CUMULATIVE. 3 Months. 6 Months

For financial advisers only Royal Skandia All currencies (EUR, GBP, HKD, USD) All percentage growth calculated to 31/03/14 Re-priced currency only a...
Author: Vincent Hodges
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For financial advisers only

Royal Skandia

All currencies (EUR, GBP, HKD, USD) All percentage growth calculated to 31/03/14 Re-priced currency only available to unit-linked products Risk Rating

Royal Skandia Base Currency Fund ID

April 2014 EUR

GBP

HKD

USD

Performance % over one year to end March

CUMULATIVE

1 Month

3 6 Months Months

1 Year

ANNUAL

3 Years 5 Years

2014

2013

2012

2011

2010

SFC AMC authorised*

Managed Solutions – available in different risk profiles, providing a high level of diversification across multiple asset classes 96909 4 RS GBP Aggressive - - 96930 - -0.64 -2.59 -1.07 0.07 5.05 63.50 0.07 12.26 -6.49 7.37 44.95 1.50 96013 3 RS GBP Balanced - - 96468 - -0.04 -1.32 -0.80 -2.06 1.12 54.22 -2.06 8.55 -4.88 6.47 43.24 1.50 85052 3 RS GBP Cautious - - 96915 - -0.08 -0.83 -0.45 -1.57 2.18 52.50 -1.57 7.84 -3.74 5.59 41.35 1.50 97969 2 RS GBP Defensive - - - - -0.11 -0.34 -0.67 -1.77 -5.13 -1.77 -1.74 -1.71 1.50 96901 2 RS GBP Global Dynamic Bond 96904 - 96903 96902 -0.14 1.07 2.61 1.58 1.58 10.02 0.80 96911 4 RS EUR Aggressive - - - - -1.33 -1.67 0.27 2.20 11.25 84.02 2.20 11.30 -2.19 8.31 52.72 1.50 96000 3 RS EUR Balanced - - - - -0.64 -0.64 0.09 -0.82 5.24 69.61 -0.82 7.51 -1.31 7.78 49.53 1.50 96912 3 RS EUR Cautious - - - - -0.35 0.00 0.80 0.09 6.50 56.94 0.09 7.12 -0.66 6.21 38.75 1.50 97971 2 RS EUR Defensive - - - - -0.23 -0.45 -1.12 -2.87 -6.87 -2.87 -2.58 -1.59 1.50 97975 2 RS EUR Global Dynamic Bond - - - - 0.19 1.25 2.42 0.48 0.48 8.46 0.80 96910 4 RS USD Aggressive - - 96913 - -0.82 -1.92 1.84 9.55 8.39 90.96 9.55 7.14 -7.65 13.49 55.24 1.50 3 96527 3 RS USD Balanced - - 96914 - -0.17 -0.66 1.52 5.36 3.45 75.04 5.36 4.12 -5.69 11.66 51.53 1.50 3 96528 3 RS USD Cautious - - 96916 - 0.00 -0.07 1.95 5.21 5.53 63.16 5.21 4.27 -3.81 9.75 40.88 1.50 3 97972 3 RS USD Defensive - - - - -0.11 -0.34 -0.90 -2.54 -6.65 -2.54 -2.16 -2.11 1.50 97976 2 RS USD Global Dynamic Bond - - - - 0.28 1.41 2.97 1.61 1.61 8.95 0.80

Sector Solutions – offering access to a wide range of different asset classes and sectors EQUITIES



97085 4 RS GBP Ethical ▲ 97086 - 97088 97087 -0.96 -0.82 2.77 9.51 22.01 82.26 9.51 18.10 -5.66 3.89 43.79 1.25 97746 4 RS GBP Global Dynamic Equity 97748 - 97749 97747 -0.73 -2.79 -1.52 -0.51 4.70 -0.51 12.53 -6.48 6.92 1.50 96897 3 RS GBP Global Equity Income 96900 - 96899 96898 3.17 0.62 0.89 2.52 12.34 65.65 2.52 10.94 -1.23 3.98 41.81 1.25 96457 4 RS GBP UK Equity 96460 - 96459 96458 -3.48 0.00 7.87 17.57 40.61 133.56 17.57 18.63 0.81 8.36 53.29 1.50 96250 4 RS GBP UK Index Tracker 96666 - 96260 96255 -1.15 -0.14 3.93 8.83 22.17 101.52 8.83 13.02 -0.67 4.93 57.20 0.40 3 97277 5 RS GBP UK Opportunities 97279 - 97280 97278 -1.98 0.98 5.45 14.09 29.58 78.13 14.09 15.48 -1.65 7.73 27.60 1.50 97209 4 RS GBP UK Select Equity 97211 - 97212 97210 -3.55 -0.18 7.65 17.04 38.86 133.61 17.04 26.17 -5.97 13.24 48.57 1.50 96439 3 RS GBP US Index Tracker 96667 - 96441 96440 1.26 0.81 7.24 9.75 38.16 105.47 9.75 18.20 6.50 5.98 40.33 0.65 3 97437 4 RS EUR European Best Ideas - 97438 97440 97439 -0.16 2.34 5.87 15.44 20.31 120.50 15.44 13.34 -8.05 18.08 55.22 1.50 97414 4 RS EUR European Equity - 97415 97417 97416 -0.66 1.24 7.96 15.00 25.80 101.52 15.00 16.16 -5.83 8.52 47.62 1.50 96483 4 RS SEK Swedish Equity (USD) 96485 96482 96484 - 0.49 3.20 7.47 17.35 13.40 184.87 17.35 14.11 -15.31 31.40 91.17 1.30 3 97985 5 RS USD Global Emerging Markets 98188 4 RS USD Global Equity 97418 4 RS USD Greater China Equity 85149 4 RS USD Japanese Equity 96545 5 RS USD Pacific Equity

97987 97986 97988 - 0.36 -1.99 -0.24 0.60 0.60 -0.24 1.75 98190 98189 98191 - -0.98 1.42 8.67 20.75 20.75 1.50 97420 97419 97421 - -1.71 -5.58 -2.55 -2.27 -3.55 78.10 -2.27 5.59 -6.54 12.62 63.97 1.50 97736 98260 97737 - -3.49 -6.57 -6.82 10.46 11.79 58.76 10.46 3.11 -1.86 0.44 41.40 1.50 96548 96546 96547 - -0.24 -2.93 -3.78 -10.03 -18.40 66.85 -10.03 3.34 -12.23 18.96 71.88 1.50

98290 4 RS USD UK Alpha 98292 98291 98293 - -4.24 -2.73 1.50 97410 4 RS USD US All Cap Value 97412 97411 97413 - 1.02 2.23 9.67 14.85 28.20 122.20 14.85 12.47 -0.75 16.12 49.25 1.50 85150 5 RS USD US Equity 96733 98261 98262 - 1.13 2.28 8.33 20.40 30.57 105.26 20.40 6.43 1.89 11.71 40.73 1.50

FIXED INCOME



97974 2 RS GBP Emerging Markets Debt - - - - 2.19 2.73 1.34 -5.77 5.38 -5.77 4.94 6.56 1.50 97051 2 RS GBP Global Fixed Interest Blend 97052 - - - -0.07 1.26 2.82 1.93 18.76 46.18 1.93 10.27 5.66 1.49 21.28 0.80 97047 2 RS GBP Strategic Bond 97048 - 97050 97049 -0.08 1.17 2.78 1.97 19.17 73.32 1.97 10.45 5.81 6.37 36.73 0.80 97973 2 RS EUR Emerging Markets Debt - - - - 2.16 2.69 1.33 -5.97 6.67 -5.97 4.87 8.17 1.50 96802 1 RS EUR Euro Bond - 96881 - 96882 0.61 3.51 4.73 3.59 21.39 49.55 3.59 10.23 6.31 2.82 19.82 0.55 97422 2 RS USD Emerging Markets Debt 97424 97423 97425 - 2.31 2.90 1.72 -5.34 8.57 62.43 -5.34 5.90 8.31 9.59 36.52 1.50 97053 2 RS USD Global Fixed Interest Blend - - 97054 - 0.37 1.60 3.21 1.99 17.83 64.64 1.99 9.85 5.18 7.96 29.42 0.80 3 98151 1 RS USD Investment Grade Corporate Bond 98153 98152 98154 - 0.00 1.85 2.48 -0.20 -0.20 6.08 1.00 97989 3 RS USD Local Currency Emerging Market Debt 97991 97990 97992 - 2.69 0.60 -2.78 -12.59 -12.59 2.67 1.75 97430 1 RS USD Total Return Bond 97432 97431 97433 - -0.67 0.85 0.85 -2.30 6.34 32.63 -2.30 5.91 2.77 4.97 18.82 1.00

MULTI-ASSET

98296 2 RS GBP OM Foundation 3 98300 3 RS GBP OM Foundation 4 98304 3 RS GBP OM Foundation 5 97132 4 RS GBP Global Best Ideas 97854 2 RS GBP Index Cautious

- - - - Fund has performance history of less than one month 1.00 - - - - 0.43 1.00 - - - - 0.00 1.00 97134 - 97135 97133 -0.83 -1.31 2.80 5.06 18.72 101.26 5.06 15.89 -2.49 14.41 48.17 1.50 - - 97855 - -0.62 0.99 2.09 2.09 15.53 2.09 7.21 5.56 0.45

98297 2 RS EUR OM Foundation 3 - - - - -0.32 1.25 98303 3 RS EUR OM Foundation 4 - - - - 0.00 1.25 96971 3 RS USD Diversified Managed 96974 96972 96973 - -0.26 -0.93 1.12 4.46 1.39 65.96 4.46 3.42 -6.15 10.85 47.66 1.50 3 98298 2 RS USD OM Foundation 3 - - 98299 - -0.32 1.25 98301 3 RS USD OM Foundation 4 - - 98302 - 0.43 1.25 98305 3 RS USD OM Foundation 5 98307 - 98306 - 0.00 1.25

ALTERNATIVES



97518 2 RS USD Alternatives 97520 97519 97521 - -0.24 -0.36 -0.96 -2.59 -6.44 0.36 -2.59 -2.07 -1.92 0.45 6.79 1.50 98250 2 RS USD Global Equity Absolute Return 98252 98251 98253 - 0.20 2.91 6.00 1.50

PROPERTY



97093 5 RS GBP Global Property Securities - - - - -1.01 1.30 0.26 -2.74 12.21 103.39 -2.74 18.96 -3.02 7.08 69.27 1.50 97105 1 RS GBP Property 97106 - 97108 97107 0.36 1.68 5.10 7.23 7.78 26.31 7.23 0.90 -0.38 4.95 11.66 1.35 97102 5 RS USD Global Real Estate Securities 97103 - 97104 - -0.74 2.15 0.00 -3.70 10.41 121.43 -3.70 17.56 -2.47 10.44 81.59 1.50 3

Further fund performance information available from www.skandiainternational.com April 2014 informer

17

For financial advisers only

Royal Skandia

All currencies (EUR, GBP, HKD, USD) All percentage growth calculated to 31/03/14

Re-priced currency only available to unit-linked products Risk Rating

Royal Skandia Base Currency Fund ID

April 2014 EUR

GBP

HKD

USD

Performance % over one year to end March

CUMULATIVE

1 Month

3 6 Months Months

1 Year

ANNUAL

3 Years 5 Years

2014

2013

2012

2011

2010

AMC

SFC authorised*

SelfSelect EQUITIES



EQUITIES – ASIA PACIFIC 96230 5 RS GBP Baring Korea 96714 - 96239 96245 -0.37 -4.15 -4.76 -8.99 -15.22 72.17 -8.99 4.52 -10.88 24.38 63.27 1.50 3 96921 3 RS GBP First State Asia Pacific Leaders 96923 - 96924 96922 2.65 0.19 -2.05 -8.40 10.02 78.52 -8.40 17.72 2.03 10.56 46.76 1.50 97442 4 RS GBP Old Mutual Asia Pacific 97444 - 97445 97443 0.99 1.16 0.82 -4.14 12.48 82.44 -4.14 24.17 -5.50 5.31 54.02 1.50 97687 4 RS EUR DWS Invest Top 50 Asia - 97688 97690 97689 -1.32 -3.12 -3.24 -4.97 -1.58 56.23 -4.97 7.02 -3.23 0.80 57.49 1.50 97834 5 RS USD Aberdeen Global Asia Pacific Equity 97836 97835 97837 - 3.00 1.78 -1.23 -3.69 1.26 -3.69 7.97 -2.61 17.19 1.75 3 98127 5 RS USD Baring ASEAN Frontiers 98129 98128 98130 - 2.51 4.64 -1.21 -13.82 -13.82 19.53 1.25 3 97196 5 RS USD BNY Mellon Asian Equity 97198 97197 97199 - 1.14 1.73 -3.74 -7.34 -13.01 74.72 -7.34 4.22 -9.92 19.60 67.94 2.00 3 97864 4 RS USD Eastspring Investments Asian Infrastructure Equity 97866 97865 97867 - 1.38 -1.75 -2.15 -4.50 -13.59 -4.50 3.31 -12.41 1.50 3 98033 5 RS USD Eastspring Investments Dragon Peacock 98036 98035 98037 - 3.63 -2.45 2.12 1.33 1.33 -0.11 1.75 3 98034 5 RS USD Eastspring Investments Indonesia Equity 98039 98038 98040 - 6.76 22.90 9.82 -19.10 -19.10 9.70 1.50 3 98093 5 RS USD Fidelity Emerging Asia 98095 98094 98096 - 1.52 2.80 5.34 0.19 0.19 7.80 1.50 97576 5 RS USD HSBC GIF Korean Equity 97578 97577 97579 - -0.65 -4.30 -1.41 5.07 -16.64 77.09 5.07 -4.72 -16.73 27.36 66.80 1.50 3 97192 5 RS USD HSBC GIF Singapore Equity 97194 97193 97195 - 2.53 0.64 -0.16 -3.76 6.18 143.97 -3.76 8.95 1.27 11.94 105.25 1.00 3 97136 5 RS USD HSBC GIF Thai Equity 97138 97137 97139 - 4.07 7.66 -7.64 -19.70 12.67 219.37 -19.70 24.05 13.11 35.98 108.45 1.50 3 85124 5 RS USD Invesco Asean Equity 96718 98050 96223 - 3.26 5.42 -1.68 -11.63 -11.63 14.19 22.84 98.72 1.00 3 97716 3 RS USD Invesco Asia Balanced 97718 97717 97719 - 2.92 2.41 0.35 -2.76 11.07 -2.76 12.75 1.31 13.53 1.25 3 97724 5 RS USD Invesco Asia Consumer Demand 97726 97725 97727 - -0.14 0.00 0.20 4.61 4.17 4.61 9.05 -8.69 12.83 1.50 3 97728 4 RS USD Invesco Asia Infrastructure 97730 97729 97731 - -0.19 -0.65 -1.82 -5.93 -17.39 -5.93 0.17 -12.34 16.00 1.50 3 85146 4 RS USD Invesco Asia Opportunities Equity 96208 98049 96221 - -0.48 0.45 -1.39 -1.08 -1.08 8.83 18.09 60.70 1.00 3 98069 5 RS USD Invesco Asian Equity 98071 98070 98072 - 0.81 -1.24 0.90 5.48 5.48 6.75 1.50 3 97548 5 RS USD JP Morgan Asean 97550 97549 97551 - 2.45 2.78 -1.95 -10.04 8.47 170.47 -10.04 20.36 0.17 27.14 96.12 1.50 3 97552 5 RS USD JP Morgan Australia 97554 97553 97555 - 3.00 4.83 2.61 0.76 7.92 111.75 0.76 20.30 -10.96 9.20 79.68 1.50 3 85134 5 RS USD JP Morgan Eastern Smaller Companies 96721 98041 96291 - 0.61 0.30 6.41 4.19 7.26 138.60 4.19 22.53 -15.98 11.47 99.55 1.50 3 97560 5 RS USD JP Morgan Korea 97562 97561 97563 - -0.65 -4.92 -3.54 2.71 -11.19 94.69 2.71 -4.26 -9.69 25.60 74.54 1.50 3 85116 4 RS USD JP Morgan Pacific Securities 96431 98045 96216 - -1.74 -5.33 -5.83 2.59 1.89 80.29 2.59 11.27 -10.75 9.34 61.84 1.50 3 97556 5 RS USD JP Morgan Taiwan 97558 97557 97559 - 2.18 2.36 6.64 15.91 10.45 102.59 15.91 3.16 -7.63 18.13 55.27 1.50 3 85135 5 RS USD JP Morgan Thailand 96724 98029 96294 - 4.07 4.79 -8.45 -18.86 29.47 329.49 -18.86 43.77 10.98 48.80 122.95 1.50 3 96545 5 RS USD Pacific Equity 96548 96546 96547 - -0.24 -2.93 -3.78 -10.03 -18.40 66.85 -10.03 3.34 -12.23 18.96 71.88 1.50 97704 5 RS USD Pictet Pacific (ex Japan) Index 97706 97705 97707 - 1.80 2.25 0.05 -1.90 7.56 -1.90 17.51 -6.70 12.18 0.60 97109 5 RS USD Templeton Asian Growth 97111 97110 97112 - 4.11 1.79 -0.27 -10.10 -11.88 120.82 -10.10 8.10 -9.32 24.55 101.21 1.85 3 EQUITIES – BRIC 97644 5 RS EUR Allianz BRIC Equity - 97645 97647 97646 -0.08 -4.54 -4.61 -10.23 -28.08 46.35 -10.23 -2.56 -17.77 5.59 92.70 1.75 97176 5 RS USD HSBC GIF BRIC Markets Equity 97178 97177 97179 - 1.51 -5.87 -7.08 -8.67 -27.00 38.68 -8.67 -3.15 -17.47 8.88 74.49 1.50 3 97830 5 RS USD Schroder ISF BRIC 97832 97831 97833 - 0.92 -4.14 -4.86 -3.17 -21.24 -3.17 -3.55 -15.67 7.54 1.50 97544 5 RS USD Templeton BRIC 97546 97545 97547 - -2.19 -5.69 -2.85 -7.79 -32.71 39.42 -7.79 -7.50 -21.11 9.39 89.42 2.10 3 EQUITIES – CHINA AND HONG KONG 96797 5 RS USD Aberdeen Global Chinese Equity 96800 96798 96799 - 1.38 -4.28 -8.67 -10.73 -8.18 88.75 -10.73 4.60 -1.67 17.88 74.39 1.75 3 97450 5 RS USD Baring China Select 97452 97451 97453 - -2.79 -6.28 -0.48 4.89 -11.44 59.24 4.89 4.59 -19.28 6.55 68.76 1.50 3 97128 5 RS USD Baring Hong Kong & China 97130 97129 97131 - -3.23 -7.19 -4.63 0.63 -14.63 42.33 0.63 2.20 -17.00 4.91 58.92 1.25 3 98053 5 RS USD BlackRock GF China 98055 98054 98056 - -2.14 -5.67 -2.51 -0.85 -0.85 7.40 1.50 3 98135 5 RS USD Fidelity China Consumer 98137 98136 98138 - -4.57 -4.09 4.54 20.69 20.69 9.82 1.50 3 97213 5 RS USD Fidelity China Focus 97215 97214 97216 - -1.29 -6.26 -2.43 3.22 -8.19 56.24 3.22 4.72 -15.06 5.95 60.62 1.50 3 97904 4 RS USD First State China Growth 97906 97905 97907 - -3.19 -7.54 -1.80 5.41 11.21 5.41 13.49 -7.03 2.00 3 97124 4 RS USD First State Hong Kong Growth 97126 97125 97127 - -2.47 -5.36 -0.55 1.31 14.27 141.11 1.31 15.22 -2.11 16.72 80.78 1.50 3 97418 4 RS USD Greater China Equity 97420 97419 97421 - -1.71 -5.58 -2.55 -2.27 -3.55 78.10 -2.27 5.59 -6.54 12.62 63.97 1.50 97913 5 RS USD Henderson Horizon China 97915 97914 97916 - -4.73 -6.66 0.90 8.13 -15.86 8.13 5.07 -25.94 1.20 3 96227 5 RS USD HSBC GIF Chinese Equity 96698 96242 96236 - -3.95 -7.60 -6.06 -0.74 -12.81 40.04 -0.74 6.73 -17.69 5.28 52.56 1.50 3 96228 5 RS USD HSBC GIF Hong Kong Equity - 96243 96237 - -3.55 -7.48 -8.00 -4.47 -8.42 61.91 -4.47 13.20 -15.31 10.18 60.47 1.00 3 97720 5 RS USD Invesco PRC Equity 97722 97721 97723 - -8.26 -7.63 -2.80 7.91 -5.77 7.91 8.35 -19.41 4.38 2.00 3 85133 5 RS USD JP Morgan Greater China 96722 98044 96293 - -2.49 -3.64 -0.24 5.32 2.46 87.58 5.32 12.56 -13.57 14.50 59.89 1.50 3 85148 5 RS USD JP Morgan Hong Kong 96723 - 96292 - -3.53 -5.52 -3.16 2.59 -2.66 69.05 2.59 13.65 -16.51 11.47 55.80 1.50 3 97884 5 RS USD Martin Currie GF Greater China 97886 97885 97887 - -2.36 -3.22 -0.30 5.31 -10.23 5.31 5.61 -19.28 1.50 98225 5 RS USD Value Partners Classic 98227 98226 98228 - -5.72 -6.01 2.21 0.65 0.65 1.25 EQUITIES – EMERGING MARKETS 98131 4 RS GBP Baring Dynamic Emerging Markets 98133 - 98134 98132 2.09 -2.12 -4.82 -13.99 -13.99 2.44 1.50 85016 5 RS GBP Baring Global Emerging Markets - - 96288 - 0.35 -5.60 -7.31 -14.60 -25.56 24.61 -14.60 0.42 -13.19 4.85 59.65 1.50 3 97510 4 RS GBP Fidelity Emerging Europe, Middle East & Africa 97512 - 97513 97511 -0.72 -8.19 -8.26 -8.64 -9.98 84.39 -8.64 10.96 -11.19 9.80 86.54 1.50 3 96917 3 RS GBP First State Global Emerging Markets Leaders 96919 - 96920 96918 5.16 -1.09 -0.83 -4.97 15.84 95.50 -4.97 15.88 5.20 10.62 52.57 1.50 85023 4 RS GBP JP Morgan Emerging Markets Investment Trust 96446 - 97123 97361 4.11 -1.68 -5.78 -13.70 -10.79 73.16 -13.70 11.29 -7.11 9.81 76.76 1.00 97382 5 RS EUR Jupiter New Europe - 97383 97385 97384 -5.37 -13.07 -14.13 -17.83 -28.72 73.65 -17.83 3.75 -16.38 11.75 117.98 1.50 97838 5 RS USD Aberdeen Global Emerging Markets Equity 97840 97839 97841 - 5.70 0.17 -3.18 -9.04 0.08 -9.04 9.57 0.42 15.15 1.75 3 97616 4 RS USD Aberdeen Global Emerging Mkts Infrastructure 97618 97617 97619 - 5.20 0.29 -2.95 -10.16 -3.22 92.67 -10.16 11.52 -3.40 13.94 74.73 1.75 98180 4 RS USD Alquity Africa 98182 98181 98183 - -0.18 -3.03 1.87 6.66 6.66 1.90 3 85130 5 RS USD Baring Eastern Europe 96432 98051 96289 - -2.58 -13.97 -14.80 -12.68 -34.12 69.54 -12.68 0.33 -24.80 13.37 127.00 1.50 3 85118 5 RS USD Baring Global Emerging Markets 96824 - - - 0.45 -4.45 -3.93 -5.78 -23.05 45.54 -5.78 -4.37 -14.59 11.57 69.52 1.50 3 97564 4 RS USD Franklin MENA 97566 97565 97567 - 2.60 14.73 24.21 42.76 47.78 103.55 42.76 1.38 2.11 -3.17 42.26 2.00 3 97985 5 RS USD Global Emerging Markets 97987 97986 97988 - 0.36 -1.99 -0.24 0.60 0.60 -0.24 1.75 97188 5 RS USD HSBC GIF Global Emerging Markets Equity 97190 97189 97191 - 3.43 -3.31 -4.89 -9.42 -26.78 39.55 -9.42 -1.53 -17.91 12.31 69.70 1.50 3 85123 5 RS USD Invesco Emerging Markets Equity 96699 98047 97678 - 1.15 -0.73 0.77 1.41 -3.66 86.95 1.41 5.18 -9.68 10.50 75.61 1.50 3 98114 5 RS USD Investec GSF Africa Opportunities 98116 98115 98117 - 2.13 -2.68 -0.47 -1.68 -1.68 2.78 2.00 97600 5 RS USD JP Morgan Emerging Europe, ME & Africa Equity 97602 97601 97603 - -1.22 -9.06 -9.29 -6.73 -17.33 94.82 -6.73 2.73 -13.73 14.76 105.36 1.50 3 97608 5 RS USD JP Morgan Middle East Equity 97610 97609 97611 - 6.35 8.36 5.42 1.02 9.56 77.36 1.02 18.33 -8.35 1.74 59.12 1.50 3 97299 5 RS USD Parvest Equity World Emerging 97301 97300 97302 - -0.57 -1.50 -2.23 -4.01 -17.40 65.72 -4.01 -5.02 -9.40 11.54 79.87 1.75 3 97957 5 RS USD Schroder ISF Global Emerging Markets Opps 97959 97958 97960 - -0.59 -2.67 0.48 0.84 -15.76 0.84 -0.36 -16.16 1.50 97658 5 RS USD Schroder ISF Middle East 97660 97659 97661 - 6.65 11.63 13.25 17.24 41.67 129.25 17.24 21.41 -0.47 4.02 55.56 1.50 85140 5 RS USD Templeton Emerging Markets 96732 98031 97981 - -1.21 -3.68 -2.17 -6.94 -6.94 1.83 2.10 3 97540 5 RS USD Templeton Emerging Markets Smaller Cos 97542 97541 97543 - 1.58 0.59 7.40 2.28 -0.77 144.31 2.28 8.86 -10.88 13.55 116.82 2.10 3 98001 4 RS USD Templeton Frontier Markets 98003 98002 98004 - 0.60 -0.20 3.79 7.64 7.64 10.95 2.10 3 98208 5 RS USD VAM Emerging Markets Growth 98210 98209 98211 - -0.65 -1.84 0.47 0.85 0.85 2.25

18

informer April 2014

For financial advisers only

Royal Skandia

All currencies (EUR, GBP, HKD, USD) All percentage growth calculated to 31/03/14 Re-priced currency only available to unit-linked products Risk Rating

Royal Skandia Base Currency Fund ID

April 2014 EUR

GBP

HKD

USD

Performance % over one year to end March

CUMULATIVE

1 Month

3 6 Months Months

1 Year

ANNUAL

3 Years 5 Years

2014

2013

2012

2011

2010

SFC AMC authorised*

SelfSelect

EQUITIES – ENERGY 97679 4 RS EUR DWS Invest Clean Tech - 97680 97682 97681 -3.28 1.67 6.83 8.06 -12.91 18.08 8.06 4.83 -23.12 -0.75 36.61 1.50 97386 3 RS EUR Jupiter Climate Change Solutions - 97387 97389 97388 -1.94 -0.09 4.33 12.99 21.12 88.12 12.99 10.47 -2.97 8.68 42.91 1.50 97295 3 RS EUR Parvest Equity World Utilities - 97296 97298 97297 2.31 8.13 8.13 9.74 16.67 27.88 9.74 7.45 -1.05 -5.16 15.58 1.50 3 96621 4 RS USD BlackRock GF New Energy 96624 96622 96623 - -0.47 3.52 7.98 22.06 -3.62 20.00 22.06 3.10 -23.42 2.20 21.83 1.75 3 97498 5 RS USD BlackRock GF World Energy 97500 97499 97501 - 0.78 -0.31 3.54 7.15 -19.10 46.36 7.15 -3.22 -21.98 28.80 40.45 1.75 3 97568 4 RS USD HSBC GIF Global Equity Climate Change 97570 97569 97571 - 1.13 1.52 6.78 17.06 13.74 66.60 17.06 10.47 -12.04 3.67 41.29 1.50 3 97460 5 RS USD Investec GSF Global Energy 97462 97461 97463 - 2.43 0.28 2.14 9.30 -14.13 58.63 9.30 -0.76 -20.84 27.48 44.91 1.50 3 97446 4 RS USD Parvest Global Environment 97448 97447 97449 - -0.89 -0.89 6.54 18.23 21.23 59.05 18.23 10.35 -7.08 6.17 23.57 1.75 97662 4 RS USD Schroder ISF Global Climate Change Equity 97664 97663 97665 - -1.33 0.99 8.05 22.81 18.80 90.57 22.81 5.29 -8.13 11.40 44.00 1.50 3 EQUITIES – EUROPE 85046 4 RS GBP Baring Europe Select 96204 - 96217 98052 1.58 2.94 9.58 19.97 19.97 22.98 1.50 3 96658 4 RS GBP Fidelity European 96661 - 96660 96659 1.57 1.41 3.59 8.50 17.37 70.08 8.50 16.47 -7.12 6.70 35.81 1.50 97584 4 RS GBP GAM Star Continental European Equity 97586 - 97587 97585 -1.43 -0.55 3.27 8.36 30.25 89.18 8.36 23.87 -2.96 4.90 38.46 1.35 3 96571 5 RS GBP GLG Continental Europe 96574 - 96573 96572 0.98 1.81 8.80 19.14 25.85 110.25 19.14 17.23 -9.89 12.24 48.85 1.50 96594 4 RS GBP Henderson European Growth 96597 - 96596 96595 1.53 1.32 5.10 10.14 21.67 100.49 10.14 21.35 -8.97 9.80 50.08 1.50 85041 3 RS GBP Henderson Gartmore Pan European - - - - -0.58 3.13 10.24 17.34 36.93 100.00 17.34 22.20 -4.51 3.85 40.65 1.50 97437 4 RS EUR European Best Ideas - 97438 97440 97439 -0.16 2.34 5.87 15.44 20.31 120.50 15.44 13.34 -8.05 18.08 55.22 1.50 97414 4 RS EUR European Equity - 97415 97417 97416 -0.66 1.24 7.96 15.00 25.80 101.52 15.00 16.16 -5.83 8.52 47.62 1.50 96582 3 RS EUR Henderson Gartmore Continental European - 96583 96585 96584 -0.54 3.96 10.60 19.01 39.83 118.90 19.01 22.01 -3.71 6.16 47.47 1.50 97180 5 RS EUR HSBC GIF Euroland Equity - 97181 97183 97182 0.30 2.67 8.36 28.11 16.73 94.16 28.11 11.44 -18.25 4.01 59.92 1.50 3 97390 3 RS EUR Jupiter European Opportunities - 97391 97393 97392 -0.75 0.46 7.06 13.80 31.90 112.40 13.80 18.14 -1.90 9.41 47.18 1.50 96755 4 RS EUR Lazard European Equity - 96756 96758 96757 0.22 1.54 8.39 16.43 26.91 93.83 16.43 15.92 -5.97 4.81 45.72 1.50 97700 4 RS EUR Pictet Europe Index - 97701 97703 97702 -0.79 1.86 6.37 14.27 24.57 14.27 13.87 -4.26 4.76 0.60 96483 4 RS SEK Swedish Equity (USD) 96485 96482 96484 - 0.49 3.20 7.47 17.35 13.40 184.87 17.35 14.11 -15.31 31.40 91.17 1.30 3 85144 3 RS USD Henderson Gartmore Pan European - - - - -0.75 3.85 13.65 28.95 40.71 134.51 28.95 16.10 -6.02 11.33 49.71 1.50 96759 5 RS USD Investec GSF Continental European Equity 96762 96760 96761 - -1.99 4.72 15.47 36.09 39.08 148.39 36.09 15.90 -11.82 16.30 53.57 1.50 3 EQUITIES – GLOBAL 96486 3 RS GBP Aberdeen World Equity 96488 - 96489 96487 2.76 0.59 0.00 -1.65 16.18 75.29 -1.65 14.45 3.22 3.74 45.44 1.50 96551 4 RS GBP AXA Framlington Financial 96554 - 96553 96552 -0.11 -1.99 2.30 5.46 12.55 60.58 5.46 18.76 -10.14 -3.19 47.38 1.50 96529 3 RS GBP AXA Framlington Global Opportunities 96532 - 96531 96530 -0.24 -0.84 3.11 6.15 13.11 66.27 6.15 9.86 -3.01 9.75 33.94 1.50 96469 4 RS GBP BlackRock Global Equity 96472 - 96471 96470 -1.21 -2.68 0.10 1.98 2.83 53.12 1.98 7.13 -5.88 5.54 41.09 1.50 97085 4 RS GBP Ethical 97086 - 97088 97087 -0.96 -0.82 2.77 9.51 22.01 82.26 9.51 18.10 -5.66 3.89 43.79 1.25 85025 3 RS GBP F & C Investment Trust 98229 - - 97357 -1.17 -0.83 3.18 5.50 23.98 86.90 5.50 16.20 1.13 8.67 38.72 0.37 96492 4 RS GBP Fidelity Global Financial Services 96494 - 96495 96493 -0.08 -2.09 1.33 1.24 14.34 74.53 1.24 23.72 -8.72 0.47 51.93 1.50 3 96500 4 RS GBP Fidelity Global Industrials 96502 - 96503 96501 0.81 -0.80 1.68 1.92 -6.91 73.26 1.92 9.32 -16.45 17.01 59.07 1.50 3 97172 4 RS GBP Fidelity Global Special Situations 97174 - 97175 97173 -0.76 -0.08 4.26 8.39 13.95 81.20 8.39 16.67 -9.88 4.56 52.08 1.50 97746 4 RS GBP Global Dynamic Equity 97748 - 97749 97747 -0.73 -2.79 -1.52 -0.51 4.70 -0.51 12.53 -6.48 6.92 1.50 96679 3 RS GBP Henderson Global Care Growth 96685 - 96683 96681 -0.35 1.43 7.25 14.61 24.23 75.31 14.61 11.52 -2.80 2.79 37.28 1.50 97249 4 RS GBP Henderson Global Financials 97251 - 97252 97250 -0.33 -2.48 3.08 10.38 12.30 73.51 10.38 18.52 -14.16 4.41 47.98 1.50 85028 3 RS GBP Invesco Perpetual Global Equity 96730 - - 97356 -1.24 -1.63 2.00 11.97 30.86 101.93 11.97 16.87 0.00 2.01 51.27 1.50 85040 3 RS GBP Jupiter Ecology 96210 - 96467 96301 -0.39 -1.41 2.33 10.75 16.29 71.51 10.75 11.41 -5.76 7.49 37.21 1.50 97241 3 RS GBP Newton Global Equity 97243 - 97244 97242 0.08 -1.02 1.45 3.96 17.12 67.20 3.96 19.55 -5.77 7.29 33.07 1.50 85037 2 RS GBP Newton Real Return 96729 - 96225 97355 -0.75 0.89 1.34 0.06 5.46 29.01 0.06 6.82 -1.33 6.91 14.43 1.00 96605 3 RS GBP Sarasin EquiSar Global Thematic 96608 - 96607 96606 -0.41 -1.42 1.39 2.76 12.45 55.84 2.76 15.51 -5.26 4.36 32.80 1.50 97624 4 RS EUR Credit Suisse Equity Fund (LUX) Global Prestige - 97625 97627 97626 -1.99 -6.04 -7.07 -1.48 30.93 211.17 -1.48 12.26 18.37 29.40 83.67 1.92 97378 4 RS EUR Jupiter Global Financials - 97379 97381 97380 0.16 -0.24 6.25 9.97 24.52 85.17 9.97 23.67 -8.44 0.10 48.56 1.50 97076 4 RS USD Aberdeen Global World Equity 97078 97077 97079 - 2.83 1.64 3.19 7.90 20.66 106.23 7.90 9.09 2.51 10.08 55.26 1.50 96541 4 RS USD Baring Global Select 96544 96542 96543 - -3.05 -4.33 1.40 8.58 9.86 78.88 8.58 3.98 -2.70 12.62 44.58 1.50 3 97486 3 RS USD BlackRock GF Global Allocation 97488 97487 97489 - -0.38 -0.10 3.58 8.20 10.38 55.29 8.20 4.00 -1.91 9.39 28.61 1.50 3 98057 4 RS USD BlackRock GF Global Equity 98059 98058 98060 - -0.81 -1.54 3.38 11.69 11.69 2.38 1.50 3 98184 4 RS USD Dominion CHIC 98186 98185 98187 - -2.39 -6.68 -1.46 8.33 8.33 1.50 98268 3 RS USD Fidelity Global Demographics 98270 98269 98271 - 0.29 2.16 9.57 1.50 98192 3 RS USD Fidelity Global Dividend 98194 98193 98195 - 0.51 0.86 7.38 15.38 15.38 1.50 3 98089 5 RS USD Fidelity Global Real Assets 98091 98090 98092 - 0.09 -2.28 1.85 4.05 4.05 9.47 1.50 97798 3 RS USD Franklin Mutual Global Discovery 97800 97799 97801 - -0.84 -0.61 5.89 18.37 23.10 18.37 9.62 -5.13 11.68 1.50 3 98188 4 RS USD Global Equity 98190 98189 98191 - -0.98 1.42 8.67 20.75 20.75 1.50 97140 3 RS USD HSBC Amanah Global Equity 97142 97141 97143 - -0.24 0.63 8.55 15.25 27.25 87.32 15.25 6.68 3.51 7.54 36.87 0.75 98257 3 RS USD Investec GSF Global Franchise 98258 98256 98259 - 0.52 0.52 4.35 1.50 96442 4 RS USD Investec GSF Global Dynamic 96445 96443 96444 - -1.37 -0.92 6.91 16.71 25.14 110.19 16.71 11.41 -3.76 13.07 48.54 1.50 3 85143 4 RS USD Investec GSF Global Strategic Equity 96720 98048 96703 - -0.35 3.10 12.81 21.80 31.72 124.28 21.80 9.88 -1.57 11.13 53.22 1.50 3 98109 4 RS USD JP Morgan Global Consumer Trends 98111 98110 98112 - -0.43 -0.43 4.66 15.74 15.74 2.85 1.50 3 98168 4 RS USD Jupiter Merlin International Equity 98170 98169 98171 - -1.10 -2.09 3.15 7.15 7.15 1.50 97900 4 RS USD M&G Global Basics 97901 97902 97903 - 0.49 0.00 -0.96 0.59 -9.72 0.59 -1.35 -9.02 1.75 98176 5 RS USD Pictet Premium Brands 98178 98177 98179 - -3.57 -4.86 0.00 13.13 13.13 1.60 97666 4 RS USD Schroder ISF QEP Global Active Value 97668 97667 97669 - 1.21 1.21 6.09 17.19 17.11 119.33 17.19 6.91 -6.52 12.93 65.84 1.25 3 85139 4 RS USD Templeton Global 96209 98030 96222 - -0.18 1.54 10.03 28.69 31.57 128.29 28.69 12.59 -9.19 11.20 56.03 1.50 3 98196 4 RS USD VAM Driehaus 98198 98197 98199 - -5.10 -1.56 1.61 11.50 11.50 1.75 EQUITIES – GLOBAL INCOME 96897 3 RS GBP Global Equity Income 96900 - 96899 96898 3.17 0.62 0.89 2.52 12.34 65.65 2.52 10.94 -1.23 3.98 41.81 1.25 96734 4 RS GBP Henderson Global Equity Income 96746 - 96737 96736 0.46 -0.30 4.11 8.85 34.15 100.92 8.85 19.70 2.96 7.80 38.93 1.50 97636 4 RS USD Allianz Oriental Income 97638 97637 97639 - -1.59 -7.41 -2.19 5.16 7.76 69.58 5.16 8.27 -5.35 6.63 47.58 1.50 98238 3 RS USD JP Morgan Asia Pacific Income 98240 98239 98241 - 0.22 0.22 -0.97 -3.87 -3.87 1.50 3 98264 2 RS USD JP Morgan Global Income 98266 98265 98267 - 0.52 1.78 4.07 1.25 EQUITIES – HEALTH 96496 3 RS GBP Fidelity Global Health Care 96498 - 96499 96497 -2.02 3.11 8.97 11.29 43.46 82.80 11.29 24.44 3.59 -2.47 30.65 1.50 3 96509 3 RS GBP Schroder Global Healthcare 96511 - 96512 96510 -2.06 5.01 11.73 17.75 61.56 108.21 17.75 25.47 9.35 -2.80 32.58 1.50 96533 3 RS USD AXA World Funds Framlington Health 96536 96534 96535 - -5.17 3.51 12.25 23.83 53.66 142.48 23.83 16.87 6.18 9.05 44.71 1.75 3 97490 3 RS USD BlackRock GF World Healthscience 97492 97491 97493 - -3.80 5.75 13.08 29.05 63.64 137.55 29.05 22.22 3.75 6.06 36.87 1.50 3 96232 3 RS USD Invesco Global Healthcare 96719 96247 96241 - -4.82 3.24 10.90 23.25 53.04 115.18 23.25 18.90 4.43 3.83 35.41 1.50 3

April 2014 informer

19

For financial advisers only

Royal Skandia

All currencies (EUR, GBP, HKD, USD) All percentage growth calculated to 31/03/14

Re-priced currency only available to unit-linked products Risk Rating

Royal Skandia Base Currency Fund ID

April 2014 EUR

GBP

HKD

USD

Performance % over one year to end March

CUMULATIVE

1 Month

3 6 Months Months

1 Year

ANNUAL

3 Years 5 Years

2014

2013

2012

2011

2010

AMC

SFC authorised*

SelfSelect

EQUITIES – INDIA 97217 5 RS GBP Fidelity India Focus 97219 - 97220 97218 9.89 9.99 18.11 -0.74 -15.61 99.34 -0.74 6.15 -19.90 6.52 121.76 1.50 3 97502 5 RS USD BlackRock GF India 97504 97503 97505 - 9.50 8.50 19.08 7.10 -17.98 82.02 7.10 1.04 -24.21 7.89 105.70 1.50 3 98105 5 RS USD Franklin India 98107 98106 98108 - 10.07 8.58 21.46 7.37 7.37 0.00 1.50 3 96947 5 RS USD HSBC GIF India Equity 96949 96948 96950 - 12.71 7.43 24.13 1.75 -26.26 83.06 1.75 -0.58 -27.10 -0.23 148.81 1.50 3 97604 5 RS USD JP Morgan India 97606 97605 97607 - 9.41 8.49 16.30 3.38 -14.86 93.51 3.38 2.18 -19.40 12.15 102.66 1.50 3 97532 5 RS USD Jupiter India 97534 97533 97535 - 6.73 5.95 19.13 2.32 -18.99 102.59 2.32 -5.61 -16.12 6.19 135.53 1.75 97402 5 RS USD Kotak India Growth 97404 97403 97405 - 10.62 8.60 19.68 8.60 -4.69 97.86 8.60 7.88 -18.65 5.05 97.62 2.00 97394 5 RS USD Kotak India Mid Cap 97396 97395 97397 - 12.97 10.70 29.58 11.56 -8.23 131.07 11.56 -1.08 -16.84 -0.38 152.75 2.00 EQUITIES – JAPAN 96625 3 RS GBP Fidelity Japan Smaller Companies 96628 - 96627 96626 -2.84 -7.31 -7.59 -1.91 15.71 43.69 -1.91 16.11 1.60 -4.58 30.14 1.50 96071 3 RS GBP Schroder Tokyo 96207 - 96220 97358 -0.69 -6.05 -7.52 -3.17 13.50 38.60 -3.17 10.85 5.74 -3.89 27.06 1.50 97261 4 RS JPY Aberdeen Global Japanese Smaller Cos (USD) 97263 97262 97264 97261 -1.27 -1.89 -5.07 5.41 31.09 97.47 5.41 18.72 4.76 13.69 32.49 1.50 97119 4 RS USD Franklin Japan 97121 97120 97122 - -4.07 -8.95 -8.79 1.57 9.03 37.67 1.57 7.81 -0.42 -0.83 27.32 1.50 85149 4 RS USD Japanese Equity 97736 98260 97737 - -3.49 -6.57 -6.82 10.46 11.79 58.76 10.46 3.11 -1.86 0.44 41.40 1.50 EQUITIES – LATIN AMERICA 97089 5 RS GBP Threadneedle Latin America 97090 - 97092 97091 7.20 -3.95 -10.52 -24.91 -30.84 38.94 -24.91 0.39 -8.25 7.77 86.40 1.50 3 97494 5 RS USD BlackRock GF Latin America 97496 97495 97497 - 7.02 -0.49 -3.63 -14.80 -30.05 64.42 -14.80 -6.28 -12.39 12.23 109.43 1.75 3 97323 5 RS USD Fidelity Latin America 97325 97324 97326 - 6.80 -2.91 -6.97 -17.85 -24.08 82.46 -17.85 0.00 -7.58 15.68 107.74 1.50 3 97572 5 RS USD HSBC GIF Brazil Equity 97574 97573 97575 - 7.28 -1.75 -8.50 -20.68 -37.22 63.74 -20.68 -8.43 -13.57 12.63 131.58 1.75 3 98122 5 RS USD Investec GSF Latin American Equity 98124 98123 98125 - 5.80 -3.13 -7.28 -20.24 -20.24 4.76 1.50 3 98212 5 RS USD MFS Meridian Latin American Equity 98214 98213 98215 - 5.19 -4.27 -6.17 -14.97 -14.97 1.90 97287 5 RS USD Parvest Equity Brazil 97289 97288 97290 - 8.02 1.40 -6.46 -18.34 -37.20 28.95 -18.34 -12.36 -12.26 4.65 96.21 1.75 3 EQUITIES – NORTH AMERICA 96613 4 RS GBP Fidelity American Special Situations 96616 - 96615 96614 0.30 1.38 6.45 11.68 37.07 105.93 11.68 18.32 3.74 5.59 42.28 1.50 96617 4 RS GBP Schroder US Smaller Companies 96620 - 96619 96618 -0.39 -0.82 2.69 9.20 25.84 97.80 9.20 16.66 -1.22 11.10 41.48 1.50 96979 3 RS GBP Threadneedle American 96980 - 96982 96981 -1.22 -1.17 6.12 9.24 34.30 103.29 9.24 12.89 8.90 9.68 38.01 1.50 3 96439 3 RS GBP US Index Tracker 96667 - 96441 96440 1.26 0.81 7.24 9.75 38.16 105.47 9.75 18.20 6.50 5.98 40.33 0.65 3 97221 4 RS USD BlackRock GF US Flexible 97223 97222 97224 - 0.89 2.07 12.25 21.50 33.33 103.22 21.50 8.47 1.17 8.95 39.89 1.50 3 96252 4 RS USD Fidelity American Growth 96701 96257 96262 - -1.33 3.79 13.03 29.54 35.15 121.73 29.54 7.21 -2.68 15.62 41.90 1.50 96828 3 RS USD Franklin Mutual Beacon 96831 96829 96830 - 1.19 1.31 7.71 16.78 30.95 117.47 16.78 12.31 -0.15 9.05 52.30 1.50 3 97056 4 RS USD Franklin US Equity 97055 97057 97058 - 0.07 1.44 8.22 16.99 27.66 101.65 16.99 5.90 3.04 7.35 47.15 1.50 3 98101 4 RS USD Franklin US Opportunities 98103 98102 98104 - -6.78 -1.65 6.18 22.22 22.22 3.31 1.50 3 97588 4 RS USD GAM Star US All Cap Equity 97590 97589 97591 - -1.19 2.24 9.77 20.44 31.55 115.61 20.44 11.89 -2.38 11.63 46.83 1.45 3 85120 4 RS USD JP Morgan America Equity 96206 98046 96219 - -1.41 0.54 10.20 25.09 44.48 135.19 25.09 7.95 7.00 9.04 49.28 1.50 3 97880 4 RS USD MFS Meridian US Value 97882 97881 97883 - 0.53 -0.20 8.42 18.01 35.47 18.01 12.39 2.14 1.80 97822 5 RS USD Neptune US Opportunities 97824 97823 97825 - -5.60 -1.72 2.26 20.09 30.85 20.09 9.17 -0.20 8.41 1.60 97708 4 RS USD Pictet USA Index 97710 97709 97711 - -0.30 0.90 9.77 18.87 40.12 18.87 10.96 6.24 11.69 0.60 97410 4 RS USD US All Cap Value 97412 97411 97413 - 1.02 2.23 9.67 14.85 28.20 122.20 14.85 12.47 -0.75 16.12 49.25 1.50 85150 5 RS USD US Equity 96733 98261 98262 - 1.13 2.28 8.33 20.40 30.57 105.26 20.40 6.43 1.89 11.71 40.73 1.50 98200 4 RS USD VAM US Mid Cap Growth 98202 98201 98203 - -9.73 -3.06 -0.44 15.96 15.96 2.25 98204 4 RS USD VAM US Small Cap Growth 98206 98205 98207 - -8.92 -1.84 2.41 27.19 27.19 2.25 EQUITIES – RUSSIA 97291 5 RS EUR Parvest Equity Russia - 97292 97294 97293 -8.13 -17.99 -15.27 -15.52 -31.31 79.27 -15.52 -6.58 -12.97 14.90 127.13 1.75 3 97850 5 RS USD Baring Russia 97852 97851 97853 - -7.65 -21.20 -18.76 -12.29 -42.60 -12.29 -8.32 -28.61 17.63 1.50 97580 5 RS USD HSBC GIF Russia Equity 97582 97581 97583 - -7.34 -19.20 -17.85 -15.55 -44.70 63.55 -15.55 -12.04 -25.56 23.99 138.55 1.75 3 97762 5 RS USD Neptune Russia & Greater Russia 97764 97763 97765 - -9.22 -21.70 -17.85 -13.29 -40.73 -13.29 -9.34 -24.61 24.31 1.75 EQUITIES – TECHNOLOGY 96705 4 RS GBP AXA Framlington Biotech 96708 - 96707 96706 -13.43 2.93 7.34 35.65 119.25 136.07 35.65 29.17 25.13 -5.99 14.54 1.75 96559 4 RS GBP GLG Technology Equity 96562 - 96561 96560 -8.83 -0.30 1.42 12.97 24.63 107.45 12.97 -1.55 12.06 14.69 45.13 1.75 85038 4 RS GBP Henderson Global Technology 96429 - 96295 97360 -2.59 -2.08 3.80 7.08 20.31 89.91 7.08 1.87 10.30 7.32 47.09 1.50 96462 4 RS USD Aberdeen Global Technology 97993 4 RS USD Franklin Technology

96465 96463 96464 - 0.97 0.48 6.36 12.97 19.77 115.46 12.97 -2.37 8.60 15.95 55.15 1.75 3 97995 97994 97996 - -5.12 3.14 9.96 21.61 21.61 -3.77 1.50 3

EQUITIES – UK 97068 3 RS GBP Aberdeen UK Equity 97069 - 97071 97070 -0.69 -1.50 1.26 4.78 24.66 116.79 4.78 16.65 1.98 11.43 56.07 1.50 96747 3 RS GBP Artemis UK Special Situations 96750 - 96749 96748 -2.84 0.12 6.29 15.29 31.80 107.75 15.29 17.53 -2.73 12.78 39.76 1.50 96845 3 RS GBP AXA Framlington UK Select Opportunities 96848 - 96847 96846 -2.04 0.27 5.97 14.25 36.69 149.83 14.25 12.84 6.02 19.64 52.77 1.50 85048 4 RS GBP BlackRock GF United Kingdom 96203 - 96296 97084 -0.77 1.78 8.58 10.64 19.06 97.98 10.64 14.15 -5.72 8.87 52.74 1.50 3 97168 4 RS GBP Fidelity UK Special Situations 97170 - 97171 97169 -4.34 -2.75 0.86 13.08 34.93 112.87 13.08 23.83 -3.63 4.06 51.61 1.50 96563 5 RS GBP GLG UK Select 96566 - 96565 96564 -3.29 0.34 7.19 16.19 27.52 114.39 16.19 13.18 -3.03 7.70 56.10 1.50 96555 4 RS GBP Henderson UK & Irish Smaller Companies 96558 - 96557 96556 -0.75 4.40 10.18 23.62 46.23 178.63 23.62 23.16 -3.95 16.99 62.87 1.50 96687 4 RS GBP Henderson UK Alpha 96693 - 96691 96689 -1.79 0.12 7.67 17.20 -1.50 74.87 17.20 -10.25 -6.36 14.02 55.70 1.50 98065 3 RS GBP HSBC GIF UK Equity 98067 - 98068 98066 -2.24 -0.97 2.69 7.77 7.77 13.64 1.50 3 96637 3 RS GBP HSBC UK Freestyle 96640 - 96639 96638 -2.27 -1.67 2.05 7.27 20.96 93.80 7.27 12.93 -0.15 9.93 45.74 1.50 96641 3 RS GBP HSBC UK Growth & Income 96644 - 96643 96642 -2.26 -1.69 2.24 7.11 19.90 93.46 7.11 15.30 -2.91 7.49 50.11 1.50 96649 3 RS GBP Invesco Perpetual UK Smaller Companies 96652 - 96651 96650 -0.77 4.26 12.94 23.33 52.57 171.11 23.33 21.02 2.22 17.82 50.81 1.50 85017 3 RS GBP Invesco UK Equity 96731 - - 97359 -3.54 -1.34 5.67 21.68 58.02 144.21 21.68 23.50 5.16 5.61 46.34 1.50 96782 3 RS GBP Liontrust UK Growth 96785 - 96784 96783 -1.03 0.35 4.71 7.96 32.94 133.22 7.96 13.79 8.22 19.20 47.17 1.50 96786 3 RS GBP Liontrust UK Smaller Companies 96789 - 96788 96787 0.14 8.73 17.83 31.07 81.34 254.21 31.07 24.16 11.43 30.18 50.05 1.50 96629 3 RS GBP M&G Recovery 96632 - 96631 96630 -2.47 0.81 3.63 8.28 11.93 94.45 8.28 3.44 -0.06 11.34 56.02 1.50 96803 4 RS GBP Schroder UK Alpha Plus 96806 - 96805 96804 -4.20 -3.07 2.14 13.17 31.43 145.65 13.17 18.77 -2.22 9.51 70.67 1.50 96513 4 RS GBP Schroder UK Mid 250 96516 - 96515 96514 -2.38 3.39 13.57 27.38 64.86 180.34 27.38 31.65 -1.69 12.13 51.65 1.50 96457 4 RS GBP UK Equity 96460 - 96459 96458 -3.48 0.00 7.87 17.57 40.61 133.56 17.57 18.63 0.81 8.36 53.29 1.50 96250 4 RS GBP UK Index Tracker 96666 - 96260 96255 -1.15 -0.14 3.93 8.83 22.17 101.52 8.83 13.02 -0.67 4.93 57.20 0.40 3 97277 5 RS GBP UK Opportunities 97279 - 97280 97278 -1.98 0.98 5.45 14.09 29.58 78.13 14.09 15.48 -1.65 7.73 27.60 1.50 97209 4 RS GBP UK Select Equity 97211 - 97212 97210 -3.55 -0.18 7.65 17.04 38.86 133.61 17.04 26.17 -5.97 13.24 48.57 1.50 98290 4 RS USD UK Alpha

98292 98291 98293 - -4.24 -2.73 1.50

EQUITIES – UK INCOME 96751 3 RS GBP Artemis Income 96754 - 96753 96752 -2.57 -1.39 2.26 9.77 32.67 100.76 9.77 16.64 3.62 6.45 42.16 1.50 96567 4 RS GBP GLG UK Income 96570 - 96569 96568 -1.83 1.81 8.24 15.96 22.28 106.52 15.96 9.57 -3.76 7.56 57.02 1.50 96645 3 RS GBP Invesco Perpetual High Income 96648 - 96647 96646 -0.38 2.48 5.96 12.52 44.78 101.54 12.52 16.35 10.58 6.52 30.69 1.50 96249 3 RS GBP Jupiter Income Trust 96725 - 96259 96254 -2.53 -2.11 4.26 10.08 24.52 78.80 10.08 12.35 0.69 5.81 35.70 1.50 96778 3 RS GBP Liontrust Global Income 96781 - 96780 96779 -0.13 -1.18 3.56 9.80 30.77 111.90 9.80 18.18 0.78 8.03 50.00 1.50

20

informer April 2014

For financial advisers only

Royal Skandia

All currencies (EUR, GBP, HKD, USD) All percentage growth calculated to 31/03/14 Re-priced currency only available to unit-linked products Risk Rating

Royal Skandia Base Currency Fund ID

April 2014 EUR

GBP

HKD

USD

Performance % over one year to end March

CUMULATIVE

1 Month

3 6 Months Months

1 Year

ANNUAL

3 Years 5 Years

2014

2013

2012

2011

2010

SFC AMC authorised*

SelfSelect

FIXED INCOME FIXED INCOME – EMERGING MARKETS 97974 2 RS GBP Emerging Markets Debt - - - - 2.19 2.73 1.34 -5.77 5.38 -5.77 4.94 6.56 1.50 97973 2 RS EUR Emerging Markets Debt - - - - 2.16 2.69 1.33 -5.97 6.67 -5.97 4.87 8.17 1.50 97612 2 RS USD Aberdeen Global Emerging Markets Bond 97614 97613 97615 - 1.09 2.20 2.44 -3.20 16.18 125.30 -3.20 9.19 9.92 6.57 81.98 1.50 97937 3 RS USD BlackRock GF Emg Mkts Local Currency Bond 97939 97938 97940 - 2.23 -0.84 -2.60 -10.33 -13.07 -10.33 2.22 -5.16 1.00 3 98278 3 RS USD Eastspring Investments Asian High Yield Bond 98280 98279 98281 - 0.96 1.50 1.25 97422 2 RS USD Emerging Markets Debt 97424 97423 97425 - 2.31 2.90 1.72 -5.34 8.57 62.43 -5.34 5.90 8.31 9.59 36.52 1.50 98216 1 RS USD Emirates Global Sukuk 98218 98217 - - 0.64 2.39 3.40 1.40 1.40 1.25 98220 1 RS USD Emirates MENA Fixed Income 98222 98221 - - 0.85 3.59 5.43 2.15 2.15 1.35 97732 3 RS USD Invesco Emerging Mkts Local Currencies Debt 97734 97733 97735 - 2.44 0.27 -1.31 -10.23 -2.67 -10.23 6.23 2.06 8.69 1.50 3 97632 3 RS USD Investec GSF Emg Mkts Local Currency Debt 97634 97633 97635 - 2.03 0.29 -2.02 -10.59 -6.40 43.31 -10.59 5.26 -0.55 9.00 40.46 1.50 3 98118 2 RS USD Investec GSF Latin American Corporate Debt 98120 98119 98121 - 1.26 2.36 3.99 -3.16 -3.16 6.75 1.50 3 97941 2 RS USD JP Morgan Emerging Markets Bond 97943 97942 97944 - 1.70 2.87 3.56 -2.27 14.21 -2.27 7.93 8.27 1.15 98234 2 RS USD JP Morgan Emerging Markets Debt 98236 98235 98237 - 1.58 3.09 3.80 -2.28 -2.28 1.15 3 97989 3 RS USD Local Currency Emerging Market Debt 97991 97990 97992 - 2.69 0.60 -2.78 -12.59 -12.59 2.67 1.75 98077 2 RS USD MFS Meridian Emerging Markets Debt 98079 98078 98080 - 1.08 2.38 2.49 -3.82 -3.82 8.50 0.90 96931 3 RS USD Parvest Bond Best Selection World Emerging 96933 96932 96934 - 1.24 0.66 -0.41 -9.10 -4.80 51.73 -9.10 3.84 0.85 8.49 46.91 1.50 3 98005 2 RS USD Templeton Emerging Markets Bond 98007 98006 98008 - 1.65 -0.80 1.44 -3.61 -3.61 10.45 1.50 3 98274 3 RS USD UTI Indian Fixed Income 98276 98275 98277 - 5.24 6.03 1.20 FIXED INCOME – GLOBAL 97051 2 RS GBP Global Fixed Interest Blend 97052 - - - -0.07 1.26 2.82 1.93 18.76 46.18 1.93 10.27 5.66 1.49 21.28 0.80 96849 1 RS GBP M&G Short Dated Corporate Bond 96852 - 96851 96850 -0.44 0.00 0.71 0.80 3.47 13.64 0.80 2.55 0.09 0.18 9.63 0.50 97245 2 RS GBP Newton International Bond 97247 - 97248 97246 0.55 1.34 -2.35 -10.38 -2.94 -3.67 -10.38 4.21 3.92 0.30 -1.05 1.00 98025 2 RS GBP Old Mutual Global Strategic Bond 98027 - 98028 98026 -0.61 -3.18 -2.89 -9.07 -9.07 7.32 1.00 96975 2 RS GBP Threadneedle Dollar Bond 96976 - 96978 96977 0.16 0.88 -1.33 -10.34 3.54 16.48 -10.34 8.01 6.91 -2.17 15.00 1.00 3 97977 2 RS EUR Allianz Bondspezial - 97978 97980 97979 -0.42 3.16 -0.11 -7.53 4.42 -7.53 3.96 8.61 1.15 96802 1 RS EUR Euro Bond - 96881 - 96882 0.61 3.51 4.73 3.59 21.39 49.55 3.59 10.23 6.31 2.82 19.82 0.55 97975 2 RS EUR Global Dynamic Bond - - - - 0.19 1.25 2.42 0.48 0.48 8.46 0.80 98073 2 RS USD Aberdeen Global Asian Local Currency SD Bond 98075 98074 98076 - -0.11 -0.33 -1.09 -3.61 -3.61 1.62 1.00 3 96793 2 RS USD Baring Global Aggregate Bond 96796 96794 96795 - 0.45 2.13 0.98 -0.45 1.67 19.93 -0.45 -0.88 3.03 6.54 10.72 0.75 3 96229 2 RS USD Baring High Yield Bond 96700 96244 96238 - -0.09 1.30 3.96 4.64 16.78 91.59 4.64 9.34 2.07 12.07 46.39 1.00 3 85154 1 RS USD BlackRock GF World Bond 96727 98032 97657 - 0.22 2.24 2.70 1.48 9.89 18.66 1.48 4.02 4.10 1.63 6.25 0.85 3 97933 2 RS USD BlackRock GF Global Inflation Linked Bond 97935 97934 97936 - 0.29 2.10 0.20 -5.64 6.92 -5.64 3.84 9.12 0.75 96841 2 RS USD BNY Mellon Global Bond 96844 96842 96843 - 0.42 2.34 0.98 -1.30 1.05 16.21 -1.30 -1.15 3.58 6.90 7.58 1.00 3 97868 2 RS USD Eastspring Investments Asian Bond 97870 97869 97871 - 0.38 2.01 2.89 -2.11 10.11 -2.11 7.28 4.85 1.25 3 98282 2 RS USD Eastspring Investments US High Yield Bond 98284 98283 98285 - 0.21 2.33 1.25 97790 2 RS USD Franklin High Yield 97792 97791 97793 - 0.23 2.73 5.86 5.78 21.59 5.78 10.46 4.06 11.52 1.20 3 97997 2 RS USD Franklin Strategic Income 97999 97998 98000 - 0.29 1.48 3.01 1.58 1.58 6.76 1.25 96709 1 RS USD Franklin US Government 96712 96710 96711 - -0.48 1.07 0.41 -1.52 3.01 8.83 -1.52 -0.48 5.10 2.22 3.35 0.95 3 97976 2 RS USD Global Dynamic Bond - - - - 0.28 1.41 2.97 1.61 1.61 8.95 0.80 97053 2 RS USD Global Fixed Interest Blend - - 97054 - 0.37 1.60 3.21 1.99 17.83 64.64 1.99 9.85 5.18 7.96 29.42 0.80 3 97184 2 RS USD HSBC GIF Global Core Plus Bond 97186 97185 97187 - 0.19 2.28 1.99 1.51 6.00 21.40 1.51 -0.56 5.01 4.74 9.35 0.75 85136 2 RS USD Invesco Bond 96211 98042 96224 - 0.84 3.69 4.23 2.39 6.01 18.06 2.39 -1.90 5.54 5.28 5.78 0.50 3 98151 1 RS USD Investment Grade Corporate Bond 98153 98152 98154 - 0.00 1.85 2.48 -0.20 -0.20 6.08 1.00 98230 2 RS USD JP Morgan Global High Yield Bond 98232 98231 98233 - 0.10 2.07 4.45 4.12 4.12 0.85 3 98085 2 RS USD MFS Meridian High Yield 98087 98086 98088 - 0.18 2.16 4.72 4.12 4.12 9.55 1.25 98081 1 RS USD MFS Meridian Limited Maturity 98083 98082 98084 - -0.21 0.00 -0.21 -1.17 -1.17 0.43 1.10 97872 1 RS USD MFS Meridian Research Bond 97874 97873 97875 - 0.10 1.86 2.26 -0.38 8.20 -0.38 3.36 5.09 1.10 97888 1 RS USD PIMCO Global Investment Grade Credit 97890 97889 97891 - -0.09 1.78 2.16 -1.36 11.48 -1.36 8.14 4.51 1.39 97953 1 RS USD Schroder ISF Global Corporate Bond 97955 97954 97956 - 0.29 2.27 3.70 1.87 11.15 1.87 5.60 3.32 0.75 3 97949 2 RS USD Schroder ISF Global High Yield 97951 97950 97952 - 0.37 2.35 5.84 6.36 16.63 6.36 9.89 -0.21 1.00 3 97536 2 RS USD Templeton Global Bond 97538 97537 97539 - 1.23 0.29 1.89 -0.92 9.18 44.94 -0.92 9.01 1.09 6.37 24.79 1.05 3 97794 3 RS USD Templeton Global Total Return 97796 97795 97797 - 1.04 -0.55 2.36 -0.16 15.07 -0.16 12.08 2.83 9.83 1.05 3 97430 1 RS USD Total Return Bond 97432 97431 97433 - -0.67 0.85 0.85 -2.30 6.34 32.63 -2.30 5.91 2.77 4.97 18.82 1.00 FIXED INCOME – UK 96765 2 RS GBP Artemis High Income 96768 - 96767 96766 0.26 2.32 5.63 9.66 34.59 110.56 9.66 19.34 2.84 6.34 47.11 1.25 85050 2 RS GBP BlackRock UK Gilts All Stocks Tracker 96726 - 96218 97117 -0.21 2.20 0.42 -4.12 12.04 14.72 -4.12 3.58 12.82 3.62 -1.19 0.20 96935 2 RS GBP Fidelity Money Builder Income 96937 - 96938 96936 -0.14 2.77 2.47 0.21 19.22 54.22 0.21 9.94 8.21 4.14 24.21 0.80 98097 2 RS GBP Fidelity Sterling Bond 98099 - 98100 98098 -0.31 1.99 1.14 -2.60 -2.60 5.27 0.75 3 96901 2 RS GBP Global Dynamic Bond 96904 - 96903 96902 -0.14 1.07 2.61 1.58 1.58 10.02 0.80 96633 2 RS GBP Henderson Fixed Interest Monthly Income 96636 - 96635 96634 0.43 2.51 6.36 6.85 20.68 92.65 6.85 11.97 0.87 4.83 52.29 1.25 97742 2 RS GBP Invesco Sterling Bond 97744 - 97745 97743 0.14 2.11 3.06 3.57 21.76 3.57 12.64 4.37 5.03 0.75 97156 2 RS GBP Lloyds High Income 97157 - 97159 97158 -0.25 2.18 2.18 0.75 19.31 60.13 0.75 12.58 5.20 3.76 29.34 0.88 97144 2 RS GBP Lloyds Sterling Bond 97145 - 97147 97146 -0.42 2.33 1.72 -0.50 18.52 57.24 -0.50 12.90 5.51 3.31 28.42 0.88 96609 2 RS GBP M&G Offshore Corporate Bond 96612 - 96611 96610 0.57 3.67 3.49 2.10 22.88 55.37 2.10 8.75 10.67 4.17 21.38 0.00 96575 2 RS GBP M&G Offshore High Yield Corporate Bond 96578 - 96577 96576 0.61 0.78 4.81 6.41 21.65 92.65 6.41 11.40 2.62 7.68 47.07 0.00 96694 2 RS GBP Premier Conservative Growth 96697 - 96696 96695 -0.09 0.60 1.22 2.46 8.87 49.68 2.46 5.37 0.84 3.08 33.38 1.25 97047 2 RS GBP Strategic Bond 97048 - 97050 97049 -0.08 1.17 2.78 1.97 19.17 73.32 1.97 10.45 5.81 6.37 36.73 0.80 96983 2 RS GBP Threadneedle Strategic Bond 96984 - 96986 96985 -0.08 1.16 2.52 2.35 13.50 62.32 2.35 8.77 1.96 4.88 36.35 1.25 3 97758 2 RS GBP Threadneedle UK Corporate Bond 97760 - 97761 97759 -0.34 2.00 2.18 0.17 15.01 0.17 10.07 4.32 3.14 0.75

MULTI-ASSET

MULTI-ASSET – AGGRESSIVE 96909 4 RS GBP Aggressive - - 96930 - -0.64 -2.59 -1.07 0.07 5.05 63.50 0.07 12.26 -6.49 7.37 44.95 1.50 98304 3 RS GBP OM Foundation 5 - - - - 0.00 1.00 97132 4 RS GBP Global Best Ideas 97134 - 97135 97133 -0.83 -1.31 2.80 5.06 18.72 101.26 5.06 15.89 -2.49 14.41 48.17 1.50 96911 4 RS EUR Aggressive - - - - -1.33 -1.67 0.27 2.20 11.25 84.02 2.20 11.30 -2.19 8.31 52.72 1.50 96910 4 RS USD Aggressive - - 96913 - -0.82 -1.92 1.84 9.55 8.39 90.96 9.55 7.14 -7.65 13.49 55.24 1.50 3 98305 3 RS USD OM Foundation 5 98307 - 98306 - 0.00 1.25

April 2014 informer

21

For financial advisers only

Royal Skandia

All currencies (EUR, GBP, HKD, USD) All percentage growth calculated to 31/03/14

Re-priced currency only available to unit-linked products Risk Rating

Royal Skandia Base Currency Fund ID

April 2014 EUR

GBP

HKD

USD

Performance % over one year to end March

CUMULATIVE

1 Month

3 6 Months Months

1 Year

ANNUAL

3 Years 5 Years

2014

2013

2012

2011

2010

AMC

SFC authorised*

SelfSelect

MULTI-ASSET 96013 3 RS GBP Balanced - - 96468 - -0.04 -1.32 -0.80 -2.06 1.12 54.22 -2.06 8.55 -4.88 6.47 43.24 1.50 97754 1 RS GBP CF Miton Special Situations Portfolio 97756 - 97757 97755 -1.08 -2.03 -2.98 -4.89 1.40 -4.89 4.52 2.01 0.81 1.50 98300 3 RS GBP OM Foundation 4 - - - - 0.43 1.00 97152 3 RS GBP Lloyds Multi Strategy Growth 97153 - 97155 97154 -1.42 0.24 1.38 2.29 17.80 67.25 2.29 11.69 3.11 5.99 33.96 1.50 96601 2 RS GBP Sarasin GlobalSar Strategic 96604 - 96603 96602 -0.07 0.93 2.63 1.81 12.05 36.05 1.81 10.23 -0.16 1.29 19.86 1.50 96000 3 RS EUR Balanced - - - - -0.64 -0.64 0.09 -0.82 5.24 69.61 -0.82 7.51 -1.31 7.78 49.53 1.50 98303 3 RS EUR OM Foundation 4 - - - - 0.00 1.25 96527 3 RS USD Balanced - - 96914 - -0.17 -0.66 1.52 5.36 3.45 75.04 5.36 4.12 -5.69 11.66 51.53 1.50 3 96971 3 RS USD Diversified Managed 96974 96972 96973 - -0.26 -0.93 1.12 4.46 1.39 65.96 4.46 3.42 -6.15 10.85 47.66 1.50 3 97908 3 RS USD Emirates Active Managed 97918 97917 - - -1.79 -0.20 1.13 2.39 4.44 2.39 -0.10 2.12 1.60 97909 2 RS USD Emirates Balanced Managed 97920 97919 - - -1.13 -0.31 0.52 0.52 2.02 0.52 -0.42 1.91 1.60 98301 3 RS USD OM Foundation 4 - - 98302 - 0.43 1.25 98164 3 RS USD Jupiter Merlin International Balanced 98166 98165 98167 - 0.00 0.49 3.54 5.13 5.13 1.50 97876 3 RS USD MFS Meridian Global Total Return 97878 97877 97879 - 0.00 0.70 4.18 9.74 20.67 9.74 7.07 2.70 1.80 MULTI-ASSET – CAUTIOUS 85051 2 RS GBP Aberdeen Managed Distribution 96715 - - 97928 -0.47 0.48 1.59 1.66 19.95 74.85 1.66 11.26 6.05 7.85 35.16 1.25 85052 3 RS GBP Cautious - - 96915 - -0.08 -0.83 -0.45 -1.57 2.18 52.50 -1.57 7.84 -3.74 5.59 41.35 1.50 97969 2 RS GBP Defensive - - - - -0.11 -0.34 -0.67 -1.77 -5.13 -1.77 -1.74 -1.71 1.50 98296 2 RS GBP OM Foundation 3 - - - - Fund has performance history of less than one month 1.00 96884 2 RS GBP Henderson Cautious Managed 96887 - 96886 96885 -1.19 0.40 2.81 7.38 22.57 123.07 7.38 14.80 -0.57 8.42 67.86 1.25 97854 2 RS GBP Index Cautious - - 97855 - -0.62 0.99 2.09 2.09 15.53 2.09 7.21 5.56 0.45 97148 1 RS GBP Lloyds Multi Strategy Conservative 97149 - 97151 97150 -0.68 1.64 0.95 -1.76 13.75 41.91 -1.76 8.24 6.97 3.92 20.05 1.25 97098 2 RS GBP Newton Phoenix Multi-Asset 97099 - 97101 97100 0.26 0.70 1.85 -1.11 8.12 40.48 -1.11 9.23 0.09 5.93 22.67 1.50 96912 3 RS EUR Cautious - - - - -0.35 0.00 0.80 0.09 6.50 56.94 0.09 7.12 -0.66 6.21 38.75 1.50 97971 2 RS EUR Defensive - - - - -0.23 -0.45 -1.12 -2.87 -6.87 -2.87 -2.58 -1.59 1.50 98297 2 RS EUR OM Foundation 3 - - - - -0.32 1.25 96528 3 RS USD Cautious - - 96916 - 0.00 -0.07 1.95 5.21 5.53 63.16 5.21 4.27 -3.81 9.75 40.88 1.50 3 97972 3 RS USD Defensive - - - - -0.11 -0.34 -0.90 -2.54 -6.65 -2.54 -2.16 -2.11 1.50 97910 1 RS USD Emirates Conservative Managed 97922 97921 - - -0.53 -0.63 0.00 -0.74 1.29 -0.74 0.32 1.73 1.50 97339 3 RS USD Fidelity Multi Asset Strategic 97341 97340 97342 - -0.31 0.74 4.36 9.50 5.40 48.60 9.50 3.07 -6.61 7.20 31.52 1.25 98298 2 RS USD OM Foundation 3 - - 98299 - -0.32 1.25

ALTERNATIVES

ALTERNATIVES – ABSOLUTE RETURN 98250 2 RS USD Global Equity Absolute Return 98252 98251 98253 - 0.20 2.91 6.00 1.50 98160 1 RS USD Henderson Multi-Manager Absolute Return - - - - -0.21 0.00 0.42 -1.33 -1.33 1.25 97674 1 RS USD Schroder ISF Asian Bond Absolute Return 97676 97675 97677 - 0.92 0.41 -0.51 -5.75 1.23 13.23 -5.75 5.88 1.44 2.86 8.75 1.25 97670 2 RS USD Schroder ISF Em Mkt Debt Absolute Return 97672 97671 97673 - 1.05 1.05 0.95 0.00 -0.19 18.37 0.00 2.71 -2.82 -1.02 19.82 1.50 ALTERNATIVES – SPECIALIST 97945 2 RS EUR JP Morgan Global Convertibles - 97946 97948 97947 -0.57 2.36 5.05 11.71 11.95 11.71 6.89 -6.24 1.25 97518 2 RS USD Alternatives 97520 97519 97521 - -0.24 -0.36 -0.96 -2.59 -6.44 0.36 -2.59 -2.07 -1.92 0.45 6.79 1.50 97750 2 RS USD Aviva Investors Global Convertibles 97752 97751 97753 - -0.63 2.36 4.05 10.83 12.21 10.83 4.70 -3.30 10.43 1.20 97826 2 RS USD Fulcrum Alternative Beta Plus Daily 97828 97827 97829 - 0.12 -0.12 2.91 -7.08 -14.94 -7.08 -1.68 -6.90 4.93 1.50 97652 1 RS USD JP Morgan Highbridge Statistical Market Neutral 97654 97653 97655 - 2.22 -0.34 -0.57 -5.30 -9.78 -13.44 -5.30 -2.22 -2.57 -2.90 -1.19 1.50 3 98172 4 RS USD Man AHL Trend 98174 98173 98175 - -1.03 -2.05 2.99 -10.58 -10.58 3.00

COMMODITIES

COMMODITIES – AGRICULTURE 97896 4 RS GBP Baring Global Agriculture 97898 - 97899 97897 3.14 -1.32 2.24 -6.25 -4.55 -6.25 12.56 -9.55 1.50 97468 3 RS GBP Sarasin Agrisar 97470 - 97471 97469 2.04 -0.42 -0.94 -9.45 -2.06 43.14 -9.45 14.54 -5.57 6.02 37.86 1.50 97683 4 RS EUR DWS Invest Global Agribusiness - 97684 97686 97685 4.08 3.16 4.55 -6.95 0.11 96.00 -6.95 9.76 -1.99 10.58 77.05 1.50 97640 5 RS USD Allianz Global Agricultural Trends 97642 97641 97643 - 2.67 1.79 6.51 5.62 -0.06 93.96 5.62 0.24 -5.60 24.24 56.20 1.75 COMMODITIES – NATURAL RESOURCES 96943 5 RS GBP JP Morgan Natural Resources 96945 - 96946 96944 -2.88 0.46 -3.74 -16.89 -49.45 12.45 -16.89 -20.42 -23.57 21.10 83.70 1.50 97283 5 RS EUR Parvest Equity World Materials - 97284 97286 97285 -1.39 1.27 0.95 -0.31 -8.84 53.61 -0.31 0.16 -8.70 12.34 50.00 1.50 3 97406 5 RS USD Baring Global Resources 97408 97407 97409 - -0.44 0.22 0.90 0.00 -33.58 17.54 0.00 -15.28 -21.60 14.00 55.24 1.50 3 97225 5 RS USD BlackRock GF World Mining 97227 97226 97228 - -2.98 -1.10 -4.27 -12.13 -48.97 18.51 -12.13 -20.78 -26.69 20.09 93.39 1.75 3 98147 5 RS USD Franklin Natural Resources 98149 98148 98150 - 1.99 5.05 5.43 6.99 6.99 -6.10 1.50 3 97456 5 RS USD Investec GSF Global Natural Resources 97458 97457 97459 - 0.41 -0.40 0.82 0.00 -29.82 46.92 0.00 -10.96 -21.18 32.62 57.85 1.50 3 97856 5 RS USD JP Morgan Global Natural Resources 97858 97857 97859 - -2.69 1.99 0.00 -8.08 -47.92 -8.08 -24.43 -25.02 1.50 3 97860 5 RS USD Martin Currie GF Global Resources 97862 97861 97863 - 0.45 -0.89 0.68 5.60 -16.96 5.60 -3.67 -18.37 1.50 3 97692 5 RS USD Pictet Timber 97694 97693 97695 - -3.56 -2.88 0.44 -1.01 8.73 133.64 -1.01 26.65 -13.27 17.75 82.50 1.60 3 97696 3 RS USD Pictet Water 97698 97697 97699 - -0.56 2.02 6.96 6.09 30.01 99.29 6.09 13.95 7.53 8.23 41.64 1.60 3 COMMODITIES – PRECIOUS METALS 96662 5 RS GBP BlackRock Gold & General 96665 - 96664 96663 -6.94 10.20 -6.85 -35.63 -56.37 -32.23 -35.63 -18.87 -16.46 22.98 26.31 1.75 98061 5 RS USD BlackRock GF World Gold 98063 98062 98064 - -5.25 11.95 -4.13 -30.33 -30.33 -22.16 1.75 3 98242 5 RS USD BMG Bullion 98244 98243 98245 - -5.03 2.94 -6.48 1.25 98246 5 RS USD BMG Gold Bullion 98248 98247 98249 - -2.95 6.77 -4.66 1.25 98143 5 RS USD Franklin Gold & Precious Metals 98145 98144 98146 - -6.56 16.33 -0.75 -29.88 -29.88 -27.33 1.50 3 97464 5 RS USD Investec GSF Global Gold 97466 97465 97467 - -6.57 10.50 -4.71 -28.63 -52.87 -15.43 -28.63 -18.74 -18.73 37.95 30.06 1.50 3 97846 5 RS USD Pictet (CH) Precious Metals Fund - Physical Gold 97848 97847 97849 - -2.94 6.90 -4.31 -20.53 -13.39 -20.53 -5.02 14.75 25.13 0.30

22

informer April 2014

For financial advisers only

Royal Skandia

All currencies (EUR, GBP, HKD, USD) All percentage growth calculated to 31/03/14

Re-priced currency only available to unit-linked products Risk Rating

Royal Skandia Base Currency Fund ID

April 2014 EUR

GBP

HKD

USD

Performance % over one year to end March

CUMULATIVE

1 Month

3 6 Months Months

1 Year

ANNUAL

3 Years 5 Years

2014

2013

2012

2011

2010

SFC AMC authorised*

SelfSelect

PROPERTY PROPERTY – GLOBAL 97929 3 RS GBP Aviva Investors Asia Pacific Property - - 97932 - 2.21 1.50 -2.12 -13.83 2.63 -13.83 0.51 18.48 1.60 97269 2 RS GBP Aviva Investors European Property - - 97272 - 0.35 -2.89 -3.06 -4.36 -7.31 -4.36 2.23 -5.19 1.50 97093 5 RS GBP Global Property Securities - - - - -1.01 1.30 0.26 -2.74 12.21 103.39 -2.74 18.96 -3.02 7.08 69.27 1.50 97930 3 RS EUR Aviva Investors Asia Pacific Property - - - - 1.54 3.94 -0.57 -11.94 10.13 -11.94 -0.83 26.10 1.60 97270 2 RS EUR Aviva Investors European Property - - - - -0.45 -1.33 -1.76 -2.20 -2.20 -2.20 0.74 -0.73 1.50 97931 3 RS USD Aviva Investors Asia Pacific Property - - - - 2.04 3.76 1.16 -5.32 5.85 -5.32 -3.82 16.25 1.60 97271 2 RS USD Aviva Investors European Property - - - - 0.21 -1.37 0.11 5.27 -3.70 5.27 -1.22 -7.39 1.50 97102 5 RS USD Global Real Estate Securities 97103 - 97104 - -0.74 2.15 0.00 -3.70 10.41 121.43 -3.70 17.56 -2.47 10.44 81.59 1.50 3 98139 5 RS USD Schroder ISF Global Property Securities 98141 98140 98142 - -0.28 2.29 0.47 -0.46 -0.46 11.71 1.50 PROPERTY – UK 96521 4 RS GBP Aberdeen Property Share 96524 - 96523 96522 -1.78 4.23 12.47 22.93 47.15 151.68 22.93 24.24 -3.65 8.09 58.23 1.50 96774 2 RS GBP Aviva Investors Property Trust 96777 - 96776 96775 0.27 2.68 11.31 13.35 13.01 25.37 13.35 -1.80 1.52 0.10 10.82 1.25 96955 2 RS GBP Henderson UK Property 96957 - 96958 96956 1.11 2.14 5.02 7.73 14.22 35.49 7.73 4.60 1.37 1.62 16.73 1.50 96951 2 RS GBP M&G Property 96953 - 96954 96952 -5.22 1.83 3.31 5.40 2.49 18.69 5.40 -2.24 -0.52 -1.68 17.78 1.50 97105 1 RS GBP Property 97106 - 97108 97107 0.36 1.68 5.10 7.23 7.78 26.31 7.23 0.90 -0.38 4.95 11.66 1.35

CASH CASH FUNDS – DEPOSIT 85012 1 RS GBP Deposit - - - - 0.00 0.00 0.00 0.07 1.25 2.03 0.07 0.55 0.63 0.67 0.11 0.00 3 96202 1 RS EUR Deposit - - - - 0.00 0.00 0.00 0.00 0.27 0.36 0.00 0.00 0.27 0.09 0.00 0.00 96226 1 RS HKD Deposit - - - - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 85112 1 RS USD Deposit - - - - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 CASH – MONEY MARKET 98263 1 RS EUR BlackRock GF Euro Reserve - - - - -0.11 -0.32 -0.65 0.45 3 98126 1 RS USD Allianz Renminbi Currency - - - - -2.52 0.00 -1.02 0.83 0.83 2.24 0.50 97912 1 RS USD Emirates Islamic Money Market - - - - -0.11 -0.22 -0.44 -0.76 -1.29 -0.76 -0.32 -0.22 0.50

currency converter The tables below show the relative performance (%) of each currency against the currencies shown.

GBP

1 month 3 months 6 months 1 year

USD 3 years

5 years 10 years



1 month 3 months 6 months 1 year

3 years

5 years 10 years

USD

0.49 -0.65 -2.97 -8.80 -3.81 -13.98 10.30

GBP

-0.49 0.66 3.06 9.65 3.96 16.26 -9.34

EUR

0.41 -0.57 -1.14 -1.84 -6.46 -10.65 23.82

EUR

-0.04 0.16 1.92 7.67 -2.71 3.90 12.30

HKD

0.52 -0.68 -3.04 -8.76 -3.58 -14.06 10.13

HKD

0.05 -0.04 -0.03 0.08 0.28 -0.09 0.56

EUR

1 month 3 months 6 months 1 year

HKD 3 years

5 years 10 years



1 month 3 months 6 months 1 year

3 years

5 years 10 years

GBP

-0.40 0.57 1.16 1.87 6.90 11.92 -19.24

GBP

-0.51 0.69 3.13 9.60 3.71 16.37 -9.20

USD

0.04 -0.16 -1.88 -7.12 2.78 -3.75 -10.95

USD

-0.05 0.04 0.03 -0.08 -0.28 0.09 -0.55

HKD

0.07 -0.13 -1.93 -7.08 3.06 -3.82 -11.05

EUR

-0.07 0.13 1.97 7.62 -2.97 3.98 12.43

Source for all performance information: Morningstar, bid to bid with gross income reinvested back into the fund. s Ethical profile. * Funds marked with 3 are authorised by the Hong Kong Securities and Futures Commission (SFC), and can therefore be promoted to Hong Kong investors. 1

The funds show USD performance rather than the performance of the underlying currency of the Fund.

2

 he fund manager may apply a Performance Related Fee (PRF). The AMC shown is illustrative as it would need to be adjusted to take account of the PRF. For further information on how the PRF for this fund is calculated T please refer to the performance related fee document, which can be found at www.skandiainternational.com/investments/PerformanceRelatedFees.pdf

~ This fund is available for distribution by selected third parties in the Middle East region only. Investors should be aware that unit prices and the income from units may fall as well as rise and that past performance is not a guide to the future. Where a fund invests in securities designated in a different currency to the fund or where an underlying fund is denominated in a different currency, investments may rise and fall purely as a result of exchange rate fluctuations. Sector classifications are proprietary to Skandia International. The performance figures shown are inclusive of all external fund management fees and Royal Skandia’s Annual Management Charge; however, they exclude product charges. The currency that features at the beginning of the Royal Skandia fund names indicates the currency that the funds are denominated in (the base currency). For example, the Royal Skandia GBP Balanced Portfolio is denominated in Sterling. Royal Skandia’s Multi-currency pricing system allows Royal Skandia to take the price of a fund and, by applying an exchange rate to it, produce equivalent prices in other currencies. The fund codes shown under the heading ‘additional re-priced currencies’ indicate the availability of multi-currency priced funds. Royal Skandia Portfolio Bond products must invest directly into the base currency funds. This Morningstar sourced information is provided to you by Skandia International and is used at your own risk. Morningstar take care to ensure that the information provided is correct. Morningstar and Skandia International neither warrants, represents nor guarantees the contents of the information, nor do they accept any responsibility for error, inaccuracies, omissions or any inconsistencies herein. Investors should be aware of the risks when investing in Emerging Market Funds are they may be subject to considerable fluctuations in value. They are additional to the normal risks inherent in securities. Local dealing restrictions may make certain securities illiquid. Investment in these Funds should be regarded as long-term in nature and is only suitable for sophisticated investors who understand the risks involved.

April 2014 informer

23

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