Special offers for you As a member of the Air Canada Pilots Association, you have access to a preferred group banking package from BMO Bank of Montreal on a wide range of banking solutions. For those looking for a customized investment solution with assets of $100,000 or greater BMO Nesbitt Burns can help you reach your goals. To find out more about your BMO offers, please visit www.acpa.ca, and login to the members area. Check out the Exclusive Offers button.

JOURNAL

Spring 2012 issue 77

a i r c a n a da p i l o t s a s s o c i at i o n / a s s o c i at i o n d e s p i l o t e s d’a i r c a n a da

The cost of low-cost

Qantas pilots’ president on the corporate structures behind the Jetstar franchise

National Editor Robert Elwood goes behind closed doors in Montreal MEC Chairman Captain Jean-Marc Bélanger

Precious Cargo  Reporting Fatigue  Bet ter Air  Recovering from Tr agedy Registered trade-marks of Bank of Montreal, used under licence. “Nesbitt Burns” is a registered trade-mark of BMO Nesbitt Burns Corporation Limited, used under licence. BMO Nesbitt Burns Inc. and BMO Nesbitt Burns Ltée are indirect subsidiaries of Bank of Montreal. If you are already a client of BMO Nesbitt Burns, please contact your Investment Advisor for more information. BMO Nesbitt Burns is Member-Canadian Investor Protection Fund. ®

®

CHARTING YOUR FINANCIAL FLIGHT PLAN

ACPA LIFE INSUR ANCE

ne w co v er ag

up to

$ 75 0 ,

e

n o w av 0 0 0 a il a b l e * *c on di ti on s m ay ap pl y

as an active acpa member you are entitled to a $20,000 basic life benefit. You may also purchase acpa optional life insurance. Pilots may be covered by up to $750,000 in units of $50,000 with the following rates per $1,000 of coverage.

Airline Financial Credit Union is a full service financial institution specializing in the needs of current or retired employees of the airline industry for over 60 years.

age

35–39

40–44

45–49

50–54 55–59

$.026

$.047

$.077

$.136

stevens 1140 Dutch steel cruiser

We have lived comfortably on board for 11 years. She has taken us through Holland, Germany, the Baltic, France, Spain, up and down the Rhine, Mosel and Rhône. It’s time to sell up and return to Canada. www.myarabelle.co.uk

$.228

Insurance coverage is also available for spouses and dependents.

For more information visit www.acpa.ca, in the members only section, click on committees, then insurance. Or contact Marilyn Pinto at [email protected]

Loans & Mortgages RRSP’s and RRIF’s that are 100% insured On-Line Banking... now available on Smart Phone Devices too! Telephone Banking Mobile Banking Sound Financial Planning and Advice

First Officer John jackson, mec Insurance Chair Captain Ron Pellatt, Secretary-Treasurer Captain Peter Boyd, Trustee

if you currently hold acpa life insurance, please ensure your beneficiary information is up to date

p2p

NOW AVAILABLE access to the Exchange Network in Canada and the US providing SURCHARGE FREE access to thousands of ATMs.

h e pAssistance i l o T A s s i s&TA n c e & WProgram ellness TheTPilot Wellness

Viscount Branch Now Open with Extended Hours...

Mon-Wed 8:30 am - 4:00 pm | Thurs- Fri 8:30 am - 6:00 pm The office is located in the Viscount parking facility next to the elevators on the fourth level. Our office provides professional financial services and a 24/7 full service ATM that has US cash and service in four languages: English, French, Punjabi and Chinese.

Contact us for full details!

35

rate $.026

Some of our many services include: • • • • • •