Enrich Bank Conversion Contest Terms and Conditions

1. The Enrich Bank Conversion Contest (“Contest”) is organized by Malaysia Airlines Berhad (“MAB” or “Malaysia Airlines”) and will run from 1 November 2016 until 30 November 2016 (“Contest Period"). 2. For a participant to qualify for the Contest (“Participant”), the Participant must be an Enrich member. 3. The following are NOT eligible to participate in the Contest:•

Permanent and/or temporary employees or immediate family members and relatives of Malaysia Airlines, its affiliates and subsidiaries; and

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Representatives and/or agents (including advertising and promotion agents) of Malaysia Airlines.

4. The mechanics of the Contest are as follows:•

The campaign is valid for all credit card Points to Enrich Miles conversions made between 1 November and 30 November 2016, both days inclusive.

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Participating bank conversion partners are o

Malaysia -

              o

Saudi Arabia

 o

Alliance Bank Amex AmBank Bank Islam Bank Simpanan Nasional CIMB Bank Citibank Hong Leong Bank HSBC Maybank Public Bank RHB Bank Standard Chartered Bank Malaysia UOB The National Commercial Bank Saudi Arabia (NCB)

Indonesia

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Bank Danamon

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Members with the highest converted Enrich Miles will be shortlisted for the Grand Prize winner.

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Highest converted Enrich Miles is calculated per bank only and is not an accumulation from multiple banks.

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Shortlisted participants will be contacted via phone call to answer 3 questions about Liverpool F.C.

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The first to answer all questions correctly will be announced as the Grand Prize winner.

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Winner must agree to do a minimum of 4 Social Media posting of his or her experience in London and Liverpool with specific hashtags which will be advised later.

5. Winner of the Contest will receive the following prizes (“Prizes”): •

2 Return Economy flight tickets from Kuala Lumpur to London

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Return airport transfer from London airport to Hotel

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1 night accommodation in London

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2 Return Economy flight tickets from London to Liverpool*

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Return airport transfer from Liverpool airport* to Hotel

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1 night accommodation in Liverpool

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Complimentary ground activity by EnrichExplore in London

6. The Winners will be notified by email (“Winning Notification”) within 14 days from the Contest Period or such other date as decided by MAB at its absolute discretion. The Winning Notification will include instructions on how to claim the Prizes, flight details and travel itinerary. 7. Failure to claim the Prizes within the manner and period stipulated in the Winning Notification will result in forfeiture of the Prizes and the Winners will have no claim whatsoever against Malaysia Airlines, its agents and employees. 8. The Participant warrants and confirms that each Entry submitted:•

is original, has not been published elsewhere, and is created by the Participant;

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complies with all applicable laws, rules and regulations and any industry codes or rules (by which the Participant or MAB may be bound) that are in force;

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do not contain any material that shall breach any contract or infringe or violate any copyright, trademark or any other personal or proprietary right of any person or render MAB liable to any claims or proceedings whatsoever;

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which contains the name or pictorial representation (photographic or otherwise) of any living person and/or any part of any living person and/or copy by which any living person is or can be identified, the Participant has obtained any authority of such living person to make use of such name, representation and/or copy;

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is not obscene, defamatory, racist, offensive or libelous. The decision of what is considered obscene, defamatory, racist, offensive or libelous material will be at the discretion of MAB; and

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is legal, decent, honest and truthful.

9. The Participant shall fully indemnify MAB of any claims and/or liabilities arising out of any infringement or alleged infringement of any copyright material or other intellectual property rights of a third party by the Participant. The obligation of this clause shall survive the expiration of this Contest Period. 10. All pictures and materials submitted to MAB shall become the sole property of MAB and the Participants irrevocably and unconditionally permit MAB to use, publish or feature the Participants and/or the Winners and/or their pictures and materials for publicity, marketing, promotional, advertising or any other related purposes in any of MAB’s publications, websites and/or any promotional materials connected to the Contest. 11. The Participants shall hold MAB free and harmless from any claims and/or liabilities whatsoever resulting from the usage or the reproduction of the submitted picture by MAB. The obligation of this clause shall survive the expiration of this Contest Period. 12. MAB reserves the right to disqualify, at its sole and absolute discretion, any Participant and/or revoke or forfeit any Prizes at any stage of the Contest if:•

The Participant is not an eligible Participant;

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The Participant has failed to fully comply with the Terms and Conditions stipulated herein;

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Entry/Entries is/are incomplete;

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Breach of any of the Terms and Conditions or other rules and regulations of the Contest or violates any applicable laws or regulations;

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The pictures submitted are found to be or is in the opinion of Malaysia Airlines to be offensive or inappropriate or infringe on the rights of a third party.

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MAB has any reason whatsoever to believe that the Participant has attempted to undermine the operation of the Contest in any way whatsoever, including but not limited to fraud, cheating or deception.

13. MAB’ decision on matters relating to the Contest (including, but not limited to the selection of the Winners) shall be final and absolute. No discussion, correspondence, enquiry, appeal or challenge by shall be entertained.

14. The Prizes shall be given in accordance with the manner to be specified by MAB, at its sole and absolute discretion, upon notification of any winnings and within a stipulated time period.

15. Notwithstanding the above, MAB is entitled to replace the Prizes with other prizes of similar value at any time without any prior notice. 16. The Prizes cannot be exchanged or sold for cash and are non-transferable to any other person. 17. MAB reserves the right to cancel, terminate or suspend the Contest without any prior notice. For the avoidance of doubt, any cancellation, termination or suspension by MAB of the Contest shall not entitle the Participants to any claim or compensation against MAB, its affiliates, subsidiaries, employees, representatives, retailers, distributors, dealers as well as its advertising, creative, media, digital, design and other creative agencies of MAB, for any and all losses or damages suffered or incurred by the Participants as a direct or an indirect result of the act of cancellation, termination or suspension thereof. 18. MAB shall not be liable for any disruption to the Contest, whether due to technical problems or otherwise, which is beyond its reasonable control. In the event of disruption to the Contest, reasonable efforts shall be used to rectify the disruption and resume the Contest on a fair and equitable basis to the Participants. 19. MAB, its affiliates, subsidiaries, employees, representatives, retailers, distributors, dealers as well as its advertising, creative, media, digital, design and other creative agencies of MAB, shall not be liable for any loss or damage whatsoever suffered (including but not limited to loss of opportunities and any indirect or consequential losses) or personal injury suffered or sustained in connection with or arising from either participation in this Contest or with any of the Prizes offered or forfeited. 20. The Contest is not sponsored, endorsed, administered by or associated with Instagram. Any trademarks or trade names used in the Contest are the sole property of the respective owner of such trademarks or trade names and are used solely for identification purposes. 21. The Terms and Conditions of the Contest shall be construed, governed and interpreted in accordance with the laws of Malaysia. Participants agree to submit to the exclusive jurisdiction of the Courts of Malaysia over all matters arising from this Contest.

22. All rights and privileges herein granted to MAB are irrevocable and not subjected to rescission, restraint or injunction under any and all circumstances. Under no circumstances shall the Participant have the right to injunctive relief or to restrain or otherwise interfere with the organization of the Contest, the production, distribution, exhibition and/or exploitation of the Contest and/or any product based on and/or derived from the Contest. 23. Malaysia Airlines shall ensure that the collection, use and disclosure of the Participants’ personal data in their participation of this Contest is consistent with the Personal Data Protection Act 2010 (‘PDPA’). It is acknowledged that personal data collected and processed in under this Contest is obtained voluntarily and with your consent. Malaysia Airlines shall ensure that under no circumstances is the collected data disclosed or sold or passed on to third-parties for any reason. However, Malaysia Airlines may disclose the data collected for a purpose directly related to the purpose it was disclosed at the time of collection to a third party such as other Malaysia Airlines affiliates and subsidiaries or in circumstances specified in the Malaysia Airlines Personal Data Privacy Policy as published at http://www.malaysiaairlines.com/uk/en/footer/privacy-policy.html. Malaysia Airlines should not be held liable for any damage caused as a result of the collection, use, disclosure, loss, misuse, modification, unauthorised or accidental access, alteration or destruction of your personal data unless the actions of Malaysia Airlines were deliberate or grossly negligent. 24. MAB reserves the right at its absolute discretion to vary, delete or add to any of these Terms and Conditions without any prior notice. 25. These Terms and Conditions will prevail over any inconsistent terms, conditions, provisions or representations contained in any other promotional materials advertising the Contest. 26. The main language of the Terms and shall be Conditions the English language. Any translation to any other language than English shall be for convenience only. 27. By participating in this Contest, it is deemed that the Participants have read and agreed to be bound by these Terms and Conditions. Any breach of these Terms and Conditions may, at Malaysia Airlines' absolute discretion, result in forfeiture of any of the Prizes. 28. MAB will not be held responsible for any typographical errors or misprint under these Terms and Conditions.