flourish with us

fully invested in your success

1

st

11

th

of over 200 CPA firms ranked by assets under management– Accounting Today, July 2015

among 562 registered investment advisors ranked by Financial Advisor magazine– Financial Advisor, July 2015

Life is complicated, but managing wealth doesn’t need to be. With an integrated approach, we simplify the complex and deliver the resources that mean the most to you. With Plante Moran Wealth Management, you’ll find all you need in one firm—strategy, investments, tax, insurance, trust services, and more. All from a team that’s fully invested in your success.

all for one

fully invested approach

Fully invested in your success—today and always—with a holistic, coordinated, and collaborative approach.

estate planning & business transition Create a legacy plan to benefit your family, charitable interest, or business.

investment strategy

insurance Determine if current policies contribute to financial goals. Maximize this asset as it pertains to taxes, your estate plan, and portfolio returns.

Develop an investment strategy based on your personal balance sheet. Monitor results and adherence to the strategy based on our proven process.

personal income tax

trust services

Construct a strategy to maximize after-tax dollars while working on family goals. Comply with filing requirements.

Serve as trustee or trustee’s agent to ensure your wishes are carried out.

investment research

Conduct independent economic and market research to identify opportunities, risks, and solutions.

8

th

on the list of the nation’s top 100 wealth managers ranked by Forbes, April 2015

200+

dedicated wealth management professionals across all service areas

high touch attention

When we use the term personal wealth management, the key word is always personal. Partner with us and benefit from high touch attention to process, planning, detail, reporting and, yes, to the goals that drive you. Client care and individual attention are Plante Moran hallmarks. Expect us to be fully invested in delivering that nourishing care with flourishing results.

fully invested client care

A nurturing process to realize growth and expand financial security at each step of your life cycle.

{1}

analyze current position

{2}

design optimal portfolio

• Propose asset allocation strategies.

{3}

formalize investment policy

• Prepare a written, customized Investment Policy Statement.

{4}

implement policy

• Analyze alternative money manager structures.

{5}

monitor and supervise

Rebalance/Reconfirm

• Analyze current investment activities, strategy, and policy. • Assess performance objectives, risk tolerance, cash flow needs, liabilities, and taxes.

• Continually address strategic (long-term) and tactical (short-term) investment strategies against the backdrop of capital markets.

• This step is one of the most important functions performed in the development and supervision of an investment program; it is the blueprint for success.

• Negotiate favorable account minimums and fees. • Coordinate custody and brokerage services.

• Provide ongoing supervision of investment program, including ongoing procedures and review of performance.

Plante Moran’s Wealth Management team has roots within one of the most respected audit, tax, and advisory firms in the country, making us different from other wealth advisors. Our holistic and client-centered approach is like having a personal CFO at your side to help you manage the complex task of your personal financial strategy.

personal CFO

fully invested advisors

18

consecutive years on FORTUNE magazine’s “100 Best Companies to Work For” list–March 2016

$12.4b

assets under management– Form ADV dated Dec. 31, 2015

A powerful, personal CFO model that puts your goals first and builds financial fitness.

• Disciplined, strategic asset allocation-driven investment process • To identify opportunities that may provide relative value in excess of historical norms

holistic team approach

investment strategy

• Independent, client-focused • Committed to full disclosure • Seasoned professionals

your interests and success

objectivity first

• Coordinated collaboration between disciplines, including income and estate tax, trust, insurance, and investments

• Experienced research team and industry expert insights

• Integration of perspectives to optimize wealth management and meet family goals

• Extensive databases, peer group universes, and proprietary research

global market research

Independence is a two-sided coin. There’s the financial independence or other goals that you look to achieve. Then there’s Plante Moran Wealth Management, offering freedom of choice with the independence to recommend only what’s best for you— free from the products and tools other firms sell. We advise on smart choices. And that makes us, well, different.

freedom of choice

fully invested difference

140+

quotes from our Investment Research team have been featured in leading business and financial media outlets since 2013, including The Wall Street Journal, The New York Times, Associated Press Newswire, and Reuters Newswire

No proprietary products, no pitches, no high-pressure sales, just the freedom to go where smart money should and advice to guide wise decisions.

Registered Representatives

Other

Registered Investment Advisors

PROFESSIONAL:

Stockbrokers

Banks

Money Managers

Investment Advisors

PRIMARY RESPONSIBILITY:

Brokerage transactions like stocks, bonds, options, etc.

Mutual funds, partnerships, annuities, insurance, etc.

Fiduciary services, asset management, and asset custody services

Asset management disciplines; Generalists vs. Specialists

Portfolio planning disciplines, money manager selection, and performance monitoring and reporting

Fees

Fees

COMPENSATION:

Commissions and markups on transactions

Commissions built into products

Fees

PLANTE MORAN FINANCIAL ADVISORS

Financial Planners

50+

stories in The Wall Street Journal included economic commentary from our Investment Research team in 2012–2015

The personal balance sheet we create at the beginning of our relationship helps you—and us—see both the big picture and the fine details. Your balance sheet also serves as an ongoing benchmark that keeps your team focused and accountable. A world of possibilities are measured with dollars and good sense.

big picture views

fully invested accountability

1st

of 200 CPA firms ranked by assets under management by Accounting Today–Accounting Today, July 2014

200+

dedicated wealth management professionals across all service areas

$12.4b

assets under management– Form ADV dated Dec. 31, 2015

wealth.plantemoran.com