ANNUAL STATEMENT HARTFORD UNDERWRITERS INSURANCE COMPANY

ANNUAL STATEMENT OF THE HARTFORD UNDERWRITERS INSURANCE COMPANY Of Hartford in the state of CT to the Insurance Department of the State of For the ...
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ANNUAL STATEMENT OF THE

HARTFORD UNDERWRITERS INSURANCE COMPANY Of

Hartford in the state of CT

to the Insurance Department of the State of For the Year Ended December 31, 2002

INDEX TO THE PROPERTY & CASUALTY ANNUAL STATEMENT Accident and Health Exhibit (SCH H) Aggregate Statement and Fair Values of Bonds and Preferred Stock (SCH DM)

46 E23

Organization Chart (SCH Y, PT 1)

109

Other Long-Term Invested Assets (SCH BA)

E06 112

Analysis of Losses and Loss Expenses (SCH P)

49

Overflow Page for Write-ins

Analysis of Nonadmitted Assets and Related Items (EX 1)

13

Portfolio Reinsurance (SCH F, PT2)

39

2

Preferred Stock (SCH D, PT 2, SN 1)

E09

Preferred Stock, Aggregate Statement and Fair Values (SCH DM)

E23

Assets (Admitted) Assumed Reinsurance (SCH F, PT 1)

38

Bonds (SCH D, PT 1)

E08

Premiums Earned (PT 1)

6

Bonds – Aggregate Statement and Fair Values (SCH DM)

E23

Premiums Written (PT 1B)

8

Bonds – Quality and Maturity Distribution of All Bonds at Statement Values and by Major Types of Issues and NAIC Designations (SCH D, PT 1A, SN 1)

Real Estate (SCH A) 27

Bonds – Maturity Distribution of All Bonds at Statement Values by Major Type And Subtype of Issues (SCH D, PT 1A, SN2)

30

Recapitulation of All Premiums (Unearned Premiums) (PT 1A)

E01 7

Reinsurance (SCH F)

38

Replicated (Synthetic) Assets (SCH DB, PT F)

36

Capital and Surplus Account

4

Schedule E – Part 2 – Special Deposits

E25

Capital Gains and (Losses) on Investments (PT 1A)

6

Schedule P Interrogatories

107

Cash (SCH E, PT 1) Cash Flow Ceded Reinsurance (SCH F, PT 3)

E24 5 40

Schedules: A - Real Estate

E01

B - Mortgage Loans

E04

Collar, Swap and Forward Agreements (SCH DB, PT C)

E19

BA – Other Long-Term Invested Assets

E06

Common Stock (SCH D, PT 2, SN 2)

E10

D - Bonds and Stocks

E08

Counterparty Exposure from Derivative Instruments (SCH DB, PT E)

E22

DA – Short-term Investments

E15

Detailed Information of Losses and Loss Expenses (SCH P, PT 1)

49

DB – Derivative Instruments

E16

Exhibit of Capital Gains (Losses)

12

DM – Aggregate Statement & Fair Values of Bonds and Preferred Stock

E23

Exhibit of Net Investment Income

12

E - Part 1 – Cash

E24

Exhibit of Premiums and Losses – Business in the State of (Separate Page for Each State) Exhibit of Premiums Written (allocated by state) (SCH T)

- Part 2 – Special Deposits 24 108

F - Reinsurance

38

H – Accident and Health Exhibit

46 49

Exhibit 1 – Analysis of Nonadmitted Assets and Related Items

13

P - Analysis of Losses and Loss Expenses

Expenses (PT 3)

11

Y - Information Concerning Activities of Insurer Members of Holding

Futures Contracts (SCH DB, PT D)

E20

E25

Company Group

22

General Interrogatories – Part 1

16

Short-Term Investments (SCH DA)

E15

General Interrogatories – Part 2

20

Special Deposits (SCH E, PT 2)

E25

History of Bulk and Incurred But Not Reported Reserves (SCH P, PT 4)

50

State Page

History of Claims (Direct and Assumed): Closed with Loss Payments, Outstanding and Reported (SCH P, PT 5) History of Incurred Losses and Allocated Expenses (SCH P, PT 2) History of Loss Sensitive Contracts (SCH P, PT 7)

T - Exhibit of Premiums Written Allocated by States and Territories

109

Five-Year Historical Data

Statement of Income 87

Summary Investment Schedule

50

Supplemental Exhibits and Schedules Interrogatories

103

Title Page and Jurat

History of Paid Loss and Allocated Expense Payments (SCH P, PT 3)

77

Transactions with Any Affiliates (SCH Y, PT 2)

History of Premiums Earned: Direct and Assumed, and Ceded (SCH P, PT 6)

98

Unpaid Losses and Loss Adjustment Expenses (PT 2A)

Holding Company Activities of Insurer Members (SCH Y)

110

108

24 4 15 111 1 110 10

Verifications:

Liabilities, Surplus and Other Funds

3

Schedule A, B, BA

25

Losses Paid and Incurred (PT 2)

9

Schedule D – Summary

26

Schedule DA – Part 2

33

Schedule DB – Parts A and B

34

Schedule DB – Parts C, D and E

35

Mortgage Loans (SCH B) Notes to Financial Statements

E04 14

Options, Caps and Floors Owned (SCH DB, PT A)

E16

Options, Caps and Floors Written (SCH DB, PT B)

E17

PROPERTY AND CASUALTY COMPANIES - ASSOCIATION EDITION

*30104200220100100*

ANNUAL STATEMENT For the Year Ended December 31, 2002 of the Condition and Affairs of the

HARTFORD UNDERWRITERS INSURANCE COMPANY NAIC Group Code.....0091,

0091

NAIC Company Code..... 30104

Employer's ID Number..... 06-1222527

(Current Period) (Prior Period)

Organized under the Laws of Connecticut Country of Domicile

State of Domicile or Port of Entry Connecticut

US

Incorporated..... December 23, 1987

Commenced Business..... December 31, 1987

Statutory Home Office

Hartford Plaza….. Hartford ..... CT ..... 06115-0000

Main Administrative Office

Hartford Plaza….. Hartford ..... CT ..... 06115-0000

(Street and Number)

(City or Town, State and Zip Code)

(Street and Number)

Mail Address

Hartford Plaza….. Hartford ..... CT ..... 06115-0000

Primary Location of Books and Records

Hartford Plaza….. Hartford ..... CT ..... 06115-0000

(Street and Number or P. O. Box) (Street and Number)

Internet Website Address Statement Contact

860-547-5000

(City or Town, State and Zip Code)

(Area Code) (Telephone Number)

(City or Town, State and Zip Code)

860-547-5000

(City or Town, State and Zip Code)

(Area Code) (Telephone Number)

www.thehartford.com Randolph A. Dalton

860-547-3935

(Name)

(Area Code) (Telephone Number) (Extension)

[email protected]

860-547-3622

(E-Mail Address)

Policyowner Relations Contact

(Fax Number)

Hartford Plaza….. Hartford ..... CT ..... 06115-0000 (Street and Number)

860-547-4707

(City or Town, State and Zip Code)

(Area Code) (Telephone Number) (Extension)

OFFICERS President ..... David Kenneth Zwiener

Treasurer ..... John Nicholas Giamalis #

Secretary ..... Brian Stuart Becker #

VICE PRESIDENTS Judith Ann Blades # James Paul Kennedy David Harold Annis Brian Stuart Becker # Robert Jennings Price #

Fredrick Henry Eppinger # David Richard Robb Ann Boucher Glover # Michael John Dury

Ramani Ayer Neal Stephen Wolin

John Nicholas Giamalis David Mark Znamierowski

Joseph Zigmund Gauches Raymond James Sprague Randall Irwin Kiviat John Nicholas Giamalis

Calvin Hudson Neal Stephen Wolin David Mark Znamierowski Richard William Palczynski

DIRECTORS OR TRUSTEES

State of........ County of.....

David Richard Marra # David Kenneth Zwiener

Lowndes Andrew Robb

Connecticut Hartford

The officers of this reporting entity being duly sworn, each depose and say that they are the described officers of said reporting entity, and that on the reporting period stated above, all of the herein described assets were the absolute property of the said reporting entity, free and clear from any liens or claims thereon, except as herein stated, and that this statement, together with related exhibits, schedules and explanations therein contained, annexed or referred to, is a full and true statement of all the assets and liabilities and of the condition and affairs of the said reporting entity as of the reporting period stated above, and of its income and deductions therefrom for the period ended, and have been completed in accordance with the NAIC Annual Statement Instructions and Accounting Practices and Procedures manual except to the extent that: (1) state law may differ; or, (2) that state rules or regulations require differences in reporting not related to accounting practices and procedures, according to the best of their information, knowledge and belief, respectively.

(Signature)

(Signature)

(Signature)

David Kenneth Zwiener (Printed Name) President

Brian Stuart Becker (Printed Name) Secretary

John Nicholas Giamalis (Printed Name) Treasurer

Subscribed and sworn to before me this ..............day of ............................................................, 2003

a. Is this an original filing?

................................................................................................

b. If no:

Yes [ X ]

No [

1. State the amendment number 2. Date filed..... 3. Number of pages attached.....

]

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

ASSETS 1

Current Year 2

Assets

Nonadmitted Assets

3 Net Admitted Assets (Cols. 1 - 2)

Prior Year 4 Net Admitted Assets

1.

Bonds........................................................................................................................................... .............824,032,432 ...............................0 .............824,032,432 .............762,426,193

2.

Stocks:

3.

4.

2.1

Preferred stocks (Schedule D, Part 2, Section 1).............................................................. .................6,185,976 ...............................0 .................6,185,976 .................5,685,866

2.2

Common stocks (Schedule D, Part 2, Section 2).............................................................. .............115,257,588 ...............................0 .............115,257,588 .............129,882,672

Mortgage loans on real estate (Schedule B): 3.1

First liens............................................................................................................................ ...............................0 ...............................0 ...............................0 ...............................0

3.2

Other than first liens........................................................................................................... ...............................0 ...............................0 ...............................0 ...............................0

Real estate (Schedule A): 4.1

Properties occupied by the company (less $............0 encumbrances)............................. ...............................0 ...............................0 ...............................0 ...............................0

4.2

Properties held for the production of income (less $............0 encumbrances)................. ...............................0 ...............................0 ...............................0 ...............................0

4.3

Properties held for sale (less $............0 encumbrances).................................................. ...............................0 ...............................0 ...............................0 ...............................0

5.

Cash ($.....35,710,276 Schedule E, Part 1) and short-term investments ($..........0 Schedule DA, Part 2)................................................................................................... ...............35,710,276 ...............................0 ...............35,710,276 ...............34,347,880

6.

Other invested assets (Schedule BA).......................................................................................... ...............................0 ...............................0 ...............................0 ...............................0

7.

Receivable for securities.............................................................................................................. ...............................0 ...............................0 ...............................0 ...........................242

8.

Aggregate write-ins for invested assets....................................................................................... ...............................0 ...............................0 ...............................0 ...............................0

9.

Subtotals, cash and invested assets (Lines 1 to 8)..................................................................... .............981,186,272 ...............................0 .............981,186,272 .............932,342,853

10.

Agents' balances or uncollected premiums: 10.1 Premiums and agents' balances in course of collection.................................................... ...............................0 ...............................0 ...............................0 ...............................0 10.2 Premiums, agents' balances and installments booked but deferred and not yet due (including $..........0 earned but unbilled premiums)................................. ...............................0 ...............................0 ...............................0 ...............................0 10.3 Accrued retrospective premiums....................................................................................... .................7,754,000 ....................775,400 .................6,978,600 .................6,886,654

11.

Funds held by or deposited with reinsured companies............................................................... ...............................0 ...............................0 ...............................0 ...............................0

12.

Bills receivable, taken for premiums............................................................................................ ...............................0 ...............................0 ...............................0 ...............................0

13.

Amounts receivable under high deductible policies..................................................................... ...............................0 ...............................0 ...............................0 ...............................0

14.

Reinsurance recoverables on loss and loss adjustment expense payments (Schedule F, Part 3, Cols. 7 and 8)............................................................................. ...............................0 ...............................0 ...............................0 ...............................0

15.

Federal and foreign income tax recoverable and interest thereon (including $.....25,020,000 net deferred tax asset) - ................................................................... ...............40,536,000 ...............15,516,000 ...............25,020,000 ...............16,293,033

16.

Guaranty funds receivable or on deposit..................................................................................... ....................729,129 ...............................0 ....................729,129 ...............................0

17.

Electronic data processing equipment and software................................................................... ...............................0 ...............................0 ...............................0 ...............................0

18.

Interest, dividends and real estate income due and accrued...................................................... ...............12,746,835 ...............................0 ...............12,746,835 ...............11,402,996

19.

Net adjustments in assets and liabilities due to foreign exchange rates..................................... ...............................0 ...............................0 ...............................0 ...............................0

20.

Receivable from parent, subsidiaries and affiliates..................................................................... .................1,049,627 ...............................0 .................1,049,627 ...............................0

21.

Amount due from/to protected cells............................................................................................. ...............................0 ...............................0 ...............................0 ...............................0

22.

Equities and deposits in pools and associations......................................................................... ...............................0 ...............................0 ...............................0 ...............................0

23.

Amounts receivable relating to uninsured accident and health plans......................................... ...............................0 ...............................0 ...............................0 ...............................0

24.

Other assets nonadmitted (Exhibit 1)........................................................................................... ...............................0 ...............................0 ...............................0 ...............................0

25.

Aggregate write-ins for other than invested assets...................................................................... ...............................0 ...............................0 ...............................0 ...............................0

26.

Total assets excluding protected cell assets (Lines 9 through 25).............................................. ..........1,044,001,863 ...............16,291,400 ..........1,027,710,463 .............966,925,536

27.

Protected cell assets.................................................................................................................... ...............................0 ...............................0 ...............................0 ...............................0

28.

TOTALS (Lines 26 and 27).......................................................................................................... ..........1,044,001,863 ...............16,291,400 ..........1,027,710,463 .............966,925,536 DETAILS OF WRITE-INS

.............................................................................................................................................................................................................. 0801. ...............................0 ...............................0 ...............................0 ...............................0

.............................................................................................................................................................................................................. 0802. ...............................0 ...............................0 ...............................0 ...............................0

.............................................................................................................................................................................................................. 0803. ...............................0 ...............................0 ...............................0 ...............................0 0898. Summary of remaining write-ins for Line 8 from overflow page.................................................. ...............................0 ...............................0 ...............................0 ...............................0 0899. Totals (Lines 0801 thru 0803 plus 0898) (Line 8 above)............................................................. ...............................0 ...............................0 ...............................0 ...............................0

.............................................................................................................................................................................................................. 2501. ...............................0 ...............................0 ...............................0 ...............................0

.............................................................................................................................................................................................................. 2502. ...............................0 ...............................0 ...............................0 ...............................0

.............................................................................................................................................................................................................. 2503. ...............................0 ...............................0 ...............................0 ...............................0 2598. Summary of remaining write-ins for Line 25 from overflow page................................................ ...............................0 ...............................0 ...............................0 ...............................0 2599. Totals (Lines 2501 thru 2503 plus 2598) (Line 25 above)........................................................... ...............................0 ...............................0 ...............................0 ...............................0

2

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

LIABILITIES, SURPLUS AND OTHER FUNDS 1 Current Year

2 Prior Year

1.

Losses (Part 2A, Line 34, Column 8)................................................................................................................................................................................... ..............358,304,845

2.

Reinsurance payable on paid loss and loss adjustment expenses (Schedule F, Part 1, Column 6)................................................................................... ................................0 ................................0

..............341,068,005

3.

Loss adjustment expenses (Part 2A, Line 34, Column 9)................................................................................................................................................... ................54,386,225 ................51,478,086

4.

Commissions payable, contingent commissions and other similar charges........................................................................................................................ ..................4,053,610 ..................3,399,501

5.

Other expenses (excluding taxes, licenses and fees)......................................................................................................................................................... ..................5,849,755 ..................6,565,201

6.

Taxes, licenses and fees (excluding federal and foreign income taxes)............................................................................................................................. ..................8,123,082 ..................6,374,170

7.

Federal and foreign income taxes (including $..........0 on realized capital gains (losses)) (including $..........0 net deferred tax liability)........................... ..................3,015,077 ................................0

8.

Borrowed money $..........0 and interest thereon $..........0................................................................................................................................................... ................................0 ................................0

9.

Unearned premiums (Part 1A, Line 37, Column 5) (after deducting unearned premiums for ceded reinsurance of $.....554,149,405 and including warranty reserves of $..........0)...................................................................................................................................................................... ..............142,175,834 ..............123,539,391

10.

Advance premiums.............................................................................................................................................................................................................. ................................0 ................................0

11.

Dividends declared and unpaid: 11.1 Stockholders................................................................................................................................................................................................................ ................................0 ................................0 11.2 Policyholders............................................................................................................................................................................................................... ..................1,022,360 .....................720,160

12.

Ceded reinsurance premiums payable (net of ceding commissions).................................................................................................................................. ................................0 ................................0

13.

Funds held by company under reinsurance treaties (Schedule F, Part 3, Column 19)....................................................................................................... ................................0 ................................0

14.

Amounts withheld or retained by company for account of others........................................................................................................................................ ................................0 ................................0

15.

Remittances and items not allocated................................................................................................................................................................................... .....................224,100 ................................0

16.

Provision for reinsurance (Schedule F, Part 7).................................................................................................................................................................... ................................0 ................................0

17.

Net adjustments in assets and liabilities due to foreign exchange rates............................................................................................................................. ................................0 ................................0

18.

Drafts outstanding................................................................................................................................................................................................................ ................................0 ................................0

19.

Payable to parent, subsidiaries and affiliates...................................................................................................................................................................... ................................0 ................25,396,407

20.

Payable for securities.......................................................................................................................................................................................................... ................................0 ..................5,032,179

21.

Liability for amounts held under uninsured accident and health plans................................................................................................................................ ................................0 ................................0

22.

Capital notes $..........0 and interest thereon $..........0......................................................................................................................................................... ................................0 ................................0

23.

Aggregate write-ins for liabilities.......................................................................................................................................................................................... ................................0 ................................0

24.

Total liabilities excluding protected cell liabilities (Lines 1 through 23)................................................................................................................................ ..............577,154,888 ..............563,573,100

25.

Protected cell liabilities........................................................................................................................................................................................................ ................................0 ................................0

26.

Total liabilities (Lines 24 and 25)......................................................................................................................................................................................... ..............577,154,888 ..............563,573,100

27.

Aggregate write-ins for special surplus funds...................................................................................................................................................................... ................................0 ................................0

28.

Common capital stock......................................................................................................................................................................................................... ..................6,504,000 ..................6,504,000

29.

Preferred capital stock......................................................................................................................................................................................................... ................................0 ................................0

30.

Aggregate write-ins for other than special surplus funds.................................................................................................................................................... ................................0 ................................0

31.

Surplus notes....................................................................................................................................................................................................................... ................................0 ................................0

32.

Gross paid in and contributed surplus................................................................................................................................................................................. ................36,469,860 ..................8,697,000

33.

Unassigned funds (surplus)................................................................................................................................................................................................. ..............407,581,715 ..............388,151,436

34.

Less treasury stock, at cost: 34.1 ..........0.000 shares common (value included in Line 28 $..........0).......................................................................................................................... ................................0 ................................0 34.2 ..........0.000 shares preferred (value included in Line 29 $..........0)......................................................................................................................... ................................0 ................................0

35.

Surplus as regards policyholders (Lines 27 to 33, less 34) (Page 4, Line 38).................................................................................................................... ..............450,555,575 ..............403,352,436

36.

TOTALS (Page 2, Line 28, Col. 3)....................................................................................................................................................................................... ...........1,027,710,463 ..............966,925,536 DETAILS OF WRITE-INS

2301. ............................................................................................................................................................................................................................................. ................................0 ................................0 2302. ............................................................................................................................................................................................................................................. ................................0 ................................0 2303. ............................................................................................................................................................................................................................................. ................................0 ................................0 2398. Summary of remaining write-ins for Line 23 from overflow page......................................................................................................................................... ................................0 ................................0 2399. Totals (Lines 2301 thru 2303 plus 2398) (Line 23 above)................................................................................................................................................... ................................0 ................................0 2701. ............................................................................................................................................................................................................................................. ................................0 ................................0 2702. ............................................................................................................................................................................................................................................. ................................0 ................................0 2703. ............................................................................................................................................................................................................................................. ................................0 ................................0 2798. Summary of remaining write-ins for Line 27 from overflow page......................................................................................................................................... ................................0 ................................0 2799. Totals (Lines 2701 thru 2703 plus 2798) (Line 27 above)................................................................................................................................................... ................................0 ................................0 3001. ............................................................................................................................................................................................................................................. ................................0 ................................0 3002. ............................................................................................................................................................................................................................................. ................................0 ................................0 3003. ............................................................................................................................................................................................................................................. ................................0 ................................0 3098. Summary of remaining write-ins for Line 30 from overflow page......................................................................................................................................... ................................0 ................................0 3099. Totals (Lines 3001 thru 3003 plus 3098) (Line 30 above)................................................................................................................................................... ................................0 ................................0

3

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

UNDERWRITING AND INVESTMENT EXHIBIT STATEMENT OF INCOME UNDERWRITING INCOME

1

2

Current Year

Prior Year

1.

Premiums earned (Part 1, Line 34, Column 4)................................................................................................................................................... ..................307,135,338 ..................248,331,993 DEDUCTIONS

2. 3. 4. 5.

Losses incurred (Part 2, Line 34, Column 7)...................................................................................................................................................... Loss expenses incurred (Part 3, Line 25, Column 1)......................................................................................................................................... Other underwriting expenses incurred (Part 3, Line 25, Column 2)................................................................................................................... Aggregate write-ins for underwriting deductions................................................................................................................................................

6. 7. 8.

Total underwriting deductions (Lines 2 through 5)............................................................................................................................................. ..................310,513,691 ..................286,154,053 Net income of protected cells............................................................................................................................................................................. ....................................0 ....................................0 Net underwriting gain (loss) (Line 1 minus Line 6 plus Line 7).......................................................................................................................... ....................(3,378,352) ..................(37,822,060)

..................183,929,325 ....................34,498,777 ....................92,085,589 ....................................0

..................172,791,486 ....................26,460,797 ....................86,901,770 ....................................0

INVESTMENT INCOME 9. Net investment income earned (Exhibit of Net Investment Income, Line 17).................................................................................................... ....................47,889,886 ....................45,315,984 10. Net realized capital gains (losses) (Exhibit of Capital Gains (Losses)).............................................................................................................. ......................7,233,016 ......................3,795,152 11. Net investment gain (loss) (Lines 9 + 10)........................................................................................................................................................... ....................55,122,902 ....................49,111,136

OTHER INCOME 12. Net gain (loss) from agents' or premium balances charged off (amount recovered $..........0 amount charged off $..........0)........................................................................................................................................................................... ....................................0 ....................................0 13. Finance and service charges not included in premiums.................................................................................................................................... ....................10,363,699 ......................9,963,212 14. Aggregate write-ins for miscellaneous income................................................................................................................................................... ....................................0 ....................................0 15. Total other income (Lines 12 through 14).......................................................................................................................................................... 16. Net income before dividends to policyholders and before federal and foreign income taxes (Lines 8 + 11 + 15)............................................. 17. Dividends to policyholders................................................................................................................................................................................. 18. Net income, after dividends to policyholders but before federal and foreign income taxes (Line 16 minus Line 17).........................................

....................10,363,699 ....................62,108,249 ......................1,284,144 ....................60,824,105

......................9,963,212 ....................21,252,288 .........................775,342 ....................20,476,946

19. Federal and foreign income taxes incurred........................................................................................................................................................ ....................15,837,643 .........................227,813 20. Net income (Line 18 minus Line 19) (to Line 22)............................................................................................................................................... ....................44,986,462 ....................20,249,133

CAPITAL AND SURPLUS ACCOUNT 21.

Surplus as regards policyholders, December 31 prior year (Page 4, Line 38, Column 2)................................................................................. ..................403,352,436 ..................379,964,310

GAINS AND (LOSSES) IN SURPLUS 22. Net income (from Line 20).................................................................................................................................................................................. 23. Net unrealized capital gains or (losses)............................................................................................................................................................. 24. Change in net unrealized foreign exchange capital gains (loss)........................................................................................................................ 25. Change in net deferred income tax....................................................................................................................................................................

....................44,986,462 ..................(14,209,966) ....................................0 ......................4,644,000

....................20,249,133 ....................(1,872,527) ....................................0 ......................4,367,000

26. 27. 28. 29.

......................4,009,784 ....................................0 ....................................0 ....................................0

......................3,707,320 ....................................0 ....................................0 ....................................0

Change in nonadmitted assets (Exhibit 1, Line 5, Column 3)............................................................................................................................ Change in provision for reinsurance (Page 3, Line 16, Column 2 minus Column 1)......................................................................................... Change in surplus notes.................................................................................................................................................................................... Surplus (contributed to) withdrawn from protected cells....................................................................................................................................

30. Cumulative effect of changes in accounting principles...................................................................................................................................... ....................................0 ......................6,937,200 31. Capital changes: 31.1 Paid in....................................................................................................................................................................................................... ....................................0 ....................................0 31.2 Transferred from surplus (Stock Dividend)............................................................................................................................................... ....................................0 ....................................0 31.3 Transferred to surplus............................................................................................................................................................................... ....................................0 ....................................0 32. Surplus adjustments: 32.1 Paid in....................................................................................................................................................................................................... ....................27,772,860 ....................................0 32.2 Transferred to capital (Stock Dividend)..................................................................................................................................................... ....................................0 ....................................0 32.3. Transferred from capital........................................................................................................................................................................... 33. Net remittances from or (to) Home Office.......................................................................................................................................................... 34. Dividends to stockholders.................................................................................................................................................................................. 35. Change in treasury stock (Page 3, Line 34.1 and 34.2, Column 2 minus Column 1)........................................................................................ 36. Aggregate write-ins for gains and losses in surplus........................................................................................................................................... 37. Change in surplus as regards policyholders for the year (Lines 22 through 36)................................................................................................ 38. Surplus as regards policyholders, December 31 current year (Line 21 plus Line 37) (Page 3, Line 35)...........................................................

....................................0 ....................................0 ..................(20,000,000) ....................................0 ....................................0 ....................47,203,139 ..................450,555,575

....................................0 ....................................0 ..................(10,000,000) ....................................0 ....................................0 ....................23,388,126 ..................403,352,436

DETAILS OF WRITE-INS ........................................................................................................................................................................................................................... ........................................................................................................................................................................................................................... ........................................................................................................................................................................................................................... Summary of remaining write-ins for Line 5 from overflow page......................................................................................................................... Totals (Lines 0501 thru 0503 plus 0598) (Line 5 above).................................................................................................................................... ........................................................................................................................................................................................................................... ........................................................................................................................................................................................................................... ........................................................................................................................................................................................................................... Summary of remaining write-ins for Line 14 from overflow page....................................................................................................................... Totals (Lines 1401 thru 1403 plus 1498) (Line 14 above)..................................................................................................................................

....................................0 ....................................0 ....................................0 ....................................0 ....................................0 ....................................0 ....................................0 ....................................0 ....................................0 ....................................0

....................................0 ....................................0 ....................................0 ....................................0 ....................................0 ....................................0 ....................................0 ....................................0 ....................................0 ....................................0

0501. 0502. 0503. 0598. 0599. 1401. 1402. 1403. 1498. 1499.

3601. ........................................................................................................................................................................................................................... ....................................0 ....................................0 3602. ........................................................................................................................................................................................................................... ....................................0 ....................................0 3603. ........................................................................................................................................................................................................................... ....................................0 ....................................0 3698. Summary of remaining write-ins for Line 36 from overflow page....................................................................................................................... ....................................0 ....................................0 3699. Totals (Lines 3601 thru 3603 plus 3698) (Line 36 above).................................................................................................................................. ....................................0 ....................................0

4

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

CASH FLOW 1 Current Year

2 Prior Year

CASH FROM OPERATIONS 1.

Premiums collected net of reinsurance...................................................................................................................................................... ......................325,669,621 ......................261,071,984

2.

Loss and loss adjustment expenses paid (net of salvage and subrogation)............................................................................................. ......................198,283,123 ......................202,139,327

3.

Underwriting expenses paid...................................................................................................................................................................... ........................91,218,797 ........................85,651,244

4.

Other underwriting income (expenses)...................................................................................................................................................... ........................................0 ........................................0

5.

Cash from underwriting (Line 1 minus Line 2 minus Line 3 plus Line 4)................................................................................................... ........................36,167,702 ......................(26,718,587)

6.

Net investment income.............................................................................................................................................................................. ........................44,538,171 ........................43,626,576

7.

Other income (expenses):

8.

7.1

Agents' balances charged off........................................................................................................................................................... ........................................0 ........................................0

7.2

Net funds held under reinsurance treaties....................................................................................................................................... ........................................0 ........................................0

7.3

Net amount withheld or retained for account of others.................................................................................................................... ........................................0 ........................................0

7.4

Aggregate write-ins for miscellaneous items................................................................................................................................... ........................10,363,699 ..........................9,963,212

7.5

Total other income (Lines 7.1 to 7.4)............................................................................................................................................... ........................10,363,699 ..........................9,963,212

Dividends to policyholders on direct business, less $..........0 dividends on reinsurance assumed or ceded (net).................................... .............................981,944 ..........................1,562,502

9.

Federal and foreign income taxes (paid) recovered.................................................................................................................................. ......................(12,787,533) ..........................4,460,062

10.

Net cash from operations (Line 5 plus Line 6 plus Line 7.5 minus Line 8 plus Line 9).............................................................................. ........................77,300,094 ........................29,768,761

CASH FROM INVESTMENTS 11.

Proceeds from investments sold, matured or repaid: 11.1 Bonds............................................................................................................................................................................................... ......................145,839,821 ......................141,048,174 11.2 Stocks.............................................................................................................................................................................................. ........................................0 ........................................0 11.3 Mortgage loans................................................................................................................................................................................ ........................................0 ........................................0 11.4 Real estate....................................................................................................................................................................................... ........................................0 ........................................0 11.5 Other invested assets...................................................................................................................................................................... ........................................0 ........................................0 11.6 Net gains or (losses) on cash and short-term investments.............................................................................................................. ........................................0 ........................................0 11.7 Miscellaneous proceeds.................................................................................................................................................................. ....................................242 ..........................5,032,179 11.8 Total investment proceeds (Lines 11.1 to 11.7)............................................................................................................................... ......................145,840,063 ......................146,080,353

12. Cost of investments acquired (long-term only): 12.1 Bonds............................................................................................................................................................................................... ......................198,296,507 ......................170,031,782 12.2 Stocks.............................................................................................................................................................................................. ........................................0 ........................................0 12.3 Mortgage loans................................................................................................................................................................................ ........................................0 ........................................0 12.4 Real estate....................................................................................................................................................................................... ........................................0 ........................................0 12.5 Other invested assets...................................................................................................................................................................... ........................................0 ........................................0 12.6 Miscellaneous applications.............................................................................................................................................................. ..........................5,032,179 ....................................242 12.7 Total investments acquired (Lines 12.1 to 12.6).............................................................................................................................. ......................203,328,686 ......................170,032,024 13. Net cash from investments (Line 11.8 minus Line 12.7)............................................................................................................................ ......................(57,488,623) ......................(23,951,671)

CASH FROM FINANCING AND MISCELLANEOUS SOURCES 14. Cash provided: 14.1 Surplus notes, capital and surplus paid in....................................................................................................................................... ......................................(0) ........................................0 14.2 Capital notes $..........0 less amounts repaid $..........0..................................................................................................................... ........................................0 ........................................0 14.3 Net transfers from affiliates.............................................................................................................................................................. ..........................2,376,453 ........................24,498,163 14.4 Borrowed funds received................................................................................................................................................................. ........................................0 ........................................0 14.5 Other cash provided........................................................................................................................................................................ .............................224,099 ........................................0 14.6 Total (Lines 14.1 to 14.5)................................................................................................................................................................. ..........................2,600,552 ........................24,498,163 15.

Cash applied: 15.1 Dividends to stockholders paid........................................................................................................................................................ ........................20,000,000 ........................10,000,000 15.2 Net transfers to affiliates.................................................................................................................................................................. ..........................1,049,627 ........................................0 15.3 Borrowed funds repaid..................................................................................................................................................................... ........................................0 ........................................0 15.4 Other applications............................................................................................................................................................................ ........................................0 ........................................0 15.5 Total (Lines 15.1 to 15.4)................................................................................................................................................................. ........................21,049,627 ........................10,000,000

16.

Net cash from financing and miscellaneous sources (Line 14.6 minus Line 15.5).................................................................................... ......................(18,449,075) ........................14,498,163

RECONCILIATION OF CASH AND SHORT-TERM INVESTMENTS 17.

Net change in cash and short-term investments (Line 10 plus Line 13 plus Line 16)............................................................................... ..........................1,362,396 ........................20,315,253

18.

Cash and short-term investments: 18.1 Beginning of year............................................................................................................................................................................. ........................34,347,880 ........................14,032,627 18.2 End of year (Line 17 plus Line 18.1)................................................................................................................................................ ........................35,710,276 ........................34,347,880 DETAILS OF WRITE-INS

7.401 Finance and service charges not included in premiums............................................................................................................................ ........................10,363,699 ..........................9,963,212 7.402 ................................................................................................................................................................................................................... ........................................0 ........................................0 7.403 ................................................................................................................................................................................................................... ........................................0 ........................................0 7.498 Summary of remaining write-ins for Line 7.4 from overflow page.............................................................................................................. ........................................0 ........................................0 7.499 Total (Lines 7.401 thru 7.403 plus 7.498) (Line 7.4 above)....................................................................................................................... ........................10,363,699 ..........................9,963,212

5

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

UNDERWRITING AND INVESTMENT EXHIBIT PART 1 - PREMIUMS EARNED 1

Line of Business

Net Premiums Written per Column 6, Part 1B

2 Unearned Premiums December 31 Prior Yearper Col. 3 Last Year's Part 2

3 Unearned Premiums December 31 Current Yearper Col. 5 Part 1A

4 Premiums Earned During Year (Cols. 1 + 2 - 3)

1.

Fire...................................................................................................... .........................11,856,326 ...........................4,099,183 ...........................4,939,700 .........................11,015,809

2.

Allied lines........................................................................................... ...........................5,120,881 ...........................1,154,090 ...........................1,448,779 ...........................4,826,192

3.

Farmowners multiple peril................................................................... ..................................5,204 .....................................901 ..................................2,968 ..................................3,137

4.

Homeowners multiple peril.................................................................. .........................25,772,758 .........................12,623,706 .........................14,196,575 .........................24,199,889

5.

Commercial multiple peril.................................................................... .........................59,709,032 .........................25,580,598 .........................30,476,209 .........................54,813,421

6.

Mortgage guaranty.............................................................................. .........................................0 .........................................0 .........................................0 .........................................0

8.

Ocean marine..................................................................................... ...........................1,017,726 ..............................168,503 ..............................179,353 ...........................1,006,876

9.

Inland marine...................................................................................... ...........................9,659,265 ...........................4,534,009 ...........................4,798,024 ...........................9,395,250

10.

Financial guaranty............................................................................... .........................................0 .........................................0 .........................................0 .........................................0

11.1

Medical malpractice - occurrence....................................................... .......................................81 .........................................3 .........................................3 .......................................81

11.2

Medical malpractice - claims-made..................................................... .........................................0 .........................................0 .........................................0 .........................................0

12.

Earthquake.......................................................................................... ..............................688,268 ..............................352,111 ..............................355,366 ..............................685,013

13.

Group accident and health.................................................................. .........................................0 .........................................0 .........................................0 .........................................0

14.

Credit accident and health (group and individual)............................... .........................................0 .........................................0 .........................................0 .........................................0

15.

Other accident and health................................................................... .........................................0 .........................................0 .........................................0 .........................................0

16.

Workers' compensation....................................................................... .........................56,676,278 ...........................5,720,564 ...........................8,905,296 .........................53,491,546

17.1

Other liability - occurrence.................................................................. .........................12,579,544 ...........................1,537,499 ...........................3,754,660 .........................10,362,383

17.2

Other liability - claims-made................................................................ ...........................9,104,178 ...........................2,966,718 ...........................5,320,193 ...........................6,750,703

18.1

Products liability - occurrence............................................................. ...........................1,858,755 ..............................676,101 ..............................963,574 ...........................1,571,282

18.2

Products liability - claims-made.......................................................... ................................77,572 ................................38,586 ................................41,317 ................................74,841

19.1, 19.2 Private passenger auto liability........................................................... .........................49,722,380 .........................23,693,340 .........................24,248,857 .........................49,166,863 19.3, 19.4 Commercial auto liability..................................................................... .........................20,510,713 ...........................8,664,475 ...........................9,472,808 .........................19,702,380 21.

Auto physical damage......................................................................... .........................37,830,395 .........................17,568,715 .........................18,078,803 .........................37,320,307

22.

Aircraft (all perils)................................................................................ ...........................2,933,961 ..............................578,270 ..............................961,572 ...........................2,550,659

23.

Fidelity................................................................................................. ...........................1,848,181 ...........................1,007,604 ...........................1,093,170 ...........................1,762,615

24.

Surety.................................................................................................. ...........................4,339,397 ...........................1,957,497 ...........................2,202,554 ...........................4,094,340

26.

Burglary and theft................................................................................ ..............................251,409 ..............................165,210 ..............................143,091 ..............................273,528

27.

Boiler and machinery.......................................................................... ...............................(15,457) ................................20,105 ................................10,337 .................................(5,689)

28.

Credit.................................................................................................. .........................................0 .........................................0 .........................................0 .........................................0

29.

International........................................................................................ ...........................1,597,037 ..............................270,203 ................................83,933 ...........................1,783,307

30.

Reinsurance - nonproportional assumed property.............................. ...........................8,916,366 ...........................1,627,877 ...........................1,878,889 ...........................8,665,354

31.

Reinsurance - nonproportional assumed liability................................ ...........................3,497,950 ..............................744,507 ..............................775,226 ...........................3,467,231

32.

Reinsurance - nonproportional assumed financial lines..................... ..............................111,422 ..............................137,173 ................................90,574 ..............................158,021

33.

Aggregate write-ins for other lines of business................................... .........................................0 .........................................0 .........................................0 .........................................0

34.

TOTALS......................................................................................... .......................325,669,622 .......................115,887,548 .......................134,421,831 .......................307,135,339 DETAILS OF WRITE-INS

3301.

............................................................................................................ .........................................0 .........................................0 .........................................0 .........................................0

3302.

............................................................................................................ .........................................0 .........................................0 .........................................0 .........................................0

3303.

............................................................................................................ .........................................0 .........................................0 .........................................0 .........................................0

3398.

Summary of remaining write-ins for Line 33 from overflow page........ .........................................0 .........................................0 .........................................0 .........................................0

3399.

Totals (Lines 3301 thru 3303 plus 3398) (Line 33 above).................. .........................................0 .........................................0 .........................................0 .........................................0

6

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

UNDERWRITING AND INVESTMENT EXHIBIT PART 1A - RECAPITULATION OF ALL PREMIUMS (a) Gross premiums (less reinsurance) and unearned premiums on all unexpired risks and reserve for return premiums under rate credit or retrospective rating plans based upon experience, viz:

Line of Business

1 Amount Unearned (Running One Year or Less from Date of Policy) (b)

2 Amount Unearned (Running more than One Year from Date of Policy) (b)

3

Earned But Unbilled Premium

4 Reserve for Rate Credits and Retrospective Adjustments Based on Experience

5 Total Reserve for Unearned Premiums Cols. 1 + 2 + 3 + 4

1.

Fire................................................................................................. ...................4,815,348 ......................124,352 .................................0 .................................0 ...................4,939,700

2.

Allied lines...................................................................................... ...................1,363,980 ........................84,799 .................................0 .................................0 ...................1,448,779

3.

Farmowners multiple peril.............................................................. ..........................2,968 .................................0 .................................0 .................................0 ..........................2,968

4.

Homeowners multiple peril............................................................ .................14,196,575 .................................0 .................................0 .................................0 .................14,196,575

5.

Commercial multiple peril.............................................................. .................30,471,193 ..........................5,016 .................................0 .................................0 .................30,476,209

6.

Mortgage guaranty......................................................................... .................................0 .................................0 .................................0 .................................0 .................................0

8.

Ocean marine................................................................................ ......................179,348 .................................5 .................................0 .................................0 ......................179,353

9.

Inland marine................................................................................. ...................4,540,963 ......................257,061 .................................0 .................................0 ...................4,798,024

10.

Financial guaranty......................................................................... .................................0 .................................0 .................................0 .................................0 .................................0

11.1

Medical malpractice - occurrence.................................................. .................................3 .................................0 .................................0 .................................0 .................................3

11.2

Medical malpractice - claims-made............................................... .................................0 .................................0 .................................0 .................................0 .................................0

12.

Earthquake.................................................................................... ......................355,366 .................................0 .................................0 .................................0 ......................355,366

13.

Group accident and health............................................................. .................................0 .................................0 .................................0 .................................0 .................................0

14.

Credit accident and health (group and individual)......................... .................................0 .................................0 .................................0 .................................0 .................................0

15.

Other accident and health.............................................................. .................................0 .................................0 .................................0 .................................0 .................................0

16.

Workers' compensation................................................................. .................13,034,344 ........................27,472 .................................0 ..................(4,156,520) ...................8,905,296

17.1

Other liability - occurrence............................................................. ...................6,831,129 ........................59,425 .................................0 ..................(3,135,894) ...................3,754,660

17.2

Other liability - claims-made.......................................................... ...................5,317,992 ..........................2,201 .................................0 .................................0 ...................5,320,193

18.1

Products liability - occurrence........................................................ ......................939,606 ........................23,968 .................................0 .................................0 ......................963,574

18.2

Products liability - claims-made..................................................... ........................31,601 ..........................9,716 .................................0 .................................0 ........................41,317

19.1, 19.2 Private passenger auto liability...................................................... .................24,248,856 .................................0 .................................0 .................................0 .................24,248,856 19.3, 19.4 Commercial auto liability................................................................ ...................9,480,619 ........................19,469 .................................0 .......................(27,280) ...................9,472,808 21.

Auto physical damage................................................................... .................18,075,499 ..........................3,304 .................................0 .................................0 .................18,078,803

22.

Aircraft (all perils)........................................................................... ......................961,572 .................................0 .................................0 .................................0 ......................961,572

23.

Fidelity........................................................................................... ......................713,277 ......................379,893 .................................0 .................................0 ...................1,093,170

24.

Surety............................................................................................ ...................1,418,040 ......................784,515 .................................0 .................................0 ...................2,202,555

26.

Burglary and theft.......................................................................... ......................106,156 ........................36,935 .................................0 .................................0 ......................143,091

27.

Boiler and machinery..................................................................... ........................10,289 ...............................48 .................................0 .................................0 ........................10,337

28.

Credit............................................................................................. .................................0 .................................0 .................................0 .................................0 .................................0

29.

International................................................................................... ........................83,933 .................................0 .................................0 .................................0 ........................83,933

30.

Reinsurance - nonproportional assumed property......................... ...................1,878,889 .................................0 .................................0 .................................0 ...................1,878,889

31.

Reinsurance - nonproportional assumed liability........................... ......................775,226 .................................0 .................................0 .................................0 ......................775,226

32.

Reinsurance - nonproportional assumed financial lines................ ........................90,574 .................................0 .................................0 .................................0 ........................90,574

33.

Aggregate write-ins for other lines of business.............................. .................................0 .................................0 .................................0 .................................0 .................................0

34.

TOTALS......................................................................................... ...............139,923,346 ...................1,818,179 .................................0 ..................(7,319,694) ...............134,421,831

35.

Accrued retrospective premiums based on experience............................................................................................................................................................................ ...................7,754,000

36.

Earned but unbilled premiums.................................................................................................................................................................................................................. .................................0

37.

Balance (sum of Lines 34 through 36)...................................................................................................................................................................................................... ...............142,175,831

3301.

....................................................................................................... .................................0 .................................0 .................................0 .................................0 .................................0

3302.

....................................................................................................... .................................0 .................................0 .................................0 .................................0 .................................0

3303.

....................................................................................................... .................................0 .................................0 .................................0 .................................0 .................................0

3398.

Summary of remaining write-ins for Line 33 from overflow page... .................................0 .................................0 .................................0 .................................0 .................................0

3399.

TOTALS (Lines 3301 thru 3303 plus 3398) (Line 33 above)......... .................................0 .................................0 .................................0 .................................0 .................................0

DETAILS OF WRITE-INS

(a) By gross premiums is meant the aggregate of all the premiums written in the policies or renewals in force. Are they so returned in this statement? Yes [ X ] No [ ]. (b) State here basis of computation used in each case: Semi-monthly pro rata except Marine Risks not terminated: 100%

7

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

UNDERWRITING AND INVESTMENT EXHIBIT PART 1B - PREMIUMS WRITTEN Gross Premiums (Less Return Premiums), Including Policy and Membership Fees Written and Renewed During Year 1

6 Reinsurance Assumed 2 3

Line of Business

Direct Business (a)

From Affiliates

From Non-Affiliates

Reinsurance Ceded 4 5 To Affiliates

To Non-Affiliates

Net Premiums Written (Cols. 1 + 2 + 3 - 4 - 5)

1.

Fire............................................................................................... ............2,641,619 ..........11,856,326 ..........................0 ............2,641,619 ..........................0 ..........11,856,326

2.

Allied lines.................................................................................... ............2,224,350 ............5,120,881 ..........................0 ............2,224,350 ..........................0 ............5,120,881

3.

Farmowners multiple peril............................................................ ..........................0 ...................5,204 ..........................0 ..........................0 ..........................0 ...................5,204

4.

Homeowners multiple peril.......................................................... ........166,061,711 ..........25,772,758 ..........................0 ........166,061,711 ..........................0 ..........25,772,758

5.

Commercial multiple peril............................................................ ..........46,177,806 ..........59,709,032 ..........................0 ..........46,177,806 ..........................0 ..........59,709,032

6.

Mortgage guaranty....................................................................... ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

8.

Ocean marine.............................................................................. ...............742,168 ............1,017,726 ..........................0 ...............742,168 ..........................0 ............1,017,726

9.

Inland marine............................................................................... ............4,606,629 ............9,659,265 ..........................0 ............4,606,629 ..........................0 ............9,659,265

10.

Financial guaranty....................................................................... ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

11.1

Medical malpractice - occurrence................................................ ...................2,022 ........................81 ..........................0 ...................2,022 ..........................0 ........................81

11.2

Medical malpractice - claims-made............................................. ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

12.

Earthquake.................................................................................. ............9,120,516 ...............688,268 ..........................0 ............9,120,516 ..........................0 ...............688,268

13.

Group accident and health........................................................... ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

14.

Credit accident and health (group and individual)....................... ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

15.

Other accident and health............................................................ ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

16.

Workers' compensation............................................................... ........371,731,447 ..........56,676,278 ..........................0 ........371,731,447 ..........................0 ..........56,676,278

17.1

Other liability - occurrence........................................................... ............5,649,311 ..........12,579,544 ..........................0 ............5,649,311 ..........................0 ..........12,579,544

17.2

Other liability - claims-made........................................................ ...............271,584 ............9,104,178 ..........................0 ...............271,584 ..........................0 ............9,104,178

18.1

Products liability - occurrence...................................................... ...............178,463 ............1,858,755 ..........................0 ...............178,463 ..........................0 ............1,858,755

18.2

Products liability - claims-made................................................... ..........................0 .................77,572 ..........................0 ..........................0 ..........................0 .................77,572

19.1, 19.2 Private passenger auto liability.................................................... ........338,450,158 ..........49,722,380 ..........................0 ........338,450,158 ..........................0 ..........49,722,380 19.3, 19.4 Commercial auto liability.............................................................. ..........38,904,524 ..........20,510,713 ..........................0 ..........38,904,524 ..........................0 ..........20,510,713 21.

Auto physical damage................................................................. ........258,856,224 ..........37,830,395 ..........................0 ........258,856,224 ..........................0 ..........37,830,395

22.

Aircraft (all perils)......................................................................... ..........................0 ............2,933,961 ..........................0 ..........................0 ..........................0 ............2,933,961

23.

Fidelity......................................................................................... ...............802,879 ............1,848,181 ..........................0 ...............802,879 ..........................0 ............1,848,181

24.

Surety.......................................................................................... ......................885 ............4,339,397 ..........................0 ......................885 ..........................0 ............4,339,397

26.

Burglary and theft........................................................................ ..........................0 ...............251,409 ..........................0 ..........................0 ..........................0 ...............251,409

27.

Boiler and machinery................................................................... .................38,578 ................(15,457) ..........................0 .................38,578 ..........................0 ................(15,457)

28.

Credit........................................................................................... ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

29.

International................................................................................. ..........................0 ............1,597,037 ..........................0 ..........................0 ..........................0 ............1,597,037

30.

Reinsurance - nonproportional assumed property....................... ............XXX............ ............8,916,366 ..........................0 ..........................0 ..........................0 ............8,916,366

31.

Reinsurance - nonproportional assumed liability......................... ............XXX............ ............3,497,950 ..........................0 ..........................0 ..........................0 ............3,497,950

32.

Reinsurance - nonproportional assumed financial lines.............. ............XXX............ ...............111,422 ..........................0 ..........................0 ..........................0 ...............111,422

33.

Aggregate write-ins for other lines of business............................ ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

34.

TOTALS....................................................................................... .....1,246,460,874 ........325,669,622 ..........................0 .....1,246,460,874 ..........................0 ........325,669,622 DETAILS OF WRITE-INS

3301.

..................................................................................................... ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

3302.

..................................................................................................... ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

3303.

..................................................................................................... ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

3398.

Summary of remaining write-ins for Line 33 from overflow page. ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

3399.

TOTALS (Lines 3301 thru 3303 plus 3398) (Line 33 above)....... ..........................0 ..........................0 ..........................0 ..........................0 ..........................0 ..........................0

(a) Does the company's direct premiums written include premiums recorded on an installment basis? Yes [ X ] No [ ] If yes: 1. The amount of such installment premiums $.....148,839,464. 2. Amount at which such installment premiums would have been reported had they been recorded on an annualized basis $.....173,753,580.

8

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

UNDERWRITING AND INVESTMENT EXHIBIT PART 2 - LOSSES PAID AND INCURRED Losses Paid Less Salvage 1

9

Line of Business 1. Fire................................................................................................... 2. Allied lines......................................................................................... 3. Farmowners multiple peril.................................................................. 4. Homeowners multiple peril................................................................. 5. Commercial multiple peril................................................................... 6. Mortgage guaranty............................................................................. 8. Ocean marine.................................................................................... 9. Inland marine..................................................................................... 10. Financial guaranty............................................................................. 11.1 Medical malpractice - occurrence....................................................... 11.2 Medical malpractice - claims-made.................................................... 12. Earthquake........................................................................................ 13. Group accident and health................................................................. 14. Credit accident and health (group and individual)................................ 15. Other accident and health.................................................................. 16. Workers' compensation...................................................................... 17.1 Other liability - occurrence................................................................. 17.2 Other liability - claims-made............................................................... 18.1 Products liability - occurrence............................................................ 18.2 Products liability - claims-made.......................................................... 19.1, 19.2 Private passenger auto liability........................................................... 19.3, 19.4 Commercial auto liability.................................................................... 21. Auto physical damage........................................................................ 22. Aircraft (all perils)............................................................................... 23. Fidelity.............................................................................................. 24. Surety............................................................................................... 26. Burglary and theft.............................................................................. 27. Boiler and machinery......................................................................... 28. Credit................................................................................................ 29. International...................................................................................... 30. Reinsurance - nonproportional assumed property............................... 31. Reinsurance - nonproportional assumed liability................................. 32. Reinsurance - nonproportional assumed financial lines....................... 33. Aggregate write-ins for other lines of business.................................... 34. TOTALS............................................................................................ 3301. 3302. 3303. 3398. 3399.

......................................................................................................... ......................................................................................................... ......................................................................................................... Summary of remaining write-ins for Line 33 from overflow page.......... Totals (Lines 3301 thru 3303 plus 3398) (Line 33 above)....................

2

Direct Business ...........................2,317,049 ..............................560,180 ........................................0 .........................98,229,432 .........................13,414,882 ........................................0 ..............................140,319 ...........................1,540,265 ........................................0 ..............................100,000 ........................................0 ...............................18,614 ........................................0 ........................................0 ........................................0 .......................164,339,381 ...........................3,636,102 ........................................0 ...............................92,544 ........................................0 .......................235,015,455 ...........................3,736,774 .......................146,194,949 ........................................0 ..............................132,242 ........................................0 ........................................0 ........................................0 ........................................0 ........................................0 ....................XXX................ ....................XXX................ ....................XXX................ ........................................0 .......................669,468,188

Reinsurance Assumed ...........................4,177,065 ...........................2,872,343 ................................(4,852) .........................13,697,173 .........................24,318,746 ........................................0 ..............................292,979 ...........................3,032,849 ........................................0 ...............................48,482 ..............................148,278 ...............................60,361 ........................................0 ........................................0 ........................................0 .........................25,493,452 ...........................7,136,964 ...........................1,555,917 ..............................735,086 ...............................22,371 .........................34,500,163 .........................11,369,390 .........................21,557,171 ...........................1,058,372 ..............................595,709 ...........................1,433,187 ...............................25,339 .................................5,817 ........................................0 ...........................1,532,009 ...........................5,876,203 ...........................4,616,800 ..............................535,109 ........................................0 .......................166,692,483

........................................0 ........................................0 ........................................0 ........................................0 ........................................0

........................................0 ........................................0 ........................................0 ........................................0 ........................................0

3

5

6

7

Net Losses Unpaid Current Year (Part 2A, Col. 8) ...........................5,130,515 ...........................2,228,054 ...............................32,801 ...........................6,576,028 .........................37,205,378 ........................................0 ..............................574,259 ...........................1,567,112 ........................................0 ..............................123,290 ..............................753,268 ...............................12,845 ........................................0 ........................................0 ........................................0 .......................129,803,867 .........................51,544,016 ...........................7,295,868 ...........................5,994,888 ..............................190,541 .........................40,847,990 .........................18,001,054 ...........................2,536,711 ...........................1,003,651 ..............................813,635 ...........................2,236,115 ..............................248,337 ................................(9,351) ...............................27,455 ...........................2,480,669 .........................11,659,128 .........................28,294,307 ...........................1,132,412 ........................................0 .......................358,304,843

Net Losses Unpaid Prior Year ...........................4,334,706 ...........................1,669,426 ...............................91,583 ...........................5,616,896 .........................36,828,820 ........................................0 ..............................602,067 ...........................1,228,038 ........................................0 ..............................158,518 ..............................810,002 ...............................49,276 ........................................0 ........................................0 ........................................0 .......................122,110,331 .........................48,781,632 ...........................5,126,074 ...........................8,416,653 ..............................225,778 .........................37,711,610 .........................18,374,379 ...........................3,184,030 ..............................823,209 ...........................1,026,076 ...........................1,524,377 ..............................209,216 ...............................27,828 ...............................15,135 ...........................2,492,726 .........................12,716,114 .........................25,925,565 ..............................987,940 ........................................0 .......................341,068,005

Losses Incurred Current Year (Cols. 4 + 5 - 6) ...........................4,972,874 ...........................3,430,971 ..............................(63,634) .........................14,656,305 .........................24,695,304 ........................................0 ..............................265,171 ...........................3,371,923 ........................................0 ...............................13,254 ...............................91,544 ...............................23,930 ........................................0 ........................................0 ........................................0 .........................33,186,988 ...........................9,899,348 ...........................3,725,711 ..........................(1,686,679) ..............................(12,866) .........................37,636,543 .........................10,996,065 .........................20,909,852 ...........................1,238,814 ..............................383,268 ...........................2,144,925 ...............................64,460 ..............................(31,362) ...............................12,320 ...........................1,519,952 ...........................4,819,217 ...........................6,985,542 ..............................679,581 ........................................0 .......................183,929,321

8 Percentage of Losses Incurred (Col. 7, Part 2) to Premiums Earned (Col. 4, Part 1) ...................................45.1 ...................................71.1 .............................(2,028.5) ...................................60.6 ...................................45.1 .....................................0.0 ...................................26.3 ...................................35.9 .....................................0.0 .............................16,363.0 .....................................0.0 .....................................3.5 .....................................0.0 .....................................0.0 .....................................0.0 ...................................62.0 ...................................95.5 ...................................55.2 ................................(107.3) ..................................(17.2) ...................................76.5 ...................................55.8 ...................................56.0 ...................................48.6 ...................................21.7 ...................................52.4 ...................................23.6 .................................551.3 .....................................0.0 ...................................85.2 ...................................55.6 .................................201.5 .................................430.1 .....................................0.0 ...................................59.9

........................................0 ........................................0 ........................................0 ........................................0 ........................................0

........................................0 ........................................0 ........................................0 ........................................0 ........................................0

........................................0 ........................................0 ........................................0 ........................................0 ........................................0

.....................................0.0 .....................................0.0 .....................................0.0 ........................................... .....................................0.0

4

Reinsurance Net Payments Recovered (Cols. 1 + 2 - 3) ...........................2,317,049 ...........................4,177,065 ..............................560,180 ...........................2,872,343 ........................................0 ................................(4,852) .........................98,229,432 .........................13,697,173 .........................13,414,882 .........................24,318,746 ........................................0 ........................................0 ..............................140,319 ..............................292,979 ...........................1,540,265 ...........................3,032,849 ........................................0 ........................................0 ..............................100,000 ...............................48,482 ........................................0 ..............................148,278 ...............................18,614 ...............................60,361 ........................................0 ........................................0 ........................................0 ........................................0 ........................................0 ........................................0 .......................164,339,381 .........................25,493,452 ...........................3,636,102 ...........................7,136,964 ........................................0 ...........................1,555,917 ...............................92,544 ..............................735,086 ........................................0 ...............................22,371 .......................235,015,455 .........................34,500,163 ...........................3,736,774 .........................11,369,390 .......................146,194,949 .........................21,557,171 ........................................0 ...........................1,058,372 ..............................132,242 ..............................595,709 ........................................0 ...........................1,433,187 ........................................0 ...............................25,339 ........................................0 .................................5,817 ........................................0 ........................................0 ........................................0 ...........................1,532,009 ........................................0 ...........................5,876,203 ........................................0 ...........................4,616,800 ........................................0 ..............................535,109 ........................................0 ........................................0 .......................669,468,188 .......................166,692,483 DETAILS OF WRITE-INS ........................................0 ........................................0 ........................................0 ........................................0 ........................................0 ........................................0 ........................................0 ........................................0 ........................................0 ........................................0

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

UNDERWRITING AND INVESTMENT EXHIBIT PART 2A - UNPAID LOSSES AND LOSS ADJUSTMENT EXPENSES Reported Losses 1

2

10

1. 2. 3. 4. 5. 6. 8. 9. 10. 11.1 11.2 12. 13. 14. 15. 16. 17.1 17.2 18.1 18.2 19.1, 19.2 19.3, 19.4 21. 22. 23. 24. 26. 27. 28. 29. 30. 31. 32. 33. 34.

Line of Business Fire.............................................................................................. Allied lines.................................................................................... Farmowners multiple peril............................................................. Homeowners multiple peril............................................................ Commercial multiple peril.............................................................. Mortgage guaranty....................................................................... Ocean marine............................................................................... Inland marine............................................................................... Financial guaranty........................................................................ Medical malpractice - occurrence.................................................. Medical malpractice - claims-made............................................... Earthquake................................................................................... Group accident and health............................................................ Credit accident and health (group and individual)........................... Other accident and health............................................................. Workers' compensation................................................................ Other liability - occurrence............................................................ Other liability - claims-made.......................................................... Products liability - occurrence....................................................... Products liability - claims-made..................................................... Private passenger auto liability...................................................... Commercial auto liability............................................................... Auto physical damage.................................................................. Aircraft (all perils)......................................................................... Fidelity......................................................................................... Surety.......................................................................................... Burglary and theft......................................................................... Boiler and machinery.................................................................... Credit........................................................................................... International................................................................................. Reinsurance - nonproportional assumed property.......................... Reinsurance - nonproportional assumed liability............................ Reinsurance - nonproportional assumed financial lines.................. Aggregate write-ins for other lines of business.............................. TOTALS.......................................................................................

Direct .........................625,056 .........................191,768 ...................................0 ....................29,735,803 ....................17,034,897 ...................................0 ...................................0 .........................234,560 ...................................0 .........................500,000 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ..................486,938,458 ......................2,620,408 ..................................18 ...........................47,451 ...................................0 ..................171,111,344 ......................5,911,751 ....................15,592,623 ...................................0 .........................461,095 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ................XXX................ ................XXX................ ................XXX................ ...................................0 ..................731,005,232

Reinsurance Assumed ......................3,293,946 .........................334,146 ...........................38,955 ......................4,467,997 ....................23,084,534 ...................................0 .........................322,216 ......................1,035,074 ...................................0 .........................101,441 .........................238,147 .............................7,948 ...................................0 ...................................0 ...................................0 ....................71,190,868 ....................12,006,090 ......................1,993,525 ......................1,151,529 ...........................72,648 ....................26,801,024 ....................12,018,013 ......................2,430,267 .........................916,654 .........................491,306 ......................1,486,802 ...........................10,051 ............................(1,124) ...................................0 ......................1,823,377 ......................3,903,922 ....................17,642,355 .........................984,173 ...................................0 ..................187,845,884

3301. 3302. 3303. 3398. 3399. (a)

.................................................................................................... .................................................................................................... .................................................................................................... Summary of remaining write-ins for Line 33 from overflow page..... Totals (Lines 3301 thru 3303 plus 3398) (Line 33 above)............... Including $..........0 for present value of life indemnity claims.

...................................0 ...................................0 ...................................0 ...................................0 ...................................0

...................................0 ...................................0 ...................................0 ...................................0 ...................................0

3 4 Deduct Reinsurance Net Losses Excluding Recoverable from Incurred but Authorized and not Reported Unauthorized Companies (Cols. 1 + 2 - 3) .........................625,056 ......................3,293,946 .........................191,768 .........................334,146 ...................................0 ...........................38,955 ....................29,735,803 ......................4,467,997 ....................17,034,897 ....................23,084,534 ...................................0 ...................................0 ...................................0 .........................322,216 .........................234,560 ......................1,035,074 ...................................0 ...................................0 .........................500,000 .........................101,441 ...................................0 .........................238,147 ...................................0 .............................7,948 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ..................486,938,458 ....................71,190,868 ......................2,620,408 ....................12,006,090 ..................................18 ......................1,993,525 ...........................47,451 ......................1,151,529 ...................................0 ...........................72,648 ..................171,111,344 ....................26,801,024 ......................5,911,751 ....................12,018,013 ....................15,592,623 ......................2,430,267 ...................................0 .........................916,654 .........................461,095 .........................491,306 ...................................0 ......................1,486,802 ...................................0 ...........................10,051 ...................................0 ............................(1,124) ...................................0 ...................................0 ...................................0 ......................1,823,377 ...................................0 ......................3,903,922 ...................................0 ....................17,642,355 ...................................0 .........................984,173 ...................................0 ...................................0 ..................731,005,232 ..................187,845,884 DETAILS OF WRITE-INS ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0

5

Incurred But Not Reported 6

7

8

9

Direct ........................(345,386) .........................719,580 ..................................11 ....................15,383,284 ......................7,527,429 ...................................0 ...........................68,148 ........................(155,826) ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ..................531,516,121 ....................14,992,397 ...........................80,453 .........................270,322 ...................................0 ....................93,617,243 ......................5,428,230 .....................(2,329,478) ...................................0 .........................726,090 ..................................28 ..................................10 ............................(2,565) ...................................0 ...................................0 ................XXX................ ................XXX................ ................XXX................ ...................................0 ..................667,496,091

Reinsurance Assumed ......................1,836,569 ......................1,893,908 ............................(6,154) ......................2,108,031 ....................14,120,844 ...................................0 .........................252,043 .........................532,038 ...................................0 ...........................21,849 .........................515,121 .............................4,897 ...................................0 ...................................0 ...................................0 ....................58,612,999 ....................39,537,926 ......................5,302,343 ......................4,843,359 .........................117,893 ....................14,046,966 ......................5,983,041 .........................106,444 ...........................86,997 .........................322,329 .........................749,313 .........................238,286 ............................(8,227) ...........................27,455 .........................657,292 ......................7,755,206 ....................10,651,952 .........................148,239 ...................................0 ..................170,458,959

Reinsurance Ceded ........................(345,386) .........................719,580 ..................................11 ....................15,383,284 ......................7,527,429 ...................................0 ...........................68,148 ........................(155,826) ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ..................531,516,121 ....................14,992,397 ...........................80,453 .........................270,322 ...................................0 ....................93,617,243 ......................5,428,230 .....................(2,329,478) ...................................0 .........................726,090 ..................................28 ..................................10 ............................(2,565) ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ...................................0 ..................667,496,091

Net Losses Unpaid (Cols. 4 + 5 + 6 - 7) ......................5,130,515 ......................2,228,054 ...........................32,801 ......................6,576,028 ....................37,205,378 ...................................0 .........................574,259 ......................1,567,112 ...................................0 .........................123,290 .........................753,268 ...........................12,845 (a)...............................0 ...................................0 (a)...............................0 ..................129,803,867 ....................51,544,016 ......................7,295,868 ......................5,994,888 .........................190,541 ....................40,847,990 ....................18,001,054 ......................2,536,711 ......................1,003,651 .........................813,635 ......................2,236,115 .........................248,337 ............................(9,351) ...........................27,455 ......................2,480,669 ....................11,659,128 ....................28,294,307 ......................1,132,412 ...................................0 ..................358,304,843

Unpaid Loss Adjustment Expenses .........................362,781 .........................128,937 ............................(7,750) ......................1,280,302 ....................12,703,713 ...................................0 ..........................(83,427) .........................313,481 ...................................0 ...........................86,021 ...........................91,237 ................................260 ...................................0 ...................................0 ...................................0 ....................14,529,549 ......................7,166,729 ......................2,617,875 ......................1,883,331 .........................166,963 ......................7,943,536 ......................2,783,732 ......................1,129,703 .........................236,683 .........................206,344 .........................569,751 ...........................17,786 ...............................(271) .............................9,393 ...........................54,716 ...........................76,772 .........................117,195 ................................883 ...................................0 ....................54,386,225

...................................0 ...................................0 ...................................0 ...................................0 ...................................0

...................................0 ...................................0 ...................................0 ...................................0 ...................................0

...................................0 ...................................0 ...................................0 ...................................0 ...................................0

...................................0 ...................................0 ...................................0 ...................................0 ...................................0

...................................0 ...................................0 ...................................0 ...................................0 ...................................0

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

UNDERWRITING AND INVESTMENT EXHIBIT PART 3 - EXPENSES 1 Loss Adjustment Expenses 1.

2 Other Underwriting Expenses

3

4

Investment Expenses

Total

Claim adjustment services: 1.1 Direct....................................................................................................................... .................66,927,654 ................................0 ................................0 .................66,927,654 1.2 Reinsurance assumed.............................................................................................. .................19,478,445 ................................0 ................................0 .................19,478,445 1.3 Reinsurance ceded................................................................................................... .................66,927,654 ................................0 ................................0 .................66,927,654 1.4 Net claim adjustment services (1.1 + 1.2 - 1.3).......................................................... .................19,478,445 ................................0 ................................0 .................19,478,445

2.

Commission and brokerage: 2.1 Direct excluding contingent....................................................................................... ................................0 .................62,090,529 ................................0 .................62,090,529 2.2 Reinsurance assumed excluding contingent.............................................................. ................................0 .................33,046,618 ................................0 .................33,046,618 2.3 Reinsurance ceded excluding contingent................................................................... ................................0 .................62,090,529 ................................0 .................62,090,529 2.4 Contingent - direct.................................................................................................... ................................0 .................11,216,255 ................................0 .................11,216,255 2.5 Contingent - reinsurance assumed............................................................................ ................................0 ..................5,475,373 ................................0 ..................5,475,373 2.6 Contingent - reinsurance ceded................................................................................. ................................0 .................11,216,255 ................................0 .................11,216,255 2.7 Policy and membership fees..................................................................................... ................................0 ................................0 ................................0 ................................0 2.8 Net commission and brokerage (2.1 + 2.2 - 2.3 + 2.4 + 2.5 - 2.6 + 2.7)...................... ................................0 .................38,521,991 ................................0 .................38,521,991

3.

Allowances to managers and agents................................................................................. ...........................(397) ..................2,716,190 ................................0 ..................2,715,793

4.

Advertising....................................................................................................................... ............................184 .......................99,827 ..............................92 .....................100,103

5.

Boards, bureaus and associations.................................................................................... .....................206,792 ..................1,007,070 ..............................25 ..................1,213,887

6.

Surveys and underwriting reports...................................................................................... .....................294,582 .....................892,447 ..............................27 ..................1,187,056

7.

Audit of assureds' records................................................................................................ ........................(4,227) ............................552 ................................0 ........................(3,675)

8.

Salary and related items: 8.1 Salaries.................................................................................................................... ..................6,484,730 .................22,881,871 .....................389,401 .................29,756,002 8.2 Payroll taxes............................................................................................................. .....................617,651 ..................2,350,943 .......................26,375

..................2,994,969

9.

Employee relations and welfare........................................................................................ ..................2,471,611 .....................898,900 .......................27,108

..................3,397,619

10.

Insurance......................................................................................................................... .......................60,173 .....................336,426 .........................1,396 .....................397,995

11.

Directors' fees.................................................................................................................. .............................(19) ................................0 ................................0 .............................(19)

12.

Travel and travel items..................................................................................................... .....................499,691 ..................1,440,414 .........................6,364

..................1,946,469

13.

Rent and rent items.......................................................................................................... ..................1,448,023

14.

Equipment........................................................................................................................ .....................165,953 .....................395,636 ......................(11,713) .....................549,876

..................2,586,852 ......................(39,240) ..................3,995,635

15.

Cost or depreciation of EDP equipment and software........................................................ ..................1,835,273 .................(1,272,001) .......................52,316 .....................615,588

16.

Printing and stationery...................................................................................................... .....................517,038 .....................764,519 .........................7,665

..................1,289,222

17.

Postage, telephone and telegraph, exchange and express................................................ .....................772,858 ..................2,501,215 .......................63,167

..................3,337,240

18.

Legal and auditing............................................................................................................ ......................(90,247) .....................218,155 .......................28,825 .....................156,733

19.

Totals (Lines 3 to 18)........................................................................................................ .................15,279,669 .................37,819,016 .....................551,808 .................53,650,493

20.

Taxes, licenses and fees: 20.1 State and local insurance taxes deducting guaranty association credits of $.....80,810.......................................................................................................... ..............................77 ..................8,629,158 .....................438,543 ..................9,067,778 20.2. Insurance department licenses and fees................................................................. ................................0 .....................524,890 .........................3,504 .....................528,394 20.3. Gross guaranty association assessments............................................................... ................................0 ..................1,523,492 ................................0 ..................1,523,492 20.4. All other (excluding federal and foreign income and real estate).............................. ........................(6,658) .....................361,886 ............................175 .....................355,403 20.5. Total taxes, licenses and fees (20.1 + 20.2 + 20.3 + 20.4)...................................... ........................(6,581) .................11,039,426 .....................442,222 .................11,475,067

21.

Real estate expenses....................................................................................................... ................................0 ................................0 ................................0 ................................0

22.

Real estate taxes............................................................................................................. ................................0 ................................0 ................................0 ................................0

23.

Reimbursements by uninsured accident and health plans.................................................. ................................0 ................................0 ................................0 ................................0

24.

Aggregate write-ins for miscellaneous expenses............................................................... ....................(252,757) ..................4,705,158 .......................55,974

..................4,508,375

25.

Total expenses incurred................................................................................................... .................34,498,776 .................92,085,591 ..................1,050,004 (a)...........127,634,371

26.

Less unpaid expenses - current year................................................................................. .................54,386,225 .................16,645,834 .....................651,484 .................71,683,543

27.

Add unpaid expenses - prior year...................................................................................... .................51,478,085 .................15,779,043 .....................559,830 .................67,816,958

28.

Amounts receivable relating to uninsured accident and health plans, prior year.................. ................................0 ................................0 ................................0 ................................0

29.

Amounts receivable relating to uninsured accident and health plans, current year.............. ................................0 ................................0 ................................0 ................................0

30.

TOTAL EXPENSES PAID (Lines 25 - 26 + 27 - 28 + 29).............................................. .................31,590,636 .................91,218,800 .....................958,350 ...............123,767,786 DETAILS OF WRITE-INS

2401. Miscellaneous.................................................................................................................. ....................(253,413) ..................4,700,226 .......................55,906

..................4,502,719

2402. Donations......................................................................................................................... ............................656 .........................4,932 ..............................68 .........................5,656 2403. ........................................................................................................................................ ................................0 ................................0 ................................0 ................................0 2498. Summary of remaining write-ins for Line 24 from overflow page......................................... ................................0 ................................0 ................................0 ................................0 2499. Totals (Lines 2401 thru 2403 plus 2498) (Line 24 above)................................................... ....................(252,757) ..................4,705,158 .......................55,974 (a) Includes management fees of $.....614,675 to affiliates and $..........0 to non-affiliates.

11

..................4,508,375

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

EXHIBIT OF NET INVESTMENT INCOME 1. 1.1 1.2 1.3 2.1 2.11 2.2 2.21 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17.

1 Collected During Year U.S. government bonds........................................................................................................................................................ (a).............................489,801 Bonds exempt from U.S. tax................................................................................................................................................. (a)........................34,900,292 Other bonds (unaffiliated)...................................................................................................................................................... (a)........................11,293,535 Bonds of affiliates................................................................................................................................................................. (a).......................................0 Preferred stocks (unaffiliated)............................................................................................................................................... (b).............................415,476 Preferred stocks of affiliates.................................................................................................................................................. (b).......................................0 Common stocks (unaffiliated)................................................................................................................................................ ...........................................0 Common stocks of affiliates.................................................................................................................................................. ...........................................0 Mortgage loans..................................................................................................................................................................... (c).......................................0 Real estate........................................................................................................................................................................... (d).......................................0 Contract loans...................................................................................................................................................................... ...........................................0 Cash/short-term investments................................................................................................................................................ (e).............................553,131 Derivative instruments.......................................................................................................................................................... (f)........................................0 Other invested assets........................................................................................................................................................... ...........................................0 Aggregate write-ins for investment income............................................................................................................................ ..................................(56,176) Total gross investment income............................................................................................................................................. ............................47,596,059 Investment expenses............................................................................................................................................................................................................ Investment taxes, licenses and fees, excluding federal income taxes..................................................................................................................................... Interest expense................................................................................................................................................................................................................... Depreciation on real estate and other invested assets............................................................................................................................................................ Aggregate write-ins for deductions from investment income................................................................................................................................................... Total deductions (Lines 11 through 15).................................................................................................................................................................................. Net investment income (Line 10 minus Line 16).....................................................................................................................................................................

2 Earned During Year .................................489,139 ............................35,359,910 ............................12,178,417 ...........................................0 .................................415,476 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 ...........................................0 .................................553,131 ...........................................0 ...........................................0 ..................................(56,176) ............................48,939,897 (g).............................607,790 (g).............................442,222 (h).......................................0 (i)........................................0 ...........................................0 ..............................1,050,012 ............................47,889,885

DETAILS OF WRITE-INS 0901. Miscellaneous interest.......................................................................................................................................................... ..................................(56,176) ..................................(56,176) 0902. ............................................................................................................................................................................................ ...........................................0 ...........................................0 0903. ............................................................................................................................................................................................ ...........................................0 ...........................................0 0998. Summary of remaining write-ins for Line 9 from overflow page............................................................................................... ...........................................0 ...........................................0 0999. Totals (Lines 0901 thru 0903 plus 0998) (Line 9 above)......................................................................................................... ..................................(56,176) ..................................(56,176) 1501. ............................................................................................................................................................................................................................................. ...........................................0 1502. ............................................................................................................................................................................................................................................. ...........................................0 1503. ............................................................................................................................................................................................................................................. ...........................................0 1598. Summary of remaining write-ins for Line 15 from overflow page............................................................................................................................................. ...........................................0 1599. Totals (Lines 1501 thru 1503 plus 1598) (Line 15 above)........................................................................................................................................................ ...........................................0 (a) Includes $.....2,763,167 accrual of discount less $.....663,637 amortization of premium and less $.....1,537,738 paid for accrued interest on purchases. (b) Includes $..........0 accrual of discount less $..........0 amortization of premium and less $..........0 paid for accrued dividends on purchases. (c) Includes $..........0 accrual of discount less $..........0 amortization of premium and less $..........0 paid for accrued interest on purchases. (d) Includes $..........0 for company's occupancy of its own buildings; and excludes $..........0 interest on encumbrances. (e) Includes $..........0 accrual of discount less $..........0 amortization of premium and less $..........0 paid for accrued interest on purchases. (f) Includes $..........0 accrual of discount less $..........0 amortization of premium. (g) Includes $.....971,262 investment expenses and $.....78,750 investment taxes, licenses and fees, excluding federal income taxes, attributable to segregated and Separate Accounts. (h) Includes $..........0 interest on surplus notes and $..........0 interest on capital notes. (i) Includes $..........0 depreciation on real estate and $..........0 depreciation on other invested assets.

EXHIBIT OF CAPITAL GAINS (LOSSES) 1

2

3

Other Realized Adjustments ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0

1. 1.1 1.2 1.3 2.1 2.11 2.2 2.21 3. 4. 5. 6. 7. 8. 9. 10.

U.S. government bonds............................................................ Bonds exempt from U.S. tax..................................................... Other bonds (unaffiliated)......................................................... Bonds of affiliates..................................................................... Preferred stocks (unaffiliated)................................................... Preferred stocks of affiliates..................................................... Common stocks (unaffiliated)................................................... Common stocks of affiliates...................................................... Mortgage loans........................................................................ Real estate.............................................................................. Contract loans.......................................................................... Cash/short-term investments.................................................... Derivative instruments.............................................................. Other invested assets............................................................... Aggregate write-ins for capital gains (losses)............................ Total capital gains (losses).......................................................

Realized Gain (Loss) on Sales or Maturity ......................204,378 ...................3,153,400 ...................3,875,237 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ...................7,233,015

0901. 0902. 0903. 0998. 0999.

Net deferred tax unrealized gain(loss)....................................... ................................................................................................ ................................................................................................ Summary of remaining write-ins for Line 9 from overflow page.. Totals (Lines 0901 thru 0903 plus 0998) (Line 9 above).............

DETAILS OF WRITE-INS ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0

12

Increases (Decreases) by Adjustment ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0

4 Net Gain or (Loss) from Change in Difference Between Basis Book/ Adjusted Carrying and Admitted Values ................................0 ................................0 .....................(182,992) ................................0 ......................500,110 ................................0 ................................0 ................(14,625,084) ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ........................98,000 ................(14,209,966)

5

Total ......................204,378 ...................3,153,400 ...................3,692,245 ................................0 ......................500,110 ................................0 ................................0 ................(14,625,084) ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ........................98,000 ..................(6,976,951)

................................0 ................................0 ................................0 ................................0 ................................0

........................98,000 ................................0 ................................0 ................................0 ........................98,000

........................98,000 ................................0 ................................0 ................................0 ........................98,000

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

EXHIBIT 1 - ANALYSIS OF NONADMITTED ASSETS AND RELATED ITEMS 1 End of Current Year

2 End of Prior Year

3 Changes for Year (Increase) Decrease

1.

Summary of Items Page 2, Lines 10 to 17 and 19 to 23, Column 2................................................ ..........................16,291,400 ..........................20,301,186 ............................4,009,786

2.

Other Nonadmitted Assets: 2.1 Bills receivable..................................................................................................................... .........................................0 .........................................0 .........................................0 2.2 Furniture, equipment and supplies........................................................................................ .........................................0 .........................................0 .........................................0 2.3 Leasehold improvements...................................................................................................... .........................................0 .........................................0 .........................................0 2.4 Loans on personal security, endorsed or not......................................................................... .........................................0 .........................................0 .........................................0

3.

Total (Lines 2.1 to 2.4)................................................................................................................. .........................................0 .........................................0 .........................................0

4.

Aggregate write-ins for other assets............................................................................................. .........................................0 .........................................0 .........................................0

5.

Total (Line 1 plus Lines 3 and 4)................................................................................................... ..........................16,291,400 ..........................20,301,186 ............................4,009,786 DETAILS OF WRITE-INS

0401. .................................................................................................................................................... .........................................0 .........................................0 .........................................0 0402. .................................................................................................................................................... .........................................0 .........................................0 .........................................0 0403. .................................................................................................................................................... .........................................0 .........................................0 .........................................0 0498. Summary of remaining write-ins for Line 4 from overflow page...................................................... .........................................0 .........................................0 .........................................0 0499. Totals (Lines 0401 thru 0403 plus 0498) (Line 4 above)................................................................ .........................................0 .........................................0 .........................................0

13

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

NOTES TO FINANCIAL STATEMENTS 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A.

Accounting Practices The accompanying financial statements of the Company have been prepared in conformity with statutory accounting practices prescribed, or otherwise permitted by the National Association of Insurance Commissioners (“NAIC”) and the State of Domicile. The NAIC Accounting and Practices and Procedures manual, (“NAIC SAP”) has been adopted, by the State of Domicile.

B.

Use of Estimates in the Preparation of the Financial Statements The preparation of financial statements in conformity with Statutory Accounting Principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities. It also requires disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the period. Actual results could differ from those estimates.

C.

Accounting Policy Premiums are earned over the terms of the related insurance policies and reinsurance contracts. Unearned premium reserves are established to cover the unexpired portion of the premiums written. Such reserves are computed by pro rata methods for direct business and are based on reports received from ceding companies for reinsurance. Expenses incurred in connection with acquiring new insurance business, including such acquisition costs as sales commission, are changed to operations as incurred. Expenses incurred are reduced for ceding allowances received or receivable. In addition, the company uses the following accounting policies: 1.

Short-term investments are stated at amortized cost.

2.

Bonds not backed by other loans are stated at amortized cost using the interest method.

3.

Common Stocks at market except that investments in stocks of uncombined subsidiaries and affiliates in which the company has an interest of 20% or more are carried on the equity basis.

4.

Preferred stocks are carried at market with the exception of redeemable preferred stocks, which are stated at cost.

5.

The Company has no investments in mortgage loans.

6.

Loan backed bonds and structured securities are carried at amortized cost using the interest method including anticipated prepayments at the date of purchase. Significant changes in estimated cash flows from the original purchase assumptions are accounted for using the prospective method, except for highly rated fixed rate securities, which use the retrospective method.

7.

The investment in subsidiaries is based on the net worth of the subsidiary determined in accordance with statutory valuation methods. Dividends received from subsidiaries are recorded as net investment income and undistributed net income is recorded as net unrealized capital gains and losses.

8.

The Company has no interests in joint ventures, partnerships and limited liability companies.

9.

The Company has no investments in derivative instruments.

10.

The Company did not consider anticipated investment income as a factor in the premium deficiency calculation, in accordance with Statements of Statutory Accounting Principles (SSAP) No.53, Property-Casualty Contracts-Premiums.

11.

Unpaid losses and loss adjustment expenses include an amount determined from individual case estimates and loss reports and an amount, based on past experience, for losses incurred but not reported. Such liabilities are necessarily based on assumptions and estimates and while management believes the amount is adequate, the ultimate liability may be in excess of or less than the amount provided. The methods for establishing the resulting liabilities are continually reviewed and any adjustments are reflected in the period determined.

2. ACCOUNTING CHANGES AND CORRECTIONS OF ERRORS A.

Not applicable

B.

Cumulative Effect of Changes in Accounting Principles as a Result of the Initial Implementation of Codification The Company prepares its statutory financial statements in conformity with accounting practices prescribed or permitted by the State of Domicile. Effective January 1, 2001, the State of Domicile required that insurance companies prepare their statutory basis financial statements in accordance with the NAIC Accounting Practices and Procedures manual subject to any deviations prescribed or permitted by the State of Domicile’s insurance commissioner. Accounting changes adopted to conform to the provisions of the NAIC Accounting Practices and Procedures manual are reported as changes in accounting principles. The cumulative effect of changes in accounting principles is reported as an adjustment to unassigned funds (surplus) in the period of the change in accounting principle. The cumulative effect is the difference between the amount of capital and surplus at the beginning of the year and the amount of capital and surplus that would have been reported at that date if the new accounting principles had been applied retroactively for all prior periods. As a result of these changes, the Company reported a change of accounting principle, as an adjustment that increased unassigned funds (surplus), of $ 6,937,200 as of January 1, 2001, which was related to SSAP No.10 (Income Taxes). During 2002, no SSAP’s were implemented that caused any material impacts to net income or surplus.

3. BUSINESS COMBINATIONS AND GOODWILL A.

Statutory Purchase Method NONE

B.

Merger NONE

C.

Impairment Loss NONE

4. DISCONTINUED OPERATIONS NONE

14

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

NOTES TO FINANCIAL STATEMENTS 5. INVESTMENTS A.

Mortgage Loans The Company has no investments in mortgage loans.

B.

Debt Restructuring The Company did not have any recorded investment in restructured loans.

C.

Reverse Mortgages The Company has no investments in reverse mortgages.

D.

E.

Loan-Backed Securities 1.

The company has not elected to use the book value as of January 1, 1994 as the cost for applying the retrospective adjustment method to securities purchased prior to that date.

2.

Prepayment assumptions for single class and multi-class mortgage-backed/asset-backed securities were obtained from broker dealer survey values or internal estimates.

3.

The Company primarily used the IDC Pricing Service in determining the market value of its loan-backed securities.

4.

In 2002, the Company did not have any securities with negative yields when it changed from the retrospective to prospective methodology.

Repurchase Agreements For repurchase agreements, Company policies require a minimum of 102% of the fair value of securities purchased under repurchase agreements to be maintained as collateral.

6. JOINT VENTURES, PARTNERSHIPS AND LIMITED LIABILITY COMPANIES A.

The Company has no investments in Joint Ventures, Partnerships or Limited Liability Companies.

B.

Not applicable

7. INVESTMENT INCOME 1.

Due and accrued was excluded from surplus on the following bases: All investment income due and accrued with amounts that are over 90 days past due.

2.

The total amount excluded was $0.

8. DERIVATIVE INSTRUMENTS NONE 9. INCOME TAXES A.

The components of the net deferred tax asset/(liability) at December 31 are as follows: 1. 2. 3. 4. 5. 6.

Total of all deferred tax assets (admitted & nonadmitted) Total of all deferred tax liabilities Net Deferred Tax Asset Deferred tax assets nonadmitted Net Admitted Deferred Tax Asset (Increase)/decrease in deferred tax assets nonadmitted

B.

Deferred tax liabilities are not recognized for the following amounts: Not applicable

C.

Current income taxes incurred consist of the following major components: 1. 2. 3. 4. 5.

Federal and Foreign Income Tax Expense/(Benefit) before credits and AMT Tax Credits Alternative Minimum Tax Prior period accrual adjustments Current Federal and Foreign Income Taxes Incurred

12/31/02 51,355,000 (10,819,000) 40,536,000 (15,516,000) 25,020,000 4,020,000

12/31/01 45,546,000 (9,752,000) 35,794,000 (19,536,000) 16,258,000 3,656,000

12/31/02 12,925,183 2,912,460 15,837,643

12/31/01 (805,086) 1,032,899 227,813

12/31/02

12/31/01

The main components of the December 31 deferred tax amounts and the change in those components are as follows: (Includes change from 20% to 35%) Deferred Tax Assets 6. Loss Reserve Discounting 7. Other Insurance/Underwriting Related 8. Investment Related 9. Benefits Related 10. Depreciable and Amortizable Assets 11. Other 12. Total deferred tax assets 13. Total nonadmitted deferred tax assets

9. INCOME TAXES (continued)

14.1

Change

25,645,000 12,183,000 1,560,000 1,696,000 10,271,000 51,355,000

23,505,000 10,380,000 132,000 1,382,000 1,491,000 8,656,000 45,546,000

2,140,000 1,803,000 (132,000) 178,000 205,000 1,615,000 5,809,000

(15,516,000)

(19,536,000)

4,020,000

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

NOTES TO FINANCIAL STATEMENTS 12/31/02 Deferred Tax Liabilities 14. Insurance Related 15. Investment Related 16. Benefits Related 17. Other 18. Total deferred tax liabilities 19. Net admitted deferred tax asset Summary of Deferred Taxes 20. Total deferred tax assets 21. Total deferred tax liabilities 22. Net deferred tax asset/(liability) 23. Tax effect of unrealized gains/(losses) 24. Change in net deferred income tax

(5,267,000) (2,242,000) (235,000) (2,008,000) (9,752,000)

(401,000) (19,000) (247,000) (400,000) (1,067,000)

25,020,000

16,258,000

8,762,000

51,355,000 (10,819,000) 40,536,000

45,546,000 (9,752,000) 35,794,000

5,809,000 (1,067,000) 4,742,000 (98,000) 4,644,000

Tax Effect

1. 2. 3. 4. 5.

Tax exempt interest (net of proration) Dividends received deduction (net of proration) Nontaxable gain on intercompany transfer All other Total Statutory Income Tax

6. Federal and Foreign Income taxes Incurred 7. Change in Net Deferred Income Taxes 8. Total Statutory Income Tax

Change

(5,668,000) (2,261,000) (482,000) (2,408,000) (10,819,000)

D. The sum of the income tax incurred and the change in the deferred tax asset is different from the result obtained by applying the statutory federal income tax rate to the pretax net income. The significant items causing this difference are as follows:

Statutory Tax - 35%

12/31/01

% of Pre-Tax Income $ 60,824,105

21,288,437

35.00%

(10,149,624) (86,523) 0 141,353 11,193,643

-16.69% -0.14% 0.00% 0.23% 18.40%

15,837,643 (4,644,000) 11,193,643

26.04% -7.64% 18.40%

E. 1. At December 31, 2002, the Company had $121,113 of foreign tax credit carryforwards originating in years 1999 and 2000 which expire, if unused, in years 2004 and 2005.

2. The amount of federal income taxes incurred in the current year and prior year that will be available for recoupment in the event of future net losses are: 2002 12,453,065 2001 -

9. INCOME TAXES (continued)

14.2

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

NOTES TO FINANCIAL STATEMENTS F. 1. The Company's federal income tax return is consolidated with the following entities: The Hartford Financial Services Group, Inc. (Parent) Nutmeg Insurance Company Heritage Holdings, Inc. Hartford Fire Insurance Company Hartford Accident and Indemnity Company Hartford Casualty Insurance Company Hartford Underwriters Insurance Company Twin City Fire Insurance Company Pacific Insurance Company, Ltd. Trumbull Insurance Company Hartford Insurance Company of Illinois Hartford Insurance Company of the Midwest Hartford Insurance Company of the Southeast Hartford Lloyds Insurance Company Property & Casualty Insurance Co. of Hartford Sentinel Insurance Company, Ltd. First State Insurance Company New England Insurance Company New England Reinsurance Corporation Fencourt Reinsurance Company, Ltd. Heritage Reinsurance Co., Ltd. New Ocean Insurance Co., Ltd. Omni Insurance Group, Inc. Omni Insurance Company Omni Indemnity Company Omni General Agency, Inc. Specialty Risk Services, Inc. Hartford Investment Management Co. Hartford Investment Services, Inc. HARCO Property Services, Inc. Four Thirty Seven Land Company, Inc. HRA, Inc. HRA Brokerage Services. Inc. Trumbull Recovery Services, Inc. Hartford Technology Services Company Ersatz Corporation The Confluence Group, Inc. The Hartford Fidelity and Bonding Company Hartford Specialty Company 1810 Corporation Terry Associates, Inc. Hartford Integrated Technologies, Inc. CLA Corporation Business Management Group, Inc. Hartford Fire International, Ltd. Personal Lines Insurance Center, Inc. Hartford Re Company Hartford Risk Management, Inc. Nutmeg Insurance Agency, Inc. Hartford Lloyds Corporation 1st AgChoice, Inc. (Formerly known as Dornberger Berry and Company, Inc.) ITT New England Management Company, Inc. First State Management Group, Inc. The Hartford Bank, FSB ClaimPlace, Inc. Access CoverageCorp, Inc. 2.

Access CoverageCorp Technologies, Inc. Hartford Holdings, Inc. Hartford Life, Inc. Hartford Life and Accident Insurance Company Hart Life Insurance Company Nutmeg Life Insurance Company Hartford Life International Ltd. Hartford Financial Services Life Insurance Company Hartford Equity Sales Company, Inc. Hartford Comprehensive Employee Benefit Service Co. Hartford Securities Distribution Company, Inc. PLANCO Incorporated PLANCO Financial Services, Inc. The Evergreen Group, Inc. Hartford Administrative Services Company Woodbury Financial Services, Inc. Woodbury Financial Agency NM, Inc. (Formerly known as Fortis Investors NM, Inc.) Woodbury Financial Agency TX, Inc. (Formerly known as Fortis Agency TX, Inc.) Woodbury Financial Agency MA, Inc. (Formerly known as Fortis Investors MA, Inc.) Hartford Investment Financial Services Co. Hartford Life, Ltd. Hartford Life Insurance Company Hartford Life and Annuity Insurance Company Hartford International Life Reassurance Corp. Limited Liability Companies Trumbull Services L.L.C. Trumbull Finance L.L.C. Hartford Technology Services Company, L.L.C. Horizon Management Group L.L.C. Hartford Int'l Management Services Co. L.L.C. BMG Capital Advisors Group, L.L.C. Hart Re Group, L.L.C. Hartre Company, L.L.C. Hartford of Florida L.L.C. Hartford Financial Services L.L.C. HL Investment Advisors, L.L.C. The Hartford International Financial Services Group, L.L.C. 1StepSurety, L.L.C. Nutmeg Administrator, L.L.C. Hartford Specialty Insurance Services of Texas, L.L.C. First State Management Group Insurance Services of Texas, L.L.C. Hartford Investor Services Company, L.L.C. Hartford Investments Canada Corporation Hartford Investment Financial Services, L.L.C. International Corporate Marketing Group, L.L.C. Specialty Insurance Agency, L.L.C. Capstone Risk Management, L.L.C. PPL Holdings L.L.C. P2P Link L.L.C. Hartford Strategic Investments, L.L.C. Hartford Hedge Fund Company, L.L.C. Hartford Hedge Fund Management, L.L.C.

Federal Income Tax Allocation The Company is included in the consolidated federal income tax return of The Hartford Financial Services Group, Inc. and its includable subsidiaries. Estimated tax payments are made quarterly, at which time intercompany tax settlements are made. In the subsequent year, additional settlements are made on the unextended due date of the return and at the time that the return is filed. The method of allocation among affiliates of the Company is subject to written agreement approved by the Board of Directors and based upon separate return calculations with current credit for net losses to the extent the losses provide a benefit in the consolidated tax return.

10. INFORMATION CONCERNING PARENT, SUBSIDIARIES, AND AFFILIATES A&C. See Schedule Y Part 2 Summary of Insurer’s Transactions With Any Affiliates on Page 110.

14.3

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

NOTES TO FINANCIAL STATEMENTS B.

The Schedule of Affiliate Transactions is on Page 14.14.

D.

At December 31, 2002, the Company reported $0 as amounts due to the Parent Company, Hartford Fire Insurance Company. At December 31, 2002, the Company reported $1,049,627 as amounts due from the Parent Company, Hartford Fire Insurance Company. When balances exist the terms of the settlement require that these amounts be settled within 30 days.

E.

Guarantees or undertakings including the Company and any affiliated insurers: 1.

In 1981, in order for Hartford Insurance Company of the Midwest to be admitted to New Jersey, Hartford Fire Insurance Company (“Hartford Fire”) guaranteed that Hartford Insurance Company of the Midwest's capital and surplus would remain in compliance with the present minimum required by that state.

2.

In 1981, in order for Nutmeg Insurance Company to be admitted to the state of New Jersey, Hartford Accident and Indemnity Company guaranteed that Nutmeg Insurance Company’s capital and surplus would remain in compliance with the present minimum required by that state.

3.

In 1983, in order for Hartford Insurance Company of the Midwest to be admitted to North Carolina, Hartford Fire Insurance Company guaranteed that Hartford Insurance Company of the Midwest’s capital and surplus would remain in compliance with the present minimum required by that state

4.

In 1987, in order for Trumbull Insurance Company to be admitted to the state of New Jersey, Hartford Fire Insurance Company guaranteed that Trumbull Insurance Company's capital and surplus would remain in compliance with the present minimum required by that state.

5.

In 1989, in order for Hartford Insurance Company of the Midwest to be admitted to the state of Maine, Hartford Fire Insurance Company guaranteed that Hartford Insurance Company of the Midwest's capital and surplus would remain in compliance with the present minimum required by that state.

6.

In 1990, Hartford Fire Insurance Company guaranteed the obligations of Hartford Life Insurance Company and Hartford Life and Accident Insurance Company with respect to life, accident and health insurance and annuity contracts issued after January 1, 1990. Although the guarantee was terminated in 1997, it still covers policies that were issued from 1990 to 1997.

7.

In 1993, in order for Hartford Life and Annuity Insurance Company to gain unlimited variable annuity authority in North Carolina, Hartford Life and Accident Insurance Company guaranteed Hartford Life and Annuity Insurance Company's variable annuity contract obligations to North Carolina residents.

8.

In 1993, Hartford Life Insurance Company guaranteed the obligations of the reinsurance agreements of Hartford International Life Reassurance Corporation.

9.

In 1995, in order for Property and Casualty Insurance Company of Hartford to be admitted to the states of Iowa, New Jersey, Maine and Virginia, Hartford Fire Insurance Company guaranteed that Property and Casualty Insurance Company of Hartford’s capital and surplus would remain in compliance with the present minimum required by those states.

10.

In 1996, in order for Property and Casualty Insurance Company of Hartford to be admitted to the state of Connecticut, Nutmeg Insurance Company guaranteed that Property and Casualty Insurance Company of Hartford’s capital and surplus would remain in compliance with the present minimum required by that state.

11.

In 1997, Hartford Life Insurance Company guaranteed the obligations of Hartford - Comprehensive Employee Benefit Service Company with respect to structured settlement liability obligations.

12.

In 1997, Hartford Life Insurance Company guaranteed the obligations of Hartford Life and Annuity Insurance Company with respect to life, accident and health insurance and annuity contracts.

13.

In 1998, Hartford Life and Accident Insurance Company guaranteed the obligations of Hartford - Comprehensive Employee Benefit Service Company with respect to structured settlement liability obligations.

14.

In 1999, in order for Hart Life Insurance Company to extend its current Certificate of Authority to include the authority to transact the business of contracts on a variable basis, Hartford Life and Accident Insurance Company guaranteed Hart Life Insurance Company’s capital and surplus would meet or exceed the requirements of the State of New Jersey, as amended at any time, for a minimum of ten years.

15.

In 1999, in order for Servus Life Insurance Company to extend its current Certificate of Authority to include the authority to transact the business of contracts on a variable basis, Hartford Life Insurance Company guaranteed Servus Life Insurance Company’s capital and surplus would meet or exceed the requirements of the State of New Jersey, as amended at any time, for a minimum of ten years.

16.

In 2000, in order for Omni Indemnity Company to be admitted to the states of Colorado and Virginia, Hartford Fire Insurance Company guaranteed that Omni Indemnity Company’s capital and surplus would remain in compliance with the present minimum required by those states.

17.

In 2001, Hartford Life and Accident Insurance Company guaranteed that it would make funds available in cash to Hartford Life Insurance Company K.K. for the timely payment of contractual claims made under variable life and annuity contracts.

18.

In 2002, in order for Sentinel Insurance Company, Ltd. to be admitted to the state of New York, Hartford Fire Insurance Company guaranteed that Sentinel Insurance Company, Ltd.’s policyholder surplus would not fall below the Company Action Level Risk Based Capital.

19.

In 2002, in order for Omni Indemnity Company to become licensed in the state of New Mexico, Hartford Fire Insurance Company guaranteed that Omni Indemnity Company’s capital and surplus and risk based capital requirements will remain in compliance with the minimum levels prescribed by the state of New Mexico.

20.

In 2002, in order for Omni Insurance Company to become licensed in the state of New Mexico, Hartford Fire Insurance Company guaranteed that Omni Insurance Company’s capital and surplus and risk based capital requirements will remain in compliance with the minimum levels prescribed by the state of New Mexico.

10. INFORMATION CONCERNING PARENT, SUBSIDIARIES, AND AFFILIATES (continued) F.

.

Management or expense allocation contracts involving the Consolidated Companies:

14.4

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

NOTES TO FINANCIAL STATEMENTS 1.

The Hartford Insurance Group Reinsurance and Pooling Agreement as described in note number 25, “Intercompany Pooling Arrangement”.

2.

Management Agreement between Hartford Fire Insurance Company and HartRe Company, L.L.C.

3.

Reinsurance Agreement between Hartford Fire Insurance Company and Hartford Life and Accident Insurance Company.

4.

Management Agreement between Hartford Fire Insurance Company, Hartford Accident and Indemnity Company and Hartford Investment Management Company.

5.

Investment Management Agreement between Hartford Investment Services, Inc. (an affiliate of the pool participants) and Hartford Accident and Indemnity Company, Hartford Casualty Insurance Company, Hartford Fire Insurance Company, Hartford Insurance Company of Illinois, Hartford Insurance Company of the Midwest, Hartford Life and Accident Insurance Company, Hartford Life Insurance Company, Hartford Underwriters Insurance Company, Hartford International Life Reassurance Corporation, Hartford Life and Annuity Insurance Company, Nutmeg Insurance Company, Pacific Insurance Company, Limited, Property and Casualty Insurance Company of Hartford, Servus Life Insurance Company, Trumbull Insurance Company, Twin City Fire Insurance Company, Sentinel Insurance Company, Ltd., Hartford Insurance Company of the Southeast, American Maturity Life Insurance Company, First State Insurance Company, New England Insurance Company, New England Reinsurance Company, Omni Insurance Company, Omni Indemnity Company.

6.

Service Agreement between Omni Insurance Company and Trumbull Insurance Company, Hartford Accident and Indemnity Company, Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Insurance Company of Illinois, Hartford Casualty Insurance Company, Hartford Insurance Company of the Midwest, Property and Casualty Insurance Company of Hartford and Twin City Fire Insurance Company.

7.

Quota Share Reinsurance Agreement between Omni Insurance Company and Hartford Fire Insurance Company.

8.

Reinsurance Agreement between Hartford Fire Insurance Company and Heritage Reinsurance Company, LTD.

9.

Cost Allocation Agreement between Hartford Fire Insurance Company, Hartford Life, Inc., Hartford Life and Accident Insurance Company, Hartford Life International, Ltd., International Corporate Marketing Group, Inc., The Evergreen Group, Inc., Hartford Financial Services Life Insurance Company, American Maturity Life Insurance Company, Hart Life Insurance Company, Hartford Life Insurance Company, Hartford International Life Reassurance Corporation, Hartford Life and Annuity Insurance Company, Comprehensive Employee Benefit Service Company, Hartford Equity Sales Company, Inc., The Hartford Investment Management Company, Hartford Securities Distribution Company, Inc., Servus Life Insurance Company, Nutmeg Life Insurance Company.

G.

The Company is a member of The Hartford Financial Services Group. For specific ownership/affiliate relationships, refer to the Legal Entities Organization Chart contained in Schedule Y.

H.

The Company does not own shares of an upstream intermediate or ultimate parent, either directly or indirectly via a downstream subsidiary, controlled or affiliated company.

I.

The Company owns a 90% interest in Hartford Risk Management, Inc., whose carrying value is equal to or exceeds 10% of the admitted assets of the Company. The Company carries Hartford Risk Management, Inc. in accordance with Part 8, Section 3(b)ii (B) of the NAIC Purposes and Procedures manual of the Securities Valuation Office (“SVO”). Based on the Company’s ownership percentage in Hartford Risk Management, Inc., the statement value of Hartford Risk Management, Inc., assets and liabilities as of 12/31/2002 were $194,975,479 and $79,717,891 respectively. The Company’s share of the net loss in Hartford Risk Management, Inc., was $3,352,435, for the year ended 12/31/2002.

J.

The Company did not recognize any impairment write down for its investments in Subsidiary, Controlled or Affiliated Companies during the statement period.

11. DEBT A.

Capital Notes NONE

B.

All Other Debt NONE

12. RETIREMENT PLANS, DEFERRED COMPENSATION, POSTEMPLOYMENT BENEFITS AND COMPENSATED ABSENCES AND OTHER POSTRETIREMENT BENEFITS PLANS Retirement plans and deferred compensation plans are included in the financial statements of Hartford Fire Insurance Company (an affiliated insurer), with the exception of the U.S. Qualified Retirement Plan. Sponsorship of that plan was transferred effective November 1, 2002 to Hartford Financial Services Group, Inc. Certain postretirement medical, dental, and life benefit plan related assets and liabilities are included in the financials of Hartford Risk Management Inc., which is a subsidiary of Hartford Underwriters Insurance Company (an affiliated insurer). 13. CAPITAL AND SURPLUS, DIVIDEND RESTRICTIONS AND QUASI-REORGANIZATIONS 1.

See Page 18 General Interrogatories 17.

2.

The Company has no preferred shares authorized.

3.

The maximum amount of dividends that can be paid by State of Connecticut insurance companies to shareholders without prior approval of the Insurance Commissioner is subject to restrictions relating to policyholder surplus and net income. At December 31, 2002 policyholders’ surplus was $450,555,575 and net income was $44,986,462. The maximum dividend payout that may be made without prior approval in 2003 is $45,055,558. In addition, State of Connecticut insurance companies may pay dividends only out of unrestricted and unreserved earned surplus. Dividends are paid as determined by the Board of Directors. 2002 common stockholder dividends paid and incurred amounted to $20,000,000.

4.

Within the limitations of (3) above, there are no restrictions placed on the portion of Company profits that may be paid as ordinary dividends to stockholders.

5.

No restrictions have been placed on the unassigned funds of the Company.

13. CAPITAL AND SURPLUS, DIVIDEND RESTRICTIONS AND QUASI-REORGANIZATIONS (continued) 6.

Not applicable.

7.

No stock is being held by the Company for special purposes.

14.5

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

NOTES TO FINANCIAL STATEMENTS 8.

Changes in balances of special surplus funds from the prior year are none.

9.

The portion of unassigned funds (surplus) represented or reduced by each item below is as follows: a. b. c. d. e.

Change in unrealized gains or (losses): Change in non-admitted asset values: Separate account business: Asset valuation reserve: Change in provision for reinsurance:

10.

NONE

11.

NONE

12.

NONE

$(14,209,966) $ 4,009,784 N/A N/A $ 0

14. CONTINGENCIES A.

Contingent Commitments Contingent liabilities for structured settlements are as follows: Affiliate $ 40,662,239 Non-affiliate $ 8,161,894 Total $ 48,824,133 The Company has no other material contingent liabilities other than those set forth in note #10E.

B.

Assessments The 2001 insolvency of Reliance Insurance Company is expected to generate additional guaranty fund assessments against the Hartford Fire Intercompany Pool participants in 2003 and subsequent years. Based on currently available information, it is expected that the pool will pay $18.4 million in guaranty fund assessments in 2003. This amount was charged to operations in the current period. The pool took an additional charge of $19.4 million in 2002 for guaranty fund assessments related to Reliance Insurance Company received in 2002, and for which no reasonable estimate could be made as of December 31, 2001. Based on amounts paid in 2002 and prior years, the pool has established an asset for premium tax offsets related to guaranty fund assessments in the amount of $18.2 million. The offsets will be applied to premium taxes over the next five to ten years as provided for by various state statutes. (Each Company’s impact from the assessments and related offsets can be calculated by using the percentages shown in note number 25, “Intercompany Pooling Arrangement”).

C. Gain Contingencies NONE D.

All Other Contingencies Various lawsuits against the Company have arisen in the course of the Company’s business. Contingent liabilities arising from litigation, income taxes and other matters are not considered material in relation to the financial position of the Company.

15. LEASES NONE 16. INFORMATION ABOUT FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND FINANCIAL INSTRUMENTS WITH CONCENTRATIONS OF CREDIT RISK The Company is not exposed to any significant credit concentration risk of a single issuer. Bonds have off-balance sheet risk. For trade terms and other detailed information, see Schedule D. Additionally, bond statement value, market value and unrealized gains and losses are aggregated in Schedule DM. 17. SALE, TRANSFER, AND SERVICING OF FINANCIAL ASSETS AND EXTINGUISHMENTS OF LIABILITES A.

The Company did not have any transfers of receivables reported as sales.

B.

NONE

C.

NONE

18. GAIN OR LOSS TO THE REPORTING ENTITY FROM UNINSURED A&H PLANS AND THE UNINSURED PORTION OF PARTIALLY INSURED PLANS A.

ASO Plans NONE

B.

ASC Plans NONE

C.

Medicare or Other Similarly Structured Cost Based Reimbursement Contract NONE

19. DIRECT PREMIUM WRITTEN/PRODUCED BY MANAGING GENERAL AGENTS/THIRD PARTY ADMINISTRATORS

Name and Address of Managing General Agent or Third

FEIN

Exclusive

Types of Business

Type of Authority

14.6

Total Direct Premiums Written/

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

NOTES TO FINANCIAL STATEMENTS Party Administrator Evergreen Organization P.O. Box 129 910 Evergreen Lane Chester Springs, PA 19425

Number 23-2784508

Contract Yes

Written Inland Marine

Granted U/W

Produced By $ 56,343

20. OTHER ITEMS A.

Extraordinary Items NONE

B.

Troubled Debt Restructuring: Debtors NONE

C.

Other Disclosures NONE

D.

Disclose Uncollectible Not applicable

E.

Reinsurance Accounted for as a Deposit Not applicable

F.

Multiple Peril Crop Insurance Not applicable

G.

Mezzanine Real Estate Loans The Company does not have any mezzanine real estate loans.

H.

Health Care Receivable Not applicable

I.

September 11 Events As a result of the September 11 terrorist attack, the Hartford Fire Intercompany Pool recorded in 2001 an estimated loss amounting to $647 million, before tax and net of reinsurance. Each company’s share of this loss can be determined by applying the pooling percentage as shown in note number 25, “Intercompany Pooling Arrangement”. The property-casualty portion of the estimate includes coverages related to property, business interruption, workers’ compensation, and other liability exposures, including those underwritten by the Company’s assumed reinsurance operation. The Company based the loss estimate, including estimated amounts for incurred but not reported policyholder losses, costs incurred in settling claims and the impact of reinsurance recoverables, upon a review of insured exposures using a variety of assumptions and actuarial techniques. Since the September 11 terrorist attack was a single event that was unique and had such a substantial impact on such a large number of individuals and businesses, the nature of this unusual event adds to the uncertainty of loss estimates relating to the event. Although the Company anticipates certain claims for recovery to be challenged, the impact of these challenges is not expected to be material. As a result of the uncertainties involved in the estimation process, final claims settlement may significantly vary from present estimates.

J.

Real Estate NONE

K.

Participating Policies NONE

L.

Premium Deficiency Reserves The Company does not have any premium deficiency reserves and anticipated investment income was not considered in the premium deficiency calculation.

M.

Non-cash Transactions On March 29, 2002, Hartford Fire Insurance Company made a non-cash capital contribution of $27,772,860 to the company in the form of a forgiveness of an intercompany payable.

21. EVENTS SUBSEQUENT In January 2003, The Hartford Financial Services Group, Inc. announced a new comprehensive ground-up study of its asbestos related exposures, and expects the study to be completed by the second quarter 2003. 22. REINSURANCE A.

Unsecured Reinsurance Recoverables As mentioned in footnote 10(f)1, the Company is a participant in the Hartford Insurance Group Reinsurance and Pooling Agreement. All reinsurance assets and liabilities resulting from this agreement appear in the financial statements of Hartford Fire Insurance Company.

22. REINSURANCE (continued) B.

Reinsurance Recoverable in Dispute As mentioned in footnote 10(f)1, the Company is a participant in the Hartford Insurance Group Reinsurance and Pooling Agreement. All reinsurance assets and liabilities resulting from this agreement appear in the financial statements of Hartford Fire Insurance Company.

14.7

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

NOTES TO FINANCIAL STATEMENTS A.

Reinsurance Assumed and Ceded As mentioned in footnote 10(f)1, the Company is a participant in the Hartford Insurance Group Reinsurance and Pooling Agreement. All return commission resulting from reinsurance assumed or ceded appear in the financial statements of Hartford Fire Insurance Company.

B.

Uncollectible Reinsurance NONE

E.

Commutation of Ceded Reinsurance NONE

F.

Retroactive Reinsurance See Retroactive Reinsurance Addendum following footnote disclosures.

23. RETROSPECTIVELY RATED CONTRACTS AND CONTRACTS SUBJECT TO REDETERMINATION A.

Accrued retrospective premiums reported on Page 2, Line 10.3, Column 3 have been determined based upon loss experience on business subject to such experience rating adjustment.

B.

See Schedule P Part 7A.

C.

Ten percent of the amount not offset by retrospective return premiums, other liabilities to the same party (other than loss and loss expense reserves), or collateral as permitted by the NAIC, has been non admitted. (In thousands) Total Accrued Retro Premiums $7,754 Premiums not Secured 7,754 Non Admitted Portion (10%) 775 Net Admitted Amount $6,979

24. CHANGE IN INCURRED LOSSES AND LOSS ADJUSTMENT EXPENSES See disclosure on Reinsurance Agreement in note number 29 (“Asbestos/Environmental Reserves”). 25. INTERCOMPANY POOLING ARRANGEMENTS The following table provides each affiliate Company's participation in the Hartford Fire Insurance Pool (the lead company being Hartford Fire Insurance Company): NAIC# 19682 22357 29424 30104 29459 10046 38288

Company Hartford Fire Insurance Company Hartford Accident & Indemnity Company Hartford Casualty Insurance Company Hartford Underwriters Insurance Company Twin City Fire Insurance Company Pacific Insurance Company, Limited Hartford Insurance Company of Illinois

% 41.50 32.69 5.50 4.00 1.50 1.70 10.10

NAIC# 27120 38253 37478 38261 39608 11000 34690

Company Trumbull Insurance Company Hartford Lloyds Insurance Company Hartford Insurance Company of the Midwest Hartford Insurance Company of the Southeast Nutmeg Insurance Company Sentinel Insurance Company, Ltd. Property & Casualty Insurance Co. of Hartford

% .50 .01 .50 .50 .70 .30 .50

Hartford Fire reinsures business with non-affiliated reinsurers prior to pooling with its affiliated pool members. Hartford Fire also assumes all direct business (except for accident & health business) written by pool members. Hartford Fire then cedes a percentage of the total pool to each participant of the pool based on the percentage shown above. The Provision for Reinsurance (Schedule F, Part 7) is absorbed completely by the lead company in the pool (Hartford Fire). 26. STRUCTURED SETTLEMENTS A.

The Company has not purchased annuities under which the Company is owner and payee.

B.

The total value of all annuities due from each respective life insurer in excess of 1% of the Company's policyholders' surplus is as follows INSURER/LOCATION

AMOUNT

Hartford Life Insurance Company/Simsbury, CT

$40,662,239

27. HIGH DEDUCTIBLES NONE 28. DISCOUNTING OF LIABILITIES FOR UNPAID LOSSES OR UNPAID LOSS ADJUSTMENT EXPENSE The Company does not discount liabilities other than for Workers’ Compensation tabular claims. These reserves have been discounted in accordance with tables and interest rates prescribed by the various states. At December 31, 2002 and 2001, liabilities for the Company included a discount of $14.5 million and $11.3 million, respectively. 29. ASBESTOS/ENVIRONMENTAL RESERVES A.

Does the company have on the books, or has it ever written an insured for which you have identified a potential for the existence of, a liability due to asbestos losses? Yes (X) No () The Hartford Insurance Group (“The Companies”) have potential exposure to asbestos and arising from direct and assumed contracts. This exposure is largely concentrated in the Other Liability line of business.

29. ASBESTOS/ENVIRONMENTAL RESERVES (continued) The Companies asbestos reserves, which provide for potential exposure from both reported and IBNR losses, are based upon a comprehensive ground-up analysis of their direct and assumed exposure. This analysis yielded estimates on both a gross and net of reinsurance level. In January 2003, The Hartford Financial Services Group, Inc. announced a new comprehensive ground-up study of its asbestos related exposures, and expects the study to be completed by the second quarter 2003.

14.8

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

NOTES TO FINANCIAL STATEMENTS Effective, November 1, 2001 Hartford Fire Insurance Company entered into a reinsurance agreement with Heritage Reinsurance Company Ltd. ("Heritage Re"), a 99.4% owned Bermuda affiliate. The agreement ceded $694 million of loss and loss adjustment expense reserves, of which $537 million was for asbestos and environmental on business effective prior to January 1, 1985 and $157 million was for certain other runoff business, to Heritage Re for $694 million in premium consideration. (Each Company’s participation in this transaction can be calculated using the percentages shown in note number 25, (“Intercompany Pooling Arrangement”). Asbestos (including IBNR): Gross of Reinsurance: Beginning reserves Incurred losses and loss adjustment expenses Calendar year payments for losses and loss adjustment expenses Ending Reserves

1998

1999

2000

2001

2002

$524,318,985

$470,957,885

$481,476,985

$513,239,000

$602,239,964

(18,620,100)

44,999,100

113,568,015

178,604,471

254,790,387

34,741,000

34,480,000

89,603,507

103,539,013

$470,957,885

$481,476,985

$602,239,964

$753,491,338

81,806,000 $513,239,000

Ending reserves

Net of Reinsurance: Beginning reserves Incurred losses and loss adjustment expenses Calendar year payments for losses and loss adjustment expenses Ending reserves B.

1998

2000

2001

2002

$344,906,148

$290,521,048

$270,578,148

$243,278,000

$2,218,116

(26,010,100)

(5,001,900)

(1,471,148)

(186,839,201)

8,094,877

28,375,000

14,941,000

25,829,000

54,220,683

(2,987,911)

$290,521,048

$270,578,148

$243,278,000

$2,218,116

$13,300,904

State the amount of the ending reserves for Bulk and IBNR included in A (Loss & LAE): Amounts at 12/02 Gross of Reinsurance Net of Reinsurance

C.

1999

$197,361,509 $ (123,017)

State the amount of ending reserves for loss adjustment expenses included in A (Case, Bulk and IBNR): Amounts at 12/02 Gross of Reinsurance Net of Reinsurance

$ 96,525,428 $ 2,553,575

On May 14, 2002, The Hartford announced its participation, along with several dozen other insurance carriers, in a settlement in principle with its insured, PPG Industries (“PPG”), of litigation arising from asbestos exposures involving Pittsburgh Corning Corporation (“Pittsburgh Corning”), which is 50% owned by PPG. The structure of the settlement will allow The Hartford to make fixed payments to a settlement trust over a 20-year period beginning in 2004 and allows The Hartford to prepay its obligations at any time at a fixed discount rate of 5.5%. The settlement is subject to a number of contingencies, including the negotiation of a definitive agreement among the parties and approval of the bankruptcy court supervising the reorganization of Pittsburgh Corning. The Hartford estimated the settlement amount to be approximately $327 million (non tax-effected) on a nominal basis and gross of anticipated reinsurance recoveries and approximately $195 million (non tax-effected) on a discounted basis and gross of anticipated reinsurance recoveries. The settlement was covered by existing asbestos reserves, and as a result, did not have a material impact on the Company’s consolidated financial condition or results of operations. There is no statutory net discounting or impact as it is 100% reinsured. D.

Does the company have on the books, or has it ever written an insured for which you have identified a potential for the existence of, a liability due to environmental losses? Yes (X) No () The Companies environmental reserves, which provide for potential exposure from both reported and IBNR losses, are based upon a comprehensive ground-up analysis of their direct and assumed exposure. This analysis yielded estimates on both a gross and net of reinsurance level.

29. ASBESTOS/ENVIRONMENTAL RESERVES (continued) Environmental Reserves (including IBNR): Gross of Reinsurance : Beginning reserves

1998 $1,134,394,316

1999

2000

$923,212,336

$757,356,469

14.9

2001

2002

$686,252,877

$382,989,324

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

NOTES TO FINANCIAL STATEMENTS Incurred losses and loss adjustment expenses

(41,563,980)

(63,058,867)

(1,257,592)

(191,473,402)

(55,677,298)

Calendar year payments for losses and loss adjustment expenses

169,618,000

102,797,000

69,846,000

111,790,151

106,243,132

$923,212,336

$757,356,469

$686,252,877

$382,989,324

$221,068,894

Ending reserves

Net of Reinsurance:

1998

Beginning reserves Incurred losses and loss Adjustment expenses

E.

2000

2001

$621,049,525

$486,997,658

$440,551,877

$2,560,126

(41,680,980)

(61,509,174)

(1,286,781)

(351,308,899)

13,410,573

92,307,000

72,542,693

45,159,000

86,682,852

13,167,814

$621,049,525

$486,997,658

$440,551,877

$2,560,126

$2,802,885

State the amount of the ending reserves for Bulk and IBNR included in D (Loss & LAE): Amounts at 12/02 Gross of Reinsurance Net of Reinsurance

F.

$137,103,069 $ (5,470,611)

State the amount of ending reserves for loss adjustment expenses included in D (Case, Bulk and IBNR): Amounts at 12/02 Gross of Reinsurance Net of Reinsurance

$ 41,844,998 $ (5,740,611)

30. SUBSCRIBER SAVINGS ACCOUNTS NONE 31. FINANCIAL GUARANTY INSURANCE EXPOSURES NONE

RETROACTIVE REINSURANCE - ADDENDUM The line of business and accident year distribution of the unpaid retroactive reinsurance reserves included in Miscellaneous Liabilities (after pooling) is as follows:

Schedule P - Part 1O - Reinsurance B

Years in Which

2002

$755,037,505

Calendar year payments for losses and loss adjustment expenses Ending reserves

1999

24 Total

Losses Unpaid

14.10

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

NOTES TO FINANCIAL STATEMENTS Premiums Were Earned and Losses Were Incurred

Case Basis 13 Direct and Assumed

1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11.

Prior 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002

0 (88) 25,044 27,722 39,228 93,554 89,787 101,122 359,089 0 0

12.

Totals

735,459

Net Losses and Expenses Unpaid

Bulk + IBNR 15 16 Direct And Assumed Ceded

14

Ceded

0 0 0 0 12,814 212,749 257,928 43,411 99,371 0 0 0

626,272

0 (88) 25,044 27,722 52,042 306,303 347,716 144,533 458,459 0 0 0

The accident year distribution of loss, LAE, and salvage reserves included in "Prior" for the Schedule P lines of business is as follows:

Years in Which Premiums Were Earned and Losses Were

Part 1A - Homeowners/ Farmowners 23. 24. Total Net Salvage Losses and and Subrogation Expenses

Part 1B - Private Passenger Auto Liability/Medical 23. 24. Total Net Salvage Losses and and Subrogation Expenses

14.11

1,361,731

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

NOTES TO FINANCIAL STATEMENTS Incurred Prior 1989 1990 1991 1992 1.

Prior

Years in Which Premiums Were Earned and Losses Were Incurred Prior 1989 1990 1991 1992 1.

Prior

Years in Which Premiums Were Earned and Losses Were Incurred Prior 1989 1990 1991 1992 1.

Prior

Years in Which Premiums Were Earned and Losses Were Incurred Prior 1989 1990 1991 1992 1.

Prior

Anticipated

Unpaid

Anticipated

0 0 0 0 0

46 0 5 4 11

0 65 Part 1C - Commercial Auto/ Truck Liability/Medical 23. 24. Total Net Salvage Losses and and Subrogation Expenses Anticipated Unpaid 0 (567) 0 31 0 88 0 32 0 91 0

3

18

0

34,182

Part 1F - Section 1 - Medical Malpractice – Occurrence 23. 24. Total Net Salvage Losses and And Subrogation Expenses Anticipated Unpaid 0 129 0 1 0 2 0 1 0 1

985

Part 1F - Section 2 -Medical Malpractice - Claims-Made 23. 24. Total Net Salvage Losses And and Subrogation Expenses Anticipated Unpaid 0 0 0 1 0 0 0 5 0 11

355 70 21 63 101

12 610 Part 1D - Workers' Compensation 23. 24. Total Net Salvage Losses and And Subrogation Expenses Anticipated Unpaid 10 19,122 2 3,373 3 3,750 4 4,041 7 3,896

(325)

Part 1E - Commercial Multiple Peril 23. 24. Total Net Salvage Losses And and Subrogation Expenses Anticipated Unpaid 1 373 0 91 0 156 0 167 1 197

Unpaid 3 2 2 2 3

0

134

Part 1G – Special Liability 23.

24. Total Net Losses And Expenses Unpaid

Salvage and Subrogation Anticipated

17

0 0 0 0 0

62 8 22 27 11

0

130

The accident year distribution of loss, LAE, and salvage reserves included in "Prior" for the Schedule P lines of business is as follows:

Years in Which Premiums Were Earned and Losses Were Incurred

Part 1H - Section 1 Other Liability - Occurrence 23. 24. Total Net Salvage Losses and and Subrogation Expenses Anticipated Unpaid

Part 1H - Section 2 Other Liability - Claims-Made 23. 24. Total Net Salvage Losses and And Subrogation Expenses Anticipated Unpaid

14.12

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

NOTES TO FINANCIAL STATEMENTS

1.

Prior 1989 1990 1991 1992

0 0 0 0 0

3,665 806 599 581 576

0 0 0 0 0

8 1 3 2 2

Prior

0

6,226

0

16

Years in Which Premiums Were Earned and Losses Were Incurred Prior 1989 1990 1991 1992 1.

Prior

Years in Which Premiums Were Earned and Losses Were Incurred Prior 1989 1990 1991 1992 1.

0

9 34 13 18 10 83

Part 1O - Reinsurance B 23. 24. Total Net Salvage Losses and And Subrogation Expenses Anticipated Unpaid 0 26 0 8 0 54 0 100 0 121

Prior

Years in Which Premiums Were Earned and Losses Were Incurred Prior 1989 1990 1991 1992 1.

Part 1M - International 23. 24. Total Net Salvage Losses and and Subrogation Expenses Anticipated Unpaid 0 0 0 0 0

0

308

Part 1R - Section 1 - Products Liability - Occurrence 23. 24. Total Net Salvage Losses and and Subrogation Expenses Anticipated Unpaid 0 492 0 85 0 136 0 104 0 86

Prior

0

903

Part 1N - Reinsurance A 23. 24. Total Net Salvage Losses and And Subrogation Expenses Anticipated Unpaid 0 0 0 0 0 0

2 11 0 5 33 51

Part 1P - Reinsurance C 23. 24. Total Net Salvage Losses and and Subrogation Expenses Anticipated Unpaid 0 0 0 0 0 0

0 0 0 0 0 0

Part 1R - Section 2 - Products Liability - Claims-Made 23. 24. Total Net Salvage Losses and and Subrogation Expenses Anticipated Unpaid 0 0 0 0 0 0

0 0 0 0 0 0

SCHEDULE OF TRANSACTIONS WITH AFFILIATES (Supplement to Footnote #10B) This schedule contains transactions by the company and any affiliated insurer with any affiliate. Non-insurance transactions involving less than ½ of 1% of the total assets of the largest affiliated insurer are omitted. Also excluded are reinsurance transactions and cost allocation transactions based on generally accepted accounting principles. 1

2

3

4

Date

Transaction Explanation

Name of Insurer

Name of Affiliate

14.13

5 6 Assets received by Insurer

7 8 Assets Transferred by Insurer

Statement Value

Statement Value

Description

Description

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

NOTES TO FINANCIAL STATEMENTS 3/02

Capital Contribution

8/02 Transfer of ownership Common of HLI, Inc.

Hartford Fire Ins. Co.

Hartford Accident & Ind. Co.

Hartford Fire Ins. Co.

Hartford Holdings, Inc.

226,973,701

7,200,000,000

Non-cash

PIK Preferred 7,200,000,000

HLI, Inc.

Shares

Stock

9/02

Capital Contribution

Hartford Fire Ins. Co.

Hartford Financial Services Group Inc.

300,000,000

Cash

12/02

Capital Contribution

Hartford Life & Acc. Ins. Co.

Hartford Life, Inc.

150,000,000

Cash

12/02

Capital Contribution

Hartford Life & Acc. Ins. Co.

Hartford Life Ins. Company

150,000,000

Cash

12/02

Capital Contribution

Hartford Life Ins. Company

Hartford Life & Annuity Ins. Co.

150,000,000

Cash

12/02

Sale of affiliate

Hartford Fire Ins. Co.

Hartford Financial Services Group Inc.

108,859,931

Cash

108,859,931

Affiliate Stock

12/02

Preferred Stock Dividend

Hartford Fire Ins. Co.

Hartford Holdings, Inc

144,960,000

PIK Preferred Shares

14.14

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SUMMARY INVESTMENT SCHEDULE Gross Investment Holdings 1 2 Amount Percentage

Investment Categories 1.

Admitted Assets as Reported in the Annual Statement 3 4 Amount Percentage

Bonds: 1.1

U.S. treasury securities.............................................................................................................................. ................42,015 ................0.0 ................42,015 ................0.0

1.2

U.S. government agency and corporate obligations (excluding mortgage-backed securities): 1.21 Issued by U.S. government agencies................................................................................................ .........................0 ................0.0 .........................0 ................0.0 1.22 Issued by U.S. government sponsored agencies............................................................................... .........................0 ................0.0 .........................0 ................0.0

1.3

Foreign government (including Canada, excluding mortgage-backed securities).......................................... ...........5,010,990 ................0.5 ...........5,010,990 ................0.5

1.4

Securities issued by states, territories and possessions and political subdivisions in the U.S.: 1.41 States, territories and possessions general obligations...................................................................... ........143,011,577 ..............14.6 ........143,011,577 ..............14.6 1.42 Political subdivisions of states, territories & possessions & political subdivisions general obligations... ........213,082,527 ..............21.7 ........213,082,527 ..............21.7 1.43 Revenue and assessment obligations................................................................................................ ........283,593,806 ..............28.9 ........283,593,806 ..............28.9 1.44 Industrial development and similar obligations................................................................................... .........................0 ................0.0 .........................0 ................0.0

1.5

Mortgage-backed securities (includes residential and commercial MBS): 1.51 Pass-through securities: 1.511 Guaranteed by GNMA............................................................................................................ ...........3,631,624 ................0.4 ...........3,631,624 ................0.4 1.512 Issued by FNMA and FHLMC................................................................................................. ...........2,984,114 ................0.3 ...........2,984,114 ................0.3 1.513 Privately issued...................................................................................................................... .........................0 ................0.0 .........................0 ................0.0 1.52 CMOs and REMICs: 1.521 Issued by FNMA and FHLMC................................................................................................. ...........3,781,724 ................0.4 ...........3,781,724 ................0.4 1.522 Privately issued and collateralized by MBS issued or guaranteed by GNMA, FNMA or FHLMC........................................................................................................ .........................0 ................0.0 .........................0 ................0.0 1.523 All other privately issued......................................................................................................... .........15,907,399 ................1.6 .........15,907,399 ................1.6

2.

3.

Other debt and other fixed income securities (excluding short-term): 2.1

Unaffiliated domestic securities (includes credit tenant loans rated by the SVO).......................................... .........86,260,991 ................8.8 .........86,260,991 ................8.8

2.2

Unaffiliated foreign securities...................................................................................................................... .........66,725,668 ................6.8 .........66,725,668 ................6.8

2.3

Affiliated securities..................................................................................................................................... .........................0 ................0.0 .........................0 ................0.0

Equity interests: 3.1

Investments in mutual funds....................................................................................................................... .........................0 ................0.0 .........................0 ................0.0

3.2

Preferred stocks: 3.21 Affiliated........................................................................................................................................... .........................0 ................0.0 .........................0 ................0.0 3.22 Unaffiliated....................................................................................................................................... ...........6,185,973 ................0.6 ...........6,185,973 ................0.6

3.3

Publicly traded equity securities (excluding preferred stocks): 3.31 Affiliated........................................................................................................................................... .........................0 ................0.0 .........................0 ................0.0 3.32 Unaffiliated....................................................................................................................................... .........................0 ................0.0 .........................0 ................0.0

3.4

Other equity securities: 3.41 Affiliated........................................................................................................................................... ........115,257,588 ..............11.7 ........115,257,588 ..............11.7 3.42 Unaffiliated....................................................................................................................................... .........................0 ................0.0 .........................0 ................0.0

3.5

Other equity interests including tangible personal property under lease: 3.51 Affiliated........................................................................................................................................... .........................0 ................0.0 .........................0 ................0.0 3.52 Unaffiliated....................................................................................................................................... .........................0 ................0.0 .........................0 ................0.0

4.

5.

Mortgage loans: 4.1

Construction and land development............................................................................................................ .........................0 ................0.0 .........................0 ................0.0

4.2

Agricultural................................................................................................................................................. .........................0 ................0.0 .........................0 ................0.0

4.3

Single family residential properties.............................................................................................................. .........................0 ................0.0 .........................0 ................0.0

4.4

Multifamily residential properties................................................................................................................. .........................0 ................0.0 .........................0 ................0.0

4.5

Commercial loans...................................................................................................................................... .........................0 ................0.0 .........................0 ................0.0

Real estate investments: 5.1

Property occupied by company................................................................................................................... .........................0 ................0.0 .........................0 ................0.0

5.2

Property held for production of income (includes $..........0 of property acquired in satisfaction of debt)......... .........................0 ................0.0 .........................0 ................0.0

5.3

Property held for sale ($..........0 including property acquired in satisfaction of debt)..................................... .........................0 ................0.0 .........................0 ................0.0

6.

Policy loans......................................................................................................................................................... .........................0 ................0.0 .........................0 ................0.0

7.

Receivables for securities.................................................................................................................................... .........................0 ................0.0 .........................0 ................0.0

8.

Cash and short-term investments......................................................................................................................... .........35,710,276 ................3.6 .........35,710,276 ................3.6

9.

Other invested assets.......................................................................................................................................... .........................0 ................0.0 .........................0 ................0.0

10. Total invested assets........................................................................................................................................... ........981,186,272 ............100.0 ........981,186,272 ............100.0

15

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

GENERAL INTERROGATORIES PART 1 - COMMON INTERROGATORIES GENERAL 1.1

1.2

Is the reporting entity a member of an Insurance Holding Company System consisting of two or more affiliated persons, one or more of which is an insurer? If yes, did the reporting entity register and file with its domiciliary State Insurance Commissioner, Director or Superintendent or with such regulatory official of the state of domicile of the principal insurer in the Holding Company System, a registration statement providing disclosure substantially similar to the standards adopted by the National Association of Insurance Commissioners (NAIC) in its Model Insurance Holding Company System Regulatory Act and model regulations pertaining thereto, or is the reporting entity subject to standards and disclosure requirements substantially similar to those required by such Act and regulations?

1.3

State regulating?

2.1

Has any change been made during the year of this statement in the charter, by-laws, articles of incorporation, or deed of settlement of the reporting entity?

Yes [ X ]

Yes [ X ]

No [ ]

No [ ]

N/A [ ]

Yes [ ]

No [ X ]

CT

2.2

If yes, date of change: If not previously filed, furnish herewith a certified copy of the instrument as amended.

3.1

State as of what date the latest financial examination of the reporting entity was made or is being made.

12/31/2002

3.2

State the as of date that the latest financial examination report became available from either the state of domicile or the reporting entity. This date should be the date of the examined balance sheet and not the date the report was completed or released.

12/31/1997

State as of what date the latest financial examination report became available to other states or the public from either the state of domicile or the reporting entity. This is the release date or completion date of the examination report and not the date of the examination (balance sheet date).

03/03/1999

3.3

3.4

By what department or departments?

CT/IN

4.1

During the period covered by this statement, did any agent, broker, sales representative, non-affiliated sales/service organization or any combination thereof under a common control (other than salaried employees of the reporting entity) receive credit or commissions for or control a substantial part (more than 20 percent of any major line of business measured on direct premiums) of: 4.11 sales of new business?

Yes [ ]

No [ X ]

4.12 renewals?

Yes [ ]

No [ X ]

4.21 sales of new business?

Yes [ ]

No [ X ]

4.22 renewals?

Yes [ ]

No [ X ]

5.1

Has the reporting entity been a party to a merger or consolidation during the period covered by this statement?

Yes [ ]

No [ X ]

5.2

If yes, provide the name of the entity, NAIC company code, and state of domicile (use two letter state abbreviation) for any entity that has ceased to exist as a result of the merger or consolidation. 1 2 3 Name of Entity NAIC Company Code State of Domicile 00000

6.1

Has the reporting entity had any Certificates of Authority, licenses or registrations (including corporate registration, if applicable) suspended or revoked by any governmental entity during the reporting period? (You need not report an action, either formal or informal, if a confidentiality clause is part of the agreement.)

Yes [ ]

No [ X ]

Yes [ ]

No [ X ]

4.2

During the period covered by this statement, did any sales/service organization owned in whole or in part by the reporting entity or an affiliate, receive credit or commissions for or control a substantial part (more than 20 percent of any major line of business measured on direct premiums) of:

6.2

If yes, give full information:

7.1

Does any foreign (non-United States) person or entity directly or indirectly control 10% or more of the reporting entity?

7.2

If yes, 7.21 State the percentage of foreign control.

..........................0.000 %

7.22 State the nationality(ies) of the foreign person(s) or entity(ies); or if the entity is a mutual or reciprocal, the nationality of its manager or attorney-in-fact and identify the type of entity(ies) (e.g., individual, corporation, government, manager or attorney-in-fact) 1 2 Nationality Type of Entity

16

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

GENERAL INTERROGATORIES (continued) 8.

What is the name and address of the independent certified public accountant or accounting firm retained to conduct the annual audit? Deloitte and Touche, LLP, City Place, 185 Asylum St. 33rd floor, Hartford, CT 06103-3402

9.

What is the name, address and affiliation (officer/employee of the reporting entity or actuary/consultant associated with a(n) actuarial consulting firm) of the individual providing the statement of actuarial opinion/certification? Richard William Palczynski, The Hartford Financial Services Group, Senior Vice-President and Chief Actuary, Hartford Plaza, Hartford, CT 06115

10.

FOR UNITED STATES BRANCHES OF ALIEN REPORTING ENTITIES ONLY:

10.1 What changes have been made during the year in the United States manager or the United States trustees of the reporting entity?

10.2 Does this statement contain all business transacted for the reporting entity through its United States Branch on risks wherever located?

Yes [ ]

No [ ]

10.3 Have there been any changes made to any of the trust indentures during the year?

Yes [ ]

No [ ]

No [ ]

N/A [ ]

11. Is the purchase or sale of all investments of the reporting entity passed upon either by the Board of Directors or a subordinate committee thereof?

Yes [ X ]

No [ ]

12. Does the reporting entity keep a complete permanent record of the proceedings of its Board of Directors and all subordinate committees thereof?

Yes [ X ]

No [ ]

13. Has the reporting entity an established procedure for disclosure to its Board of Directors or trustees of any material interest or affiliation on the part of any of its officers, directors, trustees or responsible employees which is in or is likely to conflict with the official duties of such person?

Yes [ X ]

No [ ]

10.4 If answer to (10.3) is yes, has the domiciliary or entry state approved the changes?

Yes [ ]

BOARD OF DIRECTORS

FINANCIAL 14.1 Total amount loaned during the year (inclusive of Separate Accounts, exclusive of policy loans): 14.11 To directors or other officers

$..................................0

14.12 To stockholders not officers

$..................................0

14.13 Trustees, supreme or grand (Fraternal only)

$..................................0

14.2 Total amount of loans outstanding at the end of year (inclusive of Separate Accounts, exclusive of policy loans): 14.21 To directors or other officers

$..................................0

14.22 To stockholders not officers

$..................................0

14.23 Trustees, supreme or grand (Fraternal only)

$..................................0

15.1 Were any assets reported in this statement subject to a contractual obligation to transfer to another party without the liability for such obligation being reported in the statement?

Yes [ ]

No [ X ]

15.2 If yes, state the amount thereof at December 31 of the current year: 15.21 Rented from others

$..................................0

15.22 Borrowed from others

$..................................0

15.23 Leased from others

$..................................0

15.24 Other

$..................................0

Disclose in the Notes to Financial the nature of each obligation. 16.1 Does this statement include payments for assessments as described in the Annual Statement Instructions other than guaranty fund or guaranty association assessments?

Yes [ ]

No [ X ]

16.2 If answer is yes: 16.21 Amount paid as losses or risk adjustment

$..................................0

16.22 Amount paid as expenses

$..................................0

16.23 Other amounts paid

$..................................0

17

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

GENERAL INTERROGATORIES (continued) INVESTMENT 17. List the following capital stock information for the reporting entity: 1 2 3 4 5 6 Number of Shares Number of Shares Par Value Redemption Price Is Dividend Are Dividends Class Authorized Outstanding Per Share If Callable Rate Limited? Cumulative? Preferred........................ .........................0.000 .........................0.000 ...........................0.00 ...............................0 ...Yes [ ].........No [ ]............. ...Yes [ ].........No [ ]... Common......................... ..................2,000.000 ..................1,084.000 ....................6,000.00 ............XXX................ .........XXX..............XXX........... ........XXX.............XXX.... 18.1 Were all the stocks, bonds and other securities owned December 31 of current year, over which the reporting entity has exclusive control, in the actual possession of the reporting entity on said date, except as shown by Schedule E-Part 2-Special Deposits?

Yes [ ]

No [ X ]

Yes [ ]

No [ X ]

18.2 If no, give full and complete information relating thereto. While some securities were held in physical form in The Hartford vault, the rest were held by our custody bank, JP Morgan/Chase Bank.

19.1 Were any of the stocks, bonds or other assets of the reporting entity owned at December 31 of the current year not exclusively under the control of the reporting entity, except as shown on Schedule E-Part 2-Special Deposits, or has the reporting entity sold or transferred any assets subject to a put option contract that is currently in force? (Exclude securities subject to Interrogatory 15.1) 19.2 If yes, state the amount thereof at December 31 of the current year: 19.21 Loaned to others 19.22 Subject to repurchase agreements 19.23 Subject to reverse repurchase agreements 19.24 Subject to dollar repurchase agreements 19.25 Subject to reverse dollar repurchase agreements 19.26 Pledged as collateral 19.27 Placed under option agreements 19.28 Letter stock or securities restricted as to sale 19.29 Other

$..................................0 $..................................0 $..................................0 $..................................0 $..................................0 $..................................0 $..................................0 $..................................0 $..................................0

19.3 For each category above, if any of these assets are held by others, identify by whom held: 19.31 19.32 19.33 19.34 19.35 19.36 19.37 19.38 19.39 For categories (19.21) and (19.23) above, and for any securities that were made available for use by another person during the period covered by this statement, attach a schedule as shown in the instructions to the annual statement. 19.4 For category (19.28) provide the following: 1 Nature of Restriction

2 Description

3 Amount 0

20.1 Does the reporting entity have any hedging transactions reported on Schedule DB? 20.2 If yes, has a comprehensive description of the hedging program been made available to the domiciliary state? If no, attach a description with this statement. 21.1 Were any preferred stocks or bonds owned as of December 31 of the current year mandatorily convertible into equity, or, at the option of the issuer, convertible into equity? 21.2 If yes, state the amount thereof at December 31 of the current year: 22.

Yes [ ]

Yes [ ]

No [ X ]

No [ X ]

N/A [ ]

Yes [ ]

No [ X ]

$..................................0

Excluding items in Schedule E, real estate, mortgage loans and investments held physically in the reporting entity's offices, vaults or safety deposit boxes, were all stocks, bonds and other securities, owned throughout the current year held pursuant to a custodial agreement with a qualified bank or trust company in accordance with Part 1-General, Section IV.H-Custodial or Safekeeping Agreements of the NAIC Financial Condition Examiners Handbook? 22.01 For agreements that comply with the requirements of the NAIC Financial Condition Examiners Handbook, complete the following: 1 2 Name of Custodian(s) Custodian's Address JP Morgan/Chase Bank 4 Chase Metro Tech Center, 18th floor, Brooklyn, NY 11245

18

Yes [ X ]

No [ ]

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

GENERAL INTERROGATORIES (continued) INVESTMENT 22.02 For all agreements that do not comply with the requirements of the NAIC Financial Condition Examiners Handbook, provide the name, location and a complete explanation: 1 2 Name(s) Location(s)

3 Complete Explanation(s)

22.03 Have there been any changes, including name changes, in the custodian(s) identified in 22.01 during the current year? 22.04 If yes, give full and complete information relating thereto: 1 Old Custodian

2 New Custodian

Yes [ ]

3 Date of Change

No [ X ]

4 Reason

22.05 Identify all investment advisors, brokers/dealers or individuals acting on behalf of broker/dealers that have access to the investment accounts, handle securities and have authority to make investments on behalf of the reporting entity: 1 2 Central Registration Depository Number(s) Name

3 Address

OTHER 23.1 Amount of payments to Trade Associations, Service Organizations and Statistical or Rating Bureaus, if any? 23.2 List the name of the organization and the amount paid if any such payment represented 25% or more of the total payments to Trade Associations, Service Organizations and Statistical or Rating Bureaus during the period covered by this statement. 1 Name

$..................................0

2 Amount Paid 0

24.1 Amount of payments for legal expenses, if any?

$..................................0

24.2 List the name of the firm and the amount paid if any such payment represented 25% or more of the total payments for legal expenses during the period covered by this statement. 1 Name

2 Amount Paid 0

25.1 Amount of payments for expenditures in connection with matters before legislative bodies, officers or departments of government, if any? 25.2 List the name of the firm and the amount paid if any such payment represented 25% or more of the total payment expenditures in connection with matters before legislative bodies, officers or departments of government during the period covered by this statement. 1 Name

$..................................0

2 Amount Paid 0

19

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

GENERAL INTERROGATORIES (continued) Part 2 - Property and Casualty Interrogatories 1.1 1.2 1.3

Does the reporting entity have any direct Medicare Supplement Insurance in force? If yes, indicate premium earned on U.S. business only. What portion of item (1.2) is not reported on the Medicare Supplement Insurance Experience Exhibit? 1.31 Reason for excluding:

Yes [ ] No [ X ] $................................0 $................................0

1.4 1.5 1.6

$................................0 $................................0

4.3

Indicate amount of earned premium attributable to Canadian and/or Other Alien not included in Item (1.2) above. Indicate total incurred claims on all Medicare Supplement insurance. Individual policies: Most current three years: 1.61 Total premium earned 1.62 Total incurred claims 1.63 Number of covered lives All years prior to most current three years: 1.64 Total premium earned 1.65 Total incurred claims 1.66 Number of covered lives Group policies: Most current three years: 1.71 Total premium earned 1.72 Total incurred claims 1.73 Number of covered lives All years prior to most current three years: 1.74 Total premium earned 1.75 Total incurred claims 1.76 Number of covered lives Does the reporting entity issue both participating and non-participating policies? If yes, state the amount of calendar year premiums written on: 2.21 Participating 2.22 Non-participating policies For Mutual Reporting Entities and Reciprocal Exchange only: Does the reporting entity issue assessable policies? Does the reporting entity issue non-assessable policies? If assessable policies are issued, what is the extent of the contingent liability of the policyholders? Total amount of assessments paid or ordered to be paid during the year on deposit notes or contingent premiums. For Reciprocal Exchanges only: Does the exchange appoint local agents? If yes, is the commission paid: 4.21 Out of Attorney's-in-fact compensation 4.22 As a direct expense of the exchange What expenses of the exchange are not paid out of the compensation of the Attorney-in-fact?

4.4 4.5

Has any Attorney-in-fact compensation, contingent on fulfillment of certain conditions been deferred? If yes, give full information:

1.7

2.1 2.2

3. 3.1 3.2 3.3 3.4 4. 4.1 4.2

$................................0 $................................0 ..................................0 $................................0 $................................0 ..................................0

$................................0 $................................0 ..................................0 $................................0 $................................0 ..................................0 Yes [ X ] No [ ] $.................29,388,160 $...............296,322,320 Yes [ ] No [ ] Yes [ ] No [ ] ............................0.0 % $................................0

Yes [ ] Yes [ ]

Yes [ ]

No [ ]

No [ ] No [ ]

N/A [ ] N/A [ ]

Yes [ ]

No [ ]

Yes [ X ]

No [ ]

5.1 What provision has this reporting entity made to protect itself from an excessive loss in the event of a catastrophe under a workers' compensation contract issued without limit of loss? Reins treaties effective 7/1/02 provide CAT protection for W/C of 6,000,000 and Blanket of 1,600,000 excess of 400,000 company retention.

5.2

Describe the method used to estimate this reporting entity's probable maximum insurance loss, and identify the type of insured exposures comprising that probable maximum loss, the locations of concentrations of those exposures and the external resources (such as consulting firms or computer software models), if any, used in the estimation process: The Hartford maintains a full time Catastrophic Loss Underwriting unit which employs a number of methods of calculating Normal Forseeable Losses. Catastrophic Underwriting Plans are developed for all major catastrophic exposed states. We also utilize a sophisticated monitoring, control, and Catastrophic Loss Estimation program to manage the accumulation of exposures on a country-wide basis.

5.3

What provision has this reporting entity made (such as a catastrophic reinsurance program) to protect itself from an excessive loss arising from the types and concentrations of insured exposures comprising its probable property insurance loss? An extensive Property Catastrophic Reinsurance program is purchased to provide a stabilizing effect over time, smooth losses from catastrophic events on our book of business and to moderate a significant loss to policyholders surplus.

5.4

Does the reporting entity carry catastrophe reinsurance protection for at least one reinstatement, in an amount sufficient to cover its estimated probable maximum loss attributable to a single loss event or occurrence? If no, describe any arrangements or mechanisms employed by the reporting entity to supplement its catastrophe reinsurance program or to hedge its exposure to unreinsured catastrophic loss.

5.5

6.1

6.2

Has the reporting entity reinsured any risk with any other entity under a quota share reinsurance contract which includes a provision which would limit the reinsurer's losses below the stated quota share percentage (e.g., a deductible, a loss ratio corridor, a loss cap, an aggregate limit or any similar provisions)? If yes, indicate the number of reinsurance contracts containing such provisions.

20

Yes [ ] No [ X ] ..................................0

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

GENERAL INTERROGATORIES (continued) Part 2 - Property and Casualty Interrogatories (continued) 7.1

Has this reporting entity reinsured any risk with any other entity and agreed to release such entity from liability, in whole or in part, from any loss that may occur on this risk, or portion thereof, reinsured?

7.2

If yes, give full information:

8.

If the reporting entity has assumed risks from another entity, there should be a charged on account of such reinsurances a reserve equal to that which the original entity would have been required to charge had it retained the risks. Has this been done?

9.1

Has this reporting entity guaranteed policies issued by any other reporting entity and now in force?

9.2

If yes, give full information:

Yes [ X ]

Yes [ ]

No [ X ]

No [ ]

N/A [ ]

Yes [ ]

No [ X ]

10.1 If the reporting entity recorded accrued retrospective premiums on insurance contracts on Line 10.3 of the assets schedule, Page 2, state the amount of corresponding liabilities recorded for: 10.11 Unpaid losses

$..................6,102,720

10.12 Unpaid underwriting expenses (including loss adjustment expenses)

$.....................875,880

10.2 Of the amount on Line 10.3 of the asset schedule, Page 2, state the amount which is secured by letters of credit, collateral and other funds:

$................................0

10.3 If the reporting entity underwrites commercial insurance risks, such as workers' compensation, are premium or promissory notes accepted from its insureds covering unpaid premiums and/or unpaid losses?

Yes [ ]

No [ X ]

N/A [ ]

10.4 If yes, provide the range of interest rates charged under such notes during the period covered by this statement: 10.41 From

............................0.0 %

10.42 To

............................0.0 %

10.5 Are letters of credit or collateral and other funds received from insureds being utilized by the reporting entity to secure premium or promissory notes taken by a reporting entity, or to secure any of the reporting entity's reported direct unpaid loss reserves, including unpaid losses under loss deductible features of commercial policies?

Yes [ ]

No [ X ]

10.6 If yes, state the amount thereof at December 31 of the current year: 10.61 Letters of credit

$................................0

10.62 Collateral and other funds

$................................0

11.1 What amount of installment notes is owned and now held by the reporting entity?

$................................0

11.2 Have any of these notes been hypothecated, sold or used in any manner as security for money loaned within the past year?

Yes [ ]

No [ X ]

11.3 If yes, what amount?

$................................0

12.1 Largest net aggregate amount insured in any one risk (excluding workers' compensation):

$.....................767,976

12.2 Does any reinsurance contract considered in the calculation of this amount include an aggregate limit of recovery without also including a reinstatement provision?

Yes [ ]

No [ X ]

12.3 State the number of reinsurance contracts (excluding individual facultative risk certificates, but including facultative programs, automatic facilities or facultative obligatory contracts) considered in the calculation of this amount.

..................................1

13.1 Has the reporting entity guaranteed any financed premium accounts?

Yes [ ]

No [ X ]

Yes [ ]

No [ X ]

13.2 If yes, give full information:

14.1 Does the reporting entity own any securities of a real estate holding company or otherwise hold real estate indirectly? 14.11 Name of real estate holding company 14.12 Number of parcels involved

..................................0

14.13 Total book/adjusted carrying value

$................................0

14.2 If yes, provide explanation 15.1 Does the reporting entity write any warranty business?

Yes [ ]

If yes, disclose the following information for each of the following types of warranty coverage: 1 2 3 Direct Losses Direct Losses Direct Written Incurred Unpaid Premium

4 Direct Premium Unearned

5 Direct Premium Earned

15.11 Home....................................... ...............................0 ...............................0 ...............................0 ...............................0 ..................................0 15.12 Products.................................. ...............................0 ...............................0 ...............................0 ...............................0 ..................................0 15.13 Automobile............................... ...............................0 ...............................0 ...............................0 ...............................0 ..................................0 15.14 Other*...................................... ...............................0 ...............................0 ...............................0 ...............................0 ..................................0 * Disclose type of coverage: ..............

21

No [ X ]

HARTFORD UNDERWRITERS INSURANCE COMPANY

Annual Statement for the year 2002 of the

FIVE-YEAR HISTORICAL DATA Show amounts in whole dollars only, no cents; show percentages to one decimal place, i.e. 17.6. 1

2

3

4

5

2002

2001

2000

1999

1998

Gross Premiums Written (Page 8, Part 1B, Cols. 1, 2 & 3) 1.

Liability lines (Lines 11.1, 11.2, 16, 17.1, 17.2, 18.1, 18.2, 19.1, 19.2 & 19.3, 19.4).................. ......905,717,010 ......714,853,971 ......649,727,167 ......675,574,660 ......713,364,736

2.

Property lines (Lines 1, 2, 9, 12, 21 & 26)............................................................................... ......342,855,882 ......322,109,602 ......297,265,287 ......272,636,762 ......245,555,091

3.

Property and liability combined lines (Lines 3, 4, 5, 8, 22 & 27)............................................... ......302,443,487 ......276,352,499 ......255,767,448 ......231,368,485 ......214,335,624

4.

All other lines (Lines 6, 10, 13, 14, 15, 23, 24, 28, 29 & 33)..................................................... ..........8,588,379 ..........9,374,185 ..........9,611,342 ..........8,747,075 ..........9,855,333

5.

Non-proportional reinsurance lines (Lines 30, 31 & 32)............................................................ ........12,525,738 ..........2,156,028 ........12,655,175 ........10,276,053 ..........9,732,042

6.

Total (Line 34)........................................................................................................................ ...1,572,130,496 ...1,324,846,285 ...1,225,026,419 ...1,198,603,035 ...1,192,842,826 Net Premiums Written (Page 8, Part 1B, Col. 6)

7.

Liability lines (Lines 11.1, 11.2, 16, 17.1, 17.2, 18.1, 18.2, 19.1, 19.2 & 19.3, 19.4).................. ......150,529,501 ......114,742,851 ......120,563,227 ......112,250,225 ......114,808,669

8.

Property lines (Lines 1, 2, 9, 12, 21 & 26)............................................................................... ........65,406,544 ........61,578,444 ........54,767,246 ........49,431,670 ........43,923,518

9.

Property and liability combined lines (Lines 3, 4, 5, 8, 22 & 27)............................................... ........89,423,224 ........75,364,573 ........69,756,921 ........64,143,456 ........57,903,135

10.

All other lines (Lines 6, 10, 13, 14, 15, 23, 24, 28, 29 & 33)..................................................... ..........7,784,615 ..........7,230,089 ..........8,084,599 ..........7,132,761 ..........7,442,260

11.

Non-proportional reinsurance lines (Lines 30, 31 & 32)............................................................ ........12,525,738 ..........2,156,028 ........12,655,175 ........10,276,053 ..........9,732,042

12.

Total (Line 34)........................................................................................................................ ......325,669,622 ......261,071,985 ......265,827,168 ......243,234,165 ......233,809,624 Statement of Income (Page 4)

13.

Net underwriting gain (Loss) (Line 8)...................................................................................... .........(3,378,352) .......(37,822,060) .........(8,390,631) .......(12,079,818) .........(9,065,796)

14.

Net investment gain (loss) (Line 11)....................................................................................... ........55,122,902 ........49,111,136 ........41,686,745 ........39,383,070 ........42,224,416

15.

Total other income (Line 15)................................................................................................... ........10,363,699 ..........9,963,212 ..........8,447,021 ..........8,139,854 ..........8,390,547

16.

Dividends to policyholders (Line 17).......................................................................................

17.

Federal and foreign income taxes incurred (Line 19)............................................................... ........15,837,643 .............227,813 .........(4,469,952) ..........4,270,502 ........13,448,967

18.

Net income (Line 20).............................................................................................................. ........44,986,462 ........20,249,133 ........43,636,206 ........29,075,234 ........26,855,575

..........1,284,144 .............775,342 ..........2,576,881 ..........2,097,370 ..........1,244,625

Balance Sheet Lines (Pages 2 and 3) 19.

Total admitted assets excluding Protected Cell (Page 2, Line 26, Col. 3)................................. ...1,027,710,463 ......966,925,536 ......904,492,127 ......891,836,111 ......866,832,359

20.

Agents' balances or uncollected premiums (Page 2, Col. 3): 20.1 In course of collection (Line 10.1)..................................................................................

.......................0 .......................0 .......................0 .......................0 .......................0

20.2 Deferred and not yet due (Line 10.2).............................................................................. .......................0 .......................0 .......................0 .......................0 .......................0 20.3 Accrued retrospective premiums (Line 10.3)................................................................... ..........6,978,600 ..........6,886,654 ..........7,348,536 ..........8,033,832 ..........8,267,328 21.

Total liabilities excluding Protected Cell (Page 3, Line 24)....................................................... ......577,154,888 ......563,573,100 ......524,527,817 ......529,016,068 ......523,385,333

22.

Losses (Page 3, Lines 1 & 2).................................................................................................. ......358,304,845 ......341,068,005 ......338,345,855 ......342,063,131 ......343,542,622

23.

Loss adjustment expenses (Page 3, Line 3)............................................................................ ........54,386,225 ........51,478,086 ........57,087,280 ........57,309,734 ........61,487,210

24.

Unearned premiums (Page 3, Line 9).....................................................................................

25.

Capital paid up (Page 3, Lines 28 & 29).................................................................................. ..........6,504,000 ..........6,504,000 ..........6,504,000 ..........6,504,000 ..........6,504,000

26.

Surplus as regards policyholders (Page 3, Line 35)................................................................. ......450,555,575 ......403,352,436 ......379,964,310 ......362,820,043 ......343,447,026

......142,175,834 ......123,539,391 ......111,312,600 ......101,018,445 ........93,790,007

Risk-Based Capital Analysis 27.

Total adjusted capital............................................................................................................. ......450,555,575 ......403,352,436 ......379,964,310 ......362,820,043 ......343,447,026

28.

Authorized control level risk-based capital.............................................................................. ........38,682,630 ........36,174,291 ........35,307,216 ........35,258,089 ........36,595,683 Percentage Distribution of Cash and Invested Assets (Page 2, Col. 3) (Item divided by Page 2, Line 9, Col. 3) x 100.0

29.

Bonds (Line 1).......................................................................................................................

30.

Stocks (Lines 2.1 & 2.2)......................................................................................................... ..................12.4 ..................14.5 ..................15.6 ..................15.6 ..................16.2

..................84.0 ..................81.8 ..................82.8 ..................81.9 ..................82.7

31.

Mortgage loans on real estate (Lines 3.1 & 3.2)......................................................................

32.

Real estate (Lines 4.1, 4.2 & 4.3)........................................................................................... ....................0.0 ....................0.0 ....................0.0 ....................0.0 ....................0.0

33.

Cash and short-term investments (Line 5)..............................................................................

34.

Other invested assets (Line 6)................................................................................................ ....................0.0 ....................0.0 ....................0.0 ....................0.0 ....................0.0

35.

Receivable for securities (Line 7)............................................................................................ ....................0.0 ....................0.0 ....................0.0 ....................1.3 ....................0.0

36.

Aggregate write-ins for invested assets (Line 8)...................................................................... ....................0.0 ....................0.0 ....................0.0 ....................0.0 ....................0.0

37.

Cash and invested assets (Line 9).......................................................................................... ................100.0

....................0.0 ....................0.0 ....................0.0 ....................0.0 ....................0.0 ....................3.6 ....................3.7 ....................1.6 ....................1.2 ....................1.1

................100.0

................100.0

................100.0

................100.0

Investments in Parent, Subsidiaries and Affiliates 38.

Affiliated bonds (Sch. D, Summary, Line 25, Col. 1)................................................................ .......................0 .......................0 .......................0 .......................0 .......................0

39.

Affiliated preferred stocks (Sch. D, Summary, Line 39, Col. 1)................................................ .......................0 .......................0 .......................0 .......................0 .......................0

40.

Affiliated common stocks (Sch. D, Summary, Line 53, Col. 2)................................................. ......115,257,588 ......129,882,680 ......131,410,715 ......135,851,400 ......137,034,057

41.

Affiliated short-term investments (subtotals included in Schedule DA, Part 2, Col. 5, Line 11).. .......................0 .......................0 .......................0 .......................0 .......................0

42.

Affiliated mortgage loans on real estate.................................................................................. .......................0 .......................0 .......................0 .......................0 .......................0

43.

All other affiliated................................................................................................................... .......................0 .......................0 .......................0 .......................0 .......................0

44.

Total of above lines 38 to 43..................................................................................................

45.

Percentage of investments in parent, subsidiaries and affiliates to surplus as regards policyholders (Line 44 above divided by Page 3, Col. 1, Line 35 x 100.0)............... ..................25.6 ..................32.2 ..................34.6 ..................37.4 ..................39.9

22

......115,257,588 ......129,882,680 ......131,410,715 ......135,851,400 ......137,034,057

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

FIVE-YEAR HISTORICAL DATA (Continued) 1

2

3

4

5

2002

2001

2000

1999

1998

Capital and Surplus Accounts (Page 4) 46.

Net unrealized capital gains (losses) (Line 23)........................................................................ .......(14,209,966) .........(1,872,527) .........(4,418,118) .........(1,179,099) ......136,129,499

47.

Dividends to stockholders (Line 34)........................................................................................ .......(20,000,000) .......(10,000,000) .......(23,500,000) .......(10,000,001) .......(30,500,004)

48.

Change in surplus as regards policyholders for the year (Line 37)........................................... ........47,203,139 ........23,388,126 ........17,144,267 ........19,373,017 ......133,476,933

49.

Gross Losses Paid (Page 9, Part 2, Cols. 1 & 2) Liability lines (Lines 11.1, 11.2, 16, 17.1, 17.2, 18.1, 18.2, 19.1, 19.2 & 19.3, 19.4).................. ......487,930,359 ......469,435,346 ......476,382,632 ......483,689,805 ......501,797,608

50.

Property lines (Lines 1, 2, 9, 12, 21 & 26)............................................................................... ......182,356,185 ......178,530,296 ......165,479,167 ......150,492,240 ......144,609,303

51.

Property and liability combined lines (Lines 3, 4, 5, 8, 22 & 27)............................................... ......151,152,868 ......166,817,265 ......131,473,920 ......147,886,260 ......125,122,336

52.

All other lines (Lines 6, 10, 13, 14, 15, 23, 24, 28, 29 & 33)..................................................... ..........3,693,147 ..........4,496,759 ..........3,727,887 ..........4,278,265 ..........4,596,285

53.

Nonproportional reinsurance lines (Lines 30, 31 & 32)............................................................. ........11,028,112 ........12,135,320 ..........8,470,316 ..........5,340,498 ..........5,198,024

54.

Total (Line 34)........................................................................................................................ ......836,160,671 ......831,414,986 ......785,533,922 ......791,687,068 ......781,323,556 Net Losses Paid (Page 9, Part 2, Col. 4)

55.

Liability lines (Lines 11.1, 11.2, 16, 17.1, 17.2, 18.1, 18.2, 19.1, 19.2 & 19.3, 19.4).................. ........81,010,103 ........79,875,088 ........75,586,526 ........75,334,129 ........72,696,207

56.

Property lines (Lines 1, 2, 9, 12, 21 & 26)............................................................................... ........31,725,128 ........32,857,834 ........32,021,688 ........27,427,474 ........26,268,626

57.

Property and liability combined lines (Lines 3, 4, 5, 8, 22 & 27)............................................... ........39,368,235 ........41,323,422 ........35,918,767 ........34,627,009 ........32,232,243

58.

All other lines (Lines 6, 10, 13, 14, 15, 23, 24, 28, 29 & 33)..................................................... ..........3,560,905 ..........3,877,672 ..........3,619,574 ..........3,937,117 ..........3,223,205

59.

Nonproportional reinsurance lines (Lines 30, 31 & 32)............................................................. ........11,028,112 ........12,135,320 ..........8,470,316 ..........5,340,498 ..........5,198,024

60.

Total (Line 34)........................................................................................................................ ......166,692,483 ......170,069,336 ......155,616,871 ......146,666,227 ......139,618,305 Operating Percentages (Page 4) (Item divided by Page 4, Line 1) x 100.0

61.

Premiums earned (Line 1)...................................................................................................... ................100.0

62.

Losses incurred (Line 2)......................................................................................................... ..................59.9 ..................69.6 ..................59.6 ..................61.6 ..................61.2

................100.0

................100.0

................100.0

................100.0

63.

Loss expenses incurred (Line 3)............................................................................................. ..................11.2 ..................10.7 ..................11.5 ..................10.2 ....................9.4

64.

Other underwriting expenses incurred (Line 4)........................................................................

..................30.0 ..................35.0 ..................32.2 ..................33.3 ..................33.3

65.

Net underwriting gain (loss) (Line 8).......................................................................................

...................(1.1) .................(15.2) ...................(3.3) ...................(5.1) ...................(3.9)

Other Percentages 66.

Other underwriting expenses to net premiums written (Page 4, Lines 4 + 5 - 15 divided by Page 8, Part 1B, Col. 6, Line 34 x 100.0)................................................................ ..................25.1 ..................29.5 ..................27.7 ..................29.0 ..................29.2

67.

Losses and loss expenses incurred to premiums earned (Page 4, Lines 2 + 3 divided by Page 4, Line 1 x 100.0).......................................................... ..................71.1 ..................80.2 ..................71.1 ..................71.8 ..................70.7

68.

Net premiums written to policyholders' surplus (Page 8, Part 1B, Col. 6, Line 34, divided by Page 3, Line 35, Col. 1 x 100.0)..................................................... ..................72.3 ..................64.7 ..................70.0 ..................67.0 ..................68.1 One Year Loss Development (000 omitted)

69.

Development in estimated losses and loss expenses incurred prior to current year (Schedule P, Part 2-Summary, Line 12, Col. 11).............................................. ...............11,397

70.

Percent of development of losses and loss expenses incurred to policyholders' surplus of prior year end (Line 69 above divided by Page 4, Line 21, Col. 1 x 100).................................. ....................2.8 ...................(7.5) ...................(2.2) ...................(3.3) ...................(5.1)

.............(28,450) ...............(8,105) .............(11,302) .............(10,695)

Two Year Loss Development (000 omitted) 71.

Development in estimated losses and loss expenses incurred 2 years before the current year and prior year (Schedule P, Part 2-Summary, Line 12, Col. 12)............................ .............(16,016) .............(40,868) .............(22,216) .............(23,363) .............(12,559)

72.

Percent of development of losses and loss expenses incurred to reported policyholders' surplus of second year end (Line 71 above divided by Page 4, Line 21, Col. 2 x 100.0)..................................................... ...................(4.2) .................(11.3) ...................(6.5) .................(11.1) ...................(6.6)

23

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

*30104200243058100*

EXHIBIT OF PREMIUMS AND LOSSES (Statutory Page 14) NAIC Group Code.....0091

24

1. 2.1 2.2 2.3 3. 4. 5.1 5.2 6. 8. 9. 10. 11. 12. 13. 14. 15.1 15.2 15.3 15.4 15.5 15.6 15.7 16. 17. 18. 19.1 19.2 19.3 19.4 21.1 21.2 22. 23. 24. 26. 27. 28. 33. 34. 3301. 3302. 3303. 3398. 3399. (a)

BUSINESS IN GRAND TOTAL DURING THE YEAR

NAIC Company Code....30104

Line of Business Fire.................................................................................................. Allied lines....................................................................................... Multiple peril crop............................................................................ Federal flood................................................................................... Farmowners multiple peril............................................................... Homeowners multiple peril.............................................................. Commercial multiple peril (non-liability portion).............................. Commercial multiple peril (liability portion)..................................... Mortgage guaranty.......................................................................... Ocean marine................................................................................. Inland marine.................................................................................. Financial guaranty.......................................................................... Medical malpractice........................................................................ Earthquake...................................................................................... Group accident and health.............................................................. Credit A & H (group and individual)................................................ Collectively renewable A&H............................................................ Non-cancelable A & H..................................................................... Guaranteed renewable A & H......................................................... Non-renewable for stated reasons only.......................................... Other accident only......................................................................... All other A & H................................................................................ Federal employees health benefits program premium................... Workers' compensation.................................................................. Other liability................................................................................... Products liability.............................................................................. Private passenger auto no-fault (personal injury protection).......... Other private passenger auto liability............................................. Commercial auto no-fault (personal injury protection).................... Other commercial auto liability....................................................... Private passenger auto physical damage....................................... Commercial auto physical damage................................................. Aircraft (all perils)............................................................................ Fidelity............................................................................................ Surety.............................................................................................. Burglary and theft............................................................................ Boiler and machinery...................................................................... Credit............................................................................................... Aggregate write-ins for other lines of business............................... TOTALS (a).....................................................................................

Gross Premiums, Including Policy and Membership Fees, Less Return Premiums and Premiums on Policies not Taken 1 2 Direct Premiums Direct Premiums Written Earned ...............2,641,619 ...............2,576,641 ...............2,224,350 ...............2,162,284 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 ...........166,061,709 ...........162,257,783 .............22,321,210 .............19,555,647 .............23,856,596 .............23,227,950 .............................0 .............................0 ..................742,168 ..................761,820 ...............4,606,629 ...............4,774,680 .............................0 .............................0 ......................2,022 ......................2,019 ...............9,120,516 ...............9,137,225 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 ...........371,731,448 ...........332,176,282 ...............5,920,896 ...............6,038,785 ..................178,462 ..................234,737 .............30,747,948 .............28,830,345 ...........307,683,046 ...........303,848,729 ..................793,276 ..................394,162 .............38,111,248 .............20,175,401 ...........245,005,836 ...........243,086,371 .............13,850,388 ...............7,207,611 .............................0 ......................2,485 ..................802,879 ...............1,423,178 .........................885 .........................445 .............................0 .............................0 ....................38,578 ....................39,836 .............................0 .............................0 ....................19,165 ....................19,165 ........1,246,460,874 ........1,167,933,581

........................................................................................................ .............................0 Uninsured Motorist.......................................................................... ....................19,165 ........................................................................................................ .............................0 Summary of remaining write-ins for Line 33 from overflow page.... .............................0 TOTALS (Lines 3301 thru 3303 plus 3398) (Line 33 above).......... ....................19,165 Finance and service charges not included in Lines 1 to 34 $.....10,363,700.

.............................0 ....................19,165 .............................0 .............................0 ....................19,165

3 Dividends Paid or Credited to Policyholders on Direct Business ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ...................13,969 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .................727,086 ........................608 ............................0 ............................0 .........................(28) ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .................741,635 ............................0 ............................0 ............................0 ............................0 ............................0

4

5

Direct Losses Direct Unearned Paid Premium Reserves (deducting salvage) ...............1,406,300 ...............2,317,048 ...............1,167,601 ..................560,181 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............86,062,533 .............98,229,432 .............12,014,359 ...............6,196,905 .............11,912,139 ...............7,217,981 .............................0 .............................0 ..................364,669 ..................140,319 ...............2,397,015 ...............1,540,271 .............................0 .............................0 ...........................73 ..................100,000 ...............4,730,704 ....................18,614 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 ...........111,346,913 ...........164,339,381 ...............3,036,697 ...............3,636,102 ..................100,879 ....................92,544 .............15,832,632 .............27,435,762 ...........152,260,309 ...........207,579,694 ..................460,403 ..................146,922 .............22,643,767 ...............3,589,851 ...........118,977,707 ...........142,921,404 ...............8,102,515 ...............3,273,547 .............................0 .............................0 ...............1,313,096 ..................132,241 .........................457 .............................0 .............................0 .............................0 ....................18,652 .............................0 .............................0 .............................0 .............................0 .............................0 ...........554,149,420 ...........669,468,199 DETAILS OF WRITE-INS .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0

6

7

8

9

10

11

12

Direct Losses Incurred ...............2,196,806 ...............1,186,167 .............................0 .............................0 ..........................(56) ...........105,636,106 ...............5,588,522 .............10,605,281 .............................0 ..................130,566 ...............1,102,797 .............................0 ..................532,992 ....................13,676 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 ...........258,714,805 ...............4,156,803 ..................184,704 .............26,060,544 ...........210,213,983 ..................635,413 ...............8,121,958 ...........138,450,953 ...............3,852,590 .............................0 ..................710,000 ...........................23 ............................(2) .....................(3,254) .............................0 .............................0 ...........778,091,377

Direct Losses Unpaid ..................279,668 ..................911,350 .............................0 .............................0 ...........................10 .............45,119,089 ...............3,088,647 .............21,473,679 .............................0 ....................68,149 ....................78,733 .............................0 ..................500,000 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 ........1,018,454,580 .............17,693,274 ..................317,768 .............22,779,855 ...........241,948,730 ..................569,086 .............10,770,895 .............12,347,386 ..................915,757 .............................0 ...............1,187,186 ...........................28 ...........................10 .....................(2,565) .............................0 .............................0 ........1,398,501,315

Direct Defense and Cost Containment Expense Paid ..................141,656 ....................41,969 .............................0 .............................0 .............................0 ...............5,860,189 ..................921,032 ...............1,943,978 .............................0 ......................6,264 ....................75,068 .............................0 ..................165,160 ....................33,329 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............18,377,970 ....................98,776 ..................112,472 ...............2,270,872 .............11,251,527 ......................3,807 ..................851,824 ...............2,821,318 ....................49,490 .............................0 ..................326,219 .............................0 .............................0 .............................0 .............................0 .............................0 .............45,352,920

Direct Defense and Cost Containment Expense Incurred ..................287,269 ..................465,855 .............................0 .............................0 ............................(1) ...............7,594,537 ..................818,255 ...............2,639,557 .............................0 ......................7,058 ....................74,320 .............................0 ..................241,432 ....................33,329 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............25,520,337 .................(766,172) ..................120,558 ...............2,384,809 .............15,045,630 ....................69,386 ...............1,458,546 ...............2,334,969 ..................242,874 .............................0 ..................389,710 .............................1 .............................0 ...........................35 .............................0 .............................0 .............58,962,294

Direct Defense and Cost Containment Expense Unpaid ..................158,246 ..................390,008 .............................0 .............................0 ............................(1) ...............4,129,353 ..................390,781 ...............6,462,641 .............................0 ...........................61 ...................(37,729) .............................0 ..................393,012 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............................0 .............64,435,451 ...............2,190,430 ....................89,290 ...............3,347,447 .............34,585,212 ....................77,355 ...............1,386,736 ..................478,447 ..................268,358 .............................0 ..................152,909 .............................2 .............................0 ...........................19 .............................0 .............................0 ...........118,898,028

Commissions and Brokerage Expenses .....................3,555 .....................3,073 ............................0 ............................0 ............................0 ..............3,827,052 ..............4,241,716 ..............4,308,221 ............................0 ...................21,271 .................177,588 ............................0 ........................400 ...................14,989 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............46,470,460 .................283,460 ...................21,137 .................179,175 ..............2,436,027 .................139,475 ..............6,646,281 ..............2,017,142 ..............2,411,175 ............................0 .................104,172 ........................263 ............................0 ........................153 ............................0 ............................0 ............73,306,785

Taxes, Licenses and Fees .................242,591 .................118,236 ............................0 ............................0 ..........................17 ..............4,396,802 ..............1,738,404 ..............1,036,045 ............................0 ...................20,605 .................119,739 ............................0 .....................1,103 .................177,535 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............15,417,217 ................(551,117) ...................80,092 .................908,241 ..............9,240,772 ...................18,668 ..............1,344,778 ..............7,259,273 .................430,659 ............................0 ...................22,945 .................389,157 ............................2 ........................180 ............................0 ............................0 ............42,411,944

.............................0 .............................0 .............................0 .............................0 .............................0

.............................0 .............................0 .............................0 .............................0 .............................0

.............................0 .............................0 .............................0 .............................0 .............................0

.............................0 .............................0 .............................0 .............................0 .............................0

.............................0 .............................0 .............................0 .............................0 .............................0

............................0 ............................0 ............................0 ............................0 ............................0

............................0 ............................0 ............................0 ............................0 ............................0

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE A - VERIFICATION BETWEEN YEARS 1.

Book/adjusted carrying value, December 31, prior year (prior year statement)..............................................................................................................................

2.

Increase (decrease) by adjustment:

0

2.1

Totals, Part 1, Column 10..................................................................................................................................................................................................

0

2.2

Totals, Part 3, Column 7....................................................................................................................................................................................................

0

3.

Cost of acquired (Totals, Part 2, Column 6, net of encumbrances (Column 7) and net of additions and permanent improvements (Column 9))..............................

0

4.

Cost of additions and permanent improvements: 4.1

Totals, Part 1, Column 13..................................................................................................................................................................................................

0

4.2

Totals, Part 3, Column 9....................................................................................................................................................................................................

0

5.

Total profit (loss) on sales, Part 3, Column 14.............................................................................................................................................................................

0

6.

Increase (decrease) by foreign exchange adjustment:

NONE

6.1

Totals, Part 1, Column 11..................................................................................................................................................................................................

0

6.2

Totals, Part 3, Column 8....................................................................................................................................................................................................

0

7.

Amounts received on sales, Part 3, Column 11 and Part 1, Column 12........................................................................................................................................

0

8.

Book/adjusted carrying value at end of current period..................................................................................................................................................................

0

9.

Total valuation allowance............................................................................................................................................................................................................

0

10. Subtotal (Lines 8 plus 9)..............................................................................................................................................................................................................

0

11. Total nonadmitted amounts.........................................................................................................................................................................................................

0

12. Statement value, current period (Page 2, real estate lines, current period)....................................................................................................................................

0

SCHEDULE B - VERIFICATION BETWEEN YEARS 1.

Book value/recorded investment excluding accrued interest of mortgages owned, December 31 of prior year...............................................................................

2.

Amount loaned during year:

0

2.1

Actual cost at time of acquisitions............................................................................................................................................

0

2.2

Additional investment made after acquisitions..........................................................................................................................

0

0

3.

Accrual of discount and mortgage interest points and commitment fees.......................................................................................................................................

0

4.

Increase (decrease) by adjustment..............................................................................................................................................................................................

0

5.

Total profit (loss) on sale.............................................................................................................................................................................................................

0

6.

Amounts paid on account or in full during the year.......................................................................................................................................................................

0

7.

Amortization of premium.............................................................................................................................................................................................................

0

8.

Increase (decrease) by foreign exchange adjustment...................................................................................................................................................................

0

9.

Book value/recorded investment excluding accrued interest on mortgages owned at end of current period....................................................................................

0

10. Total valuation allowance............................................................................................................................................................................................................

0

11. Subtotal (Lines 9 plus 10)............................................................................................................................................................................................................

0

12. Total nonadmitted amounts.........................................................................................................................................................................................................

0

13. Statement value of mortgages owned at end of current period.....................................................................................................................................................

0

NONE

SCHEDULE BA - VERIFICATION BETWEEN YEARS 1.

Book/adjusted carrying value of long-term invested assets owned, December 31 of prior year......................................................................................................

2.

Cost of acquisitions during year: 2.1

Actual cost at time of acquisitions............................................................................................................................................

0

2.2

Additional investment made after acquisitions..........................................................................................................................

0

0

0

3.

Accrual of discount.....................................................................................................................................................................................................................

0

4.

Increase (decrease) by adjustment..............................................................................................................................................................................................

0

5.

Total profit (loss) on sale.............................................................................................................................................................................................................

0

6.

Amounts paid on account or in full during the year.......................................................................................................................................................................

0

7.

Amortization of premium.............................................................................................................................................................................................................

0

8.

Increase (decrease) by foreign exchange adjustment...................................................................................................................................................................

0

9.

Book/adjusted carrying value of long-term invested assets at end of current period......................................................................................................................

0

10. Total valuation allowance............................................................................................................................................................................................................

0

11. Subtotal (Lines 9 plus 10)............................................................................................................................................................................................................

0

12. Total nonadmitted amounts.........................................................................................................................................................................................................

0

13. Statement value of long-term invested assets at end of current period.........................................................................................................................................

0

NONE

25

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - SUMMARY BY COUNTRY Long-Term Bonds and Stocks OWNED December 31 of Current Year 1 Book/Adjusted Carrying Value

Description BONDS

2 Fair Value (a)

3 Actual Cost

4 Par Value of Bonds

1. United States..................... .......................3,673,640 .......................3,676,362 .......................3,683,811 .......................3,583,026

Governments

2. Canada.............................. .......................5,010,990 .......................5,101,400 .......................5,231,000 .......................5,000,000

(Including all obligations guaranteed

3. Other Countries.................. ....................................0 ....................................0 ....................................0 ....................................0

by governments)

4. Totals................................ .......................8,684,629 .......................8,777,762 .......................8,914,811 .......................8,583,026 5. United States..................... ...................143,011,577 ...................150,725,857 ...................141,989,081 ...................143,615,000

States, Territories and Possessions

6. Canada.............................. ....................................0 ....................................0 ....................................0 ....................................0

(Direct and guaranteed)

7. Other Countries.................. ....................................0 ....................................0 ....................................0 ....................................0 8. Totals................................ ...................143,011,577 ...................150,725,857 ...................141,989,081 ...................143,615,000

Political Subdivisions of States,

9. United States..................... ...................213,082,527 ...................233,339,499 ...................207,575,622 ...................230,910,000

Territories and Possessions

10. Canada.............................. ....................................0 ....................................0 ....................................0 ....................................0

(Direct and guaranteed)

11. Other Countries.................. ....................................0 ....................................0 ....................................0 ....................................0 12. Totals................................ ...................213,082,527 ...................233,339,499 ...................207,575,622 ...................230,910,000

Special Revenue and Special Assessment

13. United States..................... ...................290,359,647 ...................314,070,396 ...................289,640,227 ...................292,998,962

Obligations and all Non-guaranteed Obligations

14. Canada.............................. ....................................0 ....................................0 ....................................0 ....................................0

of Agencies and Authorities of Governments

15. Other Countries.................. ....................................0 ....................................0 ....................................0 ....................................0

and their Political Subdivisions

16. Totals................................ ...................290,359,647 ...................314,070,396 ...................289,640,227 ...................292,998,962 17. United States..................... .....................26,888,080 .....................28,940,253 .....................26,971,864 .....................27,493,000

Public Utilities

18. Canada.............................. ....................................0 ....................................0 ....................................0 ....................................0

(unaffiliated)

19. Other Countries.................. ....................................0 ....................................0 ....................................0 ....................................0 20. Totals................................ .....................26,888,080 .....................28,940,253 .....................26,971,864 .....................27,493,000

Industrial and Miscellaneous and

21. United States..................... .....................75,280,309 .....................79,962,399 .....................75,176,958 .....................76,992,472

Credit Tenant Loans

22. Canada.............................. .....................14,683,709 .....................15,369,766 .....................14,706,713 .....................14,090,000

(Unaffiliated)

23. Other Countries.................. .....................52,041,959 .....................55,034,918 .....................52,408,769 .....................50,975,000 24. Totals................................ ...................142,005,977 ...................150,367,083 ...................142,292,439 ...................142,057,472

Parent, Subsidiaries and Affiliates

25. Totals................................ ....................................0 ....................................0 ....................................0 ....................................0 26. Total Bonds...................... ...................824,032,437 ...................886,220,849 ...................817,384,044 ...................845,657,461

PREFERRED STOCKS Public Utilities

27. United States..................... .......................6,185,976 .......................6,185,976 .......................6,062,872 28. Canada.............................. ....................................0 ....................................0 ....................................0

(Unaffiliated)

29. Other Countries.................. ....................................0 ....................................0 ....................................0 30. Totals................................ .......................6,185,976 .......................6,185,976 .......................6,062,872 31 United States..................... ....................................0 ....................................0 ....................................0

Banks, Trust and Insurance Companies (Unaffiliated)

32. Canada.............................. ....................................0 ....................................0 ....................................0 33. Other Countries.................. ....................................0 ....................................0 ....................................0 34. Totals................................ ....................................0 ....................................0 ....................................0 35. United States..................... ....................................0 ....................................0 ....................................0

Industrial and Miscellaneous (Unaffiliated)

36. Canada.............................. ....................................0 ....................................0 ....................................0 37. Other Countries.................. ....................................0 ....................................0 ....................................0 38. Totals................................ ....................................0 ....................................0 ....................................0

Parent, Subsidiaries and Affiliates

39. Totals................................ ....................................0 ....................................0 ....................................0 40. Total Preferred Stocks..... .......................6,185,976 .......................6,185,976 .......................6,062,872

COMMON STOCKS Public Utilities (Unaffiliated)

41. United States..................... ....................................0 ....................................0 ....................................0 42. Canada.............................. ....................................0 ....................................0 ....................................0 43. Other Countries.................. ....................................0 ....................................0 ....................................0 44. Totals................................ ....................................0 ....................................0 ....................................0 45. United States..................... ....................................0 ....................................0 ....................................0

Banks, Trust and Insurance Companies (Unaffiliated)

46. Canada.............................. ....................................0 ....................................0 ....................................0 47. Other Countries.................. ....................................0 ....................................0 ....................................0 48. Totals................................ ....................................0 ....................................0 ....................................0 49. United States..................... ....................................0 ....................................0 ....................................0

Industrial and Miscellaneous (Unaffiliated)

50. Canada.............................. ....................................0 ....................................0 ....................................0 51. Other Countries.................. ....................................0 ....................................0 ....................................0 52. Totals................................ ....................................0 ....................................0 ....................................0

Parent, Subsidiaries and Affiliates

53. Totals................................ ...................115,257,588 ...................115,257,588 ..........................901,000 54. Total Common Stocks...... ...................115,257,588 ...................115,257,588 ..........................901,000 55. Total Stocks..................... ...................121,443,564 ...................121,443,564 .......................6,963,872 56. Total Bonds and Stocks... ...................945,476,001 ................1,007,664,413 ...................824,347,916

(a) The aggregate value of bonds which are valued at other than actual fair value is $.....35,653,146.

SCHEDULE D - VERIFICATION BETWEEN YEARS 1. Book/adjusted carrying value of bonds and stocks, prior year....................... 2. Cost of bonds and stocks acquired, Column 6, Part 3.................................. 3. Increase (decrease) by adjustment: 3.1 Column 16, Part 1.............................................. 1,698,308 3.2 Column 12, Part 2, Section 1.............................. 500,110 3.3 Column 10, Part 2, Section 2.............................. (14,625,084) 3.4 Column 10, Part 4.............................................. 218,234 4. Total gain (loss), Column 14, Part 4............................................................. 5. Deduct consideration for bonds and stocks disposed of, Column 6, Part 4...

897,994,734 198,296,507

(12,208,432) 7,233,014 145,839,821

26

6. Foreign exchange adjustment: 6.1 Column 17, Part 1........................... 0 6.2 Column 13, Part 2, Section 1........... 0 6.3 Column 11, Part 2, Section 2........... 0 6.4 Column 11, Part 4........................... 0 7. Book/adjusted carrying value at end of current period............... 8. Total valuation allowance......................................................... 9. Subtotal (Lines 7 plus 8).......................................................... 10. Total nonadmitted amounts...................................................... 11. Statement value of bonds and stocks, current period................

0 945,476,002 0 945,476,002 0 945,476,002

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 1A - SECTION 1 Quality and Maturity Distribution of All Bonds Owned December 31, At Book/Adjusted Carrying Values By Major Types of Issues and NAIC Designations

1. 1.1 1.2 1.3 1.4 1.5 1.6 1.7 2. 2.1 2.2 2.3 2.4 2.5 2.6 2.7 3.

27

3.1 3.2 3.3 3.4 3.5 3.6 3.7 4. 4.1 4.2 4.3 4.4 4.5 4.6 4.7 5. 5.1 5.2 5.3 5.4 5.5 5.6 5.7

Quality Rating per the NAIC Designation U.S. Governments, Schedules D & DA (Group 1) Class 1.............................................................................................. Class 2.............................................................................................. Class 3.............................................................................................. Class 4.............................................................................................. Class 5.............................................................................................. Class 6.............................................................................................. Totals................................................................................................. All Other Governments, Schedules D & DA (Group 2) Class 1.............................................................................................. Class 2.............................................................................................. Class 3.............................................................................................. Class 4.............................................................................................. Class 5.............................................................................................. Class 6.............................................................................................. Totals................................................................................................. States, Territories and Possessions, etc., Guaranteed, Schedules D & DA (Group 3) Class 1.............................................................................................. Class 2.............................................................................................. Class 3.............................................................................................. Class 4.............................................................................................. Class 5.............................................................................................. Class 6.............................................................................................. Totals................................................................................................. Political Subdivisions of States, Territories and Possessions, Guaranteed, Schedules D & DA (Group 4) Class 1.............................................................................................. Class 2.............................................................................................. Class 3.............................................................................................. Class 4.............................................................................................. Class 5.............................................................................................. Class 6.............................................................................................. Totals................................................................................................. Special Revenue & Special Assessment Obligations, etc., Non-Guaranteed, Schedules D & DA (Group 5) Class 1.............................................................................................. Class 2.............................................................................................. Class 3.............................................................................................. Class 4.............................................................................................. Class 5.............................................................................................. Class 6.............................................................................................. Totals.................................................................................................

1 1 Year or Less

2 Over 1 Year Through 5 Years

3 Over 5 Years Through 10 Years

4 Over 10 Years Through 20 Years

5 Over 20 Years

6 Total Current Year

7 Column 6 as a % of Line 10.7

8 Total from Column 6 Prior Year

9 % from Col. 7 Prior Year

10 Total Publicly Traded

11 Total Privately Placed (a)

.................467,716 ............................0 ............................0 ............................0 ............................0 ............................0 .................467,716

..............1,968,230 ............................0 ............................0 ............................0 ............................0 ............................0 ..............1,968,230

.................788,761 ............................0 ............................0 ............................0 ............................0 ............................0 .................788,761

.................392,227 ............................0 ............................0 ............................0 ............................0 ............................0 .................392,227

...................56,705 ............................0 ............................0 ............................0 ............................0 ............................0 ...................56,705

.................3,673,640 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 .................3,673,640

.........................0.4 .........................0.0 .........................0.0 .........................0.0 .........................0.0 .........................0.0 .........................0.4

..............3,683,430 ............................0 ............................0 ............................0 ............................0 ............................0 ..............3,683,430

.........................0.5 .........................0.0 .........................0.0 .........................0.0 .........................0.0 .........................0.0 .........................0.5

..............3,673,640 ............................0 ............................0 ............................0 ............................0 ............................0 ..............3,673,640

............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0

..............5,010,990 ............................0 ............................0 ............................0 ............................0 ............................0 ..............5,010,990

............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0

............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0

............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0

............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0

.................5,010,990 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 .................5,010,990

.........................0.6 .........................0.0 .........................0.0 .........................0.0 .........................0.0 .........................0.0 .........................0.6

..............5,047,469 ............................0 ............................0 ............................0 ............................0 ............................0 ..............5,047,469

.........................0.7 .........................0.0 .........................0.0 .........................0.0 .........................0.0 .........................0.0 .........................0.7

..............5,010,990 ............................0 ............................0 ............................0 ............................0 ............................0 ..............5,010,990

............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0

............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0

..............7,648,978 ............................0 ............................0 ............................0 ............................0 ............................0 ..............7,648,978

............25,881,029 ............................0 ............................0 ............................0 ............................0 ............................0 ............25,881,029

............72,263,956 ............................0 ............................0 ............................0 ............................0 ............................0 ............72,263,956

............22,800,624 ............14,416,989 ............................0 ............................0 ............................0 ............................0 ............37,217,613

.............128,594,588 ...............14,416,989 ..............................0 ..............................0 ..............................0 ..............................0 .............143,011,577

.......................15.6 .........................1.7 .........................0.0 .........................0.0 .........................0.0 .........................0.0 .......................17.4

............97,891,788 ............................0 ............................0 ............................0 ............................0 ............................0 ............97,891,788

.......................12.8 .........................0.0 .........................0.0 .........................0.0 .........................0.0 .........................0.0 .......................12.8

...........128,594,588 ............14,416,989 ............................0 ............................0 ............................0 ............................0 ...........143,011,577

............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0

.................718,519 ............................0 ............................0 ............................0 ............................0 ............................0 .................718,519

............35,920,055 ............................0 ............................0 ............................0 ............................0 ............................0 ............35,920,055

............91,864,636 ............................0 ............................0 ............................0 ............................0 ............................0 ............91,864,636

............84,579,318 ............................0 ............................0 ............................0 ............................0 ............................0 ............84,579,318

............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0

.............213,082,527 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 .............213,082,527

.......................25.9 .........................0.0 .........................0.0 .........................0.0 .........................0.0 .........................0.0 .......................25.9

...........180,930,344 ............................0 ............................0 ............................0 ............................0 ............................0 ...........180,930,344

.......................23.7 .........................0.0 .........................0.0 .........................0.0 .........................0.0 .........................0.0 .......................23.7

...........213,082,527 ............................0 ............................0 ............................0 ............................0 ............................0 ...........213,082,527

............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0

..............9,432,371 ...................43,618 ............................0 ............................0 ............................0 ............................0 ..............9,475,989

............41,958,759 ..............3,721,382 ............................0 ............................0 ............................0 ............................0 ............45,680,140

............87,464,170 ............................0 ............................0 ............................0 ............................0 ............................0 ............87,464,170

...........140,146,347 ............................0 ............................0 ............................0 ............................0 ............................0 ...........140,146,347

..............7,593,000 ............................0 ............................0 ............................0 ............................0 ............................0 ..............7,593,000

.............286,594,647 .................3,765,000 ..............................0 ..............................0 ..............................0 ..............................0 .............290,359,647

.......................34.8 .........................0.5 .........................0.0 .........................0.0 .........................0.0 .........................0.0 .......................35.2

...........348,822,307 ..............4,787,952 ............................0 ............................0 ............................0 ............................0 ...........353,610,259

.......................45.8 .........................0.6 .........................0.0 .........................0.0 .........................0.0 .........................0.0 .......................46.4

...........286,594,647 ..............3,765,000 ............................0 ............................0 ............................0 ............................0 ...........290,359,647

............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 1A - SECTION 1 (continued) Quality and Maturity Distribution of All Bonds Owned December 31, At Book/Adjusting Carrying Values By Major Types of Issues and NAIC Designations Quality Rating per the NAIC Designation 6.

1 1 Year or Less

2 Over 1 Year Through 5 Years

3 Over 5 Years Through 10 Years

4 Over 10 Years Through 20 Years

5 Over 20 Years

6 Total Current Year

7 Column 6 as a % of Line 10.7

8 Total from Column 6 Prior Year

9 % from Col. 7 Prior Year

10 Total Publicly Traded

11 Total Privately Placed (a)

Public Utilities (Unaffiliated), Schedules D & DA (Group 6) 6.1 Class 1.............................................................................................. ............................0 ............................0 ..............3,061,524 ............................0 ............................0 .................3,061,524 .........................0.4 ..............5,000,000 .........................0.7 ..............3,061,524 ............................0 6.2 Class 2.............................................................................................. ............................0 ............10,996,352 ..............7,491,639 ............................0 ............................0 ...............18,487,991 .........................2.2 ..............5,995,463 .........................0.8

............15,994,413 ..............2,493,578

6.3 Class 3.............................................................................................. ............................0 .................896,895 ............................0 ............................0 ............................0 ....................896,895 .........................0.1 ............................0 .........................0.0 .................896,895 ............................0 6.4 Class 4.............................................................................................. ............................0 ..............1,260,150 ............................0 ............................0 ............................0 .................1,260,150 .........................0.2 ............................0 .........................0.0 ..............1,260,150 ............................0 6.5 Class 5.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ..............1,246,600 .........................0.2 ............................0 ............................0 6.6 Class 6.............................................................................................. ............................0 ............................0 ............................0 ............................0 ..............3,181,520 .................3,181,520 .........................0.4 ..............3,179,614 .........................0.4 ..............3,181,520 ............................0 6.7 Totals................................................................................................. ............................0 ............13,153,397 ............10,553,163 ............................0 ..............3,181,520 ...............26,888,080 .........................3.3 7.

............15,421,677 .........................2.0

............24,394,502 ..............2,493,578

............19,423,957 ..............3,367,208 ..............4,982,168 ..............4,553,238 ...............32,473,926 .........................3.9

............54,956,936 .........................7.2

............28,824,840 ..............3,649,086

7.2 Class 2.............................................................................................. ............................0 ............21,708,458 ............40,952,091 ............16,899,783 ............23,019,091 .............102,579,423 .......................12.4

............45,204,121 .........................5.9

............76,834,928 ............25,744,495

Industrial & Miscellaneous (Unaffiliated), Schedules D & DA (Group 7) 7.1 Class 1.............................................................................................. .................147,355

7.3 Class 3.............................................................................................. ............................0 ..............5,858,788 ..............1,093,839 ............................0 ............................0 .................6,952,628 .........................0.8 ..............5,680,170 .........................0.8 ..............6,952,628 ............................0 7.4 Class 4.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 7.5 Class 5.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 7.6 Class 6.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 7.7 Totals................................................................................................. .................147,355

28

8.

............46,991,203 ............45,413,138 ............21,881,951 ............27,572,329 .............142,005,977 .......................17.2 ...........105,841,226 .......................13.9 ...........112,612,396 ............29,393,581

Credit Tenant Loans, Schedules D & DA (Group 8) 8.1 Class 1.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 8.2 Class 2.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 8.3 Class 3.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 8.4 Class 4.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 8.5 Class 5.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 8.6 Class 6.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 8.7 Totals................................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0

9.

Parent, Subsidiaries and Affiliates, Schedules D & DA (Group 9) 9.1 Class 1.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 9.2 Class 2.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 9.3 Class 3.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 9.4 Class 4.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 9.5 Class 5.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 9.6 Class 6.............................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 9.7 Totals................................................................................................. ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 1A - SECTION 1 (continued) Quality and Maturity Distribution of All Bonds Owned December 31, At Book/Adjusted Carrying Values By Major Types of Issues and NAIC Designations

29

10. 10.1 10.2 10.3 10.4 10.5 10.6 10.7 10.8 11. 11.1 11.2 11.3 11.4 11.5 11.6 11.7 11.8 12. 12.1 12.2 12.3 12.4 12.5 12.6 12.7 12.8 12.9 13. 13.1 13.2 13.3 13.4 13.5 13.6 13.7 13.8 13.9 (a) (b) (c)

Quality Rating per the NAIC Designation Total Bonds Current Year Class 1.............................................................................................. Class 2.............................................................................................. Class 3.............................................................................................. Class 4.............................................................................................. Class 5.............................................................................................. Class 6.............................................................................................. Totals................................................................................................. Line 10.7 as a % of Col. 6................................................................... Total Bonds Prior Year Class 1.............................................................................................. Class 2.............................................................................................. Class 3.............................................................................................. Class 4.............................................................................................. Class 5.............................................................................................. Class 6.............................................................................................. Totals................................................................................................. Line 11.7 as a % of Col. 8................................................................... Total Publicly Traded Bonds Class 1.............................................................................................. Class 2.............................................................................................. Class 3.............................................................................................. Class 4.............................................................................................. Class 5.............................................................................................. Class 6.............................................................................................. Totals................................................................................................. Line 12.7 as a % of Col. 6................................................................... Line 12.7 as a % of Line 10.7, Col. 6, Section 10................................. Total Privately Placed Bonds Class 1.............................................................................................. Class 2.............................................................................................. Class 3.............................................................................................. Class 4.............................................................................................. Class 5.............................................................................................. Class 6.............................................................................................. Totals................................................................................................. Line 13.7 as a % of Col. 6................................................................... Line 13.7 as a % of Line 10.7, Col. 6, Section 10.................................

1 1 Year or Less

2 Over 1 Year Through 5 Years

3 Over 5 Years Through 10 Years

4 Over 10 Years Through 20 Years

5 Over 20 Years

6 Total Current Year

7 Column 6 as a % of Line 10.7

8 Total from Column 6 Prior Year

9 % from Col. 7 Prior Year

10 Total Publicly Traded

11 Total Privately Placed (a)

............15,776,950 ...................43,618 ............................0 ............................0 ............................0 ............................0 ............15,820,568 .........................1.9

...........106,919,979 ............36,426,191 ..............6,755,684 ..............1,260,150 ............................0 ............................0 ...........151,362,003 .......................18.4

...........212,427,328 ............48,443,730 ..............1,093,839 ............................0 ............................0 ............................0 ...........261,964,898 .......................31.8

...........302,364,016 ............16,899,783 ............................0 ............................0 ............................0 ............................0 ...........319,263,799 .......................38.7

............35,003,567 ............37,436,080 ............................0 ............................0 ............................0 ..............3,181,520 ............75,621,167 .........................9.2

.............672,491,840 .............139,249,403 .................7,849,523 .................1,260,150 (c)..........................0 (c).............3,181,520 (b).........824,032,437 ........................100.0

.......................81.6 .......................16.9 .........................1.0 .........................0.2 .........................0.0 .........................0.4 .....................100.0 ..............XXX..........

..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX..........

..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX..........

...........668,842,754 ...........111,011,330 ..............7,849,523 ..............1,260,150 ............................0 ..............3,181,520 ...........792,145,277 .......................96.1

..............3,649,086 ............28,238,073 ............................0 ............................0 ............................0 ............................0 ............31,887,159 .........................3.9

............19,870,091 ..............1,852,790 ............................0 ............................0 ............................0 ............................0 ............21,722,881 .........................2.8

...........106,115,812 ............25,074,607 ..............4,710,770 ............................0 ..............1,246,600 ............................0 ...........137,147,789 .......................18.0

...........261,013,785 ............15,564,897 .................969,400 ............................0 ............................0 ............................0 ...........277,548,082 .......................36.4

...........299,127,244 ..............6,836,212 ............................0 ............................0 ............................0 ............................0 ...........305,963,455 .......................40.1

............10,205,342 ..............6,659,029 ............................0 ............................0 ............................0 ..............3,179,614 ............20,043,986 .........................2.6

..............XXX............ ..............XXX............ ..............XXX............ ..............XXX............ ..............XXX............ ..............XXX............ ..............XXX............ ..............XXX............

..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX..........

...........696,332,274 ............55,987,536 ..............5,680,170 ............................0 (c)..........1,246,600 (c)..........3,179,614 (b)......762,426,194 .....................100.0

.......................91.3 .........................7.3 .........................0.7 .........................0.0 .........................0.2 .........................0.4 .....................100.0 ..............XXX..........

...........693,343,734 ............53,635,627 ..............5,680,170 ............................0 ..............1,246,600 ..............3,179,614 ...........757,085,745 .......................99.3

..............2,988,539 ..............2,351,909 ............................0 ............................0 ............................0 ............................0 ..............5,340,448 .........................0.7

............15,776,950 ...................43,618 ............................0 ............................0 ............................0 ............................0 ............15,820,568 .........................2.0 .........................1.9

...........103,270,893 ............33,435,482 ..............6,755,684 ..............1,260,150 ............................0 ............................0 ...........144,722,208 .......................18.3 .......................17.6

...........212,427,328 ............37,751,660 ..............1,093,839 ............................0 ............................0 ............................0 ...........251,272,827 .......................31.7 .......................30.5

...........302,364,016 ..............6,899,783 ............................0 ............................0 ............................0 ............................0 ...........309,263,799 .......................39.0 .......................37.5

............35,003,567 ............32,880,787 ............................0 ............................0 ............................0 ..............3,181,520 ............71,065,874 .........................9.0 .........................8.6

.............668,842,754 .............111,011,330 .................7,849,523 .................1,260,150 ..............................0 .................3,181,520 .............792,145,277 ........................100.0 .........................96.1

.......................81.2 .......................13.5 .........................1.0 .........................0.2 .........................0.0 .........................0.4 .......................96.1 ..............XXX.......... ..............XXX..........

...........693,343,734 ............53,635,627 ..............5,680,170 ............................0 ..............1,246,600 ..............3,179,614 ...........757,085,745 ..............XXX.......... ..............XXX..........

.......................90.9 .........................7.0 .........................0.7 .........................0.0 .........................0.2 .........................0.4 .......................99.3 ..............XXX.......... ..............XXX..........

...........668,842,754 ...........111,011,330 ..............7,849,523 ..............1,260,150 ............................0 ..............3,181,520 ...........792,145,277 .....................100.0 .......................96.1

..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX..........

............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 .........................0.0 .........................0.0

..............3,649,086 ..............2,990,709 ............................0 ............................0 ............................0 ............................0 ..............6,639,795 .......................20.8 .........................0.8

............................0 ............10,692,071 ............................0 ............................0 ............................0 ............................0 ............10,692,071 .......................33.5 .........................1.3

............................0 ............10,000,000 ............................0 ............................0 ............................0 ............................0 ............10,000,000 .......................31.4 .........................1.2

............................0 ..............4,555,293 ............................0 ............................0 ............................0 ............................0 ..............4,555,293 .......................14.3 .........................0.6

.................3,649,086 ...............28,238,073 ..............................0 ..............................0 ..............................0 ..............................0 ...............31,887,159 ........................100.0 ...........................3.9

.........................0.4 .........................3.4 .........................0.0 .........................0.0 .........................0.0 .........................0.0 .........................3.9 ..............XXX.......... ..............XXX..........

..............2,988,539 ..............2,351,909 ............................0 ............................0 ............................0 ............................0 ..............5,340,448 ..............XXX.......... ..............XXX..........

.........................0.4 .........................0.3 .........................0.0 .........................0.0 .........................0.0 .........................0.0 .........................0.7 ..............XXX.......... ..............XXX..........

..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX..........

..............3,649,086 ............28,238,073 ............................0 ............................0 ............................0 ............................0 ............31,887,159 .....................100.0 .........................3.9

Includes $.....21,887,159 freely tradable under SEC Rule 144 or qualified for resale under SEC Rule 144A. Includes $.....10,510,000 current year, $.....3,910,000 prior year of bonds with Z designations and $..........0 current year, $..........0 prior year of bonds with Z* designation. The letter "Z" means the NAIC designation was not assigned by the Securities Valuation Office (SVO) at the date of the statement. "Z*" means the SVO could not evaluate the obligation because valuation procedures for the security class are under regulatory review. Includes $..........0 current year, $..........0 prior year of bonds with 5* designations and $..........0 current year, $..........0 prior year of bonds with 6* designation. "5*" means the NAIC designation was assigned by the SVO in reliance on the insurer's certification that the issuer is current in all principal and interest payments. "6*" means the NAIC designation was assigned by the SVO due to inadequate certification of principal and interest payments.

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 1A - SECTION 2 Maturity Distribution of All Bonds Owned December 31, At Book/Adjusting Carrying Values By Major Type and Subtype of Issues

1. 1.1 1.2 1.7 2. 2.1 2.2 2.3 2.4 2.5 2.6 2.7 3. 3.1 3.2 3.3 3.4

30 3.5 3.6 3.7 4. 4.1 4.2 4.3 4.4 4.5 4.6 4.7 5. 5.1 5.2 5.3 5.4 5.5 5.6 5.7

Distribution by Type U.S. Governments, Schedules D & DA (Group 1) Issuer Obligations............................................................................... Single Class Mortgage-Backed/Asset-Backed Securities..................... Totals................................................................................................. All Other Governments, Schedules D & DA (Group 2) Issuer Obligations............................................................................... Single Class Mortgage-Backed/Asset-Backed Securities..................... MULTI-CLASS RESIDENTIAL MORTGAGE-BACKED SECURITIES: Defined.............................................................................................. Other................................................................................................. MULTI-CLASS COMMERCIAL MORTGAGE-BACKED/ ASSET-BACKED SECURITIES: Defined.............................................................................................. Other................................................................................................. Totals................................................................................................. States, Territories and Possessions, Guaranteed, Schedules D & DA (Group 3) Issuer Obligations............................................................................... Single Class Mortgage-Backed/Asset-Backed Securities..................... MULTI-CLASS RESIDENTIAL MORTGAGE-BACKED SECURITIES: Defined.............................................................................................. Other................................................................................................. MULTI-CLASS COMMERCIAL MORTGAGE-BACKED/ ASSET-BACKED SECURITIES: Defined.............................................................................................. Other................................................................................................. Totals................................................................................................. Political Subdivisions of States, Territories and Possessions, Guaranteed, Schedules D & DA (Group 4) Issuer Obligations............................................................................... Single Class Mortgage-Backed/Asset-Backed Securities..................... MULTI-CLASS RESIDENTIAL MORTGAGE-BACKED SECURITIES: Defined.............................................................................................. Other................................................................................................. MULTI-CLASS COMMERCIAL MORTGAGE-BACKED/ ASSET-BACKED SECURITIES: Defined.............................................................................................. Other................................................................................................. Totals................................................................................................. Special Revenue & Special Assessment Obligations, etc., Non-Guaranteed, Schedules D & DA (Group 5) Issuer Obligations............................................................................... Single Class Mortgage-Backed/Asset-Backed Securities..................... MULTI-CLASS RESIDENTIAL MORTGAGE-BACKED SECURITIES: Defined.............................................................................................. Other................................................................................................. MULTI-CLASS COMMERCIAL MORTGAGE-BACKED/ ASSET-BACKED SECURITIES: Defined.............................................................................................. Other................................................................................................. Totals.................................................................................................

1 1 Year or Less

2 Over 1 Year Through 5 Years

3 Over 5 Years Through 10 Years

4 Over 10 Years Through 20 Years

5 Over 20 Years

6 Total Current Year

7 Column 6 as a % of Line 10.7

8 Total from Column 6 Prior Year

9 % from Col. 7 Prior Year

10 Total Publicly Traded

11 Total Privately Placed

............................0 ...................42,015 ............................0 ............................0 ............................0 ......................42,015 .........................0.0 ...................42,685 .........................0.0 ...................42,015 ............................0 .................467,716 ..............1,926,215 .................788,761 .................392,227 ...................56,705 .................3,631,624 .........................0.4 ..............3,640,745 .........................0.5 ..............3,631,624 ............................0 .................467,716 ..............1,968,230 .................788,761 .................392,227 ...................56,705 .................3,673,640 .........................0.4 ..............3,683,430 .........................0.0 ..............3,673,640 ............................0 ..............5,010,990 ............................0 ............................0 ............................0 ............................0 .................5,010,990 .........................0.6 ..............5,047,469 .........................0.7 ..............5,010,990 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ..............5,010,990 ............................0 ............................0 ............................0 ............................0 .................5,010,990 .........................0.6 ..............5,047,469 .........................0.7 ..............5,010,990 ............................0 ............................0 ..............7,648,978 ............25,881,029 ............72,263,956 ............37,217,613 .............143,011,577 .......................17.4 ............97,891,788 .......................12.8 ...........143,011,577 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ..............7,648,978 ............25,881,029 ............72,263,956 ............37,217,613 .............143,011,577 .......................17.4 ............97,891,788 .......................12.8 ...........143,011,577 ............................0 .................718,519 ............35,920,055 ............91,864,636 ............84,579,318 ............................0 .............213,082,527 .......................25.9 ...........180,930,344 .......................23.7 ...........213,082,527 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 .................718,519 ............35,920,055 ............91,864,636 ............84,579,318 ............................0 .............213,082,527 .......................25.9 ...........180,930,344 .......................23.7 ...........213,082,527 ............................0 ..............7,880,583 ............42,560,694 ............86,098,692 ...........139,474,027 ..............7,579,809 .............283,593,806 .......................34.4 ...........338,297,281 .......................44.4 ...........283,593,806 ............................0 .................548,812 ..............1,244,706 .................744,842 .................444,456 .....................1,300 .................2,984,116 .........................0.4 ..............9,524,018 .........................1.3 ..............2,984,116 ............................0 ..............1,046,594 ..............1,874,740 .................620,635 .................227,864 ...................11,892 .................3,781,724 .........................0.5 ..............5,788,961 .........................0.8 ..............3,781,724 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ..............9,475,989 ............45,680,140 ............87,464,170 ...........140,146,347 ..............7,593,000 .............290,359,647 .......................35.2 ...........353,610,259 .......................46.4 ...........290,359,647 ............................0

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 1A - SECTION 2 (continued) Maturity Distribution of All Bonds Owned December 31, At Book/Adjusted Carrying Values By Major Type and Subtype of Issues

6. 6.1 6.2 6.3 6.4

6.5 6.6 6.7 7. 7.1 7.2 7.3 7.4

31 7.5 7.6 7.7 8. 8.1 8.7 9. 9.1 9.2 9.3 9.4

9.5 9.6 9.7

Distribution by Type Public Utilities (Unaffiliated), Schedules D & DA (Group 6) Issuer Obligations............................................................................... Single Class Mortgage-Backed/Asset-Backed Bonds.......................... MULTI-CLASS RESIDENTIAL MORTGAGE-BACKED SECURITIES: Defined.............................................................................................. Other................................................................................................. MULTI-CLASS COMMERCIAL MORTGAGE-BACKED/ ASSET-BACKED SECURITIES: Defined.............................................................................................. Other................................................................................................. Totals................................................................................................. Industrial & Miscellaneous (Unaffiliated), Schedules D & DA (Group 7) Issuer Obligations............................................................................... Single Class Mortgage-Backed/Asset-Backed Bonds.......................... MULTI-CLASS RESIDENTIAL MORTGAGE-BACKED SECURITIES: Defined.............................................................................................. Other................................................................................................. MULTI-CLASS COMMERCIAL MORTGAGE-BACKED/ ASSET-BACKED SECURITIES: Defined.............................................................................................. Other................................................................................................. Totals................................................................................................. Credit Tenant Loans, Schedules D & DA (Group 8) Issuer Obligations............................................................................... Totals................................................................................................. Parent, Subsidiaries and Affiliates, Schedules D & DA (Group 9) Issuer Obligations............................................................................... Single Class Mortgage-Backed/Asset-Backed Bonds.......................... MULTI-CLASS RESIDENTIAL MORTGAGE-BACKED SECURITIES: Defined.............................................................................................. Other................................................................................................. MULTI-CLASS COMMERCIAL MORTGAGE-BACKED/ ASSET-BACKED SECURITIES: Defined.............................................................................................. Other................................................................................................. Totals.................................................................................................

1 1 Year or Less

2 Over 1 Year Through 5 Years

3 Over 5 Years Through 10 Years

4 Over 10 Years Through 20 Years

5 Over 20 Years

6 Total Current Year

7 Column 6 as a % of Line 10.7

8 Total from Column 6 Prior Year

9 % from Col. 7 Prior Year

10 Total Publicly Traded

11 Total Privately Placed

............................0 ............13,153,397 ............10,553,163 ............................0 ..............3,181,520 ...............26,888,080 .........................3.3 ............15,421,677 .........................2.0 ............24,394,502 ..............2,493,578 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0

............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............13,153,397 ............10,553,163 ............................0 ..............3,181,520 ...............26,888,080 .........................3.3 ............15,421,677 .........................2.0 ............24,394,502 ..............2,493,578

...................84,895 ............33,881,575 ............42,684,848 ............21,874,931 ............27,572,329 .............126,098,579 .......................15.3 ............75,325,586 .........................9.9 ............96,704,998 ............29,393,581 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ...................62,460 .................132,850 ...................46,311 .....................7,020 ............................0 ....................248,641 .........................0.0 .................356,533 .........................0.1 .................248,641 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0

............................0 ............................0 ..............2,681,980 ............................0 ............................0 .................2,681,980 .........................0.3 ............15,336,332 .........................2.0 ..............2,681,980 ............................0 ............................0 ............12,976,778 ............................0 ............................0 ............................0 ...............12,976,778 .........................1.6 ............14,822,775 .........................1.9 ............12,976,778 ............................0 .................147,355 ............46,991,203 ............45,413,138 ............21,881,951 ............27,572,329 .............142,005,977 .......................17.2 ...........105,841,226 .......................13.9 ...........112,612,396 ............29,393,581 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0

............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ............................0

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 1A - SECTION 2 (continued) Maturity Distribution of All Bonds Owned December 31, At Book/Adjusted Carrying Values By Major Type and Subtype of Issues 1 1 Year or Less

32

Distribution by Type 10. Total Bonds Current Year 10.1 Issuer Obligations............................................................................... ............13,694,986 10.2 Single Class Mortgage-Backed/Asset-Backed Bonds.......................... ..............1,016,528 MULTI-CLASS RESIDENTIAL MORTGAGE-BACKED SECURITIES: 10.3 Defined.............................................................................................. ..............1,109,054 10.4 Other................................................................................................. ............................0 MULTI-CLASS COMMERCIAL MORTGAGE-BACKED/ ASSET-BACKED SECURITIES: 10.5 Defined.............................................................................................. ............................0 10.6 Other................................................................................................. ............................0 10.7 Totals................................................................................................. ............15,820,568 10.8 Line 10.7 as a % of Col. 6................................................................... .........................1.9 11. Total Bonds Prior Year 11.1 Issuer Obligations............................................................................... ............16,815,556 11.2 Single Class Mortgage-Backed/Asset-Backed Bonds.......................... ..............2,062,100 MULTI-CLASS RESIDENTIAL MORTGAGE-BACKED SECURITIES: 11.3 Defined.............................................................................................. .................992,435 11.4 Other................................................................................................. ............................0 MULTI-CLASS COMMERCIAL MORTGAGE-BACKED/ ASSET-BACKED SECURITIES: 11.5 Defined.............................................................................................. ............................0 11.6 Other................................................................................................. ..............1,852,790 11.7 Totals................................................................................................. ............21,722,881 11.8 Line 11.7 as a % of Col. 8................................................................... .........................2.8 12. Total Publicly Traded Bonds 12.1 Issuer Obligations............................................................................... ............13,694,986 12.2 Single Class Mortgage-Backed/Asset-Backed Bonds.......................... ..............1,016,528 MULTI-CLASS RESIDENTIAL MORTGAGE-BACKED SECURITIES: 12.3 Defined.............................................................................................. ..............1,109,054 12.4 Other................................................................................................. ............................0 MULTI-CLASS COMMERCIAL MORTGAGE-BACKED/ ASSET-BACKED SECURITIES: 12.5 Defined.............................................................................................. ............................0 12.6 Other................................................................................................. ............................0 12.7 Totals................................................................................................. ............15,820,568 12.8 Line 12.7 as a % of Col. 6................................................................... .........................2.0 12.9 Line 12.7 as a % of Line 10.7, Col. 6, Section 10................................. .........................1.9 13. Total Privately Placed Bonds 13.1 Issuer Obligations............................................................................... ............................0 13.2 Single Class Mortgage-Backed/Asset-Backed Bonds.......................... ............................0 MULTI-CLASS RESIDENTIAL MORTGAGE-BACKED SECURITIES: 13.3 Defined.............................................................................................. ............................0 13.4 Other................................................................................................. ............................0 MULTI-CLASS COMMERCIAL MORTGAGE-BACKED/ ASSET-BACKED SECURITIES: 13.5 Defined.............................................................................................. ............................0 13.6 Other................................................................................................. ............................0 13.7 Totals................................................................................................. ............................0 13.8 Line 13.7 as a % of Col. 6................................................................... .........................0.0 13.9 Line 13.7 as a % of Line 10.7, Col. 6, Section 10................................. .........................0.0

2 Over 1 Year Through 5 Years

3 Over 5 Years Through 10 Years

4 Over 10 Years Through 20 Years

5 Over 20 Years

6 Total Current Year

7 Column 6 as a % of Line 10.7

8 Total from Column 6 Prior Year

9 % from Col. 7 Prior Year

10 Total Publicly Traded

11 Total Privately Placed

...........133,206,715 ...........257,082,369 ...........318,192,233 ............75,551,271 .............797,727,573 .......................96.8 ..............XXX.......... ..............XXX.......... ...........765,840,414 ............31,887,159 ..............3,170,921 ..............1,533,604 .................836,683 ...................58,005 .................6,615,741 .........................0.8 ..............XXX.......... ..............XXX.......... ..............6,615,741 ............................0 ..............2,007,590 .................666,946 .................234,884 ...................11,892 .................4,030,365 .........................0.5 ..............XXX.......... ..............XXX.......... ..............4,030,365 ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ..............XXX.......... ..............XXX.......... ............................0 ............................0 ............................0 ............12,976,778 ...........151,362,003 .......................18.4

..............2,681,980 ............................0 ...........261,964,898 .......................31.8

............................0 ............................0 ...........319,263,799 .......................38.7

............................0 ............................0 ............75,621,167 .........................9.2

.................2,681,980 ...............12,976,778 .............824,032,437 ........................100.0

.........................0.3 .........................1.6 .....................100.0 ..............XXX..........

..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX..........

..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX..........

..............2,681,980 ............12,976,778 ...........792,145,277 .......................96.1

............................0 ............................0 ............31,887,159 .........................3.9

...........115,349,241 ...........258,267,786 ...........302,824,343 ............19,699,904 ..............XXX............ ..............XXX.......... ...........712,956,830 .......................93.5 ...........709,469,173 ..............3,487,658 ..............5,810,662 ..............3,278,051 ..............1,879,336 .................134,613 ..............XXX............ ..............XXX.......... ............13,164,762 .........................1.7 ............13,164,762 ............................0 ..............3,017,902 .................665,913 ..............1,259,776 .................209,469 ..............XXX............ ..............XXX.......... ..............6,145,494 .........................0.8 ..............6,145,494 ............................0 ............................0 ............................0 ............................0 ............................0 ..............XXX............ ..............XXX.......... ............................0 .........................0.0 ............................0 ............................0 ............................0 ............12,969,984 ...........137,147,789 .......................18.0

............15,336,332 ............................0 ...........277,548,082 .......................36.4

............................0 ............................0 ...........305,963,455 .......................40.1

............................0 ............................0 ............20,043,986 .........................2.6

..............XXX............ ..............XXX............ ..............XXX............ ..............XXX............

..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX..........

............15,336,332 ............14,822,775 ...........762,426,194 .....................100.0

.........................2.0 .........................1.9 .....................100.0 ..............XXX..........

............15,336,332 ............12,969,984 ...........757,085,745 .......................99.3

............................0 ..............1,852,790 ..............5,340,448 .........................0.7

...........126,566,919 ...........246,390,298 ...........308,192,233 ............70,995,978 .............765,840,414 .......................92.9 ...........709,469,173 .......................93.1 ...........765,840,414 ..............XXX.......... ..............3,170,921 ..............1,533,604 .................836,683 ...................58,005 .................6,615,741 .........................0.8 ............13,164,762 .........................1.7 ..............6,615,741 ..............XXX.......... ..............2,007,590 .................666,946 .................234,884 ...................11,892 .................4,030,365 .........................0.5 ..............6,145,494 .........................0.8 ..............4,030,365 ..............XXX.......... ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ............................0 ..............XXX.......... ............................0 ............12,976,778 ...........144,722,208 .......................18.3 .......................17.6

..............2,681,980 ............................0 ...........251,272,827 .......................31.7 .......................30.5

............................0 ............................0 ...........309,263,799 .......................39.0 .......................37.5

............................0 ............................0 ............71,065,874 .........................9.0 .........................8.6

.................2,681,980 ...............12,976,778 .............792,145,277 ........................100.0 .........................96.1

.........................0.3 .........................1.6 .......................96.1 ..............XXX.......... ..............XXX..........

............15,336,332 ............12,969,984 ...........757,085,745 ..............XXX.......... ..............XXX..........

.........................2.0 .........................1.7 .......................99.3 ..............XXX.......... ..............XXX..........

..............2,681,980 ............12,976,778 ...........792,145,277 .....................100.0 .......................96.1

..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX..........

..............6,639,795 ............10,692,071 ............10,000,000 ..............4,555,293 ...............31,887,159 .........................3.9 ..............3,487,658 .........................0.5 ..............XXX.......... ............31,887,159 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ..............XXX.......... ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ..............XXX.......... ............................0 ............................0 ............................0 ............................0 ............................0 ..............................0 .........................0.0 ............................0 .........................0.0 ..............XXX.......... ............................0 ............................0 ............................0 ..............6,639,795 .......................20.8 .........................0.8

............................0 ............................0 ............10,692,071 .......................33.5 .........................1.3

............................0 ............................0 ............10,000,000 .......................31.4 .........................1.2

............................0 ............................0 ..............4,555,293 .......................14.3 .........................0.6

..............................0 ..............................0 ...............31,887,159 ........................100.0 ...........................3.9

.........................0.0 .........................0.0 .........................3.9 ..............XXX.......... ..............XXX..........

............................0 ..............1,852,790 ..............5,340,448 ..............XXX.......... ..............XXX..........

.........................0.0 .........................0.2 .........................0.7 ..............XXX.......... ..............XXX..........

..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX.......... ..............XXX..........

............................0 ............................0 ............31,887,159 .....................100.0 .........................3.9

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

Sch. DA-Pt. 2 NONE

Sch. DB-Pt. A-Verification Between Years NONE

Sch. DB-Pt. B-Verification Between Years NONE

Sch. DB-Pt. C-Verification Between Years NONE

Sch. DB-Pt. D-Verification Between Years NONE

Sch. DB-Pt. E-Verification NONE

Sch. DB-Pt. F-Sn. 1 NONE

Sch. DB-Pt. F-Sn. 2 NONE 33, 34, 35, 36, 37

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE F-PART 1 Assumed Reinsurance as of December 31, Current Year (000 Omitted) 1

2

3

4

Federal NAIC ID Company Domiciliary Number Code Name of Reinsured Jurisdiction Affiliated - U. S. Intercompany Pooling: 06-0383750.... 19682........ Hartford Fire Insurance Company...................................... Connecticut.......................................................... 0199999. Affiliated - U. S. Intercompany Pooling.................................................................................................................................. 0499999. Total Affiliates...................................................................................................................................................................... 9999999. Totals..................................................................................................................................................................................

5

Reinsurance On

8

9

10

Known Case Losses and LAE

Cols. 6+7

Contingent Commissions Payable

............211,606 ............211,606 ............211,606 ............211,606

............211,606 ............211,606 ............211,606 ............211,606

......................0 ......................0 ......................0 ......................0

6

7

Assumed Premium

Paid Losses and Loss Adjustment Expenses

............325,670 ............325,670 ............325,670 ............325,670

......................0 ......................0 ......................0 ......................0

11

12

13

Assumed Premiums Receivable

Unearned Premium

Funds Held by or Deposited With Reinsured Companies

Letters of Credit Posted

14 Amount of Assets Pledged or Compensating Balances to Secure Letters of Credit

......................0 ......................0 ......................0 ......................0

............134,422 ............134,422 ............134,422 ............134,422

......................0 ......................0 ......................0 ......................0

N....................... ......................0 ......................0 ......................0

..........................0 ..........................0 ..........................0 ..........................0

38

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE F - PART 2 Premium Portfolio Reinsurance Effected or (Canceled) during Current Year 1 Federal ID Number

2 NAIC Company Code

3

4

5

6

Name of Company

Date of Contract

Original Premium

Reinsurance Premium

NONE

39

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE F - PART 3 Ceded Reinsurance as of December 31, Current Year (000 Omitted) 1

2

3

4

5 6 Reinsurance Contracts Ceding 75% or More of Direct Reinsurance Premiums Premiums Written Ceded

Federal NAIC ID Company Domiciliary Number Code Name of Reinsurer Jurisdiction Authorized Affiliates-U.S. Intercompany Pooling 06-0383750 19682........ Hartford Fire Insurance Company................................. Connecticut................................... ....................... 0199999. Total Authorized Affiliates - U.S. Intercompany Pooling...................................................................................................... 0499999. Total Authorized Affiliates.................................................................................................................................................. 0999999. Total Authorized................................................................................................................................................................ 1999999. Total Authorized and Unauthorized.................................................................................................................................... 9999999. Totals................................................................................................................................................................................

..1,246,461 ..1,246,461 ..1,246,461 ..1,246,461 ..1,246,461 ..1,246,461

7

Reinsurance Recoverable on 10 11 12

8

9

Paid Losses

Paid LAE

Known Case Loss Reserves

Known Case LAE Reserves

IBNR Loss Reserves

IBNR LAE Reserves

.............0 .............0 .............0 .............0 .............0 .............0

.............0 .............0 .............0 .............0 .............0 .............0

.....731,005 .....731,005 .....731,005 .....731,005 .....731,005 .....731,005

.......72,527 .......72,527 .......72,527 .......72,527 .......72,527 .......72,527

....667,496 ....667,496 ....667,496 ....667,496 ....667,496 ....667,496

......46,371 ......46,371 ......46,371 ......46,371 ......46,371 ......46,371

Note: Report the five largest provisional commission rates included in the cedant's reinsurance treaties. The commission rate to be reported is by contract with ceded premium in excess of $50,000. 1 2 3 Commission Ceded Name of Company Rate Premium (1) ...................................................................................................................................... .................0.0 ...............0 (2) ...................................................................................................................................... .................0.0 ...............0 (3) ...................................................................................................................................... .................0.0 ...............0 (4) ...................................................................................................................................... .................0.0 ...............0 (5) ...................................................................................................................................... .................0.0 ...............0

13

14

Unearned Contingent Premiums Commissions

....554,149 ....554,149 ....554,149 ....554,149 ....554,149 ....554,149

................0 ................0 ................0 ................0 ................0 ................0

15

Reinsurance Payable 16 17

Cols. 7 thru 14 Totals

Ceded Balances Payable

...2,071,549 ...2,071,549 ...2,071,549 ...2,071,549 ...2,071,549 ...2,071,549

...............0 ...............0 ...............0 ...............0 ...............0 ...............0

18

19

Net Amount Funds Held Other Recoverable By Company Amounts From Under Due to Reinsurers Reinsurance Reinsurers Col. 15-[16+17] Treaties

...............0 ...............0 ...............0 ...............0 ...............0 ...............0

.......2,071,549 .......2,071,549 .......2,071,549 .......2,071,549 .......2,071,549 .......2,071,549

.................0 .................0 .................0 .................0 .................0 .................0

40

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

Sch. F-Pt. 4 NONE

Sch. F-Pt. 5 NONE

Sch. F-Pt. 6 NONE

Sch. F-Pt. 7 NONE

41, 42, 43, 44

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE F - PART 8 Restatement of Balance Sheet to Identify Net Credit for Reinsurance 1 As Reported (Net of Ceded)

2 Restatement Adjustments

3 Restated (Gross of Ceded)

ASSETS (Page 2, Col. 3) 1.

Cash and invested assets (Line 9)....................................................................................... ..........................981,186,272 ...........................................0 ..........................981,186,272

2.

Agents' balances or uncollected premiums (Line 10)............................................................ ..............................6,978,600 ...........................................0 ..............................6,978,600

3.

Funds held by or deposited with reinsured companies (Line 11)............................................ ...........................................0 ...........................................0 ...........................................0

4.

Reinsurance recoverable on loss and loss adjustment expense payments (Line 14).............. ...........................................0 ...........................................0 ...........................................0

5.

Other assets (Lines 12 and 13 and 15 through 25)............................................................... ............................39,545,591 ...........................................0 ............................39,545,591

6.

Net amount recoverable from reinsurers.............................................................................. ...........................................0 .......................2,133,353,893 .......................2,133,353,893

7.

Totals (Line 28)................................................................................................................... .......................1,027,710,463 .......................2,133,353,893 .......................3,161,064,356 LIABILITIES (Page 3)

8.

Losses and loss adjustment expenses (Lines 1 through 3)................................................... ..........................412,691,070 .......................1,517,399,338 .......................1,930,090,408

9.

Taxes, expenses, and other obligations (Lines 4 through 8).................................................. ............................21,041,524 ............................61,805,150 ............................82,846,674

10.

Unearned premiums (Line 9)................................................................................................ ..........................142,175,834 ..........................554,149,405 ..........................696,325,239

11.

Advance premiums (Line 10)............................................................................................... ...........................................0 ...........................................0 ...........................................0

12.

Dividends declared and unpaid (Line 11.1 and 11.2)............................................................. ..............................1,022,360 ...........................................0 ..............................1,022,360

13.

Ceded reinsurance premiums payable (net of ceded commission) (Line 12).......................... ...........................................0 ...........................................0 ...........................................0

14.

Funds held by company under reinsurance treaties (Line 13)................................................ ...........................................0 ...........................................0 ...........................................0

15.

Amounts withheld or retained by company for account of others (Line 14)............................ ...........................................0 ...........................................0 ...........................................0

16.

Provision for reinsurance (Line 16)....................................................................................... ...........................................0 ...........................................0 ...........................................0

17.

Other liabilities (Lines 15 and 17 through 23)........................................................................ .................................224,100 ...........................................0 .................................224,100

18.

Total liabilities (Line 26 minus Line 25)................................................................................. ..........................577,154,888 .......................2,133,353,893 .......................2,710,508,781

19.

Surplus as regards policyholders (Line 35)........................................................................... ..........................450,555,575 ......................XXX................. ..........................450,555,575

20.

Totals (Line 36)................................................................................................................... .......................1,027,710,463 .......................2,133,353,893 .......................3,161,064,356

NOTE: Is the restatement of this exhibit the result of grossing up balances ceded to affiliates under 100 percent reinsurance or pooling arrangements?..Yes [ X ] No [ ] If yes, give full explanation: The company participates in an affiliated intercompany pooling arrangement, details of which are provided in the footnotes to the financial statements.

45

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

Sch. H-Pt. 1 NONE

Sch. H-Pt. 2 NONE

Sch. H-Pt. 3 NONE

Sch. H-Pt. 4 NONE

Sch. H-Pt. 5 NONE

46, 47, 48

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - ANALYSIS OF LOSSES AND LOSS EXPENSES SCHEDULE P - PART 1 - SUMMARY ($000 Omitted) Years in Which Premiums Were Earned and Losses Were Incurred

1 Direct and Assumed

Premiums Earned 2

3

Net (Cols. 1 - 2)

Ceded

Loss Payments 4 5 Direct and Assumed Ceded

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded

10

11

Salvage Total and Net Paid Subrogation (Cols. 4 - 5 + Received 6 - 7 + 8 - 9)

12 Number of Claims ReportedDirect and Assumed

1. Prior........ .........XXX...... .........XXX...... .........XXX...... ........10,673 ..........7,677 ..........2,845 ..........1,947 .............271 ................9 .............(29) ............4,155 ......XXX....... 2. 1993........ .........244,087 ..........34,672 .........209,414 ......133,705 ........17,790 ........10,822 ..........1,101 ..........9,183 .............100 ..........4,014 .........134,719 ......XXX....... 3. 1994........ .........249,528 ..........29,594 .........219,934 ......147,078 ........16,865 ........11,963 ..........1,092 ..........9,380 .............102 ..........4,285 .........150,363 ......XXX....... 4. 1995........ .........253,551 ..........27,137 .........226,413 ......138,090 ........12,631 ........11,354 .............709 ..........9,883 .............145 ..........4,381 .........145,842 ......XXX....... 5. 1996........ .........253,972 ..........25,676 .........228,296 ......143,047 ........10,366 ........11,644 .............578 ........10,249 .............221 ..........4,594 .........153,775 ......XXX....... 6. 1997........ .........252,910 ..........24,873 .........228,037 ......134,230 ..........9,928 ........12,090 .............632 ..........9,811 .............218 ..........5,149 .........145,353 ......XXX....... 7. 1998........ .........249,929 ..........19,374 .........230,555 ......145,774 ..........8,605 ........11,542 .............454 ........12,441 .............167 ..........5,453 .........160,530 ......XXX....... 8. 1999........ .........258,835 ..........23,089 .........235,746 ......152,515 ........15,311 ........11,469 .............798 ........12,671 .............161 ..........6,093 .........160,385 ......XXX....... 9. 2000........ .........288,382 ..........33,611 .........254,772 ......141,956 ........12,813 ..........9,618 .............901 ........12,878 .............115 ..........6,196 .........150,623 ......XXX....... 10. 2001........ .........319,661 ..........71,329 .........248,332 ......139,709 ........22,932 ..........6,565 .............918 ........12,182 ..............80 ..........5,799 .........134,526 ......XXX....... 11. 2002........ .........363,434 ..........56,299 .........307,135 ........79,817 ..........9,043 ..........2,487 .............179 ..........8,971 ................0 ..........3,265 ..........82,054 ......XXX....... 12. Totals...... .........XXX...... .........XXX...... .........XXX...... ...1,366,593 ......143,962 ......102,398 ..........9,309 ......107,921 ..........1,317 ........49,201 ......1,422,324 ......XXX.......

Losses Unpaid Case Basis 13 14 Direct and Assumed Ceded

Bulk + IBNR 15 16 Direct and Assumed Ceded

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded

Adjusting and Other Unpaid 21 22 Direct and Assumed

Ceded

23

24 Total Net Losses and Expenses Unpaid

Salvage and Subrogation Anticipated

25 Number of Claims OutstandingDirect and Assumed

1. Prior..... .......56,094 .......34,377 .......49,648 .......30,576 .........5,710 .........4,612 .........6,457 .........5,561 ............886 ..............27 ..............76 ..........43,640 ......XXX...... 2. 1993.... .........4,682 .........1,028 .........2,167 ............709 ............306 ..............79 ............167 ..............77 ............260 ..............33 ..............41 ............5,655 ......XXX...... 3. 1994.... .........4,667 ............957 .........4,483 ............734 ............249 ..............18 ............208 ..............41 ............294 ..............30 ..............60 ............8,121 ......XXX...... 4. 1995.... .........6,636 .........1,401 .........4,225 ............546 ............372 ..............38 ............220 ..............44 ............319 ..............25 ............110 ............9,720 ......XXX...... 5. 1996.... .........6,644 ............468 .........4,818 ............240 ............528 ..............23 ............251 ..............20 ............425 ..............55 ............163 ..........11,859 ......XXX...... 6. 1997.... .......10,342 ............596 .........5,641 ............634 ............967 ..............58 ............405 ..............44 ............561 ..............52 ............376 ..........16,532 ......XXX...... 7. 1998.... .......13,402 ............642 .........7,581 ............315 .........1,624 ............104 ............401 .............(83) .........1,042 ..............58 ............578 ..........23,014 ......XXX...... 8. 1999.... .......21,796 .........5,747 .........8,734 ............720 .........2,731 ............199 ............493 .............(59) .........1,416 ..............70 .........1,048 ..........28,492 ......XXX...... 9. 2000.... .......30,171 .........2,494 .......13,845 .........1,729 .........4,172 ............413 .........1,383 ............268 .........2,224 ..............87 .........1,510 ..........46,804 ......XXX...... 10. 2001.... .......50,238 .......14,586 .......56,620 .......14,354 .........6,415 ............960 .........6,943 .........2,704 .........3,730 ............109 .........2,420 ..........91,233 ......XXX...... 11. 2002.... .......49,145 .........3,674 .......71,422 .........8,166 .........6,608 ............768 .........8,822 .........3,597 .........7,828 ................0 .........5,354 .........127,620 ......XXX...... 12. Totals.. .....253,817 .......65,971 .....229,183 .......58,724 .......29,681 .........7,272 .......25,751 .......12,214 .......18,986 ............546 .......11,736 .........412,691 ......XXX......

34 26 Direct and Assumed

Total Losses and Loss Expenses Incurred 27

28

Ceded

Net

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net

Nontabular Discount 32

33

Loss

Loss Expense

Inter-Company Pooling Participation Percentage

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid

1. Prior.. ........XXX........ .........XXX....... .........XXX....... .........XXX....... .........XXX....... .........XXX....... ....................0 ....................0 ........XXX........ ............40,787 .............2,853 2. 1993. ..........161,293 ............20,918 ..........140,375 ...............66.1 ...............60.3 ...............67.0 ....................0 ....................0 ...............4.00 .............5,112 ................544 3. 1994. ..........178,323 ............19,840 ..........158,484 ...............71.5 ...............67.0 ...............72.1 ....................0 ....................0 ...............4.00 .............7,459 ................662 4. 1995. ..........171,101 ............15,539 ..........155,562 ...............67.5 ...............57.3 ...............68.7 ....................0 ....................0 ...............4.00 .............8,915 ................805 5. 1996. ..........177,605 ............11,971 ..........165,634 ...............69.9 ...............46.6 ...............72.6 ....................0 ....................0 ...............4.00 ............10,753 .............1,106 6. 1997. ..........174,047 ............12,162 ..........161,885 ...............68.8 ...............48.9 ...............71.0 ....................0 ....................0 ...............4.00 ............14,753 .............1,779 7. 1998. ..........193,806 ............10,262 ..........183,544 ...............77.5 ...............53.0 ...............79.6 ....................0 ....................0 ...............4.00 ............20,025 .............2,989 8. 1999. ..........211,824 ............22,948 ..........188,876 ...............81.8 ...............99.4 ...............80.1 ....................0 ....................0 ...............4.00 ............24,063 .............4,429 9. 2000. ..........216,247 ............18,820 ..........197,427 ...............75.0 ...............56.0 ...............77.5 ....................0 ....................0 ...............4.00 ............39,794 .............7,011 10. 2001. ..........282,402 ............56,643 ..........225,759 ...............88.3 ...............79.4 ...............90.9 ....................0 ....................0 ...............4.00 ............77,917 ............13,316 11. 2002. ..........235,101 ............25,426 ..........209,675 ...............64.7 ...............45.2 ...............68.3 ....................0 ....................0 ...............4.00 ..........108,727 ............18,893 12. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ..........358,305 ............54,386 Note: Parts 2 and 4 are gross of all discounting, including tabular discounting. Part 1 is gross of only nontabular discounting, which is reported in Columns 32 and 33 of Part 1. The tabular discount, if any, is reported in the Notes to Financial Statements which will reconcile Part 1 with Parts 2 and 4.

49

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 2 - SUMMARY Incurred Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 2 3 4 5 6 7 8 9

1 Years in Which Losses Were Incurred

1993

1994

1995

1996

1997

1998

1999

2000

DEVELOPMENT 11 12

10

2001

One Year

2002

Two Year

1. Prior..... .......231,642 .......236,433 .......237,346 .......274,168 .......271,790 .......269,091 .......264,888 .......262,867 .......227,855 .......226,891 .............(964) ........(35,976) 2. 1993.... .......141,241 .......137,555 .......137,974 .......136,399 .......135,485 .......134,918 .......135,981 .......134,607 .......133,152 .......131,923 ..........(1,229) ..........(2,683) 3. 1994.... ........XXX...... .......152,688 .......156,147 .......156,777 .......155,413 .......153,865 .......153,331 .......151,272 .......149,758 .......149,696 ..............(63) ..........(1,576) 4. 1995.... ........XXX...... ........XXX...... .......158,388 .......154,512 .......153,506 .......151,673 .......147,832 .......146,629 .......146,009 .......146,396 ..............387 .............(233) 5. 1996.... ........XXX...... ........XXX...... ........XXX...... .......162,166 .......163,886 .......161,909 .......160,093 .......156,110 .......155,281 .......155,961 ..............679 .............(150) 6. 1997.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... .......157,613 .......155,548 .......152,212 .......149,465 .......151,036 .......152,975 ...........1,939 ...........3,510 7. 1998.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... .......162,200 .......163,566 .......166,041 .......169,032 .......171,218 ...........2,186 ...........5,177 8. 1999.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... .......167,384 .......170,195 .......172,297 .......176,062 ...........3,765 ...........5,868 9. 2000.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... .......173,190 .......177,502 .......183,236 ...........5,734 .........10,046 10. 2001.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... .......211,859 .......210,822 ..........(1,037) ........XXX...... 11. 2002.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... .......193,020 ........XXX...... ........XXX...... 12. Totals..... .........11,397 ........(16,016)

SCHEDULE P - PART 3 - SUMMARY Cumulative Paid Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 2 3 4 5 6 7 8 9

1 Years in Which Losses Were Incurred

1993

1994

1995

1996

1997

1998

1999

2000

11 10

2001

2002

Number of Claims Closed With Loss Payment

12 Number of Claims Closed Without Loss Payment

1. Prior..... ........000....... .........54,109 .........90,181 .......113,165 .......130,393 .......143,393 .......155,143 .......163,928 .......173,724 .......177,617 ........XXX...... ........XXX...... 2. 1993.... .........46,186 .........79,840 .........98,044 .......108,046 .......114,574 .......118,769 .......121,634 .......123,348 .......124,602 .......125,636 ........XXX...... ........XXX...... 3. 1994.... ........XXX...... .........56,675 .........95,799 .......113,155 .......123,802 .......130,885 .......135,777 .......137,997 .......139,790 .......141,084 ........XXX...... ........XXX...... 4. 1995.... ........XXX...... ........XXX...... .........56,856 .........91,516 .......108,806 .......120,362 .......127,435 .......131,662 .......134,311 .......136,104 ........XXX...... ........XXX...... 5. 1996.... ........XXX...... ........XXX...... ........XXX...... .........62,883 .........99,663 .......117,849 .......128,963 .......135,879 .......140,631 .......143,746 ........XXX...... ........XXX...... 6. 1997.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... .........56,755 .........91,117 .......109,203 .......121,399 .......130,276 .......135,760 ........XXX...... ........XXX...... 7. 1998.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... .........64,131 .......102,900 .......124,383 .......139,111 .......148,256 ........XXX...... ........XXX...... 8. 1999.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... .........67,489 .......110,026 .......132,073 .......147,875 ........XXX...... ........XXX...... 9. 2000.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... .........70,738 .......115,218 .......137,860 ........XXX...... ........XXX...... 10. 2001.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... .........77,093 .......122,424 ........XXX...... ........XXX...... 11. 2002.... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... ........XXX...... .........73,083 ........XXX...... ........XXX......

SCHEDULE P - PART 4 - SUMMARY 1 Years in Which Losses Were Incurred

1993

Bulk and IBNR Reserves on Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 2 3 4 5 6 7 8 9

1994

1995

1996

1997

1998

1999

2000

2001

10

2002

1.

Prior......... .............94,887 .............81,696 .............67,915 .............93,530 .............83,173 .............71,850 .............60,939 .............49,902 .............24,030 .............19,967

2.

1993....... .............50,921 .............26,844 .............16,258 .............10,479 ...............8,230 ...............5,958 ...............5,544 ...............5,189 ...............3,350 ...............1,547

3.

1994....... ..........XXX........ .............47,857 .............26,472 .............17,286 .............13,545 ...............9,307 ...............8,186 ...............6,412 ...............4,313 ...............3,916

4.

1995....... ..........XXX........ ..........XXX........ .............53,125 .............27,862 .............19,736 .............12,579 ...............8,129 ...............6,753 ...............4,855 ...............3,855

5.

1996....... ..........XXX........ ..........XXX........ ..........XXX........ .............50,555 .............30,674 .............17,912 .............13,610 ...............8,591 ...............5,675 ...............4,808

6.

1997....... ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ .............50,899 .............30,633 .............17,168 .............10,105 ...............6,705 ...............5,368

7.

1998....... ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ .............48,012 .............24,444 .............13,980 ...............9,308 ...............7,750

8.

1999....... ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ .............46,128 .............23,210 .............11,971 ...............8,566

9.

2000....... ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ .............54,301 .............25,710 .............13,231

10.

2001....... ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ .............81,920 .............46,505

11.

2002....... ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ ..........XXX........ .............68,481

50

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 1A - HOMEOWNERS/FARMOWNERS ($000 omitted) Years in Which Premiums Were Earned and Losses Were Incurred

Premiums Earned 2

1 Direct and Assumed

3

Net (Cols. 1 - 2)

Ceded

Loss Payments 4 5 Direct and Assumed Ceded

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded

10

11

Salvage and Subrogation Received

Total Net Paid (Cols. 4 - 5 + 6 - 7 + 8 - 9)

12 Number of Claims ReportedDirect and Assumed

1. Prior....... .........XXX....... .........XXX....... .........XXX....... ..............22 ................0 ................5 ................0 ................2 ................0 ................0 .................29 ......XXX....... 2. 1993....... ...........14,238 ................909 ...........13,329 ..........9,027 ..............38 .............466 ................7 .............812 ................0 ..............73 ...........10,260 ..........4,507 3. 1994....... ...........15,312 ................935 ...........14,377 ........10,516 ..............47 .............509 ................2 .............784 ................0 .............164 ...........11,760 ..........5,068 4. 1995....... ...........16,591 ................723 ...........15,868 ........10,935 ..............49 .............510 ................2 .............871 ................0 .............174 ...........12,265 ..........4,953 5. 1996....... ...........17,762 ................966 ...........16,796 ........14,942 ..............34 .............753 ................2 ..........1,003 ................0 .............162 ...........16,663 ..........6,463 6. 1997....... ...........18,774 .............1,274 ...........17,500 ........10,175 ..............34 .............559 ................2 .............874 ................0 .............176 ...........11,572 ..........4,389 7. 1998....... ...........19,587 .............1,413 ...........18,174 ........11,220 ..............51 .............467 ................1 ..........1,250 ................0 .............163 ...........12,885 ..........4,753 8. 1999....... ...........20,972 .............1,495 ...........19,478 ........12,145 .............150 .............515 ................8 ..........1,345 ................0 .............188 ...........13,847 ..........4,991 9. 2000....... ...........22,580 .............1,536 ...........21,044 ........12,615 .............154 .............657 ................2 ..........1,429 ................0 .............166 ...........14,545 ..........4,839 10. 2001....... ...........23,766 .............1,958 ...........21,808 ........13,701 .............169 .............808 ................3 ..........1,346 ................0 .............144 ...........15,682 ..........5,026 11. 2002....... ...........25,883 .............1,680 ...........24,203 ..........9,464 ..............83 .............441 ................0 .............784 ................0 ..............41 ...........10,606 ..........4,275 12. Totals..... .........XXX....... .........XXX....... .........XXX....... ......114,762 .............809 ..........5,691 ..............29 ........10,499 ................0 ..........1,452 .........130,114 ......XXX.......

Losses Unpaid Case Basis 13 14 Direct and Assumed Ceded

Bulk + IBNR 15 16 Direct and Assumed Ceded

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded

Adjusting and Other Unpaid 21 22 Direct and Assumed

Ceded

23 Salvage and Subrogation Anticipated

24 Total Net Losses and Expenses Unpaid

25 Number of Claims OutstandingDirect and Assumed

1. Prior..... ..............26 .............(36) ................1 ................0 ................1 ................0 ..............(0) ..............(0) ................1 ................0 ................0 ..................65 ..............38 2. 1993.... ................8 ................0 ................3 ................0 ................1 ................0 ................0 ................0 ................2 ................0 ................0 ..................13 ..............17 3. 1994.... ..............16 ................0 ..............(1) ................0 ................1 ................0 ..............(0) ..............(0) ................3 ................0 ................1 ..................18 ..............20 4. 1995.... ..............25 ................0 ..............(3) ................0 ................2 ................0 ..............(0) ..............(0) ................4 ................0 ................2 ..................29 ..............26 5. 1996.... ..............44 ................0 .............(32) ................0 ................9 ................0 ..............(6) ..............(0) ................8 ................0 ................4 ..................24 ..............37 6. 1997.... ..............74 ................0 .............(35) ..............(0) ................6 ................0 ................0 ................0 ..............16 ................0 ................8 ..................61 ..............26 7. 1998.... ..............73 ................0 .............(14) ................0 ..............16 ................0 ..............(2) ..............(0) ..............40 ................0 ..............21 ................112 ..............24 8. 1999.... ............192 ..............15 ..............(1) ................0 ................5 ................0 ..............(0) ..............(0) ..............55 ................0 ..............46 ................236 ..............28 9. 2000.... ............388 ................3 ..............(2) ................0 ..............13 ................0 ..............(0) ..............(0) ............132 ................0 ..............85 ................527 ..............39 10. 2001.... ............819 ..............15 ..............86 ................2 ..............33 ................1 ................2 ................0 ............216 ................0 ............155 .............1,138 ..............56 11. 2002.... .........2,866 ..............27 .........2,119 ..............16 ............177 ................3 ..............58 ................1 ............486 ................0 ............226 .............5,659 ............397 12. Totals.. .........4,532 ..............25 .........2,121 ..............19 ............263 ................5 ..............52 ................0 ............963 ................0 ............549 .............7,881 ............710

34 26 Direct and Assumed

Total Losses and Loss Expenses Incurred 27

28

Ceded

Net

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net

Nontabular Discount 32

33

Loss

Loss Expense

InterCompany Pooling Participation Percentage

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid

1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ..................63 ....................2 2. 1993. ............10,319 ..................46 ............10,273 ...............72.5 .................5.1 ...............77.1 ....................0 ....................0 ...............4.00 ..................11 ....................2 3. 1994. ............11,826 ..................48 ............11,778 ...............77.2 .................5.2 ...............81.9 ....................0 ....................0 ...............4.00 ..................14 ....................4 4. 1995. ............12,344 ..................51 ............12,293 ...............74.4 .................7.0 ...............77.5 ....................0 ....................0 ...............4.00 ..................22 ....................6 5. 1996. ............16,723 ..................36 ............16,686 ...............94.1 .................3.7 ...............99.3 ....................0 ....................0 ...............4.00 ..................12 ..................12 6. 1997. ............11,669 ..................36 ............11,634 ...............62.2 .................2.8 ...............66.5 ....................0 ....................0 ...............4.00 ..................39 ..................22 7. 1998. ............13,049 ..................52 ............12,997 ...............66.6 .................3.7 ...............71.5 ....................0 ....................0 ...............4.00 ..................58 ..................54 8. 1999. ............14,256 ................173 ............14,083 ...............68.0 ...............11.6 ...............72.3 ....................0 ....................0 ...............4.00 ................176 ..................59 9. 2000. ............15,232 ................161 ............15,072 ...............67.5 ...............10.5 ...............71.6 ....................0 ....................0 ...............4.00 ................382 ................144 10. 2001. ............17,010 ................190 ............16,820 ...............71.6 .................9.7 ...............77.1 ....................0 ....................0 ...............4.00 ................888 ................250 11. 2002. ............16,396 ................130 ............16,266 ...............63.3 .................7.8 ...............67.2 ....................0 ....................0 ...............4.00 .............4,942 ................717 12. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .............6,609 .............1,273

51

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 1B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL ($000 omitted) Years in Which Premiums Were Earned and Losses Were Incurred

Premiums Earned 2

1 Direct and Assumed

3

Net (Cols. 1 - 2)

Ceded

Loss Payments 4 5 Direct and Assumed Ceded

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded

10

11

Salvage and Subrogation Received

Total Net Paid (Cols. 4 - 5 + 6 - 7 + 8 - 9)

12 Number of Claims ReportedDirect and Assumed

1. Prior....... .........XXX....... .........XXX....... .........XXX....... ..............23 .............(51) ................7 ...............(0) ..............21 ................0 ................1 ................103 ......XXX....... 2. 1993....... ...........33,683 ................450 ...........33,233 ........26,599 .............197 ..........1,163 ................3 ..........2,233 ................0 .............413 ...........29,795 ..........7,200 3. 1994....... ...........35,022 ................327 ...........34,695 ........28,700 .............265 ..........1,279 ................6 ..........2,135 ................0 .............432 ...........31,844 ..........7,500 4. 1995....... ...........36,255 ................466 ...........35,789 ........27,200 .............270 ..........1,339 ................2 ..........2,010 ................0 .............382 ...........30,278 ..........7,187 5. 1996....... ...........38,925 ................285 ...........38,640 ........26,858 ..............78 ..........1,589 ................1 ..........1,806 ................0 .............391 ...........30,174 ..........7,105 6. 1997....... ...........40,914 ................222 ...........40,692 ........26,082 ..............81 ..........1,936 ................0 ..........1,772 ................0 .............448 ...........29,708 ..........6,941 7. 1998....... ...........40,867 ................210 ...........40,657 ........25,787 ..............69 ..........1,859 ................1 ..........2,307 ................0 .............489 ...........29,884 ..........7,408 8. 1999....... ...........40,535 ................817 ...........39,718 ........27,000 .............918 ..........1,750 ..............97 ..........2,341 ................0 .............525 ...........30,075 ..........8,762 9. 2000....... ...........43,351 .............1,776 ...........41,575 ........27,403 ..........1,200 ..........1,357 .............137 ..........2,537 ................0 .............537 ...........29,960 ..........9,605 10. 2001....... ...........46,585 .............1,739 ...........44,846 ........24,596 .............839 .............807 ..............71 ..........2,667 ................0 .............427 ...........27,160 ..........9,500 11. 2002....... ...........50,907 .............1,740 ...........49,167 ........15,198 .............387 .............340 ..............21 ..........2,263 ................0 .............202 ...........17,393 ..........9,070 12. Totals..... .........XXX....... .........XXX....... .........XXX....... ......255,446 ..........4,252 ........13,425 .............337 ........22,093 ................0 ..........4,247 .........286,375 ......XXX.......

Losses Unpaid Case Basis 13 14 Direct and Assumed Ceded

Bulk + IBNR 15 16 Direct and Assumed Ceded

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded

Adjusting and Other Unpaid 21 22 Direct and Assumed

Ceded

23 Salvage and Subrogation Anticipated

24 Total Net Losses and Expenses Unpaid

25 Number of Claims OutstandingDirect and Assumed

1. Prior..... ............204 ..............26 ............353 ................0 ..............14 ................0 ................6 ................0 ..............60 ................0 ..............12 ................610 ..............85 2. 1993.... ..............40 ................0 ..............48 ................0 ................6 ................0 ................3 ................0 ..............19 ................0 ................4 ................114 ..............25 3. 1994.... ..............82 ................0 ..............51 ................0 ..............10 ................0 ................3 ................0 ..............20 ................0 ................6 ................167 ..............33 4. 1995.... ..............75 ................0 ..............53 ................0 ..............16 ................0 ................5 ................0 ..............28 ................0 ................7 ................177 ..............36 5. 1996.... ............179 ................0 ..............69 ................0 ..............36 ................0 ................7 ................0 ..............41 ................0 ..............11 ................332 ..............36 6. 1997.... ............306 ................0 ..............71 ................0 ..............90 ................0 ..............12 ................0 ..............57 ................0 ..............20 ................535 ..............40 7. 1998.... ............725 ..............(0) ..............70 ................0 ............205 ................0 ..............12 ................0 ..............91 ................0 ..............38 .............1,103 ..............53 8. 1999.... .........2,016 ..............66 ............192 ................0 ............441 ................0 ..............25 ................0 ............156 ................0 ..............74 .............2,763 ............105 9. 2000.... .........4,195 ............194 ............372 ................1 ............829 ................1 ..............45 ................0 ............259 ................0 ............159 .............5,503 ............209 10. 2001.... .........7,040 ............203 .........2,623 ................3 .........1,192 ................3 ............239 ................0 ............467 ................0 ............299 ...........11,354 ............408 11. 2002.... .......12,770 ............343 .......10,152 ................4 .........1,616 ................4 ............598 ................0 .........1,346 ................0 ............524 ...........26,132 .........2,184 12. Totals.. .......27,633 ............832 .......14,055 ................8 .........4,454 ................8 ............955 ................0 .........2,543 ................0 .........1,155 ...........48,792 .........3,214

34 26 Direct and Assumed

Total Losses and Loss Expenses Incurred 27

28

Ceded

Net

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net

Nontabular Discount 32

33

Loss

Loss Expense

InterCompany Pooling Participation Percentage

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid

1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ................531 ..................80 2. 1993. ............30,109 ................200 ............29,909 ...............89.4 ...............44.5 ...............90.0 ....................0 ....................0 ...............4.00 ..................87 ..................27 3. 1994. ............32,281 ................270 ............32,011 ...............92.2 ...............82.8 ...............92.3 ....................0 ....................0 ...............4.00 ................134 ..................34 4. 1995. ............30,727 ................271 ............30,456 ...............84.8 ...............58.2 ...............85.1 ....................0 ....................0 ...............4.00 ................129 ..................49 5. 1996. ............30,586 ..................79 ............30,507 ...............78.6 ...............27.8 ...............79.0 ....................0 ....................0 ...............4.00 ................248 ..................84 6. 1997. ............30,324 ..................81 ............30,243 ...............74.1 ...............36.5 ...............74.3 ....................0 ....................0 ...............4.00 ................376 ................158 7. 1998. ............31,057 ..................69 ............30,988 ...............76.0 ...............33.0 ...............76.2 ....................0 ....................0 ...............4.00 ................795 ................308 8. 1999. ............33,920 .............1,082 ............32,839 ...............83.7 .............132.4 ...............82.7 ....................0 ....................0 ...............4.00 .............2,142 ................622 9. 2000. ............36,996 .............1,533 ............35,463 ...............85.3 ...............86.3 ...............85.3 ....................0 ....................0 ...............4.00 .............4,372 .............1,131 10. 2001. ............39,632 .............1,118 ............38,514 ...............85.1 ...............64.3 ...............85.9 ....................0 ....................0 ...............4.00 .............9,458 .............1,896 11. 2002. ............44,284 ................759 ............43,525 ...............87.0 ...............43.6 ...............88.5 ....................0 ....................0 ...............4.00 ............22,575 .............3,556 12. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ............40,848 .............7,944

52

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 1C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL ($000 omitted) Years in Which Premiums Were Earned and Losses Were Incurred

Premiums Earned 2

1 Direct and Assumed

3

Net (Cols. 1 - 2)

Ceded

Loss Payments 4 5 Direct and Assumed Ceded

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded

10

11

Salvage and Subrogation Received

Total Net Paid (Cols. 4 - 5 + 6 - 7 + 8 - 9)

12 Number of Claims ReportedDirect and Assumed

1. Prior....... .........XXX....... .........XXX....... .........XXX....... .............118 ..............32 ..............16 ................5 ..............10 ................1 ...............(1) ................107 ......XXX....... 2. 1993....... ...........16,762 .............1,191 ...........15,570 ..........9,979 .............824 .............623 ..............45 .............788 ..............14 ..............57 ...........10,506 ..........1,860 3. 1994....... ...........16,767 ................956 ...........15,812 ........10,108 .............590 .............690 ..............49 .............757 ..............12 ..............45 ...........10,904 ..........1,872 4. 1995....... ...........15,556 ................434 ...........15,121 ..........9,327 .............322 .............701 ..............25 .............658 ................6 ..............61 ...........10,334 ..........1,753 5. 1996....... ...........14,662 ................471 ...........14,190 ..........9,456 .............405 .............739 ..............40 .............701 ................0 ..............61 ...........10,452 ..........1,764 6. 1997....... ...........13,803 ................442 ...........13,361 ..........8,350 .............505 .............828 ..............53 .............788 ................0 ..............58 .............9,409 ..........1,720 7. 1998....... ...........13,640 ................625 ...........13,015 ........10,025 .............902 .............935 ..............69 .............952 ................0 ..............72 ...........10,941 ..........1,914 8. 1999....... ...........16,966 .............1,071 ...........15,895 ........11,170 .............767 ..........1,166 ..............73 .............945 ................0 ..............63 ...........12,441 ..........1,976 9. 2000....... ...........18,890 ................939 ...........17,950 ..........9,508 .............536 .............826 ..............52 .............921 ................0 ..............58 ...........10,669 ..........1,866 10. 2001....... ...........20,635 ................957 ...........19,677 ..........6,864 .............138 .............499 ..............10 .............855 ................0 ..............55 .............8,070 ..........1,611 11. 2002....... ...........20,873 .............1,171 ...........19,702 ..........2,809 ..............36 .............180 ................1 .............590 ................0 ..............31 .............3,543 ..........1,355 12. Totals..... .........XXX....... .........XXX....... .........XXX....... ........87,716 ..........5,056 ..........7,203 .............422 ..........7,967 ..............33 .............560 ...........97,375 ......XXX.......

Losses Unpaid Case Basis 13 14 Direct and Assumed Ceded

Bulk + IBNR 15 16 Direct and Assumed Ceded

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded

Adjusting and Other Unpaid 21 22 Direct and Assumed

Ceded

23 Salvage and Subrogation Anticipated

24 Total Net Losses and Expenses Unpaid

25 Number of Claims OutstandingDirect and Assumed

1. Prior..... ............355 ............123 ...........(566) ..............21 ................5 ................0 ................7 ................1 ..............20 ................0 ................0 ...............(325) ..............41 2. 1993.... ..............12 ................2 ..............21 ................2 ................1 ................0 ................2 ................0 ................7 ................0 ................0 ..................39 ..............15 3. 1994.... ..............78 ..............19 ..............23 ................2 ................2 ................0 ................3 ................0 ................9 ................0 ................1 ..................93 ..............13 4. 1995.... ............150 ................6 ..............12 ................1 ................6 ................0 ................2 ................0 ..............11 ................0 ................1 ................174 ..............14 5. 1996.... ............276 ................2 ................4 ................0 ..............10 ................0 ................3 ................1 ..............16 ................0 ................1 ................306 ..............15 6. 1997.... ............446 ..............22 ..............34 ................3 ..............19 ................1 ................7 ................1 ..............21 ................0 ................2 ................499 ..............19 7. 1998.... ............797 ..............78 ..............20 ................6 ..............48 ................2 ..............16 ................3 ..............33 ................0 ................4 ................825 ..............25 8. 1999.... .........1,696 ............384 ............132 ..............26 ............131 ................4 ..............44 ................8 ..............56 ................0 ................7 .............1,637 ..............36 9. 2000.... .........2,745 ............226 ............344 ..............77 ............230 ................7 ..............78 ..............14 ............113 ................0 ..............12 .............3,185 ..............58 10. 2001.... .........3,336 ..............55 .........1,500 ............194 ............360 ..............12 ............202 ..............37 ............236 ................0 ..............18 .............5,337 ..............90 11. 2002.... .........3,139 ..............94 .........5,153 ............361 ............194 ................6 ............511 ..............93 ............572 ................0 ..............39 .............9,015 ............303 12. Totals.. .......13,031 .........1,013 .........6,677 ............694 .........1,005 ..............32 ............876 ............159 .........1,094 ................0 ..............86 ...........20,785 ............628

34 26 Direct and Assumed

Total Losses and Loss Expenses Incurred 27

28

Ceded

Net

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net

Nontabular Discount 32

33

Loss

Loss Expense

InterCompany Pooling Participation Percentage

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid

1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ...............(355) ..................30 2. 1993. ............11,433 ................889 ............10,545 ...............68.2 ...............74.6 ...............67.7 ....................0 ....................0 ...............4.00 ..................29 ..................10 3. 1994. ............11,671 ................674 ............10,997 ...............69.6 ...............70.5 ...............69.6 ....................0 ....................0 ...............4.00 ..................80 ..................13 4. 1995. ............10,868 ................360 ............10,508 ...............69.9 ...............83.0 ...............69.5 ....................0 ....................0 ...............4.00 ................155 ..................19 5. 1996. ............11,207 ................448 ............10,759 ...............76.4 ...............95.1 ...............75.8 ....................0 ....................0 ...............4.00 ................278 ..................28 6. 1997. ............10,493 ................585 .............9,908 ...............76.0 .............132.5 ...............74.2 ....................0 ....................0 ...............4.00 ................453 ..................45 7. 1998. ............12,825 .............1,058 ............11,766 ...............94.0 .............169.4 ...............90.4 ....................0 ....................0 ...............4.00 ................733 ..................92 8. 1999. ............15,340 .............1,263 ............14,078 ...............90.4 .............117.9 ...............88.6 ....................0 ....................0 ...............4.00 .............1,418 ................219 9. 2000. ............14,766 ................913 ............13,853 ...............78.2 ...............97.2 ...............77.2 ....................0 ....................0 ...............4.00 .............2,786 ................399 10. 2001. ............13,852 ................445 ............13,407 ...............67.1 ...............46.5 ...............68.1 ....................0 ....................0 ...............4.00 .............4,587 ................750 11. 2002. ............13,149 ................591 ............12,558 ...............63.0 ...............50.5 ...............63.7 ....................0 ....................0 ...............4.00 .............7,837 .............1,178 12. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ............18,001 .............2,784

53

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 1D - WORKERS' COMPENSATION ($000 omitted) Years in Which Premiums Were Earned and Losses Were Incurred

Premiums Earned 2

1 Direct and Assumed

3

Net (Cols. 1 - 2)

Ceded

Loss Payments 4 5 Direct and Assumed Ceded

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded

10

11

Salvage and Subrogation Received

Total Net Paid (Cols. 4 - 5 + 6 - 7 + 8 - 9)

12 Number of Claims ReportedDirect and Assumed

1. Prior....... .........XXX....... .........XXX....... .........XXX....... ..........3,307 ..........1,207 .............224 ..............48 .............170 ................8 ..............12 .............2,438 ......XXX....... 2. 1993....... ...........74,270 ...........20,181 ...........54,089 ........33,163 ........10,386 ..........2,024 .............592 ..........2,058 ..............86 .............257 ...........26,181 ..........4,999 3. 1994....... ...........63,406 ...........13,505 ...........49,901 ........31,553 ..........7,587 ..........2,153 .............507 ..........2,360 ..............89 .............367 ...........27,883 ..........5,027 4. 1995....... ...........58,541 .............8,538 ...........50,003 ........27,480 ..........4,253 ..........2,041 .............336 ..........2,643 .............140 .............417 ...........27,435 ..........5,027 5. 1996....... ...........53,534 .............6,165 ...........47,369 ........25,028 ..........3,003 ..........1,865 .............207 ..........2,699 .............221 .............415 ...........26,163 ..........4,845 6. 1997....... ...........47,724 .............4,166 ...........43,558 ........24,737 ..........2,351 ..........1,929 .............142 ..........2,496 .............218 .............517 ...........26,452 ..........5,198 7. 1998....... ...........47,392 .............2,951 ...........44,441 ........24,747 ..........1,602 ..........2,237 .............107 ..........2,567 .............167 .............345 ...........27,675 ..........5,518 8. 1999....... ...........43,423 .............3,155 ...........40,269 ........21,570 ..........1,708 ..........2,056 .............107 ..........2,449 .............161 .............280 ...........24,098 ..........4,708 9. 2000....... ...........43,164 .............3,346 ...........39,818 ........16,688 ..........1,623 ..........1,707 .............128 ..........2,103 .............115 .............144 ...........18,631 ..........4,126 10. 2001....... ...........46,312 .............3,258 ...........43,053 ........11,822 .............814 ..........1,178 ..............51 ..........1,720 ..............80 ..............47 ...........13,775 ..........3,954 11. 2002....... ...........58,419 .............4,928 ...........53,492 ..........5,242 .............362 .............454 ..............21 ..........1,023 ................0 ................5 .............6,335 ..........3,663 12. Totals..... .........XXX....... .........XXX....... .........XXX....... ......225,337 ........34,897 ........17,867 ..........2,245 ........22,289 ..........1,284 ..........2,807 .........227,067 ......XXX.......

Losses Unpaid Case Basis 13 14 Direct and Assumed Ceded

Bulk + IBNR 15 16 Direct and Assumed Ceded

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded

Adjusting and Other Unpaid 21 22 Direct and Assumed

Ceded

23 Salvage and Subrogation Anticipated

24 Total Net Losses and Expenses Unpaid

25 Number of Claims OutstandingDirect and Assumed

1. Prior..... .......25,769 .........7,739 .......19,969 .........5,948 .........1,034 ............201 .........1,154 ............430 ............601 ..............27 ..............27 ...........34,182 ............266 2. 1993.... .........3,459 ............618 .........1,067 ............411 ............160 ..............25 ..............65 ..............19 ............167 ..............33 ..............10 .............3,812 ..............28 3. 1994.... .........2,729 ............597 .........2,375 ............305 ............119 ................2 ............143 ..............30 ............180 ..............30 ..............21 .............4,583 ..............33 4. 1995.... .........3,486 ............900 .........2,188 ............282 ............154 ................4 ............133 ..............26 ............168 ..............25 ..............43 .............4,892 ..............39 5. 1996.... .........3,354 ............342 .........1,973 ..............43 ............168 ..............(8) ............120 ..............12 ............207 ..............55 ..............68 .............5,377 ..............38 6. 1997.... .........4,742 ............462 .........2,287 ............451 ............289 ..............20 ............136 ..............28 ............235 ..............52 ............165 .............6,676 ..............68 7. 1998.... .........5,238 ............338 .........3,286 ............107 ............328 .............(12) ............219 ..............24 ............341 ..............58 ............211 .............8,897 ..............76 8. 1999.... .........7,006 ............337 .........2,493 ............241 ............530 ................2 ............192 ..............24 ............502 ..............70 ............337 ...........10,051 ..............98 9. 2000.... .........7,693 ............734 .........2,676 ............156 ............663 .............(11) ............262 ..............28 ............782 ..............87 ............399 ...........11,083 ............134 10. 2001.... .......10,047 ............515 .......20,353 .........8,059 .........1,201 ............188 .........1,833 ............667 .........1,231 ............109 ............467 ...........25,126 ............239 11. 2002.... .......11,171 ............922 .......17,269 .........1,319 ............824 .............(42) .........1,154 ............182 .........1,619 ................0 ............511 ...........29,656 ............763 12. Totals.. .......84,694 .......13,503 .......75,937 .......17,324 .........5,469 ............368 .........5,412 .........1,469 .........6,031 ............546 .........2,259 .........144,333 .........1,783

34 26 Direct and Assumed

Total Losses and Loss Expenses Incurred 27

28

Ceded

Net

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net

Nontabular Discount 32

33

Loss

Loss Expense

InterCompany Pooling Participation Percentage

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid

1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ............32,051 .............2,132 2. 1993. ............42,162 ............12,169 ............29,993 ...............56.8 ...............60.3 ...............55.5 ....................0 ....................0 ...............4.00 .............3,496 ................315 3. 1994. ............41,613 .............9,147 ............32,465 ...............65.6 ...............67.7 ...............65.1 ....................0 ....................0 ...............4.00 .............4,203 ................379 4. 1995. ............38,293 .............5,966 ............32,327 ...............65.4 ...............69.9 ...............64.7 ....................0 ....................0 ...............4.00 .............4,491 ................401 5. 1996. ............35,413 .............3,874 ............31,539 ...............66.2 ...............62.8 ...............66.6 ....................0 ....................0 ...............4.00 .............4,942 ................435 6. 1997. ............36,850 .............3,723 ............33,127 ...............77.2 ...............89.4 ...............76.1 ....................0 ....................0 ...............4.00 .............6,116 ................559 7. 1998. ............38,962 .............2,390 ............36,572 ...............82.2 ...............81.0 ...............82.3 ....................0 ....................0 ...............4.00 .............8,079 ................819 8. 1999. ............36,799 .............2,650 ............34,149 ...............84.7 ...............84.0 ...............84.8 ....................0 ....................0 ...............4.00 .............8,922 .............1,129 9. 2000. ............32,574 .............2,860 ............29,714 ...............75.5 ...............85.5 ...............74.6 ....................0 ....................0 ...............4.00 .............9,480 .............1,603 10. 2001. ............49,385 ............10,484 ............38,901 .............106.6 .............321.7 ...............90.4 ....................0 ....................0 ...............4.00 ............21,825 .............3,301 11. 2002. ............38,755 .............2,764 ............35,991 ...............66.3 ...............56.1 ...............67.3 ....................0 ....................0 ...............4.00 ............26,199 .............3,457 12. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ..........129,804 ............14,530

54

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 1E - COMMERCIAL MULTIPLE PERIL ($000 omitted) Years in Which Premiums Were Earned and Losses Were Incurred

Premiums Earned 2

1 Direct and Assumed

3

Net (Cols. 1 - 2)

Ceded

Loss Payments 4 5 Direct and Assumed Ceded

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded

10

11

Salvage and Subrogation Received

Total Net Paid (Cols. 4 - 5 + 6 - 7 + 8 - 9)

12 Number of Claims ReportedDirect and Assumed

1. Prior....... .........XXX....... .........XXX....... .........XXX....... .............449 .............385 .............399 .............681 ................5 ................0 ..............58 ..............(212) ......XXX....... 2. 1993....... ...........31,346 .............3,437 ...........27,909 ........17,626 ..........1,752 ..........2,716 ..............64 .............993 ................0 .............394 ...........19,519 ..........2,933 3. 1994....... ...........35,406 .............4,165 ...........31,242 ........18,415 ..........1,026 ..........2,970 ..............33 ..........1,058 ................0 .............528 ...........21,384 ..........3,410 4. 1995....... ...........38,251 .............4,637 ...........33,614 ........17,614 .............892 ..........3,066 ..............37 ..........1,296 ................0 .............507 ...........21,047 ..........3,404 5. 1996....... ...........38,082 .............4,080 ...........34,002 ........21,969 ..........2,536 ..........2,919 .............112 ..........1,466 ................0 .............597 ...........23,707 ..........3,446 6. 1997....... ...........38,207 .............3,680 ...........34,527 ........18,670 ..........1,293 ..........3,013 ..............90 ..........1,438 ................0 .............831 ...........21,739 ..........3,245 7. 1998....... ...........39,612 .............3,600 ...........36,012 ........21,650 ..........1,334 ..........2,439 ..............45 ..........2,067 ................0 .............786 ...........24,776 ..........3,836 8. 1999....... ...........42,480 .............3,948 ...........38,531 ........22,868 ..........1,859 ..........2,398 ..............49 ..........2,210 ................0 .............827 ...........25,568 ..........4,259 9. 2000....... ...........47,701 .............4,201 ...........43,500 ........20,714 ..........1,581 ..........1,687 ..............48 ..........2,203 ................0 .............599 ...........22,976 ..........4,471 10. 2001....... ...........52,703 .............5,468 ...........47,235 ........22,697 ..........4,577 ..........1,047 ..............79 ..........1,845 ................0 .............485 ...........20,933 ..........4,236 11. 2002....... ...........60,167 .............5,353 ...........54,813 ........10,447 .............734 .............228 ................6 ..........1,042 ................0 .............247 ...........10,977 ..........3,228 12. Totals..... .........XXX....... .........XXX....... .........XXX....... ......193,119 ........17,967 ........22,882 ..........1,243 ........15,622 ................0 ..........5,858 .........212,413 ......XXX.......

Losses Unpaid Case Basis 13 14 Direct and Assumed Ceded

Bulk + IBNR 15 16 Direct and Assumed Ceded

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded

Adjusting and Other Unpaid 21 22 Direct and Assumed

Ceded

23 Salvage and Subrogation Anticipated

24 Total Net Losses and Expenses Unpaid

25 Number of Claims OutstandingDirect and Assumed

1. Prior..... .........1,180 ............524 ............179 ..............28 ..............94 ................7 ..............35 ................8 ..............64 ................0 ................3 ................985 ............115 2. 1993.... ............140 ..............15 ................7 ................0 ..............35 ................3 ................3 ................1 ..............26 ................0 ................3 ................193 ..............26 3. 1994.... ............285 ................1 ..............10 ................0 ..............55 ................4 ................4 ................1 ..............34 ................0 ................9 ................383 ..............30 4. 1995.... ............309 ................0 ..............(9) ..............(0) ..............98 ................7 ................8 ................2 ..............45 ................0 ..............19 ................440 ..............35 5. 1996.... ............573 ............101 .............(15) ..............(2) ............134 ..............10 ..............11 ................3 ..............64 ................0 ..............32 ................656 ..............40 6. 1997.... ............915 ................7 .............(40) ..............(5) ............293 ..............22 ..............24 ................6 ..............97 ................0 ............107 .............1,257 ..............42 7. 1998.... .........1,512 ..............64 ..............85 ................3 ............490 ..............37 ..............39 ................9 ............139 ................0 ............181 .............2,152 ..............61 8. 1999.... .........3,051 ............115 ............102 ................5 ............935 ..............71 ..............75 ..............18 ............238 ................0 ............416 .............4,193 ..............98 9. 2000.... .........3,955 ............174 .........1,309 ..............30 .........1,263 ..............96 ............308 ..............73 ............399 ................0 ............510 .............6,861 ............137 10. 2001.... .........7,592 .........2,716 .........7,784 .........1,457 .........1,822 ............139 .........1,275 ............303 ............814 ................0 ............805 ...........14,672 ............210 11. 2002.... .........7,723 ............432 .........6,391 ............166 .........1,826 ............139 ............947 ............225 .........2,193 ................0 .........1,035 ...........18,118 ............657 12. Totals.. .......27,234 .........4,150 .......15,803 .........1,682 .........7,045 ............537 .........2,729 ............648 .........4,114 ................0 .........3,118 ...........49,909 .........1,452

34 26 Direct and Assumed

Total Losses and Loss Expenses Incurred 27

28

Ceded

Net

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net

Nontabular Discount 32

33

Loss

Loss Expense

InterCompany Pooling Participation Percentage

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid

1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ................807 ................178 2. 1993. ............21,546 .............1,834 ............19,712 ...............68.7 ...............53.4 ...............70.6 ....................0 ....................0 ...............4.00 ................132 ..................61 3. 1994. ............22,832 .............1,065 ............21,767 ...............64.5 ...............25.6 ...............69.7 ....................0 ....................0 ...............4.00 ................294 ..................89 4. 1995. ............22,426 ................938 ............21,487 ...............58.6 ...............20.2 ...............63.9 ....................0 ....................0 ...............4.00 ................300 ................141 5. 1996. ............27,121 .............2,759 ............24,363 ...............71.2 ...............67.6 ...............71.7 ....................0 ....................0 ...............4.00 ................459 ................196 6. 1997. ............24,408 .............1,412 ............22,996 ...............63.9 ...............38.4 ...............66.6 ....................0 ....................0 ...............4.00 ................872 ................385 7. 1998. ............28,421 .............1,493 ............26,928 ...............71.7 ...............41.5 ...............74.8 ....................0 ....................0 ...............4.00 .............1,530 ................621 8. 1999. ............31,878 .............2,118 ............29,761 ...............75.0 ...............53.6 ...............77.2 ....................0 ....................0 ...............4.00 .............3,033 .............1,160 9. 2000. ............31,839 .............2,002 ............29,837 ...............66.7 ...............47.7 ...............68.6 ....................0 ....................0 ...............4.00 .............5,060 .............1,801 10. 2001. ............44,875 .............9,270 ............35,605 ...............85.1 .............169.5 ...............75.4 ....................0 ....................0 ...............4.00 ............11,202 .............3,470 11. 2002. ............30,796 .............1,702 ............29,094 ...............51.2 ...............31.8 ...............53.1 ....................0 ....................0 ...............4.00 ............13,515 .............4,602 12. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ............37,205 ............12,704

55

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 1F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE ($000 omitted) Years in Which Premiums Were Earned and Losses Were Incurred

Premiums Earned 2

1 Direct and Assumed

3

Net (Cols. 1 - 2)

Ceded

Loss Payments 4 5 Direct and Assumed Ceded

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded

10

11

Salvage and Subrogation Received

Total Net Paid (Cols. 4 - 5 + 6 - 7 + 8 - 9)

12 Number of Claims ReportedDirect and Assumed

1. Prior....... .........XXX....... .........XXX....... .........XXX....... ..............27 ...............(0) ................9 ................0 ................6 ................0 ................0 .................42 ......XXX....... 2. 1993....... .................56

.................16 .................40 ..............17 ................8 ................3 ...............(0) ..............36 ................0 ................0 .................48 ................6

3. 1994....... .................73 ...................9 .................63 ................5 ................4 ................2 ................0 ..............30 ................0 ................0 .................32 ................1 4. 1995....... .................15 .................20 ..................(5) ................6 ................5 ................5 ................0 ..............25 ................0 ................0 .................31 ................1 5. 1996....... .................35 .................23 .................12 ...............(2) ................0 ...............(5) ................0 ..............17 ................0 ................0 .................11 ................0 6. 1997....... .................21 .................20 ...................2 ................5 ................2 ................3 ................0 ................0 ................0 ................0 ...................6 ................3 7. 1998....... ...................4 ................(72) .................76 ................9 ................0 ................5 ................0 ................0 ................0 ................0 .................14 ................1 8. 1999....... ..................(2) ................(22) .................20 ................6 ...............(0) ................6 ...............(0) ................0 ................0 ................0 .................12 ................0 9. 2000....... ...................0 ...................0 ...................0 ................3 ................0 ................1 ................0 ................0 ................0 ................0 ...................4 ................0 10. 2001....... ...................0 .................89 ................(89) ................0 ...............(0) ................1 ...............(0) ...............(0) ................0 ................0 ...................1 ................1 11. 2002....... ...................0 ...................0 ...................0 ................1 ................0 ................0 ................0 ................0 ................0 ................0 ...................1 ................2 12. Totals..... .........XXX....... .........XXX....... .........XXX....... ..............78 ..............18 ..............30 ................0 .............114 ................0 ................0 ................203 ......XXX.......

Losses Unpaid Case Basis 13 14 Direct and Assumed Ceded

Bulk + IBNR 15 16 Direct and Assumed Ceded

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded

Adjusting and Other Unpaid 21 22 Direct and Assumed

Ceded

23 Salvage and Subrogation Anticipated

24 Total Net Losses and Expenses Unpaid

25 Number of Claims OutstandingDirect and Assumed

1. Prior..... ..............38 .............(41) ..............11 ................0 ..............36 ................5 ..............15 ................0 ..............(2) ................0 ................0 ................134 ................1 2. 1993.... ................0 ..............11 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 .................(11) ................0 3. 1994.... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ....................0 ................0 4. 1995.... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ..............(0) ................0 ................0 ....................1 ................0 5. 1996.... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ..............(0) ................0 ................0 ...................(0) ................0 6. 1997.... ................0 ................0 ................0 ................0 ................0 ................0 ................1 ................0 ................0 ................0 ................0 ....................1 ................0 7. 1998.... ..............10 ................0 ................0 ................0 ................1 ................0 ................1 ................0 ..............(0) ................0 ................0 ..................12 ................0 8. 1999.... ..............10 ................0 ................0 ................0 ................3 ................0 ................4 ................0 ..............(0) ................0 ................0 ..................16 ................0 9. 2000.... ................0 ..............(0) ................1 ................0 ................3 ................0 ................3 ................0 ..............(0) ................0 ................0 ....................7 ................0 10. 2001.... ..............12 ................0 ................3 ................0 ..............10 ................1 ..............11 ................0 ................0 ................0 ................0 ..................35 ................0 11. 2002.... ................1 ................0 ................7 ................0 ................3 ................0 ................3 ................0 ................0 ................0 ................0 ..................14 ................0 12. Totals.. ..............72 .............(29) ..............22 ................0 ..............57 ................7 ..............39 ................0 ..............(2) ................0 ................0 ................209 ................2

34 26 Direct and Assumed

Total Losses and Loss Expenses Incurred 27

28

Ceded

Net

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net

Nontabular Discount 32

33

Loss

Loss Expense

InterCompany Pooling Participation Percentage

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid

1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ..................90 ..................44 2. 1993. ..................56 ..................19 ..................37 .............101.1 .............119.0 ...............93.9 ....................0 ....................0 ...............4.00 .................(11) ....................0 3. 1994. ..................37 ....................4 ..................33 ...............50.1 ...............42.3 ...............51.3 ....................0 ....................0 ...............4.00 ...................(0) ....................0 4. 1995. ..................37 ....................5 ..................32 .............255.2 ...............26.7 ............(606.7) ....................0 ....................0 ...............4.00 ....................0 ....................1 5. 1996. ..................11 ....................0 ..................11 ...............31.5 .................0.0 ...............93.9 ....................0 ....................0 ...............4.00 ...................(0) ...................(0) 6. 1997. ....................9 ....................2 ....................7 ...............40.9 .................8.1 .............433.0 ....................0 ....................0 ...............4.00 ....................0 ....................1 7. 1998. ..................27 ....................0 ..................27 .............725.3 ................(0.6) ...............34.9 ....................0 ....................0 ...............4.00 ..................10 ....................2 8. 1999. ..................29 ....................0 ..................28 .........(1,348.7) ................(1.5) .............138.8 ....................0 ....................0 ...............4.00 ..................10 ....................6 9. 2000. ..................12 ....................0 ..................11 ..........4,213.8 .................0.0 ..........4,093.0 ....................0 ....................0 ...............4.00 ....................1 ....................6 10. 2001. ..................37 ....................1 ..................36 ........46,763.6 .................1.4 ..............(40.9) ....................0 ....................0 ...............4.00 ..................15 ..................20 11. 2002. ..................15 ....................0 ..................15 ........18,697.4 .................0.0 ........18,246.2 ....................0 ....................0 ...............4.00 ....................8 ....................6 12. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ................123 ..................86

56

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 1F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS-MADE ($000 omitted) Years in Which Premiums Were Earned and Losses Were Incurred

Premiums Earned 2

1 Direct and Assumed

3

Net (Cols. 1 - 2)

Ceded

Loss Payments 4 5 Direct and Assumed Ceded

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded

10

11

Salvage and Subrogation Received

Total Net Paid (Cols. 4 - 5 + 6 - 7 + 8 - 9)

12 Number of Claims ReportedDirect and Assumed

1. Prior....... .........XXX....... .........XXX....... .........XXX....... ................0 ................0 ................1 ................0 ................1 ................0 ................0 ...................2 ......XXX....... 2. 1993....... ................762 ...................1 ................761 .............277 ................0 .............123 ...............(1) ..............21 ................0 ................0 ................422 ..............36 3. 1994....... ................711 ...................2 ................710 .............253 ................0 .............112 ................0 ..............18 ................0 ................0 ................383 ..............18 4. 1995....... ................654 ...................1 ................653 .............238 ................0 .............102 ...............(0) ..............20 ................0 ................0 ................361 ..............17 5. 1996....... ................630 ...................0 ................630 .............333 .............(10) .............119 ...............(2) ..............26 ................0 ................0 ................490 ..............13 6. 1997....... ................607 ...................0 ................607 .............183 ...............(4) ..............87 ...............(3) ..............23 ................0 ................0 ................299 ..............12 7. 1998....... ................446 ...................0 ................445 .............231 ..............14 .............100 ................5 ..............18 ................0 ................0 ................331 ................6 8. 1999....... .................22 ................(21) .................43 ................9 ................0 ..............15 ................2 ..............15 ................0 ................0 .................37 ................0 9. 2000....... ...................0 ...................0 ...................0 ................0 ................0 ................0 ................0 ................6 ................0 ................0 ...................6 ................0 10. 2001....... ...................0 ...................0 ...................0 ................0 ................0 ................0 ................0 ................2 ................0 ................0 ...................2 ................0 11. 2002....... ...................0 ...................0 ...................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ...................0 ................0 12. Totals..... .........XXX....... .........XXX....... .........XXX....... ..........1,524 ...............(0) .............659 ................0 .............151 ................0 ................0 .............2,333 ......XXX.......

Losses Unpaid Case Basis 13 14 Direct and Assumed Ceded

Bulk + IBNR 15 16 Direct and Assumed Ceded

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded

Adjusting and Other Unpaid 21 22 Direct and Assumed

Ceded

23 Salvage and Subrogation Anticipated

24 Total Net Losses and Expenses Unpaid

25 Number of Claims OutstandingDirect and Assumed

1. Prior..... ................6 ................0 ..............10 ................0 ................1 ................0 ................1 ................0 ..............(1) ................0 ................0 ..................17 ................1 2. 1993.... ................4 ................0 ................0 ................0 ................2 ................0 ................0 ................0 ..............(1) ................0 ................0 ....................6 ................0 3. 1994.... ................0 ................0 ..............29 ................0 ................3 ................0 ................3 ................0 ..............(2) ................0 ................0 ..................34 ................0 4. 1995.... ..............20 ................0 ..............53 ................0 ................8 ................0 ................5 ................0 ..............(2) ................0 ................0 ..................82 ................0 5. 1996.... ..............33 ................0 ..............85 ................0 ..............14 ................0 ................8 ................0 ..............(4) ................0 ................0 ................135 ................1 6. 1997.... ..............29 ................0 ..............80 ................0 ..............16 ................0 ................9 ................0 ..............(6) ................0 ................0 ................128 ................0 7. 1998.... ..............51 ................0 ............206 ................0 ..............27 ................0 ..............19 ................0 ..............(8) ................0 ................0 ................295 ................0 8. 1999.... ................4 ................0 ..............52 ................0 ................7 ................0 ................6 ................0 .............(12) ................0 ................0 ..................56 ................0 9. 2000.... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ....................0 ................0 10. 2001.... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ....................0 ................0 11. 2002.... ................2 .............(88) ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ..................90 ................0 12. Totals.. ............150 .............(88) ............515 ................0 ..............78 ................0 ..............52 ................0 .............(38) ................0 ................0 ................845 ................3

34 26 Direct and Assumed

Total Losses and Loss Expenses Incurred 27

28

Ceded

Net

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net

Nontabular Discount 32

33

Loss

Loss Expense

InterCompany Pooling Participation Percentage

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid

1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ..................16 ....................1 2. 1993. ................426 ...................(1) ................428 ...............55.9 ..............(98.7) ...............56.2 ....................0 ....................0 ...............4.00 ....................4 ....................1 3. 1994. ................417 ....................0 ................417 ...............58.6 .................0.0 ...............58.8 ....................0 ....................0 ...............4.00 ..................29 ....................4 4. 1995. ................442 ...................(0) ................443 ...............67.6 ..............(33.9) ...............67.9 ....................0 ....................0 ...............4.00 ..................72 ..................10 5. 1996. ................613 .................(12) ................626 ...............97.4 .................0.0 ...............99.3 ....................0 ....................0 ...............4.00 ................118 ..................17 6. 1997. ................421 ...................(7) ................428 ...............69.4 .................0.0 ...............70.5 ....................0 ....................0 ...............4.00 ................110 ..................19 7. 1998. ................645 ..................19 ................626 .............144.8 ..........7,873.1 .............140.6 ....................0 ....................0 ...............4.00 ................257 ..................39 8. 1999. ..................95 ....................2 ..................93 .............430.9 ................(8.8) .............215.1 ....................0 ....................0 ...............4.00 ..................56 ....................0 9. 2000. ....................6 ....................0 ....................6 .................0.0 .................0.0 .................0.0 ....................0 ....................0 ...............4.00 ....................0 ....................0 10. 2001. ....................2 ....................0 ....................2 .................0.0 .................0.0 .................0.0 ....................0 ....................0 ...............4.00 ....................0 ....................0 11. 2002. ....................2 .................(88) ..................90 .................0.0 .................0.0 .................0.0 ....................0 ....................0 ...............4.00 ..................90 ....................0 12. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ................753 ..................91

57

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 1G - SPECIAL LIABILITY (OCEAN MARINE, AIRCRAFT (ALL PERILS), BOILER AND MACHINERY) ($000 omitted) Years in Which Premiums Were Earned and Losses Were Incurred

Premiums Earned 2

1 Direct and Assumed

3

Net (Cols. 1 - 2)

Ceded

Loss Payments 4 5 Direct and Assumed Ceded

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded

10

11

Salvage and Subrogation Received

Total Net Paid (Cols. 4 - 5 + 6 - 7 + 8 - 9)

12 Number of Claims ReportedDirect and Assumed

1. Prior....... .........XXX....... .........XXX....... .........XXX....... ..............13 ................1 ..............11 ................1 ...............(0) ................0 ................1 .................22 ......XXX....... 2. 1993....... .............3,075 .............1,209 .............1,866 ..........1,763 .............948 .............104 ..............30 ..............40 ................0 ..............69 ................929 ......XXX....... 3. 1994....... .............2,367 ................688 .............1,679 ..........1,419 .............633 ..............73 ................5 ..............30 ................0 ..............43 ................884 ......XXX....... 4. 1995....... .............2,996 .............1,011 .............1,985 ..........1,435 .............577 .............133 ..............41 ..............26 ................0 ..............42 ................977 ......XXX....... 5. 1996....... .............4,110 .............1,728 .............2,382 ..........1,874 .............791 .............198 ..............55 ..............24 ................0 ..............39 .............1,250 ......XXX....... 6. 1997....... .............5,330 .............2,536 .............2,794 ..........2,436 ..........1,101 .............267 .............124 ..............30 ................0 ..............52 .............1,509 ......XXX....... 7. 1998....... .............4,827 .............2,155 .............2,672 ..........3,263 ..........1,421 .............281 .............117 ..............51 ................0 ..............51 .............2,056 ......XXX....... 8. 1999....... .............4,811 .............2,037 .............2,773 ..........2,652 ..........1,160 .............222 .............106 ..............27 ................0 ..............63 .............1,635 ......XXX....... 9. 2000....... .............5,112 .............2,312 .............2,800 ..........2,565 ..........1,258 .............227 .............117 ...............(3) ................0 ..............45 .............1,415 ......XXX....... 10. 2001....... .............5,529 .............2,904 .............2,625 ..........2,413 ..........1,483 .............160 ..............89 ...............(2) ................0 ..............30 ................999 ......XXX....... 11. 2002....... .............8,065 .............4,513 .............3,552 ..........1,651 ..........1,107 ..............71 ..............42 ...............(3) ................0 ................4 ................570 ......XXX....... 12. Totals..... .........XXX....... .........XXX....... .........XXX....... ........21,485 ........10,479 ..........1,747 .............728 .............221 ................0 .............438 ...........12,245 ......XXX.......

Losses Unpaid Case Basis 13 14 Direct and Assumed Ceded

Bulk + IBNR 15 16 Direct and Assumed Ceded

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded

Adjusting and Other Unpaid 21 22 Direct and Assumed

Ceded

23 Salvage and Subrogation Anticipated

24 Total Net Losses and Expenses Unpaid

25 Number of Claims OutstandingDirect and Assumed

1. Prior..... ..............71 .............(27) ..............37 ................4 ..............(4) ..............(3) ..............(0) ..............(0) ................0 ................0 ................0 ................130 ................1 2. 1993.... ................9 ................0 ................6 ................1 ................4 ................3 ................0 ................0 ................0 ................0 ................0 ..................14 ................0 3. 1994.... ..............10 ................0 ................9 ................1 ................4 ................4 ................0 ................0 ................0 ................0 ................0 ..................19 ................0 4. 1995.... ..............16 ................1 ................7 ................1 ..............15 ..............13 ................0 ................0 ................0 ................0 ................0 ..................23 ................0 5. 1996.... ..............35 ................4 ..............(6) ..............(1) ..............24 ..............20 ................0 ................0 ................0 ................0 ................0 ..................29 ................0 6. 1997.... ..............86 ..............21 ................2 ................0 ..............28 ..............24 ................0 ................0 ................0 ................0 ................0 ..................70 ................1 7. 1998.... ............140 ..............15 ................5 ................1 ..............78 ..............68 ................0 ................0 ................0 ................0 ................1 ................139 ................0 8. 1999.... ............284 ............327 ..............17 ................9 ..............88 ..............76 ................0 ................0 ................0 ................0 ................3 .................(24) ................1 9. 2000.... ............407 ............183 ..............43 ..............13 ............149 ............128 ................0 ................0 ................5 ................0 ..............16 ................279 ................0 10. 2001.... .........2,893 .........2,766 ............237 ............207 ............195 ............168 ................1 ................1 ..............17 ................0 ..............36 ................200 ................1 11. 2002.... .........1,420 ............842 ............257 ..............45 ............185 ............159 ................1 ................1 ..............15 ................0 ..............57 ................831 ................6 12. Totals.. .........5,370 .........4,132 ............612 ............281 ............767 ............662 ................3 ................2 ..............37 ................0 ............113 .............1,711 ..............11

34 26 Direct and Assumed

Total Losses and Loss Expenses Incurred 27

28

Ceded

Net

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net

Nontabular Discount 32

33

Loss

Loss Expense

Inter-Company Pooling Participation Percentage

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid

1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ................131 ...................(1) 2. 1993. .............1,925 ................982 ................943 ...............62.6 ...............81.2 ...............50.5 ....................0 ....................0 ...............4.00 ..................14 ....................1 3. 1994. .............1,544 ................642 ................902 ...............65.2 ...............93.2 ...............53.7 ....................0 ....................0 ...............4.00 ..................18 ....................1 4. 1995. .............1,633 ................633 .............1,000 ...............54.5 ...............62.6 ...............50.4 ....................0 ....................0 ...............4.00 ..................21 ....................2 5. 1996. .............2,148 ................870 .............1,279 ...............52.3 ...............50.3 ...............53.7 ....................0 ....................0 ...............4.00 ..................26 ....................3 6. 1997. .............2,849 .............1,270 .............1,579 ...............53.5 ...............50.1 ...............56.5 ....................0 ....................0 ...............4.00 ..................66 ....................4 7. 1998. .............3,818 .............1,623 .............2,195 ...............79.1 ...............75.3 ...............82.2 ....................0 ....................0 ...............4.00 ................128 ..................11 8. 1999. .............3,290 .............1,678 .............1,611 ...............68.4 ...............82.4 ...............58.1 ....................0 ....................0 ...............4.00 .................(36) ..................12 9. 2000. .............3,393 .............1,699 .............1,694 ...............66.4 ...............73.5 ...............60.5 ....................0 ....................0 ...............4.00 ................254 ..................25 10. 2001. .............5,913 .............4,714 .............1,199 .............107.0 .............162.3 ...............45.7 ....................0 ....................0 ...............4.00 ................157 ..................44 11. 2002. .............3,598 .............2,197 .............1,401 ...............44.6 ...............48.7 ...............39.4 ....................0 ....................0 ...............4.00 ................790 ..................41 12. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .............1,569 ................143

58

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 1H - SECTION 1 - OTHER LIABILITY - OCCURRENCE ($000 omitted) Years in Which Premiums Were Earned and Losses Were Incurred

Premiums Earned 2

1 Direct and Assumed

3

Net (Cols. 1 - 2)

Ceded

Loss Payments 4 5 Direct and Assumed Ceded

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded

10

11

Salvage and Subrogation Received

Total Net Paid (Cols. 4 - 5 + 6 - 7 + 8 - 9)

12 Number of Claims ReportedDirect and Assumed

1. Prior....... .........XXX....... .........XXX....... .........XXX....... ..........3,854 ..........3,566 ..........1,169 .............553 ..............21 ................0 .............(67) ................925 ......XXX....... 2. 1993....... ...........14,503 .............1,446 ...........13,057 ..........4,665 .............269 ..........2,009 .............113 .............518 ................0 ................1 .............6,810 .............619 3. 1994....... ...........15,927 .............1,386 ...........14,541 ..........6,713 .............139 ..........1,982 ..............44 .............529 ................0 ..............28 .............9,042 .............679 4. 1995....... ...........15,203 .............1,385 ...........13,817 ..........5,752 .............170 ..........1,894 ..............30 .............556 ................0 ..............21 .............8,002 .............643 5. 1996....... ...........14,554 .............1,403 ...........13,151 ..........6,500 .............421 ..........1,959 ..............36 .............636 ................0 ................1 .............8,638 .............613 6. 1997....... ...........16,379 .............1,638 ...........14,741 ..........7,236 .............785 ..........1,828 ..............89 .............588 ................0 ................6 .............8,777 .............552 7. 1998....... ...........16,463 .............2,469 ...........13,994 ..........7,421 ..........1,119 ..........1,547 .............(43) .............742 ................0 ................9 .............8,633 .............495 8. 1999....... ...........13,879 .............2,145 ...........11,733 ..........6,404 ..........1,953 ..........1,308 ..............43 .............719 ................0 ................1 .............6,434 .............481 9. 2000....... ...........13,589 .............3,595 .............9,995 ..........3,816 ..........1,046 .............750 ..............42 .............653 ................0 ................1 .............4,132 .............504 10. 2001....... ...........14,251 ...........15,389 ............(1,138) ..........1,606 .............313 .............218 ................6 .............550 ................0 ................0 .............2,055 .............354 11. 2002....... ...........14,713 .............4,350 ...........10,362 .............335 ..............52 ..............51 ................3 .............406 ................0 ................0 ................737 .............181 12. Totals..... .........XXX....... .........XXX....... .........XXX....... ........54,302 ..........9,835 ........14,716 .............915 ..........5,918 ................0 ................1 ...........64,187 ......XXX.......

Losses Unpaid Case Basis 13 14 Direct and Assumed Ceded

Bulk + IBNR 15 16 Direct and Assumed Ceded

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded

Adjusting and Other Unpaid 21 22 Direct and Assumed

Ceded

23 Salvage and Subrogation Anticipated

24 Total Net Losses and Expenses Unpaid

25 Number of Claims OutstandingDirect and Assumed

1. Prior..... .......21,735 .......20,376 .......23,134 .......18,515 .........4,630 .........4,532 .........4,767 .........4,682 ..............66 ................0 ................0 .............6,226 ............188 2. 1993.... ............352 ............222 ............797 ............214 ..............94 ..............49 ..............84 ..............51 ..............15 ................0 ................0 ................805 ................8 3. 1994.... ............432 ..............38 .........1,580 ............238 ..............48 ................8 ..............40 ................9 ..............17 ................0 ................0 .............1,825 ................9 4. 1995.... ............572 ..............66 .........1,539 ............265 ..............66 ..............15 ..............51 ..............15 ..............23 ................0 ................0 .............1,890 ..............14 5. 1996.... ............882 ................7 .........2,102 ............208 ............111 ................1 ..............70 ................2 ..............31 ................0 ................0 .............2,978 ................8 6. 1997.... ............966 ..............36 .........2,219 ............236 ............185 ................8 ............118 ................8 ..............46 ................0 ................1 .............3,245 ..............12 7. 1998.... .........1,315 .............(60) .........2,484 ............143 ............333 .............(13) ............187 .............(14) ............259 ................0 ................1 .............4,522 ..............19 8. 1999.... .........1,928 ............238 .........3,725 ............228 ............552 ..............52 ............362 ..............55 ............228 ................0 ................1 .............6,221 ..............21 9. 2000.... .........2,538 ............348 .........5,370 ............334 ............652 ..............77 ............458 ..............81 ............280 ................0 ................2 .............8,459 ..............47 10. 2001.... .........1,920 ............254 .........9,511 ............788 ............602 ..............56 ............547 ..............59 ............322 ................0 ................2 ...........11,746 ..............34 11. 2002.... .........1,073 ............183 .........8,425 ............179 ............622 ..............40 ............637 ..............42 ............482 ................0 ................2 ...........10,793 ..............51 12. Totals.. .......33,714 .......21,708 .......60,886 .......21,349 .........7,894 .........4,825 .........7,320 .........4,991 .........1,769 ................0 ................9 ...........58,711 ............410

34 26 Direct and Assumed

Total Losses and Loss Expenses Incurred 27

28

Ceded

Net

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net

Nontabular Discount 32

33

Loss

Loss Expense

InterCompany Pooling Participation Percentage

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid

1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .............5,978 ................249 2. 1993. .............8,533 ................918 .............7,615 ...............58.8 ...............63.5 ...............58.3 ....................0 ....................0 ...............4.00 ................713 ..................92 3. 1994. ............11,342 ................476 ............10,866 ...............71.2 ...............34.3 ...............74.7 ....................0 ....................0 ...............4.00 .............1,737 ..................88 4. 1995. ............10,454 ................561 .............9,893 ...............68.8 ...............40.5 ...............71.6 ....................0 ....................0 ...............4.00 .............1,780 ................110 5. 1996. ............12,291 ................675 ............11,616 ...............84.4 ...............48.1 ...............88.3 ....................0 ....................0 ...............4.00 .............2,770 ................209 6. 1997. ............13,186 .............1,163 ............12,023 ...............80.5 ...............71.0 ...............81.6 ....................0 ....................0 ...............4.00 .............2,913 ................333 7. 1998. ............14,287 .............1,132 ............13,155 ...............86.8 ...............45.9 ...............94.0 ....................0 ....................0 ...............4.00 .............3,716 ................806 8. 1999. ............15,225 .............2,570 ............12,655 .............109.7 .............119.8 .............107.9 ....................0 ....................0 ...............4.00 .............5,187 .............1,034 9. 2000. ............14,518 .............1,927 ............12,591 .............106.8 ...............53.6 .............126.0 ....................0 ....................0 ...............4.00 .............7,227 .............1,233 10. 2001. ............15,277 .............1,476 ............13,801 .............107.2 .................9.6 .........(1,212.5) ....................0 ....................0 ...............4.00 ............10,389 .............1,356 11. 2002. ............12,030 ................500 ............11,530 ...............81.8 ...............11.5 .............111.3 ....................0 ....................0 ...............4.00 .............9,135 .............1,658 12. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ............51,544 .............7,167

59

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 1H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE ($000 omitted) Years in Which Premiums Were Earned and Losses Were Incurred

Premiums Earned 2

1 Direct and Assumed

3

Net (Cols. 1 - 2)

Ceded

Loss Payments 4 5 Direct and Assumed Ceded

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded

10

11

Salvage and Subrogation Received

Total Net Paid (Cols. 4 - 5 + 6 - 7 + 8 - 9)

12 Number of Claims ReportedDirect and Assumed

1. Prior....... .........XXX....... .........XXX....... .........XXX....... ................0 ................0 ...............(0) ................0 ................0 ................0 ................0 ..................(0) ......XXX....... 2. 1993....... ................847 ................103 ................743 .............789 ...............(2) .............234 ..............10 ..............45 ................0 ................0 .............1,059 ..............67 3. 1994....... .............1,784 ................130 .............1,654 .............791 ..............31 .............188 ...............(1) ..............50 ................0 ................0 ................999 ..............55 4. 1995....... .............1,954 ................122 .............1,832 .............665 .............(10) .............232 ................9 ..............43 ................0 ................0 ................941 ..............47 5. 1996....... .............1,825 ................173 .............1,652 .............513 ..............60 .............189 ................1 ..............45 ................0 ................0 ................686 ..............33 6. 1997....... .............1,992 ................201 .............1,790 .............855 ..............87 .............284 ..............17 ..............56 ................0 ................1 .............1,091 ..............37 7. 1998....... .............2,147 ................257 .............1,890 .............928 .............148 .............602 ..............86 ..............59 ................0 ................0 .............1,356 ..............42 8. 1999....... .............2,402 ................310 .............2,092 ..........1,037 ..............98 .............623 ..............87 ..............77 ................0 ................0 .............1,552 ..............34 9. 2000....... .............6,972 .............3,132 .............3,840 ..........1,580 .............368 .............824 .............229 .............139 ................0 ................0 .............1,947 ..............26 10. 2001....... ...........12,306 .............7,606 .............4,700 ..........1,062 .............464 .............704 .............405 .............175 ................0 ................0 .............1,072 ................9 11. 2002....... ...........16,494 .............9,743 .............6,751 .............329 .............189 .............121 ..............53 .............183 ................0 ................0 ................391 ................2 12. Totals..... .........XXX....... .........XXX....... .........XXX....... ..........8,551 ..........1,433 ..........4,001 .............896 .............872 ................0 ................2 ...........11,095 ......XXX.......

Losses Unpaid Case Basis 13 14 Direct and Assumed Ceded

Bulk + IBNR 15 16 Direct and Assumed Ceded

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded

Adjusting and Other Unpaid 21 22 Direct and Assumed

Ceded

23 Salvage and Subrogation Anticipated

24 Total Net Losses and Expenses Unpaid

25 Number of Claims OutstandingDirect and Assumed

1. Prior..... ................9 ..............(0) ..............(0) ..............(0) ..............(1) ..............(0) ..............(0) ..............(0) ................7 ................0 ................0 ..................16 ................3 2. 1993.... ................4 ................0 ..............(0) ..............(0) ..............(0) ..............(0) ................0 ................0 ................3 ................0 ................0 ....................6 ................1 3. 1994.... ..............19 ................0 ................2 ................1 ..............(4) ..............(2) ..............(1) ..............(0) ................4 ................0 ................0 ..................22 ................0 4. 1995.... ..............51 ..............10 ................2 ................1 ..............(9) ..............(5) ..............(1) ..............(0) ................6 ................0 ................0 ..................44 ................1 5. 1996.... ..............59 ................4 ..............(0) ..............(0) .............(13) ..............(8) ................0 ................0 ................9 ................0 ................0 ..................58 ................1 6. 1997.... ..............71 ..............12 ................5 ................3 .............(39) .............(23) ..............(5) ..............(3) ..............14 ................0 ................0 ..................58 ................1 7. 1998.... ..............65 ..............18 ............153 ..............98 ..............22 ..............13 ...........(177) ...........(117) ..............21 ................0 ................0 ..................73 ................5 8. 1999.... ............257 ..............49 ............383 ............294 .............(34) .............(20) ...........(287) ...........(190) ..............32 ................0 ................0 ................218 ................3 9. 2000.... ............775 ............288 .........1,458 .........1,054 ..............10 ................6 ..............81 ..............54 ..............48 ................0 ................0 ................970 ................3 10. 2001.... .........2,174 .........1,459 .........4,192 .........2,642 ............236 ............139 .........1,989 .........1,316 ..............75 ................0 ................0 .............3,111 ................2 11. 2002.... ............681 ............332 .........6,988 .........3,787 ............507 ............299 .........4,262 .........2,820 ............138 ................0 ................0 .............5,337 ................1 12. Totals.. .........4,165 .........2,172 .......13,183 .........7,880 ............676 ............398 .........5,863 .........3,880 ............357 ................0 ................0 .............9,914 ..............20

34 26 Direct and Assumed

Total Losses and Loss Expenses Incurred 27

28

Ceded

Net

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net

Nontabular Discount 32

33

Loss

Loss Expense

InterCompany Pooling Participation Percentage

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid

1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ....................9 ....................7 2. 1993. .............1,073 ....................8 .............1,066 .............126.8 .................7.4 .............143.4 ....................0 ....................0 ...............4.00 ....................4 ....................3 3. 1994. .............1,050 ..................29 .............1,021 ...............58.9 ...............22.2 ...............61.7 ....................0 ....................0 ...............4.00 ..................20 ....................2 4. 1995. ................990 ....................6 ................985 ...............50.7 .................4.6 ...............53.8 ....................0 ....................0 ...............4.00 ..................42 ....................2 5. 1996. ................802 ..................58 ................744 ...............43.9 ...............33.4 ...............45.1 ....................0 ....................0 ...............4.00 ..................54 ....................4 6. 1997. .............1,242 ..................93 .............1,149 ...............62.4 ...............46.3 ...............64.2 ....................0 ....................0 ...............4.00 ..................61 ...................(3) 7. 1998. .............1,674 ................245 .............1,429 ...............78.0 ...............95.3 ...............75.6 ....................0 ....................0 ...............4.00 ................102 .................(29) 8. 1999. .............2,089 ................318 .............1,771 ...............87.0 .............102.8 ...............84.6 ....................0 ....................0 ...............4.00 ................297 .................(79) 9. 2000. .............4,916 .............1,999 .............2,916 ...............70.5 ...............63.8 ...............76.0 ....................0 ....................0 ...............4.00 ................890 ..................79 10. 2001. ............10,608 .............6,425 .............4,183 ...............86.2 ...............84.5 ...............89.0 ....................0 ....................0 ...............4.00 .............2,266 ................845 11. 2002. ............13,208 .............7,479 .............5,729 ...............80.1 ...............76.8 ...............84.9 ....................0 ....................0 ...............4.00 .............3,549 .............1,788 12. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .............7,296 .............2,618

60

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 1I - SPECIAL PROPERTY (FIRE, ALLIED LINES, INLAND MARINE, EARTHQUAKE, BURGLARY AND THEFT) ($000 omitted) Years in Which Premiums Were Earned and Losses Were Incurred

Premiums Earned 2

1

Direct and Assumed

3

Net (Cols. 1 - 2)

Ceded

Loss Payments 4 5 Direct and Assumed Ceded

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded

10

11

Salvage and Subrogation Received

Total Net Paid (Cols. 4 - 5 + 6 - 7 + 8 - 9)

12 Number of Claims ReportedDirect and Assumed

1. Prior....... ........XXX........ ........XXX........ ........XXX........ .............914 .............532 .............300 ..............60 .............112 ................0 ..............34 ................734 ......XXX....... 2. 2001..... ...........35,484 ...........11,671 ...........23,813 ........22,297 ........11,380 .............493 .............137 .............491 ................0 .............207 ...........11,764 ......XXX....... 3. 2002..... ...........44,632 ...........18,436 ...........26,196 ........11,863 ..........5,422 .............259 ..............19 .............389 ................0 .............102 .............7,071 ......XXX....... 4. Totals..... ........XXX........ ........XXX........ ........XXX........ ........35,074 ........17,334 ..........1,052 .............216 .............992 ................0 .............344 ...........19,569 ......XXX.......

Losses Unpaid Case Basis 13 14 Direct and Assumed Ceded

Bulk + IBNR 15 16 Direct and Assumed Ceded

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded

Adjusting and Other Unpaid 21 22 Direct and Assumed

Ceded

23

Salvage and Subrogation Anticipated

24 Total Net Losses and Expenses Unpaid

25 Number of Claims OutstandingDirect and Assumed

1. Prior..... .........2,356 .........1,263 ...........(359) ...........(231) ................4 ................2 ..............32 ..............28 ............184 ................0 ............189 .............1,154 ..............84 2. 2001... .........3,705 .........2,279 ............551 ............174 ..............40 ..............23 ............331 ............297 ............151 ................0 ..............89 .............2,005 ..............10 3. 2002... .........2,497 ............335 .........6,296 .........2,039 ..............26 ..............15 ............217 ............194 ............408 ................0 ............143 .............6,861 ..............63 4. Totals.. .........8,558 .........3,876 .........6,488 .........1,982 ..............71 ..............40 ............579 ............520 ............744 ................0 ............421 ...........10,020 ............158

34

26 Direct and Assumed

Total Losses and Loss Expenses Incurred 27

28

Ceded

Net

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net

Nontabular Discount 32

33

Loss

Loss Expense

Inter-Company Pooling Participation Percentage

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid

1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ................965 ................189 2. 2001 ............28,060 ............14,290 ............13,769 ...............79.1 .............122.4 ...............57.8 ....................0 ....................0 ...............4.00 .............1,802 ................203 3. 2002 ............21,955 .............8,023 ............13,932 ...............49.2 ...............43.5 ...............53.2 ....................0 ....................0 ...............4.00 .............6,420 ................441 4. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .............9,187 ................833

61

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 1J - AUTO PHYSICAL DAMAGE ($000 omitted) Years in Which Premiums Were Earned and Losses Were Incurred

Premiums Earned 2

1

Direct and Assumed

Ceded

3

Net (Cols. 1 - 2)

Loss Payments 4 5 Direct and Assumed Ceded

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded

10

11

Salvage Total and Net Paid Subrogation (Cols. 4 - 5 + Received 6 - 7 + 8 - 9)

12 Number of Claims ReportedDirect and Assumed

1. Prior....... ........XXX........ ........XXX........ ........XXX........ ...........(110) ...............(4) ..............47 ................4 .............140 ................0 .............245 .................78 ......XXX...... 2. 2001..... ...........35,202 .............1,363 ...........33,839 ........22,176 .............759 .............377 ..............18 ..........2,250 ................0 ..........4,322 ..........24,026 .......17,347 3. 2002..... ...........38,618 .............1,297 ...........37,320 ........20,701 .............483 .............305 ..............10 ..........2,118 ................0 ..........2,626 ..........22,631 .......16,348 4. Totals..... ........XXX........ ........XXX........ ........XXX........ ........42,767 ..........1,238 .............730 ..............32 ..........4,508 ................0 ..........7,194 ..........46,735 ......XXX......

Losses Unpaid Case Basis 13 14 Direct and Assumed Ceded

Bulk + IBNR 15 16 Direct and Assumed Ceded

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded

Adjusting and Other Unpaid 21 22 Direct and Assumed

Ceded

23

Salvage and Subrogation Anticipated

24 Total Net Losses and Expenses Unpaid

25 Number of Claims OutstandingDirect and Assumed

1. Prior... ............122 ..............15 ...........(187) ................6 ..............27 ................1 ..............(2) ..............(0) ............385 ................0 ............282 ................323 .........1,154 2. 2001.. ..............42 ..............12 ..............37 ..............10 ..............12 ................0 ..............62 ................3 ............117 ................0 ............401 ................243 ..............20 3. 2002.. .........2,351 ..............57 ............320 ..............47 ............101 ................3 ..............25 ................1 ............412 ................0 .........2,608 .............3,100 ............926 4. Totals. .........2,514 ..............84 ............169 ..............63 ............139 ................4 ..............85 ................5 ............914 ................0 .........3,291 .............3,666 .........2,100

34

26 Direct and Assumed

Total Losses and Loss Expenses Incurred 27

28

Ceded

Net

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net

Nontabular Discount 32

33

Loss

Loss Expense

Inter-Company Pooling Participation Percentage

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid

1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .................(86) ................409 2. 2001 ............25,072 ................803 ............24,269 ...............71.2 ...............58.9 ...............71.7 ....................0 ....................0 ...............4.00 ..................57 ................186 3. 2002 ............26,333 ................602 ............25,731 ...............68.2 ...............46.4 ...............68.9 ....................0 ....................0 ...............4.00 .............2,566 ................534 4. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .............2,537 .............1,130

62

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 1K - FIDELITY/SURETY ($000 omitted) Years in Which Premiums Were Earned and Losses Were Incurred

Premiums Earned 2

1

Direct and Assumed

3

Net (Cols. 1 - 2)

Ceded

Loss Payments 4 5 Direct and Assumed Ceded

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded

10

11

Salvage and Subrogation Received

Total Net Paid (Cols. 4 - 5 + 6 - 7 + 8 - 9)

12 Number of Claims ReportedDirect and Assumed

1. Prior....... ........XXX........ ........XXX........ ........XXX........ .............628 .............154 .............171 ..............38 ..............56 ................0 .............212 ................662 ......XXX....... 2. 2001..... .............6,186 ................931 .............5,256 ..........1,393 ..............81 .............157 ..............43 ..............76 ................0 ..............81 .............1,501 ......XXX....... 3. 2002..... .............6,605 ................748 .............5,857 .............858 .............110 ..............22 ................1 ..............37 ................0 ................6 ................807 ......XXX....... 4. Totals..... ........XXX........ ........XXX........ ........XXX........ ..........2,879 .............346 .............350 ..............82 .............168 ................0 .............300 .............2,970 ......XXX.......

Losses Unpaid Case Basis 13 14 Direct and Assumed Ceded

Bulk + IBNR 15 16 Direct and Assumed Ceded

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded

Adjusting and Other Unpaid 21 22 Direct and Assumed

Ceded

23

Salvage and Subrogation Anticipated

24 Total Net Losses and Expenses Unpaid

25 Number of Claims OutstandingDirect and Assumed

1. Prior..... .........1,076 ............285 ...........(168) ..............(3) ............315 ............157 ..............16 ................5 ............128 ................0 ............377 ................922 ..............18 2. 2001... .........2,024 .........1,511 ............161 ..............39 ............416 ............232 ..............39 ..............14 ..............38 ................0 ............149 ................882 ..............22 3. 2002... ............817 ............143 .........1,220 ............105 ............253 ............142 ..............96 ..............31 ..............56 ................0 ............208 .............2,022 ..............42 4. Totals.. .........3,917 .........1,939 .........1,213 ............141 ............983 ............530 ............151 ..............50 ............222 ................0 ............734 .............3,826 ..............81

34

26 Direct and Assumed

Total Losses and Loss Expenses Incurred 27

28

Ceded

Net

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net

Nontabular Discount 32

33

Loss

Loss Expense

Inter-Company Pooling Participation Percentage

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid

1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ................626 ................296 2. 2001

.............4,304 .............1,921 .............2,383 ...............69.6 .............206.4 ...............45.3 ....................0 ....................0 ...............4.00 ................634 ................247

3. 2002

.............3,360 ................531 .............2,829 ...............50.9 ...............70.9 ...............48.3 ....................0 ....................0 ...............4.00 .............1,790 ................232

4. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .............3,050 ................776

63

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 1L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH) ($000 omitted) Years in Which Premiums Were Earned and Losses Were Incurred

Premiums Earned 2

1

Direct and Assumed

3

Net (Cols. 1 - 2)

Ceded

Loss Payments 4 5 Direct and Assumed Ceded

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded

10

11

Salvage and Subrogation Received

Total Net Paid (Cols. 4 - 5 + 6 - 7 + 8 - 9)

12 Number of Claims ReportedDirect and Assumed

1. Prior....... ........XXX........ ........XXX........ ........XXX........ ................0 ................0 ................0 ................0 ................0 ................0 ................0

...................0 ......XXX.......

2. 2001..... .................10 ...................0 .................10 ................0 ................0 ................0 ................0 ................0 ................0 ................0

...................0 ......XXX.......

3. 2002..... ...................0 ...................0 ...................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0

...................0 ......XXX.......

4. Totals..... ........XXX........ ........XXX........ ........XXX........ ................0 ................0 ................0 ................0 ................0 ................0 ................0 ...................0 ......XXX.......

Losses Unpaid Case Basis 13 14 Direct and Assumed Ceded

Bulk + IBNR 15 16 Direct and Assumed Ceded

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded

Adjusting and Other Unpaid 21 22 Direct and Assumed

Ceded

23

Salvage and Subrogation Anticipated

24 Total Net Losses and Expenses Unpaid

25 Number of Claims OutstandingDirect and Assumed

1. Prior..... ................0 ................0 ..............15 ................0 ................0 ................0 ................5 ................0 ................0 ................0 ................0 ..................20 ................0 2. 2001... ................0 ................0 ..............12 ................0 ................0 ................0 ................5 ................0 ................0 ................0 ................0 ..................17 ................0 3. 2002... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ....................0 ................0 4. Totals.. ................0 ................0 ..............27 ................0 ................0 ................0 ................9 ................0 ................0 ................0 ................0 ..................37 ................0

34

26 Direct and Assumed

Total Losses and Loss Expenses Incurred 27

28

Ceded

Net

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net

Nontabular Discount 32

33

Loss

Loss Expense

Inter-Company Pooling Participation Percentage

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid

1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ..................15 ....................5 2. 2001

..................17 ....................0 ..................17 .............176.1 .................0.0 .............176.1 ....................0 ....................0 ...............4.00 ..................12 ....................5

3. 2002 ....................0 ....................0 ....................0 .................0.0 .................0.0 .................0.0 ....................0 ....................0 ...............4.00 ....................0 ....................0 4. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ..................27 ....................9

64

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 1M - INTERNATIONAL ($000 omitted) Years in Which Premiums Were Earned and Losses Were Incurred

Premiums Earned 2

1 Direct and Assumed

3

Net (Cols. 1 - 2)

Ceded

Loss Payments 4 5 Direct and Assumed Ceded

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded

10

11

Salvage and Subrogation Received

Total Net Paid (Cols. 4 - 5 + 6 - 7 + 8 - 9)

12 Number of Claims ReportedDirect and Assumed

1. Prior....... .........XXX....... .........XXX....... .........XXX....... ................8 ..............12 ................0 ................0 ................0 ................0 ................0 ..................(3) ......XXX....... 2. 1993....... .............3,338 .................55 .............3,283 ..........1,650 ..............53 ................8 ................0 ..............13 ................0 ................0 .............1,618 ......XXX....... 3. 1994....... .............3,716 ................199 .............3,517 ..........1,359 .............(47) ................9 ................0 ..............21 ................0 ................0 .............1,437 ......XXX....... 4. 1995....... .............3,163 ...................6 .............3,157 ..........1,464 ................6 ................2 ................0 ..............24 ................0 ................0 .............1,485 ......XXX....... 5. 1996....... .............2,842 .................14 .............2,828 ..........1,426 ................4 ................5 ................0 ................7 ................0 ................0 .............1,434 ......XXX....... 6. 1997....... .............2,982 .................14 .............2,968 ..........1,528 ................3 ................6 ................0 ..............17 ................0 ................0 .............1,547 ......XXX....... 7. 1998....... .............2,744 .................16 .............2,728 ..........3,360 ..............45 ..............16 ...............(0) ..............21 ................0 ................0 .............3,351 ......XXX....... 8. 1999....... .............3,102 .................52 .............3,050 ..........1,861 ................4 ................5 ................0 ..............28 ................0 ................0 .............1,890 ......XXX....... 9. 2000....... .............3,100 ................197 .............2,903 ..........1,365 ................6 ................4 ................0 ..............45 ................0 ................0 .............1,408 ......XXX....... 10. 2001....... .............2,652 ................844 .............1,808 ..........1,437 ................0 ................8 ................0 ..............40 ................0 ................0 .............1,485 ......XXX....... 11. 2002....... .............1,815 .................31 .............1,783 .............178 ................0 ................2 ................0 ................7 ................0 ................0 ................187 ......XXX....... 12. Totals..... .........XXX....... .........XXX....... .........XXX....... ........15,636 ..............86 ..............65 ................1 .............224 ................0 ................0 ...........15,839 ......XXX.......

Losses Unpaid Case Basis 13 14 Direct and Assumed Ceded

Bulk + IBNR 15 16 Direct and Assumed Ceded

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded

Adjusting and Other Unpaid 21 22 Direct and Assumed

Ceded

23 Salvage and Subrogation Anticipated

24 Total Net Losses and Expenses Unpaid

25 Number of Claims OutstandingDirect and Assumed

1. Prior..... .............(89) ...........(172) ............676 ............676 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ..................83 ................0 2. 1993.... ............152 ............120 ..............72 ..............72 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ..................32 ................0 3. 1994.... ..............74 ..............34 ............191 ............191 ................0 ................0 ................1 ................0 ................0 ................0 ................0 ..................40 ................0 4. 1995.... ..............48 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ..................48 ................0 5. 1996.... ..............42 ................0 ................3 ................3 ................0 ................0 ................1 ................0 ................0 ................0 ................0 ..................43 ................0 6. 1997.... ..............69 ................0 ................0 ................0 ................0 ................0 ................1 ................0 ................0 ................0 ................0 ..................70 ................0 7. 1998.... ..............93 ................4 ................0 ................0 ................0 ................0 ................4 ................0 ................0 ................0 ................0 ..................93 ................0 8. 1999.... ............221 ..............28 ................0 ................0 ................0 ................0 ................2 ................0 ................0 ................0 ................0 ................195 ................0 9. 2000.... ............587 ................0 ..............27 ................0 ................0 ................0 ................3 ................0 ................0 ................0 ................0 ................619 ................0 10. 2001.... ............542 ................0 ............123 ................0 ................1 ................0 ..............15 ................0 ................0 ................0 ................0 ................681 ................0 11. 2002.... ..............98 ................0 ............507 ................0 ................1 ................0 ..............23 ................0 ................1 ................0 ................0 ................631 ................0 12. Totals.. .........1,837 ..............13 .........1,600 ............943 ................3 ................0 ..............50 ................0 ................1 ................0 ................0 .............2,535 ................0

34 26 Direct and Assumed

Total Losses and Loss Expenses Incurred 27

28

Ceded

Net

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net

Nontabular Discount 32

33

Loss

Loss Expense

Inter-Company Pooling Participation Percentage

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid

1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ..................83 ....................0 2. 1993. .............1,895 ................245 .............1,650 ...............56.8 .............445.2 ...............50.3 ....................0 ....................0 ...............4.00 ..................32 ....................0 3. 1994. .............1,655 ................178 .............1,477 ...............44.5 ...............89.2 ...............42.0 ....................0 ....................0 ...............4.00 ..................40 ....................1 4. 1995. .............1,539 ....................6 .............1,533 ...............48.7 .............100.6 ...............48.6 ....................0 ....................0 ...............4.00 ..................48 ....................0 5. 1996. .............1,484 ....................7 .............1,477 ...............52.2 ...............49.6 ...............52.2 ....................0 ....................0 ...............4.00 ..................42 ....................1 6. 1997. .............1,621 ....................3 .............1,617 ...............54.3 ...............24.3 ...............54.5 ....................0 ....................0 ...............4.00 ..................69 ....................1 7. 1998. .............3,493 ..................49 .............3,445 .............127.3 .............307.1 .............126.3 ....................0 ....................0 ...............4.00 ..................89 ....................4 8. 1999. .............2,117 ..................32 .............2,085 ...............68.3 ...............61.7 ...............68.4 ....................0 ....................0 ...............4.00 ................194 ....................2 9. 2000. .............2,033 ....................6 .............2,027 ...............65.6 .................3.0 ...............69.8 ....................0 ....................0 ...............4.00 ................615 ....................4 10. 2001. .............2,166 ....................0 .............2,166 ...............81.7 .................0.0 .............119.8 ....................0 ....................0 ...............4.00 ................664 ..................16 11. 2002. ................818 ....................0 ................818 ...............45.1 .................0.0 ...............45.9 ....................0 ....................0 ...............4.00 ................605 ..................25 12. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .............2,481 ..................55

65

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 1N - REINSURANCE NONPROPORTIONAL ASSUMED PROPERTY ($000 omitted) Years in Which Premiums Were Earned and Losses Were Incurred 1. Prior........ 2. 1993........ 3. 1994........ 4. 1995........ 5. 1996........ 6. 1997........ 7. 1998........ 8. 1999........ 9. 2000........ 10. 2001........ 11. 2002........ 12. Totals......

1

Premiums Earned 2

Direct and Assumed ........XXX........ .............4,881 .............4,862 .............5,837 .............5,206 .............4,749 .............3,549 .............4,768 .............7,212 .............9,661 .............9,922 .........XXX.......

Ceded ........XXX........ ................(21) .................40 ................601 ................926 ................796 ..................(2) ................779 .............1,907 .............3,775 .............1,257 .........XXX.......

3

Net (Cols. 1 - 2) ........XXX........ .............4,903 .............4,822 .............5,236 .............4,281 .............3,953 .............3,551 .............3,988 .............5,305 .............5,886 .............8,665 .........XXX.......

Losses Unpaid

1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12.

Prior..... 1993.... 1994.... 1995.... 1996.... 1997.... 1998.... 1999.... 2000.... 2001.... 2002.... Totals..

Case Basis 13 14 Direct and Assumed Ceded ...............51 .................0 ...............22 .................0 .............(69) ...............10 .............118 .................0 .............(92) .................0 .............320 .................0 ...............75 ...............33 .............998 ..........1,399 ..........1,348 ...............42 ..........3,942 ..........2,264 .............961 ...............23 ..........7,675 ..........3,771

Bulk + IBNR 15 16 Direct and Assumed Ceded .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 ...............95 .................1 .............100 .................1 ..........5,526 .............833 ..........2,877 .................9 ..........8,599 .............843

Loss Payments 4 5 Direct and Assumed Ceded ..............22 ................0 ..........1,608 .............(11) ..........2,471 ..............15 ..........2,351 ................0 ..........2,212 ...............(3) ..........2,167 ...............(8) ..........4,184 .............982 ..........5,701 ..........1,065 ..........4,564 .............186 ..........7,056 ..........1,911 .............704 ..............90 ........33,041 ..........4,228

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded ................0 ................0 ................0 ................0 ................5 ................0 ..............15 ................0 ...............(1) ................0 ..............12 ................0 ................0 ................0 ..............14 ................0 ................0 ................0 ..............20 ................0 ................4 ................0 ..............35 ................0 ................0 ................0 ..............38 ................0 ..............34 ................0 ..............49 ................0 .............144 ................0 ..............64 ................0 ..............64 ................0 ..............52 ................0 ................8 ................0 ..............41 ................0 .............260 ................0 .............339 ................0

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 ...............(0) .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................2 .................0 .................0 .................0 ...............15 .................0 .................0 .................0 ...............23 .................0 .................0 .................0 ...............25 .................0 .................0 .................0 ...............64 .................0 .................0 .................0

Adjusting and Other Unpaid 21 22 Direct and Assumed .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................1 .................1 .................2 .................7 ...............13

Ceded .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0

10

11

Salvage and Subrogation Received ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0

Total Net Paid (Cols. 4 - 5 + 6 - 7 + 8 - 9) .................23 ............1,639 ............2,468 ............2,365 ............2,235 ............2,214 ............3,240 ............4,719 ............4,586 ............5,261 ...............663 ..........29,412

23 Salvage and Subrogation Anticipated .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0

24 Total Net Losses and Expenses Unpaid ...................51 ...................22 ..................(79) .................119 ..................(92) .................321 ...................42 ................(304) ..............1,421 ..............6,397 ..............3,838 ............11,736

12 Number of Claims ReportedDirect and Assumed ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX......

25 Number of Claims OutstandingDirect and Assumed ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX.......

34 Total Losses and Loss Expenses Incurred 27

1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12.

Prior.. 1993. 1994. 1995. 1996. 1997. 1998. 1999. 2000. 2001. 2002. Totals

26 Direct and Assumed ........XXX........ .............1,650 .............2,414 .............2,483 .............2,140 .............2,527 .............4,297 .............6,881 .............6,236 ............16,666 .............4,622 ........XXX........

Ceded ........XXX........ .................(11) ..................25 ....................0 ...................(3) ...................(8) .............1,015 .............2,465 ................229 .............5,007 ................122 ........XXX........

28

Net ........XXX........ .............1,661 .............2,389 .............2,483 .............2,143 .............2,535 .............3,282 .............4,415 .............6,007 ............11,658 .............4,501 ........XXX........

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net ........XXX........ ........XXX........ ........XXX........ ...............33.8 ...............51.4 ...............33.9 ...............49.6 ...............61.6 ...............49.5 ...............42.5 .................0.0 ...............47.4 ...............41.1 ................(0.3) ...............50.1 ...............53.2 ................(1.0) ...............64.1 .............121.1 .......(57,665.8) ...............92.4 .............144.3 .............316.3 .............110.7 ...............86.5 ...............12.0 .............113.2 .............172.5 .............132.7 .............198.1 ...............46.6 .................9.7 ...............51.9 ........XXX........ ........XXX........ ........XXX........

66

Nontabular Discount 32

33

Loss ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

Loss Expense ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

Inter-Company Pooling Participation Percentage ........XXX........ ...............4.00 ...............4.00 ...............4.00 ...............4.00 ...............4.00 ...............4.00 ...............4.00 ...............4.00 ...............4.00 ...............4.00 ........XXX........

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid ..................51 ....................0 ..................22 ....................0 .................(79) ....................0 ................118 ....................0 .................(92) ....................0 ................320 ....................0 ..................42 ....................0 ...............(306) ....................3 .............1,405 ..................16 .............6,372 ..................25 .............3,806 ..................32 ............11,659 ..................77

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 1O - REINSURANCE NONPROPORTIONAL ASSUMED LIABILITY ($000 omitted) Years in Which Premiums Were Earned and Losses Were Incurred 1. Prior........ 2. 1993........ 3. 1994........ 4. 1995........ 5. 1996........ 6. 1997........ 7. 1998........ 8. 1999........ 9. 2000........ 10. 2001........ 11. 2002........ 12. Totals......

1

Premiums Earned 2

Direct and Assumed ........XXX........ .............2,356 .............3,138 .............3,962 .............6,663 .............5,302 .............6,014 .............6,106 .............6,293 .............5,985 .............3,763 .........XXX.......

Ceded ........XXX........ ..................(2) ................(19) ................(70) ................(26) .................24 .................46 .............1,156 .................17 .............9,883 ................296 .........XXX.......

3

Net (Cols. 1 - 2) ........XXX........ .............2,358 .............3,157 .............4,032 .............6,689 .............5,278 .............5,968 .............4,950 .............6,276 ............(3,899) .............3,467 .........XXX.......

Losses Unpaid

1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12.

Prior..... 1993.... 1994.... 1995.... 1996.... 1997.... 1998.... 1999.... 2000.... 2001.... 2002.... Totals..

Case Basis 13 14 Direct and Assumed Ceded ..........2,952 ..........2,734 .............341 .................0 .............617 .................0 .............862 .................0 ..........1,156 .................0 ..........1,841 ...............(0) ..........2,898 ...............(0) ..........3,115 ..........1,988 ..........3,911 .............157 ..........3,855 .............491 ..........1,457 ...............(8) ........23,004 ..........5,362

Bulk + IBNR 15 16 Direct and Assumed Ceded ..........4,766 ..........4,678 ...............60 .................0 .............100 .................0 .............271 .................0 .............436 .................0 .............730 .................0 ..........1,049 .................0 ..........1,456 .................0 ..........1,394 .................0 ..........2,868 .................0 ..........2,200 .................0 ........15,330 ..........4,678

Loss Payments 4 5 Direct and Assumed Ceded ..........2,061 ..........2,035 ..........1,976 ..............12 ..........1,769 ................0 ..........2,147 .............(43) ..........1,836 ...............(4) ..........2,760 ...............(0) ..........3,229 .............(30) ..........3,247 .............(20) ..........1,683 .............(14) .............430 ...............(4) ................8 .............(16) ........21,146 ..........1,915

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded ................0 ................0 ................1 ................0 ................2 ................0 ..............11 ................0 ...............(0) ................0 ..............11 ................0 ................0 ................0 ..............15 ................0 ................2 ................0 ..............22 ................0 ................9 ................0 ..............49 ................0 ...............(1) ................0 ..............48 ................0 ................1 ................0 ..............50 ................0 ................1 ................0 ..............40 ................0 ................0 ................0 ..............38 ................0 ...............(0) ................0 ..............27 ................0 ..............13 ................0 .............311 ................0

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 ...............(0) .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................1 .................0 .................0 .................0 ...............(0) .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................1 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................2 .................0 .................0 .................0

Adjusting and Other Unpaid 21 22 Direct and Assumed .................2 .................1 .................1 .................1 .................2 .................3 .................4 .................7 ...............11 ...............23 ...............61 .............115

Ceded .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0

10

11

Salvage and Subrogation Received ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0

Total Net Paid (Cols. 4 - 5 + 6 - 7 + 8 - 9) .................28 ............1,976 ............1,780 ............2,205 ............1,863 ............2,818 ............3,307 ............3,318 ............1,737 ...............472 .................50 ..........19,554

23 Salvage and Subrogation Anticipated .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0

24 Total Net Losses and Expenses Unpaid .................308 .................402 .................718 ..............1,134 ..............1,593 ..............2,574 ..............3,951 ..............2,590 ..............5,159 ..............6,255 ..............3,726 ............28,412

12 Number of Claims ReportedDirect and Assumed ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX......

25 Number of Claims OutstandingDirect and Assumed ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX.......

34 Total Losses and Loss Expenses Incurred 27

1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12.

Prior.. 1993. 1994. 1995. 1996. 1997. 1998. 1999. 2000. 2001. 2002. Totals

26 Direct and Assumed ........XXX........ .............2,390 .............2,498 .............3,296 .............3,453 .............5,392 .............7,228 .............7,876 .............7,040 .............7,214 .............3,752 ........XXX........

Ceded ........XXX........ ..................12 ....................0 .................(43) ...................(4) ...................(0) .................(30) .............1,968 ................143 ................487 .................(24) ........XXX........

28

Net ........XXX........ .............2,378 .............2,498 .............3,339 .............3,456 .............5,393 .............7,258 .............5,908 .............6,896 .............6,727 .............3,776 ........XXX........

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net ........XXX........ ........XXX........ ........XXX........ .............101.4 ............(655.0) .............100.9 ...............79.6 .................0.0 ...............79.1 ...............83.2 ...............61.8 ...............82.8 ...............51.8 ...............14.6 ...............51.7 .............101.7 ................(0.5) .............102.2 .............120.2 ..............(65.3) .............121.6 .............129.0 .............170.3 .............119.3 .............111.9 .............863.8 .............109.9 .............120.5 .................4.9 ............(172.5) ...............99.7 ................(8.1) .............108.9 ........XXX........ ........XXX........ ........XXX........

67

Nontabular Discount 32

33

Loss ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

Loss Expense ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

Inter-Company Pooling Participation Percentage ........XXX........ ...............4.00 ...............4.00 ...............4.00 ...............4.00 ...............4.00 ...............4.00 ...............4.00 ...............4.00 ...............4.00 ...............4.00 ........XXX........

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid ................306 ....................2 ................401 ....................1 ................717 ....................1 .............1,133 ....................1 .............1,592 ....................2 .............2,571 ....................4 .............3,947 ....................4 .............2,583 ....................7 .............5,147 ..................12 .............6,232 ..................23 .............3,665 ..................61 ............28,294 ................117

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 1P - REINSURANCE NONPROPORTIONAL ASSUMED FINANCIAL LINES ($000 omitted) Years in Which Premiums Were Earned and Losses Were Incurred 1. Prior........ 2. 1993........ 3. 1994........ 4. 1995........ 5. 1996........ 6. 1997........ 7. 1998........ 8. 1999........ 9. 2000........ 10. 2001........ 11. 2002........ 12. Totals......

1

Premiums Earned 2

Direct and Assumed ........XXX........ ...................0 ...................0 .................15 .................15 .................16 .................27 ................267 ................482 ................398 ................178 .........XXX.......

Ceded ........XXX........ ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ..................(4) .................21 .................11 .................20 .........XXX.......

3

Net (Cols. 1 - 2) ........XXX........ ...................0 ...................0 .................15 .................15 .................16 .................27 ................271 ................461 ................386 ................158 .........XXX.......

Losses Unpaid

1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12.

Prior..... 1993.... 1994.... 1995.... 1996.... 1997.... 1998.... 1999.... 2000.... 2001.... 2002.... Totals..

Case Basis 13 14 Direct and Assumed Ceded .................0 .................0 ...............22 .................0 ...............17 .................0 .................4 .................0 .................7 ...............(0) .............151 ...............(2) ...............84 ...............(6) .............122 .................0 .............461 .................0 .............105 .................0 .................4 .................0 .............977 ...............(8)

Bulk + IBNR 15 16 Direct and Assumed Ceded .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .............(71) .............148 ...............71 .............148 .................0

Loss Payments 4 5 Direct and Assumed Ceded ................0 ................0 ................2 ................0 ..............26 ................0 ...............(3) ...............(1) ................9 ...............(1) .............102 .............(15) .............492 ...............(1) .............608 ................0 ..........1,083 ................0 ..............52 ................0 ................1 ................0 ..........2,372 .............(17)

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ...............(0) ................0 ................0 ................0 ...............(0) ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................1 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................3 ................0 ................0 ................0 ................5 ................0 ................0 ................0 ................3 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ..............13 ................0

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................1 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................1 .................0 .................0 .................0

Adjusting and Other Unpaid 21 22 Direct and Assumed .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0

Ceded .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0

10

11

Salvage and Subrogation Received ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0

Total Net Paid (Cols. 4 - 5 + 6 - 7 + 8 - 9) ...................0 ...................2 .................26 .................(2) .................11 ...............118 ...............492 ...............611 ............1,088 .................55 ...................1 ............2,403

23 Salvage and Subrogation Anticipated .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0

24 Total Net Losses and Expenses Unpaid .....................0 ...................22 ...................17 .....................4 .....................7 .................153 ...................90 .................122 .................461 .................175 ...................82 ..............1,133

12 Number of Claims ReportedDirect and Assumed ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX...... ......XXX......

25 Number of Claims OutstandingDirect and Assumed ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX....... ......XXX.......

34 Total Losses and Loss Expenses Incurred 27

1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12.

Prior.. 1993. 1994. 1995. 1996. 1997. 1998. 1999. 2000. 2001. 2002. Totals

26 Direct and Assumed ........XXX........ ..................25 ..................43 ....................1 ..................16 ................254 ................576 ................734 .............1,548 ................160 ................154 ........XXX........

Ceded ........XXX........ ....................0 ....................0 ...................(1) ...................(1) .................(16) ...................(7) ....................0 ....................0 .................(71) ..................71 ........XXX........

28

Net ........XXX........ ..................25 ..................43 ....................1 ..................18 ................271 ................583 ................734 .............1,548 ................230 ..................83 ........XXX........

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net ........XXX........ ........XXX........ ........XXX........ .................0.0 .................0.0 .................0.0 .................0.0 .................0.0 .................0.0 .................4.7 .................0.0 .................8.9 .............104.6 .................0.0 .............114.2 ..........1,610.3 .................0.0 ..........1,712.6 ..........2,108.2 .........(2,434.6) ..........2,155.2 .............274.8 .................0.0 .............270.5 .............321.5 .................0.0 .............336.1 ...............40.1 ............(617.8) ...............59.6 ...............86.3 .............349.2 ...............52.7 ........XXX........ ........XXX........ ........XXX........

68

Nontabular Discount 32

33

Loss ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

Loss Expense ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

Inter-Company Pooling Participation Percentage ........XXX........ ...............4.00 ...............4.00 ...............4.00 ...............4.00 ...............4.00 ...............4.00 ...............4.00 ...............4.00 ...............4.00 ...............4.00 ........XXX........

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid ....................0 ....................0 ..................22 ....................0 ..................17 ....................0 ....................4 ....................0 ....................7 ....................0 ................153 ....................0 ..................90 ....................0 ................122 ....................1 ................461 ....................0 ................175 ....................0 ..................82 ....................0 .............1,132 ....................1

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 1R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE ($000 omitted) Years in Which Premiums Were Earned and Losses Were Incurred

Premiums Earned 2

1 Direct and Assumed

3

Net (Cols. 1 - 2)

Ceded

Loss Payments 4 5 Direct and Assumed Ceded

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded

10

11

Salvage and Subrogation Received

Total Net Paid (Cols. 4 - 5 + 6 - 7 + 8 - 9)

12 Number of Claims ReportedDirect and Assumed

1. Prior....... .........XXX....... .........XXX....... .........XXX....... .............772 .............490 ..........1,005 .............657 ................3 ................0 ...............(1) ................633 ......XXX....... 2. 1993....... .............1,870 ................364 .............1,506 .............921 .............263 .............257 ..............45 ..............89 ................0 ..............20 ................959 ..............31 3. 1994....... .............2,283 .................60 .............2,223 .............647 ..............37 .............300 ................1 ..............74 ................0 ................3 ................983 ..............30 4. 1995....... .............2,582 .................79 .............2,503 .............618 .............114 .............164 ..............10 ..............86 ................0 ................0 ................744 ..............28 5. 1996....... .............2,540 ................219 .............2,321 .............719 .............133 .............205 ..............58 ..............99 ................0 ................0 ................832 ..............32 6. 1997....... .............1,304 ................217 .............1,086 .............840 ..............53 .............178 ..............23 ..............80 ................0 ................0 .............1,021 ..............33 7. 1998....... .............1,730 ................320 .............1,410 .............339 ..............13 .............129 ..............13 ..............98 ................0 ................0 ................540 ..............35 8. 1999....... .............1,758 ................319 .............1,439 .............141 ..............70 .............119 ..............35 ..............82 ................0 ................0 ................237 ..............36 9. 2000....... .............2,650 ................338 .............2,312 .............293 ..............70 .............138 ..............25 ..............76 ................0 ................0 ................412 ..............39 10. 2001....... .............1,912 .............3,462 ............(1,550) .............104 ................8 ..............41 ................5 ..............72 ................0 ................0 ................203 ..............36 11. 2002....... .............2,292 ................721 .............1,571 ..............28 ................6 ................4 ................2 ..............58 ................0 ................0 .................83 ..............20 12. Totals..... .........XXX....... .........XXX....... .........XXX....... ..........5,421 ..........1,255 ..........2,541 .............875 .............816 ................0 ..............23 .............6,649 ......XXX.......

Losses Unpaid Case Basis 13 14 Direct and Assumed Ceded

Bulk + IBNR 15 16 Direct and Assumed Ceded

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded

Adjusting and Other Unpaid 21 22 Direct and Assumed

Ceded

23 Salvage and Subrogation Anticipated

24 Total Net Losses and Expenses Unpaid

25 Number of Claims OutstandingDirect and Assumed

1. Prior..... .........3,616 .........3,155 .........1,092 ............722 ...........(104) ...........(131) ............473 ............437 ................8 ................0 ................0 ................903 ..............74 2. 1993.... ..............75 ..............39 ............107 ..............12 ................2 ..............(2) ..............10 ................5 ................2 ................0 ................0 ................141 ................1 3. 1994.... ..............53 ................0 ............128 ................0 ................7 ..............(0) ..............11 ................0 ................2 ................0 ................0 ................202 ................1 4. 1995.... ..............31 ................1 ............137 ................0 ..............11 ..............(0) ..............16 ................0 ................3 ................0 ................0 ................196 ................2 5. 1996.... ..............37 ..............12 ............262 ................4 ..............23 ..............(0) ..............37 ................2 ................4 ................0 ................0 ................346 ................2 6. 1997.... ..............63 ..............14 ............449 ................4 ..............66 ..............(1) ............100 ................2 ................6 ................0 ................0 ................665 ................2 7. 1998.... ............106 ..............51 ............340 ..............13 ..............44 ..............(2) ..............76 ................7 ................7 ................0 ................0 ................506 ................2 8. 1999.... ............212 ............108 ............350 ..............31 ..............22 ..............(4) ..............55 ..............15 ..............10 ................0 ................0 ................501 ................3 9. 2000.... ............181 ..............52 ............781 ..............18 ..............68 ..............(2) ............111 ................7 ..............14 ................0 ................0 .............1,080 ................3 10. 2001.... ............189 ..............48 .........1,017 ..............15 ............256 ..............(2) ............388 ................7 ..............20 ................0 ................0 .............1,803 ................4 11. 2002.... ............105 ..............39 .........1,011 ..............14 ............176 ..............(2) ............268 ................5 ..............31 ................0 ................0 .............1,536 ................6 12. Totals.. .........4,669 .........3,517 .........5,675 ............832 ............572 ...........(146) .........1,546 ............488 ............107 ................0 ................0 .............7,878 ............100

34 26 Direct and Assumed

Total Losses and Loss Expenses Incurred 27

28

Ceded

Net

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net

Nontabular Discount 32

33

Loss

Loss Expense

InterCompany Pooling Participation Percentage

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid

1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ................833 ..................71 2. 1993. .............1,463 ................363 .............1,100 ...............78.2 ...............99.7 ...............73.0 ....................0 ....................0 ...............4.00 ................131 ..................10 3. 1994. .............1,223 ..................38 .............1,185 ...............53.5 ...............62.3 ...............53.3 ....................0 ....................0 ...............4.00 ................181 ..................21 4. 1995. .............1,065 ................126 ................940 ...............41.3 .............160.0 ...............37.5 ....................0 ....................0 ...............4.00 ................166 ..................30 5. 1996. .............1,385 ................207 .............1,179 ...............54.5 ...............94.3 ...............50.8 ....................0 ....................0 ...............4.00 ................284 ..................62 6. 1997. .............1,782 ..................96 .............1,686 .............136.7 ...............44.0 .............155.2 ....................0 ....................0 ...............4.00 ................494 ................171 7. 1998. .............1,140 ..................94 .............1,046 ...............65.9 ...............29.5 ...............74.2 ....................0 ....................0 ...............4.00 ................383 ................123 8. 1999. ................991 ................253 ................738 ...............56.4 ...............79.3 ...............51.3 ....................0 ....................0 ...............4.00 ................424 ..................77 9. 2000. .............1,662 ................169 .............1,493 ...............62.7 ...............50.1 ...............64.6 ....................0 ....................0 ...............4.00 ................892 ................189 10. 2001. .............2,087 ..................81 .............2,006 .............109.2 .................2.3 ............(129.4) ....................0 ....................0 ...............4.00 .............1,143 ................659 11. 2002. .............1,683 ..................64 .............1,619 ...............73.4 .................8.9 .............103.0 ....................0 ....................0 ...............4.00 .............1,064 ................472 12. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ .............5,995 .............1,883

69

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 1R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS-MADE ($000 omitted) Years in Which Premiums Were Earned and Losses Were Incurred

Premiums Earned 2

1 Direct and Assumed

3

Net (Cols. 1 - 2)

Ceded

Loss Payments 4 5 Direct and Assumed Ceded

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded

10

11

Salvage and Subrogation Received

Total Net Paid (Cols. 4 - 5 + 6 - 7 + 8 - 9)

12 Number of Claims ReportedDirect and Assumed

1. Prior....... .........XXX....... .........XXX....... .........XXX....... ................0 ................0 ................0 ...............(1) ................0 ................0 ................0 ...................1 ......XXX....... 2. 1993....... .................78

...................4 .................74 ..............46 ................0 ................4 ................1 ................3 ................0 ................0 .................52 ................1

3. 1994....... ................116 ...................4 ................112 .............115 .............160 ..............18 ................3 ................6 ................0 ................0 ................(25) ................0 4. 1995....... ................116 ...................9 ................108 ................8 ................0 ................1 ...............(1) ................2 ................0 ................0 .................12 ................0 5. 1996....... ................119 ...................8 ................111 ..............16 ................0 ................4 ................0 ................0 ................0 ................0 .................20 ................0 6. 1997....... ................120 .................12 ................108 ..............21 .............(80) ..............10 ...............(0) ................1 ................0 ................0 ................111 ................1 7. 1998....... ................121 .................20 ................100 ................0 ................0 ..............15 ................0 ..............13 ................0 ................0 .................28 ................1 8. 1999....... .................99 .................15 .................84 ..............13 ................0 ..............15 ................0 ................2 ................0 ................0 .................29 ................0 9. 2000....... .................86 .................13 .................72 ..............24 ................9 ..............16 ................2 ................1 ................0 ................0 .................30 ................0 10. 2001....... .................87 .................20 .................67 ................5 ................0 ................1 ................0 ................2 ................0 ................0 ...................8 ................0 11. 2002....... .................89 .................14 .................75 ................0 ...............(1) ................0 ...............(0) ................5 ................0 ................0 ...................6 ................0 12. Totals..... .........XXX....... .........XXX....... .........XXX....... .............248 ..............88 ..............82 ................4 ..............35 ................0 ................0 ................273 ......XXX.......

Losses Unpaid Case Basis 13 14 Direct and Assumed Ceded

Bulk + IBNR 15 16 Direct and Assumed Ceded

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded

Adjusting and Other Unpaid 21 22 Direct and Assumed

Ceded

23 Salvage and Subrogation Anticipated

24 Total Net Losses and Expenses Unpaid

25 Number of Claims OutstandingDirect and Assumed

1. Prior..... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ....................0 ................0 2. 1993.... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ....................0 ................0 3. 1994.... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ....................0 ................0 4. 1995.... ..............40 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ..................40 ................0 5. 1996.... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ....................0 ................0 6. 1997.... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ....................0 ................0 7. 1998.... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ....................0 ................0 8. 1999.... ..............10 ................0 ................2 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ..................13 ................0 9. 2000.... ..............12 ................0 ................3 ................0 ..............50 ................0 ................2 ................0 ................0 ................0 ................0 ..................67 ................0 10. 2001.... ................0 ................0 ..............37 ................1 ..............15 ................0 ................5 ................0 ................1 ................0 ................0 ..................57 ................0 11. 2002.... ................9 ..............(1) ..............81 ................4 ..............72 ................0 ..............22 ................2 ................1 ................0 ................0 ................180 ................0 12. Totals.. ..............72 ..............(1) ............123 ................6 ............137 ................0 ..............29 ................3 ................3 ................0 ................0 ................358 ................1

34 26 Direct and Assumed

Total Losses and Loss Expenses Incurred 27

28

Ceded

Net

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net

Nontabular Discount 32

33

Loss

Loss Expense

InterCompany Pooling Participation Percentage

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid

1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ....................0 ....................0 2. 1993. ..................53 ....................1 ..................52 ...............67.4 ...............21.9 ...............70.0 ....................0 ....................0 ...............4.00 ....................0 ....................0 3. 1994. ................138 ................163 .................(24) .............118.8 ..........3,662.9 ..............(21.9) ....................0 ....................0 ...............4.00 ....................0 ....................0 4. 1995. ..................51 ...................(1) ..................52 ...............44.0 ..............(13.2) ...............48.6 ....................0 ....................0 ...............4.00 ..................40 ....................0 5. 1996. ..................20 ....................0 ..................20 ...............17.1 .................0.0 ...............18.3 ....................0 ....................0 ...............4.00 ....................0 ....................0 6. 1997. ..................31 .................(80) ................111 ...............26.2 ............(649.5) .............103.5 ....................0 ....................0 ...............4.00 ....................0 ....................0 7. 1998. ..................28 ....................0 ..................28 ...............23.3 .................0.0 ...............28.0 ....................0 ....................0 ...............4.00 ....................0 ....................0 8. 1999. ..................42 ....................0 ..................42 ...............42.5 .................3.0 ...............49.8 ....................0 ....................0 ...............4.00 ..................12 ....................1 9. 2000. ................110 ..................12 ..................98 .............128.2 ...............93.1 .............134.6 ....................0 ....................0 ...............4.00 ..................15 ..................53 10. 2001. ..................66 ....................1 ..................65 ...............76.0 .................6.1 ...............96.6 ....................0 ....................0 ...............4.00 ..................36 ..................21 11. 2002. ................190 ....................4 ................186 .............214.6 ...............27.5 .............249.1 ....................0 ....................0 ...............4.00 ..................87 ..................93 12. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ................191 ................167

70

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 1S - FINANCIAL GUARANTY/MORTGAGE GUARANTY ($000 omitted) Years in Which Premiums Were Earned and Losses Were Incurred

Premiums Earned 2

1

Direct and Assumed

3

Net (Cols. 1 - 2)

Ceded

Loss Payments 4 5 Direct and Assumed Ceded

Loss and Loss Expense Payments Defense and Cost Adjusting and Other Containment Payments Payments 6 7 8 9 Direct Direct and and Assumed Ceded Assumed Ceded

10

11

Salvage and Subrogation Received

Total Net Paid (Cols. 4 - 5 + 6 - 7 + 8 - 9)

12 Number of Claims ReportedDirect and Assumed

1. Prior....... ........XXX........ ........XXX........ ........XXX........ ................0 ................0 ................0 ................0 ................0 ................0 ................0

...................0 ......XXX.......

2. 2001..... ...................0 ...................0 ...................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0

...................0 ......XXX.......

3. 2002..... ...................0 ...................0 ...................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0

...................0 ......XXX.......

4. Totals..... ........XXX........ ........XXX........ ........XXX........ ................0 ................0 ................0 ................0 ................0 ................0 ................0 ...................0 ......XXX.......

Losses Unpaid Case Basis 13 14 Direct and Assumed Ceded

Bulk + IBNR 15 16 Direct and Assumed Ceded

Defense and Cost Containment Unpaid Case Basis Bulk + IBNR 17 18 19 20 Direct Direct and and Assumed Ceded Assumed Ceded

Adjusting and Other Unpaid 21 22 Direct and Assumed

Ceded

23

Salvage and Subrogation Anticipated

24 Total Net Losses and Expenses Unpaid

25 Number of Claims OutstandingDirect and Assumed

1. Prior..... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ....................0 ................0

NONE

2. 2001... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ....................0 ................0 3. 2002... ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ....................0 ................0 4. Totals.. ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ................0 ....................0 ................0

34

26 Direct and Assumed

Total Losses and Loss Expenses Incurred 27

28

Ceded

Net

Loss and Loss Expense Percentage (Incurred/Premiums Earned) 29 30 31 Direct and Assumed Ceded Net

Nontabular Discount 32

33

Loss

Loss Expense

Inter-Company Pooling Participation Percentage

Net Balance Sheet Reserves after Discount 35 36 Loss Losses Expenses Unpaid Unpaid

1. Prior.. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ....................0 ....................0 2. 2001 ....................0 ....................0 ....................0 .................0.0 .................0.0 .................0.0 ....................0 ....................0 ...............0.00 ....................0 ....................0 3. 2002 ....................0 ....................0 ....................0 .................0.0 .................0.0 .................0.0 ....................0 ....................0 ...............0.00 ....................0 ....................0 4. Totals ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ........XXX........ ....................0 ....................0

71

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 2A - HOMEOWNERS/FARMOWNERS Years in Which Losses Were Incurred

1

1993

Incurred Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 2 3 4 5 6 7 8 9

1994

1995

1996

1997

1998

1999

2000

2001

10

2002

Development 11 12 One Year

Two Year

1. Prior..... ...........1,658 ...........1,569 ...........1,521 ...........1,720 ...........1,821 ...........1,877 ...........1,749 ...........1,702 ...........1,713 ...........1,746 ................33 ................43 2. 1993.... ...........9,290 ...........9,343 ...........9,335 ...........9,439 ...........9,463 ...........9,507 ...........9,462 ...........9,444 ...........9,449 ...........9,459 ................10 ................15 3. 1994.... .......XXX....... .........11,598 .........10,953 .........11,102 .........11,023 .........11,160 .........10,979 .........10,960 .........10,971 .........10,991 ................20 ................32 4. 1995.... .......XXX....... .......XXX....... .........11,302 .........11,447 .........11,503 .........11,565 .........11,440 .........11,361 .........11,402 .........11,419 ................17 ................58 5. 1996.... .......XXX....... .......XXX....... .......XXX....... .........15,840 .........15,814 .........15,880 .........15,780 .........15,733 .........15,670 .........15,675 .................5 ..............(58) 6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........11,043 .........11,023 .........10,756 .........10,712 .........10,722 .........10,744 ................22 ................32 7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........11,037 .........11,593 .........11,912 .........11,650 .........11,707 ................57 .............(205) 8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........12,931 .........13,099 .........12,674 .........12,683 .................9 .............(415) 9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........12,967 .........13,393 .........13,510 ..............117 ..............543 10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........14,868 .........15,259 ..............391 .......XXX....... 11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........14,995 .......XXX....... .......XXX....... 12. Totals

..............681 ................45

SCHEDULE P - PART 2B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL 1. Prior..... .........16,728 .........15,675 .........15,227 .........15,037 .........15,014 .........14,912 .........14,876 .........15,269 .........15,415 .........15,477 ................62 ..............207 2. 1993.... .........27,864 .........27,683 .........27,848 .........27,848 .........27,763 .........27,708 .........27,689 .........27,820 .........27,638 .........27,657 ................19 .............(163) 3. 1994.... .......XXX....... .........28,920 .........29,787 .........29,882 .........30,011 .........29,989 .........29,891 .........29,999 .........29,958 .........29,855 .............(103) .............(144) 4. 1995.... .......XXX....... .......XXX....... .........28,751 .........28,694 .........28,982 .........28,878 .........28,717 .........28,606 .........28,586 .........28,418 .............(168) .............(189) 5. 1996.... .......XXX....... .......XXX....... .......XXX....... .........29,755 .........29,877 .........29,451 .........29,094 .........28,749 .........28,780 .........28,660 .............(120) ..............(89) 6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........29,416 .........29,269 .........28,992 .........28,344 .........28,562 .........28,414 .............(148) ................69 7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........28,369 .........28,418 .........28,577 .........28,489 .........28,589 ..............100 ................11 8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........30,557 .........30,348 .........30,184 .........30,342 ..............158 ................(7) 9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........31,751 .........31,996 .........32,667 ..............671 ..............916 10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........35,101 .........35,380 ..............279 .......XXX....... 11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........39,916 .......XXX....... .......XXX....... 12. Totals

..............749 ..............613

SCHEDULE P - PART 2C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL 1. Prior..... .........15,083 .........14,715 .........14,469 .........14,643 .........14,641 .........14,426 .........13,770 .........13,775 .........13,552 .........13,344 .............(208) .............(431) 2. 1993.... .........10,845 .........10,509 .........10,328 .........10,168 .........10,153 .........10,022 ...........9,820 ...........9,762 ...........9,774 ...........9,764 ..............(10) .................1 3. 1994.... .......XXX....... .........11,240 .........11,409 .........11,242 .........10,949 .........10,705 .........10,392 .........10,307 .........10,219 .........10,243 ................24 ..............(63) 4. 1995.... .......XXX....... .......XXX....... .........10,656 .........10,677 .........10,328 .........10,032 ...........9,901 ...........9,866 ...........9,857 ...........9,844 ..............(14) ..............(22) 5. 1996.... .......XXX....... .......XXX....... .......XXX....... .........11,257 .........11,075 .........10,509 .........10,170 .........10,147 ...........9,909 .........10,042 ..............133 .............(105) 6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........9,133 ...........8,802 ...........8,987 ...........8,915 ...........8,900 ...........9,098 ..............198 ..............183 7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........9,626 ...........9,935 .........10,207 .........10,492 .........10,782 ..............290 ..............574 8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........12,406 .........12,417 .........12,651 .........13,076 ..............426 ..............659 9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........12,920 .........12,820 .........12,819 ................(1) .............(101) 10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........12,517 .........12,316 .............(200) .......XXX....... 11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........11,395 .......XXX....... .......XXX....... 12. Totals

..............637 ..............696

SCHEDULE P - PART 2D - WORKERS' COMPENSATION 1. Prior..... .........91,124 .........97,340 .........99,979 .......105,648 .......105,089 .......104,950 .......104,609 .......104,554 .......100,219 .......100,745 ..............526 ..........(3,808) 2. 1993.... .........35,114 .........32,724 .........32,476 .........30,734 .........30,237 .........29,150 .........29,463 .........29,781 .........29,435 .........28,746 .............(688) ..........(1,035) 3. 1994.... .......XXX....... .........30,085 .........31,170 .........31,151 .........31,324 .........30,779 .........30,914 .........30,845 .........30,685 .........30,799 ..............115 ..............(46) 4. 1995.... .......XXX....... .......XXX....... .........32,483 .........31,268 .........30,774 .........30,305 .........30,407 .........30,464 .........30,442 .........30,547 ..............105 ................83 5. 1996.... .......XXX....... .......XXX....... .......XXX....... .........30,022 .........30,041 .........29,699 .........29,592 .........29,186 .........29,334 .........29,634 ..............300 ..............448 6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........30,876 .........30,759 .........30,495 .........30,431 .........30,910 .........31,859 ..............949 ...........1,428 7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........32,105 .........31,606 .........31,828 .........34,400 .........34,821 ..............421 ...........2,993 8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........28,224 .........28,472 .........31,095 .........32,470 ...........1,375 ...........3,998 9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........24,468 .........26,832 .........27,741 ..............909 ...........3,273 10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........35,008 .........36,926 ...........1,918 .......XXX....... 11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........33,495 .......XXX....... .......XXX....... 12. Totals

...........5,930 ...........7,334

SCHEDULE P - PART 2E - COMMERCIAL MULTIPLE PERIL 1. Prior..... .........23,752 .........25,291 .........23,611 .........23,950 .........24,047 .........24,023 .........24,295 .........23,972 .........22,363 .........21,687 .............(676) ..........(2,285) 2. 1993.... .........19,748 .........18,131 .........17,943 .........18,954 .........18,684 .........19,354 .........19,272 .........19,014 .........18,642 .........18,693 ................51 .............(322) 3. 1994.... .......XXX....... .........22,688 .........22,806 .........22,111 .........22,002 .........21,692 .........20,915 .........20,924 .........20,417 .........20,676 ..............259 .............(249) 4. 1995.... .......XXX....... .......XXX....... .........23,736 .........22,492 .........22,370 .........22,053 .........21,034 .........20,619 .........20,084 .........20,147 ................63 .............(472) 5. 1996.... .......XXX....... .......XXX....... .......XXX....... .........25,796 .........24,227 .........24,249 .........23,614 .........22,787 .........22,401 .........22,832 ..............431 ................45 6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........22,482 .........22,545 .........22,627 .........21,174 .........21,010 .........21,461 ..............451 ..............287 7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........25,141 .........25,429 .........25,020 .........24,413 .........24,722 ..............309 .............(299) 8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........27,742 .........27,908 .........26,475 .........27,313 ..............838 .............(595) 9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........26,251 .........27,040 .........27,234 ..............195 ..............983 10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........32,499 .........32,946 ..............447 .......XXX....... 11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........25,859 .......XXX....... .......XXX....... 12. Totals

72

...........2,366 ..........(2,906)

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 2F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE Years in Which Losses Were Incurred

1

1993

Incurred Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 2 3 4 5 6 7 8 9

1994

1995

1996

1997

1998

1999

2000

2001

Development 11 12

10

One Year

2002

Two Year

1. Prior..... ...........1,856 ...........1,474 ...........1,401 ...........1,370 ...........1,461 ...........1,726 ...........1,930 ...........1,955 ...........1,969 ...........1,913 ..............(56) ..............(42) 2. 1993.... ..............154 ................17 ................20 ................13 ................15 ................15 .................5 .................3 .................2 .................1 ................(1) ................(1) 3. 1994.... .......XXX....... .................0 .................0 ................15 .................3 .................9 .................6 .................3 .................3 .................3 ................(0) ................(0) 4. 1995.... .......XXX....... .......XXX....... .................2 .................0 ................17 ................11 ................12 .................8 .................9 .................7 ................(2) ................(1) 5. 1996.... .......XXX....... .......XXX....... .......XXX....... .................4 ................12 ................13 ................11 ................(4) ................(3) ................(6) ................(3) ................(2) 6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................5 ................33 ................19 .................9 .................8 .................7 ................(1) ................(2) 7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............111 ................28 ................24 ................29 ................26 ................(3) .................2 8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................19 .................3 .................6 ................28 ................22 ................25 9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................5 .................5 ................11 .................7 .................6 10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................1 ................36 ................35 .......XXX....... 11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................15 .......XXX....... .......XXX....... 12. Totals

................(2) ..............(14)

SCHEDULE P - PART 2F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS-MADE 1. Prior..... ..............981 ..............949 ..............889 ..............990 ...........1,181 ...........1,131 ..............982 ...........1,067 ...........1,008 ..............975 ..............(33) ..............(92) 2. 1993.... ..............567 ..............424 ..............431 ..............389 ..............472 ..............436 ..............415 ..............428 ..............416 ..............408 ................(8) ..............(20) 3. 1994.... .......XXX....... ..............500 ..............495 ..............505 ..............504 ..............480 ..............439 ..............410 ..............405 ..............401 ................(4) ................(9) 4. 1995.... .......XXX....... .......XXX....... ..............541 ..............485 ..............486 ..............474 ..............441 ..............421 ..............415 ..............425 .................9 .................4 5. 1996.... .......XXX....... .......XXX....... .......XXX....... ..............552 ..............572 ..............706 ..............630 ..............585 ..............576 ..............603 ................27 ................18 6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............495 ..............515 ..............492 ..............409 ..............410 ..............411 .................1 .................2 7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............499 ..............517 ..............588 ..............597 ..............616 ................19 ................28 8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............117 ..............108 ..............101 ................91 ..............(11) ..............(17) 9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... 0................... .................0 .................0 ................(0) .................0 10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .................0 .................0 .......XXX....... 11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................90 .......XXX....... .......XXX....... 12. Totals

.................1 ..............(85)

SCHEDULE P - PART 2G - SPECIAL LIABILITY (OCEAN MARINE, AIRCRAFT (ALL PERILS), BOILER & MACHINERY) 1. Prior..... ..............971 ..............646 ..............740 ..............619 ..............780 ..............760 ..............917 ..............883 ..............846 ..............883 ................37 ................(0) 2. 1993.... ..............802 ..............761 ..............949 ..............930 ..............933 ..............924 ..............930 ..............917 ..............902 ..............903 .................1 ..............(14) 3. 1994.... .......XXX....... ..............952 ..............894 ..............899 ..............909 ..............905 ..............899 ..............881 ..............869 ..............873 .................3 ................(8) 4. 1995.... .......XXX....... .......XXX....... ..............991 ..............922 ..............975 ..............961 ..............981 ..............978 ..............973 ..............973 ................(0) ................(4) 5. 1996.... .......XXX....... .......XXX....... .......XXX....... ...........1,415 ...........1,178 ...........1,156 ...........1,234 ...........1,245 ...........1,256 ...........1,255 ................(1) ................10 6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,411 ...........1,417 ...........1,490 ...........1,571 ...........1,564 ...........1,549 ..............(15) ..............(23) 7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,629 ...........2,048 ...........2,127 ...........2,180 ...........2,144 ..............(36) ................17 8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,457 ...........1,601 ...........1,591 ...........1,584 ................(7) ..............(16) 9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,167 ...........1,632 ...........1,692 ................59 ..............524 10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,077 ...........1,185 ..............108 .......XXX....... 11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,389 .......XXX....... .......XXX....... 12. Totals

..............150 ..............487

SCHEDULE P - PART 2H - SECTION 1 - OTHER LIABILITY - OCCURRENCE 1. Prior..... .........56,894 .........55,516 .........56,763 .........63,281 .........63,224 .........63,146 .........63,554 .........62,937 .........48,742 .........48,383 .............(359) ........(14,554) 2. 1993.... ...........9,452 ...........8,730 ...........8,739 ...........8,011 ...........8,268 ...........8,342 ...........8,203 ...........7,962 ...........7,874 ...........7,083 .............(792) .............(879) 3. 1994.... .......XXX....... .........10,160 .........11,390 .........11,164 .........11,028 .........11,100 .........12,083 .........10,715 .........10,531 .........10,320 .............(211) .............(395) 4. 1995.... .......XXX....... .......XXX....... .........10,182 .........10,105 .........10,844 .........10,815 ...........9,869 ...........9,715 ...........9,624 ...........9,314 .............(309) .............(401) 5. 1996.... .......XXX....... .......XXX....... .......XXX....... ...........9,838 .........10,506 .........10,411 .........11,193 .........10,724 .........10,591 .........10,949 ..............358 ..............226 6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........13,688 .........12,975 .........11,502 .........10,835 .........11,513 .........11,390 .............(123) ..............554 7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........12,181 .........10,167 .........10,265 .........11,153 .........12,154 ...........1,001 ...........1,889 8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........10,653 .........10,991 .........11,258 .........11,708 ..............450 ..............717 9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........11,738 .........11,340 .........11,658 ..............318 ..............(80) 10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........12,439 .........12,928 ..............488 .......XXX....... 11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........10,643 .......XXX....... .......XXX....... 12. Totals

..............822 ........(12,924)

SCHEDULE P - PART 2H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE 1. Prior..... ..............521 ..............601 ..............673 ..............784 ..............993 ...........1,123 ..............823 ..............815 ..............816 ..............814 ................(2) ................(1) 2. 1993.... ..............407 ..............813 ..............949 ..............982 ...........1,226 ...........1,162 ...........1,039 ...........1,034 ...........1,025 ...........1,018 ................(7) ..............(15) 3. 1994.... .......XXX....... ...........1,753 ...........1,230 ...........1,086 ...........1,219 ...........1,151 ..............963 ..............959 ..............967 ..............967 ................(0) .................9 4. 1995.... .......XXX....... .......XXX....... ...........1,737 ...........1,236 ...........1,189 ..............994 ..............897 ..............927 ..............946 ..............936 ..............(10) .................9 5. 1996.... .......XXX....... .......XXX....... .......XXX....... ...........1,526 ...........1,118 ..............741 ..............660 ..............666 ..............694 ..............690 ................(4) ................24 6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,336 ...........1,241 ..............928 ...........1,087 ...........1,091 ...........1,079 ..............(12) ................(8) 7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,090 ...........1,470 ...........1,383 ...........1,411 ...........1,348 ..............(64) ..............(35) 8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,640 ...........1,568 ...........1,639 ...........1,662 ................22 ................94 9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........2,524 ...........2,360 ...........2,730 ..............370 ..............206 10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........4,087 ...........3,934 .............(154) .......XXX....... 11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........5,407 .......XXX....... .......XXX....... 12. Totals

73

..............140 ..............282

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 2I - SPECIAL PROPERTY (FIRE, ALLIED LINES, INLAND MARINE, EARTHQUAKE, BURGLARY AND THEFT) 1 Years in Which Losses Were Incurred

1993

Incurred Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 2 3 4 5 6 7 8 9

1994

1995

1996

1997

1998

1999

2000

10

2001

2002

Development 11 12 One Year

Two Year

1. Prior..... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ...........6,232 ...........6,617 ...........6,190 .............(427) ..............(42) 2. 2001.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ .........13,240 .........13,127 .............(113) ......XXX........ 3. 2002.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ .........13,135 ......XXX........ ......XXX........ 4. Totals

.............(540) ..............(42)

SCHEDULE P - PART 2J - AUTO PHYSICAL DAMAGE 1. Prior..... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ...........2,677 ...........1,379 ...........1,262 .............(117) ..........(1,415) 2. 2001.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ .........23,809 .........21,903 ..........(1,906) ......XXX........ 3. 2002.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ .........23,201 ......XXX........ ......XXX........ 4. Totals

..........(2,023) ..........(1,415)

SCHEDULE P - PART 2K - FIDELITY/SURETY 1. Prior..... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ...........2,946 ...........2,735 ...........3,101 ..............366 ..............154 2. 2001.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ...........2,509 ...........2,269 .............(240) ......XXX........ 3. 2002.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ...........2,736 ......XXX........ ......XXX........ 4. Totals

..............126 ..............154

SCHEDULE P - PART 2L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH) 1. Prior..... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ................19 ................10 ................20 ................10 .................1 2. 2001.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ................14 ................17 .................3 ......XXX........ 3. 2002.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ .................0 ......XXX........ ......XXX........ 4. Totals

................12 .................1

SCHEDULE P - PART 2M - INTERNATIONAL 1. Prior..... ...........1,985 ...........2,977 ...........2,705 ...........3,530 ...........3,471 ...........3,213 ...........2,794 ...........2,532 ...........2,350 ...........2,345 ................(5) .............(187) 2. 1993.... ..............789 ...........1,885 ...........1,896 ...........1,877 ...........2,023 ...........1,798 ...........1,831 ...........1,850 ...........1,638 ...........1,637 ................(1) .............(213) 3. 1994.... ......XXX........ ...........1,012 ...........1,431 ...........1,839 ...........2,151 ...........1,792 ...........1,762 ...........1,730 ...........1,448 ...........1,456 .................8 .............(275) 4. 1995.... ......XXX........ ......XXX........ ...........1,707 ...........2,284 ...........1,697 ...........1,599 ...........1,514 ...........1,481 ...........1,492 ...........1,509 ................17 ................28 5. 1996.... ......XXX........ ......XXX........ ......XXX........ ..............760 ...........1,533 ...........1,725 ...........1,589 ...........1,499 ...........1,479 ...........1,469 ................(9) ..............(30) 6. 1997.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ...........1,040 ...........1,797 ...........1,768 ...........1,624 ...........1,594 ...........1,600 .................6 ..............(24) 7. 1998.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ...........1,572 ...........3,039 ...........3,170 ...........3,423 ...........3,424 .................1 ..............254 8. 1999.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ...........1,069 ...........1,951 ...........2,010 ...........2,057 ................46 ..............106 9. 2000.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ...........1,336 ...........1,798 ...........1,982 ..............183 ..............646 10. 2001.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ...........1,632 ...........2,125 ..............494 ......XXX........ 11. 2002.... ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ......XXX........ ..............810 ......XXX........ ......XXX........ 12. Totals

74

..............739 ..............305

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 2N - REINSURANCE NONPROPORTIONAL ASSUMED PROPERTY 1 Years in Which Losses Were Incurred

1993

Incurred Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 2 3 4 5 6 7 8 9

1994

1995

1996

1997

1998

1999

2000

2001

10

2002

Development 11 12 One Year

Two Year

1. Prior..... ...........1,135 ...........1,714 ...........1,467 ...........1,318 ...........1,239 ...........1,229 ...........1,196 ...........1,321 ...........1,484 ...........1,511 ................27 ..............190 2. 1993.... ...........2,235 ...........1,827 ...........1,737 ...........1,805 ...........1,754 ...........1,698 ...........1,678 ...........1,646 ...........1,644 ...........1,646 .................2 ................(0) 3. 1994.... .......XXX....... ...........3,133 ...........2,779 ...........2,532 ...........2,479 ...........2,499 ...........2,498 ...........2,501 ...........2,504 ...........2,376 .............(128) .............(124) 4. 1995.... .......XXX....... .......XXX....... ...........2,910 ...........2,874 ...........2,519 ...........2,536 ...........2,539 ...........2,438 ...........2,436 ...........2,470 ................34 ................31 5. 1996.... .......XXX....... .......XXX....... .......XXX....... ...........2,744 ...........2,770 ...........2,607 ...........2,607 ...........2,305 ...........2,260 ...........2,123 .............(137) .............(182) 6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........3,066 ...........2,560 ...........2,560 ...........2,230 ...........2,275 ...........2,500 ..............226 ..............270 7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........3,014 ...........3,632 ...........3,745 ...........3,664 ...........3,244 .............(421) .............(501) 8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........3,165 ...........3,388 ...........4,272 ...........4,366 ................94 ..............978 9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........4,492 ...........5,643 ...........5,942 ..............299 ...........1,450 10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........11,170 .........11,604 ..............434 .......XXX....... 11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........4,453 .......XXX....... .......XXX....... 12. Totals

..............430 ...........2,111

SCHEDULE P - PART 2O - REINSURANCE NONPROPORTIONAL ASSUMED LIABILITY 1. Prior..... ...........4,400 ...........3,461 ...........3,744 .........24,188 .........22,390 .........19,722 .........16,565 .........15,167 ...........4,894 ...........4,738 .............(156) ........(10,428) 2. 1993.... ...........2,554 ...........2,423 ...........2,635 ...........2,768 ...........2,288 ...........2,286 ...........3,564 ...........2,379 ...........2,350 ...........2,367 ................17 ..............(13) 3. 1994.... .......XXX....... ...........3,057 ...........2,960 ...........3,563 ...........2,577 ...........2,575 ...........2,446 ...........2,378 ...........2,378 ...........2,486 ..............108 ..............107 4. 1995.... .......XXX....... .......XXX....... ...........4,405 ...........3,630 ...........3,329 ...........3,322 ...........3,171 ...........3,067 ...........3,205 ...........3,323 ..............118 ..............256 5. 1996.... .......XXX....... .......XXX....... .......XXX....... ...........4,634 ...........5,347 ...........5,477 ...........4,790 ...........3,446 ...........3,314 ...........3,433 ..............119 ..............(13) 6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........5,035 ...........5,062 ...........4,070 ...........4,734 ...........5,131 ...........5,341 ..............210 ..............606 7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........6,039 ...........5,303 ...........6,438 ...........6,732 ...........7,206 ..............474 ..............768 8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........4,524 ...........5,290 ...........5,686 ...........5,852 ..............166 ..............561 9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........5,820 ...........5,819 ...........6,846 ...........1,026 ...........1,026 10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........5,473 ...........6,666 ...........1,193 .......XXX....... 11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........3,688 .......XXX....... .......XXX....... 12. Totals

...........3,274 ..........(7,128)

SCHEDULE P - PART 2P - REINSURANCE NONPROPORTIONAL ASSUMED FINANCIAL LINES 1. Prior..... .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 2. 1993.... .................0 .................0 .................0 .................0 .................0 .................0 ................21 ................16 ................15 ................25 .................9 .................9 3. 1994.... .......XXX....... .................0 .................0 ................(0) ................(0) ................(0) ................45 ................35 ................40 ................43 .................3 .................9 4. 1995.... .......XXX....... .......XXX....... .................0 .................0 .................0 .................9 ................14 .................7 .................2 .................1 ................(1) ................(5) 5. 1996.... .......XXX....... .......XXX....... .......XXX....... .................1 .................1 .................9 ................24 ................20 ................19 ................18 ................(1) ................(2) 6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................2 .................8 ..............107 ..............130 ..............169 ..............270 ..............100 ..............139 7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................15 ..............460 ..............547 ..............566 ..............583 ................17 ................36 8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............239 ..............542 ..............705 ..............731 ................25 ..............189 9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............711 ...........1,103 ...........1,543 ..............440 ..............832 10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............222 ..............227 .................5 .......XXX....... 11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................83 .......XXX....... .......XXX....... 12. Totals

75

..............598 ...........1,207

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 2R-SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE 1 Years in Which Losses Were Incurred

1993

Incurred Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 2 3 4 5 6 7 8 9

1994

1995

1996

1997

1998

1999

2000

2001

10

2002

Development 11 12 One Year

Two Year

1. Prior..... .........12,214 .........12,280 .........12,402 .........15,513 .........14,707 .........15,147 .........14,937 .........15,009 .........10,794 .........10,666 .............(127) ..........(4,342) 2. 1993.... ..............956 ..............961 ...........1,154 ..............945 ..............794 ..............973 ..............963 ...........1,030 ..............868 ...........1,009 ..............141 ..............(21) 3. 1994.... .......XXX....... ...........1,621 ...........1,819 ...........2,177 ...........1,758 ...........1,510 ...........1,175 ...........1,191 ..............944 ...........1,109 ..............165 ..............(82) 4. 1995.... .......XXX....... .......XXX....... ...........1,822 ...........1,716 ...........1,352 ...........1,144 ..............768 ..............844 ..............755 ..............851 ................96 .................7 5. 1996.... .......XXX....... .......XXX....... .......XXX....... ...........1,767 ...........1,527 ..............991 ..............971 ...........1,096 ...........1,080 ...........1,076 ................(4) ..............(19) 6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............569 ...........1,047 ...........1,436 ...........1,484 ...........1,379 ...........1,600 ..............222 ..............117 7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............674 ...........1,150 ...........1,019 ..............861 ..............941 ................80 ..............(79) 8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,321 ..............839 ..............398 ..............647 ..............249 .............(192) 9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,404 ..............727 ...........1,403 ..............676 ................(1) 10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........5,943 ...........1,914 ..........(4,029) .......XXX....... 11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,529 .......XXX....... .......XXX....... 12. Totals

..........(2,532) ..........(4,612)

SCHEDULE P - PART 2R-SECTION 2 - PRODUCTS LIABILITY - CLAIMS-MADE 1. Prior..... ................12 .................6 ................14 ................14 ................14 ................21 ................11 ................30 .................6 .................7 .................1 ..............(23) 2. 1993.... ................32 ................69 ................59 ................51 ................50 ................52 ................49 ................49 ................49 ................49 ................(1) ................(1) 3. 1994.... .......XXX....... ................24 ................97 ................94 ................97 ................52 ................50 ................10 ..............(30) ..............(30) .................0 ..............(40) 4. 1995.... .......XXX....... .......XXX....... ................34 ................24 ................25 ................18 ................20 ................20 ................40 ................50 ................10 ................30 5. 1996.... .......XXX....... .......XXX....... .......XXX....... ................14 ................71 ................94 ................35 ................30 ................20 ................20 .................0 ..............(10) 6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............189 ..............121 ................81 ..............124 ..............110 ..............110 .................0 ..............(13) 7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................70 ................63 ................39 ................20 ................15 ................(5) ..............(24) 8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............140 ................82 ................41 ................40 ................(1) ..............(42) 9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................97 ................74 ................96 ................22 ................(1) 10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............249 ................62 .............(187) .......XXX....... 11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............180 .......XXX....... .......XXX....... 12. Totals

.............(162) .............(124)

SCHEDULE P - PART 2S - FINANCIAL GUARANTY/MORTGAGE GUARANTY 1. Prior..... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .................0 .................0 .................0 .................0 2. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .................0 .................0 .......XXX....... 3. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .......XXX....... .......XXX.......

NONE

76

4. Totals

.................0 .................0

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 3A - HOMEOWNERS/FARMOWNERS 1 Years in Which Losses Were Incurred 1. Prior..... 2. 1993.... 3. 1994.... 4. 1995.... 5. 1996.... 6. 1997.... 7. 1998.... 8. 1999.... 9. 2000.... 10. 2001.... 11. 2002....

1993 ........000....... ...........6,613 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

Cumulative Paid Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 2 3 4 5 6 7 8 9

1994 ..............646 ...........8,636 ...........8,314 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

1995 ...........1,022 ...........9,022 .........10,273 ...........7,606 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

1996 ...........1,317 ...........9,192 .........10,635 .........10,553 .........11,938 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

1997 ...........1,444 ...........9,286 .........10,745 .........10,952 .........14,897 ...........7,621 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

1998 ...........1,513 ...........9,396 .........10,860 .........11,179 .........15,225 ...........9,915 ...........8,296 .......XXX....... .......XXX....... .......XXX....... .......XXX.......

1999 ...........1,606 ...........9,419 .........10,900 .........11,283 .........15,455 .........10,223 .........10,844 ...........9,374 .......XXX....... .......XXX....... .......XXX.......

2000 ...........1,630 ...........9,431 .........10,929 .........11,334 .........15,547 .........10,471 .........11,289 .........11,807 ...........8,971 .......XXX....... .......XXX.......

2001 ...........1,653 ...........9,440 .........10,951 .........11,363 .........15,628 .........10,601 .........11,486 .........12,297 .........12,559 .........10,704 .......XXX.......

10

2002 ...........1,681 ...........9,447 .........10,976 .........11,394 .........15,660 .........10,699 .........11,635 .........12,502 .........13,115 .........14,336 ...........9,822

11 Number of Claims Closed With Loss Payment ................63 ...........3,397 ...........3,734 ...........3,516 ...........4,745 ...........3,114 ...........3,374 ...........3,480 ...........3,444 ...........3,568 ...........2,678

12 Number of Claims Closed Without Loss Payment ................39 ...........1,093 ...........1,314 ...........1,411 ...........1,681 ...........1,250 ...........1,355 ...........1,483 ...........1,356 ...........1,402 ...........1,200

SCHEDULE P - PART 3B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11.

Prior..... 1993.... 1994.... 1995.... 1996.... 1997.... 1998.... 1999.... 2000.... 2001.... 2002....

........000....... ...........9,094 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

...........7,950 .........19,111 .........10,280 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11.

Prior..... 1993.... 1994.... 1995.... 1996.... 1997.... 1998.... 1999.... 2000.... 2001.... 2002....

........000....... ...........2,128 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

...........6,240 ...........4,728 ...........2,289 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11.

Prior..... 1993.... 1994.... 1995.... 1996.... 1997.... 1998.... 1999.... 2000.... 2001.... 2002....

........000....... ...........4,275 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........17,469 .........11,773 ...........5,591 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........11,525 .........23,820 .........20,979 .........10,507 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........12,978 .........25,758 .........25,346 .........19,919 .........10,420 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........13,875 .........26,795 .........27,703 .........24,662 .........20,215 .........10,703 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........14,237 .........27,198 .........28,712 .........26,640 .........24,401 .........19,676 .........10,447 .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........14,380 .........27,401 .........29,338 .........27,690 .........26,546 .........23,833 .........19,558 .........10,687 .......XXX....... .......XXX....... .......XXX.......

.........14,628 .........27,493 .........29,580 .........28,010 .........27,594 .........26,086 .........23,875 .........20,314 .........11,974 .......XXX....... .......XXX.......

.........14,844 .........27,537 .........29,704 .........28,246 .........28,158 .........27,431 .........26,333 .........24,969 .........22,549 .........12,774 .......XXX.......

.........14,926 .........27,562 .........29,709 .........28,268 .........28,368 .........27,936 .........27,577 .........27,734 .........27,423 .........24,493 .........15,130

..............501 ...........5,567 ...........5,837 ...........5,577 ...........5,465 ...........5,285 ...........5,538 ...........6,213 ...........6,585 ...........6,568 ...........4,771

..............149 ...........1,608 ...........1,630 ...........1,574 ...........1,604 ...........1,615 ...........1,817 ...........2,443 ...........2,811 ...........2,524 ...........2,116

SCHEDULE P - PART 3C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL ...........9,762 ...........6,932 ...........5,404 ...........2,245 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........11,595 ...........8,164 ...........7,398 ...........4,750 ...........2,503 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........12,510 ...........8,991 ...........8,542 ...........6,615 ...........4,958 ...........2,071 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........12,961 ...........9,455 ...........9,369 ...........8,125 ...........7,015 ...........4,089 ...........2,324 .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........13,222 ...........9,585 ...........9,778 ...........8,856 ...........8,239 ...........5,809 ...........4,881 ...........3,772 .......XXX....... .......XXX....... .......XXX.......

.........13,433 ...........9,676 ...........9,935 ...........9,252 ...........9,129 ...........6,959 ...........7,235 ...........6,973 ...........3,962 .......XXX....... .......XXX.......

.........13,591 ...........9,716 .........10,077 ...........9,534 ...........9,540 ...........8,030 ...........8,877 ...........9,591 ...........7,468 ...........4,009 .......XXX.......

.........13,688 ...........9,732 .........10,159 ...........9,682 ...........9,751 ...........8,621 ...........9,989 .........11,496 ...........9,747 ...........7,215 ...........2,953

..............183 ...........1,334 ...........1,368 ...........1,259 ...........1,263 ...........1,217 ...........1,326 ...........1,329 ...........1,205 ..............986 ..............643

..............104 ..............511 ..............491 ..............480 ..............486 ..............484 ..............563 ..............612 ..............603 ..............535 ..............409

...........1,153 ...........4,569 ...........4,451 ...........4,387 ...........4,260 ...........4,427 ...........4,460 ...........3,640 ...........2,947 ...........2,639 ...........1,893

..............399 ..............402 ..............542 ..............601 ..............547 ..............703 ..............983 ..............970 ...........1,045 ...........1,076 ...........1,006

..............286 ...........1,903 ...........2,124 ...........2,086 ...........2,132 ...........2,049 ...........2,406 ...........2,599 ...........2,656 ...........2,468 ...........1,546

..............328 ...........1,003 ...........1,256 ...........1,283 ...........1,275 ...........1,154 ...........1,370 ...........1,562 ...........1,678 ...........1,558 ...........1,026

SCHEDULE P - PART 3D - WORKERS' COMPENSATION .........30,271 .........16,753 .........14,285 ...........6,224 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........38,216 .........19,379 .........18,501 .........13,458 ...........5,981 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........44,016 .........20,972 .........21,188 .........17,690 .........13,222 ...........6,230 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........48,431 .........22,213 .........22,913 .........20,550 .........17,622 .........13,790 ...........6,893 .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........52,444 .........23,037 .........24,041 .........22,353 .........20,266 .........18,404 .........14,955 ...........6,181 .......XXX....... .......XXX....... .......XXX.......

.........55,611 .........23,546 .........24,758 .........23,557 .........21,915 .........21,108 .........19,925 .........13,571 ...........4,872 .......XXX....... .......XXX.......

.........58,368 .........23,908 .........25,236 .........24,419 .........22,941 .........22,845 .........23,133 .........18,370 .........11,830 ...........5,045 .......XXX.......

.........60,644 .........24,209 .........25,612 .........24,932 .........23,684 .........24,174 .........25,275 .........21,810 .........16,643 .........12,135 ...........5,312

SCHEDULE P - PART 3E - COMMERCIAL MULTIPLE PERIL 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11.

Prior..... 1993.... 1994.... 1995.... 1996.... 1997.... 1998.... 1999.... 2000.... 2001.... 2002....

........000....... ...........6,953 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

...........7,023 .........11,159 ...........8,160 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........11,546 .........13,510 .........13,004 ...........7,954 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........14,390 .........14,974 .........15,389 .........12,665 ...........9,314 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........16,512 .........16,076 .........17,003 .........15,094 .........14,463 ...........7,702 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........17,503 .........17,038 .........18,299 .........16,918 .........17,025 .........12,705 .........10,121 .......XXX....... .......XXX....... .......XXX....... .......XXX.......

77

.........18,794 .........17,545 .........19,218 .........18,107 .........18,818 .........15,255 .........16,056 .........10,264 .......XXX....... .......XXX....... .......XXX.......

.........19,622 .........17,845 .........19,782 .........19,059 .........20,103 .........17,229 .........18,734 .........17,011 .........10,943 .......XXX....... .......XXX.......

.........20,984 .........18,374 .........20,031 .........19,452 .........21,158 .........18,922 .........20,928 .........20,221 .........17,496 .........12,717 .......XXX.......

.........20,766 .........18,526 .........20,326 .........19,751 .........22,241 .........20,300 .........22,709 .........23,358 .........20,772 .........19,088 ...........9,935

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 3F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE Cumulative Paid Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted)

11

12

Number of

Number of

Years in

Claims

Claims

Which

Closed

Closed

Losses Were

With Loss

Without Loss

Payment .................2 ................(0) ................(0) .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................1

Payment ................20 .................6 .................1 .................1 .................0 .................3 .................1 .................0 .................0 .................0 .................1

1

Incurred 1. Prior..... 2. 1993.... 3. 1994.... 4. 1995.... 5. 1996.... 6. 1997.... 7. 1998.... 8. 1999.... 9. 2000.... 10. 2001.... 11. 2002....

2

1993 ........000....... .................0 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

1994 ..............228 .................1 .................0 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

3

1995 ..............574 ................18 .................0 .................0 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

4

1996 ..............741 ................11 .................0 .................0 .................1 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

5

1997 ..............861 ................11 .................0 .................4 .................2 .................4 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

6

1998 ...........1,396 ................13 .................5 .................6 ................(6) .................7 .................3 .......XXX....... .......XXX....... .......XXX....... .......XXX.......

7

1999 ...........1,657 ................13 .................5 .................7 ................(6) .................8 .................3 .................3 .......XXX....... .......XXX....... .......XXX.......

8

2000 ...........1,730 ................12 .................3 .................6 ................(6) .................6 ................11 .................3 .................4 .......XXX....... .......XXX.......

9

2001 ...........1,740 ................12 .................3 .................6 ................(6) .................6 ................13 .................3 .................4 .................1 .......XXX.......

10

2002 ...........1,776 ................12 .................3 .................6 ................(6) .................6 ................14 ................12 .................4 .................1 .................1

SCHEDULE P - PART 3F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS-MADE 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11.

Prior..... 1993.... 1994.... 1995.... 1996.... 1997.... 1998.... 1999.... 2000.... 2001.... 2002....

........000....... ................13 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

..............289 ................49 ................15 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

..............470 ..............140 ................60 ................18 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

..............605 ..............199 ..............139 ................54 ................15 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

..............740 ..............284 ..............211 ..............107 ................86 .................5 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

..............835 ..............318 ..............291 ..............223 ..............202 ................29 ................26 .......XXX....... .......XXX....... .......XXX....... .......XXX.......

..............869 ..............364 ..............355 ..............283 ..............323 ..............115 ................68 .................2 .......XXX....... .......XXX....... .......XXX.......

..............949 ..............390 ..............360 ..............313 ..............380 ..............190 ..............131 ................13 ................(0) .......XXX....... .......XXX.......

..............956 ..............399 ..............365 ..............335 ..............404 ..............267 ..............211 ................20 .................0 .................0 .......XXX.......

..............957 ..............401 ..............365 ..............340 ..............464 ..............276 ..............312 ................22 .................0 .................0 .................0

................11 ................20 .................6 .................5 .................3 .................4 .................2 .................0 .................0 .................0 .................0

................29 ................16 ................12 ................11 .................9 .................8 .................4 .................0 .................0 .................0 .................0

SCHEDULE P - PART 3G - SPECIAL LIABILITY (OCEAN MARINE, AIRCRAFT (ALL PERILS), BOILER AND MACHINERY) 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11.

Prior..... 1993.... 1994.... 1995.... 1996.... 1997.... 1998.... 1999.... 2000.... 2001.... 2002....

........000....... ..............248 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11.

Prior..... 1993.... 1994.... 1995.... 1996.... 1997.... 1998.... 1999.... 2000.... 2001.... 2002....

........000....... ..............274 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11.

Prior..... 1993.... 1994.... 1995.... 1996.... 1997.... 1998.... 1999.... 2000.... 2001.... 2002....

........000....... ................53 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

..............219 ..............577 ..............206 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

..............435 ..............758 ..............595 ..............254 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

..............556 ..............828 ..............749 ..............608 ..............393 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

..............607 ..............871 ..............816 ..............758 ..............791 ..............463 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

..............571 ..............888 ..............841 ..............879 ..............922 ..............976 ..............722 .......XXX....... .......XXX....... .......XXX....... .......XXX.......

..............689 ..............894 ..............856 ..............906 ...........1,031 ...........1,160 ...........1,461 ..............681 .......XXX....... .......XXX....... .......XXX.......

..............729 ..............900 ..............861 ..............942 ...........1,179 ...........1,398 ...........1,801 ...........1,232 ..............499 .......XXX....... .......XXX.......

..............730 ..............887 ..............846 ..............946 ...........1,198 ...........1,459 ...........1,956 ...........1,533 ...........1,186 ..............499 .......XXX.......

..............752 ..............889 ..............854 ..............950 ...........1,226 ...........1,479 ...........2,005 ...........1,608 ...........1,417 ...........1,001 ..............573

.......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

SCHEDULE P - PART 3H - SECTION 1 - OTHER LIABILITY - OCCURRENCE ...........8,699 ...........1,079 ..............336 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........15,990 ...........2,312 ...........2,094 ..............414 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........21,944 ...........3,657 ...........3,410 ...........1,177 ..............109 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........27,219 ...........4,592 ...........4,788 ...........2,328 ...........1,262 ..............391 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........31,428 ...........4,979 ...........5,980 ...........3,870 ...........3,196 ...........1,458 ................76 .......XXX....... .......XXX....... .......XXX....... .......XXX.......

.........35,917 ...........5,600 ...........7,170 ...........5,554 ...........5,069 ...........3,680 ...........1,329 ..............539 .......XXX....... .......XXX....... .......XXX.......

.........38,817 ...........5,903 ...........7,793 ...........6,464 ...........6,181 ...........5,681 ...........3,904 ...........1,795 ..............458 .......XXX....... .......XXX.......

.........41,319 ...........6,086 ...........8,257 ...........7,085 ...........7,177 ...........7,338 ...........6,505 ...........3,963 ...........1,480 ..............427 .......XXX.......

.........42,223 ...........6,293 ...........8,513 ...........7,446 ...........8,002 ...........8,190 ...........7,891 ...........5,715 ...........3,478 ...........1,505 ..............331

..............285 ..............254 ..............259 ..............254 ..............271 ..............237 ..............199 ..............190 ..............177 ..............112 ................39

..............671 ..............357 ..............411 ..............375 ..............333 ..............303 ..............278 ..............270 ..............281 ..............208 ................90

SCHEDULE P - PART 3H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE ..............258 ..............334 ................91 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

..............471 ..............491 ..............354 ..............101 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

..............565 ..............636 ..............593 ..............319 ................68 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

..............719 ..............931 ..............751 ..............512 ..............195 ................65 .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX.......

..............772 ..............962 ..............848 ..............697 ..............375 ..............369 ..............170 .......XXX....... .......XXX....... .......XXX....... .......XXX.......

78

..............796 ..............985 ..............893 ..............755 ..............488 ..............564 ..............672 ..............190 .......XXX....... .......XXX....... .......XXX.......

..............802 ...........1,011 ..............913 ..............841 ..............560 ..............836 ...........1,019 ..............708 ..............184 .......XXX....... .......XXX.......

..............806 ...........1,013 ..............942 ..............868 ..............614 ..............923 ...........1,215 ...........1,212 ...........1,015 ..............229 .......XXX.......

..............806 ...........1,015 ..............949 ..............897 ..............641 ...........1,035 ...........1,297 ...........1,476 ...........1,808 ..............898 ..............208

................12 ................30 ................23 ................18 ................11 ................13 ................11 ................12 .................7 .................3 .................0

................28 ................37 ................32 ................29 ................22 ................23 ................26 ................19 ................16 .................4 .................1

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 3I - SPECIAL PROPERTY (FIRE, ALLIED LINES, INLAND MARINE, EARTHQUAKE, BURGLARY AND THEFT) 1 Years in Which Losses Were Incurred

1993

Cumulative Paid Net Losses and Defense and Containment Expenses Reported at Year End ($000 omitted) 2 3 4 5 6 7 8 9

1994

1995

1996

1997

1998

1999

2000

2001

10

2002

11 Number of Claims Closed With Loss Payment

12 Number of Claims Closed Without Loss Payment

1. Prior..... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ........000....... ...........4,598 ...........5,220 .......XXX....... .......XXX....... 2. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........7,705 .........11,273 .......XXX....... .......XXX....... 3. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........6,682 .......XXX....... .......XXX.......

SCHEDULE P - PART 3J - AUTO PHYSICAL DAMAGE 1. Prior..... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ........000....... ...........1,387 ...........1,324 ..............(53) ................73 2. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........20,256 .........21,777 .........14,369 ...........2,958 3. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .........20,513 .........12,524 ...........2,898

SCHEDULE P - PART 3K - FIDELITY/SURETY 1. Prior..... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ........000....... ...........1,700 ...........2,306 .......XXX....... .......XXX....... 2. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............509 ...........1,425 .......XXX....... .......XXX....... 3. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............770 .......XXX....... .......XXX.......

SCHEDULE P - PART 3L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)

NONE

1. Prior..... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ........000....... .................0 .................0 .......XXX....... .......XXX....... 2. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .................0 .......XXX....... .......XXX....... 3. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .......XXX....... .......XXX.......

SCHEDULE P - PART 3M - INTERNATIONAL 1. Prior..... ........000....... ...........1,161 ...........1,693 ...........1,769 ...........2,021 ...........2,066 ...........2,164 ...........2,230 ...........2,265 ...........2,262 .......XXX....... .......XXX....... 2. 1993.... ................(4) ..............772 ...........1,187 ...........1,371 ...........1,464 ...........1,495 ...........1,548 ...........1,585 ...........1,608 ...........1,605 .......XXX....... .......XXX....... 3. 1994.... .......XXX....... ..............258 ..............798 ...........1,192 ...........1,335 ...........1,379 ...........1,413 ...........1,411 ...........1,412 ...........1,415 .......XXX....... .......XXX....... 4. 1995.... .......XXX....... .......XXX....... ..............173 ..............885 ...........1,245 ...........1,322 ...........1,398 ...........1,424 ...........1,438 ...........1,460 .......XXX....... .......XXX....... 5. 1996.... .......XXX....... .......XXX....... .......XXX....... ..............287 ..............960 ...........1,273 ...........1,372 ...........1,408 ...........1,419 ...........1,427 .......XXX....... .......XXX....... 6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............393 ...........1,006 ...........1,381 ...........1,524 ...........1,520 ...........1,530 .......XXX....... .......XXX....... 7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............935 ...........2,631 ...........3,032 ...........3,318 ...........3,331 .......XXX....... .......XXX....... 8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............452 ...........1,535 ...........1,750 ...........1,861 .......XXX....... .......XXX....... 9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............329 ...........1,130 ...........1,363 .......XXX....... .......XXX....... 10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............477 ...........1,445 .......XXX....... .......XXX....... 11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............180 .......XXX....... .......XXX.......

79

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 3N - REINSURANCE NONPROPORTIONAL ASSUMED PROPERTY 1 Years in Which Losses Were Incurred

1993

Cumulative Paid Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 2 3 4 5 6 7 8 9

1994

1995

1996

1997

1998

1999

2000

2001

10

2002

11 Number of Claims Closed With Loss Payment

12 Number of Claims Closed Without Loss Payment

1. Prior..... .......000........ ..............545 ..............864 ...........1,005 ...........1,016 ...........1,060 ...........1,090 ...........1,219 ...........1,437 ...........1,460 .......XXX....... .......XXX....... 2. 1993.... ..............368 ...........1,022 ...........1,433 ...........1,545 ...........1,579 ...........1,589 ...........1,603 ...........1,620 ...........1,626 ...........1,624 .......XXX....... .......XXX....... 3. 1994.... .......XXX....... ..............870 ...........1,840 ...........2,194 ...........2,251 ...........2,343 ...........2,377 ...........2,419 ...........2,437 ...........2,456 .......XXX....... .......XXX....... 4. 1995.... .......XXX....... .......XXX....... ..............681 ...........1,833 ...........2,122 ...........2,244 ...........2,330 ...........2,336 ...........2,347 ...........2,351 .......XXX....... .......XXX....... 5. 1996.... .......XXX....... .......XXX....... .......XXX....... ..............583 ...........1,637 ...........2,175 ...........2,149 ...........2,182 ...........2,190 ...........2,215 .......XXX....... .......XXX....... 6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............795 ...........1,647 ...........1,945 ...........2,068 ...........2,138 ...........2,180 .......XXX....... .......XXX....... 7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,625 ...........2,561 ...........3,100 ...........3,151 ...........3,202 .......XXX....... .......XXX....... 8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............633 ...........3,047 ...........4,043 ...........4,670 .......XXX....... .......XXX....... 9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,074 ...........3,573 ...........4,522 .......XXX....... .......XXX....... 10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ...........1,621 ...........5,209 .......XXX....... .......XXX....... 11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............622 .......XXX....... .......XXX.......

SCHEDULE P - PART 3O - REINSURANCE NONPROPORTIONAL ASSUMED LIABILITY 1. Prior..... .......000........ ..............520 ...........1,032 ...........1,368 ...........1,691 ...........2,075 ...........2,227 ...........2,346 ...........4,405 ...........4,432 .......XXX....... .......XXX....... 2. 1993.... ................32 ..............245 ..............459 ..............755 ..............965 ...........1,206 ...........1,536 ...........1,757 ...........1,808 ...........1,966 .......XXX....... .......XXX....... 3. 1994.... .......XXX....... ................24 ..............181 ..............503 ..............756 ...........1,003 ...........1,304 ...........1,496 ...........1,646 ...........1,769 .......XXX....... .......XXX....... 4. 1995.... .......XXX....... .......XXX....... ................42 ..............320 ..............843 ...........1,284 ...........1,596 ...........1,783 ...........1,908 ...........2,190 .......XXX....... .......XXX....... 5. 1996.... .......XXX....... .......XXX....... .......XXX....... .............(265) ..............238 ..............528 ..............945 ...........1,274 ...........1,568 ...........1,841 .......XXX....... .......XXX....... 6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............224 ..............584 ...........1,104 ...........1,625 ...........2,316 ...........2,769 .......XXX....... .......XXX....... 7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............(46) ..............562 ...........1,328 ...........2,420 ...........3,259 .......XXX....... .......XXX....... 8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............374 ...........1,414 ...........2,335 ...........3,268 .......XXX....... .......XXX....... 9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................49 ..............567 ...........1,697 .......XXX....... .......XXX....... 10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................57 ..............434 .......XXX....... .......XXX....... 11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................24 .......XXX....... .......XXX.......

SCHEDULE P - PART 3P - REINSURANCE NONPROPORTIONAL ASSUMED FINANCIAL LINES 1. Prior..... .......000........ .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .......XXX....... .......XXX....... 2. 1993.... .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................1 .................2 .......XXX....... .......XXX....... 3. 1994.... .......XXX....... .................0 .................0 ................(0) ................(0) ................(0) .................3 .................4 ................20 ................26 .......XXX....... .......XXX....... 4. 1995.... .......XXX....... .......XXX....... .................0 .................0 .................0 .................0 .................4 .................4 ................(1) ................(2) .......XXX....... .......XXX....... 5. 1996.... .......XXX....... .......XXX....... .......XXX....... .................1 .................1 .................1 .................5 ................10 ................11 ................11 .......XXX....... .......XXX....... 6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................2 .................3 ................20 ................59 ................98 ..............117 .......XXX....... .......XXX....... 7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................(1) ..............238 ..............425 ..............486 ..............492 .......XXX....... .......XXX....... 8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................57 ..............383 ..............553 ..............608 .......XXX....... .......XXX....... 9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............118 ..............684 ...........1,083 .......XXX....... .......XXX....... 10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................3 ................52 .......XXX....... .......XXX....... 11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................1 .......XXX....... .......XXX.......

80

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 3R-SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE 1 Years in Which Losses Were Incurred

1993

Cumulative Paid Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 2 3 4 5 6 7 8 9

1994

1995

1996

1997

1998

1999

2000

2001

10

2002

11 Number of Claims Closed With Loss Payment

12 Number of Claims Closed Without Loss Payment

1. Prior..... ........000....... ...........1,729 ...........3,332 ...........4,932 ...........5,715 ...........7,111 ...........7,817 ...........8,503 ...........9,141 ...........9,771 ................64 ..............194 2. 1993.... ................38 ..............102 ..............254 ..............412 ..............486 ..............627 ..............716 ..............787 ..............808 ..............870 ................13 ................16 3. 1994.... .......XXX....... ................93 ..............225 ..............301 ..............483 ..............751 ..............793 ..............809 ..............853 ..............909 ................11 ................18 4. 1995.... .......XXX....... .......XXX....... ..............152 ..............214 ..............237 ..............422 ..............520 ..............565 ..............611 ..............658 .................9 ................16 5. 1996.... .......XXX....... .......XXX....... .......XXX....... ..............226 ..............290 ..............586 ..............636 ..............692 ..............746 ..............734 ................15 ................16 6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................29 ..............515 ..............640 ..............742 ..............833 ..............941 ................14 ................17 7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............(35) ..............120 ..............308 ..............395 ..............442 ................15 ................18 8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ..............(90) ..............(53) .................7 ..............156 ................14 ................18 9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................60 ..............198 ..............336 ................14 ................22 10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................60 ..............131 .................9 ................23 11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................25 .................4 ................10

SCHEDULE P - PART 3R-SECTION 2 - PRODUCTS LIABILITY- CLAIMS-MADE 1. Prior..... ........000....... .................3 ................14 ................14 ................14 ................12 ................11 .................6 .................6 .................7 .................0 .................1 2. 1993.... .................0 ................42 ................42 ................50 ................50 ................49 ................49 ................49 ................49 ................49 .................0 .................0 3. 1994.... .......XXX....... .................0 ................90 ................91 ................91 ................48 ................50 ..............(30) ..............(30) ..............(30) .................0 .................0 4. 1995.... .......XXX....... .......XXX....... .................0 .................1 .................0 .................1 ................10 ................10 ................10 ................10 .................0 .................0 5. 1996.... .......XXX....... .......XXX....... .......XXX....... .................0 ................17 ................18 ................20 ................20 ................20 ................20 .................0 .................0 6. 1997.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .................5 ................27 ..............108 ..............110 ..............110 .................0 .................0 7. 1998.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .................1 .................2 ................15 ................15 .................0 .................0 8. 1999.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 ................12 ................19 ................27 .................0 .................0 9. 2000.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ................(0) .................8 ................29 .................0 .................0 10. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .................6 .................0 .................0 11. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................2 .................0 .................0

SCHEDULE P - PART 3S - FINANCIAL GUARANTY/MORTGAGE GUARANTY 1. Prior..... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... ........000....... .................0 .................0 .......XXX....... .......XXX....... 2. 2001.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .................0 .......XXX....... .......XXX....... 3. 2002.... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .......XXX....... .................0 .......XXX....... .......XXX.......

NONE

81

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 4A - HOMEOWNERS/FARMOWNERS 1 Years in Which Losses Were Incurred

1993

Bulk and IBNR Reserves on Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 2 3 4 5 6 7 8 9 1994

1995

1996

1997

1998

1999

2000

2001

10 2002

1. Prior.............. .................353 ...................80 .....................6 ...................55 .................126 .................196 ...................25 ....................(7) ..................(17) .....................1 2. 1993............ .................572 .................162 ...................14 .....................2 ...................36 ...................22 .....................4 ....................(2) .....................1 .....................3 3. 1994............ ........XXX......... .................715 ...................60 ...................40 ...................25 .................170 .....................0 ..................(13) ....................(5) ....................(2) 4. 1995............ ........XXX......... ........XXX......... .................742 ...................54 ...................62 .................122 ...................15 ..................(58) ....................(9) ....................(3) 5. 1996............ ........XXX......... ........XXX......... ........XXX......... ...............1,097 .................209 .................169 ....................(6) .....................7 ..................(44) ..................(38) 6. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............1,076 .................438 ...................21 ..................(23) ..................(43) ..................(34) 7. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................446 .................149 .................309 ..................(31) ..................(17) 8. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............1,140 .................612 ....................(9) ....................(1) 9. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................918 ...................68 ....................(2) 10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............1,425 ...................86 11. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............2,159

SCHEDULE P - PART 4B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL 1. Prior.............. ...............3,251 .................573 ..................(83) ..................(28) ..................(60) .....................9 ...................29 .................313 .................303 .................359 2. 1993............ ...............6,857 ...............1,673 .................276 ...................13 ..................(79) .....................5 .....................7 .................178 ...................10 ...................50 3. 1994............ ........XXX......... ...............6,654 ...............1,720 ...................28 ..................(97) .................109 .....................8 .................159 .................116 ...................54 4. 1995............ ........XXX......... ........XXX......... ...............6,553 ...............1,322 .................216 .................219 .....................8 .................129 .................150 ...................59 5. 1996............ ........XXX......... ........XXX......... ........XXX......... ...............7,372 ...............2,708 .................829 .................337 ...................71 .................114 ...................77 6. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............7,898 ...............2,614 ...............1,115 ...................82 .................152 ...................82 7. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............6,855 ...............1,266 .................534 .................172 ...................81 8. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............7,410 ...............2,534 .................695 .................217 9. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............7,703 ...............1,615 .................415 10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............8,928 ...............2,860 11. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............10,747

SCHEDULE P - PART 4C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL 1. Prior.............. ...............4,167 ...............1,743 .................918 ...............1,125 ...............1,134 .................886 ...................86 .................107 ................(243) ................(581) 2. 1993............ ...............4,791 ...............2,281 ...............1,094 .................560 .................401 .................257 ...................63 ...................17 ...................16 ...................21 3. 1994............ ........XXX......... ...............5,010 ...............2,641 ...............1,563 .................968 .................539 .................223 .................127 .....................7 ...................23 4. 1995............ ........XXX......... ........XXX......... ...............4,929 ...............2,551 ...............1,371 .................580 .................230 .................177 .....................8 ...................13 5. 1996............ ........XXX......... ........XXX......... ........XXX......... ...............5,024 ...............2,704 ...............1,355 .................558 .................362 .....................3 .....................7 6. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............3,757 ...............1,784 ...............1,103 .................498 .....................5 ...................36 7. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............3,797 ...............1,727 .................304 ...................74 ...................27 8. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............4,965 ...............1,735 .................280 .................142 9. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............5,626 ...............1,904 .................330 10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............5,161 ...............1,471 11. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............5,211

SCHEDULE P - PART 4D - WORKERS' COMPENSATION 1. Prior.............. .............23,690 .............27,447 .............24,962 .............25,996 .............24,211 .............23,254 .............21,557 .............20,786 .............16,148 .............14,745 2. 1993............ .............18,318 .............11,239 ...............8,025 ...............4,965 ...............4,055 ...............2,096 ...............2,732 ...............2,501 ...............1,758 .................701 3. 1994............ ........XXX......... .............12,037 ...............6,504 ...............4,902 ...............3,897 ...............2,998 ...............2,943 ...............2,862 ...............2,318 ...............2,184 4. 1995............ ........XXX......... ........XXX......... .............12,621 ...............6,933 ...............4,854 ...............3,494 ...............3,158 ...............3,035 ...............2,289 ...............2,013 5. 1996............ ........XXX......... ........XXX......... ........XXX......... .............11,259 ...............6,039 ...............4,458 ...............3,904 ...............3,302 ...............2,301 ...............2,038 6. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............11,054 ...............6,785 ...............4,477 ...............3,713 ...............2,557 ...............1,944 7. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............12,914 ...............6,452 ...............4,344 ...............4,420 ...............3,374 8. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............9,765 ...............5,194 ...............4,028 ...............2,421 9. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............10,474 ...............6,942 ...............2,755 10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............19,476 .............13,459 11. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............16,922

SCHEDULE P - PART 4E - COMMERCIAL MULTIPLE PERIL 1. Prior.............. .............11,164 ...............8,483 ...............4,649 ...............4,149 ...............4,034 ...............4,371 ...............3,648 ...............2,378 .................216 .................178 2. 1993............ ...............6,732 ...............2,307 .................350 .................719 .................512 .................462 .................304 .................359 ...................31 .....................9 3. 1994............ ........XXX......... ...............8,048 ...............5,420 ...............2,486 ...............1,975 ...............1,316 .................424 .................448 ..................(79) ...................14 4. 1995............ ........XXX......... ........XXX......... ...............9,715 ...............4,867 ...............3,315 ...............2,176 .................892 .................439 ..................(93) ....................(3) 5. 1996............ ........XXX......... ........XXX......... ........XXX......... ...............8,516 ...............4,710 ...............2,591 ...............1,922 .................738 .................191 ....................(4) 6. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............7,618 ...............4,343 ...............3,074 .................910 .................130 ..................(17) 7. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............5,225 ...............3,531 ...............1,815 .................303 .................113 8. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............7,262 ...............4,951 ...............1,172 .................154 9. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............6,962 ...............3,925 ...............1,514 10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............12,004 ...............7,299 11. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............6,947

82

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 4F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE 1 Years in Which Losses Were Incurred

1993

Bulk and IBNR Reserves on Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 2 3 4 5 6 7 8 9 1994

1995

1996

1997

1998

1999

2000

2001

10 2002

1. Prior.............. .................641 .................332 .................147 .................288 .................246 ...................26 ...................64 ...................75 ...................49 ...................26 2. 1993............ ...................99 .....................4 .....................2 .....................2 .....................2 .....................2 .....................1 .....................1 .....................1 .....................0 3. 1994............ ........XXX......... .....................0 .....................0 ...................14 .....................0 .....................1 .....................1 .....................0 .....................0 .....................0 4. 1995............ ........XXX......... ........XXX......... .....................1 .....................0 .....................3 .....................2 .....................0 .....................1 .....................2 .....................0 5. 1996............ ........XXX......... ........XXX......... ........XXX......... .....................3 .....................8 ...................14 ...................10 .....................2 .....................2 .....................0 6. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... .....................1 ...................17 .....................5 .....................2 .....................1 .....................1 7. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...................69 .....................8 ...................11 .....................1 .....................1 8. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .....................6 .....................0 .....................1 .....................4 9. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .....................1 .....................0 .....................5 10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .....................1 ...................14 11. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...................10

SCHEDULE P - PART 4F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS-MADE 1. Prior.............. .................501 .................273 .................166 ...................26 ...................63 ...................37 .....................2 .....................1 ...................41 ...................11 2. 1993............ .................394 .................226 .................155 ...................56 ...................58 ...................33 .....................3 .....................7 .....................0 .....................1 3. 1994............ ........XXX......... .................337 .................241 .................178 ...................81 ...................30 ...................20 ...................20 ...................25 ...................33 4. 1995............ ........XXX......... ........XXX......... .................283 .................207 .................133 ...................57 ...................33 ...................35 ...................46 ...................57 5. 1996............ ........XXX......... ........XXX......... ........XXX......... .................279 ...................30 .................118 ...................86 ...................80 ...................73 ...................93 6. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................280 .................222 .................137 ...................86 ...................66 ...................90 7. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................302 .................217 .................230 .................191 .................225 8. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...................16 ...................67 ...................59 ...................58 9. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ....................(0) .....................0 .....................0 10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .....................0 .....................0 11. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .....................0

SCHEDULE P - PART 4G - SPECIAL LIABILITY (OCEAN MARINE, AIRCRAFT (ALL PERILS), BOILER AND MACHINERY) 1. Prior.............. ...................71 ...................60 ...................66 ................(102) ...................36 ...................72 ...................79 ...................44 ...................14 ...................33 2. 1993............ .................213 ...................77 ...................28 .....................7 .....................5 .....................2 ...................11 .....................2 .....................3 .....................5 3. 1994............ ........XXX......... .................237 ...................67 ...................36 ...................11 .....................3 .....................8 ....................(2) .....................6 .....................8 4. 1995............ ........XXX......... ........XXX......... .................401 .................140 ...................41 .....................5 .....................4 ....................(1) .....................4 .....................6 5. 1996............ ........XXX......... ........XXX......... ........XXX......... .................537 .................203 ...................38 .....................8 ..................(47) .....................4 ....................(6) 6. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................361 .................159 ...................33 ..................(52) .....................3 .....................1 7. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................348 .................173 .....................5 .....................8 .....................4 8. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................285 ..................(76) ...................31 .....................8 9. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................251 ...................71 ...................30 10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................118 ...................30 11. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................213

SCHEDULE P - PART 4H - SECTION 1 - OTHER LIABILITY - OCCURRENCE 1. Prior.............. .............40,968 .............34,523 .............30,829 .............34,261 .............29,171 .............24,770 .............21,671 .............16,390 ...............6,476 ...............4,703 2. 1993............ ...............7,318 ...............5,430 ...............3,968 ...............2,573 ...............1,943 ...............2,366 ...............1,846 ...............1,613 ...............1,357 .................615 3. 1994............ ........XXX......... ...............7,218 ...............5,679 ...............4,476 ...............3,592 ...............2,998 ...............3,465 ...............1,961 ...............1,640 ...............1,374 4. 1995............ ........XXX......... ........XXX......... ...............8,320 ...............6,603 ...............5,806 ...............4,296 ...............2,850 ...............2,365 ...............1,811 ...............1,310 5. 1996............ ........XXX......... ........XXX......... ........XXX......... ...............7,671 ...............6,495 ...............3,941 ...............3,598 ...............2,830 ...............2,021 ...............1,962 6. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............11,117 ...............9,031 ...............4,471 ...............2,947 ...............2,530 ...............2,093 7. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............9,898 ...............5,548 ...............3,079 ...............2,065 ...............2,541 8. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............7,476 ...............6,831 ...............4,903 ...............3,803 9. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............9,304 ...............7,168 ...............5,413 10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .............10,080 ...............9,211 11. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............8,840

SCHEDULE P - PART 4H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE 1. Prior.............. .....................3 ...................68 ...................50 ...................82 .................209 .................316 ...................15 .....................4 .....................0 ....................(0) 2. 1993............ ...................19 .................235 .................146 .................140 .................214 .................163 ...................21 ...................14 .....................8 ....................(0) 3. 1994............ ........XXX......... ...............1,268 .................550 .................278 .................319 .................218 ...................23 .....................8 .....................7 .....................1 4. 1995............ ........XXX......... ........XXX......... ...............1,320 .................539 .................406 .................184 ...................31 ...................12 .....................3 .....................1 5. 1996............ ........XXX......... ........XXX......... ........XXX......... ...............1,202 .................725 .................239 ...................52 ...................23 .....................5 ....................(0) 6. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............1,024 .................664 .................140 ...................75 ...................23 .....................1 7. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................633 .................469 .................170 ...................65 ....................(5) 8. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............1,085 .................426 ...................94 ....................(8) 9. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............1,911 .................862 .................431 10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............3,333 ...............2,223 11. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............4,642

83

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 4I - SPECIAL PROPERTY (FIRE, ALLIED LINES, INLAND MARINE, EARTHQUAKE, BURGLARY AND THEFT) Years in Which Losses Were Incurred

1 1993

Bulk and IBNR Reserves on Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 2 3 4 5 6 7 8 9 1994

1995

1996

1997

1998

1999

2000

2001

10 2002

1. Prior.............. ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............1,502 ...................51 ................(125) 2. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............2,546 .................410 3. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............4,280

SCHEDULE P - PART 4J - AUTO PHYSICAL DAMAGE 1. Prior.............. ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................540 ................(355) ................(195) 2. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................827 ...................85 3. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................297

SCHEDULE P - PART 4K - FIDELITY/SURETY 1. Prior.............. ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............1,790 ................(102) ................(154) 2. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............1,437 .................146 3. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............1,180

SCHEDULE P - PART 4L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH) 1. Prior.............. ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...................19 ...................10 ...................20 2. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...................14 ...................17 3. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .....................0

SCHEDULE P - PART 4M - INTERNATIONAL 1. Prior.............. .................582 .................317 ..................(97) .................264 .................586 .................274 .................264 .................184 .....................0 .....................0 2. 1993............ .................643 .................801 .................461 .................185 .................349 .................114 .................118 .................117 .....................0 .....................0 3. 1994............ ........XXX......... .................587 .................370 .................264 .................611 .................244 .................249 .................254 .....................1 .....................1 4. 1995............ ........XXX......... ........XXX......... ...............1,237 ...............1,024 .................167 ...................38 ...................38 .....................1 .....................0 .....................0 5. 1996............ ........XXX......... ........XXX......... ........XXX......... .................168 .................207 .................134 ...................66 .....................6 .....................1 .....................1 6. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................304 .................453 .................221 .....................0 .....................1 .....................1 7. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................137 .................123 ...................15 .....................6 .....................4 8. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................153 ...................86 ...................31 .....................2 9. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................592 ...................89 ...................31 10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................677 .................137 11. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................530

84

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 4N - REINSURANCE NONPROPORTIONAL ASSUMED PROPERTY 1 Years in Which Losses Were Incurred

1993

Bulk and IBNR Reserves on Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 2 3 4 5 6 7 8 9 1994

1995

1996

1997

1998

1999

2000

2001

10 2002

1. Prior.............. .................222 .....................0 .....................0 .....................0 ...................12 .....................0 .....................0 .....................0 .....................0 .....................0 2. 1993............ ...............1,239 .................234 .....................0 .....................0 ...................32 .....................5 ...................31 .....................0 .....................0 .....................0 3. 1994............ ........XXX......... ...............1,181 .................212 .....................0 ...................60 ...................13 .....................0 .....................0 .....................0 .....................0 4. 1995............ ........XXX......... ........XXX......... ...............1,183 .................288 .................280 ...................24 ...................84 .....................0 .....................0 .....................0 5. 1996............ ........XXX......... ........XXX......... ........XXX......... ...............1,048 .................713 .................110 .................308 .....................0 .....................0 .....................0 6. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................920 .................280 .................391 .....................6 .....................0 .....................0 7. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................362 .................129 ...................42 ...................27 .....................0 8. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............1,360 .............(1,047) ...................29 ...................95 9. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............1,278 .................239 ...................99 10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............5,664 ...............4,693 11. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............2,868

SCHEDULE P - PART 4O - REINSURANCE NONPROPORTIONAL ASSUMED LIABILITY 1. Prior.............. ...............2,204 ...............1,725 ...............1,544 .............20,513 .............17,822 .............12,295 ...............8,893 ...............5,714 .................316 ...................88 2. 1993............ ...............2,229 ...............1,592 ...............1,330 ...............1,060 .................732 .................352 .................155 .................205 .................175 ...................60 3. 1994............ ........XXX......... ...............2,333 ...............2,033 ...............1,624 ...............1,204 .................232 .................449 .................259 .................259 .................100 4. 1995............ ........XXX......... ........XXX......... ...............3,251 ...............2,044 ...............1,679 .................800 .................520 .................416 .................568 .................271 5. 1996............ ........XXX......... ........XXX......... ........XXX......... ...............3,788 ...............4,307 ...............3,054 ...............2,375 .................933 .................824 .................436 6. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............1,759 ...............2,756 ...............1,025 ...............1,297 ...............1,005 .................730 7. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............4,376 ...............3,455 ...............2,322 ...............1,716 ...............1,049 8. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............2,084 ...............1,234 .................515 ...............1,456 9. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............4,073 ...............2,291 ...............1,394 10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............4,138 ...............2,868 11. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............2,200

SCHEDULE P - PART 4P - REINSURANCE NONPROPORTIONAL ASSUMED FINANCIAL LINES 1. Prior.............. .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 2. 1993............ .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 3. 1994............ ........XXX......... .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 .....................0 4. 1995............ ........XXX......... ........XXX......... .....................0 .....................0 .....................0 .....................9 .....................0 .....................0 .....................0 .....................0 5. 1996............ ........XXX......... ........XXX......... ........XXX......... .....................0 .....................0 .....................8 .....................0 .....................0 .....................0 .....................0 6. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... .....................0 .....................5 .....................0 .....................0 .....................0 .....................0 7. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...................15 .....................0 .....................2 .....................0 .....................0 8. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...................24 .....................4 .....................0 .....................0 9. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...................18 .....................0 .....................0 10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................180 ...................71 11. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...................78

85

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 4R-SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE 1 Years in Which Losses Were Incurred

1993

Bulk and IBNR Reserves on Net Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 2 3 4 5 6 7 8 9 1994

1995

1996

1997

1998

1999

2000

2001

10 2002

1. Prior.............. ...............6,748 ...............5,973 ...............4,950 ...............7,141 ...............5,756 ...............5,372 ...............4,480 ...............3,960 .................735 .................406 2. 1993............ .................766 .................598 .................577 .................221 ...................86 .................137 .................139 .................194 ...................21 .................100 3. 1994............ ........XXX......... ...............1,311 ...............1,198 ...............1,393 ...............1,020 .................452 .................272 .................310 ...................63 .................139 4. 1995............ ........XXX......... ........XXX......... ...............1,322 ...............1,203 ...............1,000 .................308 .................138 .................236 .................116 .................152 5. 1996............ ........XXX......... ........XXX......... ........XXX......... ...............1,185 ...............1,144 .................466 .................225 .................308 .................263 .................293 6. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................477 .................331 .................549 .................557 .................358 .................543 7. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................562 .................709 .................533 .................403 .................396 8. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............1,169 .................716 .................268 .................359 9. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............1,238 .................379 .................867 10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............5,752 ...............1,383 11. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...............1,260

SCHEDULE P - PART 4R-SECTION 2 - PRODUCTS LIABILITY - CLAIMS-MADE 1. Prior.............. ...................19 .....................1 .....................0 .....................0 .....................0 .....................9 .....................0 .....................0 .....................0 .....................0 2. 1993............ ...................26 ...................25 ...................11 .....................1 .....................0 .....................3 .....................0 .....................0 .....................0 .....................0 3. 1994............ ........XXX......... ...................19 .....................1 .....................0 .....................2 .....................4 .....................0 ...................40 .....................0 .....................0 4. 1995............ ........XXX......... ........XXX......... ...................20 .....................9 ...................13 .....................3 ....................(1) .....................0 .....................0 .....................0 5. 1996............ ........XXX......... ........XXX......... ........XXX......... ...................14 ...................48 ...................61 ...................15 ...................10 .....................0 .....................0 6. 1997............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................176 ...................95 ...................40 ...................12 ....................(0) .....................0 7. 1998............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...................59 ...................39 ...................26 .....................1 .....................0 8. 1999............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................123 ...................51 .....................1 .....................2 9. 2000............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...................70 ...................12 .....................5 10. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................158 ...................41 11. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...................97

SCHEDULE P - PART 4S - FINANCIAL GUARANTY/MORTGAGE GUARANTY 1. Prior.............. ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .....................0 .....................0 .....................0 2. 2001............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .....................0 .....................0 3. 2002............ ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .....................0

NONE

86

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 5A - HOMEOWNERS/FARMOWNERS SECTION 1 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

1993

1994

Cumulative Number of Claims Closed with Loss Payment Direct and Assumed at Year End 3 4 5 6 7 8 1995

1996

1997

1998

1999

2000

9

10

2001

2002

1.

Prior.................... ................590 ..................35 ..................10 ....................6 ....................3 ....................2 ....................2 ....................1 ....................2 ....................3

2.

1993.................. .............2,981 .............3,370 .............3,388 .............3,393 .............3,395 .............3,396 .............3,397 .............3,396 .............3,397 .............3,397

3.

1994.................. ........XXX........ .............3,209 .............3,706 .............3,728 .............3,731 .............3,730 .............3,732 .............3,733 .............3,734 .............3,734

4.

1995.................. ........XXX........ ........XXX........ .............2,921 .............3,487 .............3,507 .............3,511 .............3,513 .............3,515 .............3,515 .............3,516

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ .............4,123 .............4,719 .............4,735 .............4,740 .............4,743 .............4,745 .............4,745

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............2,681 .............3,090 .............3,105 .............3,111 .............3,112 .............3,114

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............2,912 .............3,346 .............3,368 .............3,374 .............3,374

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............3,037 .............3,457 .............3,477 .............3,480

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............2,742 .............3,426 .............3,444

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............3,137 .............3,568

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............2,678

SECTION 2 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Number of Claims Outstanding Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... ..................82 ..................60 ..................52 ..................47 ..................45 ..................43 ..................41 ..................42 ..................40 ..................38

2.

1993.................. ................331 ..................40 ..................27 ..................23 ..................21 ..................19 ..................18 ..................18 ..................17 ..................17

3.

1994.................. ........XXX........ ................475 ..................43 ..................30 ..................27 ..................24 ..................23 ..................22 ..................21 ..................20

4.

1995.................. ........XXX........ ........XXX........ ................498 ..................47 ..................35 ..................33 ..................30 ..................28 ..................27 ..................26

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ................530 ..................56 ..................46 ..................43 ..................39 ..................37 ..................37

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................374 ..................45 ..................37 ..................29 ..................28 ..................26

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................388 ..................46 ..................30 ..................25 ..................24

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................397 ..................45 ..................33 ..................28

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................491 ..................51 ..................39

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................320 ..................56

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................397

SECTION 3 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Cumulative Number of Claims Reported Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... ................325 ..................26 ..................11 ....................6 ....................5 ....................3 ....................1 ....................4 ....................1 ....................2

2.

1993.................. .............4,263 .............4,483 .............4,497 .............4,502 .............4,504 .............4,505 .............4,506 .............4,506 .............4,506 .............4,507

3.

1994.................. ........XXX........ .............4,827 .............5,040 .............5,057 .............5,063 .............5,065 .............5,066 .............5,067 .............5,067 .............5,068

4.

1995.................. ........XXX........ ........XXX........ .............4,641 .............4,924 .............4,941 .............4,948 .............4,950 .............4,951 .............4,952 .............4,953

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ .............6,100 .............6,434 .............6,451 .............6,457 .............6,460 .............6,462 .............6,463

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............4,153 .............4,365 .............4,380 .............4,386 .............4,388 .............4,389

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............4,500 .............4,727 .............4,744 .............4,750 .............4,753

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............4,756 .............4,969 .............4,985 .............4,991

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............4,415 .............4,820 .............4,839

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............4,719 .............5,026

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............4,275

87

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 5B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL SECTION 1 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

1993

1994

Cumulative Number of Claims Closed with Loss Payment Direct and Assumed at Year End 3 4 5 6 7 8 1995

1996

1997

1998

1999

2000

9

10

2001

2002

1.

Prior.................... .............1,833 ................328 ................105 ..................37 ..................18 ....................6 ....................4 ....................1 ....................1 ....................1

2.

1993.................. .............3,631 .............5,200 .............5,457 .............5,527 .............5,550 .............5,560 .............5,566 .............5,567 .............5,567 .............5,567

3.

1994.................. ........XXX........ .............3,907 .............5,494 .............5,726 .............5,795 .............5,819 .............5,832 .............5,837 .............5,837 .............5,837

4.

1995.................. ........XXX........ ........XXX........ .............3,767 .............5,256 .............5,483 .............5,536 .............5,565 .............5,576 .............5,577 .............5,577

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ .............3,674 .............5,151 .............5,359 .............5,429 .............5,456 .............5,464 .............5,465

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............3,583 .............4,958 .............5,187 .............5,254 .............5,279 .............5,285

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............3,671 .............5,186 .............5,437 .............5,510 .............5,538

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............4,095 .............5,866 .............6,133 .............6,213

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............4,449 .............6,315 .............6,585

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............4,461 .............6,568

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............4,771

SECTION 2 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Number of Claims Outstanding Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... ................607 ................305 ................190 ................141 ................114 ................105 ................100 ..................93 ..................89 ..................85

2.

1993.................. .............1,604 ................360 ................149 ..................84 ..................54 ..................41 ..................33 ..................30 ..................27 ..................25

3.

1994.................. ........XXX........ .............1,626 ................340 ................157 ..................90 ..................63 ..................48 ..................39 ..................35 ..................33

4.

1995.................. ........XXX........ ........XXX........ .............1,563 ................330 ................144 ..................95 ..................61 ..................45 ..................39 ..................36

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ .............1,626 ................328 ................155 ..................88 ..................55 ..................39 ..................36

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............1,594 ................344 ................156 ..................85 ..................53 ..................40

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............1,716 ................391 ................165 ..................90 ..................53

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............2,094 ................416 ................186 ................105

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............2,062 ................440 ................209

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............2,323 ................408

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............2,184

SECTION 3 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Cumulative Number of Claims Reported Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... ................827 ..................80 ..................28 ....................9 ....................3 ....................1 ....................1 ....................0 ....................0 ....................0

2.

1993.................. .............6,446 .............7,087 .............7,166 .............7,189 .............7,196 .............7,198 .............7,199 .............7,199 .............7,200 .............7,200

3.

1994.................. ........XXX........ .............6,779 .............7,394 .............7,470 .............7,491 .............7,497 .............7,499 .............7,500 .............7,500 .............7,500

4.

1995.................. ........XXX........ ........XXX........ .............6,561 .............7,096 .............7,160 .............7,179 .............7,184 .............7,186 .............7,187 .............7,187

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ .............6,552 .............7,021 .............7,077 .............7,096 .............7,101 .............7,103 .............7,105

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............6,450 .............6,860 .............6,919 .............6,934 .............6,939 .............6,941

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............6,838 .............7,328 .............7,385 .............7,403 .............7,408

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............8,151 .............8,680 .............8,741 .............8,762

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............8,923 .............9,533 .............9,605

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............8,776 .............9,500

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............9,070

88

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 5C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL SECTION 1 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

1993

1994

Cumulative Number of Claims Closed with Loss Payment Direct and Assumed at Year End 3 4 5 6 7 8 1995

1996

1997

1998

1999

2000

9

10

2001

2002

1.

Prior.................... ................520 ................104 ..................43 ..................17 ..................10 ....................4 ....................2 ....................2 ....................1 ....................1

2.

1993.................. ................949 .............1,248 .............1,301 .............1,319 .............1,327 .............1,331 .............1,333 .............1,334 .............1,334 .............1,334

3.

1994.................. ........XXX........ ................987 .............1,280 .............1,334 .............1,354 .............1,362 .............1,366 .............1,368 .............1,368 .............1,368

4.

1995.................. ........XXX........ ........XXX........ ................893 .............1,179 .............1,225 .............1,244 .............1,251 .............1,257 .............1,258 .............1,259

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ................904 .............1,184 .............1,233 .............1,249 .............1,258 .............1,262 .............1,263

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................878 .............1,144 .............1,183 .............1,201 .............1,211 .............1,217

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................941 .............1,238 .............1,288 .............1,314 .............1,326

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................939 .............1,238 .............1,299 .............1,329

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................853 .............1,147 .............1,205

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................744 ................986

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................643

SECTION 2 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Number of Claims Outstanding Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... ................250 ................145 ..................94 ..................70 ..................58 ..................52 ..................48 ..................45 ..................43 ..................41

2.

1993.................. ................347 ..................94 ..................52 ..................36 ..................26 ..................20 ..................17 ..................16 ..................15 ..................15

3.

1994.................. ........XXX........ ................334 ..................96 ..................56 ..................35 ..................25 ..................18 ..................15 ..................15 ..................13

4.

1995.................. ........XXX........ ........XXX........ ................309 ..................88 ..................51 ..................36 ..................25 ..................18 ..................16 ..................14

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ................332 ..................97 ..................56 ..................35 ..................24 ..................17 ..................15

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................318 ..................98 ..................57 ..................38 ..................27 ..................19

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................386 ................113 ..................67 ..................41 ..................25

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................390 ................122 ..................67 ..................36

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................365 ................112 ..................58

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................305 ..................90

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................303

SECTION 3 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Cumulative Number of Claims Reported Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... ................309 ..................29 ..................12 ....................5 ....................3 ..................17 ....................8 ....................1 ....................1 ....................2

2.

1993.................. .............1,673 .............1,819 .............1,841 .............1,848 .............1,851 .............1,858 .............1,859 .............1,859 .............1,859 .............1,860

3.

1994.................. ........XXX........ .............1,679 .............1,831 .............1,857 .............1,864 .............1,870 .............1,871 .............1,872 .............1,872 .............1,872

4.

1995.................. ........XXX........ ........XXX........ .............1,553 .............1,714 .............1,735 .............1,749 .............1,751 .............1,751 .............1,753 .............1,753

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ .............1,587 .............1,731 .............1,755 .............1,759 .............1,762 .............1,763 .............1,764

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............1,548 .............1,696 .............1,707 .............1,713 .............1,717 .............1,720

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............1,734 .............1,880 .............1,900 .............1,909 .............1,914

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............1,762 .............1,932 .............1,961 .............1,976

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............1,674 .............1,839 .............1,866

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............1,492 .............1,611

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............1,355

89

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 5D - WORKERS' COMPENSATION SECTION 1 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

1993

1994

Cumulative Number of Claims Closed with Loss Payment Direct and Assumed at Year End 3 4 5 6 7 8 1995

1996

1997

1998

1999

2000

9

10

2001

2002

1.

Prior.................... .............2,167 ................376 ................167 ................141 ................123 ................130 ..................77 ..................55 ..................44 ..................40

2.

1993.................. .............3,168 .............4,275 .............4,395 .............4,473 .............4,518 .............4,542 .............4,556 .............4,564 .............4,567 .............4,569

3.

1994.................. ........XXX........ .............2,841 .............4,116 .............4,287 .............4,372 .............4,414 .............4,435 .............4,444 .............4,447 .............4,451

4.

1995.................. ........XXX........ ........XXX........ .............3,106 .............4,085 .............4,259 .............4,334 .............4,364 .............4,376 .............4,384 .............4,387

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ .............3,079 .............3,990 .............4,151 .............4,208 .............4,234 .............4,248 .............4,260

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............3,084 .............4,168 .............4,334 .............4,385 .............4,411 .............4,427

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............3,175 .............4,178 .............4,347 .............4,423 .............4,460

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............2,540 .............3,407 .............3,570 .............3,640

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............1,870 .............2,795 .............2,947

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............1,822 .............2,639

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............1,893

SECTION 2 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Number of Claims Outstanding Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... .............1,042 ................700 ................579 ................495 ................403 ................352 ................307 ................284 ................268 ................266

2.

1993.................. ................743 ................267 ................167 ................110 ..................74 ..................52 ..................40 ..................31 ..................29 ..................28

3.

1994.................. ........XXX........ ................744 ................286 ................174 ................102 ..................67 ..................47 ..................39 ..................36 ..................33

4.

1995.................. ........XXX........ ........XXX........ ................684 ................281 ................148 ..................88 ..................60 ..................49 ..................41 ..................39

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ................708 ................265 ................141 ..................89 ..................63 ..................50 ..................38

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................839 ................307 ................155 ................107 ..................85 ..................68

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................852 ................317 ................172 ................117 ..................76

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................741 ................282 ................163 ..................98

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................760 ................263 ................134

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................824 ................239

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................763

SECTION 3 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Cumulative Number of Claims Reported Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... .............1,413 ..................80 ..................61 ..................70 ..................54 ................210 ..................98 ..................33 ..................33 ..................46

2.

1993.................. .............4,127 .............4,855 .............4,892 .............4,923 .............4,936 .............4,960 .............4,985 .............4,987 .............4,991 .............4,999

3.

1994.................. ........XXX........ .............3,844 .............4,772 .............4,846 .............4,870 .............4,978 .............5,015 .............5,018 .............5,021 .............5,027

4.

1995.................. ........XXX........ ........XXX........ .............4,119 .............4,791 .............4,846 .............4,973 .............4,999 .............5,004 .............5,023 .............5,027

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ .............4,128 .............4,670 .............4,795 .............4,810 .............4,816 .............4,835 .............4,845

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............4,489 .............5,118 .............5,156 .............5,171 .............5,184 .............5,198

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............4,616 .............5,338 .............5,402 .............5,478 .............5,518

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............4,020 .............4,569 .............4,659 .............4,708

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............3,610 .............4,070 .............4,126

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............3,666 .............3,954

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............3,663

90

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 5E - COMMERCIAL MULTIPLE PERIL SECTION 1 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

1993

1994

Cumulative Number of Claims Closed with Loss Payment Direct and Assumed at Year End 3 4 5 6 7 8 1995

1996

1997

1998

1999

2000

9

10

2001

2002

1.

Prior.................... ................552 ................120 ..................57 ..................31 ..................25 ..................21 ..................12 ....................8 ....................7 ....................5

2.

1993.................. .............1,351 .............1,781 .............1,843 .............1,869 .............1,883 .............1,894 .............1,898 .............1,901 .............1,903 .............1,903

3.

1994.................. ........XXX........ .............1,485 .............1,986 .............2,054 .............2,085 .............2,103 .............2,112 .............2,119 .............2,121 .............2,124

4.

1995.................. ........XXX........ ........XXX........ .............1,464 .............1,948 .............2,023 .............2,054 .............2,070 .............2,079 .............2,084 .............2,086

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ .............1,538 .............2,003 .............2,072 .............2,101 .............2,117 .............2,126 .............2,132

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............1,425 .............1,924 .............1,989 .............2,018 .............2,038 .............2,049

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............1,682 .............2,259 .............2,342 .............2,381 .............2,406

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............1,815 .............2,464 .............2,555 .............2,599

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............1,870 .............2,562 .............2,656

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............1,861 .............2,468

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............1,546

SECTION 2 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Number of Claims Outstanding Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... ................448 ................327 ................263 ................225 ................180 ................155 ................138 ................129 ................120 ................115

2.

1993.................. ................473 ................155 ................102 ..................78 ..................58 ..................42 ..................35 ..................30 ..................28 ..................26

3.

1994.................. ........XXX........ ................575 ................166 ................115 ..................84 ..................61 ..................46 ..................38 ..................34 ..................30

4.

1995.................. ........XXX........ ........XXX........ ................567 ................175 ................120 ..................85 ..................61 ..................48 ..................41 ..................35

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ................535 ................171 ................115 ..................82 ..................59 ..................46 ..................40

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................565 ................173 ................117 ..................83 ..................55 ..................42

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................684 ................202 ................134 ..................92 ..................61

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................793 ................229 ................147 ..................98

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................807 ................224 ................137

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................758 ................210

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................657

SECTION 3 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Cumulative Number of Claims Reported Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... ................747 ................103 ..................55 ..................37 ..................23 ..................21 ..................11 ..................11 ..................11 ..................12

2.

1993.................. .............2,473 .............2,830 .............2,886 .............2,910 .............2,919 .............2,926 .............2,928 .............2,930 .............2,932 .............2,933

3.

1994.................. ........XXX........ .............2,888 .............3,288 .............3,356 .............3,381 .............3,394 .............3,398 .............3,403 .............3,407 .............3,410

4.

1995.................. ........XXX........ ........XXX........ .............2,887 .............3,284 .............3,353 .............3,379 .............3,389 .............3,396 .............3,401 .............3,404

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ .............2,934 .............3,328 .............3,392 .............3,421 .............3,433 .............3,440 .............3,446

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............2,742 .............3,129 .............3,197 .............3,223 .............3,236 .............3,245

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............3,257 .............3,698 .............3,780 .............3,820 .............3,836

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............3,636 .............4,125 .............4,216 .............4,259

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............3,785 .............4,371 .............4,471

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............3,778 .............4,236

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ .............3,228

91

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 5F - MEDICAL MALPRACTICE - OCCURRENCE SECTION 1A Years in Which Premiums Were Earned and Losses Were Incurred

1

2

1993

1994

Cumulative Number of Claims Closed with Loss Payment Direct and Assumed at Year End 3 4 5 6 7 8 1995

1996

1997

1998

1999

2000

9

10

2001

2002

1.

Prior.................... ....................2 ...................(1) ....................1 ....................1 ....................1 ....................1 ....................1 ....................0 ....................0 ....................0

2.

1993.................. ....................0 ....................0 ...................(0) ...................(0) ...................(0) ...................(0) ....................0 ....................0 ....................0 ...................(0)

3.

1994.................. ........XXX........ ...................(0) ...................(0) ...................(0) ...................(0) ...................(0) ...................(0) ...................(0) ...................(0) ...................(0)

4.

1995.................. ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................2 ....................0 ....................0 ....................0 ....................0

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................0

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................1

SECTION 2A Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Number of Claims Outstanding Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... ..................15 ..................12 ..................10 ....................4 ....................3 ....................2 ....................2 ....................1 ....................1 ....................1

2.

1993.................. ....................1 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

3.

1994.................. ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

4.

1995.................. ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................0

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0

SECTION 3A Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Cumulative Number of Claims Reported Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... ..................11 ....................3 ....................1 ....................1 ....................1 ..................10 ...................(6) ....................0 ....................0 ....................0

2.

1993.................. ....................3 ....................4 ....................4 ....................4 ....................4 ....................6 ....................6 ....................6 ....................6 ....................6

3.

1994.................. ........XXX........ ...................(0) ....................0 ....................0 ....................0 ....................1 ....................1 ....................1 ....................1 ....................1

4.

1995.................. ........XXX........ ........XXX........ ....................0 ....................0 ....................1 ....................1 ....................1 ....................1 ....................1 ....................1

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................3 ....................0 ....................0 ....................0 ....................0

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................3 ....................3 ....................3 ....................3 ....................3

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................1 ....................1 ....................1 ....................1 ....................1

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................1

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................2

92

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 5F - MEDICAL MALPRACTICE - CLAIMS-MADE SECTION 1B Years in Which Premiums Were Earned and Losses Were Incurred

1

2

1993

1994

Cumulative Number of Claims Closed with Loss Payment Direct and Assumed at Year End 3 4 5 6 7 8 1995

1996

1997

1998

1999

2000

9

10

2001

2002

1.

Prior.................... ....................5 ...................(1) ....................1 ....................3 ....................3 ....................2 ....................2 ....................1 ....................0 ....................0

2.

1993.................. ....................2 ..................16 ..................17 ..................17 ..................18 ..................19 ..................19 ..................20 ..................20 ..................20

3.

1994.................. ........XXX........ ....................0 ....................2 ....................3 ....................3 ....................4 ....................5 ....................6 ....................6 ....................6

4.

1995.................. ........XXX........ ........XXX........ ....................1 ....................2 ....................3 ....................4 ....................4 ....................4 ....................5 ....................5

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ....................0 ....................2 ....................2 ....................2 ....................3 ....................3 ....................3

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................1 ....................3 ....................3 ....................4 ....................4

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................1 ....................1 ....................2 ....................2

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0

SECTION 2B Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Number of Claims Outstanding Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... ..................27 ..................28 ..................23 ..................17 ..................12 ....................7 ....................4 ....................2 ....................1 ....................1

2.

1993.................. ..................17 ....................7 ....................6 ....................5 ....................3 ....................2 ....................2 ....................1 ....................1 ....................0

3.

1994.................. ........XXX........ ....................6 ....................5 ....................6 ....................5 ....................3 ....................2 ....................1 ....................1 ....................0

4.

1995.................. ........XXX........ ........XXX........ ....................5 ....................5 ....................4 ....................4 ....................3 ....................2 ....................1 ....................0

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ....................3 ....................3 ....................4 ....................2 ....................2 ....................1 ....................1

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................4 ....................4 ....................2 ....................1 ....................0 ....................0

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................3 ....................1 ....................1 ....................0 ....................0

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0

SECTION 3B Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Cumulative Number of Claims Reported Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... ....................0 ....................6 ....................2 ....................1 ....................1 ....................1 ...................(0) ....................0 ....................0 ....................0

2.

1993.................. ..................22 ..................30 ..................34 ..................35 ..................36 ..................36 ..................36 ..................36 ..................36 ..................36

3.

1994.................. ........XXX........ ....................7 ..................13 ..................17 ..................18 ..................18 ..................18 ..................18 ..................18 ..................18

4.

1995.................. ........XXX........ ........XXX........ ....................7 ..................14 ..................16 ..................17 ..................17 ..................17 ..................17 ..................17

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ....................6 ..................11 ..................13 ..................13 ..................13 ..................13 ..................13

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................6 ..................11 ..................12 ..................12 ..................12 ..................12

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................5 ....................6 ....................6 ....................6 ....................6

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0

93

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 5H - OTHER LIABILITY - OCCURRENCE SECTION 1A Years in Which Premiums Were Earned and Losses Were Incurred

1

2

1993

1994

Cumulative Number of Claims Closed with Loss Payment Direct and Assumed at Year End 3 4 5 6 7 8 1995

1996

1997

1998

1999

2000

9

10

2001

2002

1.

Prior.................... ................147 ..................77 ..................40 ..................33 ..................24 ..................26 ..................23 ..................20 ..................31 ....................9

2.

1993.................. ................152 ................209 ................229 ................238 ................244 ................247 ................252 ................253 ................253 ................254

3.

1994.................. ........XXX........ ................160 ................223 ................235 ................244 ................249 ................255 ................257 ................259 ................259

4.

1995.................. ........XXX........ ........XXX........ ................159 ................218 ................236 ................243 ................247 ................250 ................253 ................254

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ................180 ................242 ................252 ................264 ................267 ................270 ................271

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................165 ................213 ................223 ................229 ................235 ................237

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................139 ................177 ................193 ................195 ................199

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................138 ................175 ................185 ................190

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................123 ................173 ................177

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................88 ................112

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................39

SECTION 2A Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Number of Claims Outstanding Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... ................575 ................487 ................408 ................334 ................305 ................273 ................252 ................225 ................187 ................188

2.

1993.................. ................118 ..................69 ..................48 ..................36 ..................26 ..................17 ..................12 ..................10 ....................9 ....................8

3.

1994.................. ........XXX........ ................131 ..................70 ..................59 ..................43 ..................27 ..................17 ..................12 ..................11 ....................9

4.

1995.................. ........XXX........ ........XXX........ ................125 ..................65 ..................50 ..................32 ..................23 ..................20 ..................16 ..................14

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ................115 ..................55 ..................46 ..................31 ..................20 ..................14 ....................8

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................97 ..................51 ..................38 ..................26 ..................17 ..................12

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................91 ..................47 ..................31 ..................26 ..................19

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................88 ..................47 ..................33 ..................21

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................108 ..................60 ..................47

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................65 ..................34

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................51

SECTION 3A Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Cumulative Number of Claims Reported Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... ................306 ................118 ..................99 ..................66 ..................50 ..................89 ..................43 ..................30 ..................28 ..................27

2.

1993.................. ................444 ................542 ................586 ................599 ................610 ................615 ................616 ................617 ................618 ................619

3.

1994.................. ........XXX........ ................469 ................603 ................636 ................663 ................671 ................673 ................675 ................678 ................679

4.

1995.................. ........XXX........ ........XXX........ ................476 ................581 ................612 ................627 ................631 ................637 ................641 ................643

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ................485 ................587 ................613 ................609 ................601 ................611 ................613

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................431 ................513 ................534 ................541 ................546 ................552

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................396 ................458 ................479 ................490 ................495

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................384 ................450 ................470 ................481

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................397 ................479 ................504

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................296 ................354

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ................181

94

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 5H - OTHER LIABILITY - CLAIMS-MADE SECTION 1B Years in Which Premiums Were Earned and Losses Were Incurred

1

2

1993

1994

Cumulative Number of Claims Closed with Loss Payment Direct and Assumed at Year End 3 4 5 6 7 8 1995

1996

1997

1998

1999

2000

9

10

2001

2002

1.

Prior.................... ....................9 ....................2 ....................3 ....................3 ....................3 ....................1 ....................1 ....................0 ....................0 ...................(0)

2.

1993.................. ..................12 ..................24 ..................26 ..................28 ..................29 ..................30 ..................30 ..................30 ..................30 ..................30

3.

1994.................. ........XXX........ ..................10 ..................18 ..................22 ..................22 ..................23 ..................23 ..................24 ..................24 ..................23

4.

1995.................. ........XXX........ ........XXX........ ....................8 ..................14 ..................15 ..................16 ..................17 ..................18 ..................18 ..................18

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ....................5 ....................8 ....................9 ....................9 ..................10 ..................11 ..................11

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................5 ....................8 ..................11 ..................12 ..................13 ..................13

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................4 ....................8 ..................11 ..................11 ..................11

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................5 ....................8 ..................11 ..................12

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................3 ....................5 ....................7

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................1 ....................3

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0

SECTION 2B Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Number of Claims Outstanding Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... ..................23 ..................18 ..................13 ..................11 ....................9 ....................8 ....................5 ....................4 ....................3 ....................3

2.

1993.................. ..................13 ....................8 ....................5 ....................4 ....................2 ....................1 ....................1 ....................1 ....................1 ....................1

3.

1994.................. ........XXX........ ....................7 ....................7 ....................4 ....................2 ....................2 ....................1 ....................0 ....................0 ....................0

4.

1995.................. ........XXX........ ........XXX........ ....................7 ....................6 ....................4 ....................2 ....................2 ....................1 ....................1 ....................1

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ....................4 ....................3 ....................2 ....................2 ....................1 ....................0 ....................1

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................4 ....................5 ....................3 ....................2 ....................1 ....................1

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................6 ....................8 ....................5 ....................6 ....................5

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................6 ....................5 ....................4 ....................3

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................4 ....................4 ....................3

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................2 ....................2

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................1

SECTION 3B Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Cumulative Number of Claims Reported Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... ..................11 ....................7 ....................3 ....................3 ....................5 ....................1 ....................0 ....................0 ....................0 ....................0

2.

1993.................. ..................43 ..................60 ..................63 ..................65 ..................66 ..................67 ..................67 ..................67 ..................67 ..................67

3.

1994.................. ........XXX........ ..................28 ..................48 ..................53 ..................54 ..................54 ..................55 ..................55 ..................55 ..................55

4.

1995.................. ........XXX........ ........XXX........ ..................24 ..................41 ..................43 ..................44 ..................46 ..................47 ..................47 ..................47

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ..................16 ..................26 ..................29 ..................31 ..................33 ..................33 ..................33

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................15 ..................30 ..................33 ..................36 ..................37 ..................37

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................17 ..................33 ..................37 ..................41 ..................42

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................18 ..................28 ..................33 ..................34

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................14 ..................23 ..................26

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................6 ....................9

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................2

95

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 5R - PRODUCTS LIABILITY - OCCURRENCE SECTION 1A Years in Which Premiums Were Earned and Losses Were Incurred

1

2

1993

1994

Cumulative Number of Claims Closed with Loss Payment Direct and Assumed at Year End 3 4 5 6 7 8 1995

1996

1997

1998

1999

2000

9

10

2001

2002

1.

Prior.................... ..................25 ..................11 ..................10 ..................11 ....................8 ....................7 ....................7 ....................5 ....................4 ....................2

2.

1993.................. ....................6 ....................9 ..................10 ..................10 ..................11 ..................11 ..................12 ..................13 ..................13 ..................13

3.

1994.................. ........XXX........ ....................4 ....................6 ....................7 ....................8 ....................9 ..................10 ..................10 ..................11 ..................11

4.

1995.................. ........XXX........ ........XXX........ ....................5 ....................6 ....................8 ....................8 ....................9 ....................9 ....................9 ....................9

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ....................6 ..................12 ..................13 ..................14 ..................14 ..................15 ..................15

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................8 ..................11 ..................11 ..................13 ..................13 ..................14

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................10 ..................13 ..................14 ..................15 ..................15

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................9 ..................13 ..................14 ..................14

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................10 ..................13 ..................14

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................7 ....................9

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................4

SECTION 2A Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Number of Claims Outstanding Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... ................136 ................131 ................121 ................109 ..................93 ..................90 ..................81 ..................71 ..................69 ..................74

2.

1993.................. ....................6 ....................3 ....................3 ....................3 ....................3 ....................3 ....................2 ....................1 ....................1 ....................1

3.

1994.................. ........XXX........ ....................6 ....................3 ....................4 ....................3 ....................2 ....................2 ....................1 ....................1 ....................1

4.

1995.................. ........XXX........ ........XXX........ ....................5 ....................4 ....................2 ....................3 ....................2 ....................2 ....................2 ....................2

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ....................6 ....................3 ....................3 ....................2 ....................2 ....................2 ....................2

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................4 ....................3 ....................3 ....................2 ....................2 ....................2

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................7 ....................3 ....................3 ....................2 ....................2

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................8 ....................4 ....................3 ....................3

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................7 ....................3 ....................3

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................7 ....................4

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................6

SECTION 3A Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Cumulative Number of Claims Reported Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... ................632 ..................26 ..................31 ..................34 ..................25 ..................22 ..................15 ..................16 ..................13 ..................13

2.

1993.................. ..................18 ..................21 ..................23 ..................26 ..................27 ..................29 ..................29 ..................29 ..................30 ..................31

3.

1994.................. ........XXX........ ..................16 ..................21 ..................25 ..................26 ..................28 ..................28 ..................29 ..................30 ..................30

4.

1995.................. ........XXX........ ........XXX........ ..................17 ..................20 ..................22 ..................23 ..................25 ..................25 ..................26 ..................28

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ..................20 ..................28 ..................30 ..................31 ..................32 ..................32 ..................32

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................20 ..................26 ..................29 ..................31 ..................32 ..................33

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................25 ..................29 ..................33 ..................34 ..................35

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................24 ..................31 ..................34 ..................36

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................27 ..................36 ..................39

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................27 ..................36

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ..................20

96

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 5R - PRODUCTS LIABILITY - CLAIMS-MADE SECTION 1B Years in Which Premiums Were Earned and Losses Were Incurred

1

2

1993

1994

Cumulative Number of Claims Closed with Loss Payment Direct and Assumed at Year End 3 4 5 6 7 8 1995

1996

1997

1998

1999

2000

9

10

2001

2002

1.

Prior.................... ....................0 ....................1 ...................(0) ...................(0) ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

2.

1993.................. ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

3.

1994.................. ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

4.

1995.................. ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ...................(0) ....................0 ....................0 ....................0 ....................0

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................0

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0

SECTION 2B Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Number of Claims Outstanding Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... ....................1 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

2.

1993.................. ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

3.

1994.................. ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

4.

1995.................. ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................0

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0

SECTION 3B Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Cumulative Number of Claims Reported Direct and Assumed at Year End 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1.

Prior.................... ....................0 ....................0 ....................0 ....................0 ...................(0) ....................0 ....................0 ....................0 ....................0 ....................0

2.

1993.................. ....................0 ....................0 ....................0 ....................1 ....................1 ....................1 ....................1 ....................1 ....................1 ....................1

3.

1994.................. ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

4.

1995.................. ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

5.

1996.................. ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

6.

1997.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................1 ....................1 ....................1

7.

1998.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................1 ....................1

8.

1999.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0 ....................0

9.

2000.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0 ....................0

10.

2001.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0 ....................0

11.

2002.................. ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ....................0

97

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 6C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL SECTION 1 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

1993

1994

Cumulative Premiums Earned Direct and Assumed at Year End ($000 omitted) 3 4 5 6 7 8 1995

1996

1997

1998

1999

2000

9

10

2001

2002

11 Current Year Premiums Earned

1. Prior................................................. ...............592 ...............125 .................51 .................39 .................86 ................(30) ...............140 ................(54) .................44 ...................7 ...................7 2. 1993................................................ ..........16,170 ..........16,893 ..........16,854 ..........16,879 ..........16,888 ..........16,891 ..........16,907 ..........16,913 ..........16,934 ..........16,946 .................11 3. 1994................................................ .........XXX...... ..........15,925 ..........16,098 ..........16,044 ..........16,050 ..........16,059 ..........16,078 ..........16,086 ..........16,104 ..........16,108 ...................3 4. 1995................................................ .........XXX...... .........XXX...... ..........15,396 ..........15,611 ..........15,503 ..........15,508 ..........15,532 ..........15,533 ..........15,551 ..........15,547 ..................(4) 5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ..........14,437 ..........14,578 ..........14,514 ..........14,532 ..........14,526 ..........14,544 ..........14,547 ...................3 6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........13,669 ..........13,819 ..........13,769 ..........13,766 ..........13,779 ..........13,788 ...................9 7. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........13,567 ..........13,682 ..........13,651 ..........13,658 ..........13,665 ...................8 8. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........16,683 ..........17,552 ..........17,563 ..........17,575 .................12 9. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........18,099 ..........18,915 ..........18,918 ...................3 10. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........19,667 ..........20,623 ...............956 11. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........19,867 ..........19,867 12. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........20,873 13. Earned Premiums (Sch. P-Pt 1)...... ..........16,762 ..........16,767 ..........15,556 ..........14,662 ..........13,803 ..........13,640 ..........16,966 ..........18,890 ..........20,635 ..........20,873 ...........XXX....

SECTION 2 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Cumulative Premiums Earned Ceded at Year End ($000 omitted) 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

11 Current Year Premiums Earned

1. Prior................................................. ..................(1) ................(13) ..................(5) ...................0 .................22 ..................(0) ...................8 ...................0 ...................0 ...................0 ...................0 2. 1993................................................ ............1,640 ............1,631 ............1,617 ............1,617 ............1,628 ............1,628 ............1,628 ............1,628 ............1,628 ............1,628 ...................0 3. 1994................................................ .........XXX...... ...............974 ...............960 ...............956 ...............967 ...............966 ...............966 ...............966 ...............966 ...............966 ...................0 4. 1995................................................ .........XXX...... .........XXX...... ...............464 ...............460 ...............457 ...............456 ...............456 ...............456 ...............456 ...............456 ...................0 5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ...............478 ...............476 ...............475 ...............476 ...............476 ...............474 ...............474 ...................0 6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............403 ...............403 ...............403 ...............403 ...............403 ...............404 ...................0 7. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............628 ...............628 ...............630 ...............638 ...............638 ...................0 8. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............1,063 ............1,064 ............1,075 ............1,076 ...................1 9. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............936 ...............940 ...............951 .................10 10. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............934 ...............944 ...................9 11. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............1,149 ............1,149 12. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............1,171 13. Earned Premiums (Sch. P-Pt 1)...... ............1,191 ...............956 ...............434 ...............471 ...............442 ...............625 ............1,071 ...............939 ...............957 ............1,171 ...........XXX....

SCHEDULE P - PART 6D - WORKERS' COMPENSATION SECTION 1 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

1993

1994

Cumulative Premiums Earned Direct and Assumed at Year End ($000 omitted) 3 4 5 6 7 8 1995

1996

1997

1998

1999

2000

9

10

2001

2002

11 Current Year Premiums Earned

1. Prior................................................. ..........11,278 ............2,328 ..............(422) ...............873 ................(36) ...............385 ...............243 .................72 ..............(121) .................82 .................82 2. 1993................................................ ..........63,488 ..........67,624 ..........68,484 ..........68,112 ..........68,114 ..........68,469 ..........68,603 ..........68,764 ..........68,767 ..........68,844 .................77 3. 1994................................................ .........XXX...... ..........57,938 ..........62,421 ..........62,359 ..........62,576 ..........62,649 ..........62,787 ..........62,919 ..........62,914 ..........62,902 ................(12) 4. 1995................................................ .........XXX...... .........XXX...... ..........54,813 ..........57,659 ..........57,715 ..........57,518 ..........57,696 ..........57,791 ..........57,693 ..........57,695 ...................2 5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ..........50,250 ..........52,253 ..........52,172 ..........52,358 ..........52,448 ..........52,301 ..........52,172 ..............(129) 6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........45,481 ..........47,825 ..........48,046 ..........48,117 ..........47,953 ..........47,691 ..............(263) 7. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........44,516 ..........45,709 ..........45,719 ..........45,540 ..........45,483 ................(57) 8. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........41,129 ..........42,797 ..........42,672 ..........42,620 ................(52) 9. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........40,866 ..........42,462 ..........42,986 ...............524 10. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........45,551 ..........47,610 ............2,058 11. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........56,190 ..........56,190 12. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........58,419 13. Earned Premiums (Sch. P-Pt 1)...... ..........74,270 ..........63,406 ..........58,541 ..........53,534 ..........47,724 ..........47,392 ..........43,423 ..........43,164 ..........46,312 ..........58,419 ...........XXX....

SECTION 2 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Cumulative Premiums Earned Ceded at Year End ($000 omitted) 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

11 Current Year Premiums Earned

1. Prior................................................. ..............(150) ..............(228) ..............(125) .................41 .................10 ..................(8) ..................(9) .................13 ..................(4) ...................3 ...................3 2. 1993................................................ ..........20,331 ..........20,281 ..........20,186 ..........20,190 ..........20,175 ..........20,174 ..........20,172 ..........20,172 ..........20,173 ..........20,176 ...................3 3. 1994................................................ .........XXX...... ..........13,782 ..........13,720 ..........13,733 ..........13,727 ..........13,719 ..........13,717 ..........13,716 ..........13,719 ..........13,719 ...................0 4. 1995................................................ .........XXX...... .........XXX...... ............8,806 ............8,822 ............8,821 ............8,809 ............8,804 ............8,800 ............8,804 ............8,803 ..................(0) 5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ............6,092 ............6,091 ............6,085 ............6,089 ............6,082 ............6,083 ............6,083 ..................(0) 6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............4,180 ............4,181 ............4,201 ............4,198 ............4,195 ............4,195 ..................(1) 7. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............2,984 ............2,997 ............2,996 ............2,995 ............2,998 ...................2 8. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............3,136 ............3,135 ............3,157 ............3,158 ...................2 9. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............3,349 ............3,370 ............3,380 .................10 10. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............3,215 ............3,227 .................11 11. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............4,898 ............4,898 12. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............4,928 13. Earned Premiums (Sch. P-Pt 1)...... ..........20,181 ..........13,505 ............8,538 ............6,165 ............4,166 ............2,951 ............3,155 ............3,346 ............3,258 ............4,928 ...........XXX....

98

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 6E - COMMERCIAL MULTIPLE PERIL SECTION 1 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

1993

1994

Cumulative Premiums Earned Direct and Assumed at Year End ($000 omitted) 3 4 5 6 7 8 1995

1996

1997

1998

1999

2000

9

10

2001

2002

11 Current Year Premiums Earned

1. Prior................................................. ................(86) ..................(7) ................(11) ..................(8) ..................(3) ..................(2) ...................6 ...................4 ...................9 ...................8 ...................8 2. 1993................................................ ..........31,432 ..........31,435 ..........31,436 ..........31,442 ..........31,433 ..........31,430 ..........31,427 ..........31,429 ..........31,429 ..........31,440 .................10 3. 1994................................................ .........XXX...... ..........35,410 ..........35,414 ..........35,399 ..........35,376 ..........35,370 ..........35,370 ..........35,371 ..........35,371 ..........35,373 ...................2 4. 1995................................................ .........XXX...... .........XXX...... ..........38,259 ..........38,237 ..........38,190 ..........38,176 ..........38,171 ..........38,171 ..........38,169 ..........38,169 ..................(0) 5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ..........38,121 ..........38,090 ..........38,045 ..........38,024 ..........38,025 ..........38,024 ..........38,023 ..................(0) 6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........38,319 ..........38,283 ..........38,250 ..........38,249 ..........38,248 ..........38,247 ..................(1) 7. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........39,719 ..........39,703 ..........39,717 ..........39,717 ..........39,711 ..................(6) 8. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........42,550 ..........42,567 ..........42,586 ..........42,568 ................(18) 9. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........47,663 ..........47,680 ..........47,648 ................(32) 10. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........52,662 ..........52,643 ................(20) 11. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........60,223 ..........60,223 12. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........60,167 13. Earned Premiums (Sch. P-Pt 1)...... ..........31,346 ..........35,406 ..........38,251 ..........38,082 ..........38,207 ..........39,612 ..........42,480 ..........47,701 ..........52,703 ..........60,167 ...........XXX....

SECTION 2 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Cumulative Premiums Earned Ceded at Year End ($000 omitted) 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

11 Current Year Premiums Earned

1. Prior................................................. ..................(1) .................18 ...................5 ..................(5) ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 2. 1993................................................ ............3,438 ............3,455 ............3,474 ............3,477 ............3,481 ............3,482 ............3,482 ............3,482 ............3,482 ............3,482 ...................0 3. 1994................................................ .........XXX...... ............4,130 ............4,144 ............4,151 ............4,164 ............4,164 ............4,141 ............4,141 ............4,141 ............4,141 ...................0 4. 1995................................................ .........XXX...... .........XXX...... ............4,600 ............4,604 ............4,620 ............4,624 ............4,605 ............4,605 ............4,606 ............4,606 ...................0 5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ............4,070 ............4,077 ............4,088 ............4,094 ............4,094 ............4,094 ............4,094 ..................(0) 6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............3,641 ............3,647 ............3,661 ............3,668 ............3,663 ............3,664 ...................1 7. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............3,578 ............3,589 ............3,606 ............3,605 ............3,608 ...................3 8. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............3,959 ............3,968 ............3,992 ............3,996 ...................4 9. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............4,169 ............4,190 ............4,210 .................20 10. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............5,426 ............5,445 .................19 11. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............5,307 ............5,307 12. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............5,353 13. Earned Premiums (Sch. P-Pt 1)...... ............3,437 ............4,165 ............4,637 ............4,080 ............3,680 ............3,600 ............3,948 ............4,201 ............5,468 ............5,353 ...........XXX....

SCHEDULE P - PART 6H - OTHER LIABILITY - OCCURRENCE SECTION 1A Years in Which Premiums Were Earned and Losses Were Incurred

1

2

1993

1994

Cumulative Premiums Earned Direct and Assumed at Year End ($000 omitted) 3 4 5 6 7 8 1995

1996

1997

1998

1999

2000

9

10

2001

2002

11 Current Year Premiums Earned

1. Prior................................................. ...............696 ...............925 ...............752 ..............(159) .................50 ...........(1,170) ...............209 ...............102 ................(89) ................(23) ................(23) 2. 1993................................................ ..........15,309 ..........15,463 ..........15,576 ..........15,598 ..........15,569 ..........15,850 ..........15,960 ..........15,950 ..........15,961 ..........15,964 ...................3 3. 1994................................................ .........XXX...... ..........15,883 ..........16,118 ..........16,324 ..........16,259 ..........16,474 ..........16,602 ..........16,596 ..........16,613 ..........16,584 ................(29) 4. 1995................................................ .........XXX...... .........XXX...... ..........15,144 ..........15,391 ..........15,424 ..........15,728 ..........15,880 ..........15,884 ..........15,897 ..........15,852 ................(45) 5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ..........14,238 ..........14,554 ..........14,831 ..........15,007 ..........15,053 ..........15,097 ..........15,045 ................(52) 6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........16,074 ..........16,324 ..........16,485 ..........16,579 ..........16,657 ..........16,621 ................(36) 7. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........16,306 ..........16,535 ..........16,650 ..........16,884 ..........16,884 ..................(0) 8. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........12,715 ..........12,772 ..........13,220 ..........13,326 ...............105 9. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........13,187 ..........13,436 ..........13,453 .................17 10. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........13,246 ..........13,243 ..................(3) 11. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........14,775 ..........14,775 12. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........14,713 13. Earned Premiums (Sch. P-Pt 1)...... ..........14,503 ..........15,927 ..........15,203 ..........14,554 ..........16,379 ..........16,463 ..........13,879 ..........13,589 ..........14,251 ..........14,713 ...........XXX....

SECTION 2A Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Cumulative Premiums Earned Ceded at Year End ($000 omitted) 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

11 Current Year Premiums Earned

1. Prior................................................. ................(87) .................41 ................(35) ................(52) ................(59) ................(90) ................(26) ................(43) ................(39) ................(17) ................(17) 2. 1993................................................ ............1,533 ............1,537 ............1,543 ............1,544 ............1,545 ............1,540 ............1,540 ............1,540 ............1,540 ............1,523 ................(17) 3. 1994................................................ .........XXX...... ............1,330 ............1,334 ............1,331 ............1,333 ............1,327 ............1,331 ............1,331 ............1,331 ............1,322 ..................(9) 4. 1995................................................ .........XXX...... .........XXX...... ............1,424 ............1,420 ............1,423 ............1,416 ............1,420 ............1,420 ............1,421 ............1,412 ..................(9) 5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ............1,462 ............1,464 ............1,458 ............1,461 ............1,461 ............1,464 ............1,462 ..................(2) 6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............1,688 ............1,686 ............1,691 ............1,699 ............1,714 ............1,711 ..................(3) 7. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............2,585 ............2,587 ............2,614 ............2,655 ............2,658 ...................3 8. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............2,154 ............2,172 ............2,200 ............2,210 .................10 9. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............3,585 ............3,584 ............3,594 .................10 10. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........15,342 ..........15,346 ...................4 11. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............4,379 ............4,379 12. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............4,350 13. Earned Premiums (Sch. P-Pt 1)...... ............1,446 ............1,386 ............1,385 ............1,403 ............1,638 ............2,469 ............2,145 ............3,595 ..........15,389 ............4,350 ...........XXX....

99

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 6H - OTHER LIABILITY - CLAIMS-MADE SECTION 1B Years in Which Premiums Were Earned and Losses Were Incurred

1

2

1993

1994

Cumulative Premiums Earned Direct and Assumed at Year End ($000 omitted) 3 4 5 6 7 8 1995

1996

1997

1998

1999

2000

9

10

2001

2002

11 Current Year Premiums Earned

1. Prior................................................. .................15 ...................8 ...................5 ...................1 ...................3 ..................(1) ...................0 ...................0 ...................0 ...................0 ...................0 2. 1993................................................ ...............832 ...............835 ...............838 ...............837 ...............839 ...............839 ...............839 ...............839 ...............839 ...............839 ...................0 3. 1994................................................ .........XXX...... ............1,778 ............1,781 ............1,781 ............1,780 ............1,780 ............1,779 ............1,781 ............1,781 ............1,781 ...................0 4. 1995................................................ .........XXX...... .........XXX...... ............1,948 ............1,949 ............1,950 ............1,954 ............1,952 ............1,954 ............1,955 ............1,955 ...................0 5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ............1,823 ............1,825 ............1,832 ............1,830 ............1,831 ............1,832 ............1,832 ...................0 6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............1,986 ............1,990 ............1,994 ............1,997 ............1,999 ............2,000 ...................0 7. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............2,133 ............2,138 ............2,151 ............2,162 ............2,162 ...................1 8. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............2,397 ............2,408 ............2,440 ............2,440 ...................1 9. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............6,941 ............6,966 ............7,329 ...............363 10. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........12,233 ..........12,596 ...............363 11. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........15,766 ..........15,766 12. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ..........16,494 13. Earned Premiums (Sch. P-Pt 1)...... ...............847 ............1,784 ............1,954 ............1,825 ............1,992 ............2,147 ............2,402 ............6,972 ..........12,306 ..........16,494 ...........XXX....

SECTION 2B Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Cumulative Premiums Earned Ceded at Year End ($000 omitted) 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

11 Current Year Premiums Earned

1. Prior................................................. ...................7 ...................6 ...................4 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 2. 1993................................................ .................96 .................96 .................97 .................97 .................96 .................96 .................96 .................96 .................96 .................96 ...................0 3. 1994................................................ .........XXX...... ...............127 ...............128 ...............128 ...............127 ...............127 ...............127 ...............127 ...............127 ...............127 ...................0 4. 1995................................................ .........XXX...... .........XXX...... ...............120 ...............120 ...............120 ...............120 ...............120 ...............120 ...............121 ...............121 ...................0 5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ...............174 ...............174 ...............174 ...............174 ...............174 ...............175 ...............175 ...................0 6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............202 ...............202 ...............204 ...............206 ...............206 ...............206 ...................0 7. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............257 ...............259 ...............272 ...............273 ...............273 ...................0 8. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............306 ...............318 ...............330 ...............331 ...................1 9. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............3,105 ............3,117 ............3,317 ...............200 10. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............7,579 ............7,778 ...............199 11. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............9,344 ............9,344 12. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............9,743 13. Earned Premiums (Sch. P-Pt 1)...... ...............103 ...............130 ...............122 ...............173 ...............201 ...............257 ...............310 ............3,132 ............7,606 ............9,743 ...........XXX....

SCHEDULE P - PART 6M - INTERNATIONAL SECTION 1 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

1993

1994

Cumulative Premiums Earned Direct and Assumed at Year End ($000 omitted) 3 4 5 6 7 8 1995

1996

1997

1998

1999

2000

9

10

2001

2002

11 Current Year Premiums Earned

1. Prior................................................. ...............208 ...............117 .................44 ...................7 ..................(3) ..................(1) ...................3 ...................1 ...................1 ...................1 ...................1 2. 1993................................................ ............3,130 ............3,224 ............3,268 ............3,278 ............3,292 ............3,292 ............3,293 ............3,294 ............3,294 ............3,295 ...................1 3. 1994................................................ .........XXX...... ............3,506 ............3,530 ............3,550 ............3,557 ............3,560 ............3,560 ............3,561 ............3,561 ............3,562 ...................0 4. 1995................................................ .........XXX...... .........XXX...... ............3,050 ............3,066 ............3,082 ............3,088 ............3,086 ............3,087 ............3,087 ............3,087 ...................0 5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ............2,790 ............2,805 ............2,806 ............2,808 ............2,808 ............2,808 ............2,808 ...................0 6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............2,933 ............2,931 ............2,953 ............2,953 ............2,953 ............2,953 ...................0 7. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............2,737 ............2,754 ............2,754 ............2,754 ............2,754 ...................0 8. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............3,059 ............3,059 ............3,059 ............3,059 ...................0 9. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............3,099 ............3,099 ............3,099 ...................0 10. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............2,651 ............2,651 ...................0 11. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............1,813 ............1,813 12. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............1,815 13. Earned Premiums (Sch. P-Pt 1)...... ............3,338 ............3,716 ............3,163 ............2,842 ............2,982 ............2,744 ............3,102 ............3,100 ............2,652 ............1,815 ...........XXX....

SECTION 2 Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Cumulative Premiums Earned Ceded at Year End ($000 omitted) 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

11 Current Year Premiums Earned

1. Prior................................................. ...................6 .................11 ..................(0) ...................6 ..................(4) ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 2. 1993................................................ .................49 .................59 .................59 .................59 .................59 .................59 .................59 .................59 .................59 .................59 ...................0 3. 1994................................................ .........XXX...... ...............179 ...............179 ...............180 ...............180 ...............180 ...............180 ...............180 ...............180 ...............180 ...................0 4. 1995................................................ .........XXX...... .........XXX...... ...................6 ...................6 ...................6 ...................6 ...................6 ...................6 ...................6 ...................6 ...................0 5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ...................7 ...................7 ...................7 ...................7 ...................7 ...................7 ...................7 ...................0 6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .................18 .................18 .................18 .................18 .................18 .................18 ...................0 7. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .................16 .................16 .................16 .................16 .................16 ...................0 8. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .................52 .................52 .................52 .................52 ...................0 9. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............197 ...............197 ...............197 ...................0 10. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............844 ...............844 ...................0 11. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .................31 .................31 12. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .................31 13. Earned Premiums (Sch. P-Pt 1)...... .................55 ...............199 ...................6 .................14 .................14 .................16 .................52 ...............197 ...............844 .................31 ...........XXX....

100

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 6N - REINSURANCE NONPROPORTIONAL ASSUMED PROPERTY SECTION 1 Years in Which Premiums Were Earned and Losses Were Incurred 1. Prior................................ 2. 1993............................... 3. 1994............................... 4. 1995............................... 5. 1996............................... 6. 1997............................... 7. 1998............................... 8. 1999............................... 9. 2000............................... 10. 2001............................... 11. 2002............................... 12. Total................................ 13. Earned Premiums (P-Pt.1)

1

2

1993 ...............33 ..........4,852 .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..........4,881

1994 ...............28 ..........4,852 ..........4,862 .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..........4,862

Cumulative Premiums Earned Direct and Assumed at Year End ($000 omitted) 3 4 5 6 7 8 1995 ...............28 ..........4,883 ..........4,893 ..........5,776 .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..........5,837

1996 .................0 ..........4,901 ..........4,910 ..........5,775 ..........5,172 .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..........5,206

1997 ................(1) ..........4,901 ..........4,918 ..........5,824 ..........5,213 ..........4,651 .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..........4,749

1998 .................0 ..........4,901 ..........4,919 ..........5,837 ..........5,255 ..........4,682 ..........3,462 .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..........3,549

1999 .................0 ..........4,901 ..........4,921 ..........5,844 ..........5,267 ..........4,702 ..........3,476 ..........4,712 .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..........4,768

9

10

2001 .................0 ..........4,901 ..........4,921 ..........5,844 ..........5,267 ..........4,702 ..........3,476 ..........4,712 ..........7,211 ..........9,661 .........XXX.... .........XXX.... ..........9,661

2002 .................0 ..........4,901 ..........4,921 ..........5,844 ..........5,267 ..........4,702 ..........3,476 ..........4,711 ..........7,211 ..........9,661 ..........9,923 .........XXX.... ..........9,922

8

9

10

2000 .................0 ..............(11) ...............43 .............606 .............941 .............791 ..............(22) .............779 ..........1,907 .........XXX.... .........XXX.... .........XXX.... ..........1,907

2001 .................0 ..............(11) ...............43 .............606 .............941 .............791 ..............(22) .............779 ..........1,907 ..........3,775 .........XXX.... .........XXX.... ..........3,775

2002 .................0 ..............(11) ...............43 .............606 .............941 .............791 ..............(22) .............779 ..........1,907 ..........3,775 ..........1,257 .........XXX.... ..........1,257

9

10

2001 .................0 ..........2,387 ..........3,182 ..........3,565 ..........6,245 ..........5,358 ..........5,907 ..........6,008 ..........6,292 ..........5,984 .........XXX.... .........XXX.... ..........5,985

2002 .................0 ..........2,387 ..........3,182 ..........3,565 ..........6,245 ..........5,358 ..........5,907 ..........6,008 ..........6,292 ..........5,984 ..........3,762 .........XXX.... ..........3,763

8

9

10

2000 .................0 ................(4) ..............(22) ..............(65) ..............(26) ...............24 ...............46 ..........1,156 ...............17 .........XXX.... .........XXX.... .........XXX.... ...............17

2001 .................0 ................(4) ..............(22) ..............(65) ..............(26) ...............24 ...............46 ..........1,156 ...............17 ..........9,883 .........XXX.... .........XXX.... ..........9,883

2002 .................0 ................(4) ..............(22) ..............(65) ..............(26) ...............24 ...............46 ..........1,156 ...............17 ..........9,883 .............296 .........XXX.... .............296

2000 .................0 ..........4,901 ..........4,921 ..........5,844 ..........5,267 ..........4,702 ..........3,476 ..........4,712 ..........7,211 .........XXX.... .........XXX.... .........XXX.... ..........7,212

11 Current Year Premiums Earned .................0 .................0 .................0 .................0 .................0 .................0 .................0 ................(0) ................(0) ................(0) ..........9,923 ..........9,922 .........XXX....

SECTION 2 Years in Which Premiums Were Earned and Losses Were Incurred 1. Prior................................ 2. 1993............................... 3. 1994............................... 4. 1995............................... 5. 1996............................... 6. 1997............................... 7. 1998............................... 8. 1999............................... 9. 2000............................... 10. 2001............................... 11. 2002............................... 12. Total................................ 13. Earned Premiums (P-Pt.1)

Cumulative Premiums Earned Ceded at Year End ($000 omitted) 4 5 6 7

1

2

3

1993 ................(9) ..............(12) .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..............(21)

1994 ..............(10) ..............(12) ...............40 .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ...............40

1995 ..............(10) ..............(12) ...............40 .............601 .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .............601

1996 .................0 ..............(12) ...............40 .............600 .............927 .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .............926

1997 .................3 ..............(11) ...............43 .............606 .............930 .............780 .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .............796

1998 .................0 ..............(11) ...............43 .............606 .............941 .............791 ..............(22) .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ................(2)

1999 .................0 ..............(11) ...............43 .............606 .............941 .............791 ..............(22) .............779 .........XXX.... .........XXX.... .........XXX.... .........XXX.... .............779

11 Current Year Premiums Earned .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 ..........1,257 ..........1,257 .........XXX....

SCHEDULE P - PART 6O - REINSURANCE NONPROPORTIONAL ASSUMED LIABILITY SECTION 1 Years in Which Premiums Were Earned and Losses Were Incurred 1. Prior................................ 2. 1993............................... 3. 1994............................... 4. 1995............................... 5. 1996............................... 6. 1997............................... 7. 1998............................... 8. 1999............................... 9. 2000............................... 10. 2001............................... 11. 2002............................... 12. Total................................ 13. Earned Premiums (P-Pt.1)

1

2

1993 .................0 ..........2,355 .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..........2,356

1994 .................0 ..........2,355 ..........3,138 .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..........3,138

Cumulative Premiums Earned Direct and Assumed at Year End ($000 omitted) 3 4 5 6 7 8 1995 .................3 ..........2,378 ..........3,161 ..........3,530 .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..........3,962

1996 .................4 ..........2,385 ..........3,173 ..........3,535 ..........6,165 .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..........6,663

1997 .................0 ..........2,386 ..........3,175 ..........3,555 ..........6,184 ..........5,259 .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..........5,302

1998 ...............25 ..........2,386 ..........3,178 ..........3,561 ..........6,242 ..........5,315 ..........5,865 .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..........6,014

1999 .................3 ..........2,387 ..........3,182 ..........3,565 ..........6,245 ..........5,358 ..........5,907 ..........6,008 .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..........6,106

2000 .................1 ..........2,387 ..........3,182 ..........3,565 ..........6,245 ..........5,358 ..........5,907 ..........6,008 ..........6,292 .........XXX.... .........XXX.... .........XXX.... ..........6,293

11 Current Year Premiums Earned .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 ..........3,762 ..........3,763 .........XXX....

SECTION 2 Years in Which Premiums Were Earned and Losses Were Incurred 1. Prior................................ 2. 1993............................... 3. 1994............................... 4. 1995............................... 5. 1996............................... 6. 1997............................... 7. 1998............................... 8. 1999............................... 9. 2000............................... 10. 2001............................... 11. 2002............................... 12. Total................................ 13. Earned Premiums (P-Pt.1)

Cumulative Premiums Earned Ceded at Year End ($000 omitted) 4 5 6 7

1

2

3

1993 ................(0) ................(2) .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ................(2)

1994 .................0 ................(2) ..............(19) .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..............(19)

1995 .................0 ................(4) ..............(22) ..............(65) .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..............(70)

1996 .................0 ................(4) ..............(22) ..............(65) ..............(26) .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..............(26)

1997 .................0 ................(4) ..............(22) ..............(65) ..............(26) ...............24 .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ...............24

101

1998 .................0 ................(4) ..............(22) ..............(65) ..............(26) ...............24 ...............46 .........XXX.... .........XXX.... .........XXX.... .........XXX.... .........XXX.... ...............46

1999 .................0 ................(4) ..............(22) ..............(65) ..............(26) ...............24 ...............46 ..........1,156 .........XXX.... .........XXX.... .........XXX.... .........XXX.... ..........1,156

11 Current Year Premiums Earned .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .................0 .............296 .............296 .........XXX....

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 6R - PRODUCTS LIABILITY - OCCURRENCE SECTION 1A Years in Which Premiums Were Earned and Losses Were Incurred

1

2

1993

1994

Cumulative Premiums Earned Direct and Assumed at Year End ($000 omitted) 3 4 5 6 7 8 1995

1996

1997

1998

1999

2000

9

10

2001

2002

11 Current Year Premiums Earned

1. Prior................................................. ...............331 ...............258 ...............135 .................23 ..............(259) .................57 ................(27) ...............198 .................49 ..................(1) ..................(1) 2. 1993................................................ ............1,540 ............1,497 ............1,503 ............1,525 ............1,644 ............1,842 ............1,812 ............1,810 ............1,810 ............1,809 ..................(1) 3. 1994................................................ .........XXX...... ............2,088 ............2,069 ............2,063 ............2,061 ............2,060 ............2,060 ............2,060 ............2,060 ............2,060 ...................0 4. 1995................................................ .........XXX...... .........XXX...... ............2,555 ............2,550 ............2,548 ............2,548 ............2,548 ............2,547 ............2,547 ............2,545 ..................(2) 5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ............2,507 ............2,506 ............2,508 ............2,503 ............2,486 ............2,486 ............2,484 ..................(2) 6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............1,449 ............1,451 ............1,438 ............1,401 ............1,402 ............1,402 ...................1 7. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............1,471 ............1,464 ............1,459 ............1,453 ............1,454 ...................0 8. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............1,838 ............1,855 ............1,851 ............1,858 ...................7 9. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............2,499 ............2,502 ............2,510 ...................8 10. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............1,870 ............1,870 ...................0 11. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............2,280 ............2,280 12. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............2,292 13. Earned Premiums (Sch. P-Pt 1)...... ............1,870 ............2,283 ............2,582 ............2,540 ............1,304 ............1,730 ............1,758 ............2,650 ............1,912 ............2,292 ...........XXX....

SECTION 2A Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Cumulative Premiums Earned Ceded at Year End ($000 omitted) 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

11 Current Year Premiums Earned

1. Prior................................................. .................65 .................29 .................18 ..................(1) ................(17) ..................(0) ..................(0) ...................0 ...................0 ...................1 ...................1 2. 1993................................................ ...............299 ...............300 ...............300 ...............300 ...............300 ...............300 ...............300 ...............300 ...............300 ...............300 ...................1 3. 1994................................................ .........XXX...... .................63 .................63 .................64 .................64 .................64 .................64 .................64 .................64 .................64 ...................0 4. 1995................................................ .........XXX...... .........XXX...... .................83 .................84 .................84 .................84 .................84 .................84 .................84 .................84 ...................0 5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ...............218 ...............218 ...............221 ...............221 ...............221 ...............221 ...............221 ...................0 6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............234 ...............237 ...............237 ...............237 ...............240 ...............241 ...................1 7. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............315 ...............315 ...............318 ...............321 ...............321 ...................0 8. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............318 ...............321 ...............323 ...............323 ..................(0) 9. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............332 ...............334 ...............336 ...................2 10. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ............3,453 ............3,454 ...................2 11. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............714 ...............714 12. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............721 13. Earned Premiums (Sch. P-Pt 1)...... ...............364 .................60 .................79 ...............219 ...............217 ...............320 ...............319 ...............338 ............3,462 ...............721 ...........XXX....

SCHEDULE P - PART 6R - PRODUCTS LIABILITY - CLAIMS-MADE SECTION 1B Years in Which Premiums Were Earned and Losses Were Incurred

1

2

1993

1994

Cumulative Premiums Earned Direct and Assumed at Year End ($000 omitted) 3 4 5 6 7 8 1995

1996

1997

1998

1999

2000

9

10

2001

2002

11 Current Year Premiums Earned

1. Prior................................................. ...................2 ..................(1) ...................0 ...................0 ...................0 ...................0 ...................0 ...................1 ...................0 ...................1 ...................1 2. 1993................................................ .................76 .................75 .................76 .................76 .................76 .................76 .................76 .................76 .................76 .................77 ...................1 3. 1994................................................ .........XXX...... ...............119 ...............120 ...............123 ...............123 ...............123 ...............123 ...............123 ...............123 ...............123 ...................0 4. 1995................................................ .........XXX...... .........XXX...... ...............114 ...............117 ...............118 ...............118 ...............118 ...............118 ...............118 ...............118 ...................0 5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ...............113 ...............115 ...............120 ...............120 ...............120 ...............120 ...............120 ...................0 6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............117 ...............122 ...............123 ...............123 ...............123 ...............123 ...................0 7. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...............110 ...............110 ...............116 ...............121 ...............125 ...................4 8. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .................97 ...............103 ...............109 ...............114 ...................5 9. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .................73 .................74 .................75 ...................1 10. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .................75 .................75 ...................1 11. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .................77 .................77 12. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .................89 13. Earned Premiums (Sch. P-Pt 1)...... .................78 ...............116 ...............116 ...............119 ...............120 ...............121 .................99 .................86 .................87 .................89 ...........XXX....

SECTION 2B Years in Which Premiums Were Earned and Losses Were Incurred

1

2

3

1993

1994

1995

Cumulative Premiums Earned Ceded at Year End ($000 omitted) 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

11 Current Year Premiums Earned

1. Prior................................................. ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 2. 1993................................................ ...................4 ...................4 ...................4 ...................4 ...................4 ...................4 ...................4 ...................4 ...................4 ...................4 ...................0 3. 1994................................................ .........XXX...... ...................4 ...................5 ...................5 ...................5 ...................5 ...................5 ...................5 ...................5 ...................5 ...................0 4. 1995................................................ .........XXX...... .........XXX...... ...................9 .................10 .................10 .................10 .................10 .................10 .................10 .................10 ...................0 5. 1996................................................ .........XXX...... .........XXX...... .........XXX...... ...................6 ...................6 ...................6 ...................7 ...................7 ...................6 ...................6 ...................0 6. 1997................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .................12 .................12 .................13 .................13 .................13 .................13 ...................0 7. 1998................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .................20 .................20 .................25 .................25 .................26 ...................0 8. 1999................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .................15 .................20 .................21 .................21 ...................0 9. 2000................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... ...................4 ...................4 ...................4 ...................0 10. 2001................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .................18 .................18 ...................0 11. 2002................................................ .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .................13 .................13 12. Total................................................. .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .........XXX...... .................14 13. Earned Premiums (Sch. P-Pt 1)...... ...................4 ...................4 ...................9 ...................8 .................12 .................20 .................15 .................13 .................20 .................14 ...........XXX....

102

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 7A - PRIMARY LOSS SENSITIVE CONTRACTS ($000 Omitted) SECTION 1 1

Total Net Losses and Expenses Unpaid

Schedule P - Part 1

1. Homeowners/farmowners...................................................... ...................7,881

2 Net Losses and Expenses Unpaid on Loss Sensitive Contracts

3 Loss Sensitive as Percentage of Total

4

5

6

Total Net Premiums Written

Net Premiums Written on Loss Sensitive Contracts

Loss Sensitive as Percentage of Total

..........................0 .......................0.0 ..................25,778 ..........................0

.......................0.0

2. Private passenger auto liability/medical.................................. ..................48,792 ..........................0

.......................0.0 ..................49,722 ..........................0

.......................0.0

3. Commercial auto/truck liability/medical.................................. ..................20,785 ......................151

.......................0.7 ..................20,511 ......................247

.......................1.2

4. Workers' compensation......................................................... ................144,333 ..................14,130 .......................9.8 ..................56,676 ...................2,336

.......................4.1

5. Commercial multiple peril...................................................... ..................49,909 ........................10

.......................0.0 ..................59,709 ........................20

.......................0.0

6. Medical malpractice - occurrence........................................... ......................209 ..........................0

.......................0.0 ..........................0 ..........................0

.......................0.0

7. Medical malpractice - claims-made........................................ ......................845 ..........................0

.......................0.0 ..........................0 ..........................0

.......................0.0

8. Special liability...................................................................... ...................1,711

.......................0.0 ...................3,936

..........................0

.......................0.0

.......................0.5 ..................12,580 ........................93

.......................0.7

.......................0.0 ...................9,104

..........................0

.......................0.0

11. Special property.................................................................... ..................10,020 .........................(0) ......................(0.0) ..................27,576 ..........................0

.......................0.0

12. Auto physical damage........................................................... ...................3,666

..........................2

.......................0.1 ..................37,830 ..........................3

.......................0.0

13. Fidelity/surety........................................................................ ...................3,826

..........................0

.......................0.0 ...................6,188

..........................0

.......................0.0

14. Other.................................................................................... ........................37 ..........................0

.......................0.0 ..........................0 ..........................0

.......................0.0

15. International.......................................................................... ...................2,535

.......................0.0 ...................1,597

.......................0.0

..........................0

9. Other liability - occurrence..................................................... ..................58,711 ......................270 10. Other liability - claims-made................................................... ...................9,914

..........................0

..........................0

..........................0

16. Reinsurance - nonproportional assumed property................... ............XXX.......... ............XXX.......... ............XXX.......... ............XXX.......... ............XXX.......... ............XXX.......... 17. Reinsurance - nonproportional assumed liability..................... ............XXX.......... ............XXX.......... ............XXX.......... ............XXX.......... ............XXX.......... ............XXX.......... 18. Reinsurance - nonproportional assumed financial lines........... ............XXX.......... ............XXX.......... ............XXX.......... ............XXX.......... ............XXX.......... ............XXX.......... 19. Products liability - occurrence................................................ ...................7,878

..........................0

.......................0.0

20. Products liability - claims-made.............................................. ......................358 ......................117

......................180

.......................2.3 ...................1,859

.....................32.8 ........................78 ..........................1

.......................1.8

21. Financial guaranty/mortgage guaranty................................... ..........................0 ..........................0

.......................0.0 ..........................0 ..........................0

.......................0.0

22. Totals................................................................................... ................371,410 ..................14,860 .......................4.0 ................313,144 ...................2,700

.......................0.9

SECTION 2 Years in Which Policies Were Issued

1

2

1993

1994

Incurred Losses and Defense and Cost Containment Expenses Reported at Year End ($000 omitted) 3 4 5 6 7 8 1995

1996

1997

1998

1999

2000

9

10

2001

2002

1. Prior............. ............37,476 ............38,660 ............39,764 ............37,062 ............35,413 ............34,390 ............34,293 ............33,445 ............32,637 ............31,762 2. 1993........... ..............5,319 ..............9,204 ..............9,306 ..............8,629 ..............8,939 ..............8,677 ..............8,471 ..............7,980 ..............7,918 ..............7,801 3. 1994........... ........XXX......... ..............3,933 ..............7,777 ..............7,795 ..............7,554 ..............7,131 ..............6,814 ..............6,355 ..............5,945 ..............5,955 4. 1995........... ........XXX......... ........XXX......... ..............3,236 ..............5,775 ..............5,904 ..............4,670 ..............4,224 ..............3,979 ..............3,821 ..............3,802 5. 1996........... ........XXX......... ........XXX......... ........XXX......... ..............2,952 ..............4,790 ..............4,470 ..............3,893 ..............3,415 ..............3,232 ..............3,293 6. 1997........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ..............1,771 ..............3,322 ..............3,248 ..............2,626 ..............2,356 ..............2,290 7. 1998........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ..............1,805 ..............2,453 ..............1,446 ..............1,304 ..............1,363 8. 1999........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................832 ..............1,285 ..............1,226 ..............1,210 9. 2000........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................694 ..............1,495 ..............1,489 10. 2001........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................800 ..............1,230 11. 2002........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................538

SECTION 3 Years in Which Policies Were Issued

1 1993

Bulk and Incurred But Not Reported Reserves for Losses and Defense and Cost Containment Expenses at Year End ($000 omitted) 2 3 4 5 6 7 8 9 1994

1995

1996

1997

1998

1999

2000

2001

10 2002

1. Prior............. ............16,440 ............15,387 ............13,781 ............11,654 ..............8,809 ..............6,630 ..............6,069 ..............4,856 ..............3,687 ..............3,307 2. 1993........... ..............2,356 ..............2,539 ..............1,709 ..............1,248 ..............1,363 ..............1,009 .................791 .................607 .................372 .................219 3. 1994........... ........XXX......... ..............1,729 ..............2,288 ..............2,113 ..............1,629 ..............1,160 .................847 .................678 .................426 .................227 4. 1995........... ........XXX......... ........XXX......... ..............1,421 ..............2,407 ..............2,106 .................912 .................540 .................415 .................254 .................142 5. 1996........... ........XXX......... ........XXX......... ........XXX......... ..............1,375 ..............1,677 ..............1,262 .................742 .................574 .................307 .................185 6. 1997........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................624 ..............1,007 .................893 .................559 .................285 .................163 7. 1998........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ..............1,064 ..............1,052 .................499 .................218 .................143 8. 1999........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................355 .................511 .................234 ...................89 9. 2000........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................269 .................348 .................144 10. 2001........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................215 .................179 11. 2002........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...................96

103

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P - PART 7A - PRIMARY LOSS SENSITIVE CONTRACTS (continued) SECTION 4 Years in Which Policies Were Issued

1

2

3

1993

1994

1995

Net Earned Premiums Reported at Year End ($000 omitted) 4 5 6 7 1996

1997

1998

1999

8

9

10

2000

2001

2002

1. Prior............. ............46,941 ............47,366 ............46,779 ............46,566 ............46,110 ............46,484 ............46,290 ............46,840 ............46,608 ............46,811 2. 1993........... ..............7,099 ............13,939 ............14,116 ............14,190 ............14,272 ............14,136 ............14,091 ............15,117 ............15,092 ............15,107 3. 1994........... ........XXX......... ..............5,980 ............11,678 ............11,495 ............11,920 ............11,811 ............11,878 ............12,028 ............12,087 ............12,084 4. 1995........... ........XXX......... ........XXX......... ..............4,770 ..............8,895 ..............8,900 ..............8,279 ..............8,279 ..............9,148 ..............9,042 ..............9,023 5. 1996........... ........XXX......... ........XXX......... ........XXX......... ..............4,319 ..............7,364 ..............8,142 ..............8,029 ..............7,985 ..............7,885 ..............7,678 6. 1997........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ..............1,896 ..............5,002 ..............4,975 ..............5,365 ..............5,232 ..............4,970 7. 1998........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ..............2,342 ..............4,506 ..............4,141 ..............4,157 ..............4,170 8. 1999........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ..............1,840 ..............1,399 ..............1,342 ..............1,474 9. 2000........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................565 ..............1,559 ..............1,746 10. 2001........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................927 ..............1,837 11. 2002........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ..............1,858

SECTION 5 Years in Which Policies Were Issued

1

2

1993

1994

Net Reserve for Premium Adjustments and Accrued Retrospective Premiums at Year End ($000 omitted) 3 4 5 6 7 8 1995

1996

1997

1998

1999

2000

9

10

2001

2002

1. Prior............. ............11,066 ..............9,579 ..............7,280 ..............5,727 ..............4,722 ..............4,739 ..............3,711 ..............3,426 ..............2,804 ..............2,776 2. 1993........... ................(943) ................(179) ..............1,273 .................401 ...................63 ................(157) ................(320) .................580 .................560 .................542 3. 1994........... ........XXX......... ................(478) .................564 ..............1,102 ..............1,010 .................670 .................640 .................720 .................680 .................605 4. 1995........... ........XXX......... ........XXX......... .....................6 ..............1,071 ..............1,622 .................482 .................240 ..............1,020 .................860 .................760 5. 1996........... ........XXX......... ........XXX......... ........XXX......... .................609 ..............1,034 ..............2,058 ..............1,720 ..............1,560 ..............1,360 ..............1,142 6. 1997........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...................14 ..............1,094 ..............1,317 ..............1,520 ..............1,280 .................966 7. 1998........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ..................(67) .................800 .................426 .................291 .................187 8. 1999........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................639 ................(715) ................(815) ................(874) 9. 2000........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...................44 ...................60 .................251 10. 2001........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ...................64 .................439 11. 2002........... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... ........XXX......... .................525

104

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

Sch. P-Pt. 7B-Sn. 1 NONE

Sch. P-Pt. 7B-Sn. 2 NONE

Sch. P-Pt. 7B-Sn. 3 NONE

Sch. P-Pt. 7B-Sn. 4 NONE

Sch. P-Pt. 7B-Sn. 5 NONE

Sch. P-Pt. 7B-Sn. 6 NONE

Sch. P-Pt. 7B-Sn. 7 NONE

105, 106

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE P INTERROGATORIES 1.

What is the extended loss and expense reserve - direct and assumed - for the following classes? An example of an extended loss and expense reserve is the actuarial reserve for the free-tail coverage arising upon death, disability or retirement in most medical malpractice policies. Such a liability is to be reported here even if it was not reported elsewhere in Schedule P, but otherwise reported as a liability item on Page 3. Show the full reserve amount, not just the change during the current year. Years in Which Premiums Were Earned and Losses Were Incurred 1.01 Prior.................... 1.02 1993.................... 1.03 1994.................... 1.04 1995.................... 1.05 1996.................... 1.06 1997.................... 1.07 1998.................... 1.08 1999.................... 1.09 2000.................... 1.10 2001.................... 1.11 2002.................... 1.12 Totals..................

2.

3.

4.

1 Medical Malpractice ..................................3 ..................................0 ..................................0 ..................................0 ..................................0 ..................................1 ..................................3 ..................................0 ..................................0 ..................................0 ..................................0 ..................................7

2 Other Liability ..................................0 ..................................0 ..................................0 ..................................0 ..................................0 ..................................0 ..................................5 ................................12 ................................23 ................................12 ..................................5 ................................57

3 Products Liability ..................................0 ..................................0 ..................................0 ..................................0 ..................................0 ..................................0 ..................................0 ..................................0 ..................................0 ..................................0 ..................................0 ..................................0

The definition of allocated loss adjustment expenses (ALAE) and, therefore, unallocated loss adjustment expenses (ULAE) was changed effective January 1, 1998. This change in definition applies to both paid and unpaid expenses. Are these expenses (now reported as "Defense and Cost Containment" and "Adjusting and Other") reported in compliance with these definitions in this statement? Yes [ X ]

No [ ]

The Adjusting and Other expense payments and reserves should be allocated to the years in which the losses were incurred based on the number of claims reported, closed and outstanding in those years. When allocating Adjusting and Other expense between companies in a group or a pool, the Adjusting and Other expense should be allocated in the same percentage used for the loss amounts and the claim counts. For reinsurers, Adjusting and Other expense assumed should be reported according to the reinsurance contract. For Adjusting and Other expense incurred by reinsurers, or in those situations where suitable claim count information is not available, Adjusting and Other expense should be allocated by a reasonable method determined by the company and described in Interrogatory 7, below. Are they so reported in this statement? Yes [ X ]

No [ ]

Do any lines in Schedule P include reserves which are reported gross of any discount to present value of future payments, but are reported net of such discounts on Page 10? Yes [ ]

No [ X ]

If Yes, proper reporting must be made in the Notes to Financial Statements, as specified in the Instructions. Also, the discounts must be reported in Schedule P - Part 1, Columns 32 and 33. Schedule P must be completed gross of non-tabular discounting. Work papers relating to discount calculations must be available for examination upon request. Discounting is allowed only if expressly permitted by the state insurance department to which this Annual Statement is being filed. 5.

What were the net premiums in force at the end of the year for: (in thousands of dollars) 5.1 Fidelity 5.2 Surety

...........................2,265 ...........................4,527

6.

Claim count information is reported (check one). If not the same in all years, explain in Interrogatory 7.

.................X.................. .....................................

7.1

The information provided in Schedule P will be used by many persons to estimate the adequacy of the current loss and expense reserves, among other things. Are there any especially significant events, coverage, retention or accounting changes which have occurred which must be considered when making such analyses? Yes [ X ] No [ ] An extended statement may be attached. 1) For World Trade Center exposure, please see the Notes to the Financial Statements - Note 20(I) 2) Please see the Notes to the Financial Statements - Note 29 for information regarding a transaction that occurred during 2002. 3) Adjusting and Other Payments and Reserves have been distributed to Accident Year based on actual and projected claims opened, handled and closed. Distribution is done by internal management lines. Estimates of per claim costs to open and handle are used as part of the distribution.

7.2

6.1 per claim 6.2 per claimant

107

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE T - EXHIBIT OF PREMIUMS WRITTEN Allocated by States and Territories 1 Is Insurer Licensed? 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. 31. 32. 33. 34. 35. 36. 37. 38. 39. 40. 41. 42. 43. 44. 45. 46. 47. 48. 49. 50. 51. 52. 53. 54. 55. 56. 57. 58. 5701. 5702. 5703. 5798.

5799.

(a)

States, Etc. Alabama............................AL Alaska...............................AK Arizona..............................AZ Arkansas...........................AR California...........................CA Colorado...........................CO Connecticut.......................CT Delaware...........................DE District of Columbia...........DC Florida................................FL Georgia.............................GA Hawaii................................HI Idaho..................................ID Illinois..................................IL Indiana...............................IN Iowa...................................IA Kansas..............................KS Kentucky...........................KY Louisiana...........................LA Maine................................ME Maryland...........................MD Massachusetts..................MA Michigan............................MI Minnesota.........................MN Mississippi........................MS Missouri............................MO Montana............................MT Nebraska...........................NE Nevada.............................NV New Hampshire.................NH New Jersey........................NJ New Mexico......................NM New York..........................NY North Carolina...................NC North Dakota.....................ND Ohio..................................OH Oklahoma..........................OK Oregon..............................OR Pennsylvania.....................PA Rhode Island......................RI South Carolina...................SC South Dakota....................SD Tennessee........................TN Texas................................TX Utah..................................UT Vermont.............................VT Virginia..............................VA Washington......................WA West Virginia....................WV Wisconsin..........................WI Wyoming..........................WY American Samoa...............AS Guam................................GU Puerto Rico.......................PR US Virgin Islands................VI Canada.............................CN Aggregate Other Alien........OT Totals.....................................

(Yes or No)

Gross Premiums, Including Policy and Membership Fees, Less Return Premiums and Premiums on Policies Not Taken

2 Direct Premiums Written ............16,291,386 ................190,601 ............35,349,851 ..............2,936,173 ..........174,122,730 ............70,889,643 ............33,124,076 ............18,653,608 ..............7,586,504 ............59,039,877 ............13,487,276 ............22,851,389 ................895,999 ............39,872,187 ............29,477,786 ..............1,499,166 ............14,111,215 ............16,347,336 ..............2,147,896 ..............3,822,257 ............34,722,383 ............15,437,116 ............10,024,276 ............31,751,013 ............12,179,743 ............42,774,226 ............14,175,553 ..............3,237,006 ............31,839,447 ............13,022,086 ............58,026,976 ..............2,636,012 ............25,033,482 ............53,056,133 ................374,943 ............28,972,255 ............37,910,741 ..............3,827,003 ............12,934,867 ..............5,061,240 ..............8,036,726 ..............3,574,989 ............23,248,925 ............82,489,763 ..............1,346,826 ............11,541,396 ............27,737,860 ............62,362,607 ................421,316 ............18,046,996 ..............7,919,409 ...........................0 ...........................0 ...........................0 ...........................0 ...........................0

3 Direct Premiums Earned ............15,484,384 ................200,499 ............28,952,814 ..............2,172,942 ..........165,584,277 ............68,490,589 ............26,942,591 ............17,679,977 ..............7,157,889 ............47,737,857 ............12,589,006 ............22,452,087 ................791,680 ............36,993,870 ............28,623,810 ..............1,443,582 ............13,617,227 ............16,697,587 ..............1,908,222 ..............3,614,928 ............31,319,568 ............14,085,541 ............13,076,946 ............28,948,360 ............12,453,279 ............42,105,805 ............13,517,926 ..............2,548,713 ............31,893,350 ............12,290,314 ............50,750,218 ..............2,357,250 ............24,641,080 ............50,041,955 ................341,671 ............29,828,145 ............36,351,437 ..............3,174,749 ............10,992,102 ..............4,495,076 ..............6,748,134 ..............3,592,901 ............22,058,703 ............75,754,044 ..............1,192,948 ............11,293,211 ............24,974,423 ............61,861,749 ................291,852 ............17,905,977 ..............7,876,513 ...........................0 ...........................0 ...........................0 ...........................0 ...........................0

4 Dividends Paid or Credited to Policyholders on Direct Business ...........14,627 ....................0 .............8,890 ..................94 ........(187,169) ...........11,978 ...........46,462 ................300 ...........33,856 ...........19,209 ...........17,850 ...........13,809 ....................0 ...........63,946 ...........49,255 ................157 ...........21,646 ..........(30,269) ................980 .............1,029 ............(5,487) .............8,709 ...........16,351 .............4,262 ...........16,419 ................902 ..................92 ................339 ................886 ................104 ................265 .............1,486 ...........59,763 ..................53 ....................0 ...............(744) .............1,557 ...............(331) ...........26,274 .............9,938 .............5,707 ....................4 .............5,350 .........459,383 ...........12,646 ....................0 ...........46,887 ....................6 ....................0 ...........18,610 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

5 Direct Losses Paid (Deducting Salvage) ......8,748,780 .........204,960 ....13,098,994 ......1,889,574 ..104,873,565 ....44,383,796 ......7,476,778 ....11,489,004 ......3,452,889 ....19,321,237 ......5,571,532 ....13,841,654 .........568,782 ....20,353,198 ....18,216,719 ......1,586,477 ......7,494,492 ....11,407,659 ......1,091,020 ......2,081,340 ....18,050,688 ......4,339,292 ......8,986,874 ....17,818,332 ......8,984,569 ....30,407,916 ......8,049,980 ......1,127,722 ....21,909,833 ......6,212,748 ....24,040,286 ......1,104,346 ....15,729,973 ....26,312,432 .........430,162 ....18,985,900 ....23,550,230 ......2,751,231 ......5,309,580 ......2,291,589 ......5,493,415 ......2,750,046 ....14,765,612 ....24,727,402 .........502,190 ......6,689,976 ....12,599,314 ....41,234,117 .........114,551 ......9,826,348 ......7,219,158 ...................0 ...................0 ............(3,755) ...................0 .............3,692

6

Direct Losses Incurred ......9,492,510 .........489,458 ....18,013,286 .........243,578 ..121,667,645 ....43,786,372 ......7,705,077 ....14,385,361 ......6,199,599 ....45,408,751 ....13,978,481 ....14,601,644 .........183,834 ....25,458,737 ....21,439,103 ......1,629,408 ......9,605,378 ....13,390,924 ......2,675,049 ......2,926,043 ....18,507,508 ......7,683,919 ......9,474,363 ....23,237,322 ......7,522,786 ....34,661,136 ......9,545,779 ......1,875,236 ....22,717,265 ......8,683,954 ....34,980,298 ......1,541,319 ....11,906,441 ....38,791,820 .........377,423 ....18,460,749 ....24,014,461 ......3,278,496 ......3,627,821 ......3,016,635 ....10,732,242 ......2,741,287 ....17,134,269 ......5,724,472 ......1,129,288 ......7,945,788 ....20,343,272 ....38,769,967 .............2,572 ......8,996,359 ......7,414,624 ...................0 ...................0 ............(5,656) .............2,500 ..........(13,744)

......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......YES...... ......NO........ ......NO........ ......NO........ ......NO........ ......NO........ ......XXX...... ......................40,604 ......................33,823 .............(34,446) ......................0 ............(10,832) (a)..........51 ..........1,246,460,874 ..........1,167,933,581 ............741,635 ....669,468,199 ....778,091,377 DETAILS OF WRITE-INS Other Alien Grand Total.......... ......XXX...... ..................40,604 ..................33,823 ..........(34,446) ...................0 ..........(10,832) .............................................. ......XXX...... ...........................0 ...........................0 ....................0 ...................0 ...................0 .............................................. ......XXX...... ...........................0 ...........................0 ....................0 ...................0 ...................0 Summary of remaining writeins for Line 57 from overflow page ......XXX...... ...............................0 ...............................0 .......................0 ......................0 ......................0 Totals (Lines 5701 thru 5703 + Line 5798) (Line 57 above) ......XXX...... ......................40,604 ......................33,823 .............(34,446) ......................0 ............(10,832) Explanation of Basis of Allocation of Premiums by States, etc. LOCATION OF PROPERTY INSURED FOR ALL LINES OF BUSINESS - EXCEPTIONS: OCEAN MARINE - (other than port risk, builder's risk and syndicate business) - location where insurance was negotiated INLAND MARINE - (except location risks) - location of insured's premises or location where insurance was negotiated ACCIDENT AND HEALTH - location of insured; AUTOMOBILE - location of principal garage AIRCRAFT - location of home airport; FIDELITY - location of employer of insured SURETY - location of principal, obligee, court work contractors, lease, warehouse or employee Insert the number of yes responses except for Canada and Other Alien.

108

7

Direct Losses Unpaid ....24,484,295 .........454,670 ....14,109,727 ....12,040,375 ..208,201,713 ....33,445,399 ....40,044,983 ....15,768,319 ....13,531,926 ..102,102,299 ....31,022,950 ....16,210,222 .........922,640 ....53,844,417 ....30,800,100 ......7,384,818 ....24,500,004 ....23,987,535 ....18,515,908 ......9,303,671 ....34,132,002 ....17,650,572 ....10,254,046 ....18,980,988 ....11,905,748 ....45,603,754 ......6,006,013 ......8,954,524 ....14,803,653 ....21,040,585 ....66,388,581 ......3,721,336 ....85,673,718 ....62,095,127 ...........60,352 ....13,278,918 ....19,362,560 ....10,217,885 ....21,004,621 ......9,954,533 ....31,520,149 ......4,924,625 ....29,330,926 ....63,519,586 ......1,730,135 ....11,135,893 ....40,033,821 ....30,935,683 .........178,848 ....19,355,092 ......4,703,995 ...................0 ...................0 ...................0 .............2,500 ...................0

8 Finance and Service Charges not Included in Premiums ...........74,793 ................125 .........332,370 ...........13,018 ......1,614,140 .........643,552 .........187,179 .........232,204 ...........39,969 .........280,310 ...........60,817 .........221,283 .............8,637 .........333,488 .........326,055 ...........12,111 .........113,118 ...........90,481 .............8,169 ...........58,868 .........245,128 .........102,230 .........102,246 .........283,681 .........132,267 .............7,347 .........170,806 .............9,541 .........400,939 .........169,188 .........489,303 ...........24,865 .........245,672 .........492,993 .............2,517 .........378,981 .........319,902 ...........26,483 ...........60,561 ...........46,584 ...........38,254 ...........34,909 .........213,160 .........513,171 .............9,253 .........152,703 .........119,867 .........673,861 ................773 .........161,895 ...........83,901 ....................0 ....................0 ....................0 ....................0 ....................0

9 Direct Premiums

Written for Federal Purchasing Groups (Incl. in Col. 2) .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .................2,983 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0 .......................0

..........(635,425) .....................32 ...........................0 .1,398,501,315 .......10,363,700 ....................2,983

........(635,425) ..................32 .......................0 ...................0 ....................0 .......................0 ...................0 ....................0 .......................0

......................0 .......................0 ...........................0 ..........(635,425) .....................32 ...........................0

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE Y – INFORMATION CONCERNING ACTIVITIES OF INSURER MEMBERS OF A HOLDING COMPANY GROUP PART 1 – ORGANIZATIONAL CHART

NORTH AMERICAN PROPERTY/CASUALTY OPERATIONS *Hartford Fire Insurance Company 06-0383750/NAIC #19682/CT (100% of common stock owned by The Hartford Financial Services Group, Inc. 13-3317783/DE) *Hartford Casualty Insurance Company 06-0294398/NAIC #29424/IN Omni Insurance Group, Inc. 58-1680624/GA *Omni Insurance Company 58-1408232/NAIC #39098/IL *Omni Indemnity Company 58-1189287/NAIC #34940/IL Omni General Agency, Inc. 74-2734608/TX *Hartford Underwriters Insurance Company 06-1222527 /NAIC #30104/CT Hartford Risk Management, Inc. (90% owned) 13-2765326/DE *Twin City Fire Insurance Company 06-0732738/NAIC #29459/IN *Hartford Insurance Company of Illinois 06-1010609/NAIC #38288/IL *Hartford Lloyd’s Insurance Company 06-1007031/NAIC #38253/TX Four Thirty Seven Land Company 13-2852356/DE (37.5% owned) *Hartford Accident and Indemnity Company 06-0383030/NAIC #22357/CT *Pacific Insurance Company, Limited 06-1401918/NAIC #10046/CT Four Thirty Seven Land Company 13-2852356/DE (62.5% owned)

109

Specialty Risk Services, Inc. 06-1317292/DE HARCO Property Services, Inc. 06-1107677/CT HRA, Inc. 06-1185090/CT HRA Brokerage Services, Inc. 06-1126749/CT The Hartford Fidelity & Bonding Company 06-1493421/CT Access Coverage Corp., Inc. 56-2160819/NC *Nutmeg Insurance Company 06-1032405/NAIC #39608/CT (100% of common stock owned by The Hartford Holdings, Inc. 22-3866674/DE Hartford Management, Ltd. (Bermuda) *Hartford Insurance Ltd. (Bermuda) HartRe Group, LLC 06-1032405/CT *Sentinel Insurance Company, Ltd. 06-1552103/NAIC #11000/CT *Fencourt Reinsurance Company, Ltd. 06-1323788 (Bermuda) Trumbull Associates, LLC 06-1521834/CT Trumbull Recovery Services, Inc. 59-3021034/FL PPL Holdings, LLC 27-0008094/DE *Hartford Insurance Company of the Midwest 06-1008026/NAIC #37478/IN (100% of common stock owned by The Hartford Financial Services Group, Inc. 13-3317783/DE) *Hartford Insurance Company of the Southeast 06-1013048/NAIC #38261/FL (100% of common stock owned by The Hartford Financial Services Group, Inc. 13-3317783/DE) *Trumbull Insurance Company 06-1184984/NAIC #27120/CT (100% of common stock owned by The Hartford Financial Services Group, Inc. 13-3317783/DE) Hartford Technology Services Company, LLC 06-1552692/DE Horizon Management Group, LLC 06-1526449/DE *Property and Casualty Insurance Company of Hartford 06-1276326/NAIC #34690/IN (100% of common stock owned by The Hartford Financial Services Group, Inc. 13-3317783/DE) *denotes an insurance company

LIFE OPERATIONS Hartford Holdings, Inc. 22-3866674/DE (100% of common stock owned by The Hartford Financial Services Group, Inc. 13-3317783/DE) Hartford Life, Inc. 06-1470915/DE *Hartford Life and Accident Insurance Company 06-0838648/NAIC #70815/CT *Hartford Life Insurance Company, KK (Japan) *Hart Life Insurance Company 22-1771521/NAIC #60348/CT *American Maturity Life Insurance Company 06-1422508 /NAIC #81213/CT Hartford Financial Services Life Insurance Company 06-1134817/CT *Hartford Life Insurance Company 06-0974148/NAIC #88072/CT *Hartford International Life Reassurance Corporation 06-1207332/NAIC #93505/CT *Servus Life Insurance Company 13-6150240/NAIC #80586/CT *Hartford Life and Annuity Insurance Company 39-1052598/NAIC #71153/CT *Hartford Life, Ltd. AA-3190021 (Bermuda) Hopmeadow Holdings S.A. (.1% owned) (Argentina) *Nutmeg Life Insurance Company / 06-1566092/NAIC #63444/IA International Corporate Marketing Group, Inc. 22-3198854/CT The Evergreen Group, Inc. 13-3216939/NY Hartford Administrative Services Company 41-0679409/MN Woodbury Financial Services, Inc. 41-0944586/MN Planco, Inc. 23-2079123/PA Planco Financial Services, Inc. 23-2132791/PA Hartford Financial Services LLC 52-2137766/DE HL Investment Advisors, LLC 06-1534085/CT Hartford Investment Financial Services, LLC 06-1629808 Hartford Investments Canada Corp. 98-0219177 Hartford-Comprehensive Employee Benefit Service Company 06-1120503/CT Hartford Equity Sales Company, Inc. 06-0896599/CT Hartford Securities Distribution Company 06-1408044/CT Hartford Life International Ltd. 06-1293360/CT Hopmeadow Holdings S.A. (99.9% owned) (Argentina) *Hartford Seguros De Retiro S.A., (Argentina) *ICATU Hartford Seguros S.A., (47.5% owned) (Brazil) *ICATU Hartford Administracao de Beneficios LTDA, (Brazil) *ICATU Hartford Fundo de Pensao, (Brazil *ICATU Hartford Capitalizacao S.A. (Brazil) *Brazilcap Capitalizacao S.A. (16.67% owned) (Brazil) *Fedcap Capitalizacao S.A. (24.5% owned) (Brazil)

INTERNATIONAL OPERATIONS *Hartford Fire Insurance Company 06-0383750 /NAIC #19682/CT (100% of common stock owned by The Hartford Financial Services Group, Inc. 13-3317783/DE) *Heritage Reinsurance Company, Ltd. (99.4% owned) 98-0188675 (Bermuda) *Excess Insurance Company, Limited (United Kingdom) The Hartford International Financial Services Group, Inc. 06-1132748/DE

OTHER OPERATIONS OWNED BY THE HARTFORD FINANCIAL SERVICES GROUP, INC. Hartford Holdings, Inc. 22-3866674/DE The Hartford Investment Management Company 06-1472135/DE Hartford Investment Services, Inc. 06-0883503/CT Heritage Holdings, Inc. 06-1442285/CT *First State Insurance Company 04-2198460 /NAIC #21822/CT *New England Insurance Company 04-2177185 /NAIC #21830/CT *New England Reinsurance Corporation 06-1053492 /NAIC #41629/CT *Heritage Reinsurance Company, Ltd. (.6% owned) 98-0188675 (Bermuda) *New Ocean Insurance Co., Ltd. 98-0188674 (Bermuda) Trumbull Finance, LLC 06-1521832/CT

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE Y (Continued) PART 2 - SUMMARY OF INSURER'S TRANSACTIONS WITH ANY AFFILIATES 1

NAIC Company Code

2

Federal ID Number

110

Affiliated Transactions 00000................. 13-3317783............. 39608................. 06-1032405............. 19682................. 06-0383750............. 22357................. 06-0383030............. 10046................. 06-1401918............. 11000................. 06-1552103............. 29424................. 06-0294398............. 30104................. 06-1222527............. 34690................. 06-1276326............. 27120................. 06-1184984............. 38261................. 06-1013048............. 37478................. 06-1008026............. 29459................. 06-0732738............. 38288................. 06-1010609............. 38253................. 06-1007031............. 00000................. 06-1470915............. 70815................. 06-0838648............. 00000................. 00-0000000............. 60348................. 22-1771521............. 88072................. 06-0974148............. 00000................. 06-1134817............. 71153................. 39-1052598............. 00000................. 22-3198854............. 00000................. 13-3216939............. 00000................. 06-1293360............. 93505................. 06-1207332............. 00000................. AA-3190021............ 00000................. 27-0008094............. 00000................. 22-3866674............. 00000................. 06-1132748............. 00000................. 98-0219177............. 00000................. 00-0000000............. 00000................. 58-1680624............. 39098................. 58-1408232............. 34940................. 58-1189287............. 00000................. 74-2734608............. 00000................. 06-1472135............. 00000................. 06-0883503............. 00000................. 06-1442285............. 00000................. 98-0188675............. 00000................. 00-0000000............. 21822................. 04-2198460............. 21830................. 04-2177185............. 41629................. 06-1053492............. 00000................. 06-1107677............. 00000................. 13-2852356............. 00000................. 06-1185090.............

3

4

5

6

Names of Insurers and Parent, Subsidiaries or Affiliates

Shareholder Dividends

Capital Contributions

Purchases, Sales or Exchanges of Loans, Securities, Real Estate, Mortgage Loans or Other Investments

The Hartford Financial Services Grp., Inc............................. Nutmeg Insurance Company............................................... Hartford Fire Insurance Company........................................ Hartford Accident & Indemnity Company.............................. Pacific Insurance Company, Limited.................................... Sentinel Insurance Company, Ltd........................................ Hartford Casualty Insurance Company................................. Hartford Underwriters Insurance Company........................... Property & Casualty Ins. Co. of Hartford.............................. Trumbull Insurance Company.............................................. Hartford Insurance Co. of the Southeast.............................. Hartford Insurance Co. of the Midwest................................. Twin City Fire Insurance Company...................................... Hartford Insurance Company of Illinois................................. Hartford Lloyd's Insurance Company................................... Hartford Life, Inc................................................................. Hartford Life & Accident Insurance Co................................. Hartford Life Insurance Company, KK (Japan)..................... Hart Life Insurance Company.............................................. Hartford Life Insurance Company........................................ Hartford Financial Services Life Ins. Co............................... Hartford Life & Annuity Insurance Company......................... International Corporate Marketing Group, Inc....................... The Evergreen Group, Inc................................................... Hartford Life International, Ltd.............................................. Hartford International Life Reassurance Corporation............ Hartford Life, Ltd. (Bermuda)............................................... PPL Holdings, LLC.............................................................. Hartford Holdings, Inc.......................................................... The Hartford International Financial Services Group, Inc...... Hartford Investments Canada Corp...................................... Hartford Insurance, Ltd. (Bermuda)..................................... Omni Insurance Group, Inc.................................................. Omni Insurance Company................................................... Omni Indemnity Company................................................... Omni General Agency, Inc................................................... The Hartford Investment Management Co............................ Hartford Investment Services, Inc........................................ Heritage Holdings, Inc......................................................... Heritage Reinsurance Company, Ltd. (Bermuda).................. Excess Insurance Company, Limited (United Kingdom)........ First State Insurance Company............................................ New England Insurance Company....................................... New England Reinsurance Corporation................................ HARCO Property Services, Inc............................................ Four Thirty-Seven Land Company....................................... HRA, Inc.............................................................................

...............223,545,030 ................................0 ...............141,711,249 ..................2,957,157 .................(7,000,000) ................................0 ...............(20,500,000) ...............(20,000,000) ................................0 ................................0 ................................0 .................(2,500,000) .................(5,000,000) ................................0 ................................0 .................80,400,000 ...............(59,900,000) ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ...............(12,000,000) ................................0 ................................0 ................................0 ..............(192,960,000) ...............(13,253,437) ................................0 ................................0 ................................0 .....................250,000 ................................0 ....................(250,000) ................................0 ................................0 ................................0 .................10,000,001 ................................0 ................................0 ................................0 ................................0 .................(5,000,000) ................................0 ................................0

..............(465,125,628) .................(5,000,000) ...............(39,551,908) ...............226,973,701 ................................0 ................................0 .................38,187,683 .................27,772,860 ..................3,471,608 ..................3,471,608 ..................3,471,608 ..................3,471,608 .................10,414,823 .................70,126,472 ................................0 ..............(160,000,000) ...............(83,093,732) .................74,297,623 ................................0 ................................0 ................................0 ...............235,000,000 ................................0 ................................0 ................................0 ................................0 ................................0 ..................5,000,000 .................42,315,567 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ...............(30,961,734) .................15,480,867 .................15,480,867 ................................0 ................................0 ................................0

................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0

7 Income/ (Disbursements) Incurred in Connection with Guarantees or Undertakings for the Benefit of any Affiliate(s)

8

Management Agreements and Service Contracts

................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0

..............(180,971,512) .................27,862,932 ...............155,148,593 .................67,845,440 ..................4,983,480 .....................985,566 .................16,391,376 .................12,172,858 ..................1,317,883 ..................1,265,865 ..................1,440,881 ..................5,159,753 ..................6,030,524 .................17,618,206 .....................981,066 ..............(122,571,814) .................30,810,287 ................................0 .....................115,605 ..................7,168,566 .........................7,783 ...............(85,125,130) .....................129,465 .......................49,522 ...............(11,146,400) ..................4,178,348 .................(2,066,246) ....................(794,000) ................................0 .................(9,611,765) ....................(741,529) ................................0 ....................(101,497) ..................6,482,654 .................(7,696,769) .......................49,098 .................14,425,238 .....................104,178 ................................0 ..................7,456,357 ................................0 ...............(30,781,206) ..................3,904,116 ..................1,771,077 .....................948,347 ............................288 ....................(116,511)

9

10

11

12

13

*

Any Other Material Activity Not in the Ordinary Course of the Insurer's Business

Totals

Reinsurance Recoverable/ (Payable) on Losses and/or Reserve Credit Taken/ (Liability)

Income/ (Disbursements) Incurred under Reinsurance Agreements ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0

....... ...*.. ...*.. ...*.. ...*.. ...*.. ...*.. ...*.. ...*.. ...*.. ...*.. ...*.. ...*.. ...*.. ...*.. ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ...*.. ...*.. ...*.. ....... ....... .......

..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0

..............(422,552,110) .................22,862,932 ...............257,307,934 ...............297,776,298 .................(2,016,520) .....................985,566 .................34,079,059 .................19,945,718 ..................4,789,491 ..................4,737,473 ..................4,912,489 ..................6,131,361 .................11,445,347 .................87,744,678 .....................981,066 ..............(202,171,814) ..............(112,183,445) .................74,297,623 .....................115,605 ..................7,168,566 .........................7,783 ...............149,874,870 .....................129,465 .......................49,522 ...............(23,146,400) ..................4,178,348 .................(2,066,246) ..................4,206,000 ..............(150,644,433) ...............(22,865,202) ....................(741,529) ................................0 ....................(101,497) ..................6,732,654 .................(7,696,769) ....................(200,902) .................14,425,238 .....................104,178 ................................0 .................17,456,358 ................................0 ...............(61,742,940) .................19,384,983 .................17,251,944 .................(4,051,653) ............................288 ....................(116,511)

................................0 .................94,145,000 ...............984,650,492 ...........(3,808,798,000) ...............(16,698,000) ...............(35,731,000) ...............555,302,000 ...............829,009,000 ...............148,953,000 .................13,238,000 .................44,102,000 ............1,177,754,000 ............1,475,255,000 ...........(1,302,990,000) .................79,654,000 ................................0 ...............(58,000,493) ................................0 ................................0 ..................1,837,001 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ...............(57,550,000) ................................0 ................................0 ................................0 ................................0 ................................0 ...........(1,649,895,000) .................37,008,000 ............1,421,734,000 .................81,074,000 .................(5,642,000) ................................0 ................................0 ................................0

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE Y (Continued) PART 2 - SUMMARY OF INSURER'S TRANSACTIONS WITH ANY AFFILIATES 1

2

NAIC Company Code

110.1

00000................. 00000................. 00000................. 00000................. 00000................. 00000................. 00000................. 00000................. 00000................. 00000................. 00000................. 00000................. 00000................. 00000................. 80586................. 63444................. 00000................. 00000................. 00000................. 81213................. 00000................. 00000................. 00000................. 00000................. 00000................. 00000................. 00000................. 00000................. 00000................. 00000................. 00000................. 00000................. 00000................. 00000................. 00000................. 00000................. 9999999.

3

Federal ID Number

Names of Insurers and Parent, Subsidiaries or Affiliates

06-1126749............. HRA Brokerage Services, Inc.............................................. 06-1521834............. Trumbull Associates, LLC.................................................... 06-1521832............. Trumbull Finance, LLC........................................................ 06-1552692............. Hartford Technology Services Co., LLC............................... 06-1526449............. Horizon Managment Group, LLC.......................................... 13-2765326............. Hartford Risk Management, Inc........................................... 59-3021034............. Trumbull Recovery Services, Inc......................................... 06-1323788............. Fencourt Reinsurance Company, Ltd. (Bermuda)................. 98-0188674............. New Ocean Insurance Company, Ltd (Bermuda).................. 06-1120503............. Hartford-Comp. Employee Ben. Svc. Co.............................. 06-0896599............. Hartford Equity Sales Co., Inc.............................................. 06-1534085............. HL Investment Advisors, LLC.............................................. 23-2079123............. Planco Incorporated............................................................ 23-2132791............. Planco Financial Services, Inc............................................. 13-6150240............. Servus Life Insurance Company.......................................... 06-1566092............. Nutmeg Life Insurance Company......................................... 06-1493421............. The Hartford Fidelity and Bonding Company........................ 00-0000000............. Hartford Management, Ltd. (Bermuda)................................. 06-1032405............. HartRe Group, LLC............................................................. 06-1422508............. American Maturity Life Insurance Company......................... 00-0000000............. Hopmeadow Holdings (Argentina)........................................ 00-0000000............. Hartford Seguros De Retiro S.A., (Argentina)....................... 00-0000000............. ICATU Hartford Seguros S.A., (Brazil)................................. 00-0000000............. ICATU Hartford Administracao de Beneficios LTDA, (Brazil). 00-0000000............. ICATU Hartford Fundo de Pensao, (Brazil)........................... 00-0000000............. ICATU Hartford Capitalizacao S.A. (Brazil).......................... 00-0000000............. Brazilcap Capitalizacao S.A. (Brazil).................................... 00-0000000............. Fedcap Capitalizacao S.A. (Brazil)....................................... 56-2160819............. Access Coverage Corp., Inc................................................ 41-0679409............. Hartford Administrative Services Company.......................... 41-0944586............. Woodbury Financial Services, Inc........................................ 52-2137766............. Hartford Financial Services, LLC.......................................... 06-1629808............. Hartford Investment Financial Services, LLC........................ 06-1317292............. Specialty Risk Services, Inc................................................. 06-1408044............. Hartford Securities Distribution Company............................. 00-0000000............. Hartford Bank, FSB (Federal).............................................. Control Totals.......................................................................................................

4

5

6

Capital Contributions

Purchases, Sales or Exchanges of Loans, Securities, Real Estate, Mortgage Loans or Other Investments

7 Income/ (Disbursements) Incurred in Connection with Guarantees or Undertakings for the Benefit of any Affiliate(s)

Shareholder Dividends ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 .................(8,500,000) ................................0 ...............(66,000,000) ................................0 ...............(46,000,000) ................................0 ................................0 ...............................(0)

Management Agreements and Service Contracts

................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ..................1,284,109 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 .......................12,000 ................................0 ................................0 ..................7,500,000 ................................0 ................................0

................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0

................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0

.....................121,959 .................(4,388,269) .......................11,847 .......................37,585 ..................2,695,617 ..................1,448,189 ........................(9,093) ..................1,006,579 ....................(115,548) .......................17,773 .......................16,339 .................57,323,097 ..................1,086,513 .......................21,662 ................................0 .....................119,497 ..............................19 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 .................(1,987,505) .................(6,086,407) .................(1,608,149) ................................0 ................................0 ..................5,415,182 ...........................(365) ....................(207,495) ................................0

Column 9 - See footnote #25 Intercompany Pooling Arrangements for the Hartford Fire Insurance Pooling percentages by individual company. First State Insurance Group Pool: First State Insurance Company New England Insurance Company New England Reinsurance Company

98% 1% 1%

8

9

10

11

12

13

*

Any Other Material Activity Not in the Ordinary Course of the Insurer's Business

Totals

Reinsurance Recoverable/ (Payable) on Losses and/or Reserve Credit Taken/ (Liability)

Income/ (Disbursements) Incurred under Reinsurance Agreements ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0 ............................0

....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... XXX

..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0 ..............................0

.....................121,959 .................(4,388,269) .......................11,847 .......................37,585 ..................2,695,617 ..................1,448,189 ........................(9,093) ..................1,006,579 ....................(115,548) .......................17,773 .......................16,339 .................58,607,206 ..................1,086,513 .......................21,662 ................................0 .....................119,497 ..............................19 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 .................(1,987,505) ...............(14,586,407) .................(1,608,149) ...............(65,988,000) ................................0 ...............(40,584,818) ..................7,499,635 ....................(207,495) ................................0

................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 .................(8,411,000) ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0 ................................0

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SUPPLEMENTAL EXHIBITS AND SCHEDULES INTERROGATORIES The following supplemental reports are required to be filed as part of your statement filing. However, in the event that your company does not transact the type of business for which the special report must be filed, your response of NO to the specific interrogatory will be accepted in lieu of filing a "NONE" report and a bar code will be printed below. If the supplement is required of your company but is not being filed for whatever reason, enter SEE EXPLANATION and provide an explanation following the interrogatory questions. MARCH FILING

RESPONSES

1. Will Supplement A to Schedule T (Medical Malpractice Supplement) be filed by March 1?

YES

2. Will Schedule SIS (Stockholder Information Supplement) be filed with the state of domicile by March 1?

NO

3. Will the Financial Guaranty Insurance Exhibit be filed March 1?

NO

4. Will the Medicare Supplement Insurance Experience Exhibit be filed with the state of domicile and the NAIC by March 1?

NO

5. Will an actuarial opinion by filed by March 1?

YES

6. Will the SVO Compliance Certification be filed by March 1?

YES

7. Will the Trusteed Surplus Statement be filed with the state of domicile and the NAIC by March 1?

NO

8. Will the Supplemental Compensation Exhibit be filed with the state of domicile by March 1?

YES

9. Will the Risk-Based Capital Report be filed with the NAIC by March 1?

YES

10. Will the Risk-Based Capital Report be filed with the state of domicile, if required, by March 1?

YES

11. Will the Premiums Attributed to Protected Cells Exhibit be filed by March 1?

NO

APRIL FILING 12. Will the Insurance Expense Exhibit be filed with the state of domicile and the NAIC by April 1?

YES

13. Will Management's Discussion and Analysis be filed by April 1?

YES

14. Will the Credit Insurance Experience Exhibit be filed with the state of domicile and the NAIC by April 1?

NO

15. Will the Long-term Care Experience Reporting Forms be filed with the state of domicile and the NAIC by April 1?

NO

16. Will the Accident and Health Policy Experience Exhibit be filed by April 1?

NO

17. Will the Investment Risk Interrogatories be filed by April 1?

YES MAY FILING

18. Will this company be included in a combined annual statement which is filed with the NAIC by May 1?

YES

JUNE FILING 19. Will an audited financial report be filed by June 1?

YES

EXPLANATIONS:

BAR CODE:

*30104200242000000* *30104200224000000* *30104200223000000* *30104200236000000* *30104200233000000* *30104200221000000* *30104200249000000*

*30104200238500000* 111

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

Overflow Page for Write-Ins (Landscape) NONE

Sch. A-Pt. 1 NONE

Sch. A-Pt. 2 NONE

Sch. A-Pt. 3 NONE

Sch. B-Pt. 1 NONE

Sch. B-Pt. 2 NONE

Sch. BA-Pt. 1 NONE

Sch. BA-Pt. 2 NONE 112L, E01, E02, E03, E04, E05, E06, E07

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 1 Showing all Long-Term BONDS Owned December 31 of Current Year 1

CUSIP Identification

2

Description

3

*

Interest 4 5

Rate of

How Paid

6

Maturity Date

7

Option Date

8

Option Call Price

E08

U.S. Government - Issuer Obligations 912827-U8-3.. U S A TREASURY NOTES................................................ ........ .......6.500 FA.... 08/15/2005 .................. ............ 0199999. U.S. Government - Issuer Obligations................................................................................................................................ U.S. Government - Single Class Mortgage-Backed/Asset-Backed Securities 36201B-BQ-8. GNMA................................................................................ ........ .......6.500 MTLY 02/01/2032 .................. ............ 36201C-M5-0. GNMA................................................................................ ........ .......6.500 MTLY 01/01/2032 .................. ............ 36201F-MQ-7 GNMA................................................................................ ........ .......6.500 MTLY 02/01/2032 .................. ............ 36208V-XY-6. GNMA................................................................................ ........ .......7.000 MTLY 01/01/2028 .................. ............ 36201M-FL-1. GNMA MBS 7.0% 5/15/2032............................................. ........ .......7.000 MTLY 05/01/2032 .................. ............ 0299999. U.S. Government - Single Class Mortgage-Backed/Asset-Backed Securities................................................................... 0399999. Total - U.S. Government..................................................................................................................................................... All Other Governments - Issuer Obligations Canada 748148-KP-7.. QUEBEC PROVINCE OF.................................................. ........ .......8.800 AO.... 04/15/2003 .................. ............ Canada - Issuer Obligations................................................................................................................................................ 0499999. All Other Governments - Issuer Obligations....................................................................................................................... 1099999. Total - All Other Governments............................................................................................................................................ States, Territories & Possessions (Direct and Guaranteed) - Issuer Obligations Alabama 010410-T7-3.. ALABAMA GENERAL OBLIGATION SER 2001C............. ........ .......5.050 JD.... 06/01/2016 .................. ............ Alabama.............................................................................................................................................................................. Arizona 71883V-BL-7.. PHOENIX AZ IND DEV ATHY CAPITOL MALL PJT 2000 AMBAC ........ .......5.400 MS... 09/15/2019 .................. ............ Arizona................................................................................................................................................................................ California 130628-H8-6.. CALIFORNIA GENERAL OBLIGATION............................ ........ .......5.000 AO.... 10/01/2017 .................. ............ 130629-RC-4. CALIFORNIA GENERAL OBLIGATION............................ ........ .......5.750 JD.... 12/01/2019 12/01/2010 100.000 13062N-B5-5.. CALIFORNIA GENERAL OBLIGATION............................ ........ .......5.000 FA.... 02/01/2023 .................. ............ 13062N-MT-1. CALIFORNIA GENERAL OBLIGATION UNREFUNDED BALANCE ........ .......5.250 AO.... 10/01/2012 .................. ............ California............................................................................................................................................................................. Florida 341422-U9-2.. FLORIDA BOARD OF EDUC CAP OUTLAY PUB ED SER........ 2001B.......5.000 JD.... 06/01/2020 .................. ............ 341507-DM-0. FLORIDA BOARD OF EDUC LOTTERY REV SER C FGIC........ .......4.500 JJ..... 07/01/2018 .................. ............ 34160W-EH-3 FLORIDA DEPT OF ENVIRONMENTAL PROTECTION FLORIDA ........ .......5.125 FOREVERJJ..... REV BOND 07/01/2018 SER 2002A 07/01/2013 MBIA 100.000 342812-VK-7.. FLORIDA DEPT OF ENVIRONMENTAL PROTECTION PRESER ........ .......4.700 2000 94A MBIA JJ..... 07/01/2008 .................. ............ Florida................................................................................................................................................................................. Hawaii 419779-NS-8.. HAWAII GENERAL OBLIGATION RFDG SER CI............. ........ .......4.750 MN... 11/01/2008 .................. ............ Hawaii.................................................................................................................................................................................. Illinois 452150-7J-8... ILLINOIS GENERAL OBLIGATION SER 2002 FSA......... ........ .......5.250 AO01 04/01/2027 .................. ............ 452151-BA-0.. ILLINOIS GENERAL OBLIGATION SER JULY 2002 MBIA........ .......5.100 JJ..... 07/01/2023 07/01/2012 100.000 452226-VL-4.. ILLINOIS STATE SALES TAX REV SER U...................... ........ .......5.000 JD.... 06/15/2013 .................. ............ Illinois.................................................................................................................................................................................. Louisiana 546415-DS-6.. LOUISIANA GENERAL OBLIGATION 1993B MBIA......... ........ .......5.625 FA.... 08/01/2013 .................. ............ 546415-NJ-5.. LOUISIANA GENERAL OBLIGATION 2000A FGIC......... ........ .......5.000 MN... 11/15/2016 11/15/2010 100.000 Louisiana............................................................................................................................................................................. Massachusetts 575827-4H-0.. MASSACHUSETTS GENERAL OBLIGATION 2001C...... ........ .......5.125 JD.... 12/01/2021 12/01/2011 100.000 57582N-CB-9. MASSACHUSETTS GENERAL OBLIGATION 2002B FSA ........ .......5.250 MS... 03/01/2022 .................. ............ 57582N-JW-6. MASSACHUSETTS GENERAL OBLIGATION 2002E...... ........ .......5.375 JJ..... 01/01/2016 01/01/2013 100.000 Massachusetts....................................................................................................................................................................

9

Book/Adjusted Carrying Value

10

Par Value

11

Rate Used to Obtain Fair Value

12

Fair Value

13

Actual Cost

Interest 14

15

Amount Due and Accrued December 31 of Current Year on Bonds not in Default

Gross Amount Received During Year

16

17

Increase (Decrease) by Adjustment

Increase (Decrease) by Foreign Exchange Adjustment

18 19 20 Amount of Interest Due and Accrued December 31, Current Year, on Bonds in Default as to NAIC Principal or DesigDate Interest nation Acquired

21

Effective Rate of Interest

................42,015 ................40,000 ..111.8440 ................44,738 ................43,256 ................982 .............2,600 ...............(670) ....................0 ...................0 ......1 03/22/2001 .......4.440 ................42,015 ................40,000 ....XXX...... ................44,738 ................43,256 ................982 .............2,600 ...............(670) ....................0 ...................0 .XXX .....XXX..... ....XXX..... ..............256,169 ..............828,348 ................84,071 ..............755,639 ...........1,707,398 ...........3,631,624 ...........3,673,640

..............252,717 ..............817,156 ................82,938 ..............750,843 ...........1,639,373 ...........3,543,026 ...........3,583,026

......0.0000 ......0.0000 ......0.0000 ......0.0000 ......0.0000 ....XXX...... ....XXX......

..............256,169 ..............828,348 ................84,071 ..............755,639 ...........1,707,398 ...........3,631,624 ...........3,676,362

..............256,507 ..............829,413 ................84,182 ..............755,770 ...........1,714,682 ...........3,640,555 ...........3,683,811

.............1,369 .............4,426 ................449 .............4,380 .............9,563 ...........20,187 ...........21,169

...........13,499 ...........43,943 .............4,459 ...........49,887 ...........46,780 .........158,569 .........161,169

...............(338) ............(1,065) ...............(111) .................(46) ............(7,284) ............(8,845) ............(9,515)

....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0

......1 ......1 ......1 ......1 ......1 .XXX .XXX

02/05/2002 02/05/2002 02/05/2002 03/04/1999 07/15/2002 .....XXX..... .....XXX.....

.......6.210 .......6.200 .......6.210 .......6.860 .......5.480 ....XXX..... ....XXX.....

...........5,010,990 ...........5,010,990 ...........5,010,990 ...........5,010,990

...........5,000,000 ...........5,000,000 ...........5,000,000 ...........5,000,000

..102.0280 ....XXX...... ....XXX...... ....XXX......

...........5,101,400 ...........5,101,400 ...........5,101,400 ...........5,101,400

...........5,231,000 ...........5,231,000 ...........5,231,000 ...........5,231,000

...........92,889 ...........92,889 ...........92,889 ...........92,889

.........440,000 .........440,000 .........440,000 .........440,000

..........(36,479) ..........(36,479) ..........(36,479) ..........(36,479)

....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0

......1 .XXX .XXX .XXX

03/29/1995 .....XXX..... .....XXX..... .....XXX.....

.......8.010 ....XXX..... ....XXX..... ....XXX.....

...........6,258,782 ...........6,265,000 ..106.3470 ...........6,662,640 ...........6,258,296 ...........26,365 .........316,383 ................250 ....................0 ...................0 ..1PE 05/30/2001 .......5.060 ...........6,258,782 ...........6,265,000 ....XXX...... ...........6,662,640 ...........6,258,296 ...........26,365 .........316,383 ................250 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........4,356,240 ...........4,390,000 ..107.5500 ...........4,721,445 ...........4,353,826 ...........69,801 .........237,060 .............1,212 ....................0 ...................0 ..1PE 11/29/2000 .......5.470 ...........4,356,240 ...........4,390,000 ....XXX...... ...........4,721,445 ...........4,353,826 ...........69,801 .........237,060 .............1,212 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........3,910,094 ...........2,649,544 .........14,610,012 ..............451,891 .........21,621,541

...........4,000,000 ...........2,555,000 .........15,000,000 ..............455,000 .........22,010,000

..102.6870 ..106.9690 ....98.9960 ..104.5770 ....XXX......

...........4,107,480 ...........2,733,058 .........14,849,400 ..............475,825 .........22,165,763

...........3,893,200 ...........2,663,588 .........14,600,850 ..............450,455 .........21,608,092

...........50,000 ...........12,243 .........312,500 .............5,972 .........380,715

.........200,000 .........146,913 .........375,000 ...........23,888 .........745,800

.............3,967 ............(8,400) .............9,162 ................238 .............4,967

....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0

..1PE ..1PE ..1PE ..1PE .XXX

04/21/1998 06/26/2001 02/20/2002 12/07/1995 .....XXX.....

.......5.220 .......5.170 .......5.210 .......5.340 ....XXX.....

...........1,963,359 ...........4,306,774 .........10,235,003 ...........4,098,268 .........20,603,404

...........2,000,000 ...........5,000,000 .........10,060,000 ...........4,315,000 .........21,375,000

..103.9030 ..101.2070 ..107.7430 ..103.8550 ....XXX......

...........2,078,060 ...........5,060,350 .........10,838,946 ...........4,481,343 .........22,458,699

...........1,961,040 ...........4,225,000 .........10,244,500 ...........3,896,618 .........20,327,158

.............8,333 .........112,500 .........257,788 .........101,403 .........480,023

.........100,000 .........225,000 .........194,773 .........202,805 .........722,578

................640 ...........26,833 ............(9,497) ...........32,616 ...........50,592

....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0

..1PE ..1PE ..1PE ..1PE .XXX

01/29/2001 09/28/1999 03/07/2002 08/17/1995 .....XXX.....

.......5.160 .......5.870 .......4.910 .......5.780 ....XXX.....

...........4,778,931 ...........5,000,000 ..110.3890 ...........5,519,450 ...........4,599,100 ...........39,583 .........237,500 ...........31,204 ....................0 ...................0 ..1PE 04/09/1996 .......5.650 ...........4,778,931 ...........5,000,000 ....XXX...... ...........5,519,450 ...........4,599,100 ...........39,583 .........237,500 ...........31,204 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........4,985,974 ...........3,204,637 ...........3,904,580 .........12,095,191

...........5,000,000 ...........3,200,000 ...........4,000,000 .........12,200,000

..103.3440 ..102.3690 ..104.2080 ....XXX......

...........5,167,200 ...........3,275,808 ...........4,168,320 .........12,611,328

...........4,985,800 ...........3,204,800 ...........3,864,120 .........12,054,720

...........65,625 ...........81,600 .............8,889 .........156,114

.........131,250 ....................0 .........200,000 .........331,250

................174 ...............(163) .............6,681 .............6,692

....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0

..1PE ..1PE ..1PE .XXX

06/07/2002 07/18/2002 12/06/1995 .....XXX.....

.......5.270 .......5.080 .......5.300 ....XXX.....

................76,647 ................75,000 ..117.0630 ................87,797 ................77,312 .............1,758 .............4,219 ...............(113) ....................0 ...................0 ..1PE 03/05/1996 .......5.350 ...........2,515,999 ...........2,500,000 ..105.8640 ...........2,646,600 ...........2,518,975 ...........15,972 .........125,000 ............(1,320) ....................0 ...................0 ..1PE 02/14/2001 .......4.900 ...........2,592,646 ...........2,575,000 ....XXX...... ...........2,734,397 ...........2,596,287 ...........17,730 .........129,219 ............(1,433) ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........9,098,870 ...........4,987,777 ...........4,332,862 .........18,419,508

...........9,000,000 ...........5,000,000 ...........4,000,000 .........18,000,000

..103.5220 ..104.8320 ..110.3230 ....XXX......

...........9,316,980 ...........5,241,600 ...........4,412,920 .........18,971,500

...........9,110,340 ...........4,987,500 ...........4,334,400 .........18,432,240

...........38,438 ...........87,500 ...........35,833 .........161,771

.........461,250 .........121,042 ....................0 .........582,292

............(7,982) ................277 ............(1,538) ............(9,243)

....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0

..1PE ..1PE ..1PE .XXX

08/16/2001 03/21/2002 11/22/2002 .....XXX.....

.......4.970 .......5.270 .......4.340 ....XXX.....

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 1 Showing all Long-Term BONDS Owned December 31 of Current Year 1

CUSIP Identification

2

Description

3

*

Interest 4 5

Rate of

How Paid

6

Maturity Date

7

Option Date

8

Option Call Price

E08.1

Nevada 641459-7P-1.. NEVADA GENERAL OBLIGATION SER A....................... ........ .......5.500 MS... 03/01/2014 03/01/2010 100.000 Nevada................................................................................................................................................................................ Ohio 677517-7Q-1.. OHIO GENERAL OBLIGATION........................................ ........ .......5.250 FA.... 08/01/2011 .................. ............ Ohio..................................................................................................................................................................................... Oregon 68607H-MU-7 OREGON DEPT ADMIN SERVICES CERT OF PARTICIPATION ........ .......5.250 2001B AMBAC MN... 05/01/2016 05/01/2012 100.000 Oregon................................................................................................................................................................................. South Carolina 837107-JN-2.. SOUTH CAROLINA GENERAL OBLIGATION SER B...... ........ .......3.750 FA.... 08/01/2009 .................. ............ South Carolina..................................................................................................................................................................... Texas 882718-EN-5.. TEXAS GENERAL OBLIGATION COLLEGE STUDENT LOAN ........AMT .......5.500 FA.... 08/01/2006 .................. ............ Texas................................................................................................................................................................................... Virginia 928168-LL-5... VIRGINIA PUBLIC BLDG AUTHY STATE BLDG SER 1995........ .......5.200 FA.... 08/01/2014 .................. ............ Virginia................................................................................................................................................................................ Washington 939741-E6-7.. WASHINGTON GENERAL OBLIGATION 1996A............. ........ .......5.375 JJ..... 07/01/2008 .................. ............ 939741-WP-5. WASHINGTON GENERAL OBLIGATION REFUNDING SER ........ R95A .......5.700 AO.... 10/01/2007 .................. ............ Washington......................................................................................................................................................................... Wisconsin 977056-D6-4.. WISCONSIN GENERAL OBLIGATION 2000D................. ........ .......5.300 MN... 05/01/2017 .................. ............ Wisconsin............................................................................................................................................................................ Puerto Rico 745235-SB-8.. PUERTO RICO PUBLIC BLDG ATHY RFDG 2002F........ ........ .......5.250 JJ..... 07/01/2024 .................. ............ Puerto Rico.......................................................................................................................................................................... Total States and US............................................................................................................................................................ 1199999. States, Territories & Possessions - Issuer Obligations....................................................................................................... 1799999. Total - States, Territories & Possessions (Direct and Guaranteed).................................................................................... Political Subdivisions of States, Territories & Possessions (Direct and Guaranteed) - Issuer Obligations Alabama 010399-AM-5. ALABAMA SPL CARE BIRMINGHAM DAUGH CHAR ST VIN ........ & PROVIDENCE .......5.375 MN... ETM11/01/2010 .................. ............ 010399-AS-2.. ALABAMA SPL CARE BIRMINGHAM DAUGH CHAR ST VIN ........ & PROVIDENCE .......5.250 MN... ETM11/01/2008 .................. ............ 010399-AT-0.. ALABAMA SPL CARE BIRMINGHAM DAUGH CHAR ST VIN ........ & PROVIDENCE .......5.300 MN... ETM11/01/2009 .................. ............ Alabama.............................................................................................................................................................................. Alaska 033161-AQ-3. ANCHORAGE AK GENERAL OBLIGATION FGIC........... ........ .......5.500 JD.... 06/01/2016 06/01/2011 100.000 662523-SH-3.. NORTH SLOPE AK GENERAL OBLIGATION MBIA........ ........ .......0.000 MATR 06/30/2006 .................. ............ Alaska.................................................................................................................................................................................. Arizona 378280-NF-4.. GLENDALE AZ GENERAL OBLIGATION RFDG 2002.... ........ .......5.000 JJ..... 07/01/2022 .................. ............ 879743-FY-3.. MARICOPA CNTY AZ HIGH SCH DIST 213 TEMPE GO 1998 ........ FGIC .......4.500 JJ..... 07/01/2012 .................. ............ 718814-HX-7.. PHOENIX AZ GENERAL OBLIGATION SER 1995B PREREFUNDED ........ .......5.250 JJ..... 07/01/2011 07/01/2006 102.000 718814-HY-5.. PHOENIX AZ GENERAL OBLIGATION SER 1995B PREREFUNDED ........ .......5.250 JJ..... 07/01/2012 07/01/2006 102.000 Arizona................................................................................................................................................................................ California 13062N-LE-5.. CALIFORNIA GO PREREFUNDED.................................. ........ .......5.250 AO.... 10/01/2012 10/01/2005 101.000 544738-DS-3.. LOS ANGELES CNTY CA PUB WKS FIN ATHY REV PARK ........ DIST.......5.000 1997A AO.... 10/01/2016 .................. ............ California............................................................................................................................................................................. Connecticut

9

Book/Adjusted Carrying Value

10

Par Value

11

Rate Used to Obtain Fair Value

12

Fair Value

13

Actual Cost

Interest 14

15

Amount Due and Accrued December 31 of Current Year on Bonds not in Default

Gross Amount Received During Year

16

17

Increase (Decrease) by Adjustment

Increase (Decrease) by Foreign Exchange Adjustment

18 19 20 Amount of Interest Due and Accrued December 31, Current Year, on Bonds in Default as to NAIC Principal or DesigDate Interest nation Acquired

21

Effective Rate of Interest

...........3,426,819 ...........3,405,000 ..109.6420 ...........3,733,310 ...........3,432,615 ...........62,425 .........187,275 ............(2,436) ....................0 ...................0 ..1PE 06/20/2000 .......5.390 ...........3,426,819 ...........3,405,000 ....XXX...... ...........3,733,310 ...........3,432,615 ...........62,425 .........187,275 ............(2,436) ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........6,313,156 ...........6,400,000 ..103.9650 ...........6,653,760 ...........6,264,448 .........140,000 .........336,000 .............7,753 ....................0 ...................0 ..1PE 07/17/1995 .......5.450 ...........6,313,156 ...........6,400,000 ....XXX...... ...........6,653,760 ...........6,264,448 .........140,000 .........336,000 .............7,753 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........3,351,997 ...........3,260,000 ..109.2120 ...........3,560,311 ...........3,364,516 ...........28,525 .........171,150 ............(6,348) ....................0 ...................0 ..1PE 03/30/2001 .......4.870 ...........3,351,997 ...........3,260,000 ....XXX...... ...........3,560,311 ...........3,364,516 ...........28,525 .........171,150 ............(6,348) ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........4,535,056 ...........5,000,000 ..103.2270 ...........5,161,350 ...........4,175,850 ...........78,125 .........187,500 ...........57,315 ....................0 ...................0 ..1PE 07/27/1995 .......5.450 ...........4,535,056 ...........5,000,000 ....XXX...... ...........5,161,350 ...........4,175,850 ...........78,125 .........187,500 ...........57,315 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........4,667,534 ...........4,710,000 ..108.0420 ...........5,088,778 ...........4,601,717 .........107,938 .........259,050 ...........10,386 ....................0 ...................0 ..1PE 05/01/1995 .......5.780 ...........4,667,534 ...........4,710,000 ....XXX...... ...........5,088,778 ...........4,601,717 .........107,938 .........259,050 ...........10,386 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........3,918,379 ...........3,975,000 ..105.5100 ...........4,194,023 ...........3,892,353 ...........86,125 .........206,700 .............3,355 ....................0 ...................0 ..1PE 05/01/2001 .......5.370 ...........3,918,379 ...........3,975,000 ....XXX...... ...........4,194,023 ...........3,892,353 ...........86,125 .........206,700 .............3,355 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........5,703,727 ...........5,730,000 ..107.0630 ...........6,134,710 ...........5,678,717 .........153,994 .........307,988 .............3,994 ....................0 ...................0 ..1PE 08/01/1995 .......5.470 ...........2,981,445 ...........3,000,000 ..106.4740 ...........3,194,220 ...........2,959,200 ...........42,750 .........171,000 .............3,301 ....................0 ...................0 ..1PE 08/19/1994 .......5.850 ...........8,685,171 ...........8,730,000 ....XXX...... ...........9,328,930 ...........8,637,917 .........196,744 .........478,988 .............7,295 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........2,970,232 ...........3,000,000 ..107.4530 ...........3,223,590 ...........2,967,450 ...........26,500 .........159,000 .............1,348 ....................0 ...................0 ..1PE 10/31/2000 .......5.400 ...........2,970,232 ...........3,000,000 ....XXX...... ...........3,223,590 ...........2,967,450 ...........26,500 .........159,000 .............1,348 ....................0 ...................0 .XXX .....XXX..... ....XXX..... .........14,416,989 .........14,416,989 .......143,011,577 .......143,011,577 .......143,011,577

.........13,320,000 .........13,320,000 .......143,615,000 .......143,615,000 .......143,615,000

..104.6290 ....XXX...... ....XXX...... ....XXX...... ....XXX......

.........13,936,583 .........13,936,583 .......150,725,857 .......150,725,857 .......150,725,857

.........14,422,496 .........14,422,496 .......141,989,081 .......141,989,081 .......141,989,081

.........130,148 .........130,148 ......2,188,631 ......2,188,631 ......2,188,631

....................0 ....................0 ......5,287,743 ......5,287,743 ......5,287,743

............(5,507) ............(5,507) .........157,402 .........157,402 .........157,402

....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0

..2PE .XXX .XXX .XXX .XXX

10/10/2002 .....XXX..... .....XXX..... .....XXX..... .....XXX.....

.......4.640 ....XXX..... ....XXX..... ....XXX..... ....XXX.....

...........1,244,022 ...........1,990,009 ...........2,485,757 ...........5,719,788

...........1,250,000 ...........2,000,000 ...........2,500,000 ...........5,750,000

..110.2030 ..109.8600 ..109.9970 ....XXX......

...........1,377,538 ...........2,197,200 ...........2,749,925 ...........6,324,663

...........1,240,438 ...........1,981,440 ...........2,475,650 ...........5,697,528

...........11,198 ...........17,500 ...........22,083 ...........50,781

...........67,188 .........105,000 .........132,500 .........304,688

................598 .............1,425 .............1,683 .............3,705

....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0

......1 ......1 ......1 .XXX

12/11/1995 12/11/1995 12/11/1995 .....XXX.....

.......5.450 .......5.350 .......5.400 ....XXX.....

...........4,048,021 ...........3,915,000 ..110.4860 ...........4,325,527 ...........4,066,785 ...........17,944 .........215,325 ..........(10,953) ....................0 ...................0 ..1PE 06/06/2001 .......5.000 ...........4,510,887 ...........5,500,000 ....91.9940 ...........5,059,670 ...........2,972,365 ....................0 ....................0 .........248,605 ....................0 ...................0 ..1PE 08/08/1995 .......5.680 ...........8,558,909 ...........9,415,000 ....XXX...... ...........9,385,197 ...........7,039,150 ...........17,944 .........215,325 .........237,652 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........2,630,000 ..............973,838 ...........2,874,094 ...........3,062,335 ...........9,540,266

...........2,630,000 ...........1,000,000 ...........2,880,000 ...........3,080,000 ...........9,590,000

..101.9540 ..105.2430 ..112.8350 ..112.8350 ....XXX......

...........2,681,390 ...........1,052,430 ...........3,249,648 ...........3,475,318 .........10,458,786

...........2,630,000 ..............964,880 ...........2,857,478 ...........3,038,543 ...........9,490,902

...........76,708 ...........22,500 ...........75,600 ...........80,850 .........255,658

....................0 ...........45,000 .........151,200 .........161,700 .........357,900

....................0 .............2,124 .............9,922 ...........12,588 ...........24,634

....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0

..1PE ..1PE ......1 ......1 .XXX

06/18/2002 05/28/1998 11/09/1995 11/09/1995 .....XXX.....

.......5.000 .......4.850 .......5.840 .......5.960 ....XXX.....

...........4,537,345 ...........4,545,000 ..111.3250 ...........5,059,721 ...........4,510,247 ...........59,653 .........238,613 ...........16,430 ....................0 ...................0 ......1 06/01/2001 .......5.660 ...........7,913,163 ...........8,000,000 ..104.9740 ...........8,397,920 ...........7,894,800 .........100,000 .........400,000 .............4,268 ....................0 ...................0 ..1PE 04/08/1998 .......5.110 .........12,450,508 .........12,545,000 ....XXX...... .........13,457,641 .........12,405,047 .........159,653 .........638,613 ...........20,698 ....................0 ...................0 .XXX .....XXX..... ....XXX.....

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 1 Showing all Long-Term BONDS Owned December 31 of Current Year 1

CUSIP Identification

2

Description

3

*

Interest 4 5

Rate of

How Paid

6

Maturity Date

7

Option Date

8

Option Call Price

E08.2

20772F-CA-6. CONNECTICUT GENERAL OBLIGATION 1996A PREREFUNDED ........ .......5.300 MN... 05/15/2011 .................. ............ 20772F-BP-4. CONNECTICUT GENERAL OBLIGATION BONDS 1993........ SER E.......4.750 PREREFUNDED MS... 03/15/2007 03/15/2004 101.500 20772E-NU-3. CONNECTICUT GENERAL OBLIGATION BONDS 1995 SER ........A PREREFUNDED .......5.500 MS... 03/15/2008 03/15/2003 102.000 Connecticut......................................................................................................................................................................... District of Columbia 25476A-W2-1. DISTRICT OF COLUMBIA GENERAL OBLIGATION FRDG........ 1999A.......5.375 FSA UNREFUNDED JD.... 06/01/2019 BALANCE .................. ............ 25476A-U9-8.. DISTRICT OF COLUMBIA GENERAL OBLIGATION FRDG........ 1999A.......5.375 FSA_PREREFUNDED JD.... 06/01/2019 .................. ............ District of Columbia............................................................................................................................................................. Florida 114889-RT-7.. BROWARD CNTY FL GENERAL OBLIGATION RFDG SER ........ A .......5.250 JJ..... 01/01/2019 01/01/2012 100.000 114889-RU-4. BROWARD CNTY FL GENERAL OBLIGATION RFDG SER ........ A .......5.250 JJ..... 01/01/2020 01/01/2012 100.000 233552-EW-4. MIAMI-DADE CNTY FL GO SCHOOL SER 1995 MBIA PREREFUNDED ........ .......5.500 FA.... 08/01/2010 08/01/2004 101.000 Florida................................................................................................................................................................................. Hawaii 438669-D3-4.. HONOLULU HI CITY & CNTY GO REG LINKED STARS ........ AND CARS .......5.400 ETM 5WK. 09/27/2007 .................. ............ 438669-S7-9.. HONOLULU HI CITY & CNTY REG LINKED STARS & CARS ........ UNREFUNDED .......5.400 5WK. BALANCE 09/27/2007 .................. ............ Hawaii.................................................................................................................................................................................. Illinois 167501-UK-9.. CHICAGO IL REFORM BD ED GEN OBLIGATION SER B1........ FGIC.......0.000 MATR 12/01/2021 .................. ............ 167727-KP-0.. CHICAGO IL WASTEWATER 2ND LIEN REV SER 2000 MBIA_PRE-REFUNDED ........ .......6.000 JJ..... 01/01/2017 01/01/2010 101.000 Illinois.................................................................................................................................................................................. Indiana 455280-YX-9.. INDIANAPOLIS IN LOCAL PUB IMP BOND BANK RFDG ........ 1998A .......5.000 FA.... 02/01/2016 .................. ............ Indiana................................................................................................................................................................................. Louisiana 474176-EU-4.. JEFFERSON PARISH LA SALES TAX REV 2001 AMBAC........ .......5.250 JD.... 12/01/2016 12/01/2011 100.000 825434-M4-2.. SHREVEPORT LA GENERAL OBLIGATION FGIC.......... ........ .......5.750 MN... 05/01/2017 .................. ............ Louisiana............................................................................................................................................................................. Massachusetts 575567-AQ-5. MASSACHUSETTS BAY TRANS ATHY GEN TRANS SYS........ 1996A.......5.375 PREREFUNDED MS... 03/01/2011 03/01/2006 101.000 575827-E2-2.. MASSACHUSETTS GENERAL OBLIGATION 2001B PREREFUNDED ........ .......5.250 JD.... 06/01/2017 06/01/2010 100.000 576029-AR-3.. MASSACHUSETTS TURNPIKE ATHY TURNPIKE REV SER ........ A ETM .......5.000 JJ01. 01/01/2013 .................. ............ Massachusetts.................................................................................................................................................................... Michigan 251255-D5-1.. DETROIT MI WATER SUPPLY SYS REV SR LIEN 1999A ........ FGIC PREREFUNDED .......5.750 JJ..... 07/01/2018 01/01/2010 101.000 59455P-MJ-6. MICHIGAN MUNI BOND ATHY STATE REVOLVING FUND ........ REV_PREREFUNDED .......5.850 AO.... 10/01/2014 04/01/2006 102.000 Michigan.............................................................................................................................................................................. Minnesota 843375-VC-7.. SOUTHERN MINNESOTA MUNICIPAL POWER SER A AMBAC ........ .......5.000 PREREFUNDED JJ..... 01/01/2007 .................. ............ 843375-VB-9.. SOUTHERN MINNESOTA MUNICIPAL POWER SER AAMBAC ........ ETM .......5.000 JJ..... 01/01/2007 .................. ............ Minnesota............................................................................................................................................................................ Nevada 181054-WR-4. CLARK CNTY NV SCHOOL DIST GENERAL OBLIGATION ........ RFDG .......5.250 FGIC JD.... 06/01/2008 .................. ............ 181054-A6-4.. CLARK COUNTY NV SCHOOL DIST GENERAL OBLIGATION ........ 1996 .......5.900 FGIC PREREFUNDED JD.... 06/15/2011 06/15/2006 101.000 425200-F7-2.. HENDERSON CNTY NV GENERAL OBLIGATION.......... ........ .......5.500 AO.... 04/01/2019 .................. ............ 425200-F8-0.. HENDERSON CNTY NV GENERAL OBLIGATION.......... ........ .......5.500 AO.... 04/01/2020 .................. ............ 940858-RN-5. WASHOE CNTY NV SCHOOL DIST GENERAL OBLIGATION ........1994A .......5.300 MBIA PREREFUNDED JD.... 06/01/2005 06/01/2004 101.000 Nevada................................................................................................................................................................................ New Jersey 646135-XU-2.. NEW JERSEY TRANSPORTATION TRUST FUND 1995A........ AMBAC_PREREFUNDED .......5.250 JD.... 06/15/2010 06/15/2005 102.000 646135-XY-4.. NEW JERSEY TRANSPORTATION TRUST FUND 1995B........ MBIA_PREREFUNDED .......5.500 JD.... 06/15/2009 06/15/2005 102.000 New Jersey.......................................................................................................................................................................... New York

9

10

11

Book/Adjusted Carrying Value

Par Value

Rate Used to Obtain Fair Value

..............161,724 ..............119,236 ...........3,355,000 ...........3,635,961

..............165,000 ..............120,000 ...........3,355,000 ...........3,640,000

..111.9070 ..105.6890 ..102.8860 ....XXX......

12

13

Interest

16

17

Gross Amount Received During Year

Increase (Decrease) by Adjustment

Increase (Decrease) by Foreign Exchange Adjustment

.............8,745 .............5,700 .........184,525 .........198,970

................299 .............1,984 .............3,962 .............6,246

....................0 ....................0 ....................0 ....................0

14

15

Fair Value

Actual Cost

Amount Due and Accrued December 31 of Current Year on Bonds not in Default

..............184,647 ..............126,827 ...........3,451,825 ...........3,763,299

..............161,051 ..............114,794 ...........3,324,872 ...........3,600,717

.............1,117 .............1,678 ...........54,332 ...........57,128

18 19 20 Amount of Interest Due and Accrued December 31, Current Year, on Bonds in Default as to NAIC Principal or DesigDate Interest nation Acquired ...................0 ...................0 ...................0 ...................0

......1 ......1 ......1 .XXX

09/01/2000 09/01/2000 08/17/1995 .....XXX.....

21

Effective Rate of Interest .......5.600 .......6.530 .......7.220 ....XXX.....

...........2,603,733 ...........2,645,000 ..105.6720 ...........2,795,024 ...........2,598,924 ...........11,847 .........142,169 .............1,514 ....................0 ...................0 ..1PE 07/30/1999 .......5.520 ...........1,068,072 ...........1,085,000 ..114.8450 ...........1,246,068 ...........1,066,099 .............4,860 ...........58,319 ................530 ....................0 ...................0 ......1 07/30/1999 .......5.520 ...........3,671,805 ...........3,730,000 ....XXX...... ...........4,041,093 ...........3,665,023 ...........16,707 .........200,488 .............2,044 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........2,518,959 ...........2,510,023 ...........4,300,000 ...........9,328,982

...........2,500,000 ...........2,500,000 ...........4,300,000 ...........9,300,000

..107.0480 ..106.5860 ..107.5030 ....XXX......

...........2,676,200 ...........2,664,650 ...........4,622,629 ...........9,963,479

...........2,520,575 ...........2,510,875 ...........4,214,043 ...........9,245,493

...........65,625 ...........65,625 ...........98,542 .........229,792

...........65,625 ...........65,625 .........236,500 .........367,750

............(1,616) ...............(852) ...........13,470 ...........11,002

....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0

..1PE ..1PE ......1 .XXX

12/27/2001 12/27/2001 07/25/1995 .....XXX.....

.......5.140 .......5.190 .......6.000 ....XXX.....

..............311,702 ..............310,000 ..113.2460 ..............351,063 ..............313,107 ................917 ...........16,052 ...............(678) ....................0 ...................0 ......1 03/22/1999 .......5.270 ...........4,718,458 ...........4,690,000 ..113.0530 ...........5,302,186 ...........4,758,568 ...........13,877 .........242,852 ............(5,462) ....................0 ...................0 ..1PE 06/14/1995 .......5.250 ...........5,030,160 ...........5,000,000 ....XXX...... ...........5,653,248 ...........5,071,675 ...........14,795 .........258,904 ............(6,140) ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........3,563,229 .........10,000,000 ....37.9090 ...........3,790,900 ...........3,193,000 ....................0 ....................0 .........189,170 ....................0 ...................0 ..1PE 12/20/2000 .......5.470 ...........2,692,459 ...........2,680,000 ..118.3750 ...........3,172,450 ...........2,692,462 ...........80,400 .........160,800 .............1,604 ....................0 ...................0 ......1 02/22/2000 .......6.030 ...........6,255,688 .........12,680,000 ....XXX...... ...........6,963,350 ...........5,885,462 ...........80,400 .........160,800 .........190,774 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........1,980,955 ...........2,000,000 ..105.3790 ...........2,107,580 ...........1,976,600 ...........41,667 .........100,000 .............1,003 ....................0 ...................0 ..1PE 02/25/1998 .......5.100 ...........1,980,955 ...........2,000,000 ....XXX...... ...........2,107,580 ...........1,976,600 ...........41,667 .........100,000 .............1,003 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........3,510,654 ...........3,425,000 ..108.7660 ...........3,725,236 ...........3,518,400 ...........14,984 .........179,813 ............(7,499) ....................0 ...................0 ..1PE 12/06/2001 .......4.900 ...........1,432,120 ...........1,435,000 ..110.6730 ...........1,588,158 ...........1,431,757 ...........13,752 ...........82,513 ................126 ....................0 ...................0 ..1PE 11/10/1999 .......5.770 ...........4,942,775 ...........4,860,000 ....XXX...... ...........5,313,393 ...........4,950,157 ...........28,736 .........262,325 ............(7,373) ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........5,730,964 ...........2,823,852 ...........2,926,484 .........11,481,301

...........5,825,000 ...........2,800,000 ...........3,000,000 .........11,625,000

..111.6060 ..112.9720 ..111.1370 ....XXX......

...........6,501,050 ...........3,163,216 ...........3,334,110 .........12,998,376

...........5,541,090 ...........2,826,488 ...........2,883,780 .........11,251,358

.........104,365 ...........12,250 ...........75,000 .........191,615

.........313,094 .........147,000 .........150,000 .........610,094

...........42,280 ............(2,586) .............7,135 ...........46,829

....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0

......1 ......1 ......1 .XXX

04/12/1996 12/19/2001 01/05/1996 .....XXX.....

.......6.240 .......5.110 .......5.380 ....XXX.....

..............309,258 ..............310,000 ..116.8170 ..............362,133 ..............308,656 .............8,913 ...........17,825 ................432 ....................0 ...................0 ......1 08/03/2001 .......5.910 ...........5,060,950 ...........5,090,000 ..114.3040 ...........5,818,074 ...........5,033,145 ...........74,441 .........297,765 ...........16,300 ....................0 ...................0 ......1 04/11/1996 .......6.610 ...........5,370,207 ...........5,400,000 ....XXX...... ...........6,180,206 ...........5,341,800 ...........83,354 .........315,590 ...........16,732 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........1,453,500 ...........1,425,000 ......0.0000 ...........1,453,500 ...........1,360,875 ...........35,625 ...........71,250 ...........61,632 ....................0 ...................0 ......1 08/15/1995 .......4.450 ...........1,692,062 ...........1,725,000 ..110.5840 ...........1,907,574 ...........1,673,561 ...........43,125 ...........86,250 .............7,170 ....................0 ...................0 ......1 04/18/2000 .......5.540 ...........3,145,562 ...........3,150,000 ....XXX...... ...........3,361,074 ...........3,034,436 ...........78,750 .........157,500 ...........68,802 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........4,974,913 ...........9,000,000 ...........3,813,130 ...........2,074,479 ...........5,695,000 .........25,557,522

...........5,000,000 ...........9,000,000 ...........3,895,000 ...........2,130,000 ...........5,695,000 .........25,720,000

..102.4430 ..113.9490 ..107.1980 ..106.6220 ..106.5820 ....XXX......

...........5,122,150 .........10,255,410 ...........4,175,362 ...........2,271,049 ...........6,069,845 .........27,893,816

...........4,950,000 ...........8,988,750 ...........3,805,298 ...........2,069,657 ...........5,623,983 .........25,437,689

...........21,875 ...........23,600 ...........53,556 ...........29,288 ...........25,153 .........153,472

.........262,500 .........531,000 .........214,225 .........117,150 .........301,835 ......1,426,710

.............3,897 ....................0 .............2,998 .............1,847 ...........26,735 ...........35,476

....................0 ....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0 ...................0

..1PE ......1 ..1PE ..1PE ......1 .XXX

06/06/1995 05/09/1996 03/24/2000 03/24/2000 03/24/1994 .....XXX.....

.......5.360 .......6.020 .......5.700 .......5.740 .......5.960 ....XXX.....

...........2,084,179 ...........2,105,000 ..110.7780 ...........2,331,877 ...........2,063,046 .............4,912 .........110,513 ...........21,133 ....................0 ...................0 ......1 01/30/2002 .......6.460 ...........1,876,989 ...........1,880,000 ..111.3770 ...........2,093,888 ...........1,863,038 .............4,596 .........103,400 ...........13,950 ....................0 ...................0 ......1 01/23/2002 .......6.340 ...........3,961,168 ...........3,985,000 ....XXX...... ...........4,425,765 ...........3,926,085 .............9,507 .........213,913 ...........35,083 ....................0 ...................0 .XXX .....XXX..... ....XXX.....

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 1 Showing all Long-Term BONDS Owned December 31 of Current Year 1

CUSIP Identification 592596-C5-7.. 592596-RY-8.. 631655-LM-7.. 649656-LY-9.. 64966A-MU-6. 64970K-RP-4. 649716-7F-8.. 650013-AN-5..

2

Description

3

*

Interest 4 5

Rate of

How Paid

6

Maturity Date

7

Option Date

8

Option Call Price

E08.3

METROPOLITAN TRANSIT ATHY NY COMMUTER FACL........ REV SER .......5.000 D MBIA_PREREFUNDED JJ..... 07/01/2015 .................. ............ METROPOLITAN TRANSIT ATHY, NY COMMUTER SVC........ CONTRACT .......5.125 SER JJ..... R AMBAC_ETM 07/01/2013 .................. ............ NASSAU CNTY NY GEN IMPROVEMENT GENERAL OBLIGATION ........ .......5.200 SER Q FGIC FA.... 08/01/2009 .................. ............ NEW YORK CITY NY GO 1993 SER D............................. ........ .......5.750 FA.... 08/15/2011 .................. ............ NEW YORK CITY NY GO 2001 SER A............................. ........ .......5.900 MN... 05/15/2021 .................. ............ NEW YORK CITY NY MUN WATER FIN ATHY WATER & ........ SEW REV .......5.625 1993B PREREFUNDED JD.... 06/15/2011 06/15/2004 101.000 NEW YORK CITY TRANSITIONAL FIN ATHY RFDG 1998A ........ .......5.375 MN... 11/15/2021 11/15/2012 100.000 NEW YORK THRUWAY ATHY HIGHWAY BRIDGE TRUST........ FUND.......5.600 1994A AMBAC AO.... PREREFUNDED 04/01/2007 04/01/2004 102.000 New York............................................................................................................................................................................. North Carolina 724500-CD-3. PITT CNTY NC CERT OF PARTICIPATION RFDG 1997B ........ MBIA .......5.150 AO.... 04/01/2004 .................. ............ 724500-CF-8.. PITT CNTY NC CERT OF PARTICIPATION RFDG 1997B ........ MBIA .......5.300 AO.... 04/01/2006 .................. ............ 724500-CG-6. PITT CNTY NC CERT OF PARTICIPATION RFDG 1997B ........ MBIA .......5.350 AO.... 04/01/2007 .................. ............ North Carolina..................................................................................................................................................................... Oregon 68607H-CK-0. OREGON DEPT OF ADMIN SERVICES CERT OF PARTICIPATION ........ .......5.650 1996A MBIA_PREREFUNDED MN... 05/01/2014 05/01/2006 101.000 Oregon................................................................................................................................................................................. Pennsylvania 246001-VY-4.. DELAWARE CNTY PA GENERAL OBLIGATION SER 1995........ PREREFUNDED .......5.300 AO.... 10/01/2009 10/01/2005 100.000 246001-WF-4. DELAWARE CNTY PA GENERAL OBLIGATION SER 1995 ........ UNREFUNDED .......5.300 BALANCE AO.... 10/01/2009 .................. ............ 717813-EU-9.. PHILADELPHIA PA GENERAL OBLIGATION FSA.......... ........ .......4.900 MS... 09/15/2021 .................. ............ 717813-CR-8. PHILADELPHIA PA GENERAL OBLIGATION RFDG FGIC........ .......4.750 MN... 05/15/2016 .................. ............ Pennsylvania....................................................................................................................................................................... Tennessee 499512-WF-4. KNOX COUNTY TENN GO............................................... ........ .......5.375 AO.... 04/01/2013 .................. ............ Tennessee........................................................................................................................................................................... Texas 366155-HS-1.. GARLAND TX INDPT SCH DIST SER A PSF.................. ........ .......5.000 FA.... 02/15/2011 .................. ............ 414003-5S-8.. HARRIS CNTY TX GENERAL OBLIGATION MBIA.......... ........ .......0.000 MATR 10/01/2016 .................. ............ 659154-ZY-7.. NORTH EAST IND SCH DIST TX SCH BLDG GEN OBLIG........ 1996 PSFG .......7.000 FA.... 02/01/2006 .................. ............ 796253-KF-8.. SAN ANTONIO TEX ELEC & GAS PREREFUNDED....... ........ .......5.000 FA.... 02/01/2010 02/01/2004 102.000 796253-TF-9.. SAN ANTONIO TEX ELEC & GAS PREREFUNDED....... ........ .......5.000 FA.... 02/01/2010 02/01/2004 102.000 796253-NS-7.. SAN ANTONIO TX ELECTRIC & GAS REFUNDING REV ETM ........ .......5.750 FA.... 02/01/2011 .................. ............ 796261-AQ-8. SAN ANTONIO TX HOTEL OCC TAX 1996 GONZALEZ CONV ........ CENTER .......0.000FGIC MATR 08/15/2014 .................. ............ 89658H-GG-9 TRINITY RIVER ATHY TEX REGL WASTEWTR SYSRFDG ........ REV.......5.625 SER A AMBAC FA....PREREFUNDED 08/01/2011 08/01/2003 100.000 915135-CE-5.. UNIV OF TEXAS BLDG REV SER 74 ETM...................... ........ .......5.000 AO.... 04/01/2003 .................. ............ 929862-UE-8.. WACO TX NHA 10TH ISSUE............................................ ........ .......4.500 FA.... 08/01/2003 .................. ............ 929862-UG-3. WACO TX NHA 10TH ISSUE............................................ ........ .......4.500 FA.... 08/01/2004 .................. ............ 929862-UJ-7.. WACO TX NHA 10TH ISSUE............................................ ........ .......4.500 FA.... 08/01/2005 .................. ............ Texas................................................................................................................................................................................... Utah 45884A-MV-2. INTERMOUNTAIN POWER AGENCY POWER SUPPLY RFDG ........ REV .......5.500 1993A ETM JJ..... 07/01/2010 .................. ............ 917547-FQ-9. UTAH STATE BUILDING OWNERSHIP ATHY LEASE REV........ 1995A .......5.400 PREREFUNDED MN... 05/15/2009 11/15/2005 100.000 Utah..................................................................................................................................................................................... Washington 735388-J4-3... PORT OF SEATTLE WA REV SER 1997A FGIC............ ........ .......6.000 AO.... 10/01/2008 .................. ............ 735388-J5-0... PORT OF SEATTLE WA REV SER 1997A FGIC............. ........ .......5.300 AO.... 10/01/2009 .................. ............ 812659-M5-6.. SEATTLE WA MET SEWER REVENUE SER X FGIC PREREFUNDED ........ .......5.400 JJ..... 01/01/2011 .................. ............ Washington......................................................................................................................................................................... Wisconsin 602245-LH-3.. MILWAUKEE CITY WI GENERAL OBLIGATION RFDG SER ........ A FGIC .......4.900 PREREFUNDED JD.... 12/01/2007 12/01/2003 100.000 602364-VC-2.. MILWAUKEE CITY WI GENERAL OBLIGATION SER F.. ........ .......6.000 MN... 11/15/2006 .................. ............

9

10

11

12

13

Interest

16

17

Gross Amount Received During Year

Increase (Decrease) by Adjustment

Increase (Decrease) by Foreign Exchange Adjustment

14

15

Fair Value

Actual Cost

Amount Due and Accrued December 31 of Current Year on Bonds not in Default

18 19 20 Amount of Interest Due and Accrued December 31, Current Year, on Bonds in Default as to NAIC Principal or DesigDate Interest nation Acquired

21

Book/Adjusted Carrying Value

Par Value

Rate Used to Obtain Fair Value

...........1,318,131 ...........8,544,456 ...........4,148,013 ...........4,835,202 ..............998,804 ................85,000 ...........5,124,907 ...........1,500,000 .........26,554,514

...........1,355,000 ...........8,645,000 ...........4,200,000 ...........5,000,000 ...........1,000,000 ................85,000 ...........5,000,000 ...........1,500,000 .........26,785,000

..111.8230 ..109.9310 ..107.3040 ..103.4180 ..106.1110 ..107.2530 ..107.1860 ..107.3850 ....XXX......

...........1,515,202 ...........9,503,535 ...........4,506,768 ...........5,170,900 ...........1,061,110 ................91,165 ...........5,359,300 ...........1,610,775 .........28,818,755

...........1,311,586 ...........8,512,040 ...........4,107,684 ...........4,758,400 ..............998,720 ................84,679 ...........5,126,700 ...........1,493,160 .........26,392,969

...........33,875 .........221,528 ...........91,000 .........108,611 .............7,539 ................213 ...........34,340 ...........21,000 .........518,106

...........67,755 .........443,056 .........218,400 .........287,500 ...........59,000 .............4,781 ...........92,569 ...........84,000 ......1,257,062

.............2,036 .............7,013 .............6,415 ...........14,054 ..................35 ................113 ............(1,793) ....................0 ...........27,873

....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0

......1 ......1 ..1PE ..1PE ..1PE ......1 ..1PE ......1 .XXX

07/26/1999 10/31/1997 07/18/1995 07/30/1996 06/28/2000 06/18/2001 10/22/2002 08/03/1994 .....XXX.....

.......5.300 .......5.270 .......5.430 .......6.250 .......5.910 .......6.070 .......5.050 .......6.030 ....XXX.....

...........1,068,711 ...........1,181,484 ...........1,240,835 ...........3,491,030

...........1,070,000 ...........1,185,000 ...........1,245,000 ...........3,500,000

..104.7580 ..110.0760 ..111.5830 ....XXX......

...........1,120,911 ...........1,304,401 ...........1,389,208 ...........3,814,520

...........1,063,805 ...........1,176,634 ...........1,235,488 ...........3,475,927

...........13,776 ...........15,701 ...........16,652 ...........46,129

...........55,105 ...........62,805 ...........66,608 .........184,518

................974 ................966 ................850 .............2,789

....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0

..1PE ..1PE ..1PE .XXX

04/18/1997 04/18/1997 04/18/1997 .....XXX.....

.......5.250 .......5.400 .......5.440 ....XXX.....

Effective Rate of Interest

...........3,323,727 ...........3,330,000 ..112.9230 ...........3,760,336 ...........3,311,252 ...........31,358 .........188,145 .............8,437 ....................0 ...................0 ......1 03/28/1996 .......5.990 ...........3,323,727 ...........3,330,000 ....XXX...... ...........3,760,336 ...........3,311,252 ...........31,358 .........188,145 .............8,437 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........2,849,058 ...........1,125,444 ...........2,705,107 ...........1,747,079 ...........8,426,687

...........2,865,000 ...........1,135,000 ...........2,785,000 ...........2,000,000 ...........8,785,000

..109.8140 ..106.8980 ..102.1710 ..104.2490 ....XXX......

...........3,146,171 ...........1,213,292 ...........2,845,462 ...........2,084,980 ...........9,289,906

...........2,830,799 ...........1,118,293 ...........2,700,392 ...........1,714,860 ...........8,364,344

...........37,961 ...........15,039 ...........40,181 ...........12,139 .........105,320

.........151,845 ...........60,155 .........136,465 ...........95,000 .........443,465

.............5,234 .............1,144 .............1,022 ...........11,913 ...........19,312

....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0

......1 ..1PE ..1PE ..1PE .XXX

03/30/1999 07/13/1995 01/22/2001 02/16/2000 .....XXX.....

.......5.520 .......5.450 .......5.140 .......6.150 ....XXX.....

..............978,784 ...........1,000,000 ..103.0100 ...........1,030,100 ..............970,210 ...........13,438 ...........53,750 .............1,493 ....................0 ...................0 ..1PE 03/27/1996 .......5.650 ..............978,784 ...........1,000,000 ....XXX...... ...........1,030,100 ..............970,210 ...........13,438 ...........53,750 .............1,493 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........1,913,883 ...........3,558,128 ...........3,891,060 ................64,899 ..............817,242 ..............596,419 ...........5,083,366 ..............274,749 ..............538,519 ..............180,000 ..............195,000 ..............200,000 .........17,313,263

...........1,930,000 ...........8,000,000 ...........3,700,000 ................65,000 ..............850,000 ..............595,000 .........10,220,000 ..............275,000 ..............540,000 ..............180,000 ..............195,000 ..............200,000 .........26,750,000

..105.0960 ....52.8450 ..114.9730 ..106.0510 ..106.0400 ..115.0260 ....60.0750 ..102.5630 ..100.9540 ..101.8490 ..104.6990 ..106.3750 ....XXX......

...........2,028,353 ...........4,227,600 ...........4,254,001 ................68,933 ..............901,340 ..............684,405 ...........6,139,665 ..............282,048 ..............545,152 ..............183,328 ..............204,163 ..............212,750 .........19,731,738

...........1,906,531 ...........3,016,960 ...........4,211,451 ................60,541 ..............807,510 ..............596,721 ...........3,389,565 ..............273,305 ..............457,488 ..............180,000 ..............195,000 ..............200,000 .........15,295,073

...........36,456 ....................0 .........107,917 .............1,354 ...........17,708 ...........14,255 ....................0 .............6,445 .............6,750 .............3,375 .............3,656 .............3,750 .........201,667

...........96,500 ....................0 .........259,000 .............3,250 ....................0 ...........34,213 ....................0 ...........15,469 ...........27,000 .............8,100 .............8,775 .............9,000 .........461,306

.............1,565 .........203,602 ..........(55,803) .............1,206 .............9,731 ...............(135) .........296,462 ................412 .............5,751 ....................0 ....................0 ....................0 .........462,790

....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0

..1PE ..1PE ..1PE ......1 ......1 ......1 ..1PE ......1 ......1 ..1PE ..1PE ..1PE .XXX

09/12/1997 03/08/2000 04/30/1996 01/04/1999 10/09/2002 01/03/2001 03/14/1996 03/16/1999 01/16/1974 04/22/1968 04/22/1968 04/22/1968 .....XXX.....

.......5.130 .......5.910 .......5.170 .......6.960 .....10.660 .......5.710 .......6.020 .......5.790 .......6.130 .......4.500 .......4.500 .......4.500 ....XXX.....

...........2,414,200 ...........2,470,000 ..103.8930 ...........2,566,157 ...........2,400,808 ...........67,925 .........135,850 .............5,772 ....................0 ...................0 ......1 08/01/2000 .......5.880 ...........4,582,268 ...........4,595,000 ..110.4550 ...........5,075,407 ...........4,561,043 ...........31,706 .........248,130 .............3,989 ....................0 ...................0 ......1 07/14/1995 .......5.510 ...........6,996,468 ...........7,065,000 ....XXX...... ...........7,641,564 ...........6,961,851 ...........99,631 .........383,980 .............9,760 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........1,344,529 ...........3,644,329 ...........7,813,200 .........12,802,057

...........1,300,000 ...........3,665,000 ...........7,660,000 .........12,625,000

..114.5600 ..110.6830 ..102.0000 ....XXX......

...........1,489,280 ...........4,056,532 ...........7,813,200 .........13,359,012

...........1,376,830 ...........3,631,978 ...........7,289,486 .........12,298,294

...........19,500 ...........48,561 .........206,820 .........274,881

...........78,000 .........194,245 .........413,640 .........685,885

............(6,469) .............2,479 .........417,873 .........413,883

....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0

..1PE ..1PE ......1 .XXX

05/05/1997 05/05/1997 06/17/1996 .....XXX.....

.......5.300 .......5.400 .......5.090 ....XXX.....

..............221,783 ..............225,000 ..103.3620 ..............232,565 ..............217,767 ................919 ...........11,025 .............3,304 ....................0 ...................0 ......1 10/10/2001 .......6.530 ...........2,298,750 ...........2,215,000 ..114.2300 ...........2,530,195 ...........2,402,544 ...........16,982 .........132,900 ..........(19,195) ....................0 ...................0 ..1PE 11/12/1996 .......4.920

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 1 Showing all Long-Term BONDS Owned December 31 of Current Year 1

CUSIP Identification

2

Description

3

*

Interest 4 5

Rate of

How Paid

6

Maturity Date

7

Option Date

8

Option Call Price

9

Book/Adjusted Carrying Value

10

Par Value

11

Rate Used to Obtain Fair Value

12

Fair Value

E08.4

602364-VE-8.. MILWAUKEE CITY WI GENERAL OBLIGATION SER F PREREFUNDED ........ .......5.000 MN... 11/15/2008 11/15/2006 100.000 ...........2,215,817 ...........2,230,000 ......0.0000 ...........2,215,817 602364-VF-5.. MILWAUKEE CITY WI GENERAL OBLIGATION SER F PREREFUNDED ........ .......5.000 MN... 11/15/2009 11/15/2006 100.000 ...........2,206,502 ...........2,235,000 ......0.0000 ...........2,206,502 602245-LZ-3.. MILWAUKEE CNTY WI GENERAL OBLIGATION RFDG SER ........A FGIC .......4.900 UNREFUNDED JD.... 12/01/2007 BALANCE.................. ............ ...........5,621,585 ...........5,775,000 ..111.1260 ...........6,417,527 Wisconsin............................................................................................................................................................................ .........12,564,438 .........12,680,000 ....XXX...... .........13,602,604 Total States and US............................................................................................................................................................ .......213,082,527 .......230,910,000 ....XXX...... .......233,339,499 1899999. Political Subdivisions of States, Territories & Possessions - Issuer Obligations............................................................... .......213,082,527 .......230,910,000 ....XXX...... .......233,339,499 2499999. Total - Political Subdivisions of States, Territories & Possessions (Direct and Guaranteed)............................................. .......213,082,527 .......230,910,000 ....XXX...... .......233,339,499 Special Revenue & Special Assessment Obligations and all Non-Guaranteed Obligations of Agencies and Authorities of Governments and Their Political Subdivisions - Issuer Obligations Arizona 040654-GW-9 ARIZONA TRANSPORTATION BD HWY REV 2001........ ........ .......5.250 JJ..... 07/01/2018 07/01/2011 100.000 ...........5,120,213 ...........5,000,000 ..107.6010 ...........5,380,050 914059-HH-6. UNIV ARIZONA BOARD OF REGENTS CERTS OF PART........ 2002A.......5.500 AMBAC JD.... 06/01/2016 06/01/2012 100.000 ...........3,671,609 ...........3,535,000 ..111.4470 ...........3,939,651 Arizona................................................................................................................................................................................ ...........8,791,822 ...........8,535,000 ....XXX...... ...........9,319,701 California 130534-WX-4. CALIFORNIA POL CONTROL FIN ATHY RFDG 96A ATLANTIC ........ RICHFIELD .......5.000 AO.... 04/01/2008 .................. ............ ...........5,931,762 ...........6,000,000 ..110.7000 ...........6,642,000 544435-RJ-1.. LOS ANGELES WORLD AIRPORTS (LA INTL) REV95D AMT ........FGIC .......5.200 MN... 05/15/2003 .................. ............ ...........2,579,633 ...........2,580,000 ..101.3370 ...........2,614,495 544435-RK-8.. LOS ANGELES WORLD AIRPORTS (LA INTL) REV95D AMT ........FGIC .......5.300 MN... 05/15/2004 .................. ............ ...........1,999,066 ...........2,000,000 ..105.4780 ...........2,109,560 786004-2X-8.. SACRAMENTO CA MUN UTIL DIST ELEC REV RFDG SER ........ 1993D .......5.300 FSA MN... 11/15/2005 11/15/2003 102.000 ...........5,877,741 ...........6,000,000 ..105.5320 ...........6,331,920 797652-RS-5.. SAN FRANCISCO CA AIRPORTS COMM INTL APT 2ND ........ SER 9A.......5.500 FGIC AMTMN... 05/01/2011 .................. ............ ...........4,876,224 ...........4,925,000 ..106.1420 ...........5,227,494 797652-RU-0. SAN FRANCISCO CA AIRPORTS COMM INTL APT 2ND ........ SER 9A.......5.600 FGIC AMTMN... 05/01/2013 05/01/2006 100.000 ...........5,613,961 ...........5,505,000 ..107.0150 ...........5,891,176 California............................................................................................................................................................................. .........26,878,386 .........27,010,000 ....XXX...... .........28,816,644 Colorado 24919P-CT-9. DENVER CO CITY & CNTY SCH DIST #1 SCH FACS LEASING ........ CRP .......5.700 AMBAC JD.... 12/15/2011 .................. ............ ...........4,977,949 ...........5,000,000 ..111.5410 ...........5,577,050 Colorado.............................................................................................................................................................................. ...........4,977,949 ...........5,000,000 ....XXX...... ...........5,577,050 Florida 34160H-DK-0. FLORIDA CORR PRIVATIZATION COMM CERT OF PART ........ 2001.......5.375 MBIA FA.... 08/01/2014 08/01/2012 100.000 ...........2,535,550 ...........2,370,000 ..112.0240 ...........2,654,969 432321-CV-7.. HILLSBOROUGH CNTY FL IND DEV ATHY IDR 1994 COMM ........HOSP .......5.400 MBIA FA.... 08/15/2005 .................. ............ ...........1,995,146 ...........2,000,000 ..108.1060 ...........2,162,120 523470-BX-9.. LEE CNTY FL ARPT REV SW FL INTL ARPT 2000A FSA ........ AMT .......6.125 AO.... 10/01/2015 10/01/2010 101.000 ...........4,503,285 ...........4,400,000 ..115.4910 ...........5,081,604 696550-CT-7.. PALM BEACH CNTY FL SCHOOL BD CERTS OF PART 97A ........MBIA .......5.200 FA.... 08/01/2014 .................. ............ ...........4,102,045 ...........4,120,000 ..106.8840 ...........4,403,621 Florida................................................................................................................................................................................. .........13,136,026 .........12,890,000 ....XXX...... .........14,302,314 Hawaii 419794-SS-2.. HAWAII AIRPORT SYSTEM REVENUE REF SER 2000B FGIC ........ AMT .......6.100 JJ..... 07/01/2016 07/01/2010 101.000 ...........6,294,152 ...........6,000,000 ..113.8790 ...........6,832,740 419800-BG-1. HAWAII DEPT BUDGET & FIN SPL PURP REV QUEEN'S........ HEALTH .......5.100 SYS 96AJJ..... 07/01/2003 .................. ............ ...........1,614,208 ...........1,615,000 ..101.7220 ...........1,642,810 419800-BH-9.. HAWAII DEPT BUDGET & FIN SPL PURP REV QUEEN'S........ HEALTH .......5.200 SYS 96AJJ..... 07/01/2004 .................. ............ ...........1,153,345 ...........1,155,000 ..104.6470 ...........1,208,673 419800-BJ-5.. HAWAII DEPT BUDGET & FIN SPL PURP REV QUEEN'S........ HEALTH .......5.300 SYS 96AJJ..... 07/01/2005 .................. ............ ...........1,860,671 ...........1,865,000 ..108.3240 ...........2,020,243 419800-DX-2.. HAWAIIAN DEPT BUDGET & FIN REV HAWAIIAN ELEC RFDG ........ .......6.150 AMBAC AMT JJ..... 01/01/2020 .................. ............ ...........2,500,000 ...........2,500,000 ..110.7130 ...........2,767,825 Hawaii.................................................................................................................................................................................. .........13,422,376 .........13,135,000 ....XXX...... .........14,472,291 Illinois 167592-KK-9.. CHICAGO IL OHARE INTL AIRPORT GENERAL REV RFDG ........SENIOR .......4.900 LIEN 1993A JJ..... 01/01/2006 .................. ............ ...........4,931,020 ...........5,000,000 ..104.2340 ...........5,211,700 Illinois.................................................................................................................................................................................. ...........4,931,020 ...........5,000,000 ....XXX...... ...........5,211,700 Maryland 574223-BJ-1.. MARYLAND IND DEV FIN ATY RFDG REV HOLY CROSS........ HEALTH .......5.750 SYS 1996 JD.... 12/01/2005 .................. ............ ...........2,279,037 ...........2,255,000 ..109.6020 ...........2,471,525 574223-BK-8.. MARYLAND IND DEV FIN ATY RFDG REV HOLY CROSS........ HEALTH .......5.750 SYS 1996 JD.... 12/01/2006 .................. ............ ...........2,409,905 ...........2,385,000 ..111.7740 ...........2,665,810 574223-BL-6.. MARYLAND IND DEV FIN ATY RFDG REV HOLY CROSS........ HEALTH .......5.500 SYS 1996 JD.... 12/01/2007 .................. ............ ...........2,504,628 ...........2,510,000 ..111.1150 ...........2,788,987 Maryland.............................................................................................................................................................................. ...........7,193,571 ...........7,150,000 ....XXX...... ...........7,926,322 Massachusetts 575579-BN-6.. MASSACHUSETTS BAY TRANS ATHY SR SALES TAX 2002A ........ .......5.250 JJ..... 07/01/2024 07/01/2012 100.000 ...........5,066,842 ...........5,000,000 ..103.9670 ...........5,198,350 576004-CE-3.. MASSACHUSETTS SPECIAL OBLIGATION REV 1996 SER ........ A AMBAC_PREREFUNDED .......5.500 JD.... 06/01/2012 .................. ............ ...........4,374,598 ...........4,455,000 ..111.9330 ...........4,986,615 Massachusetts.................................................................................................................................................................... ...........9,441,440 ...........9,455,000 ....XXX...... .........10,184,965 Michigan 251255-D6-9.. DETROIT MI WATER SUPPLY SYS REV SR LIEN 1999A ........ FGIC UNREFUNDED .......5.750 JJ.....BALANCE 07/01/2018 .................. ............ ...........5,088,984 ...........5,110,000 ..111.4660 ...........5,695,913 59465E-M8-3. MICHIGAN HOSP FIN ATHY MI RFDG REV 2000A TRINITY ........ HEALTH .......6.000 GRP JD.... 12/01/2020 .................. ............ .........14,773,584 .........15,000,000 ..106.2680 .........15,940,200 Michigan.............................................................................................................................................................................. .........19,862,568 .........20,110,000 ....XXX...... .........21,636,113 Missouri

13

Interest

16

17

Gross Amount Received During Year

Increase (Decrease) by Adjustment

Increase (Decrease) by Foreign Exchange Adjustment

.........111,500 .........111,750 .........282,975 .........650,150 ....10,097,828 ....10,097,828 ....10,097,828

.............2,253 .............3,949 ...........26,487 ...........16,797 ......1,650,302 ......1,650,302 ......1,650,302

....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

14

15

Actual Cost

Amount Due and Accrued December 31 of Current Year on Bonds not in Default

...........2,204,578 ...........2,187,573 ...........5,474,123 .........12,486,585 .......207,575,622 .......207,575,622 .......207,575,622

...........14,247 ...........14,279 ...........23,581 ...........70,008 ......2,830,495 ......2,830,495 ......2,830,495

18 19 20 Amount of Interest Due and Accrued December 31, Current Year, on Bonds in Default as to NAIC Principal or DesigDate Interest nation Acquired ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0

......1 ......1 ..1PE .XXX .XXX .XXX .XXX

11/12/1996 11/12/1996 07/19/1996 .....XXX..... .....XXX..... .....XXX..... .....XXX.....

21

Effective Rate of Interest .......5.180 .......5.370 .......5.520 ....XXX..... ....XXX..... ....XXX..... ....XXX.....

...........5,140,750 .........131,250 .........262,500 ............(8,821) ....................0 ...................0 ..1PE 01/23/2001 .......4.900 ...........3,679,546 ...........16,202 .........129,617 ............(7,937) ....................0 ...................0 ..1PE 04/08/2002 .......4.980 ...........8,820,296 .........147,452 .........392,117 ..........(16,758) ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........5,870,340 ...........2,573,550 ...........1,995,000 ...........5,596,120 ...........4,849,352 ...........5,673,618 .........26,557,980

...........75,000 ...........17,143 ...........13,544 ...........40,633 ...........45,146 ...........51,380 .........242,846

.........300,000 .........134,160 .........106,000 .........318,000 .........270,875 .........308,280 ......1,437,315

...........11,025 ................955 ................640 ...........32,965 .............4,474 ..........(29,387) ...........20,673

....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0

..1PE ..1PE ..1PE ..1PE ..1PE ..1PE .XXX

08/13/1996 06/21/1995 06/21/1995 05/01/2001 11/21/1995 12/01/2000 .....XXX.....

.......5.250 .......5.240 .......5.340 .......6.030 .......5.650 .......4.950 ....XXX.....

...........4,968,750 ...........12,667 .........285,000 .............1,836 ....................0 ...................0 ..1PE 04/15/1997 .......5.760 ...........4,968,750 ...........12,667 .........285,000 .............1,836 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........2,550,878 ...........1,983,100 ...........4,518,844 ...........4,096,846 .........13,149,668

...........53,078 ...........40,800 ...........67,375 ...........89,267 .........250,520

...........91,294 .........108,000 .........269,500 .........214,240 .........683,034

..........(13,572) .............1,677 ............(5,898) .............1,102 ..........(16,690)

....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0

..1PE ..1PE ..1PE ..1PE .XXX

10/25/2001 03/10/1994 03/02/2000 09/19/1997 .....XXX.....

.......4.470 .......5.500 .......5.850 .......5.250 ....XXX.....

...........6,341,810 ...........1,605,617 ...........1,147,539 ...........1,851,833 ...........2,500,000 .........13,446,799

.........183,000 ...........41,183 ...........30,030 ...........49,423 ...........76,875 .........380,510

.........366,000 ...........82,365 ...........60,060 ...........98,845 .........153,750 .........761,020

..........(26,383) .............1,525 .............1,033 .............1,576 ....................0 ..........(22,249)

....................0 ....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0 ...................0

..1PE ..1PE ..1PE ..1PE ..1PE .XXX

05/01/2001 06/28/1996 06/28/1996 06/28/1996 11/04/1999 .....XXX.....

.......5.390 .......5.200 .......5.300 .......5.400 .......6.150 ....XXX.....

...........4,783,300 .........122,500 .........245,000 ...........20,648 ....................0 ...................0 ..1PE 02/28/1994 .......5.400 ...........4,783,300 .........122,500 .........245,000 ...........20,648 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........2,321,297 ...........2,441,477 ...........2,499,383 ...........7,262,157

...........10,805 ...........11,428 ...........11,504 ...........33,738

.........129,663 .........137,138 .........138,050 .........404,850

............(7,428) ............(5,563) ................927 ..........(12,064)

....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0

..1PE ..1PE ..1PE .XXX

05/15/1996 05/15/1996 05/15/1996 .....XXX.....

.......5.350 .......5.450 .......5.550 ....XXX.....

...........5,067,550 ...........43,750 ....................0 ...............(708) ....................0 ...................0 ..1PE 10/24/2002 .......5.070 ...........4,338,324 ...........20,419 .........245,025 .............6,282 ....................0 ...................0 ..1PE 03/19/1996 .......5.750 ...........9,405,874 ...........64,169 .........245,025 .............5,573 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........5,086,596 .........146,913 .........293,825 ................820 ....................0 ...................0 ..1PE 11/19/1999 .......5.790 .........14,759,850 ...........75,000 .........900,000 .............6,797 ....................0 ...................0 ..1PE 10/25/2000 .......6.140 .........19,846,446 .........221,913 ......1,193,825 .............7,616 ....................0 ...................0 .XXX .....XXX..... ....XXX.....

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 1 Showing all Long-Term BONDS Owned December 31 of Current Year 1

CUSIP Identification

2

Description

3

*

Interest 4 5

Rate of

How Paid

6

Maturity Date

7

Option Date

8

Option Call Price

E08.5

60636W-DY-8 MISSOURI HWY & TRANS COMM REV 2002A............... ........ .......5.250 FA.... 02/01/2020 02/01/2012 100.000 914484-AP-5.. UNIV MISSOURI HEALTH FACL REV U MO HEALTH SYS........ 96A AMBAC .......5.200 MN... 11/01/2010 .................. ............ 914484-AQ-3. UNIV MISSOURI HEALTH FACL REV U MO HEALTH SYS........ 96A AMBAC .......5.250 MN... 11/01/2011 .................. ............ Missouri............................................................................................................................................................................... Montana 612127-JD-3.. MONTANA COAL SEVERANCE TAX RFDG SER A........ ........ .......4.800 JD01 12/01/2009 .................. ............ Montana............................................................................................................................................................................... Nebraska 63968A-BP-9. NEBRASKA PUB PWR DIST GENERAL REV RFDG 2002B ........ AMBAC .......5.000 JJ..... 01/01/2024 01/01/2013 100.000 Nebraska............................................................................................................................................................................. New Jersey 132813-EU-6.. CAMDEN CNTY NJ MUN UTIL ATHY SEW REV RFDG 1996 ........FGIC .......5.300 JJ..... 07/15/2014 .................. ............ 645788-MH-0. NEW JERSEY ENVIRONMENTAL INFRASTRUCTURE TRUSTSER ........ .......5.000 2001A MS... 09/01/2018 09/01/2013 100.000 646135-YH-0.. NEW JERSEY TRANSPORTATION TRUST FUND 1995A........ AMBAC .......5.250 UNREFUNDED JD.... 06/15/2010 .................. ............ 646135-YM-9. NEW JERSEY TRANSPORTATION TRUST FUND 1995B........ MBIA_UNREFUNDED .......5.500 JD....BALANCE 06/15/2009 .................. ............ New Jersey.......................................................................................................................................................................... New York 592596-B6-6.. METROPOLITAN TRANSIT ATHY NY COMMUTER FACL........ REV SER .......5.000 D MBIA_ETM JJ..... 07/01/2015 .................. ............ 64970K-RT-6. NEW YORK CITY NY MUN WATER FIN ATHY WATER & ........ SEW REV .......5.625 1993B UNREFUNDED JD15 06/15/2011 BALANCE .................. ............ 649706-4E-5.. NEW YORK CITY NY MUN WATER FIN ATHY WATER &........ SEWER .......5.750 REV 1996C JD.... 06/15/2012 .................. ............ 649706-7N-2.. NEW YORK CITY NY MUN WATER FIN ATHY WATER &........ SEWER .......5.125 REV 1997A JD.... 06/15/2017 .................. ............ 649835-FX-8.. NEW YORK DORM ATHY ST VINCENTS HOSP REV 1995 ........ FHA .......5.400 & AMBAC FA.... 02/01/2008 .................. ............ 649835-FY-6.. NEW YORK DORM ATHY ST VINCENTS HOSP REV 1995 ........ FHA .......5.400 & AMBAC FA.... 08/01/2008 .................. ............ 64987H-GW-9 NEW YORK H F A SERVICE CONTRACT OBL RFDG REV ........ SER .......5.625 F MS... 03/15/2009 .................. ............ 650017-JW-7. NEW YORK STATE THRUWAY ATHY (SVC CONTRACT),........ NY .......5.375 AO.... 04/01/2013 .................. ............ 650013-QT-5. NEW YORK THRUWAY ATHY HIGHWAY BRIDGE TRUST ........ FUND .......5.750 2000A FSA AO.... 04/01/2017 .................. ............ 650033-3D-3.. NEW YORK URBAN DEV CORP CORR CAP FACL RFDG........ 1995 .......5.625 AO.... 04/01/2008 .................. ............ New York............................................................................................................................................................................. North Carolina 312805-BV-5.. FAYETTEVILLE NC PUBLIC WORKS COMM RFDG REV ........ FGIC .......4.750 MS01 03/01/2014 .................. ............ North Carolina..................................................................................................................................................................... Ohio 232265-H9-2.. CUYAHOGA CNTY OH HOSP REV RFDG 96B UNIV HOSP ........ HEALTH .......5.500 SYS MBIA JJ..... 01/15/2011 .................. ............ 677660-AE-2.. OHIO POL CNT REV 1977 A DAYTON-PR< PJT........ ........ .......6.350 A15.. 04/15/2007 .................. ............ 67766W-CU-4 OHIO WATER DEV ATHY POL CNT REV 2002............... ........ .......5.100 JD.... 06/01/2022 .................. ............ Ohio..................................................................................................................................................................................... Oklahoma 899652-DB-4.. TULSA OK IND DEV ATHY HOSP REV & RFDG ST JOHN........ MED .......5.375 CNTR 1996FA.... 02/15/2011 .................. ............ Oklahoma............................................................................................................................................................................ Oregon 68607H-EY-8. OREGON DEPT ADMIN SERVICES CERT OF PARTICIPATION ........ .......5.600 1997A AMBAC MN... 05/01/2011 .................. ............ Oregon................................................................................................................................................................................. Pennsylvania 709144-DE-6.. PENNSYLVANIA CERTIFICATES OF PARTICIPATION 1993A ........ AMBAC .......5.250 JJ..... 07/01/2010 .................. ............ 709172-DY-3.. PENNSYLVANIA HIGHER EDUC FACL ATHY UNIV PENN........ HEALTH .......5.875 SERV 96B JJ..... 01/01/2014 .................. ............ 709193-HD-1. PENNSYLVANIA INDUSTRIAL DEV ATHY ECON DEV REV ........ 1994.......7.000 AMBAC JJ..... 01/01/2006 .................. ............ 709193-HE-9.. PENNSYLVANIA INDUSTRIAL DEV ATHY ECON DEV REV ........ 1994.......7.000 AMBAC JJ..... 07/01/2006 .................. ............ Pennsylvania....................................................................................................................................................................... South Carolina 837152-AQ-0. SOUTH CAROLINA TRANS INFRASTRUCTURE BK REV........ 98A MBIA .......4.450 AO.... 10/01/2013 .................. ............ South Carolina..................................................................................................................................................................... Texas

9

10

11

Book/Adjusted Carrying Value

Par Value

Rate Used to Obtain Fair Value

...........4,870,779 ...........1,974,654 ...........1,479,132 ...........8,324,565

...........4,730,000 ...........2,000,000 ...........1,500,000 ...........8,230,000

..106.7120 ..108.3750 ..107.9900 ....XXX......

12

13

Interest

16

17

Gross Amount Received During Year

Increase (Decrease) by Adjustment

Increase (Decrease) by Foreign Exchange Adjustment

....................0 .........104,000 ...........78,750 .........182,750

............(2,114) .............2,539 .............1,797 .............2,222

....................0 ....................0 ....................0 ....................0

14

15

Fair Value

Actual Cost

Amount Due and Accrued December 31 of Current Year on Bonds not in Default

...........5,047,478 ...........2,167,500 ...........1,619,850 ...........8,834,828

...........4,872,893 ...........1,961,120 ...........1,469,565 ...........8,303,578

.........131,750 ...........17,333 ...........13,125 .........162,209

18 19 20 Amount of Interest Due and Accrued December 31, Current Year, on Bonds in Default as to NAIC Principal or DesigDate Interest nation Acquired ...................0 ...................0 ...................0 ...................0

..1PE ..1PE ..1PE .XXX

10/24/2002 11/14/1996 11/14/1996 .....XXX.....

21

Effective Rate of Interest .......4.840 .......5.400 .......5.450 ....XXX.....

..............119,112 ..............120,000 ..103.6860 ..............124,423 ..............118,350 ................480 .............5,760 ................128 ....................0 ...................0 ..1PE 03/05/1996 .......4.950 ..............119,112 ..............120,000 ....XXX...... ..............124,423 ..............118,350 ................480 .............5,760 ................128 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........2,512,968 ...........2,430,000 ..101.6850 ...........2,470,946 ...........2,514,175 ...........22,613 ....................0 ............(1,208) ....................0 ...................0 ..1PE 10/11/2002 .......4.570 ...........2,512,968 ...........2,430,000 ....XXX...... ...........2,470,946 ...........2,514,175 ...........22,613 ....................0 ............(1,208) ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........5,844,276 ...........9,052,866 ...........6,548,854 ...........3,094,815 .........24,540,810

...........5,855,000 ...........8,855,000 ...........6,670,000 ...........3,120,000 .........24,500,000

..106.9140 ..105.9470 ..109.3080 ..109.7230 ....XXX......

...........6,259,815 ...........9,381,607 ...........7,290,844 ...........3,423,358 .........26,355,623

...........5,840,363 ...........9,068,848 ...........6,468,699 ...........3,075,259 .........24,453,169

.........143,090 .........147,583 ...........15,563 .............7,627 .........313,863

.........310,315 .........388,636 .........350,175 .........171,600 ......1,220,726

................659 ..........(13,980) ...........12,805 .............3,153 .............2,637

....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0

..1PE ..1PE ..1PE ..1PE .XXX

02/01/1996 10/18/2001 07/24/1995 08/10/1995 .....XXX.....

.......5.320 .......4.730 .......5.550 .......5.650 ....XXX.....

...........1,600,240 ...........5,895,503 ...........3,976,892 ...........4,068,002 ...........2,354,592 ...........2,418,416 ...........5,229,344 ...........1,980,458 ...........1,992,263 ...........4,479,998 .........33,995,708

...........1,645,000 ...........5,915,000 ...........4,000,000 ...........4,250,000 ...........2,365,000 ...........2,430,000 ...........5,250,000 ...........2,000,000 ...........2,000,000 ...........4,550,000 .........34,405,000

..107.4170 ..107.4380 ..111.0800 ..105.3730 ..109.0820 ..108.9480 ..103.2780 ..109.6030 ..112.3250 ..112.9680 ....XXX......

...........1,767,010 ...........6,354,958 ...........4,443,200 ...........4,478,353 ...........2,579,789 ...........2,647,436 ...........5,422,095 ...........2,192,060 ...........2,246,500 ...........5,140,044 .........37,271,445

...........1,599,302 ...........5,885,425 ...........3,966,800 ...........4,050,420 ...........2,343,786 ...........2,407,620 ...........5,215,035 ...........1,977,060 ...........1,991,360 ...........4,417,186 .........33,853,993

...........41,125 ...........14,788 ...........10,222 .............9,681 ...........53,213 ...........54,675 ...........86,953 ...........26,875 ...........28,750 ...........63,984 .........390,265

....................0 .........332,719 .........230,000 .........217,813 .........127,710 .........131,220 .........295,313 .........107,500 .........115,000 .........255,938 ......1,813,211

................939 .............1,879 .............1,788 .............8,031 .............1,731 .............1,729 .............2,706 .............1,388 ................342 ...........11,057 ...........31,589

....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0

......1 ..1PE ..1PE ..1PE ..1PE ..1PE ..1PE ..1PE ..1PE ..1PE .XXX

08/16/2002 10/28/1996 05/17/1996 09/20/2000 07/21/1995 07/21/1995 12/03/1996 06/07/2000 03/06/2000 04/25/1996 .....XXX.....

.......5.300 .......5.680 .......5.830 .......5.560 .......5.500 .......5.500 .......5.700 .......5.500 .......5.790 .......5.970 ....XXX.....

................91,940 ..............100,000 ..100.1490 ..............100,149 ................88,888 .............1,583 .............4,750 ................546 ....................0 ...................0 ..1PE 03/12/1996 .......5.790 ................91,940 ..............100,000 ....XXX...... ..............100,149 ................88,888 .............1,583 .............4,750 ................546 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........4,233,530 ...........3,765,000 ...........7,635,000 .........15,633,530

...........4,275,000 ...........3,765,000 ...........7,635,000 .........15,675,000

..108.3970 ..100.2260 ..103.5750 ....XXX......

...........4,633,972 ...........3,773,509 ...........7,907,951 .........16,315,432

...........4,210,661 ...........3,765,000 ...........7,635,000 .........15,610,661

.........108,419 ...........50,472 ...........32,449 .........191,339

.........235,125 .........234,473 .........324,488 .........794,086

.............3,977 ....................0 ....................0 .............3,977

....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0

..1PE ......2 ..1PE .XXX

03/28/1996 05/01/1992 02/14/2002 .....XXX.....

.......5.650 .......6.350 .......5.100 ....XXX.....

..............493,680 ..............500,000 ..105.1910 ..............525,955 ..............490,185 ...........10,153 ...........26,875 ................601 ....................0 ...................0 ..1PE 03/07/1996 .......5.570 ..............493,680 ..............500,000 ....XXX...... ..............525,955 ..............490,185 ...........10,153 ...........26,875 ................601 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........1,986,851 ...........2,000,000 ..111.7280 ...........2,234,560 ...........1,980,860 ...........18,667 .........112,000 .............1,203 ....................0 ...................0 ..1PE 04/17/1997 .......5.700 ...........1,986,851 ...........2,000,000 ....XXX...... ...........2,234,560 ...........1,980,860 ...........18,667 .........112,000 .............1,203 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........4,977,143 ...........7,798,114 ...........4,147,965 ...........3,127,825 .........20,051,048

...........5,000,000 ...........7,830,000 ...........4,000,000 ...........3,000,000 .........19,830,000

..103.7350 ..104.1650 ..114.4230 ..116.2050 ....XXX......

...........5,186,750 ...........8,156,120 ...........4,576,920 ...........3,486,150 .........21,405,940

...........4,962,500 ...........7,786,700 ...........4,465,160 ...........3,359,370 .........20,573,730

.........131,250 .........230,006 .........140,000 .........105,000 .........606,256

.........262,500 .........460,013 .........280,000 .........210,000 ......1,212,513

.............2,422 .............2,008 ..........(44,082) ..........(32,178) ..........(71,830)

....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0

..1PE ..1PE ..1PE ..1PE .XXX

12/11/1995 04/03/1996 04/28/1994 04/28/1994 .....XXX.....

.......5.320 .......5.930 .......5.640 .......5.640 ....XXX.....

...........7,161,630 ...........7,180,000 ..104.2450 ...........7,484,791 ...........7,156,521 ...........79,878 .........319,510 .............1,305 ....................0 ...................0 ..1PE 10/08/1998 .......4.480 ...........7,161,630 ...........7,180,000 ....XXX...... ...........7,484,791 ...........7,156,521 ...........79,878 .........319,510 .............1,305 ....................0 ...................0 .XXX .....XXX..... ....XXX.....

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 1 Showing all Long-Term BONDS Owned December 31 of Current Year 1

CUSIP Identification 235037-A3-2.. 402230-AW-6. 658546-PY-6.. 658546-UC-8. 796253-HS-4.. 796253-TX-0.. 882854-CL-4.. 89658H-GR-5.

2

Description

3

*

Interest 4 5

Rate of

How Paid

6

Maturity Date

7

Option Date

8

Option Call Price

DALLAS FORT WORTH TX AIRPORT REV RFDG FGIC ........ .......5.625 MN01 11/01/2015 11/01/2005 100.000 GULF COAST TX WASTE DISP ATHY PENNWALT....... ........ .......5.900 MS01 09/01/2007 .................. ............ NORTH CENTRAL TX HEALTH FACL DEV CRP HOSP REV ........BAYLOR .......5.500 HEALTH MN... 05/15/2014 .................. ............ NORTH CENTRAL TX HEALTH FACL DEV CRP RFDG BAYLOR ........ .......5.000 HEALTH 98 MN... MBIA05/15/2019 .................. ............ SAN ANTONIO ELECTRIC & GAS RFDG SER A............ ........ .......4.500 FA.... 02/01/2021 .................. ............ SAN ANTONIO TEX ELEC & GAS UNREFUNDED......... ........ .......5.000 FA.... 02/01/2010 .................. ............ TEXAS WATER DEV BD REVOLVING FD SER LIEN REV........ SER 1996A .......5.750 JJ..... 07/15/2016 .................. ............ TRINITY RIVER ATHY TES REGL WASTEWTR SYSRFDG ........ REV.......5.625 SSER A AMBAC FA01 UNREFUNDED 08/01/2011 .................. BALANCE............ Texas...................................................................................................................................................................................

9

10

11

Book/Adjusted Carrying Value

Par Value

Rate Used to Obtain Fair Value

...........7,935,371 ..............510,000 ...........3,926,888 ...........9,932,551 ..............835,763 ...........8,642,279 ...........4,941,751 ...........3,708,753 .........40,433,356

...........7,880,000 ..............510,000 ...........4,000,000 .........11,500,000 ...........1,000,000 ...........9,085,000 ...........5,000,000 ...........3,725,000 .........42,700,000

..107.9140 ......0.0000 ..105.3470 ..102.6570 ....97.0990 ..104.0350 ..110.5440 ..102.2480 ....XXX......

12

13

Interest

16

17

Gross Amount Received During Year

Increase (Decrease) by Adjustment

Increase (Decrease) by Foreign Exchange Adjustment

.........443,250 ...........30,090 .........220,000 .........575,000 ...........45,000 .........454,228 .........287,500 .........209,531 ......2,264,599

..........(17,657) ....................0 .............4,460 ...........53,280 .............4,929 ...........49,181 .............2,753 .............1,721 ...........98,667

....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

14

15

Fair Value

Actual Cost

Amount Due and Accrued December 31 of Current Year on Bonds not in Default

...........8,503,623 ..............510,000 ...........4,213,880 .........11,805,555 ..............970,990 ...........9,451,580 ...........5,527,200 ...........3,808,738 .........44,791,566

...........7,990,840 ..............510,000 ...........3,900,560 ...........9,787,305 ..............820,720 ...........8,338,031 ...........4,926,000 ...........3,697,547 .........39,971,003

...........73,875 ...........10,030 ...........28,111 ...........73,472 ...........18,750 .........189,271 .........132,569 ...........87,305 .........613,383

E08.6

Utah 45884A-PH-0. INTERMOUNTAIN POWER AGENCY POWER SUPPLY RFDG ........ REV .......5.500 1993A UNREFUNDED JJ..... 07/01/2010 BALANCE .................. ............ ...........1,407,469 ...........1,440,000 ..103.1730 ...........1,485,691 ...........1,386,634 ...........39,600 ...........79,200 45884A-KD-4. INTERMOUNTAIN POWER AGENCY POWER SUPPLY RFDG ........ REV .......5.000 SER A MBIA JJ..... 07/01/2020 .................. ............ ...........3,118,972 ...........3,345,000 ..102.3770 ...........3,424,511 ...........3,102,488 ...........83,625 .........167,250 Utah..................................................................................................................................................................................... ...........4,526,441 ...........4,785,000 ....XXX...... ...........4,910,202 ...........4,489,121 .........123,225 .........246,450 Virginia 30382S-AJ-2.. FAIRFAX CNTY VA ECON DEV ATHY LEASE REV GOVT........ CNTR.......5.200 PROP 1994 MN... 05/15/2003 .................. ............ ...........3,549,546 ...........3,550,000 ..101.4460 ...........3,601,333 ...........3,541,125 ...........23,588 .........184,600 Virginia................................................................................................................................................................................ ...........3,549,546 ...........3,550,000 ....XXX...... ...........3,601,333 ...........3,541,125 ...........23,588 .........184,600 Washington 29270C-CU-7. ENERGY NORTHWEST WA ELEC REV COLUMBIA GEN........ RFDG.......5.200 2002A MBIA JJ..... 07/01/2018 07/01/2012 100.000 ...........2,503,535 ...........2,500,000 ..105.3890 ...........2,634,725 ...........2,503,775 ...........65,000 ...........45,500 939827-WB-3. WASHINGTON PUBLIC POWER NUCLEAR PROJ #1 RFDG ........REV .......6.000 96A MBIAJJ..... 07/01/2006 .................. ............ ...........6,094,092 ...........6,000,000 ..112.5770 ...........6,754,620 ...........6,223,740 .........180,000 .........360,000 939828-TH-2.. WASHINGTON PUBLIC POWER NUCLEAR PROJ #2 REV ........ SER .......5.250 94A RFDG JJ..... 07/01/2008 .................. ............ ...........2,939,837 ...........3,000,000 ..106.4170 ...........3,192,510 ...........2,884,710 ...........78,750 .........157,500 Washington......................................................................................................................................................................... .........11,537,464 .........11,500,000 ....XXX...... .........12,581,855 .........11,612,225 .........323,750 .........563,000 Total States and US............................................................................................................................................................ .......283,593,806 .......285,790,000 ....XXX...... .......306,456,145 .......282,998,855 ......4,357,565 ....14,598,016 2599999. Special Revenue & Assessment Obligations - Issuer Obligations..................................................................................... .......283,593,806 .......285,790,000 ....XXX...... .......306,456,145 .......282,998,855 ......4,357,565 ....14,598,016 Special Revenue & Special Assessment Obligations and all Non-Guaranteed Obligations of Agencies and Authorities of Governments and Their Political Subdivisions - Single Class Mortgage-Backed/Asset-Backed Securities United States 31294B-2S-3.. FHLMC............................................................................... ........ .......7.500 MTLY 01/01/2030 .................. ............ ..............293,258 ..............294,307 ......0.0000 ..............293,258 ..............292,950 .............1,839 ...........19,989 31294C-N2-5. FHLMC............................................................................... ........ .......7.500 MTLY 01/01/2030 .................. ............ ..............177,204 ..............177,876 ......0.0000 ..............177,204 ..............177,056 .............1,112 ...........11,172 31294C-S5-3.. FHLMC............................................................................... ........ .......7.500 MTLY 01/01/2030 .................. ............ ..............349,195 ..............350,431 ......0.0000 ..............349,195 ..............348,815 .............2,190 ...........23,920 31382X-ZH-6. FNMA................................................................................. ........ .......7.500 MTLY 03/01/2015 .................. ............ ..............751,687 ..............753,138 ......0.0000 ..............751,687 ..............751,491 .............4,707 ...........54,056 31385B-ML-6. FNMA................................................................................. ........ .......7.500 MTLY 02/01/2015 .................. ............ ..............145,561 ..............145,848 ......0.0000 ..............145,561 ..............145,529 ................912 ...........10,312 31387V-3X-5.. FNMA................................................................................. ........ .......7.000 MTLY 07/01/2016 .................. ............ ...........1,267,211 ...........1,243,882 ......0.0000 ...........1,267,211 ...........1,269,537 .............7,256 ...........83,966 U.S....................................................................................................................................................................................... ...........2,984,116 ...........2,965,481 ....XXX...... ...........2,984,116 ...........2,985,378 ...........18,016 .........203,415 Total States and US............................................................................................................................................................ ...........2,984,116 ...........2,965,481 ....XXX...... ...........2,984,116 ...........2,985,378 ...........18,016 .........203,415 2699999. Special Revenue & Assessment Obligations - Single Class Mtg.-Backed/Asset-Backed Securities................................ ...........2,984,116 ...........2,965,481 ....XXX...... ...........2,984,116 ...........2,985,378 ...........18,016 .........203,415 Special Revenue & Special Assessment Obligations and all Non-Guaranteed Obligations of Agencies and Authorities of Governments and Their Political Subdivisions - Defined Multi-Class Residential Mortgage-Backed Securities United States 3133TH-YV-3. FHLMC REMIC SER 2115 CL K........................................ ........ .......6.000 MTLY 01/01/2029 07/15/2028 100.000 ...........1,499,924 ...........1,699,000 ..102.8940 ...........1,748,173 ...........1,444,681 .............8,495 .........101,940 31359G-RD-0. FNMA REMIC SER 1994-17 CL S..................................... ........ .....18.103 MTLY 02/25/2009 06/25/2007 100.000 ...........2,281,801 ...........2,544,481 ..113.2630 ...........2,881,961 ...........2,211,313 .............7,677 .........405,823 U.S....................................................................................................................................................................................... ...........3,781,724 ...........4,243,481 ....XXX...... ...........4,630,134 ...........3,655,994 ...........16,172 .........507,763 Total States and US............................................................................................................................................................ ...........3,781,724 ...........4,243,481 ....XXX...... ...........4,630,134 ...........3,655,994 ...........16,172 .........507,763 2799999. Special Revenue & Assessment Obligations - Defined Multi-Class Residential Mtg.-Backed Securities.......................... ...........3,781,724 ...........4,243,481 ....XXX...... ...........4,630,134 ...........3,655,994 ...........16,172 .........507,763 3199999. Total - Special Revenue & Special Assessment Obligations............................................................................................. .......290,359,647 .......292,998,962 ....XXX...... .......314,070,396 .......289,640,227 ......4,391,753 ....15,309,194 Public Utilities (Unaffiliated) - Issuer Obligations United States 144141-CS-5.. CAROLINA POWER & LIGHT CO..................................... ........ .......6.500 JJ..... 07/15/2012 .................. ............ ...........4,998,061 ...........5,000,000 ..109.3280 ...........5,466,400 ...........4,998,000 .........136,319 ....................0 19957R-AA-1. COLUMBUS SOUTHERN POWER MEDIUM TERM NOTE........ .......6.850 FA.... 10/03/2005 .................. ............ ...........5,000,000 ...........5,000,000 ..108.3410 ...........5,417,055 ...........5,000,000 .........142,708 .........342,500 202795-HE-3.. COMMONWEALTH EDISON CO...................................... ........ .......6.150 MS... 03/15/2012 .................. ............ ...........3,061,524 ...........3,000,000 ..110.6330 ...........3,318,993 ...........3,064,170 ...........54,325 ...........93,275 210518-BL-9.. CONSUMERS ENERGY CO............................................. ........ .......6.250 MS... 09/15/2006 .................. ............ ..............784,350 ..............800,000 ....98.3550 ..............786,840 ..............784,000 ...........14,722 ....................0 281020-AB-3.. EDISON INTERNATIONAL............................................... ........ .......6.875 MS... 09/15/2004 .................. ............ ...........1,260,150 ...........1,355,000 ....93.0000 ...........1,260,150 ...........1,344,648 ...........27,429 ...........93,156 694308-EM-5. PACIFIC GAS AND ELECTRIC CO.................................. ........ .......7.250 JD.... 03/01/2026 .................. ............ ...........1,136,003 ...........1,300,000 ....94.5000 ...........1,228,500 ...........1,131,000 .............7,854 ...........94,250 694308-FB-8.. PACIFIC GAS AND ELECTRIC CO.................................. ........ .......7.050 JD.... 03/01/2024 .................. ............ ...........2,045,518 ...........2,415,000 ....93.5000 ...........2,258,025 ...........2,036,225 ...........14,188 .........170,258 713291-AC-6.. PEPCO HOLDINGS INC.................................................... ........ .......6.450 FA.... 08/15/2012 .................. ............ ...........2,493,578 ...........2,500,000 ..105.8930 ...........2,647,325 ...........2,493,425 ...........51,510 ....................0 743263-AC-9.. PROGRESS ENERGY INC (AKA FLORIDA PROGRESS &........ CPL) .......6.750 MS... 03/01/2006 .................. ............ ...........5,996,352 ...........6,000,000 ..107.4070 ...........6,444,420 ...........5,994,540 .........135,000 .........405,000

18 19 20 Amount of Interest Due and Accrued December 31, Current Year, on Bonds in Default as to NAIC Principal or DesigDate Interest nation Acquired ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0

..1PE ....1Z ..1PE ..1PE ..1PE ..1PE ..1PE ..1PE .XXX

12/01/2000 09/07/1977 12/19/1995 02/08/2000 09/23/1999 08/08/1995 03/20/1996 04/07/1997 .....XXX.....

21

Effective Rate of Interest .......5.350 .......5.900 .......5.720 .......6.350 .......6.000 .......5.850 .......5.880 .......5.700 ....XXX.....

.............3,365 ....................0 ...................0 ..1PE 08/03/1995 .......5.880 .............7,448 ....................0 ...................0 ..1PE 09/12/2000 .......5.610 ...........10,813 ....................0 ...................0 .XXX .....XXX..... ....XXX..... .............1,182 ....................0 ...................0 ..1PE 03/03/1994 .......5.240 .............1,182 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...............(240) ..........(23,760) .............9,084 ..........(14,917) ...........55,502 ...........55,502

....................0 ....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0 ...................0

..1PE ..1PE ..1PE .XXX .XXX .XXX

02/19/2002 09/12/1996 10/26/1995 .....XXX..... .....XXX..... .....XXX.....

.......5.180 .......5.500 .......5.680 ....XXX..... ....XXX..... ....XXX.....

..................23 ..................14 ..................27 ..................78 ..................18 ............(1,557) ............(1,398) ............(1,398) ............(1,398)

....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0

......1 ......1 ......1 ......1 ......1 ......1 .XXX .XXX .XXX

12/16/1999 12/16/1999 12/16/1999 07/25/2000 07/25/2000 07/09/2001 .....XXX..... .....XXX..... .....XXX.....

.......7.640 .......7.640 .......7.630 .......7.590 .......7.590 .......6.660 ....XXX..... ....XXX..... ....XXX.....

...........43,752 ...........25,546 ...........69,299 ...........69,299 ...........69,299 .........123,402

....................0 ....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0 ...................0

..1PE ..1PE .XXX .XXX .XXX .XXX

07/10/2000 07/25/2000 .....XXX..... .....XXX..... .....XXX..... .....XXX.....

.......8.460 .....27.850 ....XXX..... ....XXX..... ....XXX..... ....XXX.....

..................61 ....................0 ............(2,646) ................350 ...........13,550 .............2,175 ...............(269) ................153 ................889

....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0

......2 ..2PE ..1PE ......3 ......4 ......6 ......6 ......2 ......2

07/25/2002 09/30/1997 06/13/2002 11/22/2002 09/23/1999 05/23/2001 05/31/2001 09/03/2002 02/14/2001

.......6.510 .......6.850 .......5.860 .......6.860 .......7.060 .......8.500 .......8.630 .......6.490 .......6.770

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 1 Showing all Long-Term BONDS Owned December 31 of Current Year 1

CUSIP Identification

2

Description

3

*

Interest 4 5

Rate of

How Paid

6

Maturity Date

7

Option Date

8

Option Call Price

E08.7

873168-AC-2.. TXU CORP (FKA TEXAS UTILITIES)............................... ........ .......6.375 JD.... 06/15/2006 .................. ............ United States....................................................................................................................................................................... 3299999. Public Utilities (Unaffiliated) - Issuer Obligations................................................................................................................ 3899999. Total - Public Utilities (Unaffiliated)..................................................................................................................................... Industrial & Miscellaneous (Unaffiliated) - Issuer Obligations United States 03674B-AC-8. ANTHEM INC..................................................................... ........ .......6.800 FA.... 08/01/2012 .................. ............ 055450-AE-0.. BHP FINANCE USA LTD................................................... ........ .......6.750 MN... 11/01/2013 .................. ............ 12189P-AF-9. BURLINGTON NORTHERN SANTA FE ETC 1999-2....... ........ .......7.570 J02... 01/02/2021 .................. ............ 184502-AK-8.. CLEAR CHANNEL COMMUNICATIONS INC................... ........ .......7.650 MS... 09/15/2010 .................. ............ 204912-AF-6.. COMPUTER ASSOCIATES.............................................. ........ .......6.375 AO.... 04/15/2005 .................. ............ 224044-AX-5.. COX COMMUNICATIONS INC-CONVERT....................... ........ .......0.426 AO.... 04/19/2020 .................. ............ 31410H-AP-6. FEDERATED DEPARTMENT STORES INC.................... ........ .......6.300 AO.... 04/01/2009 .................. ............ 345397-SM-6. FORD MOTOR CREDIT CO.............................................. ........ .......7.375 AO.... 10/28/2009 .................. ............ 370425-RT-9.. GENERAL MOTORS ACCEPTANCE CORP.................... ........ .......6.750 JJ..... 01/15/2006 .................. ............ 432848-AQ-2. HILTON HOTELS CORP................................................... ........ .......7.000 JJ..... 07/15/2004 .................. ............ 546347-AB-1.. LOUISIANA PACIFIC CORP............................................. ........ .......8.875 FA.... 08/15/2010 .................. ............ 564759-MJ-4.. M&T BANK CORP............................................................. ........ .......8.000 AO.... 10/01/2010 .................. ............ 5526E2-AB-5. MBNA AMERICA BANK NA............................................... ........ .......6.625 JD.... 06/15/2012 .................. ............ 552953-AB-7.. MGM GRAND INC............................................................. ........ .......6.875 FA.... 02/06/2008 .................. ............ 61744A-AE-0. MORGAN STANLEY TRACERS....................................... ........ .......5.894 MTLY 03/01/2007 .................. ............ 74834L-AD-2.. QUEST DIAGNOSTICS INC.............................................. ........ .......6.750 JJ..... 07/12/2006 .................. ............ 775371-AU-1.. ROHM AND HAAS CO...................................................... ........ .......7.850 JJ..... 07/15/2029 .................. ............ 88033G-AV-2. TENET HEALTHCARE CORP........................................... ........ .......6.875 MN... 11/15/2031 .................. ............ United States....................................................................................................................................................................... Canada 09774L-AG-3. BOMBARDIER INC............................................................ ........ .......6.125 JD.... 06/29/2006 .................. ............ 136385-AD-3.. CANADIAN NATURAL RESOURCES LTD....................... ........ .......5.450 AO.... 10/01/2012 .................. ............ 257561-AT-7.. DOMTAR INC.................................................................... ........ .......9.500 FA.... 08/01/2016 .................. ............ 448055-AA-1.. HUSKY ENERGY............................................................... ........ .......6.250 JD.... 06/15/2012 .................. ............ Canada................................................................................................................................................................................ Foreign 350259-AA-5.. FOSTER BREWING GROUP LTD.................................... ........ .......6.875 JD.... 06/15/2011 .................. ............ 902118-AB-4.. TYCO INTERNATIONAL GROUP S.A.............................. ........ .......6.375 JD.... 06/15/2005 .................. ............ 35177P-AL-1.. FRANCE TELECOM.......................................................... ........ .....10.000 MS01 03/01/2031 .................. ............ 233835-AQ-0. DAIMLERCHRYSLER NA HOLDING................................ ........ .......8.500 JJ..... 01/18/2031 .................. ............ 404399-AA-5.. HVB FUNDING TRUST III................................................. ........ .......9.000 JD.... 10/22/2031 .................. ............ 656533-AA-4.. NORSKE SKOGINDUSTRIER ASA.................................. ........ .......7.625 AO.... 10/15/2011 .................. ............ 86958P-AA-3. SVENSKA HANDELSBANKEN INC.................................. ........ .......8.350 JJ..... 07/15/2004 .................. ............ 002927-AA-9.. ABBEY NATIONAL NON-CUM TRUST PFD SECURITIES........ .......8.963 JD.... 12/29/2049 .................. ............ 411352-AA-5.. HANSON PLC.................................................................... ........ .......7.875 MS... 09/27/2010 .................. ............ 51808B-AF-9. LASMO PLC....................................................................... ........ .......6.750 JD.... 12/15/2007 .................. ............ G7895#-AC-6. SCOTTISH & NEWCASTLE PLC SENIOR SERIES C 12/5/2014 ........ .......5.570 JD.... 12/05/2014 .................. ............ Foreign................................................................................................................................................................................ 3999999. Industrial & Miscellaneous (Unaffiliated) - Issuer Obligations............................................................................................. Industrial & Miscellaneous (Unaffiliated) - Defined Multi-Class Residential Mortgage-Backed Securities United States 194196-DA-6.. COLLATERALIZED MORTGAGE SECURITIES CORP SER ........ 1988-2 .......8.800 CL B J20... 03/20/2019 .................. ............ United States....................................................................................................................................................................... 4199999. Industrial & Miscellaneous - Defined Multi-Class Residential Mtg.-Backed Securities...................................................... Industrial & Miscellaneous (Unaffiliated) - Defined Multi-Class Commercial Mortgage-Backed Securities United States

9

10

11

12

13

Interest

16

17

Gross Amount Received During Year

Increase (Decrease) by Adjustment

Increase (Decrease) by Foreign Exchange Adjustment

14

15

Fair Value

Actual Cost

Amount Due and Accrued December 31 of Current Year on Bonds not in Default

18 19 20 Amount of Interest Due and Accrued December 31, Current Year, on Bonds in Default as to NAIC Principal or DesigDate Interest nation Acquired

21

Book/Adjusted Carrying Value

Par Value

Rate Used to Obtain Fair Value

..............112,545 .........26,888,080 .........26,888,080 .........26,888,080

..............123,000 .........27,493,000 .........27,493,000 .........27,493,000

....91.5000 ....XXX...... ....XXX...... ....XXX......

..............112,545 .........28,940,253 .........28,940,253 .........28,940,253

..............125,856 .........26,971,864 .........26,971,864 .........26,971,864

................349 .........584,406 .........584,406 .........584,406

....................0 ......1,198,439 ......1,198,439 ......1,198,439

..........(13,311) ................952 ................952 ................952

....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0

......3 .XXX .XXX .XXX

12/16/2002 .....XXX..... .....XXX..... .....XXX.....

.......5.630 ....XXX..... ....XXX..... ....XXX.....

...........7,460,410 ...........3,382,712 ...........2,738,583 ...........5,199,160 ...........2,994,003 ...........1,560,310 ...........1,453,835 ...........2,973,060 ...........5,014,031 ...........1,008,788 ..............996,042 ...........1,997,988 ...........3,975,119 ................97,797 ...........3,649,086 ...........4,715,227 ...........5,311,056 ...........4,845,703 .........59,372,911

...........7,500,000 ...........3,500,000 ...........2,738,583 ...........5,000,000 ...........3,000,000 ...........3,500,000 ...........1,400,000 ...........3,000,000 ...........5,000,000 ...........1,000,000 ...........1,000,000 ...........2,000,000 ...........4,000,000 ..............100,000 ...........3,567,000 ...........4,735,000 ...........5,000,000 ...........5,000,000 .........61,040,583

..108.8100 ..115.6250 ..119.8760 ..113.2850 ....97.0000 ....45.5000 ..106.7020 ....99.0860 ..103.5620 ..101.1660 ..107.2750 ..119.9600 ......0.0000 ..102.2300 ..106.5530 ..108.9640 ..125.0300 ....85.5000 ....XXX......

...........8,160,750 ...........4,046,884 ...........3,282,900 ...........5,664,250 ...........2,910,000 ...........1,592,500 ...........1,493,829 ...........2,972,580 ...........5,178,100 ...........1,011,660 ...........1,072,750 ...........2,399,200 ...........3,975,119 ..............102,230 ...........3,800,746 ...........5,159,445 ...........6,251,500 ...........4,275,000 .........63,349,443

...........7,459,200 ...........3,369,695 ...........2,738,583 ...........5,234,750 ...........2,984,130 ...........1,456,875 ...........1,456,168 ...........2,965,590 ...........5,021,550 ...........1,013,750 ..............995,260 ...........1,997,600 ...........3,974,120 ................96,423 ...........3,657,780 ...........4,708,105 ...........5,318,000 ...........4,844,300 .........59,291,880

.........213,917 ...........39,375 .........103,080 .........112,625 ...........40,375 .............2,981 ...........22,050 ...........38,719 .........155,625 ...........32,278 ...........33,528 ...........40,000 ...........11,778 .............2,769 ...........56,420 .........150,040 .........180,986 ...........43,924 ......1,280,469

....................0 .........236,250 .........204,830 .........382,500 .........191,250 ...........14,906 ...........44,100 .........221,250 .........337,500 ...........35,000 ...........88,750 .........160,000 .........130,292 .............6,875 .........104,503 .........332,930 .........392,500 .........352,344 ......3,235,780

.............1,210 .............3,760 ....................0 ..........(13,272) .............2,360 ...........66,541 ............(2,333) .............2,925 ............(3,562) ............(4,962) ...........26,642 ................181 ................999 ................344 ............(8,694) .............4,458 .............2,584 .............1,403 ...........80,584

....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0

......2 ..1PE ..1PE ......2 ......2 ......2 ..2PE ......2 ......2 ......3 ......3 ......2 ......2 ......3 ..1PE ......2 ......2 ......2 .XXX

07/26/2002 01/22/2001 09/16/1999 01/19/2001 04/21/1998 06/26/2001 08/29/2002 04/10/2000 01/26/2001 01/17/2002 08/15/2000 09/28/2000 06/11/2002 06/23/1998 06/26/2002 06/20/2001 01/31/2001 02/12/2002 .....XXX.....

.......6.880 .......7.200 .......7.570 .......6.970 .......6.470 .......5.390 .......5.560 .......7.550 .......6.650 .......6.390 .......8.950 .......8.020 .......6.710 .......7.400 .......5.280 .......6.890 .......7.320 .......7.130 ....XXX.....

...........2,990,709 ...........1,996,793 ...........5,339,473 ...........4,356,733 .........14,683,709

...........3,000,000 ...........2,000,000 ...........5,000,000 ...........4,090,000 .........14,090,000

....80.0000 ..103.0690 ..130.1910 ..107.5510 ....XXX......

...........2,400,000 ...........2,061,380 ...........6,509,550 ...........4,398,836 .........15,369,766

...........2,987,280 ...........1,996,720 ...........5,363,100 ...........4,359,613 .........14,706,713

.............1,021 ...........31,792 .........197,917 ...........11,361 .........242,090

.........183,750 ....................0 .........475,000 .........128,523 .........787,273

.............2,170 ..................73 ............(2,969) ............(2,879) ............(3,606)

....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0

..2PE ......2 ......2 ......2 .XXX

06/26/2001 09/09/2002 01/25/2001 11/07/2002 .....XXX.....

.......6.220 .......5.470 .......8.640 .......5.360 ....XXX.....

..............499,176 ...........4,850,000 ...........6,818,600 ...........1,488,438 ...........4,555,293 ...........7,699,317 ...........5,028,262 ...........4,553,238 ...........3,340,500 ...........3,209,134 .........10,000,000 .........52,041,959 .......126,098,579

..............500,000 ...........5,000,000 ...........5,750,000 ...........1,500,000 ...........5,000,000 ...........7,000,000 ...........5,000,000 ...........5,000,000 ...........3,000,000 ...........3,225,000 .........10,000,000 .........50,975,000 .......126,105,583

..113.8130 ....97.0000 ..121.7330 ..117.2500 ....88.1500 ..109.9030 ..109.0170 ..123.9810 ..113.5860 ..114.7060 ......0.0000 ....XXX...... ....XXX......

..............569,065 ...........4,850,000 ...........6,999,648 ...........1,758,750 ...........4,407,500 ...........7,693,210 ...........5,450,850 ...........6,199,050 ...........3,407,577 ...........3,699,269 .........10,000,000 .........55,034,918 .......133,754,127

..............499,070 ...........5,088,950 ...........6,818,925 ...........1,488,255 ...........4,554,800 ...........7,717,780 ...........5,136,000 ...........4,552,150 ...........3,354,690 ...........3,198,149 .........10,000,000 .........52,408,769 .......126,407,361

.............1,528 ...........14,167 .........191,667 ...........57,729 .............1,250 .........112,681 .........192,514 .........225,320 ...........61,688 .............9,675 ...........40,228 .........908,445 ......2,431,004

...........34,375 .........318,750 ....................0 .........127,500 .........225,000 .........266,875 .........417,500 .........224,075 .........118,125 .........217,688 ....................0 ......1,949,888 ......5,972,940

..................57 ........(227,643) ...............(325) ...............(166) ................493 ..........(18,463) ..........(16,637) ................451 ..........(14,190) .............2,607 ....................0 ........(273,815) ........(196,837)

....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0

......2 ......3 ......2 ......2 ......2 ......2 ......1 ......1 ..2PE ......1 ....2Z .XXX .XXX

06/12/2001 06/22/2001 12/16/2002 01/11/2001 10/22/2002 09/05/2002 06/13/1994 05/19/2000 07/30/2002 03/20/1998 11/01/2002 .....XXX..... .....XXX.....

.......6.900 .......5.870 .......8.290 .......8.570 .......9.940 .......6.140 .......7.950 .......9.850 .......6.020 .......6.870 .......5.570 ....XXX..... ....XXX.....

Effective Rate of Interest

..............248,641 ..............251,889 ..101.2310 ..............254,989 ..............246,615 .............2,524 ...........21,405 ................102 ....................0 ...................0 ..1PE 05/03/1988 .......9.320 ..............248,641 ..............251,889 ....XXX...... ..............254,989 ..............246,615 .............2,524 ...........21,405 ................102 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ..............248,641 ..............251,889 ....XXX...... ..............254,989 ..............246,615 .............2,524 ...........21,405 ................102 ....................0 ...................0 .XXX .....XXX..... ....XXX.....

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 1 Showing all Long-Term BONDS Owned December 31 of Current Year 1

CUSIP Identification

2

Description

3

*

Interest 4 5

Rate of

How Paid

6

Maturity Date

7

Option Date

8

Option Call Price

61745M-NR-0 MORGAN STANLEY CAPITAL I SER 1999-LIFE CL A2.. ........ .......7.110 MTLY 07/01/2009 .................. ............ United States....................................................................................................................................................................... 4399999. Industrial & Miscellaneous - Defined Multi-Class Commercial Mtg.-Backed Securities..................................................... Industrial & Miscellaneous (Unaffiliated) - Other Multi-Class Commercial Mortgage-Backed/Asset-Backed Securities United States 17305E-AC-9. CITIBANK CREDIT CARD ISSUANCE TRUST SER 2000-C1 ........ CL C1 .......7.450 MS... 09/15/2007 03/15/2005 100.000 17303C-BS-9. CITIBANK CREDIT CARD MASTER TRUST I SER 1999-5........ CL B .......6.300 MN... 05/15/2008 05/15/2006 100.000 United States....................................................................................................................................................................... 4499999. Industrial & Miscellaneous - Other Multi-Class Commercial Mtg.-Backed/Asset Backed Securities................................. 4599999. Total - Industrial & Miscellaneous (Unaffiliated).................................................................................................................. Totals 5499999. Total - Issuer Obligations.................................................................................................................................................... 5599999. Total - Single Class Mortgage-Backed/Asset-Backed Securities....................................................................................... 5699999. Total - Defined Multi-Class Residential Mortgage-Backed Securities................................................................................ 5899999. Total - Defined Multi-Class Commercial Mortgage-Backed Securities............................................................................... 5999999. Total - Other Multi-Class Commercial Mortgage-Backed/Asset-Backed Securities........................................................... 6099999. Grand Total - Bonds............................................................................................................................................................

9

Book/Adjusted Carrying Value

10

Par Value

11

Rate Used to Obtain Fair Value

12

Fair Value

13

Actual Cost

Interest 14

15

Amount Due and Accrued December 31 of Current Year on Bonds not in Default

Gross Amount Received During Year

16

17

Increase (Decrease) by Adjustment

Increase (Decrease) by Foreign Exchange Adjustment

18 19 20 Amount of Interest Due and Accrued December 31, Current Year, on Bonds in Default as to NAIC Principal or DesigDate Interest nation Acquired

21

Effective Rate of Interest

...........2,681,980 ...........2,700,000 ......0.0000 ...........2,681,980 ...........2,675,033 ...........15,998 .........191,970 .............2,185 ....................0 ...................0 ......1 07/28/1999 .......7.240 ...........2,681,980 ...........2,700,000 ....XXX...... ...........2,681,980 ...........2,675,033 ...........15,998 .........191,970 .............2,185 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........2,681,980 ...........2,700,000 ....XXX...... ...........2,681,980 ...........2,675,033 ...........15,998 .........191,970 .............2,185 ....................0 ...................0 .XXX .....XXX..... ....XXX..... ...........5,994,488 ...........6,982,290 .........12,976,778 .........12,976,778 .......142,005,977

...........6,000,000 ...........7,000,000 .........13,000,000 .........13,000,000 .......142,057,472

......0.0000 ..109.7360 ....XXX...... ....XXX...... ....XXX......

...........5,994,488 ...........7,681,500 .........13,675,988 .........13,675,988 .......150,367,083

...........5,989,680 ...........6,973,750 .........12,963,430 .........12,963,430 .......142,292,439

.........131,617 ...........56,350 .........187,967 .........187,967 ......2,637,493

.........447,000 .........441,000 .........888,000 .........888,000 ......7,074,315

.............2,221 .............4,572 .............6,794 .............6,794 ........(187,756)

....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0

......2 ..1PE .XXX .XXX .XXX

09/18/2000 01/24/2001 .....XXX..... .....XXX..... .....XXX.....

.......7.500 .......6.380 ....XXX..... ....XXX..... ....XXX.....

.......797,727,573 ...........6,615,741 ...........4,030,365 ...........2,681,980 .........12,976,778 .......824,032,437

.......818,953,583 ...........6,508,508 ...........4,495,370 ...........2,700,000 .........13,000,000 .......845,657,461

....XXX...... ....XXX...... ....XXX...... ....XXX...... ....XXX...... ....XXX......

.......858,362,018 ...........6,615,741 ...........4,885,123 ...........2,681,980 .........13,675,988 .......886,220,849

.......791,217,039 ...........6,625,933 ...........3,902,609 ...........2,675,033 .........12,963,430 .......817,384,044

....12,485,972 ...........38,203 ...........18,696 ...........15,998 .........187,967 ....12,746,835

....37,597,566 .........361,984 .........529,168 .........191,970 .........888,000 ....39,568,689

......1,630,172 ..........(10,244) ...........69,401 .............2,185 .............6,794 ......1,698,308

....................0 ....................0 ....................0 ....................0 ....................0 ....................0

...................0 ...................0 ...................0 ...................0 ...................0 ...................0

.XXX .XXX .XXX .XXX .XXX .XXX

.....XXX..... .....XXX..... .....XXX..... .....XXX..... .....XXX..... .....XXX.....

....XXX..... ....XXX..... ....XXX..... ....XXX..... ....XXX..... ....XXX.....

E08.8

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 2 - SECTION 1 Showing all PREFERRED STOCKS Owned December 31 of Current Year 1

2

3

4

5

Par CUSIP Number Value Rate Identifiof per per cation Description Shares Share Share Preferred Stocks - Public Utilities (Unaffiliated) United States 341081-77-6.. FLORIDA POWER & LIGHT DRD PERPETUAL PFD..... .......61,552.000 ..............100.00 ..........100.500 United States......................................................................................................................... .......XXX.......... 6199999. Total - Preferred Stocks - Public Utilities (Unaffiliated)............................................................ .......XXX.......... 6599999. Total - Preferred Stocks...................................................................................................................................

6 Book/Adjusted Carrying Value

7 Rate per Share Used to Obtain Fair Value

8

Fair Value

...............6,185,976 ...............6,185,976 ...............6,185,976 ...............6,185,976

..........100.500 .......XXX.......... .......XXX.......... .......XXX..........

...............6,185,976 ...............6,185,976 ...............6,185,976 ...............6,185,976

9

Dividends

12

10

11

Actual Cost

Declared but Unpaid

Amount Received During Year

...............6,062,872 ...............6,062,872 ...............6,062,872 ...............6,062,872

............................0 ............................0 ............................0 ............................0

..................415,476 ..................415,476 ..................415,476 ..................415,476

14

15

Increase (Decrease) by Adjustment

13 Increase (Decrease) by Foreign Exchange Adjustment

NAIC Designation

Date Acquired

..................500,110 ..................500,110 ..................500,110 ..................500,110

............................0 ............................0 ............................0 ............................0

..P2U..... ....XXX... ....XXX... ....XXX...

09/19/2000 ....XXX....... ....XXX....... ....XXX.......

E09

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 2 - SECTION 2 Showing all COMMON STOCKS Owned December 31 of Current Year 1

2

3

CUSIP Number Identifiof cation Description Shares Common Stocks - Parent, Subsidiaries and Affiliates United States 41668#-10-3........ HARTFORD RISK MANAGEMENT INC CLASS A............. .................1,000.000 United States........................................................................................................ 6999999. Total - Common Stocks - Parent, Subsidiaries and Affiliates.................................. 7099999. Total - Common Stock.......................................................................................... Total - Preferred Stock from Section 1................................................................... 7199999. Total - Preferred and Common Stock....................................................................

4 Book/Adjusted Carrying Value

5 Rate per Share Used to Obtain Fair Value

6

Fair Value

...........115,257,588 ...........115,257,588 ...........115,257,588 ...........115,257,588 ...............6,185,976 ...........121,443,564

...........115,257.588 ...........XXX.............. ...........XXX.............. ...........XXX.............. ...........XXX.............. ...........XXX..............

...........115,257,588 ...........115,257,588 ...........115,257,588 ...........115,257,588 ...............6,185,976 ...........121,443,564

7

Dividends

10

8

9

Actual Cost

Declared but Unpaid

Amount Received During Year

..................901,000 ..................901,000 ..................901,000 ..................901,000 ...............6,062,872 ...............6,963,872

............................0 ............................0 ............................0 ............................0 ............................0 ............................0

............................0 ............................0 ............................0 ............................0 ..................415,476 ..................415,476

(a) For all common stocks bearing the NAIC designation ''U''provide: the number of such issues...............0, the total $ value (included in Column 6) of all such issues $..............0.

12

13

Increase (Decrease) by Adjustment

11 Increase (Decrease) by Foreign Exchange Adjustment

NAIC Designation (a)

Date Acquired

............(14,625,084) ............(14,625,084) ............(14,625,084) ............(14,625,084) ..................500,110 ............(14,124,974)

............................0 ............................0 ............................0 ............................0 ............................0 ............................0

...............A........ ...........XXX........ ...........XXX........ ...........XXX........ ...........XXX........ ...........XXX........

...06/25/1998... ..........XXX....... ..........XXX....... ..........XXX....... ..........XXX....... ..........XXX.......

E10

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 3 Showing all Long-Term Bonds and Stocks ACQUIRED During Current Year 1

2

3

4

5 Number of Shares of Stock

E11

CUSIP Date Identification Description Acquired Name of Vendor Bonds - U.S. Government 36201B-BQ-8.............. GNMA 02/01/2032.......................................................................... ......02/05/2002.... UBS WARBURG LLC..................................................................... .................................................. 36201C-M5-0.............. GNMA 01/01/2032.......................................................................... ......02/05/2002.... UBS WARBURG LLC..................................................................... .................................................. 36201F-MQ-7.............. GNMA 02/01/2032.......................................................................... ......02/05/2002.... UBS WARBURG LLC..................................................................... .................................................. 36201M-FL-1.............. GNMA MBS 7.0% 5/15/2032 05/01/2032......................................... ......07/15/2002.... UBS WARBURG LLC..................................................................... .................................................. 0399999. Total - Bonds - U.S. Government.................................................................................. ........................................................................................................................................................... Bonds - States, Territories and Possessions California 13062N-B5-5............... CALIFORNIA GENERAL OBLIGATION 02/01/2023......................... ......02/20/2002.... MERRILL LYNCH PIERCE FENNER & SMITH............................... .................................................. California..................................................................................................................... ........................................................................................................................................................... Florida 34160W-EH-3............. FLORIDA DEPT OF ENVIRONMENTAL PROTECTION FLORIDA FOREVER ......03/07/2002.... REV BOND PAINE SER WEBBER 2002A MBIA JACKSON 07/01/2018 & CURTIS INC................................... .................................................. Florida......................................................................................................................... ........................................................................................................................................................... Illinois 452150-7J-8................ ILLINOIS GENERAL OBLIGATION SER 2002 FSA 04/01/2027....... ......06/07/2002.... J P MORGAN SECURITIES INC..................................................... .................................................. 452151-BA-0............... ILLINOIS GENERAL OBLIGATION SER JULY 2002 MBIA 07/01/2023......07/18/2002.... PAINE WEBBER JACKSON & CURTIS INC................................... .................................................. Illinois.......................................................................................................................... ........................................................................................................................................................... Massachusetts 57582N-CB-9.............. MASSACHUSETTS GENERAL OBLIGATION 2002B FSA 03/01/2022......03/21/2002.... GOLDMAN SACHS & CO............................................................... .................................................. 57582N-JW-6.............. MASSACHUSETTS GENERAL OBLIGATION 2002E 01/01/2016.... ......11/22/2002.... PAINE WEBBER JACKSON & CURTIS INC................................... .................................................. Massachusetts............................................................................................................ ........................................................................................................................................................... Puerto Rico 745235-SB-8............... PUERTO RICO PUBLIC BLDG ATHY RFDG 2002F 07/01/2024...... ......10/10/2002.... LEHMAN BROTHERS INC (NYC)................................................... .................................................. Puerto Rico................................................................................................................. ........................................................................................................................................................... Total States and US..................................................................................................... ........................................................................................................................................................... 1799999. Total - Bonds - States, Territories & Possessions.......................................................... ........................................................................................................................................................... Bonds - Political Subdivisions of States Arizona 378280-NF-4............... GLENDALE AZ GENERAL OBLIGATION RFDG 2002 07/01/2022... ......06/18/2002.... ABN AMRO INC............................................................................. .................................................. Arizona........................................................................................................................ ........................................................................................................................................................... District of Columbia 25476A-U9-8............... DISTRICT OF COLUMBIA GENERAL OBLIGATION FRDG 1999A FSA_PREREFUNDED ......02/25/2002.... CONVERSION................................................................................ 06/01/2019 .................................................. District of Columbia..................................................................................................... ........................................................................................................................................................... New Jersey 646135-XU-2............... NEW JERSEY TRANSPORTATION TRUST FUND 1995A AMBAC_PREREFUNDED ......01/30/2002....06/15/2010 CONVERSION................................................................................ .................................................. 646135-XY-4............... NEW JERSEY TRANSPORTATION TRUST FUND 1995B MBIA_PREREFUNDED ......01/23/2002.... 06/15/2009 CONVERSION................................................................................ .................................................. New Jersey................................................................................................................. ........................................................................................................................................................... New York 649716-7F-8............... NEW YORK CITY TRANSITIONAL FIN ATHY RFDG 1998A 11/15/2021 ......10/22/2002.... LEHMAN BROTHERS INC (NYC)................................................... .................................................. New York.................................................................................................................... ........................................................................................................................................................... Texas 796253-TF-9............... SAN ANTONIO TEX ELEC & GAS PREREFUNDED 02/01/2010..... ......10/09/2002.... CONVERSION................................................................................ .................................................. Texas.......................................................................................................................... ........................................................................................................................................................... Total States and US..................................................................................................... ........................................................................................................................................................... 2499999. Total - Bonds - Political Subdivision............................................................................... ........................................................................................................................................................... Bonds - Special Revenue and Special Assessment Arizona 914059-HH-6.............. UNIV ARIZONA BOARD OF REGENTS CERTS OF PART 2002A AMBAC ......04/08/2002.... 06/01/2016 PAINE WEBBER JACKSON & CURTIS INC................................... .................................................. Arizona........................................................................................................................ ........................................................................................................................................................... Massachusetts 575579-BN-6............... MASSACHUSETTS BAY TRANS ATHY SR SALES TAX 2002A 07/01/2024 ......10/24/2002.... LEHMAN BROTHERS INC (NYC)................................................... .................................................. Massachusetts............................................................................................................ ........................................................................................................................................................... Missouri 60636W-DY-8............. MISSOURI HWY & TRANS COMM REV 2002A 02/01/2020............ ......10/24/2002.... ADVEST INC.................................................................................. ..................................................

6

7

Actual Cost

Par Value

.....................................304,470 .....................................924,344 .......................................90,554 ..................................2,023,015 ..................................3,342,383

8 Paid for Accrued Interest and Dividends

.....................................299,970 ........................................1,083 .....................................910,684 ........................................3,289 .......................................89,216 ...........................................322 ..................................1,934,164 ........................................7,898 ..................................3,234,034 .......................................12,592

................................14,600,850 ................................15,000,000 .......................................54,167 ................................14,600,850 ................................15,000,000 .......................................54,167 ................................10,244,500 ................................10,060,000 .......................................61,583 ................................10,244,500 ................................10,060,000 .......................................61,583 ..................................4,985,800 ..................................5,000,000 .......................................52,013 ..................................3,204,800 ..................................3,200,000 .......................................10,880 ..................................8,190,600 ..................................8,200,000 .......................................62,893 ..................................4,987,500 ..................................5,000,000 ........................................9,479 ..................................4,334,400 ..................................4,000,000 .......................................23,292 ..................................9,321,900 ..................................9,000,000 .......................................32,771 ................................14,422,496 ................................14,422,496 ................................56,780,346 ................................56,780,346

................................13,320,000 ................................13,320,000 ................................55,580,000 ................................55,580,000

...............................................0 ...............................................0 .....................................211,414 .....................................211,414

..................................2,630,000 ..................................2,630,000 ..................................2,630,000 ..................................2,630,000

........................................9,497 ........................................9,497

..................................1,067,542 ..................................1,085,000 .......................................13,608 ..................................1,067,542 ..................................1,085,000 .......................................13,608 ..................................2,063,046 ..................................2,105,000 .......................................13,814 ..................................1,863,038 ..................................1,880,000 .......................................10,914 ..................................3,926,084 ..................................3,985,000 .......................................24,728 ..................................5,126,700 ..................................5,000,000 .......................................77,639 ..................................5,126,700 ..................................5,000,000 .......................................77,639 .....................................807,510 .....................................807,510 ................................13,557,836 ................................13,557,836

.....................................850,000 ........................................8,028 .....................................850,000 ........................................8,028 ................................13,550,000 .....................................133,500 ................................13,550,000 .....................................133,500

..................................3,679,546 ..................................3,535,000 ..................................3,679,546 ..................................3,535,000

........................................8,101 ........................................8,101

..................................5,067,550 ..................................5,000,000 ..................................5,067,550 ..................................5,000,000

........................................9,479 ........................................9,479

..................................4,872,893 ..................................4,730,000 .......................................88,983

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 3 Showing all Long-Term Bonds and Stocks ACQUIRED During Current Year 1 CUSIP Identification

2

3

4

5 6 7 8 Number Paid for Date of Shares Accrued Interest Description Acquired Name of Vendor of Stock Actual Cost Par Value and Dividends Missouri...................................................................................................................... ........................................................................................................................................................... ..................................4,872,893 ..................................4,730,000 .......................................88,983

E11.1

Nebraska 63968A-BP-9.............. NEBRASKA PUB PWR DIST GENERAL REV RFDG 2002B AMBAC ......10/11/2002.... 01/01/2024 GOLDMAN SACHS & CO............................................................... .................................................. Nebraska..................................................................................................................... ........................................................................................................................................................... New York 592596-B6-6............... METROPOLITAN TRANSIT ATHY NY COMMUTER FACL REV SER......08/16/2002.... D MBIA_ETM 07/01/2015 CONVERSION................................................................................ .................................................. New York.................................................................................................................... ........................................................................................................................................................... Ohio 67766W-CU-4............. OHIO WATER DEV ATHY POL CNT REV 2002 06/01/2022............ ......02/14/2002.... BEAR STEARNS & CO................................................................... .................................................. Ohio............................................................................................................................ ........................................................................................................................................................... Washington 29270C-CU-7.............. ENERGY NORTHWEST WA ELEC REV COLUMBIA GEN RFDG 2002A ......02/19/2002.... MBIA 07/01/2018 SALOMON SMITH BARNEY INC.................................................... .................................................. Washington................................................................................................................. ........................................................................................................................................................... Total States and US..................................................................................................... ........................................................................................................................................................... 3199999. Total - Bonds - Special Revenue & Special Assessments.............................................. ........................................................................................................................................................... Bonds - Public Utilities United States 144141-CS-5............... CAROLINA POWER & LIGHT CO 07/15/2012................................. ......07/25/2002.... MERRILL LYNCH PIERCE FENNER & SMITH............................... .................................................. 202795-HE-3............... COMMONWEALTH EDISON CO 03/15/2012.................................. ......06/13/2002.... BARCLAYS CAPITAL INC.............................................................. .................................................. 210518-BL-9............... CONSUMERS ENERGY CO 09/15/2006......................................... ......11/22/2002.... UBS WARBURG LLC..................................................................... .................................................. 713291-AC-6............... PEPCO HOLDINGS INC 08/15/2012............................................... ......09/03/2002.... BANC ONE CAPITAL MARKETS INC............................................. .................................................. 873168-AC-2............... TXU CORP (FKA TEXAS UTILITIES) 06/15/2006............................ ......12/16/2002.... STOCK MERGER........................................................................... .................................................. United States................................................................................................................ ........................................................................................................................................................... 3899999. Total - Bonds - Public Utilities....................................................................................... ........................................................................................................................................................... Bonds - Industrial and Miscellaneous United States 03674B-AC-8.............. ANTHEM INC 08/01/2012............................................................... ......07/26/2002.... GOLDMAN SACHS & CO............................................................... .................................................. 31410H-AP-6.............. FEDERATED DEPARTMENT STORES INC 04/01/2009................. ......08/29/2002.... BNP PARIBAS SECURITIES.......................................................... .................................................. 432848-AQ-2.............. HILTON HOTELS CORP 07/15/2004.............................................. ......01/17/2002.... SALOMON SMITH BARNEY INC.................................................... .................................................. 5526E2-AB-5.............. MBNA AMERICA BANK NA 06/15/2012.......................................... ......06/11/2002.... J P MORGAN SECURITIES INC..................................................... .................................................. 61744A-AE-0.............. MORGAN STANLEY TRACERS 03/01/2007................................... ......06/26/2002.... MORGAN STANLEY DEAN WITTER & COMPANY........................ .................................................. 88033G-AV-2.............. TENET HEALTHCARE CORP 11/15/2031...................................... ......02/12/2002.... BEAR STEARNS & CO................................................................... .................................................. United States................................................................................................................ ........................................................................................................................................................... Canada 136385-AD-3............... CANADIAN NATURAL RESOURCES LTD 10/01/2012.................... ......09/09/2002.... SALOMON SMITH BARNEY INC.................................................... .................................................. 448055-AA-1............... HUSKY ENERGY 06/15/2012......................................................... ......11/07/2002.... HSBC SECURITIES (USA) INC...................................................... .................................................. Canada........................................................................................................................ ........................................................................................................................................................... Foreign 35177P-AL-1............... FRANCE TELECOM 03/01/2031..................................................... ......12/16/2002.... SALOMON SMITH BARNEY INC.................................................... .................................................. 404399-AA-5............... HVB FUNDING TRUST III 10/22/2031............................................ ......10/22/2002.... MORGAN STANLEY DEAN WITTER & COMPANY........................ .................................................. 656533-AA-4............... NORSKE SKOGINDUSTRIER ASA 10/15/2011............................... ......09/05/2002.... SALOMON SMITH BARNEY INC.................................................... .................................................. 411352-AA-5............... HANSON PLC 09/27/2010.............................................................. ......07/30/2002.... J P MORGAN SECURITIES INC..................................................... .................................................. G7895#-AC-6.............. SCOTTISH & NEWCASTLE PLC SENIOR SERIES C 12/5/2014 12/05/2014 ......11/01/2002.... ROYAL BANK OF SCOTLAND....................................................... .................................................. Foreign......................................................................................................................... ........................................................................................................................................................... 4599999. Total - Bonds - Industrial & Miscellaneous..................................................................... ........................................................................................................................................................... 6099997. Total - Bonds - Part 3.................................................................................................... ........................................................................................................................................................... 6099998. Total - Bonds - Summary Item from Part 5.................................................................... ........................................................................................................................................................... 6099999. Total - Bonds................................................................................................................ ........................................................................................................................................................... 7299999. Total - Bonds, Preferred and Common Stocks............................................................... ...........................................................................................................................................................

..................................2,514,175 ..................................2,430,000 ...............................................0 ..................................2,514,175 ..................................2,430,000 ...............................................0 ..................................1,599,302 ..................................1,645,000 .......................................10,281 ..................................1,599,302 ..................................1,645,000 .......................................10,281 ..................................7,635,000 ..................................7,635,000 .......................................29,204 ..................................7,635,000 ..................................7,635,000 .......................................29,204 ..................................2,503,775 ..................................2,503,775 ................................27,872,241 ................................27,872,241

..................................2,500,000 ..................................2,500,000 ................................27,475,000 ................................27,475,000

...............................................0 ...............................................0 .....................................146,048 .....................................146,048

..................................4,998,000 ..................................3,064,170 .....................................784,000 ..................................2,493,425 .....................................125,856 ................................11,465,451 ................................11,465,451

..................................5,000,000 ..................................3,000,000 .....................................800,000 ..................................2,500,000 .....................................123,000 ................................11,423,000 ................................11,423,000

...............................................0 .......................................49,713 .......................................10,000 ...............................................0 .............................................22 .......................................59,735 .......................................59,735

..................................7,459,200 ..................................1,456,168 ..................................1,013,750 ..................................3,974,120 ..................................3,783,911 ..................................4,844,300 ................................22,531,449

..................................7,500,000 ..................................1,400,000 ..................................1,000,000 ..................................4,000,000 ..................................3,690,000 ..................................5,000,000 ................................22,590,000

...............................................0 .......................................37,485 ........................................1,556 ...............................................0 .......................................56,383 .......................................94,531 .....................................189,955

..................................1,996,720 ..................................2,000,000 ...............................................0 ..................................4,359,613 ..................................4,090,000 .....................................105,800 ..................................6,356,333 ..................................6,090,000 .....................................105,800 ..................................6,818,925 ..................................4,554,800 ..................................7,717,780 ..................................3,354,690 ................................10,000,000 ................................32,446,195 ................................61,333,977 ..............................174,352,234 ................................23,944,273 ..............................198,296,507 ..............................198,296,507

..................................5,750,000 ..................................5,000,000 ..................................7,000,000 ..................................3,000,000 ................................10,000,000 ................................30,750,000 ................................59,430,000 ..............................170,692,034 ................................23,450,000 ..............................194,142,034 ..........................XXX.................

.....................................172,500 .....................................143,750 .....................................214,983 .......................................82,031 ...............................................0 .....................................613,264 .....................................909,019 ..................................1,472,308 .......................................65,431 ..................................1,537,738 ..................................1,537,738

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 4 Showing all Long-Term Bonds and Stocks SOLD, REDEEMED or Otherwise DISPOSED OF During Current Year 1

2

3

4

5

E12

CUSIP Number IdentifiDisposal of Shares cation Description Date Name of Purchaser of Stock Bonds - U.S. Government 36201B-BQ-8..... GNMA 02/01/2032.............................................. 12/01/2002 SCHEDULED REDEMPTION.............. .......................... 36201C-M5-0..... GNMA 01/01/2032.............................................. 12/01/2002 SCHEDULED REDEMPTION.............. .......................... 36201F-MQ-7.... GNMA 02/01/2032.............................................. 12/01/2002 SCHEDULED REDEMPTION.............. .......................... 36208V-XY-6..... GNMA 01/01/2028.............................................. 12/01/2002 SCHEDULED REDEMPTION.............. .......................... 36210Y-T9-6...... GNMA 04/01/2029.............................................. 05/20/2002 Various................................................ .......................... 36201M-FL-1..... GNMA MBS 7.0% 5/15/2032 05/01/2032............. 12/01/2002 SCHEDULED REDEMPTION.............. .......................... 0399999. Total - Bonds - U.S. Government...................................................................................................................................... Bonds - States, Territories and Possessions Illinois 452226-SQ-7..... ILLINOIS STATE SALES TAX REVENUE BONDS 06/15/2002 SER Q 06/15/2014 CALLED FOR REDEMPTION.............. .......................... Illinois............................................................................................................................................................................. Oregon 68607L-KX-4..... OREGON HIGHER ED GENERAL OBLIGATION SER 12/11/2002 2001A 08/01/2012 SALOMON SMITH BARNEY INC........ .......................... Oregon............................................................................................................................................................................ Total States and US......................................................................................................................................................... 1799999. Total - Bonds - States, Territories & Possessions.............................................................................................................. Bonds - Political Subdivisions of States Arizona 040663-J8-0...... ARIZONA STATE UNIVERSITY REV RFDG SER A07/01/2002 PREREFUNDED CALLED 07/01/2012 FOR REDEMPTION.............. .......................... Arizona........................................................................................................................................................................... District of Columbia 25476A-W2-1.... DISTRICT OF COLUMBIA GENERAL OBLIGATION 02/25/2002 FRDG 1999A CONVERSION.................................... FSA UNREFUNDED BALANCE 06/01/2019 .......................... District of Columbia......................................................................................................................................................... Illinois 167610-XR-0..... CHICAGO IL PARK DISTRICT GENERAL OBLIGATION 10/03/2002 RFDGVarious................................................ 1995 FGIC 01/01/2010 .......................... Illinois............................................................................................................................................................................. Michigan 345748-RM-1..... FOREST HILLS MI PUB SCHS GO UNREFUNDED02/15/2002 BALANCESALOMON 05/01/2008SMITH BARNEY INC........ .......................... Michigan......................................................................................................................................................................... New York 592596-C5-7...... METROPOLITAN TRANSIT ATHY NY COMMUTER 08/16/2002 FACL REVCONVERSION.................................... SER D MBIA_PREREFUNDED 07/01/2015 .......................... 650013-AN-5..... NEW YORK THRUWAY ATHY HIGHWAY BRIDGE03/20/2002 TRUST FUND FIRST 1994A ALBANY AMBAC CORP........................ PREREFUNDED 04/01/2007 .......................... New York........................................................................................................................................................................ Pennsylvania 961017-GL-8..... WESTMORELAND CNTY PA MUN ATY SERV REV 06/06/2002 SER C 1993 NATIONAL FGIC 08/15/2010 FINANCIAL SERVICES CORP .......................... (FIDELITY) Pennsylvania................................................................................................................................................................... Texas 796253-FL-1...... SAN ANTONIO TX ELEC & GAS PREREFUNDED02/01/2002 02/01/2011 CALLED FOR REDEMPTION.............. .......................... Texas.............................................................................................................................................................................. Total States and US......................................................................................................................................................... 2499999. Total - Bonds - Political Subdivisions................................................................................................................................. Bonds - Special Revenue and Special Assessment California 544712-DA-7..... LOS ANGELES CNTY CA MET TRANS ATHY PROP 10/04/2002 C SALESADVEST 2ND SRINC...................................... AMBAC 07/01/2009 .......................... California......................................................................................................................................................................... Hawaii 419800-BF-3...... HAWAII DEPT BUDGET & FIN SPL PURP REV QUEEN'S 07/01/2002 HEALTH MATURED.......................................... SYS 96A 07/01/2002 .......................... Hawaii............................................................................................................................................................................. Louisiana 070318-AF-7...... BASTROP LA IND DEV BD POL CONTRL REV INTERNATIONAL 03/01/2002 CALLED PAPER FOR 03/01/2007 REDEMPTION.............. .......................... Louisiana........................................................................................................................................................................

6

7

8

9

10

Consideration

Par Value

Actual Cost

Book/Adjusted Carrying Value at Disposal Date

..............47,253 ..............93,528 ................6,278 ............523,270 .........2,364,667 ............294,791 .........3,329,787

..............47,253 ..............93,528 ................6,278 ............523,270 .........2,300,000 ............294,791 .........3,265,120

..............47,962 ..............94,931 ................6,372 ............526,704 .........2,358,938 ............308,333 .........3,343,240

..............47,253 ..............93,528 ................6,278 ............523,270 .........2,347,739 ............294,791 .........3,312,859

12 Foreign Exchange Gain (Loss) on Disposal

13

14

Increase (Decrease) by Adjustment

11 Increase (Decrease) by Foreign Exchange Adjustment

Total Gain (Loss) on Disposal

15 Interest on Bonds Received During Year

Realized Gain (Loss) on Disposal

..............(709) ............(1,403) ................(94) ............(3,375) ..........(10,676) ..........(13,542) ..........(29,799)

...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0

...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0

...................0 ...................0 ...................0 ...................0 ...........16,928 ...................0 ...........16,928

16 Dividends on Stocks Received During Year

...................0 ...................0 ...................0 ...................0 ...........16,928 ...................0 ...........16,928

.............2,246 .............4,413 ................262 ...........22,581 ...........72,307 .............7,285 .........109,094

...................... ...................... ...................... ...................... ...................... ...................... .......XXX........

.........5,100,000 .........5,000,000 .........5,000,000 .........5,000,000 ...................0 ...................0 ...................0 .........100,000 .........100,000 .........143,750 ...................... .........5,100,000 .........5,000,000 .........5,000,000 .........5,000,000 ...................0 ...................0 ...................0 .........100,000 .........100,000 .........143,750 .......XXX........ .........4,143,880 .........4,143,880 .........9,243,880 .........9,243,880

.........3,745,000 .........3,745,000 .........8,745,000 .........8,745,000

.........3,992,207 .........3,992,207 .........8,992,207 .........8,992,207

.........3,971,227 .........3,971,227 .........8,971,227 .........8,971,227

..........(20,295) ..........(20,295) ..........(20,295) ..........(20,295)

...................0 ...................0 ...................0 ...................0

...................0 ...................0 ...................0 ...................0

.........172,653 .........172,653 .........272,653 .........272,653

.........172,653 .........172,653 .........272,653 .........272,653

.........204,805 .........204,805 .........348,555 .........348,555

...................... .......XXX........ .......XXX........ .......XXX........

.........3,030,000 .........3,000,000 .........3,067,500 .........3,030,000 ...........14,347 ...................0 ...................0 ...................0 ...................0 .........172,500 ...................... .........3,030,000 .........3,000,000 .........3,067,500 .........3,030,000 ...........14,347 ...................0 ...................0 ...................0 ...................0 .........172,500 .......XXX........ .........1,067,542 .........1,085,000 .........1,066,099 .........1,067,542 .................91 ...................0 ...................0 ...................0 ...................0 ...........13,608 ...................... .........1,067,542 .........1,085,000 .........1,066,099 .........1,067,542 .................91 ...................0 ...................0 ...................0 ...................0 ...........13,608 .......XXX........ .........6,537,420 .........6,000,000 .........5,970,420 .........5,982,043 .............1,495 ...................0 ...................0 .........555,377 .........555,377 .........392,875 ...................... .........6,537,420 .........6,000,000 .........5,970,420 .........5,982,043 .............1,495 ...................0 ...................0 .........555,377 .........555,377 .........392,875 .......XXX........ .........1,658,665 .........1,565,000 .........1,557,864 .........1,560,882 .................78 ...................0 ...................0 ...........97,783 ...........97,783 ...........24,866 ...................... .........1,658,665 .........1,565,000 .........1,557,864 .........1,560,882 .................78 ...................0 ...................0 ...........97,783 ...........97,783 ...........24,866 .......XXX........ .........1,599,302 .........1,645,000 .........1,592,294 .........1,599,302 .............1,533 ...................0 ...................0 ...................0 ...................0 ...........92,526 ...................... .........2,159,240 .........2,000,000 .........2,070,550 .........2,058,705 ............(4,288) ...................0 ...................0 .........100,535 .........100,535 ...........54,133 ...................... .........3,758,542 .........3,645,000 .........3,662,844 .........3,658,007 ............(2,755) ...................0 ...................0 .........100,535 .........100,535 .........146,659 .......XXX........ .........1,030,510 .........1,000,000 .........1,010,230 .........1,005,392 ............(1,965) ...................0 ...................0 ...........25,118 ...........25,118 ...........41,111 ...................... .........1,030,510 .........1,000,000 .........1,010,230 .........1,005,392 ............(1,965) ...................0 ...................0 ...........25,118 ...........25,118 ...........41,111 .......XXX........ .........2,519,950 .........2,519,950 .......19,602,629 .......19,602,629

.........2,495,000 .........2,495,000 .......18,790,000 .......18,790,000

.........2,512,584 .........2,512,584 .......18,847,541 .......18,847,541

.........2,519,950 .........2,519,950 .......18,823,816 .......18,823,816

................158 ................158 ...........11,449 ...........11,449

...................0 ...................0 ...................0 ...................0

...................0 ...................0 ...................0 ...................0

...................0 ...................0 .........778,813 .........778,813

...................0 ...................0 .........778,813 .........778,813

...........71,731 ...........71,731 .........863,350 .........863,350

...................... .......XXX........ .......XXX........ .......XXX........

.........5,427,900 .........4,890,000 .........4,842,616 .........4,862,682 .............2,551 ...................0 ...................0 .........565,218 .........565,218 .........335,943 ...................... .........5,427,900 .........4,890,000 .........4,842,616 .........4,862,682 .............2,551 ...................0 ...................0 .........565,218 .........565,218 .........335,943 .......XXX........ .........1,335,000 .........1,335,000 .........1,328,178 .........1,335,000 ................655 ...................0 ...................0 ...................0 ...................0 ...........66,750 ...................... .........1,335,000 .........1,335,000 .........1,328,178 .........1,335,000 ................655 ...................0 ...................0 ...................0 ...................0 ...........66,750 .......XXX........ .........4,845,000 .........4,750,000 .........4,878,440 .........4,845,000 ...........57,048 ...................0 ...................0 ...................0 ...................0 .........163,875 ...................... .........4,845,000 .........4,750,000 .........4,878,440 .........4,845,000 ...........57,048 ...................0 ...................0 ...................0 ...................0 .........163,875 .......XXX........

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 4 Showing all Long-Term Bonds and Stocks SOLD, REDEEMED or Otherwise DISPOSED OF During Current Year 1

2

3

4

5

E12.1

CUSIP Number IdentifiDisposal of Shares cation Description Date Name of Purchaser of Stock Massachusetts 576049-JX-9...... MASSACHUSETTS WATER RESOURCES ATHY 11/01/2002 GEN REV RFDG CALLED 1992B FOR AMBAC REDEMPTION.............. 11/01/2015 .......................... Massachusetts................................................................................................................................................................ Missouri 914484-AH-3..... UNIV MISSOURI HEALTH FACL REV U MO HEALTH 09/24/2002 SYS 96ASALOMON AMBAC 11/01/2004 SMITH BARNEY INC........ .......................... 914484-AJ-9...... UNIV MISSOURI HEALTH FACL REV U MO HEALTH 09/24/2002 SYS 96ASTEPHENS AMBAC 11/01/2005 INC.................................. .......................... Missouri.......................................................................................................................................................................... New Jersey 246352-AC-2..... DELAWARE RIVER PORT ATHY NJ & PA REV SER 04/03/2002 1995 FGIC BEAR 01/01/2012 STEARNS & CO....................... .......................... 646135-YH-0..... NEW JERSEY TRANSPORTATION TRUST FUND01/30/2002 1995A AMBAC CONVERSION.................................... UNREFUNDED 06/15/2010 .......................... 646135-YM-9..... NEW JERSEY TRANSPORTATION TRUST FUND01/23/2002 1995B MBIA_UNREFUNDED CONVERSION.................................... BALANCE 06/15/2009.......................... New Jersey..................................................................................................................................................................... New York 649876-RU-5..... NEW YORK LOCAL GOVT ASSISTANCE CORP NY 10/02/2002 SER A MBIA BEAR 04/01/2014 STEARNS & CO....................... .......................... New York........................................................................................................................................................................ Ohio 677660-AE-2..... OHIO POL CNT REV 1977 A DAYTON-PR< PJT04/15/2002 04/15/2007SCHEDULED REDEMPTION.............. .......................... Ohio................................................................................................................................................................................ Rhode Island 762315-AT-6...... RHODE ISLAND STUDENT LOAN ATHY LOAN REV 04/04/2002 RFDG 1992A CALLED (AMT) FOR 12/01/2002 REDEMPTION.............. .......................... Rhode Island................................................................................................................................................................... Texas 402230-AW-6.... GULF COAST TX WASTE DISP ATHY PENNWALT 09/01/2002 09/01/2007SCHEDULED REDEMPTION.............. .......................... 796253-TX-0...... SAN ANTONIO TEX ELEC & GAS UNREFUNDED10/09/2002 02/01/2010 CONVERSION.................................... .......................... 796253-NX-6..... SAN ANTONIO TX ELECTRIC & GAS REFUNDING 02/01/2002 REV UNREFUNDED CALLED FOR BALANCE REDEMPTION.............. 02/01/2011 .......................... Texas.............................................................................................................................................................................. Wisconsin 976904-FB-3...... WISCONSIN HSG ECON DEV HSG REV 93 SER 11/01/2002 C 11/01/2002MATURED.......................................... .......................... 977123-JN-9...... WISCONSIN TRANSPORTATION REV SER 1996A 10/10/2002 FGIC 07/01/2008 MERRILL LYNCH PIERCE FENNER & SMITH .......................... Wisconsin....................................................................................................................................................................... United States 31294B-2S-3..... FHLMC 01/01/2030............................................. 12/01/2002 SCHEDULED REDEMPTION.............. .......................... 31294C-N2-5..... FHLMC 01/01/2030............................................. 12/01/2002 SCHEDULED REDEMPTION.............. .......................... 31294C-S5-3..... FHLMC 01/01/2030............................................. 12/01/2002 SCHEDULED REDEMPTION.............. .......................... 31298P-4U-1..... FHLMC 06/01/2031............................................. 06/01/2002 Various................................................ .......................... 31382X-ZH-6..... FNMA 03/01/2015............................................... 12/01/2002 SCHEDULED REDEMPTION.............. .......................... 31385B-ML-6..... FNMA 02/01/2015............................................... 12/01/2002 SCHEDULED REDEMPTION.............. .......................... 31386F-NW-1.... FNMA 12/01/2015............................................... 02/01/2002 Various................................................ .......................... 31386L-2A-9...... FNMA 01/01/2016............................................... 02/01/2002 Various................................................ .......................... 31386L-FD-9..... FNMA 01/01/2016............................................... 02/01/2002 Various................................................ .......................... 31386N-XM-5.... FNMA 01/01/2016............................................... 02/01/2002 Various................................................ .......................... 31387F-HX-5..... FNMA 06/01/2016............................................... 03/13/2002 Various................................................ .......................... 31387V-3X-5..... FNMA 07/01/2016............................................... 12/01/2002 SCHEDULED REDEMPTION.............. .......................... 31359G-RD-0.... FNMA REMIC SER 1994-17 CL S 02/25/2009..... 12/25/2002 SCHEDULED REDEMPTION.............. .......................... U.S................................................................................................................................................................................. Total States and US......................................................................................................................................................... 3199999. Total - Bonds - Special Revenue & Assessment................................................................................................................ Bonds - Industrial and Miscellaneous United States 12189P-AF-9..... BURLINGTON NORTHERN SANTA FE ETC 1999-2 07/02/2002 01/02/2021 SCHEDULED REDEMPTION.............. .......................... 161505-EA-6..... CHASE COMMERCIAL MORTGAGE SECURITIES12/06/2002 SER 2000-1BANK CL A2 OF02/01/2010 AMERICA SECURITIES LLC ..........................

6

Consideration

7

Par Value

8

9

10

Actual Cost

Book/Adjusted Carrying Value at Disposal Date

Increase (Decrease) by Adjustment

11 Increase (Decrease) by Foreign Exchange Adjustment

12 Foreign Exchange Gain (Loss) on Disposal

13

14

Realized Gain (Loss) on Disposal

Total Gain (Loss) on Disposal

15 Interest on Bonds Received During Year

16 Dividends on Stocks Received During Year

.........5,100,000 .........5,000,000 .........4,937,500 .........4,954,530 .............2,425 ...................0 ...................0 .........145,470 .........145,470 .........275,000 ...................... .........5,100,000 .........5,000,000 .........4,937,500 .........4,954,530 .............2,425 ...................0 ...................0 .........145,470 .........145,470 .........275,000 .......XXX........ .........1,590,870 .........1,500,000 .........1,490,160 .........1,497,026 ................981 ...................0 ...................0 ...........93,844 ...........93,844 ...........63,842 ...................... .........2,444,939 .........2,255,000 .........2,230,714 .........2,245,357 .............2,096 ...................0 ...................0 .........199,582 .........199,582 ...........96,996 ...................... .........4,035,809 .........3,755,000 .........3,720,874 .........3,742,383 .............3,077 ...................0 ...................0 .........293,426 .........293,426 .........160,838 .......XXX........ .........3,924,375 .........2,063,046 .........1,863,038 .........7,850,459

.........3,750,000 .........2,105,000 .........1,880,000 .........7,735,000

.........3,750,000 .........2,041,471 .........1,853,041 .........7,644,512

.........3,750,000 .........2,063,046 .........1,863,038 .........7,676,084

...................0 ................320 ................114 ................434

...................0 ...................0 ...................0 ...................0

...................0 ...................0 ...................0 ...................0

.........174,375 ...................0 ...................0 .........174,375

.........174,375 ...................0 ...................0 .........174,375

.........155,552 ...........13,814 ...........10,914 .........180,280

...................... ...................... ...................... .......XXX........

.........3,691,835 .........3,500,000 .........3,487,750 .........3,485,845 ............(1,425) ...................0 ...................0 .........205,990 .........205,990 .........191,260 ...................... .........3,691,835 .........3,500,000 .........3,487,750 .........3,485,845 ............(1,425) ...................0 ...................0 .........205,990 .........205,990 .........191,260 .......XXX........ ............145,000 ............145,000 ............145,000 ............145,000 ...................0 ...................0 ...................0 ...................0 ...................0 .............9,208 ...................... ............145,000 ............145,000 ............145,000 ............145,000 ...................0 ...................0 ...................0 ...................0 ...................0 .............9,208 .......XXX........ .........5,100,000 .........5,000,000 .........5,000,000 .........5,000,000 ...................0 ...................0 ...................0 .........100,000 .........100,000 .........117,021 ...................... .........5,100,000 .........5,000,000 .........5,000,000 .........5,000,000 ...................0 ...................0 ...................0 .........100,000 .........100,000 .........117,021 .......XXX........ ..............90,000 ............807,510 .........1,929,100 .........2,826,610

..............90,000 ............850,000 .........1,910,000 .........2,850,000

..............90,000 ............780,113 .........1,925,204 .........2,795,317

..............90,000 ............807,510 .........1,910,000 .........2,807,510

...................0 .............3,533 ...................0 .............3,533

...................0 ...................0 ...................0 ...................0

...................0 ...................0 ...................0 ...................0

...................0 ...................0 ...........19,100 ...........19,100

...................0 ...................0 ...........19,100 ...........19,100

.............5,310 ...........50,550 ...........54,913 .........110,773

...................... ...................... ...................... .......XXX........

.........5,370,000 .........5,370,000 .........5,370,000 .........5,370,000 ...................0 ...................0 ...................0 ...................0 ...................0 .........268,500 ...................... .........6,147,968 .........5,585,000 .........5,521,275 .........5,549,614 .............4,104 ...................0 ...................0 .........598,354 .........598,354 .........389,554 ...................... .......11,517,968 .......10,955,000 .......10,891,275 .......10,919,614 .............4,104 ...................0 ...................0 .........598,354 .........598,354 .........658,054 .......XXX........ ............376,284 ............377,622 ............411,922 ............988,658 ............462,579 ............101,249 ............292,376 ............368,521 ............266,897 ............482,192 .........1,892,981 ............572,158 .........2,341,803 .........8,935,242 .......60,810,823 .......60,810,823

............376,284 ............377,622 ............411,922 ............994,308 ............462,579 ............101,249 ............290,565 ............366,268 ............265,142 ............478,854 .........1,855,482 ............572,158 .........2,341,803 .........8,894,236 .......58,809,236 .......58,809,236

............374,550 ............375,882 ............410,024 ............964,557 ............461,567 ............101,027 ............289,226 ............364,580 ............263,920 ............476,647 .........1,870,848 ............583,959 .........2,035,173 .........8,571,960 .......58,243,422 .......58,243,422

............376,284 ............377,622 ............411,922 ............967,559 ............462,579 ............101,249 ............289,510 ............364,923 ............264,111 ............476,905 .........1,869,379 ............572,158 .........2,341,803 .........8,876,004 .......58,649,652 .......58,649,652

.............1,369 .............1,456 .............1,484 .............1,912 ................939 ................212 ................146 ................207 .................75 .................36 ..............(690) ..........(11,447) .........265,268 .........260,967 .........333,369 .........333,369

...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0

...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0

...................0 ...................0 ...................0 ...........21,099 ...................0 ...................0 .............2,866 .............3,598 .............2,786 .............5,286 ...........23,602 ...................0 ...................0 ...........59,237 ......2,161,170 ......2,161,170

...................0 ...................0 ...................0 ...........21,099 ...................0 ...................0 .............2,866 .............3,598 .............2,786 .............5,286 ...........23,602 ...................0 ...................0 ...........59,237 ......2,161,170 ......2,161,170

...........17,673 ...........15,562 ...........16,109 ...........29,537 ...........25,100 .............4,722 .............3,518 .............4,578 .............3,395 .............6,202 ...........35,373 ...........25,771 .........255,745 .........443,285 ......2,712,287 ......2,712,287

...................... ...................... ...................... ...................... ...................... ...................... ...................... ...................... ...................... ...................... ...................... ...................... ...................... .......XXX........ .......XXX........ .......XXX........

..............67,547 ..............67,547 ..............67,547 ..............67,547 ...................0 ...................0 ...................0 ...................0 ...................0 .............5,122 ...................... .......11,699,609 .......10,000,000 .......10,229,297 .......10,183,741 ..........(19,196) ...................0 ...................0 ......1,515,868 ......1,515,868 .........797,247 ......................

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 4 Showing all Long-Term Bonds and Stocks SOLD, REDEEMED or Otherwise DISPOSED OF During Current Year 1 CUSIP Identification 194196-DA-6..... 33736X-AB-5..... 524909-AS-7..... 61744A-AE-0..... 62827B-AA-4..... 760972-2F-5......

2

3

4

5

Number Disposal of Shares Description Date Name of Purchaser of Stock COLLATERALIZED MORTGAGE SECURITIES CORP 11/20/2002 SER 1988-2 SCHEDULED CL B 03/20/2019 REDEMPTION.............. .......................... FIRST UNION COMMERCIAL MORTGAGE SER 2000-C1 12/06/2002 CL A2 WACHOVIA 03/01/2010 BANK OF NORTH CAROLINA .......................... NA LEHMAN BROTHERS INC SENIOR SUB 07/15/2002 07/15/2002 MATURED.......................................... .......................... MORGAN STANLEY TRACERS 03/01/2007....... 12/16/2002 CONVERSION.................................... .......................... MUTUAL FUND FEE TRUST B (SER 1999) 04/30/2004 11/30/2002 SCHEDULED REDEMPTION.............. .......................... RESIDENTIAL FUNDING MORTGAGE SECURITIES 10/12/2001 I INC SER Various................................................ 1998-S28 CL A6 11/01/2028 .......................... United States..................................................................................................................................................................

E12.2

Foreign 780641-AH-9..... ROYAL KPN N.V. 10/01/2030............................. 12/16/2002 SALOMON SMITH BARNEY INC........ .......................... Foreign........................................................................................................................................................................... 4599999. Total - Bonds - Industrial & Miscellaneous......................................................................................................................... 6099997. Total - Bonds - Part 4....................................................................................................................................................... 6099998. Total - Bonds - Summary Item from Part 5........................................................................................................................ 6099999. Total - Bonds.................................................................................................................................................................... Common Stocks - Banks, Trust and Insurance Companies United States 30303#-10-7...... FACILITY INSURANCE HOLDING CORPORATION 02/15/2002 DIRECT WITH ISSUER....................... ......714,022.000 United States.................................................................................................................................................................. 6799999. Total - Common Stocks - Banks, Trust & Insurance Companies........................................................................................ 7099997. Total - Common Stocks - Part 4........................................................................................................................................ 7099999. Total - Common Stocks.................................................................................................................................................... 7199999. Total - Preferred and Common Stocks.............................................................................................................................. 7299999. Total - Bonds, Preferred and Common Stocks...................................................................................................................

6

7

8

9

10

12 Foreign Exchange Gain (Loss) on Disposal ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0

13

14

Increase (Decrease) by Adjustment .............1,456 .............4,056 ................(45) ..............(275) ...................0 ...........20,144 .............6,140

11 Increase (Decrease) by Foreign Exchange Adjustment ...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0

Total Gain (Loss) on Disposal ...................0 .........494,981 ...................0 ...................0 ...................0 ..........(20,144) ......1,990,705

15 Interest on Bonds Received During Year .............5,361 .........201,470 .........356,250 .............3,902 ...........82,880 .............1,384 ......1,453,616

Realized Gain (Loss) on Disposal ...................0 .........494,981 ...................0 ...................0 ...................0 ..........(20,144) ......1,990,705

16 Dividends on Stocks Received During Year ...................... ...................... ...................... ...................... ...................... ...................... .......XXX........

Consideration ............109,450 .........2,952,637 .........5,000,000 ............125,856 .........1,852,790 ......................0 .......21,807,889

Par Value ............109,450 .........2,500,000 .........5,000,000 ............123,000 .........1,852,790 ......................0 .......19,652,787

Actual Cost ............107,159 .........2,447,168 .........5,000,400 ............126,130 .........1,852,790 ......................0 .......19,830,491

Book/Adjusted Carrying Value at Disposal Date ............109,450 .........2,457,656 .........5,000,000 ............125,856 .........1,852,790 ..............20,144 .......19,817,184

.........6,885,447 .........6,885,447 .......28,693,336 .....121,680,455 .......24,159,366 .....145,839,821

.........5,660,000 .........5,660,000 .......25,312,787 .....114,922,143 .......23,450,000 .....138,372,143

.........5,156,826 .........5,156,826 .......24,987,317 .....114,413,727 .......23,944,273 .....138,358,000

.........5,163,494 .........5,163,494 .......24,980,678 .....114,738,232 .......23,868,574 .....138,606,806

............(6,931) ............(6,931) ..............(791) .........293,933 ..........(75,699) .........218,234

...................0 ...................0 ...................0 ...................0 ...................0 ...................0

...................0 ...................0 ...................0 ...................0 ...................0 ...................0

......1,721,953 ......1,721,953 ......3,712,658 ......6,942,222 .........290,792 ......7,233,014

......1,721,953 ......1,721,953 ......3,712,658 ......6,942,222 .........290,792 ......7,233,014

.........576,730 .........576,730 ......2,030,346 ......6,063,632 .........489,514 ......6,553,146

...................... .......XXX........ .......XXX........ .......XXX........ .......XXX........ .......XXX........

......................0 ......................0 ......................0 ......................0 ......................0 ......................0 .....145,839,821

......................... ............XXX....... ............XXX....... ............XXX....... ............XXX....... ............XXX....... ............XXX.......

......................0 ......................0 ......................0 ......................0 ......................0 ......................0 .....138,358,000

......................0 ......................0 ......................0 ......................0 ......................0 ......................0 .....138,606,806

...................0 ...................0 ...................0 ...................0 ...................0 ...................0 .........218,234

...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0

...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0

...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ......7,233,014

...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ......7,233,014

...................... ........XXX........ ........XXX........ ........XXX........ ........XXX........ ........XXX........ ......6,553,146

...................0 ...................0 ...................0 ...................0 ...................0 ...................0 ...................0

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 5 Showing all Long-Term Bonds and Stocks ACQUIRED During Current Year and Fully DISPOSED OF During Current Year 1

2

3

4

5

6

7 Par Value (Bonds) or Number of Shares (Stocks)

CUSIP IdentifiDate Disposal cation Description Acquired Name of Vendor Date Name of Purchaser Bonds - U.S. Government 36213V-BQ-0..... GNMA 08/01/2031.......................................... 04/05/2002 GREENWICH CAPITAL MARKETS, 10/16/2002 INC Various................................. ......10,000,000 0399999. Total - Bonds - U.S. Government......................................................................................................................................................... ......10,000,000 Bonds - Special Revenue and Special Assessment United States 31339W-GT-7.... FHLMC REMIC SER 2424 CL ON 07/01/2030. 05/29/2002 UBS WARBURG LLC........... 10/16/2002 FIRST BOSTON CORP (THE) ........1,000,000 31392K-JM-9..... FHLMC REMIC SER 2453 CL BC 02/15/2015. 05/20/2002 LEHMAN BROTHERS INC (NYC) 07/15/2002 LEHMAN BROTHERS INC (NYC) ........1,900,000 31391N-ES-6..... FNMA 11/01/2032........................................... 10/16/2002 FIRST BOSTON CORP (THE) 12/02/2002 Various................................. ........9,200,000 01F062-62-2...... FNMA 30YR 12/01/2031................................. 01/31/2002 UBS WARBURG LLC........... 02/05/2002 UBS WARBURG LLC........... ........1,350,000 U.S.................................................................................................................................................................................................... ......13,450,000 Total States and US............................................................................................................................................................................ ......13,450,000 3199999. Total - Bonds - Special Revenue & Assessment.................................................................................................................................. ......13,450,000 6099998. Total - Bonds...................................................................................................................................................................................... ......23,450,000 7299999. Total - Bonds, Preferred and Common Stocks..................................................................................................................................... .........XXX.........

8

Actual Cost

9

10

11

Consideration

Book/Adjusted Carrying Value at Disposal Date

Increase (Decrease) by Adjustment

12 Increase (Decrease) by Foreign Exchange Adjustment

13 Foreign Exchange Gain (Loss) on Disposal

14

15

Realized Gain (Loss) on Disposal

Total Gain (Loss) on Disposal

16

17

Interest and Paid for Dividends Accrued Received Interest and During Year Dividends

......10,278,125 ......10,393,900 ......10,206,450 .......(71,675) ...............0 ...............0 ......187,450 .......187,450 .....376,174 .......33,056 ......10,278,125 ......10,393,900 ......10,206,450 .......(71,675) ...............0 ...............0 ......187,450 .......187,450 .....376,174 .......33,056 ...........988,438 ........1,938,742 ........9,379,688 ........1,359,281 ......13,666,148 ......13,666,148 ......13,666,148 ......23,944,273 ......23,944,273

........1,021,250 ........1,979,785 ........9,399,243 ........1,365,188 ......13,765,466 ......13,765,466 ......13,765,466 ......24,159,366 ......24,159,366

..........988,941 ........1,938,031 ........9,375,871 ........1,359,281 ......13,662,125 ......13,662,125 ......13,662,125 ......23,868,574 ......23,868,574

.............504 ............(711) .........(3,816) .................0 .........(4,024) .........(4,024) .........(4,024) .......(75,699) .......(75,699)

...............0 ...............0 ...............0 ...............0 ...............0 ...............0 ...............0 ...............0 ...............0

...............0 ...............0 ...............0 ...............0 ...............0 ...............0 ...............0 ...............0 ...............0

........32,309 ........41,754 ........23,372 ..........5,906 ......103,341 ......103,341 ......103,341 ......290,792 ......290,792

.........32,309 .........41,754 .........23,372 ...........5,906 .......103,341 .......103,341 .......103,341 .......290,792 .......290,792

.......23,333 .......24,383 .......62,699 .........2,925 .....113,340 .....113,340 .....113,340 .....489,514 .....489,514

...........333 .........9,183 .......19,933 .........2,925 .......32,375 .......32,375 .......32,375 .......65,431 .......65,431

E13

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE D - PART 6 - SECTION 1 Valuation of Shares of Subsidiary, Controlled or Affiliated Companies 1

2

3 4 5 6 NAIC NAIC Valuation Company Method Do Insurer's Code or Alien (See SVO Assets Include Intangible Total Amount Insurer Purposes and Assets Connected of Such Identification Procedures with Holding of Such Intangible Number manual) Company's Stock? Assets

Book/Adjusted Carrying Value

Number of Shares

% of Outstanding

N/A.................. .....................0 .....................0 .....................0

......115,257,588 ......115,257,588 ......115,257,588 ......115,257,588

.........1,000.000 .........XXX.......... .........XXX.......... .........XXX..........

............90.0 ......XXX....... ......XXX....... ......XXX.......

CUSIP Description IdentifiName of Subsidiary, Controlled or cation Affiliated Company Common Stocks Other Affiliates 41668#103....... HARTFORD MANAGEMENT INC CLASS A....... ...NONE........... -3B2B.............. NO............................... 1599999. Total - Common Stocks - Other Affiliates....................................................................................................... 1699999. Total - Common Stocks................................................................................................................................. 1799999. Total - Preferred and Common Stock.............................................................................................................

7

Stock of Such Company Owned by Insurer on Statement Date 8 9

1. Amount of insurer's capital and surplus from the prior period's statutory statement reduced by any admitted EDP, goodwill and net deferred tax assets included therein: $.....403,352,436. 2. Total amount of intangible assets nonadmitted $..........0.

SCHEDULE D - PART 6 - SECTION 2 1

CUSIP Identification

2

3

4

Name of Lower-tier Company

Name of Company Listed in Section 1 Which Controls Lower-tier Company

Total Amount of Intangible Assets Included in Amount Shown in Column 6, Section 1

NONE

E14

Stock in Lower-Tier Company Owned Indirectly by Insurer on Statement Date 5 6

Number of Shares

% of Outstanding

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

Sch. DA-Pt. 1 NONE Sch. DB-Pt. A-Sn. 1 NONE Sch. DB-Pt. A-Sn. 2 NONE Sch. DB-Pt. A-Sn. 3 NONE Sch. DB-Pt. B-Sn. 1 NONE Sch. DB-Pt. B-Sn. 2 NONE Sch. DB-Pt. B-Sn. 3 NONE Sch. DB-Pt. C-Sn. 1 NONE Sch. DB-Pt. C-Sn. 2 NONE Sch. DB-Pt. C-Sn. 3 NONE Sch. DB-Pt. D-Sn. 1 NONE Sch. DB-Pt. D-Sn. 2 NONE Sch. DB-Pt. D-Sn. 3 NONE Sch. DB-Pt. E-Sn. 1 NONE E15, E16, E17, E18, E19, E20, E21, E22

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE DM For bonds and preferred stocks owned as of December 31, state the aggregate statement (admitted) value, the aggregate fair value, and the aggregate difference, if any, between them. 1

2

Statement (Admitted) Value

Fair Value (a)

3 Excess of Statement over Fair Value (-), or Fair Value over Statement (+)

1. Bonds............................................................................................. .......................................824,032,437 .......................................887,940,363 .........................................63,907,926 2. Preferred stocks............................................................................. ...........................................6,185,976 ...........................................6,185,976

........................................................0

3. Totals............................................................................................. .......................................830,218,413 .......................................894,126,339 .........................................63,907,926 (a) Amortized or book values shall not be substituted for fair values. Describe the sources or methods utilized in determining the fair values. Fair market values are determined using the values received from external price providers. Where external prices are unavailable, fair market values are determined by internal analytical systems or broker quotes.

E23

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE E - PART 1 - CASH 1

2

Depository Open Depositories JP Morgan Chase Bank............................................ New York, New York................................................ JP Morgan Chase Bank(STIP).................................. New York, New York................................................ 0199999. Total - Open Depositories........................................................................................................... 0399999. Total Cash on Deposit................................................................................................................ 0599999. Total Cash.................................................................................................................................

4 Amount of Interest Accrued December 31 of Current Year

5

6

Rate of Interest

3 Amount of Interest Received During Year

Balance

*

................0.000 ................0.000 ..........XXX......... ..........XXX......... ..........XXX.........

..........................0 ...............553,131 ...............553,131 ...............553,131 ...............553,131

..........................0 ..........................0 ..........................0 ..........................0 ..........................0

..................224,358 .............35,485,918 .............35,710,276 .............35,710,276 .............35,710,276

XXX XXX XXX XXX XXX

TOTALS OF DEPOSITORY BALANCES ON THE LAST DAY OF EACH MONTH DURING THE CURRENT YEAR 1. January................... .................39,106,741 4. April........................ .................16,056,830 7. July......................... .................27,493,213 10. October................. .................19,466,271 2. February................. .................25,947,367 5. May........................ .................24,127,110 8. August.................... .................40,858,728 11. November............. .................14,572,638 3. March..................... .................20,310,081 6. June....................... .................18,478,761 9. September.............. .................11,422,302 12. December............. .................35,710,276

E24

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE E - PART 2 - SPECIAL DEPOSITS

E25

1 2 3 Line Number Type Description of Deposit SPECIAL DEPOSITS WHICH ARE NOT FOR THE BENEFIT OF ALL POLICYHOLDERS Arizona AZ00001. ...............B................... PHOENIX AZ GENERAL OBLIGATION SER 1 5.25 718814HX7 7/1/2011.................. AZ00002. ...............B................... MARICOPA CNTY AZ HIGH SCH DIST 213 4.5 879743FY3 7/1/2012...................... AZ00003. ...............B................... GLENDALE AZ GENERAL OBLIGATION RFDG 5 378280NF4 7/1/2022.................... AZ00004. ...............B................... PHOENIX AZ GENERAL OBLIGATION SER 1 5.25 718814HY5 7/1/2012.................. AZ99999. Arizona............................................................................................................................................................. California CA00001. ...............B................... SAN FRANCISCO CA AIRPORTS COMM INTL 5.6 797652RU0 5/1/2013................. CA00002. ...............B................... HAWAII AIRPORT SYSTEM REVENUE REF S 6.1 419794SS2 7/1/2016................... CA00003. ...............B................... TEXAS WATER DEV BD REVOLVING FD SER 5.75 882854CL4 7/15/2016.............. CA00004. ...............B................... SEATTLE WA MET SEWER REVENUE SER X 5.4 812659M56 1/1/2011................. CA00005. ...............B................... SAN ANTONIO TEX ELEC & GAS UNREFUND 5 796253TX0 2/1/2010..................... CA00006. ...............B................... NORTH CENTRAL TX HEALTH FACL DEV CR 5 658546UC8 5/15/2019.................. CA00007. ...............B................... SACRAMENTO CA MUN UTIL DIST ELEC RE 5.3 7860042X8 11/15/2005................ CA00008. ...............B................... SAN ANTONIO TEX ELEC & GAS PREREFUN 5 796253TF9 2/1/2010..................... CA00009. ...............B................... TEXAS GENERAL OBLIGATION COLLEGE ST 5.5 882718EN5 8/1/2006.................. CA00010. ...............B................... WASHINGTON GENERAL OBLIGATION REFUN 5.7 939741WP5 10/1/2007............ CA00011. ...............B................... NEW YORK CITY NY GO 1993 SER D 5.75 649656LY9 8/15/2011............................ CA00012. ...............B................... PENNSYLVANIA HIGHER EDUC FACL ATHY 5.875 709172DY3 1/1/2014............... CA00013. ...............B................... MASSACHUSETTS GENERAL OBLIGATION 20 5.25 57582NCB9 3/1/2022.............. CA00014. ...............B................... FLORIDA DEPT OF ENVIRONMENTAL PROTE 4.7 342812VK7 7/1/2008................. CA00015. ...............B................... FLORIDA BOARD OF EDUC LOTTERY REV S 4.5 341507DM0 7/1/2018................. CA00016. ...............B................... DETROIT MI WATER SUPPLY SYS REV SR 5.75 251255D69 7/1/2018................... CA00017. ...............B................... DENVER CO CITY & CNTY SCH DIST #1 S 5.7 24919PCT9 12/15/2011................... CA00018. ...............B................... CUYAHOGA CNTY OH HOSP REV RFDG 96B 5.5 232265H92 1/15/2011................ CA00019. ...............B................... ARIZONA TRANSPORTATION BD HWY REV 2 5.25 040654GW9 7/1/2018.............. CA00020. ...............B................... HAWAII GENERAL OBLIGATION RFDG SER 4.75 419779NS8 11/1/2008................ CA00021. ...............B................... INTERMOUNTAIN POWER AGENCY POWER SU 5 45884AKD4 7/1/2020............... CA00022. ...............B................... INTERMOUNTAIN POWER AGENCY POWER SU 5.5 45884AMV2 7/1/2010............ CA00023. ...............B................... NEW YORK CITY NY MUN WATER FIN ATHY 5.75 6497064E5 6/15/2012............... CA00024. ...............B................... LEE CNTY FL ARPT REV SW FL INTL ARP 6.125 523470BX9 10/1/2015................. CA00025. ...............B................... NEW YORK URBAN DEV CORP CORR CAP FA 5.625 6500333D3 4/1/2008............ CA00026. ...............B................... NEW YORK CITY NY MUN WATER FIN ATHY 5.625 64970KRT6 6/15/2011............ CA00027. ...............B................... MICHIGAN HOSP FIN ATHY MI RFDG REV 6 59465EM83 12/1/2020...................... CA00028. ...............B................... MICHIGAN MUNI BOND ATHY STATE REVOL 5.85 59455PMJ6 10/1/2014.............. CA00029. ...............B................... MILWAUKEE CNTY WI GENERAL OBLIGATIO 4.9 602245LZ3 12/1/2007................. CA00030. ...............B................... NEW YORK H F A SERVICE CONTRACT OBL 5.625 64987HGW9 3/15/2009........... CA00031. ...............B................... MASSACHUSETTS SPECIAL OBLIGATION RE 5.5 576004CE3 6/1/2012................. CA99999. California.......................................................................................................................................................... Delaware DE00001. ...............B................... NEW JERSEY TRANSPORTATION TRUST FUN 5.25 646135XU2 6/15/2010........... DE00002. ...............B................... NEW JERSEY TRANSPORTATION TRUST FUN 5.25 646135YH0 6/15/2010........... DE99999. Delaware.......................................................................................................................................................... Georgia GA00001. ...............B................... WASHINGTON GENERAL OBLIGATION 1996A 5.375 939741E67 7/1/2008.............. GA99999. Georgia............................................................................................................................................................ Idaho ID00001. ...............B................... U S A TREASURY NOTES 6.5 912827U83 8/15/2005................................................ ID99999. Idaho................................................................................................................................................................ Louisiana LA00001. ...............B................... LOUISIANA GENERAL OBLIGATION 1993B 5.625 546415DS6 8/1/2013.................. LA99999. Louisiana..........................................................................................................................................................

4 Where Deposited and Purpose of Deposit

5 Par or Book Value

6 Statement Value (a)

7 Fair Value

BNY WESTERN TRUST COMPANY/AZ RSD WC.................................................. BNY WESTERN TRUST COMPANY/AZ RSD WC.................................................. BNY WESTERN TRUST COMPANY/AZ RSD WC.................................................. BNY WESTERN TRUST COMPANY/AZ RSD WC.................................................. ...............................................................................................................................

...................................2,880,000 ...................................2,874,094 ...................................3,269,434 ......................................650,000 ......................................632,995 ......................................684,080 ...................................2,100,000 ...................................2,100,000 ...................................2,141,034 ...................................3,080,000 ...................................3,062,335 ...................................3,496,478 ...................................8,710,000 ...................................8,669,423 ...................................9,591,025

CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. CITIBANK N Y./CA RSD WC.................................................................................. ...............................................................................................................................

...................................5,505,000 ...................................6,000,000 ...................................5,000,000 ...................................7,660,000 ...................................9,085,000 .................................11,500,000 ...................................6,000,000 ......................................850,000 ...................................4,710,000 ...................................3,000,000 ...................................5,000,000 ...................................7,830,000 ...................................5,000,000 ...................................4,315,000 ...................................5,000,000 ...................................5,110,000 ...................................5,000,000 ...................................4,275,000 ...................................5,000,000 ...................................5,000,000 ...................................3,345,000 ...................................2,470,000 ...................................4,000,000 ...................................4,400,000 ...................................4,550,000 ...................................5,915,000 .................................15,000,000 ...................................5,090,000 ...................................5,775,000 ...................................5,250,000 ...................................4,455,000 ................................171,090,000

...................................5,613,961 ...................................6,294,152 ...................................4,941,751 ...................................7,813,200 ...................................8,642,279 ...................................9,932,551 ...................................5,877,741 ......................................817,242 ...................................4,667,534 ...................................2,981,445 ...................................4,835,202 ...................................7,798,114 ...................................4,987,777 ...................................4,098,268 ...................................4,306,774 ...................................5,088,984 ...................................4,977,949 ...................................4,233,530 ...................................5,120,213 ...................................4,778,931 ...................................3,118,972 ...................................2,414,200 ...................................3,976,892 ...................................4,503,285 ...................................4,479,998 ...................................5,895,503 .................................14,773,584 ...................................5,060,950 ...................................5,621,585 ...................................5,229,344 ...................................4,374,598 ................................167,256,508

...................................5,891,176 ...................................6,832,740 ...................................5,527,200 ...................................7,813,200 ...................................9,451,580 .................................11,805,555 ...................................6,331,920 ......................................900,244 ...................................5,088,778 ...................................3,194,220 ...................................5,170,900 ...................................8,156,120 ...................................5,241,600 ...................................4,481,343 ...................................5,060,350 ...................................5,695,913 ...................................5,577,050 ...................................4,633,972 ...................................5,380,050 ...................................5,519,450 ...................................3,424,511 ...................................2,555,116 ...................................4,443,200 ...................................5,081,604 ...................................5,140,044 ...................................6,354,958 .................................15,940,200 ...................................5,832,886 ...................................6,417,527 ...................................5,422,095 ...................................4,986,615 ................................183,352,114

CHRISTIANA BANK & TRUST CO (DELAWARE)/DE RSD WC.............................. ........................................25,000 ........................................24,753 ........................................27,760 CHRISTIANA BANK & TRUST CO (DELAWARE)/DE RSD WC.............................. ........................................90,000 ........................................88,365 ........................................98,377 ............................................................................................................................... ......................................115,000 ......................................113,118 ......................................126,137 WACHOVIA BANK OF GEORGIA N A/GA RSD INCLUDES WC............................. ......................................150,000 ............................................................................................................................... ......................................150,000

......................................149,312 ......................................149,312

......................................160,595 ......................................160,595

WELLS FARGO BANK NORTHWEST NA/ID RSD WC........................................... ........................................40,000 ........................................42,015 ........................................44,741 ............................................................................................................................... ........................................40,000 ........................................42,015 ........................................44,741 BANK ONE/LA RSD SRTY FOR INS CO................................................................ ........................................75,000 ........................................76,647 ........................................87,797 ............................................................................................................................... ........................................75,000 ........................................76,647 ........................................87,797

Annual Statement for the year 2002 of the

HARTFORD UNDERWRITERS INSURANCE COMPANY

SCHEDULE E - PART 2 - SPECIAL DEPOSITS

E25.1

1 2 3 4 Line Number Type Description of Deposit Where Deposited and Purpose of Deposit Nevada NV00001. ...............B................... CLARK CNTY NV SCHOOL DIST GENERAL O 5.25 181054WR4 6/1/2008............... NEVADA STATE DEPOSIT/NV RSD....................................................................... NV99999. Nevada............................................................................................................................................................. ............................................................................................................................... New Mexico NM00001. ...............B................... WASHINGTON GENERAL OBLIGATION 1996A 5.375 939741E67 7/1/2008.............. WELLS FARGO/NM RSD....................................................................................... NM99999. New Mexico...................................................................................................................................................... ............................................................................................................................... North Carolina NC00001. ...............B................... FAYETTEVILLE NC PUBLIC WORKS COMM R 4.75 312805BV5 3/1/2014................ WACHOVIA BANK OF NORTH CAROLINA N A/NC RSD....................................... NC99999. North Carolina.................................................................................................................................................. ............................................................................................................................... Oregon OR00001. ...............B................... NEW JERSEY TRANSPORTATION TRUST FUN 5.25 646135XU2 6/15/2010........... U S BANK OF OREGON/OR RSD SRTY & WC...................................................... OR00002. ...............B................... WASHINGTON GENERAL OBLIGATION 1996A 5.375 939741E67 7/1/2008.............. U S BANK OF OREGON/OR RSD SRTY & WC...................................................... OR00003. ...............B................... NEW JERSEY TRANSPORTATION TRUST FUN 5.25 646135YH0 6/15/2010........... U S BANK OF OREGON/OR RSD SRTY & WC...................................................... OR99999. Oregon............................................................................................................................................................. ............................................................................................................................... XX99999. Total - All Special Deposits NOT Held for Benefit of all Policyholders, Claimants, & Creditors of the Company.... ............................................................................................................................... SPECIAL DEPOSITS WHICH ARE FOR THE BENEFIT OF ALL POLICYHOLDERS Connecticut CT00001. ...............B................... NEW JERSEY TRANSPORTATION TRUST FUN 5.25 646135YH0 6/15/2010........... FLEET NATIONAL BANK/CT TO MEET OTHER ST REQ....................................... CT00002. ...............B................... NEW JERSEY TRANSPORTATION TRUST FUN 5.25 646135XU2 6/15/2010........... FLEET NATIONAL BANK/CT TO MEET OTHER ST REQ....................................... CT00003. ...............B................... CONNECTICUT GENERAL OBLIGATION BOND 5.5 20772ENU3 3/15/2008............. FLEET NATIONAL BANK/CT TO MEET OTHER ST REQ....................................... CT99999. Connecticut...................................................................................................................................................... ............................................................................................................................... ZZ99999. Total - All Special Deposits Held for Benefit of all Policyholders, Claimants, & Creditors of the Company............. ............................................................................................................................... 9999999. Totals................................................................................................................................................................ ............................................................................................................................... (a) Includes $..........0 cash and short-term investments as defined in SSAP No. 2 of the NAIC Accounting Practices and Procedures Manual.

5 Par or Book Value

6 Statement Value (a)

7 Fair Value

......................................100,000 ........................................99,498 ......................................102,443 ......................................100,000 ........................................99,498 ......................................102,443 ......................................325,000 ......................................325,000

......................................323,510 ......................................323,510

......................................347,955 ......................................347,955

......................................100,000 ........................................91,940 ......................................100,149 ......................................100,000 ........................................91,940 ......................................100,149 ...................................2,010,000 ...................................4,450,000 ...................................6,430,000 .................................12,890,000 ................................193,595,000

...................................1,990,119 ...................................4,429,596 ...................................6,313,213 .................................12,732,927 ................................189,554,899

...................................2,231,884 ...................................4,764,304 ...................................7,028,504 .................................14,024,692 ................................207,937,647

......................................150,000 ........................................70,000 ...................................3,355,000 ...................................3,575,000 ...................................3,575,000 ................................197,170,000

......................................147,276 ........................................69,308 ...................................3,355,000 ...................................3,571,583 ...................................3,571,583 ................................193,126,482

......................................163,962 ........................................77,727 ...................................3,450,416 ...................................3,692,106 ...................................3,692,106 ................................211,629,752

*30104200247000100* NAIC Code

30104

HARTFORD UNDERWRITERS INSURANCE COMPANY SVO COMPLIANCE CERTIFICATION The undersigned is an officer of the insurer responsible for reporting investments to the SVO and/or with making all filings with appropriate state regulatory officials and the NAIC and is therefore required to be familiar with the requirements of such filings. The undersigned officer certifies that, to the best of his or her knowledge, information, and belief, all prices or NAIC designations for the securities reported in this statement have been obtained directly from the SVO except as specifically identified below. The officer further certifies that, to the best of his or her knowledge, information, and belief, since the last filing of a quarterly or annual statement: 1. All securities previously valued by the insurer and identified by a Z suffix have now been submitted to the SVO for a valuation or disposed of by sale or otherwise with the result that all prices and NAIC Designations reported in this statement have been provided by the SVO, except for provisionally exempt and new purchases identified in Schedule D and DA with a Z suffix or items submitted but not yet processed by the SVO. 2. Any newly purchased securities now identified with a Z suffix, shall be submitted to the SVO within 120 days of purchase. 3. All necessary information on securities which have been previously designated NR (not rated due to lack of current information) by the SVO have either been submitted to the SVO by the insurer for a valuation or disposed of by the insurer. 4. All material issuer events (as defined below) have been reported to the SVO. A material issuer event is a generic or transaction specific credit event of which the insurer is currently aware, which by its nature would signify to a reasonably prudent insurer that a material change in the credit quality or price of the investment or security has occurred. As an illustration, and not by way of limitation, the following shall be deemed to constitute material issuer events: a. Recapitalizations or capital restructuring whether within or without Chapter 11 of the US Bankruptcy Code; b. Nonpayment, deferral, or payment in kind through waiver of any principal or contractual interest payment; c. Any change in the maturity of a security; d. Changes in the lender's collateral position, including releases of collateral, or the taking of a collateral position whether by operation of negative pledge covenant or otherwise; e. Events of a like character or of a like effect, which would be considered material to an investment professional. f. Exceptions: Name of Investment Officer Signature of Investment Officer Title of Signatory Date

ACTUARIAL OPINION

*30104200244000100* IDENTIFICATION I, Richard W. Palczynski, Group Senior Vice President and Chief Actuary, am an officer of the Hartford Fire Insurance Company, parent company of the Hartford Underwriters Insurance Company. I am a member of the American Academy of Actuaries and meet its qualification standards, and I am a Fellow of the Casualty Actuarial Society. I was appointed by the Board of Directors on May 17, 1999 to render this opinion. SCOPE I have examined the actuarial assumptions and methods used in determining reserves listed below, as shown in the Annual Statement of the Hartford Underwriters Insurance Company as prepared for filing with state regulatory officials, as of December 31, 2002. A.)

B.

C.)

D.)

E.

F.

Reserve for Unpaid Losses (Liabilities, Surplus and Other Funds page, Losses line); $ Reserve for Unpaid Loss Adjustment Expenses (Liabilities, Surplus and Other Funds page, Loss adjustment expenses line); $

358,304,845

54,386,225

Reserve for Unpaid Losses - Direct and Assumed (Schedule P, Part 1, Totals from Cols. 13 and 15);

$

482,999,942

Reserve for Unpaid Loss Adjustment Expenses – Direct and Assumed (Schedule P, Part 1, Totals from Cols. 17, 19, and 21);

$

74,418,242

The total claims made extended loss and expense reserve (Schedule P Interrogatories), whether reported in the loss reserves or the unearned premium reserves: and $

64,080

The Liabilities, Surplus and Other Funds page write-in item reserve, “Retroactive reinsurance reserve assumed”. $

0

The reserves on which I am expressing an opinion reflect the following: A. Anticipated net salvage and subrogation included as a reduction to loss reserves as reported in Schedule P, and on the Liabilities, Surplus and Other Funds page, Losses and Loss adjustment expenses lines; $ 11,735,960; B. The discount included as a reduction to loss reserves and loss adjustment expense reserves as reported in Schedule P, and on the Liabilities, Surplus and Other Funds page, Losses and Loss adjustment expenses lines; non-tabular discount $ 0 and tabular discount $ 14,505,640;

ACTUARIAL OPINION Page 2

Hartford Underwriters Insurance Company

C. The net reserves for loss and loss adjustment expense for the company’s share of voluntary and involuntary underwriting pools’ and associations’ unpaid losses and expenses that are included in reserves shown on the Liabilities, Surplus and Other Funds page, Losses and Loss adjustment expenses lines; $ 15,208,045; D. The net reserves for losses and loss adjustment expenses that the company carries for Asbestos liabilities $532,036, and Environmental liabilities $ 112,115, that are included in the reserves on the Liabilities, Surplus, and Other Funds, Losses and Loss adjustment expenses lines, and disclosed in the Notes to Financial Statements; and E. In the total reserves for losses and loss adjustment expenses, the company reported extended loss and expense reserves, $ 64,080 that are reported in the Schedule P Interrogatories. F. Effective, November 1, 2001 Hartford Fire Insurance Company entered into a reinsurance agreement with Heritage Reinsurance Company Ltd. (“Heritage Re”), a 99.4% owned Bermuda affiliate. The agreement ceded $694 million of loss and defense and cost containment reserves, of which $537 million was for asbestos and environmental on business effective prior to January 1, 1985 and $157 million was for certain other runoff business, to Heritage Re for $694 million in premium consideration. As of December 2002 Hartford Fire ceded $716 million in reserves to Heritage Re. My evaluation of the net reserves in A. and B. above is also performed on a gross basis with regard to this cession. In forming my opinion on the loss and loss adjustment expense reserves, I relied upon data prepared by the responsible officers or employees of the company or group to which it belongs. I evaluated that data for reasonableness and consistency. I also reconciled that data to a composite Schedule P - Part 1 comprising the total intercompany pool to which the Company belongs. In other respects, my examination included such review of the actuarial assumptions and methods used and such tests of the calculations as I considered necessary. Loss and Loss Adjustment Expense reserves have been tested using generally accepted actuarial methods. The methods used include incurred loss development, paid loss development, loss ratio techniques, and exposure based analyses. In the application of these methods, expected future trends are considered as well as historical trends.

Pools and Associations The company participated in a number of voluntary and involuntary pooling arrangements. The booked reserves and earned premiums for some pools reflect losses incurred and premiums earned by the pools through various dates prior to year-end. The company practice is to record the loss and loss adjustment expense reserves reported to the company by the pools. The company has also recorded $ 0.7 million to account for the reporting lag from the National Workers Compensation pool. For all other pools, the company records the loss and loss adjustment expense reserves reported to it without accrual for any reporting lag, since any such required accrual would be immaterial. Aggregate reserves held for all pools by the Hartford Underwriters Insurance Company are $ 15,208,045. I have not independently evaluated these reserves. For the purpose of this opinion I have relied upon The Actuarial Opinion of the National Workers Compensation Reinsurance Pool as of September 30, 2002 submitted by their opining actuary.

ACTUARIAL OPINION Page 3

Hartford Underwriters Insurance Company

Intercompany Pooling The Company is part of an intercompany pooling agreement with other affiliates of Nutmeg Insurance Company and Hartford Fire Insurance Company. Premiums and losses are allocated to the Company based on its assigned percentage of the total pool. Analysis of the reserve items identified above has been performed for all pool companies combined. Reinsurance Collectibility I have reviewed the ceded reinsurance provisions and their subsequent impact on the reserves of the Hartford Underwriters Insurance Company. I have reviewed the financial position of our various reinsurers, and reserves are adjusted as warranted. As per Note #22 to the Financial Notes, the Insurance Group (each company’s participation can be calculated using the percentages shown in Note #25 of the Financial Notes) has written off in the current year $ 0 in reinsurance balances due, which is reflected as $ 0 in losses incurred, $ 0 in loss adjustment expenses incurred, $ 0 in premiums earned, and $ 0 other. While the Hartford Underwriters Insurance Company has procedures to identify financially troubled insurers, no representation is made with respect to its ability to recover under its ceded reinsurance agreements. Asbestos and Environmental Exposures The combined net reserves for Asbestos and Environmental losses and loss adjustment expense that the company holds is $ 644,152. This amount is 4.00%, as per note #25 of the Financial Notes, of the total reserves shown in note #29 of the Financial Notes. The reserves carried include a provision for asbestos and environmental impairment liability, which on a case basis for reported claims represents management’s estimate of exposure costs under current interpretation of the applicable laws. A reserve amount for policy defense costs to defend the Hartford Underwriters Insurance Company policies, as well as a reserve amount for claims development and unreported claims have been established based on an exposure based analysis of ultimates along with a projection of a pure IBNR component. The Group completed an exposure based analysis of its pollution reserves on a gross basis in 2001. In June 2002, The Group also completed a thorough evaluation of its runoff reserves held in Heritage Re for non-asbestos and non-pollution (All Other) claims. The latter study culminated in a Second Quarter 2002 reserve reclassification in Heritage Re of $540 million into asbestos and $60 million into pollution with an offsetting reduction of $600 million in the All Other reserves. In addition, a full exposure analysis of The Group’s asbestos reserves is currently underway with a completion target date in the second quarter of 2003. It is not possible at this time to predict the outcome of the pending study. While the pending asbestos study will bring more certainty to The Group’s reserves, it should be recognized that the estimation of ultimate liabilities for asbestos claims is unusually difficult due to outstanding issues such as whether coverage exists, the definition of occurrence, the determination of ultimate damages, and the allocation of such damages to financially responsible parties. Therefore, any estimation of these liabilities is subject to significantly greater than normal variation and uncertainty. Refer to note in Scope Section regarding our cession to Heritage Re relative to asbestos and environmental reserves.

ACTUARIAL OPINION Page 4

Hartford Underwriters Insurance Company

NAIC IRIS Ratios The calculation of the NAIC IRIS tests (One-Year Reserve Development to Surplus, Two-Year Reserve Development to Surplus, and Estimated Current Reserve Deficiency to Surplus), which are impacted by the reserves of the Hartford Underwriters Insurance Company, were completed. I find that each test is within the acceptable range as determined by the NAIC. Disclosures of Items for Unearned Premiums Reserves for Long Duration Contracts Total net unearned premium for the Hartford Underwriters Insurance Company as recorded on the Liabilities, Surplus and Other Funds page, line 9 of the Annual Statement is $ 142,175,831. The unearned premium for long duration contracts (excluding financial guaranty contracts, mortgage guaranty policies and surety contracts), to which this opinion applies, is $ 1,033,664 representing 0.7% of the total unearned premium for the Company. The reasonableness of this component of the unearned premium is not material to the Company. By extension, the amounts related to the provision for investment income and to the reduction in projected losses and expenses for subrogation and salvage, reinsurance, credits for deductibles and self-insured retentions, and other statutory approved credits are not material. Financial and Retroactive Reinsurance The Hartford Underwriters Insurance Company did not have any financial reinsurance arrangements that impacted loss reserves during the year. The Hartford Underwriters Insurance Company did not participate in any retroactive reinsurance during the year. September 11 Terrorist Attack As a result of the September 11 terrorist attack, the Hartford Insurance Group recorded a loss amounting to $647 million, before tax and net of reinsurance related to property and casualty operations. Each company’s participation can be calculated using the percentages shown in Note #25 of the Financial Notes. Coverages were related to property, business interruption, workers’ compensation, and other liability exposures, including those underwritten by the Hartford Insurance Group’s assumed reinsurance operation. The Hartford Insurance Group based the loss estimate upon a review of insured exposures using a variety of assumptions and actuarial techniques, including estimated amounts for unknown and unreported policyholder losses and costs incurred in settling claims. Also included was an estimate of amounts recoverable under the Hartford Insurance Group’s ceded reinsurance programs, including the cost of additional reinsurance premiums. As a result of the uncertainties involved in the estimation process, final claims settlement may vary from present estimates. World Trade Center losses have developed well within original reserved amounts. However, there is and there will continue to be significant uncertainty around these World Trade Center losses, particularly with regard to inhalation claims and around OBI, due to the three year statute of limitation in New York.

ACTUARIAL OPINION Page 5

Hartford Underwriters Insurance Company

OPINION In my opinion, the amounts carried in the above Scope Section on account of the items identified: A.

meet the requirements of the insurance laws of Connecticut

B.

are computed in accordance with accepted loss reserving standards and principles

C.

make a reasonable provision in the aggregate for all unpaid loss and loss adjustment expense obligations of the company under the terms of its policies and agreements.

An actuarial report and any underlying actuarial workpapers supporting the findings expressed in this Statement of Actuarial Opinion will be retained for a period of seven years in the administrative offices of the Hartford Underwriters Insurance Company and will be available for regulatory examination.

_______________________________________ Richard W. Palczynski Group Senior Vice President and Chief Actuary The Hartford Hartford Plaza Hartford, CT 06115 (860) - 547-5420 Date: ________________

Supplement for the year 2002 of

HARTFORD UNDERWRITERS INSURANCE COMPANY

Supp. A to Sch. T-Physicians, Including Surgeons & Osteopaths NONE

Supp. A to Sch. T-Hospitals NONE

SUPA1, SUPA2

Supplement for the year 2002 of

HARTFORD UNDERWRITERS INSURANCE COMPANY

*30104200245000100* SUPPLEMENT "A" TO SCHEDULE T

Designate the type of health care

EXHIBIT OF MEDICAL MALPRACTICE PREMIUMS WRITTEN ALLOCATED BY STATES AND TERRITORIES Other Health Care Professionals, Including Dentists providers reported on this page.

1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. 31. 32. 33. 34. 35. 36. 37. 38. 39. 40. 41. 42. 43. 44. 45. 46. 47. 48. 49. 50. 51. 52. 53. 54. 55. 56. 57. 58. 5701. 5702. 5703. 5798. 5799.

1

2

Direct Premiums Written ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 .................2,022 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 .................2,022

Direct Premiums Earned ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 .................2,019 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 .................2,019

Direct Losses Paid 3 4

Number of States, Etc. Amount Claims Alabama..............................AL ........................0 ........................0 Alaska.................................AK ........................0 ........................0 Arizona................................AZ ........................0 ........................0 Arkansas.............................AR ........................0 ........................0 California.............................CA ........................0 ........................0 Colorado.............................CO ........................0 ........................0 Connecticut.........................CT ........................0 ........................0 Delaware.............................DE ........................0 ........................0 District of Columbia.............DC ........................0 ........................0 Florida.................................FL ........................0 ........................0 Georgia...............................GA ........................0 ........................0 Hawaii..................................HI ........................0 ........................0 Idaho....................................ID ........................0 ........................0 Illinois...................................IL ........................0 ........................0 Indiana.................................IN ........................0 ........................0 Iowa.....................................IA ........................0 ........................0 Kansas................................KS ........................0 ........................0 Kentucky.............................KY ........................0 ........................0 Louisiana.............................LA ........................0 ........................0 Maine.................................ME ........................0 ........................0 Maryland............................MD ........................0 ........................0 Massachusetts....................MA ........................0 ........................0 Michigan..............................MI ........................0 ........................0 Minnesota...........................MN ........................0 ........................0 Mississippi..........................MS ........................0 ........................0 Missouri..............................MO ........................0 ........................0 Montana..............................MT ........................0 ........................0 Nebraska............................NE ........................0 ........................0 Nevada...............................NV ........................0 ........................0 New Hampshire..................NH ........................0 ........................0 New Jersey..........................NJ ........................0 ........................0 New Mexico........................NM ........................0 ........................0 New York............................NY ........................0 ........................0 North Carolina.....................NC ........................0 ........................0 North Dakota.......................ND ........................0 ........................0 Ohio....................................OH ........................0 ........................0 Oklahoma...........................OK ........................0 ........................0 Oregon...............................OR ........................0 ........................0 Pennsylvania.......................PA ........................0 ........................0 Rhode Island........................RI ........................0 ........................0 South Carolina.....................SC ........................0 ........................0 South Dakota......................SD ........................0 ........................0 Tennessee..........................TN ........................0 ........................0 Texas..................................TX .............100,000 ........................1 Utah....................................UT ........................0 ........................0 Vermont...............................VT ........................0 ........................0 Virginia................................VA ........................0 ........................0 Washington........................WA ........................0 ........................0 West Virginia......................WV ........................0 ........................0 Wisconsin............................WI ........................0 ........................0 Wyoming............................WY ........................0 ........................0 American Samoa.................AS ........................0 ........................0 Guam.................................GU ........................0 ........................0 Puerto Rico.........................PR ........................0 ........................0 US Virgin Islands..................VI ........................0 ........................0 Canada...............................CN ........................0 ........................0 Aggregate Other Alien.........OT ........................0 ........................0 Totals...................................... .............100,000 ........................1 DETAILS OF WRITE-INS ................................................ ........................0 ........................0 ........................0 ........................0 ................................................ ........................0 ........................0 ........................0 ........................0 ................................................ ........................0 ........................0 ........................0 ........................0 Summary of remaining write-ins for Line 57 from overflow page...... ........................0 ........................0 ........................0 ........................0 Totals (Lines 5701 thru 5703 + 5798) (Line 57 above).............. ........................0 ........................0 ........................0 ........................0

SUPA3

5

Direct Losses Incurred ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 .............532,992 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 .............532,992

Direct Losses Unpaid 6 7

Amount Reported ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 .............500,000 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 .............500,000

Number of Claims ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................2 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................2

8 Direct Losses Incurred But Not Reported ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0

........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0 ........................0

Supplement for the year 2002 of

HARTFORD UNDERWRITERS INSURANCE COMPANY

Supp. A to Sch. T-Other Health Care Facilities NONE

Supp. A to Sch. T-Medical Malpractice Policies Effective Prior to 1/1/76 NONE

Supp. A to Sch. T-Overflow Page NONE

SUPA4, SUPA5, SUPA6

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