BM Rate Guide 5th December 2016 BM Standard Variable Rate (not available for new mortgage applications) Bank of England Base Rate

4.59% 0.25%

Buy to Let 10% overpayment allowed each year on all products

Fixed - Purchase and Remortgage Product Type

2 year

Available between

Rate(%)

Until

Fee

Min LTV (%) Max LTV (%)

2.14

31/03/2019

£1,995

£300,000

£1,000,000

0

60

2.24

31/03/2019

£1,995

£300,000

£1,000,000

0

60

2.24

31/03/2019

0.50%

£25,001

£300,000

0

60

2.34

31/03/2019

0.50%

£25,001

£300,000

0

60

ERCs 3% to 31/03/2018 2% to 31/03/2019 3% to 31/03/2018 2% to 31/03/2019 3% to 31/03/2018 2% to 31/03/2019 3% to 31/03/2019

Product Code

Additional Info

TUR

Exclusive when taking out BM Conveyancing. See your BDM for details.

TUS

N/A

TUT

Exclusive when taking out BM Conveyancing. See your BDM for details.

TUU

2.39

31/03/2019

£995

£25,001

£1,000,000

0

60

3% to 31/03/2018 2% to 31/03/2019

TUV

2.69

31/03/2019

£0

£25,001

£1,000,000

0

60

3% to 31/03/2019

TUW

2.69

31/03/2019

£0

£25,001

£1,000,000

0

60

3% to 31/03/2019

TUX

2.19

31/03/2019

£1,995

£300,000

£1,000,000

0

75

2.29

31/03/2019

£1,995

£300,000

£1,000,000

0

75

2.44

31/03/2019

£1,495

£25,001

£1,000,000

0

75

2.54

31/03/2019

£1,495

£25,001

£1,000,000

0

75

3% to 31/03/2018 2% to 31/03/2019 3% to 31/03/2018 2% to 31/03/2019 3% to 31/03/2018 2% to 31/03/2019 3% to 31/03/2018 2% to 31/03/2019

TUY TUZ

N/A

TWE

Exclusive when taking out BM Conveyancing. See your BDM for details.

TVB

2.59

31/03/2019

0.50%

£25,001

£1,000,000

0

75

3% to 31/03/2019

TVC

2.64

31/03/2019

£995

£25,001

£1,000,000

0

75

3% to 31/03/2018 2% to 31/03/2019

TVD

2.69

31/03/2019

0.50%

£25,001

£1,000,000

0

75

3% to 31/03/2019

TVE

2.94

31/03/2019

£0

£25,001

£1,000,000

0

75

3% to 31/03/2019

TVF

2.59

31/03/2020

£1,995

£25,001

£1,000,000

0

60

2.99

31/03/2020

£1,995

£25,001

£1,000,000

0

75

2.69

31/03/2022

£1,995

£25,001

£1,000,000

0

60

2.99

31/03/2022

£995

£25,001

£1,000,000

0

60

3.09

31/03/2022

£0

£25,001

£1,000,000

0

60

3.09

31/03/2022

£1,995

£25,001

£1,000,000

0

75

3.39

31/03/2022

£995

£25,001

£1,000,000

0

75

3.49

31/03/2022

£0

£25,001

£1,000,000

0

75

3 year

5 year

5% to 31/03/2018 4% to 31/03/2019 2% to 31/03/2020 5% to 31/03/2018 4% to 31/03/2019 3% to 31/03/2020 5% to 31/03/2018 4% to 31/03/2019 3% to 31/03/2021 2% to 31/03/2022 5% to 31/03/2018 4% to 31/03/2019 3% to 31/03/2021 2% to 31/03/2022 5% to 31/03/2018 4% to 31/03/2019 3% to 31/03/2022 5% to 31/03/2018 4% to 31/03/2019 3% to 31/03/2021 2% to 31/03/2022

N/A Refund of standard mortgage valuation fee (Max £920) £500 Cashback Remortgage Only Refund of standard mortgage valuation fee (Max £920) £500 Cashback Remortgage Only Refund of standard mortgage valuation fee (Max £920) Exclusive when taking out BM Conveyancing. See your BDM for details.

N/A Exclusive when taking out BM Conveyancing. See your BDM for details. Remortgage Only Refund of standard mortgage valuation fee (Max £920) £500 cashback N/A Refund of standard mortgage valuation fee (Max £920)

TVO

N/A

TVP

N/A

TVQ

N/A

TVR

Remortgage Only Refund of standard mortgage valuation fee (Max £920) £500 cashback

TVS

N/A

TVT

N/A

5% to 31/03/2018 4% to 31/03/2019 3% to 31/03/2022

TVU

Remortgage Only Refund of standard mortgage valuation fee (Max £920) £500 cashback

5% to 31/03/2018 4% to 31/03/2019 3% to 31/03/2022

TVV

N/A

Buy to Let 5th December 2016 Not Available for First Time Buyers 10% overpayment allowed each year on all products

Tracker - Purchase and Remortgage Product Type

2 year

Min LTV (%)

Max LTV (%)

£1,000,000

0

60

£25,001

£1,000,000

0

60

£1,495

£25,001

£1,000,000

0

75

3% for 2 years

TQR

+2.39

£1,495

£25,001

£1,000,000

0

75

3% for 2 years

TQS

2.69

+2.44

0.50%

£25,001

£1,000,000

0

75

3% for 2 years

TQT

2.79

+2.54

0.50%

£25,001

£1,000,000

0

75

3% for 2 years

TQU

Available between

Rate(%)

Tracks BOE

Fee

2.34

+2.09

0.50%

£25,001

2.44

+2.19

0.50%

2.54

+2.29

2.64

ERCs 3% in year 1 2% in year 2 3% in year 1 2% in year 2

Product Code

Additional Info

TQP

Exclusive when taking out BM Conveyancing. See your BDM for details.

TVG

N/A Exclusive when taking out BM Conveyancing. See your BDM for details. N/A Exclusive when taking out BM Conveyancing. See your BDM for details. N/A

Let to Buy 5th December 2016 Not Available for First Time Buyers Let to Buy products are not available for porting 10% overpayment allowed each year on all products

Fixed - Remortgage Product Type

Available between

Rate(%)

Until

Fee

Min LTV (%)

Max LTV (%)

ERCs

Product Code

Additional Info

2.24

31/03/2019

0.50%

£25,001

£1,000,000

0

60

3% to 31/03/2018 2% to 31/03/2019

TVH

Exclusive when taking out BM Conveyancing. See your BDM for details.

2.34

31/03/2019

0.50%

£25,001

£1,000,000

0

60

3% to 31/03/2018 2% to 31/03/2019

TVI

N/A

2.44

31/03/2019

£1,495

£25,001

£1,000,000

0

75

3% to 31/03/2018 2% to 31/03/2019

TVJ

Exclusive when taking out BM Conveyancing. See your BDM for details.

2.54

31/03/2019

£1,495

£25,001

£1,000,000

0

75

3% to 31/03/2018 2% to 31/03/2019

TVK

N/A

2.59

31/03/2019

0.50%

£25,001

£1,000,000

0

75

3% to 31/03/2018 2% to 31/03/2019

TVL

Exclusive when taking out BM Conveyancing. See your BDM for details.

2.69

31/03/2019

0.50%

£25,001

£1,000,000

0

75

3% to 31/03/2019

TVM

N/A

ERCs

Product Code

Additional Info

TRB

N/A

TVN

N/A

2 year

Not Available for First Time Buyers Let to Buy products are not available for porting 10% overpayment allowed each year on all products

Tracker - Remortgage Product Type

Available between

Rate(%)

Tracks BOE

Fee

2.44

+2.19

0.50%

£25,001

2.64

+2.39

£1,495

£25,001

Min LTV (%)

Max LTV (%)

£1,000,000

0

60

£1,000,000

0

75

2 year

3% in year 1 2% in year 2 3% in year 1 2% in year 2

Product Transfers 5th December 2016

Buy to Let 10% overpayment allowed each year on all products

Fixed - Core Product Type

2 Year

5 year

Rate(%)

Until

Fee

3.54

30/04/2019

£0

Available between £1,000

£149,999

Min LTV (%)

Max LTV (%)

ERCs

Product Code

0

60

3% to 30/04/2019

TWL

3.29

30/04/2019

£499

£150,000

£299,999

0

60

3.39

30/04/2019

£0

£150,000

£299,999

0

60

3.09

30/04/2019

£999

£300,000

£2,000,000

0

60

3.89 3.54 3.69

30/04/2019 30/04/2019 30/04/2019

£0 £499 £0

£1,000 £150,000 £150,000

£149,999 £299,999 £299,999

60 60 60

75 75 75

3.29

30/04/2019

£999

£300,000

£2,000,000

60

75

4.19

30/04/2022

£0

£1,000

£149,999

0

60

3.99

30/04/2022

£499

£150,000

£299,999

0

60

4.04

30/04/2022

£0

£150,000

£299,999

0

60

3.84

30/04/2022

£999

£300,000

£2,000,000

0

60

4.69

30/04/2022

£0

£1,000

£149,999

60

75

4.39

30/04/2022

£499

£150,000

£299,999

60

75

4.49

30/04/2022

£0

£150,000

£299,999

60

75

4.19

30/04/2022

£999

£300,000

£2,000,000

60

75

5.19

30/04/2022

£0

£1,000

£2,000,000

75

125

3% to 30/04/2018 2% to 30/04/2019 3% to 30/04/2018 2% to 30/04/2019 3% to 30/04/2018 2% to 30/04/2019 3% to 30/04/2019 3% to 30/04/2019 3% to 30/04/2019 3% to 30/04/2018 2% to 30/04/2019 5% to 30/04/2018 4% to 30/04/2019 3% to 30/04/2022 5% to 30/04/2018 4% to 30/04/2019 3% to 30/04/2022 5% to 30/04/2018 4% to 30/04/2019 3% to 30/04/2022 5% to 30/04/2018 4% to 30/04/2019 3% to 30/04/2021 2% to 30/04/2022 5% to 30/04/2018 4% to 30/04/2019 3% to 30/04/2022 5% to 30/04/2018 4% to 30/04/2019 3% to 30/04/2022 5% to 30/04/2018 4% to 30/04/2019 3% to 30/04/2022 5% to 30/04/2018 4% to 30/04/2019 3% to 30/04/2022 5% to 30/04/2018 4% to 30/04/2019 3% to 30/04/2022

TWO TWN TWR TWM TWQ TWP TWS TWT

TWW

TWV

TWZ

TWU

TWY

TWX

TXA

TWJ

Let to Buy 10% overpayment allowed each year on all products

Fixed - Core Product Type

2 Year

5 year

Available between

Rate(%)

Until

Fee

Min LTV (%)

Max LTV (%)

ERCs

Product Code

3.54

30/04/2019

£0

£1,000

£149,999

0

60

TXB

£150,000

£299,999

0

60

£0

£150,000

£299,999

0

60

30/04/2019

£999

£300,000

£2,000,000

0

60

30/04/2019 30/04/2019 30/04/2019

£0 £499 £0

£1,000 £150,000 £150,000

£149,999 £299,999 £299,999

60 60 60

75 75 75

3.29

30/04/2019

£999

£300,000

£2,000,000

60

75

4.19

30/04/2022

£0

£1,000

£149,999

0

60

3.99

30/04/2022

£499

£150,000

£299,999

0

60

4.04

30/04/2022

£0

£150,000

£299,999

0

60

3.84

30/04/2022

£999

£300,000

£2,000,000

0

60

4.69

30/04/2022

£0

£1,000

£149,999

60

75

4.39

30/04/2022

£499

£150,000

£299,999

60

75

4.49

30/04/2022

£0

£150,000

£299,999

60

75

4.19

30/04/2022

£999

£300,000

£2,000,000

60

75

5.19

30/04/2022

£0

£1,000

£2,000,000

75

125

3% to 30/04/2019 3% to 30/04/2018 2% to 30/04/2019 3% to 30/04/2018 2% to 30/04/2019 3% to 30/04/2018 2% to 30/04/2019 3% to 30/04/2019 3% to 30/04/2019 3% to 30/04/2019 3% to 30/04/2018 2% to 30/04/2019 5% to 30/04/2018 4% to 30/04/2019 3% to 30/04/2022 5% to 30/04/2018 4% to 30/04/2019 3% to 30/04/2022 5% to 30/04/2018 4% to 30/04/2019 3% to 30/04/2022 5% to 30/04/2018 4% to 30/04/2019 3% to 30/04/2022 5% to 30/04/2018 4% to 30/04/2019 3% to 30/04/2022 5% to 30/04/2018 4% to 30/04/2019 3% to 30/04/2022 5% to 30/04/2018 4% to 30/04/2019 3% to 30/04/2022 5% to 30/04/2018 4% to 30/04/2019 3% to 30/04/2022 5% to 30/04/2018 4% to 30/04/2019 3% to 30/04/2022

3.29

30/04/2019

£499

3.39

30/04/2019

3.09 3.89 3.54 3.69

TXE TXD TXH TXC TXG TXF TXI TXJ

TXM

TXL

TXP

TXK

TXO

TXN

TXQ

TWK

Further Borrowing only 5th December 2016

Buy to Let and Let to Buy Fixed Product Type

Rate(%)

Until

Fee

2 year

3.29

30/04/2019

£0

Available between £5,000

£1,000,000

Min LTV (%)

Max LTV (%)

ERCs

Buy to Let Product Code

Let to Buy Product Code

0

75

3% to 30/04/2019

TXV

TXW

Max LTV (%)

ERCs

Buy to Let Product Code

Tracker Product Type

Rate(%)

Tracks BOE

Reversion Rate(%)

Fee

Available between

Min LTV (%)

Additional Info Further Borrowing only.

3 year

3.49

+3.24

4.59

£0

£5,000

£1,000,000

0

75

5% for year 1 4% for year 2 3% for year 3

TXX

Drawdown facility. Drawdown of over payments. Payment Holidays. ERCs on full Redemption only. Only available in conjunction with an existing Flexible Mortgage.