (HOME) funds as critical gap financing, solidifying the project’s ability to be completed. The City of Murrieta donated the land site, as well as substantial financing. With these investments, Affirmed Housing would not have been able to bring Monte Vista II to fruition. As James Silverwood, President of Affirmed Housing, explained, “Monte Vista II enabled the City of Murrieta to produce additional affordable housing below the cost of a new stand-alone development. This strategy was a win-win for all involved—from residents to taxpayers.”

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HOME Success Stories

CONTACT Linda Gardner Katelyn Silverwood (858) 670-5939 (510) 679-2828 linda.gardner@ acgov.org

HOME SUCCESS STORY California

Alameda County Housing Affirmed Housing Group and Community PROJECT Headquartered in San Diego, Department Affirmed Housing Group (Affirmed) is dedicated to enhancing communities in Development California and the environment by building dynamic, professionally-managed, high-quality, green, HIGHLIGHTS PROJECT The Alameda County Housing and Community Development Department (HCD) plays a lead role in the multifamily housing. Affirmed’s areas of expertise include site selection, engineering, architecture, development of housing and critical programs to serve low- and moderate-income households in Alameda Location: Marrieta, CA construction, relocation, and marketing. HIGHLIGHTS County, California. HCD also serves homeless and disabled populations. Project: Rental Housing Location: Fremont Development Project: Rental Housing HOME: $968,000 Development for Formerly Homeless Total Cost: $10.4M Families Other Federal: $4.6M HOME: $1.9M Low Income Housing Tax Credits Total Cost: $28.2M Units: 40 Other Federal: $21.2M HUD Section 811 District: CA-42 Housing for Persons With Disabilities Units: 50 District: CA-17

Affirmed Housing also has extensive knowledge of public finance, Low-Income Housing Tax Credit HCD maintains and expands housing opportunities for low-and moderate-income persons and families in acquisition, and tax-exempt bond financing. The organization has demonstrated excellence both in the the county through several methods. This includes preserving affordable housing stock through construction of new multifamily apartment communities and the rehabilitation of existing family and senior rehabilitation and repair assistance programs, revitalizing low-income neighborhoods by installing sidewalks apartment projects in urban and suburban settings. The Affirmed team is devoted to building well-designed, and public accessibility improvements, and by constructing neighborhood-serving facilities. sustainable housing that creates a quality environment for residents and enhances the surrounding neighborhood. The HOME Investment Partnerships (HOME) program is used to help the HCD accomplish its goal of providing access to quality affordable housing.

Project Independence Main Street Village Like many communities across the country, Murrieta, California struggles to provide affordable rental housing for its low-income Tocare helpsystem address thisher shortage, Ms. Kashawna Williams grew up residents. in the foster after motherAffirmed died frompartnered domestic with the City of Murrieta and the County of Riverside to develop Monte Vista II, a was 40-unit, secondviolence. While Ms. Williams graduated high school and work full-time while she pregnant, generation, rental housingand development. Monte serves as an addition the she lost her affordable job, her rent increased, she was unable toVista affordII an apartment even withtopublic original, 64-unit, Monte Vista Apartments, located immediately northliving of the project site. assistance. Before she found transitional housing, she spent years with family, friends and at various homeless shelters. Completed by Affirmed in 2005, Monte Vista II was designed to blend seamlessly with the original development. TheMain two-acre is conveniently located withinaffordable walking distance When she learned about Streetsite Village, a $28.2 million, 50-unit housingto a public park, school, transit, and numerous public amenities. Residents enjoy formerly on-site development that is public exclusively targeted to very lowand low-income families,also including garden plots, covered tot lot, computer room, and numerous critical services, including computer homeless households, she immediately applied. Main Street Village was jointly developed by skills andwas more. With drought-tolerant and provided other Alliedcourses, Housing after-school and MidPenprograms, Housing and financed with $1.9 millionlandscaping in HOME funds green II isConsortium a high-scoring Green in community. by the features, Alameda Monte CountyVista HOME andBuild $21.2It million U.S. Department of Housing and Urban Development (HUD) Section 811 Housing for Persons With Disabilities funds. To develop the $10.4 million Monte Vista II project, the County of Riverside providedpartners nearly $1 million in HOME Investment The development with Abode Services to providePartnerships on-site (HOME) funds as critical gap financing, solidifying the project’s ability to resident support and services, including vocational training, counseling, be completed. The City Murrieta donated the land site, as well as afterschool programs forofyouth, computer training, community activities, substantial financing. With these investments, Affirmed would not have and referrals to outside resources. Moreover, when Main Street Village been able toopened bring Monte Vista II to fruition. Apartments in 2011 it received the highest GreenPoint rating of any multifamily development in California to date. Currently, more than As James Silverwood, President of Affirmed, explained, “Monte Vista II 1,650 people are on its waiting list. enabled the City of Murrieta to produce additional affordable housing below the costsays of athat newliving stand-alone was a Ms. Williams at Mainedevelopment. Street VillageThis withstrategy her three win-win for involved—from children is aallmiracle. She feelsresidents safe andto is taxpayers.” no longer worried about where they are going to sleep at night. She enjoys her neighbors, supportive staff, community garden, enclosed play area for her kids, a study room for her to do homework, barbecue pit for kids' parties, and classes for both adults and kids.

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HOME Success Stories

CONTACT Cary Bolling (907) 330-8164 [email protected]

PROJECT HIGHLIGHTS

HOME SUCCESS STORY Alaska

Alaska Housing Finance Corporation Alaska Housing Finance Corporation’s (AHFC) mission is to provide Alaskans with access to safe, quality, and affordable housing. It is a self-supporting public corporation with offices in 16 communities statewide.

Location: Delta Junction

To date, AHFC has contributed more than $1.9 billion to the state of Alaska in the form of direct dividends to the General Fund, funding for capital improvements, bonding for large projects, such as university student housing, purchasing state assets, and deferring maintenance on state-owned property.

Project: Rural Senior Housing Development

AHFC administers HOME Investment Partnerships (HOME) funds and serves as the state allocating agency for Low Income Housing Tax Credits and Public Housing.

HOME: $819,000 Total Cost: $1.9M

Ptarmigan Heights

Other Federal: N/A

In 2015, Deltana Community Services Partnership (DCSP) celebrated the grand opening of Ptarmigan Heights, a six-unit, affordable, senior housing development in rural Delta Junction, Alaska. Ptarmigan Heights is the first, independent, senior housing development in the Deltana Region.

Units: 6 District: AK-01

All six units at Ptarmigan Heights are exclusively targeted to seniors earning less than 50 and 60 percent of the area median income. To promote independent living, the development is fully equipped for individuals with mobility and sensory impairments. Moreover, Ptarmigan Heights uses solar, geothermal, and photovoltaic energy systems to reduce operating costs. It is also conveniently located behind City Hall and is within walking distance of a library, store, post office, and local senior center. The idea behind the Ptarmigan Heights development started with the Food Box Program that DCSP has operated for 15 years in cooperation with Fairbanks Food Bank. While the program was critically needed, DCSP realized that the community faced other pressing needs, including the lack of affordable senior housing. True to its mission to enhance the dignity and quality of life for individuals, families, and the community, DCSP expanded the scope of its activities to include the development and preservation of affordable housing for those in need. AHFC played a vital role in the development of Ptarmigan Heights. To complete the project, AHFC provided $819,000 in HOME funds, $681,000 in state grants, and $400,000 in lowcost loans. The City of Delta Junction donated four acres of land and made a $25,000 cash contribution. The DCSP also made a commitment to raise and contribute $20,000 to the project through fundraising and community donations.

10

HOME Success Stories

CONTACT Yvonne Silverwood Katelyn Delgadillo (858) 906 (310) 679-2828 4936 ydelgadillo@ alliedargenta.com

PROJECT HIGHLIGHTS PROJECT Location: Marrieta, CA HIGHLIGHTS Project: Rental Housing Location: Las Vegas Development Project: Rental Housing HOME: $968,000 Development for Veterans Total Cost: $10.4M HOME: $1M Other Federal: $4.6M Low Income Housing Tax Total Cost: $22M Credits Other Federal: $6.9M Units: 40 Low Income Housing Tax Credits, District:$13M CA-42HUD 223 (f)Loan Units: 221 District: NV-03

HOME SUCCESS STORY California Nevada

Affirmed Allied Affordable HousingHousing Group Allied AffordableinHousing, Headquartered San Diego, LLCAffirmed (Allied) Housing is focused Group on the (Affirmed) acquisition, is dedicated financing,tooperation, enhancing and communities renovation in of California existing multifamily and the environment housing to create by building affordable dynamic, housing professionally-managed, communities where people high-quality, of moderate green,resources multifamily can make ahousing. home. Allied Affirmed’s has worked areas of across expertise the country includetosite provide selection, over engineering, 1,315 units ofarchitecture, affordable housing. construction, relocation, and marketing. The organization’s community development approach to redevelopment is one of the factors that Affirmed Housing distinguishes it from also other hasdevelopers. extensive knowledge Allied promotes of public sustainable finance, Low-Income communitiesHousing by coordinating Tax Credit access to acquisition, support services and tax-exempt and asset-building bond financing. activitiesThe to shape organization community has demonstrated and economicexcellence initiatives critical both intothe the construction of communities served. new multifamily For example, apartment in Nevada, communities Allied is working and the with rehabilitation agenciesof like existing Catholic family Charities and senior to place apartment families homeless projectsand in urban Veterans and suburban into affordable settings. housing. The Affirmed team is devoted to building well-designed, sustainable housing that creates a quality environment for residents and enhances the surrounding HOME Investment Partnership (HOME) funds have allowed Allied to leverage limited resources to provide neighborhood. families and individuals with high-quality, sustainable affordable housing and with the amenities they need.

Project Independence Summerhill Apartments

Like many communities across the country, Murrieta, California struggles to provide affordable Originally built in Summerhill Apartments, a 221-unit housing development in Las rental housing for1998, its low-income residents. To help addressrental this shortage, Affirmed partnered Vegas, Nevada, needed to address deferred maintenance and improve accessibility issues for with the City of Murrieta and the County of Riverside to develop Monte Vista II, a 40-unit, secondthose with disabilities. generation, affordable rental housing development. Monte Vista II serves as an addition to the original, 64-unit, Monte Vista Apartments, located immediately north of the project site. In 2014, the Nevada Housing Division and Clark County provided the project with $350,000 and $650,000 HOME funds, respectively. This support was used acquire and rehabilitate Completedinby Affirmed in 2005, Monte Vista II was designed toto blend seamlessly with the the property, as well as provide critical amenities for residents. The project was also given original development. The two-acre site is conveniently located within walking distance ato$13 a million U.S. Department of Housing and Urban Development (HUD) Pilot 223(f) loan and $6.9 public park, school, public transit, and numerous public amenities. Residents also enjoy on-site million Low covered Income Housing Tax Credits. access tocritical HOME funds toincluding bridge financing gardeninplots, tot lot, computer room,Without and numerous services, computer gaps, Allied would not have been able to address the rehabilitation needs of Summerhill skills courses, after-school programs, and more. With drought-tolerant landscaping and other Apartments. These funds allowed to address accessibility issues as well as add amenities that green features, Monte Vista II is a ithigh-scoring Build It Green community. families can enjoy, such as a splash pad and washers and dryers in every unit. Most importantly, this rehabilitation extended Tothe develop property’s the $10.4 long-term million sustainability Monte Vistaand II project, affordability the County period.of Riverside provided nearly $1 million in HOME Summerhill Apartments includes and gap fourInvestment Partnerships (HOME)two-, fundsthree-, as critical bedroom, garden-style units arranged in 14 two-story financing, solidifying the project’s ability to be buildings onThe a nearly 12-acre site. The development completed. City of Murrieta donated the land site, provides a stand-alone office and community as well as substantial financing. With these clubhouse, complete a kitchen and fitness investments, Affirmedwith would not have been ableroom. to The family-friendly property also provides residents with bring Monte Vista II to fruition. a gated pool and whirlpool area, four laundry rooms, As James several barbecue Silverwood, areas, President and two of playgrounds. Affirmed, explained, “Monte Vista II enabled the City of Murrieta to produce Las Vegasaffordable has a highhousing need for affordable housing units additional below the cost of a new geared toward large-families. acquisition stand-alone development. ThisThrough strategythe was a win-win and rehabilitation of the Summerhill Apartments, Allied for all involved—from residents to taxpayers.” helped address this important need in the community. In addition, the property has established a preference for Veterans, thus assisting with this critical need for Veteran housing in the area.

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HOME Success Stories

CONTACT Melinda Freemon (907) 343-4650 [email protected]

PROJECT HIGHLIGHTS Location: Anchorage Project: Permanent Supportive Housing For Homeless Individuals Suffering From Chronic Alcoholism HOME: $286,000 Total Cost: $2.9M Other Federal: N/A Units: 46 District: AK-01

HOME SUCCESS STORY Alaska

Anchorage Department of Health and Human Services The Anchorage Department of Health and Human Services (DHHS) enhances the quality of life for the people of Anchorage, Alaska by promoting good physical health, preventing illness and injury, protecting the environment, and providing critical services to people in need. DHHS provides residents with a broad array of direct services, including an Aging and Disability Resource Center, homelessness prevention, and nutrition programs for women, infants, and children, among many others. DHHS’s Community Safety and Development (CSD) programs strengthen neighborhoods, while building strong individuals, proud families, and vibrant communities. CSD administers the HOME Investment Partnerships (HOME) program and partners with citywide organizations to further affordable housing opportunities for low- and moderate-income families.

Karluk Manor In December 2011, DHHS partnered with Rural Alaska Community Action Program (RurAL CAP) to help establish the first, permanent, supportive housing rental development in Anchorage, Alaska. RurAL CAP is a 501(c)(3) nonprofit corporation established in 1965 with a mission to improve the quality of life of low-income Alaskans through education, training, direct services, advocacy, and strengthening the ability of low-income Alaskans to advocate for themselves. The 46-unit Karluk Manor project included the acquisition and rehabilitation of the Red Roof Inn and its conversion into permanent, supportive housing. Karluk Manor is exclusively targeted to extremely low-income individuals—earning less than 30 percent of the area median income— who are homeless, suffer from chronic alcoholism, and are a beneficiary of the Alaska Mental Health Trust Authority. RurAL CAP provides specialized on-site services and Residential Services Specialists. These specialists provide a consistent presence so that residents may discuss their successes and concerns regarding independent living. The sense of community created by the work of the specialists also contributes to better relations between tenants, reducing the likelihood of conflicts. To support the project, DHHS provided the $2.9 million project with $286,000 in HOME funds, which were used to remodel and convert the Inn into housing units, and provide office suites, a dining hall, and landscaping. Karluk Manor’s success opened the door for other permanent, supportive rental housing developments Alaska, including a 56-unit project in Anchorage and a 47-unit project in Fairbanks. Juneau recently secured funding to begin a project, as well.

12

HOME Success Stories

CONTACT Erin S. Karpewicz Katelyn Silverwood (858) 222-7600 679-2828 (410) [email protected]

PROJECT PROJECT HIGHLIGHTS HIGHLIGHTS Location: Marrieta, CA Location: Glen Burnie Project: Rental Housing Development Project: Lease-Purchase Rental HOME:Housing $968,000 Development Total Cost: $10.4M HOME: $670,000 Other Federal: $4.6M Total Cost: $8.3M Low Income Housing Tax Credits Other Federal: $5.5M Low Income Units: 40 Housing Tax Credits District: CA-42 Units: 22 District: MD-04

HOME SUCCESS STORY California Maryland

AffirmedCommunity Arundel Housing Group Development Services Arundel Community Headquartered in San Development Diego, Affirmed Services Housing (ACDS) Group is a(Affirmed) nonprofit is organization dedicated to in enhancing Anne Arundel communities County, in California that Maryland and is the dedicated environment to serving by building low- and dynamic, moderate-income professionally-managed, households by high-quality, creating and green, retaining multifamilyhousing, affordable housing.promoting Affirmed’shomeownership, areas of expertise facilitating include site neighborhood selection, engineering, revitalizationarchitecture, strategies and construction, programs, preserving relocation, theand county's marketing. rich cultural history, and implementing community development programs to serve residents most in need. Affirmed Housing also has extensive knowledge of public finance, Low-Income Housing Tax Credit acquisition, ACDS administers and tax-exempt the HOME bond Investment financing. Partnerships The organization (HOME) hasprogram demonstrated on behalf excellence of Anne both Arundel in the County construction to provide first-time of new homebuyer multifamily apartment assistancecommunities and owner-occupied and the rehabilitation rehabilitation,ofasexisting well asfamily to develop and senior apartment rental affordable projects units. in urban ACDS’s andHOME suburban funds settings. leverage Theprivate Affirmed financing, team isstate devoted funding, to building and federal well-designed, Low sustainable Income Housing housing Taxthat Credits, creates in addition a qualitytoenvironment a $270,000 county for residents matchand andenhances $250,000the in program surrounding income. neighborhood.

Oakwood Family Homes Project Independence While Elizabeth has had her share of hardships in her 61 years, she never gave up her hope. Like many communities across the country, Murrieta, California struggles to provide affordable In 1998, Elizabeth became disabled due in an that shortage, killed one Affirmed of her two children rental housing for its low-income residents. To auto help accident address this partnered and severely disabled. Unable to work, she and herMonte daughter her father with left the the Cityother of Murrieta and the County of Riverside to develop Vistalived II, awith 40-unit, secondand younger sister—who had been born with severe developmental disabilities and needed livegeneration, affordable rental housing development. Monte Vista II serves as an addition to the in care—until herMonte father’s death in 2007. Because the home had a reverse original, 64-unit, Vista Apartments, located immediately north of the mortgage, project site.Elizabeth and her family were evicted and became homeless. For three years, the family slept in a different Completed Affirmed in the 2005, Monte Vistaand II was designed seamlessly church eachbyweek during winter months lived in a tenttoinblend the woods duringwith the the summers. original development. The two-acre site is conveniently located within walking distance to a Elizabeth’s in 2013 she learned Oakwood Familyalso Homes, 22-unit, public park,fortune school,changed public transit, andwhen numerous public about amenities. Residents enjoyaon-site affordable housing development targeted to low-income families in Glen Burnie, Maryland. garden plots, covered tot lot, computer room, and numerous critical services, including computer Oakwood Family Homes was developed by PIRHL, LLC and operates as a Lease Purchase skills courses, after-school programs, and more. With drought-tolerant landscaping and other Program. UnderMonte the program, have the option to purchase their homes after renting for green features, Vista II residents is a high-scoring Build It Green community. 15 years. To develop the $10.4 million Monte Vista II project, the County To help support the development, ACDS provided PIRHL a of Riverside provided nearly $1 million in HOME Investment $670,000, low-interest HOME loan. The project also Partnerships (HOME) funds as critical gap financing,leveraged $940,000 state funds,ability $1.2 to million in private loans andof solidifying in the project’s be completed. The City developer equity, and $5.5 million in Low Income Housing Tax Murrieta donated the land site, as well as substantial financing. Credits. With these investments, Affirmed would not have been able to bring Monte Vista II to fruition. In 2014, Elizabeth and her family moved into their fully accessible apartment and are so of grateful for their new home. “I As James Silverwood, President Affirmed, explained, came from an upper middle class family and I lost everything “Monte Vista II enabled the City of Murrieta to produce in a blink of an eye. Ithousing just shows thatthe everyone one standcrisis additional affordable below cost of aisnew away from being in the woods.” alone development. This strategy was a win-win for all involved—from residents to taxpayers.”

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HOME Success Stories

CONTACT Greg Payne (207) 245-3341 gpayne@ avestahousing.org

PROJECT HIGHLIGHTS Location: Portland Project: Rental Housing Development HOME: $500,000 Total Cost: $11.1M

HOME SUCCESS STORY Maine

Avesta Housing Avesta Housing has more than 40 years of experience as a leader in nonprofit affordable housing development and property management. Avesta is headquartered in Portland, Maine with satellite offices throughout its footprint in southern Maine and New Hampshire. Avesta’s mission is to improve lives and strengthen communities by providing quality affordable homes to people in need. Avesta offers full-service property management, leasing, resident service coordination, and maintenance services for the more than 2,000 units in its portfolio. In addition, the organization advocates for affordable housing, develops and manages high-quality affordable housing, and helps residents access other critical services. Avesta’s services are in high demand. More than 2,500 households are currently on Avesta’s waiting lists.

Other Federal: $6M Low 409 Cumberland Income Housing Tax To help address Portland, Maine’s lack of affordable housing, Avesta developed 409 Credits Units: 57 Jobs: 373 construction Other: $1.72M in wages District: ME-01

Cumberland, a 57-unit, affordable housing project in the Bayside Redevelopment Area in the city’s downtown. Completed in 2015, the development sets aside 46 units for low-income families earning less than 60 percent of the area median income and serves people of all income levels, including some residents who were previously homeless. With 409 Cumberland, Avesta sought to create a community that reflected the priorities of Portland as a whole. Not only does the development feature sustainable and energy-efficient materials, but it shares the city’s focus on health and food systems by providing rooftop garden beds, a greenhouse where residents can grow vegetables year-round, and a Healthy Living Center where residents can learn how to make the most of their harvest, thanks to special programming by a local nonprofit, Cultivating Community. Avesta used $500,000 in HOME funds as gap financing to help make the development financially viable. As a result, HOME was not only critical to helping Avesta address the lack of affordable housing in the area, but it helped spur widespread economic activity. In fact, the $11.1 million project employed 373 construction workers—99 percent of whom were Maine residents—paying $1.72 million in construction wages and $3.8 million in building materials. Additionally, the City of Portland received $14,271 in development-related fees, the State of Maine generated $248,320 in revenue, and annual property taxes increased from $6,106 to $36,848 after construction.

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HOME Success Stories

CONTACT

HOME SUCCESS STORY

Jeff Scheuer (212) 389-9377 jscheuer@ breakingground.org

Breaking Ground

PROJECT HIGHLIGHTS

For 25 years, Breaking Ground has helped more than 12,000 people overcome or avoid homelessness in New York and Connecticut. Its programs are aimed at realizing two main objectives: to engage individuals who face the most difficult barriers to housing stability and to provide the housing and support services these individuals need to end their homelessness permanently.

Location: New York Project: Supportive Rental Housing HOME: $9.5M Total Cost: $47.2M Other Federal: $18M Low Income Housing Tax Credits, $3.1M Housing for Persons With AIDS, $1M Federal Home Loan Bank Assistance for Homeless Persons, Section 8 Project-Based Rental Assistance Units: 415 District: NY-12

New York

Breaking Ground has used HOME Investment Partnerships (HOME) funds to serve extremely low-income tenants in nearly all of its properties. As the initial capital investment, HOME has allowed Breaking Ground to leverage additional much-needed resources. As the state’s largest supportive housing organization, Breaking Ground’s portfolio includes 15 residences and over 3,000 units of housing for low-income and formerly homeless individuals with special needs.

The Prince George Mr. Andrew Byrnes loved his job at New York City’s Metropolitan Museum of Art, providing maintenance to the exhibits. But after 9/11, attendance declined at museums across New York City, and Mr. Byrnes was let go. When his apartment building was sold and his rent nearly doubled, he could no longer afford it. On a hike though the Appalachian Trail, Mr. Byrnes slipped and fell and suffered a severe head wound. The injury made it very difficult to maintain stable work and housing. Eventually, he ended up homeless, sleeping on benches for nearly two years. Mr. Byrnes became depressed. In 2012, he was contacted by Breaking Ground, and he moved into their $47.2 million, 415-unit, Prince George residence in Manhattan. Mr. Byrnes, now 61, loves living at the Prince George. He takes advantage of the on-site social support services and is thankful for his home. He reconnected with his nephews and looks forward to living a happy life. The Prince George, owned and operated by Breaking Ground, was financed with $9.5 million in HOME funds, $18 million in Low Income Housing Tax Credits, $3.1 million in Housing for Persons With AIDS funds, a $1 million Federal Home Loan Assistance for Homeless Persons grant, and a U.S Department of Housing and Urban Development Section 8 Moderate Rehabilitation Single-Room Occupancy Program contract worth $1 million annually. New York City suffers a short supply of affordable housing, particularly for individuals with special needs. Thanks to HOME funds, Mr. Byrnes and thousands of others like him have been able to overcome great hardships to pursue happier and more fulfilling lives.

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HOME Success Stories

CONTACT

HOME SUCCESS STORY

Lyn Hikida (415) 989-1111 lhikida@bridge housing.com

BRIDGE Housing Corporation

PROJECT HIGHLIGHTS

In 1983, a major, anonymous grant was given to the San Francisco Foundation to form BRIDGE Housing Corporation (BRIDGE) to spearhead new solutions to the worsening shortage of affordable housing in California and the West. At that time, the Bay Area Council and its business members voiced strong concern that high housing costs were undermining the region’s workforce and economy.

Location: Oakland Project: Senior Rental Housing Development HOME: $8.1M Total Cost: $68.8 Other Federal: $7.1M ARRA, $5.4M Historic Tax Credit, $1M Federal Home Loan Bank Units: 146 District: CA-13

California

Today, BRIDGE is a leading nonprofit developer of affordable housing. It creates, owns, and manages a range of high-quality, affordable homes for working families and seniors. BRIDGE strengthens communities and creates opportunities beginning, but not ending, with housing. Since 1983, BRIDGE has participated in the development of more than 16,000 homes, serving more than 40,000 people.

St. Joseph’s Campus St. Joseph’s Campus is a unique, multi-generational, mixed-use project centered around two affordable housing developments—Terraza Palmera at St. Joseph's and the historic St. Joseph's Senior Apartments—located in the heart of Oakland, California’s Lower San Antonio neighborhood. The community has one of the highest concentrations of low-income residents in Oakland, with over 28 percent of residents living in poverty. In 2011, BRIDGE leveraged the 100-year old, historic landmark to develop St. Joseph’s Senior Apartments, an 84-unit, affordable, infill housing development for very low-income seniors with 3,200 square feet of commercial space. Terraza Palmera, the second phase of the redevelopment that was completed in 2013, provides 62 apartments for families earning less than 60 percent of the area median income. Four units that were originally part of the historic campus were rehabilitated, while the remaining 58 units are newly constructed. St. Joseph’s Campus provides residents with on-site amenities, including a spacious community room with a kitchen at each property, a community garden, and sunny lobby areas with seating. The lobby hallway features a brilliant mural painted by the Eastside Arts Alliance, a neighborhood arts and cultural organization. The HOME Investment Partnerships (HOME) program was essential in making both phases of this project possible. St. Joseph’s Senior Apartments received HOME funds in 2009, while Terraza Palmera received HOME funds in 2011. The renovation of the historic buildings, along with the new construction, not only provides affordable housing in one of the most expensive housing markets in the country, but it also improved the community and served as a catalyst for further revitalization in the neighborhood. Demand for the St. Joseph Campus remains high. In fact, BRIDGE received 535 applications for the senior apartments. Today the building is fully occupied and the waitlist is closed.

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HOME Success Stories

CONTACT

HOME SUCCESS STORY

Jack Humburg (727) 821-4819 jackhumburg@ boleycenters.org

Boley Centers, Inc.

PROJECT HIGHLIGHTS

Established in 1970, Boley Centers, Inc., is a private, not-for-profit organization serving individuals with mental disabilities, individuals who are homeless, veterans, and youth in Pinellas, Manatee, Pasco and Sarasota Counties, Florida. Its mission is to enrich the lives of people in recovery by providing the highest quality treatment, rehabilitation, employment, and housing services.

Location: St. Petersburg Project: Permanent Supportive Housing HOME: $1M Total Cost: $5M Other Federal: $1.8M Section 811 Units: 44 District: FL-14

Florida

Celebrating 45 years of community-based service, Boley Centers provides services to over 3,000 individuals annually in the St. Petersburg/Clearwater, Florida area. Working with the City of St. Petersburg, Boley Center has used HOME Investment Partnerships (HOME) funds to acquire land for multifamily permanent supportive housing using a variety of financing sources to help individuals and families who are experiencing homelessness and mental illnesses.

Broadwater Place Broadwater Place is a newly constructed, $5 million, 44-unit, permanent supportive housing development located in St. Petersburg, Florida. Working with the City of St. Petersburg, Boley Centers acquired the foreclosed property in 2009 and helped develop Broadwater Place over four phases. Of the 44 units of affordable housing available, 14 units are targeted to serving individuals with very low-income individuals earning no more than 50 percent of the Area Median Income (AMI) who have severe and persistent mental illness, and 12 units of permanent supportive housing are targeted to individuals who were chronically homeless. The remaining 18 units are owned by Pinellas Affordable Living, Inc. (PAL), a Community Housing Development Organization (CHDO) sponsored by Boley Centers and certified for this development by the City of St. Petersburg. These units provide permanent supportive housing to individuals and families who were chronically homeless. Between 2011 and 2014, the City provided more than $1 million in HOME funds to help cover repayment of the bridge loan that was used to acquire the land. The development was also financed with a $1.8 million U.S. Department of Housing and Urban Development (HUD) Section 811 capital advance, support from the Federal Home Loan Bank of Atlanta, with local member Synovus Bank, a Homeless Housing Assistance Grant from the State of Florida, funding from Pinellas Affordable Living, Inc. (PAL) and the Bessie Boley Foundation, and a special appropriation for individuals with special needs from the Florida Housing Finance Corporation.

Rep. David Jolly (F-13)

Boley Centers utilizes a Housing First model by working with the local continuum-of-care and homeless providers throughout the Pinellas County area. Pinellas County has a large and complex population of homeless individuals and families. Waiting lists are common for any affordable housing in the area, and Broadwater Place has been filled to capacity at every step along the long path to completion.

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HOME Success Stories

CONTACT Todd Cottle (714) 288-7600 [email protected]

HOME SUCCESS STORY California

C&C Development

PROJECT HIGHLIGHTS

With over 30 years of experience, C&C Development (C&C) is a full-service, real estate development company based in Tustin, California that specializes in the construction, acquisition, rehabilitation, and management of affordable housing for working families and seniors.

Location: Orange

Collaborating with stakeholders, housing organizations, local municipal staff, and elected officials, C&C with its nonprofit partner, Orange Housing Development Corp., designs and develops distinctive affordable projects to assist neighborhoods and communities in pursuing their smart growth goals and implementing their long-term housing vision. C&C is committed to these underlying planning principles in every project that it develops and believes that through enlightened implementation, its properties can serve as a catalyst for needed change, smart growth, and community-oriented development.

Project: Rental Housing Development

HOME: $1.4M Total Cost: $17.5M

Other Federal: $6.6M Low Income Housing Tax Serrano Woods Credits In 2011, Ms. Jenny Zamora escaped an abusive relationship with her two children. Through Units: 63 District: CA-46

counseling, Ms. Zamora found peace and began rebuilding her life. “I don’t wait for people to help me. I move forward on my own.” Ms. Zamora applied to live at Serrano Woods, a 63-unit, affordable housing rental development in Orange, California. However, she found that her new journey would not come easily. After qualifying for her new apartment at Serrano Woods, she lost her job when a major contract at the company she worked for did not materialize. Devastated, Ms. Zamora assumed she would no longer qualify for her new apartment. She was wrong. There was one apartment available and, with the assistance of C&C, Ms. Zamora qualified for it. In 2013, her family moved into their new apartment and Ms. Zamora enrolled in a local community college to earn her high school diploma. With nearly $1.4 million in HOME Investment Partnerships (HOME) funds and $6.6 million in Low Income Housing Tax Credits, C&C was able to build Serrano Woods, a $17.5 million development. This project helped Ms. Zamora build a stable foundation for herself and her children. Reflecting on where she was two years ago, Ms. Zamora sees a much brighter future ahead for her family. “As long as we have a roof over our heads and we are safe, I am happy.”

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HOME Success Stories

CONTACT Matt Schwartz Katelyn Silverwood (858) 433-6804 (415) 679-2828 [email protected]

PROJECT PROJECT HIGHLIGHTS HIGHLIGHTS

Location: Marrieta, CA Location: Fresno Project: Rental Housing Project: Rental Housing Development Development HOME: $968,000 HOME: $2M Total Cost: $10.4M Total Cost: $37.2M Other Federal: $4.6M Other Federal: $5.7MTax Low Income Housing Credits Housing Choice ARRA, Vouchers Units: 40 Units: 215 District: CA-42 District: CA-16

HOME SUCCESS STORY California

Affirmed Housing California HousingGroup Partnership Corporation The California Housing Headquartered in San Diego, Partnership Affirmed Corporation Housing Group (CHPC) (Affirmed) is a private, is dedicated nonprofit to organization enhancing dedicated communities to in California helping government and the environment and nonprofit by housing building agencies dynamic, preserve professionally-managed, and expand the high-quality, supply of affordable green, homes multifamily for low-income housing. households Affirmed’s throughout areas ofCalifornia. expertise include CHPC also site provides selection,leadership engineering, on architecture, housing preservation construction, policy and funding. relocation, and marketing. Since its Housing Affirmed incorporation also has in 1988, extensive CHPCknowledge has helpedofits public partners finance, create Low-Income and preserve Housing more Tax thanCredit 20,000 acquisition,homes affordable and tax-exempt and has provided bond financing. training The and technical organization assistance has demonstrated to more than excellence 10,000 individuals. both in the construction of new multifamily apartment communities and the rehabilitation of existing family and senior CHPC is unique in combining extensive experience in multifamily housing finance to transactions with a deep apartment projects in urban and suburban settings. The Affirmed team is devoted building well-designed, commitmenthousing to affordable housinga policy technical assistance. regularly the advises California’s sustainable that creates qualityand environment for residentsCHPC and enhances surrounding housing agencies, legislature, and congressional staff on housing resource issues and is recognized as a neighborhood. national leader in the field.

Project Independence Parc Grove Commons

Like many communities across the country, Murrieta, California struggles to provide affordable Parc Commons is a 215-unit, mixed-income developed in 2009 by the rentalGrove housing for its low-income residents. To help project addressthat thiswas shortage, Affirmed partnered Housing Authority of the City of Fresno on the site of an outdated World War Two-era public with the City of Murrieta and the County of Riverside to develop Monte Vista II, a 40-unit, secondhousing project. Today,rental the Parc Grove Commons targets very low-income families generation, affordable housing development. Monte lowVistaand II serves as an addition to the earning less than 60 percent of the area median income and includes 31 units of public housing original, 64-unit, Monte Vista Apartments, located immediately north of the project site. and 72 units for residents with Housing Choice Vouchers. Completed by Affirmed in 2005, Monte Vista II was designed to blend seamlessly with the In addition to providingThe a much-needed of affordable rental housing, Parc Groveto a original development. two-acre site source is conveniently located within walking distance Commons thetransit, latest in green building techniques and Residents innovativealso energy designs, public park,incorporates school, public and numerous public amenities. enjoy on-site including solar panels, satellite-controlled irrigation systems, passive solar design, and recycled garden plots, covered tot lot, computer room, and numerous critical services, including computer materials. skills courses, after-school programs, and more. With drought-tolerant landscaping and other green features, Initially, Parc Grove Commons faced many financial Monte Vista II is a high-scoring Build It Green community. challenges. Unable to find either a mortgage lender or an investor, CHPC served as a key partner To develop the $10.4 million Monte VistainII putting project,together the the complex financing needed. Wells Fargo demonstrated County of Riverside provided nearly $1 million in HOME a commitment to the project(HOME) by encouraging California Investment Partnerships funds as the critical gap Community Reinvestment Corporation to provide financing, solidifying the project’s ability(CCRC) to be completed. the loan. donated In addition, federal Thepermanent City of Murrieta the$5.7 land million site, asinwell as stimulus funds and $2 million from the HOME Investment substantial financing. With these investments, Affirmed Partnership (HOME) was Monte combined with would not have been program able to bring Vista II to$29.4 fruition. million in other financing from the Housing Authority of the As James City of Fresno, Silverwood, the CityPresident of FresnoofRedevelopment Affirmed, explained, Agency, “Monte the Housing Vistaand II enabled Community the City Development of Murrieta Division, to produce Wells additional Fargo Bank, affordable and the housing Californiabelow Reinvestment the cost ofCorporation. a new standalone development. This strategy was a win-win for all The community is locatedinvolved—from near schools, medical facilities, the Fresno Art Museum, city college, residents to taxpayers.” pharmacy, public transportation, banking, employment resources, groceries, and commercial retail. It provides residents with a community room, learning center, and playground.

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HOME Success Stories

CONTACT David A. Rowe (718) 462-8654 [email protected]

PROJECT HIGHLIGHTS Location: Brooklyn Project: Rental Housing Development For Formerly Homeless Families and Individuals HOME: $26.1M

HOME SUCCESS STORY New York

CAMBA, Inc./CAMBA Housing Ventures, Inc. CAMBA is a nonprofit agency that connects people with opportunities to enhance their quality of life. CAMBA serves 45,000 individuals annually across 70 New York City locations and provides 160 highquality services in six program areas: Economic Development, Education and Youth Development, Family Support, Health, Housing, and Legal Services. In 2005, CAMBA created CAMBA Housing Ventures, Inc. (CHV), an affiliated, nonprofit affordable housing development corporation, in response to New York City’s affordable housing crisis. CHV’s mission is to develop sustainable and energy-efficient buildings that provide safe and affordable housing for low-income and formerly homeless families and individuals. CHV’s portfolio includes work-out acquisition, new construction, rehabilitation, and preservation projects. To date, its portfolio includes 2,057 units of affordable housing, totaling $617 million in public and private investment.

Total Cost: $66.8M Other Federal: $24.5M Low Income Housing Tax Credits, $1.4M Federal Home Loan Bank Affordable Housing Program Units: 209

District: NY-09

CAMBA Gardens Phase I In 2013, CHV developed CAMBA Gardens Phase I (CGI), a $66.8 million, 209-unit, awardwinning, LEED Platinum, supportive and affordable housing development built on the historic Kings County Hospital Center Campus in Wingate, Brooklyn. CGI is home to 61 households earning below 60 percent of the area median income and 146 formerly homeless families and individuals. CGI represents a new national model for reusing underutilized public hospital land for much-needed supportive and affordable housing, co-locating housing and healthcare. The development is the result of a unique partnership between a public hospital, nonprofit developer, service provider, and community stakeholders that creates housing as healthcare and facilitates tenants’ health and stability. Together with New York City Health and Hospitals Corporation (HHC), the project addresses a diverse set of community needs and was founded on a 2005 Corporation for Supportive Housing (CSH) white paper. CGI is Energy Star-certified, Enterprise Green Communitiescertified, and a New York State Energy Research and Development Authority (NYSERDA) Green Affordable Housing Component Partner with an 86-KW, roof-top solar photovoltaic system, producing 104,000 kW/hrs of electricity per year. CAMBA provides on-site services, including financial literacy and computer training, nutrition workshops, benefits advocacy, linkages to job training, resume workshops, and access to health care services.

Photo Credit: Matthew Septimus Photography

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CGI was financed with $26.1 million in HOME Investment Partnerships (HOME) funds, 125 project-based housing vouchers through the New York City Department of Housing Preservation and Development, and $1.4 million from the Federal Home Loan Bank Affordable Housing Program and other New York City and state resources. In 2014, CGI received the Building Brooklyn Award, the Novogradac Development of Distinction Award, and CSH Project of the Year Award. CGI spurred over $25 million of economic investment into 81 Brooklyn-based businesses, providing construction jobs to 59 Brooklyn residents and hiring 42 permanent employees.

HOME Success Stories

CONTACT Cindy Reid Katelyn Silverwood (858) 859-8805 (802) 679-2828 reid@cathedral square.org

PROJECT HIGHLIGHTS PROJECT Location: Marrieta, CA HIGHLIGHTS Project: Rental Housing Location: Hinesburg Development Project: Rural Senior HOME: $968,000 Rental Housing Development Total Cost: $10.4M HOME: $225,000 Other Federal: $4.6M Low Income Housing Tax Total Cost: $4.2M Credits Other Federal: $475,000 Units: 40 Community Development Block Grants, $134,000 District: CA-42 in Low Income Housing Tax Credits Units: 24 District: VT-01

HOME SUCCESS STORY California Vermont

Affirmed Housing Cathedral Square Corporation Group Created in 1977,inCathedral Headquartered San Diego, Square Affirmed Corporation Housing Group (CSC) (Affirmed) is a nonprofit is dedicated organization to enhancing that develops communities and in Californiaaffordable operates and the environment housing for by thebuilding elderly dynamic, and individuals professionally-managed, with disabilities in Chittenden high-quality, and green, Franklin multifamily Counties inhousing. Vermont.Affirmed’s CSC works areas statewide of expertise with other include nonprofit site selection, housing engineering, organizationsarchitecture, to provide construction, relocation, development assistance and and marketing. to implement its Support And Services at Home (SASH) care coordination program. CSC’s mission is to promote healthy homes, caring communities, and positive aging. Affirmed Housing also has extensive knowledge of public finance, Low-Income Housing Tax Credit acquisition, Today, Cathedral and tax-exempt Square owns bond and/or financing. manages The organization 29 housing communities, has demonstrated serving excellence more thanboth 1,100 in the construction of new multifamily apartment communities and the rehabilitation of existing family and senior residents. apartment projects in urban and suburban settings. The Affirmed team is devoted to building well-designed, CSC uses HOME Investment Partnerships (HOME) funds developand newenhances affordablethe housing projects and sustainable housing that creates a quality environment for to residents surrounding to renovate existing senior housing. HOME funding is critical to helping CSC fulfill its mission. neighborhood.

Kelley’s Field Project Independence Built in 1979 by a privateacross owner,the Kelley’s Field is the only sourcestruggles of affordable senioraffordable housing in Like many communities country, Murrieta, California to provide the rural community of Hinesburg, Vermont. Unfortunately, the 24-unit development suffered rental housing for its low-income residents. To help address this shortage, Affirmed partneredfrom deferred maintenance, 2015, the of aging property needed Monte substantial with the City of Murrietaand andby the County Riverside to develop Vistarehabilitation. II, a 40-unit, secondgeneration, affordable rental housing development. Monte Vista II serves as an addition to the To ensure that Kelley’s Field will remain a critical affordable housing resource for residents from original, 64-unit, Monte Vista Apartments, located immediately north of the project site. Hinesburg and surrounding communities, CSC and Housing Vermont took over the property as a partnership. CSC will also manage the property, starting in December 2015. Completed by Affirmed in 2005, Monte Vista II was designed to blend seamlessly with the original development. The two-acre site is conveniently located In 2015, CSC secured the $4.2 million in financing needed to within walking distance to a public park, school, public transit, and complete the renovation, including $1.5 million for construction. numerous public amenities. Residents also enjoy on-site garden The project is financed with $225,000 in HOME funds, $475,000 plots, covered tot lot, computer room, and numerous critical in Community Development Block Grants (CDBG), and $134,000 services, including computer skills courses, after-school in Low Income Housing Tax Credits. HOME was a critical funding programs, and more. With drought-tolerant landscaping and other source for the project, covering 15 percent of the hard green features, Monte Vista II is a high-scoring Build It Green construction cost. community. There is a significant need for affordable senior housing in rural To develop the $10.4 million Monte Vista II project, the County of Vermont. Nearly 700 households are on waitlists for CSC Riverside provided nearly $1 million in HOME Investment properties, and it can take as long as three years for seniors to Partnerships (HOME) funds as critical gap financing, solidifying obtain housing. That’s why it was important to CSC to invest in the project’s ability to be completed. The City of Murrieta donated Kelley’s Field and preserve the affordability of the housing for lowthe land site, as well as substantial financing. With these income seniors in Hinesburg in perpetuity when the renovation is investments, Affirmed would not have been able to bring Monte complete in 2015. Vista II to fruition. As James Silverwood, President of Affirmed, explained, “Monte Vista II enabled the City of Murrieta to produce additional affordable housing below the cost of a new stand-alone development. This strategy was a win-win for all involved—from residents to taxpayers.”

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HOME Success Stories

CONTACT

HOME SUCCESS STORY

Chris Donnelly (802) 862-6244 chris@champlain housingtrust.org

Champlain Housing Trust

PROJECT HIGHLIGHTS

Founded in 1984, the Champlain Housing Trust (CHT) is the largest community land trust in the country, serving Chittenden, Franklin, and Grand Isle Counties in northwestern Vermont. CHT is committed to providing the widest range of housing options to serve people at various income levels, with any kind of special need, at different points in their life and in different housing markets.

Location: Burlington Project: Rental Housing Development HOME: $558,000 Total Cost: $8.6M Other Federal: $385,000 Community Development Block Grants, $76,000 ARRA, $117,000 HUD Economic Development Initiative Units: 40 District: VT-01

Vermont

CHT manages 2,100 apartments, stewards over the largest shared equity homeownership program in the nation with 565 homes, offers homebuyer education and financial fitness counseling, provides services to five housing cooperatives, and offers affordable, energy-efficiency and rehabilitation loans. In 2008, CHT won the prestigious United Nations World Habitat Award, recognizing its innovative, sustainable programs.

City Neighborhoods Project To Ms. Sarah Barnett, signing the lease of her new, affordable apartment represented a new start. For twenty years, she had rented a home in South Burlington, Vermont, where she raised two sons and cared for her grandmother. However, the owner decided to sell the home, and Ms. Barnett had trouble finding an affordable apartment in the area. Burlington has a one percent vacancy rate and rents in the area have risen by 40 percent over the past few years. Ms. Barnett applied to CHT, went through its workshop to improve her credit, and dreamed of moving into her own place. With CHT’s help, she found a cozy, downtown apartment on Pine Street with views of the lake. Even though the building was originally constructed in 1900, it feels brand new. That’s because CHT did extensive work to preserve affordability, reduce energy use, and improve the physical structure of the building and nine other scattered sites in Burlington and Winooski as part of CHT’s City Neighborhoods project. Thanks to $558,000 in HOME Investment Partnership (HOME) funds, $385,000 in Community Development Block Grants (CDBG), $117,000 in U.S. Department of Housing and Urban Development (HUD) Economic Development Initiative (EDI) funds, and other local, state, and federal resources, this $8.6 million project has transformed neighborhoods and was even recognized with a Historic Preservation award by the local preservation society. Ms. Barnett’s neighbor says, “Seeing the old building shed its band-aid skin and be restored to its original design and integrity is greatly appreciated. We’re grateful to live in a small, diverse, safe city.”

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HOME Success Stories

CONTACT JenniferSilverwood Katelyn Holder (858) 756-6234 (423) 679-2828 [email protected]

PROJECT PROJECT HIGHLIGHTS HIGHLIGHTS

Location: Marrieta, CA Location: Chattanooga Project: Rental Housing Project: Homebuyer Development Assistance HOME: $968,000 HOME: $42,600 Total Cost: $10.4M Total Cost: $90,000 Other Federal: $4.6M Other Federal: $42,600 Low Income Housing Tax Credits 8-toSection Homeownership Units: 40 Units: 1 District: CA-42 District: TN-03

HOME SUCCESS STORY Tennessee California

Affirmed Housing Chattanooga Neighborhood Group Enterprise Chattanooga Neighborhood Headquartered in San Diego,Enterprise Affirmed Housing (CNE) isGroup a nonprofit (Affirmed) organization is dedicated with atomission enhancing to create communities in California anddiverse economically the environment neighborhoods by building filled with dynamic, financially professionally-managed, empowered citizens high-quality, and housing green, for all. CNE multifamily invests in Chattanooga, housing. Affirmed’s Tennessee areasbyofoffering expertise affordable include site residential selection, loans, engineering, new homearchitecture, construction, construction, financial counseling, relocation, andand community marketing. engagement. As a mortgage Affirmed Housing broker, also has CNEextensive offers a variety knowledge of loan of public products finance, to meet Low-Income the needs Housing of Chattanooga Tax Credit residents. acquisition, This includes and loan tax-exempt products that bondaccept financing. a credit Thescore organization as low as has 580 demonstrated and a foreclosure excellence as recently both inas the two construction years ago. Combining of new multifamily these products apartment with communities down payment and assistance the rehabilitation financedofby existing HOMEfamily Investment and senior apartment projects Partnerships (HOME) in urban funds,and CNE suburban is able tosettings. overcome Thethe Affirmed two biggest team barriers is devoted to homeownership—poor to building well-designed, sustainable credit and the housing lack ofthat a down creates payment. a quality environment for residents and enhances the surrounding neighborhood.

The Strickland Family Project Independence In 2014, NerdWallet named Chattanooga, Tennessee one of the seven cities with the fastest Like many communities across therapid country, to provide growing rents in the country. This trendMurrieta, of rising California rents addsstruggles to the already high affordable demand for rental housing for itsinlow-income residents. To help address this shortage, Affirmed partnered affordable housing the community. with the City of Murrieta and the County of Riverside to develop Monte Vista II, a 40-unit, secondIn 2010, Ms.affordable Cassandra Strickland, single mother Monte of four,Vista needed a newas place to call home. generation, rental housinga development. II serves an addition to the The family was living in an affordable housing development financed under the U.S. Department original, 64-unit, Monte Vista Apartments, located immediately north of the project site. of Housing and Urban Development (HUD) Section 8 program, but the neighborhood was Completed by Affirmed in 2005, Monte Vista II was designed to blend seamlessly with the unsafe. original development. The two-acre site is conveniently located within walking distance to a At the park, time, Ms. Strickland didn’t see inamenities. her future.Residents Her credit also scoreenjoy was on-site too low public school, public transit, andhomeownership numerous public to obtainplots, a conventional and room, she had extra money to put towardincluding a down payment. garden covered totmortgage, lot, computer andnonumerous critical services, computer She started the process of working with CNE to repair her credit, but stopped a year later skills courses, after-school programs, and more. With drought-tolerant landscaping and other because it seemed likeVista an uphill green features, Monte II is abattle. high-scoring Build It Green community. Ms. Strickland to CNE in 2013, she felt she of was To develop thereturned $10.4 million Monte Vistawhen II project, thethat County ready to make full use of the and resources availablePartnerships to her at Riverside provided nearly $1 tools million in HOME Investment CNE. She worked closely with a CNE counselor to improve her ability credit to (HOME) funds as critical gap financing, solidifying the project’s score, and soon theCity ideaofthat she could become a homeowner began be completed. The Murrieta donated the land site, as well as to feel like more than just a dream. substantial financing. With these investments, Affirmed would not have been able to bring Monte Vista II to fruition. In 2014, CNE provided Ms. Strickland with $42,600 under the organization’s HOME-financed paymentexplained, assistance program and As James Silverwood, Presidentdown of Affirmed, “Monte Vista II $42,600 the under the Section 8-to-Homeownership program. After enabled City of HUD Murrieta to produce additional affordable housing years the Strickland family moved intoThis theirstrategy very own below of thehard costwork, of a new stand-alone development. was a home later that year. win-win for all involved—from residents to taxpayers.” The Stricklands now live in a quaint, family-friendly neighborhood with well-kept houses and a low crime rate. Without HOME, Ms. Strickland’s dream to become a homeowner would not have become a reality.

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HOME Success Stories

CONTACT Kathleen Mertz (510) 746-4120 [email protected]

HOME SUCCESS STORY California

Christian Church Homes

PROJECT HIGHLIGHTS

Christian Church Homes (CCH) has a simple but powerful mission to provide affordable, quality housing in caring communities. Founded in 1961, CCH has been meeting the housing and supportive service needs of very low-income seniors in California for over 50 years.

Location: Visalia

Through their dedication to building and managing affordable, quality, service-enriched housing, CCH’s dedicated personnel make a difference in the lives of over 5,000 seniors and families on a daily basis.

Project: Senior Rental Housing

HOME: $2.8M Total Cost: $9.6M Other Federal: $6.3M Section 202 Supportive Housing for the Elderly Units: 43 District: CA-22

HOME Investment Partnerships Program (HOME) funds have been leveraged in a quarter of CCH’s portfolio, allowing for the creation and preservation of more than 950 affordable senior housing units that address the needs of California’s most vulnerable residents.

Sierra Meadows Through a partnership with Visalia Senior Housing (VSH), CCH has been serving low-income seniors in Visalia, California since the mid-1970s. Because of the long wait lists for subsidized housing in the area, the City of Visalia and VSH approached CCH with an idea to build another affordable, senior housing development. This idea resulted in the construction of Sierra Meadows, a $9.6 million, 43-unit development that is exclusively targeted to very low-income seniors. When Sierra Meadows opened its doors in 2011, it was the first Leadership in Energy and Environmental Design (LEED) Gold-certified, U.S. Department of Housing and Urban Development (HUD) Section 202 Supportive Housing for the Elderly development in the state. Sierra Meadows was developed with $2.8 million in HOME funds, which were used to acquire the land. Without HOME and other federal resources—including $6.3 million in United HUD Section 202 funds—the project would not have been able to move forward. The development incorporates several life-enhancing accessibility and adaptability features, including bathroom grab bars in every bathroom. Moreover, sustainable design features, like the passive cooling tower, not only reduces energy costs for low-income residents, but also supports the health of residents and the natural environment. The location also serves the daily needs of seniors, with access to transportation and shopping. CCH is very proud of Sierra Meadows. It is a durable, cost-effective, 100 percent subsidized, healthy building where more than 42 lowincome seniors can now call home. It is an excellent model of what HOME and local housing organizations can accomplish.

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HOME Success Stories

CONTACT Dana Shigley Katelyn Silverwood (858) 647-4369 (707) 679-2828 dshigley@cityof americancanyon.org

PROJECT HIGHLIGHTS PROJECT Location: Marrieta, CA HIGHLIGHTS Project: Rental Housing Location: American Development Canyon HOME: $968,000 Project: Homebuyer Assistance Total Cost: $10.4M HOME: $450,000 Other Federal: $4.6M Low Income Housing Tax Other Federal: N/A Credits Units: 4-6 Units: 40 District: CA-05 District: CA-42

HOME SUCCESS STORY California

Affirmed City of American HousingCanyon Group With 20,000 residents, Headquartered in San Diego, the CityAffirmed of American Housing Canyon Group was (Affirmed) incorporated is dedicated in 1992 to and enhancing is locatedcommunities about 35 miles in California of northeast and San theFrancisco environment at the by southern building dynamic, end of Napa professionally-managed, County, California. high-quality, green, multifamily housing. Affirmed’s areas of expertise include site selection, engineering, architecture, In 2013, the City of American Canyon was awarded a HOME Investment Partnerships (HOME) grant in the construction, relocation, and marketing. amount of $700,000 to be used for first-time homebuyer down payment assistance and owner-occupied Affirmed Housing rehabilitation loans. also Without has extensive HOME, many knowledge first-time of public homebuyers finance,inLow-Income American Canyon Housing would Tax not Credit have the acquisition, capital needed andtotax-exempt purchase their bondhome financing. and provide The organization stability forhas their demonstrated family. excellence both in the construction of new multifamily apartment communities and the rehabilitation of existing family and senior apartment projects in urban and suburban settings. The Affirmed team is devoted to building well-designed, First-Time Homebuyer Down Payment Assistance sustainable housing that creates a quality environment for residents and enhances the surrounding neighborhood. Angel and Connie Sanchez’s son, Ismael, was born minutes before an earthquake hit Napa,

California in 2014. The earthquake damaged their apartment, making it unsafe for their newborn son. They became homeless until a family member took them into their small, overcrowded, oneProject Independence bedroom home. Frustrated and uncertain about when their apartment would be repaired, Mr. Like many communities across the country, Murrieta, California struggles to provide affordable Sanchez tried to find another home for his family, but could not afford any options. rental housing for its low-income residents. To help address this shortage, Affirmed partnered with the City of Murrieta and the County of Riverside develop Monte VistaofII,American a 40-unit, secondIn December 2014, the Sanchez family submitted an to application to the City generation, affordableHomebuyer rental housing development. Monte Vista II serves an addition to the Canyon’s First-Time Down Payment Assistance program. Theasprogram is supported original, 64-unit, Vista Apartments, located immediately north of the project with HOME fundsMonte and provides gap financing to help make home purchases more site. affordable for low-income, first-time homebuyers. Under the program, the Sanchez family secured a $100,000, Completed by Affirmed in 2005, Monte Vista II was designed to blend one-percent, deferred-payment loan to help them buy a three-bedroom, seamlessly with the original development. The two-acre site is newly renovated home in American Canyon. In total, the city has used conveniently located within walking distance to a public park, school, $450,000 in HOME funds to help the families—like the Sanchez public transit, and numerous public amenities. Residents also enjoy onfamily—purchase their first home under the program. site garden plots, covered tot lot, computer room, and numerous critical services,toincluding computer courses, programs, and Thanks the city and HOME,skills Mr. and Mrs. after-school Sanchez’s monthly house more. With drought-tolerant landscaping and other green features, payment is only slightly more than the rent they were paying for their Monte Vista II is a high-scoring Build It Green community. old apartment. Tofew develop theafter $10.4 millioninto Monte II project, the County of the A months moving theirVista home, they continue to thank Riverside provided $1 their million in HOME Investment Partnerships city for helping themnearly achieve dream of homeownership. “Without (HOME) critical assistance, gap financing, the project’s to the city’s funds down as payment we solidifying would have never beenability able to be completed. The aCity of Murrieta donated the land site, as well as afford to purchase home for our family.” substantial financing. With these investments, Affirmed would not have been able to bring Monte Vista II to fruition. As James Silverwood, President of Affirmed, explained, “Monte Vista II enabled the City of Murrieta to produce additional affordable housing below the cost of a new stand-alone development. This strategy was a win-win for all involved—from residents to taxpayers.”

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HOME Success Stories

CONTACT David Stalheim (360) 778-8385 [email protected]

PROJECT HIGHLIGHTS Location: Bellingham

HOME SUCCESS STORY Washington

City of Bellingham With nearly 84,000 residents, the City of Bellingham, Washington believes that decent, affordable housing is vital to the health of its community and its residents. To help meet the significant need for affordable housing for low-income families, the city provides financial assistance to support the construction, preservation, and operation of such housing. Bellingham’s housing programs improve the quality of life in the community, provide assistance to low- and

Project: Rental Housing moderate-income households, preserve the existing housing stock in its neighborhoods, and provide Development for employment opportunities for local contractors. Formerly Homeless Veterans The City of Bellingham uses HOME Investment Partnership (HOME) funds to construct and preserve HOME: $315,000 Total Cost: $9.7M

affordable homeownership and rental housing opportunities for low-income families and to provide rental assistance to very low-income tenants.

Other Federal: $8.1M Francis Place Low Income Housing Tax Responding to the needs outlined in Whatcom County, Washington’s 10-year plan to end Credits, HUD-Veterans Affairs Supportive homelessness, the City of Bellingham partnered with Catholic Housing Services (CHS) to Housing (VASH) complete Francis Place in July 2015. Vouchers Units: 42

District: WA-01

The new, 42-unit development uses an efficient, coordinated-entry system and serves young adults (ages 18 to 24), veterans, and chronically homeless individuals. Francis Place uses the Vulnerability Index-Service Prioritization Decision Assistance Tool (VI-SPDAT) to ensure that it meets the needs of the most vulnerable homeless individuals. Without HOME, Francis Place would not have been possible. To support the development of $9.7 million Francis Place, the City of Bellingham provided $315,000 in HOME funds and another $362,000 of voter-approved housing levy funds. The Washington State Housing Finance Commission allocated $8.1 million in Low Income Housing Tax Credits. Bellingham also provided nearly $1 million for case management services and rental assistance. Thanks to this investment, Dan, a new resident at Francis Place, now has a place to call home. After years of experiencing homelessness, he moved into the property in July 2015. At first, he struggled to connect with others. The years he spent being homeless left him feeling isolated. He would often shuffle around the community room without raising his head or acknowledging anyone nearby. After a month of living at Francis Place, Dan now feels comfortable enough to interact with other residents and staff. Having a stable, supportive community to call home has given Dan the boost he needed in confidence and self-esteem.

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HOME Success Stories

CONTACT Amy Davidson Katelyn Silverwood (858) 981-5406 (510) 679-2828 adavidson@ cityofberkeley.info

PROJECT HIGHLIGHTS PROJECT Location: Marrieta, CA HIGHLIGHTS Project: Rental Housing Location: Berkeley Development Project: Rental Housing HOME: $968,000 Development Total Cost: $10.4M HOME: $1.2M Other Federal: $4.6M Total Cost: $23M Low Income Housing Tax Other CreditsFederal: $8M Low Income Housing Tax Units: 40 Credits, Section 8 Project -Based District:Rental CA-42Assistance Units: 47 District: CA-13

HOME SUCCESS STORY California

Affirmed City of Berkeley Housing Group The City of Berkeley, Headquartered in SanCalifornia Diego, Affirmed createdHousing its Housing Group Trust (Affirmed) Fund in is 1990 dedicated to better to serve enhancing the city’s communities diverse in California by residents and supporting the environment the acquisition, by building rehabilitation, dynamic, professionally-managed, and development of affordable high-quality, housing. green, The Housing multifamily Trust Fund housing. is primarily Affirmed’s focused areas on providing of expertise access include to safe, sitedecent, selection, andengineering, affordable housing architecture, to low-income construction, families and seniors, relocation, individuals and marketing. with disabilities and special needs, and those experiencing homelessness. Berkeley Housing Affirmed is now one also ofhas the extensive highest-cost knowledge housing markets of public in finance, the nation, Low-Income and the city’s Housing Housing Tax Credit Trust Fund is acquisition, an essentialand tooltax-exempt for preserving bond and financing. creating The affordable organization housing has opportunities. demonstrated HOME excellence Investment both in the construction(HOME) Partnership of new multifamily funding is critical apartment its success, communities supporting and the both rehabilitation development of existing activity family and theand city’s senior apartment capacity toprojects monitor in theurban affordable and suburban homes created. settings. The Affirmed team is devoted to building well-designed, sustainable housing that creates a quality environment for residents and enhances the surrounding neighborhood.

University Avenue Cooperative Homes

University Avenue Cooperative Homes (UA Coop) was first developed in 1982 with the Project Independence acquisition of five single-family homes and a nine-unit apartment building and the new Like many communities the country, Murrieta, California struggles to provide construction of 33 units. across The original developer intended to convert the property into affordable a limitedrental housing for its low-income residents. To help address this shortage, Affirmed partnered equity housing cooperative, but it became insolvent in 1992. To ensure that the project could with of Murrieta and the County of Riverside to develop Monte Vista (RCD), II, a 40-unit, secondservethe asCity affordable rental housing, Resources for Community Development a Berkeleygeneration, affordable rentalhousing housingdeveloper, development. Monte Vista II serves as an addition to the based, nonprofit affordable agreed to take over the property and to work with original, 64-unit, MontetoVista Apartments, locatedstrategy. immediately northhowever, of the project site. the tenant association develop a preservation By 2013, the buildings in the UA Coop development ranged in age from 30 to nearly 100 years old and were in need of Completed by Affirmed in 2005, Monte Vista II was designed to blend seamlessly with the substantial rehabilitation. original development. The two-acre site is conveniently located within distance to aofpublic park,partnered school, public transit, In 2013walking and 2014, the City Berkeley with RCD to and numerous public amenities. Residents also enjoy on-site garden preserve the development by providing a $1.2 million, 55-year, lowplots, covered totreceipts lot, computer room, and numerous critical funds. interest residual loan financed primarily with HOME services, including computer skills courses, after-school programs, The city also provided a predevelopment loan and a long-term, $1 and more. With drought-tolerant landscaping and other green lease for land currently appraised at $2 million. This support features, Monte Vista II ispreserve a high-scoring Build It Green allowed RCD to not only the affordable homes,community. but to update and improve the facades on Sacramento Street and To develop the $10.4 million Monte Vista II project, the County of University Avenue. The total development cost was $23 million. Riverside provided nearly $1 million in HOME Investment Partnerships (HOME) as criticalit gap financing, the Thanks to HOME and funds the resources leveraged, the solidifying UA Coop will project’s ability to besafe, completed. of Murrieta donated continue to provide decent, The and City affordable homes for 47 the land site, as well as substantial financing. With these investments, families, almost all of whom earn extremely low incomes and Affirmed wouldmarket-rate not have been ableanywhere to bring Monte II to cannot afford housing in theVista Bay Area. fruition. Living in the UA Coop, these families have access to one of Berkeley’s primary commercial corridors and are in close proximity As James Silverwood, President of Affirmed, explained, “Monte to Berkeley’s downtown and a BART station. Residents also Vista II enabled the City of Murrieta to produce additional benefit from a shared community room, manager’s office, garden areas, walkways, and two affordable housing below the cost of a new stand-alone development. laundry rooms. This strategy was a win-win for all involved—from residents to taxpayers.”

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HOME Success Stories

CONTACT Shawna Tillery (336) 222-5094 stillery@ci. burlington.nc.us

PROJECT HIGHLIGHTS Location: Burlington Project: Homebuyer Assistance

HOME SUCCESS STORY North Carolina

City of Burlington The City of Burlington, located in the Piedmont Triad of North Carolina, is dedicated to providing high-quality municipal services to promote the safety, health, and quality of life of residents and employees. The city receives HOME Investment Partnership (HOME) funds through a consortium with the City of Greensboro, Guilford County, and Alamance County, and it manages Alamance County’s allocation on its behalf. Burlington primarily uses HOME to fund its deferred-loan housing rehabilitation program for low- and moderate-income residents in the city and Alamance County. It also partners with two Community Housing Development Organizations (CHDOs), Habitat for Humanity of Alamance County and Alamance County Community Services Agency, to build affordable housing in the community.

HOME: $15,000 Total Cost: $97,000

The Harris Family

Other Federal: N/A

Like other cities across the nation, Burlington, North Carolina has long struggled to provide access to safe, decent, and affordable housing for its low-income residents. In recent years, however, this has become more difficult; real incomes in Burlington decreased by more than five percent between 2000 and 2010, while home values increased by 4.4 percent and rent increased by 2.9 percent. As a result, Burlington households must spend more money on housing, but are making less of it.

Units: 1 District: NC-04

This was certainly the case for Ms. Jasmine Harris. Although she always wanted to become a homeowner, her very low income—earning just 50 percent of the area median income—shut her out of the conventional mortgage market. Thanks to a $15,000, HOME-financed second mortgage and the city’s partnership with Habitat for Humanity of Alamance County, Ms. Harris’ dream of homeownership will become a reality in late 2015. Without HOME, Ms. Harris would not have been able to afford her new $97,000 home and Habitat for Humanity of Alamance County would not have the financial support it needs to continue to develop affordable housing in the community. Through the program, Ms. Harris has learned how to save money, be financially responsible, and work hard for what she wants. She says that this experience has given her a new hope for her future. “This looks like a great community. This area has come a long way and I’m excited to see where it goes. I have two kids and they will love having a playground right here!”

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HOME Success Stories

CONTACT Lynn Goldberg Katelyn Silverwood (858) 942-2830 (707) 679-2828 lgoldberg@ci. calistoga.ca.us

PROJECT HIGHLIGHTS PROJECT HIGHLIGHTS Location: Marrieta, CA Project: Housing Location:Rental Calistoga Development Project: Rural OwnerHOME: $968,000 Occupied Rehabilitation Total Cost: $10.4M HOME: $20,000

HOME SUCCESS STORY California

Affirmed City of Calistoga Housing Group With a population Headquartered in San of 5,200, Diego, theAffirmed rural City Housing of Calistoga Groupis(Affirmed) located inisthe dedicated northerntoend enhancing of the Napa communities Valley in in California and California. Known the as environment a tourist destination, by buildingCalistoga dynamic, is professionally-managed, home to a large numberhigh-quality, of seniors who green, live in mobile multifamily home parkshousing. and are Affirmed’s on fixed incomes. areas of expertise include site selection, engineering, architecture, construction, relocation, and marketing. The city receives HOME Investment Partnerships (HOME) funds through the State of California and Affirmed Housing contracts with the also City of hasNapa extensive Housing knowledge Authorityoftopublic administer finance, its housing Low-Income programs. Housing This Tax includes Credit its acquisition, and rehabilitation loan tax-exempt program tobond helpfinancing. preserve The and improve organization housing has demonstrated for low- to moderate-income excellence both families. in the In construction addition to providing of new multifamily low- and no-interest apartmentloans, communities the city and alsothe provides rehabilitation assistance of existing throughout family the and loan senior and apartment projects construction phasesinofurban work,and including suburban contractor settings. appropriation The Affirmed and team construction is devotedmanagement. to building well-designed, sustainable housing that creates a quality environment for residents and enhances the surrounding neighborhood.

Other Federal: $4.6M Total Cost: $20,000 Low Income Housing Tax Ms. Ana Armijo Other CreditsFederal: N/A Ms. Ana Armijo purchased her mobile home in rural Calistoga, California nearly ten years ago. At Project Independence that time, Ms. Armijo worked as a nurse and enjoyed an active lifestyle serving her community. Units: 40 1 Units: District: District: CA-05 CA-42

Like communities the country, California struggles to provide affordable Moremany recently, however, across Ms. Armijo’s health Murrieta, has declined. She has developed severe asthma rental housing for its low-income residents. To help address this shortage, Affirmed partnered and recently suffered a stroke. with the City of Murrieta and the County of Riverside to develop Monte Vista II, a 40-unit, secondBecause of affordable her very low, fixed income, Ms. Armijo struggles to keep up with maintenance generation, rental housing development. Monte Vista II serves as the an addition to theof her home. The mobile home park issued violations for the exterior paint, the roof had begun to original, 64-unit, Monte Vista Apartments, located immediately north of the project site. cause water damage to the walls and ceilings, and the bathroom suffered water damage and was Completed byaccessible. Affirmed inIn 2005, Monte II was designed to blend seamlessly withhome, the the not handicap addition, rotVista damage caused moisture infiltration into the original development. The two-acre site is conveniently located within walking distance to a carpet on the outside deck was eaten away by termites, and the front entryway served as a trip public park, school, public transit, and numerous public amenities. Residents also enjoy on-site hazard. garden plots, covered tot lot, computer room, and numerous critical In 2015, Ms. Armijocomputer applied for the courses, City of Calistoga’s Owner-Occupied services, including skills after-school programs, and Rehabilitation Loan Program. With the help of HOME funds, this more. With drought-tolerant landscaping and other green features, program provides no-interest loans tocommunity. low-income Monte Vista II is a deferred, high-scoring Build It Green homeowners to make much-needed repairs and improvements to their To develop the $10.4 million Monte Vista II project, the County of homes. Riverside provided nearly $1 million in HOME Investment Partnerships Thanks the City of Calistoga’s program and HOME, Ms. Armijo’s (HOME)tofunds as critical gap financing, solidifying the project’s ability to home includes The a new roof insulated panels, newsite, paint, complete be completed. City of with Murrieta donated the land asawell as bathroom renovation, and trim work, as well as yard maintenance. substantial financing. With these investments, Affirmed would not have These improvements haveVista not only made the home safer, but a more been able to bring Monte II to fruition. comfortable place for Ms. Armijo to live. She no longer has to worry As James Silverwood, Presidentofofthe Affirmed, explained, “Monte about being displaced because condition of her home, andVista she II enabled City of Murrieta produce additional affordable housing has said the many times that shetofeels she has been blessed to have below thethis cost of a new stand-alone development. This strategy was a received help. win-win for all involved—from residents to taxpayers.”

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HOME Success Stories

CONTACT Danielle Foster (530) 757-5602 [email protected]

HOME SUCCESS STORY California

City of Davis

PROJECT HIGHLIGHTS

The City of Davis is located in Yolo County, California. With more than 65,000 residents, the city endeavors to create a livable community with a high quality of life by balancing the need for housing, jobs, open space, and essential services to preserve the community’s small-town atmosphere.

Location: Davis

Under its Affordable Ownership Housing Program, the city offers income-qualified households an opportunity to purchase a home locally below market cost. It also supports affordable rental housing opportunities by providing low-cost financing to support new construction and preservation.

Project: Rental Housing Development

HOME: $2M Total Cost: $20.8M Other Federal: $8.2M Low Income Housing Tax Credits, $680,000 Federal Home Loan Bank Affordable Housing Program Units: 69 District: CA-03

The HOME Investment Partnerships (HOME) program is critical to addressing the pressing need for affordable housing in Davis.

New Harmony Mutual Housing Community In 2013, the City of Davis partnered with Mutual Housing California to build New Harmony, a 69unit, affordable rental housing development in Davis, California that is exclusively targeted to extremely low-, very low-, and low-income families at or below 60 percent of the area median income. To support the project, the city provided low-cost financing, donated a portion of the site for development, and provided a loan on the remaining land needed for the project. New Harmony provides residents with a community garden, community rooms, and energysaving features that have made the development a model for conservation and green-energy use. In fact, New Harmony’s design and development exceeded California’s energy conservation requirements by almost 33 percent. Each unit features energy-efficient appliances, and solar roof panels offset nearly 80 percent of the electric energy for the community. High-speed internet access is provided to all residents for free in each apartment. The entire development meet Americans with Disabilities Act requirements, and every apartment is adaptable to easily accommodate residents with disabilities. Mutual Housing California provides leadership training and mentoring, educational programs, and community-building activities and services for the residents of the development. The New Harmony project would not have been possible without $2 million in HOME funds. The development also secured $680,000 in Federal Housing Loan Bank Affordable Housing Program funds, in addition to state tax credits and financing from the local redevelopment agency. Recently, the California legislature eliminated its redevelopment agencies, making access to federal funding sources— like HOME—even more essential to developing affordable housing in Davis and across the state. New Harmony has had a positive impact on local employment. The construction company, Sunseri Construction, preserved 200 jobs and created nearly 30 new ones, while using the local workforce whenever possible.

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HOME Success Stories

CONTACT Peter Zovak (818) 548-3111 pzovak@ glendaleca.gov

PROJECT HIGHLIGHTS Location: Glendale

Project: Rental Housing Development For Seniors and Veterans HOME: $2M Total Cost: $4.2M Other Federal: $2.2M Low Income Housing Tax Credits Units: 18 District: CA-28

HOME SUCCESS STORY California

City of Glendale Since 1975, the City of Glendale, California has helped improve access to safe, decent, and affordable housing by developing, preserving, and administering affordable housing programs and projects for lowincome households. This includes new, affordable rental housing for seniors, families, and special-needs populations, as well as homeownership opportunities for first-time homebuyers. The city’s vision is to ensure that all neighborhoods are quality, livable places that are free of blight and where residents feel safe and can access resources and services. To date, the City of Glendale has helped develop more than 1,200 units of affordable housing.

Cypress Senior Living The City of Glendale’s newest affordable housing project is Cypress Senior Living, an 18-unit development exclusively targeted to low-income senior and veteran households. The Cypress building was built in 1928, and after years of wear and tear, the plumbing, heating, and electrical systems were in dire need of upgrades and the building needed to be retrofitted for protection against earthquakes. In 2012, the Glendale Housing Authority and Community Development Partners of Southern California, an affordable rental housing developer, saw the opportunity to form a partnership that would transform the dilapidated building into a source of high-quality, affordable homes. The Glendale Housing Authority provided $2 million in HOME Investment Partnerships (HOME) funds on one condition: that six of the units had to be reserved and provide a preference for low-income, senior veterans of the U.S. Armed Forces. With the help of an additional $2.2 million in Low Income Housing Tax Credits, their joint vision became a reality when the Cypress Senior Living Project opened its doors in June 2014. Vietnam veteran Kevin Sargent learned about the Cypress project from the West Los Angeles Veterans Administration and is now a resident. Mr. Sargent had spent several years being homeless and making money by recycling bottles and cans and donating blood. Now, he has a safe, decent, and affordable place to call home. In addition, Mr. Sargent and other residents have access to critical social services, including computer and safety courses, fraud awareness and prevention programs, medical screening, and financial literacy programs provided through local banks and organizations.

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HOME Success Stories

CONTACT Becky Wade (865) 215-2865 [email protected]

PROJECT HIGHLIGHTS Location: Knoxville Project: Supportive Veteran Housing

HOME: $260,000

HOME SUCCESS STORY Tennessee

City of Knoxville The City of Knoxville, Tennessee’s Community Development Department has a mission to revitalize lowand moderate-income communities and strengthen all neighborhoods. The city’s housing programs are targeted at the improvement and construction of affordable housing, homebuyer assistance, and repair and rehabilitation to reduce the number of substandard rental and owner-occupied residential properties. To do this, the city partners with community organizations to leverage various federal, state and local funding sources. The City of Knoxville uses HOME Investment Partnerships (HOME) funds to support its OwnerOccupied Rehabilitation program and Rental Rehabilitation program, to construct new affordable homes in partnership with local Community Development Housing Organizations (CHDOs), and to provide downpayment assistance to homebuyers.

Total Cost: $1.3M Other Federal: $500,000 Federal Home Loan Bank, HUD-Veterans Affairs Supportive Housing (VASH) Vouchers

Washington Oaks Veteran Housing

Units: 15

Each year, more than 700 veterans in Knoxville seek assistance from homelessness partner agencies, and the 2010 Census estimates that close to 2,000 veterans and their families in Knox County live below the poverty level. To help address the critical need for safe, decent, and affordable supportive housing for local veterans, the City of Knoxville’s Community Development Department partnered with the Helen Ross McNabb Center (HRM), a local mental health provider, to rehabilitate the development. HRM applied for and secured $260,000 in HOME funds through the city’s Rental Rehabilitation program. Today, live-in, on-site management helps to provide assistance to residents and connect them to supportive services.

District: TN-02

In May 2015, a crowd came out to celebrate the grand opening of Washington Oaks Veterans Housing development, a 15-unit rental housing development in Knoxville, Tennessee that offers permanent, supportive housing for homeless veterans. The once derelict, blighted property has now become a place of hope.

Ms. Many-Bears Grinder, Commissioner of the State of Tennessee's Department of Veterans Affairs, called the opening of Washington Oaks "a life-changing event" for new residents. Other speakers at the event included State Commissioner of Economic and Community Development Randy Boyd, Knoxville City Mayor Madeline Rogero, Knox County Mayor Tim Burchett, and Susan Conway, Helen Ross McNabb Board Chair. City Council Members George Wallace and Daniel Brown were among the dozens of wellwishers who attended. Several organizations supported the Washington Oaks project. The Democratic Women of Knoxville bought kitchen furnishings and housewares, members of the Washington Pike United Methodist Church helped to landscape the property, and Read Window Products donated the window blinds. In less than three months, the apartments are fully occupied.

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HOME Success Stories

CONTACT Nigel Roberts Katelyn Silverwood (858) 208-6293 (251) 679-2828 nigel.roberts@ cityofmobile.org

PROJECT HIGHLIGHTS PROJECT Location: Marrieta, CA HIGHLIGHTS Project: Rental Housing Location: Mobile Development Project: Supportive HOME: $968,000 Housing for Formerly Homeless Total Cost:Families $10.4M HOME: $258,000 Other Federal: $4.6M Low Income Housing Tax Total Cost: $258,000 Credits Other Federal: N/A Units: 40 Units: 2 District: CA-42 District: AL-01

HOME SUCCESS STORY California Alabama

Affirmed City of Mobile Housing Group The City of Mobile, Headquartered in San Alabama Diego,Community Affirmed Housing and Housing Group Development (Affirmed) is dedicated Department to enhancing (CHD) administers communities federal in California funds that and the city the environment receives fromby the building U.S. Department dynamic, professionally-managed, of Housing and Urban Development high-quality, (HUD), green, including multifamily HOME Investment housing.Partnerships Affirmed’s areas (HOME) of expertise funds, Community include siteDevelopment selection, engineering, Block Grants architecture, (CDBG), and an construction,Solutions Emergency relocation, Grant. and marketing. CHD uses Affirmed Housing these funds also has for aextensive variety ofknowledge community,ofhousing, public finance, and economic Low-Income development Housing initiatives Tax Credit acquisition, the throughout andCity tax-exempt of Mobilebond for the financing. benefit of The loworganization and moderate-income has demonstrated communities excellence and both households. in the construction CHD uses HOME of new funds multifamily to support apartment a variety communities of affordable and housing the rehabilitation programs, including of existingdown family payment and senior apartment projects assistance for low-income in urbanhomebuyers and suburban andsettings. the creation The Affirmed and preservation team is devoted of affordable to building rentalwell-designed, housing. sustainable housing that creates a quality environment for residents and enhances the surrounding neighborhood.

Delaware Double

The Mayor of Mobile, Alabama, Mr. Sandy Stimpson, has identified tackling blight as one of his Project Independence major initiatives for the city, especially in the community’s older neighborhoods. Completed in Like communities across the country, Murrieta, California struggles to provide to affordable 2015,many the Delaware Double project is an excellent example of Mobile’s commitment not only rental housing for its low-income residents. To help address this shortage, Affirmed partnered remove blight, but to neighborhood redevelopment and affordable housing. with the City of Murrieta and the County of Riverside to develop Monte Vista II, a 40-unit, secondThe Delaware Double project includesdevelopment. the new construction of two two-bedroom, 750-squaregeneration, affordable rental housing Monte Vista II serves as an addition to the foot, affordable rental housing units. It was financed with $258,000 in HOME funds administered original, 64-unit, Monte Vista Apartments, located immediately north of the project site. by CHD. The duplex is located on a formerly vacant and blighted lot in the South Oakleigh Completed by Affirmed in city’s 2005,newly Montedesignated Vista II was designed toareas. blend The seamlessly with theacquired neighborhood, one of the revitalization City of Mobile original development. The two-acre site is conveniently located within walking distance to the a title the lot through its Neighborhood Renewal Program (NRP), which allows the city to obtain public park, school, transit, properties. and numerous public amenities. Residents also enjoy on-site to tax-delinquent andpublic abandoned garden plots, covered tot lot, computer room, and numerous Family Promise of Coastalcomputer Alabama,skills a local nonprofit that critical services, including courses, after-school works with families transitioning out of homelessness, will work programs, and more. With drought-tolerant landscaping and with the city features, to place families in theIIproperty, which will remain other green Monte Vista is a high-scoring Build It affordable for at least 20 years. With the Delaware Double Green community. project, Family Promise will be able to offer housing as part of To develop for the the $10.4 Monte Vista II project, the County its services firstmillion time. Executive Director Teressa of Riverside provided $1 million in HOME Ramsey believes it willnearly give families more time toInvestment gain stability. Partnerships (HOME) funds as critical gap financing, “It allows them to save up income for another place atsolidifying some the project’s to be in completed. The City of Murrieta time or just toability get things order financially.” donated the land site, as well as substantial financing. With Today, the Delaware Doublewould projectnot is have a beautiful, fenced, and these investments, Affirmed been able to bring landscaped property that will serve as stable, reasonably priced Monte Vista II to fruition. homes for the city’s most vulnerable residents. As James Silverwood, President of Affirmed, explained, “Monte Vista II enabled the City of Murrieta to produce additional affordable housing below the cost of a new stand-alone development. This strategy was a win-win for all involved—from residents to taxpayers.”

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HOME Success Stories

CONTACT Andrea Clark (707) 257-9254 [email protected]

PROJECT HIGHLIGHTS Location: Napa Project: Homebuyer Assistance

HOME: $70,000 Total Cost: $259,000 Other Federal: N/A Units: 1 District: CA-05

HOME SUCCESS STORY California

City of Napa Housing Division The City of Napa, California’s Housing Division supports a number of affordable housing programs to assist low-income households in the community. It also staffs the Housing Authority of the City of Napa, which administers the U.S. Department of Housing and Urban Development (HUD) Housing Choice Voucher Program countywide and affordable housing programs in each of the other cities in Napa County. The City of Napa receives HOME Investment Partnerships Program (HOME) funds through the state of California, which it uses to support its Down Payment Assistance program to help low-income, first-time homebuyers become homeowners. Together, HOME and the City of Napa bring hope to families who never thought they would be able own a home.

The Moreno Family The City of Napa’s Down Payment Assistance program has made homeownership possible for many low-income households, including Braulio and Veronica Moreno. When they first got married, the Morenos chose to live with her parents while he finished college and worked part-time. They soon welcomed a new baby, and due to fiscal restraints, Ms. Moreno took a job working as a guest services agent at a local hotel. In 2013, Mr. Moreno graduated from college and found employment with a local trucking company. Both employed, they dreamed of being able to move into a home of their own. In January 2014, Ms. Moreno contacted the city’s Housing Division about a home that was for sale near her aunt and uncle. With their second child on the way, the Morenos were anxious to move out of her parents’ house and were excited about the prospect of purchasing a home near family members. They saved $14,000 for down payment and closing costs and secured a $176,000 mortgage. The City of Napa also provided the Morenos with a $70,000, 30-year, deferred mortgage loan financed with HOME dollars. The Morenos love their new, $259,000 home and feel fortunate to have found one in their hometown that they can afford. As homeowners, they continue to build equity and pride in ownership.

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HOME Success Stories

CONTACT William Huang Katelyn Silverwood (858) 744-8320 (626) 679-2828 whuang@ cityofpasadena.net

HOME SUCCESS STORY California

City of Pasadena Affirmed HousingHousing Group and Career Services PROJECT Headquartered in San Diego, Affirmed Housing Group (Affirmed) is dedicated to enhancing communities in Department California and the environment by building dynamic, professionally-managed, high-quality, green, HIGHLIGHTS PROJECT The City of Pasadena Housing and Career Services Department (City of Pasadena) is dedicated to multifamily housing. Affirmed’s areas of expertise include site selection, engineering, architecture, providing affordable housing and community development opportunities to low- and moderate-income Location: Marrieta, CA construction, relocation, and marketing. HIGHLIGHTS persons and employment resources to enhance and strengthen the Pasadena, California community. Project: Rental Housing Location: Pasadena Development Project: Rental Housing HOME: $968,000 Development Total Cost: $10.4M HOME: $1.2M Other Federal: $4.6M Total Cost: $16.9M Low Income Housing Tax Other CreditsFederal: $7M ARRA, $440,000 Federal Units: 40 Home Loan Bank Affordable Housing District: CA-42 Program Units: 45 District: CA-32

Affirmed Housing also has extensive knowledge of public finance, Low-Income Housing Tax Credit The city provides financing from various sources, including HOME Investment Partnerships (HOME) funds, acquisition, and tax-exempt bond financing. The organization has demonstrated excellence both in the to help develop affordable housing. Currently, it has two HOME-funded projects under construction: construction of new multifamily apartment communities and the rehabilitation of existing family and senior Heritage Square, a 70-unit rental housing development targeted to very low-income seniors, and Mar Vista apartment projects in urban and suburban settings. The Affirmed team is devoted to building well-designed, Union Apartments, a 20-unit, permanent supportive housing development for homeless families. sustainable housing that creates a quality environment for residents and enhances the surrounding neighborhood. The City of Pasadena has developed 2,200 deed-restricted, affordable rental housing units and administers U.S. Department of Housing and Urban Development (HUD) rental assistance to 1,400 households.

Project Independence Hudson Oaks across the country, Murrieta, California struggles to provide affordable Like many communities rental housing forofitsHOME, low-income residents. To help address and this shortage, Affirmed With the support the City of Pasadena, California its nonprofit partner,partnered Abode with the City of Murrieta and the County of Riverside to develop Monte Vista II, 40-unit, secondCommunities, completed the Hudson Oaks development in 2012. While Hudsona Oaks was once generation, affordable rental housing development. Monte Vista II serves as an addition to the the site of a long-vacant and partially burned-out development in the historic Washington Square original, 64-unit, Monte Vista home Apartments, located immediately north of the project site. Landmark District, it is today to 44 very low-income seniors. Completed by is Affirmed 2005, Monte Vista II was It designed with the Hudson Oaks a highlyinsustainable development. achievedtoablend LEEDseamlessly Platinum sustainability original development. The two-acre site is conveniently located within walking distance to aNinety rating for reduced energy consumption, water efficiency, and improved recycling methods. public park, school, public transit, public amenities.and Residents alsoto enjoy on-site -six percent of construction waste and was numerous diverted after completion, it continues operate 56 garden plots, covered tot lot, computer room, and numerous critical services, including computer percent more efficiently than California Title 24 standards, saving even more in utility costs. Solar skills programs, more. With drought-tolerant landscaping and other powercourses, providesafter-school more than 55 percent and of the building’s electricity, and rainwater is captured into green features, Monte Vista II is a high-scoring Build It Green community. filtration instead of running off into the ocean. To the $10.4 million Monte Vista II project, Thedevelop $16.9 million Hudson Oaks development wouldthe notCounty have of Riverside provided nearly $1 million in HOME Investment been possible without the City of Pasadena’s allocation of more Partnerships (HOME) fundsfunds. as critical gap financing, solidifying than $1.2 million in HOME the project’s ability to be completed. The City of Murrieta donated As Communities’ chief executive officer, Robin Hughes, the Abode land site, as well as substantial financing. With these puts it, “Hudson Oaks provides residents with a place to investments, Affirmed would not have been able to bring break Montethe cycle II oftoeconomic Vista fruition. entrenchment by offering them a healthy home—one with reduced utility costs, that adds value to its As James Silverwood, President of Affirmed, explained, “Monteand surrounding community, that is well maintained and operated, Vista II enabled the Citydirect of Murrieta additional that provides residents accesstotoproduce essential resources and affordable housing below the cost of a new stand-alone services.” development. This strategy was a win-win for all involved—from residents to taxpayers.”

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HOME Success Stories

CONTACT Jeff Tardif (207) 482-5206 [email protected]

PROJECT HIGHLIGHTS Location: Portland Project: Tenant-Based Rental Assistance

HOME: $800 Total Cost: $800 Other Federal: N/A District: ME-01

HOME SUCCESS STORY Maine

City of Portland The City of Portland, Maine strives to enhance the health and well-being of the residents of Portland in collaboration with community, state, and federal partners to develop, preserve, and administer affordable housing programs and projects for low-income households. This includes new affordable rental housing for seniors, families, and special-needs populations, as well as repair and rehabilitation of owner-occupied residential properties. In addition, the city operates two of the state’s largest homeless shelters: the Oxford Street Shelter and the Family Shelter. The city uses HOME Investment Partnerships (HOME) funds to bolster the impact of its housing programs and to provide rental assistance to those who need it.

The Wakefield Family Ms. Patricia Wakefield is a 24-year old, single mother living in Portland, Maine with her 18-month old son. Ms. Wakefield suffers from significant mental health challenges and has faced several barriers to accessing safe, decent, and affordable housing. In 2014, the Wakefields were evicted from their apartment for non-payment of rent and moved into the City of Portland’s Family Shelter. Ms. Wakefield was soon connected with the city’s Home To Stay (HTS) program and was awarded a U.S. Department of Housing and Urban Development (HUD) Housing Choice Voucher to help her successfully find an affordable place to raise her son. Unfortunately, after finding an affordable apartment in Saco, Maine, Ms. Wakefield experienced a job change, unexpected transportation costs, and an increase in childcare expenses. As a consequence, Ms. Wakefield fell behind in her rent and was served with a seven-day notice to quit the premises. She worried that she and her son would become homeless again. Thankfully, the Wakefields turned to the City of Portland and its HOMEfunded Tenant-Based Rental Assistance program. With just $800 in HOME funds, the Wakefield’s rent was brought current, the notice to quit was rescinded, and she was able to get back on track with her rent payments. One year later, Ms. Wakefield remains successfully housed in the same unit.

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HOME Success Stories

CONTACT Emilio Ramirez Katelyn Silverwood (858) 826-5381 (951) 679-2828 eramirez@ riversideca.gov

PROJECT HIGHLIGHTS PROJECT Location: Marrieta, CA HIGHLIGHTS Project: Rental Housing Location: Riverside Development Project: Supportive HOME: $968,000 Housing for Disabled Veterans Total Cost: $10.4M HOME: $1.1M $4.6M Other Federal: Low Income Housing Tax Total Cost: $12.8 Credits Other Federal: $923,000 Units: 40 Low Income Housing Tax Credit, $83,000 District: CA-42 Solar Business Investment Tax Credit Units: 30 District: CA-41

HOME SUCCESS STORY California

Affirmed City of Riverside HousingHousing Group Authority The City of Riverside Headquartered in SanHousing Diego, Affirmed Authority,Housing locatedGroup in Riverside (Affirmed) County, is dedicated California, to has enhancing as its mission communities to in Californiaand preserve andincrease the environment the supply by of building safe, decent, dynamic, and professionally-managed, affordable housing, to promote high-quality, healthy green, communities, multifamily and restorehousing. human dignity Affirmed’s through areas innovative of expertise housing include programs. site selection, engineering, architecture, construction, relocation, and marketing. The city uses HOME Investment Partnerships (HOME) funds to construct new affordable housing Affirmed Housing communities. In addition, also hasHOME extensive funds knowledge are used of to public help homeless finance, Low-Income individuals and Housing families Tax exit Credit life from the acquisition, streets by providing and tax-exempt up to 12bond months financing. of rentalThe assistance organization and case has demonstrated management.excellence HOME helps both the in City the of construction Riverside provide of new rental multifamily assistance apartment to some communities of its most vulnerable and the rehabilitation residents. of existing family and senior apartment projects in urban and suburban settings. The Affirmed team is devoted to building well-designed, sustainable housing that creates a quality environment for residents and enhances the surrounding Home Front at Camp Anza neighborhood.

When completed in 2016, Home Front at Camp Anza in Riverside, California will serve as a new, $12.8 million, 30-unit, affordable rental housing development exclusively targeted to serving lowProject Independence income, disabled veterans. At the Home Front development, residents in need of ongoing, outLike many communities Murrieta, California struggles to provide affordable patient medical attentionacross will be the ablecountry, to live comfortably, safely, and affordably with their family rental housing for its low-income residents. To help address this shortage, Affirmed partnered outside of an institutional environment. with the City of Murrieta and the County of Riverside to develop Monte Vista II, a 40-unit, secondThe City of Riverside, partnership Wakeland Monte Housing andIIDevelopment and generation, affordable in rental housingwith development. Vista serves as an Corporation addition to the original, Mercy Housing 64-unit,isMonte the process Vista Apartments, of developing located Homeimmediately Front. With north this project, of the project they hope site.to honor the heroes of the past through the rehabilitation and adaptive re-use of the World War II-era Completed Affirmed in 2005, Monte building Vista II was designed to blend with the Camp Anzaby Officers Club. The historic will be transformed intoseamlessly a veteran-directed original development. The two-acre site is conveniently located within walking distance to a supportive services and recreation center for residents in the community. public park, school, public transit, and numerous public The development team secured about $11.66 amenities. Residents also enjoy on-site gardenmillion plots, in covered financing, including $923,000 in Low Income tot lot, computer room, and numerous critical Housing services,Tax includingprivate Credits, computer construction skills courses, and bank after-school loans, various programs, energyand more. With efficient rebates, drought-tolerant and a contribution landscaping from and the city’s otherformer green Redevelopment Agency Housing features, Monte Vista II isofaLow-Mod high-scoring BuildFunds. It Green However, the project was $1.1 million short of the $12.8 community. million total development cost. To develop the $10.4 million Monte Vista II project, the County Without a final contribution $1.1 million in HOME funds from of Riverside provided nearlyof$1 million in HOME Investment Partnerships the City of Riverside (HOME)and funds theas County criticalofgap Riverside, financing, Home Front solidifying at Camp Anza the project’s would not ability be possible. to be completed. Thanks toThe HOME, City of a service-enriched, safe, andsite, quality affordable housing Murrieta donated the land as well as substantial development will open its doors in 2016. financing. With these investments, Affirmed would not have been able to bring Monte Vista II to fruition. As James Silverwood, President of Affirmed, explained, “Monte Vista II enabled the City of Murrieta to produce additional affordable housing below the cost of a new standalone development. This strategy was a win-win for all involved—from residents to taxpayers.”

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HOME Success Stories

CONTACT Elisa Vasquez (626) 586-1762 elisa.vasquez @lacdc.org

PROJECT HIGHLIGHTS

HOME SUCCESS STORY California

Community Development Commission of the County of Los Angeles

Location: Los Angeles

The Community Development Commission of the County of Los Angeles (CDC) serves as the county’s housing and economic development agency. Its goal is to build better lives and neighborhoods for residents and business owners in the unincorporated areas of Los Angeles County, California and in the various incorporated cities that participate in CDC’s programs.

Project: Special Needs Rental Housing

CDC’s main program areas include community development, affordable housing development and preservation, and economic development.

HOME: $3.7M Total Cost: $15.3M Other Federal: Section 8 Project-Based Rental Assistance Units: 31 District: CA-28

Since 1992, CDC has used over $183 million in HOME Investment Partnerships (HOME) funds to develop more than 3,500 affordable and special-needs housing units, to provide assistance to 1,920 first-time homebuyers, and to improve the lives of nearly 1,000 homeowners through residential rehabilitation.

The Courtyard at La Brea Los Angeles County, California faces a major shortage of affordable housing, especially for homeless and special needs populations. Federal resources that are typically used for affordable housing production—including HOME—have been cut in recent years, and in 2012, the State of California dissolved its redevelopment agencies, the last dedicated source of affordable housing funds. Completed in 2013, The Courtyard at La Brea would not have been possible without HOME. The 31-unit development sets aside 15 units for individuals with special needs, including those with mental illness, HIV/AIDS, and transition-age youth. The developer, the West Hollywood Community Housing Corporation (WHCHC), applied to both the CDC and the City of West Hollywood for capital financing. As the largest public financier of this $15.3 million project, CDC provided a $3.7 million HOME loan and served as the bond issuer for the conventional lender’s $7.8 million construction loan. Included in CDC’s HOME loan was $100,000 specifically designated for the project’s sustainable elements. Courtyard at La Brea replaced a deteriorating retail space and two housing units. Today, residents have access to critical services, as well as 24-hour support and crisis intervention with a resident service provider and on-site manager. To ensure the residents’ success in permanent housing, AIDS Project Los Angeles’ staff are available to assist residents from their office space on the development’s ground floor. Resident Steven Myrick says, “I feel like I’m a very rich poor person. You live with dignity here.”

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HOME Success Stories

CONTACT Max Benson (360) 377-7738 maxb@community frameworks.org

PROJECT HIGHLIGHTS Location: Spokane Project: Senior Rental Housing HOME: $249,000 Total Cost: $8.6M

HOME SUCCESS STORY Washington

Community Frameworks Community Frameworks is a 501(c)(3) nonprofit organization and a NeighborWorks® America Chartered Member based in Washington State. With offices in Spokane and Bremerton, the organization serves communities in Washington, Oregon, Idaho, and Montana. Since 1974, Community Frameworks’ mission has been to support and develop affordable housing as a foundation upon which individuals, families, and neighborhoods can build vital communities. To accomplish this mission, it develops affordable, supportive multifamily housing, provides homeownership opportunities for hard-working families, and teaches and counsels families on budgeting, credit, and homeownership topics. Community Frameworks also partners with cities, counties, small municipalities, nonprofits, and others throughout the Northwest region, providing technical assistance, financing, and other assistance to help develop affordable housing.

Other Federal: $3M Low Lilac Terrace Income Housing Tax Credits, $4.1 Section 202 In 2009, Community Frameworks finished construction on Lilac Terrace, an $8.6 million 50-unit Supportive Housing for independent-living senior housing development in Spokane, Washington. The project—along the Elderly with the 174-unit Lilac Plaza development that was originally built in 1972—are known as the Units: 50 District: WA-05

Lilac Plaza Retirement Community and are exclusively targeted to low-income seniors earning less than 60 percent of the area median income. Most residents are in their mid-80s and many live on Social Security Survivors Benefits, having never worked outside the home. Lilac Terrace provides attractive housing and a supportive community for seniors who do not have many other housing options. Moreover, the development helps residents stay active and engaged, allowing them to avoid assisted living. Residents have an exercise room, computer room, craft room, classes, raised garden beds, and access to meal service and social activities, including a very active Nintendo Wii bowling league. Community Frameworks served as the development consultant on the Lilac Terrace project, which is owned and managed by Spokane Baptist Association Homes (SBAH). Community Frameworks secured all of the financing, assembled the development team, and managed the project from predevelopment to completion. The development was financed with nearly $250,000 in HOME Investment Partnerships (HOME) funds, $3 million in Low Income Housing Tax Credits, and $4.1 million in funding from U.S. Department of Housing and Urban Development’s Section 202 Supportive Housing for the Elderly program. For too many seniors living on a fixed, low income, it is incredibly difficult to find a safe, decent, and affordable place to call home. With HOME, local organizations and Congress can help create new opportunities for senior housing.

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HOME Success Stories

CONTACT Jill Quezada (530) 891-6931 jquezada@ chiphousing.org

PROJECT HIGHLIGHTS Location: Biggs Project: Rural Mutual Self-Help Homeownership HOME: $2M Total Cost: $9.2M Other Federal: $6.6M USDA Section 502 Direct Units: 56 District: CA-03

HOME SUCCESS STORY California

Community Housing Improvement Program The Community Housing Improvement Program (CHIP) is a nonprofit organization that provides healthy, sustainable, and affordable housing and services to qualified residents in North Valley, California, including Butte, Colusa, Glenn, Shasta, Sutter, Tehama, and Yuba Counties. CHIP supports homeownership opportunities almost exclusively using the Mutual Self-Help Housing method of construction, develops rental housing, and manages their properties, including the provision of quality resident services. Since 1973, CHIP has helped build more than 1,700 Self-Help Homes and has developed nearly 700 units of rental housing. Currently, CHIP uses HOME Investment Partnerships (HOME) funds to provide first-time homebuyers with down payment assistance under its Mutual Self-Help Housing program.

North Biggs Estates Like other rural communities across the nation, Biggs, California struggles to provide low-income residents with access to safe, decent, and affordable housing. Two-thirds (67 percent) of lowincome households and 70 percent of very low-income households in Biggs cannot afford their rent. Thanks to CHIP’s Mutual Self-Help Housing program, 56 very deserving, low-income families have realized the dream of homeownership in the North Biggs Estates Subdivision. Under the program, families work around their jobs and family obligations, including on evenings and weekends, to build their own home. By reducing construction costs, families can earn equity in their homes and make lasting investments in their communities. CHIP homeowners are hardworking people with lower paying jobs. Often, English is their second language and many have not been granted the opportunities that can help create a path to wealth and homeownership, such as access to higher education. In 2012, CHIP was awarded $2 million in HOME funds and $6.6 million in U.S. Department of Agriculture (USDA) Section 502 Direct Loans to support the development. HOME funding was used as a mortgage subsidy for the families. As a result, nearly half of CHIP’s homeowners pay less for their new home than what they previously paid in rent. Without HOME, many of these families would not be able to afford their home. As homeowners, the families living in the North Biggs Estates now have stable housing and can continue to earn equity. The homes’ energy-efficient designs also help the families save money.

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HOME Success Stories

CONTACT

HOME SUCCESS STORY

Alexander H. Roberts (914) 683-1010 aroberts@ communityhousing.org

Community Housing Innovations

PROJECT HIGHLIGHTS

Community Housing Innovations (CHI) provides housing and human services that enable low- and moderate-income families and individuals to achieve the greatest social and economic independence at the lowest cost to society. CHI owns and manages more than 250 single- and multi-family units of affordable and permanent rental housing in Westchester and Long Island, New York.

Location: Patchogue Project: Homebuyer Assistance

New York

The HOME Investment Partnerships (HOME) program provides CHI with the capital to assist low-income families in the community. Without HOME, many homeowners served by CHI would not have been able to fulfill their dream of becoming homeowners. HOME is a critical, necessary resource for building strong communities nationwide.

HOME: $9,600 Total Cost: $252,000

Mr. Gabriel Lugo and Ms. July Iscola

Other Federal: N/A

Patchogue is less affluent than other communities in Suffolk County, New York, and it is in significant need of affordable housing. Many low-income residents in the community struggle to find safe, decent, and affordable housing.

Units: 1 District: NY-01

That’s why CHI uses HOME funds to offer first-time homebuyers assistance, including grants to offset down payment and closing costs, in addition to rehabilitation expenses. Grant assistance is provided in the form of a deferred, forgivable loan with no payments that declines over time and is secured by a second mortgage lien. Before becoming homeowners in 2013, Gabriel Lugo and his partner, July Iscola, were long-term renters. For several years, they lived in apartments in aging rental housing developments, paying too much in rent and utilities. They always dreamed of owning their own home, so they turned to CHI for help. CHI provided Mr. Lugo and Ms. Iscola $9,600 in HOME-financed homebuyer assistance. CHI also helped them secure $14,750 from the Affordable Housing Corporation to rehabilitate their home. After moving into their first home in 2013, they completed the rehabilitation the following year. This included the installation of energy-efficient upgrades that result in lower utility bills. Mr. Lugo and Ms. Iscola love their new home and are happy to have a foundation to build upon. CHI uses the HOME program as a resource to provide families in the Patchogue community the opportunity to purchase their first home. Together, CHI and HOME help low-income families become successful homeowners.

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HOME Success Stories

CONTACT Cullen Ryan (207) 879-0347 cullen@chom housing.org

PROJECT HIGHLIGHTS Location: Portland

HOME SUCCESS STORY Maine

Community Housing of Maine Community Housing of Maine (CHOM) is a nonprofit organization that provides advocacy, community inclusion, and stability for homeless and special-needs populations across the state by developing and maintaining high-quality, affordable, service-enriched housing for people with low incomes and disabilities. Founded in 1993, CHOM has become the largest supportive housing developer in Maine with some 70 housing sites in 23 communities spanning nine counties. It has developed more than 650 units of lowincome and special-needs housing, providing stable homes to thousands of disadvantaged people, in addition to another 49 units for other households.

Project: Rental Housing For Individuals With Special Needs CHOM uses HOME Investment Partnerships (HOME) funds to develop everything from small, customized, HOME: $1.1M Total Cost: $10.6M

fully-accessible homes to large, complex, multifamily housing developments.

Elm Terrace

Other Federal: $6.5M Low Income Housing Tax In 2011, CHOM purchased the former Children’s Hospital building in Portland, Maine and Credit, $1.1M Federal transformed it into Elm Terrace. The $10.6 million project included the renovation of the historic Historic Tax Credit hospital and the construction of an additional building on an adjacent site. Units: 38 District: ME-01

Opening in 2013, Elm Terrace fulfilled a strong need for affordable housing near the heart of downtown Portland. All 38 units are exclusively targeted to low-income families earning less than 50 and 60 percent of the area median income. CHOM also partnered with Mercy Health System to set aside 15 units for vulnerable women who are in recovery from drug and alcohol dependency as part of the McAuley Residence program. Under the program, community providers help residents tackle all aspects of their recovery including spirituality, parenting, physical and emotional wellness, career and education, financial responsibility, and recreation. The program is credited with helping to reduce the number of chronically homeless women in Portland’s homeless shelters, resulting in significant cost savings for the city. Elm Terrace is certified by the U.S. Green Building Council and it was the first, affordable, multifamily, historic restoration project in Maine to receive achieve Leadership in Energy and Environmental Design (LEED) Platinum Certification. Overall, the apartments are nearly 30 percent more energy efficient than typical multifamily properties. The development was financed with $1.1 million in HOME Investment Partnerships Program (HOME) funds, $6.5 million in Low Income Housing Tax Credits, and $1.1 million in federal Historic Tax Credits. As a result, Elm Terrace created 399 construction jobs, bringing well-paid opportunities to the hard-hit construction industry during the recession and spurring additional development.

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HOME Success Stories

CONTACT

HOME SUCCESS STORY

Amy Kaufman (847) 681-8746 akaufman@ cpahousing.org

Community Partners for Affordable Housing

PROJECT HIGHLIGHTS

Community Partners for Affordable Housing (CPAH) provides safe, decent, and affordable housing by creating rental and homeownership opportunities for low- and moderate-income households. Today, CPAH manages more than 75 units of affordable housing throughout Highland Park, Evanston, and Lake Forest, Illinois.

Location: Highland Park

Project: Homebuyer Assistance HOME: $64,000 Total Cost: $244,000 Other Federal: N/A Units: 1 District: IL-10

Illinois

The HOME Investment Partnerships (HOME) program helps CPAH make a meaningful impact in the communities it serves. HOME is used to not only help families secure affordable housing, but also to clean up blighted properties in the neighborhood. Because CPAH is a land trust, all CPAH homes remain affordable in perpetuity. This means the HOME funds used for each CPAH home will permanently impact the community for generations to come.

Homeownership in Highland Park Jose came to Highland Park, Illinois when he was 16 years old and has made the community his home ever since. However, in recent years, rising housing costs have made it more difficult for Jose and other residents to find safe, decent, and affordable homes in the area. Although Jose, his wife, Dahlia, and their two daughters struggled to find an affordable place to rent in Highland Park, his dream was to provide a safe, permanent home for his family in the community. Luckily, Lake County has made it a priority to encourage affordable housing in high-opportunity areas like Highland Park, where the shortage of affordable housing is most severe. With the help of $64,000 in HOME funds, CPAH was able to purchase a modest, $224,000 home in Highland Park. After rehabilitating the property, CPAH sold the home to Jose and his family. CPAH also referred Jose to a partnering bank that is dedicated to helping lowincome homebuyer obtain an affordable, $145,000 mortgage. The family moved into their home in December 2012. Jose says working with CPAH has been a dream come true. “We feel like we have everything now. We don’t have fancy things or go out to eat very often or take expensive vacations, but we’re providing a good, quality life for our kids and it all started with housing. We are so thankful and appreciative of what we have.”

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HOME Success Stories

CONTACT Sandra Noble Canon (859) 231-0054 [email protected]

PROJECT HIGHLIGHTS Location: Nicholasville Project: Rural Homebuyer Assistance and Owner-Occupied Rehabilitation HOME: $55,000 Total Cost: $119,000 Other Federal: N/A Units: 1 District: KY-06

HOME SUCCESS STORY Kentucky

Community Ventures Community Ventures (CV) strengthens communities by helping people achieve their dreams of greater economic opportunity. CV helps people own homes and start businesses because it believes in people’s dreams. From affordable financing and education to counseling and neighborhood revitalization, CV creates opportunities to dramatically improve the quality of life for people across Kentucky. Founded in 1982, CV has evolved in capacity and knowledge, but its mission has stayed the same—to strengthen communities by empowering individuals. CV is focused on the areas of greatest need, where it can make the most impact. CV is headquartered in Lexington, Kentucky with branch offices in Campbellsville, Frankfort, Louisville, Paris and Owensboro.

The Schwarz Family Before buying her home in rural Nicholasville, Kentucky in 2014, Ms. Laura Schwarz and her two children rented an apartment nearby. While she wanted to become a homeowner so that she could provide her children with a safe, comfortable space to thrive, she needed to repair her credit and save money. In 2012, she turned to the United Way of the Bluegrass to participate in their Back on Track program. Under the program, United Way provided Ms. Schwarz with an Individual Development Account (IDA) and matched her savings. With every credit card payment, she saw her credit score slowly go up. In 2014, the United Way referred Ms. Schwarz to Community Ventures (CV) to help her find her dream home. The home was in foreclosure and had been vacant for about a year. Because the home needed significant repairs, CV helped Ms. Schwarz get a new HVAC system, hot water tank, and appliances. CV also helped Ms. Schwarz obtain a low-cost, $59,000 loan from the Affordable Housing Trust Fund and Kentucky Housing Corporation and more than $55,000 in homebuyer assistance through the HOME Investment Partnership (HOME) program. Like many other low-income families, Ms. Schwarz would not have been able to become a homeowner without HOME. Today, the Schwarz family pays just $50 more to own their own home than they did to rent. And, because CV helped install new insulation and energy-efficient appliances and lightbulbs, their utility bills are much lower. Looking back on her journey to becoming a homeowner, Ms. Schwarz says her favorite part was working with CV. “CV was there for me. They took me where I was and helped me make my dream come true.” CV is very excited to be able to help families like the Schwarzs, but it knows that this would not be possible without the United Way, Kentucky Housing Corporation, the Affordable Housing Trust, and its many other partners.

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HOME Success Stories

CONTACT Jane Hornstein (312) 603-1009 jane.hornstein @cookcountyil.gov

PROJECT HIGHLIGHTS Location: Hines Project: Supportive Housing for Homeless Individuals and Veterans HOME: $2.2M

HOME SUCCESS STORY Illinois

Cook County Department of Planning and Development The Department of Planning and Development (DPD) of Cook County, Illinois is committed to developing sustainable communities by fostering economic opportunities and business development, preserving and expanding the supply of safe, decent, and affordable housing, facilitating infrastructure improvements, promoting fair housing, and supporting social services and programs that address the problems of homelessness. DPD’s coordinates housing, community development, and economic development efforts in pursuit of stronger, more viable communities. It also leverages the County’s resources to support the retention and creation of businesses and jobs in order to expand the County’s tax base. One of the primary tools DPD uses is the HOME Investment Partnerships (HOME) program.

Total Cost: $18.6M Other Federal: $1.6M Freedom’s Path Low Income Housing Tax According to the U.S. Department of Veterans Affairs, about 1.4 million veterans are at risk of Credits Units: 72 District: IL-03

homelessness due to poverty, a lack of support networks, and dismal living conditions in overcrowded and substandard housing. Recently, Cook County President Toni Preckwinkle’s administration has made the challenges of homeless veterans a greater priority.

In 2015, the first phase of Freedom’s Path, a 72-unit, permanent, supportive housing development serving low-income, homeless and disabled veterans and at-risk individuals, opened its doors at the Edward J. Hines Veterans Administration Hospital Grounds. The $18.6 million development was built by Communities for Veterans, LLC and is managed by Beneficial Communities, based in Sarasota, Florida. All of the units are targeted to households earning less than 60 percent of the area median income. To complete the project, DPD provided $2.2 million in HOME funds and $1.6 million in Low Income Housing Tax Credits. The Housing Authority of Cook County also provided 56 Housing Choice Vouchers to assure that those without an income can still reside there. Phase Two, which will provide an additional 52 units of affordable housing for local veterans, is currently in the application process for with the Illinois Housing Development Authority. Freedom’s Path addresses the severe shortage of permanent supportive housing in suburban Cook County and provides a secure place for veterans to become re-accustomed to society, while receiving much-needed services. It will provide them a community and home with the dignity they deserve.

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HOME Success Stories

CONTACT Raymond Hodges (650) 802-3389 rhodges@ smchousing.org

PROJECT HIGHLIGHTS Location: Half Moon Bay

Project: Senior Rental Housing

HOME SUCCESS STORY California

AffirmedofHousing County San Mateo Group Department of Housing The County of San Headquartered in San Mateo Diego, Department Affirmed of Housing Housing Group (DOH) (Affirmed) is a catalyst is dedicated for improving to enhancing access to communities affordable in Californiaincreasing housing, and the environment the supply of byworkforce building dynamic, housing,professionally-managed, and supporting community high-quality, development green, so that multifamily housing permanently housing. Affirmed’s exists for areas peopleofofexpertise all income include levelssite andselection, generations engineering, in San Mateo architecture, County, California. construction, relocation, and marketing. DOH provides rental and homeownership assistance to income-qualified residents. It also provides Affirmed Housing financing and technical also has assistance extensive to knowledge partner organizations of public finance, in the public, Low-Income private,Housing and nonprofit Tax Credit sectors to acquisition, pursue housing and and tax-exempt community bond and financing. economic The development organizationactivities has demonstrated that improve excellence quality ofboth life. in the construction of new multifamily apartment communities and the rehabilitation of existing family and senior The HOMEprojects Investment Partnerships (HOME) program, withteam otherisfederal housing programs, provide apartment in urban and suburban settings. Thealong Affirmed devoted to building well-designed, the much-needed capital to continue to help house deserving residents San Mateo sustainable housing that creates a quality environment for residents andofenhances theCounty. surrounding

HOME: $1.5M

neighborhood.

Total Cost: $50M

Half Moon Bay Senior Campus Project Independence In 2014, MidPen Housing Corporation completed the first phase of the Half Moon Village

Other Federal: $37.4M Low Income Housing Tax Credits, $1.1M Community Development Block Grants, $1M Federal Home Loan Bank Affordable Housing Program Units: 160 District: CA-14

development, a 45-unit, across affordable housing project located in San Mateo, California. One Like many communities the senior country, Murrieta, California struggles to provide affordable year later, the organization finalized the second phase of development, which included an rental housing for its low-income residents. To help address this shortage, Affirmed partnered additional 115 with the City ofhomes. Murrieta and the County of Riverside to develop Monte Vista II, a 40-unit, secondgeneration, affordable rental housing development. Monte Vista II serves as an addition to the Half Moon Village is a key component of the County of San Mateo’s Half Moon Bay Senior original, 64-unit, Monte Vista Apartments, located immediately north of the project site. Campus Plan to integrate multiple senior housing developments with on-site services in an infill neighborhood to the downtown innovative Senior Campus with creates Completed by next Affirmed in historic 2005, Monte Vistaarea. II wasThis designed to blend seamlessly the a continuum of care to address the high of living andlocated healthcare seniorsdistance with fixed original development. The two-acre sitecosts is conveniently withinforwalking to a incomes. public park, school, public transit, and numerous public amenities. Residents also enjoy on-site garden plots, covered tot lot, computer room, and numerous critical The campus includes Coastside Adult Day Health Center and a services, including computer skills courses, after-school programs, and community center managed by Senior Coastsiders, both of which provide more. With drought-tolerant landscaping and other green features, Monte a range of healthcare services and other supportive programs. MidPen Vista II is a high-scoring Build It Green community. Resident Services Corporation offers additional on-site services, all of which are designed to help senior residents healthy, To develop the $10.4 million Monte Vista live II project, theindependent County of lives. Riverside provided nearly $1 million in HOME Investment Partnerships (HOME) funds as critical gap financing, solidifying the project’s ability to DOH partnered with MidPen Housing to support the campus by providing be completed. The City of Murrieta donated the land site, as well as over $1.5 million in HOME funding and nearly $1.1 million in Community substantial financing. With these investments, Affirmed would not have Development Block Grants (CDBG). This leveraged $37.4 million in Low been able to bring Monte Vista II to fruition. Income Housing Tax Credits and $1 million from the Federal Home Loan Bank Housing Program. As Affordable James Silverwood, President of Affirmed, explained, “Monte Vista II enabled the City of Murrieta to produce additional affordable housing At the grand opening for Half Moon Village, Ms. McCreaty, a new resident, below the cost of a new stand-alone development. This strategy was a expressed her joy. “There are so many people who need housing like this win-win for all involved—from residents to taxpayers.” in the Bay Area. I am one of the lucky ones.”

Photo Credit: Sherry Tesler 46

HOME Success Stories

CONTACT Meea Kang (415) 856-0010 [email protected]

PROJECT HIGHLIGHTS Location: Sacramento

HOME SUCCESS STORY California

Domus Development Domus Development is an award-winning, infill development company that specializes in socially responsible and environmentally conscious building. Since 2003, Domus has been creating and preserving affordable housing and innovative, infill, mixed-use projects through the use of funding sources, including the HOME Investment Partnerships (HOME) program. Domus Development firmly believes in the importance of collaboration between the public and private

Project: Rental Housing sectors in order to create the highest-quality product. In fulfilling its mission, Domus Development Development endeavors to create sustainable communities that enhance the living experience of residents, while equally

HOME: $1.8M

benefiting the neighborhood and the environment.

Total Cost: $17.5M

Serving California and Arizona, Domus Development’s team has experience and expertise that is placebased and responsive.

Other Federal: $9.1M Low Income Housing Tax Credits, $450,000 Section 811 Housing for Persons With Disabilities, $66,000 Community Development Block Grants Units: 195

District: CA-07

Garden Village The former, 195-unit Willow Pointe Apartments was once a source of crime and blight in Sacramento, California. Unrepaired damage, significant deferred maintenance, and pervasive mold damage were so severe that many units were uninhabitable, and the property was at risk of foreclosure. Willow Pointe was plagued by serious crimes, including drug manufacturing, drug sales, and gang violence. In 2012, Domus Development secured a $1.8 million HOME loan to help acquire and rehabilitate the property. The HOME loan played a critical role in helping the project secure enough highly competitive Low Income Housing Tax Credits to cover more than half of the $17.5 million total project costs. Now known as Garden Village project, the development has undergone a complete transformation. The development provides 193 affordable apartments exclusively targeted to low-income families, an expanded community room, two new playgrounds, and community gardens. Located in the heart of Sacramento’s Little Saigon neighborhood, the property is in close proximity to grocers and small businesses that cater to Vietnamese, Hmong, and other Southeast Asian populations. On-site amenities and larger apartments are designed to better suit the demographics of the area. Notably, Garden Village was the first project in the nation to use the U.S. Department of Housing and Urban Development (HUD) Section 811 Supportive Housing for Persons With Disabilities program, which provided housing vouchers to adults with developmental and physical disabilities leaving institutional settings. The renovation of this project has helped stabilize the community, eliminate nearly all reports of crime, and spur economic investment at the adjacent Florin Towne Center, which now features a Wal-Mart, 24 Hour Fitness, and Starbucks.

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HOME Success Stories

CONTACT Susan Dutton (415) 295-8829 Susan.dutton @eahhousing.org

PROJECT HIGHLIGHTS Location: Modesto Project: Rental Housing Development HOME: $1M Total Cost: $19.9M Other Federal: $10.8M Low Income Housing Tax Credits Units: 76 District: CA-10

HOME SUCCESS STORY California

Affirmed EAH Housing Housing Group EAH Housing isina San Headquartered nonprofit Diego, corporation Affirmed Housing foundedGroup on the(Affirmed) belief that isattractive, dedicatedaffordable to enhancing rentalcommunities housing is the in California and cornerstone to the sustainable, environment living bycommunities. building dynamic, Established professionally-managed, in 1968, EAH Housing high-quality, has become green, one of the multifamily largest and housing. most respected Affirmed’s nonprofit areas housing of expertise development include site and selection, management engineering, organizations architecture, in the western construction, United States.relocation, It strives to and promote marketing. equity in economic opportunity by addressing the housing needs of lowand middle-income families, people with disabilities, students, and seniors. Affirmed Housing also has extensive knowledge of public finance, Low-Income Housing Tax Credit acquisition, To date, EAH and has tax-exempt developedbond 92 properties, financing. with The organization an estimatedhas aggregate demonstrated development excellence cost of both $1 in billion. the It construction manages 9,800 of new unit multifamily leases in 50 apartment municipalities communities in California and and the rehabilitation Hawaii. HOME of existing Investment family Partnerships and senior apartment (HOME) funds projects wereinleveraged urban andinsuburban the majority settings. of these Thedevelopments. Affirmed team is devoted to building well-designed, sustainable housing that creates a quality environment for residents and enhances the surrounding neighborhood.

Archway Commons

Over a decade ago, the city of Modesto, California zoned a location for a multifamily housing Project Independence development to serve as a catalyst for the surrounding area’s renewal. With the grand opening of Like manyCommons communities across country, Murrieta, California struggles to provide affordable Archway in 2014, thatthe dream became a reality. rental housing for its low-income residents. To help address this shortage, Affirmed partnered Archway Commons is a $19.9 million, 76-unit, high-quality, affordable, with the City of Murrieta and the County of Riverside to develop Monte GreenPoint-Rated, Vista II, a 40-unit, secondmultifamily housing development that is exclusively to low-income individuals, generation,rental affordable rental housing development. Montetargeted Vista II serves as an addition to the couples, seniors, and families with children who earn less than 60 percent and 30 percent of the original, 64-unit, Monte Vista Apartments, located immediately north of the project site. area median income. Monthly rents range from as little as $348 to $880, far less than the market Completed by Affirmed in 2005, Monte Vista II was designed to blend seamlessly with the rate in Modesto. original development. The two-acre site is conveniently located within walking distance to a In addition providing affordable housing, the development also includes green such public park,toschool, public transit, and numerous public amenities. Residents alsofeatures, enjoy on-site as Energy Star appliances and energy-efficient windows. A solar array powersincluding the majority of garden plots, covered tot lot, computer room, and numerous critical services, computer common area’safter-school electricity consumption. Moreover, all ground-level units are compliant skills courses, programs, and more. With drought-tolerant landscaping andwith other Americans with Disabilities Act regulations and residents have access to an on-site after-school green features, Monte Vista II is a high-scoring Build It Green community. tutoring program, job search assistance program, computer lab, community center, and tot lot. To develop the $10.4 million Monte Vista II project, the County of To developprovided Archway Commons, EAHinHousing secured $1Partnerships million in Riverside nearly $1 million HOME Investment HOME funding, ancritical awardgap of $10.8 million in Low Income Housing Taxto (HOME) funds as financing, solidifying the project’s ability Credits, and contributions from the City of Modesto. Without HOME, be completed. The City of Murrieta donated the land site, as well as the development would not have been possible. Affirmed would not have substantial financing. With these investments, been able to bring Monte Vista II to fruition. When sufficient financing becomes available, a Phase II development will add anSilverwood, additional 74 units adjacent to the explained, site, allowing EAHVista II As James President of Affirmed, “Monte Housing the to serve even more to families. enabled City of Murrieta produce additional affordable housing below the cost of a new stand-alone development. This strategy was a To Modesto Mayor Garrad Marsh, “Archway Commons is a chance for win-win for all involved—from residents to taxpayers.” low-income families and seniors to stabilize their financial life, get ahead, and ultimately, achieve the American Dream.”

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HOME Success Stories

CONTACT Linda Mandolini communications @edenhousing.org

PROJECT HIGHLIGHTS Location: Hayward

HOME SUCCESS STORY California

Eden Housing Founded in 1968, Eden Housing is one of the oldest, nonprofit, affordable housing developers in California. It builds and maintains high-quality, well-managed, and service-enhanced affordable housing communities. Since inception, Eden has developed or acquired more than 8,000 units of affordable housing in 130 properties throughout California, serving more than 17,000 lower-income residents, including families, olderadult seniors, and individuals with special needs.

Project: Rental Housing Demand for Eden’s work is high. Nearly 17,000 households are currently on its waiting lists and its Development properties have virtually no vacancies. HOME: $4.5M Total Cost: $20.5M

The HOME Investment Partnerships (HOME) program plays an important role in helping Eden Housing build and preserve affordable housing in California. HOME has become even more critical in the wake of the state’s decision to eliminate its redevelopment agencies.

Other Federal: $11.5M Low Income Housing Tax Credits, $350,000 Sara Conner Court Community Development When she was just 12 years old, Ms. Cox was separated from her family because of her mother’s Block Grants Units: 57 District: CA-15

substance abuse problems. Although Ms. Cox was placed in foster care, she never felt like she had a home. “For the most part, I always kept my bags packed,” she shared with us. “It was never safe to get comfortable.” As a teenager, she experienced homelessness. Her unsettledness continued after her son, Xavier, was born, moving four times before he turned three years old. This all changed in 2009 when Ms. Cox became a resident at Sara Conner Court, a 57-unit, affordable housing development in Hayward, California. The community provides affordable homes to low-income families earning between 30 and 60 percent of the area median income. Ms. Cox smiled and said, “For the first time, I placed pictures in a frame and hung them on the wall.” Sara Conner Court features a large community room with a computer learning center, common kitchen, and space for families to congregate. Its four buildings are situated around a large, lushly landscaped courtyard with a playground, walking and sitting areas, and a barbecue and picnic area. Not only does Sara Conner Court provide high-quality homes for people who need it, but it significantly revitalized the local neighborhood. The development was built on the site of an abandoned, substandard retail center. Eden Housing developed the $20.5 million Sara Conner Court community with $4.5 million in HOME funds, $11.5 million in Low Income Housing Tax Credits, and $350,000 in Community Development Block Grants (CDBG). Without this investment, Ms. Cox and her son would never have found a place where they could feel at home.

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HOME Success Stories

CONTACT Aaron Phelps (859) 986-2321 [email protected]

PROJECT HIGHLIGHTS Location: Monticello Project: Rural Homebuyer Assistance

HOME: $10,000 Total Cost: $109,000 Other Federal: $69,000 USDA Section 502 Direct Loan, $7,000 Self-Help Homeownership Opportunity Program Units: 1 District: KY-05

HOME SUCCESS STORY California Kentucky

Affirmed Housing Group Fahe Since 1980, Fahe Headquartered in San and its Diego, members Affirmed have Housing guidedGroup over 200,000 (Affirmed) families is dedicated to bettertolives, enhancing made communities over $469 in California million in direct and the investments environment to the by building region, and dynamic, achieved professionally-managed, a total, cumulative financial high-quality, impact green, of over $1 multifamily housing. Affirmed’s areas of expertise include site selection, engineering, architecture, billion. construction, relocation, and marketing. Fahe provides Appalachian families the tools they need to build a better life through affordable housing, job Affirmed Housing creation, and the establishment also has extensive of healthier knowledge communities. of public finance, Fahe is aLow-Income network organization Housing Tax comprised Credit of over acquisition, 50 members, and serving tax-exempt the Appalachian bond financing. areasThe of Kentucky, organization West has Virginia, demonstrated Virginia,excellence Tennessee, both Alabama, in the and construction of new multifamily apartment communities and the rehabilitation of existing family and senior Maryland. apartment projects in urban and suburban settings. The Affirmed team is devoted to building well-designed, Fahe requests HOME Investment (HOME)for funds annually help clients sustainable housing that creates aPartnerships quality environment residents andtoenhances theseeking surrounding homeownership opportunities in Kentucky and Virginia. Fahe also facilitates HOME funds for its member neighborhood. networks in Tennessee and West Virginia.

Project Independence The Rector Family

Like many communities across the country, Murrieta, California struggles to provide affordable “My new homefor is so and peaceful,” said Rector, age 20. “It’s amazing that as a rental housing its quiet low-income residents. ToMs. helpShelby address this shortage, Affirmed partnered single parent, I can afford to live in a home of my own that is also safe for my daughter.” with the City of Murrieta and the County of Riverside to develop Monte Vista II, a 40-unit, secondgeneration, affordable rental housing development. Monte Vista II serves as an addition to the Ms. Rector and her 3-year-old daughter didn’t always have such a home to call their own. After original, 64-unit, Monte Vista Apartments, located immediately north of the project site. Ms. Rector and her husband divorced, she became the primary caregiver of her then 1-year-old daughter. lived in an apartment thedesigned rent, utilities, and seamlessly childcare bills were CompletedThey by Affirmed in 2005, Montebriefly, Vista but II was to blend with the too expensive. Ms. Rector was forced to move back home with her parents and younger brother. original development. The two-acre site is conveniently located within walking distance to a Her parent’s home is small, andtransit, she and daughterpublic were amenities. forced to share a room. public park, school, public andher numerous Residents also enjoy on-site garden plots, covered tot lot, computer room, and numerous critical The stress of living in close quarters with little to no privacy, while services, including computer skills courses, after-school programs, and working and caring for a young child began to take its toll on Ms. Rector more. With drought-tolerant landscaping and other green features, Monte and her family. Luckily, her mother learned about Southern Tier Housing, Vista II is a high-scoring Build It Green community. a subsidiary of Fahe member, Kentucky Highlands Investment Corporation. To develop the $10.4 million Monte Vista II project, the County of Riverside provided nearly $1 million in HOME Investment Partnerships In 2013, Southern Tier Housing approved Ms. Rector for a home in rural (HOME) funds as critical gap financing, solidifying the project’s ability to Monticello, Kentucky. Ms. Rector was able to afford the $108,607 home be completed. The City of Murrieta donated the land site, as well as because Southern Tier Housing helped her secure $10,000 in HOME substantial financing. With these investments, Affirmed would not have funds, a $69,000 U.S Department of Agriculture (USDA) Section 502 been able to bring Monte Vista II to fruition. Direct Homeownership loan, and $7,000 under the Self-Help Homeownership Opportunity Program (SHOP).explained, “Monte Vista II As James Silverwood, President of Affirmed, enabled the City of Murrieta to produce additional affordable housing “Having a home has changed my life and given me and my daughter a below the cost of a new stand-alone development. This strategy was a great future. This home and this entire experience have given me a win-win for all involved—from residents to taxpayers.” sense of independence I never expected to have. I’m very excited and grateful.”

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HOME Success Stories

CONTACT

HOME SUCCESS STORY

Stanley Richards (646) 308-6979 srichards@ fortunesociety.org

Fortune Society

PROJECT HIGHLIGHTS

Fortune Society's (Fortune) mission is to support successful re-entry from prison and to promote alternatives to incarceration in order to strengthen New York City communities. Fortune helps build lives by providing service programs that are shaped by the needs and experiences of its clients, and it promotes the creation of a fair, humane, and truly rehabilitative correctional system.

Location: New York Project: Supportive Rental Housing for Formerly Homeless Families HOME: $1.5M Total Cost: $43.5M Other Federal: $16M Low Income Housing Tax Credits Units: 114 District: NY-13

New York

Fortune’s "one-stop" model provides clients with workforce development, education, housing, and substance abuse and mental health treatment that is tailored to their needs. These services are provided at Fortune’s Main Service Center in Long Island City and the Fortune Academy and Castle Gardens in West Harlem. In 2014, Fortune served 5,801 clients across the agency.

Castle Gardens B., a 47-year old, single mother of two, has faced many challenges in her life. She was a teenager when she had her eldest daughter, was diagnosed with depression, and is a survivor of domestic violence. Her experience with domestic violence eventually resulted in her being sent to prison. When B. was released, she lived in her mother’s home until it went into foreclosure. By 2008, B. and her children—including her 4-year old daughter—were living in a homeless shelter. In 2010, B.’s life change when she moved into Castle Gardens, a $43.5 million, 114-unit, permanent, supportive housing development targeted to low-income families and formerly homeless individuals with histories of incarceration. The development includes a 20,000 squarefoot service center that provides residents with on-site services, including counseling and case management, in addition to meeting space for local community groups. Castle Gardens was developed by Fortune and was financed with $1.5 million in HOME Investment Partnership (HOME) funds as critical gap financing. Since moving into the Castle Gardens, B. and her youngest daughter are very involved in program activities and make full use of the services offered. B. is currently involved in Fortune’s Family Services program and participates in computer education classes. This summer, she worked with her counselor at Castle Gardens to enroll her daughter in a summer camp event at Columbia University. Her daughter is an honor roll student and, in 2013, she was accepted to Mott Hall, a specialized school for the gifted.

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HOME Success Stories

CONTACT George Gekakis (702) 364-8027 [email protected]

PROJECT HIGHLIGHTS Location: Las Vegas Project: Senior Rental Housing

HOME: $2.4M Total Cost: $17.3M

HOME SUCCESS STORY California Nevada

AffirmedGekakis, George HousingInc. Group The real estate development Headquartered in San Diego,firm Affirmed of George Housing Gekakis, GroupInc. (Affirmed) (GGI) was is dedicated founded to in enhancing 1981 in Shreveport, communities in California and the Louisiana expanded environment to Lasby Vegas, building Nevada dynamic, in 1989. professionally-managed, In addition to buildinghigh-quality, custom homes green, and multifamily housing. commercial structures, Affirmed’s GGI hasareas designed of expertise and builtinclude affordable site selection, senior housing engineering, since the architecture, mid-1990s. construction, relocation, and marketing. Along with its nonprofit partner, Silver State Housing, GGI uses HOME Investment Partnership (HOME) Affirmed funds to bring Housing projects also has to fruition, extensive serving knowledge the needs of public of seniors finance, and Low-Income helping to stimulate, Housingrevitalize, Tax Creditand acquisition, diversify neighborhoods and tax-exempt in Southern bond financing. Nevada.The organization has demonstrated excellence both in the construction of new multifamily apartment communities and the rehabilitation of existing family and senior To date, GGI has developed andsuburban currently settings. managesThe nearly 1,000 team units is of devoted affordable senior housing in Las apartment projects in urban and Affirmed to building well-designed, Vegas, North Las Vegas, and Clark County, Nevada. for residents and enhances the surrounding sustainable housing that creates a quality environment neighborhood.

Other Federal: $10.2M McKnight Senior Village I Low Income Housing Tax Project Independence McKnight Senior Village I (McKnight) has been a successful senior housing community since Credits Units: 110 District: NV-01

1996, with 110, single-story, one-bedroom, units located on six acres inaffordable Las Vegas, Like many communities across the country, cottage-style Murrieta, California struggles to provide Nevada. As an aging property, however, the development needed significant rehabilitation, not rental housing for its low-income residents. To help address this shortage, Affirmed partnered only the to keep with newer developments, but to adhere to theMonte state’sVista higher of with City pace of Murrieta and the County of Riverside to develop II, astandards 40-unit, secondenergy efficiency and green well as federal Americans with Disabilities Act to the generation, affordable rental building, housing as development. Monte Vista II serves as an addition requirements. original, 64-unit, Monte Vista Apartments, located immediately north of the project site. Between 2012 and 2013, secured $2.4 million in seamlessly HOME funds to help Completed by Affirmed in Silver 2005, State MonteHousing Vista II was designed to blend with the rehabilitate and preserve existingsite units from becoming obsolete. total cost original development. Thethe two-acre is conveniently located withinOverall, walkingthe distance to ato rehabilitate property was $17.3and million, including $10.2 million inResidents Low Income Tax public park, the school, public transit, numerous public amenities. alsoHousing enjoy on-site Credits.plots, GGI served the the rehabilitation project. garden coveredastot lot,developer computeron room, and numerous critical services, including computer skills courses, after-school programs, and more. With droughtThanks to HOME, the McKnight campus can continue to help lowtolerant landscaping and other green features, Monte Vista II is a income seniors age in place near family, friends, and familiar high-scoring Build It Green community. surroundings. HOME funds also helped ensure that McKnight can keep rents low to serve seniors justthe 35 County to 50 of To develop the enough $10.4 million Monte Vistaearning II project, percent ofprovided the area nearly median$1income. Riverside million in HOME Investment Partnerships (HOME) funds as critical gap financing, solidifying the McKnight is close to the retail, grocery, banking, medical services, project’s ability to be completed. The City of Murrieta donated the and public transportation that its residents need. It is also located land site, as well as substantial financing. With these investments, within a safe, gated community. Residents have access to a 7,700Affirmed would not have been able to bring Monte Vista II to square-foot recreational clubhouse and supportive services, fruition. including access to healthy foods, health and wellness services, andJames computer literacy and Englishoflanguage among As Silverwood, President Affirmed,courses, explained, “Monte others to help them enjoy a lifestyle they would not otherwise have. Vista II enabled the City of Murrieta to produce additional affordable housing below the cost of a new stand-alone development. This strategy was a win-win for all involved—from residents to taxpayers.”

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HOME Success Stories

CONTACT Daniel Boggs (662) 378-3121 daniel@greater greenvillehousing.com

PROJECT HIGHLIGHTS Location: Greenville Project: Rural Rental Housing Development HOME: $847,000 Total Cost: $1.1M Other Federal: $134,000 Section 4 Capacity Building Units: 8 District: MS-02

HOME SUCCESS STORY Mississippi

Greater Greenville Housing and Revitalization Association Established in 1992, the Greater Greenville Housing and Revitalization Association (GGHRA) is an independent, 501(c)(3), nonprofit community development corporation, with over 20 years of experience developing and supporting affordable housing in the greater Greenville, Mississippi community. GGHRA’s mission is to develop, provide, and promote safe, affordable, and decent housing, in addition to designing, researching, and promoting revitalization activities. With an impeccable reputation within the industry, GGHRA has successfully administered numerous community-based programs, including the redevelopment of scattered-site, single-family units, homebuyer assistance, and homeowner rehabilitation programs. As a result, GGHRA has helped thousands of families in the region find and maintain adequate housing.

Les-Lane Apartments Because of lower incomes and high poverty rates, rural Greenville, Mississippi struggles to provide safe, decent, and affordable housing for low-income families. Moreover, Greenville maintains one of the highest concentrations of substandard housing in the state. In fact, the University of Wisconsin Population Health Institute ranked the Greenville/Washington County area as the worst region in the state of Mississippi for its physical environment. In July 2013, GGHRA was awarded an $847,000 Community Housing Development Organization (CHDO) grant through the HOME Investment Partnerships (HOME) program and $134,000 in capacity-building funds to substantially rehabilitate Les-Lane Apartments, an eight-unit rental housing development in downtown Greenville. Originally constructed in 1938, Les-Lane Apartments was Greenville’s first multifamily development. At the time, it provided luxury housing to many prominent Delta residents. However, by 2013, the property was vacant and blighted. GGHRA, along with other community leaders, constituents, funding agencies, and beneficiaries celebrated the grand reopening of Les-Lane Apartments in December 2014. Within three days of issuing the notice of availability for occupancy, GGHRA received 43 applications for tenancy. Today, it boasts a waiting list of 28 prospective tenants. Once vacant and vandalized, Les-Lane Apartments is now a symbol of the city’s downtown renaissance. It also helped spur local economic activity. In fact, over 90 percent of the construction activities were awarded to regional contractors, providing a much needed economic stimulus to the City of Greenville. Les-Lane Apartments has proven to be a catalyst in the downtown redevelopment movement. 53

HOME Success Stories

CONTACT Janice Jensen (510) 803-3314 jjensen@ habitatEBSV.org

PROJECT HIGHLIGHTS Location: Martinez Project: Habitat for Humanity Homebuyer Assistance HOME: $1.5M Total Cost: $5M Other Federal: N/A Units: 12 District: CA-05

HOME SUCCESS STORY California

Affirmedfor Habitat Housing Humanity Group East Bay/Silicon Valley Habitat for Habitat Headquartered in San for Humanity Diego, Affirmed East Bay/Silicon Housing Group Valley(Affirmed) brings people is dedicated togethertotoenhancing build homes, communities in California andand communities, the environment hope. The organization by buildingrevitalizes dynamic, professionally-managed, neighborhoods, builds affordable high-quality, and environmentally green, multifamily housing. sustainable homes, and Affirmed’s empowers areas families of expertise through include successful site selection, homeownership. engineering, Since architecture, 1986, Habitat for construction, Humanity East relocation, Bay/Silicon and Valley marketing. has partnered with volunteers and the community to serve more than 6,000 people and strengthen communities in Alameda, Contra Costa, and Santa Clara Counties in Affirmed Housing also has extensive knowledge of public finance, Low-Income Housing Tax Credit California. acquisition, and tax-exempt bond financing. The organization has demonstrated excellence both in the construction Under its program, of newaffordable multifamilyhomes apartment are built communities using a large and amount the rehabilitation of volunteer of existing labor, donated family and funds, senior and apartment Then, materials. projects theinhomes urban are andsold suburban at affordable settings.prices The Affirmed to qualifying, teamlow-income is devoted to families. building well-designed, sustainable housing that creates a quality environment for residents and enhances the surrounding HOME Investment Partnerships Program (HOME) funds are a critical part the organization’s funding and neighborhood. allow it to serve families with limited economic means.

Project Independence Muir Ridge

Like many communities across the country, Murrieta, California struggles to provide affordable The housing in the San Baythis Area far outstrips supply, especially rentaldemand housingfor foraffordable its low-income residents. To Francisco help address shortage, Affirmed partnered for lowand very low-income households. As a result, the need for affordable homeownership with the City of Murrieta and the County of Riverside to develop Monte Vista II, a 40-unit, secondopportunities is significant. generation, affordable rental housing development. Monte Vista II serves as an addition to the original, 64-unit, Monte Vista Apartments, located immediately north of the project site. In 2013, Habitat for Humanity East Bay/Silicon Valley identified a property for sale in unincorporated Martinezinin2005, Contra Costa County, site was already with subdivided into Completed by Affirmed Monte Vista II wasCalifornia. designedThe to blend seamlessly the finished lots, and much of the site improvements were already completed. original development. The two-acre site is conveniently located within walking distance to a public park, school, public transit, and numerous public amenities. Residents also enjoy on-site The organization purchased the site and, in 2014, leveraged $1.5 million in HOME funds to garden plots, covered tot lot, computer room, and numerous critical services, including computer construct Muir Ridge, a vibrant, mixed-income, $5 million affordable housing development. skills courses, after-school programs, and more. With drought-tolerant landscaping and other Without HOME, Habitat would not have been able to bring the community together to help 12 low green features, Monte Vista II is a high-scoring Build It Green community. - and very low-income families buy their own home in the new development. To develop the $10.4 million Monte Vista II project, the County of While the median home sales price in the Bay Area was $661,000 in Riverside provided nearly $1 million in HOME Investment July 2015, Habitat buyers at Muir Ridge will purchase their homes Partnerships (HOME) funds as critical gap financing, solidifying the for less than $290,000. That’s because in part, under Habitat’s project’s ability to be completed. The City of Murrieta donated the program, each family contributes at least 500 hours of sweat equity land site, as well as substantial financing. With these investments, to help reduce construction costs. Moreover, they receive extensive Affirmed would not have been able to bring Monte Vista II to fruition. construction, financial management, leadership, first-time homebuyer and home maintenance training. This helps ensure As James Silverwood, President of Affirmed, explained, “Monte that Habitat homebuyers are empowered for long-term success. Vista II enabled the City of Murrieta to produce additional affordable housing below the cost of a new stand-alone development. This In addition, each home includes many green building features to strategy was a win-win for all involved—from residents to address passive solar design, energy efficiency, water efficiency, taxpayers.” resource conservation, and indoor air quality. Thanks to HOME, Muir Ridge has not only helped make the dream of homeownership a reality for low-income families in the area, but it helped ensure that the development will be an asset to the surrounding neighborhood for years to come.

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HOME Success Stories

CONTACT Jackson Rabinowitsh (415) 625-1047 jrabinowitsh@ habitatgsf.org

PROJECT HIGHLIGHTS Location: Daly City Project: Habitat For Humanity Homebuyer Assistance

HOME SUCCESS STORY California

Habitat for Humanity Greater San Francisco Habitat for Humanity Greater San Francisco (Habitat GSF) builds homes and community in partnership with thousands of volunteers and partners each year in Marin, San Francisco, and San Mateo Counties in California, where owning a home is becoming increasingly unaffordable and where financing for affordable housing has become scarce. Habitat GSF also offers free financial literacy and homebuyer readiness classes. To date, Habitat GSF has built more than 200 affordable homes and has leveraged $2.5 million in HOME Investment Partnerships (HOME) funds. The organization is currently developing Habitat Terrace, a 28home, single-family development in San Francisco’s Ocean View neighborhood and Mt. Burdell Place, a 10home, single-family development in Novato, California.

HOME: $1.3M Total Cost: $12.9M

7555 Mission Street

Other Federal: N/A

In 2012, Aleli and Gennis Reyes and their three children were living in a tiny, two-bedroom apartment in Pacifica, California. The Reyes family dreamed of becoming homeowners, but did not think that it was possible.

Units: 36 District: CA-12

Thanks to Habitat GSF and HOME, their dream became a reality in April 2013 when they moved into the 7555 Mission Street community, a 36-unit, condominium development in Daly City, California. With strong municipal and community support, Habitat GSF secured $1.3 million in HOME funds to complete the $12.9 million project. The 7555 Mission Street project is GreenPoint-rated by Build It Green and features the largest solar installation of any Habitat for Humanity development in the world. It has received awards from the Grand Boulevard Initiative, Sustainable San Mateo County, and Habitat for Humanity International. “We no longer need to rent and keep moving around, looking for cheap and nice apartments. It's an unbelievable experience to be able to live in a house you built with your own hands,” said Elijah, one of the Reyes’ sons. Having an affordable place to call home has allowed the Reyes family to plan for their future. Elijah graduated from high school and will start Skyline Community College in the fall of 2015. Daughter Erika is focusing on her college studies as well. She is majoring in engineering and appreciates having a quiet space to do homework. In addition, the Reyes family has opened their first retirement account. Photo Credit: Steve Fisch Photography

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HOME Success Stories

CONTACT Erin Rank (310) 323-4663 [email protected]

PROJECT HIGHLIGHTS Location: Lynwood Project: Habitat For Humanity Homebuyer Assistance HOME: $770,000 Total Cost: $1.8M Other Federal: N/A Units: 7 District: CA-38

HOME SUCCESS STORY California

Affirmedfor Habitat Housing Humanity Group of Greater Los Angeles Habitat for Humanity Headquartered in SanofDiego, Greater Affirmed Los Angeles Housing (Habitat GroupLA) (Affirmed) brings people is dedicated together to enhancing to build homes, communities in California andand communities, the environment hope throughout by building 110 cities dynamic, and theprofessionally-managed, unincorporated areas in high-quality, Los Angeles green, County and 81 multifamily housing. communities within the Affirmed’s City of Los areas Angeles. of expertise include site selection, engineering, architecture, construction, relocation, and marketing. With the support of community partners, donors, and volunteers, Habitat LA provides low- and limitedAffirmedfamilies income Housing and also individuals has extensive the opportunity knowledgetoofbuild public and finance, purchase Low-Income their own Housing homes orTax renovate Credit existing acquisition, homes. In addition and tax-exempt to a downbond payment financing. and monthly The organization mortgage has payments, demonstrated homeowners excellence investboth sweat in the equity. construction Since 1990, Habitat of new multifamily LA has builtapartment and repaired communities more thanand 600the homes rehabilitation locally. of existing family and senior apartment projects in urban and suburban settings. The Affirmed team is devoted to building well-designed, Habitat LA uses HOME Partnerships (HOME) to support construction, as well as to sustainable housing thatInvestment creates a quality environment forfunds residents and enhances the surrounding acquire land. neighborhood.

Sweat-Equity Homeownership Project Independence With a population of nearly 70,000, Lynwood, California ranks among the to most densely Like many communities across the country, Murrieta, California struggles provide affordable populated communities in the state. The median household income in Lynwood is just $41,875, rental housing for its low-income residents. To help address this shortage, Affirmed partnered nearly less thanand the the statewide and to 23develop percent Monte of the city’s livesecondin with the$15,000 City of Murrieta Countyaverage, of Riverside Vista residents II, a 40-unit, poverty. As a result, there is an overwhelming need for affordable housing for lowand very lowgeneration, affordable rental housing development. Monte Vista II serves as an addition to the income That’sVista why Apartments, Habitat LA identified Lynwood asnorth one of original,residents. 64-unit, Monte located immediately ofits theNeighborhood project site. Revitalization Initiative focus communities in 2009. Completed by Affirmed in 2005, Monte Vista II was designed to blend seamlessly with the For ninedevelopment. years, Ms. Nikki a 40-year-old nurse and singlewithin mother of three, lived in original ThePayton, two-acre site is conveniently located walking distance to aa dilapidated apartment. The roof caved in, mold became a problem, and there was no hot water. public park, school, public transit, and numerous public amenities. Residents also enjoy on-site Ms. Payton had to boiltot water the stove for baths and showers, and eventually all three garden plots, covered lot, on computer room, and numerous critical services, including computer children developed asthma. Afterwards, the Paytons moved in with Nikki’s mother in a small, skills courses, after-school programs, and more. With drought-tolerant landscaping and other crowded, two-bedroom apartment. The neighborhood unsafe, and the children were unable green features, Monte Vista II is a high-scoring Build Itwas Green community. to play outside. To develop the $10.4 million Monte Vista II project, the County The Paytonsprovided are thrilled to be$1moving a safe,Investment decent, and of Riverside nearly millioninto in HOME affordable home on Magnolia Avenue, which they believe will Partnerships (HOME) funds as critical gap financing, solidifying help them liveability better healthier lives. came the project’s toand be completed. TheHOME City of funds Murrieta together with additional sponsorships, donations, and volunteer donated the land site, as well as substantial financing. With contributions to make this project these investments, Affirmed wouldpossible. not have been able to bring Monte Vista II to fruition. Not only has the project helped the Paytons, but the City of Lynwood also beenPresident transformed. Since becoming As Jameshas Silverwood, of Affirmed, explained,a “Monte Neighborhood Revitalization Initiative focus community, Vista II enabled the City of Murrieta to produce additionalHabitat LA has invested $24.3 million to build, and repair affordable housing below the cost of a rehabilitate, new stand-alone more than 100 homes, as well as renovate key community development. This strategy was a win-win for all involved—from buildings the entire block of Magnolia Avenue. As a result, residents and to taxpayers.” home prices have increased by 16 percent, unemployment has dropped by 38 percent, and crime is down 21 percent.

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HOME Success Stories

CONTACT Melinda Taylor (337) 261-5041 melinda@ habitatlafayette.org

PROJECT HIGHLIGHTS Location: Lafayette Project: Habitat For Humanity Homebuyer Assistance HOME: $62,500 Total Cost: $105,000 Other Federal: $12,000 Community Development Block Grants Units: 1 District: LA-03

HOME SUCCESS STORY Louisiana

Habitat for Humanity of Lafayette Habitat for Humanity of Lafayette (Lafayette Habitat) is based in Lafayette, Louisiana and is part of a global, nonprofit housing organization, Habitat for Humanity International (HFHI). Both are operated on Christian principles and seek to put God’s love into action by building homes, communities, and hope. Habitat for Humanity is dedicated to eliminating substandard housing locally and worldwide through the construction, rehabilitation, and preservation of affordable homes, by advocating for fair and just housing policies, and by providing training and access to resources to help families improve their shelter conditions. It was founded on the conviction that every man, woman, and child should have a simple, durable place to live in dignity and safety.

The Alfred Family Since 2013, Lafayette Habitat has built 13 homes in Lafayette, Louisiana’s McComb-Veazey neighborhood. Six of these homes were constructed using HOME Investment Partnerships (HOME) funds provided by the Lafayette Consolidated Government Department of Community Development. Without HOME, many families—including the Alfreds—would not have been able to become homeowners. For years, Ms. Fredrika Alfred, her son, Damarko, and her daughter, Da’Lasia, lived in a small apartment in one of Lafayette’s public housing developments. Although mold was a common issue in the home, the Alfreds had to wait days for management to respond to their concerns and requests for status updates. Ms. Alfred was very concerned about the dangerous neighborhood in which her family lived. Cars and homes were frequently broken into, causing Ms. Alfred to worry about how the neighborhood would the influence her 14-year old son. Unfortunately, because of their financial situation, she could not do much more than hope for the best. However, after the birth of her daughter, Ms. Alfred realized that her growing family was too large for their current apartment and something needed to change. When she heard about Lafayette Habitat, Ms. Alfred immediately applied to become a Habitat partner family. Working with this Habitat affiliate, she realized that the goal of homeownership was within reach. Lafayette Habitat secured $62,500 in HOME funds and $12,000 in Community Development Block Grants to acquire the land for the Alfreds’ home. Today, the Alfred family resides in a happier place, inside and out. Ms. Alfred has already noticed positive changes in her son, including his growing self-confidence. With a new home and the promise of a more secure future, the Alfred family believes they can take on any challenge.

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HOME Success Stories

CONTACT Kimberly McKinney (314) 371-0400 [email protected]

PROJECT HIGHLIGHTS Location: St. Louis Project: Habitat For Humanity Homebuyer Assistance HOME: $97,000 Total Cost: $176,000 Other Federal: N/A Units: 1 District: MO-02

HOME SUCCESS STORY California Missouri

Affirmedfor Habitat Housing Humanity Group Saint Louis Habitat for Humanity Headquartered in SanSaint Diego, Louis Affirmed (HFHSL) Housing believes Group in a(Affirmed) world in which is dedicated everyone to has enhancing a decent communities place to live. in California In 28 years, and HFHSL the environment has partnered by building with more dynamic, than 355 professionally-managed, families to provide simple high-quality, and affordable green, housing in multifamily St. Louis City housing. and County Affirmed’s in Missouri. areas of expertise include site selection, engineering, architecture, construction, relocation, and marketing. By providing safe and affordable housing, HFHSL not only helps low-income families break the cycle of Affirmedand poverty Housing build financially also has extensive secure futures, knowledge but itofhelps public transform finance, communities, Low-Income Housing strengthen Taxthe Credit local acquisition,and economy, andensure tax-exempt that future bondgenerations financing. The have organization the opportunities has demonstrated they deserve. excellence both in the construction of new multifamily apartment communities and the rehabilitation of existing family and senior HFHSL uses HOMEinInvestment Partnerships (HOME) to help reduce the gap what a family apartment projects urban and suburban settings. Thefunds Affirmed team is devoted to between building well-designed, can afford tohousing pay andthat thecreates cost to build or repair their home. This helps ensure that HFHSL homeowners are sustainable a quality environment for residents and enhances the surrounding successful. neighborhood.

Adam Habiba Projectand Independence Originally East Africa, Adam Habiba moved California to St. Louis, Missouritoten yearsaffordable ago and Like manyfrom communities across theand country, Murrieta, struggles provide have four children, including their 15-year old, adopted nephew who goes to the local school rental housing for its low-income residents. To help address this shortage, Affirmed partnered district theofdeaf. For many years, theyoflived in an apartment wasVista too small for theirsecondwith thefor City Murrieta and the County Riverside to developthat Monte II, a 40-unit, growing family, but they couldn’t afford to move into a larger apartment near good schools. generation, affordable rental housing development. Monte Vista II serves as an addition to the original, 64-unit, Monte Vista Apartments, located immediately north of After hearing about the HFHSL homebuyer program, the family the project site. purchased their first home in 2015. Under the program, they invested at least 350 hours of sweatinequity building home. Theytoalso Completed by Affirmed 2005, into Monte Vista their II was designed blend attended educational and skill-building workshops. seamlessly with the original development. The two-acre site is conveniently located within walking distance to a public park, school, HOME played a critical role in helping the Adam and Habiba become public transit, and numerous public amenities. Residents also enjoy onhomeowners. They received $15,000 in HOME homebuyer assistance site garden plots, covered tot lot, computer room, and numerous critical funds and the developer received $82,000 in HOME funds to offset services, including computer skills courses, after-school programs, and costs. In turn, this helped ensure that their mortgage was affordable more. With drought-tolerant landscaping and other green features, and sustainable. Monte Vista II is a high-scoring Build It Green community. Adam says that the knowledge and skills he gained during the process To develop the $10.4 million Monte Vista II project, the County of are invaluable to his family. “If we want to change a room or build part Riverside provided nearly $1 million in HOME Investment Partnerships of this home, I know I could do it myself. I had no experience holding a (HOME) funds as critical gap financing, solidifying the project’s ability to screw gun. I didn’t even know its name. Now, I go to Lowe’s and I know be completed. The City of Murrieta donated the land site, as well as exactly what I am looking for.” substantial financing. With these investments, Affirmed would not have beenfavorite able topart bring Vista II towas fruition. His of Monte this experience seeing a community working together for the betterment of each other. “We loved getting to know the As James Silverwood, President of Affirmed, explained, “Monte Vista II dedicated volunteers and we looked forward to seeing them every enabled the City of Murrieta to produce additional affordable housing Saturday. We will always appreciate their time and effort, and we hope below the cost of a new stand-alone development. This strategy was a to get a chance to serve them one day.” win-win for all involved—from residents to taxpayers.”

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HOME Success Stories

CONTACT Michelle Girardot (509) 534-2552 michelle@ habitat-spokane.org

PROJECT HIGHLIGHTS Location: Deer Park

HOME SUCCESS STORY Washington

Habitat for Humanity-Spokane Habitat for Humanity-Spokane was founded in 1987 as an affiliate of Habitat for Humanity International. Since the day Habitat for Humanity-Spokane finished its first home in 1988, its mission and vision has been anchored by its dedication to ending the cycle of poverty housing. Habitat for Humanity-Spokane believes that everyone deserves a safe, decent, and affordable place to live and grow. Together with the help from the Spokane, Washington community and others, the organization builds hope, communities, and homes. With the assistance of the HOME Investment Partnerships (HOME) program, Habitat for Humanity is able to

Project: Rural Habitat provide homebuyer assistance to the hardworking and deserving families of Spokane. For Humanity Homebuyer Assistance HOME: $300,000 Total Cost: $1.5M Other Federal: $150,000 Self-Help Homeownership Opportunities Program Units: 10 District: WA-05

Hope Meadows In 2015, Habitat for Humanity-Spokane completed ten energy-efficient, healthy, affordable homes, nestled in the Hope Meadows community in rural Deer Park, Washington. The organization built these homes to not only provide stability for low-income families earning less than 60 percent of the area median income, but to serve as an asset to eliminate poverty for generations, spur economic growth in communities that need it, and further civic responsibility for the families that live in them. The Shawvers are one of the ten families now living in the Hope Meadows community after struggling to keep their small carpet cleaning business afloat, while raising a large family. For nearly 20 years, Kevin and Kathy Shawver lived in a once-condemned trailer outside of Deer Park. They used a propane generator to power their home during certain intervals of the day and a wood-burning stove to provide heat. Every morning during the winter months, the Shawvers woke up to ice crystals in their kitchen. Under Habitat for Humanity-Spokane’s Homeownership program, the Shawvers contributed 500 hours of sweat equity to build their own home. They saved money to pay for closing costs and took first-time homebuyer education and wealth management courses. In partnership with Spokane County Department of Housing and Community Development, the Shawvers and nine other families also received down payment assistance. This assistance was funded with $300,000 in HOME funds and $150,000 from the Self-Help Home Ownership Program (SHOP). Today, the Shawvers are proud homeowners and are grateful for programs like HOME that help low-income families access safe, decent, and affordable housing.

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HOME Success Stories

CONTACT Moikgantsi Kgama (212) 281-4887 [email protected]

PROJECT HIGHLIGHTS Location: New York

HOME SUCCESS STORY California New York

Harlem for Community AffirmedCongregations Housing Group Headquartered in San Diego, Affirmed Housing Group (Affirmed) is dedicated to enhancing communities in Improvement California and the environment by building dynamic, professionally-managed, high-quality, green, Harlem Congregations for Community Improvement (HCCI) is committed to the holistic revitalization of multifamily housing. Affirmed’s areas of expertise include site selection, engineering, architecture, Harlem in New York City, New York. HCCI provides economic development and empowerment construction, relocation, and marketing. opportunities to help Harlem residents rebuild and sustain their community. Affirmed Housing also has extensive knowledge of public finance, Low-Income Housing Tax Credit

in 1986, HCCI is a coalition of interfaith congregations that has implemented a comprehensive Project: Rental Housing Founded acquisition, and tax-exempt bond financing. The organization has demonstrated excellence both in the portfolio of programs to provide affordable housing, safe streets, and opportunities for individuals and Development construction of new multifamily apartment communities and the rehabilitation of existing family and senior groups to become economically independent and increase understanding and access to health care. HCCI apartment projects in urban and suburban settings. The Affirmed team is devoted to building well-designed, HOME: $5.9M

Total Cost: $8.7M Other Federal: N/A Units: 80 District: NY-13

also provides substantive educational programs for adults and young people. sustainable housing that creates a quality environment for residents and enhances the surrounding neighborhood. Since 2004, HOME Investment Partnerships (HOME) funds have enabled HCCI to realize its goal of providing quality, affordable housing for Harlem’s low- to moderate-income residents.

Project Independence 149th Street Apartments Like many communities across the country, Murrieta, California struggles to provide affordable rental housing its low-income residents. help address this shortage, Affirmed partnered With the help offorHOME, HCCI and the New To York City Department of Housing Preservation and with the City of Murrieta and the County of Riverside to develop Monte Vista II, a 40-unit, Development (HPD) opened affordable rental complexes at 208, 236, and 252 West 149thsecondStreet generation, affordable rental housing development. Monte Vista II serves as an addition to the in Harlem. All three buildings have undergone gut rehabilitations and now offer nearly 80 highoriginal,housing 64-unit,units Monte Vista Apartments, locatedThe immediately north of theleveraged project site. quality to its low-income residents. $8.7 million project $5.9 million in HOME funds in 2008.

Completed by Affirmed in 2005, Monte Vista II was designed blend seamlessly withRepresentative the original When the to buildings opened, U.S. development. The two-acrewith site HCCI. is conveniently Charles Rangel celebrated Speakinglocated as a within walking distance to a public park, school, ago, public proud Harlem native, Rep. Rangel said, “Years transit, and numerous amenities. Residentsthat also when there were fightspublic over the limited resources enjoy on-site gardenaplots, tot lot, computer we had for housing, groupcovered of ministers—who later room, and numerous critical services, including became HCCI—were making demands of me and they computer skills courses, after-school programs, and were pretty organized. Low and behold, they achieved more. With drought-tolerant landscaping and other their goals to revitalize Harlem. This was a very moving green features, Monte II is high-scoring Build It experience for me. ForVista a poor kida in Harlem, it means Green community. so much to have a decent home where you can live.”

To the $10.4has million Monte Vista II project, Ms.develop Stacey Howard worked for the City of New the County of Riverside provided nearly $1 million in her York for nearly 25 years and has lived in Harlem HOME Investment Partnerships funds149th as entire life. Her apartment building(HOME) at 252 West critical has gap housed financing, solidifying the of project’s ability Street four generations her family. “I to be completed. The City of Murrieta donated the land was born at Flower and Fifth Avenue Hospital and as well substantial financing. With came home to 236, apartment eight, whichsite, is now 252as Apt. 2C.” Her mother grew upthese in the same investments, Affirmed would not have been able to bring Monte Vista building, along with her grandparents. And now, thanks to HCCI and HOME, Ms. Howard will II to fruition. raise her daughter on 149th Street. As James of Affirmed, explained, “Monte Vista II Through support from HOME, HCCI Silverwood, was able to President renovate the 149th Street apartments and enabled the Murrieta to produce additional affordable housing maintain quality, affordable housing forCity thisoflongstanding community. By doing so, HCCI and below the cost of a new stand-alone development. This strategy was a win-win for all involved— HOME have helped to preserve the heritage of a historic neighborhood for generations to come. from residents to taxpayers.” 60

HOME Success Stories

CONTACT Cindy Gabriel (713) 578-2215 cindy.gabriel@ csd.hctx.net

PROJECT HIGHLIGHTS Location: Katy

Project: Homebuyer Assistance HOME: $13,900 Total Cost: $179,000 Other Federal: N/A Units: 1 District: TX-07

HOME SUCCESS STORY Texas

Harris County Community Services Department The Harris County Community Services Department (HCCSD) exists for the betterment of the citizens of Harris County, Texas. HCCSD preserves and creates affordable housing, repairs and constructs public improvements, generates sustainable economic growth, provides public transportation, and delivers muchneeded social services. HCCSD is comprised of six divisions: Housing and Community Development, Economic Development, Transit Services, Social Services, Administrative Services, and Financial Services. Through the Office of Housing and Community Development division, HOME Investment Partnerships (HOME) funds are leveraged with public and private resources to provide down payment assistance to homebuyers, home repair and reconstruction for homeowners, and affordable rental housing.

The Colca Family Colleen and Christopher Colca are full-time students, workers, and parents, raising two children in Katy, Texas. Colleen’s mother, Lynn, lives with the family and helps take care of 11-year old Caitlyn and six-year old Luke, For years, the Colca’s dreamed of becoming homeowners. The family wanted to own a home in the same Cy-Fair community as their rental home, with enough room for the kids to have their own bedrooms and a yard to accommodate their dream of having a family dog. The only thing that prevented the Colca family from qualifying for a loan was the down payment. When a coworker told Ms. Colca about the Harris County Down Payment Assistance Program— which is supported by HOME funding—she jumped at the chance to participate. In 2015, the Colca family applied for and received down payment assistance through the Harris County program and moved in their new home. “Thanks to the HOME program, we received $13,900 in down payment assistance. It made all the difference. Without the down payment assistance, we wouldn’t have qualified for our mortgage,” Ms. Colca said. Today, the Colcas children love having their own bedrooms and being able to stay in the high-performing Cy-Fair school district with their friends. And Lulu, their new rescued poodle mix, is thrilled too.

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HOME Success Stories

CONTACT Stephanie Simeon (716) 882-7661 [email protected]

PROJECT HIGHLIGHTS Location: Buffalo Project: OwnerOccupied Rehabilitation

HOME: $429,000

HOME SUCCESS STORY New York

Heart of the City Neighborhoods, Inc. Heart of the City Neighborhoods, Inc.’s (HOCN) mission is to create, facilitate, and support housing and neighborhood development in the Lower West Side of the City of Buffalo, New York. HOCN partners with private developers, neighborhood leaders, the city, and other not-for-profit organizations to develop sustainable projects to improve Lower West Side neighborhoods. To date, HOCN has restored and created 120 units of safe, healthy, and affordable housing. The impact of this work is both immediate and long-term. Without the HOME Investment Partnerships (HOME) program, HOCN’s programs to maintain and create homeownership opportunities would not have been as successful.

Total Cost: $1.7M

Home Repair Assistance Programs

Other Federal: N/A

Buffalo, New York’s Lower West Side community contains some of the oldest and architecturally richest housing stock in the city. In fact, 61 percent of homes in the area are more than 75 years old. However, because of low median household incomes ($21,594), many homeowners cannot afford to keep their homes in a healthy and safe condition.

Units: 56 District: NY-26

To address this need, HOCN launched its Planning to Stay Program in 2011. Under the program, the organization provides senior homeowners with grants to help offset the cost to repair their homes and install energy-efficient upgrades. In its first two years, 19 units of housing were repaired, including the homes of 12 elderly homeowners. In 2012, HOCN partnered with the Learning Disabilities Association of Western New York to expand the program to homeowners with developmental disabilities. Under the Stable Homes pilot program, HOCN provides homeowners with grants to complete repairs to keep their home in a healthy and sustainable condition. In its first year, the Stable Homes program provided grants to help repair five units of housing, including the homes of four Buffalo homeowners. Most recently, HOCN expanded its home repair assistance to lowincome families in the community. Between 2012 and 2014, HOCN provided grants to help repair 32 units of housing, including the homes of 19 low-income homeowners. HOME has played a critical role in supporting HOCN’s programs. To date, HOCN has used $429,000 in HOME funds to leverage its $1.7 million home repair programs. Without HOME, HOCN would not have been able to help preserve affordable housing opportunities in the community.

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HOME Success Stories

CONTACT Kristin Martin (310) 543-0126 kristin.martin@ hope-homes.org

PROJECT HIGHLIGHTS Location: Norwalk Project: Special Needs Rental Housing HOME: $237,000 Total Cost: $466,000 Other Federal: N/A Units: 1 District: CA-33

HOME SUCCESS STORY California

Affirmed Home Ownership Housing For Group Personal Empowerment Home Ownership Headquartered in For SanPersonal Diego, Affirmed Empowerment, Housing Inc. Group (HOPE) (Affirmed) is a nonprofit is dedicated housing to enhancing developercommunities with a mission in California to create stable, and theaffordable environment housing by building for people dynamic, with developmental professionally-managed, disabilities throughout high-quality,Southern green, multifamily housing. Affirmed’s areas of expertise include site selection, engineering, architecture, California. construction, relocation, and marketing. HOPE was founded by a group of parents and concerned friends in South Bay, California in partnership with Affirmed the Harbor Housing Regional also Center has extensive in Torrance, knowledge California. of public They believed finance, Low-Income that all people—no Housing matter Tax Credit how severely acquisition, and the disabled—have tax-exempt right to live bond where financing. and with Thewhom organization they choose has demonstrated as a valued member excellence of the both community. in the construction of new multifamily apartment communities and the rehabilitation of existing family and senior Today, HOPE ownsinover 20 and affordable rental housing developments, single-family apartment projects urban suburban settings. The Affirmed teamincluding is devoted to building homes, well-designed, condominiums, and multifamily or triplex properties in Los Angeles County. Nearly 70 tenants live in sustainable housing that createsduplex a quality environment for residents and enhances the surrounding HOPE properties and pay no more than 30 percent of their income toward rent. neighborhood.

Maidstone Avenue Home Project Independence In early 2015, HOPE metacross with city andstruggles the Harbor Regionalaffordable Center to Like many communities thehousing country,officials, Murrieta,lenders, California to provide celebrate the completed renovation of a three-bedroom home on Maidstone Avenue in Norwalk, rental housing for its low-income residents. To help address this shortage, Affirmed partnered California. with the City of Murrieta and the County of Riverside to develop Monte Vista II, a 40-unit, secondgeneration, affordable rental housing development. Monte Vista II serves as an addition to the HOPE used $237,000 in HOME Investment Partnerships (HOME) funds, provided by the city, to original, 64-unit, Monte Vista Apartments, located immediately north of the project site. purchase the property and secured most of the financing to renovate the property from the Ahmanson The home is exclusively targeted to lowto moderate-income Completed Foundation. by Affirmed in 2005, Monte Vista II was designed to blend seamlessly withindividuals the with developmental disabilities and can tenants. the home original development. The two-acre site accommodate is convenientlythree located withinMoreover, walking distance to a includes an updated and wheelchair-accessible kitchen, front and back wheelchair ramps, larger public park, school, public transit, and numerous public amenities. Residents also enjoy on-site bedrooms, and new electrical wiring, flooring, and garden plots, covered totappliances. lot, computer room, and numerous critical services, including computer skills courses, after-school programs, and At 24 years old, Curtis moved into the home in March 2015. Although more. With drought-tolerant landscaping and other green features, Curtis has a developmental disability, he has not let it stop him from Monte Vista II is a high-scoring Build It Green community. setting goals and striving to reach them. In 2012, Curtis graduated from Wyotech Technical School a certificate in heating air of To develop the $10.4 millionwith Monte Vista II project, theand County conditioning and worked at Hyundai of Torrance as a car detailer. In Riverside provided nearly $1 million in HOME Investment Partnerships 2013, Curtis decided to move out of his solidifying parents’ home into his own (HOME) funds as critical gap financing, the project’s ability to studio apartment in downtown Long Beach, but after a year, be completed. The City of Murrieta donated the land site, as he wellwas as having trouble making ends meet. substantial financing. With these investments, Affirmed would not have been able to bring Monte Vista II to fruition. Today, Curtis currently lives in the Maidstone Avenue home with two roommates. He was recently hired Allied Refrigeration in Signal Hill,II As James Silverwood, President ofat Affirmed, explained, “Monte Vista California, working in the field he studied. enabled the City of Murrieta to produce additional affordable housing below the cost of a new stand-alone development. This strategy was a Curtis says he feels very fortunate. "I really like the neighborhood. I feel win-win for all involved—from residents to taxpayers.” safe and we have shopping centers in walking distance. Best of all, there is a community college nearby where I hope to enroll and continue to enhance my education.”

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CONTACT Scott McReynolds (606) 436-0497 scott@housingdevelop mentalliance.org

PROJECT HIGHLIGHTS Location: Jackson Project: Rural Homebuyer Assistance

HOME SUCCESS STORY Kentucky

Housing Development Alliance The mission of the Housing Development Alliance (HDA) is to strengthen the community by creating highquality, long-lasting, and affordable homes. It serves low- and very low-income households in Perry, Knott, Leslie, and Breathitt Counties in the heart of the coalfields of eastern Kentucky. These counties are part of the hard-to-serve central Appalachian core. Despite the War on Poverty, these communities still have some of the highest poverty rates in the nation. For over 20 years, HDA has provided affordable homeownership, home repair, and rental housing. The HOME Investment Partnerships (HOME) program is the most critical piece of funding HDA has to support these efforts.

HOME: $25,000 Total Cost: $143,000

The Stamper Family

Other Federal: $84,500 USDA Section 502 Direct Loan, $17,200 Federal Home Loan Bank, $9,000 Self-Help Homeownership Opportunity Program, $8,000 Appalachian Regional Commission

Mark and Mary Stamper worked hard to provide a good home and future for their eleven children. Unfortunately, health issues forced Mr. Stamper into early retirement, significantly decreasing the family’s household income. The Stampers were only able to afford a dilapidated, two-bedroom, one-bath trailer for their family of 13.

Units: 1

The Stampers’ home was built in rural Jackson, Kentucky through a “Community House Raising” event, where community volunteers build a house for a family in need. HDA’s full-time carpentry crews built each home to meet or exceed the current code. To further ensure affordability for the Stampers, their home has a Home Energy Rating System (HERS) score of 54. Now, the Stampers’ estimated energy costs are less than $100 per month.

District: KY-05

In 2013, they were approved for a new home as part of HDA’s New Home Construction Program. Tragically, Mr. Stamper passed away before the house was completed, but Ms. Stamper decided to continue the process in order to provide a better opportunity for her family.

Thanks to HDA and the Jackson community, the Stampers now own a six-bedroom, 2.5-bath home, financed by combining $25,000 in HOME funds, a $84,500 U.S Department of Agriculture (USDA) Section 502 Direct Homeownership loan, $9,000 from the HUD Self-Help Homeownership Opportunity Program (SHOP), an $8,000 Appalachian Regional Commission loan, support from the Federal Home Loan Bank, and locally fundraised dollars. Partnerships that combine federal, state, and local resources—like HOME—have the biggest impact in low-income communities. Without HOME, the Stampers would not have been able to make their dream a reality.

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HOME Success Stories

CONTACT Krister Adams (802) 828-3026 [email protected]

PROJECT HIGHLIGHTS Location: Bethel Project: Rural Rental Housing Development

HOME: $462,000 Total Cost: $2M Other Federal: $590,000 Low Income Housing Tax Credits, $296,500 Community Development Block Grants, $58,500 ARRA, Section ProjectBased Rental Assistance Units: 10 District: VT-01

HOME SUCCESS STORY California Vermont

Affirmed Foundation, Housing Housing Group Inc. The Housing Foundation, Headquartered in San Diego, Inc. Affirmed (HFI) is aHousing nonprofit Group organization (Affirmed) dedicated is dedicated to creating, to enhancing preserving, communities and in California and protecting affordable the environment housing forbylowbuilding and moderate-income dynamic, professionally-managed, families, the elderly, high-quality, and persons green, with multifamily throughout disabilities housing. Affirmed’s the entireareas stateof ofexpertise Vermont.include site selection, engineering, architecture, construction, relocation, and marketing. HFI owns 18 mobile home parks with more than 1,000 lots and 225 units of multifamily and senior housing. Affirmed HFI also serves Housingasalso the has Managing extensive General knowledge Partner ofof public developments finance, Low-Income with nearly 400 Housing additional Tax Credit units. acquisition, and tax-exempt bond financing. The organization has demonstrated excellence both in the HFI works with several public and private funders to ensure affordability offamily its housing. The construction of new multifamily apartment communities and the the long-term rehabilitation of existing and senior HOME Investment a very important apartment projects Partnerships in urban and (HOME) suburbanprogram settings.isThe Affirmed teampartner. is devoted to building well-designed, sustainable housing that creates a quality environment for residents and enhances the surrounding neighborhood.

Depot II

The 10-unit Depot II property is one of only two subsidized rental housing developments in rural Project Independence Bethel, Vermont. The development is owned by Bethel Housing Associates, but HFI serves as LikeManaging the many communities General Partner. across the country, Murrieta, California struggles to provide affordable rental housing for its low-income residents. To help address this shortage, Affirmed partnered Depot is exclusively targeted low-income families, people In with theII City of Murrieta and thetoCounty of Riverside toseniors, developand Monte Vistawith II, adisabilities. 40-unit, secondfact, 70 percent of residents lessdevelopment. than 30 percent of the area income. Because the generation, affordable rental earn housing Monte Vista II median serves as an addition to the development is within walking distance to a small market, the town hall, library, post office, public original, 64-unit, Monte Vista Apartments, located immediately north of the project site. transportation, and affordable restaurants, it is a prime location for residents. In addition, the Completed nearby Bethel by Recreation Affirmed in 2005, Area has Monte fields, Vista a pool, II wastennis designed courts, to blend and picnic seamlessly area. with the original development. The two-acre site is conveniently located In 2010, this 30-year-old need ofpublic majortransit, and within walking distance toproperty a publicwas park,inschool, rehabilitation. HFI secured $2 million for the repairs, whichgarden ranged numerous public amenities. Residents also enjoy on-site from installation new electrical to new kitchen plots,the covered tot lot,ofcomputer room,wiring and numerous critical cabinets. To address the health and safety of residents, services, including computer skills courses, after-school HFI installed sprinklers in With all units, improved dangerous vehicle programs, and more. drought-tolerant landscaping and other access, created a safe space for children to play, and ensured green features, Monte Vista II is a high-scoring Build It Green that Americans with Disabilities Act requirements were met. To community. the greatest extent possible, the project also incorporated energyefficiency insulation air sealing, solar hot To developmeasures, the $10.4including million Monte Vista and II project, the County of water, lighting, and nearly proper$1 ventilation. Riverside provided million in HOME Investment Partnerships (HOME) funds as critical gap financing, solidifying Today, residents have access to a part-time coordinator the project’s ability to be completed. The Cityresident of Murrieta donated and a wide range of resources to help improve their financial the land site, as well as substantial financing. With these management, to respond to domestic to help with investments, Affirmed would not have violence, been ableand to bring Monte child The property hosts a Toys for Tots program, has a Vista rearing. II to fruition. safe yard for play, and is on the Arts Bus route. As James Silverwood, President of Affirmed, explained, “Monte Vista II The $462,000 in HOME funds secured by HFI was essential to the successful rehabilitation of enabled the City of Murrieta to produce additional affordable housing this community and regional asset. Without HOME, Depot II would have faced significant below the cost of a new stand-alone development. This strategy was a challenges in providing low-income access to safe, healthy, and affordable housing. win-win forfamilies all involved—from residents to taxpayers.”

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CONTACT

HOME SUCCESS STORY

Mark Blatter (206) 842-1909 mark@housing resourcesbi.org

Affirmed Resources Housing Housing Group Bainbridge

PROJECT HIGHLIGHTS

Housing Resources Headquartered in San Bainbridge Diego, Affirmed (HRB) is Housing Bainbridge Group Island, (Affirmed) Washington's is dedicated only to independent, enhancing communities nonprofit, in California and affordable housing the environment provider andby advocate. building dynamic, Because of professionally-managed, escalating rents and real high-quality, estate prices, green, it is HRB’s multifamily mission to develop housing.and Affirmed’s maintain areas affordable of expertise housing include on thesite island selection, and toengineering, educate the architecture, community about this construction, critical need. relocation, and marketing.

Location: Bainbridge Island

Project: Homebuyer Assistance HOME: $781,000 Total Cost: $5M Other Federal: $270,000 Self-Help Homeownership Opportunities Program Units: 24 District: WA-06

Washington California

Established Affirmed Housing in 1989, also HRB hasisextensive a community knowledge land trust of public that provides finance,long-term Low-Income rental Housing housing, Taxrental Credit acquisition, rental assistance, and tax-exempt referrals, and bondbelow financing. market The rate organization homeownership has demonstrated opportunitiesexcellence for low-income both families. in the construction HRB also matches of newowners multifamily and apartment tenants, provides communities home and modifications the rehabilitation to enable of the existing elderly family and and disabled seniorto apartment live independently, projects in and urban partners and suburban with other settings. organizations The Affirmed to offer financial team is devoted education to courses. building well-designed, sustainable housing that creates a quality environment for residents and enhances the surrounding HRB's portfolio includes 89 affordable rental units and 30 owner-occupied homes that will remain affordable neighborhood. forever under the community land trust model.

Project Independence Ferncliff Village

Like many communities across the country, Murrieta, California struggles to provide affordable Ferncliff Villagefor is its thelow-income culminationresidents. of a dream at HRB in 2007 with the donation of a rental housing Tothat helpstarted address this shortage, Affirmed partnered six-acre parcel of land near downtown Bainbridge Island in Washington. Connected to Seattle by with the City of Murrieta and the County of Riverside to develop Monte Vista II, a 40-unit, secondferry, housing prices onrental rural housing Bainbridge Island haveMonte risen quickly theaslast years,to and generation, affordable development. Vista II over serves an30 addition the many workers are unable to purchase a home in the community. original, 64-unit, Monte Vista Apartments, located immediately north of the project site. This generous donationinis 2005, dedicated to Vista providing housing for teachers, public employees, Completed by Affirmed Monte II was designed to blend seamlessly with the business owners, and service employees in the area. HRB quickly decided thatdistance the community original development. The two-acre site is conveniently located within walking to a land trust model would bepublic the best way to build and keep this housing affordable in perpetuity. park, school, public transit, and numerous public amenities. Residents also enjoy on-site garden plots, covered tot lot, computer Working with Kitsap County, HRB was able to secure $680,000 in room, and numerous critical services, including computer skills courses, HOME Investment Partnerships (HOME) funds through the competitive after-school programs, and more. With drought-tolerant landscaping grant process, $101,000 in HOME Community Housing Development and other green features, Monte Vista II is a high-scoring Build It Green Organization (CHDO) funds, a $270,000 Self-Help Home Ownership community. Program (SHOP) grant, and numerous generous private donations, for a project of $5 million. Tototal develop thecost $10.4 million Monte Vista II project, the County of Riverside provided nearly $1 million in HOME Investment Partnerships In total, 24 single-family homes were built and sold to low- and (HOME) funds as critical gap financing, solidifying the project’s ability to moderate-income families in Ferncliff Village. Homeowners included be completed. The City of Murrieta donated the land site, as well as public employees, teachers, writers, construction workers, architects, substantial financing. With these investments, Affirmed would not have restauranteurs, small business owners, nonprofit employees, and been able to bring Monte Vista II to fruition. retirees. These owners now have stable homes with affordable, fixedrate mortgages and arePresident earning equity in theirexplained, homes that will beVista II As James Silverwood, of Affirmed, “Monte realized time of sale. to produce additional affordable housing enabled at thethe City of Murrieta below the cost of a new stand-alone development. This strategy was a The Ferncliff Village project was completed in 2013, and the homes will remain affordable for the win-win for all involved—from residents to taxpayers.” community of Bainbridge Island in perpetuity.

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CONTACT Sidonie Harkness (425) 576-5190 sidonieh@ imaginehousing.org

PROJECT HIGHLIGHTS Location: Kirkland

HOME SUCCESS STORY Washington

Imagine Housing Imagine Housing is the largest nonprofit organization in East King County, Washington dedicated solely to developing affordable rental homes for very low-income families and supporting their efforts to lead more successful lives. By offering stable housing, education, guidance, and encouragement to residents, Imagine Housing builds hope, improves economic vitality, and strengthens the community for everyone who lives on the Eastside. Imagine Housing envisions an interconnected and welcoming community where all people can love, learn, work, and play.

Project: Rental Housing Imagine Housing strives to transform the community, making an immediate and long-term impact. It does Development For Lowthis by developing innovative solutions based on stability, integrity, and long-term viability, partnering with Income and Formerly organizations and individuals to broaden the organization’s effectiveness, and always engaging the public. Homeless Families HOME: $1.7M Total Cost: $16.3M

Velocity In 2014, Imagine Housing developed Velocity, a $16.3 million, 58-unit, affordable rental housing

Other Federal: $10.8M project in Kirkland, Washington, that is exclusively targeted to low-income individuals and Low Income Housing Tax households earning less than 60 percent of the area median income. Eight of the units are set Credits aside for families transitioning out of homelessness.

Units: 58 District: WA-01

In addition to providing residents with a safe, decent, and affordable place to call home, Velocity also provides access to staff who can connect residents to the supportive services, assistance, and resources they need to thrive. The development also operates a Kids Club to help students with their homework two days a week. In doing so, Velocity helps to create a sense of normalcy and belonging, especially for those families transitioning from a homeless shelter. The development also offers internet access in all of the common areas, a coffee-shop-inspired library space, a rooftop garden with walking paths, and a gas barbeque. A rooftop community room hosts a variety of activities and services designed to enhance the residents’ lives and promote opportunity for movement within the community. Moreover, Velocity meets Evergreen standards for energy efficiency, saving valuable resources and contributing to a clean planet. With Velocity, Imagine Housing has helped address the critical lack of affordable housing in the area. The development would not have been possible without the support of $1.7 million in HOME Investment Partnerships (HOME) funds as gap financing.

Photo Credit: William Wright Photography

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HOME Success Stories

CONTACT Charla Jackson Peter (502) 564-7630 [email protected]

PROJECT HIGHLIGHTS Location: Springfield

HOME SUCCESS STORY California Kentucky

Affirmed Housing Kentucky HousingGroup Corporation Kentucky Housing Headquartered in San Corporation Diego, Affirmed (KHC) was Housing created Group in 1972 (Affirmed) by the is General dedicated Assembly to enhancing and is a communities selfin California and supporting, public the environment corporation ofbythe building Commonwealth dynamic, professionally-managed, of Kentucky. A portion of high-quality, KHC's fundsgreen, are derived from multifamily the interest housing. earned through Affirmed’s the areas sale ofoftax-exempt expertise include mortgage siterevenue selection, bonds. engineering, From these architecture, proceeds, KHC construction, has made homeownership relocation, and possible marketing. for more than 86,000 Kentucky families. Affirmed KHC alsoHousing operatesalso through has extensive the receipt knowledge of fees forofadministering public finance, federal Low-Income programs. Housing This includes Tax Credit U.S.

Project: Rental Housing acquisition, Department and of Housing tax-exempt and bond Urbanfinancing. Development The organization (HUD) rentalhas assistance, demonstrated which excellence has made quality both inhousing the Development construction available to more of new than multifamily 27,500 low-income apartment communities Kentuckians.and Other theprograms rehabilitation offered of existing by KHCfamily include and rental senior apartment housing production projects in financing, urban and homeownership suburban settings. education The Affirmed and counseling, team is devoted and a variety to building of rental well-designed, assistance, HOME: $394,000 Total Cost: $1.6M

housing rehabilitation, sustainable housing that and creates home aenergy qualityand environment repair initiatives. for residents and enhances the surrounding neighborhood.

Other Federal: $742,000 Community Development Robertson Apartments Project Independence Block Grants, $264,000 The Robertson Building is a historic property that was built in the 1800s in downtown Springfield, Historic Tax Credits Like many communities across theacountry, Murrieta, California struggles to provide Kentucky. It has found new life as mixed-use development with commercial space affordable on the first Units: 7 District: KY-02

rentaland housing its low-income residents. To help address thisaimed shortage, Affirmed partnered floor sevenfor affordable, energy-efficient rental housing units at households who cannot with the City of Murrieta and the County of Riverside to develop Monte Vista II, a 40-unit, afford market-level rents. Three of the units are targeted to families who earn less than 60secondgeneration, affordable rentalincome housing development. Monte Vista serves an addition percent of the area median (AMI), and the remaining fourII units areastargeted to to the original, 64-unit, Vista Apartments, households who Monte earn less than 80 percentlocated of AMI.immediately north of the project site. Completed by Affirmed in 2005, Monte Vista II washas designed blendwith seamlessly with the One of the new residents, Ms. Laura Brady-Peek, a long to history the Robertson Building. original development. The two-acre site is conveniently located within walking distance to a “I worked at the Robertson department store as a clerk in high school. Later, when the building public park, school, public and amenities. Residents was sold, I took martial artstransit, classes in numerous a space onpublic the same floor where I nowalso live!”enjoy on-site garden plots, covered tot lot, computer room, and To revitalize the Robertson Apartments, KHC allocated numerous critical services, including computer skills $394,000 in HOME Investment Partnerships (HOME) courses, after-school programs, and more. With droughtfunds. project also $742,000 in Monte tolerantThe landscaping andleveraged other green features, Community Development Block Grants (CDBG), Vista II is a high-scoring Build It Green community. $264,000 in federal Historic Tax Credit equity, and To developstate the $10.4 million II project, the additional resources forMonte a totalVista project cost of $1.6 County of Riverside provided nearly $1 million in HOME million. Investment Partnerships (HOME) funds as critical gap Moreover, because ofthe theproject’s energy-efficient and financing, solidifying ability to upgrades be completed. appliances, the apartments affordable The City of Murrieta donatedwill theremain land site, as well for as residents going forward. substantial financing. With these investments, Affirmed would not have been able to bring Monte Vista II to Ms. Brady-Peek says, “When you live on your own at 45 fruition. years old, there aren’t a lot of nice, safe, affordable places. I was going to have to findofaAffirmed, roommate, whether it As James Silverwood, President explained, be helping to IIcare for anthe elderly person or living with a “Monte Vista enabled City of Murrieta to produce younger college student, but that’s I additional affordable housing belowjust thenot costthe of life a new wanted. I don’t qualify for housing assistance, but don’t stand-alone development. This strategy was a win-win for make enough to live on my own. This has made a HUGE all involved—from residents to taxpayers.” difference on the quality of my life.”

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CONTACT

HOME SUCCESS STORY

Greg Maher (914) 909-4498 gmaher@ leviticusfund.org

Leviticus 25:23 Alternative Fund, Inc.

PROJECT HIGHLIGHTS

The Leviticus 25:23 Alternative Fund, Inc. (Leviticus Fund) is a not-for-profit financial intermediary that is motivated by faith and offers investors a socially-responsive means to serve low-income neighborhoods. It provides flexible capital and financial services for the development of affordable housing and community facilities throughout New York, New Jersey, and Connecticut.

Location: Middletown Project: Rental Housing Development HOME: $600,000 Total Cost: $14.7M Other Federal: $8.7M Low Income Housing Tax Credits, $820,000 Federal Home Loan Bank Affordable Housing Program Units: 42 District: NY-18

New York

Since 1983, the Leviticus Fund has provided over $60 million in cumulative lending in high-need communities in its footprint. In total, this investment has leveraged almost $382 million in public and private capital for community development projects.

Mill at Middletown In June 2015, the Regional Economic Community Action Program (RECAP) and Mill Street Partners—a joint venture between Melrose Associates and Excelsior Housing—broke ground at the Mill at Middletown, an innovative, infill redevelopment project located in downtown Middletown, New York. When completed, the project will transform a historic old hat and silk manufacturing facility into a mixed-use development with 42 apartments, a community building, and a community service facility that will be used as a culinary arts and job training facility. The first floor of the development provides commercial space for local businesses. RECAP will operate a Fresh Start Café as both a retail café and a culinary arts training program for long-term welfare recipients. The project site is an ideal location for an affordable housing project. It is located within half a mile or less of a grocery store, pharmacies, houses of worship, doctors and dentist offices, post office, schools, bus stops, municipal services, and the local library. The $14.7 million Mill at Middletown project is financed by several public and private resources, including $600,000 from the Orange County HOME Investment Partnerships (HOME) program and $775,000 in predevelopment financing provided by the Leviticus Fund during the critical pre-construction phase. Other partners include the Community Preservation Corporation, New York State Homes and Community Renewal, Raymond James Tax Credit Funds, Inc., the Federal Home Loan Bank, and Urban Initiative. Thanks to this investment, an old, unused, vacant, and deteriorating building that would have had to be torn down is being turned into an amazing, redeveloped space that will be a major contribution to the revitalization of the neighborhood and surrounding community.

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HOME Success Stories

CONTACT Nina Dooley (562) 684-1125 [email protected]

PROJECT HIGHLIGHTS

HOME SUCCESS STORY California

Affirmed LINC Housing Housing Group

Total Cost: $9.4M

LINC Housing (LINC) Headquartered in SanisDiego, one ofAffirmed California’s Housing mostGroup productive (Affirmed) nonprofit is dedicated developers to enhancing of affordable communities housing. Toin California date, the organization and the environment has helped by create building more dynamic, than 7,500 professionally-managed, homes in 73 communities high-quality, throughout green, California. multifamily housing. Affirmed’s areas of expertise include site selection, engineering, architecture, LINC properties are known their excellent design, outstanding management, and life-enhancing services construction, relocation, andfor marketing. for residents. With more than 30 years of service to families, seniors, people with special needs, and local Affirmed Housing governments, LINC also hashas helped extensive createknowledge sustainable of communities public finance, through Low-Income new construction, Housing Tax acquisition, Credit acquisition, and rehabilitation, and tax-exempt historic preservation. bond financing. The organization has demonstrated excellence both in the construction of new multifamily apartment communities and the rehabilitation of existing family and senior HOME Investment haveThe been used toteam finance severalto affordable communities apartment projects Partnerships in urban and (HOME) suburbanfunds settings. Affirmed is devoted building well-designed, in LINC's portfolio. the initial capital investment, is an instrumental partsurrounding of LINC’s mission sustainable housingProviding that creates a quality environment for HOME residents and enhances the to provide families with access to safe, decent, and affordable homes. neighborhood.

Other Federal: $4.3M Low Income Housing Tax Credits

Mosaic Gardens at Whittier Project Independence

Location: Whittier Project: Rental Housing Development

HOME: $2.3M

Units: 21 District: CA-38

Ms. Hernandez, across a singlethe mother of three daughters, livedstruggles in an unaffordable Like Valerie many communities country, Murrieta, California to provide apartment affordable in a rough neighborhood. "We heard gunshots and fights all the time.” Then, she drove by Mosaic rental housing for its low-income residents. To help address this shortage, Affirmed partnered Gardens at Whittier, a new affordable housingtodevelopment thatVista was II, under construction. with the City of Murrieta and21-unit the County of Riverside develop Monte a 40-unit, secondThe Hernandez family was one of more than 500 families who submitted an application for the 21 generation, affordable rental housing development. Monte Vista II serves as an addition to the apartments. original, 64-unit, Monte Vista Apartments, located immediately north of the project site. When the family learnedinthat their application Mosaic Gardens hadseamlessly been approved, Ms. Completed by Affirmed 2005, Monte Vista IIfor was designed to blend with the Hernandez and her children were thrilled. The familyThe moved into their home in 2012 when original development. two-acre site new is conveniently located construction was completed and quickly got settled into their within walking distance to a public park, school, public transit,new and lives. "It's such a amenities. relief to have a safe home for myon-site girls while I numerous public Residents also enjoy garden work make atot better life for us.” plots,to covered lot, computer room, and numerous critical services, including computer skills courses, after-school programs, The $9.4 million Mosaic Gardens development was financed with a and more. With drought-tolerant landscaping and other green $2.3 million HOME loan from the City of Whittier and $4.3 million in features, Monte Vista II is a high-scoring Build It Green community. Low Income Housing Tax Credit equity from Bank of America Merrill Lynch. Citymillion of Whittier Redevelopment also of To develop theThe $10.4 Monte Vista II project,Agency the County provided $2.8 million loan support the project. Riversideaprovided nearly $1tomillion in HOME Investment Partnerships (HOME) funds as critical gap financing, solidifying the Recently, Ms. Hernandez earned her real estate license. She project’s ability to be completed. The City of Murrieta donated the works part-time as an administrator for a prominent real estate land site, as well as substantial financing. With these investments, company, while building her own clientele. "If the rent for my home Affirmed would not have been able to bring Monte Vista II to was higher, I would have to work full-time to make ends meet, and fruition. I wouldn’t be able to build my own business or learn from other real estate agents.” As James Silverwood, President of Affirmed, explained, “Monte Vista II enabled the City of Murrieta to produce additional affordable housing below the cost of a new stand-alone development. This strategy was a win-win for all involved—from residents to taxpayers.”

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HOME Success Stories

CONTACT Sharon Lee (206) 443-9935 [email protected]

PROJECT HIGHLIGHTS Location: Seattle

HOME SUCCESS STORY Washington

Low Income Housing Institute The Low Income Housing Institute (LIHI) develops, owns, and operates affordable housing for the benefit of low-income, homeless, and formerly homeless people in Washington state. LIHI advocates for just housing policies at the local and national levels and administers a range of supportive service programs to assist those it serves in maintaining stable housing and increasing their self-sufficiency. Founded in 1991, LIHI has grown to be one of the most productive affordable housing developers in the

Project: Rental Housing Northwest. LIHI owns and/or manages over 1,700 housing units at 50 sites in six counties throughout the Development for Puget Sound region. Eighty percent of LIHI housing is reserved for households earning less than 30 percent Formerly Homeless of the area median income. Seniors and Veterans HOME: $1.4M Total Cost: $13M

Ernestine Anderson Place Ernestine Anderson Place (EAP), located in Seattle, Washington, is a five-story, newly

Other Federal: $9.5M constructed affordable housing development, built in the transit-oriented Central Area adjacent to Low Income Housing Tax downtown and Capitol Hill. Of the 60 units at EAP, 45 are set aside for formerly homeless seniors Credits under the Housing First model. Eight units are reserved for homeless veterans.

Units: 60 District: WA-09

As the developer, owner, and manager of EAP, LIHI has helped address the critical lack of affordable housing for the estimated 1,000 seniors who are homeless in King County. The EAP development opened on February 8, 2013, a date declared Ernestine Anderson Day by Mayor Mike McGinn. EAP is named in honor of legendary jazz singer Ernestine Anderson, an international star from Seattle’s Central Area and graduate of Garfield High School. EAP features community space for residents, including a large resident lounge, TV viewing area, exercise room, library with free, internet-enabled computers, classroom, an outside patio garden, and social service offices for Sound Mental Health. The development is “built green” and meets the state’s Environmental Sustainable Design Standard (ESDS) that is modeled on the Enterprise Community Green Communities effort. The building features energy-efficient insulation, Energy Star appliances, dual-flush toilets, reduced-flow faucets, and washable, no-wax floor surfaces. The City of Seattle contributed $1.3 million in HOME funds to the $13 million project, allowing the development to serve individuals and families with limited incomes. Without HOME, EAP would not have been possible. Without HOME, EAP would not have been possible. EAP was selected by Affordable Housing Finance (AHF) as a notable senior housing project, and in 2013, it received a Charles L. Edson Tax Credit Excellence Award Honorable Mention.

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HOME Success Stories

CONTACT Stephanie Vonnahme (618) 296-4955 smvonnahme@ co.madison.il.us

PROJECT HIGHLIGHTS Location: East Alton Project: Rental Housing Development HOME: $1.7M Total Cost: $15.9M

HOME SUCCESS STORY California Illinois

Affirmed County Madison HousingCommunity Group Development Madison CountyinCommunity Headquartered San Diego,Development’s Affirmed Housing mission Group is (Affirmed) to provide is a dedicated progressive, to responsive, enhancing communities and timely in California andprocess development the environment that focuses by building on the public dynamic, interest professionally-managed, and results in a balanced, high-quality, sustainable green, county. multifamily Madison County housing. Community Affirmed’s Development areas of expertise receives include and administers site selection, federal engineering, grants and architecture, other funds to construction, facilitate the development relocation, and and marketing. preservation of affordable housing, to aid in providing public services and facilities for low- and moderate-income citizens, and to assist in the creation of employment and economic Affirmed Housing also has extensive knowledge of public finance, Low-Income Housing Tax Credit opportunities in Madison County, Illinois. acquisition, and tax-exempt bond financing. The organization has demonstrated excellence both in the construction By partneringofwith newfederal, multifamily state,apartment and local communities governmentsand andthe therehabilitation private sector, of including existing family lending and senior apartment projects institutions, the Madison in urban County and suburban Community settings. Development The Affirmed leverages teamHOME is devoted Investment to building Partnerships well-designed, sustainable (HOME) funds housing to facilitate that creates the construction a quality environment and redevelopment for residents of singleand enhances and multi-family the surrounding housing. HOME neighborhood. empowers low- and moderate-income residents in Madison County by providing suitable and safe housing.

Other Federal: $10.9M Project Independence Ridge Low Income Housing Tax Emerald Credits During Like many the communities early years ofacross World the Warcountry, II, the federal Murrieta, government Californiaconstructed struggles toaprovide numberaffordable of barracks Units: 46 District: IL-13

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-style units rental housing to house for its individuals low-incomeworking residents. in support To helpofaddress the warthis effort shortage, at the Olin-Winchester Affirmed partnered with the City munitions plants of Murrieta in East and Alton, theIllinois. County After of Riverside the war ended, to develop the housing Monte Vista unitsII, were a 40-unit, taken over secondby generation, local property affordable owners and rental turned housing into development. affordable rental Monte housing Vistafor II serves low-income as anresidents. addition to the original, 64-unit, However, more than Monte 60 Vista yearsApartments, after they were located constructed, immediately the units north had of the fallen project into site. a state of disrepair and were blighted and deteriorated to the point where occupancy was unacceptable. Completed by located Affirmednext in 2005, Monte Vistaand II was blend seamlessly with Despite being to a playground the designed East AltontoRecreational Center, thethe buildings original development. The two-acre site is conveniently located within walking distance to a negatively impacted surrounding property values. public park, school, public transit, and numerous public amenities. Residents also enjoy on-site garden The Village plots, ofcovered East Alton tot partnered lot, computer withroom, Madison and County numerous Community critical services, Development including andcomputer RISE to skills courses, develop a planafter-school to renovate programs, the properties. and This more.included With drought-tolerant razing some the landscaping buildings and and other green features, constructing newMonte homes. Vista Madison II is a high-scoring County Community Build It Development Green community. was involved in the planning process and provided financial assistance. With the help of $1.7 million in HOME funds—including $600,000 from To develop the $10.4 million Monte Vista II and project, County Madison County Community Development $1.1the million fromofthe Riverside provided nearly $1 million in HOME Investment Partnerships Illinois Housing Development Agency—and nearly $11 million in Low (HOME) funds as critical gap financing, solidifying the project’s ability to Income Housing Tax Credits, the organizations were able to renovate be completed. The City of Murrieta donated the land site, as well as 46 units as part of the Emerald Ridge development. Today, all of the substantial financing.targeted With these investments, Affirmed would not have units are exclusively to low-income residents. been able to bring Monte Vista II to fruition. Thanks to this effort, the Emerald Ridge development has had a As James Silverwood, President Affirmed, explained, “Monte Vista II positive impact. It helped removeof slum and blight in the neighborhood, enabled of Murrieta to produce additional housing increase the the City values of surrounding homes, add to affordable the available rental below the cost of a new stand-alone development. This strategy housing stock, and make the area attractive to new and first-timewas a win-win for all involved—from residents to taxpayers.” homebuyers.

HOME Success Stories

CONTACT Jennifer Halferty (760) 934-4740 jennifer@mammoth lakeshousing.org

PROJECT HIGHLIGHTS Location: Mammoth Lakes

Project: Homebuyer Assistance HOME: $1.9M Total Cost: $4M Other Federal: $72,000 Community Development Block Grants Units: 16 District: CA-08

HOME SUCCESS STORY California

Mammoth Lakes Housing Mammoth Lakes Housing (MLH) consists of two staff members and a six-member Board of Directors who actively work to fulfill its mission to support workforce housing for a viable local economy and a sustainable community in Mammoth Lakes, California. Through collaborative public and private partnerships with local jurisdictions and for-profit resort and housing developers, MLH increases the supply of housing that is affordable to the Eastern Sierra’s workforce and families. Since 2003, MLH has used the HOME Investment Partnerships (HOME) program to construct 78 new rental housing properties and provide 18 first-time homebuyers with down payment assistance loans in the City of Bishop, Mono County, and the Town of Mammoth Lakes.

Homebuyer Assistance Program With their first child on the way, Jamie and Natalie McLeod were hoping to make rural Mammoth Lakes, California their long-term home. But because of high housing costs, they never thought that homeownership in Mammoth Lakes was possible. At the time, the average home sales price around $600,000, well above what they could afford. With the help of MLH’s $4 million homebuyer assistance program—financed in part by with $1.9 million in HOME funds—the McLeods were able to buy their first home in July 2013. The program was first launched in 2006 as a public-private partnership between MLH and the Town of Mammoth Lakes to address the housing crisis, to stabilize the local economy, and provide the community with opportunities to purchase homes. While Guild Mortgage had provided a $139,000 primary loan, the McLeods could not afford a conventional loan for the full amount. Under MLH’s program, the McLeods received a $153,000 HOME-financed secondary loan with a zero percent interest rate. The loan was designed for first-time homebuyers. Without HOME, they would have not been able to afford to become homeowners this community. Not only is HOME a critical tool for prospective buyers, but it also benefits the community of Mammoth Lakes by maintaining and growing the full-time community. HOME has helped prevent Mammoth Lakes from becoming a second-home-only community, where the majority of the workforce would have to drive more than 100 miles a day to work.

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CONTACT

HOME SUCCESS STORY

Katie Allston (410) 467-4121 kallston@ marianhouse.org

Affirmed Marian House Housing Group

PROJECT HIGHLIGHTS

Marian House isinaSan Headquartered holistic, Diego, healing Affirmed community Housingfor Group women (Affirmed) and children is dedicated who aretoinenhancing need of housing communities and in California support services. and theItenvironment provides a safe, by building sober, dynamic, and lovingprofessionally-managed, environment that challenges high-quality, women green, to respect and multifamily love themselves, housing. confront Affirmed’s emotional areasand of expertise socioeconomic includeissues, site selection, and transition engineering, to stable architecture, and independent construction, relocation, and marketing. lives.

Location: Baltimore Project: Permanent Supportive Rental Housing Development HOME: $445,000 Total Cost: $4.9M

California Maryland

Located in Affirmed Housing Baltimore alsoCity, hasMaryland, extensive Marian knowledge House of public was founded finance,inLow-Income 1982 as a joint Housing project Tax between Credit the acquisition, Sisters of Mercy and tax-exempt and the School bondSisters financing. of Notre The organization Dame. To date, hasMarian demonstrated House has excellence served more both in than the1,200 construction women. Key of services new multifamily include transitional apartmenthousing, communities employment and the assistance, rehabilitation life-skills of existing training, familyrehabilitation and senior apartment projects counseling, financialinguidance, urban andand suburban family reunification. settings. The Affirmed team is devoted to building well-designed, sustainable housing that creates a quality environment for residents and enhances the surrounding Marian House uses HOME Investment Partnerships (HOME) funds to assist in the development of neighborhood. affordable rental housing.

Project Independence Other Federal: $3.5M Serenity Place Low Income Housing Tax Like many communities across the country, Murrieta, California struggles to provide affordable Before Ms. Dawn a 41-year-old, single mother, came to shortage, Marian House in 2011, she was Credits rental housing for Murphy, its low-income residents. To help address this Affirmed partnered on a destructive path of homelessness and had an 18-year addiction to drugs. After giving birth with the City of Murrieta and the County of Riverside to develop Monte Vista II, a 40-unit, secondUnits: 19 District: MD-07

while on theaffordable streets, Ms. Murphy had development. been sentenced to two years in prison lost custody generation, rental housing Monte Vista II serves as and an addition to theof her first and onlyMonte child, Joshua. original, 64-unit, Vista Apartments, located immediately north of the project site.

The Marian by House transitional was the firstdesigned “home” Ms. Murphy had known in the a very Completed Affirmed in 2005,program Monte Vista II was to blend seamlessly with long time. She took full advantage of the services offered, including attending weekly individual original development. The two-acre site is conveniently located within walking distance to a and group participating in job readiness programs, enrolling in General Education public park,counseling, school, public transit, and numerous public amenities. Residents also enjoy on-site (GED) classes and obtaining her high school diploma, and working to regain full custody of her garden plots, covered tot lot, computer room, and numerous critical services, including computer son. skills courses, after-school programs, and more. With drought-tolerant landscaping and other green features, Monte Vista II is a high-scoring Build It Green In 2013, Ms. Murphy received full custody of Joshua and qualified for a community. two-bedroom apartment in Marian House’s Serenity Place, a 19-unit, affordable, housing development locatedthe across theofstreet To develop permanent the $10.4 million Monte Vista II project, County from Marian House nearly main headquarters in Better Waverly, Baltimore Riverside provided $1 million in HOME Investment Partnerships City. (HOME) funds as critical gap financing, solidifying the project’s ability to be completed. The City of Murrieta donated the land site, as well as Today, the Murphys call Serenity Place and Marian House “home.” Ms. substantial financing. With these investments, Affirmed would not have Murphy continues to receive case management and is able to use the been able to bring Monte Vista II to fruition. program services available to transitional program residents. She and Joshua areSilverwood, surroundedPresident by the community support of her“Monte fellow resident As James of Affirmed, explained, Vista II neighbors. This has allowed Ms. Murphy to build a safe, loving, and enabled the City of Murrieta to produce additional affordable housing supporting home her stand-alone and her son.development. This strategy was a below the cost of for a new win-win for all involved—from residents to taxpayers.” All of this would not be possible without HOME. The $4.9 million Serenity Place development was built using $445,000 in HOME funds, which leveraged $3.5 million in Low Income Housing Tax Credits.

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HOME Success Stories

CONTACT Melissa Platte (650) 257-8814 [email protected]

PROJECT HIGHLIGHTS Location: Redwood City Project: Permanent Supportive Housing Development HOME: $1.5M

HOME SUCCESS STORY California

Mental Health Association of San Mateo County The Mental Health Association of San Mateo County (MHA) began as an information and advocacy organization in 1958, developing self-help programs and support groups, community education programs, and social and recreational programs for individuals in the California community returning from institutional care. Since 1992, MHA has used HOME Investment Partnerships (HOME) funds to develop permanent, safe, decent, and affordable housing for homeless adults living with mental illness. All of MHA’s housing units have been developed in collaboration with the San Mateo County Department of Housing. MHA also works with the Housing Authority to secure Shelter Plus Care funds in order to keep rents affordable for people living at or below 30 percent of the area median income.

Total Cost: $6.1M Other Federal: $1.8M HUD Section 811 Housing for Persons With Disabilities, $150,000 Community Development Block Grants Units: 15 District: CA-18

Cedar Street Apartments Since 2012, Ms. Veronica Stevens has successfully lived in the Cedar Street Apartments, a 15unit, permanent supportive housing development targeted to previously homeless individuals with serious mental illness and substance abuse issues in Redwood City, California. Thanks to MHA, her life today is a far cry from where she started. As Ms. Stevens explains, “Sometimes I feel as though homelessness has been my whole journey. I came from a broken home and my mother was addicted to drugs. For much of my childhood, I lived in East Palo Alto, which was the murder capital of the world at the time. It was like living in a war zone. To get away from all the violence, I used to just to sit in the parks where it was quiet. At 17 years old, I was getting sick; the voices in my head got so bad that I started using drugs to make the pain stop. By the time I was 19 years old, I was pregnant, my mother had died, and I was living on the streets. I was totally lost. I eventually had to give up my first and second child. One Christmas, I was so sick I just took off and got into trouble that ended up with me going to prison.” In 2009, after being released from prison, Ms. Stevens went to shelters and eventually found permanent housing at the Cedar Street Apartments. The $6.1 million development provides residents with shared common areas for group activities and on-site support services. At Cedar Street Apartments, adults with mental illness can find the support and assistance necessary to participate in community activities at the highest level of independence possible. MHA partnered with the San Mateo County Department of Housing to secure the financing to make this supportive housing development possible, including $1.5 million in HOME funds, $1.8 million from the U.S. Department of Housing and Urban Development (HUD) Section 811 Supportive Housing for Persons with Disabilities program, and $150,000 in Community Development Block Grants (CDBG). “It’s painful having this illness. It’s really lonely. But, now I have an apartment. I’ve gotten a job, I’ve reunited with my family and my children, and I have people who support me. Now that I am here, I know that whenever my kids need me, they can find me. I’m here.”

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HOME Success Stories

CONTACT Ed Holder (213) 743-5830 eholder@ mercyhousing.org

PROJECT HIGHLIGHTS Location: El Monte

Project: Permanent Supportive Housing Development For Homeless Veterans HOME: $400,000 Total Cost: $12.9M

HOME SUCCESS STORY California

Mercy Housing California Mercy Housing California (MHC) was incorporated in 1988 as the California affiliate of Mercy Housing, Inc. (MHI), a national, nonprofit, affordable housing development, management, and resident services organization headquartered in Denver, Colorado. The mission of MHI and all its subsidiaries, including MHC, is to create stable, vibrant, and healthy communities by developing, financing, and operating affordable, program-enriched housing for families, seniors, and people with special needs who lack the economic resources to access quality, safe, housing opportunities. HOME Investment Partnership (HOME) funds are a vital source of funding in nearly all MHC communities and is vital to fulfilling the mission of Mercy Housing.

El Monte Veterans Village El Monte Veterans Village is a newly constructed, 41-unit, permanent, supportive housing development targeted to chronically homeless veterans in the City of El Monte in Los Angeles County, California. Today, Los Angeles County has the highest number of homeless veterans in the nation.

Other Federal: $8.6M Low Income Housing Tax Credits, HUD-Veterans Completed in February 2014, El Monte Veterans Village is the first of its kind in the San Gabriel Affairs Supportive Valley. By partnering with New Directions for Veterans, a veterans services provider, and the Housing (VASH) U.S. Department of Veterans Affairs, the development not only provides high-quality, safe Vouchers Units: 41 District: CA-32

homes, but also comprehensive supportive services for its residents.

HOME played a critical role in supporting El Monte Veterans Village. In 2011, the City of El Monte demonstrated its strong support for the development by providing MHC with $400,000 in HOME funds. Because the HOME funds were committed early on in the predevelopment process, MHC was able to leverage other substantial public and private funds, including $8 million in Low Income Housing Tax Credits, to move the development into construction late in 2012. Thanks to HOME, this groundbreaking development was able to move forward. El Monte Veterans Village has catalyzed the support of the community. Local schoolchildren, nonprofit organizations, and other community members continue to donate goods and their time to help the veteran residents.

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HOME Success Stories

CONTACT Angela Hubbard (615) 252-8507 ahubbard@ nashville-mdha.org

PROJECT HIGHLIGHTS Location: Nashville

HOME SUCCESS STORY Tennessee

Metropolitan Development and Housing Agency The Metropolitan Development and Housing Agency’s (MDHA) mission is to create quality, affordable housing opportunities, support neighborhoods, strengthen communities, and help build a greater downtown Nashville, Tennessee. Established in 1938, MDHA houses more than 13,000 families, primarily through the U.S. Department of Housing and Urban Development’s (HUD) public housing and rental assistance programs. MDHA also manages federally-funded community development and homeless assistance programs on behalf of the Metropolitan Government of Nashville, including the HOME Investment Partnerships (HOME) program.

Project: Rental Housing Development For Formerly Homeless HOME is one of the few federal resources that can be used to construct new affordable housing. Since Individuals 1992, Nashville has been awarded more than $65 million in HOME funds, which have been used to produce HOME: $600,000 Total Cost: $631,000 Other Federal: N/A Units: 8 District: TN-05

or preserve more than 4,400 affordable homes.

Second Avenue South Ms. Sharon Parsons’ story is one of survival. After being abandoned by her parents, struggling with addiction for 20 years, and serving time in jail, Ms. Parsons decided it was time to take her life back. She reached out to The Next Door, a faith-based nonprofit organization that provides services for women and their families impacted by addiction, mental illness, trauma, and incarceration. When Ms. Parsons graduated from The Next Door’s recovery program in 2014, the organization referred her to New Level Community Development Corporation (New Level CDC). Thanks to New Level CDC, Ms. Parsons was able to move into one of the organization’s brandnew affordable homes along Second Avenue South in Nashville, Tennessee. The homes were built to provide permanent, affordable housing for chronically homeless individuals and were financed with nearly $600,000 in HOME funds. Since moving into her new home, Ms. Parsons has received a raise at her job and been offered a manager trainee position. “Without this opportunity, I would have probably wound up back on drugs and back in jail. Having a home has given me my life back.” According to New Level CDC Executive Director Kay Bowers, HOME funding not only helps people like Ms. Parsons, it’s also a smart financial decision. “In Tennessee, it costs about $30,000 a year to keep someone incarcerated or to let a homeless individual cycle in and out of government and health care systems. HOME funding actually saves our city and state money, and allows us to provide the stability of a home to individuals in our community working to get back on their feet. It’s a win for all.”

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HOME Success Stories

CONTACT Kim Ish (650) 235-7986 [email protected]

PROJECT HIGHLIGHTS Location: Aptos Project: Rental Housing Development HOME: $3M Total Cost: $20.8M

HOME SUCCESS STORY California

AffirmedHousing MidPen Housing Group MidPen Housing’s Headquartered in San mission Diego, is to Affirmed provideHousing safe, affordable, Group (Affirmed) high-quality is dedicated housing to to those enhancing in need, communities to establish in California stability and and opportunity the environment in the lives by building of its residents, dynamic,and professionally-managed, to foster diverse communities high-quality, that allow green,people from multifamily all ethnic, social, housing. andAffirmed’s economicareas backgrounds of expertise to live include in dignity, site selection, harmony, engineering, and mutual respect. architecture, construction, relocation, and marketing. MidPen Housing is one of the nation’s leading nonprofit developers, owners, and managers of high-quality, Affirmed Housing affordable housing. also To has date, extensive the organization knowledge hasofbuilt public or rehabilitated finance, Low-Income more thanHousing 100 rental Taxhousing Credit acquisition, andproviding developments, tax-exempt 7,500 bond units financing. for low-income The organization families, seniors, has demonstrated and individuals excellence with special both inneeds the constructionNorthern throughout of new multifamily California. apartment communities and the rehabilitation of existing family and senior apartment projects in urban and suburban settings. The Affirmed team is devoted to building well-designed, HOME Investment are critical MidPen’s development process, providing the sustainable housingPartnerships that creates(HOME) a qualityfunds environment for to residents and enhances the surrounding low-cost financing necessary to bring projects to fruition. neighborhood.

Other Federal: $7.2M Aptos Blue Low Income Housing Tax Project Independence On her owncommunities since she was 18 years old, Ms.Murrieta, Laura Contreras workedtohard to make ends Credits Like many across the country, Californiahas struggles provide affordable Units: 40 District: CA-20

meet she’s faced. Although she always to attend college, Ms. rentaldespite housingchallenges for its low-income residents. To help addressplanned this shortage, Affirmed partnered Contreras was to and put her on hold when she unexpectedly becamesecondwith the City of forced Murrieta the education County of plans Riverside to develop Monte Vista II, a 40-unit, pregnant at age 20 and her living expenses rose. Because Ms. Contreras wanted to make generation, affordable rental housing development. Monte Vista II serves as an addition to a the better life for her daughter, she temporarily moved back to her mother’s house in Aptos, original, 64-unit, Monte Vista Apartments, located immediately north of the project site. California and enrolled in Human Services Certification classes at Cabrillo College. Completed by Affirmed in 2005, Monte Vista II was designed to blend As part of her certification, Contreras pursued an internship at Housing seamlessly with the originalMs. development. The two-acre site is conveniently Choices, a nonprofit organization that helps individuals with developmental located within walking distance to a public park, school, public transit, and disabilities public find affordable housing. Thealso internship was perfect forplots, Ms. numerous amenities. Residents enjoy on-site garden Contreras, and she accepted permanent employment with the organization covered tot lot, computer room, and numerous critical services, including after it wasskills over.courses, With a meaningful and her college plan on track, Ms. computer after-schooljob programs, and more. With droughtContreras needed to complete just one more piece ofMonte the puzzle—a to tolerant landscaping and other green features, Vista II ishome a highcall her own. scoring Build It Green community. Thanks MidPenthe Housing and a partnership the County of Santa Totodevelop $10.4 million Monte Vistawith II project, the County of Cruz, Ms. Contreras able to find a$1 home in Aptos Blue, a $20.8 million, 40-unit, Riversidewas provided nearly million in HOME Investment Partnerships affordable rental housing development, surrounded by coastal redwoods and (HOME) funds as critical gap financing, solidifying the project’s ability to a preserved, historic landmark onsite. Financed with $3 million in HOME be completed. The City of Murrieta donated the land site, as well as funds substantial and $7.2 million in Low Income Tax Credits, financing. With theseHousing investments, AffirmedAptos wouldBlue not have provides much-needed workforce housing in an ideal location near public been able to bring Monte Vista II to fruition. transit, shopping, and the beach. The development also preserved and As James PresidentofofCalifornia’s Affirmed, explained, “Monte Vista II rehabilitated the Silverwood, Castro House—one culturally rich landmarks. enabled the City of Murrieta to produce additional affordable housing Whenbelow she found out of that she was would bedevelopment. living at Aptos Blue, Ms. was a the cost a new stand-alone This strategy Contreras wasfor beyond excited. Crying tears oftojoy, she finally made a home win-win all involved—from residents taxpayers.” for herself and her daughter.

Photo Credit: Kim Ish

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CONTACT Russ Huxtable (302) 422-8255 rhuxtable@ milfordhousing.com

PROJECT HIGHLIGHTS Location: Dover

HOME SUCCESS STORY Delaware

Milford Housing Development Corporation Milford Housing Development Corporation (MHDC) is a value-driven, nonprofit, affordable housing developer, providing services throughout Delaware. Its mission is to provide decent, safe, affordable housing solutions to people of modest means. MHDC was founded in 1977 by a group of local citizens who saw a need for housing in the community and took action to remedy the situation. Their efforts resulted in MHDC proudly becoming Delaware’s leading nonprofit provider of affordable housing. Utilizing a comprehensive approach, MHDC offers a continuum of affordable housing services. These

Project: Rental Housing include transitional housing, rental housing, self-help housing, home repairs and rehabilitation, financial Development fitness, property management, preservation, single-family new construction, and engineering and site design. It is known for its open-minded approach, commitment to quality, and a caring, sound passion for HOME: $2.3M Total Cost: $15.3M

clients and staff alike.

Other Federal: $8.8M Low Income Housing Tax Village at McKee Branch Credits MHDC developed the Village at McKee Branch in Dover Delaware, a 66-unit Low Income Units: 66 District: DE-01

Housing Tax Credit (Housing Credit) project. The property originally consisted of two different projects, an expired, now-market rate affordable housing complex and an existing Housing Credit project that was 17 years old. The City of Dover had identified this property as an asset to the community, but it also knew that it needed major reinvestment. The Village at McKee Branch project is a joint effort between MHDC, Green Street Housing, and Fisher Architecture of Salisbury to take what essentially was a marginally acceptable group of apartments and turn them into well-built, well-maintained homes. The project is being financed with $8.8 million in Housing Credits through the Delaware State Housing Authority, $2.3 million in HOME Investment Partnerships (HOME) funds, and support from the Delaware Community Investment Corporation, Discover Bank, and other groups. The project closed in September of 2015 and is currently under construction. MHDC has been instrumental in moving this project with all of its challenges forward. The improvements and investments being made will ensure that this property will assist the community in its effort to provide quality affordable housing opportunities. Families will feel safe and be able to afford their home. HOME was vital to bridging the financing gaps to make this project affordable to working families. Without the HOME, the Village at McKee Branch would not have materialized. The community would have a project with significant concerns, and families would be living in marginally acceptable apartments. The Village at McKee Branch will be a great place to live and it is taking shape right now.

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HOME Success Stories

CONTACT Robert Goldman (301) 812-4114 [email protected]

PROJECT HIGHLIGHTS Location: Rockville

HOME SUCCESS STORY Maryland

Montgomery Housing Partnership Founded in 1989, Montgomery Housing Partnership (MHP) is a private nonprofit organization with the mission to house people, empower families, and strengthen neighborhoods in Montgomery County, Maryland. Its holistic approach includes providing affordable rents, developing educational programs for residents to harness skills that expand their opportunities and balance their lives, and implementing neighborhood revitalization efforts in troubled communities. MHP serves 1,400 families.

Project: Rental Housing Since inception, MHP has leveraged $14.2 million in HOME Investment Partnerships (HOME) funds to Development

HOME: $2.6M

develop 500 affordable homes, including small apartment buildings, sprawling garden-style apartment communities, and three-level townhomes to accommodate larger families.

Total Cost: $13.4M

Halpine Hamlet Other Federal: $2.1M Low Income Housing Tax Built in the 1960s, Halpine Hamlet is a 67-unit garden-style rental housing development located a Credits few blocks from the Twinbrook Metro Station in Rockville, Maryland. In 2009, MHP acquired and Units: 67 District: MD-08

rehabilitated the property in order ensure its long-term affordability. Total development costs were $13.4 million, including $2.6 million in HOME funds. After her divorce in the 1990s, Ms. Molly Austin was forced to find a new place for herself and her two young daughters on one income. The only place the Austin family could afford was an apartment in Gaithersburg, Maryland that was unsafe and infested with roaches and rats. When a friend told her about the townhomes MHP rented to low- and moderate-income residents, Ms. Austin was eager to provide a better life for her children. Within three months, the family moved into an MHP home in Potomac, Maryland and stayed for 12 years. Later, after her youngest child graduated from college, Ms. Austin wanted to downsize into an apartment that was more manageable. She heard about the renovation at Halpine Hamlet and asked MHP if she could transfer to a smaller space. In 2013, Ms. Austin moved into a one-bedroom apartment at Halpine Hamlet. Because she lives on a fixed income and cannot afford a car, Ms. Austin is grateful for the opportunity to live in a walkable neighborhood near the metro, a grocery store, and her elderly parents. Today, she is a happy empty-nester, enjoying visits from her grandchildren at the new playground and meeting neighbors at the new community garden.

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HOME Success Stories

CONTACT Don Sterhan (406) 254-1677 [email protected]

HOME SUCCESS STORY Montana

Mountain Plains Equity Group

PROJECT HIGHLIGHTS

Mountain Plains Equity Group (MPEG) is based in Billings, Montana and was founded in 2003. MPEG is dedicated to the financing and development of affordable housing to promote and support sustainable growth in local communities.

Location: Sidney

With a focus on low-income residents in Montana, North Dakota, and Wyoming, MPEG currently maintains a portfolio of 1,090 units, representing over $140 million in total development costs. In addition, MPEG provides asset management services to the North Dakota and Alaska state housing finance agencies, overseeing the development and management of four additional projects with a total of 144 units.

Project: Rental Housing Development

HOME: $750,000 Total Cost: $6.9M

HOME Investment Partnerships (HOME) funds make it possible for MPEG to finance projects where there is a critical need for low-income housing.

Other Federal: $4.8M Low Income Housing Tax Credits

Sunset Village Apartments

Units: 36 District: MT-01

Rural Sidney, Montana, is located within the area commonly known as the “Bakken,” an oil shale formation that spans northeast Montana and northwest North Dakota. Due to the significant increases in oil and gas production activity, this area has experienced rapid population growth, housing shortages, and dramatically increased rents. The Sunset Village Apartment development—scheduled to be completed in 2016—will help address the critical shortage of affordable housing for low-income families in Sidney and the surrounding Richland County. This 36-unit development will replace 28 deteriorating public housing units that have reached the end of their useful life, while adding an additional eight units of affordable housing stock. All of the apartments will be exclusively targeted to serving low-income households earning 40 to 60 percent of the area median income. The development will also include a community room, playground, and community garden and is within walking distance to recreation facilities, shopping, and schools. Along with being a member of the development team, MPEG is an owner and partner with the Richland County Housing Authority. Together, these entities combined their financial capabilities, management expertise, and experience to develop the Sunset Village project and other similar projects. HOME played a critical role in making this project possible. Although the Richland County Housing Authority generously donated the land parcel, Sunset Village faced a sizeable gap in financing because of the extremely high cost of construction. Without HOME, the project would not have been able to move forward.

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CONTACT Rachel Iskow (916) 453-8400 rachel@mutual housing.com

PROJECT HIGHLIGHTS Location: Davis Project: Rental Housing Development HOME: $2M Total Cost: $20.8M

HOME SUCCESS STORY California

Mutual Housing California Founded in 1988, Mutual Housing California (Mutual Housing) is a nonprofit housing development corporation that develops, operates, and advocates for sustainable housing that builds strong communities in Sacramento and Yolo Counties in California. Mutual Housing accomplishes its mission through new construction on vacant infill lots and redevelopment of existing multifamily housing to improve the health and quality of life of residents and neighborhoods. This housing provides the base for its multilingual team of community organizers to build strong and stable communities. Mutual Housing has developed and currently operates 19 housing developments that are home to more than 3,000 low- and very low-income residents, including more than 1,200 children. Fourteen of these developments were financed using HOME Investment Partnerships (HOME) funds.

Other Federal: $8.3M Low Income Housing Tax New Harmony Mutual Housing Community Credits, $680,000 Federal Home Loan Bank In response to an identified affordable housing shortage for low- and very low-income Affordable Housing households, the City of Davis, California donated one if its last inclusionary housing sites to Program Mutual Housing California in 2009 for the development of the New Harmony Mutual Housing Units: 69

Community.

District: CA-03

Supported by $2 million in HOME funds, New Harmony is a $20.1 million, affordable, energyefficient green development that provides sustainable housing for working families in a walkable, bike-able neighborhood near downtown Davis. It is a smart-growth, in-fill development that brings the benefit of the green revolution to low-wage workers and their families, seniors, and the disabled, living on fixed incomes. All 69 apartments are designed for livability for all, including those with physical disabilities, and are wheelchair accessible. A 3,500-squarefoot community and social services building serves as the central community gathering space for residents and provides a manager’s office, a community organizer’s office, a financial education classroom, common laundry facilities, and an expansive room for resident activities and meetings. Other amenities include community and children’s gardens, art and sculpture by regional artists, a children’s play area, basketball hoop, ample bike parking, and free internet access. The extensive solar photovoltaic system is designed to produce enough electrical power to offset close to 80 percent of the electric energy used in both the common areas and apartments. The development has been formally certified by Build it Green’s GreenPoint-Rated program. With a rating of 197 points, it earned the highest rating that had been given at that time to a large multifamily development within the region.

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CONTACT Kathleen Dreessen (707) 251-1067 [email protected]

PROJECT HIGHLIGHTS

HOME SUCCESS STORY California

Affirmed Napa Valley Housing Community GroupHousing

Total Cost: $8.4M

For 38 years, Napa Headquartered in San Valley Diego, Community Affirmed Housing (NVCH) Group (Affirmed) has developed is dedicated and managed to enhancing affordable communities homes inin California Napa County, and California. the environment Currently, by building the organization dynamic, manages professionally-managed, 616 affordable housing high-quality, unitsgreen, across 17 multifamily housing. Affirmed’s areas of expertise include site selection, engineering, architecture, developments. construction, relocation, and marketing. NVCH serves low-income individuals and families by providing residents with opportunities to improve their Affirmed quality ofHousing life. Its Resident also hasServices extensiveProgram knowledge teaches of public successful finance,life Low-Income and leadership Housing skills,Tax andCredit its Family acquisition, andprogram Empowerment tax-exempt provides bond access financing. to on-site The organization healthcare,has jobdemonstrated training, and educational excellence both services. in the construction of new multifamily apartment communities and the rehabilitation of existing family and senior NVCH received theinOutstanding Nonprofit settings. of the Year Award fromteam the Napa Chamber of Commerce and apartment projects urban and suburban The Affirmed is devoted to building well-designed, Mechanics Bank in 2010, as well aasquality the Citibank Nonprofit Appreciation and the Union Bank sustainable housing that creates environment for residents andAward enhances surrounding Cornerstone Award. neighborhood.

Other Federal: $2.6M Low Income Housing Tax Credits

Arroyo Villas Project Grande Independence

Location: Napa Valley Project: Rental Housing Development

HOME: $3.1M

Units: 25 District: CA-05

After losingcommunities her home to across foreclosure when the housingCalifornia bubble burst in 2008, Ms. Anaaffordable Vallejo and Like many the country, Murrieta, struggles to provide her three young children could only afford a small condominium in a neighborhood plagued with rental housing for its low-income residents. To help address this shortage, Affirmed partnered gangthe activity. her youngest son, began skippingtoschool, hisMonte gradesVista began plummet, and with City ofLuis, Murrieta and the County of Riverside develop II, ato40-unit, secondhe started rebelling at home and getting in trouble with the law. generation, affordable rental housing development. Monte Vista II serves as an addition to the original, 64-unit, Monte Vista Apartments, located immediately north of In thesite. family moved into Arroyo Grande Villas, a new 25-unit the2010, project affordable housing development in Yountville, California. Ms. Vallejo Completed Affirmed in 2005, Monte Vista was designed to blend hoped that itbywould provide a better future forIIher children. seamlessly with the original development. The two-acre site is The $8.4 million development was built by NVCH using more than $3.1 conveniently located within walking distance to a public park, school, million in HOME Investment Partnerships (HOME) funds. This public transit, and numerous public amenities. Residents also enjoy oninvestment low-income families, like room, the Vallejos, to move critical to a site garden allows plots, covered tot lot, computer and numerous community with better opportunities. services, including computer skills courses, after-school programs, and more. With drought-tolerant landscaping and other green features, Ms. Vallejo largely credits NVCH for helping Luis turn his life around. Monte Vista II is a high-scoring Build It Green community. “Moving to a safe neighborhood enabled us to get away from the gangs and bad influences in million our oldMonte neighborhood.” The Resident Services To develop the $10.4 Vista II project, the County of staff connected her with resources to help get Luis out of trouble, Riverside provided nearly $1 million in HOME Investment Partnerships including parenting classes, services, and navigating (HOME) funds as critical gapcounseling financing, solidifying the help project’s ability to thecompleted. court system. referred donated to the Legacy Youth be TheLuis Citywas of Murrieta the land site,Project, as well aas program that steers local from gangs and other troubles by substantial financing. Withyouth theseaway investments, Affirmed would not have offering daily, campus-based at Vintage High School. been able to bring Monte Vistamentoring II to fruition. Luis received several As on report card for the first timeofsince starting high school, andVista in II As his James Silverwood, President Affirmed, explained, “Monte October 2014, he was named Student of the Month. His inspiring story was featured in “The enabled the City of Murrieta to produce additional affordable housing Mask You Live In,” a documentary its impact on society, and he a below thethat costexamines of a new masculinity stand-aloneand development. This strategy was was interviewed by Matt Lauer onfor theall “Today” show in March 2015. win-win involved—from residents to taxpayers.” Luis has big hopes for his future. He graduated from high school in June and plans to attend Napa Valley College.

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HOME Success Stories

CONTACT Andrea Ponsor (202) 739-9279 [email protected]

PROJECT HIGHLIGHTS Location: Houston Project: Permanent Supportive Rental Housing For Homeless and Disabled Veterans HOME: $3.8M Total Cost: $18.9M

HOME SUCCESS STORY Texas

National Equity Fund National Equity Fund is a nonprofit, Chicago-based affiliate of the Local Initiatives Support Corporation and is one of the nation’s leading Low Income Housing Tax Credits syndicators. Since inception, NEF has played an integral role in creating affordable housing options, revitalizing communities, and strengthening local economies. To date, NEF investments total more than $11.4 billion in 2,300 Low Income Housing Tax Credit developments, which have created 140,000 affordable homes for low-income families and individuals. Nearly 20 percent of NEF funds are dedicated to supportive housing and to housing for individuals with special needs. HOME Investment Partnership (HOME) funds provide critical debt financing for many of the Low Income Housing Tax Credit transactions that NEF syndicates.

Other Federal: $11.1M Travis Street Plaza Low Income Housing Tax Houston, Texas and the surrounding five counties are home to nearly 370,000 U.S. veterans, Credit Units: 192 District: TX-02

many of whom are homeless or are in critical need of affordable housing. The Travis Street Plaza Apartments is a 192-unit permanent and supportive housing community located in Houston, Texas. The project was developed by Cantwell-Anderson's mission-driven subsidiary Cloudbreak Houston as part of its multi-decade vision to end veteran homelessness through a coordinated continuum of care, including transitional and permanent supportive housing. Travis Street Plaza gives preference to homeless, disabled, and very low-income veterans, many of whom are transitioning from Midtown Terrace, an adjacent 286-unit transitional housing and treatment facility. Both projects were developed by CantwellAnderson, and together, they represent one of the city's few service-enriched permanent housing communities for veterans. Goodwill Houston and U.S. Vets Initiative provide extensive job training, outreach, and case management services to veteran residents in Midtown’s expansive, 29,000-square-foot community space. Travis Street Plaza was developed with a $3.8 million HOME loan and more than $11.1 million in Low Income Housing Tax Credit equity, syndicated by NEF. The HOME loan was the first financing source committed to this project in 2011. Because of this investment, the project did not have to take on conventional hard debt, which would have made it far more difficult to serve such a vulnerable population. As a result, Travis Street Plaza can keep rents low enough to be affordable for households earning as little as 30 to 60 percent of the area median income. In turn, this allows the development to provide a broader range of affordability to homeless, disabled, and very low-income veterans.

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HOME Success Stories

CONTACT Priscilla Minaise (212) 519-2514 priscilla_minaise@ nhsnyc.org

PROJECT HIGHLIGHTS Location: Bronx Project: Homebuyer Assistance HOME: $13,000 Total Cost: $215,000 Other Federal: N/A Units: 1 District: NY-15

HOME SUCCESS STORY California New York

Affirmed Housing Neighborhood Housing GroupServices of New York City Since 1982, Neighborhood Headquartered in San Diego, Housing Affirmed Services Housing of Group New York (Affirmed) City (NHSNYC) is dedicated hastoprovided enhancing low-communities and moderatein California income families and the with environment the resources by building they need dynamic, to responsibly professionally-managed, acquire and preserve high-quality, homeownership green, in multifamily housing. Affirmed’s Bedford-Stuyvesant, East Flatbush, areasthe of expertise North Bronx, include Northern site selection, Queens, engineering, and the Southarchitecture, Bronx in New York. construction,mission NHSNYC’s relocation, is to and revitalize marketing. underserved neighborhoods by creating and preserving affordable housing and providing homeownership education, financial assistance, and community leadership. Working Affirmed Housing has extensive knowledge of publicisfinance, Low-Income Credit in partnership withalso government and business, NHSNYC led by residents and Housing is guidedTax by local needs. acquisition, and tax-exempt bond financing. The organization has demonstrated excellence both in the Each year, it serves over 7,000 families. construction of new multifamily apartment communities and the rehabilitation of existing family and senior apartment HOME Investment projects Partnerships in urban and (HOME) suburbanfunding settings. plays TheaAffirmed critical role team in is helping devoted NHSNYC to building provide well-designed, low- and sustainable housing moderate-income families that creates with the a quality opportunity environment to continue for living residents in New andYork enhances City. the surrounding neighborhood.

The Norales Family Project Although theIndependence Bronx has the lowest median sales prices for single-family homes in all of New York Like across the country, Murrieta, California struggles to provideinaffordable City, many it has communities the lowest homeownership rate. In fact, just 18.5 percent of households the rental housing for its low-income residents. To help thisshare shortage, Affirmed borough are homeowners. Moreover, the Bronx hasaddress the largest of renters thatpartnered are severely with the City of Murrieta the County tomore develop Monte Vista on II, ahousing 40-unit,costs. secondcost-burdened, with 34.4and percent paying of 50Riverside percent or of their income generation, affordable rental housing development. Monte Vista II serves as an addition to the Under NHSNYC’s DownVista Payment Assistance program, HOME north fundsofare to provide original, 64-unit, Monte Apartments, located immediately theused project site. the lowcost financing needed to help families to overcome these challenges. Completed by Affirmed in 2005, Monte Vista II was designed to blend Ms. Elady Norales previously a renter,The but two-acre she grewsite tiredis of moving seamlessly with thewas original development. her three children every four to five years when her rent increased. conveniently located within walking distance to a public park, school, After attending an numerous NHSNYC orientation sessionResidents for first-time public transit, and public amenities. also enjoy onhomebuyers, she realized the potential of homeownership. So, Ms. site garden plots, covered tot lot, computer room, and numerous critical Norales attended an Open House Tour organized by NHSNYC’s Bronx services, including computer skills courses, after-school programs, and neighborhood offices to helplandscaping identify properties available purchase. more. With drought-tolerant and other green for features, She also completed the NHSNYC eight-hour Monte Vista II is a high-scoring Build It Greenhomebuyer community.education class. To develop the $10.4 million Monte Vista II project, the County of In April 2014, Ms. Norales achieved American dream of Riverside provided nearly $1 million the in HOME Investment Partnerships homeownership by purchasing a home in the Bronx forproject’s $215,000. (HOME) funds as critical gap financing, solidifying the ability to Notably, NHSNYC helped her obtain $43,000 in forgivable down be completed. The City of Murrieta donated the land site, as well as payment assistance by NeighborWorks substantial financing.loans With provided these investments, Affirmed America, would notthe have Wells Fargo City LIFT initiative, and the City of New York’s HomeFirst been able to bring Monte Vista II to fruition. Down Payment Assistance Program. NHSNYC also helped her secure As James Silverwood, President of aAffirmed, explained, Vistaas II nearly $13,000 in HOME funds. As result, Ms. Norales,“Monte who works enabled the City of Murrieta produce a Nurse Technician, can nowtoafford her additional mortgage.affordable housing below the cost of a new stand-alone development. This strategy was a win-win for all involved—from residents to taxpayers.”

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HOME Success Stories

CONTACT Joy McCracken (605) 578-1401 [email protected]

PROJECT HIGHLIGHTS Location: Belle Fourche Project: Rural OwnerOccupied Rehabilitation

HOME: $8,400 Total Cost: $10,500 Other Federal: N/A Units: 1 District: ND-01

HOME SUCCESS STORY South Dakota

NeighborWorks Dakota Home Resources NeighborWorks Dakota Home Resources (NeighborWorks) is a nonprofit organization providing assistance to residents of the Black Hills and western South Dakota who need help purchasing, repairing, and retaining their homes. By offering affordable housing and community-focused programs, NeighborWorks strives to improve the quality of life for lower-income families and entire neighborhoods. Thanks to the help and support of volunteers and donors, the organization is able to offer lending, rehabilitation, and education under one roof. NeighborWorks assists in providing safe, decent, and affordable housing and revitalizing neighborhoods to improve the quality of life in its communities. HOME Investments Partnerships (HOME) program is vital in assisting NeighborWorks fulfill its mission.

The Breeding Family Like many other rural towns, Belle Fourch, South Dakota’s biggest challenge is substandard housing. In fact, 20 percent of the homes in Belle Fourch do not meet health and safety codes. That’s why Neighborworks has recently hired a part-time employee to help residents bring their homes up to proper safety codes. Ms. Catherine Breeding is a 60-year-old foster parent and veteran, earning less than $30,000 each year. Ms. Breeding and her family lived in a home with several health and safety issues. The roof leaked, ruining the fascia-eaves and rotting the door. The water damaged some electrical work and bathroom exhaust fans. But, because of her low income, Ms. Breeding did not have the money to renovate her home. After Ms. Breeding turned to NeighborWorks for assistance, the organization helped her secure a $1,100 Neighborhood Lending Services loan with a four percent interest rate and an $8,400 HOME loan in order to renovate her home. The home renovations were completed July 2015. Now, Ms. Breeding feels confident she can provide a safe, healthy, and positive environment for her foster children. HOME is essential in helping rural families—like the Breedings—access safe, decent, and affordable homes in healthy condition. Without HOME, this project would not have been possible and many more South Dakota residents would have no other option but to continue to live in unsafe homes.

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CONTACT Sheila Rice (406) 216-3504 [email protected]

HOME SUCCESS STORY Montana

NeighborWorks Great Falls

PROJECT HIGHLIGHTS

NeighborWorks Great Falls’ (NWGF) mission is to build strong neighborhoods, create successful homeowners, and promote quality, affordable housing, primarily for low- and moderate-income families in Montana.

Location: Great Falls

Since 1980, NWGF has revitalized declining neighborhoods and provided affordable housing to low-income families. As a result, NWGF has helped increase property tax revenues by $4.5 million, decrease vacancy rates from 16 to just 2 percent, build 130 new homes, repair or remove more than 400 dilapidated structures, and spur over $100 million in private and public investment.

Project: Homebuyer Assistance

HOME: $40,000 Total Cost: $270,000 Other Federal: $15,000 Community Development Block Grants Units: 2 District: MT-01

NeighborWorks Great Falls uses HOME Investment Partnership (HOME) funds to construct and renovate single-family homes and to provide gap financing in the form of deferred mortgages to help families become homeowners.

High School House Project Since 1997, NWGF has partnered with the local school district to create an innovative program to provide on-the-job training to students as they build homes for low-income families who could not otherwise afford them. Under the High School House program, students from local high schools’ Advanced Building Trade classes help build the homes from dirt to doorknobs, learning construction and soft job skills. Students from other classes, such as metal working, interior design, and landscaping, also contribute to the home construction. NWGF serves as the general contractor, provides the building lots, and sells the homes when they are completed to low-income families at a price they can afford. The City of Great Falls and local business partners contribute to the program’s success. For example, Falls Construction provides the excavation for all the homes at no charge. And, because the home replaces a former blighted building, the entire neighborhood benefits. Without HOME, the High School House program would not be able to serve as many low-income families. NWGF uses HOME funds to provide financing for construction, as well as deferred mortgages to fill the gap between what families can afford to pay and the cost to build the home. To date, NWGF has used more than $870,000 in HOME-financed deferred mortgages, $300,000 in Community Development Block Grants (CDBG), and $150,000 in Self-Help Homeownership Opportunities Program (SHOP) funds under the program. By December 2015, more than 35 low-income families will have become homeowners and approximately 900 students will have gained critical training and work experience through the program. This year alone, two families will become homeowners.

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CONTACT Sharath Chandra (702) 486-7259 schandra@ housing.nv.gov

PROJECT HIGHLIGHTS Location: Las Vegas Project: Senior Rental Housing Development

HOME SUCCESS STORY Nevada

Nevada Housing Division Established by the Nevada Legislature in 1975, the Nevada Housing Division (NHD) serves as the state’s housing finance agency. Its mission is to provide affordable housing opportunities and improve the quality of life for Nevada residents. NHD encourages private capital investments and stimulates the production and preservation of affordable housing through the use of public financing in high-population centers, such as Clark and Washoe counties, as well as in Nevada’s rural counties. Since its inception, HOME Investment Partnership (HOME) funds have been used to develop more than 4,000 units of rental housing, 3,000 homebuyer units, and 2,000 units of homeowner rehabilitation in Nevada. More than $5 million has been provided to residents in the form of tenant-based rental assistance.

HOME: $1.2M Total Cost: $23.5M

Ensemble Senior Apartments

Other Federal: $9M Low Income Housing Tax Credits, $988,000 Bureau of Land Management Discounted Sale, $1M Federal Home Loan Bank

Completed in June 2015, the Ensemble Senior Apartments is a $23.5 million, 188-unit affordable housing development in Las Vegas, Nevada. The development is exclusively targeted to serve low-income seniors and is already fully occupied.

Units: 188 District: NV-03

To develop the property, Ensemble Senior Apartments leveraged a variety of federal, state, and local resources, including $1.2 million in HOME funds as gap financing. This investment allowed the development to have deeper income targeting and ensured its long-term affordability and financial feasibility. Mr. Oscar Rodriguez, a disabled and low-income senior, moved into the Ensemble Senior Apartments in 2015. Because his apartment is fully accessible—with low countertops, a step-in shower, and other modifications— Mr. Rodriguez is able to not only live independently, but to enjoy every aspect of the community. This is something he didn’t have at his last apartment, where he was forced to stay indoors all day. Mr. Rodriguez makes full use of the 24-hour computer lounge, outdoor courtyard areas, and the main common area, where he often talks to neighbors, while drinking a cup of coffee. “Since I have moved in, I am able to enjoy my new lifestyle in an environment that feels like it was designed specifically for me.”

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CONTACT Daniel Hlad (415) 392-8215 [email protected]

PROJECT HIGHLIGHTS Location: Redding Project: Senior Rental Housing Development

HOME: $500,000 Total Cost: $13M Other Federal: $5.2M Low Income Housing Tax Credits, $2M Historic Tax Credits, $590,000 Federal Home Loan Bank Units: 60 District: CA-01

HOME SUCCESS STORY California

Affirmed Housing Northern CaliforniaGroup Community Loan Fund Northern California Headquartered in San Community Diego, Affirmed Loan Fund Housing (NCCLF) Group is (Affirmed) a nonprofitisthat dedicated partnerstowith enhancing sociallycommunities conscious in California impact investors and theand environment mission-driven by building organizations dynamic, toprofessionally-managed, address the need for housing, high-quality, education, green, healthcare, multifamily food, jobs, and housing. economic Affirmed’s opportunity areas of in expertise low-income include communities. site selection, engineering, architecture, construction, relocation, and marketing. For over 25 years, NCCLF has provided loans and working capital, as well as consulting advice, to local Affirmed Housing organizations working also to has ensure extensive that California’s knowledge of communities public finance, are financially Low-Income stable Housing and culturally Tax Credit vibrant. By acquisition, investing in its andloan tax-exempt fund, impact bondinvestors financing. achieve The organization their visionhas of realizing demonstrated financial excellence returns, while both in funding the construction social good. of new multifamily apartment communities and the rehabilitation of existing family and senior apartment projects in urban and suburban settings. The Affirmed team is devoted to building well-designed, To date NCCLF has that supported 400 organizations, invested $190 million, leveraged $1.4 billion in sustainable housing createsover a quality environment for residents and enhances the surrounding working capital, and impacted the lives of over 1 million people in low-income communities. Of over 1,000 neighborhood. Community Development Financial Institutions rated by Aeris, an independent, third-party analyst, NCCLF is one of only six organizations to receive the highest possible AAA +1 rating.

Project Independence

As a CDFI, NCCLF partners with nonprofit organizations that use HOME Investment Partnerships (HOME) Like many communities across the country, Murrieta, California struggles to provide affordable funds to support the development of affordable housing.

rental housing for its low-income residents. To help address this shortage, Affirmed partnered with the City of Murrieta and the County of Riverside to develop Monte Vista II, a 40-unit, secondLorenz generation,Hotel affordable rental housing development. Monte Vista II serves as an addition to the original, Vista Apartments, north of theHomes projectofsite. In 2012, 64-unit, NCCLF Monte partnered with the City oflocated Reddingimmediately and Christian Church Northern California (CCH) to rehabilitate the historic, downtown Lorenz Hotel. Completed by Affirmed in 2005, Monte Vista II was designed toinblend seamlessly with the original development. Completed 2014, the $13 million project created 60 units The two-acre site is conveniently located within of high-quality, safe, and affordable housing for walking very lowdistance to aextremely public park, school, public transit, andless than income and low-income seniors earning numerous public amenities. Residents also enjoy on-site 50 and 30 percent of the area median income. garden plots, covered tot lot, computer room, and numerous To helpservices, ensure that the development could serve seniors critical including computer skills courses, afterwith the greatest needs, the City of Redding provided school programs, and more. With drought-tolerant $500,000 in HOME funding. with partners, landscaping and other greenMoreover, features, Monte Vista II is a NCCLF provided $625,000 in predevelopment financing for high-scoring Build It Green community. the project through the Redding Affordable Housing Loan To develop the $10.4 million Vista project, Fund. The rehabilitation was Monte managed byIICCH, thethe largest County ofmanager Riversideofprovided nearly $1housing million ininHOME nonprofit affordable senior Northern Investment Partnerships (HOME) funds as critical California that provides quality, affordable housinggap and financing,tosolidifying the project’s ability to be completed. services over 6,500 seniors. The City of Murrieta donated the land site, as well as The Lorenz Hotel project not only directly addressed the lack of affordable housing in Redding, substantial financing. With these investments, Affirmed would not have but it also preserved a historic landmark and contributed to the revitalization of the downtown been able to bring Monte Vista II to fruition. area. As James Silverwood, President of Affirmed, explained, “Monte Vista II enabled the City of Murrieta to produce additional affordable housing below the cost of a new stand-alone development. This strategy was a win-win for all involved—from residents to taxpayers.”

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HOME Success Stories

CONTACT Marty Miller (509) 248-7014 [email protected]

PROJECT HIGHLIGHTS Location: Grandview

HOME SUCCESS STORY Washington

Office of Rural and Farmworker Housing The Office of Rural and Farmworker Housing (ORFH) is a private, statewide nonprofit corporation that helps develop and preserve affordable housing for farmworkers and other rural residents in Washington State. ORFH’s mission is to improve the lives of farmworkers and low-income individuals in rural communities through affordable housing, advocacy, building financial assets, and other innovative solutions. ORFH provides direct, comprehensive development services to local nonprofit corporations, housing

Project: Rural Rental authorities, growers and employers, and others interested in developing new or preserving existing Housing Development for affordable housing. Farmworkers HOME: $781,000 Total Cost: $8.3M Other Federal: $7.5M Low Income Housing Tax Credits Units: 41 District: WA-04

To date, ORFH has secured and managed over $150 million to develop more than 1,500 housing units, serving some 7,500 rural residents. An additional 250 housing units are in planning and development and will serve an additional 1,000 residents.

Sor Juana Inés Court The City of Grandview is located in rural, Yakima County, Washington and has an agriculturally based economy. Unfortunately, many of the families that harvest the Yakima Valley’s fields and orchards struggle to access the community’s housing market. According to the State of Washington, the average annual earnings in production agriculture is just $20,974, due largely to the seasonal nature of agricultural work. At that income, the average farmworker household of four can only afford to rent a studio apartment in Grandview. To address the critical lack of farmworker housing, ORFH partnered with Genesis Housing Services to develop Sor Juana Inés Court, a 41-unit affordable housing development in Grandview. Overall, 30 of the units are set aside for farmworkers and their families, while the remaining units are open to low-income families. Completed in 2013, the $8.3 million Sor Juana Inés Court development was financed with $781,000 in HOME Investment Partnerships (HOME) funding and nearly $7.5 million in Low Income Housing Tax Credits. The National Equity Fund served as the Housing Credit investor. Without HOME—and the partnership between ORFH and Genesis Housing Services—the Sor Juana Inés Court development would not have been possible.

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HOME Success Stories

CONTACT John Wiltse (585) 340-3346 [email protected]

PROJECT HIGHLIGHTS Location: Alexander Project: Rural OwnerOccupied Rehabilitation

HOME: $46,000 Total Cost: $105,000 Other Federal: N/A Units: 1 District: NY-27

HOME SUCCESS STORY California New York

Affirmed Housing PathStone Corporation Group PathStone Corporation Headquartered in San Diego, (PathStone) Affirmed is aHousing not-for-profit Groupcommunity (Affirmed) development is dedicated to and enhancing human service communities in California andthat organization theprovides environment services by building to low-income dynamic, families professionally-managed, and economically depressed high-quality, communities green, multifamily housing. throughout New York, Affirmed’s Pennsylvania, areas New of expertise Jersey, include Ohio, Indiana, site selection, Virginia, engineering, Vermont, and architecture, Puerto Rico. construction, PathStone has relocation, successfully andoperated marketing. a wide array of programs funded by federal, state, local, faith-based and private sources, including HOME Investment Partnerships (HOME) funds. Affirmed Housing also has extensive knowledge of public finance, Low-Income Housing Tax Credit acquisition, and PathStone’s mission tax-exempt is to build bond family financing. and individual The organization self-sufficiency has demonstrated by strengthening excellence farmworker, both inrural, the and construction urban communities. of new multifamily It is a visionary, apartment diverse communities organization and empowering the rehabilitation individuals, of existing families, family andand senior apartment projects communities to attain in urban economic and and suburban social settings. resources The to Affirmed build better team lives. is devoted to building well-designed, sustainable housing that creates a quality environment for residents and enhances the surrounding neighborhood.

The Crittenden Family

In 2012, PathStone was awarded HOME funding from New York State Homes & Community Project Independence Renewal to replace dilapidated mobile homes in Genesee and Orleans Counties in rural, upstate Like communities across the country, Murrieta, California struggles to provide affordable New many York with new, Energy Star-certified manufactured homes on permanent foundations. rental housing for its low-income residents. To help address this shortage, Affirmed partnered Ms. a mother of two children who is Monte employed with Elizabeth the City ofCrittenden, Murrieta and the County ofyoung Riverside to develop VistaasII,aabanquet 40-unit, waitress secondat a local hotel, was one of the initial applicants for the program. the time, theaddition only place the generation, affordable rental housing development. Monte Vista IIAtserves as an to the Crittendens could afford was an old mobile home in very poor condition. The paneling was original, 64-unit, Monte Vista Apartments, located immediately north of the project site. disintegrating and pulling away from the framing. She could literally reach inside the walls from Completed Monte Vista II was designed to blend seamlessly the outside.by AnAffirmed additioninon2005, the south end of the home was uninhabitable, and the with only the source of original development. The two-acre site is conveniently located within walking distance to a heat was a woodstove. public park, school, public transit, and numerous public amenities. Using $46,000 HOME funds to help offset the costs, PathStone was Residents also in enjoy on-site garden plots, covered tot lot, computer able toand replace the Crittendens’ old home with acomputer new, Energy room, numerous critical services, including skillsStar courses, manufactured home on a permanent foundation in 2015. A first after-school programs, and more. With drought-tolerant landscaping mortgage on the features, property Monte was obtained the PathStone Enterprise and other green Vista II from is a high-scoring Build It Green Center, with additional funding for the project coming from the New community. York State Affordable Housing Corporation and the Wells To develop the $10.4 million Monte II project, the County of Fargo\NeighborWorks America SafeVista and Sound program. Riverside provided nearly $1 million in HOME Investment Partnerships The difference between and newsolidifying homes is the life changing. Central (HOME) funds as criticalthe gapold financing, project’s ability to heat means that Ms. Crittenden no longer has to get up on cold nights be completed. The City of Murrieta donated the land site, as well as to keep the financing. fire stoked, andthese the plumbing no longer freezes in the substantial With investments, Affirmed would not have winter. been able to bring Monte Vista II to fruition. The importance of HOME in ruralofareas cannot be understated. HOME As James Silverwood, President Affirmed, explained, “Monte Vista II is one of the only resources to help folks stay in their home and make enabled the City of Murrieta produce additional affordable housing needed repairs or to help below first-time a home and make This the needed thehomebuyers cost of a newpurchase stand-alone development. strategy was a improvements prior to moving in. win-win for all involved—from residents to taxpayers.”

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HOME Success Stories

CONTACT Dave Kreher (606) 796-6333 davepshh@ windstream.net

PROJECT HIGHLIGHTS Location: Vanceburg Project: Rural Rental Housing Development

HOME SUCCESS STORY Kentucky

People’s Self-Help Housing, Inc. The importance of having a safe, secure, and comfortable place to call home cannot be overstated. Stable housing goes hand in hand with good health, improved job stability and performance, and increased success in school. Since 1982, People’s Self-Help Housing, Inc. (PSHH), a nonprofit organization, has helped address the housing needs of low- and moderate-income residents in Lewis County, Kentucky. PSHH is dedicated to improving housing conditions day after day—through blistering heat and finger-numbing cold—to make a visible difference in housing in its little corner of the world. More importantly, PSHH makes a difference in the lives of the hundreds of individuals and families it serves each year.

HOME: $225,000 Total Cost: $473,000

Central Crossings Development

Other Federal: HOME Tenant-Based Rental Assistance

After Ms. Geneva Lewis’ husband died in 1993, she could only afford to rent an old mobile home in poor condition near Vanceburg, Kentucky, an isolated, sparsely populated rural community in the foothills of the Appalachian Mountains. "The windows were bad and there were holes in the walls. I burned up in the summer and froze in the winter, and still, my utilities bills were over $200 a month." Rent and utilities took more than half of Ms. Lewis’ $753 monthly Social Security Supplemental Security Income check, her only source of income.

Units: 4 District: KY-04

In 2015, Ms. Lewis was able to move into a new, affordable apartment at Central Crossings Development, located within walking distance of downtown Vanceburg. This first phase of the Central Crossings Development, which included four units, was completed in 2015. PSHH designed and constructed the development and now manages the property. PSHH secured a $225,000 deferred, forgivable, 20-year loan financed with HOME Investment Partnerships (HOME) funds and a $225,000, deferred, forgivable, 30-year loan from the Kentucky Affordable Trust Fund to finance the project. The balance of the project was covered by donations of time, materials, and services, and rents are currently subsidized with $694 in HOME Tenant-Based Rental Assistance each month to make them affordable to folks like Ms. Lewis. The units are exclusively targeted to families earning less than 60 and 30 percent of the area median income. In addition, the development is energy efficient with a HERS rating of 45, meaning that it is 55 percent more energy efficient than standard new construction. As a result, heating and cooling bills have been cut in half, helping tenants save money. PSHH is in the process of securing financing for a $900,000 second phase of development to add an additional eight units of affordable rental housing at Central Crossings.

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CONTACT John Fowler (805) 540-2462 [email protected]

PROJECT HIGHLIGHTS

HOME SUCCESS STORY California

Affirmed Self-Help Peoples’ Housing Group Housing Corporation

Total Cost: $33M

Peoples’ Self-Help Headquartered in San Housing Diego,Corporation Affirmed Housing (PSHHC) Group is celebrating (Affirmed)its is 45th dedicated year as to enhancing a nonprofit communities developer in California throughout operating and the environment the centralby coast building region dynamic, of California professionally-managed, in San Luis Obispo,high-quality, Santa Barbara, green, and Ventura multifamily housing. Affirmed’s areas of expertise include site selection, engineering, architecture, Counties. construction, relocation, and marketing. PSHHC has provided Self-Help Housing homeownership opportunities to more than 1,200 households. In Affirmed Housing addition, it has built also 45 has rental extensive housingknowledge developments, of public amounting finance, toLow-Income more than 1,600 Housing apartment Tax Credit units. acquisition, and tax-exempt bond financing. The organization has demonstrated excellence both in the PSHHC’s portfolio housing for farmworkers, seniors, families, and special needsfamily households. It construction of newincludes multifamily apartment communities and the rehabilitation of existing and senior also provides supportive housing services that are accessible to all tenants, including previously homeless apartment projects in urban and suburban settings. The Affirmed team is devoted to building well-designed, individuals and families. toenvironment ensure that its effectively efficiently sustainable housing that PSHHC creates strives a quality fordevelopments residents and are enhances the operated, surrounding managed, and are permanently integrated into the community fabric. neighborhood.

Other Federal: $12.3M Low Income Housing Tax Credits

Casa deIndependence Las Flores and Dahlia Court II Project

Location: Carpinteria Project: Rural Rental Housing Development

HOME: $2.2M

Units: 76 District: CA-23

In 2015, PSHHC completed Casa Las Flores, a 43-unit, affordable housing development Like many communities across thede country, Murrieta, California struggles to provide affordable located in rural Carpinteria, California. The project represents the second new, affordable rental housing for its low-income residents. To help address this shortage, Affirmed partnered housing development in and Carpinteria in the three decades. Both Casa de Las the with the City of Murrieta the County of last Riverside to develop Monte Vista II, a Flores 40-unit,and secondprevious development—the 33-unit Dahlia Court II Apartments, which was completed in 2014— generation, affordable rental housing development. Monte Vista II serves as an addition to the were built by PSHHC. original, 64-unit, Monte Vista Apartments, located immediately north of the project site. The HOME by Investment (HOME) playedtoa blend criticalseamlessly role in developing Completed Affirmed Partnerships in 2005, Monte Vista IIprogram was designed with theboth Casa dedevelopment. Las Flores and Dahlia Court II. is Together, theselocated $33 million leveraged original The two-acre site conveniently withindevelopments walking distance to a $2.2 million in HOME funds. Without HOME, neither of the two projects would have come to public park, school, public transit, and numerous public amenities. Residents also enjoy on-site fruition. garden plots, covered tot lot, computer room, and numerous critical services, including computer skills courses, after-school programs, and more. With drought-tolerant landscaping and other In addition to helping PSHHC provide safe, decent, and sanitary housing for low-income green features, Monte Vista II is a high-scoring Build It Green community. residents, HOME also helped the organization achieve its community development goals, including eliminating slumTo and blight, the advancing the city’s General Housing develop $10.4 million Monte Vista Plan II project, the Element, County ofand creating approximately 290 local jobs. Because the site was previously to a dilapidated Riverside provided nearly $1 million in HOME home Investment Partnerships trailer park that had become wrought with criminal activity, substandard living conditions, and to (HOME) funds as critical gap financing, solidifying the project’s ability inadequate infrastructure, HOME also helpedThe promote safer community. be completed. City ofa Murrieta donated the land site, as well as substantial financing. With these investments, Affirmed would Carpinteria is home to many of the nation’s largest, high-value not have been able to bring Monte Vista II to fruition. agricultural producers, including the cut-flowers industry that supports regional,President state, and markets.“Monte Many As Jameslocal, Silverwood, of international Affirmed, explained, residents work inthe service-oriented and earn low wages, Vista II enabled City of Murrietaindustries to produce additional resulting in a significant gap between what families earn and what affordable housing below the cost of a new stand-alone they can affordThis to pay in rent. HOME givesfor these households the development. strategy was a win-win all involved—from option of working and living in the community of their choice. residents to taxpayers.” Through partnership, HOME has enabled the transformation of this community. With great care, this housing and economic opportunity will last for generations.

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CONTACT

HOME SUCCESS STORY

Dominic D. Roybal (707) 762-2336 dominicr@ pephousing.org

PEP Housing

PROJECT HIGHLIGHTS

Celebrating 37 years of service this year, PEP Housing began as a small, all-volunteer organization. Dedicated, local civic leaders and clergy joined forces to form PEP Housing to respond to the urgent needs of local seniors at risk of homelessness and/or living in appalling, substandard conditions in Northern California.

Location: Petaluma Project: Senior Rental Housing Development HOME: $4M Total Cost: $18M Other Federal: $6.1M Section 202 Supportive Housing for the Elderly Units: 58 District: CA-02

California

PEP Housing’s original mission is to bring dignity and quality to affordable, senior housing. To date, more than 450 seniors live in 16 communities developed by PEP Housing. These communities are widely recognized for excellence in eco-friendly development and service-enriched programs. PEP Housing has used HOME Investment Partnerships (HOME) funds as gap financing for several projects. Without HOME, those developments would not have come to fruition.

Casa Grande Senior Community Having an affordable place to live in the community she has always called home is a dream come true for Ms. Maralyn Neilsen, a 73-year-old, long-time resident of Petaluma, California. Ms. Neilsen has overcome many obstacles in her life, including divorce after an 18-year marriage, the sudden and unexpected loss of her second husband, foreclosure, and the loss of her parents. This strength helped Ms. Neilsen access a high quality of life at PEP Housing’s Casa Grande Senior Community, a $18 million, 58-unit, affordable rental housing development exclusively targeted to low-income seniors. PEP Housing manages the property and provides services through its Resident Service Coordinators. The development was financed with more than $4 million in HOME funds and $6.1 million in U.S. Department of Housing and Urban Development (HUD) Section 202 Supportive Housing for the Elderly funding. In 2009, Casa Grande was honored with a prestigious Governor’s Environmental and Economic Leadership Award. It was also an award finalist for the National Association of Home Builders (NAHB) National Green Building Award for Multi-Family Project of the Year. The development received a Met Life Foundation Award for Excellence in Affordable Housing, recognizing best practices in green, serviceenriched housing for low-income seniors, and was the county’s first Green Point-rated multifamily project. Today, Ms. Neilsen continues to thrive at Casa Grande, where she is heavily involved in organizing social events and serves as the coordinator for a weekly card-making class for residents and other members of the community. To Ms. Neilsen, the HOME program means more than affordable housing. It means feeling welcome in a community that she can call home.

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HOME Success Stories

CONTACT Jean Lowe (585) 423-6321 [email protected]

PROJECT HIGHLIGHTS Location: Rochester Project: Homebuyer Assistance and OwnerOccupied Rehabilitation HOME: $2.1M Total Cost: $15M Other Federal: N/A Units: 70 District: NY-25

HOME SUCCESS STORY California New York

Rochester Housing Development Fund Affirmed Housing Group Headquartered in San Diego, Affirmed Housing Group (Affirmed) is dedicated to enhancing communities in Corporation California and the environment by building dynamic, professionally-managed, high-quality, green, The Rochester Housing Development Fund Corporation (RHDFC) is a nonprofit Community Housing multifamily housing. Affirmed’s areas of expertise include site selection, engineering, architecture, Development Organization (CHDO) that works exclusively to develop affordable housing for low-income construction, relocation, and marketing. families in the City of Rochester, New York. Its HOME Rochester program provides families with low and moderate incomesalso an opportunity to become homeowners. By acquiring, rehabilitating, Affirmed Housing has extensive knowledge of public finance, Low-Income Housingand Taxselling Credit homes, the program seeks to revitalize the city. Moreover, HOME Rochester uses local contractors and acquisition, and tax-exempt bond financing. The organization has demonstrated excellence bothtrains in the community to supervise the projects. constructionorganizations of new multifamily apartment communities and the rehabilitation of existing family and senior

apartment projects in urban and suburban settings. The Affirmed team is devoted to building well-designed, sustainable housing that creates a quality environment for residents and enhances the surrounding HOME Rochester neighborhood.

RHDFC’s HOME Rochester program offers hope to families aspiring to homeownership, while simultaneously reducing blight and addressing the local foreclosure crisis. Since 2001, the Project Independence HOME Rochester program has acquired, rehabilitated, and sold 664 homes to low- and Like many communities across the country, California struggles provide affordable moderate-income families in Rochester, NewMurrieta, York. Most recently, RHDFCtoand the Greater rental housing for itsPartnership low-incomeannounced residents. To help$15 address shortage, Affirmed partnered Rochester Housing a new millionthis loan to help 70 additional first-time with the City of Murrieta and the County of Riverside to develop Monte Vista II, a 40-unit, secondhomebuyers. generation, affordable rental housing development. Monte Vista II serves as an addition to the Under the program, RHDFC HOME Investment Partnerships (HOME) funds to develop and original, 64-unit, Monte Vista uses Apartments, located immediately north of the project site. rehabilitate vacant properties that are then sold to first-time homebuyers. The organization Completed bypurchases Affirmed inproperties, 2005, Monte Vista II awas designed to blend seamlessly withappropriate the identifies and maintains pool of qualified contractors, obtains original development. The two-acre site is conveniently located within walking distance construction financing, manages subsidies, provides homebuyer education and income to a public park, school, public andtonumerous public amenities. Residents also enjoy on-site qualification, and sells the transit, properties eligible buyers. garden plots, covered tot lot, computer room, and numerous critical services, including computer With foreclosure crisis still loomingand throughout the drought-tolerant area, HOME Rochester is an and effective skills the courses, after-school programs, more. With landscaping othertool to stabilize neighborhoods. approach provides first-time homebuyers with green features, Monte VistaThe II is comprehensive a high-scoring Build It Green community. pre- and post-purchase education, credit counseling, and down payment and closing assistance To develop the $10.4 million means, Monte Vista II project, the boasts Countyaofless grants. Despite serving families with limited economic HOME Rochester Riverside provided nearly $1 million in HOME Investment Partnerships than one percent foreclosure rate over the past five years. (HOME) funds as critical gap The program takes vacant, often financing, solidifying the project’s Before After dilapidated and turns them ability to be homes completed. The City ofinto community assets, bringing new to Murrieta donated the land site, aslife well neighborhoods. The program as substantial financing. With adds these charm and character to investments, Affirmed would not have neighborhoods, preserves Rochester been able to bring Monte Vista II to architecture, assists homeowners with fruition. building equity, and returns valuable As James Silverwood, President ofa funds to the local tax base. In fact, Affirmed, explained, “Monte II 2012 study found that turningVista a vacant enabled the City of Murrieta to house into a HOME Rochester produce additional housing property increased affordable the value of below the cost of a new stand-alone neighboring houses by over $15,000. development. This strategy was a winwin for all involved—from residents to 95

HOME Success Stories

CONTACT Mitzi Barker (907) 865-7370 [email protected]

PROJECT HIGHLIGHTS Location: Kenai Project: Rural Homebuyer Assistance

HOME SUCCESS STORY Alaska

Rural Alaska Community Action Program The Rural Alaska Community Action Program (RurAL CAP) is a multi-faceted organization, serving diverse populations throughout the state of Alaska since 1965. RurAL CAP’s mission is to foster healthy people, sustainable communities, and vibrant cultures by empowering low-income Alaskans through advocacy, education, affordable housing, and direct services that respect their unique values and cultures. RurAL CAP is a Community Housing Development Organization (CHDO) and uses HOME Investment Partnership (HOME) funds to develop affordable rental housing for special needs populations in Anchorage and to provide homeownership opportunities for lower-income homebuyers on the Kenai Peninsula.

HOME: $194,000 Total Cost: $1.3M

Mutual Self-Help Housing

Other Federal: $836,000 USDA Section 502 Direct Loans, $189,000 USDA Section 523 Mutual Self Help Housing Grants

Ms. Maggie Winston of rural Kenai, Alaska is a mother to twin boys and recently graduated Cum Laude from the University of Alaska Anchorage with a Bachelor’s degree in Psychology. She’s also a quadriplegic and a RurAL CAP homebuyer. Ms. Winston’s low-income status and physical disability were barriers to homeownership that she never dreamed she could surmount; however, today, Ms. Winston is the proud owner of a brand-new, fully handicap-accessible home.

Units: 6 District: AK-01

Under RurAL CAP’s $1.3 million Mutual Self-Help Housing Program, Ms. Winston and her family and friends worked at least 30 hours each week to help build her home. As a result, she earned $35,000 in sweat equity in 2012. Rural CAP’s Mutual Self-Help Housing program helped Ms. Winston—and five other families—secure $194,000 from the Alaska Housing Finance Corporation’s HOME allocation, $836,000 in U.S. Department of Agriculture (USDA) Section 502 Direct Loans, and down payment assistance from Cook Inlet Lending Center. The program is also supported with $189,000 in USDA Section 523 Mutual Self Help Housing grants. Prior to building her own home, Ms. Winston and her 7-year-old sons lived in a group, assisted-living home with very little privacy. The Winston’s mortgage payment on their new home is significantly less than their previous rent. “This is the most amazing program that exists for people like me because I would not be able to become a homeowner any other way. And to be able to sit here and tell you that I own this beautiful home that we are in, and I can afford it, and it’s mine… It’s the most liberating feeling.”

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CONTACT Chris Holden (802) 535-3613 [email protected]

PROJECT HIGHLIGHTS Location: Newport Project: Rural Rental Housing Development

HOME: $515,000 Total Cost: $6.4M

HOME SUCCESS STORY California Vermont

Affirmed Housing Group RuralEdge RuralEdge is a rural, Headquartered in Sanregional Diego, Affirmed nonprofit Housing housing Group organization (Affirmed) that is committed dedicated to to enhancing breaking the communities cycle of in California poverty in and Vermont the environment by providingby caring building anddynamic, quality housing professionally-managed, and community development, high-quality,property green, multifamily housing. management, financial Affirmed’s services, areas and education of expertise in include order tosite attain selection, economic, engineering, social, and architecture, environmental construction, relocation, and marketing. sustainability. RuralEdge’s Affirmed Housing Real also Estate hasDevelopment extensive knowledge Program serves of public the finance, affordable Low-Income housing needs Housing of the TaxNortheast Credit acquisition, Kingdom through and tax-exempt the new construction, bond financing. rehabilitation, The organization and renovation has demonstrated of residential excellence and commercial both in the space. construction The organization of new also multifamily provides apartment first-time homebuyer communities education and the and rehabilitation financial literacy of existing classes, familyhome and senior repair apartment and rehabilitation, projectsand in urban free mortgage and suburban delinquency settings.counseling. The Affirmed team is devoted to building well-designed, sustainable housing that creates a quality environment for residents and enhances the surrounding In its portfolio, RuralEdge manages over 600 affordable rental housing units in Caledonia, Essex and neighborhood. Orleans counties. It has also assisted more than 3,500 homebuyers in the Northeast Kingdom.

Other Federal: $3.2M Low Income Housing Tax Project Independence Credits, $1M USDA Lakebridge Section 515 Rural Rental Like many communities across the country, Murrieta, California struggles to provide affordable Located in the for poorest region of the state, rural Newport, Vermont strugglesAffirmed to provide quality, Housing Loans rental housing its low-income residents. To help address this shortage, partnered affordable housing for its low-income residents. In Newport, the median income for renters is just with the City of Murrieta and the County of Riverside to develop Monte Vista II, a 40-unit, secondUnits: 21 District: VT-01

$17,697 or 43 percent rental less than the statewide rate. Monte Vista II serves as an addition to the generation, affordable housing development. original, 64-unit, Monte Vista Apartments, located immediately north of the project site. To address this need, RuralEdge and Housing Vermont joined forces to purchase three historic and five non-historic multifamily By 2011,tomany the structures Completed by Affirmed in 2005, residential Monte Vistabuildings. II was designed blendofseamlessly with had the become derelict. The organizations worked to design renovations and new construction original development. The two-acre site is conveniently located within walking distance totoa reinvigorate the buildings. public park, school, public transit, and numerous public amenities. Residents also enjoy on-site

garden plots, covered tot lot, computer room, and numerous critical services, including computer In 2012, the Lakebridge development opened, providing 21 newly renovated affordable rental skills courses, after-school programs, and more. With drought-tolerant landscaping and other housing units. green features, Monte Vista II is a high-scoring Build It Green community. By removing neighborhood blight and replacing it with vibrant, quality housing, the Lakebridge To develop the $10.4 million Monte Vista II project, the County of development helped improve the neighborhood. In addition, the project added hidden solar Riverside provided nearly $1 million in HOME Investment Partnerships panels to increase energy efficiency without detracting from the historic (HOME) funds as critical gap financing, solidifying the project’s ability to façade, and it used local materials whenever possible. be completed. The City of Murrieta donated the land site, as well as substantial With these investments, Affirmed played would not The HOME financing. Investment Partnerships (HOME) program a have been able to bring Monte Vista IIoftoLakebridge. fruition. significant role in the renovation Because RuralEdge was able to secure $515,000 in HOME funds as initial capital, the As James Silverwood, President of Affirmed, explained, “Monte Vista II project was able to leverage the rest of the funding it needed, including enabled the City of Murrieta to produce additional affordable housing a $1 million U.S. Department of Agriculture (USDA) Section 515 loan below the cost of a new stand-alone development. This strategy was a and $3.2 million in Low Income Housing Tax Credits. win-win for all involved—from residents to taxpayers.” Today, the Lakebridge development provides families with stable housing near the vital resources they need to not only survive, but to thrive. Without HOME, the Lakebridge project would not have been possible.

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CONTACT Ferrel D. Hansen (775) 289-8519 [email protected]

PROJECT HIGHLIGHTS Location: Battle Mountain Project: Rural Senior Rental Housing Development HOME: $800,000 Total Cost: $1M

HOME SUCCESS STORY Nevada

Rural Nevada Development Corporation Rural Nevada Development Corporation (RNDC) is a 501(c)(3) nonprofit organization formed in 1992 to provide economic development assistance, financing opportunities to small businesses, and healthy, safe, and affordable housing to persons in all 15 rural counties, rural Clark and Washoe counties, and the 27 Native American tribes of Nevada. RNDC has been responsive to the needs of rural communities by providing affordable housing, down payment assistance, homeowner rehabilitation, and small business alternative lending practices. Its housing programs have leveraged more than $20.8 million, while its small business lending program has lent out over $15.8 million.

John Marvel Senior Village With a population of just 3,600, rural Battle Mountain, Nevada faces significant challenges in

Other Federal: $228,000 providing safe, decent, and affordable housing to low-income seniors. Few developers are willing Low Income Housing Tax to secure the addition resources needed to build in such a small community. Moreover, the Credits healthy mining industry has caused rents to increase.

Units: 16 District: NV-02

In 2005, RNDC began its plans to design and construct the John Marvel Senior Village, a 16-unit, affordable senior housing development. At the time, there were no other affordable senior housing developments in Battle Mountain. To help keep costs low, Lander County donated the land for the project and future developments. In addition, RNDC secured $800,000 in HOME Investment Partnerships (HOME) funds and $228,000 in Low Income Housing Tax Credits. Without HOME, John Marvel Senior Village would not have been possible. The reception to this project in the community was enormous. By the time the first phase of eight units was completed, RNDC had received more than 16 applications. John Marvel Senior Village is an outstanding example of how nonprofit organizations and federal, state, and local governments can partner to make impossible things possible in small, rural communities.

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CONTACT Maria Velasquez (619) 578-7550 communityrelations @sdhc.org

PROJECT HIGHLIGHTS Location: San Diego Project: Senior Rental Housing Development HOME: $4.2M Total Cost: $28.8M Other Federal: $4.9 Section 202 Capital Advance Units: 70 District: CA-51

HOME SUCCESS STORY California

San Diego Housing Commission Established in 1979, the San Diego Housing Commission (SDHC) provides a variety of award-winning, affordable housing programs and services that stimulate the local economy and revitalize neighborhoods, impacting the lives of more than 125,000 residents annually in the City of San Diego, California. SDHC develops and preserves affordable housing, provides financing to developers and first-time homebuyers, administers rental assistance through the federal Housing Choice Voucher (HCV) program, and works to address homelessness through its three-year action plan, HOUSING FIRST—SAN DIEGO. HOME Investment Partnerships (HOME) funds are used to support SDHC’s efforts by financing affordable housing developments, assisting first-time homebuyers, and providing financial assistance to help homeowners rehabilitate their aging homes.

Victoria at COMM22 When Ray learned that he would be able to live at Victoria at COMM22, a new, 70-unit, affordable housing development for low-income seniors in the San Diego community of Logan Heights, he was overcome by emotion. “I was absolutely flabbergasted and had to ask more than once for the lady to repeat my monthly rent amount.” In 2008, Ray had become homeless after losing his job as a security guard. He lived for three years at the St. Vincent de Paul Village in Downtown San Diego before living on the streets. When he turned 62, Ray qualified for Social Security and took up residence at the Peachtree, a local hotel. Finding only part-time employment, he recycled cans and bottles to help make ends meet. Thanks to SDHC and its many partners, Ray now lives in COMM22, an affordable housing partnership development that sets aside 70 units of rental housing for local seniors. SDHC served as a financing partner, and development was built by BRIDGE Housing Corporation and the Metropolitan Area Advisory Committee on Anti-Poverty in partnership with the San Diego Unified School District. Funding for the senior housing included $4.2 million in HOME funds and $4.9 million from the U.S. Department of Housing and Urban Development (HUD) Section 202 Capital Advance Loan program. In 2015, HUD Secretary Julian Castro toured COMM22 calling it “truly a model of what we like to see in communities across the United States.”

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CONTACT

HOME SUCCESS STORY

Susan Friedland (510) 647-0700 sfriedland@ sahahomes.org

Satellite Affordable Housing Associates

PROJECT HIGHLIGHTS

Satellite Affordable Housing Associates (SAHA) provides quality, affordable homes and services that empower people and strengthen neighborhoods in the San Francisco Bay Area in California. SAHA begins from the idea that every person deserves a home. Its work is inspired by a belief that quality homes and empowering services should be in reach for all of the Bay Area’s community members.

Location: Walnut Creek

California

With a commitment to high-quality design and thoughtful, ongoing supportive services, SAHA empowers residents to build better lives and create healthier, safer communities.

Project: Rental Housing Development Currently, SAHA’s innovative properties provide more than 3,000 residents with much-needed affordable HOME: $2.5M Total Cost: $26.2M Other Federal: $11.3M Low Income Housing Tax Credits, $1.1M Community Development Block Grants, $250,000 Housing for People With AIDS Units: 48

District: CA-11

housing and services. Over half of the properties in its portfolio used HOME Investment Partnerships (HOME) funds.

Arboleda Newly opened in 2015, Arboleda is a 48-unit affordable rental housing development in Walnut Creek, California. Ms. Kiara Hedglin, an extremely low-income, 26-year-old resident with Cerebral Palsy, says her new home has given her pride, privacy, and peace of mind. For years, Ms. Hedglin paid almost 80 percent of her fixed income to rent a single room in a house with many roommates. As a result, she had to put her life and dreams on hold, just to keep a roof over her head. Arboleda is exclusively targeted to low-income families, with about half of the homes set aside for people with HIV/AIDS and mental or developmental disabilities. In addition to providing safe, decent, and affordable housing, the development includes a community room, courtyard, computer room, free internet in each home, and a children’s play structure. Arboleda has received LEED for Homes Platinum certification in recognition of its wide range of environmentally sustainable design elements and construction techniques. The development also includes a 44-kilowatt photovoltaic system and a solar water heating system designed to reduce water heating costs by 67 percent. The $26 million development was financed with a variety of federal, state, and local resources, including nearly $2.5 million in HOME funds provided by Contra Costa County, $11.3 million in Low Income Housing Tax Credits, $1.1 million in Community Development Block Grants (CDBG), and $250,000 in Housing for Persons With AIDS funds. The City of Walnut Creek contributed a $4.1 million loan to the development. Thanks to this investment, Ms. Hedglin now has a decent, accessible, and affordable place to call home. She says that this has allowed her to “start to live a more normal life, instead of just barely squeaking by.” She has even enrolled in college to finish her degree.

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CONTACT Tom Collishaw (559) 802-1620 tomc@selfhelp enterprises.org

PROJECT HIGHLIGHTS Location: Lamont Project: Rural Rental Housing Development HOME: $2M Total Cost: $12.9M Other Federal: $9.9M Low Income Housing Tax Credits, $1M USDA Section 514 Farm Labor Housing Loans Units: 44 District: CA-21

HOME SUCCESS STORY California

Affirmed Housing Self-Help Enterprises Group Self-Help Enterprises Headquartered in SanisDiego, a nationally Affirmed recognized Housing Group community (Affirmed) development is dedicated organization to enhancing whosecommunities mission is toin California work together and with the environment low-income families by building to build dynamic, and sustain professionally-managed, healthy homes andhigh-quality, communities. green, Self-Help multifamily housing. Enterprises’ efforts encompass Affirmed’s areas a range of expertise of programs, include including site selection, mutual self-help engineering, housing, architecture, sewer and water construction, relocation, development, housing rehabilitation, and marketing. multifamily rental housing, and homebuyer programs in the San Joaquin Valley of California. Affirmed Housing also has extensive knowledge of public finance, Low-Income Housing Tax Credit acquisition, Over five decades, and tax-exempt Self-Helpbond Enterprises’ financing. combined The organization efforts have hastouched demonstrated the lives excellence of more than both50,000 in the lowconstruction income families of new in Kern, multifamily Fresno,apartment Kings, Madera, communities Mariposa, andMerced, the rehabilitation Stanislaus, of existing and Tulare family County, and senior serving apartment as a modelprojects for similar in urban organizations and suburban aroundsettings. the world. The Affirmed team is devoted to building well-designed, sustainable housing that creates a quality environment for residents and enhances the surrounding Self-Help Enterprises uses HOME Investment Partnerships (HOME) funds to expand the supply of decent, neighborhood. safe, and affordable housing in rural communities.

Project Independence Rancho Lindo

Like many communities across the country, Murrieta, California struggles to provide affordable In the housing rural, unincorporated community of Lamont, people who labor in the neighboring rental for its low-income residents. To helpCalifornia, address this shortage, Affirmed partnered agricultural fields now have access to a clean, safe, and sustainable place to call home—the with the City of Murrieta and the County of Riverside to develop Monte Vista II, a 40-unit, secondRancho Lindo rental community, a 44-unit, rental housing by Self-Help generation, affordable rental housing development. Monteproject Vista IIdeveloped serves as an addition to the Enterprises. original, 64-unit, Monte Vista Apartments, located immediately north of the project site. Lamont hasby a greatly underserved farmworker community thattosuffers from historicwith levels Completed Affirmed in 2005, Monte Vista II was designed blend seamlessly the of overcrowded, cost-burdened, and substandard housing. Like rural communities across thea original development. The two-acre site is conveniently located within walking distance to nation, mostschool, farmworkers Lamont to provide decent, affordable housing for their public park, public in transit, andstruggle numerous public amenities. Residents also enjoy on-site families. garden plots, covered tot lot, computer room, and numerous critical services, including computer skills courses, after-school programs, and Rancho Lindo is located within walking distance to schools, grocery more. With drought-tolerant landscaping and other green features, stores, and a park. All 44 units are exclusively targeted to low-income Monte Vista II is a high-scoring Build It Green community. farmworker families earning less than 60 percent of the area median income (AMI). of these limited to To develop theNearly $10.4 half million Monteunits Vistaare II project, thefamilies Countyearning of less than 50 percent of AMI. Riverside provided nearly $1 million in HOME Investment Partnerships (HOME) funds as critical gap financing, solidifying the project’s ability to Self-Help Enterprises also provides quality resident service programs at be completed. The City of Murrieta donated the land site, as well as the Rancho Lindo community center. These programs are designed to substantial financing. With these investments, Affirmed would not have enhance the everyday lives and futures of the residents, including an been able to bring Monte Vista II to fruition. after-school program for children, financial fitness classes, computer literacy lessons, a free President lunch program, nutrition classes, “Monte English Vista as a II As James Silverwood, of Affirmed, explained, Second courses, and even Zumba-style exercise enabled Language the City of (ESL) Murrieta to produce additional affordable housing lessons. below the cost of a new stand-alone development. This strategy was a win-win for all involved—from residents to taxpayers.” Built in 2009, the Rancho Lindo apartments are highly energy efficient. In fact, the development exceeds the rigorous California high-energy standards by 20 percent and received a 119 rating by the Build It Green program. The $12.9 million development was financed with $2 million in HOME funds. For Self-Help Enterprises and the rural, low-income communities of California’s San Joaquin Valley, HOME is a vital investment in building vibrant and sustainable communities. 101

HOME Success Stories

CONTACT Diane McWithey (360) 952-8216 execdir@ sharevancouver.org

PROJECT HIGHLIGHTS Location: Vancouver Project: Tenant-Based Rental Assistance

HOME SUCCESS STORY Washington

Share Vancouver Share Vancouver’s (Share) mission is to lead the hungry and homeless to self-sufficiency by providing food, shelter, housing, education, advocacy, and compassion through the strength of the Vancouver, Washington community. Share operates three shelters for the homeless, a transitional housing program, a street outreach program, a Housing & Essential Needs (HEN) program, and case management. The organization provides daily meals for the homeless and low-income members of the community, in addition to operating a summer meals program for low-income children. Additionally, Share offers financial education courses and matched savings accounts to help families improve their credit scores and financial management.

HOME: $15,000 Total Cost: $15,000

The Blanchard Family

Other Federal: N/A

Before Ms. Amber Blanchard learned about Share in 2013, she had been in and out of jail and struggled to provide for her young daughter. Now, she credits the organization and it’s ASPIRE program with helping her break the destructive cycle in her life.

District: WA-03

Share’s ASPIRE program provides a coordinated system of case management, housing, and connection to supportive services in Vancouver, Washington for homeless families and individuals. This includes resource education for employment training, family counseling, debt reduction, budgeting, drug and alcohol abuse domestic violence counseling, mental health, parenting, life skills, childcare referral, and transportation. Under the ASPIRE program, Ms. Blanchard took classes to help her learn how to stay on budget and prioritize spending. “I learned the first thing I always need to do is pay rent.” Over time, she built a rapport with her landlord and learned how to communicate quickly when issues arose. Moreover, she has been committed to maintaining her sobriety and has participated in a ReturnTo-Work trial period under her social security benefit. With the help of $15,000 in HOME Investment Partnerships (HOME) funds, Share was able to provide Ms. Blanchard with rental assistance so that she could afford to live in a safe and decent home with her daughter and continue her journey to becoming self-sufficient. “I can’t thank Share enough. I’m a totally different person today, and I’ll always be grateful for the support, classes, and caring that Share gave to me.”

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CONTACT

HOME SUCCESS STORY

Marie Hurt (800) 239-7379 director@southernunite dneighborhoods.org

Southern United Neighborhoods

PROJECT HIGHLIGHTS

Southern United Neighborhoods (SUN) is a 501(c)(3) public charity that was founded in March 2010 by lowand moderate-income people to use research and training to combat the poverty, discrimination, and community deterioration that prevents low-income individuals from taking advantage of their rights and opportunities.

Location: New Orleans Project: OwnerOccupied Rehabilitation After Hurricane Katrina HOME: $800,000 Total Cost: $1M Other Federal: $50,000 Section 4 Capacity Building Grants Units: 32 District: LA-02

Louisiana

SUN works to create affordable housing programs and provide financial literacy services in order to help families get out of poverty and create citizen wealth in Louisiana, Arkansas, and Texas. Currently, SUN uses HOME Investment Partnerships (HOME) funds to support its owner-occupied rehabilitation project in the Lower 9th Ward neighborhood in New Orleans, Louisiana. This program helps families bring their homes up to code so that they may live in sustainable, durable housing.

Lower 9th Ward Rehabilitation Since 2012, SUN has partnered with the City of New Orleans Office of Community Development to rehabilitate owner-occupied housing in the Lower 9th Ward. This partnership uses HOME funds to pay for certified contractors that SUN hires and manages to complete repairs, bring homes up to code, and create sustainable housing for low-income and elderly residents. Without HOME, many residents—including Mr. Johnny Davis—would not have been able to return to his home after Hurricane Katrina. Born in 1943, Mr. Davis is an African-American veteran and lifetime resident of the Lower 9th Ward. He was just one payment away from paying off his mortgage when Hurricane Katrina devastated his home and his community. Afterward, a series of unfortunate circumstances kept him from rebuilding. Three weeks after the storm hit, his wife died from cancer. Mr. Davis received insurance money and Road Home money to rehabilitate his property, but fell victim to contractor fraud. Like many other residents in the area, he lost thousands of dollars in the process. After relocating to Gretna, Louisiana, Mr. Davis began saving what little he could in order to fix his home. The stress and displacement from the storm made things more difficult, but Mr. Davis never lost hope. In 2013, Mr. Davis reached out to SUN for help, and the organization provided him with $124,000 in HOME funds to renovate his home, including the installation of framing, siding, and a new roof. Pre-Katrina, the Lower 9th Ward had one of the highest rates of homeownership in New Orleans. Together, SUN, the City of New Orleans, and HOME are helping to restore those rates by helping residents return to their homes.

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CONTACT Steven Spielberg (310) 576-1308 steven@stepupon second.org

PROJECT HIGHLIGHTS Location: Santa Monica Project: Permanent Supportive Rental Housing HOME: $1.3M Total Cost: $18.3M Other Federal: Shelter Plus Care Program Units: 46 District: CA-33

HOME SUCCESS STORY California

Step Up Step Up, based in Santa Monica, California, delivers compassionate support to people experiencing serious mental illness to help them recover, stabilize, and integrate into the community. Through dynamic partnerships, Step Up provides positive social and learning environments, vocational training, permanent supportive housing opportunities, and recovery services to empower individuals to cultivate lives of hope and dignity. Step Up exercises innovative leadership and advocacy to increase public understanding, support, and acceptance of all people living with mental illness. Step Up uses HOME Investment Partnerships (HOME) funds to develop new, permanent supportive housing communities to house the community’s most vulnerable neighbors who are experiencing chronic homelessness and mental health issues. Step Up acquired the parcel for Step Up on Fifth and then partnered with A Community of Friends (ACOF) to develop the community. Step Up still participates as an active partner in Step Up on Fifth and is the lead service provider.

Step Up On Fifth For his entire life, Leroy has struggled with depression. After his sister died when he was only 12 years old, Leroy started drinking, and by the time he was 15 years old, Leroy was living on the streets and had attempted suicide. After experiencing homelessness for 16 years, Leroy was in considerably poor health, with borderline diabetes and obesity. Thanks to $1.3 million in HOME funds granted by the City of Santa Monica, Step Up was able to build the 46-unit, Step Up On Fifth development in 2009 to provide affordable, permanent, supportive housing to those in need. In 2011, Leroy moved in to the Step Up On Fifth development. “I remember moving into my unit and being given the key and sort of shed a tear…It’s the first place that I’ve ever owned. It’s the only place that I’ve been able to call my home.” Having permanent, supportive housing helped Leroy turn his life around. His health improved considerably. He lost over 90 pounds and became a personal fitness trainer. “Having a safe place to live, to no longer live in fear, was a tremendous help to my mental health stability. It’s a gradual process and transformation takes time, but I’ve been able to heal from the inside out. I really believe that I have a purpose. God spared my life for a reason. I’ve been given the opportunity to live a new life, and to share it with others.” Leroy’s story was featured in the EMMY Award-winning documentary, “Santa Monica Cares.” Leroy is shown in photo to the left holding the EMMY, along with Director Jerri Sher. For more information on Step Up, please visit www.stepuponsecond.org. Recovery is possible!

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CONTACT Sean Caron (857) 221-8601 [email protected]

PROJECT HIGHLIGHTS Location: Pittsburgh

HOME SUCCESS STORY Pennsylvania California

Affirmed The Community Housing Builders Group The CommunityinBuilders, Headquartered San Diego, Inc. Affirmed (TCB) is Housing one of America's Group (Affirmed) leading nonprofit, is dedicated realtoestate enhancing developers communities and in CaliforniaItsand owners. mission the environment is to build and by sustain buildingstrong dynamic, communities professionally-managed, where people ofhigh-quality, all incomes green, can achieve multifamily their full potential. housing. TCB Affirmed’s realizesareas its mission of expertise by developing, include site financing, selection, andengineering, operating high-quality architecture, housing and construction, by implementing relocation, neighborhood-based and marketing.models that drive economic opportunity for residents. Affirmed Since 1964, Housing TCB has alsoconstructed has extensive or preserved knowledgehundreds of public finance, of affordable Low-Income and mixed-income Housing Tax housing Credit

Project: Rental Housing acquisition, developments andand tax-exempt has secured bond billions financing. of dollars The organization in project financing has demonstrated from public excellence and privateboth sources. in the Development construction Today, TCB owns of newormultifamily manages 11,000 apartment units communities of housing in and 14the states rehabilitation in the Northeast, of existing Midwest, family and and Midsenior apartment Atlantic regions. projects in urban and suburban settings. The Affirmed team is devoted to building well-designed, HOME: $1.7M Total Cost: $26.6M Other Federal: $14.9M Low Income Housing Tax Credits, $1.5M Neighborhood Stabilization Program 2, $3M HUD Upfront Grant Units: 106 District: PA-14

sustainable housing that creates a quality environment for residents and enhances the surrounding neighborhood.

East Liberty Place North and South

Once a vibrant retail area, the East Liberty neighborhood of Pittsburgh, Pennsylvania Project Independence experienced a long period of decline throughout the latter half of the 20th century. Over the past Like manyTCB communities across thePittsburgh’s country, Murrieta, struggles to provide affordable 15 years, has partnered with Urban California Redevelopment Authority (URA), rental housing for its low-income residents. To help address this shortage, Affirmed partnered community-based organizations, and residents to implement a comprehensive multi-property with the City of Murrieta and the County of Riverside to develop Monte Vista II, a 40-unit, secondneighborhood redevelopment plan. generation, affordable rental housing development. Monte Vista II serves as an addition to the East Liberty Place NorthVista and Apartments, South are positively the neighborhood providing original, 64-unit, Monte located transforming immediately north of the projectby site. 106 homes for families and seniors of all incomes, commercial space with community amenities, Completed AffirmedThe in 2005, Monte Vista II was designed to blend with the and jobs forby residents. developments have been a key catalyst forseamlessly the revitalization of the original development. The two-acre site is conveniently located within walking distance to a to East Liberty neighborhood, while simultaneously allowing low- and moderate-income families public publicand transit, andfrom numerous public amenities. Residents also enjoy on-site remainpark, in theschool, community benefit the redevelopment. garden plots, covered tot lot, computer room, and numerous critical services, including computer The million East Liberty Place developments represent an innovative solutionand to aother rapidly skills$26.6 courses, after-school programs, and more. With drought-tolerant landscaping changing urban neighborhood. The former East Mall high-rise building straddled and restricted green features, Monte Vista II is a high-scoring Build It Green community. the entrance to downtown businesses and was widely seen as a major contributor to the decline Tothe develop the $10.4 By million Montethe Vista II project,housing the County of of neighborhood. replacing dilapidated Riverside provided nearly $1 million in HOME Investment complex with quality, mixed-income housing, the redevelopment Partnerships critical gap financing, solidifying created a new(HOME) gatewayfunds to theasdowntown business district. the project’s ability to be completed. The City of Murrieta donated The URAsite, provided million in HOME Investment the land as well$1.03 as substantial financing. With these Partnerships (HOME) funds in 2009 to help develop EastMonte Liberty investments, Affirmed would not have been able to bring Place and $634,000 in HOME funds in 2013 for East Liberty Vista IINorth to fruition. Place South. In addition, TCB secured $1.5 million from the As James Silverwood, President of Affirmed, explained, Neighborhood Stabilization Program 2 (NSP2), $3 million“Monte from the Vista II enabled the City of Murrieta to produce additional Housing and Urban Development (HUD) Upfront Grant, and $14.9 affordable housing below the cost by of aLow newIncome stand-alone million in private equity generated Housing Tax development. This strategy was a win-win for all involved—from Credits. TCB worked closely with local government and public residents taxpayers.” officials totodrive neighborhood change. HOME was instrumental in not only financing the developments, but in revitalizing the neighborhood, bringing affordable housing and new businesses to the area, and helping the city to reach its housing and economic development goals.

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CONTACT Josh Hooper (502) 814-2730 [email protected]

PROJECT HIGHLIGHTS Location: Louisville Project: Senior Rental Housing

HOME: $315,000 Total Cost: $4.1M Other Federal: $3.5M Section 202 Supportive Housing for the Elderly Units: 34 District: KY-03

HOME SUCCESS STORY Kentucky

The Housing Partnership, Inc. Incorporated as a private nonprofit organization, The Housing Partnership, Inc. (HPI) has provided affordable housing opportunities in Louisville, Kentucky for 25 years. HPI’s mission is to create, sustain, and promote access to affordable housing opportunities. The organization strives to strengthen neighborhoods and improve lives through education and the preservation and development of affordable housing. In pursuit of this mission, HPI provides a wide range of services to the Louisville community, including homeownership counseling, financial literacy training, real estate development, resident services, and property management. To date, HPI has developed over 6,000 affordable homes and apartments. In addition, 8,233 families have received home foreclosure counseling and $98 million in federal, state, and local revenue have been leveraged. HOME Investment Partnerships (HOME) funds have been instrumental in HPI’s work, specifically in the financing of single- and multi-family developments.

St. Denis In April 2009, HPI partnered with the U.S Department of Housing and Urban Development (HUD), Catholic Charities, Louisville Metro, and Citizens Union Bank to develop St. Denis, a 34unit, energy-efficient rental housing development exclusively targeted to low-income seniors in southwest Louisville, Kentucky. The $4.1 million project consisted of both new construction and the adaptive reuse of the former St. Denis Catholic School. Notably, over 956 tons of asphalt, metal, and concrete were recycled during construction. To finance the development, HPI secured $315,000 in HOME funds and $3.5 million in HUD Section 202 Supportive Housing for the Elderly funds. Southwest Louisville is in desperate need of affordable housing for seniors. Even with rental assistance, low-income seniors struggle to pay for their living expenses and utilities. The average annual income of a senior living in HPI’s senior housing is just $12,047. St. Denis was Louisville’s first multifamily Energy Star building, and it was one of the first in the state. It was designed to minimize energy costs through an energy-efficient design. For example, a solar hot water heating system saves each resident over $150 annually on energy costs. For this reason, St. Denis has received several awards, including Best Scoring Building at the 2011 Midwest Regional Energy Star Conference. Given the significant development costs and HPI’s commitment to keep rents affordable, St. Denis would not have been possible without HOME. Today, St. Denis averages 100 percent occupied and provides its residents the opportunity to age in place without financial stress.

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CONTACT Sue Wiemer (312) 453-0641 swiemer@ turnstonedev.org

PROJECT HIGHLIGHTS Location: Northlake Project: Senior Rental Housing Development HOME: $5M Total Cost: $19.4M

HOME SUCCESS STORY Illinois

Turnstone Development Corporation Turnstone Development Corporation is a not-for-profit, 501(c)(3) real estate development company specializing in the construction and preservation of affordable housing. Since its inception in 1998, Turnstone Development has developed over 1,300 affordable housing units and has leveraged over $185 million in private and public investment capital, including Low-Income Housing Tax Credits (LIHTC), and financing from the HOME Investment Partnerships (HOME) program, American Reinvestment and Recovery Act (ARRA), the Federal Home Loan Bank (FHLB), state development programs, and traditional bank loans and grants. Turnstone Development routinely leverages HOME funds to support public housing and community development authorities in its effort to create and preserve affordable housing for lowincome families and seniors primarily in Illinois and throughout the United States.

Wisdom Village of Northlake

Other Federal: $12.8M Wisdom Village of Northlake is a $19.4 million, new construction development located in Low Income Housing Tax Northlake, Illinois. The 71-unit affordable housing project is exclusively targeted to low-income Credits Units: 71 District: IL-05

seniors with incomes less than 60 percent of the Area Median Income (AMI). As the developer, Turnstone Development broke ground on this unique project in October 2015, and units will be available in Fall 2016. Wisdom Village of Northlake is focused on bringing high-quality affordable housing to seniors and sustainable development. The property has been developed from its inception using Enterprise Green Community Standards (ECG) criteria. This ensures that the physical structure is sustainably built and that sustainability is incorporated into on-going building operations, maintenance, and resident engagement. Wisdom Village of Northlake is on the leading edge of sustainable, affordable housing development. The Northlake area has long had a shortage of quality affordable housing for seniors and the development is optimized for seniors to age comfortably in place. It is surrounded public transportation options, retail shopping, medical offices, grocery stores, pharmacies, banks, restaurants and designated senior centers. The Village of Northlake Mayor Jeffrey T. Sherwin and the Northlake Senior Coalition are integral partners in bringing this project to fruition. “Not only is the project bringing much needed, high-quality affordable senior housing, it is bringing sustainable development that will benefit our entire community,” said Mayor Sherwin. Turnstone Development Corporation received $5 million in HOME funds for Wisdom Village of Northlake in 2015. Without HOME, Turnstone and the Village of Northlake could not bring this innovative development to the community. Moreover, the construction of Wisdom Village of Northlake will provide skilled construction jobs to approximately 120 people, including carpenters, plumbers, electricians, and laborers.

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CONTACT Patricia Atkinson (479) 968-5001 [email protected]

PROJECT HIGHLIGHTS Location: Russellville Project: Rural Rental Housing Development

HOME: $900,000

HOME SUCCESS STORY Arkansas

Universal Housing Development Corporation Universal Housing Development Corporation (UHDC) is a private, nonprofit housing development agency that provides adequate and affordable housing, economic opportunity, and a suitable living environment free from discrimination. UHDC serves nine rural counties in West Central Arkansas—Conway, Franklin, Johnson, Logan, Perry, Polk, Pope, Scott and Yell. Its programs offer affordable new home construction, repair and renovation to keep existing affordable housing in service, affordable rental housing and rental assistance. HOME Investment Partnerships (HOME) funds help UHDC fulfill its mission by providing program funding and leveraging that support its efforts in “Helping people, building dreams.”

Total Cost: $6.2M

StoneBrook Other Federal: $4.3M Low Income Housing Tax Russellville, Arkansas is a rural college town with a growing population. While rents in the area Credits continue to climb, incomes—especially for the working poor—have not kept pace. More than a Units: 40 District: AR-04

quarter (26 percent) of Russellville residents live in poverty. With deep cuts to federal housing programs, it has only become harder for these families to access safe, decent, and affordable housing. In 2013, UHDC, a Community Housing Development Organization (CHDO), worked with a forprofit developer to build StoneBrook, a new, single-family rental housing development. The 40home, $6.2 million development is built to Energy Star standards and at least 32 of the homes are exclusively targeted to low-income families. Moreover, StoneBrook is located in a beautiful neighborhood that is conveniently located near good schools and amenities. Residents at StoneBrook also have access to vital services to help them build strong financial futures. UHDC provides residents with housing counseling and empowerment classes to help them become mortgage-ready so that they may become homeowners in the future. By attending classes and paying rent on time, residents can earn credits toward eventual homeownership. These programs essentially help families build and maintain good credit. To further support affordable homeownership opportunities, UHDC plans to sell the StoneBrook homes at the end of the affordability period. UHDC hopes that some of the current residents will be able to buy the homes at that time. StoneBrook was developed using $900,000 in HOME funds. Without HOME, UHDC would not have been able to develop this critical source of affordable housing.

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CONTACT Gus Seelig (802) 828-3250 [email protected]

PROJECT HIGHLIGHTS Location: Windsor Project: Rural Rental Housing Development

HOME: $750,000 Total Cost: $17.7M Other Federal: $6.4M Low Income Housing Tax Credits, $2.8M Treasury 1602 Exchange, $1.4M Economic Development Initiative Special Grant Project, $1M Community Development Block Grants, $1M USDA Section 515 Rural Rental Housing Loan Units: 58 District: VT-01

HOME SUCCESS STORY Vermont

Vermont Housing & Conservation Board Created in 1987 by the Vermont legislature, the Vermont Housing & Conservation Board (VHCB) is a quasistate funding agency with the dual goals of creating affordable housing and conserving and protecting agricultural land, forestland, historic properties, important natural areas, and recreational lands to enhance the economic vitality and quality of life of the state. VHCB administers HOME Investment Partnerships (HOME) funds through a contract with the Vermont Agency of Commerce and Community Development. HOME funds are used exclusively for rental housing development, often in tandem with VHCB’s state housing funds. In doing so, HOME creates greater levels of affordability and helps fill funding gaps.

Union Square Apartments The formerly-named Armory Square Apartments is a historic, 69,000 square-foot brick apartment complex located in rural Windsor, Vermont. In 2007, the town approached a local nonprofit housing developer, Rockingham Area Community Land Trust (RACLT), and Housing Vermont, a statewide affordable housing developer, and asked them to take on redevelopment. At the time, an out of-state-partnership owned and mismanaged the property, allowing it to fall into disrepair. Drug use and violence were rampant, and the vacancy rate had climbed to 26 percent. RACLT and Housing Vermont used $750,000 in HOME funds, $6.4 million in Low Income Housing Tax Credits, $1.27 million from VHCB, and an array of other federal, state, municipal, and private sources to complete the $17.7 million Union Square Apartments project. The redevelopment reduced density from 72 to 58 units, changed the income mix in the building, and created space for an on-site property manager, a full-time service coordinator, a community room, and offices for outside service providers. The redesign incorporated energy conservation measures, new windows and appliances, a new sprinkler system, and added an elevator. Of the 58 total units, 17 are HOME-designated, 15 have U.S. Department of Housing and Urban Development (HUD) Project-Based Rental Assistance, and 6 are unrestricted. The HOME funding was critical to making 17 of the apartments affordable to households earning less than 60 percent of the area median income. Today the vacancy rate is just three percent. Union Square Apartments has been recognized with a number of awards, including the Governor's Award for Environmental Excellence, an Honor Award from the American Institute of Architects Vermont, and the John M. Clancy Award for Socially Responsible Housing from the Boston Society of Architects.

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CONTACT Julie Edwards (330) 675-2480 pcedward@co. trumbull.oh.us

PROJECT HIGHLIGHTS Location: Kinsman Project: Rural OwnerOccupied Rehabilitation HOME: $324,000 Total Cost: $479,000 Other Federal: N/A Units: 14 District: OH-13, OH-14

HOME SUCCESS STORY California Ohio

Affirmed HousingHOME Warren-Trumbull GroupConsortium Established in 1996, Headquartered in San the Diego, Warren-Trumbull Affirmed Housing HOME Group Consortium (Affirmed) is aiscooperative dedicated to enterprise enhancing between communities the Cityin California of Warren,and andthe Trumbull environment Countybyinbuilding Ohio. The dynamic, Consortium professionally-managed, works together to expand high-quality, the supply green, of decent, multifamilyhousing affordable housing.inAffirmed’s Warren City areas andofTrumbull expertiseCounty. include site selection, engineering, architecture, construction, relocation, and marketing. HOME Investment Partnership (HOME) funds are allocated to homeowner rehabilitation and down payment Affirmed Housing assistance program also and has asextensive gap financing knowledge for newofconstruction public finance, of multifamily Low-Income housing. Housing Trumbull Tax Credit County’s acquisition, HOME allocation and tax-exempt is administered bond by financing. the Trumbull The organization County Planning has demonstrated Commission. excellence both in the construction of new multifamily apartment communities and the rehabilitation of existing family and senior apartment projects in urban and suburban settings. The Affirmed team is devoted to building well-designed, Home and Rehabilitation sustainableRepair housing that creates a quality environment for residents and enhances the surrounding neighborhood. In 2007, the Ohio Environmental Protection Agency identified rural Kinsman Township, located in

the northeastern portion of Trumbull County, Ohio, as a potential health risk because of nonworking or malfunctioning septic systems. To ensure the health and safety of residents, in Project Independence 2009, Trumbull County launched the first phase of the Kinsman Sanitary Sewer Project and Like many communities across the country, Murrieta, California struggles to provide affordable installed 2,000 feet of sewer lines and a treatment plant. In 2013, the county began the second rental housing for its low-income residents. To help address this shortage, Affirmed partnered phase of the project to provide an additional 36,000 feet of pipeline to 343 homes and with the City of Murrieta and the County of Riverside to develop Monte Vista II, a 40-unit, secondbusinesses. generation, affordable rental housing development. Monte Vista II serves as an addition to the original, 64-unit, MonteHOME Vista Apartments, located immediatelytonorth site. The Warren-Trumbull Consortium saw an opportunity buildof onthe theproject success of the Kinsman Sanitary Sewer Project by helping low-income homeowners rehabilitate and repair their Completed by Affirmed in 2005, Monte Vista II was designed to blend seamlessly with the homes in and around Kinsman’s new sanitary sewer. original development. The two-acre site is conveniently located within walking distance to a public park, school, public$324,000 transit, and numerous public alsoinenjoy on-site The consortium provided in HOME funds and amenities. a minimumResidents of $100,000 Community garden plots, covered tot lot, computer room, and numerous critical services, including computer Housing Improvement Program (CHIP) grants to repair or rehabilitate 14 units of housing in the skills courses, after-school programs, and more. With drought-tolerant landscaping and other area. green features, Monte Vista II is a high-scoring Build It Green The Pavlic family was one of the 12 families who received help from the community. Consortium. Under the program, they received nearly $35,000 in HOME To develop $10.4 Monte Vista IIloan project, the County of funds in the the form of a million declining, forgivable to repair their home. Riverside nearly $1 in were HOME Investment Thanks to provided this investment, themillion Pavlics able to replacePartnerships their roof (HOME) fundsheater, as critical gap financing, solidifying theand project’s ability to and hot water as well as repair their electrical plumbing be completed. The City of Murrieta donated the land as well as systems. The Pavlic family also received funding fromsite, Trumbull substantial financing. Development With these investments, not have County’s Community Block GrantAffirmed (CDBG)would to connect been able to bring Monte Vista II to fruition. their home to the new sewer. As James Silverwood, Affirmed, explained, “Monte Vista II When completed in latePresident 2015, theofWarren-Trumbull HOME Consortium enabled of Murrieta to produce additional housing will havethe builtCity upon an existing public works projectaffordable to help provide a below the cost ofrevitalization a new stand-alone development. This strategy comprehensive of one of Trumbull County’s rural was a win-win for all involved—from residents to taxpayers.” communities.

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CONTACT Arlene Flynn (406) 447-3100 [email protected]

PROJECT HIGHLIGHTS Location: Helena Project: Special Needs Rental Housing Development HOME: $253,000 Total Cost: $1.4M

HOME SUCCESS STORY Montana

West Mont West Mont is a nonprofit, charitable organization that has been helping Montanans since 1973 by providing a wide range of services for people with developmental disabilities to help them reach their maximum potential. West Mont currently operates 12 group homes and four vocational centers that provide nursing care, respite, employment opportunities, and social activities. All West Mont residents earn low or very low incomes, are disabled, and are eligible for Medicaid. Their rent is funded through Supplemental Security Income (SSI). The HOME Investment Partnerships (HOME) program was the catalyst to complete the second of only two medical group homes designed and built for individuals with developmental disabilities in Montana. Without HOME, the project would not have come to fruition.

Other Federal: $450,000 Ron’s Place Community Development Over the last several years, the demand for long-term nursing care in Montana has increased Block Grants Units: 6 District: MT-01

significantly. Many residents have intensive medical needs and limited mobility. However, there are few options for medically fragile and terminally ill people with developmental disabilities in Montana. West Mont's Caldwell House is the only other medical group home that has been built in the state. It has been operating at maximum capacity since it opened, making the development of Ron's Place a top priority. Ron’s Place is a six-bedroom, medical group home, located in Helena, Montana. When completed in fall 2015, Ron’s Place will not only help medically fragile residents remain in the community, but it will help the state save critical resources. Without Ron’s Place, many residents would be forced to move into a state institution in Boulder, where the cost to taxpayers would be considerably higher. On average, community placement at the state institution costs taxpayers $250,000, compared to just $100,000 at Ron’s Place. Other residents would have to live in nursing homes that are typically not suitable to their needs. To help residents thrive, Ron’s Place provides opportunities for social interaction. Additionally, the staff has been trained to provide the appropriate care necessary to meet each client’s unique needs. West Mont secured $253,000 in HOME funds and $450,000 in Community Development Block Grants (CDBG) to develop this new project. Because it served as the initial capital investment, HOME helped West Mont attract the total $1.4 million in financing it needed to complete the project. Thanks to HOME, Ron’s Place will be another step in the continuum of care that West Mont can provide its clients in order to serve them throughout all stages of their adult life.

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CONTACT George Gannon (304) 391-8643 [email protected]

PROJECT HIGHLIGHTS Location: Bluefield Project: Rural Homebuyer Assistance

HOME: $103,000 Total Cost: $141,000 Other Federal: N/A Units: 1 District: WV-03

HOME SUCCESS STORY West California Virginia

Affirmed West Virginia Housing Housing Group Development Fund The West Virginia Headquartered in San Housing Diego, Development Affirmed Housing Fund (WVHDF) Group (Affirmed) is a public is dedicated body corporate to enhancing established communities by the state in California of West Virginia and the toenvironment increase the by supply building of residential dynamic, housing professionally-managed, for persons and families high-quality, with low green, and multifamilyincomes moderate housing.and Affirmed’s to provide areas construction of expertise andinclude permanent site selection, mortgageengineering, financing to architecture, public and private construction, sponsors of such relocation, housing. and Since marketing. 1969, WVHDF has issued more than $4.3 billion in bonds and has financed more than 118,000 affordable housing units. Affirmed Housing also has extensive knowledge of public finance, Low-Income Housing Tax Credit acquisition, HOME Investment and tax-exempt Partnerships bond(HOME) financing. funds Thehave organization been used hastodemonstrated expand the supply excellence of decent, both safe, in the construction sanitary, andof affordable new multifamily housingapartment in West Virginia communities and to and strengthen the rehabilitation the abilities of of existing the state family andand local senior apartment projects governments to provide in urban housing and suburban for those in settings. need. The Affirmed team is devoted to building well-designed, sustainable housing that creates a quality environment for residents and enhances the surrounding neighborhood.

The Blankenship Family

Ms. Nancy Jo Blankenship needed a new place to live. “I opened the door and a snake slithered Project Independence into my living room,” she said during an interview at her new home on Highland Avenue in rural Like manyWest communities the country, Murrieta, struggles to find provide Bluefield, Virginia. across Three weeks later, she cameCalifornia home from church to deadaffordable snakes in rental housing for its low-income residents. To help address this shortage, Affirmed partnered her bathtub. with the City of Murrieta and the County of Riverside to develop Monte Vista II, a 40-unit, secondSnakes wereaffordable just one of many problems Ms. Blankenship flooras was away and generation, rental housing development. Monte faced. Vista IIThe serves an rotting addition to the persistent mold had become an issue. Ms. Blankenship, who works at Sacred Heart Catholic original, 64-unit, Monte Vista Apartments, located immediately north of the project site. Church, had to do something, but she never thought that homeownership would be a realistic Completed byshe Affirmed 2005,Community Monte Vista II wasofdesigned to blend seamlessly with the a option. Then, heardinabout Action South Eastern West Virginia (CASE), original development. The two-acre site is conveniently located community action agency that helps low-income individuals findwithin walking distance to a publicshe park, school, CASE, public transit, and numerous affordable housing. When contacted she learned about a public amenities. Residents also enjoy on-site garden plots, covered tot new home that they were building that would soon be for sale. lot, computer room, and numerous critical services, including computer CASE’s homeownership program helped Blankenship secure the skills courses, after-school programs, andMs. more. With drought-tolerant low-cost financing she needed to buy her home. WVHDF provided landscaping and other green features, Monte Vista II is a high-scoring $103,000 in HOME funds to help offset the cost of construction and Build It Green community. provided Ms. Blankenship with a $12,000 deferred mortgage loan. To develop $10.4 million Monte Vista II project, the County of CASE used the Community Housing Development Organization (CDHO) Riverside to provided nearly $1 million in HOME Investment Partnerships proceeds cover the remaining expenses. (HOME) funds as critical gap financing, solidifying the project’s ability to Ms. Blankenship is City thankful for the partnership and be completed. The of Murrieta donated thebetween land site,CASE as well as WVHDF that providedWith her athese clean, safe, and affordable home.not have substantial financing. investments, Affirmed would been able to bring Monte Vista II to fruition. As James Silverwood, President of Affirmed, explained, “Monte Vista II enabled the City of Murrieta to produce additional affordable housing below the cost of a new stand-alone development. This strategy was a win-win for all involved—from residents to taxpayers.”

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CONTACT Connie Snow (802) 246-2103 [email protected]

PROJECT HIGHLIGHTS Location: Brattleboro Project: Rural Rental Housing Development

HOME: $200,000 Total Cost: $5.3M Other Federal: $1.4M Low Income Housing Tax Credits, $2.5M Treasury 1602 Exchange, $200,000 Economic Development Initiative Special Project Grant Units: 24 District: VT-01

HOME SUCCESS STORY Vermont

Windham & Windsor Housing Trust Windham & Windsor Housing Trust (WWHT) has been creating housing opportunities and fostering vibrant, diverse, and attractive communities since 1987. WWHT’s mission is to strengthen the communities of southeast Vermont through the development and stewardship of permanently affordable housing and through ongoing support and advocacy for its residents. A critical resource that enables WWHT to carry out its mission is HOME Investment Partnerships (HOME) funds. HOME helps WWHT provide new construction and rehabilitation of permanently affordable rental housing in southeastern Vermont, creating greater levels of affordability. Since the program’s inception in 1992, WWHT has used HOME funds in 42 rental development projects with 790 housing units.

Upper Story Housing WWHT partnered with the Brattleboro Food Co-op and Housing Vermont to create Upper Story Housing in rural Brattleboro, Vermont. The project included the demolition of the obsolete Brattleboro Food Co-op building and the construction of a four-story, highly energy-efficient, green building that provides 33,600 square feet of retail and office space for the Co-op and 24 affordable apartments exclusively targeted to low-income families. Upper Story Housing is located in the downtown area close to public transportation, services, and shopping. The site, previously contaminated by a dry cleaning facility, was environmentally remediated and moved away from the nearby brook to protect the water from possible pollution and the building from flooding. Storm water runoff is treated and filtered by a green roof, permeable surfaces in the parking lot, and a 20-foot buffer strip in the new public park created along the Whetstone Brook. Recycled heat generated by the Co-op’s refrigerators heats the store and the apartments and provides hot water. Construction materials included locally harvested and milled flooring and slate siding manufactured in Vermont. Green features have cut costs by approximately 50 percent, which helps keep the apartments affordable and saves 21 tons of CO2 emissions a year. WWHT secured $200,000 in HOME funds, $1.4 million in Low Income Housing Tax Credits, $2.5 million under the U.S. Department of Treasury 1602 Exchange program, and $200,000 from the U.S. Department of Housing and Urban Development’s Economic Development Initiative Special Grants program, for a total project cost of $5.7 million. Upper Story Housing was one of two projects selected by HUD and the American Institute of Architects in June 2015 for excellence in housing design. Designed by Gossens Bachman Architects, the U.S. Environmental Protection Agency awarded the project a National Award for Smart Growth Achievement in 2012.

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HOME Coalition 444 North Capitol Street, NW, Suite 438 Washington, DC 20001 P: (202) 624-7710 F:(202) 624-5899

www.ncsha.org/homecoalition