Annual Disclosure Statement DECEMBER 2013 for FFIEC 041 Bank Fidelity Bank & Trust
This statement has not been reviewed or confirmed for accuracy or relevance by the Federal Reserve System. Federal Reserve System Format (FFIEC 041)
Fidelity Bank & Trust
Balance Sheet (Dollar Amounts in Thousands)
ASSETS 2013 Cash and balances due from depository institutions: Noninterest-bearing balances and currency and coin_________________________________ Interest-bearing balances______________________________________________________ Securities: Held-to-maturity securities______________________________________________________ Available-for-sale securities_____________________________________________________ Federal funds sold and securities purchased under agreements to resell: Federal funds sold____________________________________________________________ Securities purchased under agreements to resell____________________________________ Loans and lease financing receivables: Loans and leases held for sale___________________________________________________ Loans and leases, net of unearned income_________________________________________ LESS: Allowance for loan and lease losses_________________________________________ Loans and leases, net of unearned income and allowance_____________________________ Trading assets_________________________________________________________________ Premises and fixed assets (including capitalized leases)________________________________ Other real estate owned_________________________________________________________ Investments in unconsolidated subsidiaries and associated companies____________________ Direct and indirect investments in real estate ventures________________________________ Intangible assets: Goodwill____________________________________________________________________ Other intangible assets________________________________________________________ Other assets___________________________________________________________________ Total assets___________________________________________________________________ continued………
December 31, 2012
14,663 17,049
19,326 33,285
14,700 83,087
15,020 65,324
0 0
1,000 0
0 438,995 6,548 432,447
0 435,120 5,770 429,350
0 9,522 4,281 0 0
0 8,997 3,681 0 0
11,284 269 10,262 597,564
11,284 346 9,765 597,378
Fidelity Bank & Trust
Balance Sheet LIABILITIES Deposits: In domestic offices____________________________________________________________ Noninterest-bearing_________________________________________________________ Interest-bearing____________________________________________________________ Federal funds purchased and securities sold under agreements to repurchase: Federal funds purchased_______________________________________________________ Securities sold under agreements to repurchase____________________________________ Trading liabilities_______________________________________________________________ Other borrowed money (includes mortgage indebtedness and obligations under capitalized leases)______________________________________________ Subordinated notes and debentures________________________________________________ Other liabilities_________________________________________________________________ Total liabilities_________________________________________________________________
(Dollar Amounts in Thousands) December 31, 2013 2012 486,776 62,511 424,265
489,228 67,661 421,567
0 26,689 0
0 26,230 0
12,363 0 2,121 527,949
12,546 0 864 528,868
0 200 38,458 31,701 -744 0 69,615 0 69,615 597,564
0 200 38,458 29,426 426 0 68,510 0 68,510 597,378
EQUITY CAPITAL Perpetual preferred stock and related surplus________________________________________ Common stock_________________________________________________________________ Surplus (exclude all surplus related to preferred stock)_________________________________ Retained earnings____________________________________________________________ Accumulated other comprehensive income_________________________________________ Other equity capital components__________________________________________________ Total Bank equity capital_________________________________________________________ Noncontrolling (minority) interests in consolidated subsidiaries _________________________ Total equity capital ____________________________________________________________ Total liabilities and equity capital__________________________________________________ continued………
Fidelity Bank & Trust
Income Statement (Dollar Amounts in Thousands) December 31, Interest Income: Interest and fee income on loans: Loans secured by real estate: Loans secured by 1-4 family residential properties________________________________ All other loans secured by real estate___________________________________________ Commercial and industrial loans_________________________________________________ Loans to individuals for household, family, and other personal expenditures: Credit cards________________________________________________________________ Other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards)__________________________ Loans to foreign governments and official institutions________________________________ All other loans_______________________________________________________________ Total interest and fee income on loans____________________________________________ Income from lease financing receivables__________________________________________ Interest income on balances due from depository institutions__________________________ Interest and dividend income on securities: U.S. Treasury securities and U.S. Government agency obligations (excluding mortgage-backed securities) ____________________________________ Mortgage-backed securities___________________________________________________ All other securities (includes securities issued by states and political subdivisions in the U.S.)_____________________________________________ Interest income from trading assets______________________________________________ Interest income on federal funds sold and securities purchased under agreements to resell___________________________________________ Other interest income_________________________________________________________ Total interest income__________________________________________________________ Interest expense: Interest on deposits: Transaction accounts (interest-bearing demand deposits, NOW accounts, ATS accounts, and telephone and preauthorized transfer accounts)_______________________________ Nontransaction accounts: Savings deposits (includes MMDAs)___________________________________________ Time deposits of $100,000 or more___________________________________________ Time deposits of less than $100,000__________________________________________ Expense of federal funds purchased and securities sold under agreements to repurchase_______________________________________________ Interest on trading liabilities and other borrowed money______________________________ Interest on subordinated notes and debentures_____________________________________ Total interest expense_________________________________________________________ Net interest income_____________________________________________________________ Provision for loan and lease losses_________________________________________________ continued………
2013
2012
2,389 10,269 3,359
2,917 10,239 3,342
0
0
267 0 4,348 20,632 0 58
346 0 4,880 21,724 0 113
647 0
405 0
1,147 0
1,122 0
13 146 22,643
12 136 23,512
158
193
274 1,286 1,932
305 1,445 2,576
32 402 0 4,084 18,559 1,200
57 587 0 5,163 18,349 1,275
Fidelity Bank & Trust
Income Statement (Dollar Amounts in Thousands) December 31, 2013 Noninterest income: Income from fiduciary activities__________________________________________________ Service charges on deposit accounts______________________________________________ Trading revenue______________________________________________________________ Fees and commissions from securities brokerage ___________________________________ Investment banking, advisory, and underwriting fees and commissions _________________ Fees and commissions from annuity sales _________________________________________ Underwriting income from insurance and reinsurance activities_________________________ Income from other insurance activities____________________________________________ Venture capital revenue________________________________________________________ Net servicing fees_____________________________________________________________ Net securitazation income______________________________________________________ Net gains (losses) on sales of loans and leases_____________________________________ Net gains (losses) on sales of other real estate owned_______________________________ Net gains (losses) on sales of other assets (excluding securities)_______________________ Other noninterest income______________________________________________________ Total noninterest income_______________________________________________________ Realized gains (losses) on held-to-maturity securities__________________________________ Realized gains (losses) on available-for-sale securities_________________________________
2012
10 965 0 0 0 0 0 18 0 75 0 0 -67 0 1,010 2,011
11 981 0 0 0 0 0 12 0 61 0 0 -138 0 1,745 2,672
0 0
0 0
Noninterest expense: Salaries and employee benefits__________________________________________________ Expenses of premises and fixed assets (net of rental income) (excluding salaries and employee benefits and mortgage interest)____________________ Goodwill impairment losses_____________________________________________________ Amortization expense and impairment losses for other intangible assets_________________ Other noninterest expense______________________________________________________ Total noninterest expense______________________________________________________
6,759
6,617
1,510 0 77 3,972 12,318
1,512 0 82 3,824 12,035
Income (loss) before income taxes and extraordinary items, and other adjustments_________________________________________________________
7,052
7,711
Applicable income taxes_________________________________________________________ Income (loss) before extraordinary items and other adjustments_________________________ Extraordinary items and other adjustments, net of income taxes_________________________ Net income (loss) attributable to bank and noncontrolling (minority) interests______________ LESS: Net income (loss) attributable to noncontrolling (minority) interests_________________ Net income (loss) attributable to bank______________________________________________
2,377 4,675 0 4,675 0 4,675
2,669 5,042 0 5,042 0 5,042
continued………
Fidelity Bank & Trust
Income Statement MEMORANDA: Interest expense incurred to carry tax-exempt securities, loans, and leases acquired after August 7, 1986, that is not deductible for federal income tax purposes________________________________________
Income from the sale and servicing of mutual funds and annuities_______________________ Income on tax-exempt loans and leases to states and political subdivisions in the U.S.______________________________________________ Income on tax-exempt securities issued by states and political subdivisions in the U.S.______________________________________________ Number of full-time equivalent employees at end of current period_______________________
Interest and fee income on loans to finance agricultural production and other loans to farmers____________________________________________________ Trading revenue (from cash instruments and derivative instruments) (To be completed by banks that reported average trading assets of $2 million or more for any quarter of the preceding calendar year.): Interest rate exposures________________________________________________________ Foreign exchange exposures____________________________________________________ Equity security and index exposures______________________________________________ Commodity and other exposures_________________________________________________ Credit exposures _____________________________________________________________ Memoranda Items 8.f and 8.g are to be completed by banks $100 billion or more in total assets that are required to complete Schedule RI, Memorandum items 8.a through 8.e, above.(1) Impact on trading revenue of changes in the creditworthiness of the bank's derivatives counterparties on the bank's derivative assets (included in Memorandum items above)________________________________________________________________________ Impact on trading revenue of changes in the creditworthiness of the bank on the bank's derivative liabilities (included in Memorandum items 8.a. through 8.e above)________________ Net gains (losses) recognized in earnings on credit derivatives that economically hedge credit exposures held outside the trading account: Net gains (losses) on credit derivatives held for trading ______________________________ Net gains (losses) on credit derivatives held for purposes other than trading _____________
(Dollar Amounts in Thousands) December 31, 2013 2012 78
78
N/A
0
129
131
320 126
278 119
4,058
4,437
N/A N/A N/A N/A N/A
0 0 0 0 0
N/A
0
N/A
0
0 0
0 0
0
0
Credit losses on derivatives_______________________________________________________ YES / NO Does the reporting bank have a Subchapter S election in effect for NO federal income tax purposes for the current tax year?________________________________
Noncash income from negative amortization on closed-end loans secured by 1-4 family residential properties (included in Schedule RI, item 1.a.(1))__________________________
Net gains (losses) recognized in earnings on assets and liabilities that are reported at fair value under a fair value option: Net gains (losses) on assets____________________________________________________ Estimated net gains (losses) on loans attributable to changes in instrument-specific credit risk________________________________________________ Net gains (losses) on liabilities__________________________________________________ Estimated net gains (losses) on liabilities attributable to changes in instrument-specific credit risk________________________________________________ continued………
YES / NO NO
N/A
0
N/A
0
N/A N/A
0 0
N/A
0
Fidelity Bank & Trust
Income Statement MEMORANDA: Other-than-temporary impairment losses on held-to-maturity and available-for-sale debt securities: Total other-than-temporary impairment losses_______________________________________ Portion of losses recognized in other comprehensive income (before income taxes)__________________________________________________________ Net impairment losses recognized in earnings________________________________________
continued………
(Dollar Amounts in Thousands) December 31, 2013 2012 0
0
0 0
0 0
Fidelity Bank & Trust
Changes in Equity Capital (Dollar Amounts in Thousands) December 31, 2013 Total bank equity capital most recently reported at the end of the prior year Reports of Condition and Income________________________________________________ Restatements due to corrections of material accounting errors and changes in accounting principles_________________________________________________ Balance end of previous calendar year as restated____________________________________ Net income (loss) attributable to bank______________________________________________ Sale, conversion, acquisition, or retirement of capital stock, net (excluding treasury stock transactions)____________________________________________ Treasury stock transactions, net___________________________________________________ Changes incident to business combinations, net______________________________________ LESS: Cash dividends declared on preferred stock_____________________________________ LESS: Cash dividends declared on common stock_____________________________________ Other comprehensive income_____________________________________________________ Other transactions with parent holding company______________________________________ Total bank equity capital end of current period_______________________________________
2012
68,510
65,290
0 68,510 4,675
0 65,290 5,042
0 0 0 0 2,400 -1,170 0 69,615
0 0 0 0 2,000 178 0 68,510
Changes in Allowance for Loan and Lease Losses Balance most recently reported at the end of the prior year Reports of Condition and Income________________________________________________ Recoveries____________________________________________________________________ LESS: Charge-offs______________________________________________________________ LESS: Write-downs arising from transfers of loans to a held-for-sale account_______________ Provision for loan and lease losses_________________________________________________ Adjustments___________________________________________________________________ Balance end of current period_____________________________________________________ continued………
5,770 131 553 0 1,200 0 6,548
6,038 45 1,588 0 1,275 0 5,770
Fidelity Bank & Trust
Past Due and Nonaccrual Loans, Leases, and Other Assets Past Due 90 days or more and still accruing: Loans secured by real estate: Construction, land development, and other land loans: 1-4 family residential construction loans_________________________________________ Other construction loans and all land development and other land loans_______________ Secured by farmland__________________________________________________________ Secured by 1-4 family residential properties: Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit_______________________________________________ Closed-end loans secured by 1-4 family residential properties Secured by first liens_______________________________________________________ Secured by junior liens_____________________________________________________ Secured by multifamily (5 or more) residential properties_____________________________ Secured by nonfarm nonresidential properties: Loans secured by owner-occupied nonfarm nonresidential properties_________________ Loans secured by other nonfarm nonresidential properties__________________________ Loans to depository institutions and acceptances of other banks_________________________ Commercial and industrial loans___________________________________________________ Loans to individuals for household, family, and other personal expenditures: Credit cards_________________________________________________________________ Automobile loans_____________________________________________________________ Other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards)_________________________________ Loans to foreign governments and official institutions__________________________________ All other loans_________________________________________________________________ Lease financing receivables_______________________________________________________ Debt securities and other assets (exclude other real estate owned and other repossessed assets)_____________________________________________ Loans and leases reported above which are wholly or partially guaranteed by the U.S. Government, excluding loans and leases covered by loss-sharing agreements with the FDIC__________________________________________ Guaranteed portion of loans and leases included above (exclude rebooked "GNMA loans")___ Rebooked "GNMA loans" that have been repurchased or are eligible for repurchase included above_________________________________________ continued………
(Dollar Amounts in Thousands) December 31, 2013 2012
0 0 0
0 0 0
0
0
0 0 0
0 0 0
0 0 0 0
669 0 0 0
0 0
0 0
0 0 0 0
0 0 0 0
0
0
0 0
0 0
0
0
Fidelity Bank & Trust Past Due 90 days or more and still accruing: Loans and leases reported in items above that are covered by loss-sharing agreements with the FDIC: Loans secured by real estate: Construction, land development, and other land loans: 1-4 family residential construction loans_________________________________________ Other construction loans and all land development and other land loans_______________ Secured by farmland_________________________________________________________ Secured by 1-4 family residential properties Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit_________________________________________________________ Closed-end loans secured by 1-4 family residential properties: Secured by first liens______________________________________________________ Secured by junior liens____________________________________________________ Secured by multifamily (5 or more) residential properties___________________________ Secured by nonfarm nonresidential properties: Loans secured by owner-occupied nonfarm nonresidential properties_________________ Loans secured by other nonfarm nonresidential properties__________________________ Commercial and industrial loans_________________________________________________ Loans to individuals for household, family, and other personal expenditures: Credit cards________________________________________________________________ Automobile loans____________________________________________________________ Other consumer loans (includes single payment, installment, all student loans, and revolving credit plans other than credit cards)_____________________________________ All other loans and all leases____________________________________________________ Loans to depository institutions and acceptances of other banks_____________________ Loans to foreign govemments and official institutions_____________________________ Other loans_______________________________________________________________ Loans to finance agricultural production and other loans to farmers included in Schedule RC-N above____________________________________________________ Lease financing receivables___________________________________________________ Portion of covered loans and leases included in items 11.a through 11.e.3 above that is protected by FDIC loss-sharing agreements__________________________________ continued………
(Dollar Amounts in Thousands) December 31, 2013 2012
0 0 0
0 0 0
0
0
0 0 0
0 0 0
0 0 0
0 0 0
0 0
0 0
0 0 0 0 0
0 0 0 0 0
0 0
0 0
0
0
Fidelity Bank & Trust Past Due 90 days or more and still accruing: MEMORANDA: Loans restructured in troubled debt restructurings included in Schedule RC-N, items above Construction, land development, and other land loans: 1-4 family residential construction loans__________________________________________ Other construction loans and all land development and other land loans_________________ Loans secured by 1-4 family residential properties___________________________________ Secured by multifamily (5 or more) residential properties______________________________ Secured by nonfarm nonresidential properties: Loans secured by owner-ocupied nonfarm nonresidential properties____________________ Loans secured by other nonfarm nonresidential properties____________________________ Commercial and industrial loans__________________________________________________ The following two items are to be completed by banks with $300 millon or more in total assets. To U.S. addressees (domicile)__________________________________________________ To non-U.S. addressees (domicile)_______________________________________________ All other loans (Include loans to individuals for household, family, and other personal expenditures)_________________________________________________________ Loans secured by farmland_____________________________________________________ Loans to depository institutions and acceptances of other banks_______________________ Loans to individuals for household, family, and other personal expenditures: Credit cards_________________________________________________________________ Automobile loans_____________________________________________________________ Other consumer loans (includes single payment, installment, all student loans, and revolving credit plans other than credit cards)______________________________________ Loans to foreign governments and offcial institutions________________________________ Other Loans_________________________________________________________________ The following item is to be completed by: - Banks with $300 million or more in total assets - Banks with less than $300 milion in total assets that have loans to finance agricultural production and other loans to farmers Loans to finance agricultural production and other loans to farmers included in Schedule RC-N, Memorandum item above_______________________________________________ continued………
(Dollar Amounts in Thousands) December 31, 2013 2012
0 0 0 0
0 0 0 0
0 0 0
669 0 0
0 0
0 0
0 0 0
0 0 0
0 0
0 0
0 0 0
0 0 0
0
0
Fidelity Bank & Trust Past Due 90 days or more and still accruing:
(Dollar Amounts in Thousands) December 31, 2013 2012
Loans to finance commercial real estate, construction, and land development activities (not secured by real estate)____________________________________
0
0
Loans secured by real estate to non-U.S. addressees (domicile)________________________ Loans to and acceptances of foreign banks________________________________________ Commercial and industrial loans to non-U.S.addressees (domicile)______________________ Leases to individuals for household, family, and other personal expenditures_____________
0 0 0 0
0 0 0 0
Loans to finance agricultural production and other loans to farmers_______________________ Loans and leases held for sale and loans measured at fair value_________________________ Loans measured at fair value: Fair value___________________________________________________________________ Unpaid principal balance_______________________________________________________
0 0
0 0
0 0
0 0
0
0
0 0
0 0
Derivative contracts: Fair value of amounts carried as assets___________________________________________ Purchased credit-impaired loans accounted for in accordance with FASB ASC 310-30 (former AICPA Statement of Position 03-3): Outstanding balance____________________________________________________________ Carrying amount included in Schedule RC-N, items 1 through 7, above____________________ continued………
Fidelity Bank & Trust
Past Due and Nonaccrual Loans, Leases, and Other Assets Nonaccrual: Loans secured by real estate: Construction, land development, and other land loans: 1-4 family residential construction loans_________________________________________ Other construction loans and all land development and other land loans_______________ Secured by farmland__________________________________________________________ Secured by 1-4 family residential properties: Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit_______________________________________________ Closed-end loans secured by 1-4 family residential properties Secured by first liens_______________________________________________________ Secured by junior liens_____________________________________________________ Secured by multifamily (5 or more) residential properties_____________________________ Secured by nonfarm nonresidential properties: Loans secured by owner-occupied nonfarm nonresidential properties_________________ Loans secured by other nonfarm nonresidential properties__________________________ Loans to depository institutions and acceptances of other banks_________________________ Commercial and industrial loans___________________________________________________ Loans to individuals for household, family, and other personal expenditures: Credit cards_________________________________________________________________ Automobile loans_____________________________________________________________ Other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards)_________________________________ Loans to foreign governments and official institutions__________________________________ All other loans_________________________________________________________________ Lease financing receivables_______________________________________________________ Debt securities and other assets (exclude other real estate owned and other repossessed assets)_____________________________________________ Loans and leases reported above which are wholly or partially guaranteed by the U.S. Government, excluding loans and leases covered by loss-sharing agreements with the FDIC__________________________________________ Guaranteed portion of loans and leases included above (exclude rebooked "GNMA loans")___ Rebooked "GNMA loans" that have been repurchased or are eligible for repurchase included above_________________________________________ continued………
(Dollar Amounts in Thousands) December 31, 2013 2012
0 0 106
0 0 0
0
0
324 0 0
214 5 0
26 808 0 1,441
436 903 0 2,978
0 0
0 0
0 0 0 0
0 0 0 0
0
0
0 0
0 0
0
0
Fidelity Bank & Trust Nonaccrual: Loans and leases reported in items above that are covered by loss-sharing agreements with the FDIC: Loans secured by real estate: Construction, land development, and other land loans: 1-4 family residential construction loans_________________________________________ Other construction loans and all land development and other land loans_______________ Secured by farmland_________________________________________________________ Secured by 1-4 family residential properties Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit_________________________________________________________ Closed-end loans secured by 1-4 family residential properties: Secured by first liens______________________________________________________ Secured by junior liens____________________________________________________ Secured by multifamily (5 or more) residential properties____________________________ Secured by nonfarm nonresidential properties: Loans secured by owner-occupied nonfarm nonresidential properties_________________ Loans secured by other nonfarm nonresidential properties__________________________ Commercial and industrial loans_________________________________________________ Loans to individuals for household, family, and other personal expenditures: Credit cards________________________________________________________________ Automobile loans____________________________________________________________ Other consumer loans (includes single payment, installment, all student loans, and revolving credit plans other than credit cards)_____________________________________ All other loans and all leases____________________________________________________ Loans to depository institutions and acceptances of other banks_____________________ Loans to foreign govemments and offcial institutions______________________________ Other loans_______________________________________________________________ Loans to finance agricultural production and other loans to farmers included in Schedule RC-N above____________________________________________________ Lease financing receivables___________________________________________________ Portion of covered loans and leases included in items 11.a through 11.e.3 above that is protected by FDIC loss-sharing agreements________________________________________ continued………
(Dollar Amounts in Thousands) December 31, 2013 2012
0 0 0
0 0 0
0
0
0 0 0
0 0 0
0 0 0
0 0 0
0 0
0 0
0 0 0 0 0
0 0 0 0 0
0 0
0 0
0
0
Fidelity Bank & Trust Nonaccrual: MEMORANDA: Loans restructured in troubled debt restructurings included in Schedule RC-N, items above Construction, land development, and other land loans: 1-4 family residential construction loans__________________________________________ Other construction loans and all land development and other land loans_________________ Loans secured by 1-4 family residential properties___________________________________ Secured by multifamily (5 or more) residential properties______________________________ Secured by nonfarm nonresidential properties: Loans secured by owner-ocupied nonfarm nonresidential properties____________________ Loans secured by other nonfarm nonresidential properties____________________________ Commercial and industrial loans:_________________________________________________ The following two items are to be completed by banks with $300 millon or more in total assets. To U.S. addressees (domicile)__________________________________________________ To non-U.S. addressees (domicile)_______________________________________________ All other loans (Include loans to individuals for household, family, and other personal expenditures)____________________________________________________ Loans secured by farmland_____________________________________________________ Loans to depository institutions and acceptances of other banks_______________________ Loans to individuals for household, family, and other personal expenditures: Credit cards_________________________________________________________________ Automobile loans_____________________________________________________________ Other consumer loans (includes single payment, installment, all student loans, and revolving credit plans other than credit cards)______________________________________ Loans to foreign governments and offcial institutions________________________________ Other Loans_________________________________________________________________ The following item is to be completed by: - Banks with $300 million or more in total assets - Banks with less than $300 milion in total assets that have loans to finance agricultural production and other loans to farmers Loans to finance agricultural production and other loans to farmers included in Schedule RC-N, Memorandum item above_______________________________________________ continued………
(Dollar Amounts in Thousands) December 31, 2013 2012
0 0 0 0
0 0 0 0
0 0 525
0 0 491
525 0
491 0
0 0 0
0 0 0
0 0
0 0
0 0 0
0 0 0
0
0
Fidelity Bank & Trust (Dollar Amounts in Thousands) December 31, 2013 2012
Nonaccrual: Loans to finance commercial real estate, construction, and land development activities (not secured by real estate)__________________________________
0
0
Loans secured by real estate to non-U.S. addressees (domicile)________________________ Loans to and acceptances of foreign banks________________________________________ Commercial and industrial loans to non-U.S.addressees (domicile)______________________ Leases to individuals for household, family, and other personal expenditures_____________
0 0 0 0
0 0 0 0
Loans to finance agricultural production and other loans to farmers____________________ Loans and leases held for sale and loans measured at fair value_________________________ Loans measured at fair value: Fair value___________________________________________________________________ Unpaid principal balance_______________________________________________________ Additions to nonaccrual assets during the quarter ____________________________________ Nonaccrual assets sold during the quarter __________________________________________ Purchased credit-impaired loans accounted for in accordance with FASB ASC 310-30 (former AICPA Statement of Position 03-3): Outstanding balance____________________________________________________________ Carrying amount included in Schedule RC-N, items 1 through 7, above____________________
0 0
0 0
0 0 0 0
0 0 1,360 0
0 0
0 0
I do hereby attest that this Disclosure Statement has been prepared in conformance with the instructions issued by the appropriate Federal regulatory authority and is true and correct in the best of my knowledge and belief.
Officer's Signature
Officer's Title
Date
