Routing/Mapping of Payments and Ancillary System Transactions

Version 3.0 / 29th October 2010

Content

Versioning No.

Date

Comments

Status

0.1

21-12-2005

First draft

Closed

0.2

27-03-2006

AS transactions (2.4) added

Closed

0.3

31-03-2006

Direct Debits (2.3) added

Closed

0.4

05-04-2006

Liquidity transfer by co-manager (2.2.5) added

Closed

0.5

04-05-2006

Liquidity transfer (2.2) completed

Closed

0.6

05-05-2006

Credit transfer (2.1) added

Closed

0.7

30-05-2006

Adaptations added

Closed

1.0

27-07-2006

Changes made

Closed

1.1

14-08-2006

Corrections for 2.1

Closed

1.2

11-09-2006

Corrections for 2.1 and 2.3

Closed

1.3

12-01-2007

Revision of 2.4 and adoption to UDFS v2.2

Closed

1.4

08-02-2007

Changes made

Closed

1.5

12-04-2007

2.0

31-03-2008

Liquidity transfer with PHA (2.2) Connected payments Back-up payments Deletion of information related to the migration phase, Backup payments (2.5) Credit transfers sent by SWIFT-based PM direct participant to Internet-based PM participant added (2.1.1)

Closed Closed

Credit transfers ordered by Internet-based PM participant to SWIFT-based PM direct participant added (2.1.1) Credit transfers ordered by Internet-based PM participant to Internet-based PM participant added (2.1.1) 3.0

29-10-2010

Credit transfers ordered by Internet-based CB customers to SWIFT-based PM direct participants added (2.1.1)

Open

FIN payments sent by SWIFT-based CB customers to Internet-based PM direct participants added (2.1.1) Credit transfers ordered by Internet-based CB customers to Internet-based PM participants (2.1.1) added

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Content

Credit transfers ordered by Internet-based CB customers to Indirect PM participants added (2.1.2) Credit transfers ordered by Internet-based PM participant to SWIFT-based CB customer added (2.1.4) Credit transfers ordered by Internet-based PM participant to Internet-based CB customer added (2.1.4) FIN payments sent by SWIFT -based PM participant to Internet-based CB customer added (2.1.4) Credit transfers ordered by Internet-based CB customers to SWIFT-based CB customers added. Same CB (2.1.4) FIN payments sent by SWIFT-based CB customers to Internet-based CB customers added. Same CB (2.1.4) Credit transfers ordered by Internet-based CB customers to Internet-based CB customers added. Same CB (2.1.4) Credit transfers ordered by Internet-based CB customers to SWIFT-based CB customers added. Different CB (2.1.4) FIN payments sent by SWIFT-based CB customers to Internet-based CB customers added. Different CB (2.1.4) Credit transfers ordered by Internet-based CB customers to Internet-based CB customers added. Different CB (2.1.4) Liquidity Transfers from PM to HAM added (2.2.1) • LT from SWIFT-based PM participant to HAM via ICM • LT from PM participant to HAM via SWIFT FIN payment • LT from Internet-based PM participant to HAM Liquidity transfers via ICM from HAM account holders to PM direct participants added (2.2.1) • LT from HAM account to RTGS account. Same participant. • LT from HAM account to RTGS account. Different participant. Same CB. • LT from HAM account to RTGS account. Different

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Content

participant. Different CB. Liquidity transfers via ICM from HAM account holders (2.2.1) • LT from co-managed to HAM account holder. Same CB • LT ordered by co-manager (co-managed debited) to HAM account holder. Same CB. Payments sent by co-managed HAM account holder to the RTGS account of the co-manager added (2.2.1) • Via SWIFT. Same CB. • Via ICM. Same CB. • Different CB (not explained) Liquidity transfers with PHA updated (2.2.2) • LT from PHA to PM via SWIFT updated • LT from PHA to PM via ICM added • LT from a PHA to a indirect PM participant deleted • LT from direct PM participant to PHA via SWIFT updated • LT from indirect PM participant to PHA deleted • LT from direct PM participant to PHA via ICM added • LT from direct PM participant to PHA at the EoD added Liquidity transfer between group of account members added (2.2.3) • LT between group of account members via ICM added Adaptation to CCBM2 added (2.4.6) • Automatic increase of blocked liquidity – connected payment initiated by CCBM2. • Automatic increase of blocked liquidity – mandated payment initiated by CCBM2. Cross-DvP settlement added (2.4.7) EBA BIC related to EURO 1 for back-up payments modified (2.5.2)

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Content

Note: This document was drafted by Banca d'Italia, Banque de France and Deutsche Bundesbank (3CB) and is based on the User Detailed Functional Specifications (UDFS), version 4.0, books I, II and IV.

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Content

1

INTRODUCTION............................................................................. 9

2

FLOW OF PAYMENTS/TRANSACTIONS ................................... 11

2.1 CREDIT TRANSFER.............................................................................................11 2.1.1 CREDIT TRANSFER TO A DIRECT PARTICIPANT.......................................................11 2.1.1.1 2.1.1.2 2.1.1.3 2.1.1.4 2.1.1.5 2.1.1.6 2.1.1.7 2.1.1.8 2.1.1.9

From SWIFT-based PM participant to SWIFT-based PM participant......................11 From indirect participant to SWIFT-based PM participant.......................................13 From SWIFT-based direct PM participant to Internet based participant..................15 From Internet based participant to SWIFT based PM participant............................19 From Internet based participant to Internet based participant .................................23 From CB customer to SWIFT-based participant......................................................25 From SWIFT-based CB customers to Internet-based direct PM participant. ..........28 From Internet-based CB customers to SWIFT-based participant............................31 From Internet-based CB customers to Internet-based participant...........................33

2.1.2 CREDIT TRANSFER TO AN INDIRECT PARTICIPANT ..................................................35 2.1.2.1 2.1.2.2 2.1.2.3 2.1.2.4

From CI as direct participant ...................................................................................35 From CI as indirect participant ................................................................................37 From SWIFT-based CB customers .........................................................................39 From Internet-based CB customers ........................................................................41

2.1.3 CREDIT TRANSFER TO A HAM PARTICIPANT .........................................................43 2.1.3.1 2.1.3.2 2.1.3.3

From CI as direct participant ...................................................................................43 From CI as indirect participant ................................................................................46 From CB customers ................................................................................................48

2.1.4 CREDIT TRANSFER TO A CB CUSTOMER ...............................................................49 2.1.4.1 2.1.4.2 2.1.4.3 2.1.4.4 2.1.4.5 2.1.4.6 2.1.4.7 2.1.4.8 2.1.4.9 2.1.4.10 2.1.4.11 2.1.4.12

From SWIFT-based PM participant to SWIFT-based CB customer ........................49 From CI as indirect participant to SWIFT-based CB customer................................52 From Internet-based PM participant to Internet-based CB customer ......................55 From Internet-based PM participant to SWIFT-based CB customer .......................59 From SWIFT-based CB customer to SWIFT-based CB Customer. Same CB ........62 From Internet-based CB customer to SWIFT-based CB customer. Same CB........64 From SWIFT-based CB customer to Internet-based CB customer. Same CB........66 From Internet-based CB customer to Internet-based CB customer. Same CB.......68 From SWIFT-based CB customer to SWIFT-based CB customer. Different CB.....69 From Internet-based CB customer to SWIFT-based CB customer. Different CB....72 From SWIFT-based CB customer to Internet-based CB customer. Different CB....75 From Internet-based CB customer to Internet-based CB customer. Different CB...78

2.2 LIQUIDITY TRANSFER/INTERBANK TRANSFER .......................................................80 2.2.1 LIQUIDITY TRANSFER WITH HAM .........................................................................80 2.2.1.1

Liquidity transfer from SWIFT-based PM participant to HAM via ICM.....................80

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Content

2.2.1.2 2.2.1.3 2.2.1.4

Liquidity transfer from PM participant to HAM via SWIFT FIN payment..................83 Liquidity transfer from Internet-based PM participant to HAM.................................86 Liquidity transfer/Interbank tranfer from HAM account holder to a direct PM Participant ..............................................................................................................88 2.2.1.5 Liquidity transfer/Interbank tranfer from HAM account holder to a direct PM Participant ordered via ICM....................................................................................97 2.2.1.6 Interbank transfer from HAM account holder to HAM account holder ...................103 2.2.1.7 Liquidity transfer between “HAM accounts” initiated by a co-manager .................109 2.2.1.8 Interbank transfer from “HAM account” to RTGS account of a direct participant initiated by a co-manager.....................................................................................115 2.2.1.9 Interbank transfer from “HAM account” to the RTGS account of the co-manager initiated by the co-manager..................................................................................121 2.2.1.10 Interbank transfer from “HAM account” to the RTGS account of the co-manager initiated by the co-managed. Same CB................................................................128 2.2.1.11 Interbank transfer from “HAM account” to the RTGS account of the co-manager initiated by the co-managed. Different CB. ..........................................................134

2.2.2 LIQUIDITY TRANSFER WITH PHA .......................................................................135 2.2.2.1 2.2.2.2 2.2.2.3 2.2.2.4 2.2.2.5 2.2.2.6

Liquidity transfer from PHA to PM via SWIFT .......................................................135 Liquidity transfer from PHA to PM via ICM ............................................................137 Liquidity transfer from a PHA account holder to a direct PM participant during the business day ........................................................................................................139 Liquidity transfer from direct PM participant to PHA account holder via SWIFT. ..140 Liquidity transfer from direct PM participant to PHA account holder via ICM. .......142 Liquidity transfer from direct PM participant to PHA account holder at the End of Day.......................................................................................................................144

2.2.3 LIQUIDITY TRANSFER BETWEEN GROUP OF ACCOUNT MEMBERS ...........................146 2.2.3.1

Liquidity transfer between group of account members via ICM.............................146

2.3 DIRECT DEBITS ................................................................................................148 2.3.1 DEBITING A DIRECT PARTICIPANT.......................................................................148 2.3.1.1 2.3.1.2 2.3.1.3

From CI as direct participant .................................................................................148 From CI as direct participant using a second BIC .................................................150 From CI as indirect participant ..............................................................................152

2.3.2 DEBITING AN INDIRECT PARTICIPANT ..................................................................154 2.3.2.1 2.3.2.2 2.3.2.3

From CI as direct participant .................................................................................154 From CI as direct participant using a second BIC .................................................156 From CI as indirect participant ..............................................................................158

2.4 AS TRANSACTIONS ..........................................................................................160 2.4.1 LIQUIDITY TRANSFER ........................................................................................160 2.4.1.1 2.4.1.2

2.4.2 2.4.3 2.4.4 2.4.5 2.4.6

Debit the mirror account and credit the settlement bank account .........................160 Debit the settlement bank account and credit the mirror account .........................162

REAL - TIME – SETTLEMENT ..............................................................................165 BILATERAL SETTLEMENT ...................................................................................168 STANDARD MULTILATERAL SETTLEMENT ............................................................171 SIMULTANEOUS MULTILATERAL SETTLEMENT ......................................................174 SETTLEMENT ON DEDICATED LIQUIDITY ACCOUNT ...............................................177

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Content

2.4.6.1 2.4.6.2

Interfaced model....................................................................................................177 Integrated model ...................................................................................................206

2.4.7 CROSS-DVP: SETTLEMENT ON DEDICATED LIQUIDITY ACCOUNT ...........................216 2.4.7.1 2.4.7.2 2.4.7.3 2.4.7.4

From Integrated AS to Interfaced AS ....................................................................216 From Integrated AS to Integrated AS ....................................................................219 From Interfaced AS to Integrated AS ....................................................................222 From Interfaced AS to Interfaced AS ....................................................................225

2.5 BACKUP PAYMENTS .........................................................................................228 2.5.1 BACKUP LUMP-SUM PAYMENT TO A DIRECT PM PARTICIPANT (INCLUDING CBS AS DIRECT PM PARTICIPANT).................................................................................228 2.5.2 BACKUP CONTINGENCY PAYMENTS ...................................................................230 2.5.2.1 2.5.2.2 2.5.2.3

Rules for CLS payments .......................................................................................230 Rules for payments to EBA related to EURO1 ......................................................232 Rules for payments to EBA related to STEP2 .......................................................234

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Content

1 Introduction This document describes addressing and routing examples of certain payments and AS transactions in the SSP. It gives information how to handle the different use cases. The participants (CIs, CBs, ASs and financial institutions) shall be guided through the flow of message types. The content is structured as follows: 1. Who is the addressee of the business case (message) 2. Who is the sending participant Usually BICs and references are used only for one business case. It is possible to make use of the same BICs in different examples with different meaning. That is why BICs and references among the examples are not consistent. In case of MT 202/103/103+ the message types MT 103 and MT 103+ are not described in detail in the following tables unless there are any engrave differences. Following messages are optional: MT 012, MT 900, MT 910. Therefore, they are presented by broken lines in graphic. According to the description of these message types in tables there is no claim of completeness. Therefore, some descriptions are very well prepared, but in any cases the respective messages are only mentioned. The booking on special accounts will be offered in some special cases as additional information. For more information on these bookings have a look at the respective UDFS chapter. SWIFT messages (e.g. settlement requests and confirmations (MT 096 and MT 097)) and internal messages will only be depicted but not described in detail since they are not delivered to the participants. In the graphics whenever a message is described as MT202/103/103+, it is also valid for MT202 COV. MT103 payments to Internet-based participants: fields 56a/57a, or 57a are compulsory. BIC of the Internet-based participant must be set. BICs with 11 characters must be entered into the relevant fields when capturing payments sent by internet-based participants to internet-based participants through the ICM screen “Credit Transfer”. For example

58A: AAAAEUFF is not accepted. (Error code: Invalid sending/receiving BIC)

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58A: AAAAEUFFXXX is accepted. HAM account holders are only allowed to send MT202 simplified via SWIFT or the equivalent order via ICM (Liquidity Transfer). Internet-based access is also available for HAM account holders. Internet-based participants can use the existing functionality “LiquidityTransfer other Accounts“ to transfer liquidity from the HAM account to the PM account (both SWIFT-based and Internet-based participants).

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2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

2

Flow of payments/transactions

2.1

Credit transfer

2.1.1

Credit transfer to a direct participant

2.1.1.1

From SWIFT-based PM participant to SWIFT-based PM participant

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2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

c MT 202 from direct PM participant

S: R: 103:

Direct PM participant (sender) Direct PM participant (receiver) TGT (service identifier)

20: 21: 32A: … 58a: …

TRN Related Reference Value date, currency code and amount

f MT 202 to direct PM participant g MT 012 (optional) from SWIFT to sender

Direct PM participant (receiver)

Message from c S: R:

SWIFT system Direct PM participant (sender)

175: 106:

Input time of the initial MT 202/103/103+ c Message Input Reference (MIR) of initial MT 202/103/103+ c Message User Reference (MUR) if filled, else: TRN of initial MT 202/103/103+ c SWIFT address of receiver (complete 12 character destination) TGT (service identifier) Payment-release-information-sender (credit and debit time, country code of sender and reference of the initial MT 202/103/103+ (field 20) c)

108: 102: 103: 114:

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2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

2.1.1.2

From indirect participant to SWIFT-based PM participant

Message

BIC of respective SSP-Module

Field entry

c payment instruction d MT 202 from direct PM

S: R: 103:

- outside the scope of SSP Direct PM participant (sender) Direct PM participant (receiver) TGT (service identifier)

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2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

Message

BIC of respective SSP-Module

Field entry

participant 20: 21: 32A: … 52a: … 58a: …

g MT 202 to direct PM participant h MT 012 (optional) from SWIFT to sender

TRN Related Reference Value date, currency code and amount Indirect PM participant (instructed initial MT 202/103/103+ c) Direct PM participant (receiver)

Message from d S: R:

SWIFT system Direct PM participant (sender)

175: 106:

Input time of the initial MT 202/103/103+ d Message Input Reference (MIR) of the initial MT 202/103/103+ d Message User Reference (MUR) if filled, else: TRN of initial MT 202/103/103+ d SWIFT address of receiver (complete 12 character destination) TGT (service identifier) Payment-release-information-sender (credit and debit time, country code of sender and reference of the initial MT 202/103/103+ (field 20) d)

108: 102: 103: 114:

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2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

2.1.1.3

From SWIFT-based direct PM participant to Internet based participant

SWIFT-based direct PM participant

Internet-based PM participant 5

1

MT012

MT202 /202COV

SWIFTNet SWIFTNetFIN FIN

3

2

4

SWIFT message

SWIFT message

MT202 /202COV

PM * Internal and MT096-MT097 messages are not explained

Message

c MT 202 from direct PM participant

f MT 202

BIC of respective SSP-Module

Field entry S: R: 103:

Direct PM participant (sender) TRGTXEPMLVP (receiver) TGT (service identifier)

20: 21: 32A: … 58a: …

TRN Related Reference Value date, currency code and amount Internet Based participant (receiver) Message from c. Assigned to PM

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2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

Message

g MT 012 (optional) from SWIFT to sender

BIC of respective SSP-Module

Field entry S: R:

SWIFT system Direct PM participant (sender)

175: 106:

Input time of the initial MT 202/103/103+ c Message Input Reference (MIR) of initial MT 202/103/103+ c Message User Reference (MUR) if filled, else: TRN of initial MT 202/103/103+ c SWIFT address of receiver (complete 12 character destination) TGT (service identifier) Payment-release-information-sender (credit and debit time, country code of sender and reference of the initial MT 202/103/103+ (field 20) c)

108: 102: 103: 114:

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2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

SWIFT-based direct PM participant

Internet-based PM participant 5

1

MT012

MT103/103+

SWIFTNet SWIFTNetFIN FIN

3

2

4

SWIFT message

SWIFT message

MT103/103+

PM * Internal and MT096-MT097 messages are not explained

Message

c MT 103 from direct PM participant

BIC of respective SSP-Module

Field entry S: R: 103:

Direct PM participant (sender) TRGTXEPMLVP (receiver) TGT (service identifier)

20: 21: 32A: 56a

TRN Related Reference Value date, currency code and amount Internet Based participant (receiver)

and/or

57a 59a

f MT 103

Internet Based participant (receiver) /1234567890 CLIENT Message from c. Assigned to PM

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2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

Message

g MT 012 (optional) from SWIFT to sender

BIC of respective SSP-Module

Field entry S: R:

SWIFT system Direct PM participant (sender)

175: 106:

Input time of the initial MT 202/103/103+ c Message Input Reference (MIR) of initial MT 202/103/103+ c Message User Reference (MUR) if filled, else: TRN of initial MT 202/103/103+ c SWIFT address of receiver (complete 12 character destination) TGT (service identifier) Payment-release-information-sender (credit and debit time, country code of sender and reference of the initial MT 202/103/103+ (field 20) c)

108: 102: 103: 114:

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2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

2.1.1.4

From Internet based participant to SWIFT based PM participant

Internet-based PM participant

SWIFT-based PM participant

ICM ICM Credit CreditTransfer Transfer

5

MT202 /202COV

1

SWIFTNet SWIFTNetFIN FIN

ICM order 202/202COV

2

4

3

MT202 /202COV

SWIFT message

SWIFT message

PM * Internal and MT096-MT097 messages are not explained

Message

c ICM: Enter MT 202 from Internet Based participant PM

BIC of respective SSP-Module N/A

Field entry S: R: 113:

N/A Direct PM Participant (receiver) Bank Priority

20: 21: 32A: … 58a: …

TRN Related Reference Value date, currency code and amount Direct PM Participant (receiver)

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2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

Message

BIC of respective SSP-Module TRGTXEPMLVP

d MT 202 from PM to SWIFT-based direct PM participant

g

MT 202 to SWIFT-based direct PM participant

TRGTXEPMLVP

Field entry S: R: 103:

TRGTXEPMLVP Direct PM participant TGT (service identifier)

20: 21: 32A: … 58a: …

TRN from c Related Reference from c Value date, currency code and amount c Direct PM participant from c Message from d

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2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

Internet-based PM participant

SWIFT-based PM participant

ICM ICM Credit CreditTransfer Transfer

5

MT103/103+

1

SWIFTNet SWIFTNetFIN FIN

ICM order 103/103+

2

3

MT103/103+

SWIFT message

4

SWIFT message

PM * Internal and MT096-MT097 messages are not explained

Message

c ICM: Enter MT 103

BIC of respective SSP-Module N/A

from Internet Based participant PM

d MT 103 from PM to SWIFT-based

TRGTXEPMLVP

Field entry S: R: 113:

N/A Direct PM Participant (receiver) Bank Priority

20: 21: 32A: … 57a: 59a

TRN Related Reference Value date, currency code and amount

S: R: 103:

SWIFT-based PM Participant (receiver) /1234567890 CLIENT TRGTXEPMLVP Direct PM participant TGT (service identifier)

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2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

Message

BIC of respective SSP-Module

Field entry 20: 21: 32A: … 57a: 59A:

g

MT 103 to SWIFT-based direct PM participant

TRGTXEPMLVP

TRN from c Related Reference from c Value date, currency code and amount c SWIFT-based PM Participant (receiver) c /1234567890 CLIENT from c Message from d

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2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

2.1.1.5

From Internet based participant to Internet based participant

Internet-based PM participant

Internet-based PM participant

ICM ICM Credit CreditTransfer Transfer

1

SWIFTNet SWIFTNetFIN FIN

ICM order 202/202COV

Dummy MT096 created

2

PM * Internal and MT096-MT097 messages are not explained

Message

c ICM: Enter MT 202 from Internet Based participant PM

BIC of respective SSP-Module N/A

Field entry S: R: 113: 20: 21: 32A: … 58a: …

d Dummy MT096

N/A TRGTXEPMLVP Banking Priority TRN Related Reference Value date, currency code and amount Internet Based Participant A dummy MT096 is created from c. It is not sent to SWIFT

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2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

Internet-based PM participant

Internet-based PM participant

ICM ICM Credit CreditTransfer Transfer

1

SWIFTNet SWIFTNetFIN FIN

ICM order 103/103+

Dummy MT096 created

2

PM * Internal and MT096-MT097 messages are not explained

Message

c ICM: Enter MT 103 from Internet Based participant PM

BIC of respective SSP-Module N/A

Field entry S: R: 113: 20: 21: 32A: … 57a: …

d Dummy MT096

N/A TRGTXEPMLVP Banking Priority TRN Related Reference Value date, currency code and amount Internet Based Participant A dummy MT096 is created from c. It is not sent to SWIFT.

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2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

2.1.1.6

From CB customer to SWIFT-based participant.

Message

c MT 202 from CB customer F to HAM

BIC of respective SSP-Module TRGTXECBccX (CB Customer Liquidity Bridge)

Field entry S: R: 20: 21: 32A: … 52: … 58a: …

CB customer F (HAM) TRGTXECBccX TRN Related Reference Value date, currency code and amount CB customer F (HAM) Direct PM participant A

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2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

d Booking e MT 900 (optional) from HAM to CB customer F

TRGTXECBccX (CB Customer Liquidity Bridge)

S: R: 20: 21: 25:

f MT 910 (optional) from HAM to CB of CB customer F

TRGTXECBccX (CB Customer Liquidity Bridge)

32A: … 52a: … S: R: 20: 21: 25: 32A: … 52a: 72:

g MT 202 from HAM to direct PM participant A

TRGTXECBccX (CB Customer Liquidity Bridge)

HAM debits the account of CB customer F and credits the account (liquidity bridge) of the CB of CB customer F TRGTXECBccX CB customer F (HAM) TRN by SSP Field 20 (TRN) of initial MT 202/103 103+ c Account of CB customer F (HAM) debited) Value date, currency code and amount CB customer F (HAM) TRGTXECBccX CB of CB Customer F TRN by SSP Field 20 (TRN) of initial MT 202/103/ 103+ c Account of CB of CB customer F (credited) Value date, currency code and amount CB customer F (HAM) /SETTIME/HHMMSSCC /INTERMOD/

S: R: 103:

TRGTXECBccX Direct PM participant A TGT (service identifier)

20: 21: 32A: … 52a:

TRN Related Reference Value date, currency code and amount

… 58a: …

//HAMBIC of CB customer F (HAM) Direct PM participant A

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2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

i Booking

10

MT 202 to direct PM participant A

PM debits the account (liquidity bridge) of CB of CB customer F and credits the RTGS account of the direct PM participant A TRGTXECBccX (CB Customer Liquidity Bridge)

Message from g

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2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

2.1.1.7

From SWIFT-based CB customers to Internet-based direct PM participant.

SWIFT-based CB Customer F 1

CB of CB Customer F

3

MT 202/103/103+

Internet-based direct PM participant A

4

MT900

MT910

SWIFTNet SWIFTNetFIN FIN

5

6

MT 202/103/103+

8

MT096

9

MT097

MT 202/103/103+

SSP

2

HAM

PM

(TRGTXECBccX)

(TRGTXECBccX)

CB CBCustomer CustomerFF

CB CBofofCB CBCustomer Customer

CB CBofofCB CBCustomer Customer

Direct DirectParticipant ParticipantAA

7

* Internal and MT096/MT097 messages are not explained

Message

c MT 202 from CB customer F to HAM

BIC of respective SSP-Module TRGTXECBccX (CB Customer Liquidity Bridge)

Field entry S: R: 20: 21: 32A: … 52: … 58a: …

CB customer F (HAM) TRGTXECBccX TRN Related Reference Value date, currency code and amount CB customer F (HAM) Internet-based Direct PM participant A

Routing/Mapping of Payments and Ancillary System Transactions

Page 28 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

d Booking e MT 900 (optional) from HAM to CB customer F

TRGTXECBccX (CB Customer Liquidity Bridge)

S: R: 20: 21: 25:

f MT 910 (optional) from HAM to CB of CB customer F

TRGTXECBccX (CB Customer Liquidity Bridge)

Value date, currency code and amount

S: R:

TRGTXECBccX CB of CB Customer F

20: 21:

TRN by SSP Field 20 (TRN) of initial MT 202/103/ 103+ c Account of CB of CB customer F (credited) Value date, currency code and amount

32A: … 52a:

from HAM to SWIFT

TRGTXECBccX (CB Customer Liquidity Bridge)

TRN by SSP Field 20 (TRN) of initial MT 202/103 103+ c Account of CB customer F (HAM) debited

32A: … 52a:

25:

g MT 202

HAM debits the account of CB customer F and credits the account (liquidity bridge) of the CB of CB customer F TRGTXECBccX CB customer F (HAM)

CB customer F (HAM)

CB customer F (HAM)

72:

/SETTIME/HHMMSSCC /INTERMOD/

S: R: 103:

TRGTXECBccX TRGTXEPMLVP TGT (service identifier)

20: 21: 32A: … 52a:

TRN Related Reference Value date, currency code and amount

… 58a: …

//HAMBIC of CB customer F (HAM) Direct PM participant A

Routing/Mapping of Payments and Ancillary System Transactions

Page 29 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

i Booking

k MT 202 from SWIFT to PM

PM debits the account (liquidity bridge) of CB of CB customer F and credits the RTGS account of the direct PM participant A TRGTXECBccX (CB Customer Liquidity Bridge)

Message from g internally assigned to PM (not delivered to Internet-based participant)

Routing/Mapping of Payments and Ancillary System Transactions

Page 30 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

2.1.1.8

From Internet-based CB customers to SWIFT-based participant

Internet-based CB Customer F

CB of CB Customer F

ICM ICM Credit CreditTransfer Transfer

SWIFT-based direct PM participant A

3

8

MT 202/103/103+

MT910

1

Enter MT 202/103/103+

SWIFTNet SWIFTNetFIN FIN

4

5

MT 202/103/103+

7

MT096

MT097

SSP

HAM

PM

(TRGTXECBccX) 2

CB CBCustomer CustomerFF

CB CBofofCB CBCustomer Customer

CB CBofofCB CBCustomer Customer

Direct DirectParticipant ParticipantAA

6

* Internal and MT096/MT097 messages are not explained

Message

c ICM Credit Transfer MT202 from CB customer F

BIC of respective SSP-Module N/A

Field entry S: R: 113 20: 21: 32A: … 52A: … 58a: …

N/A TRGTXECBccX Priority TRN Related Reference Value date, currency code and amount CB customer F (HAM) Direct PM SWIFT-based participant A

Routing/Mapping of Payments and Ancillary System Transactions

Page 31 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

d Booking e MT 910 (optional) from HAM to CB of CB customer F

TRGTXECBccX (CB Customer Liquidity Bridge)

S: R: 20: 21: 25: 32A:

f MT 202 from HAM to direct PM participant A

TRGTXECBccX (CB Customer Liquidity Bridge)

j

MT 202 to direct PM participant A

TRN by SSP Field 20 (TRN) of initial MT 202/103/ 103+ c Account of CB of CB customer F (credited) Value date, currency code and amount

52a: 72:

CB customer F (HAM) /SETTIME/HHMMSSCC /INTERMOD/

S: R: 103:

TRGTXECBccX Direct PM participant A TGT (service identifier)

20: 21: 32A: … 52a:

TRN Related Reference Value date, currency code and amount

… 58a: …

h Booking

HAM debits the account of CB customer F and credits the account (liquidity bridge) of the CB of CB customer F TRGTXECBccX CB of CB Customer F

//HAMBIC of CB customer F (HAM) Direct PM participant A PM debits the account (liquidity bridge) of CB of CB customer F and credits the RTGS account of the direct PM participant A

TRGTXECBccX (CB Customer Liquidity Bridge)

Message from f

Routing/Mapping of Payments and Ancillary System Transactions

Page 32 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

2.1.1.9

From Internet-based CB customers to Internet-based participant.

Internet-based CB Customer F

CB of CB Customer F

ICM ICM Credit CreditTransfer Transfer

Internet-based direct PM participant A

3

MT910

1

Enter MT 202/103/103+

SWIFTNet SWIFTNetFIN FIN 8 4

5

MT 202/103/103+

7

MT096

MT 202/103/103+

MT097

SSP

2

HAM

PM

(TRGTXECBccX)

(TRGTXEPMLVP)

CB CBCustomer CustomerFF

CB CBofofCB CBCustomer Customer

CB CBofofCB CBCustomer Customer

Direct DirectParticipant ParticipantAA

6

* Internal and MT096/MT097 messages are not explained

Message

c ICM Credit Transfer MT202 from CB customer F

BIC of respective SSP-Module N/A

Field entry S: R: 113 20: 21: 32A: … 52A: … 58a: …

N/A TRGTXECBccX Priority TRN Related Reference Value date, currency code and amount CB customer F (HAM) Direct PM Internet-based participant A

Routing/Mapping of Payments and Ancillary System Transactions

Page 33 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.1 Credit transfer to a direct participant

d Booking e MT 910 (optional) from HAM to CB of CB customer F

TRGTXECBccX (CB Customer Liquidity Bridge)

S: R: 20: 21: 25: 32A:

f MT 202 from HAM to SWIFT

TRGTXECBccX (CB Customer Liquidity Bridge)

j MT 202 from SWIFT to PM

TRN by SSP Field 20 (TRN) of initial MT 202/103/ 103+ c Account of CB of CB customer F (credited) Value date, currency code and amount

52a: 72:

CB customer F (HAM) /SETTIME/HHMMSSCC /INTERMOD/

S: R: 103

TRGTXECBccX TRGTXEPMLVP TGT (service identifier)

20: 21: 32A: … 52a:

TRN from c Related Reference c Value date, currency code and amount

… 58a: …

h Booking

HAM debits the account of CB customer F and credits the account (liquidity bridge) of the CB of CB customer F TRGTXECBccX CB of CB Customer F

//HAM BIC of CB customer F (HAM) Direct PM Internet-based participant A PM debits the account (liquidity bridge) of CB of CB customer F and credits the RTGS account of the direct PM participant A

TRGTXECBccX (CB Customer Liquidity Bridge)

Message from g internally assigned to PM (not delivered to Internet-based participant)

Routing/Mapping of Payments and Ancillary System Transactions

Page 34 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.2 Credit transfer to an indirect participant

2.1.2

Credit transfer to an indirect participant

2.1.2.1

From CI as direct participant

Message

c MT 202 from direct PM

BIC of respective SSPModule

Field entry S: R: 103:

Direct PM participant (sender) Direct PM participant (receiver) TGT (service identifier)

Routing/Mapping of Payments and Ancillary System Transactions

Page 35 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.2 Credit transfer to an indirect participant

Message

BIC of respective SSPModule

Field entry

participant 20: 21: 32A: … 58a: …

f MT 202 from SWIFT to sender

S: R:

SWIFT system Direct PM participant (sender)

175: 106:

Input time of the initial MT 202/103/103+ c Message Input Reference (MIR) of the initial MT 202/103/103+ c Message User Reference (MUR) if filled, else: TRN of initial MT 202/103/103+ c SWIFT address of receiver (complete 12 character destination) TGT (service identifier) Payment-release-information-sender (credit and debit time, country code of sender and reference of the initial MT 202/103/103+ (field 20) c)

108: 102: 103: 114:

h Forwarding of payment

Indirect PM participant Message from c

to direct PM participant

g MT 012 (optional)

TRN Related Reference Value date, currency code and amount

- outside the scope of SSP -

Routing/Mapping of Payments and Ancillary System Transactions

Page 36 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.2 Credit transfer to an indirect participant

2.1.2.2

From CI as indirect participant

Message

BIC of respective SSPModule

Field entry

c payment instruction d MT 202 from direct PM

S: R: 103:

- outside the scope of SSP Direct PM participant (sender) Direct PM participant (receiver) TGT (service identifier)

Routing/Mapping of Payments and Ancillary System Transactions

Page 37 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.2 Credit transfer to an indirect participant

Message

BIC of respective SSPModule

Field entry

participant (sender) 20: 21: 32A: … 52a: … 58a: …

g MT 202 to direct PM participant h MT 012 (optional) from SWIFT to sender

Indirect PM participant (receiver)

S: R:

SWIFT system Direct PM participant (sender)

175: 106:

Input time of the initial MT 202/103/103+ d Message Input Reference (MIR) of initial MT 202/103/103+ d Message User Reference (MUR) if filled, else: TRN of initial MT 202/103/103+ d SWIFT address of receiver (complete 12 character destination) TGT (service identifier) Payment-release-information-sender (credit and debit time, country code of sender and reference of the initial MT 202/103/103+ (field 20) d)

102: 103: 114:

of payment

Indirect PM participant (instructed initial MT 202/103/103+ c)

Message from d

108:

i Forwarding

TRN Related Reference Value date, currency code and amount

- outside the scope of SSP -

Routing/Mapping of Payments and Ancillary System Transactions

Page 38 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.2 Credit transfer to an indirect participant

2.1.2.3

From SWIFT-based CB customers

Message

c MT 202 from CB customer F to HAM

BIC of respective SSPModule TRGTXECBccX (CB Customer Liquidity Bridge)

Field entry S: R:

CB customer F (HAM) TRGTXECBccX

20: 21: 32A: … 58a: …

TRN Related Reference Value date, currency code and amount Indirect PM participant

Routing/Mapping of Payments and Ancillary System Transactions

Page 39 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.2 Credit transfer to an indirect participant

d Booking e MT 900 (optional) from HAM to CB customer F

f MT 910 (optional) from HAM to CB of CB customer F

g MT 202 from HAM to direct PM participant A

TRGTXECBccX (CB Customer Liquidity Bridge)

S: R: 20: 21: 25:

TRGTXECBccX (CB Customer Liquidity Bridge)

32A: … 52a: … S: R: 20: 21: 25: 32A: 52a: 72:

TRGTXECBccX (CB Customer Liquidity Bridge)

S: R: 103: 20: 21: 32A: … 52a: … 58a: …

i Booking 10

MT 202 to direct PM participant A

11

Forwarding of payment

HAM debits the account of CB customer F and credits the account (liquidity bridge) of the CB of CB customer F TRGTXECBccX CB customer F (HAM) TRN by SSP Field 20 (TRN) of initial MT 202/103/103+ c Account of CB customer F ((HAM) debited) Value date, currency code and amount CB customer F (HAM) TRGTXECBccX CB of CB Customer F TRN by SSP Field 20 (TRN) of initial MT 202/103/103+ c Account of CB of CB customer F (credited) Value date, currency code and amount CB customer F (HAM) /SETTIME/HHMMSSCC /INTERMOD/ TRGTXECBccX Direct PM participant A TGT (service identifier) TRN Related Reference Value date, currency code and amount //HAM+BIC of CB customer F (HAM) BIC of CB customer F (HAM) Indirect PM participant PM debits the account (liquidity bridge) of CB of CB customer F and credits the RTGS account of the direct PM participant A

TRGTXECBccX (CB Customer Liquidity Bridge)

Message from g

- outside the scope of SSP -

Routing/Mapping of Payments and Ancillary System Transactions

Page 40 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.2 Credit transfer to an indirect participant

2.1.2.4

From Internet-based CB customers

Internet-based CB Customer F

CB of CB Customer F

ICM ICM Credit CreditTransfer Transfer

SWIFT-based direct PM participant A 8

3

9

MT 202/103/103+

MT910

fowarding of payment

1

Enter MT 202/103/103+

SWIFTNet SWIFTNetFIN FIN

4

5

MT 202/103/103+

Indirect PM participant

7

MT096

MT097

SSP

HAM

PM

(TRGTXECBccX) 2

CB CBCustomer CustomerFF

CB CBofofCB CBCustomer Customer

CB CBofofCB CBCustomer Customer

Direct DirectParticipant ParticipantAA

6

* Internal and MT096/MT097 messages are not explained

Message

c ICM: Credit Transfer: Enter MT202 from CB customer F to HAM

BIC of respective SSPModule N/A

Field entry

S: R:

N/A TRGTXECBccX

113

Bank Priority

20: 21: 32A: 52A… 58a: …

TRN Related Reference Value date, currency code and amount CB customer F (HAM) Indirect PM participant

Routing/Mapping of Payments and Ancillary System Transactions

Page 41 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.2 Credit transfer to an indirect participant

d Booking e MT 910 (optional) from HAM to CB of CB customer F

f MT 202 from HAM to direct PM participant A

TRGTXECBccX (CB Customer Liquidity Bridge)

TRGTXECBccX (CB Customer Liquidity Bridge)

S: R:

HAM debits the account of CB customer F and credits the account (liquidity bridge) of the CB of CB customer F TRGTXECBccX CB of CB Customer F

20: 21: 25: 32A:

TRN by SSP Field 20 (TRN) of initial MT 202/103/103+ c Account of CB of CB customer F (credited) Value date, currency code and amount

52a: 72:

CB customer F (HAM) /SETTIME/HHMMSSCC /INTERMOD/ TRGTXECBccX Direct PM participant A TGT (service identifier)

S: R: 103: 20: 21: 32A: … 52a: … 58a: …

h Booking j

MT 202 to direct PM participant A

k

Forwarding of payment

TRN Related Reference Value date, currency code and amount //HAM+BIC of CB customer F (HAM) BIC of CB customer F (HAM) Indirect PM participant PM debits the account (liquidity bridge) of CB of CB customer F and credits the RTGS account of the direct PM participant A

TRGTXECBccX (CB Customer Liquidity Bridge)

Message from g

- outside the scope of SSP -

Routing/Mapping of Payments and Ancillary System Transactions

Page 42 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.3 Credit transfer to a HAM participant

2.1.3

Credit transfer to a HAM participant

2.1.3.1

From CI as direct participant

Message

c MT 202 “simplified” from direct PM participant to HAM

BIC of respective SSP-Module TRGTXEPMHAM (SSP-BIC of HAM)

Field entry S: R: 103:

Direct PM participant (sender) TRGTXEPMHAM TGT (service identifier)

20: 21: 32A: … 58a:

TRN Related Reference Value date, currency code and amount HAM account holder (receiver)

Routing/Mapping of Payments and Ancillary System Transactions

Page 43 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.3 Credit transfer to a HAM participant

Message

f MT 910 (optional) from PM to CB of HAM account holder

BIC of respective SSP-Module TRGTXEPMXXX (SSP-BIC of PM)

Field entry S: R:

TRGTXEPMXXX CB of HAM account holder

20: 21: 25:

TRN by SSP Field 20 (TRN) of initial MT 202 “simplified” c Account of CB of HAM account holder (credited) Value date, currency code and amount

32A: … 52a: …

i MT 202 “simplified” from direct PM participant to HAM j MT 202 “simplified” from HAM to HAM account holder (receiver)

TRGTXEPMHAM (SSP-BIC of HAM) TRGTXEHMXXX (SSP-BIC of HAM)

Direct PM participant (sender) Original message from c (Y-Copy)

S: R:

TRGTXEHMXXX HAM account holder (receiver)

20: 21: 32A: … 52a:

TRN Related Reference Value date, currency code and amount //HAM+BIC of direct PM participant (sender)BIC of direct PM participant (sender)

…

k MT 910 (optional) from HAM to HAM account holder (receiver)

10

MT 900 (optional) from HAM to CB of HAM account holder

TRGTXEHMXXX (SSP-BIC of HAM)

TRGTXEHMXXX (SSP-BIC of HAM)

58a: …

HAM account holder (receiver)

S: R:

TRGTXEHMXXX HAM account holder (receiver)

20: 21: 25:

TRN by SSP Field 20 (TRN) of initial MT 202 “simplified” c Account of HAM account holder (receiver) (credited) Value date, currency code and amount

32A: … 52a: … S: R:

Direct PM participant (sender) TRGTXEHMXXX CB of HAM account holder

Routing/Mapping of Payments and Ancillary System Transactions

Page 44 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.3 Credit transfer to a HAM participant

Message

11

MT 012 (optional) from SWIFT to sender

BIC of respective SSP-Module

Field entry 20: 21: 25: 32A:

TRN by SSP Field 20 (TRN) of initial MT 202 “simplified” c Account of CB of HAM account holder (debited) Value date, currency code and amount

52a: 72:

Direct PM participant (sender) /SETTIME/HHMMSSCC /INTERMOD/

S: R:

SWIFT system Direct PM participant (sender)

175: 106:

Input time of the initial MT 202 “simplified” c Message Input Reference (MIR) of the initial MT 202 “simplified” c Message User Reference (MUR) if filled, else: TRN of initial MT 202 “simplified” c SWIFT address of receiver (complete 12 character destination) TGT (service identifier) Payment-release-information-sender (credit and debit time, country code of sender and reference of the initial MT 202 “simplified” (field 20) c)

108: 102: 103: 114:

Routing/Mapping of Payments and Ancillary System Transactions

Page 45 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.3 Credit transfer to a HAM participant

2.1.3.2

From CI as indirect participant

Message

c d

Payment instruction MT 202 from direct PM participant to HAM

BIC of respective SSP-Module

TRGTXEPMHAM (SSP-BIC of HAM)

Field entry

S: R: 103:

- outside the scope of SSP Direct PM participant (sender) TRGTXEPMHAM TGT (service identifier)

Routing/Mapping of Payments and Ancillary System Transactions

Page 46 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.3 Credit transfer to a HAM participant

g MT 910 (optional) from PM to CB of HAM account holder

TRGTXEPMXXX (SSP-BIC of PM)

20: 21: 32A: … 52a: … 58a: …

TRN Related Reference Value date, currency code and amount

S: R:

TRGTXEPMXXX CB of HAM account holder

20: 21: 25:

TRN by SSP Field 20 (TRN) of initial MT 202 “simplified” d Account of CB of HAM account holder (credited) Value date, currency code and amount

32A: … 52a: …

j MT 202 from direct PM participant

k MT 202 “simplified” from HAM to HAM account holder (receiver)

10

MT 910 (optional) from HAM to HAM account holder ( i )

TRGTXEPMHAM (SSP-BIC of HAM) TRGTXEHMXXX (SSP-BIC of HAM)

TRGTXEHMXXX (SSP-BIC of HAM)

Indirect participant (instructed the MT 202 d) HAM account holder (receiver)

Indirect PM participant (sender) Message from d

S: R:

TRGTXEHMXXX HAM account holder (receiver)

20: 21: 32A: … 52a:

TRN by SSP Related Reference Value date, currency code and amount

… 58a: … S: R:

//HAM+BIC of indirect participant BIC of indirect PM participant (sender) HAM account holder (receiver) TRGTXEHMXXX HAM account holder (receiver)

Routing/Mapping of Payments and Ancillary System Transactions

Page 47 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.3 Credit transfer to a HAM participant

11

MT 900 (optional) from HAM to CB of HAM account holder

TRGTXEHMXXX (SSP-BIC of HAM)

20: 21: 25: 32A: … 52a: … S: R:

TRN by SSP Field 20 (TRN) of initial MT 202 “simplified” d Account of HAM account holder (credited) Value date, currency code and amount

20: 21: 25:

TRN by SSP Field 20 (TRN) of initial MT 202 “simplified” d Account of the CB of HAM account holder (debited) Value date, currency code and amount

32A: 52a: 72:

12

MT 012 (optional) from SWIFT to sender

S: R: 175: 106: 108: 102: 103: 114:

2.1.3.3

Indirect PM participant (sender) TRGTXEHMXXX CB of HAM account holder

Indirect PM participant (sender) /SETTIME/HHMMSSCC /INTERMOD/ SWIFT System Direct PM participant (sender) Input time of the initial MT 202 “simplified” d Message Input Reference (MIR) of the initial MT 202 “simplified” d Message User Reference (MUR) if filled, else: TRN of initial MT 202 “simplified” d SWIFT address of receiver (complete 12 character destination) TGT (service identifier) Payment-release-information-sender (credit and debit time, country code of sender and reference of the initial MT 202 (field 20) d)

From CB customers Not allowed.

Routing/Mapping of Payments and Ancillary System Transactions

Page 48 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

2.1.4

Credit transfer to a CB customer

2.1.4.1

From SWIFT-based PM participant to SWIFT-based CB customer

Message

c MT 202 from direct PM participant

BIC of respective SSP-Module TRGTXECBccX (CB Customer Liquidity Bridge)

Field entry S: R: 103:

Direct PM participant (sender) TRGTXECBccX TGT (service identifier)

Routing/Mapping of Payments and Ancillary System Transactions

Page 49 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

g

20: 21: 32A: … 52a: … 58a: … S: R:

MT 012 (optional) from SWIFT to sender

175: 106: 108: 102: 103: 114:

h i

MT 202 from direct PM participant MT 202 from HAM to CB customer

j MT 910 (optional) from HAM to

TRGTXECBccX (CB Customer Liquidity Bridge) TRGTXECBccX (CB Customer Liquidity Bridge)

TRGTXECBccX (CB Customer

TRN Related Reference Value date, currency code and amount Direct PM participant (sender) CB customer (receiver) SWIFT system Direct PM participant (sender) Input time of the initial MT 202/103/103+ c Message Input Reference (MIR) of the initial MT 202/103/103+ c Message User Reference (MUR) if filled, else: TRN of initial MT 202/103/103+ c SWIFT address of receiver (complete 12 character destination) TGT (service identifier) Payment-release-information-sender (credit and debit time, country code of sender and reference of the initial MT 202 (field 20) c) Message from c

S: R:

TRGTXECBccX CB customer

20: 21: 32A: … 52a:

TRN Related Reference Value date and amount

… 58a: … S: R:

//HAM+BIC of direct PM participant (sender) BIC of direct PM participant (sender) CB customer (receiver) TRGTXECBccX CB customer (receiver)

Routing/Mapping of Payments and Ancillary System Transactions

Page 50 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

k MT 900 (optional) from HAM to CB of CB customer

TRGTXECBccX (CB Customer Liquidity Bridge)

20: 21: 25: 32A: … 52a: … S: R:

TRN by SSP Field 20 (TRN) of initial MT 202/103/103+ c Account of CB customer (credited) Value date, currency code and amount

20: 21: 25: 32A:

TRN by SSP Field 20 (TRN) of initial MT 202/103/103+ c Account of CB of CB customer (debited) Value date, currency code and amount

52a: 72:

Direct PM participant (sender) /SETTIME/HHMMSSCC /INTERMOD/

Direct PM participant (sender) TRGTXECBccX CB of CB customer

Routing/Mapping of Payments and Ancillary System Transactions

Page 51 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

2.1.4.2

From CI as indirect participant to SWIFT-based CB customer

Message

BIC of respective SSP-Module

Field entry

c Payment instruction d MT 202 from direct PM participant

TRGTXECBccX (CB Customer Liquidity Bridge)

S: R: 103:

- outside the scope of SSP Direct PM participant (sender) TRGTXECBccX TGT (service identifier)

Routing/Mapping of Payments and Ancillary System Transactions

Page 52 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

h MT 012 (optional) from SWIFT to sender

20: 21: 32A: … 52a: …

TRN Related Reference Value date, currency code and amount

58a: S: R:

CB customer (receiver) SWIFT system Direct PM participant (sender)

175: 106:

Input time of the initial MT 202/103/103+ d Message Input Reference (MIR) of the initial MT 202/103/103+ d Message User Reference (MUR) if filled, else: TRN of initial MT 202/103/103+ d SWIFT address of receiver (complete 12 character destination) TGT (service identifier) Payment-release-information-sender (credit and debit time, country code of sender and reference of the initial MT 202 (field 20) d)

108: 102: 103: 114:

i j

MT 202 from direct PM participant MT 202 from HAM to CB customer

k MT 910 (optional) from HAM to CB customer

TRGTXECBccX (CB Customer Liquidity Bridge) TRGTXECBccX (CB Customer Liquidity Bridge)

TRGTXECBccX (CB Customer Liquidity Bridge)

Indirect PM participant (instructed initial MT 202/103/103+ c)

Message from d S: R:

TRGTXECBccX CB customer

20: 21: 32A: … 52a:

TRN Related Reference Value date, currency code and amount

… 58a: … S: R:

//HAM+TRGTXECBccXBIC of indirect PM participant (sender) CB customer (receiver) TRGTXECBccX CB customer (receiver)

Routing/Mapping of Payments and Ancillary System Transactions

Page 53 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

10

MT 900 (optional) from HAM to CB of CB customer

TRGTXECBccX (CB Customer Liquidity Bridge)

20: 21: 25: 32A: … 52a: … S: R:

TRN by SSP Field 20 (TRN) of initial MT 202/103/103+ d Account of CB customer (credited) Value date, currency code and amount

20: 21: 25: 32A: … 52a: 72:

TRN by SSP Field 20 (TRN) of initial MT 202/103/103+ d Account of CB of CB customer (debited) Value date, currency code and amount

Indirect PM participant TRGTXECBccX CB of CB customer

Indirect PM participant /SETTIME/HHMMSSCC /INTERMOD/

Routing/Mapping of Payments and Ancillary System Transactions

Page 54 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

2.1.4.3

From Internet-based PM participant to Internet-based CB customer

Internet-based PM participant

CB of CB Customer F

ICM ICM Credit CreditTransfer Transfer

Internet-based CB Customer

8

MT900

1

Enter MT 202(COV)/103(+)

SWIFTNet SWIFTNetFIN FIN 2

MT 202(COV) /103(+)

3

6

5

MT096

MT 202(COV) /103(+)

MT097

SSP

HAM

PM Direct DirectParticipant Participant

(TRGTXECBccX) 7

4

CB CBofofCB CBCustomer Customer CB CBCustomer Customer

CB CBofofCB CBCustomer Customer

* Internal and MT096/MT097 messages are not explained

Message

c ICM: Credit Transfer: Enter MT202 from Internet-based PM participant

BIC of respective SSPModule N/A

Field entry S: R: 113

N/A TRGTXECBccX Bank Priority

20: 21: 32A: … 52a: … 58a: …

TRN Related Reference Value date, currency code and amount Internet-based PM participant Internet-based CB customer

Routing/Mapping of Payments and Ancillary System Transactions

Page 55 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

d MT 202 from PM to CB customer via PM

TRGTXECBccX (CB Customer Liquidity Bridge)

S: R: 103:

TRGTXECBLVP TRGTXECBccX TGT (service identifier)

20: 21:

TRN from initial credit transfer c REF from initial credit transfer c

32A: … 52a: … 58a: …

Value date, currency code and amount c

f Booking h

MT 202 from SWIFT to HAM

TRGTXECBccX (CB Customer Liquidity Bridge)

S: R:

Internet-based PM participant c Internet-based CB customer (receiver) c PM debits the account of IB PM participant and credits the account (liquidity bridge) of the CB of CB customer TRGTXECBLVP TRGTXECBccX Same message as d

i Booking j

MT 900 (optional) from HAM to CB of CB customer B

TRGTXECBccX (CB Customer Liquidity Bridge)

S: R:

20: 21: 25: 32A: … 52a: 72:

HAM debits the account (liquidity bridge) of the CB of CB customer and credits the account of the CB customer TRGTXECBccX CB of CB customer B

TRN by SSP NEW Account of CB of CB customer (debited) Value date, currency code and amount TRGTXEPMLVP /SETTIME/HHMMSSCC /INTERMOD/

Routing/Mapping of Payments and Ancillary System Transactions

Page 56 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

2.1.4.3.1 2.1.4.3 From SWIFT-based PM participant to Internet-based CB customer

SWIFT-based PM participant

CB of CB Customer

1

Internet-based CB Customer

7

MT 202(COV) /103(+)

MT900

SWIFTNet SWIFTNetFIN FIN

5 2

MT096

MT 202(COV) /103(+)

4

MT097

SSP

PM

HAM

(TRGTXECBccX)

(TRGTXECBccX)

Direct DirectParticipant Participant

6

3

CB CBofofCB CBCustomer Customer CB CBCustomer Customer

CB CBofofCB CBCustomer Customer

* Internal and MT096/MT097 messages are not explained

Message

c MT202 from SWIFT-based PM participant

BIC of respective SSPModule TRGTXECBccX (CB Customer Liquidity Bridge)

Field entry S: R: 103

SWIFT-based Participant BIC TRGTXECBccX TGT

20: 21: 32A: … 58a: …

TRN Related Reference Value date, currency code and amount Internet-based CB customer

Routing/Mapping of Payments and Ancillary System Transactions

Page 57 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

e Booking g

MT 202 from SWIFT to HAM

TRGTXECBccX (CB Customer Liquidity Bridge)

S: R:

PM debits the account of IB PM participant and credits the account (liquidity bridge) of the CB of CB customer Participant BIC TRGTXECBccX Same message as c

h Booking i

MT 900 (optional) from HAM to CB of CB customer B

TRGTXECBccX (CB Customer Liquidity Bridge)

S: R:

20: 21: 25: 32A: … 52a: 72:

HAM debits the account (liquidity bridge) of the CB of CB customer and credits the account of the CB customer TRGTXECBxxX CB of CB customer B

TRN by SSP Reference (21) from c Account of CB of CB customer (debited) Value date, currency code and amount SWIFT-based PM participant BIC /SETTIME/HHMMSSCC /INTERMOD/

Routing/Mapping of Payments and Ancillary System Transactions

Page 58 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

2.1.4.4

From Internet-based PM participant to SWIFT-based CB customer

Internet-based PM participant

CB of CB Customer F

ICM ICM Credit CreditTransfer Transfer

SWIFT-based CB Customer

8

MT 202(COV) /103(+)

MT900

9

10

MT910

1

Enter MT 202(COV)/103(+)

SWIFTNet SWIFTNetFIN FIN 2

MT 202(COV) /103(+)

3

6

5

MT096

MT 202(COV) /103(+)

MT097

SSP

HAM

PM Direct DirectParticipant Participant

(TRGTXECBccX) 7

4

CB CBofofCB CBCustomer Customer CB CBCustomer Customer

CB CBofofCB CBCustomer Customer

* Internal and MT096/MT097 messages are not explained

Message

c ICM: Credit Transfer: Enter MT202 from Internet-based PM

BIC of respective SSPModule N/A

Field entry S: R: 113

N/A TRGTXECBccX Bank Priority

Routing/Mapping of Payments and Ancillary System Transactions

Page 59 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

d MT 202 from PM to CB customer

TRGTXECBccX (CB Customer Liquidity Bridge)

TRGTXECBLVP TRGTXECBccX TGT (service identifier)

20: 21:

TRN from initial credit transfer c REF from initial credit transfer c

32A: … 52a: … 58a: …

Value date, currency code and amount c

f Booking h

MT 202 from SWIFT to HAM

TRGTXECBccX (CB Customer Liquidity Bridge)

TRN Related Reference Value date, currency code and amount

20: 21: 32A: … 52a: … 58a: … S: R: 103:

S: R:

Internet-based PM participant SWIFT-based CB customer

Internet-based PM participant c SWIFT-based CB customer c PM debits the account of IB PM participant and credits the account (liquidity bridge) of the CB of CB customer TRGTXECBLVP TRGTXECBccX Same message as d

i Booking j

MT 900 (optional) from HAM to CB of CB customer

TRGTXECBccX (CB Customer Liquidity Bridge)

S: R:

HAM debits the account (liquidity bridge) of the CB of CB customer and credits the account of the CB customer TRGTXECBNLX CB of CB customer

Routing/Mapping of Payments and Ancillary System Transactions

Page 60 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

20: 21: 25: 32A: … 52a: 72:

k

l

S: R: :

MT 202 from HAM to CB customer

MT 910 (optional) from HAM to CB customer

TRGTXECBccX (CB Customer Liquidity Bridge)

TRN by SSP NEW Account of CB of CB customer (debited) Value date, currency code and amount TRGTXEPMLVP /SETTIME/HHMMSSCC /INTERMOD/ TRGTXECBccX SWIFT-based CB Customer BIC

20: 21:

TRN by SSP Reference (21) from initial credit transfer c

32A: … 52a: …

Value date, currency code and amount c

58a: … S: R:

SWIFT-based CB customer c

20: 21: 25: 32A: … 52a: … 56a

//HAM+TRGTXEP0LVP+TRN c Internet-based PM participant c

TRGTXECBxxX CB customer

TRN by SSP Ref by SSP Account of CB customer (debited) Value date, currency code and amount TRGTXEPMLVP TRGTXECBccX

Routing/Mapping of Payments and Ancillary System Transactions

Page 61 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

2.1.4.5

From SWIFT-based CB customer to SWIFT-based CB Customer. Same CB

Message

c MT 202 from CB customer

BIC of respective SSPModule TRGTXECBccX (CB Customer

Field entry S: R:

CB customer (sender) TRGTXECBccX

Routing/Mapping of Payments and Ancillary System Transactions

Page 62 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

d MT 202 from HAM to CB customer (receiver)

TRGTXECBccX (CB Customer Liquidity Bridge)

20: 21: 32A: … 52a: … 58a: … S: R: 20: 21: 32A: … 52a:

e MT 900 (optional) from HAM to CB customer (sender)

f MT 910 from HAM to CB customer (receiver)

TRGTXECBccX (CB Customer Liquidity Bridge)

TRGTXECBccX (CB Customer Liquidity Bridge)

… 58a: … S: R: 20: 21: 25: 32A: … 52a: … S: R: 20: 21: 25: 32A: … 52a: …

TRN Related Reference Value date, currency code and amount CB customer (sender) CB customer (receiver) TRGTXECBccX CB customer (receiver) TRN Related Reference (TRN of initial MT 202/103/103+ c) Value date, currency code and amount //HAM+BIC of CB customer (sender)+ TRN (field 20) of initial MT 202/103/103+ c CB customer (sender) CB customer (receiver) TRGTXECBccX CB customer (sender) TRN by SSP Field 20 (TRN) of initial MT 202/103/103+ c Account of CB customer (sender) (debited) Value date, currency code and amount CB customer (sender) TRGTXECBccX CB customer (receiver) TRN by SSP Field 20 (TRN) of initial MT 202/103/103+ c Account of CB customer (receiver) (credited) Value date, currency code and amount CB customer (sender)

Routing/Mapping of Payments and Ancillary System Transactions

Page 63 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

2.1.4.6

From Internet-based CB customer to SWIFT-based CB customer. Same CB

Internet-based CB Customer A (IBCBITRRXXX)

SWIFT-based CB customer B (SWCBITRRXXX )

ICM ICM Liquidity LiquidityTransfer Transfer

3

2

MT910

MT202/ 103/103+

1

ICM order

SWIFTNet SWIFTNetFIN FIN

SSP

HAM (TRGTXECBITX) IBCBITRRXXX IBCBITRRXXX SWCBITRRXXX SWCBITRRXXX * Internal messages are not explained

Message

c ICM: Credit Transfer: Enter MT202 from CB customer A

BIC of respective SSPModule N/A

Field entry S: R: 113

N/A TRGTXECBccX Bank Priority

Routing/Mapping of Payments and Ancillary System Transactions

Page 64 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

d MT 202 from HAM to CB customer (receiver)

TRGTXECBccX (CB Customer Liquidity Bridge)

20: 21: 32A: … 52a: … 58a: … S: R: 20: 21: 32A: … 52a:

e MT 910 from HAM to CB customer (receiver)

TRGTXECBccX (CB Customer Liquidity Bridge)

… 58a: … S: R: 20: 21: 25: 32A: … 52a: …

TRN Related Reference Value date, currency code and amount CB customer A (sender) SWIFT-based CB customer (receiver) TRGTXECBccX CB customer (receiver) TRN Related Reference (TRN of initial MT 202/103/103+ c) Value date, currency code and amount //HAM+BIC of CB customer (sender)+ TRN (field 20) of initial MT 202/103/103+ c CB customer (sender) CB customer (receiver) TRGTXECBccX CB customer (receiver) TRN by SSP Field 20 (TRN) of initial MT 202/103/103+ c Account of CB customer (receiver) (credited) Value date, currency code and amount CB customer (sender)

Routing/Mapping of Payments and Ancillary System Transactions

Page 65 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

2.1.4.7

From SWIFT-based CB customer to Internet-based CB customer. Same CB

SWIFT-based CB Customer A (SWCBITRRXXX) 1

MT202/ 103/103+

Internet-based CB customer B (IBCBITRRXXX )

2

MT900

SWIFTNet SWIFTNetFIN FIN

SSP

HAM (TRGTXECBITX) SWCBITRRXXX SWCBITRRXXX IBCBITRRXXX IBCBITRRXXX * Internal messages are not explained

Message

c MT 202 from CB customer A (sender) to HAM

BIC of respective SSPModule TRGTXECBccX (CB Customer Liquidity Bridge)

Field entry S: R:

CB customer (sender) TRGTXECBccX

20: 21: 32A: … 52a: … 58a: …

TRN Related Reference Value date, currency code and amount CB customer A (sender) CB customer B (receiver)

Routing/Mapping of Payments and Ancillary System Transactions

Page 66 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

d MT 900 (optional) from HAM to CB customer (sender)

TRGTXECBccX (CB Customer Liquidity Bridge)

S: R:

TRGTXECBccX CB customer (sender)

20: 21: 25: 32A: … 52a: …

TRN by SSP Field 20 (TRN) of initial MT 202/103/103+ c Account of CB customer (sender) (debited) Value date, currency code and amount CB customer (sender)

Routing/Mapping of Payments and Ancillary System Transactions

Page 67 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

2.1.4.8

From Internet-based CB customer to Internet-based CB customer. Same CB

Internet-based CB Customer A (IBCBITRRXXA)

Internet-based CB customer B (IBCBITRRXXB )

1

MT202/ 103/103+

SWIFTNet SWIFTNetFIN FIN

SSP

HAM (TRGTXECBITX) IBCBITRRXXA IBCBITRRXXA IBCBITRRXXB IBCBITRRXXB * Internal messages are not explained

Message

c ICM: Credit Transfer: Enter MT202 from CB customer A (sender) to HAM

BIC of respective SSPModule TRGTXECBccX (CB Customer Liquidity Bridge)

Field entry S: R:

CB customer (sender) TRGTXECBccX

20: 21: 32A: … 52a: … 58a: …

TRN Related Reference Value date, currency code and amount CB customer A (sender) CB customer B (receiver)

Routing/Mapping of Payments and Ancillary System Transactions

Page 68 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

2.1.4.9

From SWIFT-based CB customer to SWIFT-based CB customer. Different CB

CB of CB customer A (IT)

SWIFT-based CB customer A

CB of CB customer B (NL)

SWIFT-based CB customer B

1

2

3

10

8

MT202 103/103+

MT900

MT910

MT900

MT202 103/103+

9

MT910

SWIFTNet SWIFTNetFIN FIN

4

MT202 103/103+

5

6

MT096

MT097

7

MT202 103/103+

SSP

PM

HAM * Internal and MT096-MT097 messages are not explained

Message

c

MT 202 from CB customer A

BIC of respective SSPModule TRGTXECBITX (CB Customer

Field entry S: R:

CB customer A (sender) TRGTXECBITX

Routing/Mapping of Payments and Ancillary System Transactions

Page 69 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

d MT 900 (optional) from HAM to CB customer A (sender)

e MT 910 (optional) from HAM to CB of CB customer A

f MT 202 from HAM to CB customer B (receiver) via PM

TRGTXECBITX (CB Customer Liquidity Bridge)

TRGTXECBITX (CB Customer Liquidity Bridge)

TRGTXECBITX TRGTXECBNLX (CB Customer Liquidity Bridge)

20: 21: 32A: … 52a: … 58a: … S: R:

TRN Related Reference Value date, currency code and amount CB customer A (sender) CB customer B (receiver) TRGTXECBITX CB customer A (sender) TRN by SSP Field 20 (TRN) of initial MT 202/103/103+ c Account of CB customer A (sender) (debited) Value date, currency code and amount

20: 21: 25: 32A: … 52a: … S: R:

TRGTXECBITX CB of CB customer A

20: 21: 25: 32A:

TRN by SSP Field 20 (TRN) of initial MT 202/103/103+ c Account of CB of CB customer A (credited) Value date, currency code and amount

52a: 72:

CB customer A (sender) /SETTIME/HHMMSSCC /INTERMOD/

S: R: 103:

TRGTXECBITX TRGTXECBNLX TGT (service identifier)

20: 21: 32A: … 52a:

TRN Field 20 (TRN) of initial MT 202/103/103+ c Value date, currency code and amount

… 58a: …

CB customer A (sender)

//HAM+BIC of CB customer A (sender)+TRN (field 20) of initial MT 202/103/103+ c CB customer A (sender) CB customer B (receiver)

Routing/Mapping of Payments and Ancillary System Transactions

Page 70 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

i j

k

l

MT 202 from CB customer A (sender) to HAM MT 202 from HAM to CB customer B (receiver)

MT 910 (optional) from HAM to CB customer B (receiver)

MT 900 (optional) from HAM to CB of CB customer B

TRGTXECBNLX (CB Customer Liquidity Bridge) TRGTXECBNLX (CB Customer Liquidity Bridge)

Message from c S: R: 20: 21: 32A: … 52a: … 58a:

TRGTXECBNLX (CB Customer Liquidity Bridge)

S: R: 20: 21: 25:

TRGTXECBNLX (CB Customer Liquidity Bridge)

32A: … 52a: … S: R: 20: 21: 25: 32A: … 52a: 72:

TRGTXECBNLX (cc of receiving country) CB customer B TRN Field 20 (TRN) of initial MT 202/103/103+ f Value date, currency code and amount CB customer A (sender) CB customer B (receiver) TRGTXECBNLX CB customer B (receiver) TRN by SSP Field 20 (TRN) of initial MT 202/103/103+ f Account of the CB customer B (receiver) (credited) Value date, currency code and amount CB customer A (sender) TRGTXECBNLX CB of CB customer B TRN by SSP Field 20 (TRN) of initial MT 202/103/103+ f Account of CB of CB customer B (debited) Value date, currency code and amount CB customer A (sender) /SETTIME/HHMMSSCC /INTERMOD/

Routing/Mapping of Payments and Ancillary System Transactions

Page 71 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

2.1.4.10 From Internet-based CB customer to SWIFT-based CB customer. Different CB.

CB of CB customer A (IT)

Internet-based CB customer A ICM ICM Credit CreditTransfer Transfer

CB of CB customer B (NL)

SWIFT-based CB customer B

2

9

7

MT910

MT900

MT202 103/103+

1

SWIFTNet SWIFTNetFIN FIN

ICM order

8 3

MT202 103/103+

4

6

MT096

5

MT097

MT910

MT202 103/103+

SSP

PM

HAM * Internal and MT096-MT097 messages are not explained

Message

c ICM: Credit Transfer: Enter MT202 from CB customer A

BIC of respective SSPModule N/A

Field entry S: R: 113

N/A TRGTXECBITX Bank Priority

Routing/Mapping of Payments and Ancillary System Transactions

Page 72 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

d MT 910 (optional) from HAM to CB of CB customer A

e MT 202 from HAM to CB customer B (receiver) via PM

TRGTXECBITX (CB Customer Liquidity Bridge)

TRGTXECBITX TRGTXECBNLX (CB Customer Liquidity Bridge)

20: 21: 32A: … 52a: … 58a: … S: R:

TRN Related Reference Value date, currency code and amount

20: 21: 25: 32A: … 52a: 72:

TRN by SSP NEW Account of CB of CB customer A (credited) Value date, currency code and amount

Internet-based CB customer A SWIFT-based CB customer B (receiver) TRGTXECBITX CB of CB customer A

S: R: 103:

CB customer A (sender) /SETTIME/HHMMSSCC /INTERMOD/ TRGTXECBITX TRGTXECBNLX TGT (service identifier)

20: 21:

TRN Field 21 (REF) of initial MT 202/103/103+ c

32A: … 52a:

Value date, currency code and amount

… 58a: … 20: 21: 25: 32A: … 52a: …

//HAM+BIC of CB customer A (sender)+TRN (field 20) of initial credit transfer c CB customer A (sender) CB customer B (receiver) TRN Field 20 (TRN) of initial MT 202/103/103+ f Account of CB of CB customer B (debited) Value date, currency code and amount CB customer A (sender)

Routing/Mapping of Payments and Ancillary System Transactions

Page 73 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

h i

MT 202 from CB customer A (sender) to HAM MT 202 from HAM to CB customer B (receiver)

TRGTXECBNLX (CB Customer Liquidity Bridge) TRGTXECBNLX (CB Customer Liquidity Bridge)

Message via ICM. Credit Transfer from c S: R:

20: 21: 32A: … 52a: …

j

MT 910 (optional) from HAM to CB customer B (receiver)

TRGTXECBNLX (CB Customer Liquidity Bridge)

MT 900 (optional) from HAM to CB of CB customer B

TRGTXECBNLX (CB Customer Liquidity Bridge)

TRN by SSP Field 21 (REF) of initial MT 202/103/103+ f Value date, currency code and amount //HAM+BIC of CB customer A (sender)+TRN (field 20) from e CB customer A (sender)

58a:

CB customer B (receiver)

S: R:

TRGTXECBNLX CB customer B (receiver)

20: 21: 25:

k

TRGTXECBNLX (cc of receiving country) CB customer B

32A: … 52a: … 56a: S: R:

20: 21: 25: 32A: … 52a: 72:

TRN by SSP REF by SSP Account of the CB customer B (receiver) (credited) Value date, currency code and amount CB customer A (sender) TRGTXECBNLX TRGTXECBNLX CB of CB customer B

TRN by SSP Field 20 (TRN) of initial MT 202/103/103+ f Account of CB of CB customer B (debited) Value date, currency code and amount CB customer A (sender) /SETTIME/HHMMSSCC /INTERMOD/

Routing/Mapping of Payments and Ancillary System Transactions

Page 74 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

2.1.4.11 From SWIFT-based CB customer to Internet-based CB customer. Different CB.

CB of CB customer A (IT)

SWIFT-based CB customer A

CB of CB customer B (NL)

Internet-based CB customer B

1

2

3

8

MT202 103/103+

MT900

MT910

MT900

SWIFTNet SWIFTNetFIN FIN

4

MT202 103/103+

5

6

MT096

MT097

7

MT202 103/103+

SSP

PM

HAM * Internal and MT096-MT097 messages are not explained

Message

c MT 202 from CB customer A (sender) to HAM

BIC of respective SSPModule TRGTXECBITX (CB Customer Liquidity Bridge)

Field entry S: R:

CB customer A (sender) TRGTXECBITX

Routing/Mapping of Payments and Ancillary System Transactions

Page 75 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

d MT 900 (optional) from HAM to CB customer A (sender)

e MT 910 (optional) from HAM to CB of CB customer A

f MT 202 from HAM to CB customer B (receiver) via PM

TRGTXECBccX (CB Customer Liquidity Bridge)

TRGTXECBccX (CB Customer Liquidity Bridge)

TRGTXECBccX (CB Customer Liquidity Bridge)

20: 21: 32A: … 52a: … 58a: … S: R:

TRN Related Reference Value date, currency code and amount SWIFT-based CB customer A (sender) Internet-based CB customer B (beneficiary) TRGTXECBITX CB customer A (sender)

20: 21: 25: 32A: … 52a: … S: R:

TRN by SSP Field 20 (TRN) of initial MT 202/103/103+ c Account of CB customer A (sender) (debited) Value date, currency code and amount

20: 21: 25: 32A: … 52a: 72:

TRN by SSP Field 20 (TRN) of initial MT 202/103/103+ c Account of CB of CB customer A (credited) Value date, currency code and amount

S: R: 103:

TRGTXECBITX TRGTXECBNLX TGT (service identifier)

CB customer A (sender) TRGTXECBITX CB of CB customer A

CB customer A (sender) /SETTIME/HHMMSSCC /INTERMOD/

Routing/Mapping of Payments and Ancillary System Transactions

Page 76 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

20: 21: 32A: … 52a:

i

MT 202 from SWIFT to HAM

j

MT 900 (optional) from HAM to CB of CB customer B

TRGTXECBccX (CB Customer Liquidity Bridge) TRGTXECBccX (CB Customer Liquidity Bridge)

TRN Field 20 (TRN) of initial MT 202/103/103+ c Value date, currency code and amount //HAM+BIC of CB customer A (sender)+TRN (field 20) of initial MT 202/103/103+ c CB customer A (sender)

… 58a: … S: R:

Message from f assigned to HAM (not delivered to Internet-based CB customer)

S: R:

TRGTXECBNLX CB of CB customer B

20: 21: 25: 32A: 52a: 72:

CB customer B (receiver)

TRN by SSP Field 20 (TRN) of initial MT 202/103/103+ f Account of CB of CB customer B (debited) Value date, currency code and amount CB customer A (sender) /SETTIME/HHMMSSCC /INTERMOD/

Routing/Mapping of Payments and Ancillary System Transactions

Page 77 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

2.1.4.12 From Internet-based CB customer to Internet-based CB customer. Different CB.

CB of CB customer A (IT)

Internet-based CB customer A ICM ICM Credit CreditTransfer Transfer

CB of CB customer B (NL)

Internet-based CB customer B

2

7

MT910

MT900

1

SWIFTNet SWIFTNetFIN FIN

ICM order

3

MT202 103/103+

4

6

MT096

5

MT097

MT202 103/103+

SSP

PM

HAM * Internal and MT096-MT097 messages are not explained

Message

c ICM: Credit Transfer: Enter MT202 from CB customer A

BIC of respective SSPModule N/A

Field entry S: R: 113

N/A TRGTXECBITX Bank Priority

Routing/Mapping of Payments and Ancillary System Transactions

Page 78 of 235

2 Flow of payments/transactions 2.1 Credit transfer 2.1.4 Credit transfer to a CB customer

d MT 910 (optional) from HAM to CB of CB customer A

e MT 202 from HAM to CB customer B (receiver) via PM

TRGTXECBITX (CB Customer Liquidity Bridge)

TRGTXECBITX TRGTXECBNLX (CB Customer Liquidity Bridge)

20: 21: 32A: … 52a: … 58a: … S: R:

TRN Related Reference Value date, currency code and amount

20: 21: 25: 32A: 52a: 72:

TRN by SSP Field 20 (TRN) of initial MT 202/103/103+ c Account of CB of CB customer A (credited) Value date, currency code and amount CB customer A (sender) /SETTIME/HHMMSSCC /INTERMOD/ TRGTXECBITX TRGTXECBNLX TGT (service identifier)

S: R: 103: 20: 21: 32A: … 52a: … 58a: …

h MT 202 From SWIFT to HAM

i MT 900 (optional) from HAM to CB of CB customer B

TRGTXECBNLX (CB Customer Liquidity Bridge) TRGTXECBNLX (CB Customer Liquidity Bridge)

Internet-based CB customer A Internet-based CB customer B (receiver) TRGTXECBITX CB of CB customer A

TRN Field 20 (TRN) of initial MT 202/103/103+ c Value date, currency code and amount //HAM+BIC of CB customer A (sender)+TRN (field 20) of initial MT 202/103/103+ c CB customer A (sender) CB customer B (receiver) Message from e assigned to HAM (not delivered to Internet-based CB customer)

S: R:

TRGTXECBNLX CB of CB customer B

20: 21: 25: 32A: 52a: 72:

TRN by SSP Field 20 (TRN) of initial MT 202/103/103+ f Account of CB of CB customer B (debited) Value date, currency code and amount CB customer A (sender) /SETTIME/HHMMSSCC /INTERMOD/

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

2.2

Liquidity transfer/Interbank transfer

2.2.1

Liquidity transfer with HAM

2.2.1.1

Liquidity transfer from SWIFT-based PM participant to HAM via ICM

SWIFT-based participant Bank A (BKEEITRRXXX) ICM ICM Liquidity LiquidityTransfer Transfer

7

Resp. CB Bank A (NCBIITRRXXX)

5

MT900

8

MT202

MT910

1

ICM order

SWIFTNet SWIFTNetFIN FIN 3 4

MT900

MT910 SSP

HAM

2

PM

(TRGTXEHMXXX)

Internal message*

BKEEITRRXXX BKEEITRRXXX NCBIITRRXXX NCBIITRRXXX

NCBIITRRXXX NCBIITRRXXX

6

BKEEITRRXXX BKEEITRRXXX

Internal message*

* Internal messages are not explained

Message

c

ICM order

BIC of respective SSP-Module N/A

Field entry S: R:

N/A N/A Screen “Enter Liquidity Transfer”. Click on arrow from RTGS account to HAM account Amount

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

e

MT 900 (optional) from HAM to the CB

BIC of respective SSP-Module TRGTXE HMXXX (SSP-BIC of HAM)

Field entry S: R:

TRGTXEHMXXX CB (NCBIITRRXXX)

20: 21: 25:

TRN by SSP ”NEW” CB’s HAM account identification

32A: … 52a:

Value date, currency code and amount

… 72:

f

MT 910 (optional) from HAM to Bank A

TRGTXE HMXXX (SSP-BIC of HAM)

S: R:

/SETTIME/HHMMSSCC /INTERMOD/ TRGTXEHMXXX Bank A (BKEEIITRRXXX)

20: 21: 25:

TRN by SSP ”NEW” HAM account identification of Bank A

32A: … 52a:

Value date, currency code and amount

… 72:

g

i

MT 202 (optional) from HAM to Bank A

MT 900 (optional) from PM to Bank A

TRGTXE HMXXX (SSP-BIC of HAM)

TRGTXEPMXXX (SSP-BIC of PM)

Bank A (BKEEITRRXXX), “Ordering Institution” c

Bank A (BKEEITRRXXX), “Ordering Institution” c /SETTIME/HHMMSSCC

S: R:

TRGTXEHMXXX Bank A (BKEEIITRRXXX)

20: 21:

TRN by SSP ”NEW”

32A: … 52a:

Value date, currency code and amount

58a : S: R:

Bank A (BKEEITRRXXX), “Ordering Institution” c Bank A (BKEEITRRXXX), “Beneficiary” c TRGTXEPMXXX Bank A (BKEEITRRXXX)

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

j

MT 910 (optional) from PM to the CB

BIC of respective SSP-Module

TRGTXEPMXXX (SSP-BIC of PM)

Field entry 20: 21: 25:

TRN by SSP Related Reference by SSP (same as TRN) RTGS account identification of Bank A

32A: … 52a: …

Value date, currency code and amount Bank A (BKEEITRRXXX), “Ordering Institution” c

72:

/SETTIME/HHMMSSCC /LIQUIOUT/

S: R:

TRGTXEPMXXX CB (NCBIITRRXXX)

20: 21: 25:

TRN by SSP Related Reference by SSP (same as TRN) CB’s RTGS account identification

32A: … 52a: …

Value date, currency code and amount

72:

Bank A (BKEEITRRXXX), “Ordering Institution” c /SETTIME/HHMMSSCC /LIQUIOUT/

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

2.2.1.2

Liquidity transfer from PM participant to HAM via SWIFT FIN payment

SWIFT-based participant Bank A (BKEEITRRXXX) 1

11

MT202

Resp. CB Bank A (NCBIITRRXXX)

5

MT012

8

MT202

MT910

SWIFTNet SWIFTNetFIN FIN

10 2

6

9

MT096

4

MT097

MT202

MT900

MT910

SSP

PM

HAM

3

(TRGTXEPMHAM)

Internal message*

BKEEITRRXXX BKEEITRRXXX NCBIITRRXXX NCBIITRRXXX

(TRGTXEHMXXX) NCBIITRRXXX NCBIITRRXXX

7

Internal message*

BKEEITRRXXX BKEEITRRXXX

* Internal and MT096-097 messages are not explained

Message

c MT 202

from PM account to HAM account (same participant)

BIC of respective SSP-Module TRGTXPMHAM (CB Customer Liquidity Bridge)

Field entry S: R: 103:

BKEEITRRXXX TRGTXPMHAM TGT (service identifier)

20: 21: 32A: … 52a: … 58a:

TRN Related reference Value date, currency code and amount BKEEITRRXXX (Bank A) BKEEITRRXXX (Bank A)

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

f

MT 910 (optional) from HAM to Bank A

BIC of respective SSP-Module TRGTXE HMXXX (SSP-BIC of HAM)

Field entry S: R:

TRGTXEHMXXX Bank A (BKEEIITRRXXX)

20: 21: 25:

TRN by SSP Related reference by SSP HAM account identification of Bank A

32A: … 52a:

Value date, currency code and amount

… 56a:

g

MT 202 (optional) from HAM to Bank A

TRGTXE HMXXX (SSP-BIC of HAM)

MT 900 (optional) from HAM to the CB

TRGTXE HMXXX (SSP-BIC of HAM)

CB’s BIC (NCBIITRRXXX)

72: S: R:

/SETTIME/HHMMSSCC TRGTXEHMXXX Bank A (BKEEIITRRXXX)

20: 21:

TRN by SSP Related reference c

32A: … 52a:

Value date, currency code and amount

53a:

h

Bank A (BKEEITRRXXX), “Ordering Institution” c

Bank A (BKEEITRRXXX), “Ordering Institution” c CB’s BIC (NCBIITRRXXX)

58a : S: R:

Bank A (BKEEITRRXXX), “Beneficiary” c

20: 21: 25:

TRN by SSP NEW CB’s HAM account identification

32A: … 52a:

Value date, currency code and amount

72:

TRGTXEHMXXX CB (NCBIITRRXXX)

Bank A (BKEEITRRXXX), “Ordering Institution” c /SETTIME/HHMMSSCC /INTERMOD/

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

j

MT 910 (optional) from PM to the CB

BIC of respective SSP-Module TRGTXEPMXXX (SSP-BIC of PM)

Field entry 20: 21: 25:

TRN by SSP Related Reference by SSP (same as TRN) CB’s RTGS account identification

32A: … 52a: …

Value date, currency code and amount

72:

l

MT 202 sent by SWIFT to SSP-PM BIC

11 MT 012 (optional)

S: R:

Bank A (BKEEITRRXXX), “Ordering Institution” c /SETTIME/HHMMSSCC /LIQUIOUT/ SWIFT system TRGTXEPMHAM Message c assigned to PM

175: 106: 108: 102: 103: 114:

Input time of the initial MT 202 c Message Input Reference (MIR) of the initial MT 202 c Message User Reference (MUR) if filled, else: TRN of initial MT 202 c SWIFT address of receiver (complete 12 character destination) TGT (service identifier) Payment-release-information-sender (credit and debit time, country code of sender and reference of the initial MT 202 (field 20 c)

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

2.2.1.3

Liquidity transfer from Internet-based PM participant to HAM

Internet-based participant Bank A (BKEEITRRXXX)

Resp. CB Bank A (NCBIITRRXXX)

ICM ICM Liquidity LiquidityTransfer Transfer 5

MT910

1

ICM order

SWIFTNet SWIFTNetFIN FIN

3

MT900 SSP

HAM

2

PM

(TRGTXEHMXXX)

Internal message*

BKEEITRRXXX BKEEITRRXXX NCBIITRRXXX NCBIITRRXXX

NCBIITRRXXX NCBIITRRXXX

4

BKEEITRRXXX BKEEITRRXXX

Internal message*

* Internal messages are not explained

Message

c

ICM order

BIC of respective SSP-Module N/A

Field entry S: R:

N/A N/A Click on arrow from RTGS account to HAM account Amount

e

MT 900 (optional) from HAM to the CB

TRGTXE HMXXX (SSP-BIC of HAM)

S: R:

TRGTXEHMXXX CB (NCBIITRRXXX)

20:

TRN by SSP

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

BIC of respective SSP-Module

Field entry 21: 25:

”NEW” CB’s HAM account identification

32A: … 52a:

Value date, currency code and amount

… 72:

g

MT 910 (optional) from PM to the CB

TRGTXEPMXXX (SSP-BIC of PM)

Bank A (BKEEITRRXXX), “Ordering Institution” c

S: R:

/SETTIME/HHMMSSCC /INTERMOD/ TRGTXEPMXXX CB (NCBIITRRXXX)

20: 21: 25:

TRN by SSP Related Reference by SSP (same as TRN) CB’s RTGS account identification

32A: … 52a: …

Value date, currency code and amount Bank A (BKEEITRRXXX), “Ordering Institution” c

72:

/LIQUIOUT/

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

2.2.1.4

2.2.1.4.1

Liquidity transfer/Interbank tranfer from HAM account holder to a direct PM Participant Same participant (liquidity transfer), via SWIFT FIN payment.

Bank A (BKEEITRRXXX) 1

6

4

MT 202 “simplified”

Resp. CB Bank A (NCBIITRRXXX)

MT 900

MT 910

5

7

MT 910 MT 900

SWIFTNet SWIFTNetFIN FIN

Bank A: direct PM participant, HAM account owner

SSP

2

HAM

Internal message*

(TRGTXEHMXXX) BKEEITRRXXX BKEEITRRXXX NCBIITRRXXX NCBIITRRXXX

PM (TRGTXEPMXXX)

3

Internal message*

NCBIITRRXXX NCBIITRRXXX BKEEITRRXXX BKEEITRRXXX * Internal and SWIFT messages are not explained

Message

c

MT 202 “simplified“ from Bank A to HAM

BIC of respective SSP-Module TRGTXEHMXXX (SSP-BIC of HAM)

Field entry S: R:

Bank A (BKEEITRRXXX) TRGTXEHMXXX

20:

TRN (assigned by sender)

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

BIC of respective SSP-Module

Field entry 21: 32A: … 57a: 58a:

f

MT 900 (optional) from HAM to sender of initial MT 202 “simplified”

TRGTXE HMXXX (SSP-BIC of HAM)

20: 21: 25:

(only if the latter has chosen to receive it)

g

MT 910 (optional) from HAM to the CB

… S: R:

32A: … 52a:

TRGTXE HMXXX (SSP-BIC of HAM)

(only if the latter has chosen to receive it)

(only if creditor has chosen to receive it)

TRGTXEPMXXX (SSP-BIC of PM)

TRGTXEHMXXX Bank A (BKEEITRRXXX) TRN by SSP Field 20 of initial MT 202 “simplified” c Account (which has been debited) Identification Value date, currency code and amount Bank A (BKEEITRRXXX), “Ordering Institution”, sender of initial MT 202 “simplified” /SETTIME/HHMMSSCC

S: R:

TRGTXEHMXXX CB (NCBIITRRXXX)

20: 21: 25:

TRN by SSP ”NEW” Account (which has been credited) Identification Value date, currency code and amount

… 72: MT 910 (optional) from PM to creditor

Debtor’s CB (NCBIITRRXXX) Bank A (BKEEITRRXXX), creditor, Beneficiary Institution

… 72:

32A: … 52a:

h

Related Reference (assigned by sender) Value date, currency code and amount

S: R: 20: 21: 25: 32A:

c

Bank A (BKEEITRRXXX), “Ordering Institution”, sender of initial MT 202 “simplified”

c /SETTIME/HHMMSSCC /INTERMOD/ TRGTXEPMXXX Bank A (BKEEITRRXXX), field 58a of initial MT 202 “simplified” c TRN by SSP = field 20, 21 h Field 21 (TRN) of initial MT 202 “simplified” c Account (which has been credited) Identification Value date, currency code and amount

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

i

MT 900 (optional) from PM to the debtor’s CB (only if the latter has chosen to receive it)

BIC of respective SSP-Module

TRGTXEPMXXX (SSP-BIC of PM)

Field entry … 52a: … 72: S: R: 20: 21: 25: 32A: … 52a: … 72:

BIC of the relevant CB (NCBIITRRXXX) /LIQUIINP/ TRGTXEPMXXX Bank A (NCBIITRRXXX), field 58a of initial MT 202 “simplified” c TRN by SSP = field 20 g = field 20 Account (which has been credited) Identification Value date, currency code and amount BIC of the relevant CB (NCBIITRRXXX) /LIQUIINP/

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

2.2.1.4.2

Same participant (liquidity transfer) ordered via ICM, clicking on button “Liquidity Transfers”

Bank A (BKEEITRRXXX) ICM ICM Liquidity LiquidityTransfer Transfer

Resp. CB Bank A (NCBIITRRXXX)

4

6 5

MT900

7

MT910 MT910

1

MT900

ICM order

SWIFTNet SWIFTNetFIN FIN

SSP 2

HAM

Internal message*

NCBIITRRXXX NCBIITRRXXX

BKEEITRRXXX BKEEITRRXXX NCBIITRRXXX NCBIITRRXXX

PM (TRGTXEPMXXX)

(TRGTXEHMXXX)

3

Internal message*

BKEEITRRXXX BKEEITRRXXX

* Internal messages are not explained

Message

c

ICM order

BIC of respective SSP-Module N/A

Field entry S: R:

N/A N/A Click on arrow from Home Account to RTGS Account Insert amount

f

MT 900 (optional) from HAM to participant

TRGTXE HMXXX (SSP-BIC of HAM)

S: R:

TRGTXEHMXXX Bank A (BKEEITRRXXX)

20:

TRN by SSP

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

BIC of respective SSP-Module

Field entry 21: 25: 32A: … 52a: … 72:

g

MT 910 (optional) from HAM to the CB

TRGTXE HMXXX (SSP-BIC of HAM)

TRGTXEPMXXX (SSP-BIC of PM)

20: 21: 25:

TRN by SSP ”NEW” Account (which has been credited) Identification Value date, currency code and amount

S: R: 20: 21: 25:

i

MT 900 (optional) from PM to the debtor’s CB

TRGTXEPMXXX (SSP-BIC of PM)

/SETTIME/HHMMSSCC TRGTXEHMXXX CB (NCBIITRRXXX)

… 72: MT 910 (optional) from PM to creditor

Bank A (BKEEITRRXXX), “Ordering Institution”,c

S: R:

32A: … 52a:

h

Related Reference by SSP Account (which has been debited) Identification Value date, currency code and amount

32A: … 52a: … 72: S: R: 20: 21: 25:

Bank A (BKEEITRRXXX), “Ordering Institution” c /SETTIME/HHMMSSCC /INTERMOD/ TRGTXEPMXXX Bank A (BKEEITRRXXX), field 58a of initial MT 202 “simplified” c TRN by SSP Related Reference by SSP Account (which has been credited) Identification Value date, currency code and amount BIC of the relevant CB (NCBIITRRXXX) /LIQUIINP/ TRGTXEPMXXX Bank A (NCBIITRRXXX), field 58a of initial MT 202 “simplified” c TRN by SSP Related Reference by SSP Account (which has been debited)

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

BIC of respective SSP-Module

Field entry 32A: … 52a: … 72:

Identification Value date, currency code and amount BIC of the relevant CB (NCBIITRRXXX) /LIQUIINP/

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

2.2.1.4.3

Different participant (Interbank transfer), via SWIFT FIN payment.

Bank A (BKEEITRRXXX) 1

Bank B (BKEEFRPPXXX)

4

MT 202 “simplified”

6

Resp. CB Bank A (NCBIITRRXXX)

MT 900

MT 202

SWIFTNet SWIFTNetFIN FIN

Bank A: sender, HAM account owner, debtor Bank B: receiver, direct PM participant, creditor

SSP

HAM

5

7

MT 910

2

MT 900

Internal message*

(TRGTXEHMXXX) BKEEITRRXXX BKEEITRRXXX NCBIITRRXXX NCBIITRRXXX

PM (TRGTXEPMXXX)

3

Internal message*

NCBIITRRXXX NCBIITRRXXX BKEEFRPPXXX BKEEFRPPXXX * Internal and SWIFT messages are not explained

Message

c

MT 202 „simplified“ from Bank A to HAM

BIC of respective SSP-Module TRGTXEHMXXX (SSP-BIC of HAM)

Field entry S: R:

Bank A (BKEEITRRXXX), debtor TRGTXEHMXXX

20: 21: 32A: … 57a: 58a:

TRN (assigned by sender) Related Reference (assigned by sender) Value date, currency code and amount Debtor’s CB (NCBIITRRXXX) Bank B (BKEEFRPPXXX), creditor, Beneficiary Institution

…

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

f

g

h

MT 900 (optional) from HAM to sender of initial MT 202 “simplified”

MT 910 (optional) from HAM to the CB of the debtor

MT 202 from PM to PM participant, creditor

BIC of respective SSP-Module TRGTXEHMXXX (SSP-BIC of HAM)

Field entry S: R: 20: 21: 25: 32A:

TRGTXEHMXXX (SSP-BIC of HAM)

TRGTXEPMXXX (SSP-BIC of PM)

TRGTXEHMXXX Bank A (BKEEITRRXXX), sender of initial MT 202 “simplified” c TRN by SSP Field 20 of initial MT 202 “simplified” c Account (which has been debited) Identification Value date and amount

52a:

Bank A “(BKEEITRRXXX), “Ordering Institution”, sender of initial MT 202 “simplified”

72:

/SETTIME/HHMMSSCC

S: R:

TRGTXEHMXXX NCBIITRRXXX, CB of the sender of initial MT 202 “simplified” c

20: 21: 25: 32A:

TRN (assigned by SSP) NEW Account (which has been credited) Identification Value date and amount

52a:

Bank A “(BKEEITRRXXX), “Ordering Institution”, sender of initial MT 202 “simplified”

72:

/SETTIME/HHMMSSCC /INTERMOD/ TRGTXEPMXXX Bank B (BKEEFRPPXXX), creditor, field 58a of initial MT 202 “simplified”

S: R: 20: 21: 32A: … 52a: 53a: … 58a …

c

c

TRN (assigned by SSP) = field 20, 21 c Related Reference, field 21 of initial MT 202 “simplified” c Value date, currency code and amount Bank A (BKEEITRRXXX), “Ordering Institution”, sender of initial MT 202 “simplified” c Debtor’s CB = “sender’s correspondent” Bank B (BKEEFRPPXXX), field 58a of initial MT 202 “simplified” c

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

i

MT 900 (optional) from PM to the CB of the debtor of the initial MT 202 “simplified”

BIC of respective SSP-Module TRGTXEPMXXX (SSP-BIC of PM)

Field entry S: R:

TRGTXEPMXXX NCBIITRRXXX, CB of the sender of initial MT 202 “simplified” c

20: 21: 25: … 32A: … 52a:

TRN by SSP = field 20 f = field 20 Account (which has been debited) Identification

…

Value date, currency code and amount Bank A (BKEEITRRXXX) “Ordering Institution”, sender of initial MT 202 “simplified” c

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

2.2.1.5

Liquidity transfer/Interbank tranfer from HAM account holder to a direct PM Participant ordered via ICM.

Note: Ordered via ICM clicking on button “Liquidity Transfers (other Accounts)” 2.2.1.5.1

Same CB

Bank A (BKEEITRRXXX) ICM ICM Liquidity LiquidityTransfer Transfer

Resp. CB of Bank A and Bank B (NCBIITRRXXX) 4

MT900

Bank B (BKFFITMMXXX )

5

7

6

MT910

MT900

MT202

1

ICM order

SWIFTNet SWIFTNetFIN FIN

SSP 2

HAM

Internal message*

(TRGTXEHMXXX) BKEEITRRXXX BKEEITRRXXX NCBIITRRXXX NCBIITRRXXX

PM (TRGTXEPMXXX) NCBIITRRXXX NCBIITRRXXX

3

Internal message*

BKFFITMMXXX BKFFITMMXXX * Internal messages are not explained

Message

c

ICM order

BIC of respective SSP-Module N/A

Field entry S: R:

N/A N/A Participant BIC: Ordering HAM account holder Bank A (BKEEITRRXXX)

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

BIC of respective SSP-Module

Field entry Counterpart for Liquidity Transfer - Participant BIC: Bank B (BKFFITMMXXX), creditor, Beneficiary Institution - Module: RTGS - Responsible CB: CB’s Country Code of the counterpart (IT) - Liquidity transfer (EUR): amount

f

MT 900 (optional) from HAM to ordering HAM account holder

TRGTXEHMXXX (SSP-BIC of HAM)

S: R: 20: 21: 25: 32A: … 52a: … 72:

g

MT 910 (optional) from HAM to the CB of the debtor

TRGTXEHMXXX (SSP-BIC of HAM)

MT 202 from PM to PM participant, creditor

TRGTXEPMXXX (SSP-BIC of PM)

Bank A “(BKEEITRRXXX), “Ordering Institution”, via ICM /SETTIME/HHMMSSCC

S: R:

TRGTXEHMXXX NCBIITRRXXX, CB of Ordering HAM account holder c

20: 21: 25: 32A: … 52a:

TRN (assigned by SSP) NEW Account (which has been credited) Identification Value date and amount

… 72:

h

TRGTXEHMXXX Bank A (BKEEITRRXXX), ordering HAM account holder c TRN by SSP Related Reference by SSP Account (which has been debited) Identification Value date and amount

Bank A “(BKEEITRRXXX), “Ordering Institution”, via ICM c

S: R:

/SETTIME/HHMMSSCC /INTERMOD/ TRGTXEPMXXX Bank B (BKFFITMMXXX), Counterpart for Liquidity Transfer, Creditor, Beneficiary Institution

20: 21:

TRN (assigned by SSP) ICM

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

BIC of respective SSP-Module

Field entry 32A: … 52a: 53a: … 58a

i

MT 900 (optional) from PM to the CB of the debtor of the initial ICM order”

TRGTXEPMXXX (SSP-BIC of PM)

… S: R: 20: 21: 25: … 32A: … 52a: …

Value date, currency code and amount Bank A (BKEEITRRXXX), “Ordering Institution”, via ICM c Debtor’s CB = “sender’s correspondent”. CB of HAM account holder (NCBIITRRXXX) Bank B (BKFFITMMXXX), Counterpart for Liquidity Transfer c TRGTXEPMXXX NCBIITRRXXX, CB of the Counterpart for Liquidity Transfer c TRN by SSP Related reference by SSP Account (which has been debited) Identification Value date, currency code and amount Bank A (BKEEITRRXXX) “Ordering Institution”, ordering HAM account holder via ICMc

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

2.2.1.5.2

Different CB

Bank A BKEEITRRXXX

Resp. CB Bank A NCBIITRRXXX

ICM ICM Liquidity LiquidityTransfer Transfer

4

5

MT900

Resp. CB Bank B NCBIFRPPXXX 7

Bank B BKEEFRPPXXX

MT900

6

MT910

MT202

1

ICM order

SWIFTNet SWIFTNetFIN FIN

SSP 2

HAM

Internal message*

(TRGTXEHMXXX) BKEEITRRXXX BKEEITRRXXX NCBIITRRXXX NCBIITRRXXX

PM (TRGTXEPMXXX) NCBIITRRXXX NCBIITRRXXX

3

Internal message*

BKEEFRPPXXX BKEEFRPPXXX * Internal messages are not explained

Message

c

ICM order

BIC of respective SSP-Module N/A

Field entry S: R:

N/A N/A Participant BIC: Ordering HAM account holder Bank A (BKEEITRRXXX) Counterpart for Liquidity Transfer - Participant BIC: Bank B (BKEEFRPPXXX), creditor, Beneficiary Institution - Module: RTGS - Responsible CB: CB’s Country Code of the counterpart (FR) - Liquidity transfer (EUR): amount

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

f

MT 900 (optional) from HAM to ordering HAM …account holder

BIC of respective SSP-Module TRGTXEHMXXX (SSP-BIC of HAM)

Field entry S: R: 20: 21: 25: 32A: … 52a: … 72:

g

MT 910 (optional) from HAM to the CB of the debtor

TRGTXEHMXXX (SSP-BIC of HAM)

MT 202 from PM to PM participant, creditor

TRGTXEPMXXX (SSP-BIC of PM)

Bank A “(BKEEITRRXXX), “Ordering Institution”, via ICM /SETTIME/HHMMSSCC

S: R:

TRGTXEHMXXX NCBIITRRXXX, CB of Ordering HAM account holder c

20: 21: 25: 32A: … 52a:

TRN (assigned by SSP) NEW Account (which has been credited) Identification Value date and amount

… 72:

h

TRGTXEHMXXX Bank A (BKEEITRRXXX), ordering HAM account holder c TRN by SSP Related reference by SSP Account (which has been debited) Identification Value date and amount

Bank A “(BKEEITRRXXX), “Ordering Institution” via ICM c

S: R:

/SETTIME/HHMMSSCC /INTERMOD/ TRGTXEPMXXX Bank B (BKEEFRPPXXX), Counterpart for Liquidity Transfer, Creditor, Beneficiary Institution

20: 21:

TRN (assigned by SSP) ICM

32A: … 52a:

Value date, currency code and amount

53a: …

Bank A (BKEEITRRXXX), “Ordering Institution”, via ICM c Debtor’s CB = “sender’s correspondent”. CB of HAM account holder (NCBIITRRXXX)

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

BIC of respective SSP-Module

Field entry 58a

i

MT 900 (optional) from PM to the CB of the debtor of the initial ICM order”

TRGTXEPMXXX (SSP-BIC of PM)

… S: R: 20: 21: 25: … 32A: … 52a: …

Bank B (BKEEFRPPXXX), Counterpart for Liquidity Transfer c TRGTXEPMXXX NCBIITRRXXX, CB of the Counterpart for Liquidity Transfer c TRN by SSP Related reference by SSP Account (which has been debited) Identification Value date, currency code and amount Bank A (BKEEITRRXXX) “Ordering Institution”, ordering HAM account holder via ICMc

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

2.2.1.6 2.2.1.6.1

Interbank transfer from HAM account holder to HAM account holder Same CB, via SWIFT FIN payment

Message

c

MT 202 „simplified“ from HAM account holder to HAM

BIC of respective SSP-Module TRGTXEHMXXX (SSP-BIC of HAM)

Field entry S: R:

Bank A (BKEEITRRXXX), debtor TRGTXEHMXXX

20: 21: 32A: … 58a:

TRN (assigned by sender) Related Reference (assigned by sender) Value date, currency code and amount Bank B (BKMMITSSXXX), creditor, Beneficiary Institution

…

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

d

MT 900 (optional) from HAM to sender of initial MT 202

BIC of respective SSP-Module TRGTXEHMXXX (SSP-BIC of HAM)

(only if the latter has chosen to receive it)

Field entry S: R:

TRGTXEHMXXX Bank A (BKEEITRRXXX), sender of initial MT 202 “simplified” c

20: 21: 25:

TRN by SSP Field 20 of initial MT 202 “simplified” c Account (which has been debited) Identification Value date, currency code and amount, field 32A of initial MT 202 “simplified” c

32A: … 52a: … 72:

e

MT 202 “simplified” from HAM to creditor

TRGTXEHMXXX (SSP-BIC of HAM)

TRGTXEHMXXX Bank B (BKMMITSSXXX), field 58a of initial MT 202 “simplified” c

20: 21: 13C: 32A:

TRN (assigned by SSP) Field 21 of initial MT 202 “simplified” Settlement time Value date, currency code and amount, field 32A of initial MT 202 “simplified” c

… 58a:

MT 910 (optional) from HAM to creditor

TRGTXEHMXXX (SSP-BIC of HAM)

/SETTIME/HHMMSSCC

S: R:

… 52a:

f

Bank A (BKEEITRRXXX), “Ordering Institution”, sender of initial MT 202 “simplified” c

… S: R: 20: 21:

1° line: account to be debited (Bank A = sender of initial MT 202 “simplified”) and TRN of initial MT 202 “simplified” c 2° line: Bank A (BKEEITRRXXX), sender of initial MT 202 “simplified”c Bank B (BKMMITSSXXX), field 58a of initial MT 202 “simplified” c TRGTXEHMXXX Bank B (BKMMITSSXXX), field 58a of initial MT 202 “simplified” c TRN by SSP Field 20 e

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

BIC of respective SSP-Module

Field entry 25: 32A: … 52a: … 72:

Account (which has been credited) Identification Value date, currency code and amount, field 32A of initial MT 202 “simplified” c Bank A (BKEEITRRXXX), “Ordering Institution”, sender of initial MT 202 “simplified” c /SETTIME/HHMMSSCC

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

2.2.1.6.2

Same CB. Order via ICM by co-managed HAM account holder.

Bank A (BKEEITRXXX)

Bank C (BKBBITRRXXX)

Bank B (BKMMITSSXXX)

(co-managed)

(co-manager)

(receiver)

ICM ICM Liquidity LiquidityTransfer Transfer

2

3

5

MT900

MT900

4

MT910

MT202

1

ICM order Bank A: HAM account holder, co-managed, debtor

SWIFTNet SWIFTNetFIN FIN

Bank B: receiver, HAM account holder,creditor Bank C: co-manager, ordering institution SSP

HAM (TRGTXEHMXXX) BKEEITRRXXX BKEEITRRXXX BKMMITSSXXX BKMMITSSXXX * Internal messages are not explained

Message

c

ICM order. Liquidity Transfer (other Accounts)

BIC of respective SSP-Module N/A

Field entry S: R:

N/A N/A Counterpart for Liquidity Transfer - Participant BIC: Bank B (BKMMITSSXXX), creditor, Beneficiary Institution - Module: HAM - Responsible CB: CB’s Country Code of the counterpart (IT) - Liquidity transfer (EUR): amount

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

d

MT 900 (optional) from HAM to ordering HAM account holder

BIC of respective SSP-Module TRGTXEHMXXX (SSP-BIC of HAM)

Field entry S: R:

TRGTXEHMXXX Bank A (BKEEITRRXXX), ordering HAM account holder c

20: 21: 25:

TRN by SSP NEW Account (which has been debited) Identification Value date, currency code and amount,c

32A: 52a:

e

MT 900 (optional) from HAM to comanager (only if co-manager has chosen to receive it)

TRGTXEHMXXX (SSP-BIC of HAM)

… 72:

/SETTIME/HHMMSSCC

S: R:

TRGTXEHMXXX Bank A (BKBBITRRXXX),

20: 21: 25:

TRN by SSP NEW Account (which has been debited) Identification Value date, currency code and amount,c

32A: 52a: … 72:

f

MT 202 “simplified” from HAM to creditor

TRGTXEHMXXX (SSP-BIC of HAM)

Bank A (BKEEITRRXXX), “Ordering Institution”, HAM account holder

Bank A (BKEEITRRXXX), “Ordering Institution”, HAM account holder /SETTIME/HHMMSSCC

S: R:

TRGTXEHMXXX Bank B (BKMMITSSXXX), Counterpart for Liquidity Transfer, Creditor,c

20: 21: 13C: 32A:

TRN (assigned by SSP) ICM Settlement time Value date, currency code and amount, field 32A of initial ICM order c

… 52a:

1° line: account to be debited

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

BIC of respective SSP-Module

Field entry (Bank A = HAM Account holder) c 2° line: Bank A (BKEEITRRXXX), Ordering HAM account holder c 58a:

g

MT 910 (optional) from HAM to creditor

TRGTXEHMXXX (SSP-BIC of HAM)

… S: R: 20: 21: 25: 32A: 52a: … 72:

2.2.1.6.3

Bank B (BKMMITSSXXX), Counterpart for Liquidity Transfer c TRGTXEHMXXX Bank B (BKMMITSSXXX), Counterpart for Liquidity Transfer c TRN by SSP Related reference by SSP Account (which has been credited) Identification Value date, currency code and amount c Bank A (BKEEITRRXXX), “Ordering Institution”, HAM account holder c /SETTIME/HHMMSSCC

Different CB Not allowed.

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

2.2.1.7

2.2.1.7.1

Liquidity transfer between “HAM accounts” initiated by a comanager Same CB, via SWIFT FIN payment.

Message

c

MT 202 “simplified“ from co-manager to HAM

BIC of respective SSP-Module TRGTXEHMXXX (SSP-BIC of HAM)

Field entry S: R:

Bank C (BKBBITRRXXX) - Co-manager (PM participant) TRGTXEHMXXX

20: 21:

TRN (assigned by sender) Related Reference (assigned by sender)

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

BIC of respective SSP-Module

Field entry 32A: … 53a: … 58a:

d

MT 900 (optional) from HAM to co-manager

TRGTXEHMXXX (SSP-BIC of HAM)

S: R: 20: 21: 25: 32A:

(only if co-manager has chosen to receive it)

… 52a:

e

MT 900 (optional) from HAM to co-managed account

TRGTXEHMXXX (SSP-BIC of HAM)

… 72: S: R: 20: 21: 25: 32A: … 52a:

f

MT 202 “simplified” from HAM to creditor

TRGTXEHMXXX (SSP-BIC of HAM)

… 72: S: R: 20: 21: 13C: 32A:

Value date, currency code and amount Bank A (BKEEITRRXXX), debtor, co-managed participant Bank B (BKMMITSSXXX), creditor, Beneficiary Institution TRGTXEHMXXX Bank C (BKBBITRRXXX) - Co-manager (PM participant), sender of initial MT 202 “simplified”c TRN by SSP Field 20 of initial MT 202 “simplified” c Account (which has been debited) Identification Value date, currency code and amount, field 32A of initial MT 202 “simplified” c Bank C (BKBBITRRXXX) - Co-manager (PM participant), sender of initial MT 202 “simplified”c /SETTIME/HHMMSSCC TRGTXEHMXXX Bank A (BKEEITRRXXX), debtor, field 53a of initial MT 202 “simplified” TRN by SSP NEW Account (which has been debited) Identification Value date, currency code and amount, field 32A of initial MT 202 “simplified” c Bank C (BKBBITRRXXX) - Co-manager (PM participant), sender of initial MT 202 “simplified”c /SETTIME/HHMMSSCC TRGTXEHMXXX Bank B (BKMMITSSXXX), creditor, field 58a of initial MT 202 “simplified” TRN (assigned by SSP) Field 21 of initial MT 202 “simplified” c Settlement time Value date, currency code and amount, field 32A of initial MT 202 “simplified” c

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

BIC of respective SSP-Module

Field entry … 52a:

53a: … 58a:

g

MT 910 (optional) from HAM to creditor

TRGTXEHMXXX (SSP-BIC of HAM)

… S: R: 20: 21: 25: 32A: … 52a: … 56a: … 72:

2.2.1.7.2

1° line: Account to be debited (co managed) and TRN of initial MT 202 “simplified” c 2° line: Bank C (BKBBITRRXXX) - Co-manager (PM participant), sender of initial MT 202 “simplified” c Bank A (BKEEITRRXXX), debtor, field 53a of initial MT 202 “simplified” c Bank B (BKMMITSSXXX), creditor, field 58a of initial MT 202 “simplified” c TRGTXEHMXXX Bank B (BKMMITSSXXX), creditor, field 58a of initial MT 202 “simplified” c TRN by SSP Field 20 (TRN) f Account (which has been credited) Identification Value date, currency code and amount, field 32A of initial MT 202 “simplified” c Bank C (BKBBITRRXXX) - Co-manager, PM participant, “Ordering Institution”, sender of initial MT 202 “simplified” c Bank A (BKEEITRRXXX), debtor, field 53a of initial MT 202 “simplified” c /SETTIME/HHMMSSCC

Different CB Not allowed.

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

2.2.1.7.3

Same CB. Order via ICM by co-manager.

Bank C (BKBBITRRXXX)

Bank A (BKEEITRRXXX)

Bank B (BKMMITSSXXX)

(co-manager)

(co-managed)

(receiver)

ICM ICM Liquidity LiquidityTransfer Transfer

2

3

5

MT900

MT900

4

MT910

MT202

1

ICM order Bank A: HAM account holder, co-managed, debtor

SWIFTNet SWIFTNetFIN FIN

Bank B: receiver, HAM account holder,creditor Bank C: co-manager, ordering institution SSP

HAM (TRGTXEHMXXX) BKEEITRRXXX BKEEITRRXXX BKMMITSSXXX BKMMITSSXXX * Internal messages are not explained

Message

c

ICM internal message ordered by co-manager

BIC of respective SSP-Module N/A

Field entry S: R:

N/A N/A Participant BIC: HAM account holder Bank A (BKEEITRRXXX) Counterpart for Liquidity Transfer - Participant BIC: Bank B (BKMMITSSXXX), creditor, Beneficiary Institution - Module: HAM - Responsible CB: CB’s Country Code of the

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

BIC of respective SSP-Module

Field entry counterpart (IT) - Liquidity transfer (EUR): amount

d

MT 900 (optional) from HAM to co-manager

TRGTXEHMXXX (SSP-BIC of HAM)

(only if co-manager has chosen to receive it)

e

MT 900 (optional) from HAM to co-managed account

TRGTXEHMXXX (SSP-BIC of HAM)

MT 202 “simplified” from HAM to creditor

TRGTXEHMXXX Bank C (BKBBITRRXXX) - Co-manager, ordering institution via ICM

20: 21: 25: 32A:

TRN by SSP NEW Account (which has been debited) Identification Value date, currency code and amount, c

52a:

Bank C (BKBBITRRXXX) - Co-manager, ordering institution via ICM

… 72: S: R: 20: 21: 25: 32A: … 52a:

(only if the comanaged has chosen to receive it)

f

S: R:

TRGTXEHMXXX (SSP-BIC of HAM)

… 72: S: R: 20: 21: 13C: 32A: … 52a:

/SETTIME/HHMMSSCC TRGTXEHMXXX Bank A (BKEEITRRXXX), debtor, Participant BIC, HAM account holder TRN by SSP NEW Account (which has been debited) Identification Value date, currency code and amount, Bank C (BKBBITRRXXX) - Co-manager, ordering institution via ICM /SETTIME/HHMMSSCC TRGTXEHMXXX Bank B (BKMMITSSXXX), creditor, Counterpart for Liquidity Transfer TRN (assigned by SSP) ICM Settlement time Value date, currency code and amount, field 32A of initial MT 202 “simplified” c 1° line: Account to be debited (co managed) and SSP reference c 2° line: Bank C (BKBBITRRXXX) - Co-manager Ordering institution via ICMc

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

BIC of respective SSP-Module

Field entry 53a: … 58a:

g

MT 910 (optional) from HAM to creditor (only if the creditor has chosen to receive it)

TRGTXEHMXXX (SSP-BIC of HAM)

… S: R: 20: 21: 25: 32A: … 52a: … 56a: … 72:

Bank A (BKEEITRRXXX), debtor, co-managed HAM account holder c Bank B (BKMMITSSXXX), creditor, Counterpart for Liquidity Transfer c TRGTXEHMXXX Bank B (BKMMITSSXXX), creditor, Counterpart for Liquidity Transfer c TRN by SSP Field 20 (TRN) f Account (which has been credited) Identification Value date, currency code and amount, Bank C (BKBBITRRXXX) - Co-manager, Co-manager, ordering institution via ICMc Bank A (BKEEITRRXXX), debtor, co-managed HAM account holder c /SETTIME/HHMMSSCC

Routing/Mapping of Payments and Ancillary System Transactions

Page 114 of 235

2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

2.2.1.8

2.2.1.8.1

Interbank transfer from “HAM account” to RTGS account of a direct participant initiated by a co-manager Same CB, via SWIFT FIN payment

Bank C (BKBBITRRXXX)

Bank B (BKMMFRPPXXX)

(sender)

(receiver)

1 MT 202 “simplified”

4

7

MT 900

MT 202

SWIFTNet SWIFTNetFIN FIN

Bank A (BKEEITWWXXX)

Bank A: HAM account owner, debitor

Resp. CB Bank A (NCBIITRRXXX)

6 MT 900

5

8

MT 910

SSP

HAM

2

Internal message*

(TRGTXEHMXXX) BKEEITWWXXX BKEEITWWXXX NCBIITRRXXX NCBIITRRXXX

Bank B: receiver, direct PM participant, creditor Bank C: sender, Bank A co-manager, PM participant

MT 900

PM (TRGTXEPMXXX)

3

Internal message*

NCBIITRRXXX NCBIITRRXXX BKEEFRPPXXX BKEEFRPPXXX * Internal and SWIFT messages are not explained

Message

c

MT 202 „simplified“ from co-manager to HAM

BIC of respective SSP-Module TRGTXEHMXXX (SSP-BIC of HAM)

Field entry S: R:

Bank C (BKBBITRRXXX) - Co-manager (PM participant) TRGTXEHMXXX

20: 21: 32A: 53a:

TRN (assigned by sender) Related Reference (assigned by sender) Value date, currency code and amount Bank A (BKEEITWWXXX), debtor, co-managed,

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

BIC of respective SSP-Module

Field entry HAM participant … 57a: 58a:

f

MT 900 (optional) from HAM to co-manager

TRGTXEHMXXX (SSP-BIC of HAM)

S: R:

20: 21: 25: 32A: … 52a: … 72:

g

MT 910 (optional) from HAM to the CB of the debtor (comanaged participant)

TRGTXEHMXXX (SSP-BIC of HAM)

/SETTIME/HHMMSSCC

20: 21: 25: 32A: … 52a:

TRN by SSP NEW Account (which has been credited) Identification Value date, currency code and amount

… 72: TRGTXEHMXXX (SSP-BIC of HAM)

Bank C (BKBBITRRXXX) - Co-manager, PM participant, “Ordering Institution”, sender of initial MT 202 “simplified” c

TRGTXEHMXXX (NCBIITRRXXX), CB of the debtor (co-managed participant) of initial MT 202 “simplified” c

56a:

MT 900 (optional) from HAM to co-managed

TRN by SSP Field 20 (TRN) of initial MT 202 “simplified” c Account (which has been debited) Identification Value date, currency code and amount, field 32A of initial MT 202 “simplified” c

S: R:

…

h

Debtor’s CB (NCBIITRRXXX) Bank B (BKMMFRPPXXX), PM participant, creditor, Beneficiary Institution TRGTXEHMXXX Bank C (BKBBITRRXXX) - Co-manager (PM participant), sender of initial MT 202 “simplified”c

S: R:

Bank C (BKBBITRRXXX) - Co-manager (PM participant), “Ordering Institution”, sender of initial MT 202 “simplified” (co-managed participant) c Bank A (BKEEITWWXXX), debtor, field 53a of initial MT 202 “simplified” c /SETTIME/HHMMSSCC /INTERMOD/ TRGTXEHMXXX Co-managed account (BKEEITWWXXX), field 53a of initial MT 202 “simplified” c

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

BIC of respective SSP-Module

Field entry 20: 21: 25: 32A: … 52a:

i

MT 202 from PM to creditor

TRGTXEPMXXX (SSP-BIC of PM)

… 72: S: R: 20: 21: 32A: … 52a: 53a: … 58a:

j

MT 900 (optional) from PM to the CB of the debtor (comanaged participant)

TRGTXEPMXXX (SSP-BIC of PM)

… S: R:

20: 21: 25: 32A: … 52a: …

TRN by SSP NEW Account (which has been debited) Identification Value date, currency code and amount, field 32A of initial MT 202 “simplified” c Bank C (BKBBITRRXXX) - Co-manager (PM participant), “Ordering Institution”, sender of initial MT 202 “simplified” c /SETTIME/HHMMSSCC TRGTXEPMXXX Bank B (BKMMFRPPXXX) - PM participant, field 58a of initial MT 202 “simplified” c TRN by SSP Field 21 of initial MT 202 “simplified” c Value date, currency code and amount, field 32A of initial MT 202 “simplified” c Bank A (BKEEITWWXXX), debtor, co-managed, HAM participant Debtor’s CB (NCBIITRRXXX), “sender’s correspondent”, field 57a of initial MT 202 “simplified” c Bank B (BKMMFRPPXXX) - PM participant, field 58a of initial MT 202 “simplified” c TRGTXEPMXXX NCBIITRRXXX, CB of the debtor (co-managed participant) of initial MT 202 “simplified” c TRN by SSP = field 20 g Field 20 Account (which has been debited) Identification Value date, currency code and amount Debtor’s CB

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

2.2.1.8.2

Different CB, via SWIFT FIN payment

Bank C (BKBBITRRXXX)

Bank B (BKMMFRPPXXX)

(sender)

(receiver)

1 MT 202 “simplified”

4

7

MT 900

MT 202

SWIFTNet SWIFTNetFIN FIN

Bank A (BKEEITWWXXX)

Bank A: HAM account owner, debitor

Resp. CB Bank A (NCBIITRRXXX)

6 MT 900

5

8

MT 910

SSP

HAM

2

Internal message*

(TRGTXEHMXXX) BKEEITWWXXX BKEEITWWXXX NCBIITRRXXX NCBIITRRXXX

Bank B: receiver, direct PM participant, creditor Bank C: sender, Bank A co-manager, PM participant

MT 900

PM (TRGTXEPMXXX)

3

Internal message*

NCBIITRRXXX NCBIITRRXXX BKEEFRPPXXX BKEEFRPPXXX * Internal and SWIFT messages are not explained

Message

c

MT 202 „simplified“ from co-manager to HAM

BIC of respective SSP-Module TRGTXEHMXXX (SSP-BIC of HAM)

Field entry S: R: 20: 21: 32A: 53a:

Bank C (BKBBITRRXXX) - Co-manager (PM participant) TRGTXEHMXXX TRN (assigned by sender) Related Reference (assigned by sender) Value date, currency code and amount Bank A (BKEEITWWXXX), debtor, co-managed, HAM participant

…

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

BIC of respective SSP-Module

Field entry 57a: 58a:

f

MT 900 (optional) from HAM to co-manager

TRGTXEHMXXX (SSP-BIC of HAM)

S: R:

20: 21: 25: 32A: … 52a: … 72:

g

MT 910 (optional) from HAM to the CB of the debtor (comanaged participant)

TRGTXEHMXXX (SSP-BIC of HAM)

/SETTIME/HHMMSSCC

20: 21: 25: 32A: … 52a:

TRN by SSP NEW Account (which has been credited) Identification Value date, currency code and amount

… 72: TRGTXEHMXXX (SSP-BIC of HAM)

Bank C (BKBBITRRXXX) - Co-manager, PM participant, “Ordering Institution”, sender of initial MT 202 “simplified” c

TRGTXEHMXXX (NCBIITRRXXX), CB of the debtor (co-managed participant) of initial MT 202 “simplified” c

56a:

MT 900 (optional) from HAM to co-managed

TRN by SSP Field 20 (TRN) of initial MT 202 “simplified” c Account (which has been debited) Identification Value date, currency code and amount, field 32A of initial MT 202 “simplified” c

S: R:

…

h

Debtor’s CB (NCBIITRRXXX) Bank B (BKMMFRPPXXX), PM participant, creditor, Beneficiary Institution TRGTXEHMXXX Bank C (BKBBITRRXXX) - Co-manager (PM participant), sender of initial MT 202 “simplified”c

S: R: 20: 21:

Bank C (BKBBITRRXXX) - Co-manager (PM participant), “Ordering Institution”, sender of initial MT 202 “simplified” (co-managed participant) c Bank A (BKEEITWWXXX), debtor, field 53a of initial MT 202 “simplified” c /SETTIME/HHMMSSCC /INTERMOD/ TRGTXEHMXXX Co-managed account (BKEEITWWXXX), field 53a of initial MT 202 “simplified” c TRN by SSP NEW

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

BIC of respective SSP-Module

Field entry 25: 32A: … 52a:

i

MT 202 from PM to creditor

TRGTXEPMXXX (SSP-BIC of PM)

… 72: S: R: 20: 21: 32A: … 52a: 53a: … 58a:

j

MT 900 (optional) from PM to the CB of the debtor (comanaged participant)

TRGTXEPMXXX (SSP-BIC of PM)

… S: R:

20: 21: 25: 32A: … 52a: …

Account (which has been debited) Identification Value date, currency code and amount, field 32A of initial MT 202 “simplified” c Bank C (BKBBITRRXXX) - Co-manager (PM participant), “Ordering Institution”, sender of initial MT 202 “simplified” c /SETTIME/HHMMSSCC TRGTXEPMXXX Bank B (BKMMFRPPXXX) - PM participant, field 58a of initial MT 202 “simplified” c TRN by SSP Field 21 of initial MT 202 “simplified” c Value date, currency code and amount, field 32A of initial MT 202 “simplified” c Bank A (BKEEITWWXXX), debtor, co-managed, HAM participant Debtor’s CB (NCBIITRRXXX), “sender’s correspondent”, field 57a of initial MT 202 “simplified” c Bank B (BKMMFRPPXXX) - PM participant, field 58a of initial MT 202 “simplified” c TRGTXEPMXXX NCBIITRRXXX, CB of the debtor (co-managed participant) of initial MT 202 “simplified” c TRN by SSP = field 20 g Field 20 Account (which has been debited) Identification Value date, currency code and amount Debtor’s CB

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

2.2.1.9

2.2.1.9.1

Interbank transfer from “HAM account” to the RTGS account of the co-manager initiated by the co-manager Same CB, via SWIFT FIN payment

Bank A (BKBBITRRXXX) (sender/receiver)

1 MT 202 “simplified”

4

6

MT 900

MT 202

SWIFTNet SWIFTNetFIN FIN

Bank B (BKEEITWWXXX) 6

Bank A: sender and receiver, direct PM participant, Bank B co-manager, creditor

Resp. CB Bank B (NCBIITRRXXX)

MT 900

5

8 MT 910

SSP

HAM

2

Internal message*

(TRGTXEHMXXX) BKEEITWWXXX BKEEITWWXXX NCBIITRRXXX NCBIITRRXXX

Bank B: HAM account owner, debitor

MT 910

PM (TRGTXEPMXXX)

3

Internal message*

NCBIITRRXXX NCBIITRRXXX BKBBITRRXXX BKBBITRRXXX * Internal and SWIFT messages are not explained

Message

c

MT 202 „simplified“ from co-manager to HAM

BIC of respective SSP module TRGTXEHMXXX (SSP-BIC of HAM)

Field entry S: R:

Bank A (BKBBITRRXXX) - Co-manager, PM participant TRGTXEHMXXX

20:

TRN (assigned by sender)

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Message

BIC of respective SSP module

Field entry 21: 32A: … 53a: … 57a: 58a:

f

MT 900 (optional) from HAM to co-manager

TRGTXEHMXXX (SSP-BIC of HAM)

… S: R: 20: 21: 25: 32A:

(only if the comanager has chosen to receive it)

… 52a:

g

MT 910 (optional) from HAM to the debtor/creditor’s CB

TRGTXEHMXXX (SSP-BIC of HAM)

… 72: S: R: 20: 21: 25: 32A: … 52a: … 56a: … 72:

Related Reference (assigned by sender) Value date, currency code and amount Co-managed account (BKEEITWWXXX), debtor, HAM participant Debtor`s/creditor’s CB (NCBIITRRXXX) Bank A (BKBBITRRXXX) – Co-manager, PM participant, Beneficiary Institution, sender of initial MT 202 “simplified” c TRGTXEHMXXX Bank A (BKBBITRRXXX), sender of initial MT 202 “simplified” c TRN by SSP Field 20 (TRN) of initial MT 202 “simplified” c Account (which has been debited) Identification Value date, currency code and amount, field 32A of initial MT 202 “simplified” c Bank A (BKBBITRRXXX) - Co-manager, PM participant, “Ordering Institution”, sender of initial MT 202 “simplified” c /SETTIME/HHMMSSCC TRGTXEHMXXX (NCBIITRRXXX), debtor/creditor’s CB TRN by SSP NEW Account (which has been credited) Identification Value date, currency code and amount Bank A (BKBBITRRXXX) - Co-manager (PM participant), “Ordering Institution”, sender of initial MT 202 “simplified” (co-managed participant) c Bank B (BKEEITWWXXX), debtor, field 53a of initial MT 202 “simplified” c /SETTIME/HHMMSSCC /INTERMOD/

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Message

h

MT 900 (optional) from HAM to co-managed account

BIC of respective SSP module TRGTXEHMXXX (SSP-BIC of HAM)

Field entry S: R:

TRGTXEHMXXX Co-managed account (BKEEITWWXXX), debtor, HAM participant, field 53a of initial MT 202 “simplified” c

20: 21: 25: 32A:

TRN by SSP NEW Account (which has been debited) Identification Value date, currency code and amount, field 32A of initial MT 202 “simplified” c

… 52a:

i

MT 202 from PM to creditor

TRGTXEPMXXX (SSP-BIC of PM)

… 72: S: R:

20: 21: 32A: … 52a: 53a: … 58a:

j

MT 900 (optional) from PM to the debtor/creditor’s CB

TRGTXEPMXXX (SSP-BIC of PM)

S: R: 20: 21: 25: 32A: …

Bank A (BKBBITRRXXX) - Co-manager, PM participant, “Ordering Institution”, sender of initial MT 202 “simplified” c /SETTIME/HHMMSSCC TRGTXEPMXXX Bank A (BKBBITRRXXX) - Co-manager, PM participant, field 58a of initial MT 202 “simplified” (= sender) c TRN by SSP Field 21 of initial MT 202 “simplified” c Value date, currency code and amount, field 32A of initial MT 202 “simplified” c Bank B (BKEEITWWXXX), debtor, co-managed, HAM participant Debtor’s/creditor’s CB (NCBIITRRXXX), “sender’s correspondent”, field 57a of initial MT 202 “simplified” c Bank A (BKBBITRRXXX) - Co-manager, PM participant, field 58a of initial MT 202 “simplified” (= sender) c TRGTXEPMXXX NCBIITRRXXX, debtor/creditor’s CB TRN by SSP = field 20 g Field 20 Account (which has been debited) Identification Value date, currency code and amount

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Message

BIC of respective SSP module

Field entry 52a:

Debtor’s CB

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2.2.1.9.2

Different CB, via SWIFT FIN payment

Bank A (BKBBITRRXXX) (sender/receiver)

1 MT 202 “simplified”

4

7

MT 900

MT 202

SWIFTNet SWIFTNetFIN FIN

Bank B (BKGGDEFFXXX) 5 6

MT 900

Debtor’s CB (NCBDEFFXXX)

MT 910

SSP

HAM

2

8

Bank B: HAM account owner, debitor

MT 900

Internal message*

(TRGTXEHMXXX) BKGGDEFFXXX BKGGDEFFXXX NCBKDEFFXXX NCBKDEFFXXX

Bank A: sender and receiver, direct PM participant, Bank B co-manager, creditor

PM (TRGTXEPMXXX)

3

Internal message*

NCBKDEFFXXX NCBKDEFFXXX BKEEITRRXXX BKEEITRRXXX * Internal and SWIFT messages are not explained

Message

c

MT 202 „simplified“ from co-manager to HAM

BIC of respective SSP module TRGTXEHMXXX (SSP-BIC of HAM)

Field entry S: R: 20: 21: 32A: … 53a: … 57a:

Bank A (BKBBITRRXXX) - Co-manager, PM participant TRGTXEHMXXX TRN (assigned by sender) Related Reference (assigned by sender) Value date, currency code and amount Co-managed account (BKGGDEFFXXX), debtor, HAM participant Debtor’s CB (NCBKDEFFXXX)

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Message

BIC of respective SSP module

Field entry 58a:

f

g

MT 900 (optional) from HAM to co-manager

MT 900 (optional) from HAM to co-managed account

TRGTXEHMXXX (SSP-BIC of HAM)

TRGTXEHMXXX (SSP-BIC of HAM)

… S: R:

MT 910 (optional) from HAM to the debtor’s CB

TRGTXEHMXXX (SSP-BIC of HAM)

TRGTXEHMXXX Bank A (BKBBITRRXXX) - Co-manager, PM participant, sender of initial MT 202 “simplified” c

20: 21: 25: 32A:

TRN by SSP Field 20 (TRN) of initial MT 202 “simplified” c Account (which has been debited) Identification Value date, currency code and amount, field 32A of initial MT 202 “simplified” c

52a: … 72:

Debtor’s CB (NCBKDEFFXXX)

S: R:

TRGTXEHMXXX Co-managed account (BKGGDEFFXXX), debtor, HAM participant, field 53a of initial MT 202 “simplified” c

20: 21: 25: 32A:

TRN by SSP NEW Account (which has been debited) Identification Value date, currency code and amount, field 32A of initial MT 202 “simplified” c

… 52a: … 72:

h

Bank A (BKBBITRRXXX) - Co-manager, PM participant, Beneficiary Institution, sender of initial MT 202 “simplified” c

/SETTIME/HHMMSSCC

Debtor’s CB (NCBKDEFFXXX) /SETTIME/HHMMSSCC

S: R:

TRGTXEHMXXX (NCBKDEFFXXX), debtor’s CB

20: 21: 25:

TRN by SSP NEW Account (which has been credited) Identification Value date, currency code and amount Bank A (BKBBITRRXXX) - Co-manager (PM

32A: 52a:

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

BIC of respective SSP module

Field entry

… 56a: … 72:

i

MT 202 from PM to creditor

TRGTXEPMXXX (SSP-BIC of PM)

TRGTXEPMXXX (SSP-BIC of PM)

/SETTIME/HHMMSSCC /INTERMOD/ TRGTXEPMXXX Bank A (BKBBITRRXXX) - Co-manager, PM participant, field 58a of initial MT 202 “simplified” (= sender) c

20: 21: 32A:

TRN Field 21 of initial MT 202 “simplified” c Value date, currency code and amount, field 32A of initial MT 202 “simplified” c

53a: … 58a:

MT 900 (optional) from PM to the debtor’s CB

Bank B (BKGGDEFFXXX), debtor, field 53a of initial MT 202 “simplified” c

S: R:

… 52a:

j

participant), “Ordering Institution”, sender of initial MT 202 “simplified” (co-managed participant) c

… S: R: 20: 21: 25: 32A: … 52a: …

Bank B (BKGGDEFFXXX), debtor, co managed, HAM participant Debtor’s CB (NCBKDEFFXXX) Bank A (BKBBITRRXXX) - Co-manager, PM participant, field 58a of initial MT 202 “simplified” (= sender) c TRGTXEPMXXX (NCBKDEFFXXX), debtor’s CB TRN by SSP = field 20 g Field 20 Account (which has been debited) Identification Value date, currency code and amount, field 32A of initial MT 202 “simplified” c Debtor’s CB (NCBKDEFFXXX),

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

2.2.1.10 Interbank transfer from “HAM account” to the RTGS account of the co-manager initiated by the co-managed. Same CB. 2.2.1.10.1

Same CB via SWIFT FIN payment

Bank A (BKEEITWWXXX) (co-managed)

1

2

Resp. CB of Bank A (NCBIITRRXXX)

3

MT202 “simplified

MT900

Bank B (BKBBITRRXXX) (co-manager)

8

MT910

7 4

MT900

MT202

MT900

SWIFTNet SWIFTNetFIN FIN

SSP 5

HAM

Internal message*

(TRGTXEPMXXX)

(TRGTXEHMXXX)

NCBIITRRXXX NCBIITRRXXX

BKEEITWWXXX BKEEITWWXXX NCBIITRRXXX NCBIITRRXXX

PM

6

Internal message*

BKBBITRRXXX BKBBITRRXXX

* Internal messages are not explained

Message

c

MT 202 „simplified“ from co-managed to HAM

BIC of respective SSP module TRGTXEHMXXX (SSP-BIC of HAM)

Field entry S:

Bank A (BKEEITWWXXX) - Co-managed

R:

TRGTXEHMXXX

20: 21: 32A: …

TRN (assigned by sender) Related Reference (assigned by sender) Value date, currency code and amount

57a:

Debtor’s/creditor’s CB (NCBIITRRXXX)

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

d

MT 900 (optional) from HAM to co-managed

BIC of respective SSP module

TRGTXEHMXXX (SSP-BIC of HAM)

Field entry 58a:

Bank A (BKBBITRRXXX) – Co-manager, PM participant, Beneficiary Institution

S: R:

TRGTXEHMXXX Bank A (BKEEITWWXXX), sender of initial MT 202 “simplified” c

20: 21: 25: 32A:

TRN by SSP Field 20 (TRN) of initial MT 202 “simplified” c Account (which has been debited) Identification Value date, currency code and amount, field 32A of initial MT 202 “simplified” c

… 52a:

e

MT 910 (optional) from HAM to the debtor/creditor’s CB

TRGTXEHMXXX (SSP-BIC of HAM)

… 72: S: R: 20: 21: 25: 32A: … 52a: … 56a: … 72:

f

MT 900 (optional) from HAM to co-manager account

TRGTXEHMXXX (SSP-BIC of HAM)

Bank A (BKEEITWWXXX) - Co-managed, “Ordering Institution”, sender of initial MT 202 “simplified” c /SETTIME/HHMMSSCC TRGTXEHMXXX NCBIITRRXXX, debtor/creditor’s CB TRN by SSP NEW Account (which has been credited) Identification Value date, currency code and amount Bank A (BKBBITRRXXX) - Co-managed “Ordering Institution”, sender of initial MT 202 “simplified” (co-managed participant) c Bank B (BKEEITWWXXX),

S: R:

/SETTIME/HHMMSSCC /INTERMOD/ TRGTXEHMXXX Co-manager (BKBBIITRRXXX),

20: 21: 25:

TRN by SSP NEW Account (which has been debited) Identification

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

BIC of respective SSP module

Field entry 32A: … 52a:

i

MT 202 from PM to creditor

TRGTXEPMXXX (SSP-BIC of PM)

… 72: S: R:

20: 21: 32A: … 52a: 53a: … 58a:

j

MT 900 (optional) from PM to the debtor/creditor’s CB

TRGTXEPMXXX (SSP-BIC of PM)

S: R: 20: 21: 25: 32A: … 52a: …

Value date, currency code and amount, field 32A of initial MT 202 “simplified” c Bank A (BKEEITWWXXX) - Co-managed, HAM participant, “Ordering Institution”, sender of initial MT 202 “simplified” c /SETTIME/HHMMSSCC TRGTXEPMXXX Bank A (BKBBITRRXXX) - Co-manager, PM participant, field 58a of initial MT 202 “simplified” (= sender) c TRN by SSP Field 21 of initial MT 202 “simplified” c Value date, currency code and amount, field 32A of initial MT 202 “simplified” c Bank B (BKEEITWWXXX), debtor, co-managed, HAM participant Debtor’s/creditor’s CB (NCBIITRRXXX), “sender’s correspondent”, field 57a of initial MT 202 “simplified” c Bank A (BKBBITRRXXX) - Co-manager, PM participant, field 58a of initial MT 202 “simplified” (= sender) c TRGTXEPMXXX NCBIITRRXXX, debtor/creditor’s CB TRN by SSP = field 20 g Field 20 Account (which has been debited) Identification Value date, currency code and amount Debtor’s CB (NCBIITRRXXX)

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

2.2.1.10.2

Same CB via ICM

Bank A (BKEEITWWXXX)

Resp. CB of Bank A (NCBIITRRXXX)

(co-managed)

ICM ICM Liquidity LiquidityTransfer Transfer

2

MT900

4

Bank A (BKBBITRRXXX) (co-manager)

8

MT910

7 3

MT900

MT202

MT900 1

ICM order

SWIFTNet SWIFTNetFIN FIN

SSP 5

HAM

Internal message*

NCBIITRRXXX NCBIITRRXXX

BKEEITWWXXX BKEEITWWXXX NCBIITRRXXX NCBIITRRXXX

PM (TRGTXEPMXXX)

(TRGTXEHMXXX)

6

Internal message*

BKBBITRRXXX BKBBITRRXXX

* Internal messages are not explained

Message

c ICM order. Liquidity Transfer (other accounts)

BIC of respective SSP module N/A

Field entry S: R:

N/A N/A Participant BIC: Ordering HAM account holder Bank A (BKEEITWWXXX) Counterpart for Liquidity Transfer - Participant BIC: Bank B (BKFFITMMXXX), creditor, Beneficiary Institution - Module: RTGS - Responsible CB: CB’s Country Code of the counterpart (IT) - Liquidity transfer (EUR): amount

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

d

Message

BIC of respective SSP module

MT 900 (optional) from HAM to co-managed

TRGTXEHMXXX (SSP-BIC of HAM)

(only if the comanager has chosen to receive it)

Field entry S: R:

TRGTXEHMXXX Bank A (BKEEITWWXXX), sender of initial MT 202 “simplified” c

20: 21: 25: 32A:

TRN by SSP Related Reference by SSP Account (which has been debited) Identification Value date, currency code and amount,

… 52a:

e

MT 910 (optional) from HAM to the debtor/creditor’s CB

TRGTXEHMXXX (SSP-BIC of HAM)

(only if the CB has chosen to receive it)

f

MT 900 (optional) from HAM to co-manager account (only if the comanaged has chosen to receive

it)

TRGTXEHMXXX (SSP-BIC of HAM)

Bank A (BKEEITWWXXX) - Co-managed, “Ordering Institution”, via ICM c

… 72: S: R:

/SETTIME/HHMMSSCC

20: 21: 25: 32A: … 52a:

TRN by SSP NEW Account (which has been credited) Identification Value date, currency code and amount

TRGTXEHMXXX (NCBIITRRXXX), debtor/creditor’s CB

Bank A (BKEEITWWXXX) - Co-managed “Ordering Institution”, via ICM c

… 56a:

Bank B (BKEEITWWXXX), debtor, field 53a of initial MT 202 “simplified” c

… 72: S: R:

/SETTIME/HHMMSSCC /INTERMOD/ TRGTXEHMXXX Co-manager (BKBBITRRXXX),

20: 21: 25: 32A:

TRN by SSP NEW Account (which has been debited) Identification Value date, currency code and amount, field 32A of initial MT 202 “simplified” c

…

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

Message

BIC of respective SSP module

Field entry 52a:

i

MT 202 from PM to creditor

TRGTXEPMXXX (SSP-BIC of PM)

… 72: S: R:

20: 21: 32A: … 52a: 53a: … 58a:

j

MT 900 (optional) from PM to the debtor/creditor’s CB (only if the CB has chosen to receive it)

TRGTXEPMXXX (SSP-BIC of PM)

Bank A (BKEEITWWXXX) - Co-managed, HAM participant, “Ordering Institution”, sender of initial MT 202 “simplified” c /SETTIME/HHMMSSCC TRGTXEPMXXX Bank B (BKBBITRRXXX) - Co-manager, PM participant, field 58a of initial MT 202 “simplified” (= sender) c TRN by SSP ICM Value date, currency code and amount, field 32A of initial MT 202 “simplified” c Bank A (BKEEITWWXXX), debtor, co-managed, HAM participant Debtor’s/creditor’s CB (NCBIITRRXXX), “sender’s correspondent”, CB of HAM account holder Bank B (BKBBITRRXXX) - Co-manager, Counterpart for Liquidity Transfer c

S: R:

TRGTXEPMXXX NCBIITRRXXX, debtor/creditor’s CB

20: 21: 25: 32A: … 52a: …

TRN by SSP = field 20 d Field 20 Account (which has been debited) Identification Value date, currency code and amount Debtor’s CB (NCBIITRRXXX)

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.1 Liquidity transfer with HAM

2.2.1.11 Interbank transfer from “HAM account” to the RTGS account of the co-manager initiated by the co-managed. Different CB. Co-managed participants are allowed to send payment via ICM or SWIFT to the RTGS account of the related co-manager. However the flow of messages is not explained in this document.

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.2 Liquidity transfer with PHA

2.2.2

Liquidity transfer with PHA

2.2.2.1

Liquidity transfer from PHA to PM via SWIFT

CB of PHA account holder

PHA Bank A

Bank A Direct PM participant

2

CB of Bank A

1

3

8

MT202

MT910

Payment instruction

SWIFTNet SWIFTNetFIN FIN

Bank A PHA account holder Bank A: direct PM particpant PHA account holder

4

6

7

MT096

MT097

MT202

PM 5

CB of Bank A Bank A

* Internal and MT096-MT097 messages are not explained

Message

c d e

BIC of respective SSP-Module

Field entry

Payment instruction Booking MT 202 from CB of PHA account holder

TRGTXEPMXXX (SSP BIC of PM)

S: R: 103:

- outside the scope of SSP Debit entry on PHA account of PHA account holder (Bank A) and credit entry on CB account in PHA CB of PHA account holder TRGTXEPMXXX TGT (service identifier)

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.2 Liquidity transfer with PHA

20: 21: 32A: … 52a: … 58a:

TRN Related Reference Value date, currency code and amount PHA account holder (Bank A) PHA account holder (Bank A) = direct PM participant (Bank A)

…

g

Booking

i

MT 202 sent by SWIFT to SSP-PM MT 910 (optional) from PM to direct PM participant (PHA account holder )

j

Note: Priority – urgent or normal PM debits the RTGS account of CB of PHA account holder and credits the account of direct PM participant (Bank A) in PM TRGTXEPMXXX (SSP-BIC of PM) TRGTXEPMXXX (SSP-BIC of PM)

Message from e (Y-Copy) S: R:

TRGTXEPMXXX direct

20: 21: 25:

TRN by SSP Field 21 (Rel Ref) of initial MT 202 e Account of PHA account holder (credited)

32A: … 52a: … 72:

Value date, currency code and amount PHA account holder (Bank A) /LIQUIINP/

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.2 Liquidity transfer with PHA

2.2.2.2

Liquidity transfer from PHA to PM via ICM

CB of PHA account holder

PHA Bank A

Bank A Direct PM participant

2

CB of Bank A

1 3

ICM order

8

MT202

MT910

ICM Enter Liquidity Transfer

SWIFTNet SWIFTNetFIN FIN

Bank A PHA account holder Bank A: direct PM particpant PHA account holder

4

6

7

MT096

MT097

MT202

PM 5

CB of Bank A Bank A

* Internal and MT096-MT097 messages are not explained

Message

c

ICM order from PHA account holder to PM direct participant

BIC of respective SSP-Module N/A

Field entry S: N/A R: N/A Screen: Enter Liquidity Transfer Transfer from PHA to PM Amount

d

Booking

Debit entry on PHA account of PHA account holder (Bank A) and credit entry on CB account in PHA

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.2 Liquidity transfer with PHA

e

MT 202 from CB of PHA account holder to PHA account holder (Bank A) = direct PM participant (Bank A)

TRGTXEPMXXX (SSP BIC of PM)

S: R: 103:

CB of PHA account holder TRGTXEPMXXX TGT (service identifier)

20: 21: 32A: … 52a: … 58a:

TRN Related Reference Value date, currency code and amount PHA account holder (Bank A) PHA account holder (Bank A) = direct PM participant (Bank A)

…

g

Booking

i

MT 202 sent by SWIFT to SSP-PM MT 910 (optional) from PM to direct PM participant (PHA account holder )

j

Note: Priority – urgent or normal PM debits the RTGS account of CB of PHA account holder and credits the account of direct PM participant (Bank A) in PM TRGTXEPMXXX (SSP-BIC of PM) TRGTXEPMXXX (SSP-BIC of PM)

Message from e (Y-Copy) S: R:

TRGTXEPMXXX direct

20: 21: 25:

TRN by SSP Field 21 (Rel Ref) of initial MT 202 e Account of PHA account holder (credited)

32A: … 52a: … 72:

Value date, currency code and amount PHA account holder (Bank A) /LIQUIINP/

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.2 Liquidity transfer with PHA

2.2.2.3

Liquidity transfer from a PHA account holder to a direct PM participant during the business day

See 2.2.2.1 with the priority “urgent”.

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.2 Liquidity transfer with PHA

2.2.2.4

Liquidity transfer from direct PM participant to PHA account holder via SWIFT.

Bank A direct PM participant 1

MT202

CB of PHA account holder

8

5

PHA CB of Bank A 6

Bank A

MT202

MT012

7

Fowarding of payment

SWIFTNet SWIFTNetFIN FIN

Bank A: direct PM participant PHA account holder

2

Bank A PHA account holder

4

MT096

PM 3

MT097

Bank A CB of Bank A

* Internal and MT096-MT097 messages are not explained

Message

c

MT 202 from direct PM participant to PHA

BIC of respective SSP-Module

Field entry S: R: 103:

Direct PM participant CB’s BIC of PHA account holder TGT (service identifier)

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.2 Liquidity transfer with PHA

e

Booking

g

MT 202 to PHA account holder Booking

h i j

Forwarding of payment MT 012 (optional)

20: 21: 32A: … 52a: …

TRN Related Reference Value date, currency code and amount

58a: …

PHA account holder (Bank A)

Direct PM participant =PHA account holder (Bank A)

PM debits the RTGS account of direct PM participant and credits the account of CB with PHA in PM TRGTXEPMXXX (SSP-BIC of PM)

Message from c (Y-Copy) Debit entry on CB account and credit entry on account of PHA account holder in PHA

S: R: 175: 106: 108: 102: 103: 114:

- outside the scope of SSP SWIFT system Direct PM participant Input time of the initial MT 202 c Message Input Reference (MIR) of the initial MT 202 c Message User Reference (MUR) if filled, else: TRN of initial MT 202 c SWIFT address of receiver (complete 12 character destination) TGT (service identifier) Payment-release-information-sender (credit and debit time, country code of sender and reference of the initial MT 202 (field 20 c)

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.2 Liquidity transfer with PHA

2.2.2.5

Liquidity transfer from direct PM participant to PHA account holder via ICM.

Bank A direct PM participant ICM ICM Enter EnterLiquidity Liquidity Transfer Transfer

CB of PHA account holder

3

4

PHA CB of Bank A 5

Bank A

MT202

MT900

6

Fowarding of payment

1

ICM order

SWIFTNet SWIFTNetFIN FIN

Bank A PHA account holder

Bank A: direct PM participant PHA account holder

PM 2

Bank A CB of Bank A

* Internal and MT096-MT097 messages are not explained

Message

c

ICM order from direct PM participant to PHA account holder

BIC of respective SSP-Module N/A

Field entry S: R:

N/A N/A Screen: Enter Liquidity Transfer Transfer from PM to PHA Amount

d

Booking

PM debits the RTGS account of direct PM participant and credits the account of CB with PHA in PM

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.2 Liquidity transfer with PHA

e

MT 900 (optional) to direct PM participant

f

MT 202 to CB of PHA …account holder

S: TRGTXEPMXXX R: PM participant (Bank A)

TRGTXEPMXXX (SSP-BIC of PM) 20: 21: 25: 32A:

TRN by SSP NONREF RTGS account number Value date, currency code and amount

52a:

Direct PM participant =PHA account holder (Bank A)

72

/LIQUIOUT/ S: TRGTXEPMXXX R: CB’s BIC of PHA account holder

20 21 32A 52a

TRN by SSP Related reference by SSP (same as TRN) Value date, currency code and amount Direct PM participant =PHA account holder (Bank A) /Account for liquidity removal during the day PHA account holder (Bank A)

TRGTXEPMXXX (SSP-BIC of PM)

58a

g

Booking

h

Forwarding of payment

Debit entry on CB account and credit entry on account of PHA account holder in PHA - outside the scope of SSP -

Routing/Mapping of Payments and Ancillary System Transactions

Page 143 of 235

2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.2 Liquidity transfer with PHA

2.2.2.6

Liquidity transfer from direct PM participant to PHA account holder at the End of Day.

Bank A direct PM participant Standing StandingOrder Order BIC BICfor for liquidity liquidityremoval removal

CB of PHA account holder

3

4

PHA CB of Bank A 5

Bank A

MT202

MT900

6

Fowarding of payment

1

Standing order

SWIFTNet SWIFTNetFIN FIN

Bank A PHA account holder

Bank A: direct PM participant PHA account holder

PM 2

Bank A CB of Bank A

* Internal and MT096-MT097 messages are not explained

Message

c

d e

Standing order from direct PM participant to PHA account holder Booking MT 900 (optional) to direct PM participant

BIC of respective SSP-Module N/A

TRGTXEPMXXX (SSP-BIC of PM)

Field entry Standing order Transfer from PM to PHA BIC for liquidity removal at EoD= CB’s BIC PM debits the RTGS account of direct PM participant and credits the account of CB with PHA in PM S: TRGTXEPMXXX R: PM participant (Bank A)

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.2 Liquidity transfer with PHA

f

MT 202 to CB of PHA account holder

20: 21: 25: 32A:

TRN by SSP Related reference by SSP (same as TRN RTGS account number Value date, currency code and amount

52a:

Direct PM participant =PHA account holder (Bank A)

72

/LIQUIEOD/ S: TRGTXEPMXXX R: CB’s BIC of PHA account holder

TRGTXEPMXXX (SSP-BIC of PM) 20 21 32A 52a 58a

g

Booking

h

Forwarding of payment

TRN by SSP Related reference by SSP (same as TRN) Value date, currency code and amount Direct PM participant =PHA account holder (Bank A) /Account number for liquidity removal at EoD PHA account holder (Bank A) Debit entry on CB account and credit entry on account of PHA account holder in PHA - outside the scope of SSP -

Routing/Mapping of Payments and Ancillary System Transactions

Page 145 of 235

2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.3 Liquidity transfer between group of account members

2.2.3

Liquidity transfer between group of account members

2.2.3.1

Liquidity transfer between group of account members via ICM

Group of accounts manager

Direct PM participant A (GoA)

ICM ICM Enter EnterLiquidity Liquidity Transfer Transfer

Direct PM participant B (GoA)

2

3

MT900

MT910

1

ICM order

SWIFTNet SWIFTNetFIN FIN

PM * Internal and MT096-MT097 messages are not explained

Message

c

ICM order by group of account manager

BIC of respective SSP-Module N/A

Field entry S: R:

N/A N/A Screen: Enter Liquidity Transfer Transfer from direct PM participant A to direct PM participant B (In the previous screen A and B have to be selected from the list in which all the members of the GoA are displayed) Amount

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.2 Liquidity transfer/Interbank transfer 2.2.3 Liquidity transfer between group of account members

d

e

MT 900 (optional) to direct PM participant A

MT 910 (optional) to direct PM …...participant B

S: TRGTXEPMXXX R: PM participant A

TRGTXEPMXXX (SSP-BIC of PM) 20: 21: 25: 32A:

TRN by SSP Related reference by SSP (same as TRN) RTGS account number of A Value date, currency code and amount

52a:

Ordering BIC

72

/LIQUIOUT/ S: TRGTXEPMXXX R: PM participant B

20: 21: 25: 32A:

TRN by SSP Related reference by SSP (same as TRN) RTGS account number of B Value date, currency code and amount

52a:

Ordering BIC

72

/LIQUIINP/

TRGTXEPMXXX (SSP-BIC of PM)

Routing/Mapping of Payments and Ancillary System Transactions

Page 147 of 235

2 Flow of payments/transactions 2.3 Direct debits 2.3.1 Debiting a direct participant

2.3

Direct debits

2.3.1

Debiting a direct participant

2.3.1.1

From CI as direct participant

Message

c

MT 204 from Bank A to Bank B

BIC of respective SSP module

Field entry S: R: 103:

Bank A (BKAAFRPPXXX) Bank B (BKDDDEDDXXX) TGT (service identifier)

Sequence A Common Elements – Reimbursement Details

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.3 Direct debits 2.3.1 Debiting a direct participant

Message

BIC of respective SSP module

Field entry 20: 19: 30: …

TRN Sum of Amounts Value Date

Repetitive Sequence B – Transaction Details

20: … 32B: 53a: …

f g

MT 204 from Bank A to Bank B MT 012 (optional)

TRN Transaction Amount Bank B (BKDDDEDDXXX) Message from c

S: R:

SWIFT system Bank A (BKAAFRPPXXX)

175: 106:

Input time of the initial MT 204 c Message Input Reference (MIR) of the initial MT 204 c Message User Reference (MUR) if filled, else: TRN of initial MT 204 c SWIFT address of receiver (complete 12 character destination) TGT (service identifier) Payment-release-information-sender (credit and debit time, country code of sender and reference of the initial MT 204 (field 20) c)

108: 102: 103: 114:

Routing/Mapping of Payments and Ancillary System Transactions

Page 149 of 235

2 Flow of payments/transactions 2.3 Direct debits 2.3.1 Debiting a direct participant

2.3.1.2

From CI as direct participant using a second BIC

Message

c

MT 204 from Bank A to Bank B

BIC of respective SSP module

Field entry S: R: 103:

Bank A using a second BIC (BKCCDEFF425) Bank B (BKDDDEDDXXX) TGT (service identifier)

Sequence A Common Elements – Reimbursement Details

20: 19: 30: …

TRN Sum of Amounts Value Date

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.3 Direct debits 2.3.1 Debiting a direct participant

Message

BIC of respective SSP module

Field entry Repetitive Sequence B – Transaction Details

20: … 32B: 53a:

f g

MT 204 from Bank A to Bank B MT 012 (optional)

TRN Transaction Amount Bank B (BKDDDEDDXXX), Debit Institution Message from c

S: R:

SWIFT system Bank A using a second BIC (BKCCDEFF425), sender of initial MT 204 c

175: 106:

Input time of the initial MT 204 c Message Input Reference (MIR) of the initial MT 204 c Message User Reference (MUR) if filled, else: TRN of initial MT 204 c SWIFT address of receiver (complete 12 character destination) TGT (service identifier) Payment-release-information-sender (credit and debit time, country code of sender and reference of the initial MT 204 (field 20) c)

108: 102: 103: 114:

Routing/Mapping of Payments and Ancillary System Transactions

Page 151 of 235

2 Flow of payments/transactions 2.3 Direct debits 2.3.1 Debiting a direct participant

2.3.1.3

From CI as indirect participant

Message

c d

Payment instruction MT 204 from Bank A to Bank B

BIC of respective SSP module

Field entry

S: R: 103:

- outside the scope of SSP Bank A (BKDDDEDDXXX) (to whom the indirect participant BKDDDEM1XXX is related) Bank B (BKBBITRRXXX) TGT (service identifier)

Sequence A Common Elements – Reimbursement Details

Routing/Mapping of Payments and Ancillary System Transactions

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2 Flow of payments/transactions 2.3 Direct debits 2.3.1 Debiting a direct participant

Message

BIC of respective SSP module

Field entry 20: 19: 30: 58a:

TRN Sum of Amounts Value Date Indirect participant (BKDDDEM1XXX)

Repetitive Sequence B – Transaction Details

20: … 32B: 53a: …

g h

MT 204 from Bank A to Bank B MT 012 (optional)

TRN Transaction Amount Bank B (BKBBITRRXXX) Message from d

S: R:

SWIFT system Bank A (BKDDDEDDXXX), sender of initial MT 204

175: 106:

Input time of the initial MT 204 d Message Input Reference (MIR) of the initial MT 204 d Message User Reference (MUR) if filled, else: TRN of initial MT 204 d SWIFT address of receiver (complete 12 character destination) TGT (service identifier) Payment-release-information-sender (credit and debit time, country code of sender and reference of the initial MT 204 (field 20) d)

108: 102: 103: 114:

Routing/Mapping of Payments and Ancillary System Transactions

Page 153 of 235

2 Flow of payments/transactions 2.3 Direct debits 2.3.2 Debiting an indirect participant

2.3.2

Debiting an indirect participant

2.3.2.1

From CI as direct participant

Message

c

MT 204 from Bank A to Bank B

BIC of respective SSP module

Field entry S: R: 103:

Bank A (BKAAFRPPXXX) Bank B (BKDDDEDDXXX) TGT (service identifier)

Sequence A Common Elements – Reimbursement Details

Routing/Mapping of Payments and Ancillary System Transactions

Page 154 of 235

2 Flow of payments/transactions 2.3 Direct debits 2.3.2 Debiting an indirect participant

Message

BIC of respective SSP module

Field entry 20: 19: 30: …

TRN Sum of Amounts Value Date

Repetitive Sequence B – Transaction Details

20: … 32B: 53a: …

f g

MT 204 from Bank A to Bank B MT 012 (optional)

Transaction Amount Bank C (BKDDDEM1XXX) Message from c

S: R:

SWIFT system Bank A (BKAAFRPPXXX), sender of initial MT 204

175: 106:

Input time of the initial MT 204 c Message Input Reference (MIR) of the initial MT 204 c Message User Reference (MUR) if filled, else: TRN of initial MT 204 c SWIFT address of receiver (complete 12 character destination) TGT (service identifier) Payment-release-information-sender (credit and debit time, country code of sender and reference of the initial MT 204 (field 20) c)

108: 102: 103: 114:

h

TRN

Forwarding of payment

Routing/Mapping of Payments and Ancillary System Transactions

Page 155 of 235

2 Flow of payments/transactions 2.3 Direct debits 2.3.2 Debiting an indirect participant

2.3.2.2

From CI as direct participant using a second BIC

Message

c

MT 204 from Bank A to Bank B

BIC of respective SSP module

Field entry S: R: 103:

Bank A using a second BIC (BKCCDEFF425) Bank B (BKDDDEDDXXX) TGT (service identifier)

Sequence A Common Elements – Reimbursement Details

20: 19: 30: …

TRN Sum of Amounts Value Date

Routing/Mapping of Payments and Ancillary System Transactions

Page 156 of 235

2 Flow of payments/transactions 2.3 Direct debits 2.3.2 Debiting an indirect participant

Message

BIC of respective SSP module

Field entry Repetitive Sequence B – Transaction Details

20: … 32B: 53a: …

f g

MT 204 from Bank A to Bank B MT 012 (optional)

Transaction Amount Bank C (BKDDDEM1XXX) Message from c

S: R:

SWIFT system Bank A using a second BIC (BKCCDEFF425), sender of initial MT 204 c

175: 106:

Input time of the initial MT 204 c Message Input Reference (MIR) of the initial MT 204 c Message User Reference (MUR) if filled, else: TRN of initial MT 204 c SWIFT address of receiver (complete 12 character destination) TGT (service identifier) Payment-release-information-sender (credit and debit time, country code of sender and reference of the initial MT 204 (field 20) c)

108: 102: 103: 114:

h

TRN

Forwarding of payment

Routing/Mapping of Payments and Ancillary System Transactions

Page 157 of 235

2 Flow of payments/transactions 2.3 Direct debits 2.3.2 Debiting an indirect participant

2.3.2.3

From CI as indirect participant

Message

c d

Payment instruction MT 204 from Bank A to Bank B

BIC of respective SSP module

Field entry

S: R: 103:

- outside the scope of SSP Bank A (BKDDDEDDXXX) (to whom the indirect participant BKDDDEM1XXX is related) Bank B (BKBBITRRXXX)(to whom the indirect participant/debtor BKDDFRP1XXX is related) TGT (service identifier)

Sequence A Common Elements – Reimbursement Details

Routing/Mapping of Payments and Ancillary System Transactions

Page 158 of 235

2 Flow of payments/transactions 2.3 Direct debits 2.3.2 Debiting an indirect participant

Message

BIC of respective SSP module

Field entry 20: 19: 30: 58a:

TRN Sum of Amounts Value Date Indirect participant, Bank C (BKDDDEM1XXX)

Repetitive Sequence B – Transaction Details

20: … 32B: 53a: …

g h

MT 204 from Bank A to Bank B MT 012 (optional)

Transaction Amount Indirect participant, Bank D (BKDDFRP1XXX) Message from d

S: R:

SWIFT system Bank A (BKDDDEDDXXX), sender of initial MT 204 d

175: 106:

Input time of the initial MT 204 d Message Input Reference (MIR) of the initial MT 204 d Message User Reference (MUR) if filled, else: TRN of initial MT 204 d SWIFT address of receiver (complete 12 character destination) TGT (service identifier) Payment-release-information-sender (credit and debit time, country code of sender and reference of the initial MT 204 (field 20) d)

108: 102: 103: 114:

i

TRN

Forwarding of payment

Routing/Mapping of Payments and Ancillary System Transactions

Page 159 of 235

2 Flow of payments/transactions 2.4 AS transactions 2.4.1 Liquidity transfer

c

2.4

AS transactions

2.4.1

Liquidity transfer

2.4.1.1

Debit the mirror account and credit the settlement bank account

Message ASTransferInitiation from Ancillary System to PM

Tag/field of message ABCDE1234 ►INNDNL2UXXX ► ABC1234