Davies Evans & Law LTD

ASSET PROTECTION SPECIALISTS

W r i t i n g Th e Ta x m a n O u t O f Yo u r W i l l

A SSET PROTEC T ION P R O T E C T I N G

Y O U R

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The Specialists

Davies Evans & Law LTD

ASSET PROTECTION SPECIALISTS

As we go through our working lives, we pay off our mortgages, save and invest money, and accumulate wealth. Most of us like to pass that wealth on to the following generations – but we have to be aware of dangers that can spoil these plans. Davies Evans & Law Limited specialise in asset protection, using simple but effective strategies to safeguard and financially protect your home, property, savings and investments – even your business and pension funds. To book an appointment, please call 0845 017 6527 today. We look forward to meeting you to discuss your needs and offer solutions.

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5 reasons for choosing us 1

Protect your home from Long-Term Care costs

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Protect your children’s inheritance from divorce

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Protect your assets if you can’t manage

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Protect the family business

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Protect your pension funds, for your family’s sake

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Take cover with the Estate Protection Plan There are a number of ways in which your home and savings are vulnerable to attack. We’re here to safeguard these hard earned assets for you and your family.

Long Term Care  Creditors & Bankruptcy Taxation  Divorce or Separation 4

Davies Evans & Law Limited

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D L SO TO PAY FOR THE COST OF LONG TERM CARE

Protect your home from Long-Term Care costs An estimated 60,000*people per year have to sell their homes to pay for care.

You can avoid having to do the same should you have to consider long-term care in the future. Act now to protect the inheritance you wish to pass on to your children and grandchildren. * Source: Counsel and Care

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Protect your children’s inheritance from divorce Will your family benefit totally from the inheritance you have planned? What would happen if they were to separate or divorce? Half of the inheritance that you have passed to them could be lost forever. What if they inherited from you at a time in their lives when they were having financial difficulties? Their inheritance could be lost to creditors.

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Looking after you, your family, and the generations to follow – protecting your children’s inheritance Effective ‘bloodline planning’ from Davies Evans & Law will ensure that your children and grandchildren are able to benefit completely from the inheritance you want them to receive. The strategic use of trusts will remove the risks for the benefit of your loved ones, after you are gone. Davies Evans & Law Limited 0698 DEL Asset protection Explained CS5.indd 7

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Protect your assets if you can’t manage At some time we might need someone else to manage our affairs. This is achieved through Powers of Attorney. But if we’re unable to make that choice, the court decides. This is: • Very expensive • Slow (Urgent decisions! Access to funds!) • No guarantee the court will appoint whoever we would have chosen • Someone else – even a solicitor we don’t know – could be appointed Let us set these up when you are fit and well, so you choose who you want. 8

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Protect the family business with a Company Will You build up your business to benefit yourself and your family.

And if you were the one who’d died, what about your own family?

But what if a business partner should die? • • • •

The spouse is your new partner Can you afford to buy their share? Will it be sold to someone else? Give them income out of your profits?

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For how long will they receive an income? Will your partner buy them out? If not, will they find another buyer? Will your partner wind-up the business?

The Solution:

The Business Protection Plan from Davies Evans & Law Ensure your business and family are protected.

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Protect your pension funds, for your family's sake On death with pension funds still available, they will normally be passed directly to the spouse and/or family. 10

So, what’s the problem? Well, they’re now in danger of loss from: • Long Term Care Costs • Inheritance Tax on the spouse’s death • Re-marriage of the spouse, then death or divorce • A child’s future divorce • “Next Generation” Inheritance Tax Is there a solution? • Yes; our Pension Death Benefit Trust makes all these dangers go away, without affecting your pension. Call us now on 0845 017 6527 to protect your fund

Davies Evans & Law Limited

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Davies Evans & Law Limited specialise in asset protection, using simple but effective strategies to safeguard and financially protect your home, property, savings and investments. If you would like to book an appointment with our Estate Planner today, call 0845 017 6527. We look forward to meeting you to discuss your needs.

William Evans Cert PFS Managing Director

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• Friendly Professional Advice. • Initial meeting is arranged free of charge • Fixed Fee. Unlike most Solicitors and Legal firms, Davies Evans & Law Limited do not charge by the hour but offer a competitive fixed fee which is disclosed prior to any work being undertaken. Content of this brochure featured is for your general information and use only and is not intended to address your particular requirements. It should not be relied upon in its entirety and should not be deemed to be, or constitute advice. Although endeavours have been made to provide accurate and timely information. There can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. No individual or person should act upon such information without receiving appropriate professional advice after a thorough examination of their particular situation. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of this brochure.

Davies Evans & Law LTD

ASSET PROTECTION SPECIALISTS

w w w. d av i e s e v a n s a n d l aw. c o. u k

Davies Evans & Law Limited – Asset Protection Specialists offer:

Davies Evans & Law Limited – Asset Protection Specialists, Hilliards Court, Chester Business Park, Chester CH4 9QP T: 0845 017 6527 | E: [email protected] | W: www.daviesevansandlaw.co.uk P R O T E C T I N G Y O U R W E A LT H F O R G E N E R A T I O N S – N O T J U S T A L I F E T I M E

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