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Few college-bound students have the financial resources to pay for their Grants For Online Schools post-secondary education entirely out www.classesandcareers.com/schoo of pocket. Even students with You May Qualify For Student Grants substantial college savings plans Obligation To Enroll. Apply Now! typically find that they are left with Mom: $10,000 Scholarship sizable amounts of unmet need. The www.Scholarships4Moms.net average total cost of attending a No GPA, No Essay, No Stress! App public four-year college is more than Takes Only 1 Minute. $20,000 per academic year. Students planning to attend a private college or Apply For College Grants College-Grants.CourseAdvisor.com university can expect to spend more Apply For Federal College Grants. Y than $30,000 per academic year. A Qualify For Financial Aid! college education is a costly proposition, and all indications are that those costs are only going to increase. With the cost of a college education continuing to rise, most students will various types of financial assistance. It is not unusual for a student’s colle comprised of some combination of personal savings, family contributions, and student loans. When preparing a college fund, no financial resource should be ignored. E one of the most popular, and most valuable, sources of financial assistanc students. With the right grants, students can make their dreams of a high reality.
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2012 Grants for School schoolconnection.com/… Receive College Grant, Scholarship & Loan Info from Great Colleges.
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Grants—Different from Scholarships and Student Loans College grants are primarily awards of free money, that do not require any part of the recipient. Unlike scholarships, which are typically awarded on t academic achievement or athletic, artistic or extracurricular performance, according to financial need. This is not to say that academic merit will not that financial need is given greater weight in the final decision making pro As students begin to investigate possible grants for college, they will likely award-for-service grants. These types of grants are typically allied to a dis study, and are applied to students with definite career goals. Typically the shortages in certain professional fields including healthcare, legal aid, teac work. A grant-for-service requires recipients to agree to a predetermined working within their chosen field, at a critical need facility or in an under-s If the student fails to meet their obligations, the grant will revert to a stan and the student will be expected to repay all monies received plus interest Grants for college-bound students are supported by a variety of different s • • • •
Federal and State Governments Colleges and Universities Public and Private Organizations Professional Associations
Regardless of the source of the grants, the purpose remains the same : to education more accessible to all students by supplying the necessary supp help them meet their total college costs.
Federal Grants
FAFSA US Department of Education
Federal grant programs for college-bound students form the bedrock of al United States. These programs should be the first stop for all students loo assistance to help them pay for college. Federal education grants are fund government, and administered through the U. S. Department of Education grants help thousands of students pay for college every year. Without the students would not be able to realize their higher educational goals.
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• The Federal Pell Grant – Since 1972 the Federal Pell Grant has been h the United States fund their college educations. More students rely on financial assistance than any other grant program in America. • The Federal Supplemental Educational Opportunity Grant – The FSEOG financial aid to undergraduate students with extreme financial need. T is funded by the Federal government, and administered through the fi participating colleges and universities. Students must apply through th choice, and grants are awarded on a first come, first served basis. • The Federal TEACH Grant – The TEACH Grant is an example of an awa program. The grant provides Federal funding to students who agree to
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position in a high need field, or critical shortage facility, following grad must sign a contract agreeing to a predetermined time of service. Stu fulfill their teaching obligations will have their grant revert to a studen responsible for the full repayment, plus interest, of that loan.
State Grants Every state in the union has a Department of Higher Education that monit the colleges and universities within that state. Most states offer their resid degree of college financial aid, either through their Department of Higher through a dedicated Student Assistance Commission. Scholarship and gra common at the state level, and are typically supported by state and local t lottery funds. State-funded college grants typically address financial needs of low-incom as encouraging and supporting women and minority students in their colle also often offer career-specific grants-for-service to those students pursui careers in high demand fields such as teaching and nursing. Grant programs will vary widely from state to state, and students are enco our section on State Supported Grants and Scholarships for more informat financial aid programs, and for links to information on financial aid progra state.
Non-Government Grants Once students have exhausted the available Federal and state supported g wish to look to other sources for financial assistance. Many grants for colle can be found in the private sector. Corporations and professional associati grants for deserving students who are pursuing degrees in fields closely a or organization. College grants can also be found through religious organiz clubs and associations dedicated to community service. These grant progr specific eligibility requirements, but they do offer substantial financial assi students who meet the necessary criteria. Colleges and universities can also be prime sources for grants. Often, colle private endowments from individuals and businesses for the purpose of pr to deserving students. Again, privately endowed grants and scholarships t specific eligibility requirements, and may target certain portions of the pop women or minorities. They may also be dedicated to students pursuing de fields or disciplines. Students searching for non-government funded college grants should begi their status as a student (undergraduate or graduate), their field of intere background (minority status, gender, etc). Many grant programs can be fo search of the internet, or through the financial aid offices of colleges and u be time consuming, but the rewards can be substantial.
Grant Categories Some college grant programs are open to all students regardless of background or field of study. These are considered General Grants, and typically are decided according to financial
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need and academic performance. A great number of college grants, however, are designed to target specific portions of the population or students pursuing particular degrees or career paths. These can be broken down into the following categories. • • • •
Student Specific Subject Specific Degree Level Specific Minority Specific
As with all college grants, funding may be provided by a variety of sources, including state governments, professional associations, corporations, colleges and universities.
Popular Student-Specific Grants The width and breadth of the student population in the United States cont change as more and more students head to college to improve their educa professional opportunities. The American collegiate population is made up students of all types and backgrounds. Grants for college-bound students to benefit specific types of students, and to address their particular financ common student-specific grant programs fall into the following categories • Non-traditional • Low-income and culturally disadvantaged • Military and their dependents Women and minorities make up a large section of the national student bod large number of grant programs that target both groups. We will discuss g their needs in a later section.
Non-traditional Students The traditional model of a college-bound student is beginning to change. W college students are still newly minted high school graduates, more and m are headed to colleges and universities across the country. Some may be to finish degrees that were interrupted by work and family commitments, attending college for the first time for training courses to help them achiev the national workforce. Non-traditional students include single parents, dis returning military veterans and adults seeking new career opportunities. Grants for non-traditional students are sponsored by variety of different so state and local governments, corporations, advocacy groups and professio These programs provide vital financial assistance to those non-traditional looking to improve their lives, and the lives of their families, through high
Low Income and Disadvantaged Students Most college grants are designed to address the needs of students who ar shortfall in their college funding. That being said, a wide range of grant pr dedicated to providing financial aid to students in more extreme circumsta
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-income students are specifically designed to address the financial needs o economic or socially disadvantaged backgrounds. Typically, these program by state and Federal governments, advocacy groups and charitable founda In addition to grants dedicated to the economically disadvantaged, there a grant programs designed to target the needs of students with both physic disabilities. Grants for students with disabilities help to increase college ac students facing a wide range of personal challenges, including blindness, h autism, and decreased mobility due to physical impairment. Disabled stud grants to help them pay for college should begin their search by focusing and charitable foundations dedicated to the needs of people with their par
Grants for Military Students and Families One of the most significant sources of grants for college is the United Stat Education grants from the military help enlisted service-members, their sp dependent children, find the resources they need to pay for college. Each military, including the army, navy, air force and marines, provides financia benefit their service-members. Military sponsored grants are also offered t spouses of service-members who have been killed, or disabled, in the line While military sponsored grant programs offer valuable financial assistanc that they are only available to enlisted members of the armed services. Se in a military capacity is a noble and honorable choice, but it should not be Students considering military sponsored financial aid for college should be fully understand their obligations as enlisted personnel in the U.S. Armed
Subject-Specific Grants Many grant programs are dedicated to the needs of students pursuing spe with specific career goals. Typically, these programs are designed to enco those students who are pursuing professional careers in high need fields s mathematics, healthcare, and education. These subject specific grants are variety of sources, including Federal and state governments, corporations associations.
The STEM Subjects There is currently a national push to encourage students to pursue degree technology, engineering and mathematics. The United States is currently f number of students graduating with professional degrees in the STEM field grants have become more abundant for students pursuing studies in these programs are typically sponsored by Federal agencies, state governments associations.
Healthcare Many regions of the country are currently experiencing critical shortages i healthcare personnel. Nurses, nurse practitioners, and primary care physic demand across the country. Grant programs, supported by both public an have been put into place to encourage students to pursue careers in the h Many of these grants are award-for-service programs, and recipients will b a predetermined time of service in a high need medical facility, or under-s community.
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Teachers The American school system, like the healthcare system, is also experienc shortage of qualified professionals. Teachers are in great demand, particu under-served communities. Grants for educators are available from a varie including professional teaching associations, private endowments, and sta Many of these programs, particularly those supported by state governmen service programs. Recipients will be required to sign a contract agreeing t teaching at a high need school, or in an under-served community.
A Note on Grant-For-Service Programs Many grants dedicated to specific career paths are, in fact, award-for-serv programs perform two functions; they give much needed financial aid to t pursuing careers in high need fields, and they help to secure and retain ta in communities that are experiencing critical manpower shortages. Studen grant-for-service program should understand that they are agreeing to a b will be obligated to fulfill all the of the particulars of that contract. Student their award-for-service obligations will find that their grants will revert to loans, and they will be expected to repay all monies received plus interest
Degree Level Specific Grants Undergraduate Grants Grants for undergraduate students are a large part of the financial aid lan programs may provide general grant funding for students pursuing any nu they may be specific to undergraduates enrolled in science, mathematics o courses. Grants for undergraduate students are available from Federal and governments, colleges and universities, corporations and professional asso
Graduate and Doctoral Students Grants for doctoral candidates and graduate students are highly competiti financial needs of students engaged in research to complete their high lev
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grants are often referred to as fellowships, and are typically sponsored by universities as a way of bringing the best and brightest graduate students Unlike the more traditional undergraduate grants, these programs place a weight on academic achievement. Financial need is a secondary considera graduate and doctoral students are typically high dollar awards, and will in research related travel and stipends for living expenses.
Minority Specific Grants Many grant programs exist to serve the needs of minority groups who hav under-represented in the American higher education system. While great made over the last few decades, more work needs to be done to expand a American collegiate student body. Grants for minorities, and for women, a variety of sources, including state and Federal governments, professional corporations, colleges, universities, charitable foundations and advocacy g
Grants for African American Students African-American students will find a wide range of grants designed to hel dreams of a college education. For too long African-Americans were under halls of academia. But with the help of publicly and privately funded grant beginning to take their rightful place on college campuses across the coun decade, the number of African-Americans graduating with a four-year deg sharply, and dedicated grant programs for African-American students are more students of color pursue their dreams of a higher education.
Hispanic Students Hispanics are now the fastest growing minority population in the United St the rise in population numbers is not yet adequately reflected in the numb Hispanic students. This is beginning to change, however, and the availabil college grants for Hispanic students is on the rise. Grants for Hispanic stud by charitable foundations and advocacy groups, as well as by corporations associations dedicated to diversifying the American workforce. Hispanic st large number of grants designed to encourage them to pursue specific car emphasis on science, mathematics and technology.
Native American Students Grants for Native American students may be less prevalent than those for but they are beginning to become more plentiful. State governments, adv private endowments support a growing number of grants dedicated to hel Americans pursue a college education. Many of these programs target me Native-American tribes, and students will be required to present documen their American Indian heritage. A large number of grants for Native-Amer career-specific, with an emphasis on healthcare, education, science and te
Asian American Students Asian-Americans are one of the fastest growing ethnic populations in the U Asian immigrants have been part of the American workforce for more than they have been historically under-represented in mainstream colleges and beginning to change, and more Asian-American students are headed to co
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before. For many, they may be the first in their family to pursue a college for Asian-American students are supported by a variety of charitable found and private endowments. Like many grants dedicated to the financial need students, many grants for Asian-Americans place a particular emphasis on paths, including science, technology, education and journalism.
Grants for Women Women make up 51% of the population of the United States, yet are still minority. While the numbers may prove that women are a majority of the they unfortunately remain under-represented on most mainstream college the country. Private women’s colleges have a long history of providing sol an emphasis on career self-sufficiency. But the need for greater diversity a colleges and universities still remains, as does the need to diversify the Am Many organizations, professional associations and advocacy groups have d range of grants designed to help women take their rightful place in Americ education. Grant programs for women are designed to encourage female s degrees, and careers, in a wide range of fields in which they have been hi represented. Education grants for women typically focus on disciplines in n diversity, such as science, mathematics, technology and business. Grants provide much needed financial support for students of all types, an diverse backgrounds. For many students, education grants mean the diffe achieving their college dreams and having those dreams deferred. Studen search for college grants a priority when preparing for college. Before con cost college loans, students should investigate the many and varied grant may be available to them.
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