INTRODUCTION TO FINANCE COMPANY AUSTRALIA PTY LTD A.B.N. 55 107 030 955

ACL 368887

HISTORY: Finance Company Australia Pty Ltd has its origins in 1983 when Rob Rooke entered the Finance Broking industry with one of Western Australia’s preeminent equipment finance brokers. In 1991 he established his own business which expanded to not only arrange equipment finance transactions but residential and commercial mortgages and also to undertake corporate advisory roles for its client base. In 2003 he sold that business into Centrepoint Finance WA Pty Ltd which itself was sold in 2006 into the public company Centrepoint Alliance Limited. In January 2009 Rob repurchased the company from Centrepoint Alliance and changed its name to Finance Company Australia Pty Ltd (FCA). TODAY: Finance Company Australia currently employs a team of expert and dedicated personnel at its offices in West Perth and Bunbury, WA. FCA also employs a number of regional brokers who work throughout Busselton, Mandurah, Kalgoorlie and the greater Western Australia. The company’s principal focus continues to be the same in that it specialises in arranging residential and commercial mortgages, equipment finance, financial advice and has a corporate advisory arm. These activities have seen FCA grow into one of Western Australia’s largest independent brokers. Finance Company Australia prides itself on the relationship it has with its very large client base of over 6,000 ongoing customers and its strong quality referrer base. These relationships have been earned by the continued delivery of outstanding customer service.

“Finance Company Australia’s focus is on the delivery of outstanding client service, fast and competitive approvals and professional excellence.”

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RESIDENTIAL MORTGAGE FINANCE: Finance Company Australia is one of the largest independent writers of residential mortgage business in Western Australia and has the benefit of a long term strategic relationship with some of Western Australia’s most successful Real Estate Groups. FCA has a fully accredited team of Mortgage Brokers and is a member of the Mortgage & Finance Association of Australia (MFAA) and the Credit Ombudsman Service Limited (COSL). Residential mortgage clients include both owner occupiers and investors.

Residential Mortgage Products available:

> Variable > Fixed > Interest Only > Refinancing > Investment > Lo Doc > Split Facility > Line of Credit > Honeymoon/Intro

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COMMERCIAL AND DEVELOPMENT FINANCE:

Finance Company Australia has a long and successful history of financing many large projects in this active sector of the industry. Closely aligned with a large network of funders FCA is uniquely positioned to provide the most competitive funding packages, adding significant value for our clients. Our highly experienced team has many years of banking and finance broking experience behind them and a large pool of high net-worth clients who deal regularly with them.

Commercial Products available:

> Term Loans > Interest Only > Variable > Fixed > Construction > Property Development > Short Term Funding

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EQUIPMENT FINANCE:

Finance Company Australia is very active in this sector of the finance industry and enjoys an excellent reputation and ongoing relationship with its many clients. Financing everything from office equipment and heavy earthmoving equipment, to multi million dollar assets, our specialist team and range of lenders ensure we can secure the best rates and terms for our clients, attracting repeat and referral business in large volumes. Equipment Finance Products available:

> Asset Finance > Chattel Mortgage > Commercial Hire Purchase > Finance Lease > Novated Lease > Operating Lease > Rent Try Buy

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BUSINESS FINANCE:

Business loans assist you in the purchase of a business with goodwill that is secured by business and/or property assets. At FCA we have an established reputation as the leaders in obtaining and structuring finance for all types of businesses. FCA is committed to offering our Business Clients the best loan to meet their current and future needs.

Business Finance Products available:

> Business Acquisition > Goodwill Finance > Term Loans > Refinancing > Debtor Funding > Letters of Credit > Franchise Funding > Trade Finance Facilities > Business Development > Capital Raising > Asset Financing & Syndications > Business > Business Finance Solutions > Business Consulting INTRODUCTION TO FINANCE COMPANY AUSTRALIA

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OUR CLIENTS: At Finance Company Australia we recognise that our highly skilled staff are the key to our success. This specialist team has the ability to deal with every aspect of finance and are fully qualified and accredited to provide the most up to date information. Our client base reflects the diversity and qualifications of our professional team and is witnessed in the ongoing repeat business and referrals our team creates. We pride ourselves on our working relationships with our clients, be they individual home owners, multi-million dollar companies, a small business looking to move into better markets with the purchase of new equipment or property or one of our many Private Investor clients. New business is sourced via referrals through our extensive network of existing clients and our large network of referrers.

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FINANCE COMPANY AUSTRALIA’S TEAM: Rob Rooke F.A.I.C.D. (Dip) FMBM Managing Director M - 0411 223 200 E - [email protected]

Rob Rooke, Managing Director and owner of FCA is a Foundation Fellow of the Australian Institute of Company Directors. Rob's involvement in the Finance Broking Industry extends back to October 1983 during which time he has been an owner, director or Licensee of companies within the Finance Industry. He has served on a diverse range of public company boards, including the industries of Automotive Research and Development, Medical Products and Gold Mining; this experience provides the sound platform for his current activities. Rob is currently a director of:   

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an unlisted public company in the Real Estate industry; a financial advice business; and a partner in a financial consulting business that provides management, economic evaluation, due diligence, accounting and audit services for the international oil and gas sector; and a corporate advisory business specialising in assisting SMEs in preparing for change, be it acquisition, sale, restructuring or value enhancement.

Rob is also well known for his involvement and ongoing charity work for the National Breast Cancer Foundation and the competitive sailing scene.

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Joshua De Buelle (Dip) FMBM Associate Director and Mortgage Finance M - 0402 941 648 E - [email protected]

Joshua's decision to enter the finance industry stemmed from a strong desire to become a specialist in property finance. Starting in 2008 at FCA, we have seen this desire earn him great respect in the industry and become one of our most sought after brokers. Passionate, professional and highly skilled - Joshua stays at the cutting edge of financial and property markets which is reflected in his high rate of return business. With keeping up to date with all the bank's products and policies, he offers great value to home buyers in sourcing the most suitable loan for their position. This dedication has earned him the tag line "The missing piece to your finance puzzle" which is branded on all of his marketing material. Joshua handles several of FCA's largest referring real estate offices and personally deals with some of the highest selling sales representatives from these offices. His focus and motivation is appreciated within FCA and valued from all our clients. Joshua's spare time is focused on the building of his own investment portfolio, trading international currency markets and maintaining his personal fitness.

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Mick Bolto L.L.B., B.A., F.A.I.C.D. Corporate Advisory - 0412 239 875 E - [email protected]

Mick has been at the centre of corporate and commercial activity for over 30 years, as both an advisor and a participant personally and though companies as a shareholder and director or chairman. He has experienced and guided many substantial transactions from inception to completion, dealing with every aspect. He brings knowledge of the legal framework, the realities of commercial life from all sides of a transaction, the ability to cut to the chase and get things done. In recent times, Mick has brought his long corporate, legal and commercial experience to bear on issues of corporate fundraising, strategic advisory and business exits as a senior consultant in the Melbourne based firm Saxon Klein. He will maintain that relationship and also take on the leadership and Managing Director role of the corporate advisory arm of Finance Corporation Australia. Mick has served the community with a long association with the arts in Western Australia, as the chairman for many years of both the Art Gallery of Western Australia and the Perth theatre Trust.

Larry Strange Commercial & Mortgage Finance M - 0403 056 465 E - [email protected]

Larry is one of our most experienced members of the broking team, having served a total of 31 years with Commonwealth Bank of Australia (CBA) before joining Rob as a commercial broker in 2001. During his service with the CBA, Larry served in various operational areas within the Bank and also in various country areas of Australia, and London, UK. He has an in depth knowledge of how the Banking System operates and what is required to put a deal together. Larry specialises in Development & Construction funding for small to large developments with facilities in excess of $1million. Larry enjoys travelling and a nice glass of wine.

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Murray Jackson Mortgage Finance M - 0400 592 770 E - [email protected]

Murray has worked in finance for 30 years and in that time has built a formidable reputation as a solution provider who listens to and understands his client's needs. Here's what one of his many clients had to say about his service; "Throughout my dealing with Murray, whilst sorting the finance for my property, I have had nothing but a professional and stress free experience. He ensured that all the T's were crossed and I's dotted, talked me through the detail that can be overwhelming for those not inclined to think that way and made sure that I was well informed throughout the process. Murray's knowledge of his market ensured that my finance was approved well within the timeframe allowed, 5 days from lodgement in fact!" Away from work Murray is an active participant in community and professional theatre and has also acted in numerous advertisements and films as an extra. He has a quick wit, loves a glass of red, and would love to assist you with your next home loan. Try him – you'll be glad you did.

Cheryl Wood Mortgage Finance - Bunbury M - 0403 465 058 E - [email protected]

Cheryl Wood joined FCA in 2003 as a Mortgage Broker, after 17 years in Bank Finance Lending. As a local resident herself, Cheryl is able to offer her country clients a wealth of experience and knowledge with regards to mortgage finance and any other financing needs they may have. Cheryl's constant focus on customer service returns repeat business to her and has made her one of the most successful brokers in the southwest region.

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Mark Hardy Mortgage Finance M - 0405 538 259 E - [email protected]

Mark has extensive experience in the finance industry having worked for a major lender at branch level for many years previous to his current position as a finance broker. With a further five years experience in finance broking, Mark now services many top selling real estate offices in Perth and has a loyal database of repeat referrers. Mark's total commitment to his clients has also led him to complete further studies and he has his Diploma in Finance Mortgage & Broking Management to further help your finance needs. Mark attributes his ongoing client satisfaction to his dedicated approach to personalising every finance situation based on his client's individual needs. Mark always takes the time to clearly explain his recommendations and believes that honesty and integrity are of the utmost importance at all times. When he is not delivering a stress free solution to his client's you will find Mark socialising with friends or spending time with his family.

Adam Jasper Mortgage Finance - Busselton M - 0433 995 940 - [email protected]

Adam joins the growing South West team with considerable finance experience, having worked with NAB as a Branch Manager for over ten years. He has a further 14 years of finance experience owning and operating a full ASIC compliant and licensed finance broker firm. Adam, his wife and their four children are based in the South West and are heavily involved in the community with particularly strong ties to the local football club. In his free time, you will find Adam entertaining family and friends or unloading a few torpedo punts on the footy field, of which he has now played around 500 senior games with his local football club.

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Kevin Corbitt Mortgage Finance M - 0427 509 832 E - [email protected]

Kevin has been in the finance industry for over 30 years, with 11 years working in Business Development Manger (BDM) roles with NAB and ANZ plus over seven years experience as a finance broker in Western Australia. Having considerable success in the banking and finance industry over many years, Kevin still enjoys going to work each day and feels that he has been fortunate to have been in this environment for the vast majority of his working life. "It is rewarding to have new and existing clients refer family and friends based on a rewarding and mutually beneficial business experience." In his free time, Kevin enjoys spending time on the golf course with friends and also provides coaching and mentoring services, both in the finance industry and within a sporting environment where he was the head coach of a men's State League Basketball team.

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Stephanie Smith Mortgage Finance M - 0421 564 399 E - [email protected]

Stephanie may have an ordinary surname but she is certainly no ordinary broker! She joined the Finance industry in 2009 and has completed her Diploma of Finance and Mortgage Broking Management. She has worked for some of the top lending institutions in the country, undertaking a variety of roles which has enabled her to build a strong client following. Her reliable, enthusiastic and honest approach is well respected throughout the finance industry. Stephanie aims to continue with this approach and develop with it into the future with the Professionals Finance team. In her spare time, Stephanie enjoys spending time with her family and friends and going to the beach. Having grown up in New South Wales, she is an avid rugby supporter and never misses a game, or a debate in the office over which football code is superior. We are very excited to have Stephanie on our team and look forward to you all working with her. Should you need to contact her directly please see her phone number listed above.

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CONTACT US: Finance Company Australia Pty Ltd A.B.N. 55 107 030 955 ACL 368887 West Perth Office Address:

Level 2, 6 Thelma Street, West Perth WA 6005

Mail:

PO Box 1955, West Perth WA 6872

Phone: 08 9444 2555 Facsimile: 08 9444 1600 E-mail: [email protected]

Bunbury Office Address:

9b Zoe Street, Bunbury WA 6230

Phone: 08 9791 8478 Facsimile: 08 9791 8517 E-mail: [email protected]

Busselton Office Address:

37 Kalgaritch Avenue, Busselton WA 6280

Phone: Facsimile: Email:

08 9791 8478 08 9751 3206 [email protected]

Administration and Support:

Rebecca Money Accounts

Rebecca Di Lello Sales and Marketing Associate

Troy Withnell Customer Services Officer

INTRODUCTION TO FINANCE COMPANY AUSTRALIA

Meena Varsani Sales Support

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